Nbkc Bank Mortgage Rates, Fees & Info

KANSAS, KS

LEI: 213800XR2TCBQJSF1X93

Tax ID: 48-1213018

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Mortgage Data

Bank Data

Review & Overview

Nbkc Bank is a small bank specializing in Home Purchase loans. Nbkc Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, Washington, Seattle, Dallas, and Atlanta among others. We have data for 515 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nbkc Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbkc Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.28% 4/22/24
30 Year Conventional Refi 6.20% 4/22/24
30 Year Cash-out Refi 6.38% 4/22/24
30 Year FHA Purchase 6.82% 4/22/24
30 Year FHA Refi 6.29% 4/22/24
30 Year VA Purchase 5.84% 4/22/24
30 Year VA Refi 5.79% 4/22/24
15 Year Conventional Purchase 5.64% 4/22/24
15 Year Conventional Refi 5.66% 4/22/24
15 Year Cash-out Refi 5.66% 4/22/24
15 Year VA Purchase 5.68% 4/22/24
15 Year VA Refi 5.51% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nbkc Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nbkc Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,786

Origination Dollar Volume (All Markets)

$2,098,950,000

Employee count

315 Show all (147) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 472 $113,920,000 $241,356 $3,047 4.57%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 170 $76,980,000 $452,824 $7,325 4.27%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 183 $76,685,000 $419,044 $4,735 4.35%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 223 $69,835,000 $313,161 $6,087 4.28%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 211 $65,705,000 $311,398 $4,032 4.33%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 143 $64,335,000 $449,895 $3,954 4.36%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 170 $63,420,000 $373,059 $5,636 4.49%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 200 $57,810,000 $289,050 $4,528 4.38%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 194 $57,140,000 $294,536 $4,497 4.43%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 135 $44,715,000 $331,222 $4,492 4.39%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 124 $44,320,000 $357,419 $3,954 4.37%
Outside of Metro Areas 173 $40,745,000 $235,520 $3,954 4.47%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 117 $39,775,000 $339,957 $4,290 4.42%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 86 $39,650,000 $461,047 $5,877 4.37%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 139 $38,915,000 $279,964 $5,276 4.41%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 74 $36,420,000 $492,162 $4,441 4.49%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 123 $35,775,000 $290,854 $5,859 4.24%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 109 $31,585,000 $289,771 $4,919 4.41%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 101 $31,235,000 $309,257 $5,831 4.40%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 95 $29,325,000 $308,684 $6,251 4.18%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 75 $28,415,000 $378,867 $4,907 4.31%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 81 $26,315,000 $324,877 $5,794 4.27%
COLORADO SPRINGS, CO (FHA|USDA|VA) 68 $24,940,000 $366,765 $5,404 4.31%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 82 $23,580,000 $287,561 $4,250 4.28%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 67 $19,705,000 $294,104 $3,816 4.34%
JACKSONVILLE, FL (FHA|USDA|VA) 69 $19,125,000 $277,174 $5,575 4.30%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 67 $19,015,000 $283,806 $4,704 4.47%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 60 $18,050,000 $300,833 $5,782 4.44%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 57 $17,715,000 $310,789 $5,480 4.36%
SALT LAKE CITY, UT (FHA|USDA|VA) 55 $17,665,000 $321,182 $3,466 4.54%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 50 $17,420,000 $348,400 $3,688 4.27%
URBAN HONOLULU, HI (FHA|USDA|VA) 32 $16,980,000 $530,625 $7,838 4.19%
ANCHORAGE, AK (FHA|USDA|VA) 46 $15,950,000 $346,739 $4,919 4.27%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 37 $14,315,000 $386,892 $6,475 4.18%
BOISE CITY, ID (FHA|USDA|VA) 43 $13,635,000 $317,093 $4,815 4.06%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 48 $13,150,000 $273,958 $2,944 4.44%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 34 $13,110,000 $385,588 $5,909 4.20%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 28 $12,980,000 $463,571 $2,319 4.35%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 42 $12,850,000 $305,952 $5,171 4.24%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 32 $12,650,000 $395,313 $7,218 4.01%
St. Marys, GA (FHA|USDA|VA) 64 $11,570,000 $180,781 $4,585 4.35%
ST. LOUIS, MO-IL (FHA|USDA|VA) 42 $11,320,000 $269,524 $5,160 4.35%
TUCSON, AZ (FHA|USDA|VA) 40 $11,320,000 $283,000 $4,241 4.24%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 32 $10,880,000 $340,000 $4,665 4.26%
VALLEJO, CA (FHA|USDA|VA) 28 $10,880,000 $388,571 $6,302 4.33%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 33 $10,655,000 $322,879 $4,917 4.26%
ALBUQUERQUE, NM (FHA|USDA|VA) 37 $10,355,000 $279,865 $5,324 4.31%
RENO, NV (FHA|USDA|VA) 27 $9,395,000 $347,963 $3,376 4.35%
RALEIGH-CARY, NC (FHA|USDA|VA) 30 $9,320,000 $310,667 $3,807 4.30%
PROVO-OREM, UT (FHA|USDA|VA) 26 $8,700,000 $334,615 $4,492 4.31%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 29 $8,155,000 $281,207 $6,008 4.22%
RICHMOND, VA (FHA|USDA|VA) 25 $8,135,000 $325,400 $5,213 4.38%
LOUISVILLE, KY (FHA|USDA|VA) 26 $7,840,000 $301,538 $4,893 4.34%
WARNER ROBINS, GA (FHA|USDA|VA) 43 $7,705,000 $179,186 $4,291 4.43%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 31 $7,285,000 $235,000 $3,040 4.31%
OKLAHOMA CITY, OK (FHA|USDA|VA) 26 $7,080,000 $272,308 $5,025 4.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 25 $7,065,000 $282,600 $3,476 4.20%
SALEM, OR (FHA|USDA|VA) 24 $6,980,000 $290,833 $4,701 4.43%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 25 $6,715,000 $268,600 $3,893 4.32%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 25 $6,715,000 $268,600 $4,461 4.33%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 14 $6,380,000 $455,714 $5,147 4.42%
FRESNO, CA (FHA|USDA|VA) 23 $6,285,000 $273,261 $2,500 4.57%
COLUMBUS, OH (FHA|USDA|VA) 20 $5,880,000 $294,000 $5,358 4.30%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 18 $5,570,000 $309,444 $4,802 4.34%
FORT COLLINS, CO (FHA|USDA|VA) 14 $5,310,000 $379,286 $4,122 4.36%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 20 $5,250,000 $262,500 $5,298 4.45%
GREELEY, CO (FHA|USDA|VA) 14 $5,160,000 $368,571 $5,647 4.21%
STOCKTON, CA (FHA|USDA|VA) 18 $5,140,000 $285,556 $3,520 4.58%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 17 $5,045,000 $296,765 $5,214 4.29%
ENID, OK (FHA|USDA|VA) 20 $5,040,000 $252,000 $5,225 4.29%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 11 $5,005,000 $455,000 $5,627 4.34%
TULSA, OK (FHA|USDA|VA) 20 $4,890,000 $244,500 $4,377 4.32%
BEND, OR (FHA|USDA|VA) 14 $4,830,000 $345,000 $4,453 4.38%
COLUMBIA, SC (FHA|USDA|VA) 17 $4,795,000 $282,059 $5,000 4.24%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 9 $4,715,000 $523,889 $4,310 4.44%
Heber, UT (FHA|USDA|VA) 9 $4,665,000 $518,333 $3,675 4.47%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $4,590,000 $327,857 $5,888 4.32%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 15 $4,345,000 $289,667 $4,531 4.21%
PITTSBURGH, PA (FHA|USDA|VA) 14 $4,340,000 $310,000 $3,839 4.27%
DAYTON-KETTERING, OH (FHA|USDA|VA) 15 $4,325,000 $288,333 $4,798 4.33%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 11 $4,175,000 $379,545 $3,957 4.09%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 16 $4,150,000 $259,375 $2,827 4.33%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $4,130,000 $344,167 $6,567 4.32%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 13 $4,115,000 $316,538 $7,966 4.44%
MODESTO, CA (FHA|USDA|VA) 12 $4,020,000 $335,000 $3,092 4.49%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 16 $4,010,000 $250,625 $3,769 4.38%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 9 $3,855,000 $428,333 $3,468 4.36%
CHEYENNE, WY (FHA|USDA|VA) 11 $3,775,000 $343,182 $6,475 4.06%
HUNTSVILLE, AL (FHA|USDA|VA) 16 $3,760,000 $235,000 $2,556 4.33%
YAKIMA, WA (FHA|USDA|VA) 13 $3,665,000 $281,923 $5,014 4.29%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 14 $3,630,000 $259,286 $5,308 4.30%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 12 $3,590,000 $299,167 $4,589 4.54%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $3,580,000 $255,714 $5,327 4.46%
PANAMA CITY, FL (FHA|USDA|VA) 13 $3,515,000 $270,385 $5,371 4.45%
KNOXVILLE, TN (FHA|USDA|VA) 12 $3,510,000 $292,500 $5,215 4.17%
WICHITA, KS (FHA|USDA|VA) 15 $3,505,000 $233,667 $3,956 4.45%
Hilo, HI (FHA|USDA|VA) 9 $3,475,000 $386,111 $8,052 4.19%
WORCESTER, MA-CT (FHA|USDA|VA) 11 $3,475,000 $315,909 $5,746 4.09%
Oak Harbor, WA (FHA|USDA|VA) 9 $3,445,000 $382,778 $5,626 4.28%
ASHEVILLE, NC (FHA|USDA|VA) 10 $3,390,000 $339,000 $3,048 4.18%
BELLINGHAM, WA (FHA|USDA|VA) 9 $3,355,000 $372,778 $2,275 4.33%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 13 $3,355,000 $258,077 $3,294 4.30%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 9 $3,345,000 $371,667 $3,262 4.42%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 10 $3,170,000 $317,000 $4,990 4.18%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $3,110,000 $311,000 $4,811 4.30%
SAVANNAH, GA (FHA|USDA|VA) 12 $3,070,000 $255,833 $5,302 4.40%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 14 $3,040,000 $217,143 $4,613 4.43%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 12 $3,010,000 $250,833 $3,423 4.31%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $2,970,000 $247,500 $5,053 4.43%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $2,930,000 $244,167 $5,531 4.27%
Kapaa, HI (FHA|USDA|VA) 6 $2,920,000 $486,667 $6,687 4.08%
Clovis, NM (FHA|USDA|VA) 14 $2,890,000 $206,429 $4,079 4.55%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 9 $2,845,000 $316,111 $3,978 4.17%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $2,770,000 $346,250 $4,506 4.41%
WILMINGTON, NC (FHA|USDA|VA) 9 $2,655,000 $295,000 $4,679 4.42%
PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $2,635,000 $239,545 $4,844 4.59%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,605,000 $372,143 $8,470 4.07%
FAYETTEVILLE, NC (FHA|USDA|VA) 11 $2,595,000 $235,909 $3,532 4.16%
Outside of Metro Areas 10 $2,590,000 $259,000 $6,279 4.29%
BOULDER, CO (FHA|USDA|VA) 6 $2,500,000 $416,667 $4,598 4.64%
JACKSONVILLE, NC (FHA|USDA|VA) 12 $2,480,000 $206,667 $4,087 4.49%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 8 $2,460,000 $307,500 $6,202 4.20%
EL CENTRO, CA (FHA|USDA|VA) 9 $2,395,000 $266,111 $4,348 4.58%
MONTGOMERY, AL (FHA|USDA|VA) 9 $2,365,000 $262,778 $4,923 4.44%
WICHITA FALLS, TX (FHA|USDA|VA) 8 $2,360,000 $295,000 $7,133 3.94%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $2,330,000 $388,333 $3,842 4.19%
EL PASO, TX (FHA|USDA|VA) 11 $2,325,000 $211,364 $5,666 4.52%
SALINAS, CA (FHA|USDA|VA) 4 $2,300,000 $575,000 $4,240 4.47%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 7 $2,235,000 $319,286 $3,911 4.09%
MADISON, WI (FHA|USDA|VA) 6 $2,230,000 $371,667 $3,469 4.23%
FAIRBANKS, AK (FHA|USDA|VA) 7 $2,225,000 $317,857 $6,798 3.73%
MEDFORD, OR (FHA|USDA|VA) 7 $2,155,000 $307,857 $4,896 4.20%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $2,135,000 $305,000 $4,398 4.09%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 7 $2,125,000 $303,571 $3,419 4.32%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $2,050,000 $341,667 $6,258 4.17%
VISALIA, CA (FHA|USDA|VA) 8 $2,050,000 $256,250 $5,742 4.36%
Morehead City, NC (FHA|USDA|VA) 7 $2,025,000 $289,286 $4,905 4.16%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $2,020,000 $336,667 $5,929 4.23%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $2,015,000 $287,857 $8,629 3.96%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $1,975,000 $282,143 $5,748 4.30%
Alamogordo, NM (FHA|USDA|VA) 9 $1,945,000 $216,111 $5,184 4.24%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 6 $1,940,000 $323,333 $4,539 4.33%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $1,875,000 $208,333 $4,658 4.42%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,850,000 $308,333 $2,864 4.19%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 7 $1,845,000 $263,571 $7,523 4.52%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,845,000 $263,571 $4,137 4.43%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $1,825,000 $260,714 $4,940 4.29%
ABILENE, TX (FHA|USDA|VA) 7 $1,815,000 $259,286 $7,467 4.36%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 7 $1,765,000 $252,143 $3,507 4.30%
LANCASTER, PA (FHA|USDA|VA) 5 $1,755,000 $351,000 $4,318 4.13%
SPRINGFIELD, MO (FHA|USDA|VA) 7 $1,735,000 $247,857 $3,396 4.52%
NAPA, CA (FHA|USDA|VA) 4 $1,730,000 $432,500 $7,271 4.72%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,715,000 $343,000 $5,711 4.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 6 $1,710,000 $285,000 $7,010 4.02%
Torrington, CT (FHA|USDA|VA) 5 $1,705,000 $341,000 $3,776 4.50%
Del Rio, TX (FHA|USDA|VA) 9 $1,695,000 $188,333 $4,906 4.30%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $1,690,000 $281,667 $4,136 4.23%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,680,000 $280,000 $8,056 4.06%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,655,000 $236,429 $5,130 4.75%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 5 $1,615,000 $323,000 $5,586 3.92%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $1,610,000 $268,333 $2,167 4.52%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $1,585,000 $226,429 $2,033 4.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,575,000 $225,000 $4,847 4.59%
ST. GEORGE, UT (FHA|USDA|VA) 5 $1,545,000 $309,000 $4,075 4.25%
Altus, OK (FHA|USDA|VA) 6 $1,520,000 $253,333 $6,088 4.17%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $1,520,000 $380,000 $6,243 4.22%
ANN ARBOR, MI (FHA|USDA|VA) 6 $1,510,000 $251,667 $2,258 4.73%
Whitewater, WI (FHA|USDA|VA) 5 $1,505,000 $301,000 $2,996 4.25%
YUBA CITY, CA (FHA|USDA|VA) 5 $1,505,000 $301,000 $6,393 4.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 6 $1,500,000 $250,000 $4,370 4.71%
SUMTER, SC (FHA|USDA|VA) 7 $1,495,000 $213,571 $5,546 4.27%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $1,490,000 $248,333 $4,505 4.48%
OCALA, FL (FHA|USDA|VA) 9 $1,475,000 $163,889 $3,895 4.64%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 8 $1,460,000 $182,500 $4,228 4.42%
LOGAN, UT-ID (FHA|USDA|VA) 4 $1,440,000 $360,000 $8,914 4.16%
BATON ROUGE, LA (FHA|USDA|VA) 6 $1,430,000 $238,333 $3,947 4.31%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $1,420,000 $355,000 $4,816 4.59%
ALBANY-LEBANON, OR (FHA|USDA|VA) 6 $1,400,000 $233,333 $5,841 4.48%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,400,000 $350,000 $5,162 4.03%
Kalispell, MT (FHA|USDA|VA) 5 $1,375,000 $275,000 $4,918 4.33%
CARSON CITY, NV (FHA|USDA|VA) 4 $1,370,000 $342,500 $1,594 4.44%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $1,355,000 $271,000 $4,911 4.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,340,000 $223,333 $4,221 4.25%
Moses Lake, WA (FHA|USDA|VA) 4 $1,330,000 $332,500 $2,264 4.38%
SANTA FE, NM (FHA|USDA|VA) 1 $1,315,000 $1,315,000 $18,696 4.25%
Shelton, WA (FHA|USDA|VA) 6 $1,310,000 $218,333 $2,863 4.40%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $1,295,000 $259,000 $6,644 4.25%
Klamath Falls, OR (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,768 4.23%
TOPEKA, KS (FHA|USDA|VA) 8 $1,230,000 $153,750 $4,087 4.81%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $1,210,000 $302,500 $6,826 4.34%
MISSOULA, MT (FHA|USDA|VA) 4 $1,210,000 $302,500 $2,805 4.59%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $1,190,000 $297,500 $4,312 4.75%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,232 4.54%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 6 $1,150,000 $191,667 $3,885 4.65%
Bozeman, MT (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,687 4.54%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,140,000 $285,000 $3,587 4.22%
CHICO, CA (FHA|USDA|VA) 4 $1,120,000 $280,000 $4,461 4.56%
AKRON, OH (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,008 4.73%
JACKSON, MS (FHA|USDA|VA) 4 $1,090,000 $272,500 $5,699 4.44%
Mineral Wells, TX (FHA|USDA|VA) 2 $1,090,000 $545,000 $4,677 4.56%
Juneau, AK (FHA|USDA|VA) 2 $1,090,000 $545,000 $12,567 3.69%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,090,000 $181,667 $3,261 4.42%
RAPID CITY, SD (FHA|USDA|VA) 3 $1,085,000 $361,667 $4,435 4.00%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,080,000 $180,000 $2,600 4.58%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $1,075,000 $358,333 $8,790 4.21%
Helena, MT (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,627 4.90%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,606 4.70%
ROCHESTER, NY (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,733 4.41%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,597 4.50%
LINCOLN, NE (FHA|USDA|VA) 4 $1,000,000 $250,000 $2,196 4.72%
DOVER, DE (FHA|USDA|VA) 5 $985,000 $197,000 $2,306 4.55%
Enterprise, AL (FHA|USDA|VA) 4 $980,000 $245,000 $3,753 4.59%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $970,000 $242,500 $5,382 4.66%
LYNCHBURG, VA (FHA|USDA|VA) 5 $955,000 $191,000 $2,662 4.45%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $945,000 $315,000 $4,184 3.79%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $945,000 $189,000 $2,378 4.63%
Warrensburg, MO (FHA|USDA|VA) 5 $945,000 $189,000 $4,320 4.18%
GAINESVILLE, GA (FHA|USDA|VA) 4 $940,000 $235,000 $2,048 4.75%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $935,000 $311,667 $2,168 4.54%
ROCHESTER, MN (FHA|USDA|VA) 4 $930,000 $232,500 $4,488 4.34%
Steamboat Springs, CO (FHA|USDA|VA) 3 $915,000 $305,000 $2,896 4.50%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $915,000 $305,000 $6,427 4.21%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $895,000 $298,333 $3,891 4.21%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $895,000 $298,333 $2,113 4.54%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $895,000 $298,333 $7,592 4.29%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $875,000 $291,667 $8,637 4.21%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $865,000 $288,333 $7,700 4.50%
Roseburg, OR (FHA|USDA|VA) 4 $860,000 $215,000 $3,085 4.53%
Newport, OR (FHA|USDA|VA) 2 $860,000 $430,000 $3,868 4.69%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $845,000 $281,667 $1,682 4.00%
MOBILE, AL (FHA|USDA|VA) 3 $835,000 $278,333 $8,238 3.83%
MERCED, CA (FHA|USDA|VA) 4 $830,000 $207,500 $1,844 4.81%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $825,000 $165,000 $2,559 4.28%
THE VILLAGES, FL (FHA|USDA|VA) 3 $805,000 $268,333 $7,567 3.92%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $795,000 $265,000 $3,376 4.54%
READING, PA (FHA|USDA|VA) 3 $795,000 $265,000 $8,772 4.04%
Glenwood Springs, CO (FHA|USDA|VA) 2 $790,000 $395,000 $2,654 4.19%
Key West, FL (FHA|USDA|VA) 1 $775,000 $775,000 $7,755 3.75%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $775,000 $258,333 $4,552 4.63%
Kerrville, TX (FHA|USDA|VA) 3 $775,000 $258,333 $2,468 4.79%
Montrose, CO (FHA|USDA|VA) 3 $775,000 $258,333 $2,608 4.50%
LEBANON, PA (FHA|USDA|VA) 3 $775,000 $258,333 $7,014 4.17%
VALDOSTA, GA (FHA|USDA|VA) 4 $760,000 $190,000 $3,580 4.50%
Granbury, TX (FHA|USDA|VA) 2 $760,000 $380,000 $5,020 3.31%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $755,000 $251,667 $1,921 4.58%
WACO, TX (FHA|USDA|VA) 1 $755,000 $755,000 $8,841 4.25%
ST. CLOUD, MN (FHA|USDA|VA) 2 $750,000 $375,000 $2,863 4.94%
Sevierville, TN (FHA|USDA|VA) 3 $745,000 $248,333 $3,432 4.42%
BRUNSWICK, GA (FHA|USDA|VA) 3 $745,000 $248,333 $5,309 4.33%
JOPLIN, MO (FHA|USDA|VA) 4 $740,000 $185,000 $4,663 4.56%
Brainerd, MN (FHA|USDA|VA) 2 $740,000 $370,000 $5,992 4.44%
Fernley, NV (FHA|USDA|VA) 3 $735,000 $245,000 $3,780 4.67%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $735,000 $245,000 $7,136 4.13%
BILLINGS, MT (FHA|USDA|VA) 3 $725,000 $241,667 $9,702 4.42%
BISMARCK, ND (FHA|USDA|VA) 2 $720,000 $360,000 $4,307 3.81%
PEORIA, IL (FHA|USDA|VA) 4 $720,000 $180,000 $2,991 4.69%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $715,000 $238,333 $2,097 4.13%
Moscow, ID (FHA|USDA|VA) 2 $710,000 $355,000 $2,450 4.50%
PUEBLO, CO (FHA|USDA|VA) 3 $705,000 $235,000 $5,087 4.50%
DULUTH, MN-WI (FHA|USDA|VA) 3 $705,000 $235,000 $7,689 4.33%
Albertville, AL (FHA|USDA|VA) 3 $705,000 $235,000 $3,097 4.21%
TOLEDO, OH (FHA|USDA|VA) 4 $700,000 $175,000 $2,412 4.53%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $695,000 $139,000 $3,209 4.68%
GREENVILLE, NC (FHA|USDA|VA) 3 $685,000 $228,333 $2,513 4.17%
LAWTON, OK (FHA|USDA|VA) 3 $685,000 $228,333 $2,674 4.50%
CORVALLIS, OR (FHA|USDA|VA) 2 $680,000 $340,000 $4,394 3.93%
Hailey, ID (FHA|USDA|VA) 2 $680,000 $340,000 $3,939 4.88%
ROCKFORD, IL (FHA|USDA|VA) 3 $675,000 $225,000 $5,514 4.42%
SYRACUSE, NY (FHA|USDA|VA) 4 $670,000 $167,500 $3,752 4.44%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $665,000 $221,667 $7,836 4.42%
Edwards, CO (FHA|USDA|VA) 1 $665,000 $665,000 $2,503 4.25%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $655,000 $218,333 $9,529 4.13%
Traverse City, MI (FHA|USDA|VA) 2 $650,000 $325,000 $7,308 3.81%
GETTYSBURG, PA (FHA|USDA|VA) 2 $650,000 $325,000 $4,041 4.00%
ALBANY, GA (FHA|USDA|VA) 3 $615,000 $205,000 $4,904 4.21%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $610,000 $305,000 $6,812 4.38%
VICTORIA, TX (FHA|USDA|VA) 2 $610,000 $305,000 $8,782 4.13%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $610,000 $305,000 $2,305 4.44%
Columbus, MS (FHA|USDA|VA) 2 $610,000 $305,000 $6,186 4.19%
MADERA, CA (FHA|USDA|VA) 3 $605,000 $201,667 $2,681 4.75%
GOLDSBORO, NC (FHA|USDA|VA) 3 $605,000 $201,667 $5,637 4.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $600,000 $300,000 $3,566 4.19%
Port Angeles, WA (FHA|USDA|VA) 3 $595,000 $198,333 $1,987 4.21%
WENATCHEE, WA (FHA|USDA|VA) 2 $590,000 $295,000 $2,726 4.31%
Rexburg, ID (FHA|USDA|VA) 2 $590,000 $295,000 $2,089 4.38%
LAS CRUCES, NM (FHA|USDA|VA) 3 $585,000 $195,000 $4,547 4.79%
Aberdeen, WA (FHA|USDA|VA) 3 $585,000 $195,000 $3,657 4.50%
FARGO, ND-MN (FHA|USDA|VA) 3 $585,000 $195,000 $4,648 4.63%
AMARILLO, TX (FHA|USDA|VA) 3 $585,000 $195,000 $5,952 4.75%
KINGSTON, NY (FHA|USDA|VA) 2 $580,000 $290,000 $7,138 4.25%
Pittsburg, KS (FHA|USDA|VA) 2 $580,000 $290,000 $2,779 4.56%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $575,000 $191,667 $4,494 4.67%
YUMA, AZ (FHA|USDA|VA) 3 $575,000 $191,667 $1,204 4.17%
Silver City, NM (FHA|USDA|VA) 2 $570,000 $285,000 $2,822 4.50%
Fallon, NV (FHA|USDA|VA) 2 $560,000 $280,000 $6,426 4.38%
Bartlesville, OK (FHA|USDA|VA) 2 $560,000 $280,000 $1,472 4.19%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $560,000 $280,000 $4,894 4.19%
Roswell, NM (FHA|USDA|VA) 3 $555,000 $185,000 $3,698 4.71%
Branson, MO (FHA|USDA|VA) 3 $555,000 $185,000 $4,848 4.54%
MUSKEGON, MI (FHA|USDA|VA) 2 $550,000 $275,000 $3,362 4.69%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $550,000 $275,000 $5,921 4.69%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $550,000 $275,000 $7,596 4.44%
MANHATTAN, KS (FHA|USDA|VA) 3 $545,000 $181,667 $2,633 4.13%
Ozark, AL (FHA|USDA|VA) 2 $540,000 $270,000 $7,546 4.25%
Keene, NH (FHA|USDA|VA) 3 $535,000 $178,333 $2,435 4.54%
Lebanon, NH-VT (FHA|USDA|VA) 2 $530,000 $265,000 $2,331 4.75%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $530,000 $265,000 $3,853 3.63%
Clearlake, CA (FHA|USDA|VA) 2 $530,000 $265,000 $2,999 4.69%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $530,000 $265,000 $8,849 4.19%
POCATELLO, ID (FHA|USDA|VA) 2 $530,000 $265,000 $3,630 4.31%
GRANTS PASS, OR (FHA|USDA|VA) 1 $525,000 $525,000 $5,712 4.38%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $515,000 $171,667 $5,305 4.38%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $510,000 $255,000 $3,241 3.81%
Red Bluff, CA (FHA|USDA|VA) 2 $510,000 $255,000 $2,575 4.56%
Pullman, WA (FHA|USDA|VA) 1 $505,000 $505,000 $2,629 4.88%
Hood River, OR (FHA|USDA|VA) 2 $500,000 $250,000 $2,336 4.50%
MIDLAND, TX (FHA|USDA|VA) 2 $500,000 $250,000 $3,033 4.75%
Centralia, WA (FHA|USDA|VA) 2 $500,000 $250,000 $5,151 4.63%
BURLINGTON, NC (FHA|USDA|VA) 2 $490,000 $245,000 $6,741 4.38%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $490,000 $245,000 $5,667 4.13%
Clewiston, FL (FHA|USDA|VA) 1 $485,000 $485,000 $2,624 4.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $480,000 $240,000 $3,185 4.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $480,000 $240,000 $6,870 4.13%
JONESBORO, AR (FHA|USDA|VA) 2 $480,000 $240,000 $7,074 4.19%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $480,000 $240,000 $3,011 4.06%
UTICA-ROME, NY (FHA|USDA|VA) 2 $470,000 $235,000 $3,533 3.94%
ROME, GA (FHA|USDA|VA) 2 $470,000 $235,000 $7,093 3.94%
Findlay, OH (FHA|USDA|VA) 3 $465,000 $155,000 $2,508 4.29%
Richmond-Berea, KY (FHA|USDA|VA) 3 $465,000 $155,000 $1,932 4.38%
Concord, NH (FHA|USDA|VA) 1 $465,000 $465,000 $8,797 4.25%
DOTHAN, AL (FHA|USDA|VA) 2 $460,000 $230,000 $3,212 4.31%
TWIN FALLS, ID (FHA|USDA|VA) 2 $460,000 $230,000 $1,856 4.06%
The Dalles, OR (FHA|USDA|VA) 1 $455,000 $455,000 $8,696 4.25%
Ellensburg, WA (FHA|USDA|VA) 1 $455,000 $455,000 $1,926 4.13%
Dayton, TN (FHA|USDA|VA) 1 $425,000 $425,000 $3,299 4.50%
Cornelia, GA (FHA|USDA|VA) 1 $425,000 $425,000 $1,948 4.00%
Meridian, MS (FHA|USDA|VA) 2 $420,000 $210,000 $5,317 4.19%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $415,000 $415,000 $1,728 4.50%
Sturgis, MI (FHA|USDA|VA) 1 $415,000 $415,000 $3,168 3.25%
TYLER, TX (FHA|USDA|VA) 3 $415,000 $138,333 $2,943 4.83%
Ukiah, CA (FHA|USDA|VA) 1 $415,000 $415,000 $2,796 4.38%
Dickinson, ND (FHA|USDA|VA) 2 $410,000 $205,000 $6,240 4.38%
MONROE, MI (FHA|USDA|VA) 1 $405,000 $405,000 $2,305 4.00%
Marion, NC (FHA|USDA|VA) 1 $405,000 $405,000 $2,495 4.38%
GAINESVILLE, FL (FHA|USDA|VA) 2 $400,000 $200,000 $1,975 4.06%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $395,000 $395,000 $1,769 4.25%
Poplar Bluff, MO (FHA|USDA|VA) 1 $385,000 $385,000 $15,100 4.00%
Ashtabula, OH (FHA|USDA|VA) 1 $385,000 $385,000 $8,105 4.00%
Hobbs, NM (FHA|USDA|VA) 1 $385,000 $385,000 $3,272 3.50%
Milledgeville, GA (FHA|USDA|VA) 1 $385,000 $385,000 $2,887 4.13%
Cedar City, UT (FHA|USDA|VA) 3 $385,000 $128,333 $3,287 4.25%
Hutchinson, MN (FHA|USDA|VA) 1 $375,000 $375,000 $14,362 4.00%
Stevens Point, WI (FHA|USDA|VA) 1 $375,000 $375,000 $1,128 3.75%
Dyersburg, TN (FHA|USDA|VA) 2 $370,000 $185,000 $5,753 4.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $370,000 $185,000 $5,004 4.56%
Spearfish, SD (FHA|USDA|VA) 1 $365,000 $365,000 $2,928 4.38%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $365,000 $365,000 $3,503 4.25%
COLUMBIA, MO (FHA|USDA|VA) 1 $365,000 $365,000 $5,049 3.75%
Sandusky, OH (FHA|USDA|VA) 1 $365,000 $365,000 $2,754 5.38%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $360,000 $180,000 $4,077 4.63%
BANGOR, ME (FHA|USDA|VA) 1 $355,000 $355,000 $7,314 4.25%
WHEELING, WV-OH (FHA|USDA|VA) 2 $350,000 $175,000 $3,152 3.75%
Fairmont, WV (FHA|USDA|VA) 2 $350,000 $175,000 $2,473 4.56%
Yankton, SD (FHA|USDA|VA) 1 $345,000 $345,000 $4,109 3.63%
Huntsville, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,022 4.25%
ODESSA, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,145 4.25%
Holland, MI (FHA|USDA|VA) 1 $335,000 $335,000 $2,005 4.88%
Elko, NV (FHA|USDA|VA) 2 $330,000 $165,000 $2,146 4.81%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $330,000 $165,000 $1,400 5.31%
Lufkin, TX (FHA|USDA|VA) 1 $325,000 $325,000 $3,132 4.50%
Duncan, OK (FHA|USDA|VA) 1 $325,000 $325,000 $2,887 4.25%
Sandpoint, ID (FHA|USDA|VA) 1 $325,000 $325,000 $1,530 4.00%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $325,000 $325,000 $3,115 3.75%
LAFAYETTE, LA (FHA|USDA|VA) 2 $320,000 $160,000 $3,444 4.81%
Pahrump, NV (FHA|USDA|VA) 1 $315,000 $315,000 $2,337 4.75%
Rutland, VT (FHA|USDA|VA) 1 $315,000 $315,000 $2,372 4.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $310,000 $155,000 $2,805 4.38%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $305,000 $305,000 $6,452 4.00%
Wooster, OH (FHA|USDA|VA) 1 $305,000 $305,000 $2,718 4.00%
Mount Sterling, KY (FHA|USDA|VA) 1 $305,000 $305,000 $2,390 4.13%
Weatherford, OK (FHA|USDA|VA) 1 $305,000 $305,000 $8,188 3.88%
Taos, NM (FHA|USDA|VA) 1 $305,000 $305,000 $1,864 4.25%
Sikeston, MO (FHA|USDA|VA) 1 $305,000 $305,000 $11,998 3.50%
Peru, IN (FHA|USDA|VA) 1 $305,000 $305,000 $9,123 4.13%
Elizabeth City, NC (FHA|USDA|VA) 2 $300,000 $150,000 $2,278 4.94%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $300,000 $150,000 $2,696 4.75%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $295,000 $295,000 $7,926 4.13%
Owatonna, MN (FHA|USDA|VA) 1 $295,000 $295,000 $2,028 4.25%
Chillicothe, OH (FHA|USDA|VA) 1 $295,000 $295,000 $15,205 4.00%
LONGVIEW, TX (FHA|USDA|VA) 1 $295,000 $295,000 $6,168 4.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $295,000 $295,000 $12,452 4.13%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $290,000 $145,000 $5,611 4.56%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $285,000 $285,000 $2,423 4.50%
Shawnee, OK (FHA|USDA|VA) 1 $285,000 $285,000 $12,219 4.38%
WALLA WALLA, WA (FHA|USDA|VA) 1 $285,000 $285,000 $1,878 3.88%
Lake City, FL (FHA|USDA|VA) 1 $285,000 $285,000 $2,185 4.38%
Sulphur Springs, TX (FHA|USDA|VA) 1 $285,000 $285,000 $3,754 4.50%
Marinette, WI-MI (FHA|USDA|VA) 2 $270,000 $135,000 $1,107 4.50%
Portales, NM (FHA|USDA|VA) 2 $270,000 $135,000 $4,781 4.63%
Athens, TX (FHA|USDA|VA) 1 $265,000 $265,000 $2,924 4.50%
Fairfield, IA (FHA|USDA|VA) 1 $265,000 $265,000 $2,719 4.25%
Jasper, AL (FHA|USDA|VA) 1 $265,000 $265,000 $4,414 3.88%
Muscatine, IA (FHA|USDA|VA) 1 $265,000 $265,000 $1,620 4.13%
Astoria, OR (FHA|USDA|VA) 1 $265,000 $265,000 $6,091 4.00%
JACKSON, MI (FHA|USDA|VA) 1 $265,000 $265,000 $1,759 4.99%
CASPER, WY (FHA|USDA|VA) 1 $265,000 $265,000 $2,269 3.75%
Picayune, MS (FHA|USDA|VA) 1 $265,000 $265,000 $2,528 4.25%
Liberal, KS (FHA|USDA|VA) 1 $265,000 $265,000 $1,280 4.25%
Sonora, CA (FHA|USDA|VA) 1 $265,000 $265,000 $2,547 4.50%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $265,000 $265,000 $1,731 4.50%
Borger, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,268 4.00%
Tupelo, MS (FHA|USDA|VA) 1 $255,000 $255,000 $10,222 4.00%
Riverton, WY (FHA|USDA|VA) 1 $255,000 $255,000 $2,479 4.00%
Minot, ND (FHA|USDA|VA) 1 $255,000 $255,000 $2,373 4.50%
Boone, NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.50%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $255,000 $255,000 $5,744 3.88%
Coffeyville, KS (FHA|USDA|VA) 3 $255,000 $85,000 $3,898 4.63%
Seneca, SC (FHA|USDA|VA) 1 $255,000 $255,000 $3,117 4.50%
Crossville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $2,203 3.75%
CaƱon City, CO (FHA|USDA|VA) 1 $245,000 $245,000 $11,716 4.00%
REDDING, CA (FHA|USDA|VA) 1 $245,000 $245,000 $5,973 4.13%
Atmore, AL (FHA|USDA|VA) 1 $245,000 $245,000 $865 4.50%
Wapakoneta, OH (FHA|USDA|VA) 1 $245,000 $245,000 $10,220 3.63%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $245,000 $245,000 $1,711 4.38%
Zanesville, OH (FHA|USDA|VA) 1 $245,000 $245,000 $1,691 4.38%
BINGHAMTON, NY (FHA|USDA|VA) 2 $240,000 $120,000 $5,020 5.00%
West Plains, MO (FHA|USDA|VA) 2 $240,000 $120,000 $1,748 4.31%
Payson, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $4,523 4.50%
EspaƱola, NM (FHA|USDA|VA) 1 $235,000 $235,000 $7,774 3.50%
Starkville, MS (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $235,000 $235,000 $9,857 4.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $235,000 $235,000 $5,510 4.38%
Ontario, OR-ID (FHA|USDA|VA) 1 $225,000 $225,000 $10,333 4.75%
Greenwood, SC (FHA|USDA|VA) 1 $225,000 $225,000 $2,587 3.88%
MANSFIELD, OH (FHA|USDA|VA) 2 $220,000 $110,000 $2,793 4.75%
NEW BERN, NC (FHA|USDA|VA) 2 $220,000 $110,000 $1,843 4.81%
Lewisburg, PA (FHA|USDA|VA) 1 $215,000 $215,000 $5,236 3.63%
APPLETON, WI (FHA|USDA|VA) 1 $215,000 $215,000 $5,806 4.00%
Beaver Dam, WI (FHA|USDA|VA) 1 $215,000 $215,000 $5,499 4.50%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $215,000 $215,000 $4,399 3.88%
Wabash, IN (FHA|USDA|VA) 1 $215,000 $215,000 $7,874 4.50%
IOWA CITY, IA (FHA|USDA|VA) 2 $210,000 $105,000 $1,970 5.00%
Statesboro, GA (FHA|USDA|VA) 1 $205,000 $205,000 $4,686 4.50%
Lewisburg, TN (FHA|USDA|VA) 1 $205,000 $205,000 $895 4.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $205,000 $205,000 $3,270 4.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $205,000 $205,000 $1,742 4.75%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $205,000 $205,000 $721 4.38%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $205,000 $205,000 $1,839 4.63%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $205,000 $205,000 $1,863 4.63%
LAREDO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $598 4.50%
Adrian, MI (FHA|USDA|VA) 1 $195,000 $195,000 $908 4.50%
Cedartown, GA (FHA|USDA|VA) 1 $195,000 $195,000 $6,132 4.63%
STAUNTON, VA (FHA|USDA|VA) 1 $195,000 $195,000 $1,950 4.50%
Columbus, NE (FHA|USDA|VA) 1 $195,000 $195,000 $1,615 4.38%
El Campo, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,741 4.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $195,000 $195,000 $8,462 4.25%
Kingsville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,220 4.13%
Ottawa, KS (FHA|USDA|VA) 1 $175,000 $175,000 $2,165 4.50%
Gallup, NM (FHA|USDA|VA) 1 $175,000 $175,000 $2,495 4.63%
McPherson, KS (FHA|USDA|VA) 1 $175,000 $175,000 $4,801 4.50%
Sanford, NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,480 4.38%
Fort Polk South, LA (FHA|USDA|VA) 1 $175,000 $175,000 $1,034 4.63%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,668 4.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,266 4.63%
Brookings, OR (FHA|USDA|VA) 1 $165,000 $165,000 $2,733 4.13%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,259 4.63%
MORGANTOWN, WV (FHA|USDA|VA) 1 $165,000 $165,000 $575 4.25%
Mountain Home, AR (FHA|USDA|VA) 1 $165,000 $165,000 $3,111 4.25%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,481 5.25%
Guymon, OK (FHA|USDA|VA) 1 $165,000 $165,000 $491 5.00%
ROANOKE, VA (FHA|USDA|VA) 1 $165,000 $165,000 $2,084 5.75%
New Castle, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,586 4.25%
JACKSON, TN (FHA|USDA|VA) 1 $155,000 $155,000 $5,411 4.50%
Auburn, NY (FHA|USDA|VA) 1 $155,000 $155,000 $6,492 4.63%
FORT WAYNE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,611 5.99%
Scottsbluff, NE (FHA|USDA|VA) 1 $155,000 $155,000 $1,173 4.50%
Searcy, AR (FHA|USDA|VA) 1 $155,000 $155,000 $1,340 4.00%
KOKOMO, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,761 3.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,351 4.50%
DANVILLE, IL (FHA|USDA|VA) 1 $155,000 $155,000 $1,110 4.38%
Fort Payne, AL (FHA|USDA|VA) 1 $145,000 $145,000 $1,869 5.13%
Clarksburg, WV (FHA|USDA|VA) 1 $145,000 $145,000 $5,722 4.25%
Escanaba, MI (FHA|USDA|VA) 1 $145,000 $145,000 $3,059 3.88%
Eagle Pass, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,166 4.50%
Bennington, VT (FHA|USDA|VA) 1 $135,000 $135,000 $2,948 4.75%
Ruston, LA (FHA|USDA|VA) 1 $135,000 $135,000 $2,901 5.00%
Gloversville, NY (FHA|USDA|VA) 1 $135,000 $135,000 $4,661 3.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,312 4.75%
ALTOONA, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,014 4.75%
Orangeburg, SC (FHA|USDA|VA) 1 $125,000 $125,000 $4,689 4.63%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $125,000 $125,000 $3,701 4.88%
Kendallville, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,015 4.88%
Okeechobee, FL (FHA|USDA|VA) 1 $115,000 $115,000 $3,834 4.63%
Watertown, SD (FHA|USDA|VA) 1 $115,000 $115,000 $2,326 4.75%
Jefferson, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,257 4.99%
Atchison, KS (FHA|USDA|VA) 1 $115,000 $115,000 $1,556 4.75%
Manitowoc, WI (FHA|USDA|VA) 1 $115,000 $115,000 $139 4.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $105,000 $105,000 $505 4.88%
Show Low, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $2,554 5.13%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,858 4.13%
Quincy, IL-MO (FHA|USDA|VA) 1 $105,000 $105,000 $3,994 5.50%
MUNCIE, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,700 4.88%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $95,000 $95,000 $3,201 4.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $85,000 $85,000 $570 4.88%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $85,000 $85,000 $1,679 5.25%
Pottsville, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,279 4.75%
Russellville, AR (FHA|USDA|VA) 1 $85,000 $85,000 $98 5.75%
Oskaloosa, IA (FHA|USDA|VA) 1 $75,000 $75,000 $4,001 5.00%
CHARLESTON, WV (FHA|USDA|VA) 1 $75,000 $75,000 $3,423 4.25%
Oneonta, NY (FHA|USDA|VA) 1 $75,000 $75,000 $5,095 5.25%
FLINT, MI (FHA|USDA|VA) 1 $65,000 $65,000 $1,647 4.88%
Paducah, KY-IL (FHA|USDA|VA) 1 $65,000 $65,000 $1,571 5.75%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $65,000 $65,000 $2,118 5.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $55,000 $55,000 $1,705 5.75%
McMinnville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,340 6.63%
Nbkc Bank's top markets include Kansas City, Washington, Seattle, Dallas, and Atlanta among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,962 $1,181,120,000 $298,112 $3,119 4.53%
    VA 2,444 $823,120,000 $336,792 $6,899 4.12%
    FHA 380 $94,710,000 $249,237 $7,248 4.29%

    For 2018, Nbkc Bank's most frequently originated type of loan was Conventional, with 3,962 originations. Their 2nd most popular type was VA, with 2,444 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,966 $1,550,940,000 $312,312 $5,186 4.34%
    Cash Out Refi 1,147 $344,915,000 $300,711 $3,911 4.49%
    Refi 640 $197,620,000 $308,781 $2,594 4.29%
    Home Improvement 33 $5,475,000 $165,909 $2,564 5.29%

    For 2018, Nbkc Bank's most frequently cited loan purpose was Home Purchase, with 4,966 originations. The 2nd most popular reason was Cash Out Refi, with 1,147 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,945 $1,877,695,000 $315,844 $4,949 4.40%
    15 Year 565 $151,305,000 $267,796 $3,212 4.01%
    20 Year 234 $60,580,000 $258,889 $2,544 4.34%
    10 Year 21 $4,395,000 $209,286 $3,252 4.14%
    Other 11 $2,595,000 $235,909 $2,432 4.88%
    5 Year 10 $2,380,000 $238,000 $0 5.66%

    For 2018, Nbkc Bank's most frequently cited loan duration was 30 Year, with 5,945 originations. The 2nd most popular length was 15 Year, with 565 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,425 $1,654,015,000 $304,888
    $1k-2k 739 $223,765,000 $302,794
    $2k-3k 303 $98,065,000 $323,647
    $3k-4k 132 $47,400,000 $359,091
    $5k+ 94 $41,810,000 $444,787
    $4k-5k 70 $28,180,000 $402,571

    Nbkc Bank's average total fees were $4,949, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,425 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 4,495 $1,369,685,000 $304,713
    3-4% 1,789 $622,705,000 $348,074
    5-6% 469 $102,285,000 $218,092
    6-7% 21 $3,115,000 $148,333
    7-8% 10 $450,000 $45,000
    2.5-3% 2 $710,000 $355,000

    During 2018, Nbkc Bank's average interest rate for loans was 4.40%, while their most frequently originated rate bucket for loans was 4-5%, with 4,495 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,761 $1,103,715,000 $293,463 $4,693 4.29%
    $400k-600k 1,293 $594,775,000 $459,996 $5,836 4.23%
    $100k-200k 1,268 $201,020,000 $158,533 $3,170 4.62%
    $600k-1MM 230 $159,890,000 $695,174 $8,122 4.34%
    $100,000 or less 217 $16,985,000 $78,272 $2,612 5.17%
    $1MM+ 17 $22,565,000 $1,327,353 $18,472 4.28%

    2018 saw Nbkc Bank place emphasis on $200k-400k loans with 3,761 originations, totaling $1,103,715,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,062 $689,060,000 $334,171 $4,940 4.34%
    $75k-100k 1,374 $385,840,000 $280,815 $4,896 4.32%
    $150k-250k 1,307 $496,695,000 $380,027 $4,777 4.35%
    $50k-75k 1,215 $277,915,000 $228,737 $4,395 4.40%
    $50k or less 420 $69,610,000 $165,738 $3,736 4.60%
    $250k+ 367 $168,135,000 $458,134 $4,848 4.37%

    Nbkc Bank lent most frequently to those with incomes in the $100k-150k range, with 2,062 originations. The second most popular income band? $75k-100k, with 1,374 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,334 $408,840,000 $306,477 $4,097 4.33%
    30-36% 1,154 $355,980,000 $308,475 $4,400 4.39%
    50-60% 604 $197,260,000 $326,589 $7,249 4.19%
    <20% 367 $100,415,000 $273,610 $3,274 4.34%
    49% 264 $79,660,000 $301,742 $4,897 4.43%
    42% 255 $81,685,000 $320,333 $4,740 4.44%
    43% 254 $74,920,000 $294,961 $4,433 4.48%
    45% 238 $78,630,000 $330,378 $5,079 4.37%
    47% 236 $76,410,000 $323,771 $4,926 4.38%
    40% 231 $72,065,000 $311,970 $4,397 4.39%
    41% 230 $73,560,000 $319,826 $4,505 4.42%
    39% 228 $69,210,000 $303,553 $4,535 4.43%
    38% 228 $69,700,000 $305,702 $4,285 4.42%
    48% 224 $68,450,000 $305,580 $5,092 4.39%
    44% 221 $68,135,000 $308,303 $4,764 4.43%
    37% 220 $67,100,000 $305,000 $4,787 4.44%
    36% 214 $63,890,000 $298,551 $4,710 4.37%
    46% 192 $61,960,000 $322,708 $5,369 4.37%
    >60% 46 $17,680,000 $384,348 $7,543 4.29%

    Nbkc Bank lent most frequently to those with DTI ratios of 20-30%, with 1,334 originations. The next most common DTI ratio? 30-36%, with 1,154 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,853 $1,164,405,000 $302,207 $4,659 4.38%
    Not provided 2,250 $717,560,000 $318,916 $4,776 4.35%
    Asian 372 $127,090,000 $341,640 $4,446 4.37%
    Black 213 $60,255,000 $282,887 $5,021 4.37%
    American Indian 52 $15,710,000 $302,115 $5,384 4.33%
    Native Hawaiian or Islander 25 $8,495,000 $339,800 $7,082 4.15%
    Not applicable 11 $2,025,000 $184,091 $0 5.73%
    Asian Indian 4 $1,070,000 $267,500 $3,268 4.88%
    Filipino 3 $995,000 $331,667 $5,315 4.25%
    Korean 1 $475,000 $475,000 $10,057 4.38%
    Japanese 1 $455,000 $455,000 $1,833 3.63%
    Other Asian 1 $415,000 $415,000 $9,861 4.25%

    Approval Rates

    Total approvals of all applications
    95.39%

    Nbkc Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    65.33%

    Nbkc Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,786 $2,098,950,000 $309,306

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 4 $1,280,000 $320,000
    Single Family (1-4 Units):Site-Built 6,782 $2,097,670,000 $309,300

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 150 $34,900,000 $232,667 $2,946 4.55%
    40-60% 555 $162,155,000 $292,171 $2,791 4.34%
    60-80% 1,868 $576,500,000 $308,619 $3,392 4.49%
    80-100% 3,640 $1,139,010,000 $312,915 $4,806 4.33%
    Over 100% 554 $183,440,000 $331,119 $11,016 4.13%
    Under 20% 18 $2,760,000 $153,333 $1,628 5.90%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    NBKC Bank 10700 Nall Ave Overland Park, KS 66211 Full Service B&M $253,671
    NBKC Bank 3510 W 95th Street Leawood, KS 66206 Full Service B&M $87,780
    NBKC Bank 8320 Ward Parkway Kansas City, MO 64114 Full Service B&M $39,880
    NBKC Bank 9750 North Ash Avenue Kansas City, MO 64157 Full Service B&M $61,733

    For 2018, Nbkc Bank had 4 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $24,448
    Net interest income $16,238
    Total noninterest income $70,709
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $28
    Trading account gains and fees $0
    Additional Noninterest Income $70,681
    Pre-tax net operating income $10,676
    Securities gains (or losses, -) $90
    Income before extraordinary items $10,289
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $10,289
    Minority interest net income $0
    Net income $10,289
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $10,202

    Nbkc Bank's gross interest income from loans was $24,448,000.
    Nbkc Bank's net interest income from loans was $16,238,000.
    Nbkc Bank's fee based income from loans was $28,000.
    Nbkc Bank's net income from loans was $10,289,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $8,210
    Provision for credit losses $2,820
    Total noninterest expense $73,451
    Salaries and employee benefits $43,020
    Premises and equipment expense $6,725
    Additional noninterest expense $23,706
    Applicable income taxes $477
    Net charge-offs $579
    Cash dividends $7,067

    Nbkc Bank's interest expense for loans was $8,210,000.
    Nbkc Bank's payroll and benefits expense were $43,020,000.
    Nbkc Bank's property, plant and equipment expenses $6,725,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $456,318
    Deposits held in domestic offices $456,318
    Deposits by Individuals, partnerships, and corporations $374,222
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $1,234
    Deposits by Commercial banks and other depository institutions in U.S. $80,862
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $103,123
    Demand deposits $56,905
    Nontransaction accounts $353,195
    Money market deposit accounts (MMDAs) $138,551
    Other savings deposits (excluding MMDAs) $0
    Total time deposits $214,646
    Total time and savings deposits $399,413
    Noninterest-bearing deposits $52,536
    Interest-bearing deposits $403,782
    Retail deposits $445,401
    IRAs and Keogh plan accounts $22,958
    Brokered deposits $5,878
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $684,352
    Cash & Balances due from depository institutions $20,940
    Interest-bearing balances $17,945
    Total securities $122,154
    Federal funds sold & reverse repurchase $0
    Net loans and leases $468,432
    Loan and leases loss allowance $6,941
    Trading account assets $0
    Bank premises and fixed assets $11,197
    Other real estate owned $0
    Goodwill and other intangibles $17,223
    All other assets $44,406

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $684,352
    Total Liabilities $601,957
    Total deposits $456,318
    Interest-bearing deposits $403,782
    Deposits held in domestic offices $456,318
    % insured (estimated) $88
    Federal funds purchased and repurchase agreements $2,242
    Trading liabilities $0
    Other borrowed funds $131,389
    Subordinated debt $0
    All other liabilities $12,008

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $468,432
    Loan and leases loss allowance $6,941
    Total loans and leases (domestic) $475,373
    All real estate loans $418,819
    Real estate loans in domestic offices $418,819
    Construction and development loans $63,750
    Residential 1-4 family construction $34,406
    Other construction, all land development and other land $29,344
    Loans secured by nonfarm nonresidential properties $100,013
    Nonfarm nonresidential secured by owner-occupied properties $29,666
    Commercial real estate & other non-farm, non-residential $70,347
    Multifamily residential real estate $25,654
    1-4 family residential loans $229,402
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $1,079
    Commercial and industrial loans $25,435
    To non-U.S. addressees $0
    Loans to individuals $17,978
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $474
    Other loans to individuals $17,504
    All other loans & leases $12,062
    Loans to foreign governments and official institutions $0
    Other loans $23
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $531
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    NBKC BANK had $468,432,000 of loans outstanding in 2018. $418,819,000 of loans were in real estate loans. $63,750,000 of loans were in development loans. $25,654,000 of loans were in multifamily mortgage loans. $229,402,000 of loans were in 1-4 family mortgage loans. $1,079,000 of loans were in farm loans. $0 of loans were in credit card loans. $474,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 65 $24,227 $372,723
    Nonfarm, nonresidential loans - <$100k 5 $238 $47,600
    Nonfarm, nonresidential loans - $100-250k 17 $2,676 $157,412
    Nonfarm, nonresidential loans - $250k-1MM 43 $21,313 $495,651
    Commercial & Industrial, US addressed loans - <$1MM 306 $24,454 $79,915
    Commercial & Industrial, US addressed loans - <$100k 177 $8,060 $45,537
    Commercial & Industrial, US addressed loans - $100-250k 104 $11,253 $108,202
    Commercial & Industrial, US addressed loans - $250k-1MM 25 $5,141 $205,640
    Agriculture operations loans - <$1MM 1 $100 $100,000
    Agriculture operations loans - $100-250k 1 $100 $100,000