Nbkc Bank Mortgage Rates, Fees & Info
KANSAS, KSLEI: 213800XR2TCBQJSF1X93
Tax ID: 48-1213018
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Bank Data
Review & Overview
Nbkc Bank is a small bank specializing in Home Purchase loans. Nbkc Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, Washington, Seattle, Dallas, and Atlanta among others. We have data for 515 markets. (Some data included below & more in-depth data is available with an active subscription.)Nbkc Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbkc Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.28% | 11/17/24 |
| 30 Year Conventional Refi | 6.20% | 11/17/24 |
| 30 Year Cash-out Refi | 6.38% | 11/17/24 |
| 30 Year FHA Purchase | 6.82% | 11/17/24 |
| 30 Year FHA Refi | 6.29% | 11/17/24 |
| 30 Year VA Purchase | 5.84% | 11/17/24 |
| 30 Year VA Refi | 5.79% | 11/17/24 |
| 15 Year Conventional Purchase | 5.64% | 11/17/24 |
| 15 Year Conventional Refi | 5.66% | 11/17/24 |
| 15 Year Cash-out Refi | 5.66% | 11/17/24 |
| 15 Year VA Purchase | 5.68% | 11/17/24 |
| 15 Year VA Refi | 5.51% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nbkc Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Nbkc Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,786Origination Dollar Volume (All Markets)
$2,098,950,000Employee count
315Awards
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NBKC BANK - 2018
NBKC BANK is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 472 | $113,920,000 | $241,356 | $3,047 | 4.57% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 170 | $76,980,000 | $452,824 | $7,325 | 4.27% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 183 | $76,685,000 | $419,044 | $4,735 | 4.35% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 223 | $69,835,000 | $313,161 | $6,087 | 4.28% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 211 | $65,705,000 | $311,398 | $4,032 | 4.33% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 143 | $64,335,000 | $449,895 | $3,954 | 4.36% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 170 | $63,420,000 | $373,059 | $5,636 | 4.49% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 200 | $57,810,000 | $289,050 | $4,528 | 4.38% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 194 | $57,140,000 | $294,536 | $4,497 | 4.43% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 135 | $44,715,000 | $331,222 | $4,492 | 4.39% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 124 | $44,320,000 | $357,419 | $3,954 | 4.37% |
| Outside of Metro Areas | 173 | $40,745,000 | $235,520 | $3,954 | 4.47% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 117 | $39,775,000 | $339,957 | $4,290 | 4.42% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 86 | $39,650,000 | $461,047 | $5,877 | 4.37% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 139 | $38,915,000 | $279,964 | $5,276 | 4.41% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 74 | $36,420,000 | $492,162 | $4,441 | 4.49% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 123 | $35,775,000 | $290,854 | $5,859 | 4.24% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 109 | $31,585,000 | $289,771 | $4,919 | 4.41% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 101 | $31,235,000 | $309,257 | $5,831 | 4.40% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 95 | $29,325,000 | $308,684 | $6,251 | 4.18% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 75 | $28,415,000 | $378,867 | $4,907 | 4.31% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 81 | $26,315,000 | $324,877 | $5,794 | 4.27% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 68 | $24,940,000 | $366,765 | $5,404 | 4.31% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 82 | $23,580,000 | $287,561 | $4,250 | 4.28% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 67 | $19,705,000 | $294,104 | $3,816 | 4.34% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 69 | $19,125,000 | $277,174 | $5,575 | 4.30% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 67 | $19,015,000 | $283,806 | $4,704 | 4.47% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 60 | $18,050,000 | $300,833 | $5,782 | 4.44% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 57 | $17,715,000 | $310,789 | $5,480 | 4.36% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 55 | $17,665,000 | $321,182 | $3,466 | 4.54% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 50 | $17,420,000 | $348,400 | $3,688 | 4.27% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 32 | $16,980,000 | $530,625 | $7,838 | 4.19% |
| ANCHORAGE, AK (FHA|USDA|VA) | 46 | $15,950,000 | $346,739 | $4,919 | 4.27% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 37 | $14,315,000 | $386,892 | $6,475 | 4.18% |
| BOISE CITY, ID (FHA|USDA|VA) | 43 | $13,635,000 | $317,093 | $4,815 | 4.06% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 48 | $13,150,000 | $273,958 | $2,944 | 4.44% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 34 | $13,110,000 | $385,588 | $5,909 | 4.20% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 28 | $12,980,000 | $463,571 | $2,319 | 4.35% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 42 | $12,850,000 | $305,952 | $5,171 | 4.24% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 32 | $12,650,000 | $395,313 | $7,218 | 4.01% |
| St. Marys, GA (FHA|USDA|VA) | 64 | $11,570,000 | $180,781 | $4,585 | 4.35% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 42 | $11,320,000 | $269,524 | $5,160 | 4.35% |
| TUCSON, AZ (FHA|USDA|VA) | 40 | $11,320,000 | $283,000 | $4,241 | 4.24% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 32 | $10,880,000 | $340,000 | $4,665 | 4.26% |
| VALLEJO, CA (FHA|USDA|VA) | 28 | $10,880,000 | $388,571 | $6,302 | 4.33% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 33 | $10,655,000 | $322,879 | $4,917 | 4.26% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 37 | $10,355,000 | $279,865 | $5,324 | 4.31% |
| RENO, NV (FHA|USDA|VA) | 27 | $9,395,000 | $347,963 | $3,376 | 4.35% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 30 | $9,320,000 | $310,667 | $3,807 | 4.30% |
| PROVO-OREM, UT (FHA|USDA|VA) | 26 | $8,700,000 | $334,615 | $4,492 | 4.31% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 29 | $8,155,000 | $281,207 | $6,008 | 4.22% |
| RICHMOND, VA (FHA|USDA|VA) | 25 | $8,135,000 | $325,400 | $5,213 | 4.38% |
| LOUISVILLE, KY (FHA|USDA|VA) | 26 | $7,840,000 | $301,538 | $4,893 | 4.34% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 43 | $7,705,000 | $179,186 | $4,291 | 4.43% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 31 | $7,285,000 | $235,000 | $3,040 | 4.31% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 26 | $7,080,000 | $272,308 | $5,025 | 4.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 25 | $7,065,000 | $282,600 | $3,476 | 4.20% |
| SALEM, OR (FHA|USDA|VA) | 24 | $6,980,000 | $290,833 | $4,701 | 4.43% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 25 | $6,715,000 | $268,600 | $3,893 | 4.32% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 25 | $6,715,000 | $268,600 | $4,461 | 4.33% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 14 | $6,380,000 | $455,714 | $5,147 | 4.42% |
| FRESNO, CA (FHA|USDA|VA) | 23 | $6,285,000 | $273,261 | $2,500 | 4.57% |
| COLUMBUS, OH (FHA|USDA|VA) | 20 | $5,880,000 | $294,000 | $5,358 | 4.30% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 18 | $5,570,000 | $309,444 | $4,802 | 4.34% |
| FORT COLLINS, CO (FHA|USDA|VA) | 14 | $5,310,000 | $379,286 | $4,122 | 4.36% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 20 | $5,250,000 | $262,500 | $5,298 | 4.45% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $5,160,000 | $368,571 | $5,647 | 4.21% |
| STOCKTON, CA (FHA|USDA|VA) | 18 | $5,140,000 | $285,556 | $3,520 | 4.58% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 17 | $5,045,000 | $296,765 | $5,214 | 4.29% |
| ENID, OK (FHA|USDA|VA) | 20 | $5,040,000 | $252,000 | $5,225 | 4.29% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 11 | $5,005,000 | $455,000 | $5,627 | 4.34% |
| TULSA, OK (FHA|USDA|VA) | 20 | $4,890,000 | $244,500 | $4,377 | 4.32% |
| BEND, OR (FHA|USDA|VA) | 14 | $4,830,000 | $345,000 | $4,453 | 4.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 17 | $4,795,000 | $282,059 | $5,000 | 4.24% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 9 | $4,715,000 | $523,889 | $4,310 | 4.44% |
| Heber, UT (FHA|USDA|VA) | 9 | $4,665,000 | $518,333 | $3,675 | 4.47% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 14 | $4,590,000 | $327,857 | $5,888 | 4.32% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 15 | $4,345,000 | $289,667 | $4,531 | 4.21% |
| PITTSBURGH, PA (FHA|USDA|VA) | 14 | $4,340,000 | $310,000 | $3,839 | 4.27% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 15 | $4,325,000 | $288,333 | $4,798 | 4.33% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 11 | $4,175,000 | $379,545 | $3,957 | 4.09% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 16 | $4,150,000 | $259,375 | $2,827 | 4.33% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $4,130,000 | $344,167 | $6,567 | 4.32% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 13 | $4,115,000 | $316,538 | $7,966 | 4.44% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $4,020,000 | $335,000 | $3,092 | 4.49% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 16 | $4,010,000 | $250,625 | $3,769 | 4.38% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 9 | $3,855,000 | $428,333 | $3,468 | 4.36% |
| CHEYENNE, WY (FHA|USDA|VA) | 11 | $3,775,000 | $343,182 | $6,475 | 4.06% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 16 | $3,760,000 | $235,000 | $2,556 | 4.33% |
| YAKIMA, WA (FHA|USDA|VA) | 13 | $3,665,000 | $281,923 | $5,014 | 4.29% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 14 | $3,630,000 | $259,286 | $5,308 | 4.30% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 12 | $3,590,000 | $299,167 | $4,589 | 4.54% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $3,580,000 | $255,714 | $5,327 | 4.46% |
| PANAMA CITY, FL (FHA|USDA|VA) | 13 | $3,515,000 | $270,385 | $5,371 | 4.45% |
| KNOXVILLE, TN (FHA|USDA|VA) | 12 | $3,510,000 | $292,500 | $5,215 | 4.17% |
| WICHITA, KS (FHA|USDA|VA) | 15 | $3,505,000 | $233,667 | $3,956 | 4.45% |
| Hilo, HI (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $8,052 | 4.19% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 11 | $3,475,000 | $315,909 | $5,746 | 4.09% |
| Oak Harbor, WA (FHA|USDA|VA) | 9 | $3,445,000 | $382,778 | $5,626 | 4.28% |
| ASHEVILLE, NC (FHA|USDA|VA) | 10 | $3,390,000 | $339,000 | $3,048 | 4.18% |
| BELLINGHAM, WA (FHA|USDA|VA) | 9 | $3,355,000 | $372,778 | $2,275 | 4.33% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 13 | $3,355,000 | $258,077 | $3,294 | 4.30% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $3,345,000 | $371,667 | $3,262 | 4.42% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 10 | $3,170,000 | $317,000 | $4,990 | 4.18% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 10 | $3,110,000 | $311,000 | $4,811 | 4.30% |
| SAVANNAH, GA (FHA|USDA|VA) | 12 | $3,070,000 | $255,833 | $5,302 | 4.40% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 14 | $3,040,000 | $217,143 | $4,613 | 4.43% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $3,010,000 | $250,833 | $3,423 | 4.31% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $2,970,000 | $247,500 | $5,053 | 4.43% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 12 | $2,930,000 | $244,167 | $5,531 | 4.27% |
| Kapaa, HI (FHA|USDA|VA) | 6 | $2,920,000 | $486,667 | $6,687 | 4.08% |
| Clovis, NM (FHA|USDA|VA) | 14 | $2,890,000 | $206,429 | $4,079 | 4.55% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 9 | $2,845,000 | $316,111 | $3,978 | 4.17% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $2,770,000 | $346,250 | $4,506 | 4.41% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $4,679 | 4.42% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $2,635,000 | $239,545 | $4,844 | 4.59% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 7 | $2,605,000 | $372,143 | $8,470 | 4.07% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 11 | $2,595,000 | $235,909 | $3,532 | 4.16% |
| Outside of Metro Areas | 10 | $2,590,000 | $259,000 | $6,279 | 4.29% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $2,500,000 | $416,667 | $4,598 | 4.64% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $4,087 | 4.49% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $6,202 | 4.20% |
| EL CENTRO, CA (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $4,348 | 4.58% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $4,923 | 4.44% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 8 | $2,360,000 | $295,000 | $7,133 | 3.94% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $2,330,000 | $388,333 | $3,842 | 4.19% |
| EL PASO, TX (FHA|USDA|VA) | 11 | $2,325,000 | $211,364 | $5,666 | 4.52% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $2,300,000 | $575,000 | $4,240 | 4.47% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 7 | $2,235,000 | $319,286 | $3,911 | 4.09% |
| MADISON, WI (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $3,469 | 4.23% |
| FAIRBANKS, AK (FHA|USDA|VA) | 7 | $2,225,000 | $317,857 | $6,798 | 3.73% |
| MEDFORD, OR (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $4,896 | 4.20% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $4,398 | 4.09% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $3,419 | 4.32% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $6,258 | 4.17% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $5,742 | 4.36% |
| Morehead City, NC (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $4,905 | 4.16% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $5,929 | 4.23% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $8,629 | 3.96% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $5,748 | 4.30% |
| Alamogordo, NM (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $5,184 | 4.24% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $4,539 | 4.33% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $4,658 | 4.42% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $2,864 | 4.19% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $7,523 | 4.52% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $4,137 | 4.43% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $4,940 | 4.29% |
| ABILENE, TX (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $7,467 | 4.36% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $3,507 | 4.30% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $4,318 | 4.13% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $3,396 | 4.52% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $7,271 | 4.72% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $5,711 | 4.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $7,010 | 4.02% |
| Torrington, CT (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $3,776 | 4.50% |
| Del Rio, TX (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $4,906 | 4.30% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $4,136 | 4.23% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $8,056 | 4.06% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $5,130 | 4.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $5,586 | 3.92% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $2,167 | 4.52% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $2,033 | 4.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $4,847 | 4.59% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $4,075 | 4.25% |
| Altus, OK (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $6,088 | 4.17% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $6,243 | 4.22% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $2,258 | 4.73% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $2,996 | 4.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $6,393 | 4.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $4,370 | 4.71% |
| SUMTER, SC (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $5,546 | 4.27% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,505 | 4.48% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $3,895 | 4.64% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $4,228 | 4.42% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $8,914 | 4.16% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $3,947 | 4.31% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $4,816 | 4.59% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $5,841 | 4.48% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $5,162 | 4.03% |
| Kalispell, MT (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $4,918 | 4.33% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $1,594 | 4.44% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $4,911 | 4.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $4,221 | 4.25% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $2,264 | 4.38% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $1,315,000 | $1,315,000 | $18,696 | 4.25% |
| Shelton, WA (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $2,863 | 4.40% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $6,644 | 4.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $4,768 | 4.23% |
| TOPEKA, KS (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $4,087 | 4.81% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $6,826 | 4.34% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $2,805 | 4.59% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $4,312 | 4.75% |
| LAWRENCE, KS (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,232 | 4.54% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $3,885 | 4.65% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $3,687 | 4.54% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $3,587 | 4.22% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $4,461 | 4.56% |
| AKRON, OH (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $4,008 | 4.73% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $5,699 | 4.44% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $4,677 | 4.56% |
| Juneau, AK (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $12,567 | 3.69% |
| LUBBOCK, TX (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,261 | 4.42% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $4,435 | 4.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $2,600 | 4.58% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $8,790 | 4.21% |
| Helena, MT (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $3,627 | 4.90% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,606 | 4.70% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,733 | 4.41% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $2,597 | 4.50% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $2,196 | 4.72% |
| DOVER, DE (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $2,306 | 4.55% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,753 | 4.59% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,382 | 4.66% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,662 | 4.45% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,184 | 3.79% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $2,378 | 4.63% |
| Warrensburg, MO (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,320 | 4.18% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $2,048 | 4.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $2,168 | 4.54% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $4,488 | 4.34% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,896 | 4.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $6,427 | 4.21% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,891 | 4.21% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,113 | 4.54% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $7,592 | 4.29% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,637 | 4.21% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,700 | 4.50% |
| Roseburg, OR (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,085 | 4.53% |
| Newport, OR (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,868 | 4.69% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $1,682 | 4.00% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,238 | 3.83% |
| MERCED, CA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $1,844 | 4.81% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,559 | 4.28% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,567 | 3.92% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,376 | 4.54% |
| READING, PA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,772 | 4.04% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $2,654 | 4.19% |
| Key West, FL (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $7,755 | 3.75% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,552 | 4.63% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,468 | 4.79% |
| Montrose, CO (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,608 | 4.50% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,014 | 4.17% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,580 | 4.50% |
| Granbury, TX (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,020 | 3.31% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $1,921 | 4.58% |
| WACO, TX (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $8,841 | 4.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $2,863 | 4.94% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,432 | 4.42% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,309 | 4.33% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,663 | 4.56% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,992 | 4.44% |
| Fernley, NV (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,780 | 4.67% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,136 | 4.13% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $9,702 | 4.42% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,307 | 3.81% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,991 | 4.69% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,097 | 4.13% |
| Moscow, ID (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $2,450 | 4.50% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,087 | 4.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,689 | 4.33% |
| Albertville, AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,097 | 4.21% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,412 | 4.53% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,209 | 4.68% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,513 | 4.17% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,674 | 4.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,394 | 3.93% |
| Hailey, ID (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,939 | 4.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,514 | 4.42% |
| SYRACUSE, NY (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,752 | 4.44% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,836 | 4.42% |
| Edwards, CO (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $2,503 | 4.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $9,529 | 4.13% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,308 | 3.81% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,041 | 4.00% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,904 | 4.21% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,812 | 4.38% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $8,782 | 4.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,305 | 4.44% |
| Columbus, MS (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,186 | 4.19% |
| MADERA, CA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,681 | 4.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,637 | 4.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,566 | 4.19% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $1,987 | 4.21% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,726 | 4.31% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,089 | 4.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,547 | 4.79% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,657 | 4.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,648 | 4.63% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,952 | 4.75% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,138 | 4.25% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,779 | 4.56% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,494 | 4.67% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $1,204 | 4.17% |
| Silver City, NM (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,822 | 4.50% |
| Fallon, NV (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,426 | 4.38% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,472 | 4.19% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,894 | 4.19% |
| Roswell, NM (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,698 | 4.71% |
| Branson, MO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,848 | 4.54% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,362 | 4.69% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,921 | 4.69% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,596 | 4.44% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,633 | 4.13% |
| Ozark, AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,546 | 4.25% |
| Keene, NH (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,435 | 4.54% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,331 | 4.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,853 | 3.63% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,999 | 4.69% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,849 | 4.19% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,630 | 4.31% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,712 | 4.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,305 | 4.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,241 | 3.81% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,575 | 4.56% |
| Pullman, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,629 | 4.88% |
| Hood River, OR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,336 | 4.50% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,033 | 4.75% |
| Centralia, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,151 | 4.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,741 | 4.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,667 | 4.13% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,624 | 4.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,185 | 4.63% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,870 | 4.13% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,074 | 4.19% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,011 | 4.06% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,533 | 3.94% |
| ROME, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,093 | 3.94% |
| Findlay, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,508 | 4.29% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,932 | 4.38% |
| Concord, NH (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $8,797 | 4.25% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,212 | 4.31% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,856 | 4.06% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,696 | 4.25% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,926 | 4.13% |
| Dayton, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,299 | 4.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,948 | 4.00% |
| Meridian, MS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,317 | 4.19% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,728 | 4.50% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,168 | 3.25% |
| TYLER, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,943 | 4.83% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,796 | 4.38% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,240 | 4.38% |
| MONROE, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,305 | 4.00% |
| Marion, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,495 | 4.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,975 | 4.06% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,769 | 4.25% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,100 | 4.00% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,105 | 4.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,272 | 3.50% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,887 | 4.13% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,287 | 4.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,362 | 4.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,128 | 3.75% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,753 | 4.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,004 | 4.56% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,928 | 4.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,503 | 4.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,049 | 3.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,754 | 5.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,077 | 4.63% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,314 | 4.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,152 | 3.75% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,473 | 4.56% |
| Yankton, SD (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,109 | 3.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,022 | 4.25% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,145 | 4.25% |
| Holland, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,005 | 4.88% |
| Elko, NV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,146 | 4.81% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,400 | 5.31% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,132 | 4.50% |
| Duncan, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,887 | 4.25% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,530 | 4.00% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,115 | 3.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,444 | 4.81% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,337 | 4.75% |
| Rutland, VT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,372 | 4.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,805 | 4.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,452 | 4.00% |
| Wooster, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,718 | 4.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,390 | 4.13% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,188 | 3.88% |
| Taos, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,864 | 4.25% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,998 | 3.50% |
| Peru, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,123 | 4.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,278 | 4.94% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,696 | 4.75% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,926 | 4.13% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,028 | 4.25% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,205 | 4.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,168 | 4.00% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,452 | 4.13% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,611 | 4.56% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,423 | 4.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,219 | 4.38% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,878 | 3.88% |
| Lake City, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,185 | 4.38% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,754 | 4.50% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,107 | 4.50% |
| Portales, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,781 | 4.63% |
| Athens, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,924 | 4.50% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,719 | 4.25% |
| Jasper, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,414 | 3.88% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,620 | 4.13% |
| Astoria, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,091 | 4.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,759 | 4.99% |
| CASPER, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,269 | 3.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,528 | 4.25% |
| Liberal, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,280 | 4.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,547 | 4.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,731 | 4.50% |
| Borger, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,268 | 4.00% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,222 | 4.00% |
| Riverton, WY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,479 | 4.00% |
| Minot, ND (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,373 | 4.50% |
| Boone, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.50% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,744 | 3.88% |
| Coffeyville, KS (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,898 | 4.63% |
| Seneca, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,117 | 4.50% |
| Crossville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,203 | 3.75% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,716 | 4.00% |
| REDDING, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,973 | 4.13% |
| Atmore, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $865 | 4.50% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,220 | 3.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,711 | 4.38% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,691 | 4.38% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,020 | 5.00% |
| West Plains, MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,748 | 4.31% |
| Payson, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,523 | 4.50% |
| Española, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,774 | 3.50% |
| Starkville, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,857 | 4.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,510 | 4.38% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,333 | 4.75% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,587 | 3.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,793 | 4.75% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,843 | 4.81% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,236 | 3.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,806 | 4.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,499 | 4.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,399 | 3.88% |
| Wabash, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,874 | 4.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,970 | 5.00% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,686 | 4.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $895 | 4.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,270 | 4.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,742 | 4.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $721 | 4.38% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,839 | 4.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,863 | 4.63% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $598 | 4.50% |
| Adrian, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $908 | 4.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,132 | 4.63% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,950 | 4.50% |
| Columbus, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,615 | 4.38% |
| El Campo, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,741 | 4.38% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,462 | 4.25% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,220 | 4.13% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,165 | 4.50% |
| Gallup, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,495 | 4.63% |
| McPherson, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,801 | 4.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,480 | 4.38% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,034 | 4.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,668 | 4.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,266 | 4.63% |
| Brookings, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,733 | 4.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,259 | 4.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $575 | 4.25% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,111 | 4.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,481 | 5.25% |
| Guymon, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $491 | 5.00% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,084 | 5.75% |
| New Castle, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,586 | 4.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,411 | 4.50% |
| Auburn, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,492 | 4.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,611 | 5.99% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,173 | 4.50% |
| Searcy, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,340 | 4.00% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,761 | 3.50% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,351 | 4.50% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,110 | 4.38% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,869 | 5.13% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,722 | 4.25% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,059 | 3.88% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,166 | 4.50% |
| Bennington, VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,948 | 4.75% |
| Ruston, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,901 | 5.00% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,661 | 3.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,312 | 4.75% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,014 | 4.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,689 | 4.63% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,701 | 4.88% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,015 | 4.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,834 | 4.63% |
| Watertown, SD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,326 | 4.75% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,257 | 4.99% |
| Atchison, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,556 | 4.75% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $139 | 4.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $505 | 4.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,554 | 5.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,858 | 4.13% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,994 | 5.50% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,700 | 4.88% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,201 | 4.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $570 | 4.88% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,679 | 5.25% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,279 | 4.75% |
| Russellville, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $98 | 5.75% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,001 | 5.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,423 | 4.25% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,095 | 5.25% |
| FLINT, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,647 | 4.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,571 | 5.75% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,118 | 5.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,705 | 5.75% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,340 | 6.63% |
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Product Mix
For 2018, Nbkc Bank's most frequently originated type of loan was Conventional, with 3,962 originations. Their 2nd most popular type was VA, with 2,444 originations.
Loan Reason
For 2018, Nbkc Bank's most frequently cited loan purpose was Home Purchase, with 4,966 originations. The 2nd most popular reason was Cash Out Refi, with 1,147 originations.
Loan Duration/Length
For 2018, Nbkc Bank's most frequently cited loan duration was 30 Year, with 5,945 originations. The 2nd most popular length was 15 Year, with 565 originations.
Origination Fees/Closing Costs
Nbkc Bank's average total fees were $4,949, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,425 originations.
Interest Rates
During 2018, Nbkc Bank's average interest rate for loans was 4.40%, while their most frequently originated rate bucket for loans was 4-5%, with 4,495 originations.
Loan Sizing
2018 saw Nbkc Bank place emphasis on $200k-400k loans with 3,761 originations, totaling $1,103,715,000 in origination value.
Applicant Income
Nbkc Bank lent most frequently to those with incomes in the $100k-150k range, with 2,062 originations. The second most popular income band? $75k-100k, with 1,374 originations.
Applicant Debt to Income Ratio
Nbkc Bank lent most frequently to those with DTI ratios of 20-30%, with 1,334 originations. The next most common DTI ratio? 30-36%, with 1,154 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.39%
Nbkc Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination65.33%
Nbkc Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,786 | $2,098,950,000 | $309,306 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 4 | $1,280,000 | $320,000 |
| Single Family (1-4 Units):Site-Built | 6,782 | $2,097,670,000 | $309,300 |
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| NBKC Bank | 10700 Nall Ave Overland Park, KS 66211 | Full Service B&M | $253,671 |
| NBKC Bank | 3510 W 95th Street Leawood, KS 66206 | Full Service B&M | $87,780 |
| NBKC Bank | 8320 Ward Parkway Kansas City, MO 64114 | Full Service B&M | $39,880 |
| NBKC Bank | 9750 North Ash Avenue Kansas City, MO 64157 | Full Service B&M | $61,733 |
For 2018, Nbkc Bank had 4 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $24,448 |
| Net interest income | $16,238 |
| Total noninterest income | $70,709 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $28 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $70,681 |
| Pre-tax net operating income | $10,676 |
| Securities gains (or losses, -) | $90 |
| Income before extraordinary items | $10,289 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $10,289 |
| Minority interest net income | $0 |
| Net income | $10,289 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $10,202 |
Nbkc Bank's gross interest income from loans was $24,448,000.
Nbkc Bank's net interest income from loans was $16,238,000.
Nbkc Bank's fee based income from loans was $28,000.
Nbkc Bank's net income from loans was $10,289,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $8,210 |
| Provision for credit losses | $2,820 |
| Total noninterest expense | $73,451 |
| Salaries and employee benefits | $43,020 |
| Premises and equipment expense | $6,725 |
| Additional noninterest expense | $23,706 |
| Applicable income taxes | $477 |
| Net charge-offs | $579 |
| Cash dividends | $7,067 |
Nbkc Bank's interest expense for loans was $8,210,000.
Nbkc Bank's payroll and benefits expense were $43,020,000.
Nbkc Bank's property, plant and equipment expenses $6,725,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 1.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $456,318 |
| Deposits held in domestic offices | $456,318 |
| Deposits by Individuals, partnerships, and corporations | $374,222 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $1,234 |
| Deposits by Commercial banks and other depository institutions in U.S. | $80,862 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $103,123 |
| Demand deposits | $56,905 |
| Nontransaction accounts | $353,195 |
| Money market deposit accounts (MMDAs) | $138,551 |
| Other savings deposits (excluding MMDAs) | $0 |
| Total time deposits | $214,646 |
| Total time and savings deposits | $399,413 |
| Noninterest-bearing deposits | $52,536 |
| Interest-bearing deposits | $403,782 |
| Retail deposits | $445,401 |
| IRAs and Keogh plan accounts | $22,958 |
| Brokered deposits | $5,878 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $684,352 |
| Cash & Balances due from depository institutions | $20,940 |
| Interest-bearing balances | $17,945 |
| Total securities | $122,154 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $468,432 |
| Loan and leases loss allowance | $6,941 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $11,197 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $17,223 |
| All other assets | $44,406 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $684,352 |
| Total Liabilities | $601,957 |
| Total deposits | $456,318 |
| Interest-bearing deposits | $403,782 |
| Deposits held in domestic offices | $456,318 |
| % insured (estimated) | $88 |
| Federal funds purchased and repurchase agreements | $2,242 |
| Trading liabilities | $0 |
| Other borrowed funds | $131,389 |
| Subordinated debt | $0 |
| All other liabilities | $12,008 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $468,432 |
| Loan and leases loss allowance | $6,941 |
| Total loans and leases (domestic) | $475,373 |
| All real estate loans | $418,819 |
| Real estate loans in domestic offices | $418,819 |
| Construction and development loans | $63,750 |
| Residential 1-4 family construction | $34,406 |
| Other construction, all land development and other land | $29,344 |
| Loans secured by nonfarm nonresidential properties | $100,013 |
| Nonfarm nonresidential secured by owner-occupied properties | $29,666 |
| Commercial real estate & other non-farm, non-residential | $70,347 |
| Multifamily residential real estate | $25,654 |
| 1-4 family residential loans | $229,402 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $1,079 |
| Commercial and industrial loans | $25,435 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $17,978 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $474 |
| Other loans to individuals | $17,504 |
| All other loans & leases | $12,062 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $23 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $531 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
NBKC BANK had $468,432,000 of loans outstanding in 2018. $418,819,000 of loans were in real estate loans. $63,750,000 of loans were in development loans. $25,654,000 of loans were in multifamily mortgage loans. $229,402,000 of loans were in 1-4 family mortgage loans. $1,079,000 of loans were in farm loans. $0 of loans were in credit card loans. $474,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 65 | $24,227 | $372,723 |
| Nonfarm, nonresidential loans - <$100k | 5 | $238 | $47,600 |
| Nonfarm, nonresidential loans - $100-250k | 17 | $2,676 | $157,412 |
| Nonfarm, nonresidential loans - $250k-1MM | 43 | $21,313 | $495,651 |
| Commercial & Industrial, US addressed loans - <$1MM | 306 | $24,454 | $79,915 |
| Commercial & Industrial, US addressed loans - <$100k | 177 | $8,060 | $45,537 |
| Commercial & Industrial, US addressed loans - $100-250k | 104 | $11,253 | $108,202 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 25 | $5,141 | $205,640 |
| Agriculture operations loans - <$1MM | 1 | $100 | $100,000 |
| Agriculture operations loans - $100-250k | 1 | $100 | $100,000 |