Nbkc Bank Mortgage Rates, Fees & Info

KANSAS, KS

LEI: 213800XR2TCBQJSF1X93

Tax ID: 48-1213018

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Mortgage Data

Bank Data

Review & Overview

Nbkc Bank is a mid-sized bank specializing in Refi and Home Purchase loans. Nbkc Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Washington, Kansas City, Los Angeles, and Phoenix among others. We have data for 582 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nbkc Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbkc Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.28% 4/22/24
30 Year Conventional Refi 6.20% 4/22/24
30 Year Cash-out Refi 6.38% 4/22/24
30 Year FHA Purchase 6.82% 4/22/24
30 Year FHA Refi 6.29% 4/22/24
30 Year VA Purchase 5.84% 4/22/24
30 Year VA Refi 5.79% 4/22/24
15 Year Conventional Purchase 5.64% 4/22/24
15 Year Conventional Refi 5.66% 4/22/24
15 Year Cash-out Refi 5.66% 4/22/24
15 Year VA Purchase 5.68% 4/22/24
15 Year VA Refi 5.51% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nbkc Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nbkc Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

20,045

Origination Dollar Volume (All Markets)

$7,185,875,000

Employee count

424 Show all (147) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 896 $372,030,000 $415,212 $2,906 3.10%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 835 $368,735,000 $441,599 $3,467 3.04%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,223 $355,045,000 $290,307 $2,360 3.20%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 774 $353,230,000 $456,370 $2,832 3.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 639 $212,045,000 $331,839 $2,900 3.23%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 446 $197,580,000 $443,004 $3,084 3.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 555 $189,805,000 $341,991 $2,846 3.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 393 $186,415,000 $474,338 $2,733 3.14%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 469 $180,105,000 $384,019 $3,653 3.16%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 454 $179,710,000 $395,837 $2,703 3.18%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 506 $172,580,000 $341,067 $3,627 3.17%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 494 $168,540,000 $341,174 $4,220 3.13%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 459 $164,845,000 $359,139 $3,055 3.11%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 362 $129,850,000 $358,702 $3,063 3.24%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 363 $118,835,000 $327,369 $2,636 3.16%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 349 $109,585,000 $313,997 $4,164 3.11%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 305 $108,115,000 $354,475 $2,463 3.18%
URBAN HONOLULU, HI (FHA|USDA|VA) 193 $107,645,000 $557,746 $4,388 3.01%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 291 $97,645,000 $335,550 $3,268 3.18%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 224 $95,430,000 $426,027 $2,816 3.13%
Outside of Metro Areas 316 $93,230,000 $295,032 $3,317 3.18%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 279 $89,925,000 $322,312 $3,665 3.20%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 251 $87,145,000 $347,191 $4,052 3.08%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 222 $76,100,000 $342,793 $5,127 3.01%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 185 $70,325,000 $380,135 $5,858 2.99%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 201 $69,185,000 $344,204 $3,881 3.09%
SALT LAKE CITY, UT (FHA|USDA|VA) 189 $68,885,000 $364,471 $2,428 3.23%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 200 $68,290,000 $341,450 $3,649 3.22%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 134 $66,690,000 $497,687 $2,757 3.17%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 158 $62,590,000 $396,139 $3,463 2.95%
RENO, NV (FHA|USDA|VA) 169 $61,265,000 $362,515 $2,715 3.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 173 $60,725,000 $351,012 $4,147 2.97%
RALEIGH-CARY, NC (FHA|USDA|VA) 165 $57,135,000 $346,273 $2,907 3.07%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 172 $55,560,000 $323,023 $3,806 3.12%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 141 $51,835,000 $367,624 $2,753 3.12%
ANCHORAGE, AK (FHA|USDA|VA) 133 $51,145,000 $384,549 $4,213 3.00%
BOISE CITY, ID (FHA|USDA|VA) 154 $50,530,000 $328,117 $3,710 3.28%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 160 $49,950,000 $312,188 $2,522 3.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 120 $46,430,000 $386,917 $3,118 3.11%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 123 $41,415,000 $336,707 $3,810 3.05%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 96 $41,210,000 $429,271 $2,807 3.09%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 130 $40,820,000 $314,000 $3,203 3.18%
TUCSON, AZ (FHA|USDA|VA) 118 $36,820,000 $312,034 $3,309 3.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 117 $34,285,000 $293,034 $2,787 3.17%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 93 $33,285,000 $357,903 $3,317 3.11%
JACKSONVILLE, FL (FHA|USDA|VA) 98 $32,170,000 $328,265 $4,513 3.14%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 99 $32,065,000 $323,889 $3,701 3.03%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 61 $31,785,000 $521,066 $3,937 3.09%
PROVO-OREM, UT (FHA|USDA|VA) 84 $30,910,000 $367,976 $2,572 3.21%
Hilo, HI (FHA|USDA|VA) 69 $29,285,000 $424,420 $4,040 3.13%
RICHMOND, VA (FHA|USDA|VA) 68 $24,550,000 $361,029 $2,974 3.13%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 77 $23,775,000 $308,766 $2,351 3.13%
St. Marys, GA (FHA|USDA|VA) 102 $23,320,000 $228,627 $5,254 3.28%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 55 $23,265,000 $423,000 $3,231 3.09%
FRESNO, CA (FHA|USDA|VA) 73 $23,235,000 $318,288 $2,324 3.24%
VALLEJO, CA (FHA|USDA|VA) 59 $22,975,000 $389,407 $4,078 3.17%
STOCKTON, CA (FHA|USDA|VA) 62 $22,760,000 $367,097 $2,137 3.25%
Kapaa, HI (FHA|USDA|VA) 41 $22,175,000 $540,854 $4,352 3.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 59 $22,125,000 $375,000 $5,829 3.00%
COLUMBUS, OH (FHA|USDA|VA) 73 $21,995,000 $301,301 $2,357 3.20%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 76 $21,260,000 $279,737 $3,718 3.10%
OKLAHOMA CITY, OK (FHA|USDA|VA) 68 $20,430,000 $300,441 $3,919 3.06%
Heber, UT (FHA|USDA|VA) 33 $20,115,000 $609,545 $4,168 3.15%
SALEM, OR (FHA|USDA|VA) 58 $19,570,000 $337,414 $3,151 3.15%
ALBUQUERQUE, NM (FHA|USDA|VA) 66 $19,350,000 $293,182 $3,390 3.12%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 54 $19,150,000 $354,630 $4,473 3.04%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 56 $18,950,000 $338,393 $6,616 2.95%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 55 $18,875,000 $343,182 $2,817 3.06%
FORT COLLINS, CO (FHA|USDA|VA) 53 $18,265,000 $344,623 $2,567 3.11%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 54 $17,280,000 $320,000 $3,265 3.09%
BEND, OR (FHA|USDA|VA) 46 $16,930,000 $368,043 $3,784 3.09%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 38 $16,010,000 $421,316 $2,344 3.17%
BOULDER, CO (FHA|USDA|VA) 41 $15,915,000 $388,171 $2,806 3.11%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 50 $15,740,000 $314,800 $3,083 3.24%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 44 $15,670,000 $356,136 $2,972 3.09%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 38 $15,560,000 $409,474 $2,464 3.14%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 42 $14,870,000 $354,048 $2,706 3.11%
HUNTSVILLE, AL (FHA|USDA|VA) 44 $14,830,000 $337,045 $3,418 3.05%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 43 $14,505,000 $337,326 $2,657 3.08%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 34 $14,210,000 $417,941 $4,067 3.21%
KNOXVILLE, TN (FHA|USDA|VA) 43 $14,085,000 $327,558 $2,676 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 45 $13,755,000 $305,667 $2,216 3.12%
LOUISVILLE, KY (FHA|USDA|VA) 35 $12,915,000 $369,000 $3,771 3.03%
TULSA, OK (FHA|USDA|VA) 41 $12,495,000 $304,756 $4,680 3.04%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 34 $11,900,000 $350,000 $2,089 3.31%
PITTSBURGH, PA (FHA|USDA|VA) 37 $11,645,000 $314,730 $4,223 3.05%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 38 $11,630,000 $306,053 $2,796 3.10%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 36 $11,590,000 $321,944 $4,227 3.13%
MODESTO, CA (FHA|USDA|VA) 36 $11,550,000 $320,833 $3,318 3.29%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 37 $11,395,000 $307,973 $2,791 3.14%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 36 $11,100,000 $308,333 $3,089 3.17%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $10,875,000 $350,806 $5,396 3.06%
BAKERSFIELD, CA (FHA|USDA|VA) 37 $10,755,000 $290,676 $2,616 3.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 31 $10,585,000 $341,452 $2,806 3.17%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 26 $10,480,000 $403,077 $3,162 3.03%
IDAHO FALLS, ID (FHA|USDA|VA) 35 $10,455,000 $298,714 $3,832 3.25%
SALINAS, CA (FHA|USDA|VA) 24 $10,370,000 $432,083 $3,154 3.05%
CHEYENNE, WY (FHA|USDA|VA) 28 $10,250,000 $366,071 $5,553 2.93%
Bozeman, MT (FHA|USDA|VA) 26 $10,030,000 $385,769 $3,458 3.26%
Oak Harbor, WA (FHA|USDA|VA) 26 $9,830,000 $378,077 $3,738 3.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 39 $9,785,000 $250,897 $2,840 3.30%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 24 $9,740,000 $405,833 $4,416 2.99%
DAYTON-KETTERING, OH (FHA|USDA|VA) 31 $9,645,000 $311,129 $3,746 3.07%
SALISBURY, MD-DE (FHA|USDA|VA) 25 $9,475,000 $379,000 $2,769 3.14%
GREELEY, CO (FHA|USDA|VA) 25 $9,405,000 $376,200 $2,417 3.12%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 32 $9,190,000 $287,188 $2,643 3.05%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 30 $9,030,000 $301,000 $2,386 3.29%
YAKIMA, WA (FHA|USDA|VA) 27 $8,785,000 $325,370 $2,381 3.35%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 17 $8,735,000 $513,824 $2,112 3.13%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 27 $8,425,000 $312,037 $4,625 3.39%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 25 $8,335,000 $333,400 $2,768 3.20%
WARNER ROBINS, GA (FHA|USDA|VA) 30 $8,320,000 $277,333 $4,206 3.02%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $8,060,000 $335,833 $3,411 3.14%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 25 $7,955,000 $318,200 $3,305 2.97%
WENATCHEE, WA (FHA|USDA|VA) 22 $7,860,000 $357,273 $2,970 3.28%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 18 $7,860,000 $436,667 $5,154 2.65%
BELLINGHAM, WA (FHA|USDA|VA) 22 $7,850,000 $356,818 $3,830 3.03%
MEDFORD, OR (FHA|USDA|VA) 26 $7,840,000 $301,538 $2,958 3.08%
MISSOULA, MT (FHA|USDA|VA) 21 $7,755,000 $369,286 $2,573 3.18%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 23 $7,435,000 $323,261 $4,434 3.02%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 21 $7,395,000 $352,143 $3,845 3.22%
SAVANNAH, GA (FHA|USDA|VA) 23 $7,195,000 $312,826 $3,868 3.01%
SANTA FE, NM (FHA|USDA|VA) 17 $7,075,000 $416,176 $5,891 3.12%
Gardnerville Ranchos, NV (FHA|USDA|VA) 20 $6,850,000 $342,500 $2,166 3.15%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 21 $6,785,000 $323,095 $3,074 3.12%
MADISON, WI (FHA|USDA|VA) 17 $6,785,000 $399,118 $4,785 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 19 $6,715,000 $353,421 $4,894 2.96%
WINSTON-SALEM, NC (FHA|USDA|VA) 22 $6,630,000 $301,364 $2,525 2.99%
ASHEVILLE, NC (FHA|USDA|VA) 19 $6,535,000 $343,947 $3,255 3.14%
Breckenridge, CO (FHA|USDA|VA) 16 $6,480,000 $405,000 $2,349 3.22%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 24 $6,470,000 $269,583 $3,745 3.27%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 19 $6,335,000 $333,421 $4,312 2.91%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 20 $6,200,000 $310,000 $2,972 2.91%
Outside of Metro Areas 21 $6,155,000 $293,095 $3,350 3.27%
Helena, MT (FHA|USDA|VA) 17 $6,105,000 $359,118 $3,010 2.90%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 20 $6,090,000 $304,500 $2,386 3.02%
BATON ROUGE, LA (FHA|USDA|VA) 18 $6,070,000 $337,222 $3,340 3.20%
LAWRENCE, KS (FHA|USDA|VA) 23 $6,025,000 $261,957 $2,562 3.22%
ENID, OK (FHA|USDA|VA) 20 $5,980,000 $299,000 $5,430 3.06%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 20 $5,930,000 $296,500 $4,604 3.28%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 16 $5,920,000 $370,000 $4,814 3.12%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 19 $5,875,000 $309,211 $2,529 3.13%
ANN ARBOR, MI (FHA|USDA|VA) 16 $5,870,000 $366,875 $2,012 3.16%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 20 $5,850,000 $292,500 $3,538 2.99%
Edwards, CO (FHA|USDA|VA) 12 $5,650,000 $470,833 $2,571 3.18%
WILMINGTON, NC (FHA|USDA|VA) 18 $5,640,000 $313,333 $3,513 3.24%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 17 $5,415,000 $318,529 $3,330 3.36%
PANAMA CITY, FL (FHA|USDA|VA) 14 $5,400,000 $385,714 $5,618 3.06%
COLUMBIA, SC (FHA|USDA|VA) 19 $5,375,000 $282,895 $3,192 3.09%
WICHITA, KS (FHA|USDA|VA) 19 $5,185,000 $272,895 $3,754 3.13%
Kalispell, MT (FHA|USDA|VA) 13 $5,155,000 $396,538 $5,288 3.16%
Clovis, NM (FHA|USDA|VA) 23 $5,115,000 $222,391 $5,113 3.26%
EL CENTRO, CA (FHA|USDA|VA) 17 $4,985,000 $293,235 $3,859 3.51%
PORT ST. LUCIE, FL (FHA|USDA|VA) 15 $4,895,000 $326,333 $4,449 3.04%
BILLINGS, MT (FHA|USDA|VA) 16 $4,860,000 $303,750 $2,528 2.92%
MERCED, CA (FHA|USDA|VA) 15 $4,805,000 $320,333 $2,661 3.18%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 16 $4,680,000 $292,500 $3,182 3.05%
ST. GEORGE, UT (FHA|USDA|VA) 14 $4,660,000 $332,857 $1,767 3.17%
REDDING, CA (FHA|USDA|VA) 14 $4,630,000 $330,714 $2,217 3.06%
MONTGOMERY, AL (FHA|USDA|VA) 16 $4,560,000 $285,000 $4,406 3.07%
Shelton, WA (FHA|USDA|VA) 13 $4,505,000 $346,538 $6,052 3.05%
LANCASTER, PA (FHA|USDA|VA) 16 $4,500,000 $281,250 $3,785 3.03%
FLAGSTAFF, AZ (FHA|USDA|VA) 12 $4,480,000 $373,333 $3,329 3.09%
CHICO, CA (FHA|USDA|VA) 11 $4,395,000 $399,545 $2,990 2.97%
LINCOLN, NE (FHA|USDA|VA) 18 $4,270,000 $237,222 $3,108 3.31%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 11 $4,255,000 $386,818 $2,228 2.94%
SPARTANBURG, SC (FHA|USDA|VA) 15 $4,245,000 $283,000 $1,930 3.30%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 14 $4,220,000 $301,429 $4,269 3.11%
NAPA, CA (FHA|USDA|VA) 10 $4,200,000 $420,000 $1,970 3.05%
WINCHESTER, VA-WV (FHA|USDA|VA) 12 $4,140,000 $345,000 $4,881 3.24%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 11 $4,095,000 $372,273 $5,057 3.04%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 14 $4,070,000 $290,714 $2,913 2.79%
VISALIA, CA (FHA|USDA|VA) 13 $4,065,000 $312,692 $4,080 3.24%
MANHATTAN, KS (FHA|USDA|VA) 16 $4,050,000 $253,125 $5,067 3.26%
GAINESVILLE, GA (FHA|USDA|VA) 12 $4,050,000 $337,500 $2,913 3.31%
Alamogordo, NM (FHA|USDA|VA) 14 $4,010,000 $286,429 $6,238 2.99%
Port Angeles, WA (FHA|USDA|VA) 11 $4,005,000 $364,091 $2,698 3.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 16 $3,980,000 $248,750 $3,960 3.23%
Truckee-Grass Valley, CA (FHA|USDA|VA) 10 $3,930,000 $393,000 $2,712 2.82%
Hood River, OR (FHA|USDA|VA) 10 $3,870,000 $387,000 $3,058 3.08%
ROCHESTER, MN (FHA|USDA|VA) 12 $3,790,000 $315,833 $4,582 2.97%
FAYETTEVILLE, NC (FHA|USDA|VA) 16 $3,740,000 $233,750 $3,635 3.07%
LONGVIEW, WA (FHA|USDA|VA) 11 $3,705,000 $336,818 $3,666 3.24%
FAIRBANKS, AK (FHA|USDA|VA) 12 $3,650,000 $304,167 $5,229 2.91%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 12 $3,570,000 $297,500 $4,952 3.08%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 8 $3,510,000 $438,750 $2,946 3.20%
CARSON CITY, NV (FHA|USDA|VA) 10 $3,370,000 $337,000 $2,484 3.06%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 13 $3,275,000 $251,923 $3,506 2.97%
Fernley, NV (FHA|USDA|VA) 13 $3,215,000 $247,308 $3,905 3.35%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 9 $3,215,000 $357,222 $1,339 3.28%
Glenwood Springs, CO (FHA|USDA|VA) 9 $3,205,000 $356,111 $1,957 3.25%
Granbury, TX (FHA|USDA|VA) 8 $3,150,000 $393,750 $4,727 3.25%
Juneau, AK (FHA|USDA|VA) 9 $3,135,000 $348,333 $3,220 3.04%
ABILENE, TX (FHA|USDA|VA) 10 $3,130,000 $313,000 $6,618 3.06%
JACKSONVILLE, NC (FHA|USDA|VA) 12 $3,050,000 $254,167 $4,202 3.22%
YUBA CITY, CA (FHA|USDA|VA) 9 $3,015,000 $335,000 $6,522 2.97%
Traverse City, MI (FHA|USDA|VA) 10 $3,000,000 $300,000 $3,809 3.19%
AKRON, OH (FHA|USDA|VA) 11 $2,985,000 $271,364 $2,760 3.20%
TALLAHASSEE, FL (FHA|USDA|VA) 9 $2,975,000 $330,556 $4,571 3.32%
Sandpoint, ID (FHA|USDA|VA) 9 $2,935,000 $326,111 $3,054 3.26%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 8 $2,930,000 $366,250 $6,210 3.13%
DOVER, DE (FHA|USDA|VA) 10 $2,930,000 $293,000 $5,319 2.96%
MADERA, CA (FHA|USDA|VA) 8 $2,860,000 $357,500 $2,149 2.97%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 10 $2,860,000 $286,000 $5,703 3.11%
ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $2,845,000 $258,636 $3,017 3.22%
Eureka-Arcata, CA (FHA|USDA|VA) 9 $2,765,000 $307,222 $3,672 3.08%
Morehead City, NC (FHA|USDA|VA) 6 $2,750,000 $458,333 $7,980 2.87%
COLUMBIA, MO (FHA|USDA|VA) 9 $2,735,000 $303,889 $1,918 3.11%
CORVALLIS, OR (FHA|USDA|VA) 8 $2,680,000 $335,000 $2,611 3.16%
Key West, FL (FHA|USDA|VA) 6 $2,680,000 $446,667 $2,886 3.02%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 9 $2,675,000 $297,222 $5,011 3.37%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 9 $2,675,000 $297,222 $3,180 3.24%
LAFAYETTE, LA (FHA|USDA|VA) 8 $2,660,000 $332,500 $3,337 3.14%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $2,650,000 $331,250 $1,784 3.11%
READING, PA (FHA|USDA|VA) 8 $2,640,000 $330,000 $5,731 3.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 8 $2,620,000 $327,500 $4,452 2.84%
LUBBOCK, TX (FHA|USDA|VA) 8 $2,620,000 $327,500 $4,019 3.28%
Ellensburg, WA (FHA|USDA|VA) 6 $2,570,000 $428,333 $3,942 2.81%
WACO, TX (FHA|USDA|VA) 6 $2,550,000 $425,000 $4,425 3.25%
THE VILLAGES, FL (FHA|USDA|VA) 9 $2,545,000 $282,778 $3,149 3.24%
GRAND JUNCTION, CO (FHA|USDA|VA) 9 $2,505,000 $278,333 $3,532 3.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 11 $2,505,000 $227,727 $1,943 3.34%
SPRINGFIELD, MO (FHA|USDA|VA) 9 $2,495,000 $277,222 $3,891 3.22%
OCALA, FL (FHA|USDA|VA) 8 $2,470,000 $308,750 $2,875 3.19%
Roseburg, OR (FHA|USDA|VA) 7 $2,465,000 $352,143 $3,422 3.27%
Whitewater, WI (FHA|USDA|VA) 6 $2,410,000 $401,667 $2,348 2.81%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 8 $2,370,000 $296,250 $2,380 2.98%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $2,370,000 $296,250 $5,147 3.09%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 7 $2,335,000 $333,571 $2,228 3.20%
Moses Lake, WA (FHA|USDA|VA) 7 $2,325,000 $332,143 $2,711 3.21%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $2,300,000 $383,333 $3,498 3.14%
TOLEDO, OH (FHA|USDA|VA) 9 $2,295,000 $255,000 $3,228 3.11%
VALDOSTA, GA (FHA|USDA|VA) 10 $2,290,000 $229,000 $6,035 3.19%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $2,270,000 $227,000 $2,868 3.25%
SUMTER, SC (FHA|USDA|VA) 6 $2,230,000 $371,667 $7,433 3.06%
Los Alamos, NM (FHA|USDA|VA) 6 $2,220,000 $370,000 $3,801 3.14%
Centralia, WA (FHA|USDA|VA) 8 $2,190,000 $273,750 $2,244 3.17%
SPRINGFIELD, MA (FHA|USDA|VA) 8 $2,160,000 $270,000 $4,701 3.33%
Newport, OR (FHA|USDA|VA) 6 $2,130,000 $355,000 $2,461 3.21%
Show Low, AZ (FHA|USDA|VA) 7 $2,115,000 $302,143 $2,897 3.14%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $2,095,000 $299,286 $3,153 3.27%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $2,080,000 $346,667 $3,757 3.12%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 6 $2,080,000 $346,667 $7,200 3.31%
TOPEKA, KS (FHA|USDA|VA) 9 $2,075,000 $230,556 $2,763 3.15%
Sonora, CA (FHA|USDA|VA) 7 $2,035,000 $290,714 $2,699 3.35%
Del Rio, TX (FHA|USDA|VA) 10 $2,030,000 $203,000 $5,135 3.60%
Elko, NV (FHA|USDA|VA) 6 $2,010,000 $335,000 $2,781 3.21%
LOGAN, UT-ID (FHA|USDA|VA) 5 $1,995,000 $399,000 $3,801 3.03%
LAS CRUCES, NM (FHA|USDA|VA) 8 $1,990,000 $248,750 $6,213 3.08%
Steamboat Springs, CO (FHA|USDA|VA) 5 $1,975,000 $395,000 $2,697 3.05%
GETTYSBURG, PA (FHA|USDA|VA) 5 $1,945,000 $389,000 $4,735 2.88%
Lebanon, NH-VT (FHA|USDA|VA) 6 $1,920,000 $320,000 $2,845 3.02%
Durango, CO (FHA|USDA|VA) 4 $1,920,000 $480,000 $6,725 2.88%
Warrensburg, MO (FHA|USDA|VA) 8 $1,900,000 $237,500 $3,411 3.33%
WALLA WALLA, WA (FHA|USDA|VA) 6 $1,780,000 $296,667 $1,988 3.37%
Rexburg, ID (FHA|USDA|VA) 6 $1,740,000 $290,000 $3,671 3.35%
Klamath Falls, OR (FHA|USDA|VA) 6 $1,740,000 $290,000 $4,218 3.17%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,635,000 $327,000 $7,640 2.90%
FARGO, ND-MN (FHA|USDA|VA) 5 $1,625,000 $325,000 $2,489 3.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 5 $1,625,000 $325,000 $6,531 2.93%
SIOUX FALLS, SD (FHA|USDA|VA) 4 $1,600,000 $400,000 $3,297 3.03%
KINGSTON, NY (FHA|USDA|VA) 4 $1,590,000 $397,500 $6,938 3.31%
Columbus, MS (FHA|USDA|VA) 6 $1,580,000 $263,333 $5,597 3.10%
DOTHAN, AL (FHA|USDA|VA) 4 $1,550,000 $387,500 $1,941 2.91%
Red Bluff, CA (FHA|USDA|VA) 5 $1,505,000 $301,000 $1,866 3.40%
POCATELLO, ID (FHA|USDA|VA) 5 $1,505,000 $301,000 $4,466 3.05%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 5 $1,475,000 $295,000 $2,110 3.02%
EL PASO, TX (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,180 3.27%
Blackfoot, ID (FHA|USDA|VA) 5 $1,465,000 $293,000 $7,441 3.32%
Cedar City, UT (FHA|USDA|VA) 6 $1,460,000 $243,333 $3,654 3.31%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $1,450,000 $362,500 $2,129 2.72%
LYNCHBURG, VA (FHA|USDA|VA) 4 $1,440,000 $360,000 $2,773 2.94%
Fallon, NV (FHA|USDA|VA) 5 $1,425,000 $285,000 $2,931 3.05%
MIDLAND, TX (FHA|USDA|VA) 6 $1,410,000 $235,000 $5,102 3.33%
Brainerd, MN (FHA|USDA|VA) 3 $1,405,000 $468,333 $2,266 2.79%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,582 3.71%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $1,385,000 $277,000 $3,222 3.12%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $1,380,000 $345,000 $7,514 2.87%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $1,375,000 $275,000 $2,150 2.85%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $1,360,000 $340,000 $4,560 2.84%
Moscow, ID (FHA|USDA|VA) 4 $1,330,000 $332,500 $2,767 3.22%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,325,000 $265,000 $2,399 3.20%
SYRACUSE, NY (FHA|USDA|VA) 3 $1,315,000 $438,333 $5,144 3.21%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $1,310,000 $327,500 $2,164 2.84%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $1,305,000 $261,000 $1,916 3.08%
Aberdeen, WA (FHA|USDA|VA) 4 $1,280,000 $320,000 $1,878 3.28%
Montrose, CO (FHA|USDA|VA) 4 $1,280,000 $320,000 $2,850 3.22%
Keene, NH (FHA|USDA|VA) 3 $1,275,000 $425,000 $10,335 3.08%
Sedalia, MO (FHA|USDA|VA) 6 $1,270,000 $211,667 $1,350 3.17%
Clearlake, CA (FHA|USDA|VA) 4 $1,270,000 $317,500 $1,862 3.47%
TYLER, TX (FHA|USDA|VA) 4 $1,270,000 $317,500 $7,977 3.09%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $1,270,000 $211,667 $3,838 3.56%
Susanville, CA (FHA|USDA|VA) 6 $1,260,000 $210,000 $2,698 3.83%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $1,250,000 $312,500 $4,467 4.09%
Minot, ND (FHA|USDA|VA) 4 $1,250,000 $312,500 $4,921 2.72%
GRAND FORKS, ND-MN (FHA|USDA|VA) 5 $1,245,000 $249,000 $3,196 3.10%
Nogales, AZ (FHA|USDA|VA) 4 $1,240,000 $310,000 $2,928 3.19%
DECATUR, AL (FHA|USDA|VA) 4 $1,230,000 $307,500 $1,512 3.40%
Warsaw, IN (FHA|USDA|VA) 4 $1,200,000 $300,000 $2,290 3.44%
Coos Bay, OR (FHA|USDA|VA) 3 $1,175,000 $391,667 $3,227 3.00%
Seneca, SC (FHA|USDA|VA) 3 $1,175,000 $391,667 $2,033 2.79%
Sheridan, WY (FHA|USDA|VA) 3 $1,175,000 $391,667 $2,185 3.16%
Jackson, WY-ID (FHA|USDA|VA) 2 $1,170,000 $585,000 $2,970 3.38%
Prineville, OR (FHA|USDA|VA) 4 $1,160,000 $290,000 $3,185 3.28%
Richmond-Berea, KY (FHA|USDA|VA) 4 $1,160,000 $290,000 $4,314 2.97%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $1,150,000 $575,000 $2,840 3.43%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $1,145,000 $381,667 $4,663 3.16%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 4 $1,130,000 $282,500 $2,806 3.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $1,130,000 $282,500 $2,189 3.09%
LEBANON, PA (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,697 3.05%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $1,125,000 $375,000 $2,449 3.29%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,822 3.15%
Pullman, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $2,216 3.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $1,110,000 $277,500 $4,158 3.03%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,095,000 $365,000 $2,436 2.83%
ROANOKE, VA (FHA|USDA|VA) 3 $1,075,000 $358,333 $1,987 3.41%
Hailey, ID (FHA|USDA|VA) 3 $1,065,000 $355,000 $3,221 3.13%
Altus, OK (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,633 2.85%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $1,055,000 $351,667 $2,433 3.25%
GOLDSBORO, NC (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,652 3.00%
Cadillac, MI (FHA|USDA|VA) 4 $1,040,000 $260,000 $1,605 3.25%
ROCKFORD, IL (FHA|USDA|VA) 4 $1,040,000 $260,000 $5,304 3.09%
MORRISTOWN, TN (FHA|USDA|VA) 3 $1,035,000 $345,000 $3,646 3.04%
ROCHESTER, NY (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,632 3.88%
YUMA, AZ (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,663 3.06%
BANGOR, ME (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,239 3.09%
Ottawa, KS (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,079 3.22%
TWIN FALLS, ID (FHA|USDA|VA) 3 $995,000 $331,667 $3,100 3.21%
Torrington, CT (FHA|USDA|VA) 3 $995,000 $331,667 $2,730 3.46%
Jefferson, GA (FHA|USDA|VA) 3 $995,000 $331,667 $1,276 3.00%
Georgetown, SC (FHA|USDA|VA) 3 $985,000 $328,333 $5,197 3.29%
Washington, NC (FHA|USDA|VA) 2 $950,000 $475,000 $3,222 2.94%
Russellville, AR (FHA|USDA|VA) 3 $945,000 $315,000 $5,654 3.16%
Marion, NC (FHA|USDA|VA) 3 $915,000 $305,000 $1,855 3.08%
Grand Rapids, MN (FHA|USDA|VA) 3 $895,000 $298,333 $6,779 3.17%
Red Wing, MN (FHA|USDA|VA) 3 $885,000 $295,000 $1,973 2.96%
Cullowhee, NC (FHA|USDA|VA) 3 $885,000 $295,000 $3,811 2.83%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $885,000 $177,000 $1,985 3.35%
STAUNTON, VA (FHA|USDA|VA) 3 $885,000 $295,000 $8,336 2.92%
La Grande, OR (FHA|USDA|VA) 2 $880,000 $440,000 $2,595 2.75%
Owatonna, MN (FHA|USDA|VA) 4 $870,000 $217,500 $2,305 3.38%
Enterprise, AL (FHA|USDA|VA) 3 $855,000 $285,000 $1,844 3.04%
Beaver Dam, WI (FHA|USDA|VA) 3 $855,000 $285,000 $4,480 2.79%
MUSKEGON, MI (FHA|USDA|VA) 2 $850,000 $425,000 $1,518 3.06%
Athens, TX (FHA|USDA|VA) 3 $845,000 $281,667 $4,671 2.96%
GREAT FALLS, MT (FHA|USDA|VA) 3 $845,000 $281,667 $4,749 3.21%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $845,000 $281,667 $5,985 3.00%
Sturgis, MI (FHA|USDA|VA) 2 $840,000 $420,000 $1,525 3.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $840,000 $420,000 $1,635 3.38%
PITTSFIELD, MA (FHA|USDA|VA) 2 $830,000 $415,000 $3,661 2.69%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $825,000 $275,000 $4,787 3.49%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $825,000 $275,000 $3,523 3.08%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $825,000 $275,000 $2,988 3.12%
NEW BERN, NC (FHA|USDA|VA) 4 $820,000 $205,000 $4,145 3.53%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $815,000 $271,667 $5,131 2.96%
MUNCIE, IN (FHA|USDA|VA) 2 $810,000 $405,000 $2,299 3.13%
MONROE, MI (FHA|USDA|VA) 4 $810,000 $202,500 $3,289 3.31%
NILES, MI (FHA|USDA|VA) 3 $805,000 $268,333 $2,191 3.08%
JACKSON, MS (FHA|USDA|VA) 3 $805,000 $268,333 $4,046 2.83%
The Dalles, OR (FHA|USDA|VA) 2 $800,000 $400,000 $2,396 2.94%
MORGANTOWN, WV (FHA|USDA|VA) 3 $785,000 $261,667 $1,670 3.21%
ST. CLOUD, MN (FHA|USDA|VA) 3 $775,000 $258,333 $1,473 3.50%
BURLINGTON, NC (FHA|USDA|VA) 4 $770,000 $192,500 $2,672 3.28%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $770,000 $385,000 $1,005 2.56%
RAPID CITY, SD (FHA|USDA|VA) 2 $770,000 $385,000 $2,131 3.13%
Pahrump, NV (FHA|USDA|VA) 3 $765,000 $255,000 $4,110 3.04%
Mountain Home, ID (FHA|USDA|VA) 3 $765,000 $255,000 $4,614 3.88%
FLINT, MI (FHA|USDA|VA) 5 $745,000 $149,000 $3,096 3.40%
Forest City, NC (FHA|USDA|VA) 2 $730,000 $365,000 $9,096 2.88%
Mineral Wells, TX (FHA|USDA|VA) 2 $730,000 $365,000 $4,253 3.44%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $725,000 $241,667 $3,042 3.04%
MONROE, LA (FHA|USDA|VA) 2 $720,000 $360,000 $4,038 2.63%
AMARILLO, TX (FHA|USDA|VA) 4 $720,000 $180,000 $3,832 3.47%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $720,000 $360,000 $8,552 3.19%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $715,000 $238,333 $1,655 3.13%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $710,000 $355,000 $1,602 3.13%
HARRISONBURG, VA (FHA|USDA|VA) 3 $705,000 $235,000 $1,552 3.33%
Garden City, KS (FHA|USDA|VA) 2 $700,000 $350,000 $2,195 3.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $700,000 $350,000 $2,906 3.19%
Silver City, NM (FHA|USDA|VA) 2 $690,000 $345,000 $5,130 3.18%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $690,000 $345,000 $2,800 2.87%
Sevierville, TN (FHA|USDA|VA) 2 $690,000 $345,000 $3,823 3.12%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $680,000 $340,000 $3,079 2.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $670,000 $335,000 $2,803 3.06%
Morgan City, LA (FHA|USDA|VA) 2 $670,000 $335,000 $2,308 3.25%
Ukiah, CA (FHA|USDA|VA) 2 $670,000 $335,000 $1,473 3.56%
Elizabeth City, NC (FHA|USDA|VA) 2 $650,000 $325,000 $1,836 2.63%
GREENVILLE, NC (FHA|USDA|VA) 2 $640,000 $320,000 $2,368 2.81%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $640,000 $320,000 $1,272 2.81%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $635,000 $211,667 $5,041 2.92%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $630,000 $315,000 $2,879 3.44%
Dickinson, ND (FHA|USDA|VA) 2 $630,000 $315,000 $3,905 2.69%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $630,000 $315,000 $7,880 2.87%
Boone, NC (FHA|USDA|VA) 2 $630,000 $315,000 $4,634 3.25%
BISMARCK, ND (FHA|USDA|VA) 2 $630,000 $315,000 $4,702 3.44%
UTICA-ROME, NY (FHA|USDA|VA) 3 $625,000 $208,333 $2,010 3.21%
Barre, VT (FHA|USDA|VA) 3 $625,000 $208,333 $2,840 3.33%
PEORIA, IL (FHA|USDA|VA) 3 $625,000 $208,333 $2,101 3.71%
Astoria, OR (FHA|USDA|VA) 2 $620,000 $310,000 $1,916 3.00%
Concord, NH (FHA|USDA|VA) 2 $610,000 $305,000 $3,868 2.69%
Branson, MO (FHA|USDA|VA) 3 $605,000 $201,667 $1,625 3.21%
Albemarle, NC (FHA|USDA|VA) 2 $600,000 $300,000 $2,425 3.12%
Lebanon, MO (FHA|USDA|VA) 2 $600,000 $300,000 $5,873 3.25%
Oxford, MS (FHA|USDA|VA) 2 $600,000 $300,000 $2,510 2.87%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $590,000 $295,000 $6,697 3.38%
LAREDO, TX (FHA|USDA|VA) 2 $590,000 $295,000 $11,732 2.87%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $590,000 $295,000 $2,057 3.31%
Holland, MI (FHA|USDA|VA) 2 $570,000 $285,000 $2,157 2.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $570,000 $285,000 $7,524 2.94%
GLENS FALLS, NY (FHA|USDA|VA) 2 $570,000 $285,000 $7,181 3.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $565,000 $188,333 $3,607 3.04%
DULUTH, MN-WI (FHA|USDA|VA) 2 $550,000 $275,000 $2,730 3.00%
Fergus Falls, MN (FHA|USDA|VA) 2 $550,000 $275,000 $3,118 3.38%
MANKATO, MN (FHA|USDA|VA) 2 $550,000 $275,000 $7,747 2.69%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $550,000 $275,000 $9,443 3.19%
APPLETON, WI (FHA|USDA|VA) 2 $540,000 $270,000 $6,386 2.50%
Thomasville, GA (FHA|USDA|VA) 2 $540,000 $270,000 $4,071 3.88%
GREEN BAY, WI (FHA|USDA|VA) 2 $540,000 $270,000 $1,233 2.75%
LaGrange, GA-AL (FHA|USDA|VA) 2 $540,000 $270,000 $9,887 3.00%
Bonham, TX (FHA|USDA|VA) 2 $530,000 $265,000 $10,078 4.25%
Gillette, WY (FHA|USDA|VA) 2 $530,000 $265,000 $2,104 3.38%
GRANTS PASS, OR (FHA|USDA|VA) 2 $520,000 $260,000 $1,849 3.38%
Tupelo, MS (FHA|USDA|VA) 1 $515,000 $515,000 $3,131 3.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $515,000 $515,000 $1,270 3.38%
JACKSON, MI (FHA|USDA|VA) 2 $500,000 $250,000 $1,634 3.19%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $495,000 $495,000 $4,527 2.50%
SAN ANGELO, TX (FHA|USDA|VA) 2 $490,000 $245,000 $1,669 3.38%
Portales, NM (FHA|USDA|VA) 2 $490,000 $245,000 $5,016 2.88%
PINE BLUFF, AR (FHA|USDA|VA) 1 $485,000 $485,000 $2,349 3.25%
Starkville, MS (FHA|USDA|VA) 1 $475,000 $475,000 $884 2.25%
Rutland, VT (FHA|USDA|VA) 1 $475,000 $475,000 $4,568 2.88%
Crescent City, CA (FHA|USDA|VA) 1 $465,000 $465,000 $0 3.13%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $455,000 $455,000 $1,285 3.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $450,000 $225,000 $2,705 3.06%
CLEVELAND, TN (FHA|USDA|VA) 2 $450,000 $225,000 $5,700 3.00%
Alexander City, AL (FHA|USDA|VA) 1 $445,000 $445,000 $1,880 3.13%
Bemidji, MN (FHA|USDA|VA) 1 $445,000 $445,000 $1,690 3.25%
Bennington, VT (FHA|USDA|VA) 1 $445,000 $445,000 $1,244 3.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $435,000 $435,000 $2,798 2.25%
Hillsdale, MI (FHA|USDA|VA) 2 $430,000 $215,000 $3,465 3.19%
Rockport, TX (FHA|USDA|VA) 1 $425,000 $425,000 $2,293 3.13%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $425,000 $425,000 $3,158 2.75%
PUEBLO, CO (FHA|USDA|VA) 1 $425,000 $425,000 $7,181 2.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $420,000 $210,000 $1,151 3.50%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $415,000 $415,000 $1,985 2.99%
Picayune, MS (FHA|USDA|VA) 2 $410,000 $205,000 $2,927 3.31%
Kerrville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $13,963 2.75%
JOPLIN, MO (FHA|USDA|VA) 3 $405,000 $135,000 $2,201 3.49%
Burlington, IA-IL (FHA|USDA|VA) 1 $405,000 $405,000 $1,870 2.75%
Scottsburg, IN (FHA|USDA|VA) 1 $405,000 $405,000 $1,981 3.75%
Madisonville, KY (FHA|USDA|VA) 1 $405,000 $405,000 $13,339 2.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $405,000 $405,000 $5,922 2.63%
Watertown, SD (FHA|USDA|VA) 1 $395,000 $395,000 $1,336 2.75%
CHARLESTON, WV (FHA|USDA|VA) 3 $395,000 $131,667 $3,636 3.46%
FORT WAYNE, IN (FHA|USDA|VA) 1 $395,000 $395,000 $1,249 2.99%
Kingsville, TX (FHA|USDA|VA) 2 $390,000 $195,000 $2,712 2.94%
Fairmont, WV (FHA|USDA|VA) 2 $390,000 $195,000 $3,380 3.56%
BINGHAMTON, NY (FHA|USDA|VA) 2 $390,000 $195,000 $1,393 3.38%
Oneonta, NY (FHA|USDA|VA) 1 $385,000 $385,000 $2,054 3.50%
Wapakoneta, OH (FHA|USDA|VA) 1 $385,000 $385,000 $2,983 2.75%
BAY CITY, MI (FHA|USDA|VA) 1 $385,000 $385,000 $1,405 2.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $380,000 $190,000 $4,577 3.56%
MOBILE, AL (FHA|USDA|VA) 2 $380,000 $190,000 $2,838 3.00%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $380,000 $190,000 $3,696 3.31%
Mason City, IA (FHA|USDA|VA) 1 $375,000 $375,000 $1,759 3.63%
Lake City, FL (FHA|USDA|VA) 1 $375,000 $375,000 $6,457 2.75%
ELMIRA, NY (FHA|USDA|VA) 1 $375,000 $375,000 $4,889 3.00%
Jacksonville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $3,512 2.75%
Bartlesville, OK (FHA|USDA|VA) 1 $365,000 $365,000 $3,858 2.75%
CASPER, WY (FHA|USDA|VA) 1 $365,000 $365,000 $14,226 2.75%
Baraboo, WI (FHA|USDA|VA) 1 $355,000 $355,000 $10,315 2.99%
Sandusky, OH (FHA|USDA|VA) 1 $355,000 $355,000 $3,174 3.75%
Pittsburg, KS (FHA|USDA|VA) 2 $350,000 $175,000 $1,510 3.50%
Cookeville, TN (FHA|USDA|VA) 2 $350,000 $175,000 $2,927 3.19%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $350,000 $175,000 $1,656 3.38%
Freeport, IL (FHA|USDA|VA) 1 $345,000 $345,000 $1,896 2.50%
Palatka, FL (FHA|USDA|VA) 1 $335,000 $335,000 $7,415 2.75%
KOKOMO, IN (FHA|USDA|VA) 1 $335,000 $335,000 $1,715 3.63%
VICTORIA, TX (FHA|USDA|VA) 1 $325,000 $325,000 $1,448 3.25%
Portsmouth, OH (FHA|USDA|VA) 1 $315,000 $315,000 $4,287 2.88%
LONGVIEW, TX (FHA|USDA|VA) 1 $315,000 $315,000 $2,174 3.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,140 3.38%
North Platte, NE (FHA|USDA|VA) 1 $315,000 $315,000 $2,262 3.63%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $315,000 $315,000 $2,875 2.99%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $310,000 $155,000 $4,072 3.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $310,000 $155,000 $3,456 3.56%
Zanesville, OH (FHA|USDA|VA) 1 $305,000 $305,000 $6,941 2.88%
Safford, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $7,432 2.50%
Thomaston, GA (FHA|USDA|VA) 1 $305,000 $305,000 $2,451 3.25%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $300,000 $150,000 $1,926 3.44%
Price, UT (FHA|USDA|VA) 2 $300,000 $150,000 $2,531 3.75%
Spearfish, SD (FHA|USDA|VA) 1 $295,000 $295,000 $1,962 2.38%
Mount Sterling, KY (FHA|USDA|VA) 1 $295,000 $295,000 $967 3.38%
Plymouth, IN (FHA|USDA|VA) 1 $295,000 $295,000 $1,638 3.75%
Marquette, MI (FHA|USDA|VA) 1 $295,000 $295,000 $2,379 3.38%
Elk City, OK (FHA|USDA|VA) 1 $295,000 $295,000 $5,781 3.99%
Paris, TX (FHA|USDA|VA) 1 $285,000 $285,000 $3,398 2.50%
Scottsboro, AL (FHA|USDA|VA) 1 $285,000 $285,000 $865 3.00%
Brenham, TX (FHA|USDA|VA) 1 $285,000 $285,000 $3,269 3.38%
DALTON, GA (FHA|USDA|VA) 1 $285,000 $285,000 $2,227 2.99%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $285,000 $285,000 $836 3.38%
Lock Haven, PA (FHA|USDA|VA) 1 $285,000 $285,000 $13,510 2.63%
Frankfort, KY (FHA|USDA|VA) 1 $275,000 $275,000 $2,801 2.63%
Spirit Lake, IA (FHA|USDA|VA) 1 $275,000 $275,000 $2,188 3.25%
HAMMOND, LA (FHA|USDA|VA) 2 $270,000 $135,000 $2,655 3.37%
Lewisburg, PA (FHA|USDA|VA) 1 $265,000 $265,000 $3,796 3.13%
Tiffin, OH (FHA|USDA|VA) 1 $265,000 $265,000 $2,085 3.13%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $265,000 $265,000 $1,231 3.63%
RACINE, WI (FHA|USDA|VA) 1 $265,000 $265,000 $1,705 3.50%
Rock Springs, WY (FHA|USDA|VA) 1 $255,000 $255,000 $10,847 3.75%
Othello, WA (FHA|USDA|VA) 1 $255,000 $255,000 $2,370 3.38%
Jasper, AL (FHA|USDA|VA) 1 $255,000 $255,000 $1,227 2.63%
Malvern, AR (FHA|USDA|VA) 1 $255,000 $255,000 $2,651 2.88%
Taos, NM (FHA|USDA|VA) 1 $245,000 $245,000 $4,353 3.50%
Scottsbluff, NE (FHA|USDA|VA) 1 $245,000 $245,000 $1,999 3.13%
Martin, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,205 3.25%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $245,000 $245,000 $1,709 4.13%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $245,000 $245,000 $1,999 2.99%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $245,000 $245,000 $6,608 2.50%
Mount Airy, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,081 3.38%
CaƱon City, CO (FHA|USDA|VA) 1 $245,000 $245,000 $1,038 3.00%
GADSDEN, AL (FHA|USDA|VA) 1 $245,000 $245,000 $1,581 3.50%
Bellefontaine, OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,262 2.88%
Roswell, NM (FHA|USDA|VA) 1 $235,000 $235,000 $1,829 3.25%
ODESSA, TX (FHA|USDA|VA) 1 $235,000 $235,000 $2,604 3.38%
West Plains, MO (FHA|USDA|VA) 1 $235,000 $235,000 $6,604 3.25%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $235,000 $235,000 $1,337 3.63%
Ada, OK (FHA|USDA|VA) 1 $235,000 $235,000 $2,840 3.38%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $225,000 $225,000 $1,898 3.13%
Cambridge, OH (FHA|USDA|VA) 1 $225,000 $225,000 $11,228 2.75%
Menomonie, WI (FHA|USDA|VA) 1 $225,000 $225,000 $1,142 3.13%
MIDLAND, MI (FHA|USDA|VA) 1 $225,000 $225,000 $1,220 2.63%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $225,000 $225,000 $2,302 2.88%
FLORENCE, SC (FHA|USDA|VA) 1 $225,000 $225,000 $3,803 3.99%
Shawano, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,141 3.50%
Borger, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,570 2.88%
AMES, IA (FHA|USDA|VA) 1 $205,000 $205,000 $1,151 3.38%
Kirksville, MO (FHA|USDA|VA) 1 $205,000 $205,000 $1,167 3.50%
JACKSON, TN (FHA|USDA|VA) 1 $205,000 $205,000 $1,069 3.63%
IOWA CITY, IA (FHA|USDA|VA) 1 $205,000 $205,000 $1,224 2.63%
Tahlequah, OK (FHA|USDA|VA) 1 $205,000 $205,000 $7,516 3.50%
Americus, GA (FHA|USDA|VA) 1 $205,000 $205,000 $1,266 3.25%
Fremont, NE (FHA|USDA|VA) 1 $205,000 $205,000 $1,809 3.25%
Laramie, WY (FHA|USDA|VA) 1 $195,000 $195,000 $1,484 4.00%
Albertville, AL (FHA|USDA|VA) 1 $195,000 $195,000 $1,563 3.25%
Marshalltown, IA (FHA|USDA|VA) 1 $185,000 $185,000 $1,374 3.25%
Nacogdoches, TX (FHA|USDA|VA) 1 $185,000 $185,000 $1,630 3.50%
Laconia, NH (FHA|USDA|VA) 1 $185,000 $185,000 $1,741 3.99%
Danville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $2,698 2.99%
North Wilkesboro, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,522 3.38%
Mount Vernon, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,029 4.13%
Sterling, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,641 3.38%
JONESBORO, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,279 3.75%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $155,000 $155,000 $1,829 3.50%
Crossville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $4,697 2.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $155,000 $155,000 $1,243 3.75%
Somerset, PA (FHA|USDA|VA) 1 $145,000 $145,000 $780 3.38%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,581 3.75%
Sanford, NC (FHA|USDA|VA) 1 $145,000 $145,000 $1,608 3.88%
Coffeyville, KS (FHA|USDA|VA) 1 $135,000 $135,000 $2,719 3.63%
Dublin, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,156 3.13%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,173 3.25%
Calhoun, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,760 3.13%
Mitchell, SD (FHA|USDA|VA) 1 $125,000 $125,000 $3,252 3.63%
Dyersburg, TN (FHA|USDA|VA) 1 $125,000 $125,000 $1,816 3.13%
Marshall, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,201 3.63%
Big Rapids, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,072 3.63%
ALTOONA, PA (FHA|USDA|VA) 1 $125,000 $125,000 $2,546 3.50%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $125,000 $125,000 $2,930 3.99%
Urbana, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,164 3.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $115,000 $115,000 $3,047 2.99%
Pampa, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,371 3.75%
Payson, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $1,249 3.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,412 3.63%
MANSFIELD, OH (FHA|USDA|VA) 1 $115,000 $115,000 $2,519 3.88%
Dixon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,667 4.13%
Parsons, KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,073 2.88%
Miami, OK (FHA|USDA|VA) 1 $95,000 $95,000 $2,524 3.50%
Muskogee, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,954 4.13%
Logansport, IN (FHA|USDA|VA) 1 $75,000 $75,000 $1,761 4.25%
Austin, MN (FHA|USDA|VA) 1 $75,000 $75,000 $2,745 3.99%
Kearney, NE (FHA|USDA|VA) 1 $55,000 $55,000 $2,230 3.13%
Nbkc Bank's top markets include Seattle, Washington, Kansas City, Los Angeles, and Phoenix among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,395 $5,380,475,000 $349,495 $2,633 3.21%
    VA 4,419 $1,740,525,000 $393,873 $5,428 2.88%
    FHA 231 $64,875,000 $280,844 $7,723 3.25%

    For 2020, Nbkc Bank's most frequently originated type of loan was Conventional, with 15,395 originations. Their 2nd most popular type was VA, with 4,419 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 11,664 $4,241,120,000 $363,608 $2,385 3.09%
    Home Purchase 4,867 $1,696,575,000 $348,587 $5,541 3.16%
    Cash Out Refi 3,131 $1,111,515,000 $355,003 $3,305 3.26%
    Home Improvement 383 $136,665,000 $356,828 $3,124 3.43%

    For 2020, Nbkc Bank's most frequently cited loan purpose was Refi, with 11,664 originations. The 2nd most popular reason was Home Purchase, with 4,867 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 16,766 $6,154,430,000 $367,078 $3,491 3.18%
    15 Year 2,086 $650,520,000 $311,850 $2,397 2.80%
    20 Year 933 $292,445,000 $313,446 $2,357 3.21%
    Other 223 $76,155,000 $341,502 $2,277 3.20%
    10 Year 25 $6,165,000 $246,600 $1,750 3.19%
    5 Year 9 $4,485,000 $498,333 $0 4.24%
    3 Year 2 $1,300,000 $650,000 $0 4.56%
    1 Year 1 $375,000 $375,000 $0 4.50%

    For 2020, Nbkc Bank's most frequently cited loan duration was 30 Year, with 16,766 originations. The 2nd most popular length was 15 Year, with 2,086 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 14,866 $5,387,480,000 $362,403
    $1k-2k 2,583 $848,645,000 $328,550
    $2k-3k 1,174 $392,510,000 $334,336
    $3k-4k 688 $243,540,000 $353,983
    $5k+ 361 $173,205,000 $479,792
    $4k-5k 331 $123,995,000 $374,607

    Nbkc Bank's average total fees were $3,491, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 14,866 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 10,318 $3,483,040,000 $337,569
    2.5-3% 7,976 $3,064,160,000 $384,173
    <2.5% 1,339 $523,465,000 $390,937
    4-5% 378 $104,830,000 $277,328
    5-6% 31 $10,175,000 $328,226
    6-7% 3 $205,000 $68,333

    During 2020, Nbkc Bank's average interest rate for loans was 3.18%, while their most frequently originated rate bucket for loans was 3-4%, with 10,318 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 11,006 $3,328,970,000 $302,469 $3,105 3.14%
    $400k-600k 6,241 $2,930,155,000 $469,501 $3,425 3.04%
    $100k-200k 1,794 $290,110,000 $161,711 $2,849 3.47%
    $600k-1MM 801 $564,205,000 $704,376 $5,809 3.11%
    $100,000 or less 153 $12,795,000 $83,627 $2,652 3.69%
    $1MM+ 50 $59,640,000 $1,192,800 $12,286 3.02%

    2020 saw Nbkc Bank place emphasis on $200k-400k loans with 11,006 originations, totaling $3,328,970,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 5,794 $2,074,130,000 $357,979 $3,391 3.15%
    $150k-250k 4,948 $2,015,690,000 $407,375 $3,189 3.12%
    $75k-100k 2,939 $924,875,000 $314,690 $3,493 3.20%
    $50k-75k 2,208 $561,060,000 $254,103 $3,529 3.26%
    $250k+ 1,479 $668,205,000 $451,795 $3,283 3.12%
    $50k or less 616 $115,750,000 $187,906 $3,014 3.39%

    Nbkc Bank lent most frequently to those with incomes in the $100k-150k range, with 5,794 originations. The second most popular income band? $150k-250k, with 4,948 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 5,004 $1,758,820,000 $351,483 $2,950 3.13%
    30-36% 3,304 $1,175,400,000 $355,751 $3,166 3.17%
    <20% 1,996 $664,720,000 $333,026 $2,571 3.09%
    44% 598 $209,540,000 $350,401 $3,611 3.25%
    36% 591 $210,065,000 $355,440 $3,259 3.19%
    38% 585 $209,375,000 $357,906 $3,323 3.22%
    41% 566 $200,250,000 $353,799 $3,556 3.25%
    39% 563 $200,885,000 $356,812 $3,245 3.24%
    40% 563 $200,355,000 $355,870 $3,556 3.23%
    37% 559 $197,975,000 $354,159 $3,423 3.22%
    42% 547 $192,465,000 $351,856 $3,467 3.25%
    43% 542 $190,280,000 $351,070 $3,828 3.23%
    50-60% 498 $198,130,000 $397,851 $7,538 3.01%
    45% 471 $170,165,000 $361,285 $3,870 3.20%
    46% 408 $147,810,000 $362,279 $3,936 3.22%
    49% 398 $146,640,000 $368,442 $3,789 3.24%
    47% 370 $132,380,000 $357,784 $4,456 3.24%
    48% 365 $132,075,000 $361,849 $3,987 3.22%
    >60% 31 $12,855,000 $414,677 $7,161 3.09%

    Nbkc Bank lent most frequently to those with DTI ratios of 20-30%, with 5,004 originations. The next most common DTI ratio? 30-36%, with 3,304 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,294 $5,036,670,000 $352,363 $3,351 3.14%
    Not provided 3,186 $1,193,960,000 $374,752 $3,105 3.14%
    Asian 1,831 $696,325,000 $380,298 $3,026 3.10%
    Black 613 $211,465,000 $344,967 $4,184 3.17%
    American Indian 42 $16,260,000 $387,143 $4,089 3.11%
    Native Hawaiian or Islander 35 $13,465,000 $384,714 $3,947 3.11%
    Not applicable 14 $6,830,000 $487,857 $0 4.53%
    Asian Indian 13 $4,385,000 $337,308 $2,098 3.01%
    Filipino 6 $2,370,000 $395,000 $3,262 3.31%
    Chinese 4 $1,720,000 $430,000 $1,841 3.03%
    Vietnamese 2 $600,000 $300,000 $1,269 3.00%
    Guamanian 2 $590,000 $295,000 $5,196 3.69%
    Korean 1 $475,000 $475,000 $2,138 2.88%
    Other Asian 1 $455,000 $455,000 $1,225 3.25%
    Native Hawaiian 1 $305,000 $305,000 $2,318 3.38%

    Approval Rates

    Total approvals of all applications
    94.86%

    Nbkc Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    51.95%

    Nbkc Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 20,045 $7,185,875,000 $358,487

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 4 $4,300,000 $1,075,000
    Single Family (1-4 Units):Site-Built 20,041 $7,181,575,000 $358,344

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 641 $187,545,000 $292,582 $2,383 3.15%
    40-60% 4,112 $1,416,410,000 $344,458 $2,338 3.08%
    60-80% 7,666 $2,778,390,000 $362,430 $2,689 3.22%
    80-100% 6,834 $2,513,470,000 $367,789 $3,879 3.11%
    Over 100% 736 $277,500,000 $377,038 $10,760 2.90%
    Under 20% 56 $12,560,000 $224,286 $2,402 3.57%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Nbkc Bank 10700 Nall Ave Overland Park, KS 66211 Full Service B&M $420,063
    Nbkc Bank 3510 W 95th Street Leawood, KS 66206 Full Service B&M $111,600
    Nbkc Bank 8320 Ward Parkway Kansas City, MO 64114 Full Service B&M $185,419
    Nbkc Bank 9750 North Ash Avenue Kansas City, MO 64157 Full Service B&M $80,094

    For 2020, Nbkc Bank had 4 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $26,565
    Net interest income $18,046
    Total noninterest income $304,287
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $17
    Trading account gains and fees $0
    Additional Noninterest Income $304,270
    Pre-tax net operating income $154,022
    Securities gains (or losses, -) $107
    Income before extraordinary items $150,951
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $150,951
    Minority interest net income $0
    Net income $150,951
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $150,846

    Nbkc Bank's gross interest income from loans was $26,565,000.
    Nbkc Bank's net interest income from loans was $18,046,000.
    Nbkc Bank's fee based income from loans was $17,000.
    Nbkc Bank's net income from loans was $150,951,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $8,519
    Provision for credit losses $3,150
    Total noninterest expense $165,161
    Salaries and employee benefits $111,009
    Premises and equipment expense $7,169
    Additional noninterest expense $46,983
    Applicable income taxes $3,178
    Net charge-offs $14
    Cash dividends $105,360

    Nbkc Bank's interest expense for loans was $8,519,000.
    Nbkc Bank's payroll and benefits expense were $111,009,000.
    Nbkc Bank's property, plant and equipment expenses $7,169,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $929,415
    Deposits held in domestic offices $929,415
    Deposits by Individuals, partnerships, and corporations $896,972
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $1,571
    Deposits by Commercial banks and other depository institutions in U.S. $30,872
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $391,871
    Demand deposits $292,125
    Nontransaction accounts $537,544
    Money market deposit accounts (MMDAs) $302,612
    Other savings deposits (excluding MMDAs) $10
    Total time deposits $234,920
    Total time and savings deposits $637,290
    Noninterest-bearing deposits $270,788
    Interest-bearing deposits $658,626
    Retail deposits $881,297
    IRAs and Keogh plan accounts $26,719
    Brokered deposits $20,912
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,148,196
    Cash & Balances due from depository institutions $379,105
    Interest-bearing balances $376,407
    Total securities $110,573
    Federal funds sold & reverse repurchase $0
    Net loans and leases $523,751
    Loan and leases loss allowance $10,188
    Trading account assets $0
    Bank premises and fixed assets $9,023
    Other real estate owned $218
    Goodwill and other intangibles $21,412
    All other assets $104,114

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,148,196
    Total Liabilities $988,889
    Total deposits $929,415
    Interest-bearing deposits $658,626
    Deposits held in domestic offices $929,415
    % insured (estimated) $68
    Federal funds purchased and repurchase agreements $4,999
    Trading liabilities $0
    Other borrowed funds $20,000
    Subordinated debt $0
    All other liabilities $34,475

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $523,751
    Loan and leases loss allowance $10,188
    Total loans and leases (domestic) $533,939
    All real estate loans $460,582
    Real estate loans in domestic offices $460,582
    Construction and development loans $42,206
    Residential 1-4 family construction $30,100
    Other construction, all land development and other land $12,106
    Loans secured by nonfarm nonresidential properties $100,678
    Nonfarm nonresidential secured by owner-occupied properties $26,452
    Commercial real estate & other non-farm, non-residential $74,226
    Multifamily residential real estate $26,425
    1-4 family residential loans $291,273
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $76
    Commercial and industrial loans $53,106
    To non-U.S. addressees $0
    Loans to individuals $14,041
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $354
    Other loans to individuals $13,687
    All other loans & leases $6,134
    Loans to foreign governments and official institutions $0
    Other loans $218
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $428
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    NBKC BANK had $523,751,000 of loans outstanding in 2020. $460,582,000 of loans were in real estate loans. $42,206,000 of loans were in development loans. $26,425,000 of loans were in multifamily mortgage loans. $291,273,000 of loans were in 1-4 family mortgage loans. $76,000 of loans were in farm loans. $0 of loans were in credit card loans. $354,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 51 $18,964 $371,843
    Nonfarm, nonresidential loans - <$100k 3 $159 $53,000
    Nonfarm, nonresidential loans - $100-250k 12 $1,614 $134,500
    Nonfarm, nonresidential loans - $250k-1MM 36 $17,191 $477,528
    Commercial & Industrial, US addressed loans - <$1MM 249 $18,207 $73,120
    Commercial & Industrial, US addressed loans - <$100k 148 $4,961 $33,520
    Commercial & Industrial, US addressed loans - $100-250k 79 $7,364 $93,215
    Commercial & Industrial, US addressed loans - $250k-1MM 22 $5,882 $267,364
    Agriculture operations loans - <$1MM 1 $76 $76,000
    Agriculture operations loans - <$100k 1 $76 $76,000