Nbkc Bank Mortgage Rates, Fees & Info
KANSAS, KSLEI: 213800XR2TCBQJSF1X93
Tax ID: 48-1213018
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Review & Overview
Nbkc Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Nbkc Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, Los Angeles, Seattle, Washington, and Phoenix among others. We have data for 586 markets. (Some data included below & more in-depth data is available with an active subscription.)Nbkc Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbkc Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.28% | 11/17/24 |
| 30 Year Conventional Refi | 6.20% | 11/17/24 |
| 30 Year Cash-out Refi | 6.38% | 11/17/24 |
| 30 Year FHA Purchase | 6.82% | 11/17/24 |
| 30 Year FHA Refi | 6.29% | 11/17/24 |
| 30 Year VA Purchase | 5.84% | 11/17/24 |
| 30 Year VA Refi | 5.79% | 11/17/24 |
| 15 Year Conventional Purchase | 5.64% | 11/17/24 |
| 15 Year Conventional Refi | 5.66% | 11/17/24 |
| 15 Year Cash-out Refi | 5.66% | 11/17/24 |
| 15 Year VA Purchase | 5.68% | 11/17/24 |
| 15 Year VA Refi | 5.51% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nbkc Bank Mortgage Calculator
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This is not an official calculator from Nbkc Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
13,040Origination Dollar Volume (All Markets)
$4,449,620,000Employee count
360Awards
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NBKC BANK - 2019
NBKC BANK is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 872 | $236,180,000 | $270,849 | $2,757 | 4.03% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 412 | $196,580,000 | $477,136 | $3,635 | 3.89% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 424 | $184,420,000 | $434,953 | $4,101 | 3.89% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 378 | $166,160,000 | $439,577 | $4,462 | 3.76% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 421 | $137,775,000 | $327,257 | $3,372 | 3.94% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 418 | $134,200,000 | $321,053 | $3,774 | 3.92% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 321 | $131,495,000 | $409,642 | $5,202 | 3.95% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 373 | $122,365,000 | $328,056 | $5,259 | 3.86% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 329 | $112,095,000 | $340,714 | $3,590 | 3.85% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 274 | $109,910,000 | $401,131 | $3,452 | 3.88% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 223 | $102,565,000 | $459,933 | $4,034 | 3.89% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 244 | $91,520,000 | $375,082 | $4,055 | 3.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 228 | $83,260,000 | $365,175 | $4,316 | 3.95% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 172 | $82,680,000 | $480,698 | $3,647 | 3.93% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 234 | $70,030,000 | $299,274 | $4,983 | 3.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 208 | $68,500,000 | $329,327 | $2,939 | 3.83% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 212 | $68,110,000 | $321,274 | $3,900 | 3.90% |
| Outside of Metro Areas | 260 | $68,010,000 | $261,577 | $3,822 | 3.98% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 166 | $63,550,000 | $382,831 | $3,608 | 3.82% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 197 | $56,605,000 | $287,335 | $5,692 | 3.85% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 149 | $56,025,000 | $376,007 | $2,857 | 3.88% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 171 | $52,715,000 | $308,275 | $4,306 | 3.93% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 127 | $50,395,000 | $396,811 | $3,930 | 3.84% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 135 | $48,475,000 | $359,074 | $5,016 | 3.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 133 | $47,105,000 | $354,173 | $5,217 | 3.77% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 127 | $45,475,000 | $358,071 | $5,123 | 3.80% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 136 | $45,220,000 | $332,500 | $4,275 | 3.97% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 78 | $43,370,000 | $556,026 | $6,175 | 3.84% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 105 | $38,555,000 | $367,190 | $5,443 | 3.76% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 99 | $37,655,000 | $380,354 | $3,985 | 3.69% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 122 | $37,100,000 | $304,098 | $4,412 | 3.94% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 93 | $36,355,000 | $390,914 | $4,967 | 3.74% |
| RENO, NV (FHA|USDA|VA) | 96 | $35,360,000 | $368,333 | $3,166 | 3.98% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 94 | $33,250,000 | $353,723 | $3,571 | 3.83% |
| ANCHORAGE, AK (FHA|USDA|VA) | 82 | $31,490,000 | $384,024 | $4,030 | 3.74% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 85 | $31,165,000 | $366,647 | $5,025 | 4.05% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 99 | $27,825,000 | $281,061 | $2,987 | 3.96% |
| TUCSON, AZ (FHA|USDA|VA) | 91 | $27,085,000 | $297,637 | $4,278 | 3.84% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 49 | $24,945,000 | $509,082 | $3,556 | 3.85% |
| BOISE CITY, ID (FHA|USDA|VA) | 81 | $24,165,000 | $298,333 | $3,822 | 3.90% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 46 | $22,920,000 | $498,261 | $3,940 | 3.96% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 69 | $22,725,000 | $329,348 | $3,089 | 3.86% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 67 | $22,445,000 | $335,000 | $3,359 | 3.85% |
| PROVO-OREM, UT (FHA|USDA|VA) | 59 | $21,825,000 | $369,915 | $2,990 | 3.95% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 64 | $20,640,000 | $322,500 | $5,196 | 3.83% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 59 | $20,355,000 | $345,000 | $5,965 | 3.74% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 61 | $19,905,000 | $326,311 | $3,768 | 3.83% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 74 | $19,530,000 | $263,919 | $3,489 | 3.89% |
| VALLEJO, CA (FHA|USDA|VA) | 44 | $18,980,000 | $431,364 | $5,539 | 3.70% |
| St. Marys, GA (FHA|USDA|VA) | 87 | $17,815,000 | $204,770 | $4,397 | 4.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 61 | $17,085,000 | $280,082 | $4,924 | 3.79% |
| RICHMOND, VA (FHA|USDA|VA) | 53 | $16,935,000 | $319,528 | $3,795 | 3.86% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 53 | $16,585,000 | $312,925 | $4,464 | 3.82% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 48 | $16,290,000 | $339,375 | $4,351 | 3.87% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 52 | $15,970,000 | $307,115 | $2,485 | 3.89% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 58 | $15,780,000 | $272,069 | $3,901 | 4.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 35 | $14,725,000 | $420,714 | $4,193 | 3.84% |
| COLUMBUS, OH (FHA|USDA|VA) | 48 | $14,470,000 | $301,458 | $3,646 | 3.86% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 30 | $14,450,000 | $481,667 | $4,941 | 3.85% |
| WICHITA, KS (FHA|USDA|VA) | 36 | $14,090,000 | $391,389 | $4,573 | 3.83% |
| BOULDER, CO (FHA|USDA|VA) | 28 | $13,460,000 | $480,714 | $3,236 | 3.79% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 43 | $12,305,000 | $286,163 | $4,714 | 3.92% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 32 | $12,180,000 | $380,625 | $4,217 | 3.75% |
| STOCKTON, CA (FHA|USDA|VA) | 37 | $12,025,000 | $325,000 | $3,250 | 4.14% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 46 | $11,730,000 | $255,000 | $4,993 | 3.98% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 46 | $11,530,000 | $250,652 | $3,636 | 3.80% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 29 | $10,865,000 | $374,655 | $4,722 | 3.82% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 26 | $10,830,000 | $416,538 | $3,920 | 3.74% |
| Hilo, HI (FHA|USDA|VA) | 24 | $10,720,000 | $446,667 | $4,637 | 3.89% |
| Heber, UT (FHA|USDA|VA) | 20 | $10,700,000 | $535,000 | $3,798 | 4.02% |
| MODESTO, CA (FHA|USDA|VA) | 31 | $10,395,000 | $335,323 | $3,773 | 4.12% |
| BEND, OR (FHA|USDA|VA) | 26 | $10,220,000 | $393,077 | $3,547 | 3.81% |
| PITTSBURGH, PA (FHA|USDA|VA) | 36 | $10,090,000 | $280,278 | $4,241 | 3.97% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 19 | $9,615,000 | $506,053 | $2,711 | 3.81% |
| LOUISVILLE, KY (FHA|USDA|VA) | 23 | $9,575,000 | $416,304 | $3,496 | 3.86% |
| TULSA, OK (FHA|USDA|VA) | 37 | $9,295,000 | $251,216 | $4,985 | 3.92% |
| SALEM, OR (FHA|USDA|VA) | 28 | $9,160,000 | $327,143 | $4,713 | 3.77% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 26 | $9,020,000 | $346,923 | $3,653 | 3.81% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 27 | $8,895,000 | $329,444 | $5,176 | 3.88% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 29 | $8,815,000 | $303,966 | $2,660 | 3.95% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 32 | $8,810,000 | $275,313 | $4,431 | 3.85% |
| FORT COLLINS, CO (FHA|USDA|VA) | 21 | $8,365,000 | $398,333 | $3,559 | 3.81% |
| GREELEY, CO (FHA|USDA|VA) | 21 | $8,315,000 | $395,952 | $3,500 | 3.80% |
| COLUMBIA, SC (FHA|USDA|VA) | 31 | $8,265,000 | $266,613 | $3,688 | 3.82% |
| BELLINGHAM, WA (FHA|USDA|VA) | 21 | $8,265,000 | $393,571 | $2,570 | 3.86% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $8,060,000 | $366,364 | $4,424 | 3.78% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 22 | $7,780,000 | $353,636 | $3,906 | 3.77% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 27 | $7,755,000 | $287,222 | $2,797 | 3.99% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 22 | $7,700,000 | $350,000 | $5,584 | 3.90% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 28 | $7,650,000 | $273,214 | $4,266 | 3.84% |
| FRESNO, CA (FHA|USDA|VA) | 26 | $7,640,000 | $293,846 | $2,666 | 4.05% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 25 | $7,615,000 | $304,600 | $2,680 | 3.93% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 25 | $7,595,000 | $303,800 | $4,418 | 3.74% |
| Kapaa, HI (FHA|USDA|VA) | 14 | $7,460,000 | $532,857 | $5,055 | 3.92% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 23 | $7,315,000 | $318,043 | $2,887 | 3.91% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 24 | $7,190,000 | $299,583 | $3,645 | 3.82% |
| SALINAS, CA (FHA|USDA|VA) | 16 | $7,170,000 | $448,125 | $3,690 | 3.87% |
| KNOXVILLE, TN (FHA|USDA|VA) | 25 | $7,105,000 | $284,200 | $3,507 | 4.02% |
| Outside of Metro Areas | 18 | $6,980,000 | $387,778 | $4,788 | 3.92% |
| CHEYENNE, WY (FHA|USDA|VA) | 22 | $6,920,000 | $314,545 | $3,338 | 3.89% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 22 | $6,790,000 | $308,636 | $4,186 | 3.93% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 24 | $6,750,000 | $281,250 | $3,515 | 3.89% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 24 | $6,670,000 | $277,917 | $4,435 | 3.80% |
| Oak Harbor, WA (FHA|USDA|VA) | 19 | $6,655,000 | $350,263 | $5,618 | 3.79% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 25 | $6,315,000 | $252,600 | $4,456 | 3.78% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 20 | $6,310,000 | $315,500 | $4,327 | 3.66% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 20 | $6,280,000 | $314,000 | $3,546 | 3.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 25 | $6,015,000 | $240,600 | $3,529 | 4.03% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 11 | $5,825,000 | $529,545 | $5,415 | 3.82% |
| CHICO, CA (FHA|USDA|VA) | 14 | $5,680,000 | $405,714 | $3,677 | 3.76% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 16 | $5,660,000 | $353,750 | $3,264 | 3.96% |
| ANN ARBOR, MI (FHA|USDA|VA) | 17 | $5,545,000 | $326,176 | $3,927 | 3.84% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 15 | $5,515,000 | $367,667 | $5,064 | 3.69% |
| ENID, OK (FHA|USDA|VA) | 22 | $5,500,000 | $250,000 | $6,218 | 3.78% |
| SANTA FE, NM (FHA|USDA|VA) | 11 | $5,435,000 | $494,091 | $4,881 | 3.92% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 20 | $5,380,000 | $269,000 | $6,497 | 4.06% |
| MADISON, WI (FHA|USDA|VA) | 15 | $5,325,000 | $355,000 | $2,131 | 3.88% |
| MEDFORD, OR (FHA|USDA|VA) | 15 | $5,215,000 | $347,667 | $3,603 | 4.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 15 | $5,195,000 | $346,333 | $2,567 | 3.93% |
| YAKIMA, WA (FHA|USDA|VA) | 18 | $5,060,000 | $281,111 | $4,071 | 3.98% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 18 | $5,040,000 | $280,000 | $2,898 | 4.01% |
| BATON ROUGE, LA (FHA|USDA|VA) | 17 | $4,985,000 | $293,235 | $5,301 | 3.87% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 13 | $4,985,000 | $383,462 | $4,457 | 3.74% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 12 | $4,980,000 | $415,000 | $4,092 | 3.89% |
| Kalispell, MT (FHA|USDA|VA) | 16 | $4,890,000 | $305,625 | $3,595 | 4.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 16 | $4,860,000 | $303,750 | $3,822 | 4.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 11 | $4,835,000 | $439,545 | $7,555 | 3.91% |
| EL CENTRO, CA (FHA|USDA|VA) | 15 | $4,805,000 | $320,333 | $5,917 | 4.01% |
| ST. GEORGE, UT (FHA|USDA|VA) | 13 | $4,735,000 | $364,231 | $4,798 | 3.91% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 22 | $4,610,000 | $209,545 | $4,035 | 4.07% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 18 | $4,580,000 | $254,444 | $3,094 | 4.03% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 18 | $4,510,000 | $250,556 | $5,625 | 3.74% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 15 | $4,495,000 | $299,667 | $6,078 | 3.77% |
| Warrensburg, MO (FHA|USDA|VA) | 18 | $4,490,000 | $249,444 | $3,353 | 3.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 15 | $4,315,000 | $287,667 | $3,486 | 3.98% |
| SAVANNAH, GA (FHA|USDA|VA) | 13 | $4,285,000 | $329,615 | $3,733 | 3.90% |
| WILMINGTON, NC (FHA|USDA|VA) | 12 | $4,240,000 | $353,333 | $4,763 | 3.65% |
| Clovis, NM (FHA|USDA|VA) | 23 | $4,205,000 | $182,826 | $4,626 | 4.07% |
| Bozeman, MT (FHA|USDA|VA) | 11 | $4,175,000 | $379,545 | $2,710 | 3.97% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 13 | $4,015,000 | $308,846 | $3,510 | 3.95% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 12 | $4,000,000 | $333,333 | $3,580 | 3.93% |
| SUMTER, SC (FHA|USDA|VA) | 13 | $3,995,000 | $307,308 | $4,597 | 3.76% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 15 | $3,975,000 | $265,000 | $3,781 | 3.77% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 18 | $3,970,000 | $220,556 | $4,320 | 3.91% |
| MISSOULA, MT (FHA|USDA|VA) | 11 | $3,935,000 | $357,727 | $4,272 | 3.80% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 11 | $3,875,000 | $352,273 | $4,086 | 4.11% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 12 | $3,830,000 | $319,167 | $4,569 | 3.97% |
| ABILENE, TX (FHA|USDA|VA) | 14 | $3,820,000 | $272,857 | $7,007 | 3.81% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 14 | $3,650,000 | $260,714 | $4,396 | 4.28% |
| AKRON, OH (FHA|USDA|VA) | 15 | $3,595,000 | $239,667 | $2,979 | 3.92% |
| LINCOLN, NE (FHA|USDA|VA) | 13 | $3,525,000 | $271,154 | $2,984 | 3.93% |
| Alamogordo, NM (FHA|USDA|VA) | 14 | $3,500,000 | $250,000 | $4,468 | 3.82% |
| Shelton, WA (FHA|USDA|VA) | 11 | $3,475,000 | $315,909 | $5,955 | 3.69% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 12 | $3,470,000 | $289,167 | $4,579 | 3.95% |
| MONTGOMERY, AL (FHA|USDA|VA) | 13 | $3,465,000 | $266,538 | $4,431 | 3.85% |
| OCALA, FL (FHA|USDA|VA) | 18 | $3,450,000 | $191,667 | $3,325 | 4.56% |
| WENATCHEE, WA (FHA|USDA|VA) | 10 | $3,430,000 | $343,000 | $2,599 | 4.09% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $3,385,000 | $307,727 | $2,939 | 4.18% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 13 | $3,365,000 | $258,846 | $4,815 | 4.08% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 14 | $3,350,000 | $239,286 | $3,995 | 4.03% |
| ASHEVILLE, NC (FHA|USDA|VA) | 12 | $3,340,000 | $278,333 | $3,395 | 4.01% |
| Edwards, CO (FHA|USDA|VA) | 8 | $3,300,000 | $412,500 | $3,325 | 3.98% |
| EL PASO, TX (FHA|USDA|VA) | 15 | $3,265,000 | $217,667 | $3,948 | 4.02% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 13 | $3,215,000 | $247,308 | $5,436 | 3.72% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $3,180,000 | $265,000 | $3,383 | 3.78% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 8 | $3,150,000 | $393,750 | $7,389 | 3.48% |
| YUMA, AZ (FHA|USDA|VA) | 11 | $3,085,000 | $280,455 | $3,769 | 3.99% |
| Sandpoint, ID (FHA|USDA|VA) | 8 | $3,080,000 | $385,000 | $3,026 | 3.94% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 13 | $3,035,000 | $233,462 | $2,570 | 4.10% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 7 | $3,025,000 | $432,143 | $6,314 | 3.80% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $2,461 | 3.94% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 9 | $2,965,000 | $329,444 | $4,072 | 3.76% |
| FAIRBANKS, AK (FHA|USDA|VA) | 12 | $2,940,000 | $245,000 | $2,749 | 4.17% |
| COLUMBIA, MO (FHA|USDA|VA) | 11 | $2,925,000 | $265,909 | $1,942 | 3.65% |
| ROCHESTER, MN (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $3,055 | 3.86% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 10 | $2,920,000 | $292,000 | $4,288 | 3.92% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 8 | $2,890,000 | $361,250 | $3,309 | 4.11% |
| PANAMA CITY, FL (FHA|USDA|VA) | 14 | $2,880,000 | $205,714 | $4,155 | 4.03% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 12 | $2,880,000 | $240,000 | $3,411 | 3.95% |
| DOVER, DE (FHA|USDA|VA) | 11 | $2,835,000 | $257,727 | $4,888 | 3.68% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 9 | $2,825,000 | $313,889 | $4,643 | 4.03% |
| Altus, OK (FHA|USDA|VA) | 13 | $2,795,000 | $215,000 | $4,004 | 3.99% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 8 | $2,790,000 | $348,750 | $3,763 | 3.92% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $2,745,000 | $249,545 | $5,482 | 3.93% |
| YUBA CITY, CA (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $3,620 | 3.89% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 12 | $2,730,000 | $227,500 | $4,538 | 4.28% |
| MERCED, CA (FHA|USDA|VA) | 8 | $2,730,000 | $341,250 | $2,559 | 4.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $4,452 | 3.96% |
| LAWRENCE, KS (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $1,923 | 3.81% |
| Los Alamos, NM (FHA|USDA|VA) | 8 | $2,660,000 | $332,500 | $3,305 | 3.75% |
| Port Angeles, WA (FHA|USDA|VA) | 8 | $2,660,000 | $332,500 | $4,159 | 3.98% |
| CORVALLIS, OR (FHA|USDA|VA) | 7 | $2,625,000 | $375,000 | $5,258 | 3.71% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $4,567 | 4.25% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $5,044 | 4.04% |
| LYNCHBURG, VA (FHA|USDA|VA) | 8 | $2,530,000 | $316,250 | $2,148 | 4.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $4,134 | 3.92% |
| REDDING, CA (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $2,882 | 4.28% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 9 | $2,465,000 | $273,889 | $4,419 | 3.82% |
| Elko, NV (FHA|USDA|VA) | 8 | $2,390,000 | $298,750 | $5,248 | 3.72% |
| RAPID CITY, SD (FHA|USDA|VA) | 7 | $2,355,000 | $336,429 | $6,464 | 3.71% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $3,910 | 3.71% |
| LANCASTER, PA (FHA|USDA|VA) | 7 | $2,295,000 | $327,857 | $6,340 | 3.95% |
| TOPEKA, KS (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $5,253 | 4.01% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $2,225,000 | $317,857 | $2,957 | 4.20% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $5,394 | 3.94% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $5,449 | 3.98% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $4,637 | 4.20% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $5,556 | 3.89% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $7,323 | 3.86% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $4,188 | 4.05% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $3,284 | 4.15% |
| MADERA, CA (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $2,203 | 3.91% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $5,423 | 3.91% |
| Concord, NH (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $2,445 | 3.85% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $4,137 | 3.88% |
| ROCHESTER, NY (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $5,275 | 4.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $5,864 | 3.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $1,671 | 4.00% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $2,388 | 3.95% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $2,481 | 3.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $3,393 | 3.85% |
| Whitewater, WI (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $4,008 | 4.00% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $3,429 | 4.06% |
| VALDOSTA, GA (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $5,171 | 4.01% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $3,509 | 3.81% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $2,294 | 3.68% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $2,010 | 3.87% |
| Helena, MT (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $5,145 | 3.69% |
| Klamath Falls, OR (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $5,767 | 3.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $1,810,000 | $452,500 | $4,678 | 3.91% |
| Astoria, OR (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $5,813 | 3.68% |
| MONROE, MI (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $4,176 | 3.68% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $7,706 | 3.89% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $3,428 | 3.70% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $3,545 | 4.19% |
| Fallon, NV (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $5,809 | 4.27% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $5,396 | 4.13% |
| Brainerd, MN (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $3,199 | 3.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,974 | 4.12% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $3,952 | 3.90% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $4,645 | 3.88% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $3,309 | 3.71% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $5,594 | 4.30% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $6,402 | 3.97% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $6,330 | 4.10% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $4,690 | 3.73% |
| Newport, OR (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $2,488 | 3.78% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,509 | 4.12% |
| Lebanon, NH-VT (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $6,308 | 3.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,527 | 3.80% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $3,383 | 4.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $2,633 | 3.72% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $7,899 | 3.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $7,445 | 3.90% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $7,132 | 3.90% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $2,696 | 3.82% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $5,927 | 3.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $3,734 | 4.03% |
| POCATELLO, ID (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $5,391 | 3.63% |
| Mountain Home, ID (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $3,915 | 3.94% |
| Del Rio, TX (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $5,376 | 4.03% |
| GLENS FALLS, NY (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $4,638 | 4.33% |
| Keene, NH (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $8,459 | 3.96% |
| Columbus, MS (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $5,974 | 3.72% |
| Pullman, WA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $3,185 | 4.06% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $6,157 | 3.78% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,228 | 3.69% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,472 | 3.91% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $6,957 | 4.44% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $2,973 | 4.43% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $2,914 | 4.17% |
| Cullowhee, NC (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $4,678 | 3.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $3,233 | 4.21% |
| Hood River, OR (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $5,638 | 3.79% |
| Susanville, CA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $4,707 | 3.56% |
| Holland, MI (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,254 | 3.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $4,606 | 3.84% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $1,300 | 3.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $2,425 | 4.16% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,408 | 3.75% |
| Juneau, AK (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $2,600 | 3.96% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,305 | 3.84% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $3,335 | 4.22% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $3,262 | 4.12% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $2,819 | 3.63% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $2,685 | 3.72% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $3,615 | 3.90% |
| Fernley, NV (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $6,796 | 3.88% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $1,839 | 4.00% |
| Hailey, ID (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $3,453 | 3.88% |
| Gillette, WY (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,141 | 3.88% |
| Durango, CO (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $2,210 | 4.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $1,727 | 3.58% |
| RACINE, WI (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $2,815 | 4.17% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,137 | 4.06% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,920 | 3.96% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,977 | 4.25% |
| Oxford, MS (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,994 | 4.00% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,434 | 3.63% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,240 | 3.71% |
| Roseburg, OR (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $2,658 | 4.22% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,893 | 3.87% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,168 | 4.25% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,633 | 3.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $8,006 | 4.06% |
| Barre, VT (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,149 | 4.00% |
| Ottawa, KS (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $2,493 | 4.32% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $2,916 | 3.75% |
| Warsaw, IN (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $2,624 | 4.17% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,940 | 4.38% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,075 | 4.08% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,400 | 4.15% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,105 | 3.54% |
| Clarksburg, WV (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,935 | 3.96% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,935 | 3.67% |
| TYLER, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $2,396 | 3.42% |
| WACO, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,249 | 3.96% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,336 | 4.08% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $2,273 | 4.28% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,730 | 4.13% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,458 | 3.54% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,738 | 4.50% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $3,678 | 4.28% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,737 | 3.56% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $1,116 | 4.04% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $13,952 | 3.81% |
| Branson, MO (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,669 | 3.96% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,620 | 3.83% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,594 | 4.06% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $7,192 | 3.96% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,671 | 3.67% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,385 | 4.34% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,209 | 4.19% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,735 | 3.88% |
| READING, PA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,564 | 3.56% |
| Farmington, MO (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $859 | 3.56% |
| Torrington, CT (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,381 | 3.56% |
| Roswell, NM (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,100 | 3.83% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,304 | 3.96% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,685 | 3.83% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,719 | 4.21% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $11,829 | 3.88% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,531 | 3.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,408 | 3.69% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,575 | 3.81% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,423 | 3.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,254 | 3.94% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $10,181 | 3.31% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,107 | 4.19% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,460 | 3.69% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,061 | 3.79% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,225 | 4.04% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,998 | 3.58% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,319 | 4.06% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,520 | 4.44% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,234 | 5.06% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,190 | 3.87% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $1,353 | 3.63% |
| Moscow, ID (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,602 | 3.56% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,702 | 3.66% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,993 | 3.81% |
| Seneca, SC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,616 | 3.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,977 | 4.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,660 | 4.06% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,789 | 4.06% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,248 | 4.18% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $1,989 | 4.08% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,710 | 3.81% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $1,732 | 3.69% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,371 | 4.13% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,134 | 4.38% |
| Williston, ND (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,046 | 3.63% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,521 | 4.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,230 | 3.44% |
| Granbury, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,954 | 4.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,903 | 4.96% |
| MONROE, LA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,902 | 4.06% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,100 | 3.81% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,549 | 3.69% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,953 | 3.83% |
| Brenham, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,341 | 3.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,425 | 4.25% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,498 | 3.81% |
| Searcy, AR (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,614 | 4.16% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,706 | 4.31% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,698 | 3.69% |
| Athens, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $17,872 | 3.88% |
| Washington, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,074 | 4.00% |
| Rockport, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,922 | 3.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $1,283 | 3.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,749 | 3.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,748 | 4.00% |
| ERIE, PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,275 | 3.31% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,595 | 4.69% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,879 | 3.50% |
| Payson, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,066 | 4.31% |
| Portales, NM (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,209 | 4.49% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,019 | 3.81% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,416 | 3.63% |
| Easton, MD (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,478 | 4.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,239 | 3.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $11,483 | 3.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $12,136 | 3.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,962 | 3.81% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,531 | 3.69% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,333 | 3.38% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,234 | 3.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,057 | 3.94% |
| Fremont, NE (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,651 | 3.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,489 | 4.00% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,995 | 4.00% |
| Taos, NM (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,877 | 4.56% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,490 | 3.75% |
| Sonora, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,311 | 3.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,281 | 3.75% |
| Malone, NY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,806 | 5.13% |
| Moberly, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,587 | 4.13% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $1,530 | 3.75% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,323 | 4.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,260 | 4.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,345 | 3.99% |
| Marion, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,313 | 3.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,727 | 4.31% |
| Palestine, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,025 | 3.88% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,068 | 3.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,738 | 3.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,568 | 3.88% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,364 | 4.94% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,455 | 4.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,652 | 4.25% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $16,810 | 3.99% |
| Bonham, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,191 | 4.00% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,310 | 3.75% |
| New Castle, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $16,526 | 3.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,298 | 3.25% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,006 | 4.19% |
| Auburn, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,956 | 3.99% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,283 | 3.25% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,984 | 3.93% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,873 | 4.31% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,273 | 4.18% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,899 | 3.63% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,645 | 3.63% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,834 | 4.00% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,104 | 4.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,737 | 3.75% |
| Riverton, WY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,802 | 3.25% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,546 | 4.25% |
| Hudson, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,840 | 3.50% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,651 | 5.25% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,557 | 4.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,784 | 3.38% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,190 | 4.13% |
| Newport, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $984 | 3.50% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,642 | 4.13% |
| Forest City, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,368 | 3.63% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,564 | 4.44% |
| Crossville, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,959 | 4.00% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,999 | 4.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,664 | 3.75% |
| Montrose, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,389 | 3.50% |
| Danville, VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,418 | 4.00% |
| El Campo, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,972 | 3.88% |
| Somerset, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,272 | 3.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,798 | 4.50% |
| Dayton, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,268 | 3.88% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,642 | 3.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,545 | 3.38% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,948 | 3.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,118 | 4.00% |
| Findlay, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,714 | 4.06% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,493 | 3.38% |
| Liberal, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,321 | 4.00% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,210 | 3.75% |
| McPherson, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,999 | 3.50% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,410 | 4.00% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,572 | 4.13% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,106 | 4.13% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,743 | 4.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,309 | 3.38% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,369 | 4.13% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,525 | 4.31% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,253 | 4.13% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,507 | 4.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,476 | 4.25% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,077 | 3.38% |
| Sidney, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,226 | 4.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,749 | 3.88% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,137 | 3.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,933 | 4.38% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,760 | 4.50% |
| Prineville, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.13% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,090 | 3.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,741 | 3.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,743 | 3.88% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,441 | 3.50% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,149 | 4.50% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $29 | 3.63% |
| McAlester, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,735 | 4.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $420 | 4.63% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,272 | 4.75% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,269 | 3.38% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,679 | 4.13% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,941 | 3.63% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,827 | 3.25% |
| Wilson, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,546 | 4.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,517 | 3.50% |
| New Castle, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,201 | 4.38% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,266 | 3.50% |
| Woodward, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,494 | 4.00% |
| Marquette, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $600 | 3.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,718 | 4.50% |
| Huntington, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,151 | 4.44% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,321 | 3.50% |
| Miami, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,575 | 4.38% |
| Murray, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,305 | 3.75% |
| Meridian, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,980 | 3.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,060 | 4.13% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,587 | 4.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $673 | 4.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $809 | 3.99% |
| Clinton, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,679 | 4.00% |
| Austin, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,848 | 4.25% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,478 | 4.38% |
| Urbana, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,782 | 3.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,590 | 3.99% |
| Alpena, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,899 | 3.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,675 | 4.50% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,627 | 3.63% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,087 | 4.25% |
| Athens, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,717 | 3.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,757 | 4.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,938 | 3.75% |
| Carroll, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,434 | 4.38% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,586 | 4.38% |
| Brookings, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,050 | 4.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,223 | 4.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,782 | 4.25% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,429 | 3.63% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,573 | 4.13% |
| Ruston, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,663 | 4.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,163 | 4.13% |
| West Plains, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,898 | 4.99% |
| FLINT, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,462 | 4.94% |
| Durant, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,008 | 4.25% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,291 | 4.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,195 | 4.63% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,349 | 3.38% |
| Auburn, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,801 | 4.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,996 | 3.63% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,032 | 4.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,613 | 4.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,403 | 4.63% |
| Freeport, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,325 | 4.63% |
| Andrews, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,348 | 4.13% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,794 | 4.50% |
| LIMA, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,734 | 3.99% |
| Lake City, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,699 | 4.38% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,730 | 3.88% |
| Boone, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,687 | 4.50% |
| Cordele, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,964 | 4.99% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,003 | 3.75% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,348 | 4.25% |
| Marietta, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,574 | 4.63% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,241 | 4.63% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,317 | 3.99% |
| DALTON, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,449 | 4.38% |
| Hastings, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,318 | 4.50% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,168 | 4.63% |
| Rolla, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,580 | 4.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,397 | 3.25% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,174 | 4.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,300 | 4.25% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,076 | 4.63% |
| Emporia, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,428 | 5.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,926 | 4.99% |
| Cullman, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,077 | 5.38% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,458 | 3.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,676 | 4.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,919 | 4.50% |
| Ashland, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,200 | 4.75% |
| Mason City, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,752 | 4.63% |
| Borger, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,983 | 4.50% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,322 | 4.50% |
| Washington, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,247 | 4.00% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,588 | 4.63% |
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Product Mix
For 2019, Nbkc Bank's most frequently originated type of loan was Conventional, with 8,391 originations. Their 2nd most popular type was VA, with 4,057 originations.
Loan Reason
For 2019, Nbkc Bank's most frequently cited loan purpose was Home Purchase, with 6,535 originations. The 2nd most popular reason was Refi, with 3,982 originations.
Loan Duration/Length
For 2019, Nbkc Bank's most frequently cited loan duration was 30 Year, with 11,603 originations. The 2nd most popular length was 15 Year, with 834 originations.
Origination Fees/Closing Costs
Nbkc Bank's average total fees were $4,208, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 10,515 originations.
Interest Rates
During 2019, Nbkc Bank's average interest rate for loans was 3.92%, while their most frequently originated rate bucket for loans was 3-4%, with 9,050 originations.
Loan Sizing
2019 saw Nbkc Bank place emphasis on $200k-400k loans with 6,924 originations, totaling $2,074,640,000 in origination value.
Applicant Income
Nbkc Bank lent most frequently to those with incomes in the $100k-150k range, with 3,746 originations. The second most popular income band? $150k-250k, with 2,712 originations.
Applicant Debt to Income Ratio
Nbkc Bank lent most frequently to those with DTI ratios of 20-30%, with 2,622 originations. The next most common DTI ratio? 30-36%, with 2,349 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.64%
Nbkc Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination52.50%
Nbkc Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 13,040 | $4,449,620,000 | $341,229 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 7 | $10,205,000 | $1,457,857 |
| Single Family (1-4 Units):Site-Built | 13,033 | $4,439,415,000 | $340,629 |
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| NBKC Bank | 10700 Nall Ave Overland Park, KS 66211 | Full Service B&M | $342,258 |
| NBKC Bank | 3510 W 95th Street Leawood, KS 66206 | Full Service B&M | $99,996 |
| NBKC Bank | 8320 Ward Parkway Kansas City, MO 64114 | Full Service B&M | $76,764 |
| NBKC Bank | 9750 North Ash Avenue Kansas City, MO 64157 | Full Service B&M | $75,743 |
For 2019, Nbkc Bank had 4 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $29,376 |
| Net interest income | $17,519 |
| Total noninterest income | $140,238 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $23 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $140,215 |
| Pre-tax net operating income | $50,794 |
| Securities gains (or losses, -) | $252 |
| Income before extraordinary items | $50,227 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $50,227 |
| Minority interest net income | $0 |
| Net income | $50,227 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $49,980 |
Nbkc Bank's gross interest income from loans was $29,376,000.
Nbkc Bank's net interest income from loans was $17,519,000.
Nbkc Bank's fee based income from loans was $23,000.
Nbkc Bank's net income from loans was $50,227,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $11,857 |
| Provision for credit losses | $255 |
| Total noninterest expense | $106,708 |
| Salaries and employee benefits | $66,559 |
| Premises and equipment expense | $7,217 |
| Additional noninterest expense | $32,932 |
| Applicable income taxes | $819 |
| Net charge-offs | $144 |
| Cash dividends | $32,667 |
Nbkc Bank's interest expense for loans was $11,857,000.
Nbkc Bank's payroll and benefits expense were $66,559,000.
Nbkc Bank's property, plant and equipment expenses $7,217,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 1.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 0.0% |
| All other family | 1.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $576,439 |
| Deposits held in domestic offices | $576,439 |
| Deposits by Individuals, partnerships, and corporations | $514,664 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $680 |
| Deposits by Commercial banks and other depository institutions in U.S. | $61,095 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $143,449 |
| Demand deposits | $88,041 |
| Nontransaction accounts | $432,990 |
| Money market deposit accounts (MMDAs) | $156,726 |
| Other savings deposits (excluding MMDAs) | $3,372 |
| Total time deposits | $272,892 |
| Total time and savings deposits | $488,398 |
| Noninterest-bearing deposits | $84,387 |
| Interest-bearing deposits | $492,053 |
| Retail deposits | $542,434 |
| IRAs and Keogh plan accounts | $23,507 |
| Brokered deposits | $9,029 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $833,228 |
| Cash & Balances due from depository institutions | $37,178 |
| Interest-bearing balances | $33,997 |
| Total securities | $140,738 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $568,170 |
| Loan and leases loss allowance | $7,052 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $9,739 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $20,257 |
| All other assets | $57,146 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $833,228 |
| Total Liabilities | $731,284 |
| Total deposits | $576,439 |
| Interest-bearing deposits | $492,053 |
| Deposits held in domestic offices | $576,439 |
| % insured (estimated) | $84 |
| Federal funds purchased and repurchase agreements | $3,949 |
| Trading liabilities | $0 |
| Other borrowed funds | $130,793 |
| Subordinated debt | $0 |
| All other liabilities | $20,103 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $568,170 |
| Loan and leases loss allowance | $7,052 |
| Total loans and leases (domestic) | $575,222 |
| All real estate loans | $522,786 |
| Real estate loans in domestic offices | $522,786 |
| Construction and development loans | $65,601 |
| Residential 1-4 family construction | $41,380 |
| Other construction, all land development and other land | $24,221 |
| Loans secured by nonfarm nonresidential properties | $98,606 |
| Nonfarm nonresidential secured by owner-occupied properties | $25,061 |
| Commercial real estate & other non-farm, non-residential | $73,545 |
| Multifamily residential real estate | $33,539 |
| 1-4 family residential loans | $325,040 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $99 |
| Commercial and industrial loans | $25,706 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $17,308 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $370 |
| Other loans to individuals | $16,938 |
| All other loans & leases | $9,323 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $17 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $445 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
NBKC BANK had $568,170,000 of loans outstanding in 2019. $522,786,000 of loans were in real estate loans. $65,601,000 of loans were in development loans. $33,539,000 of loans were in multifamily mortgage loans. $325,040,000 of loans were in 1-4 family mortgage loans. $99,000 of loans were in farm loans. $0 of loans were in credit card loans. $370,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 57 | $20,052 | $351,789 |
| Nonfarm, nonresidential loans - <$100k | 5 | $280 | $56,000 |
| Nonfarm, nonresidential loans - $100-250k | 14 | $2,196 | $156,857 |
| Nonfarm, nonresidential loans - $250k-1MM | 38 | $17,576 | $462,526 |
| Commercial & Industrial, US addressed loans - <$1MM | 281 | $21,988 | $78,249 |
| Commercial & Industrial, US addressed loans - <$100k | 167 | $6,488 | $38,850 |
| Commercial & Industrial, US addressed loans - $100-250k | 91 | $9,912 | $108,923 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 23 | $5,588 | $242,957 |
| Agriculture operations loans - <$1MM | 1 | $97 | $97,000 |
| Agriculture operations loans - <$100k | 1 | $97 | $97,000 |