Nbkc Bank Mortgage Rates, Fees & Info

KANSAS, KS

LEI: 213800XR2TCBQJSF1X93

Tax ID: 48-1213018

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Mortgage Data

Bank Data

Review & Overview

Nbkc Bank is a mid-sized bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Nbkc Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, Seattle, Washington, Los Angeles, and New York among others. We have data for 588 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nbkc Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbkc Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.28% 4/14/24
30 Year Conventional Refi 6.20% 4/14/24
30 Year Cash-out Refi 6.38% 4/14/24
30 Year FHA Purchase 6.82% 4/14/24
30 Year FHA Refi 6.29% 4/14/24
30 Year VA Purchase 5.84% 4/14/24
30 Year VA Refi 5.79% 4/14/24
15 Year Conventional Purchase 5.64% 4/14/24
15 Year Conventional Refi 5.66% 4/14/24
15 Year Cash-out Refi 5.66% 4/14/24
15 Year VA Purchase 5.68% 4/14/24
15 Year VA Refi 5.51% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nbkc Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nbkc Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

18,364

Origination Dollar Volume (All Markets)

$6,644,240,000

Employee count

442 Show all (276) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,250 $370,600,000 $296,480 $2,212 2.84%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 674 $293,320,000 $435,193 $2,931 2.75%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 656 $292,570,000 $445,991 $3,281 2.66%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 552 $269,640,000 $488,478 $2,879 2.80%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 615 $252,045,000 $409,829 $3,856 2.74%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 503 $175,065,000 $348,042 $3,294 2.82%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 470 $161,460,000 $343,532 $2,565 2.79%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 445 $155,835,000 $350,191 $2,747 2.76%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 403 $151,555,000 $376,067 $3,117 2.79%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 321 $151,385,000 $471,604 $3,243 2.78%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 426 $148,220,000 $347,934 $3,751 2.73%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 283 $143,115,000 $505,707 $2,675 2.80%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 322 $132,150,000 $410,404 $2,888 2.80%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 321 $121,355,000 $378,053 $3,079 2.82%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 265 $114,495,000 $432,057 $2,817 2.73%
URBAN HONOLULU, HI (FHA|USDA|VA) 206 $112,470,000 $545,971 $4,690 2.68%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 353 $111,425,000 $315,652 $4,064 2.72%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 321 $107,035,000 $333,442 $2,140 2.74%
Outside of Metro Areas 333 $96,795,000 $290,676 $3,288 2.80%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 247 $94,935,000 $384,352 $2,678 2.76%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 274 $92,210,000 $336,533 $3,051 2.77%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 248 $83,430,000 $336,411 $3,882 2.74%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 199 $82,955,000 $416,859 $7,135 2.63%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 236 $82,890,000 $351,229 $3,584 2.79%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 228 $81,590,000 $357,851 $4,008 2.73%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 212 $73,780,000 $348,019 $4,755 2.68%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 224 $73,690,000 $328,973 $3,497 2.83%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 163 $59,625,000 $365,798 $4,030 2.66%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 148 $55,470,000 $374,797 $2,516 2.76%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 98 $52,990,000 $540,714 $2,491 2.74%
ANCHORAGE, AK (FHA|USDA|VA) 130 $50,850,000 $391,154 $4,663 2.63%
BOISE CITY, ID (FHA|USDA|VA) 141 $50,025,000 $354,787 $3,861 2.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 152 $49,180,000 $323,553 $3,984 2.76%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 111 $46,495,000 $418,874 $3,849 2.62%
RENO, NV (FHA|USDA|VA) 125 $45,405,000 $363,240 $2,698 2.83%
JACKSONVILLE, FL (FHA|USDA|VA) 122 $43,040,000 $352,787 $4,680 2.73%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 129 $41,495,000 $321,667 $3,168 2.76%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 114 $41,210,000 $361,491 $3,586 2.66%
SALT LAKE CITY, UT (FHA|USDA|VA) 105 $40,385,000 $384,619 $2,572 2.84%
RALEIGH-CARY, NC (FHA|USDA|VA) 120 $40,010,000 $333,417 $2,742 2.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 91 $37,565,000 $412,802 $4,522 2.64%
ST. LOUIS, MO-IL (FHA|USDA|VA) 124 $35,830,000 $288,952 $3,322 2.71%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 74 $35,450,000 $479,054 $3,056 2.84%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 119 $33,605,000 $282,395 $2,258 2.80%
Hilo, HI (FHA|USDA|VA) 66 $31,600,000 $478,788 $4,412 2.79%
TUCSON, AZ (FHA|USDA|VA) 100 $28,380,000 $283,800 $3,345 2.83%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 70 $28,150,000 $402,143 $3,757 2.67%
COLUMBUS, OH (FHA|USDA|VA) 95 $27,635,000 $290,895 $2,249 2.80%
VALLEJO, CA (FHA|USDA|VA) 59 $26,755,000 $453,475 $3,792 2.77%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 86 $26,640,000 $309,767 $2,852 2.67%
St. Marys, GA (FHA|USDA|VA) 101 $26,305,000 $260,446 $5,515 2.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 79 $24,615,000 $311,582 $4,157 2.68%
ALBUQUERQUE, NM (FHA|USDA|VA) 75 $23,605,000 $314,733 $3,924 2.69%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 59 $22,635,000 $383,644 $3,061 2.71%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 51 $22,585,000 $442,843 $3,924 2.74%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 59 $22,555,000 $382,288 $5,794 2.70%
PROVO-OREM, UT (FHA|USDA|VA) 55 $22,365,000 $406,636 $2,645 2.87%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 58 $21,520,000 $371,034 $3,396 2.70%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 72 $20,410,000 $283,472 $2,041 2.76%
STOCKTON, CA (FHA|USDA|VA) 55 $20,145,000 $366,273 $2,634 2.86%
RICHMOND, VA (FHA|USDA|VA) 56 $19,490,000 $348,036 $2,678 2.68%
FRESNO, CA (FHA|USDA|VA) 60 $19,420,000 $323,667 $2,118 2.82%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 51 $18,885,000 $370,294 $4,292 2.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 67 $18,335,000 $273,657 $3,146 2.68%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 54 $17,610,000 $326,111 $3,871 2.85%
SALEM, OR (FHA|USDA|VA) 46 $16,950,000 $368,478 $3,207 2.72%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 53 $16,745,000 $315,943 $3,058 2.71%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 51 $16,495,000 $323,431 $6,373 2.70%
LOUISVILLE, KY (FHA|USDA|VA) 45 $16,325,000 $362,778 $3,902 2.80%
FORT COLLINS, CO (FHA|USDA|VA) 41 $15,255,000 $372,073 $2,324 2.76%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 52 $14,740,000 $283,462 $3,169 2.73%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 39 $14,735,000 $377,821 $4,205 2.78%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 45 $14,675,000 $326,111 $4,144 2.73%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 46 $14,630,000 $318,043 $3,769 2.84%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 40 $14,400,000 $360,000 $2,717 2.72%
TULSA, OK (FHA|USDA|VA) 45 $14,085,000 $313,000 $4,002 2.60%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 41 $13,835,000 $337,439 $2,422 2.70%
MODESTO, CA (FHA|USDA|VA) 41 $13,505,000 $329,390 $2,544 2.81%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 48 $13,380,000 $278,750 $3,134 2.81%
BELLINGHAM, WA (FHA|USDA|VA) 34 $13,240,000 $389,412 $2,360 2.76%
WICHITA, KS (FHA|USDA|VA) 52 $12,850,000 $247,115 $4,111 2.83%
BEND, OR (FHA|USDA|VA) 32 $12,640,000 $395,000 $3,841 2.85%
SALINAS, CA (FHA|USDA|VA) 27 $12,185,000 $451,296 $2,138 2.91%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 36 $12,120,000 $336,667 $2,137 2.74%
KNOXVILLE, TN (FHA|USDA|VA) 41 $12,075,000 $294,512 $2,882 2.79%
Kapaa, HI (FHA|USDA|VA) 21 $12,055,000 $574,048 $4,250 2.76%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 30 $12,010,000 $400,333 $2,097 2.83%
DAYTON-KETTERING, OH (FHA|USDA|VA) 38 $11,790,000 $310,263 $4,168 2.70%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 34 $11,750,000 $345,588 $2,837 2.59%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 24 $11,410,000 $475,417 $2,466 2.72%
BOULDER, CO (FHA|USDA|VA) 25 $11,305,000 $452,200 $2,938 2.74%
HUNTSVILLE, AL (FHA|USDA|VA) 31 $10,845,000 $349,839 $2,950 2.58%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 27 $10,835,000 $401,296 $2,266 2.84%
PITTSBURGH, PA (FHA|USDA|VA) 36 $10,740,000 $298,333 $3,801 2.67%
Bozeman, MT (FHA|USDA|VA) 26 $10,640,000 $409,231 $2,324 2.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 32 $10,520,000 $328,750 $2,238 2.73%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 24 $10,400,000 $433,333 $2,641 2.80%
ASHEVILLE, NC (FHA|USDA|VA) 31 $10,355,000 $334,032 $3,157 2.73%
Heber, UT (FHA|USDA|VA) 18 $10,330,000 $573,889 $2,824 2.97%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 38 $10,170,000 $267,632 $2,787 2.69%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 33 $10,065,000 $305,000 $3,628 2.67%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 26 $9,620,000 $370,000 $4,191 2.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 28 $9,610,000 $343,214 $3,970 2.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 37 $9,455,000 $255,541 $2,763 2.77%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 30 $9,430,000 $314,333 $2,592 2.81%
BAKERSFIELD, CA (FHA|USDA|VA) 30 $9,090,000 $303,000 $2,928 2.85%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 22 $8,790,000 $399,545 $2,554 2.64%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 22 $8,450,000 $384,091 $2,528 2.84%
Outside of Metro Areas 22 $8,440,000 $383,636 $3,250 2.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 26 $8,290,000 $318,846 $3,985 2.70%
SALISBURY, MD-DE (FHA|USDA|VA) 21 $8,215,000 $391,190 $2,364 2.67%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 22 $8,130,000 $369,545 $3,228 2.71%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 22 $7,920,000 $360,000 $4,872 2.72%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 25 $7,875,000 $315,000 $3,207 2.79%
Gardnerville Ranchos, NV (FHA|USDA|VA) 19 $7,665,000 $403,421 $1,550 2.66%
COLUMBIA, SC (FHA|USDA|VA) 26 $7,630,000 $293,462 $3,464 2.72%
MEDFORD, OR (FHA|USDA|VA) 26 $7,480,000 $287,692 $3,029 2.82%
ANN ARBOR, MI (FHA|USDA|VA) 22 $7,470,000 $339,545 $1,864 2.69%
TALLAHASSEE, FL (FHA|USDA|VA) 25 $7,405,000 $296,200 $2,979 2.79%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $7,210,000 $300,417 $2,362 2.77%
Oak Harbor, WA (FHA|USDA|VA) 17 $7,165,000 $421,471 $3,342 2.65%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 25 $7,115,000 $284,600 $2,361 3.16%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 20 $7,050,000 $352,500 $2,621 2.57%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 23 $7,005,000 $304,565 $4,085 2.70%
Clovis, NM (FHA|USDA|VA) 29 $6,895,000 $237,759 $6,223 2.82%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 25 $6,845,000 $273,800 $2,289 2.86%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 19 $6,825,000 $359,211 $4,203 2.68%
ENID, OK (FHA|USDA|VA) 26 $6,710,000 $258,077 $5,828 2.81%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 20 $6,670,000 $333,500 $5,025 2.59%
IDAHO FALLS, ID (FHA|USDA|VA) 21 $6,605,000 $314,524 $2,839 2.90%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 19 $6,415,000 $337,632 $3,061 2.67%
PORT ST. LUCIE, FL (FHA|USDA|VA) 18 $6,300,000 $350,000 $2,931 2.72%
DOVER, DE (FHA|USDA|VA) 24 $6,290,000 $262,083 $4,409 2.69%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 22 $6,200,000 $281,818 $3,189 2.69%
VALDOSTA, GA (FHA|USDA|VA) 27 $6,065,000 $224,630 $6,146 2.81%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 22 $6,020,000 $273,636 $1,930 2.78%
ST. GEORGE, UT (FHA|USDA|VA) 20 $5,930,000 $296,500 $2,443 3.04%
PANAMA CITY, FL (FHA|USDA|VA) 18 $5,890,000 $327,222 $4,464 2.82%
CHEYENNE, WY (FHA|USDA|VA) 16 $5,770,000 $360,625 $3,456 2.65%
WARNER ROBINS, GA (FHA|USDA|VA) 22 $5,760,000 $261,818 $3,915 2.71%
GAINESVILLE, GA (FHA|USDA|VA) 16 $5,740,000 $358,750 $2,462 2.68%
SANTA FE, NM (FHA|USDA|VA) 18 $5,700,000 $316,667 $3,559 2.82%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 18 $5,700,000 $316,667 $2,685 2.62%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 17 $5,685,000 $334,412 $3,607 2.82%
WILMINGTON, NC (FHA|USDA|VA) 17 $5,615,000 $330,294 $4,111 2.76%
Alamogordo, NM (FHA|USDA|VA) 20 $5,610,000 $280,500 $6,448 2.58%
GREELEY, CO (FHA|USDA|VA) 13 $5,465,000 $420,385 $2,582 2.79%
BATON ROUGE, LA (FHA|USDA|VA) 18 $5,350,000 $297,222 $3,257 2.72%
NAPA, CA (FHA|USDA|VA) 12 $5,180,000 $431,667 $1,824 2.72%
Breckenridge, CO (FHA|USDA|VA) 11 $5,025,000 $456,818 $2,576 2.75%
ROCHESTER, MN (FHA|USDA|VA) 15 $5,015,000 $334,333 $2,332 2.60%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 21 $4,965,000 $236,429 $3,729 2.77%
VISALIA, CA (FHA|USDA|VA) 18 $4,960,000 $275,556 $2,913 3.01%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 15 $4,805,000 $320,333 $6,598 2.63%
Kalispell, MT (FHA|USDA|VA) 13 $4,775,000 $367,308 $4,215 2.73%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $4,775,000 $318,333 $3,669 2.75%
SPARTANBURG, SC (FHA|USDA|VA) 15 $4,685,000 $312,333 $2,539 2.70%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 14 $4,600,000 $328,571 $4,001 2.48%
ABILENE, TX (FHA|USDA|VA) 15 $4,595,000 $306,333 $6,755 2.59%
MADISON, WI (FHA|USDA|VA) 13 $4,585,000 $352,692 $3,736 2.64%
SPRINGFIELD, MA (FHA|USDA|VA) 15 $4,505,000 $300,333 $3,309 2.65%
SAVANNAH, GA (FHA|USDA|VA) 14 $4,440,000 $317,143 $4,671 2.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 11 $4,405,000 $400,455 $3,003 2.73%
Edwards, CO (FHA|USDA|VA) 5 $4,405,000 $881,000 $3,379 2.78%
WINSTON-SALEM, NC (FHA|USDA|VA) 16 $4,380,000 $273,750 $2,533 2.71%
MONTGOMERY, AL (FHA|USDA|VA) 17 $4,335,000 $255,000 $3,400 2.77%
LANCASTER, PA (FHA|USDA|VA) 14 $4,330,000 $309,286 $3,631 2.51%
CARSON CITY, NV (FHA|USDA|VA) 11 $4,265,000 $387,727 $3,608 2.76%
MANHATTAN, KS (FHA|USDA|VA) 17 $4,245,000 $249,706 $3,504 2.85%
Key West, FL (FHA|USDA|VA) 7 $4,235,000 $605,000 $9,801 2.79%
MOBILE, AL (FHA|USDA|VA) 15 $4,225,000 $281,667 $3,237 2.78%
Shelton, WA (FHA|USDA|VA) 12 $4,210,000 $350,833 $7,883 2.65%
FLAGSTAFF, AZ (FHA|USDA|VA) 10 $4,210,000 $421,000 $2,188 2.78%
LINCOLN, NE (FHA|USDA|VA) 16 $4,170,000 $260,625 $2,012 2.84%
FAYETTEVILLE, NC (FHA|USDA|VA) 14 $4,140,000 $295,714 $6,421 2.59%
YUBA CITY, CA (FHA|USDA|VA) 11 $4,055,000 $368,636 $2,040 2.59%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 14 $4,050,000 $289,286 $1,696 2.71%
MADERA, CA (FHA|USDA|VA) 11 $3,995,000 $363,182 $4,012 2.59%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 14 $3,950,000 $282,143 $2,874 2.82%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $3,915,000 $355,909 $2,152 2.91%
CORVALLIS, OR (FHA|USDA|VA) 12 $3,910,000 $325,833 $3,854 2.68%
Morehead City, NC (FHA|USDA|VA) 12 $3,890,000 $324,167 $3,436 2.76%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 15 $3,825,000 $255,000 $2,098 2.86%
TOPEKA, KS (FHA|USDA|VA) 15 $3,745,000 $249,667 $3,758 2.90%
TOLEDO, OH (FHA|USDA|VA) 13 $3,685,000 $283,462 $2,396 3.00%
Helena, MT (FHA|USDA|VA) 10 $3,670,000 $367,000 $2,693 2.64%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 12 $3,650,000 $304,167 $3,173 2.97%
CHICO, CA (FHA|USDA|VA) 11 $3,645,000 $331,364 $1,754 2.86%
Show Low, AZ (FHA|USDA|VA) 9 $3,635,000 $403,889 $3,110 2.89%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 14 $3,630,000 $259,286 $2,794 2.87%
COLUMBIA, MO (FHA|USDA|VA) 11 $3,625,000 $329,545 $2,970 2.74%
SYRACUSE, NY (FHA|USDA|VA) 10 $3,540,000 $354,000 $5,724 2.67%
EL PASO, TX (FHA|USDA|VA) 16 $3,530,000 $220,625 $3,876 2.89%
JACKSONVILLE, NC (FHA|USDA|VA) 11 $3,525,000 $320,455 $6,764 2.97%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $3,355,000 $258,077 $3,231 2.74%
LAWRENCE, KS (FHA|USDA|VA) 12 $3,310,000 $275,833 $2,670 2.89%
YAKIMA, WA (FHA|USDA|VA) 10 $3,280,000 $328,000 $2,246 2.75%
Sevierville, TN (FHA|USDA|VA) 8 $3,270,000 $408,750 $3,609 3.33%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 15 $3,265,000 $217,667 $3,819 2.87%
Warrensburg, MO (FHA|USDA|VA) 13 $3,265,000 $251,154 $2,204 2.74%
ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $3,245,000 $295,000 $3,953 2.79%
SPRINGFIELD, MO (FHA|USDA|VA) 11 $3,245,000 $295,000 $2,910 2.73%
Concord, NH (FHA|USDA|VA) 9 $3,235,000 $359,444 $2,235 2.64%
MERCED, CA (FHA|USDA|VA) 12 $3,230,000 $269,167 $2,743 2.94%
Port Angeles, WA (FHA|USDA|VA) 10 $3,170,000 $317,000 $2,277 2.94%
OCALA, FL (FHA|USDA|VA) 10 $3,090,000 $309,000 $4,018 2.74%
Traverse City, MI (FHA|USDA|VA) 10 $3,080,000 $308,000 $2,035 2.74%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 12 $3,050,000 $254,167 $3,767 2.66%
Torrington, CT (FHA|USDA|VA) 9 $3,035,000 $337,222 $3,917 2.64%
Columbus, MS (FHA|USDA|VA) 10 $3,010,000 $301,000 $4,837 2.50%
Steamboat Springs, CO (FHA|USDA|VA) 5 $2,985,000 $597,000 $4,292 2.90%
BILLINGS, MT (FHA|USDA|VA) 9 $2,915,000 $323,889 $2,681 2.94%
WINCHESTER, VA-WV (FHA|USDA|VA) 7 $2,905,000 $415,000 $3,676 2.64%
EL CENTRO, CA (FHA|USDA|VA) 11 $2,895,000 $263,182 $3,715 2.82%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $2,880,000 $360,000 $2,841 2.69%
AKRON, OH (FHA|USDA|VA) 12 $2,880,000 $240,000 $1,972 2.79%
ROCHESTER, NY (FHA|USDA|VA) 10 $2,850,000 $285,000 $2,713 2.56%
THE VILLAGES, FL (FHA|USDA|VA) 10 $2,820,000 $282,000 $3,798 2.69%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $2,815,000 $312,778 $3,334 2.74%
MIDLAND, TX (FHA|USDA|VA) 7 $2,815,000 $402,143 $5,437 2.50%
WALLA WALLA, WA (FHA|USDA|VA) 8 $2,790,000 $348,750 $2,278 2.75%
LAFAYETTE, LA (FHA|USDA|VA) 9 $2,735,000 $303,889 $2,499 2.68%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 11 $2,685,000 $244,091 $5,176 2.93%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $2,665,000 $296,111 $3,083 2.87%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $2,625,000 $375,000 $1,602 2.55%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 9 $2,575,000 $286,111 $4,546 2.56%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $2,550,000 $318,750 $2,012 2.86%
Juneau, AK (FHA|USDA|VA) 6 $2,530,000 $421,667 $3,944 2.71%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $2,430,000 $303,750 $2,832 2.81%
Granbury, TX (FHA|USDA|VA) 7 $2,425,000 $346,429 $4,031 2.55%
Cullowhee, NC (FHA|USDA|VA) 7 $2,405,000 $343,571 $3,104 2.73%
KINGSTON, NY (FHA|USDA|VA) 6 $2,400,000 $400,000 $4,720 2.96%
CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $2,375,000 $339,286 $3,529 2.82%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $2,370,000 $296,250 $2,503 2.72%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $2,365,000 $473,000 $5,337 3.05%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $2,355,000 $336,429 $2,936 2.70%
STAUNTON, VA (FHA|USDA|VA) 7 $2,345,000 $335,000 $2,542 2.80%
Lebanon, NH-VT (FHA|USDA|VA) 6 $2,320,000 $386,667 $2,597 2.67%
WENATCHEE, WA (FHA|USDA|VA) 7 $2,265,000 $323,571 $2,546 2.84%
Rexburg, ID (FHA|USDA|VA) 6 $2,260,000 $376,667 $3,845 3.00%
Fernley, NV (FHA|USDA|VA) 7 $2,255,000 $322,143 $1,884 3.05%
AMARILLO, TX (FHA|USDA|VA) 7 $2,245,000 $320,714 $6,150 2.93%
HOT SPRINGS, AR (FHA|USDA|VA) 7 $2,245,000 $320,714 $1,754 2.55%
COLUMBUS, GA-AL (FHA|USDA|VA) 8 $2,230,000 $278,750 $2,691 2.50%
Durango, CO (FHA|USDA|VA) 5 $2,205,000 $441,000 $2,226 2.68%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $2,175,000 $310,714 $4,607 2.66%
FAIRBANKS, AK (FHA|USDA|VA) 7 $2,115,000 $302,143 $5,003 2.50%
ROANOKE, VA (FHA|USDA|VA) 6 $2,090,000 $348,333 $1,507 2.81%
Laconia, NH (FHA|USDA|VA) 5 $2,065,000 $413,000 $4,236 2.65%
READING, PA (FHA|USDA|VA) 8 $2,060,000 $257,500 $3,227 2.53%
SUMTER, SC (FHA|USDA|VA) 8 $1,970,000 $246,250 $4,523 2.67%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 7 $1,965,000 $280,714 $1,967 2.73%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 9 $1,955,000 $217,222 $2,368 3.12%
Elko, NV (FHA|USDA|VA) 6 $1,950,000 $325,000 $5,677 2.91%
Montrose, CO (FHA|USDA|VA) 5 $1,945,000 $389,000 $3,833 3.15%
JACKSON, MS (FHA|USDA|VA) 9 $1,945,000 $216,111 $3,008 2.68%
DULUTH, MN-WI (FHA|USDA|VA) 6 $1,930,000 $321,667 $3,505 2.58%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 7 $1,915,000 $273,571 $2,837 2.77%
Hailey, ID (FHA|USDA|VA) 5 $1,905,000 $381,000 $4,109 2.93%
NEW BERN, NC (FHA|USDA|VA) 7 $1,895,000 $270,714 $3,163 2.87%
Forest City, NC (FHA|USDA|VA) 5 $1,885,000 $377,000 $2,635 2.75%
Ellensburg, WA (FHA|USDA|VA) 6 $1,880,000 $313,333 $2,238 2.71%
WACO, TX (FHA|USDA|VA) 5 $1,875,000 $375,000 $3,570 2.78%
GAINESVILLE, FL (FHA|USDA|VA) 6 $1,860,000 $310,000 $3,508 2.60%
JOPLIN, MO (FHA|USDA|VA) 8 $1,860,000 $232,500 $2,519 2.70%
GREEN BAY, WI (FHA|USDA|VA) 5 $1,855,000 $371,000 $3,194 2.53%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,840,000 $460,000 $6,901 2.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $1,835,000 $262,143 $4,700 3.03%
MISSOULA, MT (FHA|USDA|VA) 6 $1,830,000 $305,000 $2,088 2.65%
Pahrump, NV (FHA|USDA|VA) 6 $1,820,000 $303,333 $2,911 2.81%
BLOOMINGTON, IN (FHA|USDA|VA) 5 $1,815,000 $363,000 $1,483 2.63%
Klamath Falls, OR (FHA|USDA|VA) 5 $1,815,000 $363,000 $4,107 2.88%
HARRISONBURG, VA (FHA|USDA|VA) 6 $1,800,000 $300,000 $2,498 3.02%
LYNCHBURG, VA (FHA|USDA|VA) 7 $1,725,000 $246,429 $2,045 2.71%
FARGO, ND-MN (FHA|USDA|VA) 8 $1,720,000 $215,000 $1,919 2.91%
YUMA, AZ (FHA|USDA|VA) 5 $1,715,000 $343,000 $4,694 2.67%
Georgetown, SC (FHA|USDA|VA) 5 $1,665,000 $333,000 $3,007 2.65%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $1,645,000 $329,000 $3,107 3.15%
Minot, ND (FHA|USDA|VA) 5 $1,635,000 $327,000 $5,264 2.55%
GLENS FALLS, NY (FHA|USDA|VA) 4 $1,630,000 $407,500 $7,333 2.66%
Del Rio, TX (FHA|USDA|VA) 8 $1,620,000 $202,500 $4,279 2.70%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $1,600,000 $266,667 $1,177 2.73%
MUSKEGON, MI (FHA|USDA|VA) 6 $1,590,000 $265,000 $3,204 2.71%
BOWLING GREEN, KY (FHA|USDA|VA) 6 $1,590,000 $265,000 $3,257 2.73%
REDDING, CA (FHA|USDA|VA) 5 $1,585,000 $317,000 $2,237 2.80%
RAPID CITY, SD (FHA|USDA|VA) 5 $1,575,000 $315,000 $1,901 2.68%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $1,555,000 $311,000 $6,281 2.60%
Seneca, SC (FHA|USDA|VA) 4 $1,550,000 $387,500 $1,995 2.41%
Altus, OK (FHA|USDA|VA) 6 $1,540,000 $256,667 $4,622 2.52%
Fallon, NV (FHA|USDA|VA) 5 $1,525,000 $305,000 $4,776 2.90%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 5 $1,505,000 $301,000 $5,804 2.75%
Glenwood Springs, CO (FHA|USDA|VA) 4 $1,500,000 $375,000 $2,129 2.94%
Hood River, OR (FHA|USDA|VA) 4 $1,490,000 $372,500 $2,558 2.72%
Keene, NH (FHA|USDA|VA) 4 $1,490,000 $372,500 $4,157 2.69%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $1,470,000 $245,000 $1,876 2.79%
Pullman, WA (FHA|USDA|VA) 4 $1,470,000 $367,500 $2,695 2.66%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,465,000 $293,000 $2,917 2.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $1,445,000 $206,429 $2,519 2.95%
Sandpoint, ID (FHA|USDA|VA) 5 $1,425,000 $285,000 $3,125 2.73%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,410,000 $235,000 $2,336 2.83%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,400,000 $350,000 $2,154 3.34%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,365,000 $273,000 $3,464 2.70%
DECATUR, AL (FHA|USDA|VA) 5 $1,345,000 $269,000 $1,715 2.90%
Clearlake, CA (FHA|USDA|VA) 4 $1,330,000 $332,500 $2,156 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $1,310,000 $218,333 $5,437 2.73%
TWIN FALLS, ID (FHA|USDA|VA) 4 $1,300,000 $325,000 $2,643 2.81%
BINGHAMTON, NY (FHA|USDA|VA) 5 $1,295,000 $259,000 $7,265 3.00%
Los Alamos, NM (FHA|USDA|VA) 3 $1,285,000 $428,333 $2,674 2.63%
Brainerd, MN (FHA|USDA|VA) 5 $1,255,000 $251,000 $3,396 2.63%
Ontario, OR-ID (FHA|USDA|VA) 3 $1,245,000 $415,000 $5,288 2.79%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,632 2.68%
APPLETON, WI (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,187 2.98%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,880 2.53%
POCATELLO, ID (FHA|USDA|VA) 5 $1,205,000 $241,000 $2,762 3.00%
Aberdeen, WA (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,496 2.80%
Washington, NC (FHA|USDA|VA) 4 $1,190,000 $297,500 $2,051 2.91%
Jefferson, GA (FHA|USDA|VA) 4 $1,190,000 $297,500 $2,343 2.69%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $1,170,000 $292,500 $2,602 2.94%
Boone, NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $1,040 2.65%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,115,000 $371,667 $2,012 2.75%
Bennington, VT (FHA|USDA|VA) 3 $1,065,000 $355,000 $2,325 2.38%
Jackson, WY-ID (FHA|USDA|VA) 2 $1,050,000 $525,000 $3,437 2.88%
Roseburg, OR (FHA|USDA|VA) 3 $1,045,000 $348,333 $2,564 2.33%
Athens, TX (FHA|USDA|VA) 3 $1,045,000 $348,333 $5,496 2.79%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $1,025,000 $341,667 $1,835 2.54%
PITTSFIELD, MA (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,831 3.00%
Payson, AZ (FHA|USDA|VA) 3 $965,000 $321,667 $2,571 2.88%
LUBBOCK, TX (FHA|USDA|VA) 3 $955,000 $318,333 $3,681 2.92%
Alexander City, AL (FHA|USDA|VA) 2 $950,000 $475,000 $2,573 2.87%
MONROE, MI (FHA|USDA|VA) 3 $935,000 $311,667 $9,326 2.88%
LAWTON, OK (FHA|USDA|VA) 3 $925,000 $308,333 $1,899 2.54%
FLINT, MI (FHA|USDA|VA) 6 $910,000 $151,667 $1,979 3.00%
Barre, VT (FHA|USDA|VA) 3 $895,000 $298,333 $1,899 2.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $885,000 $295,000 $1,344 3.20%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $885,000 $295,000 $4,582 2.33%
Mountain Home, ID (FHA|USDA|VA) 3 $885,000 $295,000 $5,342 3.00%
MONROE, LA (FHA|USDA|VA) 3 $885,000 $295,000 $10,596 2.96%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $865,000 $173,000 $2,874 2.83%
Huntsville, TX (FHA|USDA|VA) 3 $865,000 $288,333 $4,883 2.79%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $860,000 $215,000 $3,333 2.66%
OWENSBORO, KY (FHA|USDA|VA) 3 $855,000 $285,000 $1,903 3.00%
Red Bluff, CA (FHA|USDA|VA) 3 $855,000 $285,000 $2,031 2.71%
Ukiah, CA (FHA|USDA|VA) 2 $850,000 $425,000 $2,217 2.81%
Sedalia, MO (FHA|USDA|VA) 5 $845,000 $169,000 $1,651 2.95%
GREAT FALLS, MT (FHA|USDA|VA) 3 $835,000 $278,333 $4,908 2.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $835,000 $278,333 $1,837 2.92%
Garden City, KS (FHA|USDA|VA) 2 $820,000 $410,000 $2,248 2.25%
RACINE, WI (FHA|USDA|VA) 3 $815,000 $271,667 $1,937 3.17%
Wapakoneta, OH (FHA|USDA|VA) 2 $810,000 $405,000 $1,454 2.25%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $810,000 $405,000 $2,475 2.44%
PEORIA, IL (FHA|USDA|VA) 3 $805,000 $268,333 $2,582 2.96%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $800,000 $400,000 $2,425 2.81%
BISMARCK, ND (FHA|USDA|VA) 2 $800,000 $400,000 $3,395 2.56%
Moses Lake, WA (FHA|USDA|VA) 2 $800,000 $400,000 $3,672 2.56%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $795,000 $265,000 $1,477 2.79%
Cedar City, UT (FHA|USDA|VA) 2 $790,000 $395,000 $2,184 3.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $790,000 $197,500 $3,916 2.81%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $785,000 $785,000 $6,309 3.00%
Chillicothe, OH (FHA|USDA|VA) 3 $785,000 $261,667 $2,749 3.21%
West Plains, MO (FHA|USDA|VA) 3 $785,000 $261,667 $1,823 2.92%
BURLINGTON, NC (FHA|USDA|VA) 3 $765,000 $255,000 $2,034 3.17%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $765,000 $255,000 $4,985 2.50%
NILES, MI (FHA|USDA|VA) 3 $765,000 $255,000 $1,996 2.71%
Moultrie, GA (FHA|USDA|VA) 2 $740,000 $370,000 $3,079 2.75%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $740,000 $370,000 $2,993 3.25%
Farmington, MO (FHA|USDA|VA) 2 $740,000 $370,000 $3,797 2.75%
DOTHAN, AL (FHA|USDA|VA) 3 $735,000 $245,000 $2,078 2.75%
PUEBLO, CO (FHA|USDA|VA) 3 $735,000 $245,000 $2,311 2.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $735,000 $245,000 $2,854 2.87%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $730,000 $365,000 $4,565 2.69%
IOWA CITY, IA (FHA|USDA|VA) 3 $725,000 $241,667 $1,989 2.67%
Whitewater, WI (FHA|USDA|VA) 3 $715,000 $238,333 $2,108 2.96%
Bardstown, KY (FHA|USDA|VA) 2 $710,000 $355,000 $6,266 2.75%
Frankfort, KY (FHA|USDA|VA) 2 $710,000 $355,000 $2,691 2.88%
Marshalltown, IA (FHA|USDA|VA) 3 $705,000 $235,000 $1,535 2.71%
Spearfish, SD (FHA|USDA|VA) 1 $705,000 $705,000 $1,074 2.75%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $705,000 $235,000 $2,981 3.42%
Enterprise, AL (FHA|USDA|VA) 3 $705,000 $235,000 $5,640 2.83%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $695,000 $231,667 $1,870 2.67%
Shawnee, OK (FHA|USDA|VA) 2 $690,000 $345,000 $3,344 2.87%
Oneonta, NY (FHA|USDA|VA) 3 $685,000 $228,333 $2,053 2.92%
Branson, MO (FHA|USDA|VA) 3 $685,000 $228,333 $1,681 2.67%
Warsaw, IN (FHA|USDA|VA) 2 $680,000 $340,000 $1,168 2.56%
Astoria, OR (FHA|USDA|VA) 2 $670,000 $335,000 $2,389 2.50%
Albertville, AL (FHA|USDA|VA) 2 $670,000 $335,000 $5,373 2.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $665,000 $221,667 $7,723 2.79%
ALBANY, GA (FHA|USDA|VA) 3 $665,000 $221,667 $2,241 2.79%
Moscow, ID (FHA|USDA|VA) 2 $660,000 $330,000 $2,369 2.88%
Kerrville, TX (FHA|USDA|VA) 2 $650,000 $325,000 $3,709 2.56%
Celina, OH (FHA|USDA|VA) 1 $645,000 $645,000 $3,118 2.25%
CHARLESTON, WV (FHA|USDA|VA) 2 $640,000 $320,000 $2,984 2.63%
Muskogee, OK (FHA|USDA|VA) 1 $635,000 $635,000 $3,651 2.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $635,000 $211,667 $3,677 2.66%
LEBANON, PA (FHA|USDA|VA) 2 $630,000 $315,000 $7,447 2.56%
LAS CRUCES, NM (FHA|USDA|VA) 2 $630,000 $315,000 $3,496 2.31%
LaGrange, GA-AL (FHA|USDA|VA) 2 $630,000 $315,000 $2,037 2.63%
GRAND ISLAND, NE (FHA|USDA|VA) 3 $625,000 $208,333 $1,558 3.04%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $610,000 $305,000 $1,607 2.56%
Gainesville, TX (FHA|USDA|VA) 2 $610,000 $305,000 $2,916 2.50%
TYLER, TX (FHA|USDA|VA) 2 $610,000 $305,000 $2,052 2.62%
Pella, IA (FHA|USDA|VA) 2 $610,000 $305,000 $6,428 2.50%
Athens, TN (FHA|USDA|VA) 3 $605,000 $201,667 $1,804 2.88%
Peru, IN (FHA|USDA|VA) 2 $600,000 $300,000 $2,547 2.75%
Brenham, TX (FHA|USDA|VA) 2 $600,000 $300,000 $2,183 2.56%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $600,000 $300,000 $3,358 2.69%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $595,000 $198,333 $3,043 3.08%
MANKATO, MN (FHA|USDA|VA) 1 $585,000 $585,000 $23,909 2.75%
DALTON, GA (FHA|USDA|VA) 3 $585,000 $195,000 $2,068 2.88%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $580,000 $290,000 $1,856 2.56%
ROCKFORD, IL (FHA|USDA|VA) 2 $580,000 $290,000 $2,057 2.69%
Statesboro, GA (FHA|USDA|VA) 2 $580,000 $290,000 $5,378 2.63%
Cornelia, GA (FHA|USDA|VA) 2 $580,000 $290,000 $2,848 2.88%
UTICA-ROME, NY (FHA|USDA|VA) 3 $575,000 $191,667 $2,466 2.79%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $560,000 $280,000 $1,416 2.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $550,000 $275,000 $2,421 2.81%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $545,000 $181,667 $1,476 2.92%
Scottsboro, AL (FHA|USDA|VA) 1 $545,000 $545,000 $3,734 2.88%
Newport, OR (FHA|USDA|VA) 1 $545,000 $545,000 $3,458 3.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $545,000 $545,000 $3,005 2.75%
Dayton, TN (FHA|USDA|VA) 1 $545,000 $545,000 $12,355 2.25%
Big Spring, TX (FHA|USDA|VA) 1 $535,000 $535,000 $4,624 2.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $530,000 $265,000 $2,217 2.88%
GRANTS PASS, OR (FHA|USDA|VA) 2 $530,000 $265,000 $2,538 2.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $510,000 $255,000 $2,314 2.81%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $505,000 $168,333 $1,722 3.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $500,000 $250,000 $1,463 2.31%
Blackfoot, ID (FHA|USDA|VA) 2 $500,000 $250,000 $2,366 3.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $500,000 $250,000 $1,288 2.50%
JACKSON, TN (FHA|USDA|VA) 2 $500,000 $250,000 $2,717 3.31%
Fairmont, WV (FHA|USDA|VA) 2 $490,000 $245,000 $5,162 2.75%
CASPER, WY (FHA|USDA|VA) 2 $490,000 $245,000 $1,839 2.44%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $490,000 $245,000 $5,944 3.31%
PINE BLUFF, AR (FHA|USDA|VA) 1 $485,000 $485,000 $3,296 2.25%
MORGANTOWN, WV (FHA|USDA|VA) 1 $475,000 $475,000 $3,354 2.75%
El Campo, TX (FHA|USDA|VA) 1 $465,000 $465,000 $4,427 2.88%
Fairmont, MN (FHA|USDA|VA) 1 $465,000 $465,000 $3,761 2.63%
Ruidoso, NM (FHA|USDA|VA) 2 $460,000 $230,000 $1,925 2.88%
LONGVIEW, TX (FHA|USDA|VA) 2 $460,000 $230,000 $5,524 3.00%
Holland, MI (FHA|USDA|VA) 2 $450,000 $225,000 $1,669 2.81%
Starkville, MS (FHA|USDA|VA) 2 $450,000 $225,000 $10,018 3.12%
Palestine, TX (FHA|USDA|VA) 1 $445,000 $445,000 $2,568 2.75%
Shelby, NC (FHA|USDA|VA) 1 $445,000 $445,000 $5,934 2.75%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $440,000 $220,000 $1,811 2.69%
FORT WAYNE, IN (FHA|USDA|VA) 2 $440,000 $220,000 $2,239 3.31%
Athens, OH (FHA|USDA|VA) 2 $430,000 $215,000 $4,374 3.19%
Ruston, LA (FHA|USDA|VA) 2 $430,000 $215,000 $2,345 2.94%
Centralia, WA (FHA|USDA|VA) 2 $420,000 $210,000 $3,411 2.75%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $420,000 $210,000 $6,540 2.25%
Lexington, NE (FHA|USDA|VA) 2 $420,000 $210,000 $6,386 3.63%
MUNCIE, IN (FHA|USDA|VA) 2 $420,000 $210,000 $2,852 3.00%
ITHACA, NY (FHA|USDA|VA) 1 $415,000 $415,000 $4,930 2.00%
The Dalles, OR (FHA|USDA|VA) 2 $410,000 $205,000 $3,001 3.56%
Rock Springs, WY (FHA|USDA|VA) 2 $410,000 $205,000 $2,484 3.00%
Cadillac, MI (FHA|USDA|VA) 1 $405,000 $405,000 $16,112 2.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $405,000 $405,000 $6,339 2.88%
GADSDEN, AL (FHA|USDA|VA) 2 $400,000 $200,000 $3,846 2.81%
DANVILLE, IL (FHA|USDA|VA) 2 $400,000 $200,000 $1,597 2.87%
GOLDSBORO, NC (FHA|USDA|VA) 2 $400,000 $200,000 $3,634 2.75%
McMinnville, TN (FHA|USDA|VA) 1 $395,000 $395,000 $912 2.38%
Auburn, NY (FHA|USDA|VA) 2 $390,000 $195,000 $3,248 2.31%
Corinth, MS (FHA|USDA|VA) 1 $385,000 $385,000 $2,947 2.25%
Mason City, IA (FHA|USDA|VA) 1 $375,000 $375,000 $1,334 2.63%
LOGAN, UT-ID (FHA|USDA|VA) 1 $375,000 $375,000 $1,303 2.88%
Fergus Falls, MN (FHA|USDA|VA) 1 $375,000 $375,000 $2,679 2.63%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $365,000 $365,000 $10,450 2.75%
Bemidji, MN (FHA|USDA|VA) 1 $365,000 $365,000 $3,115 2.75%
HINESVILLE, GA (FHA|USDA|VA) 2 $360,000 $180,000 $6,288 3.13%
Quincy, IL-MO (FHA|USDA|VA) 2 $360,000 $180,000 $5,076 2.75%
Central City, KY (FHA|USDA|VA) 1 $355,000 $355,000 $1,682 2.63%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $355,000 $355,000 $3,248 2.25%
Red Wing, MN (FHA|USDA|VA) 1 $355,000 $355,000 $1,311 2.75%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $355,000 $355,000 $2,010 2.25%
Plattsburgh, NY (FHA|USDA|VA) 2 $350,000 $175,000 $2,000 3.12%
Richmond-Berea, KY (FHA|USDA|VA) 1 $345,000 $345,000 $3,926 2.13%
Gillette, WY (FHA|USDA|VA) 1 $345,000 $345,000 $1,498 2.88%
Plainview, TX (FHA|USDA|VA) 1 $345,000 $345,000 $3,143 2.00%
Calhoun, GA (FHA|USDA|VA) 2 $340,000 $170,000 $1,755 3.50%
Norwalk, OH (FHA|USDA|VA) 1 $335,000 $335,000 $1,271 2.88%
Danville, VA (FHA|USDA|VA) 1 $335,000 $335,000 $4,697 2.88%
Willmar, MN (FHA|USDA|VA) 1 $335,000 $335,000 $1,278 2.25%
MORRISTOWN, TN (FHA|USDA|VA) 2 $330,000 $165,000 $2,602 2.81%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,765 2.88%
Greenwood, SC (FHA|USDA|VA) 1 $325,000 $325,000 $2,127 2.38%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $325,000 $325,000 $2,127 2.88%
Duncan, OK (FHA|USDA|VA) 1 $315,000 $315,000 $2,939 2.38%
BANGOR, ME (FHA|USDA|VA) 2 $310,000 $155,000 $3,002 3.38%
Grand Rapids, MN (FHA|USDA|VA) 1 $305,000 $305,000 $1,729 2.75%
Stillwater, OK (FHA|USDA|VA) 1 $305,000 $305,000 $4,077 2.75%
Cullman, AL (FHA|USDA|VA) 1 $305,000 $305,000 $1,430 2.88%
Huron, SD (FHA|USDA|VA) 1 $295,000 $295,000 $2,164 3.50%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $295,000 $295,000 $1,678 2.75%
Angola, IN (FHA|USDA|VA) 1 $295,000 $295,000 $4,528 2.88%
ROME, GA (FHA|USDA|VA) 1 $295,000 $295,000 $2,366 2.63%
Vincennes, IN (FHA|USDA|VA) 1 $295,000 $295,000 $2,298 2.75%
Danville, KY (FHA|USDA|VA) 1 $295,000 $295,000 $2,189 2.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $285,000 $285,000 $1,534 2.99%
Mount Pleasant, MI (FHA|USDA|VA) 1 $285,000 $285,000 $1,581 2.25%
LAREDO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $1,990 2.63%
Findlay, OH (FHA|USDA|VA) 1 $285,000 $285,000 $3,251 2.25%
DeRidder, LA (FHA|USDA|VA) 1 $275,000 $275,000 $12,697 2.75%
EspaƱola, NM (FHA|USDA|VA) 1 $275,000 $275,000 $3,267 3.00%
Pittsburg, KS (FHA|USDA|VA) 1 $265,000 $265,000 $2,789 3.13%
ODESSA, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,553 3.13%
Vineyard Haven, MA (FHA|USDA|VA) 1 $265,000 $265,000 $1,878 2.99%
VICTORIA, TX (FHA|USDA|VA) 1 $265,000 $265,000 $1,459 2.63%
Othello, WA (FHA|USDA|VA) 1 $255,000 $255,000 $6,375 2.88%
HAMMOND, LA (FHA|USDA|VA) 1 $255,000 $255,000 $1,578 3.38%
FARMINGTON, NM (FHA|USDA|VA) 1 $255,000 $255,000 $1,232 2.75%
La Grande, OR (FHA|USDA|VA) 1 $255,000 $255,000 $2,088 3.00%
Riverton, WY (FHA|USDA|VA) 1 $255,000 $255,000 $1,923 2.88%
Marion, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,005 2.88%
Coos Bay, OR (FHA|USDA|VA) 1 $255,000 $255,000 $1,697 2.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $255,000 $255,000 $1,644 2.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $250,000 $125,000 $2,208 2.88%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $245,000 $245,000 $667 2.75%
Corning, NY (FHA|USDA|VA) 1 $245,000 $245,000 $1,866 2.88%
Henderson, NC (FHA|USDA|VA) 1 $245,000 $245,000 $1,994 2.99%
Williston, ND (FHA|USDA|VA) 1 $245,000 $245,000 $2,391 2.50%
Taos, NM (FHA|USDA|VA) 1 $245,000 $245,000 $2,257 2.13%
New Castle, PA (FHA|USDA|VA) 2 $240,000 $120,000 $3,608 3.19%
Bartlesville, OK (FHA|USDA|VA) 1 $235,000 $235,000 $6,416 2.75%
Silver City, NM (FHA|USDA|VA) 1 $235,000 $235,000 $3,510 2.75%
Malone, NY (FHA|USDA|VA) 1 $235,000 $235,000 $1,987 2.88%
Ada, OK (FHA|USDA|VA) 1 $235,000 $235,000 $1,830 2.63%
Minden, LA (FHA|USDA|VA) 1 $235,000 $235,000 $3,081 3.13%
West Point, MS (FHA|USDA|VA) 1 $235,000 $235,000 $3,501 3.25%
Dyersburg, TN (FHA|USDA|VA) 1 $225,000 $225,000 $1,942 2.75%
Safford, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $4,102 3.25%
Roswell, NM (FHA|USDA|VA) 1 $225,000 $225,000 $3,720 2.50%
GREENVILLE, NC (FHA|USDA|VA) 1 $225,000 $225,000 $1,668 2.88%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $225,000 $225,000 $1,906 2.88%
Owatonna, MN (FHA|USDA|VA) 1 $215,000 $215,000 $2,425 2.88%
Marion, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,615 2.99%
Huntington, IN (FHA|USDA|VA) 2 $210,000 $105,000 $1,548 3.44%
Tupelo, MS (FHA|USDA|VA) 1 $205,000 $205,000 $1,723 2.88%
Jesup, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,580 2.75%
Tahlequah, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,420 2.75%
Russellville, AR (FHA|USDA|VA) 1 $195,000 $195,000 $84 2.75%
Uvalde, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,271 2.25%
Lewisburg, PA (FHA|USDA|VA) 1 $195,000 $195,000 $2,226 2.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,320 2.75%
Rockingham, NC (FHA|USDA|VA) 1 $195,000 $195,000 $1,070 2.88%
Orangeburg, SC (FHA|USDA|VA) 1 $195,000 $195,000 $8,390 2.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $1,371 3.13%
Marietta, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,582 2.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,904 3.13%
Vernal, UT (FHA|USDA|VA) 1 $185,000 $185,000 $1,350 2.99%
Lake City, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,224 3.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,086 3.13%
Ozark, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,180 2.25%
Waycross, GA (FHA|USDA|VA) 1 $185,000 $185,000 $8,858 2.75%
Mount Airy, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,475 3.25%
Bluffton, IN (FHA|USDA|VA) 1 $175,000 $175,000 $951 2.75%
Oxford, MS (FHA|USDA|VA) 1 $175,000 $175,000 $5,287 2.50%
Ashland, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,620 2.25%
Jasper, AL (FHA|USDA|VA) 1 $175,000 $175,000 $2,078 3.75%
Kearney, NE (FHA|USDA|VA) 1 $175,000 $175,000 $1,723 3.49%
Stevens Point, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,422 2.75%
Crossville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $1,068 2.88%
Jacksonville, IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,978 2.75%
Fort Payne, AL (FHA|USDA|VA) 1 $165,000 $165,000 $1,699 2.75%
Palatka, FL (FHA|USDA|VA) 1 $165,000 $165,000 $4,733 2.75%
Hutchinson, KS (FHA|USDA|VA) 1 $155,000 $155,000 $1,496 2.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $155,000 $155,000 $1,494 2.50%
Richmond, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,456 3.25%
Ottawa, IL (FHA|USDA|VA) 1 $145,000 $145,000 $1,600 3.00%
Crescent City, CA (FHA|USDA|VA) 1 $145,000 $145,000 $1,318 2.99%
FLORENCE, SC (FHA|USDA|VA) 1 $145,000 $145,000 $1,240 2.63%
Effingham, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,178 3.00%
Somerset, PA (FHA|USDA|VA) 1 $135,000 $135,000 $4,764 3.00%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,552 2.88%
ALTOONA, PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,461 3.63%
Winnemucca, NV (FHA|USDA|VA) 1 $135,000 $135,000 $2,428 2.50%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $125,000 $125,000 $4,075 2.99%
CaƱon City, CO (FHA|USDA|VA) 1 $125,000 $125,000 $1,287 2.63%
Price, UT (FHA|USDA|VA) 1 $125,000 $125,000 $2,563 2.88%
Kinston, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,505 2.88%
Austin, MN (FHA|USDA|VA) 1 $115,000 $115,000 $777 2.75%
Thomaston, GA (FHA|USDA|VA) 1 $105,000 $105,000 $1,549 3.13%
SAGINAW, MI (FHA|USDA|VA) 1 $95,000 $95,000 $4,120 3.25%
Sunbury, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,677 3.88%
JACKSON, MI (FHA|USDA|VA) 1 $85,000 $85,000 $1,063 3.38%
Dixon, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,184 3.50%
Albemarle, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,638 2.99%
Shelbyville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,557 3.25%
Portales, NM (FHA|USDA|VA) 1 $75,000 $75,000 $3,867 2.25%
McPherson, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,092 3.49%
St. Marys, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,323 3.50%
Nbkc Bank's top markets include Kansas City, Seattle, Washington, Los Angeles, and New York among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 14,463 $5,069,755,000 $350,533 $2,604 2.83%
    VA 3,817 $1,550,355,000 $406,171 $5,760 2.50%
    FHA 84 $24,130,000 $287,262 $8,037 2.92%

    For 2021, Nbkc Bank's most frequently originated type of loan was Conventional, with 14,463 originations. Their 2nd most popular type was VA, with 3,817 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 8,770 $3,053,240,000 $348,146 $2,219 2.68%
    Home Purchase 4,878 $1,872,560,000 $383,879 $5,421 2.81%
    Cash Out Refi 4,683 $1,709,255,000 $364,991 $3,065 2.86%
    Home Improvement 33 $9,185,000 $278,333 $2,741 3.10%

    For 2021, Nbkc Bank's most frequently cited loan purpose was Refi, with 8,770 originations. The 2nd most popular reason was Home Purchase, with 4,878 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 14,761 $5,536,985,000 $375,109 $3,549 2.84%
    15 Year 2,924 $884,130,000 $302,370 $2,209 2.38%
    20 Year 566 $180,940,000 $319,682 $2,142 2.73%
    Other 72 $24,740,000 $343,611 $2,231 2.80%
    10 Year 30 $6,980,000 $232,667 $2,238 2.47%
    5 Year 8 $8,770,000 $1,096,250 $0 4.14%
    1 Year 2 $220,000 $110,000 $0 4.38%
    3 Year 1 $1,475,000 $1,475,000 $0 3.85%

    For 2021, Nbkc Bank's most frequently cited loan duration was 30 Year, with 14,761 originations. The 2nd most popular length was 15 Year, with 2,924 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 14,854 $5,361,030,000 $360,915
    $1k-2k 1,822 $613,280,000 $336,597
    $2k-3k 794 $276,980,000 $348,841
    $3k-4k 393 $147,855,000 $376,221
    $5k+ 288 $149,360,000 $518,611
    $4k-5k 192 $80,940,000 $421,563

    Nbkc Bank's average total fees were $3,549, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 14,854 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 10,694 $3,908,250,000 $365,462
    <2.5% 4,889 $1,885,855,000 $385,734
    3-4% 2,695 $829,955,000 $307,961
    4-5% 84 $19,980,000 $237,857
    5-6% 1 $125,000 $125,000
    6-7% 1 $75,000 $75,000

    During 2021, Nbkc Bank's average interest rate for loans was 2.84%, while their most frequently originated rate bucket for loans was 2.5-3%, with 10,694 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 9,442 $2,826,510,000 $299,355 $2,944 2.76%
    $400k-600k 5,517 $2,649,105,000 $480,171 $3,636 2.67%
    $100k-200k 2,214 $360,920,000 $163,017 $2,393 2.96%
    $600k-1MM 978 $697,280,000 $712,965 $5,898 2.78%
    $100,000 or less 135 $11,235,000 $83,222 $2,489 3.29%
    $1MM+ 78 $99,190,000 $1,271,667 $14,315 2.61%

    2021 saw Nbkc Bank place emphasis on $200k-400k loans with 9,442 originations, totaling $2,826,510,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 5,301 $1,955,565,000 $368,905 $3,416 2.78%
    $150k-250k 4,222 $1,784,900,000 $422,762 $3,336 2.75%
    $75k-100k 2,962 $921,290,000 $311,036 $3,405 2.81%
    $50k-75k 2,204 $566,630,000 $257,092 $3,199 2.87%
    $250k+ 1,386 $652,130,000 $470,512 $3,414 2.71%
    $50k or less 656 $122,440,000 $186,646 $2,751 3.00%

    Nbkc Bank lent most frequently to those with incomes in the $100k-150k range, with 5,301 originations. The second most popular income band? $150k-250k, with 4,222 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,411 $1,527,645,000 $346,326 $2,886 2.76%
    30-36% 3,237 $1,178,675,000 $364,126 $3,284 2.80%
    <20% 1,717 $552,715,000 $321,907 $2,469 2.72%
    44% 590 $208,600,000 $353,559 $3,473 2.92%
    37% 583 $214,985,000 $368,756 $3,388 2.82%
    41% 558 $209,720,000 $375,842 $3,751 2.86%
    40% 551 $201,585,000 $365,853 $3,656 2.86%
    38% 549 $198,475,000 $361,521 $3,522 2.82%
    36% 547 $201,275,000 $367,962 $3,455 2.82%
    42% 543 $196,515,000 $361,906 $3,427 2.85%
    43% 534 $197,270,000 $369,419 $3,464 2.83%
    45% 522 $192,570,000 $368,908 $3,590 2.84%
    39% 521 $193,735,000 $371,852 $3,560 2.80%
    50-60% 422 $180,480,000 $427,678 $7,634 2.63%
    46% 374 $137,990,000 $368,957 $3,786 2.81%
    47% 363 $139,515,000 $384,339 $3,940 2.77%
    49% 362 $137,340,000 $379,392 $3,808 2.80%
    48% 330 $125,490,000 $380,273 $3,826 2.81%
    >60% 19 $8,405,000 $442,368 $8,933 2.56%

    Nbkc Bank lent most frequently to those with DTI ratios of 20-30%, with 4,411 originations. The next most common DTI ratio? 30-36%, with 3,237 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,045 $4,628,785,000 $354,832 $3,275 2.76%
    Not provided 2,690 $1,014,470,000 $377,126 $3,255 2.77%
    Asian 1,763 $690,655,000 $391,750 $3,231 2.74%
    Black 747 $255,685,000 $342,282 $3,735 2.80%
    Native Hawaiian or Islander 38 $15,640,000 $411,579 $3,250 2.83%
    American Indian 35 $13,685,000 $391,000 $2,761 2.65%
    Not applicable 14 $12,500,000 $892,857 $0 4.34%
    Asian Indian 9 $3,365,000 $373,889 $2,354 2.89%
    Filipino 7 $3,095,000 $442,143 $3,461 2.80%
    Korean 5 $1,915,000 $383,000 $4,936 2.78%
    Chinese 4 $1,490,000 $372,500 $2,817 2.88%
    Other Asian 2 $950,000 $475,000 $2,324 2.50%
    Vietnamese 2 $900,000 $450,000 $4,655 2.81%
    Other Pacific Islander 2 $680,000 $340,000 $1,539 2.63%
    Guamanian 1 $425,000 $425,000 $1,292 2.63%

    Approval Rates

    Total approvals of all applications
    95.24%

    Nbkc Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    68.97%

    Nbkc Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 18,364 $6,644,240,000 $361,808

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    18,364 $6,644,240,000 $361,808

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 882 $242,530,000 $274,977 $2,323 2.74%
    40-60% 4,108 $1,391,430,000 $338,712 $2,259 2.72%
    60-80% 7,123 $2,601,665,000 $365,248 $2,721 2.85%
    80-100% 5,623 $2,165,365,000 $385,091 $3,985 2.70%
    Over 100% 557 $227,125,000 $407,765 $12,609 2.55%
    Under 20% 71 $16,125,000 $227,113 $2,558 2.83%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Nbkc Bank 10700 Nall Ave Overland Park, KS 66211 Full Service B&M $295,948
    Nbkc Bank 3510 W 95th Street Leawood, KS 66206 Full Service B&M $111,697
    Nbkc Bank 8320 Ward Parkway Kansas City, MO 64114 Full Service B&M $397,029
    Nbkc Bank 9750 North Ash Avenue Kansas City, MO 64157 Full Service B&M $81,441

    For 2021, Nbkc Bank had 4 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $21,005
    Net interest income $17,676
    Total noninterest income $178,171
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $92
    Trading account gains and fees $0
    Additional Noninterest Income $178,079
    Pre-tax net operating income $49,161
    Securities gains (or losses, -) $16
    Income before extraordinary items $48,572
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $48,572
    Minority interest net income $0
    Net income $48,572
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $48,556

    Nbkc Bank's gross interest income from loans was $21,005,000.
    Nbkc Bank's net interest income from loans was $17,676,000.
    Nbkc Bank's fee based income from loans was $92,000.
    Nbkc Bank's net income from loans was $48,572,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $3,329
    Provision for credit losses $-825
    Total noninterest expense $147,511
    Salaries and employee benefits $91,694
    Premises and equipment expense $6,348
    Additional noninterest expense $49,469
    Applicable income taxes $605
    Net charge-offs $-58
    Cash dividends $48,855

    Nbkc Bank's interest expense for loans was $3,329,000.
    Nbkc Bank's payroll and benefits expense were $91,694,000.
    Nbkc Bank's property, plant and equipment expenses $6,348,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 3.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $840,527
    Deposits held in domestic offices $840,527
    Deposits by Individuals, partnerships, and corporations $839,103
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $1,424
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $452,134
    Demand deposits $345,392
    Nontransaction accounts $388,393
    Money market deposit accounts (MMDAs) $267,326
    Other savings deposits (excluding MMDAs) $5,288
    Total time deposits $115,779
    Total time and savings deposits $495,135
    Noninterest-bearing deposits $332,501
    Interest-bearing deposits $508,026
    Retail deposits $817,198
    IRAs and Keogh plan accounts $21,810
    Brokered deposits $9,413
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,041,605
    Cash & Balances due from depository institutions $295,552
    Interest-bearing balances $293,356
    Total securities $84,604
    Federal funds sold & reverse repurchase $0
    Net loans and leases $548,292
    Loan and leases loss allowance $9,421
    Trading account assets $0
    Bank premises and fixed assets $7,833
    Other real estate owned $0
    Goodwill and other intangibles $34,988
    All other assets $70,336

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,041,605
    Total Liabilities $883,927
    Total deposits $840,527
    Interest-bearing deposits $508,026
    Deposits held in domestic offices $840,527
    % insured (estimated) $82
    Federal funds purchased and repurchase agreements $4,850
    Trading liabilities $0
    Other borrowed funds $20,000
    Subordinated debt $0
    All other liabilities $18,550

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $548,292
    Loan and leases loss allowance $9,421
    Total loans and leases (domestic) $557,713
    All real estate loans $515,207
    Real estate loans in domestic offices $515,207
    Construction and development loans $67,373
    Residential 1-4 family construction $39,480
    Other construction, all land development and other land $27,893
    Loans secured by nonfarm nonresidential properties $140,017
    Nonfarm nonresidential secured by owner-occupied properties $27,555
    Commercial real estate & other non-farm, non-residential $112,462
    Multifamily residential real estate $22,519
    1-4 family residential loans $285,298
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $57
    Commercial and industrial loans $27,471
    To non-U.S. addressees $0
    Loans to individuals $11,472
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $274
    Other loans to individuals $11,198
    All other loans & leases $3,506
    Loans to foreign governments and official institutions $0
    Other loans $276
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $408
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    NBKC BANK had $548,292,000 of loans outstanding in 2021. $515,207,000 of loans were in real estate loans. $67,373,000 of loans were in development loans. $22,519,000 of loans were in multifamily mortgage loans. $285,298,000 of loans were in 1-4 family mortgage loans. $57,000 of loans were in farm loans. $0 of loans were in credit card loans. $274,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 53 $20,371 $384,358
    Nonfarm, nonresidential loans - <$100k 4 $154 $38,500
    Nonfarm, nonresidential loans - $100-250k 11 $1,214 $110,364
    Nonfarm, nonresidential loans - $250k-1MM 38 $19,003 $500,079
    Commercial & Industrial, US addressed loans - <$1MM 248 $19,244 $77,597
    Commercial & Industrial, US addressed loans - <$100k 144 $3,757 $26,090
    Commercial & Industrial, US addressed loans - $100-250k 74 $5,903 $79,770
    Commercial & Industrial, US addressed loans - $250k-1MM 30 $9,584 $319,467