Pentagon Federal Credit Union Mortgage Rates, Fees & Info

McLean, VA

LEI: 549300FX7K8PTEQUU487

Tax ID: 53-0197038

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Pentagon Federal Credit Union is a small credit union specializing in Home Purchase loans. Pentagon Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Washington, Los Angeles, Dallas, Baltimore, and New York among others. We have data for 559 markets. (Some data included below & more in-depth data is available with an active subscription.)

Pentagon Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Pentagon Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.66% 12/17/24
30 Year Conventional Purchase 6.28% 12/17/24
30 Year Conventional Refi 6.20% 12/17/24
30 Year Cash-out Refi 6.45% 12/17/24
30 Year FHA Purchase 6.83% 12/17/24
30 Year FHA Refi 6.64% 12/17/24
30 Year VA Purchase 5.64% 12/17/24
30 Year VA Refi 5.42% 12/17/24
15 Year Conventional Purchase 5.72% 12/17/24
15 Year Conventional Refi 5.76% 12/17/24
15 Year Cash-out Refi 5.76% 12/17/24
15 Year FHA Purchase 5.68% 12/17/24
15 Year FHA Refi 6.09% 12/17/24
15 Year VA Purchase 5.65% 12/17/24
15 Year VA Refi 5.37% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Pentagon Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Pentagon Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

13,700

Origination Dollar Volume (All Markets)

$2,178,870,000
Show all (63) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,211 $396,495,000 $179,328 $2,626 4.92%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 751 $140,225,000 $186,718 $1,818 5.06%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 619 $137,035,000 $221,381 $3,646 4.55%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 416 $81,360,000 $195,577 $3,059 4.77%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 495 $78,945,000 $159,485 $2,775 5.08%
Outside of Metro Areas 371 $71,555,000 $192,871 $5,550 4.55%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 317 $64,975,000 $204,968 $1,303 5.06%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 323 $51,065,000 $158,096 $3,780 4.93%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 401 $50,215,000 $125,224 $2,344 4.99%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 214 $46,380,000 $216,729 $2,754 4.90%
WICHITA, KS (FHA|USDA|VA) 243 $40,995,000 $168,704 $2,632 4.37%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 347 $40,685,000 $117,248 $1,890 5.13%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 207 $35,375,000 $170,894 $1,998 5.14%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 116 $30,250,000 $260,776 $3,247 4.88%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 200 $28,040,000 $140,200 $1,997 5.08%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 216 $25,990,000 $120,324 $2,725 4.96%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 163 $24,115,000 $147,945 $2,941 4.82%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 173 $21,865,000 $126,387 $2,654 4.95%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 148 $21,070,000 $142,365 $3,015 4.98%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 183 $20,725,000 $113,251 $1,370 5.26%
RICHMOND, VA (FHA|USDA|VA) 111 $20,695,000 $186,441 $2,916 4.62%
SALISBURY, MD-DE (FHA|USDA|VA) 88 $19,770,000 $224,659 $3,393 4.49%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 118 $18,310,000 $155,169 $2,990 4.91%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 110 $18,250,000 $165,909 $2,738 5.04%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 104 $17,000,000 $163,462 $3,337 4.65%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 98 $16,300,000 $166,327 $2,348 5.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 130 $16,260,000 $125,077 $2,377 4.92%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 126 $16,250,000 $128,968 $1,479 5.24%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 107 $16,085,000 $150,327 $5,907 4.24%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 98 $14,590,000 $148,878 $3,004 4.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 112 $14,390,000 $128,482 $2,672 4.97%
COLORADO SPRINGS, CO (FHA|USDA|VA) 94 $13,500,000 $143,617 $2,039 5.04%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 64 $12,200,000 $190,625 $2,314 5.09%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 70 $11,970,000 $171,000 $3,203 4.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 76 $11,940,000 $157,105 $3,130 4.88%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 54 $10,800,000 $200,000 $2,505 4.88%
JACKSONVILLE, FL (FHA|USDA|VA) 68 $10,750,000 $158,088 $3,621 4.86%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 58 $9,780,000 $168,621 $2,051 4.80%
URBAN HONOLULU, HI (FHA|USDA|VA) 56 $9,200,000 $164,286 $3,089 4.88%
RENO, NV (FHA|USDA|VA) 42 $9,010,000 $214,524 $3,003 5.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 75 $8,825,000 $117,667 $2,265 4.71%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 89 $8,395,000 $94,326 $1,886 4.99%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 77 $8,035,000 $104,351 $2,292 4.68%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 49 $8,015,000 $163,571 $2,759 4.85%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 45 $7,795,000 $173,222 $2,730 4.91%
KANSAS CITY, MO-KS (FHA|USDA|VA) 67 $7,165,000 $106,940 $1,332 5.04%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 46 $6,800,000 $147,826 $3,351 4.88%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 50 $6,660,000 $133,200 $2,158 4.85%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 47 $6,585,000 $140,106 $2,959 4.92%
ST. LOUIS, MO-IL (FHA|USDA|VA) 50 $5,970,000 $119,400 $2,893 4.74%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 37 $5,495,000 $148,514 $3,811 4.61%
FAYETTEVILLE, NC (FHA|USDA|VA) 64 $5,210,000 $81,406 $1,804 4.92%
PITTSBURGH, PA (FHA|USDA|VA) 50 $5,100,000 $102,000 $2,276 4.93%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 36 $5,020,000 $139,444 $2,380 5.09%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 41 $5,015,000 $122,317 $2,479 4.98%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 29 $4,925,000 $169,828 $1,730 4.78%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 29 $4,795,000 $165,345 $2,633 4.84%
VALLEJO, CA (FHA|USDA|VA) 36 $4,630,000 $128,611 $3,204 5.31%
ALBUQUERQUE, NM (FHA|USDA|VA) 32 $4,620,000 $144,375 $3,435 4.47%
HUNTSVILLE, AL (FHA|USDA|VA) 34 $4,530,000 $133,235 $2,345 4.81%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 36 $4,490,000 $124,722 $2,911 4.78%
OKLAHOMA CITY, OK (FHA|USDA|VA) 35 $4,475,000 $127,857 $3,262 4.86%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 35 $4,425,000 $126,429 $3,003 4.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 29 $4,405,000 $151,897 $2,147 4.87%
SALINAS, CA (FHA|USDA|VA) 21 $4,375,000 $208,333 $2,801 4.97%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 24 $4,260,000 $177,500 $2,806 4.76%
BOISE CITY, ID (FHA|USDA|VA) 26 $4,240,000 $163,077 $2,778 4.82%
TUCSON, AZ (FHA|USDA|VA) 43 $4,235,000 $98,488 $2,187 5.04%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 41 $4,115,000 $100,366 $3,201 4.97%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 45 $4,065,000 $90,333 $1,670 4.97%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 37 $4,025,000 $108,784 $2,302 4.76%
WINCHESTER, VA-WV (FHA|USDA|VA) 24 $3,890,000 $162,083 $4,805 4.79%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 29 $3,805,000 $131,207 $2,823 5.17%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 27 $3,735,000 $138,333 $1,682 5.02%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 40 $3,700,000 $92,500 $3,295 5.02%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 13 $3,625,000 $278,846 $1,340 5.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 45 $3,575,000 $79,444 $1,296 5.20%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 18 $3,480,000 $193,333 $3,523 4.72%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 26 $3,310,000 $127,308 $1,657 5.15%
WORCESTER, MA-CT (FHA|USDA|VA) 19 $3,105,000 $163,421 $3,811 4.89%
BOULDER, CO (FHA|USDA|VA) 18 $3,080,000 $171,111 $1,358 4.68%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 25 $3,075,000 $123,000 $4,040 4.84%
KNOXVILLE, TN (FHA|USDA|VA) 19 $2,985,000 $157,105 $3,142 4.71%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 31 $2,945,000 $95,000 $1,448 4.92%
COLUMBUS, OH (FHA|USDA|VA) 34 $2,920,000 $85,882 $2,676 4.90%
COLUMBIA, SC (FHA|USDA|VA) 25 $2,905,000 $116,200 $2,870 4.82%
WILMINGTON, NC (FHA|USDA|VA) 15 $2,865,000 $191,000 $2,911 4.88%
STOCKTON, CA (FHA|USDA|VA) 25 $2,785,000 $111,400 $744 5.35%
Heber, UT (FHA|USDA|VA) 7 $2,665,000 $380,714 $1,836 4.98%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 27 $2,645,000 $97,963 $2,030 4.98%
TULSA, OK (FHA|USDA|VA) 18 $2,620,000 $145,556 $3,446 4.86%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 21 $2,605,000 $124,048 $1,302 4.70%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 29 $2,555,000 $88,103 $1,550 5.08%
BEND, OR (FHA|USDA|VA) 17 $2,555,000 $150,294 $4,463 4.86%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 16 $2,500,000 $156,250 $4,866 4.68%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 15 $2,415,000 $161,000 $3,015 4.84%
ROANOKE, VA (FHA|USDA|VA) 14 $2,360,000 $168,571 $5,274 4.40%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $2,355,000 $157,000 $2,658 4.13%
ASHEVILLE, NC (FHA|USDA|VA) 14 $2,340,000 $167,143 $2,195 4.84%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 16 $2,300,000 $143,750 $2,765 4.40%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 13 $2,295,000 $176,538 $3,036 4.85%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 14 $2,290,000 $163,571 $6,650 4.18%
PORT ST. LUCIE, FL (FHA|USDA|VA) 20 $2,160,000 $108,000 $1,082 5.12%
DAYTON-KETTERING, OH (FHA|USDA|VA) 23 $2,155,000 $93,696 $2,740 4.76%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 15 $2,145,000 $143,000 $3,460 4.69%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 17 $2,115,000 $124,412 $3,103 4.92%
EAST STROUDSBURG, PA (FHA|USDA|VA) 20 $2,110,000 $105,500 $3,158 4.71%
AKRON, OH (FHA|USDA|VA) 13 $2,085,000 $160,385 $3,965 5.00%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 14 $2,080,000 $148,571 $1,416 5.00%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 19 $2,075,000 $109,211 $1,097 5.23%
READING, PA (FHA|USDA|VA) 12 $2,040,000 $170,000 $4,062 4.98%
Kill Devil Hills, NC (FHA|USDA|VA) 7 $2,035,000 $290,714 $5,275 4.36%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $2,000,000 $142,857 $3,069 4.74%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 11 $1,995,000 $181,364 $2,124 5.10%
LOUISVILLE, KY (FHA|USDA|VA) 18 $1,980,000 $110,000 $2,509 4.95%
BATON ROUGE, LA (FHA|USDA|VA) 16 $1,920,000 $120,000 $2,148 5.01%
SAVANNAH, GA (FHA|USDA|VA) 16 $1,860,000 $116,250 $2,831 4.89%
SANTA FE, NM (FHA|USDA|VA) 8 $1,840,000 $230,000 $3,763 5.17%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 11 $1,825,000 $165,909 $698 5.05%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 12 $1,810,000 $150,833 $1,564 5.01%
Easton, MD (FHA|USDA|VA) 7 $1,805,000 $257,857 $7,143 4.61%
LANCASTER, PA (FHA|USDA|VA) 11 $1,775,000 $161,364 $2,694 4.52%
FORT COLLINS, CO (FHA|USDA|VA) 12 $1,770,000 $147,500 $3,855 4.90%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 10 $1,770,000 $177,000 $4,093 5.01%
PROVO-OREM, UT (FHA|USDA|VA) 19 $1,765,000 $92,895 $536 5.49%
WENATCHEE, WA (FHA|USDA|VA) 7 $1,735,000 $247,857 $4,881 4.55%
Key West, FL (FHA|USDA|VA) 5 $1,705,000 $341,000 $6,628 4.73%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 13 $1,705,000 $131,154 $3,905 4.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 12 $1,690,000 $140,833 $2,627 5.02%
LYNCHBURG, VA (FHA|USDA|VA) 13 $1,655,000 $127,308 $1,947 4.97%
ANN ARBOR, MI (FHA|USDA|VA) 17 $1,655,000 $97,353 $1,662 4.89%
VISALIA, CA (FHA|USDA|VA) 12 $1,620,000 $135,000 $2,112 4.87%
GAINESVILLE, FL (FHA|USDA|VA) 10 $1,600,000 $160,000 $6,450 4.81%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 15 $1,575,000 $105,000 $1,583 4.75%
Brainerd, MN (FHA|USDA|VA) 3 $1,565,000 $521,667 $5,723 4.25%
ROCHESTER, NY (FHA|USDA|VA) 16 $1,540,000 $96,250 $3,609 4.92%
CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $1,495,000 $135,909 $3,295 4.69%
OCALA, FL (FHA|USDA|VA) 11 $1,475,000 $134,091 $3,603 4.64%
BURLINGTON, NC (FHA|USDA|VA) 9 $1,465,000 $162,778 $4,191 4.42%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $1,460,000 $104,286 $2,211 5.06%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $1,450,000 $145,000 $3,495 4.66%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $1,450,000 $145,000 $3,005 4.93%
COLUMBUS, GA-AL (FHA|USDA|VA) 12 $1,440,000 $120,000 $2,639 5.04%
WINSTON-SALEM, NC (FHA|USDA|VA) 15 $1,435,000 $95,667 $2,223 4.66%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 9 $1,435,000 $159,444 $2,577 4.27%
GAINESVILLE, GA (FHA|USDA|VA) 9 $1,435,000 $159,444 $1,510 4.71%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 9 $1,425,000 $158,333 $2,903 4.37%
SUMTER, SC (FHA|USDA|VA) 8 $1,420,000 $177,500 $3,259 4.45%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 17 $1,415,000 $83,235 $2,519 5.30%
LINCOLN, NE (FHA|USDA|VA) 9 $1,415,000 $157,222 $2,682 4.74%
BAKERSFIELD, CA (FHA|USDA|VA) 18 $1,410,000 $78,333 $1,083 5.31%
JACKSON, MS (FHA|USDA|VA) 7 $1,395,000 $199,286 $6,473 4.71%
SPRINGFIELD, MA (FHA|USDA|VA) 9 $1,395,000 $155,000 $4,326 4.58%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 13 $1,365,000 $105,000 $1,474 5.17%
TALLAHASSEE, FL (FHA|USDA|VA) 12 $1,360,000 $113,333 $2,050 4.97%
SALEM, OR (FHA|USDA|VA) 7 $1,345,000 $192,143 $5,264 4.81%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 10 $1,330,000 $133,000 $1,183 4.71%
Edwards, CO (FHA|USDA|VA) 3 $1,295,000 $431,667 $1,891 4.58%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $1,290,000 $107,500 $2,367 5.03%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 7 $1,285,000 $183,571 $2,960 4.50%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $1,270,000 $158,750 $8,256 4.98%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $1,225,000 $175,000 $1,553 5.32%
Sevierville, TN (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,831 4.69%
SYRACUSE, NY (FHA|USDA|VA) 10 $1,220,000 $122,000 $2,481 4.96%
Hilo, HI (FHA|USDA|VA) 9 $1,205,000 $133,889 $7,096 4.43%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 14 $1,200,000 $85,714 $3,670 4.89%
MODESTO, CA (FHA|USDA|VA) 14 $1,190,000 $85,000 $0 5.42%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $1,190,000 $198,333 $863 4.70%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $1,160,000 $290,000 $6,925 4.84%
Boone, NC (FHA|USDA|VA) 5 $1,155,000 $231,000 $1,980 4.92%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 11 $1,105,000 $100,455 $2,377 5.24%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $1,105,000 $157,857 $2,097 4.63%
SPARTANBURG, SC (FHA|USDA|VA) 11 $1,105,000 $100,455 $4,727 4.71%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 12 $1,090,000 $90,833 $1,493 5.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 10 $1,080,000 $108,000 $3,936 5.05%
LAFAYETTE, LA (FHA|USDA|VA) 7 $1,065,000 $152,143 $3,134 4.98%
OCEAN CITY, NJ (FHA|USDA|VA) 7 $1,055,000 $150,714 $2,662 4.70%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 6 $1,040,000 $173,333 $2,224 5.29%
PUNTA GORDA, FL (FHA|USDA|VA) 12 $1,040,000 $86,667 $1,313 4.83%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 5 $1,035,000 $207,000 $5,514 4.50%
ANCHORAGE, AK (FHA|USDA|VA) 9 $1,015,000 $112,778 $4,805 4.88%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,010,000 $168,333 $4,728 5.02%
MIDLAND, TX (FHA|USDA|VA) 4 $990,000 $247,500 $6,172 4.50%
Georgetown, SC (FHA|USDA|VA) 5 $965,000 $193,000 $3,071 4.15%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 9 $945,000 $105,000 $3,337 4.94%
PONCE, PR (FHA|USDA|VA) 6 $930,000 $155,000 $6,348 4.21%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $920,000 $115,000 $5,053 5.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $915,000 $183,000 $8,075 4.28%
PANAMA CITY, FL (FHA|USDA|VA) 9 $915,000 $101,667 $1,795 4.94%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $895,000 $179,000 $2,390 4.62%
Granbury, TX (FHA|USDA|VA) 6 $890,000 $148,333 $2,740 4.47%
JACKSONVILLE, NC (FHA|USDA|VA) 7 $885,000 $126,429 $2,853 4.88%
Arecibo, PR (FHA|USDA|VA) 7 $885,000 $126,429 $6,071 4.09%
FRESNO, CA (FHA|USDA|VA) 11 $865,000 $78,636 $736 5.54%
GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $865,000 $288,333 $8,838 4.38%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $860,000 $143,333 $2,329 4.42%
BELLINGHAM, WA (FHA|USDA|VA) 7 $855,000 $122,143 $0 5.55%
WACO, TX (FHA|USDA|VA) 6 $850,000 $141,667 $2,955 4.86%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 8 $840,000 $105,000 $327 5.18%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $835,000 $119,286 $11,817 4.79%
MEDFORD, OR (FHA|USDA|VA) 4 $830,000 $207,500 $7,686 4.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $830,000 $138,333 $1,879 4.81%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $820,000 $136,667 $1,284 5.00%
LAS CRUCES, NM (FHA|USDA|VA) 3 $815,000 $271,667 $4,435 4.54%
GREELEY, CO (FHA|USDA|VA) 9 $815,000 $90,556 $889 4.84%
Brevard, NC (FHA|USDA|VA) 2 $810,000 $405,000 $3,764 4.56%
TOLEDO, OH (FHA|USDA|VA) 7 $805,000 $115,000 $2,976 4.92%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 6 $780,000 $130,000 $2,430 4.77%
Seneca, SC (FHA|USDA|VA) 5 $775,000 $155,000 $8,034 4.78%
MOBILE, AL (FHA|USDA|VA) 6 $770,000 $128,333 $5,031 4.85%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $760,000 $190,000 $4,196 4.52%
Clovis, NM (FHA|USDA|VA) 9 $755,000 $83,889 $1,684 4.93%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $750,000 $125,000 $14,424 4.56%
DOVER, DE (FHA|USDA|VA) 9 $735,000 $81,667 $1,048 4.67%
HARRISONBURG, VA (FHA|USDA|VA) 7 $735,000 $105,000 $5,207 4.76%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 5 $735,000 $147,000 $3,270 5.37%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $730,000 $182,500 $1,818 4.22%
YUMA, AZ (FHA|USDA|VA) 7 $725,000 $103,571 $3,287 4.84%
PITTSFIELD, MA (FHA|USDA|VA) 5 $725,000 $145,000 $2,830 4.45%
GRANTS PASS, OR (FHA|USDA|VA) 3 $715,000 $238,333 $3,503 5.04%
LUBBOCK, TX (FHA|USDA|VA) 4 $710,000 $177,500 $5,630 4.69%
ENID, OK (FHA|USDA|VA) 1 $705,000 $705,000 $3,767 3.50%
MADISON, WI (FHA|USDA|VA) 7 $685,000 $97,857 $1,188 4.99%
MERCED, CA (FHA|USDA|VA) 6 $680,000 $113,333 $6,182 5.06%
ST. GEORGE, UT (FHA|USDA|VA) 6 $670,000 $111,667 $679 4.93%
Traverse City, MI (FHA|USDA|VA) 3 $665,000 $221,667 $4,596 4.82%
Breckenridge, CO (FHA|USDA|VA) 1 $655,000 $655,000 $1,823 4.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $655,000 $218,333 $4,601 4.82%
NAPA, CA (FHA|USDA|VA) 4 $650,000 $162,500 $1,580 4.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $630,000 $105,000 $5,530 4.23%
CORVALLIS, OR (FHA|USDA|VA) 4 $620,000 $155,000 $3,573 4.31%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $595,000 $85,000 $2,426 5.16%
Montrose, CO (FHA|USDA|VA) 2 $580,000 $290,000 $2,891 3.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $580,000 $145,000 $2,784 4.96%
JOPLIN, MO (FHA|USDA|VA) 3 $575,000 $191,667 $1,958 4.29%
Gardnerville Ranchos, NV (FHA|USDA|VA) 5 $565,000 $113,000 $225 5.12%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $550,000 $137,500 $1,330 4.79%
MISSOULA, MT (FHA|USDA|VA) 4 $540,000 $135,000 $0 4.50%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $525,000 $175,000 $5,486 4.78%
CASPER, WY (FHA|USDA|VA) 1 $525,000 $525,000 $5,794 3.63%
St. Marys, GA (FHA|USDA|VA) 3 $525,000 $175,000 $2,352 4.46%
Outside of Metro Areas 5 $495,000 $99,000 $225 5.80%
VALDOSTA, GA (FHA|USDA|VA) 4 $490,000 $122,500 $2,569 5.30%
EL CENTRO, CA (FHA|USDA|VA) 3 $485,000 $161,667 $3,020 4.58%
YUBA CITY, CA (FHA|USDA|VA) 7 $485,000 $69,286 $452 5.39%
JONESBORO, AR (FHA|USDA|VA) 1 $485,000 $485,000 $2,416 4.38%
FAIRBANKS, AK (FHA|USDA|VA) 1 $485,000 $485,000 $4,308 4.13%
Ottawa, IL (FHA|USDA|VA) 2 $480,000 $240,000 $6,194 4.06%
GETTYSBURG, PA (FHA|USDA|VA) 3 $465,000 $155,000 $2,403 4.75%
ROCKFORD, IL (FHA|USDA|VA) 3 $465,000 $155,000 $4,853 3.88%
Lebanon, NH-VT (FHA|USDA|VA) 2 $450,000 $225,000 $3,597 4.25%
LAREDO, TX (FHA|USDA|VA) 4 $450,000 $112,500 $1,903 5.07%
Somerset, PA (FHA|USDA|VA) 2 $450,000 $225,000 $5,690 4.31%
LEBANON, PA (FHA|USDA|VA) 2 $450,000 $225,000 $3,599 4.13%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $445,000 $148,333 $869 4.53%
Lumberton, NC (FHA|USDA|VA) 5 $445,000 $89,000 $293 5.17%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $440,000 $220,000 $2,095 4.62%
Payson, AZ (FHA|USDA|VA) 1 $435,000 $435,000 $10,073 4.50%
TYLER, TX (FHA|USDA|VA) 3 $435,000 $145,000 $1,930 4.57%
ST. CLOUD, MN (FHA|USDA|VA) 5 $435,000 $87,000 $2,865 4.63%
Concord, NH (FHA|USDA|VA) 5 $435,000 $87,000 $2,253 4.64%
NILES, MI (FHA|USDA|VA) 2 $430,000 $215,000 $1,850 5.55%
SIOUX FALLS, SD (FHA|USDA|VA) 4 $430,000 $107,500 $1,422 5.15%
BRUNSWICK, GA (FHA|USDA|VA) 3 $425,000 $141,667 $2,437 4.17%
SAN GERMÁN, PR (FHA|USDA|VA) 3 $425,000 $141,667 $5,458 4.50%
Crossville, TN (FHA|USDA|VA) 2 $420,000 $210,000 $5,139 4.56%
Bozeman, MT (FHA|USDA|VA) 3 $415,000 $138,333 $1,081 4.87%
Henderson, NC (FHA|USDA|VA) 2 $410,000 $205,000 $5,895 4.56%
Alamogordo, NM (FHA|USDA|VA) 4 $410,000 $102,500 $4,120 4.63%
Keene, NH (FHA|USDA|VA) 1 $405,000 $405,000 $2,030 3.88%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $400,000 $100,000 $3,210 4.44%
Oxford, MS (FHA|USDA|VA) 1 $395,000 $395,000 $3,159 4.13%
Sonora, CA (FHA|USDA|VA) 5 $395,000 $79,000 $1,705 4.88%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $390,000 $195,000 $6,940 4.56%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $385,000 $77,000 $2,159 4.55%
Jefferson, GA (FHA|USDA|VA) 4 $380,000 $95,000 $5,378 4.31%
Port Angeles, WA (FHA|USDA|VA) 3 $375,000 $125,000 $3,871 4.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $375,000 $125,000 $1,267 4.61%
MONTGOMERY, AL (FHA|USDA|VA) 7 $375,000 $53,571 $830 4.85%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $370,000 $185,000 $1,819 4.38%
Washington, NC (FHA|USDA|VA) 3 $365,000 $121,667 $5,946 4.83%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $365,000 $121,667 $1,033 4.91%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $360,000 $180,000 $1,184 4.61%
Ellensburg, WA (FHA|USDA|VA) 2 $360,000 $180,000 $0 4.63%
AMARILLO, TX (FHA|USDA|VA) 3 $355,000 $118,333 $1,246 4.78%
LAWTON, OK (FHA|USDA|VA) 2 $350,000 $175,000 $2,962 4.25%
Minot, ND (FHA|USDA|VA) 4 $350,000 $87,500 $5,058 4.25%
Clearlake, CA (FHA|USDA|VA) 2 $350,000 $175,000 $1,751 3.81%
HATTIESBURG, MS (FHA|USDA|VA) 3 $345,000 $115,000 $4,188 4.37%
Show Low, AZ (FHA|USDA|VA) 2 $340,000 $170,000 $3,686 4.38%
APPLETON, WI (FHA|USDA|VA) 2 $340,000 $170,000 $1,355 4.25%
Forest City, NC (FHA|USDA|VA) 1 $335,000 $335,000 $8,703 3.38%
Columbus, MS (FHA|USDA|VA) 3 $325,000 $108,333 $1,486 4.91%
SAN ANGELO, TX (FHA|USDA|VA) 3 $325,000 $108,333 $4,349 4.57%
CLEVELAND, TN (FHA|USDA|VA) 1 $325,000 $325,000 $2,053 4.63%
CHARLESTON, WV (FHA|USDA|VA) 3 $325,000 $108,333 $4,147 5.00%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $325,000 $108,333 $1,653 4.82%
Durango, CO (FHA|USDA|VA) 2 $320,000 $160,000 $2,225 4.38%
Brookings, OR (FHA|USDA|VA) 2 $320,000 $160,000 $1,309 4.92%
Somerset, KY (FHA|USDA|VA) 1 $305,000 $305,000 $1,265 3.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $305,000 $305,000 $7,098 4.38%
Russellville, AR (FHA|USDA|VA) 1 $305,000 $305,000 $6,456 4.38%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $300,000 $150,000 $9,929 4.44%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $300,000 $75,000 $3,447 4.84%
CHICO, CA (FHA|USDA|VA) 4 $300,000 $75,000 $1,940 5.21%
GREAT FALLS, MT (FHA|USDA|VA) 3 $295,000 $98,333 $2,394 5.17%
FLINT, MI (FHA|USDA|VA) 3 $295,000 $98,333 $0 6.20%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $295,000 $98,333 $2,025 4.82%
Lake City, FL (FHA|USDA|VA) 1 $295,000 $295,000 $3,439 4.38%
Morehead City, NC (FHA|USDA|VA) 2 $290,000 $145,000 $1,361 4.48%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $290,000 $145,000 $1,382 4.93%
GOLDSBORO, NC (FHA|USDA|VA) 3 $285,000 $95,000 $2,047 4.38%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $285,000 $95,000 $2,394 4.99%
Vineyard Haven, MA (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.25%
MUNCIE, IN (FHA|USDA|VA) 2 $280,000 $140,000 $2,129 4.25%
STAUNTON, VA (FHA|USDA|VA) 4 $280,000 $70,000 $799 4.95%
JACKSON, MI (FHA|USDA|VA) 2 $280,000 $140,000 $2,249 4.94%
Stillwater, OK (FHA|USDA|VA) 2 $280,000 $140,000 $2,674 3.88%
GREENVILLE, NC (FHA|USDA|VA) 3 $275,000 $91,667 $0 4.38%
Rutland, VT (FHA|USDA|VA) 2 $270,000 $135,000 $3,818 4.25%
KANKAKEE, IL (FHA|USDA|VA) 2 $270,000 $135,000 $3,818 3.94%
Troy, AL (FHA|USDA|VA) 2 $270,000 $135,000 $3,836 4.25%
Paragould, AR (FHA|USDA|VA) 1 $265,000 $265,000 $1,125 4.38%
Elko, NV (FHA|USDA|VA) 1 $265,000 $265,000 $3,101 4.50%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $265,000 $88,333 $6,326 4.75%
Platteville, WI (FHA|USDA|VA) 1 $265,000 $265,000 $1,490 4.13%
NEW BERN, NC (FHA|USDA|VA) 4 $260,000 $65,000 $2,322 4.96%
BILLINGS, MT (FHA|USDA|VA) 2 $260,000 $130,000 $3,150 5.13%
Houghton, MI (FHA|USDA|VA) 4 $260,000 $65,000 $0 5.36%
Madisonville, KY (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.00%
POCATELLO, ID (FHA|USDA|VA) 5 $255,000 $51,000 $530 5.57%
Los Alamos, NM (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.63%
Cookeville, TN (FHA|USDA|VA) 2 $250,000 $125,000 $4,545 5.25%
ERIE, PA (FHA|USDA|VA) 4 $250,000 $62,500 $2,249 4.76%
Wilson, NC (FHA|USDA|VA) 2 $240,000 $120,000 $2,998 5.17%
Helena, MT (FHA|USDA|VA) 1 $235,000 $235,000 $4,740 4.00%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $235,000 $235,000 $5,743 3.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $235,000 $235,000 $1,430 4.50%
RACINE, WI (FHA|USDA|VA) 4 $230,000 $57,500 $423 4.98%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 6 $230,000 $38,333 $0 5.19%
Shelton, WA (FHA|USDA|VA) 2 $230,000 $115,000 $5,973 4.88%
Harrison, AR (FHA|USDA|VA) 1 $225,000 $225,000 $8,571 4.88%
Vidalia, GA (FHA|USDA|VA) 1 $225,000 $225,000 $8,400 4.38%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $225,000 $225,000 $3,628 3.75%
Lawrenceburg, TN (FHA|USDA|VA) 2 $220,000 $110,000 $0 5.25%
UTICA-ROME, NY (FHA|USDA|VA) 4 $220,000 $55,000 $0 5.10%
Watertown, SD (FHA|USDA|VA) 1 $215,000 $215,000 $2,709 4.25%
MANSFIELD, OH (FHA|USDA|VA) 3 $215,000 $71,667 $3,310 4.67%
FLORENCE, SC (FHA|USDA|VA) 1 $215,000 $215,000 $4,964 4.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $215,000 $71,667 $1,627 4.70%
Hood River, OR (FHA|USDA|VA) 1 $215,000 $215,000 $2,452 4.13%
Aberdeen, WA (FHA|USDA|VA) 2 $210,000 $105,000 $1,516 5.50%
Pottsville, PA (FHA|USDA|VA) 4 $210,000 $52,500 $3,310 4.78%
Dyersburg, TN (FHA|USDA|VA) 3 $205,000 $68,333 $2,384 4.54%
Sayre, PA (FHA|USDA|VA) 1 $205,000 $205,000 $475 5.53%
Holland, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,402 4.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $205,000 $205,000 $1,476 3.88%
Clarksburg, WV (FHA|USDA|VA) 1 $205,000 $205,000 $600 5.59%
TOPEKA, KS (FHA|USDA|VA) 5 $205,000 $41,000 $470 4.97%
DULUTH, MN-WI (FHA|USDA|VA) 3 $205,000 $68,333 $1,606 4.71%
YAKIMA, WA (FHA|USDA|VA) 2 $200,000 $100,000 $1,464 4.92%
GREEN BAY, WI (FHA|USDA|VA) 2 $200,000 $100,000 $2,035 4.50%
YAUCO, PR (FHA|USDA|VA) 2 $190,000 $95,000 $3,610 4.06%
REDDING, CA (FHA|USDA|VA) 3 $185,000 $61,667 $0 5.36%
Hutchinson, KS (FHA|USDA|VA) 2 $180,000 $90,000 $1,215 5.73%
MAYAGÜEZ, PR (FHA|USDA|VA) 2 $180,000 $90,000 $5,209 4.44%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $3,300 4.00%
Elizabeth City, NC (FHA|USDA|VA) 1 $175,000 $175,000 $4,692 4.75%
VICTORIA, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.50%
Auburn, NY (FHA|USDA|VA) 1 $175,000 $175,000 $2,179 3.88%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,078 3.88%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.57%
Malone, NY (FHA|USDA|VA) 2 $170,000 $85,000 $1,295 5.25%
LOGAN, UT-ID (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.13%
Palestine, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,417 5.25%
ODESSA, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,054 3.63%
Gainesville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,359 4.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 2 $160,000 $80,000 $500 4.54%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $160,000 $40,000 $98 5.99%
DOTHAN, AL (FHA|USDA|VA) 2 $160,000 $80,000 $2,411 5.11%
Greenville, MS (FHA|USDA|VA) 2 $160,000 $80,000 $1,225 5.30%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $160,000 $80,000 $2,404 5.36%
DALTON, GA (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.00%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $155,000 $155,000 $6,032 4.50%
Alice, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,569 4.25%
JACKSON, TN (FHA|USDA|VA) 3 $155,000 $51,667 $0 5.62%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $155,000 $51,667 $2,084 5.45%
Alpena, MI (FHA|USDA|VA) 1 $155,000 $155,000 $4,051 4.63%
BINGHAMTON, NY (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.61%
Rockport, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.75%
MUSKEGON, MI (FHA|USDA|VA) 3 $155,000 $51,667 $0 5.03%
Altus, OK (FHA|USDA|VA) 2 $150,000 $75,000 $2,457 4.92%
DECATUR, AL (FHA|USDA|VA) 2 $150,000 $75,000 $1,820 4.86%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $150,000 $75,000 $0 4.75%
West Point, MS (FHA|USDA|VA) 1 $145,000 $145,000 $4,655 3.99%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,874 4.38%
Shelby, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,070 4.38%
PINE BLUFF, AR (FHA|USDA|VA) 2 $140,000 $70,000 $1,582 4.56%
Starkville, MS (FHA|USDA|VA) 2 $140,000 $70,000 $465 5.55%
Okeechobee, FL (FHA|USDA|VA) 1 $135,000 $135,000 $4,424 4.88%
Ruidoso, NM (FHA|USDA|VA) 1 $135,000 $135,000 $2,957 4.38%
Kinston, NC (FHA|USDA|VA) 1 $135,000 $135,000 $4,422 3.99%
Mount Airy, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,311 4.13%
MADERA, CA (FHA|USDA|VA) 3 $135,000 $45,000 $0 5.42%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $130,000 $65,000 $3,103 4.75%
Branson, MO (FHA|USDA|VA) 2 $130,000 $65,000 $460 5.36%
KINGSTON, NY (FHA|USDA|VA) 2 $130,000 $65,000 $395 6.05%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $125,000 $41,667 $0 4.83%
Bartlesville, OK (FHA|USDA|VA) 1 $125,000 $125,000 $3,698 3.88%
MONROE, LA (FHA|USDA|VA) 3 $125,000 $41,667 $525 5.33%
Berlin, NH (FHA|USDA|VA) 1 $125,000 $125,000 $4,346 4.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $125,000 $125,000 $5,119 4.13%
Ashtabula, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,295 3.75%
Roseburg, OR (FHA|USDA|VA) 3 $125,000 $41,667 $0 5.08%
Astoria, OR (FHA|USDA|VA) 1 $125,000 $125,000 $6,020 3.75%
St. Marys, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.00%
Whitewater, WI (FHA|USDA|VA) 3 $125,000 $41,667 $959 4.83%
Seneca Falls, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.75%
Mason City, IA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.50%
Paris, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.82%
Coamo, PR (FHA|USDA|VA) 1 $125,000 $125,000 $3,699 4.38%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $125,000 $125,000 $3,385 4.88%
COLUMBIA, MO (FHA|USDA|VA) 1 $125,000 $125,000 $3,094 3.88%
Pampa, TX (FHA|USDA|VA) 2 $120,000 $60,000 $2,248 4.31%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $120,000 $60,000 $2,545 4.38%
Fort Polk South, LA (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.00%
Statesboro, GA (FHA|USDA|VA) 1 $115,000 $115,000 $1,780 3.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,160 4.50%
Del Rio, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.75%
Emporia, KS (FHA|USDA|VA) 1 $115,000 $115,000 $2,746 4.50%
Ozark, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.00%
Warrensburg, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,518 3.88%
Stevens Point, WI (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.25%
Willmar, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,765 4.00%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $110,000 $55,000 $475 5.67%
Lewistown, PA (FHA|USDA|VA) 2 $110,000 $55,000 $488 5.34%
MORGANTOWN, WV (FHA|USDA|VA) 2 $110,000 $55,000 $0 5.17%
HINESVILLE, GA (FHA|USDA|VA) 2 $110,000 $55,000 $0 4.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,832 4.50%
ELMIRA, NY (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.75%
Rochelle, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,641 4.63%
Lufkin, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,162 3.88%
Steamboat Springs, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
Marinette, WI-MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,235 5.25%
Enterprise, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.25%
Silver City, NM (FHA|USDA|VA) 1 $105,000 $105,000 $3,638 3.88%
CARSON CITY, NV (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.00%
Corning, NY (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
HAMMOND, LA (FHA|USDA|VA) 3 $105,000 $35,000 $1,159 4.74%
Vernal, UT (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.00%
PUEBLO, CO (FHA|USDA|VA) 2 $100,000 $50,000 $2,645 4.50%
Batavia, NY (FHA|USDA|VA) 2 $100,000 $50,000 $0 4.50%
Pahrump, NV (FHA|USDA|VA) 2 $100,000 $50,000 $0 5.25%
Centralia, WA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.17%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,771 4.25%
Taylorville, IL (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.55%
La Grande, OR (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.38%
LONGVIEW, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,019 3.25%
GUAYAMA, PR (FHA|USDA|VA) 2 $90,000 $45,000 $3,567 4.19%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $90,000 $45,000 $1,347 5.30%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $90,000 $45,000 $0 5.06%
Fairmont, WV (FHA|USDA|VA) 2 $90,000 $45,000 $0 4.00%
Cullowhee, NC (FHA|USDA|VA) 1 $85,000 $85,000 $2,892 4.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,877 4.38%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $85,000 $85,000 $395 4.99%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $85,000 $85,000 $3,552 3.88%
Rolla, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,414 4.38%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $85,000 $85,000 $1,925 3.88%
EL PASO, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.86%
ROCHESTER, MN (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.84%
Laurinburg, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.50%
Española, NM (FHA|USDA|VA) 1 $85,000 $85,000 $3,087 3.75%
OWENSBORO, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.75%
Orangeburg, SC (FHA|USDA|VA) 1 $85,000 $85,000 $625 4.88%
FORT WAYNE, IN (FHA|USDA|VA) 2 $80,000 $40,000 $1,738 5.13%
Eagle Pass, TX (FHA|USDA|VA) 2 $80,000 $40,000 $289 4.99%
Amsterdam, NY (FHA|USDA|VA) 2 $80,000 $40,000 $563 5.29%
Sandusky, OH (FHA|USDA|VA) 2 $80,000 $40,000 $475 5.87%
Torrington, CT (FHA|USDA|VA) 1 $75,000 $75,000 $425 6.34%
Wauchula, FL (FHA|USDA|VA) 1 $75,000 $75,000 $3,417 4.50%
Angola, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.50%
Huntsville, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.00%
Jackson, OH (FHA|USDA|VA) 1 $75,000 $75,000 $2,266 3.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $75,000 $75,000 $500 5.24%
CHEYENNE, WY (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.75%
SAGINAW, MI (FHA|USDA|VA) 2 $70,000 $35,000 $4 6.10%
FARMINGTON, NM (FHA|USDA|VA) 2 $70,000 $35,000 $625 5.46%
Red Bluff, CA (FHA|USDA|VA) 2 $70,000 $35,000 $0 5.13%
Sedalia, MO (FHA|USDA|VA) 2 $70,000 $35,000 $850 4.56%
ABILENE, TX (FHA|USDA|VA) 2 $70,000 $35,000 $575 5.12%
Deming, NM (FHA|USDA|VA) 1 $65,000 $65,000 $2,844 3.75%
MONROE, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.34%
Ashland, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.75%
Marquette, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
ALTOONA, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,013 4.00%
Indianola, MS (FHA|USDA|VA) 1 $65,000 $65,000 $3,049 4.63%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.99%
Santa Isabel, PR (FHA|USDA|VA) 1 $65,000 $65,000 $5,208 4.25%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.00%
Aberdeen, SD (FHA|USDA|VA) 1 $65,000 $65,000 $600 5.09%
Coos Bay, OR (FHA|USDA|VA) 1 $65,000 $65,000 $3,384 4.50%
Sanford, NC (FHA|USDA|VA) 2 $60,000 $30,000 $500 5.37%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $60,000 $30,000 $0 4.75%
MORRISTOWN, TN (FHA|USDA|VA) 2 $60,000 $30,000 $0 5.13%
GLENS FALLS, NY (FHA|USDA|VA) 2 $60,000 $30,000 $0 5.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
Meridian, MS (FHA|USDA|VA) 1 $55,000 $55,000 $600 5.71%
Andrews, TX (FHA|USDA|VA) 1 $55,000 $55,000 $850 5.34%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.00%
Fremont, NE (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
Warsaw, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.09%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $55,000 $55,000 $700 5.49%
Gillette, WY (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.25%
Oak Harbor, WA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $1,893 4.50%
Kalispell, MT (FHA|USDA|VA) 2 $50,000 $25,000 $750 5.37%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $45,000 $45,000 $557 5.84%
Kapaa, HI (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.00%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $45,000 $45,000 $500 5.99%
Gallup, NM (FHA|USDA|VA) 1 $45,000 $45,000 $3,203 4.88%
Warren, PA (FHA|USDA|VA) 1 $45,000 $45,000 $1,824 4.00%
Cambridge, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.75%
Greenville, OH (FHA|USDA|VA) 1 $45,000 $45,000 $2,385 4.25%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $45,000 $45,000 $850 6.09%
Coco, PR (FHA|USDA|VA) 1 $45,000 $45,000 $4,217 3.88%
Bogalusa, LA (FHA|USDA|VA) 2 $40,000 $20,000 $510 5.75%
Thomasville, GA (FHA|USDA|VA) 2 $40,000 $20,000 $0 5.75%
Ottawa, KS (FHA|USDA|VA) 2 $40,000 $20,000 $550 5.79%
Salem, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.50%
Tupelo, MS (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.00%
Hudson, NY (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.00%
Norfolk, NE (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.75%
AMES, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.00%
Central City, KY (FHA|USDA|VA) 1 $35,000 $35,000 $650 5.59%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.99%
Cadillac, MI (FHA|USDA|VA) 1 $35,000 $35,000 $1,437 4.00%
Ardmore, OK (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.00%
Marion, IN (FHA|USDA|VA) 2 $30,000 $15,000 $0 6.17%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.74%
Marietta, OH (FHA|USDA|VA) 1 $25,000 $25,000 $575 5.84%
Sandpoint, ID (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.50%
Pella, IA (FHA|USDA|VA) 1 $25,000 $25,000 $495 5.34%
Shawnee, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.80%
Cambridge, MD (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.74%
Wooster, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.84%
Shelbyville, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.25%
Sheridan, WY (FHA|USDA|VA) 1 $25,000 $25,000 $600 6.24%
Alexandria, MN (FHA|USDA|VA) 1 $25,000 $25,000 $495 6.59%
MANKATO, MN (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.50%
Indiana, PA (FHA|USDA|VA) 1 $25,000 $25,000 $475 5.59%
New Ulm, MN (FHA|USDA|VA) 1 $15,000 $15,000 $0 4.50%
Elkins, WV (FHA|USDA|VA) 1 $15,000 $15,000 $600 5.34%
ALBANY, GA (FHA|USDA|VA) 1 $15,000 $15,000 $475 5.09%
Vincennes, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 4.25%
Vicksburg, MS (FHA|USDA|VA) 1 $15,000 $15,000 $0 4.99%
Baraboo, WI (FHA|USDA|VA) 1 $15,000 $15,000 $500 5.09%
DECATUR, IL (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.00%
ROME, GA (FHA|USDA|VA) 1 $15,000 $15,000 $0 4.50%
Pentagon Federal Credit Union's top markets include Washington, Los Angeles, Dallas, Baltimore, and New York among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,980 $1,315,670,000 $188,491 $2,493 4.83%
    HELOC 6,027 $668,295,000 $110,884 n/a 5.03%
    VA 693 $194,905,000 $281,248 $6,417 4.34%

    For 2018, Pentagon Federal Credit Union's most frequently originated type of loan was Conventional, with 6,980 originations. Their 2nd most popular type was HELOC, with 6,027 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 4,337 $388,305,000 $89,533 $370 5.21%
    Home Purchase 3,927 $967,035,000 $246,253 $4,506 4.50%
    Other 2,497 $205,885,000 $82,453 $313 5.27%
    Refi 1,998 $335,790,000 $168,063 $2,415 4.84%
    Cash Out Refi 941 $281,855,000 $299,527 $4,453 4.19%

    For 2018, Pentagon Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 4,337 originations. The 2nd most popular reason was Home Purchase, with 3,927 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    15 Year 6,214 $707,620,000 $113,875 $1,968 4.87%
    30 Year 3,772 $1,149,540,000 $304,756 $4,616 4.27%
    Other 1,215 $121,775,000 $100,226 $159 5.88%
    10 Year 1,070 $83,850,000 $78,364 $431 5.16%
    20 Year 1,005 $99,105,000 $98,612 $867 5.77%
    5 Year 424 $16,980,000 $40,047 $85 5.08%

    For 2018, Pentagon Federal Credit Union's most frequently cited loan duration was 15 Year, with 6,214 originations. The 2nd most popular length was 30 Year, with 3,772 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,364 $921,640,000 $171,820
    $1k-2k 704 $125,810,000 $178,707
    $2k-3k 487 $120,045,000 $246,499
    $5k+ 388 $167,580,000 $431,907
    $3k-4k 292 $80,300,000 $275,000
    $4k-5k 185 $60,395,000 $326,459

    Pentagon Federal Credit Union's average total fees were $4,616, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,364 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 6,722 $1,238,290,000 $184,215
    5-6% 4,090 $356,870,000 $87,254
    3-4% 1,968 $514,770,000 $261,570
    6-7% 715 $53,645,000 $75,028
    7-8% 190 $11,930,000 $62,789
    2.5-3% 13 $2,915,000 $224,231
    <2.5% 2 $450,000 $225,000

    During 2018, Pentagon Federal Credit Union's average interest rate for loans was 4.27%, while their most frequently originated rate bucket for loans was 4-5%, with 6,722 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 6,318 $324,060,000 $51,292 $509 5.24%
    $100k-200k 3,388 $475,340,000 $140,301 $2,703 4.80%
    $200k-400k 2,893 $794,845,000 $274,748 $4,733 4.48%
    $400k-600k 857 $392,285,000 $457,742 $6,026 4.32%
    $600k-1MM 217 $157,075,000 $723,848 $6,086 4.12%
    $1MM+ 27 $35,265,000 $1,306,111 $9,298 3.89%

    2018 saw Pentagon Federal Credit Union place emphasis on $100,000 or less loans with 6,318 originations, totaling $324,060,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 4,020 $584,090,000 $145,296 $2,617 4.95%
    $150k-250k 3,600 $669,650,000 $186,014 $2,974 4.93%
    $75k-100k 2,132 $269,420,000 $126,370 $2,864 4.89%
    $50k-75k 1,680 $193,760,000 $115,333 $2,875 4.79%
    $250k+ 1,377 $371,795,000 $270,004 $3,581 4.86%
    $50k or less 798 $69,150,000 $86,654 $2,488 4.73%

    Pentagon Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 4,020 originations. The second most popular income band? $150k-250k, with 3,600 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,767 $442,835,000 $160,042 $2,815 4.78%
    30-36% 2,443 $404,655,000 $165,639 $2,801 4.86%
    50-60% 1,222 $173,150,000 $141,694 $6,361 5.00%
    <20% 1,015 $147,225,000 $145,049 $2,848 4.65%
    42% 733 $114,415,000 $156,091 $1,621 5.22%
    41% 588 $99,070,000 $168,486 $2,382 5.01%
    40% 575 $91,495,000 $159,122 $2,256 5.04%
    39% 548 $93,280,000 $170,219 $2,655 4.94%
    38% 504 $82,010,000 $162,718 $2,560 4.98%
    37% 483 $80,625,000 $166,925 $2,532 4.94%
    36% 427 $70,245,000 $164,508 $2,446 4.95%
    49% 364 $56,740,000 $155,879 $3,670 4.88%
    46% 356 $56,150,000 $157,725 $4,107 4.91%
    48% 351 $52,405,000 $149,302 $4,177 4.94%
    44% 331 $54,435,000 $164,456 $4,379 4.85%
    45% 323 $51,655,000 $159,923 $4,146 4.89%
    47% 319 $47,225,000 $148,041 $4,238 4.90%
    43% 301 $48,145,000 $159,950 $4,484 4.85%
    >60% 39 $10,575,000 $271,154 $5,701 4.39%

    Pentagon Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 2,767 originations. The next most common DTI ratio? 30-36%, with 2,443 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,651 $1,007,455,000 $178,279 $2,746 4.88%
    Not provided 6,032 $795,500,000 $131,880 $2,779 4.91%
    Black 718 $119,720,000 $166,741 $3,063 4.88%
    Asian 447 $102,095,000 $228,400 $3,475 4.75%
    Asian Indian 313 $60,235,000 $192,444 $2,740 4.96%
    American Indian 112 $20,440,000 $182,500 $3,023 4.82%
    Chinese 85 $14,775,000 $173,824 $2,892 4.82%
    Native Hawaiian or Islander 54 $12,760,000 $236,296 $6,919 4.63%
    Other Asian 59 $12,065,000 $204,492 $3,793 4.78%
    Filipino 87 $11,155,000 $128,218 $3,690 5.07%
    Korean 53 $8,215,000 $155,000 $3,296 4.92%
    Vietnamese 46 $6,210,000 $135,000 $2,332 4.95%
    Guamanian 16 $4,310,000 $269,375 $7,622 4.34%
    Japanese 13 $1,845,000 $141,923 $979 5.02%
    Other Pacific Islander 9 $1,465,000 $162,778 $1,334 4.89%
    Samoan 3 $335,000 $111,667 $0 4.83%
    Native Hawaiian 2 $290,000 $145,000 $450 5.55%

    Approval Rates

    Total approvals of all applications
    80.60%

    Pentagon Federal Credit Union has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    65.66%

    Pentagon Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $120,000 $60,000
    1003.4 2 $150,000 $75,000
    1005.8 3 $185,000 $61,667
    1007.4 1 $75,000 $75,000
    1035.47 1 $115,000 $115,000
    1044.7 1 $45,000 $45,000
    1048.8 1 $105,000 $105,000
    1057.53 1 $35,000 $35,000
    1066.8 1 $125,000 $125,000
    1081.4 1 $45,000 $45,000
    1088.4 1 $155,000 $155,000
    1093.8 1 $205,000 $205,000
    1097.8 1 $175,000 $175,000
    1129.45 1 $45,000 $45,000
    1134.4 1 $55,000 $55,000
    1147.8 1 $105,000 $105,000
    1173.2 1 $105,000 $105,000
    1180.8 2 $210,000 $105,000
    1185.6 1 $45,000 $45,000
    1193.8 1 $255,000 $255,000
    1210.8 1 $35,000 $35,000
    1213.83 1 $75,000 $75,000
    1240.8 1 $205,000 $205,000
    1255.47 1 $205,000 $205,000
    1275.6 1 $25,000 $25,000
    1295.01 1 $35,000 $35,000
    1295.4 1 $105,000 $105,000
    1308.8 1 $85,000 $85,000
    1310.8 1 $35,000 $35,000
    1324.2 1 $405,000 $405,000
    1328.8 1 $95,000 $95,000
    1333.6 1 $45,000 $45,000
    1349.46 1 $25,000 $25,000
    1362.8 1 $115,000 $115,000
    1365.4 1 $65,000 $65,000
    1367.6 1 $155,000 $155,000
    1374.52 1 $55,000 $55,000
    1382.8 1 $35,000 $35,000
    1412.8 1 $55,000 $55,000
    1414.73 1 $255,000 $255,000
    1416.8 2 $80,000 $40,000
    1419.6 1 $65,000 $65,000
    1421.6 1 $225,000 $225,000
    1422.8 1 $55,000 $55,000
    1434.8 1 $25,000 $25,000
    1439.6 1 $25,000 $25,000
    1458.8 1 $45,000 $45,000
    1464.8 1 $155,000 $155,000
    1483.07 1 $265,000 $265,000
    1498.8 1 $35,000 $35,000
    1501.6 1 $135,000 $135,000
    1510.4 1 $45,000 $45,000
    1530.8 1 $105,000 $105,000
    1537.6 2 $210,000 $105,000
    1539.6 2 $190,000 $95,000
    1544.8 1 $75,000 $75,000
    1546.8 1 $65,000 $65,000
    1551.6 4 $750,000 $187,500
    1569.4 1 $145,000 $145,000
    1590.8 1 $15,000 $15,000
    1592.8 2 $230,000 $115,000
    1597.6 1 $55,000 $55,000
    1602.4 1 $155,000 $155,000
    1603.6 1 $405,000 $405,000
    1609.6 1 $95,000 $95,000
    1610.94 1 $65,000 $65,000
    1620.4 1 $55,000 $55,000
    1620.8 1 $25,000 $25,000
    1664.8 2 $260,000 $130,000
    1667.6 1 $65,000 $65,000
    1672.8 1 $105,000 $105,000
    1693.6 1 $45,000 $45,000
    1696.14 1 $75,000 $75,000
    1696.8 1 $115,000 $115,000
    1703.6 1 $105,000 $105,000
    1706.9 2 $210,000 $105,000
    1744.8 1 $385,000 $385,000
    1746.8 1 $405,000 $405,000
    1751.6 1 $405,000 $405,000
    1755.6 1 $65,000 $65,000
    1790.8 1 $25,000 $25,000
    1836.8 1 $195,000 $195,000
    1847.8 1 $235,000 $235,000
    1849.46 1 $105,000 $105,000
    1850.8 1 $55,000 $55,000
    1890.47 1 $385,000 $385,000
    1949.73 1 $405,000 $405,000
    1957.13 1 $405,000 $405,000
    1976.8 1 $45,000 $45,000
    1986.8 1 $75,000 $75,000
    1990.8 1 $55,000 $55,000
    1991.6 1 $205,000 $205,000
    2011.6 1 $75,000 $75,000
    2012.4 1 $25,000 $25,000
    2107.9 1 $75,000 $75,000
    2118.8 1 $135,000 $135,000
    2118.9 1 $105,000 $105,000
    2136.8 1 $95,000 $95,000
    2185.6 1 $55,000 $55,000
    2265.8 1 $25,000 $25,000
    2276.0 1 $175,000 $175,000
    2290.4 1 $235,000 $235,000
    2294.2 1 $335,000 $335,000
    2300.65 1 $155,000 $155,000
    2397.8 1 $255,000 $255,000
    2425.4 1 $205,000 $205,000
    2427.8 1 $205,000 $205,000
    2497.94 1 $245,000 $245,000
    2565.6 1 $65,000 $65,000
    2595.4 1 $105,000 $105,000
    2714.8 1 $85,000 $85,000
    2800.4 1 $175,000 $175,000
    2932.98 1 $235,000 $235,000
    2984.1 1 $155,000 $155,000
    3083.45 1 $155,000 $155,000
    3170.55 1 $205,000 $205,000
    3211.18 1 $45,000 $45,000
    335.4 1 $55,000 $55,000
    3438.2 1 $265,000 $265,000
    3821.8 1 $145,000 $145,000
    3832.03 1 $215,000 $215,000
    3965.6 1 $155,000 $155,000
    399.8 1 $85,000 $85,000
    4316.8 1 $175,000 $175,000
    5035.3 1 $225,000 $225,000
    545.4 1 $135,000 $135,000
    551.4 1 $45,000 $45,000
    553.8 1 $55,000 $55,000
    559.15 1 $15,000 $15,000
    562.4 1 $55,000 $55,000
    571.4 1 $105,000 $105,000
    572.4 1 $55,000 $55,000
    590.4 4 $270,000 $67,500
    601.4 1 $165,000 $165,000
    604.8 2 $150,000 $75,000
    607.23 1 $25,000 $25,000
    611.4 1 $95,000 $95,000
    621.8 1 $45,000 $45,000
    627.8 1 $25,000 $25,000
    630.4 1 $105,000 $105,000
    635.4 1 $115,000 $115,000
    636.9 1 $175,000 $175,000
    637.8 1 $15,000 $15,000
    643.4 2 $200,000 $100,000
    649.07 1 $15,000 $15,000
    649.4 1 $45,000 $45,000
    650.4 1 $75,000 $75,000
    651.4 1 $55,000 $55,000
    655.4 1 $105,000 $105,000
    658.4 1 $75,000 $75,000
    659.4 2 $100,000 $50,000
    664.4 1 $25,000 $25,000
    666.8 1 $65,000 $65,000
    666.9 2 $80,000 $40,000
    670.8 1 $75,000 $75,000
    675.47 1 $45,000 $45,000
    676.4 1 $45,000 $45,000
    681.8 1 $35,000 $35,000
    683.4 2 $40,000 $20,000
    684.8 3 $205,000 $68,333
    685.8 2 $90,000 $45,000
    690.8 1 $75,000 $75,000
    691.4 1 $35,000 $35,000
    693.1 1 $25,000 $25,000
    694.15 1 $45,000 $45,000
    699.9 1 $35,000 $35,000
    702.8 1 $255,000 $255,000
    708.07 1 $35,000 $35,000
    708.4 3 $425,000 $141,667
    710.8 1 $35,000 $35,000
    711.4 1 $105,000 $105,000
    713.8 3 $145,000 $48,333
    717.65 1 $35,000 $35,000
    720.8 1 $105,000 $105,000
    729.4 1 $45,000 $45,000
    731.8 2 $240,000 $120,000
    732.6 1 $55,000 $55,000
    735.5 1 $45,000 $45,000
    741.4 1 $45,000 $45,000
    747.2 1 $365,000 $365,000
    748.4 3 $405,000 $135,000
    750.8 2 $210,000 $105,000
    751.9 1 $45,000 $45,000
    754.8 1 $95,000 $95,000
    756.4 1 $55,000 $55,000
    756.8 2 $80,000 $40,000
    757.3 1 $55,000 $55,000
    757.4 2 $60,000 $30,000
    757.8 1 $265,000 $265,000
    758.4 1 $55,000 $55,000
    759.2 1 $55,000 $55,000
    759.8 1 $55,000 $55,000
    760.47 2 $110,000 $55,000
    764.2 2 $150,000 $75,000
    765.8 2 $260,000 $130,000
    767.8 2 $130,000 $65,000
    768.8 4 $500,000 $125,000
    769.4 1 $105,000 $105,000
    770.4 1 $105,000 $105,000
    771.8 1 $285,000 $285,000
    772.2 1 $65,000 $65,000
    773.4 9 $865,000 $96,111
    773.8 1 $75,000 $75,000
    775.8 3 $515,000 $171,667
    785.4 1 $15,000 $15,000
    788.8 2 $330,000 $165,000
    791.4 2 $220,000 $110,000
    791.84 1 $155,000 $155,000
    792.6 1 $45,000 $45,000
    796.4 3 $195,000 $65,000
    798.8 1 $25,000 $25,000
    803.8 1 $65,000 $65,000
    805.8 1 $405,000 $405,000
    808.07 2 $130,000 $65,000
    817.4 1 $405,000 $405,000
    822.13 1 $75,000 $75,000
    829.8 1 $255,000 $255,000
    835.47 1 $55,000 $55,000
    837.8 1 $55,000 $55,000
    838.8 1 $85,000 $85,000
    839.4 1 $205,000 $205,000
    843.6 1 $15,000 $15,000
    845.4 1 $45,000 $45,000
    848.4 2 $220,000 $110,000
    849.4 2 $210,000 $105,000
    850.8 1 $45,000 $45,000
    851.15 1 $115,000 $115,000
    868.8 1 $355,000 $355,000
    870.3 1 $25,000 $25,000
    875.8 1 $255,000 $255,000
    878.2 1 $15,000 $15,000
    878.4 1 $305,000 $305,000
    880.8 1 $365,000 $365,000
    886.8 1 $25,000 $25,000
    888.4 1 $35,000 $35,000
    890.0 1 $95,000 $95,000
    895.4 1 $25,000 $25,000
    896.8 2 $240,000 $120,000
    904.4 3 $175,000 $58,333
    906.8 3 $315,000 $105,000
    913.4 1 $95,000 $95,000
    915.4 1 $45,000 $45,000
    919.73 1 $105,000 $105,000
    924.73 1 $105,000 $105,000
    927.4 1 $105,000 $105,000
    928.4 1 $55,000 $55,000
    943.4 2 $450,000 $225,000
    945.8 1 $205,000 $205,000
    946.8 1 $175,000 $175,000
    961.4 1 $135,000 $135,000
    976.8 1 $405,000 $405,000
    977.8 1 $15,000 $15,000
    985.4 2 $250,000 $125,000
    985.8 1 $75,000 $75,000
    988.4 1 $55,000 $55,000
    993.4 3 $285,000 $95,000
    993.8 1 $125,000 $125,000
    995.8 1 $75,000 $75,000
    NA 13,374 $2,143,100,000 $160,244

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 71 $5,545,000 $78,099
    Single Family (1-4 Units):Site-Built 13,629 $2,173,325,000 $159,463

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,570 $355,790,000 $138,440 $1,127 5.09%
    40-60% 1,065 $215,055,000 $201,930 $3,175 4.59%
    60-80% 2,262 $615,330,000 $272,029 $4,334 4.39%
    80-100% 2,072 $566,350,000 $273,335 $4,488 4.36%
    Over 100% 127 $42,595,000 $335,394 $12,448 4.39%
    Under 20% 5,593 $381,245,000 $68,165 $166 5.27%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    PENTAGON FEDERAL CREDIT UNION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 11.1%
    PENTAGON FEDERAL CREDIT UNION Conventional home mortgage Incorrect information on your report 1 5.6%
    PENTAGON FEDERAL CREDIT UNION Conventional home mortgage Trouble during payment process 3 16.7%
    PENTAGON FEDERAL CREDIT UNION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 2 11.1%
    PENTAGON FEDERAL CREDIT UNION Home equity loan or line of credit (HELOC) Trouble during payment process 3 16.7%
    PENTAGON FEDERAL CREDIT UNION Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 5.6%
    PENTAGON FEDERAL CREDIT UNION Other type of mortgage Closing on a mortgage 1 5.6%
    PENTAGON FEDERAL CREDIT UNION Other type of mortgage Struggling to pay mortgage 2 11.1%
    PENTAGON FEDERAL CREDIT UNION Other type of mortgage Trouble during payment process 2 11.1%
    PENTAGON FEDERAL CREDIT UNION Other type of mortgage Unable to get your credit report or credit score 1 5.6%