Vanderbilt Mortgage And Finance Rates, Fees & Info

KNOXVILLE, TN

LEI: 5493000YNV8IX4VD3X12

Tax ID: 62-0997810

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Mortgage Data

Review & Overview

Vanderbilt Mortgage And Finance is a mid-sized mortgage company specializing in Home Purchase loans. Vanderbilt Mortgage And Finance has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Indianapolis, Columbia, Nashville, and Lakeland among others. We have data for 565 markets. (Some data included below & more in-depth data is available with an active subscription.)

Vanderbilt Mortgage And Finance has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Vanderbilt Mortgage And Finance is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.02% 11/17/24
30 Year Conventional Refi 6.27% 11/17/24
30 Year Cash-out Refi 6.68% 11/17/24
30 Year FHA Purchase 7.34% 11/17/24
30 Year FHA Refi 6.27% 11/17/24
30 Year VA Purchase 6.27% 11/17/24
30 Year VA Refi 6.27% 11/17/24
30 Year USDA Purchase 6.83% 11/17/24
15 Year Conventional Purchase 6.21% 11/17/24
15 Year Conventional Refi 5.68% 11/17/24
15 Year Cash-out Refi 5.68% 11/17/24
15 Year VA Purchase 6.19% 11/17/24
15 Year VA Refi 5.68% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Vanderbilt Mortgage And Finance Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Vanderbilt Mortgage And Finance. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

18,685

Origination Dollar Volume (All Markets)

$3,811,055,000
Show all (23) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,654 $589,930,000 $356,669 $6,952 5.04%
Outside of Metro Areas 2,387 $344,405,000 $144,284 $6,668 7.80%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 735 $217,165,000 $295,463 $7,345 5.05%
COLUMBIA, SC (FHA|USDA|VA) 716 $171,650,000 $239,735 $7,099 5.21%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 496 $171,540,000 $345,847 $7,669 4.98%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 390 $116,390,000 $298,436 $9,058 5.22%
HUNTSVILLE, AL (FHA|USDA|VA) 387 $112,385,000 $290,401 $6,003 5.44%
KNOXVILLE, TN (FHA|USDA|VA) 413 $93,205,000 $225,678 $6,576 6.77%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 345 $77,355,000 $224,217 $6,054 5.80%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 655 $73,775,000 $112,634 $6,672 8.72%
RALEIGH-CARY, NC (FHA|USDA|VA) 213 $71,755,000 $336,878 $6,972 5.57%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 277 $66,575,000 $240,343 $7,178 6.66%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 306 $66,140,000 $216,144 $5,948 6.68%
KANSAS CITY, MO-KS (FHA|USDA|VA) 180 $64,440,000 $358,000 $6,746 4.75%
GAINESVILLE, GA (FHA|USDA|VA) 149 $58,455,000 $392,315 $7,291 4.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 228 $50,240,000 $220,351 $6,395 6.35%
WINSTON-SALEM, NC (FHA|USDA|VA) 194 $45,240,000 $233,196 $6,659 5.96%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 181 $44,385,000 $245,221 $6,540 5.78%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 222 $40,220,000 $181,171 $5,823 7.37%
WILMINGTON, NC (FHA|USDA|VA) 122 $30,840,000 $252,787 $6,757 5.91%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 136 $29,180,000 $214,559 $5,726 6.17%
COLUMBUS, GA-AL (FHA|USDA|VA) 117 $28,245,000 $241,410 $7,116 5.42%
HINESVILLE, GA (FHA|USDA|VA) 98 $28,180,000 $287,551 $8,426 4.59%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 176 $27,980,000 $158,977 $8,196 7.88%
Jefferson, GA (FHA|USDA|VA) 71 $27,105,000 $381,761 $6,925 4.70%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 110 $24,320,000 $221,091 $7,028 6.73%
SAVANNAH, GA (FHA|USDA|VA) 64 $19,400,000 $303,125 $9,241 4.81%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 124 $19,030,000 $153,468 $6,278 8.15%
ASHEVILLE, NC (FHA|USDA|VA) 134 $18,310,000 $136,642 $9,902 7.93%
SPARTANBURG, SC (FHA|USDA|VA) 101 $18,005,000 $178,267 $5,533 6.53%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 103 $17,145,000 $166,456 $7,844 8.15%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 98 $16,480,000 $168,163 $7,457 6.93%
RICHMOND, VA (FHA|USDA|VA) 72 $15,780,000 $219,167 $8,127 6.36%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 98 $14,360,000 $146,531 $6,788 7.95%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 62 $13,960,000 $225,161 $6,827 5.29%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 53 $13,735,000 $259,151 $7,238 6.13%
KOKOMO, IN (FHA|USDA|VA) 57 $13,635,000 $239,211 $6,534 4.84%
BATON ROUGE, LA (FHA|USDA|VA) 120 $13,200,000 $110,000 $6,145 8.81%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 120 $13,130,000 $109,417 $6,327 8.61%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 50 $12,690,000 $253,800 $8,186 6.20%
PANAMA CITY, FL (FHA|USDA|VA) 56 $12,070,000 $215,536 $7,694 6.68%
OCALA, FL (FHA|USDA|VA) 52 $11,790,000 $226,731 $9,324 6.03%
London, KY (FHA|USDA|VA) 108 $11,600,000 $107,407 $4,914 8.40%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 51 $11,365,000 $222,843 $6,925 7.44%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 72 $11,130,000 $154,583 $5,543 5.83%
COLUMBUS, IN (FHA|USDA|VA) 37 $10,665,000 $288,243 $6,304 5.07%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 68 $9,890,000 $145,441 $7,590 8.28%
BOWLING GREEN, KY (FHA|USDA|VA) 47 $9,475,000 $201,596 $6,630 6.92%
COLUMBUS, OH (FHA|USDA|VA) 59 $9,295,000 $157,542 $7,151 7.78%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 28 $9,070,000 $323,929 $5,421 4.57%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 32 $9,020,000 $281,875 $6,299 6.06%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 30 $8,990,000 $299,667 $8,051 5.68%
FAYETTEVILLE, NC (FHA|USDA|VA) 69 $8,595,000 $124,565 $7,321 7.86%
LOUISVILLE, KY (FHA|USDA|VA) 58 $8,590,000 $148,103 $6,711 7.51%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 36 $8,450,000 $234,722 $8,201 6.47%
MORRISTOWN, TN (FHA|USDA|VA) 59 $8,365,000 $141,780 $6,186 7.85%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 53 $8,305,000 $156,698 $7,803 7.34%
Shelby, NC (FHA|USDA|VA) 59 $8,195,000 $138,898 $7,911 7.42%
Lumberton, NC (FHA|USDA|VA) 60 $7,980,000 $133,000 $7,126 7.83%
JACKSON, MS (FHA|USDA|VA) 75 $7,955,000 $106,067 $5,764 8.44%
CHARLESTON, WV (FHA|USDA|VA) 77 $7,915,000 $102,792 $6,011 8.57%
DECATUR, AL (FHA|USDA|VA) 54 $7,860,000 $145,556 $7,061 7.82%
LYNCHBURG, VA (FHA|USDA|VA) 49 $7,825,000 $159,694 $8,057 7.48%
FLORENCE, SC (FHA|USDA|VA) 53 $7,615,000 $143,679 $5,230 6.64%
Greeneville, TN (FHA|USDA|VA) 50 $7,470,000 $149,400 $7,503 7.40%
BURLINGTON, NC (FHA|USDA|VA) 41 $7,395,000 $180,366 $5,955 7.03%
LAFAYETTE, LA (FHA|USDA|VA) 71 $7,375,000 $103,873 $6,279 8.94%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 62 $7,350,000 $118,548 $5,892 7.86%
TULSA, OK (FHA|USDA|VA) 53 $7,145,000 $134,811 $7,235 7.99%
SUMTER, SC (FHA|USDA|VA) 53 $7,015,000 $132,358 $4,423 7.80%
Jasper, AL (FHA|USDA|VA) 66 $7,000,000 $106,061 $5,006 8.68%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 57 $6,575,000 $115,351 $6,807 9.14%
Jesup, GA (FHA|USDA|VA) 33 $6,525,000 $197,727 $6,840 5.26%
Calhoun, GA (FHA|USDA|VA) 24 $6,520,000 $271,667 $7,091 5.88%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 32 $6,510,000 $203,438 $9,112 8.35%
LONGVIEW, TX (FHA|USDA|VA) 47 $6,505,000 $138,404 $7,004 8.44%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 45 $6,455,000 $143,444 $6,668 7.88%
MONTGOMERY, AL (FHA|USDA|VA) 33 $6,435,000 $195,000 $6,534 7.35%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 52 $6,410,000 $123,269 $5,312 8.10%
WARNER ROBINS, GA (FHA|USDA|VA) 21 $6,165,000 $293,571 $7,738 4.73%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 16 $6,080,000 $380,000 $5,722 4.63%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 59 $5,965,000 $101,102 $5,699 8.66%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 38 $5,950,000 $156,579 $8,504 7.39%
CLEVELAND, TN (FHA|USDA|VA) 36 $5,930,000 $164,722 $6,955 7.54%
Albertville, AL (FHA|USDA|VA) 39 $5,925,000 $151,923 $5,727 7.89%
OKLAHOMA CITY, OK (FHA|USDA|VA) 43 $5,885,000 $136,860 $5,636 7.77%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 47 $5,735,000 $122,021 $5,734 8.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 51 $5,555,000 $108,922 $5,531 8.69%
ROCKY MOUNT, NC (FHA|USDA|VA) 39 $5,555,000 $142,436 $7,235 7.36%
GAINESVILLE, FL (FHA|USDA|VA) 26 $5,450,000 $209,615 $8,276 6.40%
Cullman, AL (FHA|USDA|VA) 43 $5,395,000 $125,465 $6,535 8.09%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 32 $5,370,000 $167,813 $8,433 7.66%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 30 $5,250,000 $175,000 $7,681 6.84%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 35 $5,235,000 $149,571 $5,961 7.31%
HAMMOND, LA (FHA|USDA|VA) 47 $5,135,000 $109,255 $6,084 8.49%
JOHNSON CITY, TN (FHA|USDA|VA) 41 $5,115,000 $124,756 $6,164 8.25%
BOISE CITY, ID (FHA|USDA|VA) 17 $5,095,000 $299,706 $6,313 6.34%
Mount Airy, NC (FHA|USDA|VA) 32 $5,070,000 $158,438 $9,037 7.41%
Talladega-Sylacauga, AL (FHA|USDA|VA) 36 $5,030,000 $139,722 $5,725 6.90%
Russellville, AR (FHA|USDA|VA) 26 $4,860,000 $186,923 $5,693 5.47%
ROANOKE, VA (FHA|USDA|VA) 25 $4,815,000 $192,600 $7,465 6.52%
JACKSONVILLE, FL (FHA|USDA|VA) 19 $4,765,000 $250,789 $7,872 6.21%
Forest City, NC (FHA|USDA|VA) 33 $4,525,000 $137,121 $7,188 7.43%
ROME, GA (FHA|USDA|VA) 22 $4,400,000 $200,000 $5,527 6.49%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 33 $4,145,000 $125,606 $5,006 8.94%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 30 $4,040,000 $134,667 $6,314 8.29%
TYLER, TX (FHA|USDA|VA) 23 $3,865,000 $168,043 $12,152 8.40%
DALTON, GA (FHA|USDA|VA) 31 $3,855,000 $124,355 $6,170 8.15%
Orangeburg, SC (FHA|USDA|VA) 35 $3,855,000 $110,143 $3,790 8.14%
JACKSONVILLE, NC (FHA|USDA|VA) 23 $3,845,000 $167,174 $5,648 6.28%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 12 $3,800,000 $316,667 $6,116 4.91%
GREENVILLE, NC (FHA|USDA|VA) 35 $3,795,000 $108,429 $6,670 8.13%
Gaffney, SC (FHA|USDA|VA) 27 $3,695,000 $136,852 $4,996 8.07%
TALLAHASSEE, FL (FHA|USDA|VA) 26 $3,690,000 $141,923 $6,018 8.14%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 41 $3,685,000 $89,878 $5,373 8.85%
BECKLEY, WV (FHA|USDA|VA) 33 $3,675,000 $111,364 $5,532 7.98%
TUSCALOOSA, AL (FHA|USDA|VA) 36 $3,540,000 $98,333 $5,689 8.72%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 25 $3,535,000 $141,400 $8,757 7.30%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 16 $3,520,000 $220,000 $5,565 7.08%
Dayton, TN (FHA|USDA|VA) 23 $3,515,000 $152,826 $7,192 7.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 33 $3,495,000 $105,909 $6,623 8.67%
Somerset, KY (FHA|USDA|VA) 29 $3,475,000 $119,828 $5,694 7.96%
WACO, TX (FHA|USDA|VA) 25 $3,445,000 $137,800 $9,065 8.07%
HATTIESBURG, MS (FHA|USDA|VA) 37 $3,425,000 $92,568 $4,626 8.47%
Lufkin, TX (FHA|USDA|VA) 30 $3,380,000 $112,667 $6,691 7.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 28 $3,370,000 $120,357 $7,242 8.42%
SALT LAKE CITY, UT (FHA|USDA|VA) 40 $3,370,000 $84,250 $0 9.53%
LAKE CHARLES, LA (FHA|USDA|VA) 32 $3,330,000 $104,063 $6,185 8.62%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 18 $3,320,000 $184,444 $6,471 5.69%
Corsicana, TX (FHA|USDA|VA) 26 $3,300,000 $126,923 $8,743 8.37%
Malvern, AR (FHA|USDA|VA) 27 $3,235,000 $119,815 $7,985 8.11%
Cedartown, GA (FHA|USDA|VA) 14 $3,230,000 $230,714 $8,066 6.43%
Richmond-Berea, KY (FHA|USDA|VA) 27 $3,165,000 $117,222 $6,268 8.71%
EL PASO, TX (FHA|USDA|VA) 33 $3,145,000 $95,303 $4,531 8.50%
Scottsboro, AL (FHA|USDA|VA) 21 $3,085,000 $146,905 $6,483 7.16%
Athens, TN (FHA|USDA|VA) 19 $3,075,000 $161,842 $8,162 7.65%
Albemarle, NC (FHA|USDA|VA) 19 $3,055,000 $160,789 $9,325 7.05%
Crossville, TN (FHA|USDA|VA) 19 $3,055,000 $160,789 $7,405 7.10%
JOPLIN, MO (FHA|USDA|VA) 20 $3,040,000 $152,000 $6,588 7.45%
Sevierville, TN (FHA|USDA|VA) 20 $3,040,000 $152,000 $7,518 7.86%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 20 $3,040,000 $152,000 $6,188 7.18%
MORGANTOWN, WV (FHA|USDA|VA) 24 $3,030,000 $126,250 $6,626 8.56%
SPRINGFIELD, MO (FHA|USDA|VA) 25 $2,935,000 $117,400 $5,681 8.57%
Georgetown, SC (FHA|USDA|VA) 20 $2,890,000 $144,500 $5,717 8.18%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 23 $2,885,000 $125,435 $7,228 8.41%
MOBILE, AL (FHA|USDA|VA) 26 $2,880,000 $110,769 $5,908 8.43%
Glasgow, KY (FHA|USDA|VA) 21 $2,835,000 $135,000 $5,764 7.97%
Seneca, SC (FHA|USDA|VA) 13 $2,825,000 $217,308 $2,767 8.36%
Cookeville, TN (FHA|USDA|VA) 17 $2,825,000 $166,176 $6,655 6.90%
Alexander City, AL (FHA|USDA|VA) 18 $2,730,000 $151,667 $7,043 8.14%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 19 $2,725,000 $143,421 $7,177 8.26%
Danville, KY (FHA|USDA|VA) 21 $2,715,000 $129,286 $5,694 8.33%
Portsmouth, OH (FHA|USDA|VA) 20 $2,660,000 $133,000 $6,125 8.52%
Roanoke Rapids, NC (FHA|USDA|VA) 21 $2,635,000 $125,476 $6,048 8.16%
Athens, TX (FHA|USDA|VA) 26 $2,630,000 $101,154 $5,383 8.87%
AMARILLO, TX (FHA|USDA|VA) 24 $2,610,000 $108,750 $5,070 8.32%
JACKSON, TN (FHA|USDA|VA) 18 $2,580,000 $143,333 $6,181 7.91%
Gallup, NM (FHA|USDA|VA) 23 $2,575,000 $111,957 $0 8.81%
NEW BERN, NC (FHA|USDA|VA) 16 $2,550,000 $159,375 $7,601 6.91%
LaGrange, GA-AL (FHA|USDA|VA) 20 $2,500,000 $125,000 $7,479 8.25%
Newport, TN (FHA|USDA|VA) 20 $2,440,000 $122,000 $6,133 8.27%
North Wilkesboro, NC (FHA|USDA|VA) 21 $2,385,000 $113,571 $6,445 8.00%
Opelousas, LA (FHA|USDA|VA) 21 $2,385,000 $113,571 $6,207 8.12%
BRUNSWICK, GA (FHA|USDA|VA) 11 $2,365,000 $215,000 $8,734 6.34%
LAS CRUCES, NM (FHA|USDA|VA) 21 $2,365,000 $112,619 $0 8.55%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 12 $2,340,000 $195,000 $5,845 6.51%
Las Vegas, NM (FHA|USDA|VA) 16 $2,340,000 $146,250 $15,908 7.23%
Cornelia, GA (FHA|USDA|VA) 10 $2,330,000 $233,000 $6,622 4.79%
Chillicothe, OH (FHA|USDA|VA) 20 $2,330,000 $116,500 $5,725 8.67%
ODESSA, TX (FHA|USDA|VA) 20 $2,330,000 $116,500 $8,670 8.50%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 15 $2,315,000 $154,333 $7,971 7.74%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 11 $2,245,000 $204,091 $13,291 7.13%
FLAGSTAFF, AZ (FHA|USDA|VA) 13 $2,215,000 $170,385 $10,910 7.98%
Newberry, SC (FHA|USDA|VA) 17 $2,215,000 $130,294 $4,954 8.58%
Bluefield, WV-VA (FHA|USDA|VA) 17 $2,215,000 $130,294 $6,745 8.13%
Alamogordo, NM (FHA|USDA|VA) 19 $2,205,000 $116,053 $0 8.78%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $2,195,000 $168,846 $7,352 7.04%
Sanford, NC (FHA|USDA|VA) 14 $2,130,000 $152,143 $9,364 8.10%
Marion, NC (FHA|USDA|VA) 13 $2,125,000 $163,462 $8,688 7.84%
Palestine, TX (FHA|USDA|VA) 18 $2,090,000 $116,111 $6,270 8.36%
Clarksburg, WV (FHA|USDA|VA) 19 $2,085,000 $109,737 $6,615 8.24%
GADSDEN, AL (FHA|USDA|VA) 15 $2,085,000 $139,000 $5,249 6.29%
Show Low, AZ (FHA|USDA|VA) 10 $2,050,000 $205,000 $8,170 7.57%
McComb, MS (FHA|USDA|VA) 18 $2,050,000 $113,889 $8,515 8.03%
Fort Payne, AL (FHA|USDA|VA) 15 $2,045,000 $136,333 $5,669 7.89%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $2,020,000 $168,333 $7,033 6.73%
Elizabeth City, NC (FHA|USDA|VA) 14 $2,020,000 $144,286 $6,389 8.55%
Brenham, TX (FHA|USDA|VA) 17 $2,015,000 $118,529 $13,855 8.87%
Laurel, MS (FHA|USDA|VA) 22 $2,010,000 $91,364 $6,078 8.80%
FORT COLLINS, CO (FHA|USDA|VA) 20 $1,990,000 $99,500 $0 9.34%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $1,965,000 $280,714 $7,052 5.30%
Cullowhee, NC (FHA|USDA|VA) 14 $1,960,000 $140,000 $6,693 7.04%
FORT SMITH, AR-OK (FHA|USDA|VA) 17 $1,955,000 $115,000 $4,077 7.56%
TEXARKANA, TX-AR (FHA|USDA|VA) 20 $1,940,000 $97,000 $6,288 8.59%
Wilson, NC (FHA|USDA|VA) 15 $1,935,000 $129,000 $6,905 7.28%
GOLDSBORO, NC (FHA|USDA|VA) 17 $1,925,000 $113,235 $7,868 8.09%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 14 $1,920,000 $137,143 $3,419 8.22%
HOT SPRINGS, AR (FHA|USDA|VA) 17 $1,905,000 $112,059 $6,047 8.29%
Bogalusa, LA (FHA|USDA|VA) 17 $1,895,000 $111,471 $7,550 8.38%
Point Pleasant, WV-OH (FHA|USDA|VA) 17 $1,885,000 $110,882 $5,839 7.85%
ALBUQUERQUE, NM (FHA|USDA|VA) 15 $1,805,000 $120,333 $2,777 8.36%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 9 $1,805,000 $200,556 $3,359 7.51%
Sulphur Springs, TX (FHA|USDA|VA) 11 $1,725,000 $156,818 $7,265 8.68%
Washington, NC (FHA|USDA|VA) 13 $1,725,000 $132,692 $6,980 8.24%
Jacksonville, TX (FHA|USDA|VA) 15 $1,695,000 $113,000 $6,380 8.71%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 9 $1,675,000 $186,111 $3,880 6.56%
Morehead City, NC (FHA|USDA|VA) 11 $1,675,000 $152,273 $6,912 7.00%
Danville, VA (FHA|USDA|VA) 13 $1,665,000 $128,077 $6,706 7.21%
Brevard, NC (FHA|USDA|VA) 10 $1,640,000 $164,000 $8,836 6.46%
Tupelo, MS (FHA|USDA|VA) 13 $1,625,000 $125,000 $5,351 8.22%
Huntsville, TX (FHA|USDA|VA) 15 $1,605,000 $107,000 $9,300 7.55%
Mount Sterling, KY (FHA|USDA|VA) 14 $1,600,000 $114,286 $5,759 8.37%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 14 $1,590,000 $113,571 $6,397 8.87%
Summerville, GA (FHA|USDA|VA) 12 $1,530,000 $127,500 $6,642 7.97%
TUCSON, AZ (FHA|USDA|VA) 10 $1,490,000 $149,000 $7,218 7.76%
FARMINGTON, NM (FHA|USDA|VA) 14 $1,480,000 $105,714 $4,650 9.09%
HARRISONBURG, VA (FHA|USDA|VA) 12 $1,480,000 $123,333 $13,956 8.68%
STAUNTON, VA (FHA|USDA|VA) 13 $1,465,000 $112,692 $5,367 8.25%
Middlesborough, KY (FHA|USDA|VA) 12 $1,460,000 $121,667 $7,852 8.05%
Picayune, MS (FHA|USDA|VA) 12 $1,460,000 $121,667 $5,670 7.73%
DOTHAN, AL (FHA|USDA|VA) 13 $1,445,000 $111,154 $5,342 7.89%
GREELEY, CO (FHA|USDA|VA) 13 $1,445,000 $111,154 $0 8.61%
ALEXANDRIA, LA (FHA|USDA|VA) 13 $1,435,000 $110,385 $5,503 8.44%
Martinsville, VA (FHA|USDA|VA) 9 $1,435,000 $159,444 $8,205 6.83%
Key West, FL (FHA|USDA|VA) 2 $1,430,000 $715,000 $6,075 4.31%
Dublin, GA (FHA|USDA|VA) 11 $1,425,000 $129,545 $6,552 7.81%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 22 $1,410,000 $64,091 $0 9.84%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,405,000 $281,000 $5,166 4.65%
Statesboro, GA (FHA|USDA|VA) 8 $1,400,000 $175,000 $6,916 6.87%
PORT ST. LUCIE, FL (FHA|USDA|VA) 7 $1,385,000 $197,857 $5,058 6.95%
Tahlequah, OK (FHA|USDA|VA) 10 $1,380,000 $138,000 $9,751 7.81%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 12 $1,380,000 $115,000 $4,047 7.79%
STOCKTON, CA (FHA|USDA|VA) 5 $1,375,000 $275,000 $6,005 7.40%
DOVER, DE (FHA|USDA|VA) 17 $1,365,000 $80,294 $5,571 9.39%
ALBANY, GA (FHA|USDA|VA) 11 $1,365,000 $124,091 $6,358 8.26%
Laurinburg, NC (FHA|USDA|VA) 12 $1,350,000 $112,500 $6,080 7.90%
WINCHESTER, VA-WV (FHA|USDA|VA) 6 $1,340,000 $223,333 $8,980 7.50%
PITTSBURGH, PA (FHA|USDA|VA) 13 $1,315,000 $101,154 $5,914 8.41%
Paducah, KY-IL (FHA|USDA|VA) 10 $1,300,000 $130,000 $5,599 7.93%
Lebanon, MO (FHA|USDA|VA) 10 $1,290,000 $129,000 $5,420 8.97%
Greenwood, SC (FHA|USDA|VA) 11 $1,275,000 $115,909 $3,272 8.01%
Toccoa, GA (FHA|USDA|VA) 6 $1,270,000 $211,667 $8,008 5.06%
EVANSVILLE, IN-KY (FHA|USDA|VA) 12 $1,260,000 $105,000 $6,972 8.84%
SALISBURY, MD-DE (FHA|USDA|VA) 12 $1,260,000 $105,000 $5,368 8.95%
Searcy, AR (FHA|USDA|VA) 12 $1,260,000 $105,000 $6,736 8.29%
Zanesville, OH (FHA|USDA|VA) 12 $1,250,000 $104,167 $4,593 9.05%
Nacogdoches, TX (FHA|USDA|VA) 11 $1,245,000 $113,182 $7,309 7.88%
JONESBORO, AR (FHA|USDA|VA) 10 $1,240,000 $124,000 $5,483 7.81%
LUBBOCK, TX (FHA|USDA|VA) 9 $1,225,000 $136,111 $5,586 7.90%
MONROE, LA (FHA|USDA|VA) 10 $1,220,000 $122,000 $6,700 8.26%
Kinston, NC (FHA|USDA|VA) 8 $1,210,000 $151,250 $7,201 7.14%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $1,205,000 $172,143 $4,030 7.36%
Marietta, OH (FHA|USDA|VA) 10 $1,200,000 $120,000 $4,784 7.95%
AKRON, OH (FHA|USDA|VA) 8 $1,170,000 $146,250 $4,433 7.61%
Mountain Home, AR (FHA|USDA|VA) 8 $1,170,000 $146,250 $11,266 7.48%
Shelbyville, TN (FHA|USDA|VA) 3 $1,165,000 $388,333 $5,113 4.67%
Elkins, WV (FHA|USDA|VA) 11 $1,165,000 $105,909 $5,624 8.09%
COLORADO SPRINGS, CO (FHA|USDA|VA) 10 $1,160,000 $116,000 $7,822 8.52%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 10 $1,120,000 $112,000 $5,194 7.36%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 7 $1,115,000 $159,286 $3,492 6.00%
Jennings, LA (FHA|USDA|VA) 10 $1,090,000 $109,000 $6,476 8.05%
St. Marys, GA (FHA|USDA|VA) 6 $1,080,000 $180,000 $8,330 7.08%
SHERMAN-DENISON, TX (FHA|USDA|VA) 12 $1,080,000 $90,000 $0 9.44%
OWENSBORO, KY (FHA|USDA|VA) 9 $1,075,000 $119,444 $6,129 8.44%
Rockingham, NC (FHA|USDA|VA) 9 $1,065,000 $118,333 $6,572 7.98%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,597 4.54%
Muskogee, OK (FHA|USDA|VA) 7 $1,055,000 $150,714 $17,815 7.82%
Henderson, NC (FHA|USDA|VA) 8 $1,050,000 $131,250 $7,445 9.01%
Lake City, FL (FHA|USDA|VA) 7 $1,045,000 $149,286 $7,818 7.99%
VICTORIA, TX (FHA|USDA|VA) 8 $1,010,000 $126,250 $10,184 8.94%
CARBONDALE-MARION, IL (FHA|USDA|VA) 8 $1,000,000 $125,000 $5,288 7.64%
Fernley, NV (FHA|USDA|VA) 4 $1,000,000 $250,000 $12,868 6.47%
Big Stone Gap, VA (FHA|USDA|VA) 7 $985,000 $140,714 $5,634 7.68%
Bartlesville, OK (FHA|USDA|VA) 6 $970,000 $161,667 $9,863 8.91%
Thomaston, GA (FHA|USDA|VA) 4 $970,000 $242,500 $4,762 5.38%
MODESTO, CA (FHA|USDA|VA) 3 $945,000 $315,000 $4,366 4.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 8 $930,000 $116,250 $0 10.09%
El Campo, TX (FHA|USDA|VA) 8 $930,000 $116,250 $7,626 8.65%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $915,000 $183,000 $4,817 7.85%
Natchitoches, LA (FHA|USDA|VA) 8 $900,000 $112,500 $8,412 7.70%
ABILENE, TX (FHA|USDA|VA) 7 $895,000 $127,857 $4,681 7.95%
Bardstown, KY (FHA|USDA|VA) 5 $895,000 $179,000 $8,347 6.95%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $860,000 $143,333 $5,004 6.81%
Campbellsville, KY (FHA|USDA|VA) 7 $855,000 $122,143 $5,811 7.89%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $845,000 $169,000 $10,034 6.75%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $835,000 $167,000 $0 7.35%
Stillwater, OK (FHA|USDA|VA) 5 $825,000 $165,000 $6,853 6.95%
Brownsville, TN (FHA|USDA|VA) 5 $825,000 $165,000 $4,932 7.95%
Urbana, OH (FHA|USDA|VA) 5 $825,000 $165,000 $8,023 8.95%
Bonham, TX (FHA|USDA|VA) 6 $820,000 $136,667 $6,805 7.91%
LANCASTER, PA (FHA|USDA|VA) 9 $815,000 $90,556 $0 9.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $795,000 $88,333 $6,552 8.44%
Paragould, AR (FHA|USDA|VA) 6 $790,000 $131,667 $8,010 7.94%
Frankfort, KY (FHA|USDA|VA) 8 $790,000 $98,750 $4,862 8.31%
Jackson, OH (FHA|USDA|VA) 6 $790,000 $131,667 $7,324 7.44%
Mayfield, KY (FHA|USDA|VA) 6 $780,000 $130,000 $5,259 8.17%
PINE BLUFF, AR (FHA|USDA|VA) 5 $765,000 $153,000 $9,912 8.25%
WICHITA, KS (FHA|USDA|VA) 3 $755,000 $251,667 $6,542 5.83%
Brookhaven, MS (FHA|USDA|VA) 6 $750,000 $125,000 $0 8.37%
El Dorado, AR (FHA|USDA|VA) 8 $740,000 $92,500 $4,518 8.06%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $735,000 $245,000 $4,949 5.96%
CORPUS CHRISTI, TX (FHA|USDA|VA) 9 $735,000 $81,667 $5,002 9.44%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 8 $730,000 $91,250 $4,380 8.44%
TOLEDO, OH (FHA|USDA|VA) 6 $730,000 $121,667 $5,094 8.06%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $730,000 $73,000 $2,831 9.77%
Bellefontaine, OH (FHA|USDA|VA) 5 $725,000 $145,000 $7,056 8.60%
Okeechobee, FL (FHA|USDA|VA) 4 $720,000 $180,000 $8,298 7.75%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $695,000 $231,667 $4,510 7.12%
Morgan City, LA (FHA|USDA|VA) 7 $695,000 $99,286 $4,698 8.36%
Mount Vernon, IL (FHA|USDA|VA) 5 $685,000 $137,000 $5,790 7.15%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $680,000 $340,000 $19,064 7.06%
Palatka, FL (FHA|USDA|VA) 5 $675,000 $135,000 $6,576 7.70%
Mount Pleasant, TX (FHA|USDA|VA) 5 $675,000 $135,000 $0 7.40%
Enterprise, AL (FHA|USDA|VA) 6 $660,000 $110,000 $3,588 7.60%
Milledgeville, GA (FHA|USDA|VA) 4 $660,000 $165,000 $7,057 7.69%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $660,000 $165,000 $6,061 8.00%
Union, SC (FHA|USDA|VA) 7 $655,000 $93,571 $3,869 8.72%
Madisonville, KY (FHA|USDA|VA) 8 $650,000 $81,250 $4,930 8.28%
Steamboat Springs, CO (FHA|USDA|VA) 1 $645,000 $645,000 $4,563 5.50%
SAN ANGELO, TX (FHA|USDA|VA) 5 $645,000 $129,000 $7,236 7.57%
Vidalia, GA (FHA|USDA|VA) 4 $620,000 $155,000 $6,341 7.72%
Shawnee, OK (FHA|USDA|VA) 5 $615,000 $123,000 $6,569 9.30%
EspaƱola, NM (FHA|USDA|VA) 5 $615,000 $123,000 $0 8.15%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $615,000 $205,000 $4,109 7.70%
Camden, AR (FHA|USDA|VA) 6 $610,000 $101,667 $4,490 8.16%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $610,000 $152,500 $4,048 6.34%
Fairmont, WV (FHA|USDA|VA) 4 $600,000 $150,000 $8,202 7.90%
Gainesville, TX (FHA|USDA|VA) 4 $600,000 $150,000 $7,003 6.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $595,000 $595,000 $5,159 5.00%
Jasper, IN (FHA|USDA|VA) 5 $595,000 $119,000 $4,368 8.35%
RENO, NV (FHA|USDA|VA) 5 $595,000 $119,000 $17,567 9.50%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 6 $590,000 $98,333 $0 8.87%
Douglas, GA (FHA|USDA|VA) 3 $575,000 $191,667 $9,661 7.50%
Atmore, AL (FHA|USDA|VA) 6 $570,000 $95,000 $6,180 7.88%
PROVO-OREM, UT (FHA|USDA|VA) 7 $565,000 $80,714 $0 9.53%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $565,000 $113,000 $9,342 9.60%
Batesville, AR (FHA|USDA|VA) 6 $560,000 $93,333 $4,466 8.83%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $555,000 $555,000 $3,902 3.38%
Grants, NM (FHA|USDA|VA) 4 $550,000 $137,500 $0 9.06%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $550,000 $91,667 $3,650 9.31%
Dyersburg, TN (FHA|USDA|VA) 4 $540,000 $135,000 $6,203 5.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $540,000 $270,000 $4,725 5.06%
Selma, AL (FHA|USDA|VA) 6 $540,000 $90,000 $4,339 9.08%
BOULDER, CO (FHA|USDA|VA) 3 $535,000 $178,333 $2,892 5.54%
Harrison, AR (FHA|USDA|VA) 5 $535,000 $107,000 $4,152 8.10%
Cambridge, OH (FHA|USDA|VA) 5 $535,000 $107,000 $3,896 9.35%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $530,000 $132,500 $0 7.87%
CHEYENNE, WY (FHA|USDA|VA) 4 $530,000 $132,500 $0 8.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $520,000 $130,000 $3,623 6.84%
Waycross, GA (FHA|USDA|VA) 3 $505,000 $168,333 $7,748 5.96%
CaƱon City, CO (FHA|USDA|VA) 4 $500,000 $125,000 $18,594 8.41%
Vincennes, IN (FHA|USDA|VA) 4 $500,000 $125,000 $5,975 8.50%
Arkadelphia, AR (FHA|USDA|VA) 5 $495,000 $99,000 $0 8.05%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $485,000 $161,667 $4,187 6.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 6 $480,000 $80,000 $4,695 9.62%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $475,000 $95,000 $2,981 8.60%
Eagle Pass, TX (FHA|USDA|VA) 2 $460,000 $230,000 $6,033 3.69%
New Philadelphia-Dover, OH (FHA|USDA|VA) 3 $455,000 $151,667 $3,792 7.79%
MIDLAND, TX (FHA|USDA|VA) 5 $455,000 $91,000 $6,293 8.90%
Oxford, MS (FHA|USDA|VA) 4 $450,000 $112,500 $0 7.75%
Granbury, TX (FHA|USDA|VA) 4 $450,000 $112,500 $7,861 8.56%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $450,000 $225,000 $2,602 6.50%
Auburn, IN (FHA|USDA|VA) 5 $445,000 $89,000 $5,445 8.75%
Lawrenceburg, TN (FHA|USDA|VA) 3 $445,000 $148,333 $7,788 7.38%
Athens, OH (FHA|USDA|VA) 4 $440,000 $110,000 $4,901 7.62%
Helena-West Helena, AR (FHA|USDA|VA) 3 $435,000 $145,000 $0 7.83%
Miami, OK (FHA|USDA|VA) 3 $435,000 $145,000 $0 8.50%
Sidney, OH (FHA|USDA|VA) 4 $430,000 $107,500 $6,600 8.69%
Dumas, TX (FHA|USDA|VA) 4 $420,000 $105,000 $0 8.69%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $415,000 $415,000 $2,618 5.00%
Bennettsville, SC (FHA|USDA|VA) 4 $410,000 $102,500 $2,226 9.30%
Blytheville, AR (FHA|USDA|VA) 4 $410,000 $102,500 $6,948 8.19%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $400,000 $200,000 $7,027 5.63%
DeRidder, LA (FHA|USDA|VA) 3 $395,000 $131,667 $0 7.67%
Angola, IN (FHA|USDA|VA) 3 $395,000 $131,667 $4,332 5.91%
VALDOSTA, GA (FHA|USDA|VA) 3 $395,000 $131,667 $0 9.33%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $395,000 $131,667 $0 7.75%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5 $395,000 $79,000 $0 9.00%
Los Alamos, NM (FHA|USDA|VA) 3 $385,000 $128,333 $0 7.58%
Martin, TN (FHA|USDA|VA) 3 $385,000 $128,333 $5,187 6.49%
Eufaula, AL-GA (FHA|USDA|VA) 4 $380,000 $95,000 $5,693 8.56%
Roswell, NM (FHA|USDA|VA) 2 $380,000 $190,000 $0 7.38%
KANKAKEE, IL (FHA|USDA|VA) 4 $380,000 $95,000 $3,118 7.44%
Bay City, TX (FHA|USDA|VA) 4 $380,000 $95,000 $0 8.18%
Wooster, OH (FHA|USDA|VA) 3 $375,000 $125,000 $2,377 8.00%
Elko, NV (FHA|USDA|VA) 2 $370,000 $185,000 $14,109 6.31%
NAPA, CA (FHA|USDA|VA) 2 $370,000 $185,000 $0 9.25%
Branson, MO (FHA|USDA|VA) 2 $360,000 $180,000 $13,769 6.38%
Adrian, MI (FHA|USDA|VA) 2 $360,000 $180,000 $4,132 6.44%
Thomasville, GA (FHA|USDA|VA) 2 $360,000 $180,000 $6,858 7.69%
FLINT, MI (FHA|USDA|VA) 1 $355,000 $355,000 $11,084 5.38%
Prineville, OR (FHA|USDA|VA) 1 $355,000 $355,000 $17,269 3.25%
Americus, GA (FHA|USDA|VA) 3 $355,000 $118,333 $0 8.08%
MANSFIELD, OH (FHA|USDA|VA) 2 $350,000 $175,000 $3,039 6.00%
Brownwood, TX (FHA|USDA|VA) 2 $350,000 $175,000 $0 6.75%
ROCKFORD, IL (FHA|USDA|VA) 1 $345,000 $345,000 $2,913 5.88%
Fort Polk South, LA (FHA|USDA|VA) 3 $335,000 $111,667 $5,819 8.83%
Deming, NM (FHA|USDA|VA) 3 $325,000 $108,333 $0 8.83%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $315,000 $105,000 $4,712 7.75%
Cleveland, MS (FHA|USDA|VA) 3 $315,000 $105,000 $4,124 8.16%
BILLINGS, MT (FHA|USDA|VA) 1 $315,000 $315,000 $3,831 5.99%
LEBANON, PA (FHA|USDA|VA) 2 $310,000 $155,000 $2,916 6.06%
Wilmington, OH (FHA|USDA|VA) 2 $310,000 $155,000 $8,822 7.00%
Corinth, MS (FHA|USDA|VA) 4 $310,000 $77,500 $4,094 8.94%
Guymon, OK (FHA|USDA|VA) 2 $310,000 $155,000 $0 7.62%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $305,000 $101,667 $5,543 8.00%
Durant, OK (FHA|USDA|VA) 3 $305,000 $101,667 $4,495 8.25%
Forrest City, AR (FHA|USDA|VA) 2 $300,000 $150,000 $0 8.13%
CHICO, CA (FHA|USDA|VA) 2 $300,000 $150,000 $6,275 7.38%
Clarksdale, MS (FHA|USDA|VA) 2 $300,000 $150,000 $8,197 7.37%
Silver City, NM (FHA|USDA|VA) 2 $300,000 $150,000 $0 9.25%
Roseburg, OR (FHA|USDA|VA) 1 $295,000 $295,000 $17,325 4.38%
Durango, CO (FHA|USDA|VA) 2 $290,000 $145,000 $0 8.75%
Fredericksburg, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,438 5.13%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $280,000 $140,000 $6,257 6.75%
McAlester, OK (FHA|USDA|VA) 2 $280,000 $140,000 $7,217 9.99%
Bedford, IN (FHA|USDA|VA) 2 $280,000 $140,000 $5,885 7.75%
Rockport, TX (FHA|USDA|VA) 3 $275,000 $91,667 $6,276 8.58%
Alice, TX (FHA|USDA|VA) 3 $275,000 $91,667 $0 8.91%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $270,000 $135,000 $8,872 9.00%
Warrensburg, MO (FHA|USDA|VA) 2 $270,000 $135,000 $3,790 6.50%
Fort Leonard Wood, MO (FHA|USDA|VA) 2 $270,000 $135,000 $0 7.12%
DULUTH, MN-WI (FHA|USDA|VA) 1 $265,000 $265,000 $2,816 3.00%
Cambridge, MD (FHA|USDA|VA) 3 $265,000 $88,333 $2,519 8.41%
Klamath Falls, OR (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.50%
WHEELING, WV-OH (FHA|USDA|VA) 2 $260,000 $130,000 $0 9.12%
Hope, AR (FHA|USDA|VA) 3 $255,000 $85,000 $0 9.66%
ERIE, PA (FHA|USDA|VA) 3 $255,000 $85,000 $3,850 9.79%
Salem, OH (FHA|USDA|VA) 2 $250,000 $125,000 $5,328 7.12%
Peru, IN (FHA|USDA|VA) 2 $250,000 $125,000 $5,571 8.31%
Coshocton, OH (FHA|USDA|VA) 3 $245,000 $81,667 $5,268 10.08%
Boone, NC (FHA|USDA|VA) 1 $245,000 $245,000 $8,765 5.25%
Ponca City, OK (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.25%
Woodward, OK (FHA|USDA|VA) 2 $240,000 $120,000 $2,791 8.75%
Levelland, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 9.50%
Helena, MT (FHA|USDA|VA) 1 $235,000 $235,000 $2,194 2.63%
Moses Lake, WA (FHA|USDA|VA) 1 $225,000 $225,000 $1,407 7.30%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $225,000 $225,000 $3,550 5.88%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $220,000 $110,000 $4,791 9.50%
Troy, AL (FHA|USDA|VA) 2 $220,000 $110,000 $0 9.25%
Sterling, CO (FHA|USDA|VA) 3 $215,000 $71,667 $0 9.25%
MONROE, MI (FHA|USDA|VA) 1 $215,000 $215,000 $6,737 7.25%
Effingham, IL (FHA|USDA|VA) 1 $215,000 $215,000 $7,204 7.25%
Elk City, OK (FHA|USDA|VA) 1 $215,000 $215,000 $4,749 6.75%
Mineral Wells, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.62%
North Vernon, IN (FHA|USDA|VA) 1 $205,000 $205,000 $10,740 4.13%
Pampa, TX (FHA|USDA|VA) 1 $205,000 $205,000 $2,962 6.00%
Winnemucca, NV (FHA|USDA|VA) 1 $205,000 $205,000 $8,359 7.50%
Centralia, IL (FHA|USDA|VA) 2 $200,000 $100,000 $5,205 8.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $200,000 $100,000 $3,158 7.13%
Findlay, OH (FHA|USDA|VA) 3 $195,000 $65,000 $0 9.66%
NILES, MI (FHA|USDA|VA) 1 $195,000 $195,000 $7,313 8.99%
Kerrville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,538 8.99%
SANTA FE, NM (FHA|USDA|VA) 2 $190,000 $95,000 $0 9.63%
Central City, KY (FHA|USDA|VA) 1 $185,000 $185,000 $7,572 7.99%
Hereford, TX (FHA|USDA|VA) 1 $185,000 $185,000 $9,210 5.25%
Sterling, IL (FHA|USDA|VA) 1 $185,000 $185,000 $2,681 5.00%
Arcadia, FL (FHA|USDA|VA) 1 $185,000 $185,000 $8,107 7.50%
Red Bluff, CA (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.25%
Magnolia, AR (FHA|USDA|VA) 2 $180,000 $90,000 $0 8.75%
Selinsgrove, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,050 5.75%
Evanston, WY (FHA|USDA|VA) 2 $170,000 $85,000 $3,998 9.25%
POCATELLO, ID (FHA|USDA|VA) 2 $170,000 $85,000 $4,483 8.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $165,000 $55,000 $0 9.25%
Carroll, IA (FHA|USDA|VA) 1 $165,000 $165,000 $2,975 4.50%
Big Rapids, MI (FHA|USDA|VA) 1 $165,000 $165,000 $10,552 5.13%
ENID, OK (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.25%
Ardmore, OK (FHA|USDA|VA) 2 $160,000 $80,000 $0 9.63%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $155,000 $155,000 $4,398 6.13%
Dixon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,441 4.38%
Plainview, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.99%
Celina, OH (FHA|USDA|VA) 3 $155,000 $51,667 $0 10.08%
Scottsburg, IN (FHA|USDA|VA) 1 $155,000 $155,000 $8,783 6.25%
Liberal, KS (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.25%
Lewisburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.99%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.50%
Meridian, MS (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.50%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $150,000 $75,000 $5,054 10.62%
LAWTON, OK (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.49%
Madison, IN (FHA|USDA|VA) 1 $145,000 $145,000 $7,903 5.13%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $145,000 $145,000 $6,348 5.50%
Ontario, OR-ID (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.25%
Beeville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.99%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $140,000 $70,000 $0 10.00%
Parsons, KS (FHA|USDA|VA) 1 $135,000 $135,000 $5,199 6.99%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.25%
Columbus, MS (FHA|USDA|VA) 2 $130,000 $65,000 $3,930 7.00%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $130,000 $65,000 $0 10.25%
Bluffton, IN (FHA|USDA|VA) 4 $130,000 $32,500 $0 11.12%
COLUMBIA, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.75%
Poplar Bluff, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.75%
LAWRENCE, KS (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.75%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.50%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $125,000 $125,000 $5,255 5.88%
Burley, ID (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.99%
Vernal, UT (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.99%
Port Lavaca, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.99%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.93%
Brookings, OR (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.75%
READING, PA (FHA|USDA|VA) 2 $110,000 $55,000 $0 9.38%
McMinnville, TN (FHA|USDA|VA) 2 $110,000 $55,000 $3,549 8.00%
GETTYSBURG, PA (FHA|USDA|VA) 2 $110,000 $55,000 $3,938 8.88%
Fremont, OH (FHA|USDA|VA) 2 $110,000 $55,000 $0 9.50%
Garden City, KS (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.25%
Ozark, AL (FHA|USDA|VA) 1 $105,000 $105,000 $5,587 7.75%
Stephenville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.50%
Union City, TN (FHA|USDA|VA) 1 $105,000 $105,000 $4,307 9.50%
Snyder, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.75%
THE VILLAGES, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.99%
Vicksburg, MS (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.50%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $100,000 $50,000 $0 9.88%
Farmington, MO (FHA|USDA|VA) 2 $100,000 $50,000 $0 11.37%
Murray, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,770 5.25%
Ruidoso, NM (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.50%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $95,000 $95,000 $0 10.25%
Sturgis, MI (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.75%
Andrews, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.50%
Coffeyville, KS (FHA|USDA|VA) 1 $95,000 $95,000 $3,751 9.25%
Paris, TN (FHA|USDA|VA) 1 $95,000 $95,000 $5,363 8.75%
Pullman, WA (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.05%
Pecos, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.25%
Outside of Metro Areas 1 $95,000 $95,000 $0 9.75%
Rolla, MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.99%
LOGAN, UT-ID (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.50%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.50%
Raymondville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.75%
Pahrump, NV (FHA|USDA|VA) 1 $85,000 $85,000 $4,090 8.25%
Sikeston, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,842 7.50%
VISALIA, CA (FHA|USDA|VA) 1 $85,000 $85,000 $0 10.25%
West Point, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.50%
Natchez, MS-LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.75%
Fort Morgan, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.75%
ANN ARBOR, MI (FHA|USDA|VA) 2 $80,000 $40,000 $0 9.88%
Sandusky, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.50%
Ruston, LA (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.99%
Weatherford, OK (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.99%
LONGVIEW, WA (FHA|USDA|VA) 1 $65,000 $65,000 $0 11.05%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,078 7.50%
Duncan, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.75%
Kennett, MO (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.75%
Big Spring, TX (FHA|USDA|VA) 1 $65,000 $65,000 $3,661 8.50%
YUMA, AZ (FHA|USDA|VA) 1 $65,000 $65,000 $4,212 10.25%
TOPEKA, KS (FHA|USDA|VA) 2 $60,000 $30,000 $0 11.50%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.75%
Mount Vernon, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.99%
Wabash, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.25%
SALEM, OR (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.75%
Grenada, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.99%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $45,000 $45,000 $0 11.50%
EL CENTRO, CA (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.75%
Greenville, MS (FHA|USDA|VA) 1 $45,000 $45,000 $2,921 9.75%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $45,000 $45,000 $0 11.50%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.25%
Laramie, WY (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.25%
JACKSON, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.25%
Indiana, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 11.50%
Norwalk, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 12.50%
Payson, AZ (FHA|USDA|VA) 1 $25,000 $25,000 $0 12.25%
PUEBLO, CO (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.99%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $25,000 $25,000 $0 12.50%
Starkville, MS (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.25%
Sayre, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.50%
Marion, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.25%
BELLINGHAM, WA (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.80%
Vanderbilt Mortgage And Finance's top markets include Atlanta, Indianapolis, Columbia, Nashville, and Lakeland among others.

Their top states include:
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,618 $2,909,940,000 $186,320 $5,767 7.27%
    FHA 1,969 $532,615,000 $270,500 $11,273 4.90%
    VA 986 $342,240,000 $347,099 $7,661 4.74%
    USDA 112 $26,260,000 $234,464 $7,395 4.63%

    For 2022, Vanderbilt Mortgage And Finance's most frequently originated type of loan was Conventional, with 15,618 originations. Their 2nd most popular type was FHA, with 1,969 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 18,166 $3,668,150,000 $201,924 $6,998 6.94%
    Cash Out Refi 518 $140,240,000 $270,734 $4,872 4.31%
    Refi 1 $2,665,000 $2,665,000 $0 5.20%

    For 2022, Vanderbilt Mortgage And Finance's most frequently cited loan purpose was Home Purchase, with 18,166 originations. The 2nd most popular reason was Cash Out Refi, with 518 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 9,270 $1,031,360,000 $111,258 $5,687 8.69%
    30 Year 9,062 $2,687,460,000 $296,564 $7,276 5.12%
    15 Year 249 $60,905,000 $244,598 $4,782 4.00%
    20 Year 53 $8,545,000 $161,226 $2,054 3.22%
    10 Year 42 $1,840,000 $43,810 $1,008 1.83%
    5 Year 5 $10,295,000 $2,059,000 $0 6.53%
    3 Year 4 $10,650,000 $2,662,500 $0 7.39%

    For 2022, Vanderbilt Mortgage And Finance's most frequently cited loan duration was Other, with 9,270 originations. The 2nd most popular length was 30 Year, with 9,062 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,130 $894,900,000 $285,911
    $5k+ 2,328 $745,250,000 $320,125
    $2k-3k 1,633 $371,985,000 $227,792
    $3k-4k 1,604 $355,310,000 $221,515
    $4k-5k 1,385 $329,005,000 $237,549
    $<1k 1,287 $330,455,000 $256,764

    Vanderbilt Mortgage And Finance's average total fees were $7,276, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,130 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 6,399 $650,585,000 $101,670
    5-6% 2,897 $853,485,000 $294,610
    6-7% 2,457 $513,415,000 $208,960
    4-5% 2,428 $772,330,000 $318,093
    7-8% 2,248 $338,950,000 $150,778
    3-4% 1,977 $613,105,000 $310,119
    2.5-3% 197 $61,185,000 $310,584
    <2.5% 82 $8,000,000 $97,561

    During 2022, Vanderbilt Mortgage And Finance's average interest rate for loans was 5.12%, while their most frequently originated rate bucket for loans was Over 8%, with 6,399 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 6,803 $971,465,000 $142,800 $5,908 7.49%
    $200k-400k 5,591 $1,618,505,000 $289,484 $7,583 5.10%
    $100,000 or less 4,600 $331,420,000 $72,048 $3,624 8.83%
    $400k-600k 1,393 $656,455,000 $471,253 $8,234 4.89%
    $600k-1MM 262 $180,100,000 $687,405 $9,076 4.89%
    $1MM+ 36 $53,110,000 $1,475,278 $10,239 5.04%

    2022 saw Vanderbilt Mortgage And Finance place emphasis on $100k-200k loans with 6,803 originations, totaling $971,465,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,525 $901,285,000 $163,129 $6,805 7.19%
    $50k or less 4,366 $446,030,000 $102,160 $5,471 8.02%
    $75k-100k 3,689 $804,125,000 $217,979 $7,538 6.56%
    $100k-150k 3,168 $895,990,000 $282,825 $7,373 5.98%
    $150k-250k 1,487 $540,505,000 $363,487 $6,788 5.46%
    $250k+ 441 $202,175,000 $458,447 $6,876 5.12%

    Vanderbilt Mortgage And Finance lent most frequently to those with incomes in the $50k-75k range, with 5,525 originations. The second most popular income band? $50k or less, with 4,366 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 3,182 $651,540,000 $204,758 $6,476 6.86%
    20-30% 2,937 $573,335,000 $195,211 $5,869 6.77%
    48% 1,001 $187,085,000 $186,898 $7,253 7.32%
    42% 953 $192,765,000 $202,272 $6,738 6.90%
    50-60% 912 $216,160,000 $237,018 $10,619 6.33%
    49% 858 $179,110,000 $208,753 $7,876 7.20%
    39% 844 $163,190,000 $193,353 $6,770 7.12%
    41% 834 $170,290,000 $204,185 $6,887 6.99%
    <20% 823 $152,715,000 $185,559 $5,001 6.44%
    40% 796 $158,650,000 $199,309 $6,929 6.93%
    47% 785 $156,915,000 $199,892 $7,654 7.10%
    46% 724 $141,040,000 $194,807 $7,501 7.10%
    44% 701 $164,345,000 $234,444 $7,088 6.53%
    38% 682 $131,040,000 $192,141 $6,565 7.06%
    43% 682 $150,020,000 $219,971 $7,014 6.68%
    45% 674 $138,420,000 $205,371 $7,280 6.84%
    36% 627 $126,335,000 $201,491 $6,669 6.89%
    37% 625 $120,945,000 $193,512 $6,513 6.83%
    >60% 36 $16,210,000 $450,278 $9,388 4.60%

    Vanderbilt Mortgage And Finance lent most frequently to those with DTI ratios of 30-36%, with 3,182 originations. The next most common DTI ratio? 20-30%, with 2,937 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12,004 $2,264,600,000 $188,654 $6,689 7.08%
    Not provided 3,082 $730,030,000 $236,869 $6,965 6.25%
    Black 2,672 $543,500,000 $203,406 $7,564 6.88%
    Asian 567 $200,595,000 $353,783 $7,238 5.06%
    American Indian 313 $43,485,000 $138,930 $7,247 7.97%
    Not applicable 9 $20,945,000 $2,327,222 $0 6.91%
    Native Hawaiian or Islander 22 $6,060,000 $275,455 $8,125 6.25%
    Other Asian 6 $770,000 $128,333 $8,212 8.42%
    Other Pacific Islander 5 $495,000 $99,000 $5,380 9.01%
    Asian Indian 2 $180,000 $90,000 $0 9.65%
    Samoan 1 $175,000 $175,000 $0 8.75%
    Korean 1 $115,000 $115,000 $0 7.99%
    Filipino 1 $105,000 $105,000 $0 10.50%

    Approval Rates

    Total approvals of all applications
    57.82%

    Vanderbilt Mortgage And Finance has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    64.45%

    Vanderbilt Mortgage And Finance has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 653 $70,735,000 $108,323
    1000.07 1 $35,000 $35,000
    1001.25 1 $35,000 $35,000
    1010.66 1 $35,000 $35,000
    1012.89 1 $35,000 $35,000
    1013.15 1 $35,000 $35,000
    1013.29 1 $35,000 $35,000
    1013.6 1 $35,000 $35,000
    1015.18 1 $55,000 $55,000
    1015.84 1 $35,000 $35,000
    1016.53 1 $35,000 $35,000
    1016.84 1 $35,000 $35,000
    1016.94 1 $35,000 $35,000
    1017.3 1 $35,000 $35,000
    1017.61 1 $35,000 $35,000
    1017.89 1 $35,000 $35,000
    1018.0 1 $35,000 $35,000
    1018.11 1 $55,000 $55,000
    1021.14 1 $35,000 $35,000
    1022.37 1 $35,000 $35,000
    1024.22 1 $35,000 $35,000
    1030.78 1 $35,000 $35,000
    1032.52 1 $35,000 $35,000
    1033.75 1 $35,000 $35,000
    1035.02 1 $35,000 $35,000
    1037.57 1 $35,000 $35,000
    1037.6 1 $35,000 $35,000
    1037.73 1 $35,000 $35,000
    1038.07 1 $35,000 $35,000
    1042.09 1 $35,000 $35,000
    1044.04 1 $35,000 $35,000
    1047.72 1 $35,000 $35,000
    1048.27 1 $35,000 $35,000
    1048.36 1 $35,000 $35,000
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    2013.32 1 $75,000 $75,000
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    5184.22 1 $195,000 $195,000
    5187.21 1 $195,000 $195,000
    5188.64 1 $195,000 $195,000
    5192.14 1 $195,000 $195,000
    5193.35 1 $195,000 $195,000
    5207.58 1 $195,000 $195,000
    5209.62 1 $195,000 $195,000
    5216.44 1 $195,000 $195,000
    5219.67 1 $195,000 $195,000
    5221.4 1 $195,000 $195,000
    5221.64 1 $195,000 $195,000
    5226.75 1 $195,000 $195,000
    5228.47 1 $195,000 $195,000
    523.13 1 $15,000 $15,000
    5233.97 1 $195,000 $195,000
    5234.01 1 $195,000 $195,000
    5239.62 1 $195,000 $195,000
    524.59 1 $15,000 $15,000
    5246.42 1 $195,000 $195,000
    5247.58 1 $195,000 $195,000
    5262.41 1 $195,000 $195,000
    5263.38 1 $195,000 $195,000
    5268.92 1 $195,000 $195,000
    5275.23 1 $195,000 $195,000
    5276.4 1 $195,000 $195,000
    528.17 1 $15,000 $15,000
    5286.82 1 $195,000 $195,000
    528.96 1 $25,000 $25,000
    5297.33 1 $195,000 $195,000
    5297.38 1 $195,000 $195,000
    5300.95 1 $195,000 $195,000
    5319.4 1 $195,000 $195,000
    5320.05 1 $195,000 $195,000
    5327.41 1 $195,000 $195,000
    5328.78 1 $195,000 $195,000
    5331.35 1 $195,000 $195,000
    5334.6 1 $195,000 $195,000
    5340.47 1 $195,000 $195,000
    534.09 1 $25,000 $25,000
    5343.27 1 $195,000 $195,000
    5346.55 1 $195,000 $195,000
    5347.22 1 $205,000 $205,000
    5348.58 1 $195,000 $195,000
    5357.25 1 $205,000 $205,000
    536.04 1 $25,000 $25,000
    5361.51 1 $205,000 $205,000
    5371.55 1 $205,000 $205,000
    537.41 1 $25,000 $25,000
    539.41 1 $25,000 $25,000
    5403.62 1 $205,000 $205,000
    5406.45 1 $205,000 $205,000
    5407.93 1 $205,000 $205,000
    5408.84 1 $205,000 $205,000
    5410.72 1 $205,000 $205,000
    5415.09 1 $205,000 $205,000
    5416.26 1 $205,000 $205,000
    5419.48 1 $205,000 $205,000
    543.33 1 $25,000 $25,000
    5438.79 1 $205,000 $205,000
    544.2 1 $25,000 $25,000
    5451.96 1 $205,000 $205,000
    5458.68 1 $205,000 $205,000
    5459.0 1 $205,000 $205,000
    5468.24 1 $205,000 $205,000
    5469.1 1 $205,000 $205,000
    5470.15 1 $205,000 $205,000
    5471.95 1 $205,000 $205,000
    5479.2 1 $205,000 $205,000
    5480.33 1 $205,000 $205,000
    5482.23 1 $205,000 $205,000
    5484.86 1 $205,000 $205,000
    5488.63 1 $205,000 $205,000
    5491.1 1 $205,000 $205,000
    5494.06 1 $205,000 $205,000
    5505.94 1 $205,000 $205,000
    5508.27 1 $205,000 $205,000
    5512.98 1 $205,000 $205,000
    5513.2 1 $205,000 $205,000
    5515.87 1 $205,000 $205,000
    5516.2 1 $205,000 $205,000
    551.95 1 $25,000 $25,000
    5528.01 1 $205,000 $205,000
    5531.06 1 $205,000 $205,000
    554.02 1 $25,000 $25,000
    5547.01 1 $205,000 $205,000
    5547.25 1 $205,000 $205,000
    5557.19 1 $205,000 $205,000
    5563.87 1 $205,000 $205,000
    5574.43 1 $205,000 $205,000
    5575.8 1 $205,000 $205,000
    5583.33 1 $205,000 $205,000
    5593.26 1 $205,000 $205,000
    5594.9 1 $205,000 $205,000
    5636.39 1 $215,000 $215,000
    5637.38 1 $215,000 $215,000
    5644.46 1 $215,000 $215,000
    5647.28 1 $215,000 $215,000
    5656.89 1 $215,000 $215,000
    5658.35 1 $215,000 $215,000
    5659.51 1 $215,000 $215,000
    5666.78 1 $215,000 $215,000
    5668.09 1 $215,000 $215,000
    5670.53 1 $215,000 $215,000
    5691.39 1 $215,000 $215,000
    5693.72 1 $215,000 $215,000
    5698.37 1 $215,000 $215,000
    569.91 1 $25,000 $25,000
    5700.12 1 $215,000 $215,000
    570.03 1 $25,000 $25,000
    570.16 1 $25,000 $25,000
    5715.63 1 $215,000 $215,000
    573.62 1 $25,000 $25,000
    5741.79 1 $215,000 $215,000
    5750.72 1 $215,000 $215,000
    5761.79 1 $215,000 $215,000
    5763.63 1 $215,000 $215,000
    5768.04 1 $215,000 $215,000
    5795.06 1 $215,000 $215,000
    5797.62 1 $215,000 $215,000
    5799.08 1 $215,000 $215,000
    5801.87 1 $215,000 $215,000
    5805.19 1 $215,000 $215,000
    5805.78 1 $215,000 $215,000
    5814.81 1 $215,000 $215,000
    582.62 1 $25,000 $25,000
    5828.09 1 $215,000 $215,000
    583.84 1 $25,000 $25,000
    585.42 1 $55,000 $55,000
    5861.02 1 $215,000 $215,000
    5871.74 1 $215,000 $215,000
    5887.26 1 $225,000 $225,000
    589.04 1 $25,000 $25,000
    5896.65 1 $225,000 $225,000
    592.84 1 $25,000 $25,000
    593.05 1 $25,000 $25,000
    5942.62 1 $225,000 $225,000
    5948.4 1 $225,000 $225,000
    595.19 1 $35,000 $35,000
    5966.24 1 $225,000 $225,000
    597.07 1 $25,000 $25,000
    597.32 1 $25,000 $25,000
    597.65 1 $25,000 $25,000
    5978.35 1 $225,000 $225,000
    598.03 1 $25,000 $25,000
    5980.39 1 $225,000 $225,000
    6004.98 1 $225,000 $225,000
    6009.04 1 $225,000 $225,000
    6011.09 1 $225,000 $225,000
    6013.31 1 $225,000 $225,000
    601.35 1 $45,000 $45,000
    6038.74 1 $225,000 $225,000
    603.96 1 $25,000 $25,000
    6045.77 1 $135,000 $135,000
    6053.17 1 $225,000 $225,000
    607.46 1 $25,000 $25,000
    607.85 1 $25,000 $25,000
    6083.24 1 $225,000 $225,000
    6084.18 1 $225,000 $225,000
    6094.55 1 $225,000 $225,000
    610.58 1 $25,000 $25,000
    6113.45 1 $225,000 $225,000
    6114.57 1 $225,000 $225,000
    6121.26 1 $225,000 $225,000
    612.15 1 $25,000 $25,000
    612.9 1 $25,000 $25,000
    6135.43 1 $235,000 $235,000
    6150.51 1 $235,000 $235,000
    615.53 1 $25,000 $25,000
    6181.12 1 $235,000 $235,000
    618.85 1 $35,000 $35,000
    6194.22 1 $235,000 $235,000
    619.72 1 $25,000 $25,000
    623.69 1 $25,000 $25,000
    624.28 1 $25,000 $25,000
    6243.25 1 $235,000 $235,000
    625.45 1 $25,000 $25,000
    625.71 1 $25,000 $25,000
    6262.18 1 $235,000 $235,000
    6264.48 1 $235,000 $235,000
    6268.61 1 $235,000 $235,000
    6276.35 1 $235,000 $235,000
    627.85 1 $25,000 $25,000
    6279.47 1 $235,000 $235,000
    6287.7 1 $235,000 $235,000
    6289.67 1 $235,000 $235,000
    629.68 1 $45,000 $45,000
    6296.99 1 $235,000 $235,000
    6308.45 1 $235,000 $235,000
    6323.47 1 $235,000 $235,000
    634.64 1 $45,000 $45,000
    635.77 1 $25,000 $25,000
    636.57 1 $25,000 $25,000
    6370.13 1 $235,000 $235,000
    6378.67 1 $235,000 $235,000
    638.66 1 $25,000 $25,000
    641.01 1 $25,000 $25,000
    6416.32 1 $245,000 $245,000
    644.09 1 $25,000 $25,000
    6446.56 1 $245,000 $245,000
    646.14 1 $35,000 $35,000
    6471.54 1 $245,000 $245,000
    6472.29 1 $245,000 $245,000
    6481.66 1 $245,000 $245,000
    6483.08 1 $145,000 $145,000
    6519.6 1 $245,000 $245,000
    6540.27 1 $245,000 $245,000
    6554.13 1 $245,000 $245,000
    658.16 1 $25,000 $25,000
    6584.16 1 $245,000 $245,000
    663.16 1 $25,000 $25,000
    663.71 1 $25,000 $25,000
    6650.17 1 $145,000 $145,000
    6670.19 1 $245,000 $245,000
    6670.65 1 $245,000 $245,000
    6679.56 1 $245,000 $245,000
    668.4 1 $25,000 $25,000
    668.8 1 $25,000 $25,000
    669.38 1 $25,000 $25,000
    6701.47 1 $255,000 $255,000
    6702.48 1 $255,000 $255,000
    671.96 1 $25,000 $25,000
    6725.23 1 $255,000 $255,000
    6727.39 1 $255,000 $255,000
    673.39 1 $25,000 $25,000
    673.81 1 $25,000 $25,000
    675.13 1 $25,000 $25,000
    675.24 1 $25,000 $25,000
    6762.1 1 $255,000 $255,000
    678.37 1 $25,000 $25,000
    679.89 1 $25,000 $25,000
    6811.77 1 $255,000 $255,000
    6817.65 1 $255,000 $255,000
    6848.8 1 $255,000 $255,000
    689.57 1 $25,000 $25,000
    6913.47 1 $255,000 $255,000
    6931.19 1 $265,000 $265,000
    697.09 1 $25,000 $25,000
    697.81 1 $25,000 $25,000
    6980.87 1 $265,000 $265,000
    7033.28 1 $155,000 $155,000
    703.46 1 $25,000 $25,000
    7069.9 1 $265,000 $265,000
    707.01 1 $45,000 $45,000
    707.43 1 $25,000 $25,000
    708.27 1 $25,000 $25,000
    708.68 1 $25,000 $25,000
    7096.02 1 $265,000 $265,000
    710.2 1 $25,000 $25,000
    7133.48 1 $265,000 $265,000
    715.35 1 $25,000 $25,000
    717.84 1 $25,000 $25,000
    7182.11 1 $265,000 $265,000
    718.73 1 $25,000 $25,000
    719.54 1 $25,000 $25,000
    719.84 1 $25,000 $25,000
    722.36 1 $25,000 $25,000
    725.4 1 $25,000 $25,000
    725.53 1 $25,000 $25,000
    725.67 1 $25,000 $25,000
    726.77 1 $25,000 $25,000
    726.92 1 $25,000 $25,000
    7276.34 1 $275,000 $275,000
    731.9 1 $35,000 $35,000
    733.28 1 $25,000 $25,000
    7336.76 1 $275,000 $275,000
    733.95 1 $25,000 $25,000
    734.99 1 $25,000 $25,000
    737.44 1 $25,000 $25,000
    739.46 1 $25,000 $25,000
    739.66 1 $25,000 $25,000
    741.92 1 $25,000 $25,000
    743.31 1 $25,000 $25,000
    747.06 1 $25,000 $25,000
    7484.7 1 $275,000 $275,000
    7494.43 1 $285,000 $285,000
    755.33 1 $25,000 $25,000
    757.53 1 $25,000 $25,000
    761.75 1 $25,000 $25,000
    762.17 1 $25,000 $25,000
    763.78 1 $25,000 $25,000
    765.77 1 $25,000 $25,000
    766.31 1 $25,000 $25,000
    767.39 1 $25,000 $25,000
    7674.42 1 $285,000 $285,000
    768.68 1 $25,000 $25,000
    768.96 1 $25,000 $25,000
    770.64 1 $25,000 $25,000
    772.2 1 $25,000 $25,000
    772.89 1 $25,000 $25,000
    777.55 1 $25,000 $25,000
    778.21 1 $25,000 $25,000
    779.27 1 $25,000 $25,000
    780.6 1 $35,000 $35,000
    781.99 1 $25,000 $25,000
    7837.89 1 $295,000 $295,000
    783.91 1 $25,000 $25,000
    786.26 1 $25,000 $25,000
    788.84 1 $25,000 $25,000
    789.7 1 $25,000 $25,000
    791.0 1 $25,000 $25,000
    793.0 1 $25,000 $25,000
    795.66 1 $25,000 $25,000
    7961.31 1 $295,000 $295,000
    796.48 1 $35,000 $35,000
    796.57 1 $25,000 $25,000
    797.69 1 $25,000 $25,000
    798.35 1 $35,000 $35,000
    7987.83 1 $295,000 $295,000
    8001.72 1 $295,000 $295,000
    802.23 1 $35,000 $35,000
    802.83 1 $35,000 $35,000
    803.58 1 $35,000 $35,000
    805.28 1 $35,000 $35,000
    806.08 1 $35,000 $35,000
    810.4 1 $35,000 $35,000
    812.02 1 $35,000 $35,000
    816.59 1 $35,000 $35,000
    816.66 1 $35,000 $35,000
    820.41 1 $35,000 $35,000
    822.57 1 $35,000 $35,000
    832.37 1 $35,000 $35,000
    835.26 1 $35,000 $35,000
    8353.85 1 $315,000 $315,000
    835.97 1 $35,000 $35,000
    838.15 1 $35,000 $35,000
    838.6 1 $55,000 $55,000
    841.98 1 $35,000 $35,000
    842.16 1 $35,000 $35,000
    846.67 1 $35,000 $35,000
    846.86 1 $35,000 $35,000
    847.83 1 $35,000 $35,000
    848.73 1 $35,000 $35,000
    849.67 1 $35,000 $35,000
    850.15 1 $45,000 $45,000
    850.17 1 $35,000 $35,000
    851.18 1 $35,000 $35,000
    852.76 1 $35,000 $35,000
    853.58 1 $35,000 $35,000
    856.89 1 $35,000 $35,000
    857.37 1 $35,000 $35,000
    858.14 1 $35,000 $35,000
    863.18 1 $35,000 $35,000
    865.63 1 $55,000 $55,000
    867.66 1 $35,000 $35,000
    869.6 1 $35,000 $35,000
    870.47 1 $35,000 $35,000
    871.45 1 $55,000 $55,000
    873.09 1 $35,000 $35,000
    873.63 1 $45,000 $45,000
    877.45 1 $45,000 $45,000
    878.83 1 $35,000 $35,000
    882.92 1 $35,000 $35,000
    885.49 1 $35,000 $35,000
    887.32 1 $35,000 $35,000
    889.93 1 $35,000 $35,000
    890.03 1 $35,000 $35,000
    890.94 1 $35,000 $35,000
    891.95 1 $35,000 $35,000
    893.15 1 $35,000 $35,000
    895.07 1 $35,000 $35,000
    897.36 1 $35,000 $35,000
    899.14 1 $35,000 $35,000
    899.77 1 $35,000 $35,000
    900.0 1 $55,000 $55,000
    900.39 1 $35,000 $35,000
    901.46 1 $35,000 $35,000
    904.04 1 $35,000 $35,000
    905.08 1 $35,000 $35,000
    905.36 1 $35,000 $35,000
    909.92 1 $35,000 $35,000
    911.96 1 $35,000 $35,000
    915.91 1 $35,000 $35,000
    916.39 1 $65,000 $65,000
    916.74 1 $35,000 $35,000
    917.65 1 $35,000 $35,000
    918.34 1 $35,000 $35,000
    919.4 1 $35,000 $35,000
    919.41 1 $35,000 $35,000
    920.86 1 $35,000 $35,000
    923.52 1 $45,000 $45,000
    924.96 1 $35,000 $35,000
    925.76 1 $35,000 $35,000
    925.89 1 $35,000 $35,000
    927.72 1 $35,000 $35,000
    930.87 1 $35,000 $35,000
    936.46 1 $35,000 $35,000
    945.39 1 $35,000 $35,000
    945.51 1 $35,000 $35,000
    946.0 1 $35,000 $35,000
    946.71 1 $35,000 $35,000
    947.49 1 $35,000 $35,000
    947.73 1 $35,000 $35,000
    948.72 1 $35,000 $35,000
    949.63 1 $35,000 $35,000
    953.38 1 $35,000 $35,000
    953.47 1 $35,000 $35,000
    954.06 1 $35,000 $35,000
    955.71 1 $35,000 $35,000
    957.35 1 $35,000 $35,000
    958.65 1 $35,000 $35,000
    960.54 1 $35,000 $35,000
    96.1 1 $25,000 $25,000
    963.82 1 $35,000 $35,000
    964.0 1 $35,000 $35,000
    964.71 1 $35,000 $35,000
    964.95 1 $35,000 $35,000
    965.7 1 $35,000 $35,000
    972.35 1 $35,000 $35,000
    974.79 1 $35,000 $35,000
    976.56 1 $35,000 $35,000
    978.29 1 $35,000 $35,000
    982.51 1 $35,000 $35,000
    982.78 1 $35,000 $35,000
    988.18 1 $65,000 $65,000
    988.56 1 $35,000 $35,000
    989.62 1 $35,000 $35,000
    990.17 1 $55,000 $55,000
    990.36 1 $35,000 $35,000
    991.2 1 $45,000 $45,000
    991.46 1 $35,000 $35,000
    993.78 1 $35,000 $35,000
    994.49 1 $35,000 $35,000
    994.65 1 $35,000 $35,000
    996.44 1 $65,000 $65,000
    998.63 1 $35,000 $35,000
    NA 11,376 $3,047,850,000 $267,919

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    18,685 $3,811,055,000 $203,963

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 333 $42,315,000 $127,072 $4,247 5.61%
    40-60% 751 $146,935,000 $195,652 $4,816 5.77%
    60-80% 2,382 $636,090,000 $267,040 $6,267 5.80%
    80-100% 12,778 $2,573,630,000 $201,411 $7,184 7.13%
    Over 100% 2,318 $406,320,000 $175,289 $8,036 7.28%
    Under 20% 123 $5,765,000 $46,870 $1,442 2.90%