Vanderbilt Mortgage And Finance Rates, Fees & Info

Review & Overview

Vanderbilt Mortgage And Finance is a small mortgage company specializing in Home Purchase loans. Vanderbilt Mortgage And Finance has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Houston, Myrtle Beach, Birmingham, and Knoxville among others. We have data for 549 markets. (Some data included below & more in-depth data is available with an active subscription.)

Vanderbilt Mortgage And Finance has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Vanderbilt Mortgage And Finance is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	7.27%	1/25/26
30 Year Conventional Refi	7.02%	1/25/26
30 Year Cash-out Refi	7.14%	1/25/26
30 Year FHA Purchase	6.59%	1/25/26
30 Year FHA Refi	6.72%	1/25/26
30 Year VA Purchase	5.95%	1/25/26
30 Year VA Refi	6.11%	1/25/26
30 Year USDA Purchase	6.51%	1/25/26
15 Year Conventional Purchase	4.60%	1/25/26
15 Year FHA Purchase	6.76%	1/25/26
15 Year VA Purchase	4.97%	1/25/26
15 Year VA Refi	6.00%	1/25/26
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Vanderbilt Mortgage And Finance Mortgage Calculator

Originations

13,541

Origination Dollar Volume (All Markets)

$1,323,765,000

Awards