Equity Prime Mortgage Rates, Fees & Info

Atlanta, GA

LEI: 549300K4ZLGS7SRDTL86

Tax ID: 26-2053389

1.1 stars - Updated: 4/26/24 - out of 5 stars, based on 79 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Equity Prime Mortgage is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. They have a a high proportion of FHA loans. Equity Prime Mortgage has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Atlanta, Dallas, Phoenix, and Houston among others. We have data for 554 markets. (Some data included below & more in-depth data is available with an active subscription.)

Equity Prime Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Equity Prime Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.75% 4/26/24
30 Year Conventional Refi 6.35% 4/26/24
30 Year Cash-out Refi 6.44% 4/26/24
30 Year FHA Purchase 7.41% 4/26/24
30 Year FHA Refi 6.42% 4/26/24
30 Year VA Purchase 6.67% 4/26/24
30 Year VA Refi 5.29% 4/26/24
30 Year USDA Purchase 6.91% 4/26/24
30 Year USDA Refi 5.48% 4/26/24
15 Year Conventional Purchase 5.97% 4/26/24
15 Year Conventional Refi 5.75% 4/26/24
15 Year Cash-out Refi 5.75% 4/26/24
15 Year FHA Refi 7.61% 4/26/24
15 Year VA Refi 4.56% 4/26/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Equity Prime Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Equity Prime Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,221

Origination Dollar Volume (All Markets)

$1,805,375,000
Show all (15) awards

Relative Rate

Equity Prime Mortgage's average 30 year fixed mortgage rate was 6.87%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.39%.

Relative Fees (Closing Costs)

Equity Prime Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $11,796.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 344 $142,830,000 $415,203 $14,244 6.94%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 332 $105,950,000 $319,127 $13,166 6.83%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 173 $59,395,000 $343,324 $14,052 6.99%
Outside of Metro Areas 326 $59,280,000 $181,840 $8,592 6.90%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 155 $54,455,000 $351,323 $14,808 6.83%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 157 $50,755,000 $323,280 $12,050 6.92%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 121 $48,275,000 $398,967 $16,758 6.75%
OCALA, FL (FHA|USDA|VA) 149 $45,405,000 $304,732 $9,639 6.84%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 123 $42,345,000 $344,268 $13,654 6.81%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 100 $42,040,000 $420,400 $16,599 6.76%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 128 $39,410,000 $307,891 $12,922 6.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 129 $39,015,000 $302,442 $12,896 6.81%
JACKSONVILLE, FL (FHA|USDA|VA) 114 $34,100,000 $299,123 $12,171 6.89%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 57 $28,275,000 $496,053 $17,368 6.42%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 73 $22,935,000 $314,178 $10,513 6.67%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 87 $22,595,000 $259,713 $12,473 7.04%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 102 $18,780,000 $184,118 $9,137 7.14%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 59 $17,785,000 $301,441 $12,509 6.84%
LOUISVILLE, KY (FHA|USDA|VA) 81 $17,515,000 $216,235 $7,511 6.88%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 39 $17,405,000 $446,282 $18,672 6.91%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 31 $17,065,000 $550,484 $20,692 6.56%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 42 $16,550,000 $394,048 $13,450 6.82%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 45 $15,355,000 $341,222 $12,136 6.73%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 43 $15,265,000 $355,000 $13,920 6.79%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 55 $14,775,000 $268,636 $12,841 6.81%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 44 $14,740,000 $335,000 $10,036 6.91%
DOVER, DE (FHA|USDA|VA) 35 $14,075,000 $402,143 $14,949 6.39%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 50 $13,240,000 $264,800 $12,080 6.71%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 24 $13,050,000 $543,750 $18,825 6.38%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 36 $12,160,000 $337,778 $12,213 6.60%
BAKERSFIELD, CA (FHA|USDA|VA) 44 $11,250,000 $255,682 $10,689 6.67%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 26 $11,090,000 $426,538 $14,202 6.44%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 24 $9,930,000 $413,750 $17,030 6.36%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 31 $9,595,000 $309,516 $14,180 6.78%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 34 $9,090,000 $267,353 $9,940 6.89%
SAN JUAN-BAYAMƓN-CAGUAS, PR (FHA|USDA|VA) 32 $9,010,000 $281,563 $14,222 7.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 23 $8,835,000 $384,130 $13,702 7.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 21 $8,655,000 $412,143 $17,978 6.38%
COLUMBIA, SC (FHA|USDA|VA) 32 $8,180,000 $255,625 $10,380 6.89%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 27 $8,145,000 $301,667 $9,674 6.76%
ALBUQUERQUE, NM (FHA|USDA|VA) 29 $8,015,000 $276,379 $9,792 6.82%
SALT LAKE CITY, UT (FHA|USDA|VA) 20 $7,880,000 $394,000 $18,529 6.99%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 17 $7,765,000 $456,765 $16,611 6.63%
COLORADO SPRINGS, CO (FHA|USDA|VA) 21 $7,765,000 $369,762 $16,388 6.48%
KNOXVILLE, TN (FHA|USDA|VA) 30 $7,740,000 $258,000 $12,452 6.87%
VALLEJO, CA (FHA|USDA|VA) 15 $7,725,000 $515,000 $20,933 6.78%
KANSAS CITY, MO-KS (FHA|USDA|VA) 29 $7,685,000 $265,000 $9,525 7.06%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 24 $7,590,000 $316,250 $12,692 7.01%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 30 $7,560,000 $252,000 $13,672 6.64%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 30 $7,420,000 $247,333 $10,519 6.79%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 24 $7,310,000 $304,583 $12,964 6.84%
TUCSON, AZ (FHA|USDA|VA) 27 $7,235,000 $267,963 $13,516 7.07%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 33 $7,225,000 $218,939 $11,648 7.04%
PITTSBURGH, PA (FHA|USDA|VA) 40 $7,180,000 $179,500 $8,975 6.79%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 22 $7,150,000 $325,000 $14,952 6.90%
BATON ROUGE, LA (FHA|USDA|VA) 33 $7,055,000 $213,788 $11,109 6.81%
WICHITA, KS (FHA|USDA|VA) 37 $6,895,000 $186,351 $7,296 7.20%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 13 $6,675,000 $513,462 $19,967 6.67%
RALEIGH-CARY, NC (FHA|USDA|VA) 22 $6,530,000 $296,818 $13,094 6.45%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 11 $6,355,000 $577,727 $17,372 6.84%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 26 $6,200,000 $238,462 $8,621 6.96%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 21 $6,155,000 $293,095 $14,606 6.94%
RENO, NV (FHA|USDA|VA) 15 $5,875,000 $391,667 $12,661 7.22%
OKLAHOMA CITY, OK (FHA|USDA|VA) 28 $5,870,000 $209,643 $8,500 7.13%
FRESNO, CA (FHA|USDA|VA) 21 $5,855,000 $278,810 $13,030 6.07%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 23 $5,735,000 $249,348 $10,398 6.72%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $5,655,000 $332,647 $11,552 6.76%
RICHMOND, VA (FHA|USDA|VA) 17 $5,615,000 $330,294 $13,708 6.74%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 24 $5,520,000 $230,000 $12,091 6.69%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 24 $5,380,000 $224,167 $10,227 6.94%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 38 $5,230,000 $137,632 $5,545 6.93%
LAFAYETTE, LA (FHA|USDA|VA) 30 $5,220,000 $174,000 $8,486 6.82%
LAREDO, TX (FHA|USDA|VA) 22 $4,970,000 $225,909 $7,941 6.87%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 19 $4,855,000 $255,526 $8,863 6.97%
FAYETTEVILLE, NC (FHA|USDA|VA) 21 $4,845,000 $230,714 $8,028 7.04%
COLUMBUS, OH (FHA|USDA|VA) 20 $4,630,000 $231,500 $11,411 7.10%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 16 $4,620,000 $288,750 $12,779 6.83%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 21 $4,605,000 $219,286 $13,380 6.63%
PANAMA CITY, FL (FHA|USDA|VA) 18 $4,530,000 $251,667 $9,732 6.78%
STOCKTON, CA (FHA|USDA|VA) 9 $4,335,000 $481,667 $15,633 6.46%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 20 $4,290,000 $214,500 $10,826 7.18%
URBAN HONOLULU, HI (FHA|USDA|VA) 9 $4,285,000 $476,111 $18,292 6.24%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 14 $4,240,000 $302,857 $9,581 6.97%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 16 $4,080,000 $255,000 $11,466 6.97%
SPRINGFIELD, MO (FHA|USDA|VA) 18 $3,890,000 $216,111 $7,235 7.02%
SAVANNAH, GA (FHA|USDA|VA) 12 $3,820,000 $318,333 $11,754 6.75%
HINESVILLE, GA (FHA|USDA|VA) 17 $3,805,000 $223,824 $7,026 7.00%
EL CENTRO, CA (FHA|USDA|VA) 12 $3,750,000 $312,500 $12,365 6.52%
WINSTON-SALEM, NC (FHA|USDA|VA) 11 $3,585,000 $325,909 $12,065 6.98%
ST. LOUIS, MO-IL (FHA|USDA|VA) 19 $3,575,000 $188,158 $9,711 6.82%
HATTIESBURG, MS (FHA|USDA|VA) 15 $3,475,000 $231,667 $11,482 6.68%
Fernley, NV (FHA|USDA|VA) 9 $3,475,000 $386,111 $12,290 7.10%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 16 $3,440,000 $215,000 $9,107 6.84%
LONGVIEW, TX (FHA|USDA|VA) 17 $3,405,000 $200,294 $7,530 7.04%
MODESTO, CA (FHA|USDA|VA) 8 $3,360,000 $420,000 $16,749 7.17%
WORCESTER, MA-CT (FHA|USDA|VA) 11 $3,285,000 $298,636 $11,157 7.08%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 19 $3,185,000 $167,632 $9,473 6.74%
HUNTSVILLE, AL (FHA|USDA|VA) 12 $3,130,000 $260,833 $12,100 7.06%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 19 $3,085,000 $162,368 $7,512 6.28%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 14 $3,080,000 $220,000 $9,699 7.18%
ALEXANDRIA, LA (FHA|USDA|VA) 15 $3,055,000 $203,667 $8,977 6.83%
Palatka, FL (FHA|USDA|VA) 17 $3,045,000 $179,118 $8,343 7.10%
MOBILE, AL (FHA|USDA|VA) 15 $3,025,000 $201,667 $8,292 6.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 12 $2,970,000 $247,500 $9,794 7.00%
GREELEY, CO (FHA|USDA|VA) 7 $2,955,000 $422,143 $15,905 6.48%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 13 $2,905,000 $223,462 $10,137 6.88%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 10 $2,800,000 $280,000 $11,733 6.65%
EVANSVILLE, IN-KY (FHA|USDA|VA) 16 $2,700,000 $168,750 $9,006 7.10%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $2,695,000 $245,000 $8,551 6.86%
VISALIA, CA (FHA|USDA|VA) 10 $2,630,000 $263,000 $14,228 6.89%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 7 $2,615,000 $373,571 $15,810 6.93%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 9 $2,605,000 $289,444 $12,928 6.78%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 10 $2,590,000 $259,000 $12,315 7.26%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,565,000 $366,429 $13,933 6.93%
REDDING, CA (FHA|USDA|VA) 10 $2,530,000 $253,000 $9,172 6.05%
JACKSON, MS (FHA|USDA|VA) 12 $2,520,000 $210,000 $9,132 6.94%
SALEM, OR (FHA|USDA|VA) 7 $2,505,000 $357,857 $18,840 6.41%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 8 $2,470,000 $308,750 $12,596 7.00%
SPARTANBURG, SC (FHA|USDA|VA) 10 $2,410,000 $241,000 $12,136 6.49%
MADERA, CA (FHA|USDA|VA) 7 $2,335,000 $333,571 $13,946 6.36%
PUEBLO, CO (FHA|USDA|VA) 9 $2,305,000 $256,111 $7,961 6.89%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $2,290,000 $381,667 $14,788 6.67%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 11 $2,285,000 $207,727 $6,503 6.78%
TALLAHASSEE, FL (FHA|USDA|VA) 11 $2,285,000 $207,727 $10,593 7.18%
Kalispell, MT (FHA|USDA|VA) 6 $2,270,000 $378,333 $10,943 6.98%
SPRINGFIELD, MA (FHA|USDA|VA) 8 $2,250,000 $281,250 $14,372 7.20%
WARNER ROBINS, GA (FHA|USDA|VA) 9 $2,245,000 $249,444 $8,921 7.06%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $2,215,000 $246,111 $9,356 7.13%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $2,200,000 $366,667 $14,694 6.77%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 13 $2,185,000 $168,077 $8,425 6.65%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 9 $2,175,000 $241,667 $13,665 7.14%
SUMTER, SC (FHA|USDA|VA) 10 $2,140,000 $214,000 $7,652 6.89%
ERIE, PA (FHA|USDA|VA) 14 $2,110,000 $150,714 $7,287 7.24%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $2,105,000 $300,714 $10,955 7.36%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 10 $2,090,000 $209,000 $8,920 7.30%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $2,035,000 $407,000 $9,545 7.43%
FLINT, MI (FHA|USDA|VA) 10 $1,980,000 $198,000 $8,951 6.95%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $1,960,000 $245,000 $12,435 6.56%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,935,000 $387,000 $11,920 6.85%
ANCHORAGE, AK (FHA|USDA|VA) 6 $1,920,000 $320,000 $15,440 6.65%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $1,915,000 $383,000 $15,356 7.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 9 $1,915,000 $212,778 $12,477 7.07%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $1,890,000 $315,000 $13,750 6.33%
London, KY (FHA|USDA|VA) 11 $1,875,000 $170,455 $9,050 6.91%
JACKSONVILLE, NC (FHA|USDA|VA) 8 $1,870,000 $233,750 $11,177 6.84%
YUMA, AZ (FHA|USDA|VA) 8 $1,860,000 $232,500 $11,812 7.11%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $1,845,000 $263,571 $10,206 6.59%
EL PASO, TX (FHA|USDA|VA) 7 $1,845,000 $263,571 $8,898 6.80%
Lewistown, PA (FHA|USDA|VA) 11 $1,815,000 $165,000 $7,180 6.95%
BOISE CITY, ID (FHA|USDA|VA) 6 $1,810,000 $301,667 $12,503 6.19%
WACO, TX (FHA|USDA|VA) 7 $1,785,000 $255,000 $12,085 7.32%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,760,000 $440,000 $14,547 7.53%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,760,000 $220,000 $7,850 7.22%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,725,000 $246,429 $11,113 6.59%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,680,000 $420,000 $15,064 6.22%
LANCASTER, PA (FHA|USDA|VA) 8 $1,670,000 $208,750 $11,380 7.19%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 9 $1,665,000 $185,000 $10,136 7.04%
DECATUR, AL (FHA|USDA|VA) 8 $1,650,000 $206,250 $8,583 7.08%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,650,000 $275,000 $12,813 7.13%
Roseburg, OR (FHA|USDA|VA) 5 $1,635,000 $327,000 $15,916 6.63%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 6 $1,620,000 $270,000 $13,565 6.73%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $1,615,000 $323,000 $14,858 6.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 10 $1,600,000 $160,000 $7,284 7.05%
MERCED, CA (FHA|USDA|VA) 5 $1,575,000 $315,000 $12,877 6.85%
Show Low, AZ (FHA|USDA|VA) 5 $1,575,000 $315,000 $13,188 7.25%
Jefferson, GA (FHA|USDA|VA) 4 $1,540,000 $385,000 $15,463 6.22%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,510,000 $251,667 $11,693 6.67%
VALDOSTA, GA (FHA|USDA|VA) 8 $1,440,000 $180,000 $6,771 7.11%
Sevierville, TN (FHA|USDA|VA) 5 $1,435,000 $287,000 $12,179 6.45%
Fallon, NV (FHA|USDA|VA) 4 $1,430,000 $357,500 $8,299 7.03%
CLEVELAND, TN (FHA|USDA|VA) 8 $1,420,000 $177,500 $10,865 6.69%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $1,410,000 $235,000 $12,319 7.31%
DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $1,410,000 $176,250 $7,769 7.19%
FLORENCE, SC (FHA|USDA|VA) 7 $1,405,000 $200,714 $8,833 6.80%
TULSA, OK (FHA|USDA|VA) 8 $1,390,000 $173,750 $10,906 7.09%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,385,000 $461,667 $15,575 6.25%
CHICO, CA (FHA|USDA|VA) 5 $1,375,000 $275,000 $14,430 6.73%
MEDFORD, OR (FHA|USDA|VA) 3 $1,365,000 $455,000 $14,844 6.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $1,355,000 $271,000 $8,143 7.08%
Clearlake, CA (FHA|USDA|VA) 5 $1,355,000 $271,000 $12,413 7.53%
JACKSON, TN (FHA|USDA|VA) 8 $1,350,000 $168,750 $7,344 6.97%
LUBBOCK, TX (FHA|USDA|VA) 5 $1,345,000 $269,000 $10,733 6.58%
MORRISTOWN, TN (FHA|USDA|VA) 7 $1,345,000 $192,143 $10,004 6.23%
TYLER, TX (FHA|USDA|VA) 5 $1,345,000 $269,000 $12,876 7.20%
Vincennes, IN (FHA|USDA|VA) 7 $1,325,000 $189,286 $5,883 6.88%
YUBA CITY, CA (FHA|USDA|VA) 4 $1,320,000 $330,000 $14,805 7.53%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,310,000 $327,500 $11,824 6.97%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 5 $1,295,000 $259,000 $14,376 6.58%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,260,000 $315,000 $15,563 7.44%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 6 $1,260,000 $210,000 $10,834 6.90%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,260,000 $210,000 $11,669 6.83%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,255,000 $251,000 $11,922 6.80%
Lake City, FL (FHA|USDA|VA) 6 $1,240,000 $206,667 $7,838 6.96%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 8 $1,230,000 $153,750 $6,603 6.78%
Pahrump, NV (FHA|USDA|VA) 4 $1,230,000 $307,500 $8,334 6.81%
Opelousas, LA (FHA|USDA|VA) 10 $1,200,000 $120,000 $6,018 6.93%
Greeneville, TN (FHA|USDA|VA) 5 $1,185,000 $237,000 $8,930 6.93%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $1,180,000 $590,000 $21,527 6.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,165,000 $388,333 $14,224 6.54%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,160,000 $290,000 $14,931 7.06%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,155,000 $231,000 $12,076 7.08%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $1,105,000 $221,000 $8,768 7.28%
Concord, NH (FHA|USDA|VA) 3 $1,105,000 $368,333 $20,149 7.08%
LONGVIEW, WA (FHA|USDA|VA) 3 $1,105,000 $368,333 $5,096 6.88%
ALBANY, GA (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,494 6.98%
Wilson, NC (FHA|USDA|VA) 4 $1,090,000 $272,500 $12,535 6.41%
Altus, OK (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,699 6.79%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,065,000 $213,000 $10,275 6.10%
READING, PA (FHA|USDA|VA) 5 $1,065,000 $213,000 $11,988 6.68%
Crossville, TN (FHA|USDA|VA) 6 $1,050,000 $175,000 $13,037 6.50%
Brownwood, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $12,435 7.65%
VICTORIA, TX (FHA|USDA|VA) 2 $1,040,000 $520,000 $22,124 6.19%
SALINAS, CA (FHA|USDA|VA) 2 $1,040,000 $520,000 $14,370 6.56%
TOPEKA, KS (FHA|USDA|VA) 7 $1,025,000 $146,429 $6,369 7.20%
LaGrange, GA-AL (FHA|USDA|VA) 6 $1,020,000 $170,000 $8,599 6.75%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,010,000 $252,500 $12,321 6.34%
Greenwood, SC (FHA|USDA|VA) 5 $995,000 $199,000 $10,606 7.18%
Nogales, AZ (FHA|USDA|VA) 3 $995,000 $331,667 $8,216 7.00%
Aberdeen, WA (FHA|USDA|VA) 3 $985,000 $328,333 $9,476 7.08%
Washington, IN (FHA|USDA|VA) 6 $980,000 $163,333 $5,870 7.08%
Dayton, TN (FHA|USDA|VA) 3 $975,000 $325,000 $7,764 7.33%
GOLDSBORO, NC (FHA|USDA|VA) 5 $975,000 $195,000 $6,627 6.65%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $965,000 $321,667 $12,077 6.00%
Salem, OH (FHA|USDA|VA) 6 $960,000 $160,000 $9,198 6.90%
Statesboro, GA (FHA|USDA|VA) 4 $960,000 $240,000 $9,155 6.53%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $950,000 $237,500 $13,787 6.81%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 5 $945,000 $189,000 $9,180 6.18%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $945,000 $945,000 $41,099 5.88%
Gillette, WY (FHA|USDA|VA) 4 $940,000 $235,000 $9,066 7.25%
LAKE CHARLES, LA (FHA|USDA|VA) 8 $940,000 $117,500 $7,360 7.05%
YAKIMA, WA (FHA|USDA|VA) 3 $935,000 $311,667 $10,350 6.50%
Scottsburg, IN (FHA|USDA|VA) 4 $930,000 $232,500 $10,749 6.16%
Athens, TN (FHA|USDA|VA) 5 $915,000 $183,000 $10,340 7.23%
PROVO-OREM, UT (FHA|USDA|VA) 2 $910,000 $455,000 $18,193 7.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $900,000 $225,000 $9,471 7.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $895,000 $179,000 $8,276 6.10%
BRUNSWICK, GA (FHA|USDA|VA) 4 $880,000 $220,000 $8,892 6.72%
TOLEDO, OH (FHA|USDA|VA) 4 $860,000 $215,000 $10,965 6.56%
LAS CRUCES, NM (FHA|USDA|VA) 3 $855,000 $285,000 $7,510 7.21%
ROME, GA (FHA|USDA|VA) 5 $855,000 $171,000 $8,899 7.43%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $835,000 $278,333 $16,343 6.83%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $815,000 $271,667 $12,838 7.42%
SAGINAW, MI (FHA|USDA|VA) 5 $815,000 $163,000 $8,883 7.40%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $810,000 $405,000 $21,262 7.00%
Maysville, KY (FHA|USDA|VA) 2 $810,000 $405,000 $4,657 7.44%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $805,000 $268,333 $5,200 6.92%
Laurel, MS (FHA|USDA|VA) 3 $805,000 $268,333 $14,732 6.29%
ANN ARBOR, MI (FHA|USDA|VA) 2 $800,000 $400,000 $9,728 6.81%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $790,000 $197,500 $9,183 6.72%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $785,000 $261,667 $7,100 6.58%
HAMMOND, LA (FHA|USDA|VA) 4 $780,000 $195,000 $7,318 6.94%
Alamogordo, NM (FHA|USDA|VA) 4 $770,000 $192,500 $10,989 6.66%
AKRON, OH (FHA|USDA|VA) 5 $765,000 $153,000 $7,437 7.00%
CHARLESTON, WV (FHA|USDA|VA) 6 $750,000 $125,000 $7,221 6.92%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $745,000 $248,333 $9,250 6.58%
Madisonville, KY (FHA|USDA|VA) 4 $740,000 $185,000 $13,092 6.34%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $730,000 $365,000 $21,254 6.69%
Waycross, GA (FHA|USDA|VA) 4 $720,000 $180,000 $9,641 7.16%
ST. CLOUD, MN (FHA|USDA|VA) 3 $715,000 $238,333 $7,897 7.13%
Key West, FL (FHA|USDA|VA) 1 $705,000 $705,000 $0 7.88%
GETTYSBURG, PA (FHA|USDA|VA) 2 $700,000 $350,000 $6,828 6.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $700,000 $175,000 $7,227 7.16%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $695,000 $231,667 $13,853 6.50%
Shelby, NC (FHA|USDA|VA) 4 $680,000 $170,000 $9,202 6.66%
JOPLIN, MO (FHA|USDA|VA) 4 $680,000 $170,000 $5,971 7.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $680,000 $340,000 $11,625 6.19%
MONROE, LA (FHA|USDA|VA) 4 $680,000 $170,000 $7,753 6.84%
BEND, OR (FHA|USDA|VA) 2 $680,000 $340,000 $19,073 7.06%
Uvalde, TX (FHA|USDA|VA) 1 $675,000 $675,000 $13,514 6.63%
Jesup, GA (FHA|USDA|VA) 3 $675,000 $225,000 $3,561 7.71%
SAN GERMƁN, PR (FHA|USDA|VA) 4 $670,000 $167,500 $11,189 6.78%
Madison, IN (FHA|USDA|VA) 4 $670,000 $167,500 $6,615 6.63%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $670,000 $335,000 $14,312 7.81%
MORGANTOWN, WV (FHA|USDA|VA) 2 $660,000 $330,000 $13,992 7.81%
Centralia, WA (FHA|USDA|VA) 2 $640,000 $320,000 $13,666 6.75%
LEBANON, PA (FHA|USDA|VA) 4 $640,000 $160,000 $10,010 6.78%
BILLINGS, MT (FHA|USDA|VA) 2 $640,000 $320,000 $4,904 7.19%
Granbury, TX (FHA|USDA|VA) 1 $635,000 $635,000 $21,406 6.75%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $635,000 $635,000 $0 7.75%
BAY CITY, MI (FHA|USDA|VA) 4 $630,000 $157,500 $6,757 6.81%
GRANTS PASS, OR (FHA|USDA|VA) 2 $630,000 $315,000 $8,052 7.19%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $605,000 $605,000 $0 6.88%
Calhoun, GA (FHA|USDA|VA) 3 $605,000 $201,667 $9,576 6.42%
CaƱon City, CO (FHA|USDA|VA) 2 $600,000 $300,000 $8,266 6.56%
Safford, AZ (FHA|USDA|VA) 4 $600,000 $150,000 $8,153 6.72%
AMARILLO, TX (FHA|USDA|VA) 2 $590,000 $295,000 $10,190 7.19%
Albemarle, NC (FHA|USDA|VA) 2 $580,000 $290,000 $18,440 6.88%
Shawnee, OK (FHA|USDA|VA) 3 $575,000 $191,667 $4,514 6.96%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $570,000 $285,000 $12,424 7.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 4 $570,000 $142,500 $7,602 6.56%
Sterling, CO (FHA|USDA|VA) 2 $560,000 $280,000 $12,643 7.75%
Zanesville, OH (FHA|USDA|VA) 4 $560,000 $140,000 $6,825 6.44%
NAPA, CA (FHA|USDA|VA) 1 $555,000 $555,000 $27,429 5.88%
Outside of Metro Areas 2 $550,000 $275,000 $12,612 7.31%
Meadville, PA (FHA|USDA|VA) 4 $550,000 $137,500 $6,775 7.09%
MONTGOMERY, AL (FHA|USDA|VA) 2 $550,000 $275,000 $6,579 6.56%
Bay City, TX (FHA|USDA|VA) 2 $540,000 $270,000 $10,972 7.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $535,000 $178,333 $8,490 7.29%
WHEELING, WV-OH (FHA|USDA|VA) 3 $535,000 $178,333 $5,181 7.00%
MUSKEGON, MI (FHA|USDA|VA) 3 $525,000 $175,000 $6,934 6.29%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $520,000 $260,000 $6,533 6.56%
Gainesville, TX (FHA|USDA|VA) 2 $520,000 $260,000 $7,002 7.50%
SAN ANGELO, TX (FHA|USDA|VA) 2 $510,000 $255,000 $9,584 7.13%
FORT COLLINS, CO (FHA|USDA|VA) 1 $505,000 $505,000 $20,360 7.25%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $500,000 $125,000 $6,042 6.88%
Forest City, NC (FHA|USDA|VA) 3 $495,000 $165,000 $7,858 7.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $490,000 $245,000 $11,729 7.75%
GREENVILLE, NC (FHA|USDA|VA) 3 $485,000 $161,667 $6,808 7.42%
Ardmore, OK (FHA|USDA|VA) 2 $480,000 $240,000 $7,272 8.25%
Georgetown, SC (FHA|USDA|VA) 2 $480,000 $240,000 $5,453 6.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $470,000 $235,000 $12,546 7.50%
Bonham, TX (FHA|USDA|VA) 2 $470,000 $235,000 $9,716 7.00%
THE VILLAGES, FL (FHA|USDA|VA) 2 $470,000 $235,000 $10,969 7.06%
Oak Harbor, WA (FHA|USDA|VA) 1 $465,000 $465,000 $17,764 6.13%
ALTOONA, PA (FHA|USDA|VA) 3 $465,000 $155,000 $7,393 6.38%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $460,000 $230,000 $9,813 7.50%
DALTON, GA (FHA|USDA|VA) 3 $455,000 $151,667 $8,172 6.92%
Helena-West Helena, AR (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.75%
MIDLAND, TX (FHA|USDA|VA) 2 $450,000 $225,000 $8,265 7.69%
Huntsville, TX (FHA|USDA|VA) 2 $450,000 $225,000 $6,968 5.63%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $445,000 $445,000 $10,622 6.63%
Adrian, MI (FHA|USDA|VA) 3 $435,000 $145,000 $5,903 7.08%
St. Marys, PA (FHA|USDA|VA) 1 $435,000 $435,000 $8,073 6.13%
Americus, GA (FHA|USDA|VA) 3 $435,000 $145,000 $3,982 7.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $435,000 $435,000 $17,626 6.75%
MONROE, MI (FHA|USDA|VA) 3 $435,000 $145,000 $8,359 6.71%
Starkville, MS (FHA|USDA|VA) 2 $430,000 $215,000 $11,043 6.81%
Branson, MO (FHA|USDA|VA) 2 $430,000 $215,000 $1,992 7.81%
Moses Lake, WA (FHA|USDA|VA) 1 $425,000 $425,000 $4,098 6.50%
Cornelia, GA (FHA|USDA|VA) 2 $420,000 $210,000 $10,671 7.00%
Seneca, SC (FHA|USDA|VA) 2 $420,000 $210,000 $12,995 7.63%
NEW BERN, NC (FHA|USDA|VA) 2 $420,000 $210,000 $11,865 6.44%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $420,000 $210,000 $11,763 6.94%
SANTA FE, NM (FHA|USDA|VA) 1 $415,000 $415,000 $21,342 6.75%
WENATCHEE, WA (FHA|USDA|VA) 1 $415,000 $415,000 $0 6.13%
Heber, UT (FHA|USDA|VA) 1 $415,000 $415,000 $17,882 5.88%
Sanford, NC (FHA|USDA|VA) 2 $410,000 $205,000 $8,657 7.25%
PONCE, PR (FHA|USDA|VA) 1 $405,000 $405,000 $18,161 7.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $405,000 $405,000 $26,847 5.88%
JONESBORO, AR (FHA|USDA|VA) 2 $400,000 $200,000 $7,136 6.13%
Ukiah, CA (FHA|USDA|VA) 1 $395,000 $395,000 $24,088 7.75%
Enterprise, AL (FHA|USDA|VA) 1 $395,000 $395,000 $4,810 6.50%
Batesville, AR (FHA|USDA|VA) 3 $385,000 $128,333 $7,130 6.54%
ROANOKE, VA (FHA|USDA|VA) 2 $380,000 $190,000 $4,690 6.50%
Dyersburg, TN (FHA|USDA|VA) 2 $380,000 $190,000 $6,438 8.00%
TWIN FALLS, ID (FHA|USDA|VA) 2 $380,000 $190,000 $9,056 7.44%
El Campo, TX (FHA|USDA|VA) 1 $375,000 $375,000 $12,712 6.75%
Bardstown, KY (FHA|USDA|VA) 2 $370,000 $185,000 $12,553 7.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $370,000 $185,000 $3,786 6.31%
BANGOR, ME (FHA|USDA|VA) 2 $370,000 $185,000 $9,929 7.44%
ROCKFORD, IL (FHA|USDA|VA) 4 $370,000 $92,500 $6,066 6.63%
Athens, TX (FHA|USDA|VA) 2 $370,000 $185,000 $4,643 6.50%
Van Wert, OH (FHA|USDA|VA) 2 $370,000 $185,000 $10,005 7.19%
CARSON CITY, NV (FHA|USDA|VA) 1 $365,000 $365,000 $19,464 7.75%
Brookings, OR (FHA|USDA|VA) 1 $365,000 $365,000 $20,172 6.00%
Martin, TN (FHA|USDA|VA) 1 $355,000 $355,000 $2,851 7.75%
Somerset, PA (FHA|USDA|VA) 1 $355,000 $355,000 $8,748 8.25%
Alma, MI (FHA|USDA|VA) 2 $350,000 $175,000 $3,965 6.56%
Mount Sterling, KY (FHA|USDA|VA) 2 $350,000 $175,000 $10,822 7.00%
Thomaston, GA (FHA|USDA|VA) 2 $350,000 $175,000 $9,782 6.19%
MANSFIELD, OH (FHA|USDA|VA) 2 $350,000 $175,000 $8,426 7.69%
Sonora, CA (FHA|USDA|VA) 1 $345,000 $345,000 $10,514 6.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $335,000 $111,667 $6,437 6.71%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $335,000 $111,667 $7,422 7.33%
MADISON, WI (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.63%
McMinnville, TN (FHA|USDA|VA) 1 $335,000 $335,000 $18,101 7.75%
Union City, TN (FHA|USDA|VA) 2 $330,000 $165,000 $7,996 7.00%
Connersville, IN (FHA|USDA|VA) 2 $330,000 $165,000 $7,357 6.50%
Paris, TX (FHA|USDA|VA) 2 $330,000 $165,000 $8,980 7.63%
Findlay, OH (FHA|USDA|VA) 1 $325,000 $325,000 $23,382 6.75%
Pella, IA (FHA|USDA|VA) 1 $325,000 $325,000 $23,447 5.88%
Rutland, VT (FHA|USDA|VA) 1 $325,000 $325,000 $16,833 6.75%
Mineral Wells, TX (FHA|USDA|VA) 1 $325,000 $325,000 $3,130 3.50%
Newport, TN (FHA|USDA|VA) 2 $320,000 $160,000 $11,216 7.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $320,000 $160,000 $8,572 7.25%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $320,000 $160,000 $6,697 7.69%
JACKSON, MI (FHA|USDA|VA) 2 $320,000 $160,000 $7,692 7.19%
Corsicana, TX (FHA|USDA|VA) 1 $315,000 $315,000 $10,882 7.75%
Shelbyville, TN (FHA|USDA|VA) 1 $315,000 $315,000 $14,692 6.25%
LAWRENCE, KS (FHA|USDA|VA) 1 $315,000 $315,000 $9,596 7.25%
Milledgeville, GA (FHA|USDA|VA) 3 $315,000 $105,000 $7,001 6.88%
Elko, NV (FHA|USDA|VA) 1 $315,000 $315,000 $15,839 7.25%
Red Bluff, CA (FHA|USDA|VA) 2 $310,000 $155,000 $7,070 3.75%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $305,000 $305,000 $21,782 4.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $305,000 $305,000 $2,740 7.75%
The Dalles, OR (FHA|USDA|VA) 1 $305,000 $305,000 $23,870 6.50%
Rexburg, ID (FHA|USDA|VA) 1 $305,000 $305,000 $16,816 6.00%
LYNCHBURG, VA (FHA|USDA|VA) 2 $300,000 $150,000 $9,004 7.63%
Oneonta, NY (FHA|USDA|VA) 2 $300,000 $150,000 $6,057 7.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $295,000 $295,000 $19,928 6.63%
Paducah, KY-IL (FHA|USDA|VA) 3 $295,000 $98,333 $3,202 6.67%
Shelton, WA (FHA|USDA|VA) 1 $295,000 $295,000 $9,122 7.25%
New Castle, PA (FHA|USDA|VA) 2 $290,000 $145,000 $9,310 6.25%
BURLINGTON, NC (FHA|USDA|VA) 2 $290,000 $145,000 $10,141 6.75%
Brookhaven, MS (FHA|USDA|VA) 2 $290,000 $145,000 $7,044 6.63%
Jennings, LA (FHA|USDA|VA) 2 $290,000 $145,000 $4,047 7.13%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $290,000 $145,000 $1,499 7.50%
Lumberton, NC (FHA|USDA|VA) 2 $290,000 $145,000 $5,029 7.19%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $290,000 $145,000 $9,747 6.94%
Kerrville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $12,446 6.63%
Torrington, CT (FHA|USDA|VA) 2 $280,000 $140,000 $5,432 7.31%
LAWTON, OK (FHA|USDA|VA) 1 $275,000 $275,000 $9,221 7.13%
Newport, OR (FHA|USDA|VA) 1 $275,000 $275,000 $20,481 5.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $270,000 $135,000 $7,789 6.63%
DOTHAN, AL (FHA|USDA|VA) 1 $265,000 $265,000 $13,826 8.25%
Hudson, NY (FHA|USDA|VA) 1 $265,000 $265,000 $18,389 6.13%
FARGO, ND-MN (FHA|USDA|VA) 1 $265,000 $265,000 $8,258 7.25%
Emporia, KS (FHA|USDA|VA) 1 $265,000 $265,000 $14,367 7.75%
Elk City, OK (FHA|USDA|VA) 1 $265,000 $265,000 $10,235 8.13%
Orangeburg, SC (FHA|USDA|VA) 1 $265,000 $265,000 $13,845 6.75%
Bedford, IN (FHA|USDA|VA) 2 $260,000 $130,000 $7,615 7.69%
Ottawa, KS (FHA|USDA|VA) 1 $255,000 $255,000 $12,472 7.63%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $255,000 $255,000 $8,228 6.50%
LINCOLN, NE (FHA|USDA|VA) 1 $255,000 $255,000 $16,484 6.50%
GREAT FALLS, MT (FHA|USDA|VA) 1 $255,000 $255,000 $15,349 7.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $255,000 $255,000 $13,022 7.25%
DeRidder, LA (FHA|USDA|VA) 2 $250,000 $125,000 $6,940 7.69%
Mountain Home, AR (FHA|USDA|VA) 2 $250,000 $125,000 $5,131 7.13%
Huntingdon, PA (FHA|USDA|VA) 2 $250,000 $125,000 $5,514 6.25%
Baraboo, WI (FHA|USDA|VA) 1 $245,000 $245,000 $13,481 6.38%
Chillicothe, OH (FHA|USDA|VA) 1 $245,000 $245,000 $12,043 8.25%
Mount Vernon, IL (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $245,000 $245,000 $9,231 7.38%
Arecibo, PR (FHA|USDA|VA) 1 $245,000 $245,000 $9,680 5.88%
Clovis, NM (FHA|USDA|VA) 1 $245,000 $245,000 $10,882 5.88%
STAUNTON, VA (FHA|USDA|VA) 1 $245,000 $245,000 $13,795 8.25%
Fergus Falls, MN (FHA|USDA|VA) 1 $245,000 $245,000 $12,511 6.88%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $245,000 $245,000 $18,331 8.25%
DANVILLE, IL (FHA|USDA|VA) 2 $240,000 $120,000 $3,945 7.75%
Palestine, TX (FHA|USDA|VA) 2 $240,000 $120,000 $9,484 6.94%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $235,000 $235,000 $7,465 7.38%
Riverton, WY (FHA|USDA|VA) 1 $235,000 $235,000 $7,411 7.25%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $235,000 $235,000 $12,954 7.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $235,000 $235,000 $3,312 7.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $235,000 $235,000 $18,133 8.13%
Vicksburg, MS (FHA|USDA|VA) 1 $235,000 $235,000 $16,258 6.50%
Natchitoches, LA (FHA|USDA|VA) 1 $235,000 $235,000 $7,451 6.75%
Crawfordsville, IN (FHA|USDA|VA) 2 $230,000 $115,000 $7,588 7.13%
Montrose, CO (FHA|USDA|VA) 1 $225,000 $225,000 $13,547 6.50%
Fort Payne, AL (FHA|USDA|VA) 1 $225,000 $225,000 $1,027 7.75%
North Vernon, IN (FHA|USDA|VA) 1 $225,000 $225,000 $12,011 7.75%
Minden, LA (FHA|USDA|VA) 2 $220,000 $110,000 $6,351 7.00%
Berlin, NH (FHA|USDA|VA) 1 $215,000 $215,000 $4,908 7.63%
Minot, ND (FHA|USDA|VA) 1 $215,000 $215,000 $13,002 7.75%
Mount Pleasant, MI (FHA|USDA|VA) 1 $215,000 $215,000 $14,026 7.75%
St. Marys, GA (FHA|USDA|VA) 1 $215,000 $215,000 $14,468 6.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $215,000 $215,000 $14,552 6.75%
Cookeville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $13,586 6.25%
Frankfort, KY (FHA|USDA|VA) 1 $215,000 $215,000 $12,916 8.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $215,000 $215,000 $14,590 6.88%
Jacksonville, TX (FHA|USDA|VA) 2 $210,000 $105,000 $6,047 7.06%
Crescent City, CA (FHA|USDA|VA) 2 $210,000 $105,000 $4,602 4.25%
Gaffney, SC (FHA|USDA|VA) 1 $205,000 $205,000 $4,976 7.50%
Lewisburg, TN (FHA|USDA|VA) 1 $205,000 $205,000 $9,239 5.88%
Payson, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $13,099 6.50%
Port Lavaca, TX (FHA|USDA|VA) 2 $200,000 $100,000 $8,799 7.13%
Shawano, WI (FHA|USDA|VA) 1 $195,000 $195,000 $10,999 6.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $195,000 $195,000 $9,697 6.63%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.13%
Amsterdam, NY (FHA|USDA|VA) 1 $195,000 $195,000 $19,173 7.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $195,000 $195,000 $4,493 7.75%
MANHATTAN, KS (FHA|USDA|VA) 1 $195,000 $195,000 $6,952 6.88%
Portsmouth, OH (FHA|USDA|VA) 1 $195,000 $195,000 $10,573 7.75%
Clewiston, FL (FHA|USDA|VA) 1 $185,000 $185,000 $10,758 6.50%
APPLETON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $13,084 6.00%
Sayre, PA (FHA|USDA|VA) 1 $185,000 $185,000 $11,288 7.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $185,000 $185,000 $10,499 7.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $185,000 $185,000 $3,360 8.13%
Alexander City, AL (FHA|USDA|VA) 1 $185,000 $185,000 $654 8.25%
Eagle Pass, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,038 7.25%
SYRACUSE, NY (FHA|USDA|VA) 2 $180,000 $90,000 $6,650 6.63%
El Dorado, AR (FHA|USDA|VA) 2 $180,000 $90,000 $4,945 6.81%
Beaver Dam, WI (FHA|USDA|VA) 1 $175,000 $175,000 $10,456 7.50%
Richmond-Berea, KY (FHA|USDA|VA) 1 $175,000 $175,000 $10,173 6.75%
Natchez, MS-LA (FHA|USDA|VA) 1 $175,000 $175,000 $9,780 5.88%
GADSDEN, AL (FHA|USDA|VA) 1 $175,000 $175,000 $10,644 6.13%
Del Rio, TX (FHA|USDA|VA) 1 $175,000 $175,000 $14,473 5.63%
MIDLAND, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,436 7.25%
Cullman, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,843 6.75%
Owatonna, MN (FHA|USDA|VA) 1 $175,000 $175,000 $11,292 8.25%
Albertville, AL (FHA|USDA|VA) 1 $175,000 $175,000 $6,436 5.88%
Toccoa, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,601 6.25%
Fairmont, MN (FHA|USDA|VA) 1 $175,000 $175,000 $6,947 7.63%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $170,000 $85,000 $6,181 7.31%
Bogalusa, LA (FHA|USDA|VA) 1 $165,000 $165,000 $9,334 6.75%
Jasper, IN (FHA|USDA|VA) 1 $165,000 $165,000 $8,815 7.38%
Atmore, AL (FHA|USDA|VA) 1 $165,000 $165,000 $10,753 6.25%
Greenville, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,271 6.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $9,949 7.75%
Paris, TN (FHA|USDA|VA) 1 $155,000 $155,000 $8,703 6.38%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $4,594 7.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $155,000 $155,000 $8,313 6.75%
Corinth, MS (FHA|USDA|VA) 1 $155,000 $155,000 $8,264 6.75%
ODESSA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,322 6.50%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $155,000 $155,000 $6,983 6.25%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $155,000 $155,000 $11,373 7.25%
MUNCIE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $9,173 6.38%
BELLINGHAM, WA (FHA|USDA|VA) 1 $155,000 $155,000 $6,522 7.75%
Tahlequah, OK (FHA|USDA|VA) 1 $155,000 $155,000 $11,870 5.88%
MANKATO, MN (FHA|USDA|VA) 1 $155,000 $155,000 $9,632 7.75%
Tupelo, MS (FHA|USDA|VA) 1 $155,000 $155,000 $1,575 5.38%
Arcadia, FL (FHA|USDA|VA) 1 $155,000 $155,000 $7,216 6.75%
Fremont, OH (FHA|USDA|VA) 1 $155,000 $155,000 $10,106 6.50%
OWENSBORO, KY (FHA|USDA|VA) 2 $150,000 $75,000 $6,521 7.25%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $150,000 $75,000 $7,280 7.25%
Holland, MI (FHA|USDA|VA) 1 $145,000 $145,000 $9,209 7.75%
BISMARCK, ND (FHA|USDA|VA) 1 $145,000 $145,000 $5,796 7.38%
Auburn, NY (FHA|USDA|VA) 1 $145,000 $145,000 $6,401 6.75%
PINE BLUFF, AR (FHA|USDA|VA) 1 $145,000 $145,000 $4,665 6.38%
Edwards, CO (FHA|USDA|VA) 1 $145,000 $145,000 $7,217 6.25%
Middlesborough, KY (FHA|USDA|VA) 1 $145,000 $145,000 $8,401 7.00%
Coamo, PR (FHA|USDA|VA) 1 $145,000 $145,000 $9,861 7.63%
ST. GEORGE, UT (FHA|USDA|VA) 1 $145,000 $145,000 $6,781 8.13%
CASPER, WY (FHA|USDA|VA) 1 $145,000 $145,000 $11,133 6.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $145,000 $145,000 $10,318 6.63%
Vidalia, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,304 6.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $145,000 $145,000 $11,383 5.88%
Kinston, NC (FHA|USDA|VA) 1 $145,000 $145,000 $6,203 7.25%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,758 7.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $135,000 $135,000 $8,741 5.13%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.25%
Plainview, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,173 6.50%
Troy, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,895 6.50%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $10,664 7.75%
Warren, PA (FHA|USDA|VA) 1 $135,000 $135,000 $9,412 7.75%
Farmington, MO (FHA|USDA|VA) 1 $135,000 $135,000 $7,883 7.63%
Sterling, IL (FHA|USDA|VA) 1 $125,000 $125,000 $7,838 7.75%
McPherson, KS (FHA|USDA|VA) 1 $125,000 $125,000 $8,253 7.50%
Albert Lea, MN (FHA|USDA|VA) 1 $125,000 $125,000 $8,301 6.75%
Traverse City, MI (FHA|USDA|VA) 1 $115,000 $115,000 $6,672 7.38%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $115,000 $115,000 $6,713 7.25%
Pampa, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,519 6.25%
Coldwater, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,659 6.75%
Marquette, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,315 6.75%
Durant, OK (FHA|USDA|VA) 1 $105,000 $105,000 $9,899 6.25%
Lock Haven, PA (FHA|USDA|VA) 1 $105,000 $105,000 $9,200 6.75%
McComb, MS (FHA|USDA|VA) 1 $105,000 $105,000 $8,422 7.75%
Greensburg, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,433 7.38%
Great Bend, KS (FHA|USDA|VA) 1 $95,000 $95,000 $4,654 6.63%
Peru, IN (FHA|USDA|VA) 1 $95,000 $95,000 $6,220 6.38%
Clarksburg, WV (FHA|USDA|VA) 1 $95,000 $95,000 $5,816 6.13%
Seymour, IN (FHA|USDA|VA) 1 $85,000 $85,000 $6,324 6.75%
Oil City, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,378 6.75%
Auburn, IN (FHA|USDA|VA) 1 $85,000 $85,000 $5,492 6.75%
Fort Morgan, CO (FHA|USDA|VA) 1 $85,000 $85,000 $5,696 6.13%
Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $6,353 7.13%
Hannibal, MO (FHA|USDA|VA) 1 $75,000 $75,000 $5,049 6.50%
Levelland, TX (FHA|USDA|VA) 1 $75,000 $75,000 $5,103 6.13%
GUAYAMA, PR (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.75%
Sunbury, PA (FHA|USDA|VA) 1 $65,000 $65,000 $5,230 6.75%
FORT WAYNE, IN (FHA|USDA|VA) 1 $65,000 $65,000 $5,850 7.00%
North Wilkesboro, NC (FHA|USDA|VA) 1 $65,000 $65,000 $5,498 5.63%
Henderson, NC (FHA|USDA|VA) 1 $65,000 $65,000 $5,442 7.50%
Somerset, KY (FHA|USDA|VA) 1 $65,000 $65,000 $5,202 6.63%
Equity Prime Mortgage's top markets include New York, Atlanta, Dallas, Phoenix, and Houston among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Equity Prime Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PANHANDLE FEDERAL CREDIT UNION
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    HOME BANK AND TRUST COMPANY
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 3,628 $952,860,000 $262,641 $13,329 6.83%
    VA 1,347 $442,555,000 $328,549 $9,798 6.88%
    Conventional 1,059 $377,405,000 $356,379 $9,754 6.95%
    USDA 187 $32,555,000 $174,091 $7,378 6.73%

    For 2023, Equity Prime Mortgage's most frequently originated type of loan was FHA, with 3,628 originations. Their 2nd most popular type was VA, with 1,347 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,673 $1,368,115,000 $292,770 $11,139 6.93%
    Cash Out Refi 1,399 $389,755,000 $278,595 $14,149 6.64%
    Refi 149 $47,505,000 $318,826 $10,656 6.47%

    For 2023, Equity Prime Mortgage's most frequently cited loan purpose was Home Purchase, with 4,673 originations. The 2nd most popular reason was Cash Out Refi, with 1,399 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,102 $1,773,700,000 $290,675 $11,796 6.87%
    15 Year 48 $13,500,000 $281,250 $10,845 5.64%
    Other 46 $13,710,000 $298,043 $15,822 6.99%
    20 Year 24 $4,350,000 $181,250 $10,985 7.24%
    10 Year 1 $115,000 $115,000 $4,023 5.00%

    For 2023, Equity Prime Mortgage's most frequently cited loan duration was 30 Year, with 6,102 originations. The 2nd most popular length was 15 Year, with 48 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 2,681 $938,985,000 $350,237
    $<1k 804 $194,840,000 $242,338
    $1k-2k 729 $186,485,000 $255,809
    $3k-4k 669 $149,905,000 $224,073
    $2k-3k 613 $152,295,000 $248,442
    $4k-5k 582 $139,060,000 $238,935

    Equity Prime Mortgage's average total fees were $11,796, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,681 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,608 $764,270,000 $293,048
    7-8% 2,410 $681,860,000 $282,929
    5-6% 893 $270,105,000 $302,469
    Over 8% 254 $73,010,000 $287,441
    4-5% 43 $14,945,000 $347,558
    <2.5% 9 $125,000 $13,889
    3-4% 3 $805,000 $268,333
    2.5-3% 1 $255,000 $255,000

    During 2023, Equity Prime Mortgage's average interest rate for loans was 6.87%, while their most frequently originated rate bucket for loans was 6-7%, with 2,608 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,097 $890,755,000 $287,619 $12,199 6.89%
    $100k-200k 1,531 $238,535,000 $155,803 $8,077 6.88%
    $400k-600k 997 $471,565,000 $472,984 $16,257 6.79%
    $100,000 or less 343 $26,155,000 $76,254 $5,234 6.73%
    $600k-1MM 246 $168,920,000 $686,667 $20,720 6.75%
    $1MM+ 7 $9,445,000 $1,349,286 $40,159 7.38%

    2023 saw Equity Prime Mortgage place emphasis on $200k-400k loans with 3,097 originations, totaling $890,755,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,606 $558,050,000 $347,478 $13,796 6.91%
    $50k-75k 1,506 $302,990,000 $201,189 $9,484 6.81%
    $75k-100k 1,448 $391,310,000 $270,242 $11,436 6.87%
    $150k-250k 783 $350,545,000 $447,695 $15,715 6.92%
    $50k or less 663 $89,495,000 $134,985 $7,490 6.67%
    $250k+ 201 $107,835,000 $536,493 $16,958 7.10%

    Equity Prime Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,606 originations. The second most popular income band? $50k-75k, with 1,506 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 878 $233,000,000 $265,376 $10,681 6.90%
    50-60% 852 $278,920,000 $327,371 $14,152 6.66%
    20-30% 575 $134,405,000 $233,748 $9,513 6.86%
    49% 413 $131,635,000 $318,729 $12,121 6.83%
    48% 325 $102,235,000 $314,569 $12,594 6.97%
    46% 305 $96,355,000 $315,918 $12,359 6.86%
    44% 303 $88,285,000 $291,370 $11,907 6.88%
    43% 284 $84,150,000 $296,303 $11,588 6.91%
    47% 283 $86,545,000 $305,813 $12,761 6.92%
    45% 279 $87,375,000 $313,172 $12,345 6.88%
    42% 256 $73,560,000 $287,344 $11,977 6.95%
    41% 252 $70,480,000 $279,683 $11,620 6.90%
    40% 252 $71,710,000 $284,563 $12,032 6.80%
    39% 249 $67,055,000 $269,297 $11,114 6.81%
    37% 212 $58,750,000 $277,123 $11,139 6.95%
    38% 193 $48,695,000 $252,306 $10,877 7.02%
    36% 172 $46,020,000 $267,558 $11,447 6.87%
    <20% 99 $29,475,000 $297,727 $8,965 6.88%
    >60% 32 $14,230,000 $444,688 $15,012 6.88%

    Equity Prime Mortgage lent most frequently to those with DTI ratios of 30-36%, with 878 originations. The next most common DTI ratio? 50-60%, with 852 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,594 $1,007,220,000 $280,250 $11,271 6.87%
    Not provided 1,260 $383,830,000 $304,627 $12,849 6.78%
    Black 1,095 $317,855,000 $290,279 $12,161 6.91%
    Asian 162 $63,270,000 $390,556 $13,187 6.74%
    American Indian 87 $24,715,000 $284,080 $11,909 7.02%
    Native Hawaiian or Islander 23 $8,485,000 $368,913 $13,719 7.06%

    Approval Rates

    Total approvals of all applications
    96.28%

    Equity Prime Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    59.11%

    Equity Prime Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,221 $1,805,375,000 $290,207

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,221 $1,805,375,000 $290,207

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 103 $15,905,000 $154,417 $7,997 6.74%
    40-60% 339 $74,315,000 $219,218 $10,296 6.71%
    60-80% 1,054 $307,540,000 $291,784 $13,076 6.77%
    80-100% 4,480 $1,326,400,000 $296,071 $11,628 6.90%
    Over 100% 218 $77,460,000 $355,321 $14,902 6.93%
    Under 20% 21 $1,725,000 $82,143 $4,127 4.33%