Stearns Lending Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300YOESI1GLKRL151
Tax ID: 33-0051773
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Mortgage Data
Review & Overview
Stearns Lending is a large mortgage company specializing in Refi and Home Purchase loans. Stearns Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, San Francisco, Riverside, Chicago, and San Diego among others. We have data for 536 markets. (Some data included below & more in-depth data is available with an active subscription.)Stearns Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stearns Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.55% | 12/16/24 |
| 30 Year Conventional Refi | 6.30% | 12/16/24 |
| 30 Year Cash-out Refi | 6.57% | 12/16/24 |
| 30 Year FHA Purchase | 7.28% | 12/16/24 |
| 30 Year FHA Refi | 7.22% | 12/16/24 |
| 30 Year VA Purchase | 6.08% | 12/16/24 |
| 30 Year VA Refi | 6.27% | 12/16/24 |
| 30 Year USDA Purchase | 6.61% | 12/16/24 |
| 15 Year Conventional Purchase | 5.97% | 12/16/24 |
| 15 Year Conventional Refi | 5.84% | 12/16/24 |
| 15 Year Cash-out Refi | 5.84% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Stearns Lending Mortgage Calculator
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This is not an official calculator from Stearns Lending. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
33,762Origination Dollar Volume (All Markets)
$10,363,150,000Awards
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STEARNS LENDING - 2020
STEARNS LENDING is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,778 | $1,214,790,000 | $437,289 | $5,879 | 3.18% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,282 | $596,640,000 | $465,398 | $5,060 | 3.16% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,701 | $542,965,000 | $319,203 | $5,923 | 3.12% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2,083 | $532,195,000 | $255,494 | $4,455 | 3.15% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 848 | $358,160,000 | $422,358 | $7,210 | 3.08% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 663 | $327,375,000 | $493,778 | $5,951 | 3.12% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,024 | $286,050,000 | $279,346 | $4,299 | 3.15% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 606 | $259,400,000 | $428,053 | $5,981 | 3.21% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 561 | $236,365,000 | $421,328 | $5,326 | 2.99% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 637 | $233,475,000 | $366,523 | $5,525 | 3.18% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 795 | $229,945,000 | $289,239 | $8,451 | 3.34% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 643 | $211,445,000 | $328,841 | $4,644 | 3.16% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 648 | $206,140,000 | $318,117 | $5,805 | 3.09% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 671 | $172,205,000 | $256,639 | $5,769 | 3.23% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 524 | $164,720,000 | $314,351 | $5,759 | 3.24% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 417 | $164,395,000 | $394,233 | $6,268 | 3.03% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 458 | $156,020,000 | $340,655 | $5,533 | 3.18% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 555 | $154,015,000 | $277,505 | $5,135 | 3.11% |
| Outside of Metro Areas | 721 | $151,905,000 | $210,687 | $5,125 | 3.34% |
| STOCKTON, CA (FHA|USDA|VA) | 527 | $126,135,000 | $239,345 | $8,398 | 2.89% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 456 | $125,470,000 | $275,154 | $5,711 | 3.18% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 256 | $122,490,000 | $478,477 | $5,665 | 3.11% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 418 | $116,480,000 | $278,660 | $2,989 | 3.26% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 377 | $112,315,000 | $297,918 | $7,438 | 3.06% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 386 | $107,950,000 | $279,663 | $4,776 | 3.06% |
| ANCHORAGE, AK (FHA|USDA|VA) | 318 | $105,090,000 | $330,472 | $5,647 | 2.98% |
| PROVO-OREM, UT (FHA|USDA|VA) | 327 | $99,295,000 | $303,654 | $5,943 | 3.19% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 193 | $92,715,000 | $480,389 | $7,185 | 3.03% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 299 | $91,285,000 | $305,301 | $5,573 | 3.04% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 289 | $82,785,000 | $286,453 | $5,185 | 3.22% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 392 | $80,090,000 | $204,311 | $5,343 | 3.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 296 | $77,890,000 | $263,142 | $7,556 | 3.16% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 500 | $77,700,000 | $155,400 | $5,956 | 3.33% |
| TUCSON, AZ (FHA|USDA|VA) | 360 | $67,980,000 | $188,833 | $3,736 | 3.07% |
| RICHMOND, VA (FHA|USDA|VA) | 279 | $64,965,000 | $232,849 | $5,522 | 3.06% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 272 | $64,430,000 | $236,875 | $4,888 | 3.46% |
| MODESTO, CA (FHA|USDA|VA) | 255 | $64,165,000 | $251,627 | $7,499 | 2.97% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 211 | $62,255,000 | $295,047 | $5,418 | 3.21% |
| SALINAS, CA (FHA|USDA|VA) | 151 | $61,595,000 | $407,914 | $9,749 | 3.08% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 146 | $60,020,000 | $411,096 | $4,444 | 3.02% |
| FRESNO, CA (FHA|USDA|VA) | 201 | $54,355,000 | $270,423 | $5,910 | 3.15% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 183 | $50,295,000 | $274,836 | $6,053 | 3.16% |
| MISSOULA, MT (FHA|USDA|VA) | 170 | $48,470,000 | $285,118 | $3,849 | 3.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 186 | $48,320,000 | $259,785 | $5,092 | 3.31% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 216 | $47,710,000 | $220,880 | $4,707 | 3.30% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 202 | $47,480,000 | $235,050 | $6,841 | 3.45% |
| Clearlake, CA (FHA|USDA|VA) | 194 | $45,410,000 | $234,072 | $6,682 | 3.32% |
| LOUISVILLE, KY (FHA|USDA|VA) | 197 | $45,065,000 | $228,756 | $4,621 | 3.27% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 106 | $39,430,000 | $371,981 | $5,264 | 3.08% |
| Outside of Metro Areas | 140 | $39,130,000 | $279,500 | $4,129 | 3.32% |
| VALLEJO, CA (FHA|USDA|VA) | 106 | $37,570,000 | $354,434 | $6,348 | 3.14% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 134 | $36,610,000 | $273,209 | $4,679 | 3.09% |
| Klamath Falls, OR (FHA|USDA|VA) | 173 | $35,545,000 | $205,462 | $6,185 | 3.15% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 152 | $34,820,000 | $229,079 | $4,387 | 3.16% |
| Ukiah, CA (FHA|USDA|VA) | 101 | $33,645,000 | $333,119 | $4,701 | 3.32% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 136 | $33,490,000 | $246,250 | $4,336 | 3.26% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 111 | $33,445,000 | $301,306 | $5,907 | 3.31% |
| BEND, OR (FHA|USDA|VA) | 103 | $32,335,000 | $313,932 | $5,530 | 3.19% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 135 | $31,885,000 | $236,185 | $6,545 | 3.33% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 97 | $31,245,000 | $322,113 | $4,483 | 3.14% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 147 | $30,225,000 | $205,612 | $4,111 | 3.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 139 | $30,175,000 | $217,086 | $4,665 | 3.17% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 122 | $29,380,000 | $240,820 | $4,449 | 3.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 118 | $27,980,000 | $237,119 | $5,025 | 3.17% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 84 | $26,000,000 | $309,524 | $4,540 | 3.05% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 95 | $24,425,000 | $257,105 | $4,358 | 3.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 114 | $24,200,000 | $212,281 | $7,212 | 3.12% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 68 | $23,980,000 | $352,647 | $6,061 | 3.05% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 89 | $23,875,000 | $268,258 | $5,767 | 3.22% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 100 | $23,650,000 | $236,500 | $7,092 | 3.43% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 107 | $23,575,000 | $220,327 | $5,891 | 3.12% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 76 | $23,450,000 | $308,553 | $4,319 | 3.23% |
| SALEM, OR (FHA|USDA|VA) | 76 | $21,330,000 | $280,658 | $7,088 | 3.30% |
| Coos Bay, OR (FHA|USDA|VA) | 88 | $19,130,000 | $217,386 | $5,837 | 3.47% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 79 | $18,775,000 | $237,658 | $3,998 | 3.35% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 62 | $18,580,000 | $299,677 | $5,696 | 3.41% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 72 | $18,470,000 | $256,528 | $6,302 | 3.38% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 77 | $18,415,000 | $239,156 | $5,204 | 3.17% |
| NAPA, CA (FHA|USDA|VA) | 43 | $18,225,000 | $423,837 | $4,634 | 3.15% |
| PITTSBURGH, PA (FHA|USDA|VA) | 93 | $17,915,000 | $192,634 | $6,959 | 3.33% |
| BOISE CITY, ID (FHA|USDA|VA) | 63 | $17,265,000 | $274,048 | $5,276 | 3.38% |
| Heber, UT (FHA|USDA|VA) | 51 | $17,075,000 | $334,804 | $6,077 | 3.11% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 106 | $17,030,000 | $160,660 | $6,098 | 3.57% |
| MERCED, CA (FHA|USDA|VA) | 63 | $17,015,000 | $270,079 | $6,424 | 3.24% |
| FORT COLLINS, CO (FHA|USDA|VA) | 53 | $16,375,000 | $308,962 | $3,795 | 3.07% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 60 | $16,160,000 | $269,333 | $3,889 | 3.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 64 | $16,010,000 | $250,156 | $4,888 | 3.22% |
| COLUMBUS, OH (FHA|USDA|VA) | 66 | $15,890,000 | $240,758 | $5,692 | 3.36% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 60 | $15,870,000 | $264,500 | $4,599 | 3.19% |
| BRUNSWICK, GA (FHA|USDA|VA) | 65 | $15,015,000 | $231,000 | $6,049 | 3.43% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 87 | $14,925,000 | $171,552 | $5,878 | 3.26% |
| LAFAYETTE, LA (FHA|USDA|VA) | 79 | $14,785,000 | $187,152 | $6,238 | 3.09% |
| Newport, OR (FHA|USDA|VA) | 54 | $14,750,000 | $273,148 | $5,426 | 3.14% |
| BILLINGS, MT (FHA|USDA|VA) | 56 | $14,560,000 | $260,000 | $6,147 | 3.28% |
| ST. GEORGE, UT (FHA|USDA|VA) | 49 | $14,535,000 | $296,633 | $5,127 | 3.38% |
| Morehead City, NC (FHA|USDA|VA) | 51 | $14,135,000 | $277,157 | $4,423 | 3.13% |
| GREELEY, CO (FHA|USDA|VA) | 44 | $14,120,000 | $320,909 | $5,337 | 3.20% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 64 | $12,160,000 | $190,000 | $6,561 | 3.07% |
| SAVANNAH, GA (FHA|USDA|VA) | 61 | $12,085,000 | $198,115 | $6,349 | 3.28% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 53 | $12,005,000 | $226,509 | $6,758 | 3.16% |
| YAKIMA, WA (FHA|USDA|VA) | 54 | $11,880,000 | $220,000 | $5,348 | 3.07% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 46 | $11,420,000 | $248,261 | $6,392 | 3.36% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 61 | $10,875,000 | $178,279 | $5,351 | 3.45% |
| YUBA CITY, CA (FHA|USDA|VA) | 52 | $10,690,000 | $205,577 | $8,018 | 2.92% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 44 | $10,670,000 | $242,500 | $5,063 | 3.26% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 33 | $10,315,000 | $312,576 | $7,155 | 3.14% |
| Ruidoso, NM (FHA|USDA|VA) | 46 | $10,120,000 | $220,000 | $4,125 | 3.54% |
| CHICO, CA (FHA|USDA|VA) | 42 | $9,900,000 | $235,714 | $4,982 | 3.18% |
| OCALA, FL (FHA|USDA|VA) | 59 | $9,855,000 | $167,034 | $6,371 | 3.31% |
| LYNCHBURG, VA (FHA|USDA|VA) | 51 | $9,685,000 | $189,902 | $4,517 | 3.19% |
| MEDFORD, OR (FHA|USDA|VA) | 35 | $9,385,000 | $268,143 | $5,532 | 3.37% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 32 | $9,350,000 | $292,188 | $6,715 | 3.41% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 29 | $8,975,000 | $309,483 | $3,901 | 3.14% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 49 | $8,935,000 | $182,347 | $4,905 | 3.02% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 34 | $8,630,000 | $253,824 | $7,939 | 3.47% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 30 | $8,210,000 | $273,667 | $6,831 | 3.04% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 22 | $8,090,000 | $367,727 | $4,868 | 3.04% |
| Durango, CO (FHA|USDA|VA) | 26 | $8,010,000 | $308,077 | $5,995 | 3.35% |
| BOULDER, CO (FHA|USDA|VA) | 19 | $7,815,000 | $411,316 | $5,848 | 2.95% |
| COLUMBIA, SC (FHA|USDA|VA) | 41 | $7,455,000 | $181,829 | $4,189 | 3.10% |
| BATON ROUGE, LA (FHA|USDA|VA) | 33 | $7,435,000 | $225,303 | $5,969 | 3.25% |
| Lock Haven, PA (FHA|USDA|VA) | 45 | $7,015,000 | $155,889 | $5,763 | 3.54% |
| GAINESVILLE, GA (FHA|USDA|VA) | 31 | $6,765,000 | $218,226 | $6,685 | 3.14% |
| LONGVIEW, WA (FHA|USDA|VA) | 32 | $6,710,000 | $209,688 | $7,218 | 2.37% |
| Pullman, WA (FHA|USDA|VA) | 26 | $6,680,000 | $256,923 | $4,404 | 2.89% |
| FARMINGTON, NM (FHA|USDA|VA) | 36 | $6,610,000 | $183,611 | $5,135 | 3.30% |
| Hilo, HI (FHA|USDA|VA) | 15 | $6,465,000 | $431,000 | $6,740 | 3.40% |
| VISALIA, CA (FHA|USDA|VA) | 30 | $6,450,000 | $215,000 | $4,876 | 2.96% |
| MADISON, WI (FHA|USDA|VA) | 23 | $6,385,000 | $277,609 | $4,231 | 3.29% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 28 | $6,370,000 | $227,500 | $5,209 | 3.45% |
| MADERA, CA (FHA|USDA|VA) | 22 | $6,360,000 | $289,091 | $5,510 | 3.43% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 27 | $6,115,000 | $226,481 | $6,098 | 3.42% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 28 | $5,810,000 | $207,500 | $4,300 | 3.49% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 24 | $5,750,000 | $239,583 | $5,624 | 3.29% |
| NEW BERN, NC (FHA|USDA|VA) | 30 | $5,540,000 | $184,667 | $3,858 | 3.21% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 24 | $5,360,000 | $223,333 | $5,614 | 3.26% |
| RACINE, WI (FHA|USDA|VA) | 22 | $5,250,000 | $238,636 | $3,846 | 3.41% |
| ASHEVILLE, NC (FHA|USDA|VA) | 24 | $5,140,000 | $214,167 | $5,165 | 3.37% |
| REDDING, CA (FHA|USDA|VA) | 21 | $5,075,000 | $241,667 | $5,907 | 3.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 31 | $5,025,000 | $162,097 | $4,712 | 3.14% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 24 | $5,020,000 | $209,167 | $7,160 | 3.01% |
| Hailey, ID (FHA|USDA|VA) | 16 | $4,980,000 | $311,250 | $5,549 | 3.55% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 20 | $4,980,000 | $249,000 | $4,007 | 3.14% |
| FAIRBANKS, AK (FHA|USDA|VA) | 21 | $4,905,000 | $233,571 | $5,885 | 3.02% |
| GRANTS PASS, OR (FHA|USDA|VA) | 20 | $4,720,000 | $236,000 | $4,586 | 3.51% |
| ANN ARBOR, MI (FHA|USDA|VA) | 16 | $4,580,000 | $286,250 | $5,439 | 3.48% |
| VALDOSTA, GA (FHA|USDA|VA) | 22 | $4,510,000 | $205,000 | $5,549 | 2.97% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 10 | $4,400,000 | $440,000 | $7,106 | 2.97% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 16 | $4,390,000 | $274,375 | $5,250 | 3.10% |
| Bozeman, MT (FHA|USDA|VA) | 15 | $4,385,000 | $292,333 | $6,264 | 3.45% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 18 | $4,260,000 | $236,667 | $5,669 | 3.05% |
| WALLA WALLA, WA (FHA|USDA|VA) | 16 | $4,240,000 | $265,000 | $2,796 | 3.48% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 14 | $4,240,000 | $302,857 | $5,800 | 3.11% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 17 | $4,065,000 | $239,118 | $5,559 | 3.26% |
| Waycross, GA (FHA|USDA|VA) | 18 | $4,030,000 | $223,889 | $6,271 | 3.13% |
| EL PASO, TX (FHA|USDA|VA) | 23 | $3,965,000 | $172,391 | $5,121 | 3.12% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 20 | $3,940,000 | $197,000 | $4,267 | 3.02% |
| St. Marys, GA (FHA|USDA|VA) | 16 | $3,910,000 | $244,375 | $6,278 | 3.27% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 13 | $3,855,000 | $296,538 | $5,087 | 3.46% |
| RENO, NV (FHA|USDA|VA) | 9 | $3,835,000 | $426,111 | $5,771 | 3.06% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 17 | $3,815,000 | $224,412 | $5,704 | 3.41% |
| Sonora, CA (FHA|USDA|VA) | 19 | $3,605,000 | $189,737 | $5,645 | 3.11% |
| LEBANON, PA (FHA|USDA|VA) | 16 | $3,580,000 | $223,750 | $6,189 | 2.89% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 15 | $3,535,000 | $235,667 | $6,521 | 3.20% |
| Concord, NH (FHA|USDA|VA) | 13 | $3,535,000 | $271,923 | $5,602 | 3.38% |
| SPARTANBURG, SC (FHA|USDA|VA) | 20 | $3,460,000 | $173,000 | $5,030 | 3.36% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 14 | $3,460,000 | $247,143 | $4,600 | 3.06% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 14 | $3,450,000 | $246,429 | $2,940 | 3.04% |
| Sandpoint, ID (FHA|USDA|VA) | 13 | $3,435,000 | $264,231 | $5,722 | 3.30% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 12 | $3,280,000 | $273,333 | $3,662 | 3.08% |
| TYLER, TX (FHA|USDA|VA) | 13 | $3,265,000 | $251,154 | $6,159 | 3.37% |
| Beaver Dam, WI (FHA|USDA|VA) | 14 | $3,200,000 | $228,571 | $3,721 | 3.57% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 18 | $3,040,000 | $168,889 | $5,245 | 3.37% |
| LANCASTER, PA (FHA|USDA|VA) | 13 | $2,845,000 | $218,846 | $6,149 | 3.04% |
| HARRISONBURG, VA (FHA|USDA|VA) | 13 | $2,845,000 | $218,846 | $4,420 | 3.13% |
| TULSA, OK (FHA|USDA|VA) | 11 | $2,815,000 | $255,909 | $5,293 | 3.72% |
| SANTA FE, NM (FHA|USDA|VA) | 13 | $2,805,000 | $215,769 | $5,898 | 3.42% |
| READING, PA (FHA|USDA|VA) | 19 | $2,785,000 | $146,579 | $6,344 | 3.18% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 18 | $2,750,000 | $152,778 | $4,933 | 3.92% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 14 | $2,690,000 | $192,143 | $4,817 | 3.67% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 14 | $2,600,000 | $185,714 | $2,581 | 3.77% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $4,564 | 2.96% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 14 | $2,580,000 | $184,286 | $4,900 | 3.10% |
| Cañon City, CO (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $6,928 | 3.50% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $2,540,000 | $1,270,000 | $8,586 | 2.94% |
| Prineville, OR (FHA|USDA|VA) | 8 | $2,530,000 | $316,250 | $5,059 | 3.23% |
| Palatka, FL (FHA|USDA|VA) | 17 | $2,465,000 | $145,000 | $5,938 | 3.77% |
| Red Bluff, CA (FHA|USDA|VA) | 14 | $2,390,000 | $170,714 | $3,866 | 3.51% |
| THE VILLAGES, FL (FHA|USDA|VA) | 10 | $2,390,000 | $239,000 | $6,381 | 3.09% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $4,911 | 3.22% |
| CORVALLIS, OR (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $6,057 | 3.01% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $6,009 | 3.84% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $5,230 | 2.91% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 8 | $2,320,000 | $290,000 | $5,225 | 3.30% |
| PUEBLO, CO (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $5,088 | 3.82% |
| Jefferson, GA (FHA|USDA|VA) | 13 | $2,295,000 | $176,538 | $5,679 | 3.41% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $5,091 | 3.33% |
| GREEN BAY, WI (FHA|USDA|VA) | 11 | $2,245,000 | $204,091 | $5,551 | 3.36% |
| Orangeburg, SC (FHA|USDA|VA) | 12 | $2,240,000 | $186,667 | $5,007 | 2.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $5,596 | 3.09% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $4,621 | 3.11% |
| AMES, IA (FHA|USDA|VA) | 15 | $2,215,000 | $147,667 | $4,728 | 2.99% |
| KANKAKEE, IL (FHA|USDA|VA) | 17 | $2,195,000 | $129,118 | $4,239 | 3.26% |
| Taos, NM (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $4,392 | 3.04% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $5,782 | 2.97% |
| Cedar City, UT (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $5,703 | 3.39% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $5,153 | 3.14% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $4,208 | 3.08% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $5,266 | 3.25% |
| Vernal, UT (FHA|USDA|VA) | 11 | $2,045,000 | $185,909 | $5,868 | 3.40% |
| Moscow, ID (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $4,305 | 3.14% |
| Roseburg, OR (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $7,528 | 3.17% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $5,140 | 3.82% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 12 | $1,900,000 | $158,333 | $5,200 | 3.07% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $5,436 | 3.53% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $3,136 | 3.15% |
| COLUMBUS, IN (FHA|USDA|VA) | 10 | $1,870,000 | $187,000 | $2,998 | 3.31% |
| Whitewater, WI (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $3,745 | 3.20% |
| Brookings, OR (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $5,373 | 3.21% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $5,466 | 3.35% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $4,684 | 3.14% |
| Calhoun, GA (FHA|USDA|VA) | 11 | $1,795,000 | $163,182 | $5,381 | 3.67% |
| YUMA, AZ (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $2,674 | 3.11% |
| Torrington, CT (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $5,076 | 3.13% |
| TOLEDO, OH (FHA|USDA|VA) | 10 | $1,760,000 | $176,000 | $4,391 | 3.22% |
| Kalispell, MT (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $5,101 | 3.39% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $6,471 | 3.39% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $4,557 | 3.06% |
| Edwards, CO (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $7,190 | 3.44% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $4,956 | 3.08% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $5,564 | 3.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 10 | $1,670,000 | $167,000 | $6,163 | 2.95% |
| Pottsville, PA (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $6,714 | 3.26% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $4,887 | 3.42% |
| Helena, MT (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $7,848 | 2.83% |
| LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $5,247 | 3.05% |
| WACO, TX (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $6,609 | 2.81% |
| Key West, FL (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $5,901 | 3.19% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $3,578 | 3.64% |
| Juneau, AK (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $16,570 | 2.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $2,902 | 3.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $7,253 | 3.23% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $3,901 | 2.97% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $3,370 | 3.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $4,325 | 3.34% |
| Astoria, OR (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $4,035 | 3.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $4,698 | 3.60% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $6,668 | 3.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $3,880 | 3.28% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $5,645 | 3.52% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $4,632 | 3.18% |
| Los Alamos, NM (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $2,682 | 3.13% |
| Opelousas, LA (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $6,719 | 3.21% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $5,008 | 3.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $7,336 | 3.77% |
| Payson, AZ (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $3,219 | 3.29% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,299 | 3.17% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $3,751 | 3.03% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $8,701 | 3.18% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $5,847 | 3.63% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $6,884 | 3.44% |
| ROCKFORD, IL (FHA|USDA|VA) | 12 | $1,270,000 | $105,833 | $3,897 | 3.33% |
| Athens, TX (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $4,495 | 2.91% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $4,907 | 3.42% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $4,260 | 2.85% |
| The Dalles, OR (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $6,108 | 3.62% |
| Marion, IN (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $3,755 | 3.77% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $4,622 | 3.53% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $8,869 | 3.17% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $12,333 | 3.25% |
| Forest City, NC (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $2,976 | 3.06% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $4,793 | 3.41% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $6,412 | 3.80% |
| DOTHAN, AL (FHA|USDA|VA) | 9 | $1,125,000 | $125,000 | $3,619 | 3.61% |
| GREAT FALLS, MT (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $9,138 | 3.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $4,340 | 2.88% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $4,987 | 3.10% |
| FOND DU LAC, WI (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $3,892 | 3.80% |
| ALBANY, GA (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $5,279 | 3.33% |
| Statesboro, GA (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $6,551 | 3.71% |
| Hood River, OR (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,291 | 3.25% |
| FLINT, MI (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $4,100 | 3.62% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $3,041 | 3.40% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,613 | 3.38% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $2,613 | 3.50% |
| Jesup, GA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $6,226 | 3.71% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $7,261 | 3.03% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,339 | 3.25% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,437 | 3.41% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $3,764 | 3.08% |
| LIMA, OH (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $5,407 | 3.61% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,949 | 3.29% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,642 | 2.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,180 | 3.37% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,159 | 3.00% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $8,108 | 2.75% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,287 | 3.21% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,397 | 3.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,366 | 3.30% |
| AKRON, OH (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,326 | 2.88% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,998 | 2.84% |
| ST. CLOUD, MN (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,317 | 3.45% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $5,058 | 3.56% |
| La Grande, OR (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,697 | 3.03% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $13,259 | 3.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $5,251 | 3.16% |
| Sunbury, PA (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $5,388 | 3.42% |
| ROME, GA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,390 | 3.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $8,202 | 3.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $6,862 | 3.19% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,207 | 3.38% |
| Indiana, PA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $7,992 | 3.31% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $9,130 | 3.29% |
| Thomaston, GA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,089 | 2.91% |
| GETTYSBURG, PA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $5,764 | 2.98% |
| Seneca, SC (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,145 | 3.25% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,027 | 3.19% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,990 | 3.06% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,406 | 3.08% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,623 | 2.81% |
| Scottsburg, IN (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $3,818 | 3.92% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $6,213 | 3.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,587 | 3.41% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $5,303 | 3.38% |
| Pella, IA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,254 | 2.79% |
| Laconia, NH (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,837 | 2.88% |
| Brevard, NC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,943 | 2.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,545 | 3.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,316 | 3.38% |
| Jasper, IN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,265 | 3.72% |
| Lewisburg, PA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,300 | 3.16% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,193 | 3.04% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,584 | 2.79% |
| DuBois, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,518 | 3.17% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,147 | 3.22% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,186 | 3.21% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,237 | 3.31% |
| New Castle, PA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,622 | 3.03% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,671 | 3.25% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,227 | 2.94% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,589 | 2.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,499 | 3.13% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,710 | 2.75% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,867 | 3.38% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,199 | 3.71% |
| Ozark, AL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,004 | 3.56% |
| Centralia, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,336 | 2.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $1,773 | 3.13% |
| MONROE, LA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,662 | 4.06% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,590 | 3.41% |
| Albertville, AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,256 | 3.56% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,436 | 2.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,363 | 2.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,247 | 2.94% |
| Ashland, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,770 | 2.69% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,522 | 3.12% |
| Española, NM (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,093 | 3.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,008 | 4.44% |
| Bay City, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,021 | 3.00% |
| Boone, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,950 | 3.50% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,745 | 4.04% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,199 | 3.54% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,402 | 3.06% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,052 | 3.75% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,356 | 2.87% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,992 | 3.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,014 | 3.31% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,818 | 3.31% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,453 | 2.68% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,333 | 3.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,756 | 3.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,186 | 3.00% |
| DALTON, GA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,565 | 3.21% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,382 | 3.31% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,087 | 2.75% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,161 | 3.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $12,654 | 3.38% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,434 | 3.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,135 | 2.25% |
| MONROE, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,596 | 3.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,690 | 3.04% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,739 | 3.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,533 | 4.00% |
| Silver City, NM (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,475 | 3.06% |
| Washington, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,160 | 3.81% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,121 | 3.12% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,646 | 3.19% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,870 | 3.38% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,023 | 2.50% |
| Wabash, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,496 | 4.44% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,199 | 2.94% |
| Shawano, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,283 | 2.50% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,417 | 3.50% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,672 | 3.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,957 | 4.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,037 | 2.99% |
| Richmond, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,362 | 2.75% |
| DeRidder, LA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,417 | 4.58% |
| New Castle, IN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,780 | 3.21% |
| North Vernon, IN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,749 | 3.88% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,253 | 3.31% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,043 | 3.50% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,039 | 3.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,082 | 2.75% |
| Auburn, IN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,296 | 3.38% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,638 | 3.44% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,287 | 3.56% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,804 | 4.69% |
| Othello, WA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $2,190 | 3.17% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,298 | 3.56% |
| Seymour, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,622 | 3.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,949 | 3.56% |
| NILES, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,739 | 3.06% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,168 | 3.18% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,785 | 3.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,584 | 4.88% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,895 | 3.88% |
| Clovis, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,529 | 3.38% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,627 | 2.88% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,218 | 3.38% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,641 | 2.99% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,133 | 3.13% |
| Tifton, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,135 | 3.50% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,096 | 3.44% |
| Cullman, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,841 | 2.25% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,060 | 2.75% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,039 | 3.46% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,842 | 3.88% |
| Kearney, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,873 | 2.75% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,433 | 2.88% |
| Brenham, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,953 | 2.88% |
| Keene, NH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,807 | 3.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,204 | 3.06% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,144 | 3.69% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,313 | 2.99% |
| Wilson, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,888 | 2.88% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,813 | 3.50% |
| Holland, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,557 | 2.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,965 | 2.75% |
| Marion, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,360 | 3.38% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,593 | 3.69% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,474 | 3.13% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,174 | 2.63% |
| Susanville, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,965 | 3.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,110 | 2.88% |
| Palestine, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,999 | 2.88% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,629 | 3.25% |
| Defiance, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,394 | 3.25% |
| Woodward, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,269 | 2.50% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,153 | 3.13% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,629 | 3.99% |
| Shelby, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,376 | 3.38% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,086 | 3.13% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,423 | 4.75% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,282 | 2.88% |
| Andrews, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,693 | 3.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,008 | 3.25% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,258 | 2.75% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,729 | 3.63% |
| Dayton, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,110 | 2.88% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,303 | 4.38% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,971 | 4.44% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,518 | 3.50% |
| Peru, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,932 | 3.75% |
| Deming, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,100 | 3.88% |
| Somerset, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,314 | 2.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,126 | 3.25% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,637 | 3.13% |
| Rockport, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,778 | 2.88% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,994 | 3.38% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,447 | 2.50% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,259 | 3.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,881 | 3.25% |
| Paragould, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,355 | 3.00% |
| Guymon, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,448 | 3.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,978 | 3.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,133 | 3.25% |
| Sidney, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,561 | 3.13% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,903 | 3.50% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,047 | 2.99% |
| Sterling, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,752 | 3.13% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,280 | 2.88% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $927 | 2.75% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,195 | 2.75% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,650 | 3.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,786 | 3.00% |
| Willmar, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,420 | 3.63% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,330 | 2.75% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,487 | 3.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,535 | 4.13% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,210 | 2.81% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,263 | 3.38% |
| Branson, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,081 | 3.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,567 | 5.25% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,906 | 2.88% |
| Farmington, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,408 | 3.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,804 | 4.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,391 | 2.75% |
| Douglas, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,913 | 3.38% |
| Burley, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,741 | 3.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,295 | 3.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,369 | 3.99% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,706 | 2.63% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,288 | 3.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,964 | 3.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $837 | 3.99% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,540 | 4.25% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,713 | 4.38% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,512 | 2.50% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,001 | 3.50% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,900 | 2.00% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,479 | 3.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,615 | 3.00% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,486 | 3.25% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,284 | 3.38% |
| Madison, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,917 | 2.99% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,421 | 3.63% |
| Sayre, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,684 | 2.50% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,790 | 3.13% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.50% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,062 | 4.25% |
| Washington, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,381 | 4.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,352 | 3.88% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,829 | 2.63% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,193 | 4.00% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,970 | 3.25% |
| Selma, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,813 | 4.50% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,398 | 4.25% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,732 | 4.50% |
| Murray, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,444 | 4.88% |
| Marion, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,841 | 3.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,022 | 3.75% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,596 | 2.13% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,535 | 3.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.99% |
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We use machine learning to identify the top lenders compared against STEARNS LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Stearns Lending's most frequently originated type of loan was Conventional, with 26,819 originations. Their 2nd most popular type was FHA, with 4,234 originations.
Loan Reason
For 2020, Stearns Lending's most frequently cited loan purpose was Refi, with 15,745 originations. The 2nd most popular reason was Home Purchase, with 13,029 originations.
Loan Duration/Length
For 2020, Stearns Lending's most frequently cited loan duration was 30 Year, with 28,736 originations. The 2nd most popular length was 15 Year, with 3,028 originations.
Origination Fees/Closing Costs
Stearns Lending's average total fees were $5,837, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 15,390 originations.
Interest Rates
During 2020, Stearns Lending's average interest rate for loans was 3.24%, while their most frequently originated rate bucket for loans was 3-4%, with 16,306 originations.
Loan Sizing
2020 saw Stearns Lending place emphasis on $200k-400k loans with 16,793 originations, totaling $4,892,945,000 in origination value.
Applicant Income
Stearns Lending lent most frequently to those with incomes in the $100k-150k range, with 8,440 originations. The second most popular income band? $50k-75k, with 6,754 originations.
Applicant Debt to Income Ratio
Stearns Lending lent most frequently to those with DTI ratios of 20-30%, with 7,411 originations. The next most common DTI ratio? 30-36%, with 5,951 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.57%
Stearns Lending has an average approval rate.
Pick Rate
Approvals leading to origination86.56%
Stearns Lending has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 33,762 | $10,363,150,000 | $306,947 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 470 | $86,440,000 | $183,915 |
| Single Family (1-4 Units):Site-Built | 33,292 | $10,276,710,000 | $308,684 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Stearns Ventures, LLC | VA mortgage | Trouble during payment process | 1 | 7.1% |
| Stearns Ventures, LLC | FHA mortgage | Trouble during payment process | 1 | 7.1% |
| Stearns Ventures, LLC | Other type of mortgage | Closing on a mortgage | 1 | 7.1% |
| Stearns Ventures, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 14.3% |
| Stearns Ventures, LLC | Conventional home mortgage | Closing on a mortgage | 1 | 7.1% |
| Stearns Ventures, LLC | Conventional home mortgage | Trouble during payment process | 6 | 42.9% |
| Stearns Ventures, LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| Stearns Ventures, LLC | FHA mortgage | Closing on a mortgage | 1 | 7.1% |