Stearns Lending Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300YOESI1GLKRL151
Tax ID: 33-0051773
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Mortgage Data
Review & Overview
Stearns Lending is a large mortgage company specializing in Home Purchase and Cash Out Refi loans. Stearns Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, San Francisco, Riverside, San Diego, and Miami among others. We have data for 562 markets. (Some data included below & more in-depth data is available with an active subscription.)Stearns Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stearns Lending is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
33,690Origination Dollar Volume (All Markets)
$9,315,370,000Awards
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STEARNS LENDING - 2018
STEARNS LENDING is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,682 | $1,216,110,000 | $453,434 | $7,641 | 4.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,072 | $524,200,000 | $488,993 | $6,724 | 4.74% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,761 | $509,055,000 | $289,072 | $6,590 | 4.70% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 804 | $343,670,000 | $427,450 | $7,784 | 4.64% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1,012 | $256,420,000 | $253,379 | $7,022 | 4.83% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 802 | $248,960,000 | $310,424 | $5,568 | 4.72% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 921 | $228,325,000 | $247,910 | $5,899 | 4.62% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 975 | $222,655,000 | $228,364 | $6,288 | 4.80% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 414 | $209,450,000 | $505,918 | $5,987 | 4.81% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 700 | $207,570,000 | $296,529 | $5,797 | 4.64% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 576 | $173,740,000 | $301,632 | $5,713 | 4.70% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 692 | $170,570,000 | $246,488 | $4,952 | 4.86% |
| Outside of Metro Areas | 956 | $166,460,000 | $174,121 | $4,512 | 4.73% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 711 | $159,035,000 | $223,678 | $5,025 | 4.81% |
| FRESNO, CA (FHA|USDA|VA) | 643 | $155,445,000 | $241,750 | $5,822 | 4.73% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 411 | $146,515,000 | $356,484 | $7,710 | 4.47% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 460 | $141,290,000 | $307,152 | $5,645 | 4.76% |
| STOCKTON, CA (FHA|USDA|VA) | 559 | $137,905,000 | $246,699 | $6,429 | 4.55% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 289 | $127,225,000 | $440,225 | $9,179 | 4.67% |
| MODESTO, CA (FHA|USDA|VA) | 508 | $119,860,000 | $235,945 | $6,063 | 4.80% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 509 | $115,465,000 | $226,847 | $5,152 | 4.72% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 413 | $112,435,000 | $272,240 | $4,745 | 4.62% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 308 | $106,990,000 | $347,370 | $7,613 | 4.69% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 245 | $104,115,000 | $424,959 | $6,136 | 4.87% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 378 | $93,860,000 | $248,307 | $5,816 | 4.61% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 343 | $92,315,000 | $269,140 | $5,468 | 4.60% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 180 | $90,800,000 | $504,444 | $7,930 | 4.56% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 430 | $89,600,000 | $208,372 | $5,732 | 4.87% |
| PROVO-OREM, UT (FHA|USDA|VA) | 313 | $86,305,000 | $275,735 | $6,022 | 4.61% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 379 | $85,605,000 | $225,871 | $6,190 | 4.78% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 331 | $79,265,000 | $239,471 | $7,054 | 4.64% |
| LOUISVILLE, KY (FHA|USDA|VA) | 418 | $78,540,000 | $187,895 | $4,363 | 4.72% |
| SALINAS, CA (FHA|USDA|VA) | 229 | $72,455,000 | $316,397 | $7,142 | 4.66% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 270 | $70,600,000 | $261,481 | $5,753 | 4.59% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 316 | $62,070,000 | $196,424 | $5,840 | 4.83% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 122 | $58,820,000 | $482,131 | $6,079 | 4.68% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 393 | $51,805,000 | $131,819 | $5,589 | 4.74% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 175 | $48,285,000 | $275,914 | $7,062 | 4.68% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 252 | $47,710,000 | $189,325 | $4,310 | 4.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 248 | $47,450,000 | $191,331 | $5,311 | 4.82% |
| PITTSBURGH, PA (FHA|USDA|VA) | 277 | $44,985,000 | $162,401 | $5,645 | 4.71% |
| RICHMOND, VA (FHA|USDA|VA) | 213 | $44,055,000 | $206,831 | $5,721 | 4.67% |
| VALLEJO, CA (FHA|USDA|VA) | 124 | $41,970,000 | $338,468 | $6,687 | 4.73% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 180 | $40,210,000 | $223,389 | $6,156 | 4.79% |
| BATON ROUGE, LA (FHA|USDA|VA) | 170 | $39,800,000 | $234,118 | $5,472 | 4.56% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 145 | $37,965,000 | $261,828 | $7,591 | 4.64% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 156 | $37,400,000 | $239,744 | $5,996 | 4.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 122 | $35,960,000 | $294,754 | $6,011 | 5.02% |
| MADERA, CA (FHA|USDA|VA) | 160 | $34,990,000 | $218,688 | $5,551 | 4.72% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 89 | $34,455,000 | $387,135 | $6,452 | 4.72% |
| ST. GEORGE, UT (FHA|USDA|VA) | 131 | $33,495,000 | $255,687 | $4,414 | 4.69% |
| NAPA, CA (FHA|USDA|VA) | 70 | $32,500,000 | $464,286 | $6,065 | 4.70% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 173 | $31,495,000 | $182,052 | $4,125 | 4.70% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 157 | $31,455,000 | $200,350 | $5,878 | 4.82% |
| GREELEY, CO (FHA|USDA|VA) | 96 | $29,520,000 | $307,500 | $5,227 | 4.69% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 69 | $29,205,000 | $423,261 | $8,491 | 4.66% |
| Clearlake, CA (FHA|USDA|VA) | 123 | $28,315,000 | $230,203 | $5,885 | 4.89% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 109 | $27,825,000 | $255,275 | $5,809 | 4.69% |
| COLUMBUS, OH (FHA|USDA|VA) | 163 | $26,925,000 | $165,184 | $4,948 | 4.88% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 133 | $26,745,000 | $201,090 | $6,018 | 4.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 106 | $26,210,000 | $247,264 | $5,656 | 4.80% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 107 | $25,755,000 | $240,701 | $3,725 | 4.84% |
| SAVANNAH, GA (FHA|USDA|VA) | 126 | $25,720,000 | $204,127 | $6,569 | 4.54% |
| Klamath Falls, OR (FHA|USDA|VA) | 132 | $25,210,000 | $190,985 | $5,469 | 4.52% |
| Outside of Metro Areas | 101 | $23,845,000 | $236,089 | $3,991 | 4.86% |
| MISSOULA, MT (FHA|USDA|VA) | 86 | $23,470,000 | $272,907 | $3,880 | 4.68% |
| ANCHORAGE, AK (FHA|USDA|VA) | 79 | $23,085,000 | $292,215 | $5,327 | 4.88% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 105 | $22,005,000 | $209,571 | $6,828 | 4.48% |
| EL CENTRO, CA (FHA|USDA|VA) | 103 | $21,935,000 | $212,961 | $7,058 | 4.59% |
| MERCED, CA (FHA|USDA|VA) | 92 | $21,700,000 | $235,870 | $5,882 | 4.73% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 123 | $20,805,000 | $169,146 | $4,856 | 4.62% |
| TUCSON, AZ (FHA|USDA|VA) | 111 | $20,545,000 | $185,090 | $4,698 | 4.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 90 | $20,290,000 | $225,444 | $4,784 | 4.61% |
| LOGAN, UT-ID (FHA|USDA|VA) | 99 | $19,805,000 | $200,051 | $4,572 | 4.57% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 109 | $19,665,000 | $180,413 | $5,008 | 4.81% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 96 | $19,440,000 | $202,500 | $4,989 | 4.81% |
| NEW BERN, NC (FHA|USDA|VA) | 105 | $19,235,000 | $183,190 | $3,472 | 4.77% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 104 | $19,230,000 | $184,904 | $5,750 | 4.76% |
| SALEM, OR (FHA|USDA|VA) | 79 | $19,035,000 | $240,949 | $6,649 | 4.64% |
| Ukiah, CA (FHA|USDA|VA) | 62 | $18,920,000 | $305,161 | $5,588 | 4.80% |
| VISALIA, CA (FHA|USDA|VA) | 90 | $18,770,000 | $208,556 | $5,739 | 4.82% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 90 | $18,660,000 | $207,333 | $3,628 | 4.77% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 98 | $17,810,000 | $181,735 | $5,291 | 4.79% |
| LAFAYETTE, LA (FHA|USDA|VA) | 89 | $17,465,000 | $196,236 | $5,726 | 4.67% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 67 | $17,035,000 | $254,254 | $5,558 | 4.83% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 79 | $16,785,000 | $212,468 | $5,763 | 4.78% |
| Heber, UT (FHA|USDA|VA) | 42 | $16,220,000 | $386,190 | $5,781 | 4.58% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 76 | $16,170,000 | $212,763 | $5,040 | 4.60% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 53 | $16,075,000 | $303,302 | $5,480 | 4.65% |
| BRUNSWICK, GA (FHA|USDA|VA) | 82 | $16,010,000 | $195,244 | $5,333 | 4.67% |
| LANCASTER, PA (FHA|USDA|VA) | 99 | $15,905,000 | $160,657 | $5,959 | 4.61% |
| FORT COLLINS, CO (FHA|USDA|VA) | 52 | $15,870,000 | $305,192 | $4,916 | 4.68% |
| Hilo, HI (FHA|USDA|VA) | 39 | $14,585,000 | $373,974 | $5,949 | 4.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 48 | $14,540,000 | $302,917 | $6,164 | 4.73% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 80 | $13,690,000 | $171,125 | $6,253 | 4.78% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 85 | $13,575,000 | $159,706 | $4,133 | 4.83% |
| Roswell, NM (FHA|USDA|VA) | 90 | $13,190,000 | $146,556 | $3,954 | 5.10% |
| PUEBLO, CO (FHA|USDA|VA) | 75 | $13,095,000 | $174,600 | $5,099 | 4.78% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 54 | $12,550,000 | $232,407 | $6,801 | 4.85% |
| SANTA FE, NM (FHA|USDA|VA) | 48 | $12,400,000 | $258,333 | $4,150 | 4.59% |
| Coos Bay, OR (FHA|USDA|VA) | 52 | $11,720,000 | $225,385 | $4,613 | 4.85% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 80 | $11,540,000 | $144,250 | $5,603 | 4.89% |
| BEND, OR (FHA|USDA|VA) | 42 | $11,360,000 | $270,476 | $5,377 | 4.91% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 42 | $11,150,000 | $265,476 | $7,051 | 4.61% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 27 | $11,025,000 | $408,333 | $4,371 | 4.62% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 56 | $10,990,000 | $196,250 | $6,161 | 4.63% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 35 | $10,535,000 | $301,000 | $5,103 | 4.69% |
| REDDING, CA (FHA|USDA|VA) | 48 | $10,480,000 | $218,333 | $4,773 | 4.73% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 57 | $10,325,000 | $181,140 | $4,705 | 4.68% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 45 | $10,035,000 | $223,000 | $5,490 | 4.47% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 38 | $9,640,000 | $253,684 | $4,651 | 4.98% |
| MEDFORD, OR (FHA|USDA|VA) | 40 | $9,580,000 | $239,500 | $5,219 | 4.83% |
| St. Marys, GA (FHA|USDA|VA) | 45 | $9,485,000 | $210,778 | $5,926 | 4.49% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 42 | $9,430,000 | $224,524 | $6,180 | 4.75% |
| BILLINGS, MT (FHA|USDA|VA) | 44 | $9,100,000 | $206,818 | $6,317 | 4.59% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 48 | $9,040,000 | $188,333 | $4,336 | 4.96% |
| LYNCHBURG, VA (FHA|USDA|VA) | 50 | $8,670,000 | $173,400 | $3,982 | 4.62% |
| BOULDER, CO (FHA|USDA|VA) | 24 | $8,590,000 | $357,917 | $5,187 | 4.94% |
| Port Angeles, WA (FHA|USDA|VA) | 32 | $8,460,000 | $264,375 | $3,897 | 4.61% |
| FARMINGTON, NM (FHA|USDA|VA) | 50 | $8,340,000 | $166,800 | $5,567 | 4.54% |
| OCALA, FL (FHA|USDA|VA) | 58 | $8,270,000 | $142,586 | $6,735 | 4.69% |
| YUBA CITY, CA (FHA|USDA|VA) | 34 | $8,080,000 | $237,647 | $5,167 | 5.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 44 | $7,690,000 | $174,773 | $5,304 | 4.59% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 33 | $7,625,000 | $231,061 | $4,322 | 4.71% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 43 | $7,565,000 | $175,930 | $4,200 | 4.64% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 46 | $7,410,000 | $161,087 | $5,233 | 4.65% |
| MADISON, WI (FHA|USDA|VA) | 29 | $7,145,000 | $246,379 | $3,779 | 4.96% |
| Kalispell, MT (FHA|USDA|VA) | 26 | $7,070,000 | $271,923 | $5,664 | 4.71% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 37 | $7,035,000 | $190,135 | $4,707 | 4.68% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 32 | $6,730,000 | $210,313 | $6,648 | 4.71% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 29 | $6,675,000 | $230,172 | $7,477 | 4.86% |
| Morehead City, NC (FHA|USDA|VA) | 28 | $6,510,000 | $232,500 | $3,383 | 4.71% |
| WILMINGTON, NC (FHA|USDA|VA) | 31 | $6,505,000 | $209,839 | $3,521 | 4.54% |
| GAINESVILLE, GA (FHA|USDA|VA) | 33 | $6,455,000 | $195,606 | $5,256 | 4.54% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 50 | $6,300,000 | $126,000 | $4,773 | 4.73% |
| Vineyard Haven, MA (FHA|USDA|VA) | 15 | $6,225,000 | $415,000 | $5,683 | 4.84% |
| Bozeman, MT (FHA|USDA|VA) | 22 | $6,180,000 | $280,909 | $6,295 | 4.66% |
| Durango, CO (FHA|USDA|VA) | 20 | $5,890,000 | $294,500 | $4,899 | 4.64% |
| RENO, NV (FHA|USDA|VA) | 19 | $5,865,000 | $308,684 | $5,815 | 4.72% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 34 | $5,730,000 | $168,529 | $6,053 | 4.70% |
| BOISE CITY, ID (FHA|USDA|VA) | 20 | $5,610,000 | $280,500 | $4,949 | 4.65% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 30 | $5,550,000 | $185,000 | $7,038 | 4.64% |
| Marion, IN (FHA|USDA|VA) | 52 | $5,550,000 | $106,731 | $3,352 | 5.23% |
| Cañon City, CO (FHA|USDA|VA) | 30 | $5,500,000 | $183,333 | $4,441 | 4.84% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 30 | $5,480,000 | $182,667 | $6,154 | 4.59% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 39 | $5,465,000 | $140,128 | $4,553 | 4.77% |
| Newport, OR (FHA|USDA|VA) | 22 | $5,420,000 | $246,364 | $4,170 | 4.74% |
| GREEN BAY, WI (FHA|USDA|VA) | 29 | $5,345,000 | $184,310 | $4,530 | 4.37% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 24 | $5,320,000 | $221,667 | $5,747 | 4.68% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 22 | $5,290,000 | $240,455 | $5,370 | 4.64% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 11 | $5,285,000 | $480,455 | $9,301 | 4.72% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 27 | $5,005,000 | $185,370 | $3,713 | 4.59% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 20 | $5,000,000 | $250,000 | $2,959 | 4.31% |
| Sonora, CA (FHA|USDA|VA) | 21 | $4,985,000 | $237,381 | $4,171 | 4.98% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 25 | $4,975,000 | $199,000 | $6,068 | 5.10% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 20 | $4,960,000 | $248,000 | $4,848 | 4.64% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 26 | $4,830,000 | $185,769 | $4,086 | 4.54% |
| Sevierville, TN (FHA|USDA|VA) | 20 | $4,800,000 | $240,000 | $3,805 | 4.92% |
| LIMA, OH (FHA|USDA|VA) | 34 | $4,790,000 | $140,882 | $5,245 | 4.40% |
| Lock Haven, PA (FHA|USDA|VA) | 31 | $4,715,000 | $152,097 | $4,736 | 4.57% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 18 | $4,580,000 | $254,444 | $5,765 | 5.07% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 23 | $4,535,000 | $197,174 | $4,463 | 4.34% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 22 | $4,470,000 | $203,182 | $5,768 | 4.84% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 16 | $4,280,000 | $267,500 | $5,885 | 4.76% |
| COLUMBIA, SC (FHA|USDA|VA) | 23 | $4,245,000 | $184,565 | $5,606 | 4.61% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $4,230,000 | $235,000 | $6,111 | 4.89% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 24 | $4,190,000 | $174,583 | $4,610 | 4.77% |
| ST. CLOUD, MN (FHA|USDA|VA) | 21 | $4,185,000 | $199,286 | $5,567 | 4.71% |
| SPARTANBURG, SC (FHA|USDA|VA) | 23 | $4,135,000 | $179,783 | $5,069 | 4.55% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 16 | $4,100,000 | $256,250 | $4,622 | 4.61% |
| Ruidoso, NM (FHA|USDA|VA) | 24 | $4,080,000 | $170,000 | $5,012 | 4.84% |
| Breckenridge, CO (FHA|USDA|VA) | 9 | $3,995,000 | $443,889 | $4,695 | 4.82% |
| Key West, FL (FHA|USDA|VA) | 9 | $3,765,000 | $418,333 | $9,540 | 4.68% |
| Cedar City, UT (FHA|USDA|VA) | 17 | $3,745,000 | $220,294 | $5,053 | 4.30% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 20 | $3,700,000 | $185,000 | $5,121 | 4.90% |
| Mountain Home, AR (FHA|USDA|VA) | 31 | $3,685,000 | $118,871 | $3,393 | 4.73% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 20 | $3,660,000 | $183,000 | $6,183 | 4.56% |
| VALDOSTA, GA (FHA|USDA|VA) | 20 | $3,630,000 | $181,500 | $4,476 | 4.39% |
| RACINE, WI (FHA|USDA|VA) | 14 | $3,560,000 | $254,286 | $2,898 | 4.87% |
| Jefferson, GA (FHA|USDA|VA) | 13 | $3,555,000 | $273,462 | $5,577 | 4.74% |
| GRANTS PASS, OR (FHA|USDA|VA) | 13 | $3,515,000 | $270,385 | $5,273 | 4.40% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 20 | $3,510,000 | $175,500 | $3,690 | 4.41% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 19 | $3,475,000 | $182,895 | $6,051 | 4.70% |
| EL PASO, TX (FHA|USDA|VA) | 25 | $3,425,000 | $137,000 | $3,843 | 4.89% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 19 | $3,385,000 | $178,158 | $4,948 | 4.58% |
| ROCHESTER, MN (FHA|USDA|VA) | 19 | $3,285,000 | $172,895 | $4,771 | 4.82% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 19 | $3,215,000 | $169,211 | $4,161 | 4.66% |
| CHICO, CA (FHA|USDA|VA) | 14 | $3,180,000 | $227,143 | $5,946 | 4.86% |
| Whitewater, WI (FHA|USDA|VA) | 19 | $3,145,000 | $165,526 | $3,149 | 5.01% |
| Hood River, OR (FHA|USDA|VA) | 10 | $3,080,000 | $308,000 | $4,274 | 4.76% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 17 | $3,065,000 | $180,294 | $5,173 | 4.64% |
| Los Alamos, NM (FHA|USDA|VA) | 14 | $2,930,000 | $209,286 | $3,327 | 4.33% |
| MANKATO, MN (FHA|USDA|VA) | 16 | $2,780,000 | $173,750 | $5,361 | 4.75% |
| Jasper, IN (FHA|USDA|VA) | 23 | $2,755,000 | $119,783 | $3,205 | 4.78% |
| LEBANON, PA (FHA|USDA|VA) | 21 | $2,745,000 | $130,714 | $4,999 | 4.81% |
| Hailey, ID (FHA|USDA|VA) | 11 | $2,735,000 | $248,636 | $5,225 | 4.97% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 14 | $2,700,000 | $192,857 | $5,474 | 4.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $8,133 | 4.53% |
| ASHEVILLE, NC (FHA|USDA|VA) | 15 | $2,665,000 | $177,667 | $5,641 | 4.68% |
| Edwards, CO (FHA|USDA|VA) | 5 | $2,645,000 | $529,000 | $5,199 | 4.75% |
| READING, PA (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $5,124 | 4.65% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $2,483 | 4.90% |
| COLUMBUS, IN (FHA|USDA|VA) | 18 | $2,430,000 | $135,000 | $4,348 | 4.74% |
| DOTHAN, AL (FHA|USDA|VA) | 15 | $2,425,000 | $161,667 | $3,299 | 4.68% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 12 | $2,390,000 | $199,167 | $4,648 | 4.74% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 13 | $2,385,000 | $183,462 | $5,180 | 4.45% |
| LONGVIEW, WA (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $5,484 | 4.69% |
| CORVALLIS, OR (FHA|USDA|VA) | 7 | $2,205,000 | $315,000 | $6,562 | 4.45% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 13 | $2,185,000 | $168,077 | $5,481 | 4.28% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $4,321 | 4.48% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $7,101 | 4.29% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 13 | $2,015,000 | $155,000 | $3,732 | 4.93% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $5,082 | 4.68% |
| Alexandria, MN (FHA|USDA|VA) | 13 | $1,995,000 | $153,462 | $4,757 | 4.84% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $10,839 | 4.41% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $4,973 | 4.95% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 11 | $1,935,000 | $175,909 | $5,278 | 5.03% |
| Palatka, FL (FHA|USDA|VA) | 15 | $1,905,000 | $127,000 | $4,568 | 5.31% |
| KNOXVILLE, TN (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $4,495 | 4.73% |
| Glenwood Springs, CO (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $7,485 | 4.57% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $4,388 | 4.38% |
| Van Wert, OH (FHA|USDA|VA) | 17 | $1,845,000 | $108,529 | $4,726 | 4.32% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $6,010 | 4.84% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $1,820,000 | $151,667 | $5,559 | 4.84% |
| Fort Morgan, CO (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $7,335 | 4.69% |
| TYLER, TX (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $5,387 | 5.01% |
| Clovis, NM (FHA|USDA|VA) | 11 | $1,725,000 | $156,818 | $5,726 | 5.19% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $3,895 | 4.83% |
| MONTGOMERY, AL (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $6,907 | 4.30% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $4,185 | 4.71% |
| GAINESVILLE, FL (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $6,013 | 4.53% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $1,670,000 | $167,000 | $3,352 | 4.76% |
| Sandpoint, ID (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $5,297 | 4.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $7,360 | 4.50% |
| Fernley, NV (FHA|USDA|VA) | 11 | $1,625,000 | $147,727 | $0 | 5.68% |
| Torrington, CT (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $7,337 | 4.52% |
| DeRidder, LA (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $6,832 | 4.68% |
| ANN ARBOR, MI (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $2,182 | 5.08% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 10 | $1,600,000 | $160,000 | $5,968 | 4.70% |
| Bardstown, KY (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $5,917 | 4.83% |
| GREAT FALLS, MT (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $5,158 | 4.48% |
| Prineville, OR (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $5,068 | 4.93% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $2,650 | 4.84% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $4,346 | 4.28% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $4,519 | 5.07% |
| New Castle, PA (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $5,081 | 5.01% |
| Tifton, GA (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $5,747 | 4.76% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $3,634 | 4.78% |
| Española, NM (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $3,407 | 4.96% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $4,875 | 4.69% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $7,002 | 4.59% |
| Calhoun, GA (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $5,360 | 4.44% |
| Statesboro, GA (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $6,319 | 4.23% |
| Scottsburg, IN (FHA|USDA|VA) | 10 | $1,400,000 | $140,000 | $4,438 | 4.65% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $9,434 | 4.56% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $5,180 | 4.79% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $5,527 | 4.66% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $4,369 | 4.64% |
| Vernal, UT (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $3,617 | 4.82% |
| Waycross, GA (FHA|USDA|VA) | 10 | $1,340,000 | $134,000 | $3,807 | 4.45% |
| Harrison, AR (FHA|USDA|VA) | 12 | $1,330,000 | $110,833 | $4,454 | 4.83% |
| Warsaw, IN (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $5,337 | 4.54% |
| The Dalles, OR (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $4,606 | 4.73% |
| Concord, NH (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $6,446 | 4.85% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $5,488 | 4.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $5,460 | 4.53% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $6,085 | 4.81% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $3,593 | 4.84% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $5,989 | 4.68% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $6,365 | 4.53% |
| Orangeburg, SC (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $4,877 | 4.31% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,910 | 4.40% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $4,499 | 4.79% |
| RAPID CITY, SD (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $4,186 | 4.53% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $5,918 | 4.95% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $4,281 | 4.70% |
| DuBois, PA (FHA|USDA|VA) | 11 | $1,165,000 | $105,909 | $5,156 | 4.65% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $7,096 | 4.94% |
| Seymour, IN (FHA|USDA|VA) | 12 | $1,130,000 | $94,167 | $4,034 | 4.47% |
| Helena, MT (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $7,235 | 4.79% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $2,772 | 4.88% |
| North Vernon, IN (FHA|USDA|VA) | 10 | $1,060,000 | $106,000 | $3,429 | 4.65% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $8,545 | 4.38% |
| La Grande, OR (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,948 | 5.13% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $9,233 | 4.50% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,775 | 4.38% |
| Okeechobee, FL (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $5,327 | 4.73% |
| Hutchinson, MN (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $3,679 | 4.73% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $5,924 | 4.77% |
| ALBANY, GA (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $3,217 | 4.38% |
| Huntingdon, PA (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $5,706 | 4.43% |
| Bluefield, WV-VA (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $5,594 | 4.54% |
| POCATELLO, ID (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,655 | 4.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $6,175 | 4.71% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,810 | 5.25% |
| Fort Polk South, LA (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $3,480 | 4.73% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,544 | 4.44% |
| New Castle, IN (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $3,972 | 4.73% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $1,890 | 5.08% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,718 | 4.70% |
| Keene, NH (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,470 | 4.92% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $4,331 | 4.98% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,916 | 4.50% |
| Athens, TX (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,631 | 4.90% |
| Lewisburg, PA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,246 | 4.85% |
| FLINT, MI (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,316 | 4.95% |
| Cullman, AL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $3,968 | 4.40% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $6,478 | 4.69% |
| Wabash, IN (FHA|USDA|VA) | 9 | $805,000 | $89,444 | $2,514 | 5.18% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,240 | 4.88% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $7,512 | 4.79% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,844 | 4.46% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,948 | 4.66% |
| Sunbury, PA (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $4,320 | 4.48% |
| Granbury, TX (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 4.63% |
| Lewistown, PA (FHA|USDA|VA) | 7 | $745,000 | $106,429 | $4,805 | 4.57% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,298 | 4.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,588 | 5.23% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,594 | 4.84% |
| Wapakoneta, OH (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $5,265 | 4.65% |
| Price, UT (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,475 | 4.75% |
| Blackfoot, ID (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $7,273 | 4.25% |
| AMES, IA (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $3,971 | 4.93% |
| Pottsville, PA (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $3,796 | 4.79% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,046 | 5.08% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,729 | 5.63% |
| Sterling, CO (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,667 | 4.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $3,496 | 5.04% |
| KANKAKEE, IL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,956 | 4.29% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,381 | 5.38% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,898 | 5.56% |
| Willmar, MN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $0 | 4.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $8,290 | 4.29% |
| Marion, OH (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $4,808 | 4.65% |
| Ozark, AL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,458 | 4.58% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,435 | 4.91% |
| Payson, AZ (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,524 | 4.54% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,773 | 4.53% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,707 | 4.69% |
| MUNCIE, IN (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $5,076 | 4.93% |
| Taos, NM (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,816 | 4.53% |
| LAREDO, TX (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,636 | 4.66% |
| HINESVILLE, GA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,825 | 4.38% |
| Madison, IN (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $2,567 | 4.68% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,992 | 4.97% |
| Indiana, PA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,926 | 4.50% |
| MONROE, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,416 | 4.46% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,347 | 4.71% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $14,021 | 4.63% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,536 | 4.56% |
| Montrose, CO (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,503 | 5.17% |
| SAN ANGELO, TX (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $4,596 | 4.68% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,910 | 4.87% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $5,060 | 4.68% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $4,118 | 5.13% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,967 | 4.96% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,842 | 4.63% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,482 | 4.63% |
| Seneca, SC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 4.54% |
| Easton, MD (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,001 | 4.63% |
| Morgan City, LA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,811 | 5.04% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 4.44% |
| Pullman, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,049 | 4.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $11,023 | 4.54% |
| TULSA, OK (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,296 | 4.54% |
| Fairmont, MN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,654 | 4.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,542 | 4.56% |
| Beaver Dam, WI (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,985 | 4.97% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,409 | 4.81% |
| Greensburg, IN (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,642 | 4.78% |
| Tupelo, MS (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $6,334 | 4.69% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,981 | 4.81% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,057 | 5.38% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,831 | 4.66% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,984 | 5.00% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,103 | 5.00% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $1,813 | 4.79% |
| Crescent City, CA (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $3,602 | 4.53% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,179 | 5.04% |
| Thomaston, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,104 | 4.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 4.58% |
| Owatonna, MN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,167 | 4.50% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,480 | 4.69% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,189 | 4.81% |
| Bedford, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,097 | 4.06% |
| Astoria, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,091 | 4.81% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,371 | 4.50% |
| ROME, GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,549 | 4.25% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,015 | 4.50% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,248 | 4.75% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,280 | 5.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,405 | 4.63% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,249 | 4.75% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,058 | 4.75% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,258 | 4.69% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 4.50% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,845 | 5.00% |
| Sayre, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,150 | 4.67% |
| Batesville, AR (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,223 | 4.38% |
| Jesup, GA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,845 | 4.96% |
| Picayune, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,190 | 4.88% |
| Somerset, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,289 | 4.63% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,621 | 5.19% |
| Lake City, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,195 | 5.13% |
| Auburn, IN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,559 | 5.13% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,129 | 4.38% |
| Barre, VT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,868 | 4.63% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,218 | 4.81% |
| Brookings, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,421 | 4.58% |
| NILES, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,197 | 5.38% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,900 | 4.75% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,748 | 5.00% |
| DALTON, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,640 | 4.44% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,821 | 4.48% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,624 | 5.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,237 | 5.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,855 | 4.94% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 5.38% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,843 | 5.08% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,487 | 4.81% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,123 | 5.31% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,756 | 4.63% |
| Shawano, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,957 | 4.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,689 | 4.31% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.25% |
| Palestine, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,874 | 3.63% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,389 | 5.19% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,472 | 4.31% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,856 | 4.69% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,432 | 4.38% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,229 | 4.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,063 | 4.63% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,294 | 5.00% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,900 | 4.31% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,791 | 4.19% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,795 | 4.13% |
| Austin, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,323 | 5.00% |
| Albertville, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,552 | 4.69% |
| Danville, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,338 | 4.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,460 | 4.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,428 | 5.06% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,487 | 4.88% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,701 | 4.38% |
| WACO, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,844 | 4.50% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,730 | 4.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,956 | 5.19% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,392 | 3.75% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,495 | 4.75% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,509 | 4.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,164 | 4.50% |
| Meridian, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.00% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,387 | 5.38% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,379 | 5.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.63% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,765 | 5.38% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,399 | 4.25% |
| Union, SC (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $3,944 | 5.13% |
| Washington, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,294 | 4.88% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,783 | 4.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,496 | 4.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,947 | 5.13% |
| Bennington, VT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,013 | 4.88% |
| Centralia, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,034 | 5.13% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,257 | 4.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,436 | 4.69% |
| New Ulm, MN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,024 | 5.19% |
| Mason City, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,782 | 5.25% |
| London, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,320 | 4.00% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,562 | 4.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.38% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,829 | 5.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,954 | 4.50% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,894 | 4.88% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,954 | 4.50% |
| Laconia, NH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,352 | 4.75% |
| Americus, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,018 | 3.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,692 | 4.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,609 | 4.38% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,306 | 4.75% |
| Henderson, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,585 | 5.25% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,111 | 4.88% |
| Shelby, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,471 | 5.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,709 | 4.63% |
| Jasper, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,747 | 4.99% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,204 | 4.25% |
| Logansport, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.75% |
| Findlay, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.25% |
| Salem, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.88% |
| Jennings, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,833 | 3.88% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.75% |
| MONROE, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,117 | 4.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,007 | 5.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,699 | 5.44% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,253 | 5.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,708 | 5.25% |
| Ashland, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,943 | 4.25% |
| Union City, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,158 | 5.25% |
| Rutland, VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,327 | 5.25% |
| Sidney, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,073 | 4.88% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,229 | 4.75% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,087 | 5.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 5.00% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,401 | 3.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,844 | 5.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,342 | 4.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,826 | 5.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.75% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,339 | 5.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,614 | 4.75% |
| Adrian, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.13% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,736 | 4.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,970 | 5.00% |
| Dayton, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,069 | 4.63% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,674 | 5.13% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,590 | 4.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,577 | 5.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,373 | 5.50% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,485 | 4.50% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,107 | 5.88% |
| Portales, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,274 | 4.50% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.50% |
| Platteville, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,421 | 5.13% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,866 | 4.88% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,309 | 5.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,109 | 4.13% |
| AKRON, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,824 | 4.63% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.13% |
| West Point, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.63% |
| West Plains, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.50% |
| Branson, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.50% |
| Berlin, NH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,954 | 5.75% |
| Marshall, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,805 | 3.25% |
| Meadville, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,861 | 4.75% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,508 | 5.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $5,902 | 5.50% |
| Pampa, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.75% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,948 | 5.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,796 | 5.88% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.50% |
| Laurel, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.00% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,460 | 4.25% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,867 | 4.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.50% |
| Silver City, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,829 | 5.50% |
| Rolla, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against STEARNS LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2018, Stearns Lending's most frequently originated type of loan was Conventional, with 20,723 originations. Their 2nd most popular type was FHA, with 8,776 originations.
Loan Reason
For 2018, Stearns Lending's most frequently cited loan purpose was Home Purchase, with 25,477 originations. The 2nd most popular reason was Cash Out Refi, with 6,909 originations.
Loan Duration/Length
For 2018, Stearns Lending's most frequently cited loan duration was 30 Year, with 31,933 originations. The 2nd most popular length was 15 Year, with 1,032 originations.
Origination Fees/Closing Costs
Stearns Lending's average total fees were $6,066, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,547 originations.
Interest Rates
During 2018, Stearns Lending's average interest rate for loans was 4.74%, while their most frequently originated rate bucket for loans was 4-5%, with 22,658 originations.
Loan Sizing
2018 saw Stearns Lending place emphasis on $200k-400k loans with 15,376 originations, totaling $4,373,390,000 in origination value.
Applicant Income
Stearns Lending lent most frequently to those with incomes in the $50k-75k range, with 8,857 originations. The second most popular income band? $100k-150k, with 7,106 originations.
Applicant Debt to Income Ratio
Stearns Lending lent most frequently to those with DTI ratios of 30-36%, with 5,190 originations. The next most common DTI ratio? 20-30%, with 4,425 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.61%
Stearns Lending has an average approval rate.
Pick Rate
Approvals leading to origination88.99%
Stearns Lending has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 33,690 | $9,315,370,000 | $276,503 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 348 | $56,950,000 | $163,649 |
| Single Family (1-4 Units):Site-Built | 33,342 | $9,258,420,000 | $277,680 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Stearns Ventures, LLC | VA mortgage | Trouble during payment process | 8 | 15.4% |
| Stearns Ventures, LLC | Other type of mortgage | Struggling to pay mortgage | 2 | 3.8% |
| Stearns Ventures, LLC | Other type of mortgage | Trouble during payment process | 3 | 5.8% |
| Stearns Ventures, LLC | VA mortgage | Struggling to pay mortgage | 1 | 1.9% |
| Stearns Ventures, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 1.9% |
| Stearns Ventures, LLC | Conventional home mortgage | Closing on a mortgage | 2 | 3.8% |
| Stearns Ventures, LLC | Conventional home mortgage | Struggling to pay mortgage | 3 | 5.8% |
| Stearns Ventures, LLC | Conventional home mortgage | Trouble during payment process | 28 | 53.8% |
| Stearns Ventures, LLC | FHA mortgage | Trouble during payment process | 2 | 3.8% |
| Stearns Ventures, LLC | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 1.9% |
| Stearns Ventures, LLC | Other type of mortgage | Closing on a mortgage | 1 | 1.9% |