Stearns Lending Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300YOESI1GLKRL151
Tax ID: 33-0051773
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Mortgage Data
Review & Overview
Stearns Lending is a large mortgage company specializing in Home Purchase and Refi loans. Stearns Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, San Francisco, Chicago, and San Diego among others. We have data for 542 markets. (Some data included below & more in-depth data is available with an active subscription.)Stearns Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stearns Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.55% | 12/16/24 |
| 30 Year Conventional Refi | 6.30% | 12/16/24 |
| 30 Year Cash-out Refi | 6.57% | 12/16/24 |
| 30 Year FHA Purchase | 7.28% | 12/16/24 |
| 30 Year FHA Refi | 7.22% | 12/16/24 |
| 30 Year VA Purchase | 6.08% | 12/16/24 |
| 30 Year VA Refi | 6.27% | 12/16/24 |
| 30 Year USDA Purchase | 6.61% | 12/16/24 |
| 15 Year Conventional Purchase | 5.97% | 12/16/24 |
| 15 Year Conventional Refi | 5.84% | 12/16/24 |
| 15 Year Cash-out Refi | 5.84% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Stearns Lending Mortgage Calculator
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This is not an official calculator from Stearns Lending. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
28,382Origination Dollar Volume (All Markets)
$8,062,620,000Awards
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STEARNS LENDING - 2019
STEARNS LENDING is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,964 | $904,580,000 | $460,580 | $7,777 | 4.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,535 | $440,075,000 | $286,694 | $6,475 | 4.20% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 898 | $435,960,000 | $485,479 | $6,144 | 4.22% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,575 | $363,985,000 | $231,102 | $5,196 | 4.29% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 667 | $276,575,000 | $414,655 | $8,295 | 4.07% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 419 | $227,525,000 | $543,019 | $6,367 | 4.26% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 751 | $209,405,000 | $278,835 | $7,871 | 4.38% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 806 | $199,180,000 | $247,122 | $6,435 | 4.18% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 424 | $173,410,000 | $408,986 | $7,872 | 3.87% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 682 | $158,720,000 | $232,727 | $6,035 | 4.19% |
| Outside of Metro Areas | 814 | $151,640,000 | $186,290 | $4,616 | 4.32% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 425 | $143,625,000 | $337,941 | $6,918 | 4.25% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 310 | $139,480,000 | $449,935 | $6,798 | 4.21% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 557 | $137,205,000 | $246,329 | $5,195 | 4.28% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 300 | $128,480,000 | $428,267 | $8,280 | 4.02% |
| STOCKTON, CA (FHA|USDA|VA) | 574 | $127,590,000 | $222,282 | $6,446 | 4.09% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 402 | $124,920,000 | $310,746 | $5,746 | 4.22% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 407 | $123,265,000 | $302,862 | $6,100 | 4.13% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 221 | $121,605,000 | $550,249 | $9,153 | 3.82% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 395 | $119,575,000 | $302,722 | $6,685 | 4.13% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 326 | $115,560,000 | $354,479 | $7,343 | 4.20% |
| SALINAS, CA (FHA|USDA|VA) | 368 | $115,490,000 | $313,832 | $7,885 | 4.12% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 382 | $103,700,000 | $271,466 | $6,063 | 4.08% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 331 | $87,305,000 | $263,761 | $5,817 | 4.39% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 302 | $75,750,000 | $250,828 | $7,376 | 4.19% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 279 | $75,425,000 | $270,341 | $5,844 | 4.11% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 255 | $72,025,000 | $282,451 | $5,669 | 4.28% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 234 | $68,970,000 | $294,744 | $6,019 | 4.13% |
| ANCHORAGE, AK (FHA|USDA|VA) | 219 | $64,425,000 | $294,178 | $6,041 | 4.10% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 115 | $60,435,000 | $525,522 | $5,420 | 4.12% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 206 | $59,860,000 | $290,583 | $7,531 | 4.21% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 261 | $58,335,000 | $223,506 | $5,024 | 4.31% |
| PROVO-OREM, UT (FHA|USDA|VA) | 195 | $56,875,000 | $291,667 | $6,633 | 4.07% |
| LOUISVILLE, KY (FHA|USDA|VA) | 292 | $55,990,000 | $191,747 | $4,385 | 4.33% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 432 | $55,650,000 | $128,819 | $5,418 | 4.33% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 236 | $52,700,000 | $223,305 | $6,255 | 4.41% |
| MODESTO, CA (FHA|USDA|VA) | 226 | $49,660,000 | $219,735 | $6,199 | 4.18% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 176 | $47,680,000 | $270,909 | $3,359 | 4.34% |
| FRESNO, CA (FHA|USDA|VA) | 228 | $47,340,000 | $207,632 | $5,859 | 4.25% |
| RICHMOND, VA (FHA|USDA|VA) | 233 | $46,765,000 | $200,708 | $5,493 | 4.14% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 220 | $45,400,000 | $206,364 | $5,146 | 4.21% |
| PITTSBURGH, PA (FHA|USDA|VA) | 246 | $41,770,000 | $169,797 | $5,526 | 4.23% |
| VALLEJO, CA (FHA|USDA|VA) | 125 | $41,525,000 | $332,200 | $7,507 | 4.04% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 139 | $38,495,000 | $276,942 | $6,285 | 4.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 128 | $38,200,000 | $298,438 | $6,939 | 4.05% |
| TUCSON, AZ (FHA|USDA|VA) | 191 | $36,065,000 | $188,822 | $4,877 | 3.82% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 139 | $35,875,000 | $258,094 | $6,176 | 4.16% |
| Clearlake, CA (FHA|USDA|VA) | 162 | $34,500,000 | $212,963 | $6,879 | 4.27% |
| Outside of Metro Areas | 121 | $32,445,000 | $268,140 | $4,831 | 4.26% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 143 | $29,875,000 | $208,916 | $5,219 | 4.26% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 78 | $29,360,000 | $376,410 | $6,111 | 3.99% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 148 | $28,840,000 | $194,865 | $6,192 | 4.46% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 99 | $28,765,000 | $290,556 | $6,014 | 4.02% |
| MISSOULA, MT (FHA|USDA|VA) | 102 | $26,900,000 | $263,725 | $4,226 | 4.22% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 57 | $26,325,000 | $461,842 | $7,818 | 3.97% |
| Klamath Falls, OR (FHA|USDA|VA) | 122 | $25,470,000 | $208,770 | $6,471 | 4.05% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 118 | $24,810,000 | $210,254 | $3,945 | 4.28% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 94 | $24,740,000 | $263,191 | $5,689 | 4.27% |
| Ukiah, CA (FHA|USDA|VA) | 79 | $24,235,000 | $306,772 | $6,492 | 4.19% |
| LOGAN, UT-ID (FHA|USDA|VA) | 100 | $23,770,000 | $237,700 | $5,292 | 4.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 116 | $22,430,000 | $193,362 | $6,217 | 4.43% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 115 | $22,355,000 | $194,391 | $3,683 | 4.34% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 73 | $22,085,000 | $302,534 | $5,562 | 4.37% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 96 | $22,030,000 | $229,479 | $3,941 | 4.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 94 | $21,250,000 | $226,064 | $6,211 | 4.38% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 110 | $21,160,000 | $192,364 | $4,687 | 4.18% |
| NAPA, CA (FHA|USDA|VA) | 40 | $20,170,000 | $504,250 | $8,333 | 4.06% |
| LAFAYETTE, LA (FHA|USDA|VA) | 108 | $19,940,000 | $184,630 | $5,904 | 4.17% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 65 | $19,795,000 | $304,538 | $6,988 | 4.40% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 105 | $19,365,000 | $184,429 | $7,964 | 4.23% |
| Coos Bay, OR (FHA|USDA|VA) | 84 | $19,220,000 | $228,810 | $4,858 | 4.42% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 64 | $18,680,000 | $291,875 | $3,875 | 4.13% |
| SALEM, OR (FHA|USDA|VA) | 67 | $18,465,000 | $275,597 | $7,215 | 4.14% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 74 | $17,520,000 | $236,757 | $4,471 | 4.24% |
| MERCED, CA (FHA|USDA|VA) | 82 | $17,360,000 | $211,707 | $5,861 | 4.17% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 81 | $17,225,000 | $212,654 | $4,444 | 4.14% |
| BATON ROUGE, LA (FHA|USDA|VA) | 74 | $17,050,000 | $230,405 | $6,185 | 4.32% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 98 | $16,630,000 | $169,694 | $6,046 | 4.52% |
| SAVANNAH, GA (FHA|USDA|VA) | 76 | $15,890,000 | $209,079 | $5,836 | 4.36% |
| COLUMBUS, OH (FHA|USDA|VA) | 89 | $15,825,000 | $177,809 | $5,342 | 4.62% |
| BRUNSWICK, GA (FHA|USDA|VA) | 65 | $15,605,000 | $240,077 | $6,443 | 4.45% |
| GREELEY, CO (FHA|USDA|VA) | 56 | $15,570,000 | $278,036 | $6,225 | 4.32% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 67 | $15,565,000 | $232,313 | $5,282 | 4.06% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 55 | $14,755,000 | $268,273 | $6,127 | 4.19% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 70 | $14,620,000 | $208,857 | $6,282 | 4.37% |
| ST. GEORGE, UT (FHA|USDA|VA) | 51 | $14,575,000 | $285,784 | $4,472 | 4.16% |
| EL CENTRO, CA (FHA|USDA|VA) | 93 | $14,355,000 | $154,355 | $5,913 | 3.96% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 95 | $14,335,000 | $150,895 | $6,445 | 4.43% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 89 | $13,825,000 | $155,337 | $5,265 | 4.07% |
| BEND, OR (FHA|USDA|VA) | 45 | $13,485,000 | $299,667 | $6,693 | 4.12% |
| Heber, UT (FHA|USDA|VA) | 40 | $13,480,000 | $337,000 | $6,348 | 4.21% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 60 | $12,960,000 | $216,000 | $7,630 | 4.07% |
| Hilo, HI (FHA|USDA|VA) | 36 | $12,790,000 | $355,278 | $5,253 | 4.29% |
| YUBA CITY, CA (FHA|USDA|VA) | 79 | $12,305,000 | $155,759 | $5,171 | 3.99% |
| VISALIA, CA (FHA|USDA|VA) | 62 | $12,280,000 | $198,065 | $6,071 | 4.25% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 27 | $12,155,000 | $450,185 | $9,232 | 4.00% |
| OCALA, FL (FHA|USDA|VA) | 67 | $11,785,000 | $175,896 | $6,392 | 4.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 61 | $11,635,000 | $190,738 | $5,410 | 4.40% |
| Morehead City, NC (FHA|USDA|VA) | 48 | $11,480,000 | $239,167 | $4,537 | 4.32% |
| MADERA, CA (FHA|USDA|VA) | 47 | $11,385,000 | $242,234 | $7,224 | 4.07% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 48 | $11,360,000 | $236,667 | $6,181 | 4.35% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 40 | $11,280,000 | $282,000 | $5,394 | 4.15% |
| BOISE CITY, ID (FHA|USDA|VA) | 40 | $11,170,000 | $279,250 | $5,077 | 4.14% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 52 | $10,790,000 | $207,500 | $5,363 | 4.39% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 69 | $10,385,000 | $150,507 | $4,044 | 4.37% |
| PUEBLO, CO (FHA|USDA|VA) | 57 | $10,315,000 | $180,965 | $4,739 | 4.52% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 59 | $9,985,000 | $169,237 | $3,554 | 3.96% |
| BILLINGS, MT (FHA|USDA|VA) | 42 | $9,810,000 | $233,571 | $5,685 | 4.08% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 34 | $9,610,000 | $282,647 | $3,295 | 4.13% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 34 | $9,270,000 | $272,647 | $8,241 | 4.54% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 36 | $8,790,000 | $244,167 | $6,788 | 4.13% |
| Lock Haven, PA (FHA|USDA|VA) | 59 | $8,755,000 | $148,390 | $4,679 | 4.12% |
| MEDFORD, OR (FHA|USDA|VA) | 33 | $8,315,000 | $251,970 | $4,835 | 4.25% |
| Durango, CO (FHA|USDA|VA) | 28 | $8,240,000 | $294,286 | $5,752 | 4.36% |
| FARMINGTON, NM (FHA|USDA|VA) | 43 | $8,085,000 | $188,023 | $5,061 | 4.30% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 20 | $7,880,000 | $394,000 | $6,136 | 4.06% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 26 | $7,880,000 | $303,077 | $7,522 | 4.33% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $7,115,000 | $374,474 | $5,031 | 4.19% |
| Newport, OR (FHA|USDA|VA) | 25 | $6,755,000 | $270,200 | $4,654 | 4.27% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 38 | $6,570,000 | $172,895 | $6,249 | 3.95% |
| Ruidoso, NM (FHA|USDA|VA) | 35 | $6,465,000 | $184,714 | $4,125 | 4.37% |
| GAINESVILLE, GA (FHA|USDA|VA) | 27 | $6,345,000 | $235,000 | $7,101 | 4.14% |
| LYNCHBURG, VA (FHA|USDA|VA) | 36 | $6,030,000 | $167,500 | $4,462 | 4.15% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 15 | $5,935,000 | $395,667 | $7,867 | 4.25% |
| Roswell, NM (FHA|USDA|VA) | 40 | $5,920,000 | $148,000 | $4,416 | 5.14% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 25 | $5,575,000 | $223,000 | $5,733 | 4.12% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 27 | $5,555,000 | $205,741 | $7,044 | 4.41% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 31 | $5,535,000 | $178,548 | $4,829 | 3.97% |
| Marion, IN (FHA|USDA|VA) | 41 | $5,505,000 | $134,268 | $3,443 | 4.53% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 15 | $5,485,000 | $365,667 | $4,380 | 4.38% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 28 | $5,450,000 | $194,643 | $4,612 | 4.40% |
| FAIRBANKS, AK (FHA|USDA|VA) | 20 | $5,420,000 | $271,000 | $7,170 | 3.84% |
| REDDING, CA (FHA|USDA|VA) | 23 | $5,245,000 | $228,043 | $4,185 | 4.56% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $5,110,000 | $283,889 | $6,289 | 3.97% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 26 | $5,000,000 | $192,308 | $5,376 | 4.44% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 23 | $4,825,000 | $209,783 | $6,171 | 4.03% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 25 | $4,715,000 | $188,600 | $6,494 | 4.10% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 24 | $4,640,000 | $193,333 | $5,952 | 4.54% |
| Kalispell, MT (FHA|USDA|VA) | 15 | $4,495,000 | $299,667 | $5,621 | 3.97% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 27 | $4,465,000 | $165,370 | $4,375 | 4.27% |
| RACINE, WI (FHA|USDA|VA) | 24 | $4,420,000 | $184,167 | $3,163 | 4.57% |
| MADISON, WI (FHA|USDA|VA) | 17 | $4,385,000 | $257,941 | $3,905 | 4.45% |
| Hailey, ID (FHA|USDA|VA) | 13 | $4,365,000 | $335,769 | $6,631 | 4.44% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 25 | $4,315,000 | $172,600 | $4,627 | 3.98% |
| TULSA, OK (FHA|USDA|VA) | 20 | $4,310,000 | $215,500 | $5,976 | 3.98% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 18 | $4,290,000 | $238,333 | $6,185 | 4.28% |
| ASHEVILLE, NC (FHA|USDA|VA) | 22 | $4,260,000 | $193,636 | $5,032 | 4.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 22 | $4,180,000 | $190,000 | $5,697 | 4.70% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 27 | $4,175,000 | $154,630 | $4,986 | 4.51% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 21 | $4,075,000 | $194,048 | $5,793 | 4.51% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 24 | $3,990,000 | $166,250 | $5,283 | 4.40% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 19 | $3,905,000 | $205,526 | $6,573 | 4.38% |
| LIMA, OH (FHA|USDA|VA) | 26 | $3,800,000 | $146,154 | $4,511 | 3.98% |
| CHICO, CA (FHA|USDA|VA) | 15 | $3,795,000 | $253,000 | $4,669 | 4.19% |
| YAKIMA, WA (FHA|USDA|VA) | 20 | $3,790,000 | $189,500 | $5,581 | 4.33% |
| St. Marys, GA (FHA|USDA|VA) | 17 | $3,535,000 | $207,941 | $5,479 | 4.51% |
| Edwards, CO (FHA|USDA|VA) | 8 | $3,520,000 | $440,000 | $6,255 | 4.14% |
| SPARTANBURG, SC (FHA|USDA|VA) | 21 | $3,505,000 | $166,905 | $4,672 | 4.27% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 13 | $3,455,000 | $265,769 | $6,366 | 4.06% |
| SANTA FE, NM (FHA|USDA|VA) | 16 | $3,380,000 | $211,250 | $5,496 | 4.49% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 10 | $3,380,000 | $338,000 | $5,017 | 3.96% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $3,355,000 | $223,667 | $4,841 | 4.11% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 18 | $3,330,000 | $185,000 | $4,539 | 4.24% |
| CORVALLIS, OR (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $7,844 | 4.10% |
| Roseburg, OR (FHA|USDA|VA) | 16 | $3,280,000 | $205,000 | $6,217 | 4.17% |
| Palatka, FL (FHA|USDA|VA) | 26 | $3,260,000 | $125,385 | $4,526 | 4.87% |
| Waycross, GA (FHA|USDA|VA) | 22 | $3,260,000 | $148,182 | $3,868 | 4.24% |
| COLUMBIA, SC (FHA|USDA|VA) | 25 | $3,245,000 | $129,800 | $3,889 | 4.41% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 16 | $3,220,000 | $201,250 | $5,401 | 3.91% |
| Cañon City, CO (FHA|USDA|VA) | 15 | $3,215,000 | $214,333 | $4,407 | 4.48% |
| Calhoun, GA (FHA|USDA|VA) | 17 | $3,155,000 | $185,588 | $5,273 | 4.54% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 16 | $3,140,000 | $196,250 | $7,118 | 4.49% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $3,135,000 | $348,333 | $5,834 | 4.05% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 12 | $3,100,000 | $258,333 | $3,412 | 4.16% |
| GRANTS PASS, OR (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $3,467 | 4.27% |
| Bozeman, MT (FHA|USDA|VA) | 7 | $2,995,000 | $427,857 | $10,282 | 4.57% |
| MONROE, LA (FHA|USDA|VA) | 19 | $2,965,000 | $156,053 | $5,970 | 4.31% |
| LANCASTER, PA (FHA|USDA|VA) | 17 | $2,935,000 | $172,647 | $6,955 | 4.86% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $5,279 | 3.97% |
| READING, PA (FHA|USDA|VA) | 17 | $2,875,000 | $169,118 | $6,620 | 4.39% |
| Mountain Home, AR (FHA|USDA|VA) | 15 | $2,715,000 | $181,000 | $2,813 | 4.02% |
| DOTHAN, AL (FHA|USDA|VA) | 14 | $2,690,000 | $192,143 | $3,674 | 4.59% |
| Seneca, SC (FHA|USDA|VA) | 14 | $2,680,000 | $191,429 | $3,970 | 4.30% |
| Key West, FL (FHA|USDA|VA) | 7 | $2,635,000 | $376,429 | $6,548 | 4.57% |
| RENO, NV (FHA|USDA|VA) | 7 | $2,615,000 | $373,571 | $7,482 | 4.05% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $6,754 | 4.06% |
| Sonora, CA (FHA|USDA|VA) | 11 | $2,605,000 | $236,818 | $4,702 | 4.44% |
| ST. CLOUD, MN (FHA|USDA|VA) | 13 | $2,605,000 | $200,385 | $4,967 | 4.28% |
| EL PASO, TX (FHA|USDA|VA) | 15 | $2,545,000 | $169,667 | $3,374 | 4.54% |
| COLUMBUS, IN (FHA|USDA|VA) | 16 | $2,440,000 | $152,500 | $4,076 | 4.07% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $4,912 | 4.42% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 14 | $2,410,000 | $172,143 | $5,321 | 4.54% |
| Sevierville, TN (FHA|USDA|VA) | 10 | $2,400,000 | $240,000 | $4,006 | 4.99% |
| Concord, NH (FHA|USDA|VA) | 10 | $2,400,000 | $240,000 | $4,597 | 4.10% |
| Cedar City, UT (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $5,035 | 3.99% |
| NEW BERN, NC (FHA|USDA|VA) | 13 | $2,355,000 | $181,154 | $5,385 | 4.12% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $2,727 | 4.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 11 | $2,295,000 | $208,636 | $5,654 | 3.91% |
| KNOXVILLE, TN (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $3,802 | 4.15% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $2,250,000 | $375,000 | $6,975 | 3.62% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $4,782 | 4.39% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 13 | $2,075,000 | $159,615 | $5,104 | 4.17% |
| COLUMBIA, MO (FHA|USDA|VA) | 13 | $2,045,000 | $157,308 | $4,162 | 3.90% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 16 | $2,000,000 | $125,000 | $4,585 | 4.66% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 13 | $1,955,000 | $150,385 | $3,344 | 4.78% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $5,046 | 4.08% |
| ANN ARBOR, MI (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $4,259 | 4.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 10 | $1,930,000 | $193,000 | $5,184 | 3.90% |
| DeRidder, LA (FHA|USDA|VA) | 12 | $1,920,000 | $160,000 | $4,958 | 4.64% |
| Jasper, IN (FHA|USDA|VA) | 14 | $1,920,000 | $137,143 | $3,794 | 4.41% |
| LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $7,639 | 3.84% |
| Brookings, OR (FHA|USDA|VA) | 4 | $1,860,000 | $465,000 | $5,431 | 4.25% |
| HINESVILLE, GA (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $5,033 | 4.84% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 11 | $1,795,000 | $163,182 | $5,742 | 4.38% |
| TYLER, TX (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $5,761 | 4.41% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $5,396 | 4.42% |
| Whitewater, WI (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $3,948 | 4.78% |
| POCATELLO, ID (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $5,455 | 3.95% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $7,171 | 4.60% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $6,082 | 3.98% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $3,887 | 4.86% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $5,598 | 4.50% |
| Washington Court House, OH (FHA|USDA|VA) | 10 | $1,590,000 | $159,000 | $4,882 | 4.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $4,577 | 4.09% |
| Cornelia, GA (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $7,572 | 4.64% |
| Scottsburg, IN (FHA|USDA|VA) | 11 | $1,575,000 | $143,182 | $3,766 | 4.74% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $1,570,000 | $157,000 | $4,530 | 4.12% |
| Jefferson, GA (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $5,450 | 4.30% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $7,326 | 3.08% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $7,151 | 4.08% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $5,636 | 4.72% |
| Sandpoint, ID (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $2,995 | 4.33% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $5,066 | 4.54% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,326 | 4.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 11 | $1,475,000 | $134,091 | $4,387 | 4.32% |
| Fort Polk South, LA (FHA|USDA|VA) | 12 | $1,470,000 | $122,500 | $3,530 | 4.89% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $5,160 | 3.94% |
| KANKAKEE, IL (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $4,475 | 4.95% |
| Blackfoot, ID (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $5,561 | 4.22% |
| SAN ANGELO, TX (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $4,592 | 4.21% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $6,450 | 4.52% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $2,806 | 3.73% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $6,726 | 4.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $8,537 | 3.59% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $4,038 | 3.68% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $5,961 | 4.05% |
| Bardstown, KY (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $4,300 | 4.23% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $4,410 | 4.56% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $6,758 | 4.20% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $5,840 | 4.60% |
| Easton, MD (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $7,022 | 4.78% |
| Frankfort, KY (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $3,709 | 4.57% |
| Wabash, IN (FHA|USDA|VA) | 10 | $1,260,000 | $126,000 | $3,440 | 4.88% |
| ALBANY, GA (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $3,665 | 4.22% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $3,311 | 4.50% |
| Vernal, UT (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $5,026 | 3.95% |
| Prineville, OR (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $4,011 | 4.07% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $4,687 | 4.41% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,236 | 3.98% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,162 | 3.97% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $6,943 | 4.23% |
| Lewistown, PA (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $8,027 | 3.75% |
| PEORIA, IL (FHA|USDA|VA) | 9 | $1,085,000 | $120,556 | $4,345 | 4.19% |
| GREAT FALLS, MT (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,615 | 4.34% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $5,934 | 4.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $6,255 | 4.08% |
| Boone, NC (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $6,773 | 4.42% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,391 | 4.88% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $6,491 | 4.22% |
| Fernley, NV (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,170 | 3.65% |
| North Vernon, IN (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $3,815 | 4.46% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $3,538 | 4.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $4,422 | 4.82% |
| Richmond-Berea, KY (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $4,450 | 4.58% |
| Pottsville, PA (FHA|USDA|VA) | 9 | $975,000 | $108,333 | $5,661 | 4.18% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,040 | 3.81% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,448 | 4.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,127 | 4.43% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $4,468 | 4.82% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $3,510 | 4.14% |
| DALTON, GA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $5,464 | 4.39% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $6,513 | 3.60% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,024 | 4.00% |
| Astoria, OR (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,170 | 4.42% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,701 | 4.63% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $1,605 | 3.93% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,618 | 3.91% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,240 | 4.28% |
| Seymour, IN (FHA|USDA|VA) | 9 | $865,000 | $96,111 | $3,410 | 4.60% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $4,694 | 4.35% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,756 | 4.56% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,436 | 3.62% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,425 | 4.40% |
| Opelousas, LA (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $4,986 | 4.27% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,971 | 4.15% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $7,170 | 3.84% |
| Brevard, NC (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,923 | 4.21% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,747 | 3.92% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,434 | 4.09% |
| Jesup, GA (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $5,621 | 4.63% |
| AMES, IA (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $5,400 | 4.58% |
| Tifton, GA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,216 | 3.79% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,882 | 5.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,401 | 4.15% |
| Torrington, CT (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,378 | 4.38% |
| Cullman, AL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,479 | 4.50% |
| Greensburg, IN (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $3,424 | 4.68% |
| Auburn, IN (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $3,915 | 4.44% |
| Ozark, AL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $2,844 | 4.53% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $5,116 | 4.73% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,109 | 3.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,558 | 4.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,006 | 4.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $4,298 | 4.08% |
| WACO, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,899 | 3.69% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,548 | 4.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $1,859 | 3.88% |
| Juneau, AK (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $9,461 | 3.81% |
| Clovis, NM (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,476 | 4.91% |
| DuBois, PA (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $4,695 | 4.60% |
| Harrison, AR (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,488 | 4.54% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,866 | 4.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,391 | 3.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,345 | 3.69% |
| Silver City, NM (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,145 | 4.63% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,182 | 4.63% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,755 | 3.94% |
| Keene, NH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,731 | 4.54% |
| New Castle, PA (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $4,741 | 4.29% |
| Alamogordo, NM (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,062 | 4.62% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,724 | 3.46% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,455 | 3.81% |
| Athens, TN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,347 | 4.38% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,096 | 4.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $3,112 | 4.71% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $4,513 | 4.83% |
| Crossville, TN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,940 | 4.13% |
| AKRON, OH (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,238 | 4.21% |
| LEBANON, PA (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,866 | 4.78% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,137 | 4.34% |
| Van Wert, OH (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $4,201 | 4.19% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,387 | 3.92% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $3,439 | 3.63% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,400 | 4.54% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,188 | 4.06% |
| Somerset, KY (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,397 | 4.46% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,458 | 4.79% |
| MANKATO, MN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,353 | 4.81% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,374 | 4.79% |
| Willmar, MN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,361 | 4.00% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,607 | 4.54% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,806 | 4.58% |
| ROME, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,904 | 4.88% |
| Lewisburg, PA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $4,818 | 3.81% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,510 | 3.94% |
| Centralia, WA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,876 | 4.56% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,461 | 4.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,790 | 3.58% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,223 | 4.31% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,511 | 4.83% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,099 | 4.50% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,743 | 4.21% |
| Price, UT (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,001 | 3.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,611 | 4.13% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,441 | 4.25% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,656 | 4.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,261 | 3.79% |
| Bluefield, WV-VA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $3,474 | 4.78% |
| Palestine, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,987 | 4.44% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,912 | 4.63% |
| Ashtabula, OH (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,679 | 4.56% |
| Jacksonville, IL (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $2,787 | 4.30% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $17,473 | 4.00% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,278 | 4.58% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,889 | 3.67% |
| Washington, IN (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $3,022 | 4.59% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,672 | 4.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,047 | 4.33% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,374 | 4.38% |
| Liberal, KS (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $5,831 | 4.06% |
| MONROE, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,920 | 3.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,043 | 4.04% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,840 | 3.94% |
| Pella, IA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,354 | 4.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,009 | 4.31% |
| Ludington, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,068 | 4.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,851 | 4.54% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,321 | 4.13% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,187 | 4.63% |
| Jennings, LA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,642 | 4.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,522 | 4.92% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,411 | 4.75% |
| Vincennes, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,986 | 4.75% |
| Thomaston, GA (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $4,123 | 4.81% |
| Guymon, OK (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,879 | 3.79% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,504 | 4.25% |
| Payson, AZ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,665 | 4.62% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,438 | 4.31% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,159 | 4.06% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,541 | 4.31% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,632 | 3.25% |
| London, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,216 | 3.81% |
| Newberry, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,802 | 4.44% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,138 | 3.88% |
| Taos, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,708 | 4.38% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,208 | 4.79% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,814 | 3.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,425 | 3.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,449 | 3.50% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,911 | 4.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,683 | 2.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,604 | 4.83% |
| Forest City, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,809 | 3.00% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,825 | 3.50% |
| Summerville, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,909 | 4.63% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,934 | 5.13% |
| Ruston, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,332 | 4.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,334 | 4.75% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,360 | 4.31% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,498 | 4.31% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,080 | 4.06% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,776 | 3.75% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,732 | 4.50% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,061 | 3.50% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,825 | 4.63% |
| Batesville, AR (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,147 | 4.31% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,369 | 4.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,928 | 4.19% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,188 | 3.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,249 | 4.25% |
| Eufaula, AL-GA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,983 | 4.58% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,279 | 3.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,979 | 4.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,091 | 4.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,604 | 3.63% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,978 | 3.50% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,548 | 5.50% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,198 | 3.00% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,977 | 4.44% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,631 | 4.31% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $801 | 3.25% |
| Holland, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,125 | 3.63% |
| Laconia, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,173 | 3.88% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,199 | 4.81% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,623 | 4.13% |
| Peru, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,072 | 5.00% |
| La Grande, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,018 | 3.25% |
| Elko, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,871 | 4.50% |
| New Castle, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,345 | 4.25% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,889 | 4.50% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,161 | 4.94% |
| Zapata, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,825 | 3.63% |
| Evanston, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,273 | 4.63% |
| Logansport, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,231 | 4.94% |
| Wooster, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,106 | 4.25% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,201 | 4.00% |
| Washington, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,525 | 3.50% |
| Helena, MT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,196 | 3.50% |
| DOVER, DE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,130 | 4.00% |
| Hood River, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,466 | 4.25% |
| Selma, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,639 | 3.88% |
| Americus, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,247 | 4.00% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,176 | 3.88% |
| Kinston, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $602 | 5.38% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,293 | 4.63% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,450 | 4.75% |
| Carroll, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,535 | 4.38% |
| Atmore, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,949 | 3.88% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.99% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,306 | 4.38% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $891 | 3.63% |
| Sanford, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,946 | 3.50% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,182 | 3.69% |
| Greenville, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,427 | 4.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,632 | 3.75% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,932 | 4.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,053 | 3.99% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,749 | 4.13% |
| Sayre, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,883 | 4.25% |
| Mason City, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,134 | 3.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,667 | 3.25% |
| Sidney, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,430 | 3.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,913 | 5.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,341 | 4.75% |
| Mexico, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,752 | 4.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,200 | 4.63% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,960 | 4.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,569 | 4.50% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,562 | 4.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.25% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,266 | 4.50% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,035 | 4.38% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,308 | 5.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,528 | 4.00% |
| Huntington, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,693 | 4.75% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,658 | 4.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,113 | 3.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,494 | 4.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,269 | 4.75% |
| Danville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,578 | 4.50% |
| Centralia, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,807 | 4.13% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,487 | 3.88% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.88% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,672 | 3.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,889 | 5.63% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,173 | 5.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,054 | 3.38% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,758 | 4.38% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,149 | 5.13% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,791 | 3.63% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,260 | 4.50% |
| Union, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,200 | 3.88% |
| Rolla, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,683 | 3.75% |
| Marion, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,208 | 5.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,544 | 5.75% |
| Celina, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,667 | 5.00% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,289 | 3.75% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,353 | 5.63% |
| Española, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,214 | 6.00% |
| Berlin, NH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,748 | 5.00% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,767 | 3.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,471 | 4.63% |
| Othello, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,175 | 4.25% |
| Jasper, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,500 | 4.75% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,094 | 5.00% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,722 | 3.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,375 | 5.25% |
| Sterling, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,774 | 5.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,863 | 4.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,475 | 4.00% |
| Connersville, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,616 | 5.00% |
| Madison, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,801 | 4.50% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,411 | 4.88% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.75% |
| Deming, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,038 | 5.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,449 | 4.25% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,961 | 4.25% |
| Minden, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,881 | 4.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,020 | 4.99% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,032 | 4.00% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,082 | 4.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against STEARNS LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
The Torrington Savings Bank
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COMMUNITY FIRST CREDIT UNION
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ABNB Federal Credit Union
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SOUTHBRIDGE CREDIT UNION
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Yakima Federal Savings and Loan Association
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HORIZON Federal Credit Union
Similarity Rank: 88
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Union Savings Bank
Similarity Rank: 96
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Bristol County Savings Bank
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Product Mix
For 2019, Stearns Lending's most frequently originated type of loan was Conventional, with 16,340 originations. Their 2nd most popular type was FHA, with 8,106 originations.
Loan Reason
For 2019, Stearns Lending's most frequently cited loan purpose was Home Purchase, with 18,622 originations. The 2nd most popular reason was Refi, with 5,106 originations.
Loan Duration/Length
For 2019, Stearns Lending's most frequently cited loan duration was 30 Year, with 26,685 originations. The 2nd most popular length was 15 Year, with 1,021 originations.
Origination Fees/Closing Costs
Stearns Lending's average total fees were $6,261, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,822 originations.
Interest Rates
During 2019, Stearns Lending's average interest rate for loans was 4.25%, while their most frequently originated rate bucket for loans was 4-5%, with 12,305 originations.
Loan Sizing
2019 saw Stearns Lending place emphasis on $200k-400k loans with 12,831 originations, totaling $3,675,195,000 in origination value.
Applicant Income
Stearns Lending lent most frequently to those with incomes in the $50k-75k range, with 7,132 originations. The second most popular income band? $100k-150k, with 6,059 originations.
Applicant Debt to Income Ratio
Stearns Lending lent most frequently to those with DTI ratios of 30-36%, with 4,464 originations. The next most common DTI ratio? 20-30%, with 3,902 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.69%
Stearns Lending has an average approval rate.
Pick Rate
Approvals leading to origination88.31%
Stearns Lending has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 28,382 | $8,062,620,000 | $284,075 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 394 | $65,500,000 | $166,244 |
| Single Family (1-4 Units):Site-Built | 27,988 | $7,997,120,000 | $285,734 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Stearns Ventures, LLC | VA mortgage | Trouble during payment process | 2 | 7.1% |
| Stearns Ventures, LLC | FHA mortgage | Trouble during payment process | 4 | 14.3% |
| Stearns Ventures, LLC | Other type of mortgage | Trouble during payment process | 1 | 3.6% |
| Stearns Ventures, LLC | Conventional home mortgage | Closing on a mortgage | 3 | 10.7% |
| Stearns Ventures, LLC | Conventional home mortgage | Trouble during payment process | 17 | 60.7% |
| Stearns Ventures, LLC | FHA mortgage | Struggling to pay mortgage | 1 | 3.6% |