The Federal Savings Bank Mortgage Rates, Fees & Info
Chicago, ILLEI: 549300BX448ALT10FI43
Tax ID: 43-1883419
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Review & Overview
The Federal Savings Bank is a mid-sized bank specializing in Home Purchase and Cash Out Refi loans. The Federal Savings Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Chicago, Washington, Phoenix, and Las Vegas among others. We have data for 567 markets. (Some data included below & more in-depth data is available with an active subscription.)The Federal Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Federal Savings Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.88% | 12/17/24 |
| 30 Year Conventional Refi | 6.58% | 12/17/24 |
| 30 Year Cash-out Refi | 6.81% | 12/17/24 |
| 30 Year FHA Purchase | 7.31% | 12/17/24 |
| 30 Year FHA Refi | 6.96% | 12/17/24 |
| 30 Year VA Purchase | 6.28% | 12/17/24 |
| 30 Year VA Refi | 6.07% | 12/17/24 |
| 30 Year USDA Purchase | 6.51% | 12/17/24 |
| 30 Year USDA Refi | 6.27% | 12/17/24 |
| 15 Year Conventional Purchase | 6.39% | 12/17/24 |
| 15 Year Conventional Refi | 6.13% | 12/17/24 |
| 15 Year Cash-out Refi | 6.13% | 12/17/24 |
| 15 Year FHA Purchase | 1.37% | 12/17/24 |
| 15 Year FHA Refi | 5.68% | 12/17/24 |
| 15 Year VA Refi | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
The Federal Savings Bank Mortgage Calculator
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This is not an official calculator from The Federal Savings Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,140Origination Dollar Volume (All Markets)
$3,232,190,000Employee count
1,040Awards
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The Federal Savings Bank - 2018
The Federal Savings Bank is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,545 | $682,105,000 | $441,492 | $11,580 | 4.87% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,679 | $400,165,000 | $238,335 | $6,490 | 4.92% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 512 | $170,980,000 | $333,945 | $8,911 | 4.74% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 284 | $76,240,000 | $268,451 | $8,457 | 4.68% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 272 | $75,650,000 | $278,125 | $7,748 | 4.78% |
| Outside of Metro Areas | 261 | $59,765,000 | $228,985 | $7,199 | 4.72% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 170 | $55,300,000 | $325,294 | $8,641 | 4.80% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 165 | $54,905,000 | $332,758 | $10,791 | 4.53% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 157 | $54,635,000 | $347,994 | $10,139 | 4.57% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 204 | $53,070,000 | $260,147 | $6,251 | 4.77% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 163 | $52,445,000 | $321,748 | $8,213 | 4.85% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 205 | $42,525,000 | $207,439 | $6,788 | 4.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 151 | $42,265,000 | $279,901 | $7,283 | 4.85% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 89 | $40,925,000 | $459,831 | $12,591 | 4.65% |
| RICHMOND, VA (FHA|USDA|VA) | 120 | $36,260,000 | $302,167 | $5,438 | 4.82% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 132 | $35,690,000 | $270,379 | $7,085 | 4.71% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 108 | $31,330,000 | $290,093 | $7,476 | 5.06% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 102 | $30,900,000 | $302,941 | $8,771 | 4.67% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 89 | $29,665,000 | $333,315 | $12,116 | 4.59% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 98 | $26,140,000 | $266,735 | $6,933 | 4.85% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 54 | $25,070,000 | $464,259 | $12,124 | 4.62% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 84 | $24,440,000 | $290,952 | $6,986 | 4.56% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 43 | $23,955,000 | $557,093 | $14,952 | 4.57% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 100 | $23,140,000 | $231,400 | $7,963 | 4.73% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 85 | $22,895,000 | $269,353 | $8,762 | 4.60% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 70 | $22,850,000 | $326,429 | $12,531 | 4.58% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 89 | $22,485,000 | $252,640 | $7,898 | 4.66% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 97 | $22,175,000 | $228,608 | $6,335 | 4.84% |
| GREELEY, CO (FHA|USDA|VA) | 63 | $20,835,000 | $330,714 | $6,741 | 4.89% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 72 | $18,750,000 | $260,417 | $9,015 | 4.65% |
| COLUMBUS, OH (FHA|USDA|VA) | 80 | $18,120,000 | $226,500 | $6,919 | 4.80% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 64 | $17,830,000 | $278,594 | $9,018 | 4.62% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 71 | $16,625,000 | $234,155 | $7,542 | 4.81% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 55 | $16,575,000 | $301,364 | $13,004 | 4.56% |
| RENO, NV (FHA|USDA|VA) | 57 | $16,145,000 | $283,246 | $9,498 | 4.74% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 83 | $15,985,000 | $192,590 | $5,979 | 4.80% |
| FORT COLLINS, CO (FHA|USDA|VA) | 53 | $15,865,000 | $299,340 | $6,600 | 4.70% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 27 | $15,315,000 | $567,222 | $14,170 | 4.55% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 60 | $14,390,000 | $239,833 | $7,957 | 4.72% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 55 | $14,215,000 | $258,455 | $7,265 | 4.53% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 56 | $14,120,000 | $252,143 | $7,606 | 4.66% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 48 | $12,700,000 | $264,583 | $8,662 | 4.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 70 | $12,540,000 | $179,143 | $6,179 | 4.94% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 47 | $12,015,000 | $255,638 | $7,118 | 4.70% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 51 | $11,705,000 | $229,510 | $8,493 | 4.76% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 45 | $11,575,000 | $257,222 | $6,398 | 4.74% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 43 | $11,565,000 | $268,953 | $7,584 | 4.55% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 40 | $10,710,000 | $267,750 | $9,531 | 4.40% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 43 | $9,915,000 | $230,581 | $7,051 | 4.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 42 | $9,890,000 | $235,476 | $7,452 | 4.84% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 38 | $9,850,000 | $259,211 | $7,768 | 4.71% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 28 | $9,670,000 | $345,357 | $8,507 | 4.97% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 42 | $9,190,000 | $218,810 | $6,772 | 4.80% |
| VALLEJO, CA (FHA|USDA|VA) | 24 | $9,190,000 | $382,917 | $11,085 | 4.53% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 41 | $9,115,000 | $222,317 | $8,038 | 5.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 46 | $8,960,000 | $194,783 | $5,660 | 4.73% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 38 | $8,630,000 | $227,105 | $6,426 | 4.65% |
| BOISE CITY, ID (FHA|USDA|VA) | 32 | $7,950,000 | $248,438 | $9,795 | 4.60% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 30 | $7,760,000 | $258,667 | $8,559 | 4.57% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 34 | $7,320,000 | $215,294 | $8,126 | 4.52% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 22 | $7,210,000 | $327,727 | $9,977 | 4.49% |
| ANCHORAGE, AK (FHA|USDA|VA) | 24 | $7,070,000 | $294,583 | $10,544 | 4.67% |
| TUCSON, AZ (FHA|USDA|VA) | 28 | $7,050,000 | $251,786 | $8,588 | 4.32% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 25 | $6,965,000 | $278,600 | $6,717 | 4.58% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 23 | $6,855,000 | $298,043 | $7,770 | 4.49% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 28 | $6,700,000 | $239,286 | $8,429 | 4.81% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 24 | $6,630,000 | $276,250 | $10,304 | 4.68% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 31 | $6,425,000 | $207,258 | $7,223 | 4.54% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 26 | $6,400,000 | $246,154 | $8,756 | 4.56% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 24 | $6,380,000 | $265,833 | $7,281 | 4.60% |
| PROVO-OREM, UT (FHA|USDA|VA) | 22 | $6,350,000 | $288,636 | $9,627 | 4.61% |
| LOUISVILLE, KY (FHA|USDA|VA) | 27 | $6,335,000 | $234,630 | $8,336 | 4.52% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 24 | $6,170,000 | $257,083 | $6,356 | 4.53% |
| STOCKTON, CA (FHA|USDA|VA) | 19 | $6,005,000 | $316,053 | $9,860 | 4.35% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 27 | $5,965,000 | $220,926 | $6,837 | 4.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 25 | $5,965,000 | $238,600 | $6,785 | 4.71% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 25 | $5,525,000 | $221,000 | $7,467 | 4.94% |
| MODESTO, CA (FHA|USDA|VA) | 19 | $5,335,000 | $280,789 | $8,848 | 4.65% |
| ASHEVILLE, NC (FHA|USDA|VA) | 18 | $5,240,000 | $291,111 | $9,360 | 4.53% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 26 | $5,150,000 | $198,077 | $7,748 | 4.87% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 19 | $5,045,000 | $265,526 | $9,231 | 4.41% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 19 | $4,885,000 | $257,105 | $9,045 | 4.70% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 19 | $4,735,000 | $249,211 | $6,676 | 4.46% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 16 | $4,710,000 | $294,375 | $10,788 | 4.61% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 18 | $4,540,000 | $252,222 | $8,661 | 4.40% |
| CHEYENNE, WY (FHA|USDA|VA) | 18 | $4,510,000 | $250,556 | $7,010 | 4.62% |
| FRESNO, CA (FHA|USDA|VA) | 15 | $4,385,000 | $292,333 | $8,820 | 4.53% |
| PITTSBURGH, PA (FHA|USDA|VA) | 18 | $4,370,000 | $242,778 | $7,612 | 4.60% |
| TULSA, OK (FHA|USDA|VA) | 16 | $4,210,000 | $263,125 | $8,911 | 4.65% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 8 | $4,190,000 | $523,750 | $16,287 | 5.02% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 11 | $4,095,000 | $372,273 | $11,462 | 4.54% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 20 | $4,010,000 | $200,500 | $6,934 | 5.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 15 | $3,955,000 | $263,667 | $9,608 | 4.38% |
| EL PASO, TX (FHA|USDA|VA) | 22 | $3,880,000 | $176,364 | $5,799 | 4.67% |
| KNOXVILLE, TN (FHA|USDA|VA) | 14 | $3,800,000 | $271,429 | $9,095 | 4.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 17 | $3,725,000 | $219,118 | $8,123 | 4.78% |
| DOVER, DE (FHA|USDA|VA) | 13 | $3,625,000 | $278,846 | $9,757 | 4.54% |
| MEDFORD, OR (FHA|USDA|VA) | 13 | $3,605,000 | $277,308 | $9,113 | 4.42% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 15 | $3,555,000 | $237,000 | $9,278 | 4.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 14 | $3,550,000 | $253,571 | $7,259 | 4.46% |
| AKRON, OH (FHA|USDA|VA) | 12 | $3,540,000 | $295,000 | $10,218 | 4.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 13 | $3,515,000 | $270,385 | $10,210 | 4.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 13 | $3,395,000 | $261,154 | $7,124 | 5.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 13 | $3,295,000 | $253,462 | $6,837 | 4.62% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 11 | $3,265,000 | $296,818 | $11,579 | 4.52% |
| Fernley, NV (FHA|USDA|VA) | 14 | $3,260,000 | $232,857 | $10,016 | 4.60% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 15 | $3,205,000 | $213,667 | $7,544 | 4.49% |
| Heber, UT (FHA|USDA|VA) | 3 | $3,205,000 | $1,068,333 | $17,836 | 4.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 13 | $3,185,000 | $245,000 | $9,014 | 4.76% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 15 | $3,145,000 | $209,667 | $6,536 | 4.98% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 18 | $3,120,000 | $173,333 | $5,401 | 4.86% |
| BATON ROUGE, LA (FHA|USDA|VA) | 13 | $3,045,000 | $234,231 | $7,965 | 4.67% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 13 | $3,035,000 | $233,462 | $7,608 | 4.79% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 12 | $3,010,000 | $250,833 | $7,353 | 4.54% |
| Oak Harbor, WA (FHA|USDA|VA) | 10 | $3,010,000 | $301,000 | $10,716 | 4.41% |
| BEND, OR (FHA|USDA|VA) | 8 | $2,890,000 | $361,250 | $8,275 | 4.55% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $2,860,000 | $238,333 | $6,600 | 4.59% |
| Outside of Metro Areas | 10 | $2,720,000 | $272,000 | $11,286 | 4.65% |
| Hilo, HI (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $14,903 | 4.58% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $2,615,000 | $201,154 | $6,220 | 4.67% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $8,156 | 4.54% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $2,595,000 | $199,615 | $5,633 | 4.51% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $2,590,000 | $431,667 | $12,326 | 4.78% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $6,448 | 4.61% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $2,520,000 | $630,000 | $11,858 | 4.28% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 11 | $2,505,000 | $227,727 | $9,350 | 4.90% |
| WICHITA, KS (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $7,528 | 4.59% |
| SALEM, OR (FHA|USDA|VA) | 9 | $2,455,000 | $272,778 | $11,052 | 4.53% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 11 | $2,445,000 | $222,273 | $8,482 | 4.64% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $4,383 | 4.66% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $6,881 | 4.64% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 10 | $2,420,000 | $242,000 | $6,811 | 4.83% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 10 | $2,400,000 | $240,000 | $6,943 | 4.48% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $6,896 | 4.64% |
| MERCED, CA (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $8,311 | 4.81% |
| ST. GEORGE, UT (FHA|USDA|VA) | 8 | $2,360,000 | $295,000 | $15,646 | 4.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $7,181 | 4.92% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $10,149 | 4.76% |
| LAWTON, OK (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $9,157 | 4.39% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $6,098 | 4.58% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $11,453 | 4.29% |
| KANKAKEE, IL (FHA|USDA|VA) | 12 | $2,180,000 | $181,667 | $4,967 | 4.85% |
| GRANTS PASS, OR (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $10,488 | 4.39% |
| SUMTER, SC (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $6,817 | 4.63% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $2,115,000 | $423,000 | $19,043 | 4.48% |
| CARSON CITY, NV (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $9,086 | 4.64% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $8,327 | 4.02% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 15 | $2,035,000 | $135,667 | $4,950 | 4.97% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $6,528 | 4.84% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $12,753 | 4.38% |
| REDDING, CA (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $11,774 | 4.29% |
| HAMMOND, LA (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $7,694 | 4.69% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $6,937 | 4.50% |
| MADERA, CA (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $12,287 | 4.77% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $8,514 | 4.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $9,448 | 4.54% |
| Madisonville, KY (FHA|USDA|VA) | 13 | $1,745,000 | $134,231 | $4,840 | 5.11% |
| Key West, FL (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $5,601 | 5.66% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $8,979 | 4.64% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $7,531 | 4.48% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $7,927 | 4.69% |
| LYNCHBURG, VA (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $7,330 | 4.77% |
| DULUTH, MN-WI (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $9,050 | 4.43% |
| BURLINGTON, NC (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $5,775 | 5.11% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $7,573 | 4.67% |
| ROANOKE, VA (FHA|USDA|VA) | 10 | $1,670,000 | $167,000 | $6,460 | 4.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $7,599 | 4.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $3,229 | 4.85% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $12,323 | 4.33% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $14,469 | 4.40% |
| Roseburg, OR (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $8,048 | 4.67% |
| Concord, NH (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $5,113 | 4.70% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $10,423 | 4.83% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $6,765 | 4.92% |
| GREEN BAY, WI (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $8,325 | 4.45% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $10,453 | 4.88% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $15,050 | 4.59% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $8,198 | 4.38% |
| Coos Bay, OR (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $8,826 | 4.44% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $8,933 | 4.38% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $10,072 | 4.54% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $8,773 | 4.70% |
| FAIRBANKS, AK (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $10,544 | 4.09% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $12,356 | 4.58% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $14,586 | 4.69% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $5,281 | 5.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $5,643 | 4.19% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $5,057 | 5.06% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $6,156 | 4.57% |
| Crossville, TN (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $8,448 | 4.58% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $5,999 | 4.81% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $7,836 | 4.52% |
| FARGO, ND-MN (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $9,372 | 4.15% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $8,893 | 4.56% |
| Clearlake, CA (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $4,627 | 5.13% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $7,002 | 4.79% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $6,516 | 4.52% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $6,803 | 4.81% |
| NEW BERN, NC (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,943 | 4.44% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $9,569 | 4.48% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $4,914 | 4.69% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $7,016 | 5.01% |
| READING, PA (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $9,648 | 4.65% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $9,397 | 4.71% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $9,221 | 4.41% |
| ROCKFORD, IL (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $5,400 | 4.80% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $10,238 | 4.85% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $8,234 | 4.55% |
| RACINE, WI (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $6,473 | 4.72% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $8,988 | 4.71% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $9,873 | 4.78% |
| Cambridge, OH (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $6,709 | 5.00% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $7,686 | 4.59% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $5,062 | 4.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,431 | 4.35% |
| Ottawa, IL (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $4,939 | 4.83% |
| Laconia, NH (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $3,832 | 4.90% |
| Astoria, OR (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $9,832 | 4.38% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $11,831 | 4.46% |
| KINGSTON, NY (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $9,727 | 4.90% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $8,109 | 4.55% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $7,137 | 4.92% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,687 | 4.20% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $12,099 | 4.38% |
| Elko, NV (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $9,512 | 4.50% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $9,533 | 4.63% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $9,685 | 4.47% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $9,942 | 4.63% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,676 | 5.13% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $10,740 | 4.69% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $6,479 | 5.00% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $14,328 | 5.04% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $8,238 | 4.33% |
| MONROE, LA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $10,048 | 4.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $7,614 | 4.47% |
| RAPID CITY, SD (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $9,655 | 4.75% |
| Huntington, IN (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $9,517 | 4.25% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $6,017 | 4.73% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $9,854 | 4.38% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $8,799 | 4.13% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $7,988 | 4.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $7,786 | 4.85% |
| Newport, OR (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $8,934 | 4.09% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,486 | 4.56% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $7,130 | 4.19% |
| NAPA, CA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $23,161 | 4.19% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $7,379 | 4.81% |
| ALBANY, GA (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,422 | 4.73% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $7,489 | 4.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,774 | 4.47% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $10,828 | 4.38% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $14,173 | 4.58% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $9,320 | 4.59% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $7,804 | 4.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $11,459 | 4.17% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,821 | 4.81% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $2,392 | 4.91% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $8,658 | 4.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $10,444 | 4.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $9,994 | 4.41% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,261 | 5.09% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,625 | 5.46% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,499 | 4.33% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $12,306 | 4.81% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,046 | 4.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,192 | 4.38% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $7,256 | 4.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,088 | 4.29% |
| Los Alamos, NM (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,535 | 4.81% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,598 | 4.50% |
| Helena, MT (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,274 | 4.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,789 | 4.25% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,817 | 4.42% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,299 | 4.70% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,942 | 4.71% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,594 | 4.94% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $8,328 | 4.88% |
| Oxford, MS (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $10,613 | 4.63% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,562 | 4.58% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,868 | 4.88% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $12,695 | 4.56% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $19,529 | 4.81% |
| Ashland, OH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $7,152 | 5.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,619 | 5.16% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $14,704 | 4.38% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,731 | 4.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,254 | 4.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,966 | 4.54% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $7,788 | 5.19% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,952 | 4.79% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,518 | 4.92% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,533 | 4.79% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,496 | 4.38% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $4,681 | 5.03% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $11,808 | 4.58% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,373 | 4.81% |
| Sanford, NC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $6,184 | 4.97% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,827 | 4.51% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,602 | 4.38% |
| CASPER, WY (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,879 | 4.33% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,348 | 5.00% |
| Torrington, CT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,801 | 4.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,790 | 4.58% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,175 | 4.67% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,871 | 3.75% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $14,413 | 3.81% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,600 | 4.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,186 | 4.58% |
| Findlay, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,506 | 5.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,950 | 4.79% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $10,325 | 4.38% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,790 | 4.06% |
| CHICO, CA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,364 | 4.67% |
| New Castle, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,817 | 5.13% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $26,469 | 4.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,895 | 4.83% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,093 | 4.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,839 | 4.54% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $17,516 | 4.56% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,452 | 4.46% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,793 | 4.56% |
| Sidney, OH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,886 | 3.94% |
| Columbus, MS (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,409 | 4.44% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,996 | 4.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,630 | 5.13% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $28,220 | 4.25% |
| Newberry, SC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $9,447 | 4.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $6,812 | 4.89% |
| Easton, MD (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $22,266 | 4.88% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,925 | 4.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,334 | 4.56% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $11,169 | 4.69% |
| Prineville, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,601 | 4.31% |
| Cullman, AL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $27,129 | 5.13% |
| Huron, SD (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $11,698 | 4.25% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,370 | 4.50% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,006 | 4.19% |
| Ozark, AL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,398 | 4.13% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $12,159 | 4.19% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,685 | 4.63% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,553 | 4.38% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,765 | 4.79% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,443 | 4.31% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,880 | 4.75% |
| Williston, ND (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,178 | 3.56% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,231 | 5.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,171 | 4.44% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,410 | 4.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,958 | 4.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,969 | 4.44% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,268 | 4.81% |
| Picayune, MS (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,189 | 5.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,223 | 4.63% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,546 | 4.44% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,986 | 4.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,143 | 5.31% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,748 | 4.06% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,446 | 4.50% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,165 | 4.81% |
| Marion, OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,678 | 5.21% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $13,272 | 4.44% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,084 | 4.94% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,475 | 5.13% |
| Riverton, WY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,543 | 5.25% |
| Dixon, IL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,047 | 5.00% |
| Athens, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,572 | 5.00% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,132 | 4.56% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $25,225 | 3.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $11,923 | 4.19% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,341 | 3.94% |
| NILES, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,178 | 4.88% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $12,328 | 4.25% |
| Meadville, PA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,803 | 5.38% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,952 | 4.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,172 | 4.63% |
| Española, NM (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,742 | 4.56% |
| Clovis, NM (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,917 | 4.69% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,243 | 4.31% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,090 | 4.56% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,199 | 3.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,708 | 4.81% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $17,145 | 4.38% |
| Russellville, AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,309 | 4.56% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,107 | 5.06% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,146 | 5.06% |
| Laramie, WY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,851 | 4.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $7,552 | 4.98% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,265 | 4.44% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,686 | 4.50% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,170 | 4.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $21,277 | 4.25% |
| Sonora, CA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,866 | 4.91% |
| Minot, ND (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,095 | 3.38% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,057 | 4.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,087 | 4.06% |
| Clinton, IA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,441 | 5.25% |
| Bedford, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,515 | 5.06% |
| McAlester, OK (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,467 | 4.13% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,853 | 5.13% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,944 | 5.88% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,773 | 4.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,765 | 4.13% |
| Safford, AZ (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,861 | 5.25% |
| ERIE, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $729 | 5.13% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,784 | 4.25% |
| Peru, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,178 | 4.31% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,092 | 4.94% |
| Marietta, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,620 | 5.94% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,711 | 5.75% |
| Malone, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,720 | 4.13% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,709 | 4.25% |
| JACKSON, TN (FHA|USDA|VA) | 7 | $305,000 | $43,571 | $0 | 5.68% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,769 | 4.25% |
| Craig, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,867 | 4.50% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,538 | 4.88% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,079 | 4.50% |
| Danville, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,205 | 4.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,586 | 4.19% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,989 | 4.94% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,600 | 4.63% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,698 | 5.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,228 | 4.75% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.63% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,515 | 5.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,168 | 5.13% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,155 | 4.56% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,480 | 4.38% |
| Jasper, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,610 | 4.50% |
| ENID, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,614 | 4.25% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,772 | 4.88% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,409 | 4.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,027 | 4.88% |
| Pella, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,315 | 4.75% |
| Silver City, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,564 | 4.38% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,570 | 5.38% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,608 | 4.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $9,008 | 4.63% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,978 | 4.69% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,875 | 5.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,182 | 4.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,844 | 4.75% |
| Ludington, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,017 | 5.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,567 | 5.25% |
| Ada, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,707 | 3.38% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,904 | 5.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,810 | 4.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,088 | 4.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,239 | 5.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,548 | 4.75% |
| Auburn, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,511 | 3.38% |
| DALTON, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,632 | 5.75% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,154 | 5.13% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,063 | 5.38% |
| Durant, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,107 | 3.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,491 | 3.75% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,874 | 4.25% |
| Houghton, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,696 | 4.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,112 | 5.00% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,188 | 4.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,177 | 3.63% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,991 | 5.00% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,830 | 4.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,542 | 4.50% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,984 | 4.38% |
| Ruston, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,058 | 4.38% |
| Seymour, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,331 | 4.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,280 | 3.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,231 | 3.88% |
| Forest City, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,550 | 4.38% |
| Dublin, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,288 | 4.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,514 | 5.25% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,510 | 4.50% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,604 | 4.88% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,835 | 4.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,558 | 4.88% |
| Willmar, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,503 | 4.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,233 | 4.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,014 | 4.88% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,125 | 4.50% |
| Fallon, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,959 | 4.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,901 | 5.13% |
| Celina, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $669 | 5.63% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,822 | 4.00% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,949 | 4.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,346 | 3.88% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,520 | 5.63% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,027 | 3.88% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,798 | 5.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,739 | 4.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,600 | 3.88% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,138 | 3.75% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,308 | 4.38% |
| Brevard, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,622 | 4.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,304 | 4.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,217 | 5.25% |
| Yankton, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,577 | 5.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,720 | 4.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,937 | 4.38% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,909 | 4.63% |
| Searcy, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,477 | 5.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,906 | 3.88% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,983 | 4.75% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,983 | 4.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,897 | 4.38% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,833 | 4.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,112 | 4.25% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,789 | 4.88% |
| Holland, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,173 | 4.75% |
| Waycross, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,086 | 5.50% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,298 | 4.88% |
| Sterling, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,207 | 5.38% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,361 | 4.00% |
| Keene, NH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,958 | 4.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,724 | 4.75% |
| Rolla, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,877 | 4.75% |
| Gillette, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,508 | 4.25% |
| Salem, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,362 | 4.50% |
| Minden, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,332 | 4.50% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,971 | 5.38% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,355 | 4.88% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,269 | 5.13% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,043 | 4.75% |
| Elk City, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,730 | 3.88% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,274 | 4.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $423 | 6.25% |
| Atchison, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,819 | 4.00% |
| Sterling, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,778 | 5.13% |
| Fremont, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,675 | 4.25% |
| Paris, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.38% |
| Brookings, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,036 | 4.88% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,086 | 4.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,329 | 4.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,643 | 4.88% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,326 | 4.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,012 | 4.50% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,117 | 4.88% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,625 | 5.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,712 | 5.13% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,415 | 3.88% |
| Vernal, UT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,855 | 4.50% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,424 | 5.50% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,347 | 4.75% |
| Greenville, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,260 | 3.38% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,588 | 4.88% |
| London, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,789 | 4.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,695 | 4.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,058 | 3.63% |
| Effingham, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,980 | 4.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,139 | 4.25% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,109 | 4.50% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,903 | 4.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,058 | 5.38% |
| Madison, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,222 | 5.38% |
| Winona, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,202 | 4.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $622 | 5.25% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,910 | 4.38% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,997 | 4.38% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,414 | 5.75% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,897 | 4.50% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,030 | 5.63% |
| Central City, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,752 | 5.38% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,371 | 5.38% |
| Jasper, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,390 | 5.38% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,570 | 5.88% |
| West Plains, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,282 | 5.13% |
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Product Mix
For 2018, The Federal Savings Bank's most frequently originated type of loan was VA, with 4,411 originations. Their 2nd most popular type was Conventional, with 4,189 originations.
Loan Reason
For 2018, The Federal Savings Bank's most frequently cited loan purpose was Home Purchase, with 5,406 originations. The 2nd most popular reason was Cash Out Refi, with 4,238 originations.
Loan Duration/Length
For 2018, The Federal Savings Bank's most frequently cited loan duration was 30 Year, with 9,915 originations. The 2nd most popular length was Other, with 780 originations.
Origination Fees/Closing Costs
The Federal Savings Bank's average total fees were $8,443, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,871 originations.
Interest Rates
During 2018, The Federal Savings Bank's average interest rate for loans was 4.83%, while their most frequently originated rate bucket for loans was 4-5%, with 7,021 originations.
Loan Sizing
2018 saw The Federal Savings Bank place emphasis on $200k-400k loans with 6,110 originations, totaling $1,712,600,000 in origination value.
Applicant Income
The Federal Savings Bank lent most frequently to those with incomes in the $50k-75k range, with 3,049 originations. The second most popular income band? $75k-100k, with 2,150 originations.
Applicant Debt to Income Ratio
The Federal Savings Bank lent most frequently to those with DTI ratios of 50-60%, with 2,134 originations. The next most common DTI ratio? 30-36%, with 1,152 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.24%
The Federal Savings Bank has an average approval rate.
Pick Rate
Approvals leading to origination64.89%
The Federal Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 11,140 | $3,232,190,000 | $290,143 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 86 | $18,260,000 | $212,326 |
| Single Family (1-4 Units):Site-Built | 11,054 | $3,213,930,000 | $290,748 |
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| The Federal Savings Bank | 300 North Elizabeth Street, Floor 3e Chicago, IL 60607 | Full Service B&M | $105,062 |
| The Federal Savings Bank | 664 N Western Ave Lake Forest, IL 60045 | Full Service B&M | $108,542 |
For 2018, The Federal Savings Bank had 2 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $13,901 |
| Net interest income | $10,573 |
| Total noninterest income | $161,429 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $95 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $161,334 |
| Pre-tax net operating income | $16,114 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $12,085 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $12,085 |
| Minority interest net income | $0 |
| Net income | $12,085 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $12,085 |
The Federal Savings Bank's gross interest income from loans was $13,901,000.
The Federal Savings Bank's net interest income from loans was $10,573,000.
The Federal Savings Bank's fee based income from loans was $95,000.
The Federal Savings Bank's net income from loans was $12,085,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $3,328 |
| Provision for credit losses | $60 |
| Total noninterest expense | $155,828 |
| Salaries and employee benefits | $105,022 |
| Premises and equipment expense | $4,863 |
| Additional noninterest expense | $45,943 |
| Applicable income taxes | $4,029 |
| Net charge-offs | $265 |
| Cash dividends | $6,000 |
The Federal Savings Bank's interest expense for loans was $3,328,000.
The Federal Savings Bank's payroll and benefits expense were $105,022,000.
The Federal Savings Bank's property, plant and equipment expenses $4,863,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 1.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 5.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 2.0% |
| All other family | 1.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 2.0% |
| Credit card loans | 0.0% |
| Other individual loans | 2.0% |
| Auto loans | 0.0% |
| Other consumer loans | 2.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $216,139 |
| Deposits held in domestic offices | $216,139 |
| Deposits by Individuals, partnerships, and corporations | $178,675 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $201 |
| Deposits by Commercial banks and other depository institutions in U.S. | $37,262 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $31,121 |
| Demand deposits | $20,197 |
| Nontransaction accounts | $185,017 |
| Money market deposit accounts (MMDAs) | $53,041 |
| Other savings deposits (excluding MMDAs) | $1,183 |
| Total time deposits | $130,794 |
| Total time and savings deposits | $195,941 |
| Noninterest-bearing deposits | $25,616 |
| Interest-bearing deposits | $190,523 |
| Retail deposits | $154,329 |
| IRAs and Keogh plan accounts | $7,569 |
| Brokered deposits | $36,270 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $395,677 |
| Cash & Balances due from depository institutions | $15,884 |
| Interest-bearing balances | $12,712 |
| Total securities | $849 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $353,486 |
| Loan and leases loss allowance | $895 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $7,316 |
| Other real estate owned | $473 |
| Goodwill and other intangibles | $8,401 |
| All other assets | $9,268 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $395,677 |
| Total Liabilities | $316,222 |
| Total deposits | $216,139 |
| Interest-bearing deposits | $190,523 |
| Deposits held in domestic offices | $216,139 |
| % insured (estimated) | $72 |
| Federal funds purchased and repurchase agreements | $61,918 |
| Trading liabilities | $0 |
| Other borrowed funds | $22,500 |
| Subordinated debt | $0 |
| All other liabilities | $15,665 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $353,486 |
| Loan and leases loss allowance | $895 |
| Total loans and leases (domestic) | $354,381 |
| All real estate loans | $348,776 |
| Real estate loans in domestic offices | $348,776 |
| Construction and development loans | $21,143 |
| Residential 1-4 family construction | $18,965 |
| Other construction, all land development and other land | $2,178 |
| Loans secured by nonfarm nonresidential properties | $839 |
| Nonfarm nonresidential secured by owner-occupied properties | $0 |
| Commercial real estate & other non-farm, non-residential | $839 |
| Multifamily residential real estate | $4,546 |
| 1-4 family residential loans | $322,248 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $174 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $5,432 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $5,432 |
| All other loans & leases | $0 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $0 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
The Federal Savings Bank had $353,486,000 of loans outstanding in 2018. $348,776,000 of loans were in real estate loans. $21,143,000 of loans were in development loans. $4,546,000 of loans were in multifamily mortgage loans. $322,248,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 4 | $839 | $209,750 |
| Nonfarm, nonresidential loans - $100-250k | 2 | $261 | $130,500 |
| Nonfarm, nonresidential loans - $250k-1MM | 2 | $578 | $289,000 |
| Commercial & Industrial, US addressed loans - <$1MM | 1 | $174 | $174,000 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 1 | $174 | $174,000 |