The Federal Savings Bank Mortgage Rates, Fees & Info
Chicago, ILLEI: 549300BX448ALT10FI43
Tax ID: 43-1883419
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Review & Overview
The Federal Savings Bank is a mid-sized bank specializing in Cash Out Refi, Refi, and Home Purchase loans. The Federal Savings Bank has an average proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Chicago, Washington, Phoenix, and Las Vegas among others. We have data for 688 markets. (Some data included below & more in-depth data is available with an active subscription.)The Federal Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Federal Savings Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.88% | 4/19/24 |
| 30 Year Conventional Refi | 6.58% | 4/19/24 |
| 30 Year Cash-out Refi | 6.81% | 4/19/24 |
| 30 Year FHA Purchase | 7.31% | 4/19/24 |
| 30 Year FHA Refi | 6.96% | 4/19/24 |
| 30 Year VA Purchase | 6.28% | 4/19/24 |
| 30 Year VA Refi | 6.07% | 4/19/24 |
| 30 Year USDA Purchase | 6.51% | 4/19/24 |
| 30 Year USDA Refi | 6.27% | 4/19/24 |
| 15 Year Conventional Purchase | 6.39% | 4/19/24 |
| 15 Year Conventional Refi | 6.13% | 4/19/24 |
| 15 Year Cash-out Refi | 6.13% | 4/19/24 |
| 15 Year FHA Purchase | 1.37% | 4/19/24 |
| 15 Year FHA Refi | 5.68% | 4/19/24 |
| 15 Year VA Refi | 5.68% | 4/19/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
The Federal Savings Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from The Federal Savings Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
19,380Origination Dollar Volume (All Markets)
$5,811,320,000Employee count
1,112Awards
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The Federal Savings Bank - 2019
The Federal Savings Bank is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,842 | $820,470,000 | $445,423 | $11,513 | 4.29% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2,304 | $571,550,000 | $248,069 | $6,183 | 4.33% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 878 | $326,590,000 | $371,970 | $8,807 | 4.05% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 527 | $151,225,000 | $286,954 | $8,705 | 3.99% |
| Outside of Metro Areas | 549 | $134,845,000 | $245,619 | $7,561 | 4.05% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 431 | $132,025,000 | $306,323 | $8,583 | 4.03% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 364 | $130,840,000 | $359,451 | $10,621 | 3.89% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 487 | $125,655,000 | $258,018 | $7,526 | 4.10% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 223 | $106,155,000 | $476,031 | $12,752 | 4.01% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 275 | $97,545,000 | $354,709 | $9,698 | 4.04% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 274 | $97,250,000 | $354,927 | $9,103 | 3.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 328 | $87,250,000 | $266,006 | $7,052 | 4.01% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 251 | $87,075,000 | $346,912 | $10,031 | 3.93% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 263 | $69,115,000 | $262,795 | $8,099 | 3.89% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 203 | $66,085,000 | $325,542 | $7,352 | 4.03% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 198 | $65,300,000 | $329,798 | $10,991 | 3.85% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 221 | $62,925,000 | $284,729 | $8,575 | 4.24% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 194 | $53,550,000 | $276,031 | $7,665 | 4.16% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 166 | $51,190,000 | $308,373 | $10,291 | 3.81% |
| RICHMOND, VA (FHA|USDA|VA) | 191 | $49,655,000 | $259,974 | $6,160 | 4.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 180 | $48,910,000 | $271,722 | $9,525 | 3.99% |
| COLUMBUS, OH (FHA|USDA|VA) | 188 | $47,370,000 | $251,968 | $7,280 | 4.09% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 160 | $46,700,000 | $291,875 | $9,585 | 3.85% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 104 | $46,300,000 | $445,192 | $11,456 | 3.90% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 153 | $44,555,000 | $291,209 | $9,917 | 4.02% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 123 | $44,035,000 | $358,008 | $9,581 | 4.08% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 130 | $40,120,000 | $308,615 | $8,429 | 3.87% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 144 | $38,790,000 | $269,375 | $8,287 | 4.16% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 73 | $38,485,000 | $527,192 | $14,477 | 4.09% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 66 | $38,200,000 | $578,788 | $15,141 | 3.90% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 180 | $37,280,000 | $207,111 | $6,273 | 4.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 134 | $36,340,000 | $271,194 | $9,331 | 4.04% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 126 | $35,300,000 | $280,159 | $8,342 | 4.01% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 131 | $32,485,000 | $247,977 | $6,888 | 4.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 125 | $31,845,000 | $254,760 | $8,509 | 3.88% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 106 | $31,180,000 | $294,151 | $7,860 | 4.40% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 117 | $29,055,000 | $248,333 | $7,361 | 4.00% |
| RENO, NV (FHA|USDA|VA) | 89 | $28,175,000 | $316,573 | $9,295 | 3.87% |
| GREELEY, CO (FHA|USDA|VA) | 78 | $28,100,000 | $360,256 | $7,446 | 4.30% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 97 | $27,205,000 | $280,464 | $9,665 | 4.05% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 76 | $25,700,000 | $338,158 | $11,547 | 3.84% |
| ANCHORAGE, AK (FHA|USDA|VA) | 84 | $25,140,000 | $299,286 | $8,819 | 3.85% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 97 | $24,435,000 | $251,907 | $7,984 | 4.00% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 70 | $22,560,000 | $322,286 | $9,518 | 3.90% |
| FORT COLLINS, CO (FHA|USDA|VA) | 62 | $21,850,000 | $352,419 | $7,696 | 4.22% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 76 | $20,670,000 | $271,974 | $8,160 | 4.17% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 80 | $20,580,000 | $257,250 | $8,388 | 3.95% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 61 | $20,455,000 | $335,328 | $8,058 | 4.06% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 70 | $19,590,000 | $279,857 | $9,266 | 3.80% |
| PROVO-OREM, UT (FHA|USDA|VA) | 64 | $19,330,000 | $302,031 | $9,749 | 3.93% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 91 | $19,135,000 | $210,275 | $6,959 | 4.48% |
| TUCSON, AZ (FHA|USDA|VA) | 74 | $19,000,000 | $256,757 | $8,336 | 3.90% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 73 | $18,985,000 | $260,068 | $7,940 | 4.05% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 77 | $18,885,000 | $245,260 | $8,470 | 4.02% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 68 | $18,440,000 | $271,176 | $8,096 | 4.01% |
| BOISE CITY, ID (FHA|USDA|VA) | 61 | $17,565,000 | $287,951 | $11,029 | 3.96% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 71 | $17,415,000 | $245,282 | $7,507 | 3.94% |
| VALLEJO, CA (FHA|USDA|VA) | 43 | $16,505,000 | $383,837 | $10,438 | 3.84% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 61 | $16,135,000 | $264,508 | $7,623 | 3.89% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 25 | $15,725,000 | $629,000 | $19,852 | 4.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 65 | $15,245,000 | $234,538 | $6,302 | 4.23% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 49 | $13,695,000 | $279,490 | $10,408 | 3.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 54 | $13,670,000 | $253,148 | $7,456 | 3.91% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 57 | $13,505,000 | $236,930 | $6,357 | 4.27% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 54 | $13,110,000 | $242,778 | $7,398 | 3.91% |
| CHEYENNE, WY (FHA|USDA|VA) | 48 | $12,780,000 | $266,250 | $8,101 | 3.99% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 52 | $12,760,000 | $245,385 | $7,597 | 4.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 48 | $12,740,000 | $265,417 | $6,916 | 4.23% |
| SALEM, OR (FHA|USDA|VA) | 42 | $12,650,000 | $301,190 | $9,951 | 3.78% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 46 | $12,540,000 | $272,609 | $9,248 | 3.85% |
| STOCKTON, CA (FHA|USDA|VA) | 37 | $12,535,000 | $338,784 | $10,554 | 3.79% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 43 | $12,255,000 | $285,000 | $6,074 | 4.24% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 47 | $12,195,000 | $259,468 | $6,666 | 3.89% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 37 | $11,965,000 | $323,378 | $6,828 | 4.17% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 46 | $11,870,000 | $258,043 | $7,773 | 4.30% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 45 | $11,695,000 | $259,889 | $7,672 | 3.96% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 47 | $11,695,000 | $248,830 | $6,731 | 3.96% |
| LOUISVILLE, KY (FHA|USDA|VA) | 48 | $11,600,000 | $241,667 | $7,933 | 3.92% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 47 | $11,495,000 | $244,574 | $6,204 | 4.05% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 55 | $11,375,000 | $206,818 | $4,090 | 4.23% |
| COLUMBIA, SC (FHA|USDA|VA) | 50 | $11,290,000 | $225,800 | $6,105 | 4.05% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 40 | $10,950,000 | $273,750 | $9,052 | 4.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 34 | $10,930,000 | $321,471 | $8,934 | 3.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 46 | $10,910,000 | $237,174 | $8,211 | 3.92% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 28 | $10,910,000 | $389,643 | $10,106 | 4.30% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 41 | $10,555,000 | $257,439 | $6,654 | 3.89% |
| BATON ROUGE, LA (FHA|USDA|VA) | 41 | $10,475,000 | $255,488 | $8,923 | 4.02% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 35 | $10,305,000 | $294,429 | $8,939 | 4.26% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 44 | $9,910,000 | $225,227 | $6,835 | 4.02% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 19 | $9,675,000 | $509,211 | $13,971 | 3.78% |
| SAVANNAH, GA (FHA|USDA|VA) | 36 | $9,610,000 | $266,944 | $6,802 | 3.99% |
| MODESTO, CA (FHA|USDA|VA) | 33 | $9,455,000 | $286,515 | $8,327 | 3.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 35 | $9,285,000 | $265,286 | $7,847 | 3.89% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 35 | $9,205,000 | $263,000 | $8,399 | 3.90% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 34 | $9,170,000 | $269,706 | $9,462 | 3.70% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 36 | $9,110,000 | $253,056 | $7,827 | 4.11% |
| Hilo, HI (FHA|USDA|VA) | 23 | $8,905,000 | $387,174 | $11,340 | 3.92% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 21 | $8,585,000 | $408,810 | $13,881 | 3.76% |
| PITTSBURGH, PA (FHA|USDA|VA) | 32 | $8,560,000 | $267,500 | $8,683 | 4.04% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 33 | $8,445,000 | $255,909 | $8,966 | 4.02% |
| TULSA, OK (FHA|USDA|VA) | 33 | $8,395,000 | $254,394 | $8,886 | 4.02% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 33 | $8,205,000 | $248,636 | $10,215 | 3.96% |
| MEDFORD, OR (FHA|USDA|VA) | 28 | $8,100,000 | $289,286 | $10,378 | 3.99% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 28 | $8,100,000 | $289,286 | $7,655 | 3.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 30 | $8,100,000 | $270,000 | $8,797 | 3.93% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 30 | $8,060,000 | $268,667 | $8,230 | 3.94% |
| SALINAS, CA (FHA|USDA|VA) | 16 | $8,010,000 | $500,625 | $12,979 | 3.78% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 30 | $7,820,000 | $260,667 | $7,668 | 3.81% |
| DOVER, DE (FHA|USDA|VA) | 32 | $7,760,000 | $242,500 | $7,467 | 4.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 32 | $7,760,000 | $242,500 | $8,562 | 3.90% |
| FRESNO, CA (FHA|USDA|VA) | 23 | $7,625,000 | $331,522 | $11,289 | 4.09% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 29 | $7,445,000 | $256,724 | $8,731 | 3.94% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 30 | $7,340,000 | $244,667 | $6,656 | 3.87% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 33 | $7,265,000 | $220,152 | $8,050 | 4.02% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 28 | $6,940,000 | $247,857 | $7,481 | 4.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 32 | $6,930,000 | $216,563 | $7,860 | 4.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 25 | $6,735,000 | $269,400 | $8,393 | 3.91% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 27 | $6,575,000 | $243,519 | $8,060 | 3.92% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 27 | $6,545,000 | $242,407 | $6,351 | 3.98% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 25 | $6,475,000 | $259,000 | $7,166 | 3.92% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 27 | $6,425,000 | $237,963 | $6,274 | 3.94% |
| YUBA CITY, CA (FHA|USDA|VA) | 19 | $6,355,000 | $334,474 | $9,518 | 3.99% |
| AKRON, OH (FHA|USDA|VA) | 23 | $6,305,000 | $274,130 | $7,658 | 3.91% |
| Fernley, NV (FHA|USDA|VA) | 22 | $6,190,000 | $281,364 | $8,139 | 3.93% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 21 | $6,155,000 | $293,095 | $8,236 | 4.09% |
| MONTGOMERY, AL (FHA|USDA|VA) | 24 | $6,070,000 | $252,917 | $8,993 | 4.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 27 | $6,035,000 | $223,519 | $7,790 | 4.08% |
| BEND, OR (FHA|USDA|VA) | 16 | $6,010,000 | $375,625 | $10,856 | 3.81% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 24 | $5,970,000 | $248,750 | $8,439 | 3.77% |
| Oak Harbor, WA (FHA|USDA|VA) | 19 | $5,935,000 | $312,368 | $10,382 | 3.80% |
| BELLINGHAM, WA (FHA|USDA|VA) | 18 | $5,860,000 | $325,556 | $10,450 | 3.97% |
| JACKSON, MS (FHA|USDA|VA) | 24 | $5,830,000 | $242,917 | $7,922 | 4.07% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 23 | $5,795,000 | $251,957 | $6,029 | 4.07% |
| WILMINGTON, NC (FHA|USDA|VA) | 20 | $5,760,000 | $288,000 | $9,000 | 3.86% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 20 | $5,760,000 | $288,000 | $8,112 | 4.09% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 24 | $5,660,000 | $235,833 | $8,699 | 3.97% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 24 | $5,650,000 | $235,417 | $6,713 | 4.09% |
| LAWTON, OK (FHA|USDA|VA) | 24 | $5,630,000 | $234,583 | $7,912 | 3.83% |
| ROANOKE, VA (FHA|USDA|VA) | 28 | $5,610,000 | $200,357 | $6,335 | 4.17% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 37 | $5,425,000 | $146,622 | $4,631 | 4.37% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 18 | $5,390,000 | $299,444 | $9,209 | 3.87% |
| Pahrump, NV (FHA|USDA|VA) | 22 | $5,380,000 | $244,545 | $9,599 | 3.73% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 12 | $5,330,000 | $444,167 | $13,823 | 3.81% |
| LYNCHBURG, VA (FHA|USDA|VA) | 23 | $5,045,000 | $219,348 | $7,752 | 4.02% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 17 | $4,975,000 | $292,647 | $6,052 | 3.93% |
| YAKIMA, WA (FHA|USDA|VA) | 16 | $4,920,000 | $307,500 | $10,648 | 3.90% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 15 | $4,915,000 | $327,667 | $13,671 | 3.70% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 22 | $4,850,000 | $220,455 | $6,430 | 3.98% |
| BOULDER, CO (FHA|USDA|VA) | 11 | $4,825,000 | $438,636 | $7,237 | 4.24% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 18 | $4,800,000 | $266,667 | $8,915 | 3.70% |
| Shelton, WA (FHA|USDA|VA) | 17 | $4,715,000 | $277,353 | $9,440 | 3.83% |
| GAINESVILLE, GA (FHA|USDA|VA) | 18 | $4,700,000 | $261,111 | $8,403 | 4.11% |
| OCALA, FL (FHA|USDA|VA) | 19 | $4,645,000 | $244,474 | $10,002 | 4.24% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 17 | $4,625,000 | $272,059 | $8,418 | 4.16% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 13 | $4,575,000 | $351,923 | $12,331 | 3.57% |
| HAMMOND, LA (FHA|USDA|VA) | 18 | $4,560,000 | $253,333 | $6,862 | 4.31% |
| CARSON CITY, NV (FHA|USDA|VA) | 15 | $4,525,000 | $301,667 | $8,687 | 4.04% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 9 | $4,465,000 | $496,111 | $13,882 | 3.74% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 19 | $4,455,000 | $234,474 | $7,061 | 3.81% |
| MADISON, WI (FHA|USDA|VA) | 16 | $4,420,000 | $276,250 | $6,616 | 3.94% |
| Outside of Metro Areas | 15 | $4,415,000 | $294,333 | $9,843 | 3.97% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 17 | $4,355,000 | $256,176 | $8,931 | 3.90% |
| FAIRBANKS, AK (FHA|USDA|VA) | 17 | $4,305,000 | $253,235 | $8,689 | 4.04% |
| LONGVIEW, WA (FHA|USDA|VA) | 16 | $4,270,000 | $266,875 | $6,115 | 3.91% |
| TOLEDO, OH (FHA|USDA|VA) | 18 | $4,270,000 | $237,222 | $9,802 | 3.85% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 16 | $4,140,000 | $258,750 | $8,157 | 3.74% |
| WENATCHEE, WA (FHA|USDA|VA) | 13 | $4,085,000 | $314,231 | $12,298 | 3.84% |
| MERCED, CA (FHA|USDA|VA) | 15 | $4,065,000 | $271,000 | $8,940 | 3.82% |
| HINESVILLE, GA (FHA|USDA|VA) | 19 | $4,005,000 | $210,789 | $7,021 | 3.87% |
| VISALIA, CA (FHA|USDA|VA) | 15 | $4,005,000 | $267,000 | $7,616 | 3.92% |
| LOGAN, UT-ID (FHA|USDA|VA) | 14 | $3,950,000 | $282,143 | $8,310 | 3.82% |
| DULUTH, MN-WI (FHA|USDA|VA) | 17 | $3,905,000 | $229,706 | $7,633 | 4.18% |
| Aberdeen, WA (FHA|USDA|VA) | 14 | $3,860,000 | $275,714 | $7,053 | 4.15% |
| REDDING, CA (FHA|USDA|VA) | 13 | $3,845,000 | $295,769 | $9,942 | 3.77% |
| Roseburg, OR (FHA|USDA|VA) | 15 | $3,835,000 | $255,667 | $8,178 | 3.83% |
| PUEBLO, CO (FHA|USDA|VA) | 15 | $3,735,000 | $249,000 | $8,980 | 3.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 16 | $3,670,000 | $229,375 | $5,998 | 4.05% |
| LAS CRUCES, NM (FHA|USDA|VA) | 15 | $3,665,000 | $244,333 | $8,687 | 4.09% |
| FARGO, ND-MN (FHA|USDA|VA) | 16 | $3,650,000 | $228,125 | $8,031 | 4.09% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 15 | $3,555,000 | $237,000 | $7,657 | 4.07% |
| BISMARCK, ND (FHA|USDA|VA) | 10 | $3,490,000 | $349,000 | $14,363 | 3.80% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 14 | $3,470,000 | $247,857 | $8,253 | 4.05% |
| YUMA, AZ (FHA|USDA|VA) | 14 | $3,420,000 | $244,286 | $10,563 | 3.88% |
| READING, PA (FHA|USDA|VA) | 15 | $3,345,000 | $223,000 | $7,409 | 3.91% |
| St. Marys, GA (FHA|USDA|VA) | 14 | $3,250,000 | $232,143 | $6,882 | 3.91% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 11 | $3,225,000 | $293,182 | $7,897 | 3.72% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 12 | $3,190,000 | $265,833 | $10,192 | 3.81% |
| RAPID CITY, SD (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $9,166 | 3.57% |
| MANHATTAN, KS (FHA|USDA|VA) | 13 | $3,125,000 | $240,385 | $7,391 | 3.91% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 17 | $3,115,000 | $183,235 | $5,409 | 4.26% |
| MORGANTOWN, WV (FHA|USDA|VA) | 10 | $3,090,000 | $309,000 | $8,384 | 4.09% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $3,040,000 | $506,667 | $11,425 | 3.92% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $2,990,000 | $299,000 | $11,870 | 3.73% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 11 | $2,965,000 | $269,545 | $7,789 | 3.78% |
| Heber, UT (FHA|USDA|VA) | 7 | $2,945,000 | $420,714 | $16,195 | 3.84% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $9,518 | 3.83% |
| MOBILE, AL (FHA|USDA|VA) | 12 | $2,860,000 | $238,333 | $6,598 | 3.90% |
| SANTA FE, NM (FHA|USDA|VA) | 10 | $2,860,000 | $286,000 | $9,664 | 3.81% |
| Centralia, WA (FHA|USDA|VA) | 11 | $2,855,000 | $259,545 | $9,033 | 3.84% |
| SPARTANBURG, SC (FHA|USDA|VA) | 13 | $2,855,000 | $219,615 | $7,634 | 3.90% |
| GREEN BAY, WI (FHA|USDA|VA) | 12 | $2,830,000 | $235,833 | $7,979 | 3.94% |
| Helena, MT (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $8,318 | 3.78% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 14 | $2,780,000 | $198,571 | $5,923 | 4.03% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $8,324 | 3.94% |
| WICHITA, KS (FHA|USDA|VA) | 13 | $2,755,000 | $211,923 | $5,336 | 4.01% |
| GRANTS PASS, OR (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $9,674 | 3.74% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $2,720,000 | $272,000 | $5,997 | 4.03% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 12 | $2,700,000 | $225,000 | $7,185 | 4.16% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 11 | $2,695,000 | $245,000 | $7,324 | 4.09% |
| LAFAYETTE, LA (FHA|USDA|VA) | 14 | $2,690,000 | $192,143 | $7,273 | 4.11% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $8,278 | 3.86% |
| Concord, NH (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $9,715 | 3.93% |
| ROCKFORD, IL (FHA|USDA|VA) | 15 | $2,645,000 | $176,333 | $6,576 | 4.40% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $7,871 | 3.91% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $6,412 | 3.78% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 11 | $2,605,000 | $236,818 | $8,145 | 4.09% |
| FORT WAYNE, IN (FHA|USDA|VA) | 10 | $2,550,000 | $255,000 | $7,772 | 4.11% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $5,817 | 3.83% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 7 | $2,535,000 | $362,143 | $9,251 | 4.45% |
| MONROE, LA (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $6,469 | 3.91% |
| STAUNTON, VA (FHA|USDA|VA) | 10 | $2,520,000 | $252,000 | $8,074 | 3.80% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $2,510,000 | $418,333 | $21,508 | 3.96% |
| RACINE, WI (FHA|USDA|VA) | 10 | $2,500,000 | $250,000 | $8,082 | 3.79% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $8,450 | 3.96% |
| Sanford, NC (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $10,560 | 3.92% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $14,586 | 4.06% |
| Gillette, WY (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $10,648 | 3.58% |
| Cañon City, CO (FHA|USDA|VA) | 9 | $2,405,000 | $267,222 | $9,323 | 3.90% |
| GREAT FALLS, MT (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $10,536 | 3.81% |
| PEORIA, IL (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $4,897 | 4.13% |
| Astoria, OR (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $10,912 | 4.14% |
| Bozeman, MT (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $9,074 | 3.95% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $11,080 | 4.26% |
| LINCOLN, NE (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $5,062 | 4.21% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $7,532 | 3.81% |
| CHICO, CA (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $7,292 | 3.95% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $5,882 | 4.08% |
| TOPEKA, KS (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $6,888 | 4.07% |
| Laconia, NH (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $7,492 | 4.21% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $9,312 | 3.76% |
| MISSOULA, MT (FHA|USDA|VA) | 6 | $2,180,000 | $363,333 | $11,327 | 3.65% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 12 | $2,180,000 | $181,667 | $7,034 | 4.28% |
| Minot, ND (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $8,061 | 3.91% |
| Kalispell, MT (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $13,679 | 3.79% |
| BILLINGS, MT (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $8,537 | 3.97% |
| FARMINGTON, NM (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $6,873 | 3.86% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $6,181 | 4.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $6,372 | 4.20% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $2,085,000 | $417,000 | $12,783 | 3.93% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $7,600 | 3.98% |
| PANAMA CITY, FL (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $9,167 | 3.84% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 11 | $2,045,000 | $185,909 | $4,228 | 4.45% |
| BANGOR, ME (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $6,999 | 4.13% |
| NEW BERN, NC (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $8,478 | 3.61% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $1,990,000 | $995,000 | $20,649 | 4.88% |
| ROCHESTER, MN (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $9,184 | 4.06% |
| Lebanon, NH-VT (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $5,344 | 4.20% |
| SUMTER, SC (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $4,860 | 3.95% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $6,234 | 4.13% |
| NILES, MI (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $6,999 | 4.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $7,473 | 4.17% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $6,338 | 3.82% |
| Ozark, AL (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $10,457 | 3.73% |
| APPLETON, WI (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $8,407 | 3.83% |
| Warrensburg, MO (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $6,923 | 3.47% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $10,963 | 3.52% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $11,813 | 4.41% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $12,049 | 3.58% |
| EL PASO, TX (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $5,026 | 4.00% |
| Elizabeth City, NC (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $5,479 | 4.28% |
| Easton, MD (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $10,426 | 3.72% |
| ALBANY, GA (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $8,971 | 3.79% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $1,780,000 | $890,000 | $29,409 | 4.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $4,973 | 3.75% |
| CASPER, WY (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $7,284 | 4.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $7,146 | 3.80% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $5,418 | 3.98% |
| Durango, CO (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $15,220 | 4.18% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $7,397 | 3.69% |
| Huntington, IN (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $7,827 | 3.73% |
| Clarksburg, WV (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $9,138 | 3.79% |
| Fallon, NV (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $8,493 | 3.72% |
| Jefferson, GA (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $8,983 | 3.86% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $8,858 | 3.96% |
| Cedar City, UT (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $9,941 | 3.92% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $5,445 | 3.86% |
| Klamath Falls, OR (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $6,730 | 4.11% |
| IOWA CITY, IA (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $7,093 | 3.70% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $6,582 | 4.06% |
| Newport, OR (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $9,060 | 3.96% |
| FLORENCE, SC (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $6,160 | 3.89% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $9,383 | 3.97% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,851 | 3.85% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $6,668 | 4.18% |
| Red Bluff, CA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $9,992 | 3.70% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $11,128 | 3.45% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $10,573 | 3.73% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $6,581 | 4.33% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $7,187 | 3.77% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $5,263 | 3.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $7,794 | 4.19% |
| Payson, AZ (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $16,302 | 4.21% |
| CORVALLIS, OR (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $6,119 | 4.03% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $8,833 | 4.08% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $7,804 | 3.98% |
| KANKAKEE, IL (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $3,983 | 4.17% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $8,086 | 3.83% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $11,800 | 3.73% |
| JONESBORO, AR (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $6,924 | 4.00% |
| Sheridan, WY (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $9,858 | 3.85% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $6,569 | 4.18% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $8,627 | 3.98% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $8,843 | 3.70% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $5,704 | 3.75% |
| Dublin, GA (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $8,235 | 3.92% |
| GLENS FALLS, NY (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $5,585 | 3.75% |
| Keene, NH (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $3,453 | 3.92% |
| MUSKEGON, MI (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $4,744 | 3.90% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $7,809 | 4.00% |
| Montrose, CO (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $9,943 | 3.95% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $9,431 | 4.20% |
| Rock Springs, WY (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $5,983 | 4.33% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,894 | 4.23% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $6,546 | 4.10% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $9,158 | 3.98% |
| Williston, ND (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $12,861 | 3.50% |
| Chillicothe, OH (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $10,619 | 3.78% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $7,345 | 3.80% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $7,956 | 4.17% |
| COLUMBIA, MO (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $7,446 | 4.17% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $8,947 | 4.15% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $6,736 | 4.08% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $10,425 | 3.84% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $12,438 | 3.94% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $8,199 | 3.69% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $7,090 | 3.65% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $6,115 | 3.88% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,474 | 3.63% |
| Seneca, SC (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $12,181 | 3.94% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $12,112 | 3.91% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $5,120 | 4.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $8,247 | 3.94% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $7,194 | 4.19% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $10,466 | 3.47% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $14,906 | 4.22% |
| Baraboo, WI (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,762 | 4.00% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $9,012 | 3.97% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $6,646 | 3.56% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $9,647 | 4.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,506 | 3.75% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,853 | 4.16% |
| Sterling, CO (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $5,446 | 4.45% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $8,326 | 3.54% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $5,492 | 4.03% |
| Plattsburgh, NY (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $8,762 | 4.06% |
| Laramie, WY (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $11,916 | 4.19% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $11,464 | 3.48% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $8,454 | 4.16% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $10,591 | 4.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $5,911 | 4.41% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $15,334 | 4.44% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,039 | 4.47% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $5,483 | 4.03% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,043 | 4.03% |
| Crossville, TN (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $6,570 | 3.23% |
| Malone, NY (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $6,113 | 3.96% |
| Russellville, AR (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $8,286 | 4.59% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $6,004 | 3.90% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $9,270 | 3.83% |
| DeRidder, LA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,903 | 3.97% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $8,562 | 4.09% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,147 | 3.90% |
| Fort Polk South, LA (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $7,869 | 4.03% |
| Auburn, IN (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $7,320 | 3.91% |
| Altus, OK (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $8,967 | 4.28% |
| Riverton, WY (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $7,846 | 3.72% |
| Brevard, NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $7,040 | 4.19% |
| AMES, IA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $5,894 | 3.92% |
| Picayune, MS (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $5,011 | 4.29% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $7,951 | 4.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,961 | 3.69% |
| Safford, AZ (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $8,971 | 3.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $9,431 | 4.09% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $8,560 | 3.69% |
| Port Angeles, WA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $10,468 | 3.75% |
| Evanston, WY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,470 | 4.47% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,621 | 4.38% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,141 | 3.63% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $13,093 | 3.88% |
| Lumberton, NC (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $9,192 | 3.97% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $8,063 | 3.72% |
| North Platte, NE (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,538 | 3.94% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $6,942 | 3.93% |
| Mount Airy, NC (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,354 | 3.81% |
| Lebanon, MO (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,852 | 3.63% |
| Prineville, OR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $8,556 | 3.71% |
| FLINT, MI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,999 | 3.69% |
| MONROE, MI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $8,602 | 4.28% |
| WACO, TX (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $8,304 | 4.97% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,859 | 4.08% |
| Spirit Lake, IA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,622 | 4.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $12,298 | 4.03% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,917 | 3.97% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $9,612 | 3.92% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,184 | 4.25% |
| Elko, NV (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $9,939 | 3.79% |
| Craig, CO (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $9,911 | 4.21% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,382 | 4.17% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,685 | 3.67% |
| Athens, TN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,510 | 3.88% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,877 | 3.75% |
| Ottawa, IL (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $5,485 | 4.23% |
| Oxford, MS (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,396 | 3.88% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,589 | 3.88% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,437 | 3.94% |
| Tifton, GA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,342 | 3.71% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $15,893 | 4.50% |
| Urbana, OH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,763 | 4.38% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,548 | 4.34% |
| Forest City, NC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,825 | 4.13% |
| Cullman, AL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $11,014 | 4.69% |
| Key West, FL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $8,743 | 3.56% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $12,693 | 3.56% |
| Española, NM (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,691 | 3.38% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,148 | 3.44% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $10,151 | 4.04% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,067 | 3.71% |
| Juneau, AK (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $17,275 | 4.50% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $10,974 | 4.33% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,943 | 4.33% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,428 | 3.88% |
| La Grande, OR (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $11,209 | 3.54% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,620 | 4.00% |
| Atmore, AL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,185 | 4.04% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,173 | 4.04% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,918 | 4.31% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,339 | 3.56% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,781 | 3.81% |
| Marion, OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,410 | 4.17% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,366 | 3.96% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,915 | 4.08% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $12,894 | 3.75% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,997 | 3.63% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,569 | 3.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,718 | 3.92% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,078 | 3.83% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,330 | 3.56% |
| Celina, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,650 | 4.33% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,228 | 3.63% |
| Paragould, AR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,802 | 3.81% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $18,137 | 3.88% |
| Seymour, IN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,365 | 3.46% |
| Wilson, NC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,262 | 4.54% |
| Ashland, OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,086 | 4.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,751 | 4.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,972 | 3.75% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,273 | 3.83% |
| Clinton, IA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,989 | 3.81% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,870 | 4.17% |
| Duncan, OK (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,000 | 4.08% |
| Laurinburg, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,496 | 4.00% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,758 | 3.56% |
| Madisonville, KY (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $6,420 | 4.93% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $27,394 | 4.38% |
| Torrington, CT (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,490 | 4.17% |
| Oil City, PA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $19,288 | 4.88% |
| Barre, VT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $17,124 | 3.94% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,460 | 4.29% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,303 | 4.06% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,101 | 3.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,534 | 3.75% |
| Pella, IA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $625 | 4.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,760 | 3.81% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,318 | 3.63% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,303 | 3.92% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,627 | 3.92% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,005 | 4.17% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,138 | 4.08% |
| Jamestown, ND (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,346 | 4.38% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,940 | 4.56% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,425 | 3.44% |
| Malvern, AR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,948 | 3.44% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,428 | 4.13% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,142 | 3.31% |
| Fairmont, MN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,574 | 3.81% |
| Susanville, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,903 | 3.81% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $12,396 | 3.94% |
| Shelby, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,803 | 4.06% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,821 | 3.63% |
| Rutland, VT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,511 | 4.00% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,016 | 4.19% |
| Salina, KS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,994 | 3.56% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,733 | 3.69% |
| ENID, OK (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,698 | 3.44% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,187 | 3.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,848 | 4.31% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,234 | 4.00% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,622 | 3.63% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $9,623 | 3.38% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,913 | 3.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,732 | 4.38% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,357 | 4.31% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,130 | 3.44% |
| Sonora, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,699 | 4.25% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,946 | 4.75% |
| Findlay, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,345 | 3.56% |
| Batesville, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,507 | 4.56% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,371 | 4.06% |
| ERIE, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,525 | 3.88% |
| Holland, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,797 | 3.63% |
| Washington, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,979 | 4.31% |
| Adrian, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,183 | 3.69% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,416 | 3.69% |
| New Castle, PA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,763 | 4.00% |
| Brookings, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,974 | 3.75% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,514 | 3.75% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,231 | 4.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,603 | 4.06% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,974 | 3.94% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,812 | 3.94% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,594 | 3.56% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,465 | 3.25% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,423 | 3.94% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,664 | 3.38% |
| Bedford, IN (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $3,272 | 4.28% |
| Greenville, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,387 | 4.81% |
| Palatka, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,493 | 4.31% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,213 | 4.13% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,637 | 3.81% |
| El Campo, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,368 | 3.88% |
| Grenada, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,255 | 3.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,591 | 3.81% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,080 | 3.69% |
| McAlester, OK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,544 | 3.88% |
| Newport, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,809 | 3.75% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $23,893 | 3.63% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,089 | 3.56% |
| Columbus, NE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,765 | 3.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,097 | 4.25% |
| Batavia, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,287 | 4.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,693 | 4.50% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,757 | 4.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,429 | 4.63% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $23,093 | 3.38% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,153 | 4.19% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,227 | 4.38% |
| Effingham, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,652 | 3.81% |
| Ada, OK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $20,047 | 3.63% |
| Jasper, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,287 | 3.81% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $11,735 | 3.75% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,484 | 3.44% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,251 | 3.63% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,194 | 4.06% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $20,096 | 3.38% |
| Brookings, SD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,795 | 3.63% |
| London, KY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,369 | 3.56% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,479 | 3.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,301 | 3.63% |
| Auburn, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,429 | 4.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $17,620 | 3.75% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,387 | 3.88% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,668 | 3.75% |
| Bennington, VT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,207 | 4.88% |
| Elkins, WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,418 | 3.38% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,978 | 4.00% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,012 | 4.56% |
| Silver City, NM (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $11,154 | 4.81% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,232 | 3.63% |
| Portales, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,182 | 3.50% |
| Olean, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,907 | 4.88% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,815 | 4.75% |
| Sidney, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,108 | 4.50% |
| Deming, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,702 | 3.50% |
| Decatur, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,342 | 3.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,682 | 3.63% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,929 | 4.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,837 | 4.00% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,871 | 3.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,121 | 4.00% |
| Union City, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,590 | 4.88% |
| Houghton, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,008 | 3.50% |
| Meridian, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,631 | 4.63% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,699 | 3.38% |
| Douglas, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,407 | 3.75% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,869 | 3.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,063 | 4.56% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,967 | 3.63% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,011 | 3.38% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,835 | 4.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,432 | 3.50% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.75% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,096 | 4.00% |
| Marion, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,698 | 4.13% |
| Clovis, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,069 | 3.75% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,106 | 4.72% |
| Winona, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,939 | 3.63% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,202 | 3.50% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,827 | 5.13% |
| Albertville, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,922 | 4.00% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,960 | 3.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,796 | 3.63% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,774 | 3.50% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,934 | 4.38% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,488 | 3.88% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,586 | 4.00% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,841 | 3.25% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,344 | 3.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,368 | 3.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,329 | 3.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,527 | 3.88% |
| LIMA, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,734 | 3.63% |
| Laurel, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,818 | 3.38% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,783 | 4.25% |
| Emporia, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,570 | 3.38% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,551 | 3.63% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $8,442 | 4.09% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,743 | 3.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,972 | 3.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $702 | 3.38% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,037 | 4.00% |
| Yankton, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,907 | 4.25% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,710 | 3.75% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,988 | 4.00% |
| Huron, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,103 | 3.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,718 | 4.88% |
| Burley, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,288 | 3.63% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,769 | 3.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,551 | 3.50% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,782 | 3.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,360 | 3.50% |
| Marion, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,909 | 3.63% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,932 | 4.13% |
| Spencer, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,229 | 3.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,841 | 4.00% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,666 | 3.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,812 | 4.00% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,762 | 3.63% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,984 | 4.38% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,895 | 3.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,092 | 3.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,774 | 3.63% |
| Athens, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,736 | 4.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,322 | 3.63% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,270 | 3.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,748 | 4.25% |
| Hudson, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,465 | 4.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,813 | 3.50% |
| Summerville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,991 | 4.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,810 | 3.50% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,982 | 3.50% |
| McPherson, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,505 | 3.25% |
| Connersville, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,361 | 3.63% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,615 | 4.13% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,800 | 4.25% |
| Murray, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,540 | 3.25% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,263 | 4.25% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,011 | 3.50% |
| Newberry, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,465 | 4.25% |
| Miami, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,913 | 4.50% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,292 | 3.75% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,425 | 4.00% |
| Pierre, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,826 | 3.13% |
| Starkville, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,287 | 3.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,178 | 3.50% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,211 | 4.25% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,084 | 4.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,648 | 5.25% |
| Richmond, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,126 | 5.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,244 | 3.63% |
| Wooster, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,238 | 4.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,826 | 3.75% |
| Columbus, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,671 | 3.75% |
| Camden, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,958 | 3.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,365 | 4.63% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,429 | 4.25% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,990 | 4.13% |
| Granbury, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,774 | 4.63% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,875 | 3.25% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,515 | 5.25% |
| Madison, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,340 | 4.63% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,491 | 4.50% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,468 | 3.88% |
| Corning, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,340 | 5.50% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,202 | 3.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,157 | 4.63% |
| Paris, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.38% |
| Woodward, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,348 | 6.13% |
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Product Mix
For 2019, The Federal Savings Bank's most frequently originated type of loan was VA, with 11,162 originations. Their 2nd most popular type was Conventional, with 5,321 originations.
Loan Reason
For 2019, The Federal Savings Bank's most frequently cited loan purpose was Cash Out Refi, with 8,041 originations. The 2nd most popular reason was Refi, with 5,672 originations.
Loan Duration/Length
For 2019, The Federal Savings Bank's most frequently cited loan duration was 30 Year, with 16,926 originations. The 2nd most popular length was Other, with 1,769 originations.
Origination Fees/Closing Costs
The Federal Savings Bank's average total fees were $8,558, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 6,491 originations.
Interest Rates
During 2019, The Federal Savings Bank's average interest rate for loans was 4.09%, while their most frequently originated rate bucket for loans was 3-4%, with 10,715 originations.
Loan Sizing
2019 saw The Federal Savings Bank place emphasis on $200k-400k loans with 11,871 originations, totaling $3,328,525,000 in origination value.
Applicant Income
The Federal Savings Bank lent most frequently to those with incomes in the $50k-75k range, with 4,469 originations. The second most popular income band? $75k-100k, with 3,302 originations.
Applicant Debt to Income Ratio
The Federal Savings Bank lent most frequently to those with DTI ratios of 50-60%, with 2,833 originations. The next most common DTI ratio? 30-36%, with 1,955 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.01%
The Federal Savings Bank has an average approval rate.
Pick Rate
Approvals leading to origination63.15%
The Federal Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 19,380 | $5,811,320,000 | $299,862 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 4 | $520,000 | $130,000 |
| Single Family (1-4 Units):Site-Built | 19,376 | $5,810,800,000 | $299,897 |
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| The Federal Savings Bank | 300 North Elizabeth Street, Floor 3e Chicago, IL 60607 | Full Service B&M | $503,654 |
| The Federal Savings Bank | 664 N Western Ave Lake Forest, IL 60045 | Full Service B&M | $124,445 |
For 2019, The Federal Savings Bank had 2 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $23,554 |
| Net interest income | $12,819 |
| Total noninterest income | $286,729 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $65 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $286,664 |
| Pre-tax net operating income | $63,494 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $47,200 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $47,200 |
| Minority interest net income | $0 |
| Net income | $47,200 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $47,200 |
The Federal Savings Bank's gross interest income from loans was $23,554,000.
The Federal Savings Bank's net interest income from loans was $12,819,000.
The Federal Savings Bank's fee based income from loans was $65,000.
The Federal Savings Bank's net income from loans was $47,200,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $10,735 |
| Provision for credit losses | $-2,042 |
| Total noninterest expense | $238,096 |
| Salaries and employee benefits | $161,281 |
| Premises and equipment expense | $5,597 |
| Additional noninterest expense | $71,218 |
| Applicable income taxes | $16,294 |
| Net charge-offs | $-2,320 |
| Cash dividends | $20,850 |
The Federal Savings Bank's interest expense for loans was $10,735,000.
The Federal Savings Bank's payroll and benefits expense were $161,281,000.
The Federal Savings Bank's property, plant and equipment expenses $5,597,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 6.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $467,396 |
| Deposits held in domestic offices | $467,396 |
| Deposits by Individuals, partnerships, and corporations | $454,317 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $807 |
| Deposits by Commercial banks and other depository institutions in U.S. | $12,271 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $35,508 |
| Demand deposits | $29,130 |
| Nontransaction accounts | $431,887 |
| Money market deposit accounts (MMDAs) | $15,761 |
| Other savings deposits (excluding MMDAs) | $1,411 |
| Total time deposits | $414,715 |
| Total time and savings deposits | $438,265 |
| Noninterest-bearing deposits | $29,130 |
| Interest-bearing deposits | $438,266 |
| Retail deposits | $200,208 |
| IRAs and Keogh plan accounts | $19,958 |
| Brokered deposits | $207,184 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $604,528 |
| Cash & Balances due from depository institutions | $24,851 |
| Interest-bearing balances | $20,577 |
| Total securities | $696 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $552,073 |
| Loan and leases loss allowance | $1,173 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $6,727 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $8,834 |
| All other assets | $11,347 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $604,528 |
| Total Liabilities | $498,705 |
| Total deposits | $467,396 |
| Interest-bearing deposits | $438,266 |
| Deposits held in domestic offices | $467,396 |
| % insured (estimated) | $91 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $31,309 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $552,073 |
| Loan and leases loss allowance | $1,173 |
| Total loans and leases (domestic) | $553,246 |
| All real estate loans | $543,444 |
| Real estate loans in domestic offices | $543,444 |
| Construction and development loans | $18,070 |
| Residential 1-4 family construction | $18,070 |
| Other construction, all land development and other land | $0 |
| Loans secured by nonfarm nonresidential properties | $1,042 |
| Nonfarm nonresidential secured by owner-occupied properties | $0 |
| Commercial real estate & other non-farm, non-residential | $1,042 |
| Multifamily residential real estate | $4,738 |
| 1-4 family residential loans | $519,594 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $0 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $9,803 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $9,803 |
| All other loans & leases | $0 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $0 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
The Federal Savings Bank had $552,073,000 of loans outstanding in 2019. $543,444,000 of loans were in real estate loans. $18,070,000 of loans were in development loans. $4,738,000 of loans were in multifamily mortgage loans. $519,594,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 4 | $1,041 | $260,250 |
| Nonfarm, nonresidential loans - $100-250k | 2 | $258 | $129,000 |
| Nonfarm, nonresidential loans - $250k-1MM | 2 | $783 | $391,500 |