Guild Mortgage Company Rates, Fees & Info
SAN DIEGO, CALEI: 549300AQ3T62GXDU7D76
Tax ID: 95-2146137
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Mortgage Data
Review & Overview
Guild Mortgage Company is a large mortgage company specializing in Home Purchase and Refi loans. Guild Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Portland, Sacramento, Las Vegas, and St. Louis among others. We have data for 558 markets. (Some data included below & more in-depth data is available with an active subscription.)Guild Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guild Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.68% | 4/28/24 |
| 30 Year Conventional Refi | 6.61% | 4/28/24 |
| 30 Year Cash-out Refi | 6.83% | 4/28/24 |
| 30 Year FHA Purchase | 7.62% | 4/28/24 |
| 30 Year FHA Refi | 7.37% | 4/28/24 |
| 30 Year VA Purchase | 6.47% | 4/28/24 |
| 30 Year VA Refi | 6.03% | 4/28/24 |
| 30 Year USDA Purchase | 6.99% | 4/28/24 |
| 30 Year USDA Refi | 6.67% | 4/28/24 |
| 15 Year Conventional Purchase | 6.12% | 4/28/24 |
| 15 Year Conventional Refi | 6.09% | 4/28/24 |
| 15 Year Cash-out Refi | 6.09% | 4/28/24 |
| 15 Year FHA Purchase | 7.50% | 4/28/24 |
| 15 Year FHA Refi | 7.17% | 4/28/24 |
| 15 Year VA Purchase | 6.58% | 4/28/24 |
| 15 Year VA Refi | 5.77% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Guild Mortgage Company Mortgage Calculator
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This is not an official calculator from Guild Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
84,523Origination Dollar Volume (All Markets)
$21,269,425,000Awards
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GUILD MORTGAGE COMPANY - 2019
GUILD MORTGAGE COMPANY is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 6,181 | $2,319,535,000 | $375,269 | $6,446 | 3.86% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4,081 | $1,346,925,000 | $330,048 | $6,430 | 4.12% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3,393 | $1,054,675,000 | $310,838 | $5,927 | 3.85% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3,683 | $949,595,000 | $257,832 | $6,572 | 4.07% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4,580 | $939,730,000 | $205,181 | $3,559 | 4.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3,073 | $898,495,000 | $292,384 | $5,610 | 3.73% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3,688 | $873,380,000 | $236,817 | $6,215 | 4.08% |
| RENO, NV (FHA|USDA|VA) | 2,259 | $637,715,000 | $282,300 | $6,874 | 4.12% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,945 | $558,455,000 | $189,628 | $7,012 | 3.92% |
| Outside of Metro Areas | 2,835 | $499,805,000 | $176,298 | $5,132 | 4.13% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,120 | $437,390,000 | $390,527 | $8,772 | 3.89% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,047 | $425,905,000 | $406,786 | $7,728 | 3.86% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1,143 | $418,795,000 | $366,400 | $7,621 | 3.77% |
| COLUMBIA, SC (FHA|USDA|VA) | 2,055 | $362,765,000 | $176,528 | $4,649 | 3.83% |
| BOISE CITY, ID (FHA|USDA|VA) | 1,386 | $322,590,000 | $232,749 | $5,942 | 4.06% |
| TUCSON, AZ (FHA|USDA|VA) | 1,615 | $302,355,000 | $187,217 | $6,609 | 4.06% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 881 | $238,775,000 | $271,027 | $7,446 | 4.05% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 941 | $226,715,000 | $240,930 | $3,393 | 4.16% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 970 | $212,150,000 | $218,711 | $8,000 | 4.02% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 994 | $209,890,000 | $211,157 | $6,374 | 4.39% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 783 | $198,325,000 | $253,289 | $6,959 | 3.64% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 385 | $192,555,000 | $500,143 | $7,186 | 4.06% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 926 | $186,650,000 | $201,566 | $7,166 | 4.04% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 364 | $177,880,000 | $488,681 | $10,431 | 4.15% |
| SALEM, OR (FHA|USDA|VA) | 671 | $176,935,000 | $263,689 | $6,536 | 4.20% |
| MEDFORD, OR (FHA|USDA|VA) | 634 | $169,160,000 | $266,814 | $5,735 | 4.21% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 828 | $166,510,000 | $201,099 | $4,705 | 4.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 544 | $156,790,000 | $288,217 | $5,596 | 4.17% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 315 | $140,595,000 | $446,333 | $7,549 | 3.99% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 562 | $136,110,000 | $242,189 | $5,833 | 4.16% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 396 | $128,330,000 | $324,066 | $7,323 | 3.74% |
| Oak Harbor, WA (FHA|USDA|VA) | 402 | $126,480,000 | $314,627 | $6,542 | 3.83% |
| LONGVIEW, WA (FHA|USDA|VA) | 582 | $124,970,000 | $214,725 | $4,617 | 3.73% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 454 | $124,080,000 | $273,304 | $6,010 | 3.84% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 621 | $119,105,000 | $191,795 | $5,546 | 3.83% |
| ST. GEORGE, UT (FHA|USDA|VA) | 479 | $112,635,000 | $235,146 | $6,311 | 4.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 562 | $111,680,000 | $198,719 | $4,792 | 4.21% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 505 | $111,445,000 | $220,683 | $5,254 | 4.05% |
| BEND, OR (FHA|USDA|VA) | 348 | $110,820,000 | $318,448 | $7,046 | 4.11% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 577 | $110,735,000 | $191,915 | $4,957 | 3.63% |
| Fernley, NV (FHA|USDA|VA) | 504 | $110,290,000 | $218,829 | $6,818 | 3.94% |
| LOGAN, UT-ID (FHA|USDA|VA) | 531 | $109,055,000 | $205,377 | $6,048 | 4.32% |
| BELLINGHAM, WA (FHA|USDA|VA) | 329 | $102,805,000 | $312,477 | $5,425 | 3.99% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 327 | $101,575,000 | $310,627 | $6,704 | 4.18% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 418 | $100,980,000 | $241,579 | $4,911 | 4.09% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 405 | $97,105,000 | $239,765 | $5,283 | 4.32% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 484 | $93,040,000 | $192,231 | $4,326 | 4.31% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 339 | $88,555,000 | $261,224 | $5,450 | 4.26% |
| VALLEJO, CA (FHA|USDA|VA) | 288 | $84,220,000 | $292,431 | $7,779 | 3.54% |
| YUMA, AZ (FHA|USDA|VA) | 529 | $82,835,000 | $156,588 | $5,770 | 4.25% |
| MADISON, WI (FHA|USDA|VA) | 307 | $78,965,000 | $257,215 | $5,247 | 4.23% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 395 | $76,755,000 | $194,316 | $3,962 | 3.95% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 411 | $75,555,000 | $183,832 | $6,307 | 4.10% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 494 | $74,440,000 | $150,688 | $5,582 | 4.17% |
| BOULDER, CO (FHA|USDA|VA) | 146 | $71,120,000 | $487,123 | $4,812 | 4.09% |
| Moses Lake, WA (FHA|USDA|VA) | 386 | $70,490,000 | $182,617 | $5,478 | 3.76% |
| GREELEY, CO (FHA|USDA|VA) | 283 | $69,455,000 | $245,424 | $5,978 | 3.61% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 372 | $65,200,000 | $175,269 | $4,848 | 4.34% |
| CARSON CITY, NV (FHA|USDA|VA) | 264 | $64,970,000 | $246,098 | $6,357 | 4.11% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 227 | $63,525,000 | $279,846 | $6,018 | 3.78% |
| LONGVIEW, TX (FHA|USDA|VA) | 395 | $62,815,000 | $159,025 | $6,462 | 4.28% |
| TWIN FALLS, ID (FHA|USDA|VA) | 436 | $62,450,000 | $143,234 | $5,202 | 3.94% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 281 | $61,595,000 | $219,199 | $5,664 | 4.08% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 327 | $59,885,000 | $183,135 | $6,018 | 4.46% |
| SAVANNAH, GA (FHA|USDA|VA) | 302 | $58,930,000 | $195,132 | $5,145 | 4.01% |
| GRANTS PASS, OR (FHA|USDA|VA) | 231 | $58,685,000 | $254,048 | $7,249 | 4.04% |
| Elko, NV (FHA|USDA|VA) | 280 | $58,470,000 | $208,821 | $6,460 | 3.99% |
| Jackson, WY-ID (FHA|USDA|VA) | 134 | $58,370,000 | $435,597 | $4,120 | 4.19% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 348 | $56,710,000 | $162,960 | $5,404 | 4.22% |
| WENATCHEE, WA (FHA|USDA|VA) | 213 | $56,675,000 | $266,080 | $6,037 | 3.96% |
| Show Low, AZ (FHA|USDA|VA) | 276 | $55,760,000 | $202,029 | $5,309 | 4.17% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 123 | $55,365,000 | $450,122 | $6,392 | 4.02% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 287 | $54,275,000 | $189,111 | $4,615 | 3.76% |
| Coos Bay, OR (FHA|USDA|VA) | 240 | $52,530,000 | $218,875 | $5,683 | 4.31% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 311 | $51,415,000 | $165,322 | $5,190 | 4.31% |
| PROVO-OREM, UT (FHA|USDA|VA) | 198 | $50,410,000 | $254,596 | $6,068 | 4.35% |
| Aberdeen, WA (FHA|USDA|VA) | 285 | $49,515,000 | $173,737 | $5,104 | 3.66% |
| Heber, UT (FHA|USDA|VA) | 117 | $46,905,000 | $400,897 | $7,376 | 4.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 274 | $46,720,000 | $170,511 | $6,728 | 4.05% |
| POCATELLO, ID (FHA|USDA|VA) | 301 | $46,505,000 | $154,502 | $5,010 | 4.01% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 224 | $45,980,000 | $205,268 | $5,213 | 3.31% |
| FRESNO, CA (FHA|USDA|VA) | 221 | $44,185,000 | $199,932 | $5,445 | 3.77% |
| CORVALLIS, OR (FHA|USDA|VA) | 140 | $43,690,000 | $312,071 | $5,148 | 4.17% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 120 | $42,170,000 | $351,417 | $5,351 | 4.08% |
| STOCKTON, CA (FHA|USDA|VA) | 151 | $41,455,000 | $274,536 | $6,435 | 3.85% |
| Farmington, MO (FHA|USDA|VA) | 296 | $40,190,000 | $135,777 | $4,134 | 4.21% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 198 | $38,700,000 | $195,455 | $5,948 | 4.48% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 154 | $37,510,000 | $243,571 | $5,911 | 4.12% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 183 | $37,245,000 | $203,525 | $5,305 | 4.20% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 117 | $35,875,000 | $306,624 | $6,335 | 3.77% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 198 | $35,830,000 | $180,960 | $7,306 | 4.50% |
| ANCHORAGE, AK (FHA|USDA|VA) | 102 | $31,520,000 | $309,020 | $5,839 | 3.80% |
| FAIRBANKS, AK (FHA|USDA|VA) | 119 | $30,695,000 | $257,941 | $6,405 | 3.96% |
| YUBA CITY, CA (FHA|USDA|VA) | 130 | $29,960,000 | $230,462 | $5,704 | 3.89% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 74 | $29,470,000 | $398,243 | $6,491 | 3.73% |
| Montrose, CO (FHA|USDA|VA) | 153 | $28,115,000 | $183,758 | $4,212 | 3.70% |
| BILLINGS, MT (FHA|USDA|VA) | 136 | $27,760,000 | $204,118 | $6,631 | 4.04% |
| Hilo, HI (FHA|USDA|VA) | 106 | $27,630,000 | $260,660 | $6,784 | 4.41% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 157 | $27,325,000 | $174,045 | $4,221 | 4.11% |
| DALTON, GA (FHA|USDA|VA) | 178 | $27,050,000 | $151,966 | $5,992 | 4.37% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 150 | $26,730,000 | $178,200 | $4,440 | 4.10% |
| FORT COLLINS, CO (FHA|USDA|VA) | 95 | $26,225,000 | $276,053 | $5,321 | 3.70% |
| Vernal, UT (FHA|USDA|VA) | 176 | $25,490,000 | $144,830 | $5,656 | 5.05% |
| CHICO, CA (FHA|USDA|VA) | 127 | $25,425,000 | $200,197 | $5,558 | 3.84% |
| REDDING, CA (FHA|USDA|VA) | 122 | $25,300,000 | $207,377 | $5,619 | 3.85% |
| TULSA, OK (FHA|USDA|VA) | 131 | $24,925,000 | $190,267 | $7,101 | 4.21% |
| SAN ANGELO, TX (FHA|USDA|VA) | 136 | $24,290,000 | $178,603 | $6,036 | 4.68% |
| SALINAS, CA (FHA|USDA|VA) | 54 | $23,250,000 | $430,556 | $7,059 | 3.96% |
| EL CENTRO, CA (FHA|USDA|VA) | 137 | $23,135,000 | $168,869 | $6,216 | 3.56% |
| MODESTO, CA (FHA|USDA|VA) | 94 | $23,070,000 | $245,426 | $6,045 | 3.96% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 139 | $22,305,000 | $160,468 | $4,746 | 3.83% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 111 | $22,175,000 | $199,775 | $5,050 | 4.09% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 93 | $21,685,000 | $233,172 | $5,533 | 4.22% |
| CHEYENNE, WY (FHA|USDA|VA) | 116 | $21,140,000 | $182,241 | $5,422 | 3.23% |
| Centralia, WA (FHA|USDA|VA) | 94 | $21,000,000 | $223,404 | $5,289 | 3.80% |
| Steamboat Springs, CO (FHA|USDA|VA) | 61 | $20,645,000 | $338,443 | $5,031 | 4.00% |
| TYLER, TX (FHA|USDA|VA) | 113 | $20,325,000 | $179,867 | $6,505 | 4.31% |
| Granbury, TX (FHA|USDA|VA) | 106 | $20,060,000 | $189,245 | $6,314 | 3.97% |
| Durant, OK (FHA|USDA|VA) | 117 | $19,835,000 | $169,530 | $5,416 | 4.49% |
| Bonham, TX (FHA|USDA|VA) | 121 | $18,875,000 | $155,992 | $5,418 | 4.47% |
| La Grande, OR (FHA|USDA|VA) | 90 | $18,380,000 | $204,222 | $5,091 | 4.48% |
| Shelton, WA (FHA|USDA|VA) | 89 | $17,975,000 | $201,966 | $5,661 | 3.65% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 88 | $17,910,000 | $203,523 | $4,577 | 4.19% |
| Newport, OR (FHA|USDA|VA) | 72 | $17,500,000 | $243,056 | $5,511 | 4.36% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 70 | $17,310,000 | $247,286 | $6,143 | 3.92% |
| SPARTANBURG, SC (FHA|USDA|VA) | 103 | $17,255,000 | $167,524 | $5,203 | 4.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 71 | $16,515,000 | $232,606 | $5,812 | 4.25% |
| Kalispell, MT (FHA|USDA|VA) | 65 | $16,335,000 | $251,308 | $6,898 | 3.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 99 | $15,695,000 | $158,535 | $4,514 | 4.14% |
| Rock Springs, WY (FHA|USDA|VA) | 80 | $15,630,000 | $195,375 | $4,678 | 3.75% |
| RICHMOND, VA (FHA|USDA|VA) | 73 | $14,975,000 | $205,137 | $5,068 | 4.45% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 65 | $14,905,000 | $229,308 | $5,543 | 4.12% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 83 | $14,475,000 | $174,398 | $5,638 | 4.03% |
| Dickinson, ND (FHA|USDA|VA) | 80 | $13,540,000 | $169,250 | $6,062 | 3.14% |
| Astoria, OR (FHA|USDA|VA) | 54 | $13,430,000 | $248,704 | $6,054 | 4.41% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 70 | $13,280,000 | $189,714 | $5,455 | 4.21% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 28 | $12,880,000 | $460,000 | $8,464 | 4.60% |
| Outside of Metro Areas | 46 | $12,870,000 | $279,783 | $6,269 | 4.10% |
| KNOXVILLE, TN (FHA|USDA|VA) | 80 | $12,590,000 | $157,375 | $4,925 | 4.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 58 | $12,250,000 | $211,207 | $3,866 | 4.02% |
| Safford, AZ (FHA|USDA|VA) | 65 | $12,235,000 | $188,231 | $7,014 | 4.41% |
| VISALIA, CA (FHA|USDA|VA) | 81 | $12,055,000 | $148,827 | $4,977 | 3.77% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 75 | $11,795,000 | $157,267 | $6,042 | 4.24% |
| SUMTER, SC (FHA|USDA|VA) | 97 | $11,605,000 | $119,639 | $5,236 | 3.42% |
| Prineville, OR (FHA|USDA|VA) | 43 | $11,065,000 | $257,326 | $7,369 | 4.14% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 24 | $10,870,000 | $452,917 | $7,606 | 3.70% |
| MISSOULA, MT (FHA|USDA|VA) | 45 | $10,865,000 | $241,444 | $5,142 | 4.07% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 55 | $10,835,000 | $197,000 | $3,714 | 4.33% |
| MERCED, CA (FHA|USDA|VA) | 50 | $10,720,000 | $214,400 | $6,068 | 3.82% |
| Fallon, NV (FHA|USDA|VA) | 56 | $10,690,000 | $190,893 | $7,474 | 3.81% |
| Gainesville, TX (FHA|USDA|VA) | 54 | $10,580,000 | $195,926 | $5,877 | 4.32% |
| Jasper, AL (FHA|USDA|VA) | 68 | $10,570,000 | $155,441 | $6,418 | 4.13% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 32 | $10,560,000 | $330,000 | $6,543 | 4.21% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 66 | $9,840,000 | $149,091 | $4,687 | 4.48% |
| Calhoun, GA (FHA|USDA|VA) | 61 | $9,715,000 | $159,262 | $5,643 | 4.29% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 59 | $9,585,000 | $162,458 | $3,426 | 4.20% |
| GADSDEN, AL (FHA|USDA|VA) | 67 | $9,545,000 | $142,463 | $5,363 | 4.28% |
| Burley, ID (FHA|USDA|VA) | 60 | $9,360,000 | $156,000 | $5,434 | 3.96% |
| Pahrump, NV (FHA|USDA|VA) | 51 | $9,065,000 | $177,745 | $5,906 | 4.18% |
| Roseburg, OR (FHA|USDA|VA) | 44 | $8,950,000 | $203,409 | $5,981 | 4.30% |
| Georgetown, SC (FHA|USDA|VA) | 36 | $8,920,000 | $247,778 | $4,811 | 4.38% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 32 | $8,900,000 | $278,125 | $4,014 | 3.82% |
| ROME, GA (FHA|USDA|VA) | 73 | $8,845,000 | $121,164 | $4,795 | 4.56% |
| Blackfoot, ID (FHA|USDA|VA) | 62 | $8,840,000 | $142,581 | $4,903 | 3.99% |
| Stephenville, TX (FHA|USDA|VA) | 60 | $8,810,000 | $146,833 | $5,896 | 4.02% |
| Breckenridge, CO (FHA|USDA|VA) | 18 | $8,750,000 | $486,111 | $5,132 | 4.38% |
| Cedar City, UT (FHA|USDA|VA) | 48 | $8,700,000 | $181,250 | $6,067 | 4.53% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 46 | $8,560,000 | $186,087 | $5,966 | 4.38% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 36 | $8,540,000 | $237,222 | $5,979 | 4.20% |
| Baraboo, WI (FHA|USDA|VA) | 48 | $8,370,000 | $174,375 | $5,074 | 4.28% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 76 | $8,350,000 | $109,868 | $4,257 | 4.06% |
| Helena, MT (FHA|USDA|VA) | 28 | $8,150,000 | $291,071 | $8,100 | 4.08% |
| Rockport, TX (FHA|USDA|VA) | 42 | $8,040,000 | $191,429 | $6,448 | 4.68% |
| YAKIMA, WA (FHA|USDA|VA) | 34 | $7,750,000 | $227,941 | $5,209 | 4.23% |
| Ellensburg, WA (FHA|USDA|VA) | 23 | $7,735,000 | $336,304 | $5,520 | 4.02% |
| FARMINGTON, NM (FHA|USDA|VA) | 46 | $7,640,000 | $166,087 | $6,018 | 4.39% |
| The Dalles, OR (FHA|USDA|VA) | 31 | $7,595,000 | $245,000 | $7,151 | 4.08% |
| Harrison, AR (FHA|USDA|VA) | 61 | $7,435,000 | $121,885 | $4,827 | 4.52% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 31 | $7,005,000 | $225,968 | $6,135 | 4.57% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 31 | $6,875,000 | $221,774 | $4,004 | 3.96% |
| Othello, WA (FHA|USDA|VA) | 38 | $6,800,000 | $178,947 | $5,765 | 4.12% |
| GAINESVILLE, GA (FHA|USDA|VA) | 29 | $6,765,000 | $233,276 | $6,360 | 4.12% |
| Riverton, WY (FHA|USDA|VA) | 30 | $6,740,000 | $224,667 | $5,520 | 4.28% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 29 | $6,685,000 | $230,517 | $5,824 | 4.14% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 29 | $6,655,000 | $229,483 | $5,572 | 4.35% |
| WALLA WALLA, WA (FHA|USDA|VA) | 28 | $6,510,000 | $232,500 | $5,622 | 4.37% |
| Mountain Home, ID (FHA|USDA|VA) | 36 | $6,010,000 | $166,944 | $6,069 | 4.03% |
| Kapaa, HI (FHA|USDA|VA) | 12 | $5,990,000 | $499,167 | $7,751 | 4.02% |
| Payson, AZ (FHA|USDA|VA) | 33 | $5,975,000 | $181,061 | $5,865 | 4.34% |
| ABILENE, TX (FHA|USDA|VA) | 31 | $5,865,000 | $189,194 | $6,236 | 4.32% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 38 | $5,840,000 | $153,684 | $4,232 | 3.98% |
| WACO, TX (FHA|USDA|VA) | 32 | $5,830,000 | $182,188 | $6,173 | 4.19% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 43 | $5,805,000 | $135,000 | $5,273 | 4.49% |
| Woodward, OK (FHA|USDA|VA) | 35 | $5,785,000 | $165,286 | $3,604 | 4.33% |
| HARRISONBURG, VA (FHA|USDA|VA) | 27 | $5,775,000 | $213,889 | $2,849 | 3.91% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 34 | $5,770,000 | $169,706 | $5,806 | 4.80% |
| PUEBLO, CO (FHA|USDA|VA) | 44 | $5,770,000 | $131,136 | $4,146 | 3.30% |
| Port Angeles, WA (FHA|USDA|VA) | 22 | $5,750,000 | $261,364 | $6,017 | 3.90% |
| Ontario, OR-ID (FHA|USDA|VA) | 32 | $5,650,000 | $176,563 | $5,498 | 3.98% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 33 | $5,525,000 | $167,424 | $6,372 | 3.78% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 14 | $5,270,000 | $376,429 | $5,486 | 4.16% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 32 | $5,210,000 | $162,813 | $3,597 | 4.07% |
| Sevierville, TN (FHA|USDA|VA) | 28 | $5,200,000 | $185,714 | $5,384 | 4.37% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 30 | $5,180,000 | $172,667 | $5,154 | 3.96% |
| Craig, CO (FHA|USDA|VA) | 37 | $5,165,000 | $139,595 | $4,246 | 3.32% |
| Newberry, SC (FHA|USDA|VA) | 32 | $4,900,000 | $153,125 | $4,344 | 4.13% |
| Hailey, ID (FHA|USDA|VA) | 23 | $4,855,000 | $211,087 | $4,814 | 3.61% |
| MADERA, CA (FHA|USDA|VA) | 23 | $4,835,000 | $210,217 | $5,183 | 3.62% |
| Cedartown, GA (FHA|USDA|VA) | 32 | $4,830,000 | $150,938 | $6,302 | 4.52% |
| LINCOLN, NE (FHA|USDA|VA) | 23 | $4,825,000 | $209,783 | $4,181 | 4.14% |
| Red Bluff, CA (FHA|USDA|VA) | 24 | $4,690,000 | $195,417 | $5,520 | 3.68% |
| Andrews, TX (FHA|USDA|VA) | 26 | $4,610,000 | $177,308 | $7,298 | 4.82% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 30 | $4,580,000 | $152,667 | $4,736 | 4.43% |
| NAPA, CA (FHA|USDA|VA) | 12 | $4,570,000 | $380,833 | $8,788 | 3.84% |
| WICHITA, KS (FHA|USDA|VA) | 28 | $4,560,000 | $162,857 | $3,612 | 4.03% |
| Klamath Falls, OR (FHA|USDA|VA) | 27 | $4,515,000 | $167,222 | $5,990 | 4.19% |
| DUBUQUE, IA (FHA|USDA|VA) | 26 | $4,410,000 | $169,615 | $2,064 | 4.02% |
| Brenham, TX (FHA|USDA|VA) | 24 | $4,410,000 | $183,750 | $5,995 | 3.71% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 19 | $4,375,000 | $230,263 | $4,162 | 4.12% |
| Corsicana, TX (FHA|USDA|VA) | 39 | $4,355,000 | $111,667 | $6,373 | 4.00% |
| Kingsville, TX (FHA|USDA|VA) | 30 | $4,350,000 | $145,000 | $6,238 | 4.48% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 19 | $4,135,000 | $217,632 | $4,598 | 4.45% |
| Sandpoint, ID (FHA|USDA|VA) | 27 | $4,095,000 | $151,667 | $3,733 | 3.95% |
| Edwards, CO (FHA|USDA|VA) | 11 | $3,965,000 | $360,455 | $4,870 | 4.36% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 27 | $3,945,000 | $146,111 | $3,786 | 4.10% |
| Brookings, OR (FHA|USDA|VA) | 16 | $3,840,000 | $240,000 | $6,205 | 3.92% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 15 | $3,715,000 | $247,667 | $4,714 | 4.48% |
| Ukiah, CA (FHA|USDA|VA) | 12 | $3,680,000 | $306,667 | $6,474 | 4.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $3,665,000 | $215,588 | $6,280 | 4.52% |
| Mineral Wells, TX (FHA|USDA|VA) | 26 | $3,590,000 | $138,077 | $5,824 | 3.55% |
| Beeville, TX (FHA|USDA|VA) | 22 | $3,560,000 | $161,818 | $6,584 | 4.40% |
| Athens, TX (FHA|USDA|VA) | 31 | $3,515,000 | $113,387 | $6,806 | 3.91% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 15 | $3,515,000 | $234,333 | $5,347 | 4.10% |
| Glenwood Springs, CO (FHA|USDA|VA) | 15 | $3,475,000 | $231,667 | $5,300 | 4.00% |
| MIDLAND, TX (FHA|USDA|VA) | 15 | $3,465,000 | $231,000 | $6,320 | 4.38% |
| Brownwood, TX (FHA|USDA|VA) | 29 | $3,395,000 | $117,069 | $6,049 | 3.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $3,385,000 | $260,385 | $5,837 | 4.22% |
| Tupelo, MS (FHA|USDA|VA) | 40 | $3,350,000 | $83,750 | $3,897 | 4.22% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 21 | $3,305,000 | $157,381 | $5,199 | 3.58% |
| LUBBOCK, TX (FHA|USDA|VA) | 24 | $3,280,000 | $136,667 | $5,291 | 4.30% |
| Rexburg, ID (FHA|USDA|VA) | 18 | $3,270,000 | $181,667 | $5,535 | 4.10% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 18 | $3,090,000 | $171,667 | $7,191 | 3.89% |
| Orangeburg, SC (FHA|USDA|VA) | 22 | $2,950,000 | $134,091 | $5,171 | 4.34% |
| Kerrville, TX (FHA|USDA|VA) | 15 | $2,905,000 | $193,667 | $6,383 | 4.45% |
| Jefferson, GA (FHA|USDA|VA) | 12 | $2,860,000 | $238,333 | $5,341 | 4.09% |
| Nogales, AZ (FHA|USDA|VA) | 17 | $2,815,000 | $165,588 | $5,025 | 4.23% |
| Paris, TX (FHA|USDA|VA) | 22 | $2,770,000 | $125,909 | $5,726 | 4.50% |
| Hood River, OR (FHA|USDA|VA) | 9 | $2,695,000 | $299,444 | $6,593 | 3.81% |
| Durango, CO (FHA|USDA|VA) | 11 | $2,675,000 | $243,182 | $5,124 | 4.01% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $2,670,000 | $333,750 | $4,269 | 4.09% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $5,810 | 3.94% |
| Sheridan, WY (FHA|USDA|VA) | 8 | $2,600,000 | $325,000 | $6,953 | 3.69% |
| Fredericksburg, TX (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $7,118 | 4.26% |
| Sonora, CA (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $4,455 | 4.03% |
| DOTHAN, AL (FHA|USDA|VA) | 15 | $2,445,000 | $163,000 | $3,833 | 4.10% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 10 | $2,420,000 | $242,000 | $4,798 | 4.44% |
| Winnemucca, NV (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $5,514 | 4.81% |
| GREAT FALLS, MT (FHA|USDA|VA) | 17 | $2,405,000 | $141,471 | $4,513 | 4.21% |
| AMES, IA (FHA|USDA|VA) | 16 | $2,400,000 | $150,000 | $3,695 | 4.12% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 15 | $2,385,000 | $159,000 | $5,122 | 3.93% |
| ODESSA, TX (FHA|USDA|VA) | 13 | $2,325,000 | $178,846 | $6,811 | 4.67% |
| FLORENCE, SC (FHA|USDA|VA) | 14 | $2,320,000 | $165,714 | $4,724 | 3.99% |
| Gaffney, SC (FHA|USDA|VA) | 17 | $2,315,000 | $136,176 | $4,787 | 4.62% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 13 | $2,315,000 | $178,077 | $4,177 | 3.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 16 | $2,250,000 | $140,625 | $5,371 | 5.04% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $3,773 | 4.60% |
| SANTA FE, NM (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $4,943 | 4.44% |
| Seneca, SC (FHA|USDA|VA) | 11 | $2,075,000 | $188,636 | $5,324 | 4.44% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 13 | $2,065,000 | $158,846 | $5,971 | 4.68% |
| Troy, AL (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $4,520 | 4.28% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 16 | $2,000,000 | $125,000 | $3,765 | 4.51% |
| Pullman, WA (FHA|USDA|VA) | 11 | $1,945,000 | $176,818 | $4,893 | 3.93% |
| Bozeman, MT (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $7,508 | 4.00% |
| Evanston, WY (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $4,755 | 3.51% |
| Pecos, TX (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $7,474 | 4.59% |
| Williston, ND (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $6,586 | 3.73% |
| ENID, OK (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $4,871 | 4.21% |
| Price, UT (FHA|USDA|VA) | 17 | $1,815,000 | $106,765 | $4,260 | 4.58% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $5,883 | 4.49% |
| COLUMBIA, MO (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $3,398 | 3.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $4,574 | 4.39% |
| Fort Morgan, CO (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $5,696 | 3.71% |
| Fort Polk South, LA (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $6,294 | 4.68% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $5,683 | 3.99% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $3,820 | 4.05% |
| Ozark, AL (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $3,256 | 4.26% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $3,339 | 4.39% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $3,893 | 4.36% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $4,837 | 3.57% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $3,513 | 4.59% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $5,315 | 4.20% |
| Hannibal, MO (FHA|USDA|VA) | 11 | $1,465,000 | $133,182 | $3,546 | 4.16% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $6,591 | 3.93% |
| Uvalde, TX (FHA|USDA|VA) | 12 | $1,430,000 | $119,167 | $5,940 | 4.15% |
| Alexander City, AL (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $5,214 | 4.46% |
| Ottumwa, IA (FHA|USDA|VA) | 13 | $1,415,000 | $108,846 | $4,156 | 3.36% |
| Columbus, MS (FHA|USDA|VA) | 15 | $1,405,000 | $93,667 | $4,538 | 4.16% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $5,327 | 4.67% |
| Shelby, NC (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $6,705 | 4.57% |
| LAWTON, OK (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,173 | 4.75% |
| Pella, IA (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $4,979 | 4.05% |
| Susanville, CA (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $7,359 | 4.59% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,320 | 4.25% |
| Enterprise, AL (FHA|USDA|VA) | 9 | $1,255,000 | $139,444 | $3,735 | 4.10% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $5,246 | 3.91% |
| HINESVILLE, GA (FHA|USDA|VA) | 11 | $1,235,000 | $112,273 | $4,429 | 3.60% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $5,735 | 4.31% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $4,186 | 4.23% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $4,724 | 4.09% |
| Rolla, MO (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $4,213 | 4.14% |
| Warsaw, IN (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $4,060 | 4.78% |
| Fairfield, IA (FHA|USDA|VA) | 10 | $1,180,000 | $118,000 | $3,182 | 4.08% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $5,040 | 4.02% |
| Jacksonville, TX (FHA|USDA|VA) | 8 | $1,130,000 | $141,250 | $7,574 | 4.78% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,614 | 4.02% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $4,013 | 4.43% |
| Cañon City, CO (FHA|USDA|VA) | 9 | $1,095,000 | $121,667 | $3,564 | 2.64% |
| Alice, TX (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $7,555 | 4.27% |
| LAS CRUCES, NM (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $3,133 | 3.73% |
| AMARILLO, TX (FHA|USDA|VA) | 9 | $1,045,000 | $116,111 | $4,485 | 3.90% |
| Sterling, CO (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $3,708 | 3.36% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $6,945 | 3.71% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $4,681 | 4.52% |
| VICTORIA, TX (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $5,872 | 4.19% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $2,631 | 4.13% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,854 | 3.58% |
| MORRISTOWN, TN (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $3,969 | 3.95% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $5,716 | 3.73% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $3,775 | 4.38% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $2,764 | 3.91% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $3,723 | 3.81% |
| Ottawa, KS (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $3,842 | 3.98% |
| Huntsville, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,675 | 4.19% |
| Marshalltown, IA (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $4,581 | 3.80% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,470 | 3.14% |
| Oskaloosa, IA (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $3,930 | 4.33% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,864 | 4.16% |
| JONESBORO, AR (FHA|USDA|VA) | 8 | $870,000 | $108,750 | $6,512 | 4.19% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $4,852 | 4.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $4,792 | 4.50% |
| Lufkin, TX (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $7,170 | 4.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,353 | 4.50% |
| Key West, FL (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $11,758 | 3.56% |
| Mason City, IA (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $4,013 | 3.98% |
| Minot, ND (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,460 | 4.79% |
| Summerville, GA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,293 | 5.19% |
| West Plains, MO (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $3,095 | 4.21% |
| Dublin, GA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,710 | 4.58% |
| Ada, OK (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $4,682 | 4.08% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,917 | 4.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,866 | 4.09% |
| Sulphur Springs, TX (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,733 | 4.15% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,138 | 4.08% |
| Spirit Lake, IA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,927 | 3.96% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,561 | 4.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,809 | 4.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,047 | 4.29% |
| Warrensburg, MO (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $2,781 | 4.35% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $5,174 | 3.88% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,890 | 3.75% |
| McAlester, OK (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,833 | 4.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,276 | 3.83% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,123 | 3.71% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,803 | 4.04% |
| Batesville, AR (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $4,790 | 4.92% |
| Palestine, TX (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $7,960 | 4.41% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,262 | 3.91% |
| Moscow, ID (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,112 | 4.29% |
| El Campo, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,204 | 4.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,714 | 4.50% |
| Eagle Pass, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,634 | 3.96% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $891 | 4.13% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,155 | 4.00% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,038 | 4.25% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,873 | 3.11% |
| Branson, MO (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $3,819 | 5.23% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,434 | 3.28% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,410 | 5.06% |
| Corinth, MS (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,279 | 4.81% |
| Laurel, MS (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $4,164 | 3.75% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,341 | 3.63% |
| Natchitoches, LA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,556 | 4.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,179 | 4.63% |
| Laramie, WY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,492 | 3.75% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,462 | 3.92% |
| Snyder, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,250 | 3.79% |
| Storm Lake, IA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $5,550 | 4.41% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,686 | 4.38% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,538 | 4.08% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,601 | 4.71% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,858 | 4.50% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,018 | 4.25% |
| Del Rio, TX (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $5,654 | 3.04% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,388 | 4.21% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,600 | 4.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,632 | 4.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,573 | 4.19% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,906 | 4.17% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,843 | 4.56% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,442 | 3.81% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,999 | 3.94% |
| Albertville, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,954 | 4.63% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,038 | 4.00% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,159 | 3.69% |
| Sikeston, MO (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,039 | 3.96% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,893 | 4.54% |
| CASPER, WY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,497 | 4.31% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,420 | 5.29% |
| Guymon, OK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,555 | 3.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,398 | 4.38% |
| Crossville, TN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,079 | 4.67% |
| Moberly, MO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,677 | 4.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,881 | 3.88% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,774 | 4.04% |
| Deming, NM (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $3,902 | 5.28% |
| Union, SC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,818 | 4.63% |
| Oxford, MS (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,504 | 3.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,053 | 3.75% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,356 | 4.56% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $3,245 | 5.16% |
| Blytheville, AR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,294 | 4.96% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,057 | 4.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,556 | 3.92% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,516 | 3.13% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,747 | 4.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,515 | 3.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,944 | 4.31% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,388 | 4.13% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,935 | 2.71% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,816 | 4.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,711 | 4.31% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,071 | 4.69% |
| Tifton, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,729 | 3.50% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,859 | 3.56% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,355 | 4.31% |
| Raymondville, TX (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,183 | 4.24% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,668 | 4.50% |
| Clinton, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,255 | 3.94% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,272 | 3.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,082 | 3.79% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,463 | 3.88% |
| Fremont, NE (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $2,060 | 3.41% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,491 | 3.81% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,099 | 4.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,983 | 3.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,686 | 4.21% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $6,229 | 3.53% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,021 | 3.50% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,568 | 4.92% |
| Platteville, WI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,059 | 4.42% |
| Hereford, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,979 | 3.38% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,153 | 3.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,117 | 4.50% |
| Spencer, IA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,471 | 3.81% |
| Española, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,043 | 2.88% |
| West Point, MS (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,528 | 4.75% |
| Marion, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,037 | 3.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,715 | 3.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,560 | 4.63% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,696 | 4.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,475 | 3.63% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,371 | 4.19% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,520 | 3.75% |
| Vidalia, GA (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $3,755 | 2.19% |
| Meridian, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,692 | 4.00% |
| Elk City, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,618 | 4.63% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,743 | 3.88% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,234 | 4.63% |
| Forrest City, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,792 | 4.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,885 | 4.63% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,694 | 4.38% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,393 | 3.50% |
| Silver City, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,551 | 3.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,937 | 3.63% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,793 | 3.69% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,079 | 4.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,920 | 3.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,467 | 3.50% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,522 | 4.38% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,564 | 4.38% |
| Emporia, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,560 | 3.88% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,058 | 4.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,944 | 4.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,305 | 3.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,726 | 3.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,247 | 4.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,069 | 3.50% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,859 | 3.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,702 | 5.00% |
| Dayton, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,888 | 4.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,729 | 3.38% |
| Athens, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,112 | 4.38% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,685 | 4.63% |
| AKRON, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,068 | 3.63% |
| Roswell, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,449 | 3.63% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,023 | 4.13% |
| Mexico, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,926 | 4.44% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,448 | 2.56% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,632 | 3.50% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,541 | 4.38% |
| Austin, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,095 | 4.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,021 | 3.88% |
| Gillette, WY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,525 | 3.88% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,013 | 5.19% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,895 | 4.38% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $2,366 | 2.96% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,907 | 4.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,229 | 4.38% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,036 | 5.13% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,813 | 5.50% |
| Keene, NH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,529 | 5.25% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,736 | 4.63% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,507 | 4.13% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,208 | 3.63% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,754 | 4.63% |
| Bay City, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,968 | 4.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,780 | 3.63% |
| Paragould, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,840 | 4.63% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,321 | 4.50% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,651 | 5.25% |
| Gallup, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,654 | 4.00% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,952 | 3.88% |
| Bedford, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,264 | 5.13% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,445 | 4.50% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,571 | 4.63% |
| RACINE, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,596 | 4.00% |
| Marietta, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,425 | 4.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,223 | 5.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,464 | 3.50% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,399 | 3.88% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,093 | 3.63% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,940 | 3.63% |
| Forest City, NC (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,307 | 4.88% |
| Murray, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,376 | 3.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,132 | 4.50% |
| Atchison, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,097 | 4.63% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,920 | 3.63% |
| Pearsall, TX (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $6,898 | 2.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,223 | 4.75% |
| Vernon, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,345 | 5.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,045 | 3.88% |
| Levelland, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,360 | 4.50% |
| Union City, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,921 | 4.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,171 | 3.75% |
| Kennett, MO (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,396 | 1.75% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,405 | 3.63% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,579 | 4.63% |
| Clovis, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,305 | 3.63% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,794 | 4.00% |
| Cullman, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,988 | 5.13% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,581 | 5.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,937 | 5.13% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,838 | 4.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,176 | 4.88% |
| Portales, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,588 | 4.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,808 | 4.88% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,439 | 5.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,914 | 3.50% |
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Product Mix
For 2019, Guild Mortgage Company's most frequently originated type of loan was Conventional, with 54,947 originations. Their 2nd most popular type was FHA, with 18,904 originations.
Loan Reason
For 2019, Guild Mortgage Company's most frequently cited loan purpose was Home Purchase, with 58,868 originations. The 2nd most popular reason was Refi, with 16,241 originations.
Loan Duration/Length
For 2019, Guild Mortgage Company's most frequently cited loan duration was 30 Year, with 77,373 originations. The 2nd most popular length was 15 Year, with 3,429 originations.
Origination Fees/Closing Costs
Guild Mortgage Company's average total fees were $6,101, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 37,672 originations.
Interest Rates
During 2019, Guild Mortgage Company's average interest rate for loans was 4.12%, while their most frequently originated rate bucket for loans was 3-4%, with 35,677 originations.
Loan Sizing
2019 saw Guild Mortgage Company place emphasis on $200k-400k loans with 39,723 originations, totaling $11,200,875,000 in origination value.
Applicant Income
Guild Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 22,678 originations. The second most popular income band? $50k or less, with 19,201 originations.
Applicant Debt to Income Ratio
Guild Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 13,190 originations. The next most common DTI ratio? 20-30%, with 11,712 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.05%
Guild Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination68.41%
Guild Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 84,523 | $21,269,425,000 | $251,641 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 3,550 | $579,720,000 | $163,301 |
| Single Family (1-4 Units):Site-Built | 80,973 | $20,689,705,000 | $255,514 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Guild Mortgage Company LLC | VA mortgage | Trouble during payment process | 3 | 6.7% |
| Guild Mortgage Company LLC | FHA mortgage | Trouble during payment process | 7 | 15.6% |
| Guild Mortgage Company LLC | Other type of mortgage | Struggling to pay mortgage | 2 | 4.4% |
| Guild Mortgage Company LLC | Other type of mortgage | Trouble during payment process | 1 | 2.2% |
| Guild Mortgage Company LLC | VA mortgage | Closing on a mortgage | 1 | 2.2% |
| Guild Mortgage Company LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 7 | 15.6% |
| Guild Mortgage Company LLC | Conventional home mortgage | Closing on a mortgage | 3 | 6.7% |
| Guild Mortgage Company LLC | Conventional home mortgage | Incorrect information on your report | 1 | 2.2% |
| Guild Mortgage Company LLC | Conventional home mortgage | Struggling to pay mortgage | 1 | 2.2% |
| Guild Mortgage Company LLC | Conventional home mortgage | Trouble during payment process | 9 | 20.0% |
| Guild Mortgage Company LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 4.4% |
| Guild Mortgage Company LLC | FHA mortgage | Incorrect information on your report | 1 | 2.2% |
| Guild Mortgage Company LLC | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 2.2% |
| Guild Mortgage Company LLC | FHA mortgage | Struggling to pay mortgage | 6 | 13.3% |