Guild Mortgage Company Rates, Fees & Info
SAN DIEGO, CALEI: 549300AQ3T62GXDU7D76
Tax ID: 95-2146137
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Mortgage Data
Review & Overview
Guild Mortgage Company is a large mortgage company specializing in Home Purchase and Refi loans. Guild Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Portland, Sacramento, St. Louis, and Denver among others. We have data for 612 markets. (Some data included below & more in-depth data is available with an active subscription.)Guild Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guild Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.68% | 4/22/24 |
| 30 Year Conventional Refi | 6.61% | 4/22/24 |
| 30 Year Cash-out Refi | 6.83% | 4/22/24 |
| 30 Year FHA Purchase | 7.62% | 4/22/24 |
| 30 Year FHA Refi | 7.37% | 4/22/24 |
| 30 Year VA Purchase | 6.47% | 4/22/24 |
| 30 Year VA Refi | 6.03% | 4/22/24 |
| 30 Year USDA Purchase | 6.99% | 4/22/24 |
| 30 Year USDA Refi | 6.67% | 4/22/24 |
| 15 Year Conventional Purchase | 6.12% | 4/22/24 |
| 15 Year Conventional Refi | 6.09% | 4/22/24 |
| 15 Year Cash-out Refi | 6.09% | 4/22/24 |
| 15 Year FHA Purchase | 7.50% | 4/22/24 |
| 15 Year FHA Refi | 7.17% | 4/22/24 |
| 15 Year VA Purchase | 6.58% | 4/22/24 |
| 15 Year VA Refi | 5.77% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Guild Mortgage Company Mortgage Calculator
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This is not an official calculator from Guild Mortgage Company. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
130,498Origination Dollar Volume (All Markets)
$34,954,020,000Awards
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GUILD MORTGAGE COMPANY - 2020
GUILD MORTGAGE COMPANY is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 8,479 | $3,375,945,000 | $398,154 | $5,682 | 3.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7,561 | $2,502,865,000 | $331,023 | $5,964 | 3.17% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 5,649 | $1,888,725,000 | $334,347 | $5,403 | 3.05% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8,364 | $1,807,680,000 | $216,126 | $3,178 | 3.12% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4,669 | $1,443,325,000 | $309,129 | $5,145 | 2.87% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 5,200 | $1,347,030,000 | $259,044 | $6,575 | 2.98% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4,170 | $1,062,310,000 | $254,751 | $5,314 | 3.12% |
| RENO, NV (FHA|USDA|VA) | 3,373 | $979,005,000 | $290,248 | $6,360 | 3.13% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4,352 | $902,850,000 | $207,456 | $6,982 | 2.85% |
| Outside of Metro Areas | 4,456 | $893,310,000 | $200,474 | $5,161 | 3.15% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,859 | $820,995,000 | $441,633 | $5,785 | 3.12% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,841 | $778,095,000 | $422,648 | $7,538 | 3.12% |
| COLUMBIA, SC (FHA|USDA|VA) | 3,484 | $704,340,000 | $202,164 | $4,432 | 3.05% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1,772 | $693,360,000 | $391,287 | $6,410 | 3.02% |
| BOISE CITY, ID (FHA|USDA|VA) | 2,624 | $644,970,000 | $245,796 | $5,838 | 3.11% |
| TUCSON, AZ (FHA|USDA|VA) | 2,660 | $512,770,000 | $192,771 | $6,282 | 2.93% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1,894 | $461,910,000 | $243,881 | $3,230 | 3.19% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1,285 | $366,195,000 | $284,977 | $6,151 | 2.99% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 682 | $336,350,000 | $493,182 | $5,770 | 3.18% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1,428 | $322,290,000 | $225,693 | $6,932 | 3.04% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,120 | $316,950,000 | $282,991 | $6,692 | 2.98% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,350 | $305,590,000 | $226,363 | $7,500 | 2.96% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 963 | $289,745,000 | $300,877 | $4,728 | 3.13% |
| SALEM, OR (FHA|USDA|VA) | 1,068 | $289,710,000 | $271,264 | $5,810 | 3.25% |
| MEDFORD, OR (FHA|USDA|VA) | 982 | $269,440,000 | $274,379 | $5,851 | 3.26% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1,284 | $269,410,000 | $209,821 | $4,958 | 3.25% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,014 | $249,740,000 | $246,292 | $7,063 | 3.12% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 554 | $241,520,000 | $435,957 | $6,390 | 3.21% |
| LONGVIEW, WA (FHA|USDA|VA) | 955 | $222,615,000 | $233,105 | $4,716 | 2.97% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1,055 | $221,195,000 | $209,664 | $4,869 | 3.10% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 875 | $219,225,000 | $250,543 | $5,577 | 3.12% |
| Oak Harbor, WA (FHA|USDA|VA) | 697 | $217,585,000 | $312,174 | $5,240 | 2.92% |
| ST. GEORGE, UT (FHA|USDA|VA) | 837 | $215,635,000 | $257,628 | $6,429 | 3.26% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 963 | $213,405,000 | $221,604 | $4,734 | 2.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 704 | $205,160,000 | $291,420 | $5,660 | 3.01% |
| LOGAN, UT-ID (FHA|USDA|VA) | 887 | $203,585,000 | $229,521 | $5,857 | 3.17% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 810 | $201,860,000 | $249,210 | $4,776 | 3.10% |
| BEND, OR (FHA|USDA|VA) | 632 | $201,790,000 | $319,288 | $6,511 | 3.20% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 558 | $194,730,000 | $348,978 | $6,378 | 3.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 922 | $194,450,000 | $210,900 | $5,638 | 2.93% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 707 | $178,515,000 | $252,496 | $5,161 | 3.16% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 350 | $173,440,000 | $495,543 | $10,008 | 3.12% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 640 | $170,230,000 | $265,984 | $5,028 | 3.24% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 553 | $167,715,000 | $303,282 | $5,152 | 3.14% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 680 | $167,450,000 | $246,250 | $5,405 | 3.22% |
| MADISON, WI (FHA|USDA|VA) | 645 | $166,205,000 | $257,682 | $5,479 | 3.10% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 725 | $161,355,000 | $222,559 | $4,529 | 3.23% |
| Fernley, NV (FHA|USDA|VA) | 630 | $146,320,000 | $232,254 | $6,911 | 3.05% |
| YUMA, AZ (FHA|USDA|VA) | 815 | $138,615,000 | $170,080 | $5,482 | 3.10% |
| WENATCHEE, WA (FHA|USDA|VA) | 466 | $128,140,000 | $274,979 | $4,889 | 3.10% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 618 | $124,940,000 | $202,168 | $3,339 | 3.06% |
| BELLINGHAM, WA (FHA|USDA|VA) | 389 | $124,185,000 | $319,242 | $4,322 | 3.08% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 565 | $114,185,000 | $202,097 | $4,979 | 3.32% |
| GREELEY, CO (FHA|USDA|VA) | 435 | $111,225,000 | $255,690 | $5,550 | 2.66% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 611 | $111,015,000 | $181,694 | $6,467 | 3.18% |
| Moses Lake, WA (FHA|USDA|VA) | 520 | $109,960,000 | $211,462 | $5,327 | 3.01% |
| VALLEJO, CA (FHA|USDA|VA) | 315 | $105,615,000 | $335,286 | $7,029 | 2.91% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 430 | $105,230,000 | $244,721 | $5,414 | 3.15% |
| SAVANNAH, GA (FHA|USDA|VA) | 518 | $104,480,000 | $201,699 | $5,321 | 3.07% |
| TWIN FALLS, ID (FHA|USDA|VA) | 576 | $103,730,000 | $180,087 | $5,860 | 3.15% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 237 | $102,605,000 | $432,932 | $5,604 | 3.13% |
| Jackson, WY-ID (FHA|USDA|VA) | 256 | $102,550,000 | $400,586 | $3,786 | 3.11% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 539 | $98,555,000 | $182,848 | $6,163 | 3.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 472 | $95,740,000 | $202,839 | $4,346 | 2.94% |
| CARSON CITY, NV (FHA|USDA|VA) | 371 | $95,275,000 | $256,806 | $5,597 | 3.14% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 260 | $93,840,000 | $360,923 | $5,088 | 3.14% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 312 | $93,010,000 | $298,109 | $5,265 | 2.92% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 507 | $92,145,000 | $181,746 | $4,306 | 3.12% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 511 | $91,805,000 | $179,658 | $7,347 | 2.97% |
| PROVO-OREM, UT (FHA|USDA|VA) | 323 | $87,335,000 | $270,387 | $5,321 | 3.24% |
| Elko, NV (FHA|USDA|VA) | 376 | $86,910,000 | $231,144 | $6,223 | 3.17% |
| Heber, UT (FHA|USDA|VA) | 244 | $84,170,000 | $344,959 | $6,143 | 3.08% |
| Show Low, AZ (FHA|USDA|VA) | 402 | $84,070,000 | $209,129 | $4,127 | 3.12% |
| ANCHORAGE, AK (FHA|USDA|VA) | 267 | $83,125,000 | $311,330 | $7,226 | 2.94% |
| GRANTS PASS, OR (FHA|USDA|VA) | 308 | $82,750,000 | $268,669 | $7,164 | 3.17% |
| LONGVIEW, TX (FHA|USDA|VA) | 469 | $78,025,000 | $166,365 | $6,366 | 2.96% |
| YUBA CITY, CA (FHA|USDA|VA) | 276 | $76,760,000 | $278,116 | $5,928 | 3.05% |
| Coos Bay, OR (FHA|USDA|VA) | 329 | $75,865,000 | $230,593 | $5,144 | 3.37% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 311 | $74,295,000 | $238,891 | $5,100 | 2.65% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 438 | $73,400,000 | $167,580 | $5,741 | 3.17% |
| Farmington, MO (FHA|USDA|VA) | 478 | $71,670,000 | $149,937 | $4,482 | 3.20% |
| STOCKTON, CA (FHA|USDA|VA) | 228 | $69,400,000 | $304,386 | $6,073 | 2.96% |
| FRESNO, CA (FHA|USDA|VA) | 305 | $67,385,000 | $220,934 | $5,328 | 3.07% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 322 | $67,230,000 | $208,789 | $5,780 | 3.19% |
| Aberdeen, WA (FHA|USDA|VA) | 325 | $66,185,000 | $203,646 | $5,093 | 3.08% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 302 | $64,800,000 | $214,570 | $4,894 | 3.29% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 205 | $61,905,000 | $301,976 | $5,390 | 3.05% |
| FORT COLLINS, CO (FHA|USDA|VA) | 203 | $59,965,000 | $295,394 | $5,242 | 2.90% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 295 | $59,185,000 | $200,627 | $5,976 | 3.23% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 299 | $57,845,000 | $193,462 | $3,593 | 3.06% |
| BILLINGS, MT (FHA|USDA|VA) | 264 | $57,300,000 | $217,045 | $6,451 | 2.93% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 275 | $56,395,000 | $205,073 | $7,309 | 3.29% |
| TULSA, OK (FHA|USDA|VA) | 255 | $54,695,000 | $214,490 | $6,816 | 3.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 270 | $54,230,000 | $200,852 | $6,178 | 3.30% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 128 | $54,170,000 | $423,203 | $6,293 | 3.14% |
| BOULDER, CO (FHA|USDA|VA) | 139 | $53,805,000 | $387,086 | $5,414 | 3.12% |
| REDDING, CA (FHA|USDA|VA) | 232 | $52,800,000 | $227,586 | $4,994 | 3.09% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 191 | $50,695,000 | $265,419 | $5,870 | 3.04% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 191 | $49,115,000 | $257,147 | $5,450 | 3.10% |
| SAN ANGELO, TX (FHA|USDA|VA) | 224 | $45,050,000 | $201,116 | $6,213 | 3.35% |
| SALINAS, CA (FHA|USDA|VA) | 101 | $42,675,000 | $422,525 | $5,900 | 3.13% |
| Steamboat Springs, CO (FHA|USDA|VA) | 111 | $42,635,000 | $384,099 | $4,874 | 3.02% |
| MODESTO, CA (FHA|USDA|VA) | 170 | $41,660,000 | $245,059 | $5,256 | 2.92% |
| Vernal, UT (FHA|USDA|VA) | 246 | $40,970,000 | $166,545 | $5,344 | 3.58% |
| RICHMOND, VA (FHA|USDA|VA) | 205 | $40,815,000 | $199,098 | $5,704 | 2.91% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 153 | $39,595,000 | $258,791 | $5,567 | 3.28% |
| CHEYENNE, WY (FHA|USDA|VA) | 174 | $39,470,000 | $226,839 | $5,924 | 2.73% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 191 | $38,985,000 | $204,110 | $5,012 | 3.16% |
| Montrose, CO (FHA|USDA|VA) | 184 | $38,290,000 | $208,098 | $3,991 | 2.96% |
| CHICO, CA (FHA|USDA|VA) | 152 | $38,060,000 | $250,395 | $5,591 | 3.07% |
| Durant, OK (FHA|USDA|VA) | 211 | $37,855,000 | $179,408 | $5,183 | 3.30% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 160 | $34,850,000 | $217,813 | $4,928 | 3.09% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 176 | $34,250,000 | $194,602 | $5,392 | 3.01% |
| CORVALLIS, OR (FHA|USDA|VA) | 108 | $33,260,000 | $307,963 | $5,293 | 3.30% |
| MISSOULA, MT (FHA|USDA|VA) | 117 | $32,875,000 | $280,983 | $5,369 | 3.13% |
| FAIRBANKS, AK (FHA|USDA|VA) | 122 | $32,010,000 | $262,377 | $5,355 | 2.95% |
| Dickinson, ND (FHA|USDA|VA) | 129 | $31,955,000 | $247,713 | $5,725 | 3.02% |
| Granbury, TX (FHA|USDA|VA) | 165 | $31,635,000 | $191,727 | $6,185 | 3.04% |
| Shelton, WA (FHA|USDA|VA) | 139 | $30,595,000 | $220,108 | $5,325 | 2.80% |
| SPARTANBURG, SC (FHA|USDA|VA) | 168 | $30,420,000 | $181,071 | $5,862 | 3.37% |
| Bonham, TX (FHA|USDA|VA) | 187 | $30,365,000 | $162,380 | $5,580 | 3.07% |
| BATON ROUGE, LA (FHA|USDA|VA) | 130 | $30,140,000 | $231,846 | $5,225 | 3.17% |
| HARRISONBURG, VA (FHA|USDA|VA) | 140 | $29,440,000 | $210,286 | $2,863 | 3.16% |
| Centralia, WA (FHA|USDA|VA) | 123 | $29,045,000 | $236,138 | $4,946 | 2.92% |
| EL CENTRO, CA (FHA|USDA|VA) | 161 | $29,035,000 | $180,342 | $6,201 | 2.86% |
| SUMTER, SC (FHA|USDA|VA) | 170 | $27,020,000 | $158,941 | $5,525 | 2.89% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 157 | $26,665,000 | $169,841 | $5,114 | 2.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 100 | $25,450,000 | $254,500 | $4,233 | 2.96% |
| TYLER, TX (FHA|USDA|VA) | 146 | $24,580,000 | $168,356 | $6,502 | 2.94% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 44 | $23,180,000 | $526,818 | $6,083 | 3.23% |
| Safford, AZ (FHA|USDA|VA) | 124 | $22,980,000 | $185,323 | $6,904 | 3.17% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 93 | $22,945,000 | $246,720 | $4,245 | 2.98% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 89 | $22,065,000 | $247,921 | $4,515 | 2.96% |
| Newport, OR (FHA|USDA|VA) | 91 | $21,875,000 | $240,385 | $5,229 | 3.29% |
| Riverton, WY (FHA|USDA|VA) | 107 | $21,445,000 | $200,421 | $4,591 | 3.13% |
| Baraboo, WI (FHA|USDA|VA) | 105 | $20,775,000 | $197,857 | $5,179 | 3.19% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 83 | $20,675,000 | $249,096 | $4,920 | 3.16% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 154 | $20,340,000 | $132,078 | $5,671 | 3.02% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 59 | $19,825,000 | $336,017 | $6,038 | 3.00% |
| MERCED, CA (FHA|USDA|VA) | 91 | $19,535,000 | $214,670 | $5,389 | 2.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 108 | $19,410,000 | $179,722 | $5,559 | 3.04% |
| Georgetown, SC (FHA|USDA|VA) | 63 | $19,385,000 | $307,698 | $5,120 | 3.19% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 79 | $18,945,000 | $239,810 | $5,864 | 3.21% |
| Ontario, OR-ID (FHA|USDA|VA) | 96 | $18,340,000 | $191,042 | $4,934 | 3.21% |
| KNOXVILLE, TN (FHA|USDA|VA) | 94 | $18,110,000 | $192,660 | $5,130 | 3.29% |
| Outside of Metro Areas | 61 | $18,035,000 | $295,656 | $6,639 | 2.96% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 108 | $17,910,000 | $165,833 | $6,664 | 3.22% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 109 | $17,335,000 | $159,037 | $5,503 | 3.15% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 83 | $16,355,000 | $197,048 | $3,396 | 3.07% |
| Kalispell, MT (FHA|USDA|VA) | 54 | $16,270,000 | $301,296 | $7,135 | 3.12% |
| Stephenville, TX (FHA|USDA|VA) | 85 | $16,195,000 | $190,529 | $6,031 | 2.90% |
| Roseburg, OR (FHA|USDA|VA) | 72 | $16,070,000 | $223,194 | $6,424 | 3.40% |
| Cedar City, UT (FHA|USDA|VA) | 69 | $15,565,000 | $225,580 | $6,623 | 3.15% |
| Astoria, OR (FHA|USDA|VA) | 57 | $15,425,000 | $270,614 | $5,018 | 3.20% |
| Gainesville, TX (FHA|USDA|VA) | 77 | $15,125,000 | $196,429 | $6,641 | 3.27% |
| Pahrump, NV (FHA|USDA|VA) | 78 | $15,120,000 | $193,846 | $6,904 | 3.09% |
| Kapaa, HI (FHA|USDA|VA) | 34 | $14,780,000 | $434,706 | $7,880 | 2.96% |
| Rock Springs, WY (FHA|USDA|VA) | 67 | $14,715,000 | $219,627 | $4,441 | 2.82% |
| Rockport, TX (FHA|USDA|VA) | 65 | $14,595,000 | $224,538 | $6,273 | 3.29% |
| VISALIA, CA (FHA|USDA|VA) | 82 | $14,560,000 | $177,561 | $5,410 | 2.92% |
| FARMINGTON, NM (FHA|USDA|VA) | 92 | $14,470,000 | $157,283 | $4,828 | 3.46% |
| Prineville, OR (FHA|USDA|VA) | 54 | $14,330,000 | $265,370 | $6,934 | 3.18% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 49 | $14,175,000 | $289,286 | $5,473 | 3.08% |
| Harrison, AR (FHA|USDA|VA) | 102 | $14,080,000 | $138,039 | $4,571 | 3.21% |
| The Dalles, OR (FHA|USDA|VA) | 56 | $13,670,000 | $244,107 | $5,920 | 3.05% |
| Fallon, NV (FHA|USDA|VA) | 69 | $13,605,000 | $197,174 | $6,509 | 3.00% |
| GADSDEN, AL (FHA|USDA|VA) | 88 | $13,560,000 | $154,091 | $5,391 | 3.18% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 54 | $13,360,000 | $247,407 | $6,094 | 3.31% |
| Hilo, HI (FHA|USDA|VA) | 44 | $13,160,000 | $299,091 | $6,448 | 3.07% |
| Ellensburg, WA (FHA|USDA|VA) | 40 | $13,070,000 | $326,750 | $4,549 | 3.16% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 26 | $12,800,000 | $492,308 | $8,343 | 3.37% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 37 | $12,575,000 | $339,865 | $5,229 | 3.14% |
| POCATELLO, ID (FHA|USDA|VA) | 59 | $11,605,000 | $196,695 | $4,952 | 3.09% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 51 | $11,495,000 | $225,392 | $4,124 | 3.10% |
| Jasper, AL (FHA|USDA|VA) | 74 | $11,390,000 | $153,919 | $5,315 | 3.19% |
| Helena, MT (FHA|USDA|VA) | 46 | $11,170,000 | $242,826 | $4,990 | 3.12% |
| MADERA, CA (FHA|USDA|VA) | 43 | $10,875,000 | $252,907 | $6,723 | 3.14% |
| LUBBOCK, TX (FHA|USDA|VA) | 82 | $10,870,000 | $132,561 | $7,508 | 2.56% |
| Burley, ID (FHA|USDA|VA) | 70 | $10,860,000 | $155,143 | $5,012 | 3.10% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 69 | $10,855,000 | $157,319 | $3,924 | 3.18% |
| YAKIMA, WA (FHA|USDA|VA) | 51 | $10,825,000 | $212,255 | $5,101 | 3.11% |
| Othello, WA (FHA|USDA|VA) | 57 | $10,795,000 | $189,386 | $5,612 | 2.90% |
| Craig, CO (FHA|USDA|VA) | 74 | $10,770,000 | $145,541 | $4,412 | 2.32% |
| PUEBLO, CO (FHA|USDA|VA) | 69 | $10,665,000 | $154,565 | $4,256 | 2.45% |
| WICHITA, KS (FHA|USDA|VA) | 68 | $10,650,000 | $156,618 | $4,243 | 3.21% |
| Kingsville, TX (FHA|USDA|VA) | 68 | $10,200,000 | $150,000 | $7,809 | 2.54% |
| WALLA WALLA, WA (FHA|USDA|VA) | 40 | $10,110,000 | $252,750 | $5,646 | 3.39% |
| NAPA, CA (FHA|USDA|VA) | 22 | $10,010,000 | $455,000 | $5,526 | 3.32% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 41 | $9,865,000 | $240,610 | $4,289 | 3.14% |
| HINESVILLE, GA (FHA|USDA|VA) | 53 | $9,855,000 | $185,943 | $6,010 | 3.04% |
| Williston, ND (FHA|USDA|VA) | 33 | $9,375,000 | $284,091 | $5,869 | 3.12% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 42 | $9,080,000 | $216,190 | $6,085 | 2.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 33 | $9,035,000 | $273,788 | $4,924 | 3.23% |
| Payson, AZ (FHA|USDA|VA) | 54 | $8,780,000 | $162,593 | $4,862 | 3.14% |
| Hood River, OR (FHA|USDA|VA) | 28 | $8,770,000 | $313,214 | $6,117 | 3.15% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 45 | $8,745,000 | $194,333 | $3,618 | 3.02% |
| Port Angeles, WA (FHA|USDA|VA) | 32 | $8,690,000 | $271,563 | $4,928 | 3.04% |
| Red Bluff, CA (FHA|USDA|VA) | 35 | $8,665,000 | $247,571 | $6,677 | 3.21% |
| Mountain Home, ID (FHA|USDA|VA) | 50 | $8,650,000 | $173,000 | $5,682 | 2.86% |
| Corsicana, TX (FHA|USDA|VA) | 64 | $8,640,000 | $135,000 | $6,321 | 2.87% |
| Brenham, TX (FHA|USDA|VA) | 48 | $8,440,000 | $175,833 | $6,288 | 2.74% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 28 | $8,320,000 | $297,143 | $4,805 | 2.96% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 40 | $8,280,000 | $207,000 | $6,320 | 3.06% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 42 | $8,260,000 | $196,667 | $7,840 | 3.18% |
| LINCOLN, NE (FHA|USDA|VA) | 44 | $8,080,000 | $183,636 | $2,709 | 3.05% |
| WACO, TX (FHA|USDA|VA) | 47 | $8,045,000 | $171,170 | $6,099 | 2.78% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 29 | $7,875,000 | $271,552 | $3,597 | 3.01% |
| ABILENE, TX (FHA|USDA|VA) | 48 | $7,840,000 | $163,333 | $5,626 | 3.07% |
| Breckenridge, CO (FHA|USDA|VA) | 20 | $7,810,000 | $390,500 | $5,023 | 3.16% |
| DOTHAN, AL (FHA|USDA|VA) | 47 | $7,715,000 | $164,149 | $4,976 | 3.34% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 34 | $7,500,000 | $220,588 | $7,145 | 2.89% |
| Woodward, OK (FHA|USDA|VA) | 41 | $7,485,000 | $182,561 | $3,730 | 3.30% |
| Glenwood Springs, CO (FHA|USDA|VA) | 23 | $7,475,000 | $325,000 | $4,616 | 3.39% |
| Newberry, SC (FHA|USDA|VA) | 40 | $7,380,000 | $184,500 | $4,674 | 3.07% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 29 | $7,315,000 | $252,241 | $5,632 | 3.06% |
| Mineral Wells, TX (FHA|USDA|VA) | 46 | $7,280,000 | $158,261 | $7,136 | 2.77% |
| Klamath Falls, OR (FHA|USDA|VA) | 34 | $7,120,000 | $209,412 | $5,246 | 3.14% |
| DUBUQUE, IA (FHA|USDA|VA) | 39 | $7,105,000 | $182,179 | $3,490 | 3.02% |
| Athens, TX (FHA|USDA|VA) | 48 | $7,080,000 | $147,500 | $6,168 | 2.72% |
| DULUTH, MN-WI (FHA|USDA|VA) | 35 | $7,065,000 | $201,857 | $4,112 | 3.12% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 38 | $6,710,000 | $176,579 | $6,383 | 3.16% |
| Kerrville, TX (FHA|USDA|VA) | 30 | $6,630,000 | $221,000 | $5,238 | 2.94% |
| Edwards, CO (FHA|USDA|VA) | 16 | $6,560,000 | $410,000 | $3,582 | 3.13% |
| ODESSA, TX (FHA|USDA|VA) | 17 | $6,525,000 | $383,824 | $10,566 | 3.27% |
| Beeville, TX (FHA|USDA|VA) | 42 | $6,460,000 | $153,810 | $5,940 | 3.33% |
| STAUNTON, VA (FHA|USDA|VA) | 29 | $6,445,000 | $222,241 | $3,671 | 3.16% |
| Rexburg, ID (FHA|USDA|VA) | 30 | $6,130,000 | $204,333 | $6,251 | 3.12% |
| Orangeburg, SC (FHA|USDA|VA) | 37 | $6,125,000 | $165,541 | $5,613 | 3.20% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 30 | $6,040,000 | $201,333 | $5,493 | 3.08% |
| Nogales, AZ (FHA|USDA|VA) | 32 | $6,030,000 | $188,438 | $5,443 | 2.91% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 27 | $5,985,000 | $221,667 | $6,246 | 3.09% |
| FLORENCE, SC (FHA|USDA|VA) | 29 | $5,985,000 | $206,379 | $6,340 | 3.15% |
| SANTA FE, NM (FHA|USDA|VA) | 22 | $5,950,000 | $270,455 | $5,522 | 3.12% |
| MIDLAND, TX (FHA|USDA|VA) | 22 | $5,920,000 | $269,091 | $7,122 | 3.12% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 29 | $5,895,000 | $203,276 | $5,234 | 3.00% |
| Sevierville, TN (FHA|USDA|VA) | 24 | $5,710,000 | $237,917 | $5,658 | 3.26% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 20 | $5,640,000 | $282,000 | $7,668 | 3.06% |
| Ukiah, CA (FHA|USDA|VA) | 17 | $5,565,000 | $327,353 | $5,308 | 3.01% |
| Bozeman, MT (FHA|USDA|VA) | 20 | $5,510,000 | $275,500 | $4,859 | 2.89% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 27 | $5,505,000 | $203,889 | $4,657 | 3.43% |
| DALTON, GA (FHA|USDA|VA) | 34 | $5,500,000 | $161,765 | $5,714 | 3.45% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 21 | $5,085,000 | $242,143 | $5,179 | 2.91% |
| Fort Morgan, CO (FHA|USDA|VA) | 27 | $5,085,000 | $188,333 | $4,536 | 2.48% |
| Fredericksburg, TX (FHA|USDA|VA) | 19 | $5,045,000 | $265,526 | $5,452 | 3.31% |
| Brookings, OR (FHA|USDA|VA) | 19 | $4,885,000 | $257,105 | $5,831 | 3.22% |
| Sandpoint, ID (FHA|USDA|VA) | 17 | $4,795,000 | $282,059 | $5,588 | 3.07% |
| Clearlake, CA (FHA|USDA|VA) | 22 | $4,790,000 | $217,727 | $6,251 | 2.92% |
| Alexander City, AL (FHA|USDA|VA) | 21 | $4,715,000 | $224,524 | $4,514 | 3.27% |
| Pullman, WA (FHA|USDA|VA) | 22 | $4,710,000 | $214,091 | $4,432 | 2.78% |
| AMES, IA (FHA|USDA|VA) | 27 | $4,675,000 | $173,148 | $3,475 | 3.04% |
| Andrews, TX (FHA|USDA|VA) | 22 | $4,590,000 | $208,636 | $7,091 | 3.24% |
| Moberly, MO (FHA|USDA|VA) | 32 | $4,540,000 | $141,875 | $1,770 | 2.97% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 17 | $4,495,000 | $264,412 | $4,840 | 3.16% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 18 | $4,470,000 | $248,333 | $6,754 | 3.14% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 21 | $4,295,000 | $204,524 | $3,860 | 3.15% |
| Durango, CO (FHA|USDA|VA) | 16 | $4,280,000 | $267,500 | $4,786 | 3.10% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 28 | $4,180,000 | $149,286 | $3,431 | 3.12% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 18 | $4,160,000 | $231,111 | $7,040 | 3.03% |
| Brownwood, TX (FHA|USDA|VA) | 28 | $4,150,000 | $148,214 | $6,423 | 2.90% |
| COLUMBIA, MO (FHA|USDA|VA) | 20 | $4,130,000 | $206,500 | $2,585 | 3.27% |
| Sonora, CA (FHA|USDA|VA) | 15 | $4,125,000 | $275,000 | $5,085 | 3.42% |
| ASHEVILLE, NC (FHA|USDA|VA) | 15 | $4,075,000 | $271,667 | $3,300 | 3.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 16 | $4,040,000 | $252,500 | $4,211 | 3.05% |
| Winnemucca, NV (FHA|USDA|VA) | 19 | $4,035,000 | $212,368 | $6,291 | 2.77% |
| Paris, TX (FHA|USDA|VA) | 27 | $3,905,000 | $144,630 | $5,861 | 3.30% |
| Sterling, CO (FHA|USDA|VA) | 26 | $3,890,000 | $149,615 | $3,747 | 2.86% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 21 | $3,865,000 | $184,048 | $5,295 | 2.88% |
| Jacksonville, TX (FHA|USDA|VA) | 20 | $3,800,000 | $190,000 | $7,511 | 3.26% |
| Troy, AL (FHA|USDA|VA) | 22 | $3,780,000 | $171,818 | $4,340 | 3.15% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 17 | $3,765,000 | $221,471 | $3,627 | 3.34% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 14 | $3,680,000 | $262,857 | $4,337 | 3.23% |
| Ardmore, OK (FHA|USDA|VA) | 17 | $3,655,000 | $215,000 | $5,834 | 3.23% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $3,610,000 | $451,250 | $5,520 | 3.26% |
| Price, UT (FHA|USDA|VA) | 24 | $3,550,000 | $147,917 | $4,680 | 3.30% |
| Blackfoot, ID (FHA|USDA|VA) | 15 | $3,525,000 | $235,000 | $6,933 | 3.12% |
| Hailey, ID (FHA|USDA|VA) | 13 | $3,425,000 | $263,462 | $5,638 | 3.17% |
| Enterprise, AL (FHA|USDA|VA) | 21 | $3,425,000 | $163,095 | $3,200 | 3.27% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $3,410,000 | $284,167 | $4,900 | 3.07% |
| Warrensburg, MO (FHA|USDA|VA) | 15 | $3,385,000 | $225,667 | $4,069 | 3.04% |
| Uvalde, TX (FHA|USDA|VA) | 20 | $3,350,000 | $167,500 | $6,573 | 3.04% |
| Gaffney, SC (FHA|USDA|VA) | 21 | $3,325,000 | $158,333 | $5,562 | 3.15% |
| Fort Polk South, LA (FHA|USDA|VA) | 18 | $3,250,000 | $180,556 | $6,221 | 3.43% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $4,111 | 3.24% |
| MOBILE, AL (FHA|USDA|VA) | 18 | $3,130,000 | $173,889 | $3,781 | 3.19% |
| Susanville, CA (FHA|USDA|VA) | 17 | $3,115,000 | $183,235 | $5,826 | 2.92% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 18 | $3,070,000 | $170,556 | $3,093 | 3.15% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 10 | $3,030,000 | $303,000 | $4,541 | 2.89% |
| Sulphur Springs, TX (FHA|USDA|VA) | 16 | $3,020,000 | $188,750 | $7,063 | 2.97% |
| AMARILLO, TX (FHA|USDA|VA) | 13 | $2,995,000 | $230,385 | $5,947 | 3.30% |
| GAINESVILLE, GA (FHA|USDA|VA) | 12 | $2,990,000 | $249,167 | $5,562 | 3.29% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 15 | $2,875,000 | $191,667 | $4,563 | 3.11% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 15 | $2,805,000 | $187,000 | $5,277 | 3.01% |
| Pecos, TX (FHA|USDA|VA) | 12 | $2,790,000 | $232,500 | $9,462 | 3.38% |
| Beaver Dam, WI (FHA|USDA|VA) | 19 | $2,725,000 | $143,421 | $5,287 | 3.11% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 8 | $2,720,000 | $340,000 | $3,947 | 2.83% |
| IOWA CITY, IA (FHA|USDA|VA) | 13 | $2,715,000 | $208,846 | $3,879 | 3.05% |
| Seneca, SC (FHA|USDA|VA) | 14 | $2,660,000 | $190,000 | $4,318 | 3.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $7,792 | 3.06% |
| Jefferson, GA (FHA|USDA|VA) | 11 | $2,645,000 | $240,455 | $8,384 | 3.65% |
| MORRISTOWN, TN (FHA|USDA|VA) | 14 | $2,640,000 | $188,571 | $6,554 | 3.28% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $5,600 | 3.16% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $2,610,000 | $186,429 | $4,393 | 3.19% |
| Del Rio, TX (FHA|USDA|VA) | 20 | $2,560,000 | $128,000 | $7,342 | 2.37% |
| Ottumwa, IA (FHA|USDA|VA) | 24 | $2,540,000 | $105,833 | $4,778 | 3.34% |
| LAWRENCE, KS (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $3,577 | 3.95% |
| Statesboro, GA (FHA|USDA|VA) | 16 | $2,490,000 | $155,625 | $4,351 | 3.19% |
| LaGrange, GA-AL (FHA|USDA|VA) | 13 | $2,485,000 | $191,154 | $6,153 | 3.07% |
| HATTIESBURG, MS (FHA|USDA|VA) | 14 | $2,480,000 | $177,143 | $4,556 | 2.96% |
| GREAT FALLS, MT (FHA|USDA|VA) | 13 | $2,405,000 | $185,000 | $5,228 | 3.17% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 13 | $2,345,000 | $180,385 | $5,340 | 2.99% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $5,128 | 3.19% |
| Sheridan, WY (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $9,188 | 3.09% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 13 | $2,215,000 | $170,385 | $5,352 | 2.96% |
| BISMARCK, ND (FHA|USDA|VA) | 8 | $2,210,000 | $276,250 | $4,459 | 3.16% |
| Laramie, WY (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $4,511 | 3.33% |
| EL PASO, TX (FHA|USDA|VA) | 14 | $2,190,000 | $156,429 | $6,025 | 2.73% |
| La Grande, OR (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $4,522 | 3.28% |
| Lufkin, TX (FHA|USDA|VA) | 13 | $2,165,000 | $166,538 | $6,346 | 3.31% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $2,135,000 | $194,091 | $4,430 | 3.29% |
| Ozark, AL (FHA|USDA|VA) | 19 | $2,125,000 | $111,842 | $3,451 | 3.15% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $4,454 | 3.11% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $5,842 | 3.11% |
| OCALA, FL (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $6,103 | 3.19% |
| El Campo, TX (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $5,336 | 3.11% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $2,930 | 3.10% |
| JOPLIN, MO (FHA|USDA|VA) | 11 | $2,005,000 | $182,273 | $4,600 | 3.15% |
| Cañon City, CO (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $5,843 | 2.92% |
| LAFAYETTE, LA (FHA|USDA|VA) | 12 | $1,960,000 | $163,333 | $4,802 | 3.12% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 8 | $1,960,000 | $245,000 | $5,411 | 3.12% |
| Alice, TX (FHA|USDA|VA) | 15 | $1,955,000 | $130,333 | $7,913 | 3.16% |
| WILMINGTON, NC (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $3,703 | 3.12% |
| TOPEKA, KS (FHA|USDA|VA) | 11 | $1,915,000 | $174,091 | $4,056 | 3.15% |
| Oskaloosa, IA (FHA|USDA|VA) | 13 | $1,855,000 | $142,692 | $3,540 | 3.14% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $5,557 | 3.30% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $6,251 | 3.41% |
| Branson, MO (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $5,069 | 3.19% |
| THE VILLAGES, FL (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $4,091 | 3.01% |
| Ottawa, KS (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $3,392 | 4.08% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $6,118 | 3.40% |
| Ada, OK (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $7,049 | 3.28% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $3,356 | 3.05% |
| Sikeston, MO (FHA|USDA|VA) | 13 | $1,675,000 | $128,846 | $4,807 | 3.39% |
| APPLETON, WI (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $5,866 | 3.25% |
| VICTORIA, TX (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $5,654 | 3.16% |
| Weatherford, OK (FHA|USDA|VA) | 11 | $1,615,000 | $146,818 | $3,696 | 2.96% |
| ST. CLOUD, MN (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $5,134 | 3.05% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $3,528 | 3.14% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $5,457 | 3.14% |
| Cedartown, GA (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $4,281 | 3.52% |
| Pella, IA (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $3,631 | 3.17% |
| Greenwood, SC (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $4,358 | 3.18% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $4,082 | 3.13% |
| Cullman, AL (FHA|USDA|VA) | 11 | $1,475,000 | $134,091 | $4,577 | 3.47% |
| Albemarle, NC (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $6,063 | 3.08% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $4,201 | 2.89% |
| Platteville, WI (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $2,969 | 3.27% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $3,698 | 3.00% |
| ROANOKE, VA (FHA|USDA|VA) | 10 | $1,390,000 | $139,000 | $4,078 | 3.42% |
| JONESBORO, AR (FHA|USDA|VA) | 10 | $1,390,000 | $139,000 | $4,442 | 3.29% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $4,888 | 3.21% |
| CASPER, WY (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $3,797 | 2.89% |
| Evanston, WY (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $4,923 | 3.32% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $4,889 | 2.96% |
| West Plains, MO (FHA|USDA|VA) | 12 | $1,320,000 | $110,000 | $3,875 | 3.34% |
| Crescent City, CA (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $6,064 | 3.08% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $3,774 | 2.84% |
| Calhoun, GA (FHA|USDA|VA) | 10 | $1,230,000 | $123,000 | $5,120 | 3.86% |
| Cullowhee, NC (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $3,160 | 3.24% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $3,814 | 3.19% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $4,949 | 3.17% |
| Fremont, NE (FHA|USDA|VA) | 9 | $1,205,000 | $133,889 | $3,420 | 2.82% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $4,052 | 3.48% |
| Jesup, GA (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $6,374 | 3.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $6,519 | 3.03% |
| Boone, NC (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $3,954 | 3.03% |
| Muskogee, OK (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $4,933 | 3.37% |
| Shawnee, OK (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $3,641 | 3.00% |
| Hannibal, MO (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $2,340 | 3.05% |
| Rolla, MO (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $2,467 | 3.10% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $6,305 | 3.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $3,634 | 3.59% |
| Mason City, IA (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $3,598 | 3.63% |
| McAlester, OK (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $5,025 | 3.25% |
| HAMMOND, LA (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $4,959 | 3.39% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $5,415 | 3.33% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $3,287 | 3.19% |
| Bay City, TX (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $8,489 | 3.28% |
| Findlay, OH (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $2,475 | 3.38% |
| ENID, OK (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $3,195 | 4.19% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $3,906 | 3.45% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,313 | 3.16% |
| Laurel, MS (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $3,739 | 3.11% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $3,206 | 3.38% |
| Selma, AL (FHA|USDA|VA) | 8 | $940,000 | $117,500 | $3,654 | 3.01% |
| Mount Vernon, IL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,238 | 3.23% |
| Brevard, NC (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $6,893 | 3.37% |
| Port Lavaca, TX (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,534 | 3.43% |
| ROME, GA (FHA|USDA|VA) | 8 | $890,000 | $111,250 | $3,660 | 3.30% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,818 | 3.12% |
| Bartlesville, OK (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $5,328 | 3.59% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $5,286 | 3.10% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $6,484 | 3.41% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $6,028 | 2.79% |
| Huntsville, TX (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,446 | 3.31% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,993 | 2.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,356 | 2.80% |
| Shelby, NC (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $5,341 | 3.43% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,561 | 2.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $2,174 | 2.85% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $2,990 | 3.08% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,216 | 3.59% |
| Forest City, NC (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $3,923 | 3.58% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,472 | 3.21% |
| Nacogdoches, TX (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $7,491 | 3.38% |
| Clinton, IA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $3,560 | 3.25% |
| Marion, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,267 | 2.92% |
| Oxford, MS (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,097 | 3.42% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $8,046 | 3.17% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,322 | 3.88% |
| Gillette, WY (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,759 | 3.19% |
| Palestine, TX (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $4,730 | 2.78% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,518 | 3.12% |
| Taos, NM (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,698 | 3.13% |
| Fairfield, IA (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,316 | 3.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,398 | 3.25% |
| Marshalltown, IA (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $3,940 | 2.83% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,230 | 2.97% |
| Thomaston, GA (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $5,433 | 3.04% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,140 | 3.08% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,530 | 2.68% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,055 | 3.25% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $13,008 | 2.75% |
| Crossville, TN (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $5,528 | 3.37% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,254 | 3.29% |
| Minot, ND (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $3,614 | 2.45% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $4,175 | 2.70% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,917 | 3.42% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,420 | 3.47% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $4,545 | 3.77% |
| Bennettsville, SC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,095 | 2.79% |
| Mountain Home, AR (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $4,444 | 3.37% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,959 | 3.25% |
| Union, SC (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $4,735 | 3.85% |
| Poplar Bluff, MO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,992 | 3.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $6,478 | 3.31% |
| Keene, NH (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $16,416 | 2.75% |
| Eufaula, AL-GA (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,089 | 3.37% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,049 | 2.56% |
| Dublin, GA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,391 | 3.46% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,513 | 3.08% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,493 | 2.13% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,070 | 3.13% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,234 | 3.31% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,462 | 3.38% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,013 | 3.13% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,797 | 3.31% |
| Salina, KS (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,320 | 2.88% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,826 | 2.92% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,150 | 3.08% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,335 | 3.04% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,354 | 2.94% |
| MONROE, LA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,186 | 3.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,271 | 2.88% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,446 | 3.00% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,189 | 3.38% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,663 | 2.81% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,732 | 3.16% |
| Cordele, GA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,717 | 2.96% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,455 | 3.56% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,676 | 3.13% |
| Lake City, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,419 | 3.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,315 | 2.81% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,609 | 3.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,948 | 3.63% |
| Portales, NM (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,780 | 3.81% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,298 | 3.71% |
| Scottsbluff, NE (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $3,128 | 2.72% |
| Searcy, AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,607 | 2.56% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,833 | 3.99% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,466 | 2.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,315 | 2.75% |
| Silver City, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $21,064 | 2.38% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,851 | 3.13% |
| Summerville, GA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,995 | 3.41% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,129 | 2.81% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,988 | 2.56% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,525 | 2.94% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,839 | 3.25% |
| RACINE, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,545 | 2.93% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,543 | 2.99% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,206 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,209 | 3.06% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,909 | 3.25% |
| Athens, TN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,420 | 3.31% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,133 | 3.25% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,009 | 3.38% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,313 | 3.58% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,773 | 2.88% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,852 | 2.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,038 | 3.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,014 | 3.00% |
| Starkville, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,950 | 3.50% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,924 | 3.00% |
| Meridian, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,921 | 3.50% |
| Deming, NM (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,364 | 3.69% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,459 | 2.63% |
| Palatka, FL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,276 | 2.21% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,070 | 3.00% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,958 | 2.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,987 | 3.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,572 | 4.31% |
| Jennings, LA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,717 | 3.19% |
| Albertville, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,227 | 3.25% |
| Altus, OK (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,841 | 2.94% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,467 | 3.99% |
| Plainview, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,733 | 2.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,793 | 2.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,446 | 3.38% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,499 | 3.19% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,392 | 2.99% |
| Moscow, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,714 | 2.75% |
| Juneau, AK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,898 | 3.00% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,859 | 2.75% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,545 | 3.68% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,144 | 3.63% |
| Maryville, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,248 | 3.63% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,075 | 3.99% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,118 | 3.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,755 | 3.19% |
| Atchison, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,076 | 2.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,553 | 2.75% |
| Miami, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,398 | 3.00% |
| Ludington, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,745 | 3.75% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,371 | 2.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,897 | 3.25% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,655 | 3.38% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,471 | 2.99% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,001 | 3.38% |
| Russellville, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,961 | 3.38% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,309 | 3.06% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,361 | 3.38% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,126 | 3.38% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,323 | 2.75% |
| Clovis, NM (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,763 | 3.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,827 | 2.50% |
| Snyder, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,867 | 3.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,932 | 2.99% |
| Hereford, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,536 | 1.88% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,323 | 3.00% |
| Ruston, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,373 | 3.63% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,522 | 2.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,481 | 2.75% |
| Guymon, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,189 | 2.75% |
| Waycross, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,089 | 2.88% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,258 | 3.00% |
| Huron, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,329 | 3.00% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,672 | 2.38% |
| Atmore, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,610 | 3.68% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,603 | 3.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,158 | 2.75% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,254 | 3.13% |
| Paris, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,453 | 2.50% |
| Marshall, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,452 | 2.88% |
| Picayune, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,107 | 2.25% |
| Concord, NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,957 | 2.88% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,020 | 4.13% |
| Batesville, AR (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,238 | 4.13% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,678 | 3.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,802 | 2.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,481 | 2.63% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,720 | 3.88% |
| NILES, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,837 | 3.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,561 | 2.88% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,090 | 2.63% |
| Washington, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,357 | 2.99% |
| Grants, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,324 | 3.13% |
| Carroll, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,217 | 3.13% |
| Newport, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,743 | 4.00% |
| Spencer, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,955 | 3.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,390 | 3.75% |
| Bedford, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,702 | 2.99% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,673 | 2.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,303 | 3.13% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,333 | 3.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,464 | 3.31% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,137 | 3.13% |
| Española, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,659 | 2.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,635 | 2.88% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,403 | 2.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,323 | 3.13% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,118 | 3.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,174 | 3.50% |
| Willmar, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,721 | 3.00% |
| Borger, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,663 | 3.13% |
| LIMA, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,361 | 2.88% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,300 | 3.99% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,497 | 2.63% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,956 | 3.13% |
| Mexico, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,101 | 3.99% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,538 | 2.63% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,860 | 3.25% |
| Paragould, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,640 | 3.13% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,646 | 3.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,243 | 3.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,746 | 2.63% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $947 | 3.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,317 | 4.63% |
| Gallup, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,382 | 4.38% |
| AKRON, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,598 | 4.75% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,921 | 2.99% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,845 | 2.75% |
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Product Mix
For 2020, Guild Mortgage Company's most frequently originated type of loan was Conventional, with 93,994 originations. Their 2nd most popular type was FHA, with 21,063 originations.
Loan Reason
For 2020, Guild Mortgage Company's most frequently cited loan purpose was Home Purchase, with 64,324 originations. The 2nd most popular reason was Refi, with 44,288 originations.
Loan Duration/Length
For 2020, Guild Mortgage Company's most frequently cited loan duration was 30 Year, with 113,955 originations. The 2nd most popular length was 15 Year, with 8,093 originations.
Origination Fees/Closing Costs
Guild Mortgage Company's average total fees were $5,761, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 62,371 originations.
Interest Rates
During 2020, Guild Mortgage Company's average interest rate for loans was 3.14%, while their most frequently originated rate bucket for loans was 3-4%, with 63,341 originations.
Loan Sizing
2020 saw Guild Mortgage Company place emphasis on $200k-400k loans with 66,184 originations, totaling $18,842,870,000 in origination value.
Applicant Income
Guild Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 32,387 originations. The second most popular income band? $100k-150k, with 26,305 originations.
Applicant Debt to Income Ratio
Guild Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 24,177 originations. The next most common DTI ratio? 30-36%, with 21,672 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.13%
Guild Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination68.74%
Guild Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 75.0 | 2 | $30,000 | $15,000 |
| NA | 130,496 | $34,953,990,000 | $267,855 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 4,650 | $823,020,000 | $176,994 |
| Single Family (1-4 Units):Site-Built | 125,848 | $34,131,000,000 | $271,208 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Guild Mortgage Company LLC | VA mortgage | Trouble during payment process | 2 | 4.8% |
| Guild Mortgage Company LLC | Conventional home mortgage | Struggling to pay mortgage | 4 | 9.5% |
| Guild Mortgage Company LLC | Conventional home mortgage | Trouble during payment process | 7 | 16.7% |
| Guild Mortgage Company LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 9.5% |
| Guild Mortgage Company LLC | FHA mortgage | Closing on a mortgage | 4 | 9.5% |
| Guild Mortgage Company LLC | FHA mortgage | Incorrect information on your report | 1 | 2.4% |
| Guild Mortgage Company LLC | FHA mortgage | Struggling to pay mortgage | 7 | 16.7% |
| Guild Mortgage Company LLC | FHA mortgage | Trouble during payment process | 4 | 9.5% |
| Guild Mortgage Company LLC | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 2.4% |
| Guild Mortgage Company LLC | Other type of mortgage | Closing on a mortgage | 1 | 2.4% |
| Guild Mortgage Company LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 2.4% |
| Guild Mortgage Company LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 9.5% |
| Guild Mortgage Company LLC | Conventional home mortgage | Closing on a mortgage | 1 | 2.4% |
| Guild Mortgage Company LLC | Conventional home mortgage | Incorrect information on your report | 1 | 2.4% |