Guild Mortgage Company Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300AQ3T62GXDU7D76

Tax ID: 95-2146137

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Guild Mortgage Company is a large mortgage company specializing in Home Purchase loans. Guild Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Portland, Seattle, Boston, St. Louis, and Las Vegas among others. We have data for 662 markets. (Some data included below & more in-depth data is available with an active subscription.)

Guild Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guild Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.68% 12/17/24
30 Year Conventional Refi 6.61% 12/17/24
30 Year Cash-out Refi 6.83% 12/17/24
30 Year FHA Purchase 7.62% 12/17/24
30 Year FHA Refi 7.37% 12/17/24
30 Year VA Purchase 6.47% 12/17/24
30 Year VA Refi 6.03% 12/17/24
30 Year USDA Purchase 6.99% 12/17/24
30 Year USDA Refi 6.67% 12/17/24
15 Year Conventional Purchase 6.12% 12/17/24
15 Year Conventional Refi 6.09% 12/17/24
15 Year Cash-out Refi 6.09% 12/17/24
15 Year FHA Purchase 7.50% 12/17/24
15 Year FHA Refi 7.17% 12/17/24
15 Year VA Purchase 6.58% 12/17/24
15 Year VA Refi 5.77% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Guild Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Guild Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

59,665

Origination Dollar Volume (All Markets)

$18,454,595,000
Show all (85) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2,407 $1,022,995,000 $425,008 $9,298 4.79%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2,053 $1,017,955,000 $495,838 $9,763 4.62%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1,537 $692,645,000 $450,647 $6,950 4.68%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2,957 $690,935,000 $233,661 $5,026 5.01%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,916 $669,260,000 $349,301 $10,066 4.75%
Outside of Metro Areas 2,891 $659,615,000 $228,162 $7,215 4.90%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,535 $621,405,000 $404,824 $8,848 4.44%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,367 $487,395,000 $356,544 $8,591 4.87%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,624 $470,140,000 $289,495 $10,023 4.62%
RENO, NV (FHA|USDA|VA) 1,143 $442,335,000 $386,995 $10,674 4.71%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 959 $371,465,000 $387,346 $7,467 4.24%
COLUMBIA, SC (FHA|USDA|VA) 1,582 $369,010,000 $233,255 $6,551 4.73%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 977 $320,485,000 $328,030 $6,254 4.63%
TUCSON, AZ (FHA|USDA|VA) 1,005 $265,765,000 $264,443 $8,757 4.66%
BOISE CITY, ID (FHA|USDA|VA) 756 $247,700,000 $327,646 $9,043 4.80%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 479 $234,965,000 $490,532 $11,821 4.35%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 469 $234,865,000 $500,778 $11,636 4.38%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 751 $226,115,000 $301,085 $7,513 4.80%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 642 $224,780,000 $350,125 $6,312 5.08%
KANSAS CITY, MO-KS (FHA|USDA|VA) 778 $223,060,000 $286,710 $4,577 5.11%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 748 $212,510,000 $284,104 $10,951 4.70%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 651 $186,155,000 $285,952 $9,974 4.70%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 468 $185,470,000 $396,303 $9,859 4.76%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 551 $177,475,000 $322,096 $5,439 4.78%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 311 $169,745,000 $545,804 $11,136 4.46%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 627 $159,155,000 $253,836 $6,797 4.91%
LANCASTER, PA (FHA|USDA|VA) 621 $155,935,000 $251,103 $6,780 4.82%
MEDFORD, OR (FHA|USDA|VA) 452 $155,330,000 $343,650 $8,335 4.88%
MONTGOMERY, AL (FHA|USDA|VA) 641 $141,035,000 $220,023 $6,913 5.20%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 401 $140,635,000 $350,711 $10,445 4.19%
SALEM, OR (FHA|USDA|VA) 363 $127,915,000 $352,383 $9,370 4.86%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 555 $120,015,000 $216,243 $8,738 5.05%
BEND, OR (FHA|USDA|VA) 251 $112,855,000 $449,622 $10,710 4.81%
WORCESTER, MA-CT (FHA|USDA|VA) 375 $111,495,000 $297,320 $6,871 4.71%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 325 $109,915,000 $338,200 $8,186 4.77%
LOGAN, UT-ID (FHA|USDA|VA) 320 $107,200,000 $335,000 $8,973 4.70%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 317 $104,475,000 $329,574 $11,519 4.93%
Fernley, NV (FHA|USDA|VA) 348 $103,790,000 $298,247 $10,815 4.54%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 555 $101,645,000 $183,144 $6,481 5.03%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 305 $99,055,000 $324,770 $8,080 4.64%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 407 $95,175,000 $233,845 $6,337 5.03%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 331 $95,065,000 $287,205 $7,687 4.46%
LONGVIEW, WA (FHA|USDA|VA) 333 $93,385,000 $280,435 $7,501 4.33%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 263 $90,805,000 $345,266 $8,912 4.99%
SALT LAKE CITY, UT (FHA|USDA|VA) 218 $90,180,000 $413,670 $7,603 4.58%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 267 $89,535,000 $335,337 $7,741 4.88%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 139 $87,265,000 $627,806 $10,732 4.57%
ST. GEORGE, UT (FHA|USDA|VA) 224 $86,890,000 $387,902 $12,340 5.01%
MADISON, WI (FHA|USDA|VA) 278 $85,080,000 $306,043 $7,551 4.87%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 233 $80,065,000 $343,627 $8,678 5.02%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 233 $74,825,000 $321,137 $8,049 4.94%
Gardnerville Ranchos, NV (FHA|USDA|VA) 195 $73,545,000 $377,154 $8,955 4.74%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 202 $72,850,000 $360,644 $9,431 4.53%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 316 $69,580,000 $220,190 $4,773 4.97%
ALBUQUERQUE, NM (FHA|USDA|VA) 282 $68,420,000 $242,624 $8,384 5.09%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 172 $68,300,000 $397,093 $9,305 4.15%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 274 $67,420,000 $246,058 $7,462 4.92%
Oak Harbor, WA (FHA|USDA|VA) 164 $67,100,000 $409,146 $9,849 4.55%
Elko, NV (FHA|USDA|VA) 221 $62,945,000 $284,819 $10,040 4.76%
JACKSONVILLE, NC (FHA|USDA|VA) 255 $61,815,000 $242,412 $7,295 4.82%
CARSON CITY, NV (FHA|USDA|VA) 173 $59,855,000 $345,983 $9,715 4.92%
YORK-HANOVER, PA (FHA|USDA|VA) 269 $59,535,000 $221,320 $7,550 4.89%
Moses Lake, WA (FHA|USDA|VA) 226 $58,410,000 $258,451 $8,680 4.53%
Coos Bay, OR (FHA|USDA|VA) 186 $57,280,000 $307,957 $9,627 4.73%
LONGVIEW, TX (FHA|USDA|VA) 267 $56,515,000 $211,667 $8,271 5.01%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 233 $56,245,000 $241,395 $6,227 5.09%
GREELEY, CO (FHA|USDA|VA) 172 $55,470,000 $322,500 $8,584 4.04%
SPRINGFIELD, MA (FHA|USDA|VA) 219 $54,635,000 $249,475 $5,098 4.58%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 115 $53,895,000 $468,652 $10,907 4.30%
Hermiston-Pendleton, OR (FHA|USDA|VA) 205 $52,855,000 $257,829 $8,448 5.12%
TWIN FALLS, ID (FHA|USDA|VA) 218 $52,040,000 $238,716 $7,709 5.04%
WENATCHEE, WA (FHA|USDA|VA) 162 $51,890,000 $320,309 $7,627 4.66%
BELLINGHAM, WA (FHA|USDA|VA) 124 $51,820,000 $417,903 $8,423 4.69%
COLUMBUS, OH (FHA|USDA|VA) 208 $49,550,000 $238,221 $7,732 4.78%
CORPUS CHRISTI, TX (FHA|USDA|VA) 215 $49,445,000 $229,977 $10,035 4.75%
Concord, NH (FHA|USDA|VA) 174 $49,300,000 $283,333 $5,950 4.73%
Farmington, MO (FHA|USDA|VA) 294 $49,080,000 $166,939 $6,151 5.19%
SHERMAN-DENISON, TX (FHA|USDA|VA) 224 $48,590,000 $216,920 $8,802 4.46%
Aberdeen, WA (FHA|USDA|VA) 196 $48,000,000 $244,898 $7,539 4.28%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 143 $47,465,000 $331,923 $7,829 5.03%
VALLEJO, CA (FHA|USDA|VA) 128 $46,670,000 $364,609 $11,056 4.18%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 114 $46,470,000 $407,632 $9,243 4.60%
YUMA, AZ (FHA|USDA|VA) 231 $45,705,000 $197,857 $8,322 4.59%
WARNER ROBINS, GA (FHA|USDA|VA) 221 $45,465,000 $205,724 $8,723 5.07%
SAVANNAH, GA (FHA|USDA|VA) 172 $45,020,000 $261,744 $6,963 4.59%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 194 $42,590,000 $219,536 $8,675 5.18%
URBAN HONOLULU, HI (FHA|USDA|VA) 69 $41,865,000 $606,739 $16,028 4.44%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 98 $41,190,000 $420,306 $8,205 4.94%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 79 $41,085,000 $520,063 $9,811 4.82%
Truckee-Grass Valley, CA (FHA|USDA|VA) 83 $40,195,000 $484,277 $9,179 4.76%
Augusta-Waterville, ME (FHA|USDA|VA) 171 $39,815,000 $232,836 $6,572 5.17%
PITTSBURGH, PA (FHA|USDA|VA) 159 $39,685,000 $249,591 $5,607 4.91%
CHEYENNE, WY (FHA|USDA|VA) 128 $37,710,000 $294,609 $8,315 4.56%
BAKERSFIELD, CA (FHA|USDA|VA) 176 $36,850,000 $209,375 $7,931 3.99%
GRAND JUNCTION, CO (FHA|USDA|VA) 149 $36,725,000 $246,477 $6,196 4.16%
BILLINGS, MT (FHA|USDA|VA) 127 $36,715,000 $289,094 $9,016 4.67%
SALISBURY, MD-DE (FHA|USDA|VA) 105 $36,585,000 $348,429 $6,781 4.96%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 189 $35,945,000 $190,185 $6,298 4.89%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 134 $35,830,000 $267,388 $8,199 4.87%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 145 $35,635,000 $245,759 $6,606 4.81%
Show Low, AZ (FHA|USDA|VA) 129 $35,405,000 $274,457 $6,508 5.09%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 112 $35,050,000 $312,946 $6,531 4.62%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 171 $34,185,000 $199,912 $4,651 4.03%
STOCKTON, CA (FHA|USDA|VA) 100 $34,030,000 $340,300 $9,102 4.30%
PROVO-OREM, UT (FHA|USDA|VA) 87 $33,585,000 $386,034 $9,814 4.61%
READING, PA (FHA|USDA|VA) 151 $33,515,000 $221,954 $5,981 4.69%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 78 $32,750,000 $419,872 $6,078 4.56%
ANCHORAGE, AK (FHA|USDA|VA) 101 $32,555,000 $322,327 $9,085 4.69%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 141 $31,805,000 $225,567 $8,567 4.59%
COLORADO SPRINGS, CO (FHA|USDA|VA) 92 $31,110,000 $338,152 $7,758 4.25%
TULSA, OK (FHA|USDA|VA) 136 $29,970,000 $220,368 $9,215 4.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 76 $29,070,000 $382,500 $7,221 4.46%
REDDING, CA (FHA|USDA|VA) 106 $28,570,000 $269,528 $7,981 4.37%
FORT COLLINS, CO (FHA|USDA|VA) 72 $27,640,000 $383,889 $10,454 4.67%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 124 $26,840,000 $216,452 $5,328 4.66%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 97 $25,995,000 $267,990 $7,930 4.96%
Jackson, WY-ID (FHA|USDA|VA) 49 $25,515,000 $520,714 $7,783 4.51%
ALBANY-LEBANON, OR (FHA|USDA|VA) 76 $25,480,000 $335,263 $9,528 5.04%
Heber, UT (FHA|USDA|VA) 46 $25,220,000 $548,261 $8,824 4.62%
DOVER, DE (FHA|USDA|VA) 90 $24,980,000 $277,556 $8,886 4.74%
FRESNO, CA (FHA|USDA|VA) 106 $24,610,000 $232,170 $7,667 4.29%
Durant, OK (FHA|USDA|VA) 126 $24,530,000 $194,683 $7,785 4.85%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 58 $24,290,000 $418,793 $9,983 5.14%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 109 $23,815,000 $218,486 $4,738 4.68%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 112 $23,430,000 $209,196 $7,828 4.99%
Sayre, PA (FHA|USDA|VA) 145 $23,085,000 $159,207 $7,170 5.18%
Vernal, UT (FHA|USDA|VA) 110 $22,420,000 $203,818 $7,964 5.05%
MODESTO, CA (FHA|USDA|VA) 72 $22,290,000 $309,583 $8,930 4.32%
RICHMOND, VA (FHA|USDA|VA) 80 $22,270,000 $278,375 $7,804 4.99%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 96 $22,070,000 $229,896 $6,912 4.55%
BANGOR, ME (FHA|USDA|VA) 97 $21,965,000 $226,443 $5,618 4.94%
Rockport, TX (FHA|USDA|VA) 69 $21,515,000 $311,812 $10,737 5.45%
Bonham, TX (FHA|USDA|VA) 104 $21,500,000 $206,731 $8,370 4.42%
YUBA CITY, CA (FHA|USDA|VA) 67 $21,285,000 $317,687 $9,294 4.01%
Cedar City, UT (FHA|USDA|VA) 74 $20,850,000 $281,757 $11,722 5.60%
BATON ROUGE, LA (FHA|USDA|VA) 95 $19,945,000 $209,947 $8,306 4.13%
Granbury, TX (FHA|USDA|VA) 86 $19,450,000 $226,163 $8,965 4.92%
Centralia, WA (FHA|USDA|VA) 61 $19,335,000 $316,967 $8,174 4.41%
OKLAHOMA CITY, OK (FHA|USDA|VA) 77 $19,225,000 $249,675 $7,403 4.53%
COLUMBUS, GA-AL (FHA|USDA|VA) 88 $18,790,000 $213,523 $7,649 4.70%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 76 $18,710,000 $246,184 $8,295 4.59%
Prineville, OR (FHA|USDA|VA) 53 $17,555,000 $331,226 $11,697 4.35%
SPARTANBURG, SC (FHA|USDA|VA) 89 $17,255,000 $193,876 $7,841 4.41%
Newport, OR (FHA|USDA|VA) 50 $17,210,000 $344,200 $9,149 4.88%
CHICO, CA (FHA|USDA|VA) 64 $17,040,000 $266,250 $7,729 4.19%
LEBANON, PA (FHA|USDA|VA) 73 $16,685,000 $228,562 $6,701 4.45%
Shelton, WA (FHA|USDA|VA) 57 $16,645,000 $292,018 $7,750 4.42%
LAS CRUCES, NM (FHA|USDA|VA) 80 $16,380,000 $204,750 $6,352 4.88%
SUMTER, SC (FHA|USDA|VA) 88 $16,270,000 $184,886 $6,691 4.04%
Lebanon, NH-VT (FHA|USDA|VA) 74 $16,170,000 $218,514 $5,204 4.74%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 83 $15,515,000 $186,928 $6,622 5.15%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 37 $15,335,000 $414,459 $8,009 4.55%
FLAGSTAFF, AZ (FHA|USDA|VA) 46 $15,130,000 $328,913 $7,816 5.07%
MISSOULA, MT (FHA|USDA|VA) 35 $15,025,000 $429,286 $10,582 4.79%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 47 $14,885,000 $316,702 $7,949 4.44%
GRANTS PASS, OR (FHA|USDA|VA) 47 $14,545,000 $309,468 $8,802 5.02%
DAYTON-KETTERING, OH (FHA|USDA|VA) 65 $14,335,000 $220,538 $7,784 5.36%
Cullman, AL (FHA|USDA|VA) 69 $14,295,000 $207,174 $6,648 4.77%
Hilo, HI (FHA|USDA|VA) 37 $14,135,000 $382,027 $9,837 4.68%
Pahrump, NV (FHA|USDA|VA) 56 $13,970,000 $249,464 $9,210 4.76%
TUSCALOOSA, AL (FHA|USDA|VA) 66 $13,910,000 $210,758 $6,505 5.26%
Baraboo, WI (FHA|USDA|VA) 60 $13,820,000 $230,333 $6,951 4.69%
CORVALLIS, OR (FHA|USDA|VA) 39 $13,815,000 $354,231 $7,300 4.91%
WACO, TX (FHA|USDA|VA) 60 $13,660,000 $227,667 $8,394 4.65%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 39 $13,655,000 $350,128 $9,029 4.76%
Outside of Metro Areas 31 $13,085,000 $422,097 $11,957 4.48%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 65 $13,005,000 $200,077 $8,091 4.92%
Laconia, NH (FHA|USDA|VA) 42 $12,470,000 $296,905 $5,625 4.59%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 46 $12,430,000 $270,217 $6,955 4.79%
FARMINGTON, NM (FHA|USDA|VA) 60 $12,160,000 $202,667 $7,956 5.21%
SAN ANGELO, TX (FHA|USDA|VA) 62 $12,150,000 $195,968 $8,744 4.90%
BOULDER, CO (FHA|USDA|VA) 21 $12,045,000 $573,571 $9,382 4.76%
MERCED, CA (FHA|USDA|VA) 39 $12,035,000 $308,590 $9,361 4.34%
ALEXANDRIA, LA (FHA|USDA|VA) 67 $12,035,000 $179,627 $8,358 4.68%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 56 $11,900,000 $212,500 $4,902 3.98%
Georgetown, SC (FHA|USDA|VA) 50 $11,600,000 $232,000 $6,634 4.71%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 35 $11,555,000 $330,143 $4,623 4.81%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 24 $11,460,000 $477,500 $8,345 4.88%
SALINAS, CA (FHA|USDA|VA) 22 $11,180,000 $508,182 $9,919 4.39%
Stephenville, TX (FHA|USDA|VA) 51 $11,085,000 $217,353 $7,603 4.59%
VISALIA, CA (FHA|USDA|VA) 53 $11,035,000 $208,208 $7,727 4.19%
GADSDEN, AL (FHA|USDA|VA) 52 $10,970,000 $210,962 $7,754 5.14%
JACKSONVILLE, FL (FHA|USDA|VA) 42 $10,950,000 $260,714 $6,952 4.39%
KNOXVILLE, TN (FHA|USDA|VA) 41 $10,945,000 $266,951 $6,866 4.64%
EL CENTRO, CA (FHA|USDA|VA) 51 $10,785,000 $211,471 $8,527 3.81%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 29 $10,775,000 $371,552 $7,178 4.61%
RALEIGH-CARY, NC (FHA|USDA|VA) 30 $10,760,000 $358,667 $6,459 5.09%
FAIRBANKS, AK (FHA|USDA|VA) 36 $10,500,000 $291,667 $7,604 4.78%
Montrose, CO (FHA|USDA|VA) 42 $10,500,000 $250,000 $6,855 4.17%
Gainesville, TX (FHA|USDA|VA) 46 $10,380,000 $225,652 $8,001 4.64%
Dickinson, ND (FHA|USDA|VA) 50 $10,270,000 $205,400 $6,621 3.76%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 20 $10,180,000 $509,000 $9,748 5.07%
WINCHESTER, VA-WV (FHA|USDA|VA) 38 $10,130,000 $266,579 $7,494 5.10%
Jasper, AL (FHA|USDA|VA) 51 $9,895,000 $194,020 $7,113 5.09%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 36 $9,790,000 $271,944 $7,966 4.82%
Ellensburg, WA (FHA|USDA|VA) 17 $9,375,000 $551,471 $11,665 5.05%
Fallon, NV (FHA|USDA|VA) 33 $9,365,000 $283,788 $10,603 4.54%
Roseburg, OR (FHA|USDA|VA) 32 $9,350,000 $292,188 $8,099 4.71%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 26 $9,320,000 $358,462 $8,936 4.61%
Butte-Silver Bow, MT (FHA|USDA|VA) 39 $9,255,000 $237,308 $7,488 5.75%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 23 $9,195,000 $399,783 $10,078 5.02%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 14 $9,090,000 $649,286 $10,997 4.94%
Harrison, AR (FHA|USDA|VA) 54 $9,040,000 $167,407 $7,019 4.96%
TYLER, TX (FHA|USDA|VA) 37 $8,925,000 $241,216 $8,912 5.12%
HUNTSVILLE, AL (FHA|USDA|VA) 28 $8,720,000 $311,429 $9,435 5.95%
GETTYSBURG, PA (FHA|USDA|VA) 32 $8,630,000 $269,688 $10,013 4.88%
Safford, AZ (FHA|USDA|VA) 36 $8,540,000 $237,222 $8,891 5.29%
Astoria, OR (FHA|USDA|VA) 23 $8,455,000 $367,609 $9,634 5.14%
SANTA FE, NM (FHA|USDA|VA) 23 $8,455,000 $367,609 $9,233 5.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 23 $8,445,000 $367,174 $8,753 4.79%
Ontario, OR-ID (FHA|USDA|VA) 30 $8,260,000 $275,333 $8,347 4.65%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 28 $8,210,000 $293,214 $5,303 4.85%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 34 $8,190,000 $240,882 $8,769 4.47%
FLORENCE, SC (FHA|USDA|VA) 49 $8,165,000 $166,633 $5,608 3.68%
TEXARKANA, TX-AR (FHA|USDA|VA) 47 $8,165,000 $173,723 $5,776 5.08%
Corsicana, TX (FHA|USDA|VA) 44 $8,090,000 $183,864 $8,205 4.60%
Riverton, WY (FHA|USDA|VA) 28 $8,030,000 $286,786 $6,639 4.34%
The Dalles, OR (FHA|USDA|VA) 28 $7,910,000 $282,500 $9,054 5.05%
WICHITA, KS (FHA|USDA|VA) 35 $7,815,000 $223,286 $5,684 4.81%
POCATELLO, ID (FHA|USDA|VA) 33 $7,735,000 $234,394 $7,891 4.54%
Keene, NH (FHA|USDA|VA) 31 $7,645,000 $246,613 $5,093 4.98%
YAKIMA, WA (FHA|USDA|VA) 22 $7,640,000 $347,273 $7,687 4.79%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 25 $7,305,000 $292,200 $8,393 5.30%
CARBONDALE-MARION, IL (FHA|USDA|VA) 49 $7,285,000 $148,673 $3,774 5.82%
HINESVILLE, GA (FHA|USDA|VA) 34 $7,270,000 $213,824 $8,699 4.66%
WINSTON-SALEM, NC (FHA|USDA|VA) 31 $7,105,000 $229,194 $4,485 4.78%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 46 $7,040,000 $153,043 $6,729 5.43%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 29 $7,015,000 $241,897 $7,982 5.14%
LUBBOCK, TX (FHA|USDA|VA) 29 $6,595,000 $227,414 $8,130 5.58%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 30 $6,580,000 $219,333 $3,997 4.84%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 27 $6,555,000 $242,778 $9,106 4.98%
Othello, WA (FHA|USDA|VA) 28 $6,530,000 $233,214 $8,401 4.42%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 29 $6,435,000 $221,897 $6,641 5.29%
Newberry, SC (FHA|USDA|VA) 33 $6,385,000 $193,485 $5,296 4.53%
MADERA, CA (FHA|USDA|VA) 23 $6,385,000 $277,609 $8,846 4.42%
Kerrville, TX (FHA|USDA|VA) 23 $6,355,000 $276,304 $9,782 4.87%
Mineral Wells, TX (FHA|USDA|VA) 33 $6,325,000 $191,667 $8,811 4.62%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 33 $6,305,000 $191,061 $6,902 4.97%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 29 $6,285,000 $216,724 $9,002 4.74%
Roswell, NM (FHA|USDA|VA) 42 $6,060,000 $144,286 $5,151 4.85%
Helena, MT (FHA|USDA|VA) 18 $5,940,000 $330,000 $8,628 4.97%
Paris, TX (FHA|USDA|VA) 30 $5,850,000 $195,000 $8,970 3.99%
IDAHO FALLS, ID (FHA|USDA|VA) 22 $5,840,000 $265,455 $8,550 4.80%
LAFAYETTE, LA (FHA|USDA|VA) 35 $5,835,000 $166,714 $8,517 4.02%
Carlsbad-Artesia, NM (FHA|USDA|VA) 27 $5,785,000 $214,259 $7,189 4.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 17 $5,785,000 $340,294 $6,006 5.36%
Orangeburg, SC (FHA|USDA|VA) 27 $5,745,000 $212,778 $8,042 4.97%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 25 $5,675,000 $227,000 $8,644 4.85%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 24 $5,650,000 $235,417 $7,006 4.89%
Port Angeles, WA (FHA|USDA|VA) 16 $5,600,000 $350,000 $7,957 4.84%
Pottsville, PA (FHA|USDA|VA) 29 $5,565,000 $191,897 $6,384 5.04%
Nogales, AZ (FHA|USDA|VA) 23 $5,565,000 $241,957 $6,410 4.82%
DULUTH, MN-WI (FHA|USDA|VA) 20 $5,560,000 $278,000 $7,102 4.82%
Ukiah, CA (FHA|USDA|VA) 9 $5,525,000 $613,889 $8,909 4.33%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 18 $5,410,000 $300,556 $7,412 5.15%
Gaffney, SC (FHA|USDA|VA) 30 $5,390,000 $179,667 $7,818 4.97%
Payson, AZ (FHA|USDA|VA) 27 $5,375,000 $199,074 $8,502 4.98%
Rolla, MO (FHA|USDA|VA) 32 $5,370,000 $167,813 $5,885 5.18%
Rexburg, ID (FHA|USDA|VA) 17 $5,365,000 $315,588 $13,364 4.73%
Klamath Falls, OR (FHA|USDA|VA) 21 $5,335,000 $254,048 $7,742 4.34%
PUEBLO, CO (FHA|USDA|VA) 24 $5,280,000 $220,000 $6,208 4.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 20 $5,180,000 $259,000 $7,888 4.86%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 28 $5,150,000 $183,929 $7,237 5.04%
Burley, ID (FHA|USDA|VA) 20 $5,100,000 $255,000 $7,813 5.05%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 16 $5,080,000 $317,500 $6,549 4.45%
Clearlake, CA (FHA|USDA|VA) 16 $5,020,000 $313,750 $8,760 3.95%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 19 $4,985,000 $262,368 $7,838 5.16%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 14 $4,980,000 $355,714 $7,805 4.94%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 16 $4,950,000 $309,375 $9,571 4.78%
WILMINGTON, NC (FHA|USDA|VA) 13 $4,945,000 $380,385 $9,801 5.06%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 27 $4,935,000 $182,778 $5,937 5.14%
Steamboat Springs, CO (FHA|USDA|VA) 9 $4,905,000 $545,000 $9,899 3.94%
EAST STROUDSBURG, PA (FHA|USDA|VA) 21 $4,895,000 $233,095 $7,026 5.05%
ROANOKE, VA (FHA|USDA|VA) 24 $4,840,000 $201,667 $5,451 6.25%
NEW BERN, NC (FHA|USDA|VA) 20 $4,790,000 $239,500 $4,962 5.16%
Kalispell, MT (FHA|USDA|VA) 13 $4,705,000 $361,923 $8,284 4.19%
Mountain Home, ID (FHA|USDA|VA) 18 $4,590,000 $255,000 $11,985 4.43%
OCALA, FL (FHA|USDA|VA) 21 $4,545,000 $216,429 $7,584 4.35%
Athens, TX (FHA|USDA|VA) 28 $4,510,000 $161,071 $7,783 4.50%
ASHEVILLE, NC (FHA|USDA|VA) 11 $4,485,000 $407,727 $7,863 5.07%
Eureka-Arcata, CA (FHA|USDA|VA) 12 $4,460,000 $371,667 $7,366 4.44%
Hood River, OR (FHA|USDA|VA) 10 $4,450,000 $445,000 $9,966 4.89%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 10 $4,440,000 $444,000 $16,573 4.61%
AKRON, OH (FHA|USDA|VA) 21 $4,435,000 $211,190 $5,054 5.35%
Rock Springs, WY (FHA|USDA|VA) 27 $4,405,000 $163,148 $6,027 3.67%
SPRINGFIELD, MO (FHA|USDA|VA) 17 $4,305,000 $253,235 $6,134 5.15%
Beeville, TX (FHA|USDA|VA) 24 $4,300,000 $179,167 $9,706 5.23%
WALLA WALLA, WA (FHA|USDA|VA) 14 $4,240,000 $302,857 $6,553 4.79%
Sandpoint, ID (FHA|USDA|VA) 9 $4,195,000 $466,111 $16,022 4.19%
Red Bluff, CA (FHA|USDA|VA) 15 $4,145,000 $276,333 $8,348 4.67%
Bozeman, MT (FHA|USDA|VA) 7 $3,915,000 $559,286 $9,902 5.55%
MORRISTOWN, TN (FHA|USDA|VA) 17 $3,905,000 $229,706 $7,419 4.33%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $3,775,000 $343,182 $7,637 5.38%
Pullman, WA (FHA|USDA|VA) 14 $3,670,000 $262,143 $5,653 5.44%
WICHITA FALLS, TX (FHA|USDA|VA) 18 $3,560,000 $197,778 $8,029 4.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 14 $3,550,000 $253,571 $7,511 4.82%
ABILENE, TX (FHA|USDA|VA) 17 $3,545,000 $208,529 $8,177 4.29%
Sevierville, TN (FHA|USDA|VA) 14 $3,530,000 $252,143 $8,229 5.00%
HARRISONBURG, VA (FHA|USDA|VA) 14 $3,450,000 $246,429 $4,011 3.90%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 15 $3,445,000 $229,667 $7,488 4.81%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 12 $3,360,000 $280,000 $5,628 4.03%
Troy, AL (FHA|USDA|VA) 18 $3,340,000 $185,556 $5,246 5.34%
Fredericksburg, TX (FHA|USDA|VA) 11 $3,335,000 $303,182 $8,703 4.26%
Brenham, TX (FHA|USDA|VA) 14 $3,250,000 $232,143 $7,324 4.24%
Alexander City, AL (FHA|USDA|VA) 19 $3,195,000 $168,158 $5,729 5.61%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 9 $3,145,000 $349,444 $10,007 4.79%
Berlin, NH (FHA|USDA|VA) 15 $3,115,000 $207,667 $4,876 4.23%
Glenwood Springs, CO (FHA|USDA|VA) 9 $3,095,000 $343,889 $6,046 4.04%
Silver City, NM (FHA|USDA|VA) 18 $3,090,000 $171,667 $7,308 4.33%
Winnemucca, NV (FHA|USDA|VA) 16 $3,070,000 $191,875 $10,083 4.05%
MIDLAND, TX (FHA|USDA|VA) 10 $3,030,000 $303,000 $8,890 4.94%
NAPA, CA (FHA|USDA|VA) 6 $2,990,000 $498,333 $16,046 5.35%
DOTHAN, AL (FHA|USDA|VA) 15 $2,985,000 $199,000 $5,240 4.23%
Torrington, CT (FHA|USDA|VA) 18 $2,960,000 $164,444 $4,145 4.02%
Kingsville, TX (FHA|USDA|VA) 23 $2,905,000 $126,304 $8,451 3.81%
Blackfoot, ID (FHA|USDA|VA) 14 $2,890,000 $206,429 $7,851 4.67%
GAINESVILLE, FL (FHA|USDA|VA) 12 $2,850,000 $237,500 $6,309 5.59%
Enterprise, AL (FHA|USDA|VA) 13 $2,845,000 $218,846 $6,009 4.71%
Brookings, OR (FHA|USDA|VA) 10 $2,750,000 $275,000 $4,958 4.73%
CEDAR RAPIDS, IA (FHA|USDA|VA) 13 $2,715,000 $208,846 $3,807 3.97%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $2,710,000 $225,833 $6,752 4.95%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 13 $2,665,000 $205,000 $7,571 3.74%
Seneca, SC (FHA|USDA|VA) 7 $2,665,000 $380,714 $7,457 5.27%
TOPEKA, KS (FHA|USDA|VA) 15 $2,655,000 $177,000 $5,304 5.33%
CASPER, WY (FHA|USDA|VA) 8 $2,650,000 $331,250 $8,997 5.22%
Sterling, CO (FHA|USDA|VA) 9 $2,565,000 $285,000 $5,680 4.49%
DALTON, GA (FHA|USDA|VA) 13 $2,555,000 $196,538 $6,833 4.53%
Los Alamos, NM (FHA|USDA|VA) 9 $2,545,000 $282,778 $8,998 4.40%
EL PASO, TX (FHA|USDA|VA) 12 $2,530,000 $210,833 $7,188 4.60%
Statesboro, GA (FHA|USDA|VA) 13 $2,515,000 $193,462 $5,957 4.23%
LAWRENCE, KS (FHA|USDA|VA) 10 $2,490,000 $249,000 $4,068 5.33%
LEWISTON, ID-WA (FHA|USDA|VA) 9 $2,435,000 $270,556 $8,608 4.83%
Fort Morgan, CO (FHA|USDA|VA) 10 $2,390,000 $239,000 $8,349 3.80%
Sonora, CA (FHA|USDA|VA) 8 $2,260,000 $282,500 $5,137 4.75%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 11 $2,225,000 $202,273 $5,990 5.26%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 11 $2,205,000 $200,455 $6,051 4.63%
LINCOLN, NE (FHA|USDA|VA) 10 $2,180,000 $218,000 $3,523 5.31%
THE VILLAGES, FL (FHA|USDA|VA) 7 $2,135,000 $305,000 $6,842 3.89%
Albertville, AL (FHA|USDA|VA) 9 $2,105,000 $233,889 $7,411 5.67%
Fort Leonard Wood, MO (FHA|USDA|VA) 10 $2,100,000 $210,000 $7,310 4.80%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $2,100,000 $525,000 $5,734 4.53%
Talladega-Sylacauga, AL (FHA|USDA|VA) 12 $2,080,000 $173,333 $7,929 5.33%
GREEN BAY, WI (FHA|USDA|VA) 8 $2,070,000 $258,750 $5,713 6.03%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $2,035,000 $290,714 $9,654 5.11%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,990,000 $331,667 $7,992 5.02%
La Grande, OR (FHA|USDA|VA) 8 $1,970,000 $246,250 $8,621 3.70%
BISMARCK, ND (FHA|USDA|VA) 8 $1,960,000 $245,000 $6,659 4.10%
Alice, TX (FHA|USDA|VA) 10 $1,930,000 $193,000 $9,542 4.20%
Craig, CO (FHA|USDA|VA) 14 $1,880,000 $134,286 $4,559 2.65%
GREAT FALLS, MT (FHA|USDA|VA) 9 $1,805,000 $200,556 $7,369 4.57%
COLUMBIA, MO (FHA|USDA|VA) 9 $1,805,000 $200,556 $3,461 5.33%
Woodward, OK (FHA|USDA|VA) 16 $1,800,000 $112,500 $4,122 4.59%
Susanville, CA (FHA|USDA|VA) 11 $1,775,000 $161,364 $6,574 3.97%
VICTORIA, TX (FHA|USDA|VA) 9 $1,765,000 $196,111 $7,001 5.48%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,735,000 $247,857 $8,412 5.29%
DUBUQUE, IA (FHA|USDA|VA) 8 $1,730,000 $216,250 $4,253 4.70%
Sulphur Springs, TX (FHA|USDA|VA) 10 $1,720,000 $172,000 $8,832 4.35%
HAMMOND, LA (FHA|USDA|VA) 10 $1,720,000 $172,000 $6,641 4.29%
AMARILLO, TX (FHA|USDA|VA) 6 $1,720,000 $286,667 $8,464 5.00%
AMES, IA (FHA|USDA|VA) 8 $1,670,000 $208,750 $5,078 5.83%
Forest City, NC (FHA|USDA|VA) 6 $1,670,000 $278,333 $9,632 4.58%
Beaver Dam, WI (FHA|USDA|VA) 8 $1,670,000 $208,750 $6,714 5.25%
Uvalde, TX (FHA|USDA|VA) 8 $1,650,000 $206,250 $11,135 4.87%
Wilmington, OH (FHA|USDA|VA) 9 $1,635,000 $181,667 $6,504 4.85%
Morehead City, NC (FHA|USDA|VA) 5 $1,625,000 $325,000 $4,853 4.28%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,615,000 $323,000 $8,184 5.35%
DECATUR, AL (FHA|USDA|VA) 9 $1,585,000 $176,111 $7,019 5.14%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,565,000 $313,000 $6,850 4.47%
Greenwood, SC (FHA|USDA|VA) 6 $1,560,000 $260,000 $7,891 4.98%
Nacogdoches, TX (FHA|USDA|VA) 6 $1,510,000 $251,667 $10,821 5.54%
BRUNSWICK, GA (FHA|USDA|VA) 7 $1,495,000 $213,571 $7,895 3.12%
Fremont, NE (FHA|USDA|VA) 5 $1,495,000 $299,000 $5,081 4.65%
Milledgeville, GA (FHA|USDA|VA) 6 $1,490,000 $248,333 $9,140 6.02%
Mount Pleasant, TX (FHA|USDA|VA) 7 $1,465,000 $209,286 $8,001 5.43%
Atmore, AL (FHA|USDA|VA) 7 $1,465,000 $209,286 $8,227 5.03%
MOBILE, AL (FHA|USDA|VA) 8 $1,460,000 $182,500 $4,005 4.89%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $1,445,000 $289,000 $6,951 5.37%
APPLETON, WI (FHA|USDA|VA) 7 $1,445,000 $206,429 $3,744 5.38%
LYNCHBURG, VA (FHA|USDA|VA) 7 $1,445,000 $206,429 $4,703 5.02%
JACKSON, MS (FHA|USDA|VA) 6 $1,440,000 $240,000 $7,390 6.54%
STAUNTON, VA (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,325 5.06%
Muskogee, OK (FHA|USDA|VA) 8 $1,420,000 $177,500 $7,974 5.11%
Kapaa, HI (FHA|USDA|VA) 3 $1,405,000 $468,333 $8,592 3.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 10 $1,400,000 $140,000 $7,408 4.63%
Lufkin, TX (FHA|USDA|VA) 6 $1,400,000 $233,333 $11,130 4.58%
Alamogordo, NM (FHA|USDA|VA) 8 $1,390,000 $173,750 $6,081 4.06%
Las Vegas, NM (FHA|USDA|VA) 5 $1,375,000 $275,000 $13,469 5.20%
McAlester, OK (FHA|USDA|VA) 7 $1,375,000 $196,429 $7,604 5.66%
PITTSFIELD, MA (FHA|USDA|VA) 5 $1,335,000 $267,000 $6,573 5.48%
Edwards, CO (FHA|USDA|VA) 2 $1,330,000 $665,000 $12,066 5.00%
Warrensburg, MO (FHA|USDA|VA) 6 $1,310,000 $218,333 $7,920 4.25%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $1,305,000 $435,000 $7,269 5.08%
Opelousas, LA (FHA|USDA|VA) 7 $1,305,000 $186,429 $6,626 4.86%
Price, UT (FHA|USDA|VA) 8 $1,280,000 $160,000 $5,195 4.77%
Sikeston, MO (FHA|USDA|VA) 12 $1,270,000 $105,833 $4,865 5.00%
Durango, CO (FHA|USDA|VA) 3 $1,265,000 $421,667 $4,299 3.63%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $1,240,000 $310,000 $6,726 5.84%
ERIE, PA (FHA|USDA|VA) 5 $1,225,000 $245,000 $7,332 5.25%
Ada, OK (FHA|USDA|VA) 3 $1,215,000 $405,000 $9,276 3.25%
Deming, NM (FHA|USDA|VA) 13 $1,205,000 $92,692 $4,661 4.17%
Whitewater, WI (FHA|USDA|VA) 4 $1,200,000 $300,000 $5,948 5.47%
ROCKFORD, IL (FHA|USDA|VA) 6 $1,170,000 $195,000 $6,745 5.35%
Ardmore, OK (FHA|USDA|VA) 6 $1,150,000 $191,667 $7,057 5.50%
Gillette, WY (FHA|USDA|VA) 6 $1,150,000 $191,667 $5,978 2.75%
Athens, TN (FHA|USDA|VA) 7 $1,145,000 $163,571 $6,437 3.50%
GAINESVILLE, GA (FHA|USDA|VA) 3 $1,145,000 $381,667 $8,718 5.41%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $1,130,000 $188,333 $7,306 5.04%
Brownwood, TX (FHA|USDA|VA) 5 $1,125,000 $225,000 $8,258 4.85%
FORT WAYNE, IN (FHA|USDA|VA) 3 $1,125,000 $375,000 $6,149 6.33%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $1,110,000 $277,500 $5,076 4.84%
Bartlesville, OK (FHA|USDA|VA) 5 $1,105,000 $221,000 $6,747 5.35%
ROME, GA (FHA|USDA|VA) 8 $1,100,000 $137,500 $6,001 3.11%
Platteville, WI (FHA|USDA|VA) 4 $1,100,000 $275,000 $8,216 5.88%
Quincy, IL-MO (FHA|USDA|VA) 2 $1,090,000 $545,000 $6,849 4.43%
MANHATTAN, KS (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,981 5.31%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,070,000 $267,500 $7,756 5.53%
Fort Polk South, LA (FHA|USDA|VA) 6 $1,060,000 $176,667 $7,428 5.25%
Branson, MO (FHA|USDA|VA) 4 $1,050,000 $262,500 $9,969 5.53%
GOLDSBORO, NC (FHA|USDA|VA) 5 $1,045,000 $209,000 $7,207 4.25%
ODESSA, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $11,418 5.20%
RAPID CITY, SD (FHA|USDA|VA) 4 $1,040,000 $260,000 $10,813 4.21%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $1,035,000 $207,000 $7,859 5.08%
Albemarle, NC (FHA|USDA|VA) 3 $1,035,000 $345,000 $10,192 5.38%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $1,020,000 $255,000 $10,885 4.53%
IOWA CITY, IA (FHA|USDA|VA) 4 $1,020,000 $255,000 $8,035 4.00%
Williston, ND (FHA|USDA|VA) 4 $1,020,000 $255,000 $7,882 4.56%
BURLINGTON, NC (FHA|USDA|VA) 7 $1,015,000 $145,000 $4,148 4.21%
Ottawa, KS (FHA|USDA|VA) 5 $1,005,000 $201,000 $5,359 4.50%
Indiana, PA (FHA|USDA|VA) 3 $965,000 $321,667 $5,814 4.33%
Jesup, GA (FHA|USDA|VA) 3 $965,000 $321,667 $11,167 4.33%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $960,000 $480,000 $3,981 3.93%
Jacksonville, TX (FHA|USDA|VA) 5 $955,000 $191,000 $7,904 5.20%
Pecos, TX (FHA|USDA|VA) 3 $945,000 $315,000 $13,563 5.16%
CaƱon City, CO (FHA|USDA|VA) 5 $935,000 $187,000 $3,777 4.82%
Cookeville, TN (FHA|USDA|VA) 3 $935,000 $311,667 $3,316 4.87%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $925,000 $308,333 $3,096 6.63%
LaGrange, GA-AL (FHA|USDA|VA) 4 $920,000 $230,000 $5,120 4.72%
HATTIESBURG, MS (FHA|USDA|VA) 4 $890,000 $222,500 $8,196 5.19%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $885,000 $177,000 $7,464 4.88%
Hannibal, MO (FHA|USDA|VA) 4 $880,000 $220,000 $4,453 5.75%
Hailey, ID (FHA|USDA|VA) 2 $880,000 $440,000 $13,337 2.88%
Crescent City, CA (FHA|USDA|VA) 4 $870,000 $217,500 $7,923 4.62%
Lock Haven, PA (FHA|USDA|VA) 5 $865,000 $173,000 $6,138 4.35%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $860,000 $215,000 $5,986 5.47%
Bay City, TX (FHA|USDA|VA) 2 $830,000 $415,000 $9,062 6.06%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $825,000 $165,000 $6,075 4.63%
CLEVELAND, TN (FHA|USDA|VA) 3 $805,000 $268,333 $7,592 3.96%
West Plains, MO (FHA|USDA|VA) 5 $805,000 $161,000 $4,106 4.58%
Hastings, NE (FHA|USDA|VA) 4 $800,000 $200,000 $5,802 5.09%
Shelby, NC (FHA|USDA|VA) 4 $790,000 $197,500 $8,540 4.97%
EspaƱola, NM (FHA|USDA|VA) 3 $785,000 $261,667 $10,938 5.04%
Mason City, IA (FHA|USDA|VA) 5 $775,000 $155,000 $5,296 5.15%
Ozark, AL (FHA|USDA|VA) 6 $760,000 $126,667 $4,590 4.04%
Elizabeth City, NC (FHA|USDA|VA) 3 $745,000 $248,333 $4,914 4.67%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $740,000 $370,000 $4,049 3.81%
Pella, IA (FHA|USDA|VA) 3 $725,000 $241,667 $4,927 5.29%
Rutland, VT (FHA|USDA|VA) 3 $725,000 $241,667 $4,467 5.25%
Cordele, GA (FHA|USDA|VA) 3 $725,000 $241,667 $6,270 4.04%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 4 $720,000 $180,000 $6,216 5.44%
Boone, NC (FHA|USDA|VA) 3 $715,000 $238,333 $2,991 4.75%
Altus, OK (FHA|USDA|VA) 3 $715,000 $238,333 $4,869 4.96%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $715,000 $143,000 $5,331 4.83%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $700,000 $350,000 $8,017 4.88%
Ruidoso, NM (FHA|USDA|VA) 2 $690,000 $345,000 $10,502 5.38%
Lebanon, MO (FHA|USDA|VA) 3 $685,000 $228,333 $5,397 4.88%
Winfield, KS (FHA|USDA|VA) 6 $680,000 $113,333 $4,427 5.87%
Crossville, TN (FHA|USDA|VA) 3 $665,000 $221,667 $6,147 5.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $650,000 $325,000 $7,381 5.44%
Charleston-Mattoon, IL (FHA|USDA|VA) 4 $640,000 $160,000 $2,966 3.94%
Laramie, WY (FHA|USDA|VA) 3 $635,000 $211,667 $4,988 5.37%
Huntsville, TX (FHA|USDA|VA) 4 $630,000 $157,500 $7,465 5.28%
Muscatine, IA (FHA|USDA|VA) 5 $625,000 $125,000 $4,592 5.10%
Breckenridge, CO (FHA|USDA|VA) 2 $620,000 $310,000 $2,984 3.56%
JOPLIN, MO (FHA|USDA|VA) 4 $620,000 $155,000 $4,156 5.41%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $620,000 $310,000 $8,169 3.69%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $615,000 $205,000 $7,412 4.83%
Washington Court House, OH (FHA|USDA|VA) 4 $610,000 $152,500 $6,950 5.75%
Oskaloosa, IA (FHA|USDA|VA) 4 $610,000 $152,500 $5,020 5.44%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $605,000 $201,667 $4,500 4.91%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $590,000 $295,000 $3,447 4.50%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $585,000 $195,000 $4,866 4.63%
Paragould, AR (FHA|USDA|VA) 4 $570,000 $142,500 $6,268 4.78%
Weatherford, OK (FHA|USDA|VA) 4 $570,000 $142,500 $3,988 5.25%
Effingham, IL (FHA|USDA|VA) 5 $565,000 $113,000 $3,973 4.78%
Moscow, ID (FHA|USDA|VA) 3 $555,000 $185,000 $7,139 5.62%
Calhoun, GA (FHA|USDA|VA) 3 $555,000 $185,000 $5,888 6.29%
VALDOSTA, GA (FHA|USDA|VA) 3 $555,000 $185,000 $6,266 6.21%
Key West, FL (FHA|USDA|VA) 1 $545,000 $545,000 $4,831 5.88%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $545,000 $181,667 $6,201 4.79%
Evanston, WY (FHA|USDA|VA) 2 $540,000 $270,000 $11,165 4.06%
Selma, AL (FHA|USDA|VA) 4 $540,000 $135,000 $7,447 4.81%
JONESBORO, AR (FHA|USDA|VA) 2 $540,000 $270,000 $9,972 3.94%
Spearfish, SD (FHA|USDA|VA) 1 $535,000 $535,000 $11,141 3.38%
Spirit Lake, IA (FHA|USDA|VA) 3 $535,000 $178,333 $6,823 5.96%
Shawnee, OK (FHA|USDA|VA) 2 $530,000 $265,000 $12,263 4.31%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $530,000 $265,000 $7,952 4.31%
RACINE, WI (FHA|USDA|VA) 2 $510,000 $255,000 $2,664 6.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $505,000 $168,333 $5,226 5.46%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $500,000 $125,000 $4,067 6.06%
Minden, LA (FHA|USDA|VA) 5 $495,000 $99,000 $6,229 3.45%
Traverse City, MI (FHA|USDA|VA) 1 $485,000 $485,000 $3,547 5.38%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $485,000 $161,667 $3,265 5.41%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $480,000 $120,000 $5,229 5.00%
Mount Vernon, OH (FHA|USDA|VA) 2 $480,000 $240,000 $5,662 5.31%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $475,000 $475,000 $8,828 3.75%
Brainerd, MN (FHA|USDA|VA) 2 $470,000 $235,000 $9,105 4.06%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $470,000 $235,000 $5,485 4.68%
Cambridge, OH (FHA|USDA|VA) 2 $460,000 $230,000 $5,486 3.81%
Greeneville, TN (FHA|USDA|VA) 3 $455,000 $151,667 $5,910 5.67%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $455,000 $151,667 $6,898 4.54%
COLUMBUS, IN (FHA|USDA|VA) 1 $455,000 $455,000 $11,064 5.13%
LOUISVILLE, KY (FHA|USDA|VA) 3 $455,000 $151,667 $3,914 6.17%
Minot, ND (FHA|USDA|VA) 2 $450,000 $225,000 $13,991 4.81%
Poplar Bluff, MO (FHA|USDA|VA) 3 $445,000 $148,333 $4,776 5.88%
PEORIA, IL (FHA|USDA|VA) 4 $440,000 $110,000 $2,459 4.28%
Mount Vernon, IL (FHA|USDA|VA) 2 $440,000 $220,000 $3,075 6.25%
Taos, NM (FHA|USDA|VA) 1 $425,000 $425,000 $12,875 4.38%
MONROE, LA (FHA|USDA|VA) 2 $420,000 $210,000 $8,395 5.38%
Chillicothe, OH (FHA|USDA|VA) 2 $420,000 $210,000 $4,470 5.81%
Union, SC (FHA|USDA|VA) 4 $420,000 $105,000 $5,341 4.47%
Dublin, GA (FHA|USDA|VA) 2 $410,000 $205,000 $7,212 5.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $410,000 $102,500 $4,855 3.38%
Juneau, AK (FHA|USDA|VA) 1 $405,000 $405,000 $4,978 3.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $405,000 $405,000 $14,689 6.13%
Mountain Home, AR (FHA|USDA|VA) 3 $405,000 $135,000 $4,930 4.38%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $400,000 $200,000 $9,005 5.00%
McMinnville, TN (FHA|USDA|VA) 2 $400,000 $200,000 $6,060 3.13%
Sedalia, MO (FHA|USDA|VA) 1 $395,000 $395,000 $8,790 6.88%
Brookings, SD (FHA|USDA|VA) 1 $395,000 $395,000 $5,239 3.38%
Henderson, NC (FHA|USDA|VA) 2 $390,000 $195,000 $10,165 5.81%
Portsmouth, OH (FHA|USDA|VA) 2 $390,000 $195,000 $6,002 4.38%
Fort Payne, AL (FHA|USDA|VA) 2 $390,000 $195,000 $8,221 5.69%
Cullowhee, NC (FHA|USDA|VA) 1 $385,000 $385,000 $17,258 5.99%
Arcadia, FL (FHA|USDA|VA) 1 $385,000 $385,000 $6,136 5.38%
Kearney, NE (FHA|USDA|VA) 2 $380,000 $190,000 $5,988 4.88%
Scottsboro, AL (FHA|USDA|VA) 2 $380,000 $190,000 $9,007 4.56%
Searcy, AR (FHA|USDA|VA) 3 $375,000 $125,000 $702 5.54%
Andrews, TX (FHA|USDA|VA) 2 $370,000 $185,000 $7,565 4.44%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $370,000 $185,000 $3,330 3.94%
Jefferson, GA (FHA|USDA|VA) 1 $365,000 $365,000 $18,427 5.13%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $365,000 $121,667 $4,360 6.04%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 3 $365,000 $121,667 $5,527 6.38%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $360,000 $180,000 $10,180 4.50%
Snyder, TX (FHA|USDA|VA) 2 $360,000 $180,000 $8,559 5.13%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $360,000 $180,000 $2,961 6.31%
Batesville, AR (FHA|USDA|VA) 3 $355,000 $118,333 $5,410 4.08%
Sanford, NC (FHA|USDA|VA) 1 $355,000 $355,000 $2,652 3.25%
GREENVILLE, NC (FHA|USDA|VA) 2 $350,000 $175,000 $9,301 4.56%
Kinston, NC (FHA|USDA|VA) 2 $350,000 $175,000 $5,544 5.31%
Forrest City, AR (FHA|USDA|VA) 1 $335,000 $335,000 $13,576 4.63%
Marion, NC (FHA|USDA|VA) 1 $335,000 $335,000 $8,643 6.38%
Marshalltown, IA (FHA|USDA|VA) 3 $335,000 $111,667 $3,997 6.04%
Winona, MN (FHA|USDA|VA) 1 $335,000 $335,000 $3,545 5.88%
Beatrice, NE (FHA|USDA|VA) 2 $320,000 $160,000 $6,538 5.19%
Del Rio, TX (FHA|USDA|VA) 4 $320,000 $80,000 $5,684 2.78%
Blytheville, AR (FHA|USDA|VA) 3 $315,000 $105,000 $3,211 4.63%
Picayune, MS (FHA|USDA|VA) 1 $315,000 $315,000 $11,987 5.50%
LAWTON, OK (FHA|USDA|VA) 2 $310,000 $155,000 $4,253 3.81%
Somerset, PA (FHA|USDA|VA) 1 $305,000 $305,000 $6,832 5.50%
Huntingdon, PA (FHA|USDA|VA) 3 $305,000 $101,667 $4,836 2.96%
Brevard, NC (FHA|USDA|VA) 1 $305,000 $305,000 $4,207 3.88%
Palestine, TX (FHA|USDA|VA) 2 $300,000 $150,000 $7,589 4.44%
Wilson, NC (FHA|USDA|VA) 1 $295,000 $295,000 $8,836 3.63%
Bemidji, MN (FHA|USDA|VA) 1 $285,000 $285,000 $9,127 4.63%
NILES, MI (FHA|USDA|VA) 1 $285,000 $285,000 $3,715 5.38%
St. Marys, GA (FHA|USDA|VA) 1 $285,000 $285,000 $3,509 5.88%
Storm Lake, IA (FHA|USDA|VA) 2 $280,000 $140,000 $5,363 5.13%
Wauchula, FL (FHA|USDA|VA) 1 $275,000 $275,000 $9,499 2.99%
Ottumwa, IA (FHA|USDA|VA) 1 $275,000 $275,000 $1,824 3.25%
Marion, OH (FHA|USDA|VA) 3 $275,000 $91,667 $5,972 4.00%
Scottsbluff, NE (FHA|USDA|VA) 2 $270,000 $135,000 $8,167 5.63%
Waycross, GA (FHA|USDA|VA) 1 $265,000 $265,000 $11,429 4.38%
Okeechobee, FL (FHA|USDA|VA) 1 $265,000 $265,000 $11,635 3.88%
Selinsgrove, PA (FHA|USDA|VA) 1 $255,000 $255,000 $8,231 5.63%
Big Spring, TX (FHA|USDA|VA) 1 $255,000 $255,000 $15,414 4.13%
Mexico, MO (FHA|USDA|VA) 2 $250,000 $125,000 $2,982 4.75%
Palatka, FL (FHA|USDA|VA) 1 $245,000 $245,000 $6,244 3.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $235,000 $235,000 $5,801 5.50%
Cambridge, MD (FHA|USDA|VA) 1 $235,000 $235,000 $7,777 5.38%
Lexington, NE (FHA|USDA|VA) 1 $235,000 $235,000 $2,800 3.63%
Lewisburg, TN (FHA|USDA|VA) 1 $235,000 $235,000 $11,702 5.25%
Port Lavaca, TX (FHA|USDA|VA) 2 $230,000 $115,000 $7,724 5.88%
Laurel, MS (FHA|USDA|VA) 2 $230,000 $115,000 $5,377 6.31%
LAREDO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $8,095 6.75%
Yankton, SD (FHA|USDA|VA) 1 $225,000 $225,000 $9,318 7.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $8,844 4.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $225,000 $225,000 $3,517 4.13%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $225,000 $225,000 $6,166 4.50%
MORGANTOWN, WV (FHA|USDA|VA) 1 $225,000 $225,000 $7,681 4.88%
Vernon, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,026 6.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $220,000 $110,000 $2,285 5.56%
Tifton, GA (FHA|USDA|VA) 2 $220,000 $110,000 $6,036 5.31%
TOLEDO, OH (FHA|USDA|VA) 2 $220,000 $110,000 $3,897 3.94%
Sidney, OH (FHA|USDA|VA) 1 $215,000 $215,000 $10,540 6.13%
Greenville, OH (FHA|USDA|VA) 1 $215,000 $215,000 $2,356 2.75%
Bradford, PA (FHA|USDA|VA) 1 $215,000 $215,000 $5,325 6.25%
Sunbury, PA (FHA|USDA|VA) 2 $210,000 $105,000 $5,928 4.00%
Easton, MD (FHA|USDA|VA) 1 $205,000 $205,000 $4,864 7.13%
MANKATO, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,404 2.63%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $205,000 $205,000 $10,342 3.00%
ENID, OK (FHA|USDA|VA) 2 $200,000 $100,000 $5,275 6.13%
Wooster, OH (FHA|USDA|VA) 1 $195,000 $195,000 $7,560 6.63%
BECKLEY, WV (FHA|USDA|VA) 1 $195,000 $195,000 $3,035 5.13%
Portales, NM (FHA|USDA|VA) 1 $195,000 $195,000 $3,917 5.13%
Oil City, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,394 5.38%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $185,000 $185,000 $5,494 4.38%
Freeport, IL (FHA|USDA|VA) 1 $185,000 $185,000 $6,275 5.13%
Moberly, MO (FHA|USDA|VA) 2 $180,000 $90,000 $3,180 6.68%
Burlington, IA-IL (FHA|USDA|VA) 1 $175,000 $175,000 $6,075 3.88%
ANN ARBOR, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,196 5.88%
Stillwater, OK (FHA|USDA|VA) 1 $175,000 $175,000 $7,208 4.50%
Union City, TN (FHA|USDA|VA) 1 $175,000 $175,000 $4,613 5.50%
West Point, MS (FHA|USDA|VA) 1 $175,000 $175,000 $5,525 6.99%
ST. CLOUD, MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,251 4.50%
DECATUR, IL (FHA|USDA|VA) 2 $170,000 $85,000 $2,764 4.99%
Marietta, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,669 2.75%
Summerville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,212 5.25%
London, KY (FHA|USDA|VA) 1 $165,000 $165,000 $6,674 6.13%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $165,000 $165,000 $6,850 5.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $165,000 $165,000 $4,585 4.50%
El Campo, TX (FHA|USDA|VA) 2 $160,000 $80,000 $9,253 1.88%
Lawrenceburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,252 6.63%
Campbellsville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $10,927 5.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,177 6.13%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $9,709 5.63%
Americus, GA (FHA|USDA|VA) 1 $145,000 $145,000 $8,018 5.63%
Russellville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $4,779 4.13%
SAGINAW, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,115 4.50%
Clovis, NM (FHA|USDA|VA) 2 $140,000 $70,000 $3,219 6.13%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,164 3.63%
FLINT, MI (FHA|USDA|VA) 1 $135,000 $135,000 $5,328 6.99%
Newport, TN (FHA|USDA|VA) 1 $135,000 $135,000 $8,509 6.13%
Jamestown, ND (FHA|USDA|VA) 1 $135,000 $135,000 $4,586 3.88%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,316 2.88%
Carroll, IA (FHA|USDA|VA) 1 $135,000 $135,000 $5,895 6.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $125,000 $125,000 $2,985 4.50%
Sandusky, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,648 2.75%
Marquette, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,621 6.13%
Bellefontaine, OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,388 4.99%
Norwalk, OH (FHA|USDA|VA) 1 $105,000 $105,000 $6,316 5.63%
Martinsville, VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,379 4.50%
Dayton, TN (FHA|USDA|VA) 1 $105,000 $105,000 $4,933 3.50%
Owatonna, MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,197 4.99%
Grand Rapids, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,978 3.63%
Tupelo, MS (FHA|USDA|VA) 1 $105,000 $105,000 $4,456 3.50%
Clinton, IA (FHA|USDA|VA) 1 $95,000 $95,000 $5,413 6.13%
Meadville, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,589 6.00%
Vidalia, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,309 5.13%
Miami, OK (FHA|USDA|VA) 1 $95,000 $95,000 $5,763 4.13%
Zanesville, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,467 5.63%
Douglas, GA (FHA|USDA|VA) 1 $75,000 $75,000 $5,626 5.75%
DANVILLE, IL (FHA|USDA|VA) 1 $75,000 $75,000 $4,857 5.63%
McComb, MS (FHA|USDA|VA) 1 $75,000 $75,000 $5,045 5.63%
Bennettsville, SC (FHA|USDA|VA) 1 $75,000 $75,000 $3,549 6.75%
Starkville, MS (FHA|USDA|VA) 1 $75,000 $75,000 $5,760 5.63%
Centralia, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,243 5.75%
Magnolia, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,858 4.88%
Hope, AR (FHA|USDA|VA) 1 $65,000 $65,000 $3,866 7.13%
PINE BLUFF, AR (FHA|USDA|VA) 1 $65,000 $65,000 $4,046 3.50%
Danville, VA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.38%
CHARLESTON, WV (FHA|USDA|VA) 1 $55,000 $55,000 $4,317 5.99%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.25%
Guild Mortgage Company's top markets include Portland, Seattle, Boston, St. Louis, and Las Vegas among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 42,271 $13,282,125,000 $314,214 $6,569 4.68%
    FHA 11,221 $3,156,375,000 $281,292 $11,886 5.05%
    VA 4,963 $1,785,695,000 $359,802 $11,360 4.70%
    USDA 1,210 $230,400,000 $190,413 $7,159 4.84%

    For 2022, Guild Mortgage Company's most frequently originated type of loan was Conventional, with 42,271 originations. Their 2nd most popular type was FHA, with 11,221 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 47,915 $15,072,225,000 $314,562 $8,358 4.88%
    Cash Out Refi 8,131 $2,407,605,000 $296,102 $7,323 4.41%
    Refi 3,618 $974,600,000 $269,375 $5,597 3.80%
    Home Improvement 1 $165,000 $165,000 $3,609 3.75%

    For 2022, Guild Mortgage Company's most frequently cited loan purpose was Home Purchase, with 47,915 originations. The 2nd most popular reason was Cash Out Refi, with 8,131 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 55,400 $17,782,100,000 $320,977 $8,331 4.90%
    15 Year 2,174 $466,750,000 $214,696 $4,744 3.68%
    10 Year 609 $19,945,000 $32,750 $667 2.06%
    20 Year 598 $114,810,000 $191,990 $4,773 3.66%
    3 Year 460 $3,870,000 $8,413 $0 0.00%
    Other 223 $32,635,000 $146,345 $3,028 2.09%
    5 Year 131 $3,935,000 $30,038 $154 0.00%
    30+ year 70 $30,550,000 $436,429 $11,684 5.81%

    For 2022, Guild Mortgage Company's most frequently cited loan duration was 30 Year, with 55,400 originations. The 2nd most popular length was 15 Year, with 2,174 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 16,460 $6,784,150,000 $412,160
    $1k-2k 16,303 $5,145,475,000 $315,615
    $3k-4k 7,274 $1,895,450,000 $260,579
    $2k-3k 6,810 $1,692,240,000 $248,493
    $4k-5k 5,975 $1,813,565,000 $303,526
    $<1k 3,361 $372,305,000 $110,772

    Guild Mortgage Company's average total fees were $8,331, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 16,460 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 17,260 $5,584,880,000 $323,574
    3-4% 13,888 $4,556,280,000 $328,073
    4-5% 13,633 $4,473,385,000 $328,129
    6-7% 8,457 $2,577,625,000 $304,792
    <2.5% 2,633 $108,065,000 $41,043
    2.5-3% 1,997 $665,705,000 $333,353
    7-8% 1,759 $487,135,000 $276,939
    Over 8% 38 $1,520,000 $40,000

    During 2022, Guild Mortgage Company's average interest rate for loans was 4.90%, while their most frequently originated rate bucket for loans was 5-6%, with 17,260 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 27,764 $8,110,760,000 $292,132 $8,275 4.94%
    $100k-200k 12,332 $1,920,840,000 $155,761 $5,682 4.94%
    $400k-600k 10,989 $5,266,955,000 $479,293 $10,606 4.94%
    $100,000 or less 4,531 $172,515,000 $38,074 $1,871 2.62%
    $600k-1MM 3,753 $2,610,115,000 $695,474 $11,995 4.78%
    $1MM+ 296 $373,410,000 $1,261,520 $15,275 4.45%

    2022 saw Guild Mortgage Company place emphasis on $200k-400k loans with 27,764 originations, totaling $8,110,760,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 14,597 $3,228,915,000 $221,204 $7,188 4.60%
    $100k-150k 14,093 $5,060,175,000 $359,056 $9,020 4.89%
    $75k-100k 12,499 $3,568,995,000 $285,542 $8,314 4.74%
    $150k-250k 8,227 $3,765,085,000 $457,650 $9,278 4.98%
    $50k or less 7,030 $1,052,090,000 $149,657 $5,601 4.52%
    $250k+ 2,870 $1,668,840,000 $581,477 $9,839 5.00%

    Guild Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 14,597 originations. The second most popular income band? $100k-150k, with 14,093 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 9,072 $2,813,100,000 $310,086 $7,253 4.76%
    20-30% 7,435 $2,263,495,000 $304,438 $6,728 4.71%
    50-60% 5,331 $1,689,745,000 $316,966 $12,020 4.85%
    44% 3,615 $1,054,905,000 $291,813 $7,731 4.60%
    49% 3,438 $1,080,360,000 $314,241 $8,565 4.85%
    43% 2,890 $878,200,000 $303,875 $7,948 4.74%
    45% 2,679 $836,205,000 $312,133 $8,379 4.86%
    42% 2,602 $819,750,000 $315,046 $7,891 4.72%
    41% 2,545 $794,805,000 $312,301 $7,784 4.73%
    40% 2,496 $788,240,000 $315,801 $7,616 4.79%
    48% 2,477 $775,045,000 $312,897 $8,605 4.87%
    39% 2,305 $713,905,000 $309,720 $7,716 4.78%
    46% 2,244 $705,970,000 $314,603 $8,697 4.86%
    47% 2,234 $690,280,000 $308,988 $8,581 4.76%
    38% 2,059 $633,375,000 $307,613 $7,585 4.75%
    37% 1,960 $622,080,000 $317,388 $7,624 4.76%
    <20% 1,876 $532,490,000 $283,843 $6,169 4.62%
    36% 1,872 $576,890,000 $308,168 $7,412 4.71%
    >60% 153 $66,635,000 $435,523 $12,805 4.84%

    Guild Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 9,072 originations. The next most common DTI ratio? 20-30%, with 7,435 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 40,986 $12,400,660,000 $302,558 $7,746 4.77%
    Not provided 11,772 $3,846,340,000 $326,736 $8,574 4.74%
    Black 3,779 $1,042,335,000 $275,823 $9,068 4.65%
    Asian 1,864 $731,050,000 $392,194 $8,848 4.81%
    American Indian 645 $184,905,000 $286,674 $8,766 4.74%
    Asian Indian 149 $75,765,000 $508,490 $8,860 4.77%
    Native Hawaiian or Islander 149 $55,275,000 $370,973 $10,808 4.45%
    Filipino 98 $34,690,000 $353,980 $9,981 4.86%
    75 $22,135,000 $295,133 $8,651 4.64%
    Other Asian 51 $19,715,000 $386,569 $10,543 4.77%
    Chinese 34 $16,830,000 $495,000 $8,689 4.43%
    Other Pacific Islander 14 $5,150,000 $367,857 $8,858 4.61%
    Korean 12 $4,820,000 $401,667 $7,473 4.64%
    Guamanian 8 $3,440,000 $430,000 $14,355 4.47%
    Native Hawaiian 7 $3,375,000 $482,143 $6,674 5.00%
    Vietnamese 10 $3,290,000 $329,000 $9,227 5.41%
    Samoan 6 $2,950,000 $491,667 $12,377 5.25%
    Japanese 6 $1,870,000 $311,667 $6,289 4.56%

    Approval Rates

    Total approvals of all applications
    96.30%

    Guild Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    62.79%

    Guild Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    100.0 1 $5,000 $5,000
    595.0 2 $20,000 $10,000
    NA 59,662 $18,454,570,000 $309,319

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    59,665 $18,454,595,000 $309,304

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,077 $401,415,000 $193,267 $5,080 4.57%
    40-60% 5,534 $1,553,590,000 $280,735 $6,157 4.57%
    60-80% 15,305 $5,279,685,000 $344,965 $7,551 4.83%
    80-100% 32,346 $10,653,220,000 $329,352 $8,935 5.07%
    Over 100% 1,393 $499,665,000 $358,697 $16,381 4.82%
    Under 20% 2,982 $59,840,000 $20,067 $530 1.36%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    Guild Mortgage Company LLC FHA mortgage Struggling to pay mortgage 1 100.0%