Northpointe Bank Mortgage Rates, Fees & Info
Grand Rapids, MILEI: 549300UXY7OP0IC38293
Tax ID: 38-3448372
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Mortgage Data
Review & Overview
Northpointe Bank is a mid-sized bank specializing in Home Purchase loans. Northpointe Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Denver, Louisville, Providence, and Miami among others. We have data for 565 markets. (Some data included below & more in-depth data is available with an active subscription.)Northpointe Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Northpointe Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.69% | 11/17/24 |
| 30 Year Conventional Refi | 6.56% | 11/17/24 |
| 30 Year Cash-out Refi | 6.87% | 11/17/24 |
| 30 Year FHA Purchase | 7.28% | 11/17/24 |
| 30 Year FHA Refi | 7.37% | 11/17/24 |
| 30 Year VA Purchase | 6.21% | 11/17/24 |
| 30 Year VA Refi | 5.86% | 11/17/24 |
| 30 Year USDA Purchase | 6.66% | 11/17/24 |
| 30 Year USDA Refi | 6.27% | 11/17/24 |
| 15 Year Conventional Purchase | 6.09% | 11/17/24 |
| 15 Year Conventional Refi | 5.98% | 11/17/24 |
| 15 Year Cash-out Refi | 5.98% | 11/17/24 |
| 15 Year FHA Purchase | 7.08% | 11/17/24 |
| 15 Year FHA Refi | 5.68% | 11/17/24 |
| 15 Year VA Purchase | 5.96% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Northpointe Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Northpointe Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,500Origination Dollar Volume (All Markets)
$5,231,560,000Awards
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Northpointe Bank - 2022
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,123 | $504,845,000 | $449,550 | $12,491 | 4.90% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 559 | $270,455,000 | $483,819 | $9,475 | 4.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1,025 | $252,855,000 | $246,688 | $5,946 | 4.97% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 604 | $203,370,000 | $336,705 | $8,328 | 4.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 418 | $170,710,000 | $408,397 | $8,783 | 5.11% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 322 | $149,310,000 | $463,696 | $8,828 | 4.81% |
| Outside of Metro Areas | 449 | $134,105,000 | $298,675 | $7,215 | 5.22% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 311 | $133,725,000 | $429,984 | $7,567 | 4.88% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 342 | $117,980,000 | $344,971 | $7,289 | 5.30% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 357 | $98,215,000 | $275,112 | $4,224 | 4.65% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 208 | $98,060,000 | $471,442 | $8,738 | 4.84% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 388 | $96,460,000 | $248,608 | $7,290 | 5.05% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 341 | $95,265,000 | $279,370 | $7,652 | 4.96% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 107 | $82,165,000 | $767,897 | $12,371 | 5.09% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 100 | $79,080,000 | $790,800 | $10,313 | 4.48% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 266 | $72,150,000 | $271,241 | $5,845 | 5.49% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 143 | $60,475,000 | $422,902 | $9,076 | 4.84% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 133 | $59,775,000 | $449,436 | $6,847 | 5.07% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 120 | $56,850,000 | $473,750 | $8,610 | 4.42% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 110 | $53,000,000 | $481,818 | $9,551 | 6.36% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 105 | $52,905,000 | $503,857 | $7,039 | 4.74% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 155 | $52,285,000 | $337,323 | $5,795 | 4.74% |
| READING, PA (FHA|USDA|VA) | 203 | $50,265,000 | $247,611 | $8,070 | 4.92% |
| Sevierville, TN (FHA|USDA|VA) | 77 | $48,635,000 | $631,623 | $11,754 | 5.64% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 121 | $48,105,000 | $397,562 | $10,380 | 4.99% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 70 | $47,200,000 | $674,286 | $9,759 | 4.85% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 195 | $46,375,000 | $237,821 | $8,069 | 5.06% |
| RENO, NV (FHA|USDA|VA) | 119 | $45,325,000 | $380,882 | $7,517 | 5.02% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 121 | $45,165,000 | $373,264 | $8,292 | 5.11% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 126 | $44,700,000 | $354,762 | $8,566 | 5.12% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 109 | $43,045,000 | $394,908 | $7,533 | 5.05% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 117 | $42,785,000 | $365,684 | $8,824 | 5.16% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 48 | $42,720,000 | $890,000 | $8,837 | 4.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 45 | $41,265,000 | $917,000 | $10,130 | 4.17% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 134 | $39,930,000 | $297,985 | $7,723 | 4.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 101 | $39,475,000 | $390,842 | $6,621 | 5.17% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 94 | $38,890,000 | $413,723 | $7,267 | 4.82% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 82 | $35,910,000 | $437,927 | $8,316 | 4.53% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 127 | $35,265,000 | $277,677 | $6,247 | 4.82% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 63 | $34,005,000 | $539,762 | $7,642 | 4.61% |
| DOVER, DE (FHA|USDA|VA) | 124 | $33,770,000 | $272,339 | $10,118 | 4.95% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 104 | $32,930,000 | $316,635 | $7,368 | 4.53% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 114 | $32,470,000 | $284,825 | $7,160 | 5.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 129 | $31,225,000 | $242,054 | $7,014 | 5.03% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 32 | $30,670,000 | $958,438 | $9,111 | 4.71% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 59 | $29,545,000 | $500,763 | $10,331 | 4.46% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 53 | $26,665,000 | $503,113 | $9,629 | 4.82% |
| KNOXVILLE, TN (FHA|USDA|VA) | 83 | $26,465,000 | $318,855 | $8,032 | 4.84% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 70 | $26,390,000 | $377,000 | $6,038 | 4.96% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 66 | $25,730,000 | $389,848 | $8,677 | 4.84% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 53 | $25,305,000 | $477,453 | $9,140 | 5.14% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 69 | $24,625,000 | $356,884 | $8,330 | 5.01% |
| WILMINGTON, NC (FHA|USDA|VA) | 60 | $23,240,000 | $387,333 | $6,799 | 5.33% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 60 | $23,140,000 | $385,667 | $6,885 | 4.86% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 92 | $22,570,000 | $245,326 | $4,522 | 5.13% |
| PROVO-OREM, UT (FHA|USDA|VA) | 40 | $20,540,000 | $513,500 | $10,154 | 4.87% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 47 | $19,555,000 | $416,064 | $8,638 | 4.91% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 76 | $18,950,000 | $249,342 | $6,881 | 4.73% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 80 | $18,290,000 | $228,625 | $5,036 | 5.14% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 60 | $18,190,000 | $303,167 | $9,881 | 4.39% |
| GREELEY, CO (FHA|USDA|VA) | 40 | $17,320,000 | $433,000 | $10,745 | 4.67% |
| PANAMA CITY, FL (FHA|USDA|VA) | 46 | $16,630,000 | $361,522 | $6,569 | 6.42% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 57 | $16,445,000 | $288,509 | $8,065 | 4.87% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 76 | $15,760,000 | $207,368 | $5,884 | 5.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 42 | $15,260,000 | $363,333 | $8,307 | 5.30% |
| FRESNO, CA (FHA|USDA|VA) | 30 | $14,940,000 | $498,000 | $7,970 | 5.35% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 41 | $14,565,000 | $355,244 | $8,646 | 5.12% |
| MODESTO, CA (FHA|USDA|VA) | 30 | $14,170,000 | $472,333 | $8,114 | 5.57% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 46 | $13,870,000 | $301,522 | $8,522 | 5.47% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 34 | $13,080,000 | $384,706 | $9,483 | 4.95% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 54 | $13,070,000 | $242,037 | $6,532 | 5.22% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 32 | $12,990,000 | $405,938 | $10,946 | 5.02% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 29 | $12,665,000 | $436,724 | $8,873 | 5.11% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 49 | $12,575,000 | $256,633 | $4,820 | 4.77% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 65 | $12,485,000 | $192,077 | $4,039 | 5.31% |
| Holland, MI (FHA|USDA|VA) | 45 | $12,165,000 | $270,333 | $5,299 | 4.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 41 | $10,535,000 | $256,951 | $7,371 | 5.70% |
| PUEBLO, CO (FHA|USDA|VA) | 33 | $10,365,000 | $314,091 | $8,656 | 4.61% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 30 | $10,160,000 | $338,667 | $7,049 | 5.02% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $10,025,000 | $527,632 | $8,552 | 5.24% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 36 | $9,990,000 | $277,500 | $8,019 | 5.15% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 39 | $9,665,000 | $247,821 | $6,841 | 5.20% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 11 | $9,305,000 | $845,909 | $7,204 | 5.28% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 23 | $9,285,000 | $403,696 | $6,441 | 4.83% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 26 | $9,240,000 | $355,385 | $6,701 | 4.78% |
| Fernley, NV (FHA|USDA|VA) | 30 | $9,220,000 | $307,333 | $8,245 | 4.89% |
| Glenwood Springs, CO (FHA|USDA|VA) | 24 | $8,580,000 | $357,500 | $6,250 | 4.42% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 23 | $8,445,000 | $367,174 | $6,390 | 5.37% |
| OCALA, FL (FHA|USDA|VA) | 23 | $8,375,000 | $364,130 | $8,469 | 5.01% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 35 | $7,975,000 | $227,857 | $8,255 | 5.06% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 15 | $7,795,000 | $519,667 | $5,289 | 5.53% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 26 | $7,610,000 | $292,692 | $6,920 | 4.80% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 18 | $7,270,000 | $403,889 | $9,511 | 5.23% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 39 | $7,245,000 | $185,769 | $8,487 | 5.42% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 25 | $7,185,000 | $287,400 | $9,672 | 5.10% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 32 | $7,180,000 | $224,375 | $6,543 | 5.28% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 33 | $7,165,000 | $217,121 | $5,812 | 5.46% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 25 | $7,125,000 | $285,000 | $7,955 | 5.54% |
| Jefferson, GA (FHA|USDA|VA) | 19 | $7,015,000 | $369,211 | $5,806 | 5.10% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 22 | $6,960,000 | $316,364 | $8,285 | 5.32% |
| SAVANNAH, GA (FHA|USDA|VA) | 23 | $6,915,000 | $300,652 | $8,175 | 5.51% |
| TUCSON, AZ (FHA|USDA|VA) | 21 | $6,875,000 | $327,381 | $8,295 | 5.46% |
| BOISE CITY, ID (FHA|USDA|VA) | 11 | $6,595,000 | $599,545 | $8,560 | 4.81% |
| STOCKTON, CA (FHA|USDA|VA) | 13 | $6,575,000 | $505,769 | $7,830 | 4.44% |
| PITTSBURGH, PA (FHA|USDA|VA) | 27 | $6,515,000 | $241,296 | $8,218 | 4.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 34 | $6,480,000 | $190,588 | $7,335 | 5.00% |
| Heber, UT (FHA|USDA|VA) | 10 | $6,470,000 | $647,000 | $9,480 | 6.28% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 21 | $6,425,000 | $305,952 | $8,218 | 5.66% |
| CARSON CITY, NV (FHA|USDA|VA) | 19 | $6,425,000 | $338,158 | $6,818 | 4.69% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 16 | $6,170,000 | $385,625 | $5,172 | 4.54% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 18 | $6,070,000 | $337,222 | $7,509 | 5.12% |
| MUSKEGON, MI (FHA|USDA|VA) | 30 | $6,040,000 | $201,333 | $3,663 | 4.50% |
| LANCASTER, PA (FHA|USDA|VA) | 21 | $5,985,000 | $285,000 | $7,668 | 4.71% |
| ST. GEORGE, UT (FHA|USDA|VA) | 10 | $5,930,000 | $593,000 | $6,157 | 4.17% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 18 | $5,830,000 | $323,889 | $6,253 | 5.17% |
| Bardstown, KY (FHA|USDA|VA) | 28 | $5,820,000 | $207,857 | $5,625 | 5.01% |
| LEBANON, PA (FHA|USDA|VA) | 19 | $5,675,000 | $298,684 | $8,081 | 4.45% |
| RICHMOND, VA (FHA|USDA|VA) | 16 | $5,590,000 | $349,375 | $6,537 | 5.21% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $5,580,000 | $697,500 | $7,307 | 5.59% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $5,380,000 | $672,500 | $12,172 | 3.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $5,275,000 | $1,055,000 | $7,292 | 3.43% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 8 | $5,190,000 | $648,750 | $7,350 | 4.37% |
| ASHEVILLE, NC (FHA|USDA|VA) | 15 | $5,175,000 | $345,000 | $6,578 | 6.12% |
| COLUMBIA, SC (FHA|USDA|VA) | 22 | $5,040,000 | $229,091 | $6,785 | 5.31% |
| MERCED, CA (FHA|USDA|VA) | 13 | $4,985,000 | $383,462 | $7,927 | 5.53% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 12 | $4,920,000 | $410,000 | $6,347 | 4.99% |
| GETTYSBURG, PA (FHA|USDA|VA) | 18 | $4,900,000 | $272,222 | $7,382 | 5.33% |
| FORT WAYNE, IN (FHA|USDA|VA) | 18 | $4,890,000 | $271,667 | $5,087 | 5.04% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 16 | $4,770,000 | $298,125 | $8,662 | 4.79% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 22 | $4,730,000 | $215,000 | $7,465 | 5.49% |
| GAINESVILLE, GA (FHA|USDA|VA) | 11 | $4,695,000 | $426,818 | $6,796 | 4.71% |
| MORRISTOWN, TN (FHA|USDA|VA) | 13 | $4,635,000 | $356,538 | $8,290 | 5.01% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $4,585,000 | $416,818 | $15,332 | 5.66% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $4,465,000 | $893,000 | $10,724 | 5.35% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $4,340,000 | $1,085,000 | $5,463 | 3.50% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $4,265,000 | $1,421,667 | $12,942 | 4.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 16 | $4,170,000 | $260,625 | $7,204 | 5.10% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 15 | $4,125,000 | $275,000 | $7,244 | 5.28% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 13 | $3,985,000 | $306,538 | $6,804 | 5.03% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 17 | $3,945,000 | $232,059 | $5,605 | 5.37% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $3,690,000 | $461,250 | $5,238 | 3.61% |
| Hilo, HI (FHA|USDA|VA) | 5 | $3,675,000 | $735,000 | $8,625 | 5.60% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $3,640,000 | $910,000 | $12,753 | 6.13% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 14 | $3,530,000 | $252,143 | $5,818 | 4.83% |
| ANN ARBOR, MI (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $3,785 | 4.97% |
| Boone, NC (FHA|USDA|VA) | 4 | $3,440,000 | $860,000 | $13,195 | 5.16% |
| Richmond-Berea, KY (FHA|USDA|VA) | 13 | $3,435,000 | $264,231 | $6,742 | 4.59% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 15 | $3,405,000 | $227,000 | $7,842 | 5.07% |
| Montrose, CO (FHA|USDA|VA) | 10 | $3,400,000 | $340,000 | $7,357 | 5.45% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $3,390,000 | $565,000 | $6,487 | 4.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 9 | $3,315,000 | $368,333 | $4,772 | 4.66% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 7 | $3,295,000 | $470,714 | $11,672 | 4.46% |
| TULSA, OK (FHA|USDA|VA) | 11 | $3,275,000 | $297,727 | $7,061 | 5.65% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $3,225,000 | $645,000 | $10,454 | 5.18% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $3,195,000 | $639,000 | $7,519 | 4.65% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $3,195,000 | $245,769 | $8,250 | 4.76% |
| Sonora, CA (FHA|USDA|VA) | 11 | $3,175,000 | $288,636 | $10,410 | 5.24% |
| MISSOULA, MT (FHA|USDA|VA) | 8 | $3,140,000 | $392,500 | $4,937 | 4.94% |
| Outside of Metro Areas | 8 | $3,140,000 | $392,500 | $9,470 | 5.81% |
| Cañon City, CO (FHA|USDA|VA) | 10 | $3,090,000 | $309,000 | $6,383 | 4.66% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $8,267 | 4.93% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 9 | $3,055,000 | $339,444 | $8,432 | 4.39% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 12 | $3,050,000 | $254,167 | $7,941 | 5.08% |
| Seneca, SC (FHA|USDA|VA) | 5 | $3,045,000 | $609,000 | $12,220 | 4.73% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 12 | $3,030,000 | $252,500 | $7,908 | 5.27% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $2,995,000 | $599,000 | $7,005 | 4.87% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $2,995,000 | $332,778 | $8,085 | 4.22% |
| Forest City, NC (FHA|USDA|VA) | 8 | $2,910,000 | $363,750 | $9,541 | 6.52% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $2,870,000 | $478,333 | $10,513 | 5.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 9 | $2,815,000 | $312,778 | $9,130 | 4.39% |
| SPARTANBURG, SC (FHA|USDA|VA) | 12 | $2,810,000 | $234,167 | $5,769 | 5.85% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $2,785,000 | $557,000 | $9,907 | 5.20% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 13 | $2,745,000 | $211,154 | $7,454 | 5.12% |
| Torrington, CT (FHA|USDA|VA) | 7 | $2,695,000 | $385,000 | $6,419 | 4.41% |
| SALEM, OR (FHA|USDA|VA) | 4 | $2,610,000 | $652,500 | $10,435 | 4.69% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $5,781 | 4.37% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 8 | $2,540,000 | $317,500 | $4,618 | 4.64% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $2,520,000 | $252,000 | $7,948 | 5.29% |
| THE VILLAGES, FL (FHA|USDA|VA) | 7 | $2,495,000 | $356,429 | $6,887 | 4.23% |
| Vernal, UT (FHA|USDA|VA) | 8 | $2,470,000 | $308,750 | $11,018 | 4.80% |
| TYLER, TX (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $9,020 | 6.37% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $5,593 | 4.85% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $6,320 | 3.81% |
| Pottsville, PA (FHA|USDA|VA) | 10 | $2,420,000 | $242,000 | $8,629 | 4.94% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $7,260 | 4.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $2,385,000 | $795,000 | $7,566 | 5.33% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $9,970 | 4.58% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $13,052 | 4.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 8 | $2,360,000 | $295,000 | $5,634 | 4.94% |
| Shelby, NC (FHA|USDA|VA) | 12 | $2,350,000 | $195,833 | $5,912 | 6.14% |
| Fallon, NV (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $9,597 | 4.89% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $2,320,000 | $580,000 | $10,798 | 3.06% |
| Lebanon, NH-VT (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $6,806 | 5.52% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $7,377 | 4.63% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,265,000 | $453,000 | $11,981 | 4.10% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $5,447 | 5.25% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $2,230,000 | $557,500 | $8,370 | 3.81% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $5,998 | 4.81% |
| EL PASO, TX (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $8,175 | 4.64% |
| BEND, OR (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $8,190 | 4.77% |
| MONTGOMERY, AL (FHA|USDA|VA) | 12 | $2,190,000 | $182,500 | $6,512 | 4.67% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $2,175,000 | $435,000 | $7,353 | 4.30% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $6,199 | 4.73% |
| Brevard, NC (FHA|USDA|VA) | 6 | $2,150,000 | $358,333 | $9,685 | 5.29% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $9,391 | 5.19% |
| Fort Morgan, CO (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $10,497 | 5.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 5 | $2,085,000 | $417,000 | $6,777 | 4.62% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $2,080,000 | $520,000 | $6,975 | 4.03% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $5,265 | 3.45% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $2,045,000 | $409,000 | $7,227 | 4.48% |
| DuBois, PA (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $6,274 | 4.59% |
| Traverse City, MI (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $4,523 | 5.10% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $6,635 | 5.45% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $9,259 | 4.80% |
| Albemarle, NC (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $8,755 | 4.78% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $13,185 | 4.59% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $4,792 | 5.84% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $8,186 | 3.67% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $9,066 | 5.71% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $3,729 | 5.71% |
| Durango, CO (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $7,421 | 4.97% |
| Statesboro, GA (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $5,645 | 6.14% |
| Keene, NH (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $5,462 | 4.06% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $5,332 | 4.30% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $1,685,000 | $561,667 | $7,329 | 5.75% |
| Corsicana, TX (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $7,369 | 4.28% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $10,536 | 5.44% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $5,212 | 6.14% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $1,635,000 | $545,000 | $11,155 | 5.42% |
| Centralia, WA (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $8,994 | 5.18% |
| JACKSON, MS (FHA|USDA|VA) | 13 | $1,605,000 | $123,462 | $5,068 | 5.57% |
| BATON ROUGE, LA (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $8,944 | 5.43% |
| Enterprise, AL (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $4,273 | 4.90% |
| Scottsburg, IN (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $6,245 | 5.55% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $7,902 | 6.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 10 | $1,510,000 | $151,000 | $4,900 | 5.88% |
| Athens, TX (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $16,919 | 5.34% |
| AKRON, OH (FHA|USDA|VA) | 13 | $1,505,000 | $115,769 | $4,356 | 6.02% |
| Big Rapids, MI (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $4,017 | 5.16% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $5,818 | 5.69% |
| Laconia, NH (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $6,500 | 6.58% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $3,839 | 4.21% |
| MADERA, CA (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $7,064 | 4.70% |
| Rockport, TX (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $8,742 | 6.38% |
| Ludington, MI (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $9,228 | 3.94% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $23,699 | 4.25% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $8,502 | 6.53% |
| BURLINGTON, NC (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $6,327 | 4.80% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $7,163 | 5.29% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $9,008 | 4.30% |
| HINESVILLE, GA (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $9,361 | 4.95% |
| Elko, NV (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $14,492 | 4.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $5,140 | 4.00% |
| Laramie, WY (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $3,814 | 4.83% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $5,310 | 5.17% |
| Clewiston, FL (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $9,691 | 3.88% |
| Frankfort, KY (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $3,854 | 4.82% |
| NILES, MI (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $6,994 | 4.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $6,628 | 5.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $8,286 | 4.72% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $10,421 | 4.59% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $6,996 | 4.56% |
| JACKSON, MI (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $9,935 | 4.71% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $5,466 | 5.57% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $4,225 | 4.47% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $6,740 | 5.31% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $11,330 | 5.19% |
| FLINT, MI (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $3,685 | 4.53% |
| WACO, TX (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $15,629 | 5.41% |
| NAPA, CA (FHA|USDA|VA) | 1 | $1,105,000 | $1,105,000 | $7,601 | 3.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $13,979 | 5.44% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $5,709 | 5.79% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $5,892 | 4.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $9,077 | 4.33% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $12,708 | 8.15% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $12,092 | 5.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $7,235 | 5.65% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $6,084 | 6.17% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $8,168 | 4.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,312 | 4.88% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $6,354 | 4.71% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $1,025,000 | $1,025,000 | $11,266 | 4.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $2,530 | 4.99% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $15,581 | 6.44% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $5,088 | 4.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $6,371 | 5.47% |
| CHICO, CA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $4,588 | 6.38% |
| MANSFIELD, OH (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,688 | 4.55% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $6,021 | 5.00% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $9,416 | 7.25% |
| Mount Sterling, KY (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,631 | 4.81% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $7,853 | 5.67% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $7,416 | 3.79% |
| Pullman, WA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $8,313 | 4.66% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $0 | 5.00% |
| Sturgis, MI (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,044 | 5.72% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $26,038 | 8.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $7,671 | 4.53% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $3,840 | 5.43% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,714 | 4.34% |
| Safford, AZ (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $10,735 | 5.38% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $8,246 | 6.30% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,509 | 5.25% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $11,367 | 5.56% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $9,876 | 4.63% |
| Somerset, KY (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,457 | 6.08% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,199 | 5.56% |
| REDDING, CA (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $5,221 | 3.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $15,359 | 4.69% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $12,596 | 4.38% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,184 | 5.17% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $14,576 | 6.38% |
| Danville, VA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,310 | 4.58% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,961 | 4.29% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,897 | 6.17% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $22,319 | 7.38% |
| Newport, OR (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $8,262 | 7.79% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $7,638 | 5.78% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,423 | 5.50% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,444 | 4.46% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $5,369 | 3.75% |
| Edwards, CO (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $0 | 4.63% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,590 | 4.96% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,083 | 4.44% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,740 | 3.68% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,594 | 4.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $2,921 | 4.52% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $1,954 | 5.25% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,571 | 5.75% |
| Rutland, VT (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $28,947 | 6.25% |
| Sanford, NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,712 | 4.31% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,353 | 3.71% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,474 | 5.38% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,463 | 4.04% |
| Price, UT (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,084 | 3.38% |
| MONROE, LA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,968 | 3.56% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $10,019 | 4.50% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,722 | 4.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $8,900 | 5.00% |
| Albertville, AL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,252 | 3.81% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,165 | 4.06% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,371 | 4.12% |
| Seymour, IN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,872 | 7.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,327 | 4.69% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,236 | 5.13% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,754 | 6.58% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $8,318 | 4.63% |
| Danville, KY (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,434 | 5.59% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,092 | 4.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,583 | 5.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,563 | 4.92% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,568 | 4.81% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $21,082 | 5.88% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $10,225 | 3.75% |
| Vidalia, GA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,241 | 5.41% |
| Olean, NY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $11,437 | 5.81% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,209 | 3.87% |
| Newberry, SC (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $12,071 | 4.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $3,294 | 3.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,347 | 4.29% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $9,742 | 6.42% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,480 | 6.33% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,158 | 4.63% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,916 | 5.13% |
| Snyder, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $11,591 | 7.29% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,703 | 5.63% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,776 | 4.81% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,031 | 4.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $8,974 | 6.38% |
| Prineville, OR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,182 | 5.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,738 | 5.04% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,129 | 3.31% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,173 | 4.93% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,176 | 4.69% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,777 | 7.00% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $1,195 | 2.63% |
| Jasper, AL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $14,009 | 5.13% |
| Watertown, SD (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $872 | 3.00% |
| Starkville, MS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,926 | 3.44% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,817 | 5.94% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,518 | 4.88% |
| RACINE, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,453 | 5.56% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,975 | 5.12% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,893 | 4.00% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,069 | 3.50% |
| Adrian, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,228 | 5.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,454 | 4.63% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,858 | 4.50% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,893 | 5.99% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,608 | 4.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 5.44% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,394 | 3.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $3,921 | 4.93% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,418 | 5.50% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,813 | 4.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,203 | 3.88% |
| Newport, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,154 | 4.25% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,439 | 5.12% |
| Concord, NH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,450 | 4.94% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,020 | 5.69% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,246 | 5.69% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $16,869 | 4.25% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $15,899 | 5.13% |
| Wooster, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,264 | 3.13% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,369 | 4.37% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $14,463 | 5.75% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,122 | 3.88% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,793 | 5.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,103 | 3.25% |
| Marquette, MI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $673 | 2.88% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,786 | 6.50% |
| Batavia, NY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $27,795 | 4.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,080 | 4.50% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $16,425 | 4.50% |
| Indiana, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,606 | 5.13% |
| Athens, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,094 | 5.63% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,862 | 2.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,748 | 5.92% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,815 | 4.17% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $20,392 | 6.25% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $7,266 | 5.42% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,923 | 3.00% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,471 | 4.06% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,394 | 4.87% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 6.56% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,234 | 5.63% |
| Bonham, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $29,491 | 5.63% |
| Auburn, NY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,961 | 3.49% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,750 | 5.25% |
| Searcy, AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,043 | 4.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,349 | 5.96% |
| Minot, ND (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,777 | 2.63% |
| MONROE, MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,933 | 4.50% |
| Grenada, MS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,436 | 2.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,312 | 8.00% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,388 | 5.69% |
| Marion, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,234 | 6.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,983 | 5.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,637 | 5.99% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,122 | 3.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,107 | 5.50% |
| Waycross, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,254 | 4.75% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,646 | 5.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,126 | 7.54% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,428 | 4.62% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,291 | 3.88% |
| Dayton, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,165 | 5.13% |
| Moscow, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,975 | 5.25% |
| Beeville, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,797 | 8.25% |
| Ashland, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,925 | 5.38% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,639 | 5.50% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,421 | 3.63% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,857 | 5.13% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 7.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,550 | 4.25% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,985 | 5.88% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,182 | 3.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,212 | 5.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,568 | 4.75% |
| Williston, ND (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,172 | 4.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,683 | 6.75% |
| Farmington, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,325 | 4.75% |
| DALTON, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,517 | 5.50% |
| Paragould, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,138 | 3.25% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 8.88% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,876 | 5.38% |
| Lake City, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,706 | 5.13% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,441 | 5.00% |
| Selma, AL (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,655 | 4.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,009 | 2.88% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,915 | 5.75% |
| Marion, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,887 | 5.25% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,692 | 3.63% |
| Atmore, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,396 | 4.75% |
| Mason City, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,876 | 3.38% |
| Indianola, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,618 | 5.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,050 | 3.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,364 | 6.63% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,159 | 3.75% |
| ENID, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.88% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,245 | 4.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,652 | 5.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.13% |
| Brookings, OR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,582 | 5.63% |
| Ruston, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,340 | 3.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.63% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,339 | 3.88% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,906 | 5.75% |
| New Castle, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,133 | 5.13% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,088 | 2.25% |
| Salem, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,990 | 5.00% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.50% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,575 | 3.49% |
| Washington, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,883 | 7.00% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,033 | 2.49% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,083 | 4.88% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,214 | 3.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,592 | 3.25% |
| Portales, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,889 | 3.50% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,577 | 3.99% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,625 | 4.49% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,373 | 4.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,770 | 7.75% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,243 | 4.50% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,244 | 5.75% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,081 | 5.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,056 | 5.99% |
| Taos, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,193 | 4.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,477 | 5.13% |
| Connersville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,119 | 6.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,855 | 4.75% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,635 | 7.72% |
| Craig, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,285 | 3.75% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,238 | 5.25% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,621 | 5.25% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,204 | 5.50% |
| Freeport, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,440 | 5.25% |
| Oxford, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,977 | 6.75% |
| Logansport, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,344 | 4.75% |
| Barre, VT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,517 | 3.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.13% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,868 | 5.50% |
| Ozark, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,920 | 4.75% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,524 | 5.25% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,752 | 3.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,706 | 4.13% |
| Sidney, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,927 | 5.13% |
| Branson, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,583 | 6.50% |
| Harrison, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,327 | 6.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,769 | 5.25% |
| Paris, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,166 | 3.50% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,530 | 3.38% |
| Oil City, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,561 | 5.25% |
| Auburn, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,456 | 6.63% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,035 | 3.13% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.88% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,254 | 4.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,967 | 5.13% |
| Bay City, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,479 | 5.99% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.00% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,305 | 7.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,507 | 7.38% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,206 | 4.13% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,546 | 4.06% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,262 | 5.38% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,883 | 3.25% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,432 | 4.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,440 | 6.13% |
| Bedford, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,983 | 4.75% |
| McPherson, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,215 | 4.38% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 5.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,275 | 3.75% |
| Wilson, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,949 | 4.50% |
| Berlin, NH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,593 | 5.49% |
| Meridian, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,398 | 5.99% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,809 | 5.99% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.13% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,490 | 3.63% |
| London, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,662 | 6.25% |
| Palestine, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,273 | 4.99% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.38% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,426 | 4.25% |
| Kearney, NE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,009 | 9.20% |
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Product Mix
For 2022, Northpointe Bank's most frequently originated type of loan was Conventional, with 11,291 originations. Their 2nd most popular type was FHA, with 2,122 originations.
Loan Reason
For 2022, Northpointe Bank's most frequently cited loan purpose was Home Purchase, with 11,280 originations. The 2nd most popular reason was Cash Out Refi, with 2,278 originations.
Loan Duration/Length
For 2022, Northpointe Bank's most frequently cited loan duration was 30 Year, with 13,624 originations. The 2nd most popular length was 15 Year, with 589 originations.
Origination Fees/Closing Costs
Northpointe Bank's average total fees were $8,101, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,848 originations.
Interest Rates
During 2022, Northpointe Bank's average interest rate for loans was 5.05%, while their most frequently originated rate bucket for loans was 5-6%, with 4,096 originations.
Loan Sizing
2022 saw Northpointe Bank place emphasis on $200k-400k loans with 6,447 originations, totaling $1,886,415,000 in origination value.
Applicant Income
Northpointe Bank lent most frequently to those with incomes in the $100k-150k range, with 3,327 originations. The second most popular income band? $50k-75k, with 2,639 originations.
Applicant Debt to Income Ratio
Northpointe Bank lent most frequently to those with DTI ratios of 30-36%, with 2,333 originations. The next most common DTI ratio? 20-30%, with 2,129 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.80%
Northpointe Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination48.10%
Northpointe Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,500 | $5,231,560,000 | $360,797 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 14,500 | $5,231,560,000 | $360,797 |