American Financial Resources Mortgage Rates, Fees & Info
Parsippany-Troy Hills, NJLEI: 5493002B2WMHY23GFK92
Tax ID: 22-3554558
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Mortgage Data
Review & Overview
American Financial Resources is a small mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. American Financial Resources has an average proportion of conventional loans. Their top markets by origination volume include: New York, Phoenix, Riverside, Seattle, and Tampa among others. We have data for 619 markets. (Some data included below & more in-depth data is available with an active subscription.)American Financial Resources has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financial Resources is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.25% | 12/17/24 |
| 30 Year Conventional Refi | 6.75% | 12/17/24 |
| 30 Year Cash-out Refi | 6.68% | 12/17/24 |
| 30 Year FHA Purchase | 8.08% | 12/17/24 |
| 30 Year FHA Refi | 7.45% | 12/17/24 |
| 30 Year VA Purchase | 6.76% | 12/17/24 |
| 30 Year VA Refi | 6.10% | 12/17/24 |
| 30 Year USDA Purchase | 7.01% | 12/17/24 |
| 30 Year USDA Refi | 6.43% | 12/17/24 |
| 15 Year Conventional Purchase | 6.90% | 12/17/24 |
| 15 Year Conventional Refi | 6.52% | 12/17/24 |
| 15 Year Cash-out Refi | 6.52% | 12/17/24 |
| 15 Year FHA Purchase | 7.67% | 12/17/24 |
| 15 Year FHA Refi | 7.03% | 12/17/24 |
| 15 Year VA Purchase | 6.46% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Financial Resources Mortgage Calculator
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This is not an official calculator from American Financial Resources. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,008Origination Dollar Volume (All Markets)
$1,095,870,000Awards
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AMERICAN FINANCIAL RESOURCES - 2021
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For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 639 | $92,285,000 | $144,421 | $6,063 | 3.39% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 131 | $43,575,000 | $332,634 | $6,520 | 3.09% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 166 | $34,740,000 | $209,277 | $7,286 | 3.53% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 82 | $20,650,000 | $251,829 | $8,336 | 2.97% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 66 | $18,260,000 | $276,667 | $10,282 | 2.95% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 100 | $17,360,000 | $173,600 | $7,374 | 3.61% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 53 | $17,235,000 | $325,189 | $9,932 | 3.92% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 66 | $17,120,000 | $259,394 | $10,802 | 3.80% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 73 | $16,575,000 | $227,055 | $7,156 | 3.61% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 75 | $15,525,000 | $207,000 | $7,650 | 3.64% |
| LAFAYETTE, LA (FHA|USDA|VA) | 112 | $14,600,000 | $130,357 | $5,821 | 3.37% |
| BATON ROUGE, LA (FHA|USDA|VA) | 90 | $13,720,000 | $152,444 | $6,085 | 3.56% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 70 | $13,550,000 | $193,571 | $7,410 | 3.58% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 70 | $13,530,000 | $193,286 | $7,526 | 3.18% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 36 | $12,830,000 | $356,389 | $9,306 | 3.56% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 60 | $12,410,000 | $206,833 | $7,114 | 3.61% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 58 | $12,290,000 | $211,897 | $7,917 | 3.73% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 83 | $12,165,000 | $146,566 | $6,695 | 3.45% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 78 | $12,130,000 | $155,513 | $6,799 | 3.14% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 37 | $10,875,000 | $293,919 | $9,670 | 3.04% |
| OCALA, FL (FHA|USDA|VA) | 68 | $10,500,000 | $154,412 | $6,009 | 3.29% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 50 | $10,240,000 | $204,800 | $6,823 | 3.28% |
| KNOXVILLE, TN (FHA|USDA|VA) | 51 | $8,645,000 | $169,510 | $7,029 | 3.30% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 22 | $8,570,000 | $389,545 | $7,949 | 3.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 47 | $8,545,000 | $181,809 | $6,114 | 3.37% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 35 | $8,465,000 | $241,857 | $7,215 | 3.45% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 55 | $8,365,000 | $152,091 | $6,524 | 3.57% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 42 | $8,230,000 | $195,952 | $6,362 | 3.52% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 43 | $8,105,000 | $188,488 | $6,485 | 3.49% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 51 | $8,085,000 | $158,529 | $6,301 | 3.55% |
| TUCSON, AZ (FHA|USDA|VA) | 42 | $8,020,000 | $190,952 | $6,213 | 3.20% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 47 | $7,955,000 | $169,255 | $7,277 | 3.23% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 55 | $7,545,000 | $137,182 | $5,303 | 3.49% |
| ASHEVILLE, NC (FHA|USDA|VA) | 41 | $7,535,000 | $183,780 | $8,129 | 3.11% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 37 | $7,225,000 | $195,270 | $7,370 | 3.65% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 39 | $7,005,000 | $179,615 | $8,507 | 3.31% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 35 | $6,435,000 | $183,857 | $5,367 | 4.10% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 27 | $6,315,000 | $233,889 | $9,952 | 3.47% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 29 | $6,005,000 | $207,069 | $8,313 | 3.67% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 31 | $5,955,000 | $192,097 | $5,949 | 3.74% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 47 | $5,885,000 | $125,213 | $4,908 | 3.39% |
| COLUMBUS, OH (FHA|USDA|VA) | 33 | $5,605,000 | $169,848 | $7,385 | 3.92% |
| Opelousas, LA (FHA|USDA|VA) | 44 | $5,560,000 | $126,364 | $5,202 | 3.33% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $5,520,000 | $345,000 | $8,214 | 3.45% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 18 | $5,410,000 | $300,556 | $6,939 | 4.17% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 38 | $5,120,000 | $134,737 | $6,837 | 3.36% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 32 | $5,120,000 | $160,000 | $7,591 | 3.31% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 30 | $4,960,000 | $165,333 | $5,422 | 3.84% |
| LYNCHBURG, VA (FHA|USDA|VA) | 28 | $4,830,000 | $172,500 | $7,674 | 3.22% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 16 | $4,710,000 | $294,375 | $7,869 | 2.89% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 30 | $4,600,000 | $153,333 | $5,700 | 3.29% |
| COLUMBIA, SC (FHA|USDA|VA) | 33 | $4,485,000 | $135,909 | $4,674 | 3.28% |
| Shelton, WA (FHA|USDA|VA) | 19 | $4,385,000 | $230,789 | $7,918 | 3.12% |
| Payson, AZ (FHA|USDA|VA) | 25 | $4,375,000 | $175,000 | $5,846 | 3.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 30 | $4,360,000 | $145,333 | $6,938 | 3.87% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 15 | $4,345,000 | $289,667 | $8,797 | 2.92% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 17 | $4,265,000 | $250,882 | $5,581 | 4.37% |
| MORRISTOWN, TN (FHA|USDA|VA) | 26 | $4,260,000 | $163,846 | $7,849 | 3.37% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $4,120,000 | $294,286 | $10,522 | 3.86% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 23 | $4,075,000 | $177,174 | $10,461 | 3.29% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 17 | $4,025,000 | $236,765 | $6,817 | 2.87% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 23 | $3,995,000 | $173,696 | $6,164 | 3.41% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 18 | $3,990,000 | $221,667 | $8,150 | 3.03% |
| ROANOKE, VA (FHA|USDA|VA) | 21 | $3,885,000 | $185,000 | $7,258 | 3.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 16 | $3,830,000 | $239,375 | $11,171 | 3.97% |
| MONROE, LA (FHA|USDA|VA) | 28 | $3,810,000 | $136,071 | $6,211 | 4.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 15 | $3,705,000 | $247,000 | $7,833 | 3.46% |
| SALEM, OR (FHA|USDA|VA) | 11 | $3,425,000 | $311,364 | $9,031 | 3.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 23 | $3,405,000 | $148,043 | $6,410 | 3.84% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 16 | $3,370,000 | $210,625 | $7,461 | 3.45% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 13 | $3,325,000 | $255,769 | $11,673 | 3.69% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 18 | $3,200,000 | $177,778 | $7,634 | 3.19% |
| HAMMOND, LA (FHA|USDA|VA) | 22 | $3,130,000 | $142,273 | $6,305 | 3.52% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 19 | $3,105,000 | $163,421 | $9,614 | 3.60% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 9 | $3,075,000 | $341,667 | $16,023 | 4.06% |
| PITTSBURGH, PA (FHA|USDA|VA) | 20 | $3,070,000 | $153,500 | $4,965 | 3.59% |
| Show Low, AZ (FHA|USDA|VA) | 19 | $3,055,000 | $160,789 | $5,237 | 3.48% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 15 | $2,985,000 | $199,000 | $6,963 | 3.46% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 18 | $2,930,000 | $162,778 | $6,980 | 3.14% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 15 | $2,845,000 | $189,667 | $5,901 | 3.95% |
| Clewiston, FL (FHA|USDA|VA) | 19 | $2,835,000 | $149,211 | $6,549 | 3.13% |
| RICHMOND, VA (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $7,713 | 3.45% |
| Elizabeth City, NC (FHA|USDA|VA) | 13 | $2,785,000 | $214,231 | $8,688 | 3.35% |
| Port Angeles, WA (FHA|USDA|VA) | 10 | $2,770,000 | $277,000 | $7,871 | 3.23% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 13 | $2,755,000 | $211,923 | $7,285 | 3.13% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 18 | $2,650,000 | $147,222 | $5,160 | 3.17% |
| STOCKTON, CA (FHA|USDA|VA) | 8 | $2,640,000 | $330,000 | $6,522 | 3.08% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 19 | $2,625,000 | $138,158 | $6,547 | 3.55% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 11 | $2,565,000 | $233,182 | $11,458 | 3.94% |
| REDDING, CA (FHA|USDA|VA) | 12 | $2,540,000 | $211,667 | $7,417 | 2.84% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $7,461 | 3.26% |
| LOUISVILLE, KY (FHA|USDA|VA) | 18 | $2,450,000 | $136,111 | $5,558 | 3.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 21 | $2,425,000 | $115,476 | $4,512 | 3.80% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $14,940 | 3.65% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 11 | $2,395,000 | $217,727 | $4,944 | 3.38% |
| MEDFORD, OR (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $9,440 | 2.91% |
| ROCHESTER, NY (FHA|USDA|VA) | 17 | $2,345,000 | $137,941 | $4,424 | 3.40% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 15 | $2,315,000 | $154,333 | $8,058 | 3.68% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 14 | $2,300,000 | $164,286 | $5,964 | 3.55% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 15 | $2,285,000 | $152,333 | $6,058 | 3.26% |
| BELLINGHAM, WA (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $9,953 | 2.65% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $6,591 | 3.11% |
| Centralia, WA (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $6,888 | 3.19% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 18 | $2,250,000 | $125,000 | $3,608 | 3.46% |
| Portsmouth, OH (FHA|USDA|VA) | 18 | $2,220,000 | $123,333 | $7,003 | 3.62% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 19 | $2,205,000 | $116,053 | $6,183 | 3.41% |
| LONGVIEW, WA (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $8,660 | 3.28% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 14 | $2,100,000 | $150,000 | $5,645 | 3.21% |
| DeRidder, LA (FHA|USDA|VA) | 15 | $2,095,000 | $139,667 | $4,802 | 3.35% |
| Greeneville, TN (FHA|USDA|VA) | 14 | $2,070,000 | $147,857 | $7,063 | 3.22% |
| GRANTS PASS, OR (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $8,306 | 2.98% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $7,535 | 2.85% |
| BANGOR, ME (FHA|USDA|VA) | 13 | $1,965,000 | $151,154 | $4,493 | 3.56% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 11 | $1,945,000 | $176,818 | $7,211 | 3.02% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 11 | $1,925,000 | $175,000 | $6,882 | 3.40% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $29,144 | 3.35% |
| TULSA, OK (FHA|USDA|VA) | 13 | $1,885,000 | $145,000 | $7,469 | 3.06% |
| CHICO, CA (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $4,952 | 3.04% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $7,516 | 3.47% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $4,789 | 3.06% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 15 | $1,855,000 | $123,667 | $5,767 | 3.38% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $16,347 | 3.91% |
| CASPER, WY (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $6,616 | 3.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 12 | $1,810,000 | $150,833 | $7,522 | 3.13% |
| JACKSON, MS (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $7,772 | 3.54% |
| RENO, NV (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $10,091 | 3.61% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $4,556 | 3.14% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 13 | $1,725,000 | $132,692 | $5,693 | 3.69% |
| Gloversville, NY (FHA|USDA|VA) | 18 | $1,710,000 | $95,000 | $8,331 | 3.46% |
| Pahrump, NV (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $8,461 | 3.35% |
| Okeechobee, FL (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $5,336 | 3.56% |
| BEND, OR (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $8,051 | 2.89% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $8,922 | 3.31% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $8,037 | 3.25% |
| Lake City, FL (FHA|USDA|VA) | 11 | $1,675,000 | $152,273 | $5,696 | 3.14% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 13 | $1,665,000 | $128,077 | $7,565 | 3.36% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $7,169 | 3.33% |
| Shelby, NC (FHA|USDA|VA) | 10 | $1,640,000 | $164,000 | $8,955 | 3.30% |
| FARMINGTON, NM (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $5,937 | 3.44% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $10,652 | 2.81% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $10,878 | 3.37% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $10,075 | 3.04% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $7,682 | 3.24% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $12,711 | 3.55% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 11 | $1,555,000 | $141,364 | $8,490 | 3.25% |
| Fernley, NV (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $12,939 | 4.19% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 11 | $1,545,000 | $140,455 | $5,672 | 3.05% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 16 | $1,540,000 | $96,250 | $6,716 | 3.06% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 12 | $1,520,000 | $126,667 | $4,304 | 3.07% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $7,410 | 3.26% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 11 | $1,515,000 | $137,727 | $7,116 | 3.57% |
| Amsterdam, NY (FHA|USDA|VA) | 11 | $1,505,000 | $136,818 | $1,171 | 3.51% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $1,775 | 3.64% |
| Sevierville, TN (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $6,609 | 3.52% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $13,859 | 2.97% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $8,239 | 3.28% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $6,387 | 3.69% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $7,679 | 3.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $2,768 | 3.96% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $7,230 | 3.08% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $1,370,000 | $137,000 | $5,116 | 3.15% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $6,183 | 3.93% |
| DOVER, DE (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $6,625 | 3.71% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $5,372 | 3.24% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $3,800 | 3.61% |
| YAKIMA, WA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $15,199 | 3.46% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $5,933 | 4.17% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $5,750 | 3.05% |
| Thomasville, GA (FHA|USDA|VA) | 10 | $1,250,000 | $125,000 | $4,078 | 3.50% |
| Dayton, TN (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $6,976 | 3.43% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $0 | 3.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $6,423 | 3.00% |
| Newport, TN (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $7,578 | 3.38% |
| Hood River, OR (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $0 | 2.81% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $1,215,000 | $135,000 | $6,325 | 3.11% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $5,099 | 3.00% |
| Brookings, OR (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $6,739 | 2.84% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $3,035 | 2.79% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $1,130,000 | $141,250 | $3,955 | 3.05% |
| Crescent City, CA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $5,717 | 3.03% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $5,784 | 3.66% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $5,111 | 3.25% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $11,955 | 3.34% |
| BILLINGS, MT (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $6,002 | 4.15% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $4,341 | 3.14% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $8,421 | 3.09% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $5,478 | 4.06% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $7,018 | 2.89% |
| Ashtabula, OH (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $7,551 | 3.70% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $8,796 | 3.81% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 10 | $1,050,000 | $105,000 | $5,757 | 3.53% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $9,421 | 3.19% |
| Forest City, NC (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $5,971 | 3.58% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $8,262 | 3.09% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $12,413 | 2.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $4,732 | 3.66% |
| Warsaw, IN (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $4,593 | 3.31% |
| Granbury, TX (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,857 | 3.44% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,554 | 3.22% |
| Outside of Metro Areas | 4 | $990,000 | $247,500 | $6,455 | 3.00% |
| Oneonta, NY (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $6,160 | 3.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $9,252 | 3.46% |
| Newport, OR (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $6,540 | 3.02% |
| Plattsburgh, NY (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $5,622 | 3.61% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $955,000 | $136,429 | $5,537 | 3.18% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $11,963 | 3.79% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $6,268 | 2.80% |
| Morgan City, LA (FHA|USDA|VA) | 8 | $940,000 | $117,500 | $4,348 | 3.34% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $7,155 | 3.95% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $9,356 | 3.83% |
| Richmond, IN (FHA|USDA|VA) | 9 | $915,000 | $101,667 | $3,769 | 3.36% |
| London, KY (FHA|USDA|VA) | 8 | $910,000 | $113,750 | $4,900 | 3.56% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $13,325 | 3.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,537 | 4.13% |
| Hailey, ID (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $8,614 | 3.29% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,292 | 3.09% |
| Rolla, MO (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $4,384 | 2.90% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $5,729 | 3.23% |
| New Castle, PA (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $6,039 | 3.09% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $8,231 | 3.35% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $0 | 4.22% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $4,036 | 3.46% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $15,292 | 5.29% |
| AKRON, OH (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $8,302 | 3.84% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $7,549 | 3.55% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,666 | 4.44% |
| Cullman, AL (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $6,519 | 3.71% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $4,237 | 3.92% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,722 | 3.07% |
| Marietta, OH (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $6,461 | 3.25% |
| Greenville, OH (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $3,894 | 3.69% |
| Bonham, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,229 | 3.37% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $10,003 | 3.35% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,105 | 3.27% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $5,388 | 3.48% |
| SANTA FE, NM (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $8,124 | 3.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,361 | 3.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $7,785 | 3.56% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,756 | 3.38% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $10,273 | 2.69% |
| DECATUR, AL (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $4,973 | 3.09% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $12,067 | 3.21% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,953 | 3.40% |
| YUMA, AZ (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $5,572 | 3.10% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,160 | 2.88% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $0 | 3.50% |
| Durango, CO (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,343 | 3.54% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,471 | 3.42% |
| Palatka, FL (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $8,493 | 2.98% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,726 | 2.75% |
| Jennings, LA (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $0 | 3.56% |
| Wilson, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $8,192 | 3.44% |
| MUSKEGON, MI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,643 | 3.75% |
| Chillicothe, OH (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $8,605 | 3.48% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,743 | 3.68% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,915 | 3.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,707 | 3.16% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,745 | 3.63% |
| Jesup, GA (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $0 | 3.75% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,493 | 3.66% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,970 | 3.28% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $4,112 | 3.15% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,357 | 3.00% |
| Big Rapids, MI (FHA|USDA|VA) | 8 | $680,000 | $85,000 | $5,438 | 3.55% |
| Searcy, AR (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $5,361 | 2.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $206 | 2.75% |
| JACKSON, TN (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $12,692 | 3.55% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $4,919 | 3.79% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,320 | 3.41% |
| Athens, TN (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,538 | 2.85% |
| Fort Polk South, LA (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $8,684 | 3.30% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $9,815 | 3.04% |
| Alexander City, AL (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $8,151 | 3.53% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $6,299 | 4.30% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,405 | 4.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,998 | 3.53% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,874 | 3.54% |
| GLENS FALLS, NY (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $7,641 | 3.54% |
| Lufkin, TX (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $8,711 | 3.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,421 | 3.67% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $1,891 | 3.53% |
| Williston, ND (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 3.94% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $0 | 3.53% |
| ROME, GA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,970 | 3.50% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $9,222 | 3.08% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,847 | 3.13% |
| HATTIESBURG, MS (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $6,181 | 3.40% |
| CHARLESTON, WV (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $6,341 | 3.71% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 4.42% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $6,831 | 3.30% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 3.92% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,612 | 3.12% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,756 | 3.56% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,317 | 3.25% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $0 | 3.21% |
| Minden, LA (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $5,845 | 3.03% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 3.50% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $9,767 | 3.78% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $9,230 | 3.19% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,215 | 3.22% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $3,484 | 3.83% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,873 | 2.50% |
| Gaffney, SC (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $8,327 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,721 | 3.31% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $13,538 | 3.33% |
| Evanston, WY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 2.92% |
| Arcadia, FL (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,352 | 3.16% |
| Edwards, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,148 | 2.93% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 3.50% |
| Danville, VA (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $2,700 | 3.05% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,500 | 3.46% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,328 | 3.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,575 | 2.50% |
| UTICA-ROME, NY (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $0 | 3.50% |
| Oil City, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,376 | 3.04% |
| Van Wert, OH (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,303 | 4.06% |
| Andrews, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 3.50% |
| Crossville, TN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,721 | 3.41% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,033 | 3.19% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,015 | 3.03% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,466 | 3.12% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 4.17% |
| Laconia, NH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,928 | 3.63% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $8,029 | 2.97% |
| Craig, CO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,200 | 3.04% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,333 | 3.04% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,529 | 3.13% |
| Concord, NH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,387 | 4.00% |
| Fallon, NV (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 4.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 3.35% |
| Gillette, WY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 3.16% |
| Somerset, KY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,216 | 3.92% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,590 | 3.42% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,297 | 2.96% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,391 | 4.31% |
| Henderson, NC (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,743 | 3.00% |
| WACO, TX (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 3.08% |
| TYLER, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 2.75% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,799 | 3.00% |
| MONROE, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,299 | 3.63% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,059 | 3.41% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,908 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $5,390 | 3.31% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $5,352 | 3.31% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 3.13% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,296 | 3.50% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,266 | 3.25% |
| Bay City, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,618 | 4.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $4,949 | 3.28% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,675 | 3.33% |
| Bedford, IN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,196 | 3.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,669 | 4.08% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,900 | 3.56% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,963 | 4.25% |
| Ozark, AL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $12,055 | 3.54% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 3.33% |
| Troy, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 4.88% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,822 | 5.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $3,294 | 2.84% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 3.50% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 3.13% |
| Holland, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,012 | 3.13% |
| Riverton, WY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,525 | 3.69% |
| Athens, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 3.63% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,811 | 3.63% |
| Connersville, IN (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $4,089 | 3.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 4.44% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,613 | 3.50% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,248 | 2.62% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 2.94% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,469 | 3.19% |
| Española, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,119 | 2.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 4.25% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,468 | 3.13% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,339 | 3.37% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,190 | 3.06% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $13,516 | 3.50% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 3.63% |
| Jasper, IN (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,151 | 3.33% |
| Barre, VT (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 3.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 3.19% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 3.13% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,568 | 2.88% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,071 | 2.88% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 3.17% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,975 | 3.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 3.25% |
| NAPA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.13% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,793 | 4.46% |
| Helena, MT (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,996 | 3.44% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,546 | 2.75% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,262 | 2.50% |
| Ruston, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 3.25% |
| Torrington, CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 4.13% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,164 | 3.25% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,313 | 2.88% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,631 | 3.92% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,299 | 3.38% |
| Willmar, MN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,697 | 3.63% |
| Meadville, PA (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $5,368 | 3.53% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 2.94% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,359 | 2.38% |
| Batesville, AR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,744 | 2.94% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 2.75% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,341 | 2.81% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,548 | 3.13% |
| Bainbridge, GA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,654 | 3.21% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $19,642 | 3.50% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,668 | 3.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,239 | 3.25% |
| Marion, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 3.75% |
| Auburn, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 3.19% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 3.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.75% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.38% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 3.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.75% |
| Urbana, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,864 | 2.75% |
| Ashland, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,159 | 3.63% |
| Alice, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,279 | 2.75% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,543 | 3.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,259 | 2.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 3.81% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,518 | 3.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,328 | 3.75% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,111 | 4.13% |
| RACINE, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,471 | 2.75% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 3.19% |
| Celina, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,094 | 3.19% |
| DALTON, GA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,825 | 3.42% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,059 | 3.56% |
| Madison, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 2.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,010 | 3.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 2.94% |
| Vernal, UT (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,070 | 3.44% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 4.38% |
| Seymour, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,112 | 2.94% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,847 | 2.81% |
| Astoria, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,883 | 2.75% |
| Key West, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.75% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.25% |
| Martin, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 3.38% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,808 | 5.00% |
| Marion, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 3.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,593 | 2.75% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.75% |
| Emporia, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,945 | 3.25% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,807 | 4.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 2.94% |
| Paris, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,005 | 3.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,476 | 3.00% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,188 | 2.75% |
| Americus, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 2.75% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,100 | 3.50% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.75% |
| Malone, NY (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $2,601 | 3.25% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,982 | 2.75% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $543 | 3.38% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.25% |
| Silver City, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,929 | 2.63% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 3.25% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 2.50% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 2.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,951 | 4.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,104 | 4.63% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 3.31% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,829 | 3.56% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 3.25% |
| Albertville, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,990 | 2.75% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,170 | 3.63% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.50% |
| Oxford, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.13% |
| MERCED, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,662 | 2.00% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,059 | 2.75% |
| Ludington, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.50% |
| Atmore, AL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,566 | 3.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 2.75% |
| Taos, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,530 | 2.75% |
| Alpena, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.25% |
| Wooster, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,746 | 3.50% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,762 | 3.13% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,662 | 3.75% |
| Olean, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.88% |
| Hudson, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,552 | 3.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,832 | 4.13% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.88% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 4.00% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,551 | 3.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.25% |
| La Grande, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,312 | 2.75% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,659 | 3.13% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.25% |
| Newberry, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,738 | 3.38% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.25% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 3.13% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,345 | 4.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.99% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,117 | 2.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.50% |
| Prineville, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.75% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,115 | 2.75% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,252 | 2.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.63% |
| Safford, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,539 | 4.13% |
| READING, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.50% |
| Cortland, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,116 | 2.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,504 | 3.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.25% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,925 | 4.50% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,028 | 3.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.13% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.75% |
| Montrose, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,491 | 3.75% |
| Elkins, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.25% |
| Moberly, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.25% |
| Rutland, VT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.75% |
| Hope, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.75% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.75% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,801 | 3.38% |
| Salem, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,680 | 3.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.25% |
| Findlay, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.88% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,029 | 3.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,368 | 3.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.50% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.38% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.75% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,129 | 3.38% |
| Kinston, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.13% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,053 | 3.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,026 | 2.75% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,767 | 4.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,310 | 3.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,110 | 2.75% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,622 | 3.25% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,172 | 3.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.25% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.25% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,715 | 3.50% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,081 | 3.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.38% |
| Angola, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.25% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.75% |
| ENID, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,210 | 2.75% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.75% |
| Sterling, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.75% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.88% |
| Boone, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,184 | 2.75% |
| Waycross, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.25% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.50% |
| Jackson, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.13% |
| Peru, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,666 | 4.50% |
| Sidney, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,511 | 3.38% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,580 | 3.75% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.63% |
| Picayune, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.38% |
| Farmington, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,052 | 3.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,459 | 2.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.38% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,750 | 3.25% |
| Russellville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.25% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.88% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.25% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,399 | 3.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,851 | 2.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.75% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,886 | 2.99% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,153 | 2.63% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,824 | 2.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.25% |
| Harrison, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.50% |
| Washington, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.50% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,476 | 2.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,948 | 3.25% |
| Cordele, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.13% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,859 | 2.75% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.75% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.75% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.25% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.63% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,051 | 2.75% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 2.75% |
| Dublin, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,819 | 4.25% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,304 | 3.25% |
| Marshall, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.25% |
| ERIE, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.50% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.75% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.25% |
| Central City, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,984 | 2.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,162 | 3.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,775 | 3.75% |
| Parsons, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.25% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,660 | 3.99% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.25% |
| Camden, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,346 | 2.99% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.75% |
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Product Mix
For 2021, American Financial Resources's most frequently originated type of loan was FHA, with 3,783 originations. Their 2nd most popular type was Conventional, with 1,180 originations.
Loan Reason
For 2021, American Financial Resources's most frequently cited loan purpose was Home Purchase, with 3,822 originations. The 2nd most popular reason was Refi, with 1,209 originations.
Loan Duration/Length
For 2021, American Financial Resources's most frequently cited loan duration was 30 Year, with 5,199 originations. The 2nd most popular length was 15 Year, with 310 originations.
Origination Fees/Closing Costs
American Financial Resources's average total fees were $7,245, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,710 originations.
Interest Rates
During 2021, American Financial Resources's average interest rate for loans was 3.44%, while their most frequently originated rate bucket for loans was 3-4%, with 2,836 originations.
Loan Sizing
2021 saw American Financial Resources place emphasis on $100k-200k loans with 3,017 originations, totaling $441,165,000 in origination value.
Applicant Income
American Financial Resources lent most frequently to those with incomes in the $50k or less range, with 2,596 originations. The second most popular income band? $50k-75k, with 1,743 originations.
Applicant Debt to Income Ratio
American Financial Resources lent most frequently to those with DTI ratios of 30-36%, with 868 originations. The next most common DTI ratio? 20-30%, with 855 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.08%
American Financial Resources has an average approval rate.
Pick Rate
Approvals leading to origination35.90%
American Financial Resources has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,008 | $1,095,870,000 | $182,402 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,008 | $1,095,870,000 | $182,402 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| American Financial Resources, Inc. | Other type of mortgage | Closing on a mortgage | 1 | 10.0% |
| American Financial Resources, Inc. | FHA mortgage | Trouble during payment process | 3 | 30.0% |
| American Financial Resources, Inc. | FHA mortgage | Struggling to pay mortgage | 1 | 10.0% |
| American Financial Resources, Inc. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 10.0% |
| American Financial Resources, Inc. | Conventional home mortgage | Trouble during payment process | 2 | 20.0% |
| American Financial Resources, Inc. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 10.0% |
| American Financial Resources, Inc. | VA mortgage | Trouble during payment process | 1 | 10.0% |