American Financial Resources Mortgage Rates, Fees & Info
Parsippany-Troy Hills, NJLEI: 5493002B2WMHY23GFK92
Tax ID: 22-3554558
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Mortgage Data
Review & Overview
American Financial Resources is a small mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. American Financial Resources has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, New York, Baltimore, Tampa, and Atlanta among others. We have data for 633 markets. (Some data included below & more in-depth data is available with an active subscription.)American Financial Resources has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financial Resources is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.25% | 12/30/24 |
| 30 Year Conventional Refi | 6.75% | 12/30/24 |
| 30 Year Cash-out Refi | 6.68% | 12/30/24 |
| 30 Year FHA Purchase | 8.08% | 12/30/24 |
| 30 Year FHA Refi | 7.45% | 12/30/24 |
| 30 Year VA Purchase | 6.76% | 12/30/24 |
| 30 Year VA Refi | 6.10% | 12/30/24 |
| 30 Year USDA Purchase | 7.01% | 12/30/24 |
| 30 Year USDA Refi | 6.43% | 12/30/24 |
| 15 Year Conventional Purchase | 6.90% | 12/30/24 |
| 15 Year Conventional Refi | 6.52% | 12/30/24 |
| 15 Year Cash-out Refi | 6.52% | 12/30/24 |
| 15 Year FHA Purchase | 7.67% | 12/30/24 |
| 15 Year FHA Refi | 7.03% | 12/30/24 |
| 15 Year VA Purchase | 6.46% | 12/30/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Financial Resources Mortgage Calculator
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This is not an official calculator from American Financial Resources. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,585Origination Dollar Volume (All Markets)
$1,380,315,000Awards
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AMERICAN FINANCIAL RESOURCES - 2019
AMERICAN FINANCIAL RESOURCES is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 732 | $96,640,000 | $132,022 | $5,641 | 4.74% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 335 | $64,855,000 | $193,597 | $6,771 | 4.86% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 193 | $61,445,000 | $318,368 | $9,849 | 4.54% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 117 | $30,595,000 | $261,496 | $8,207 | 4.99% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 164 | $27,720,000 | $169,024 | $6,550 | 5.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 123 | $26,785,000 | $217,764 | $6,462 | 4.59% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 106 | $26,540,000 | $250,377 | $7,999 | 4.33% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 81 | $25,715,000 | $317,469 | $10,232 | 4.97% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 78 | $23,360,000 | $299,487 | $9,028 | 4.20% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 80 | $23,020,000 | $287,750 | $8,442 | 4.11% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 101 | $20,975,000 | $207,673 | $7,083 | 4.91% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 96 | $18,760,000 | $195,417 | $7,128 | 4.94% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 92 | $18,560,000 | $201,739 | $6,341 | 4.97% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 88 | $17,650,000 | $200,568 | $6,574 | 4.24% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 74 | $15,030,000 | $203,108 | $7,343 | 4.78% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 88 | $14,500,000 | $164,773 | $6,404 | 4.71% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 42 | $13,980,000 | $332,857 | $10,197 | 4.27% |
| BATON ROUGE, LA (FHA|USDA|VA) | 86 | $13,280,000 | $154,419 | $5,593 | 4.91% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 41 | $11,935,000 | $291,098 | $7,796 | 4.68% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 67 | $11,705,000 | $174,701 | $4,941 | 4.47% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 32 | $11,530,000 | $360,313 | $9,620 | 4.35% |
| LAFAYETTE, LA (FHA|USDA|VA) | 94 | $11,500,000 | $122,340 | $5,620 | 4.59% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 72 | $11,400,000 | $158,333 | $5,939 | 4.74% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 61 | $11,365,000 | $186,311 | $6,628 | 4.67% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 50 | $11,250,000 | $225,000 | $7,850 | 4.84% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 53 | $10,975,000 | $207,075 | $6,042 | 4.68% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 35 | $10,775,000 | $307,857 | $9,150 | 4.08% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 60 | $10,580,000 | $176,333 | $6,523 | 4.51% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 36 | $10,160,000 | $282,222 | $8,504 | 4.32% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 49 | $10,105,000 | $206,224 | $6,392 | 4.60% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 72 | $9,920,000 | $137,778 | $6,602 | 4.92% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 61 | $9,715,000 | $159,262 | $6,580 | 4.52% |
| TUCSON, AZ (FHA|USDA|VA) | 61 | $9,635,000 | $157,951 | $6,192 | 4.56% |
| SALEM, OR (FHA|USDA|VA) | 38 | $9,250,000 | $243,421 | $8,025 | 4.07% |
| GREELEY, CO (FHA|USDA|VA) | 34 | $9,210,000 | $270,882 | $7,914 | 4.05% |
| OCALA, FL (FHA|USDA|VA) | 63 | $9,045,000 | $143,571 | $4,850 | 4.46% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 59 | $8,915,000 | $151,102 | $5,171 | 4.80% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 44 | $8,390,000 | $190,682 | $6,987 | 4.70% |
| KNOXVILLE, TN (FHA|USDA|VA) | 56 | $8,280,000 | $147,857 | $5,946 | 4.51% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 46 | $8,080,000 | $175,652 | $6,240 | 5.14% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 37 | $7,455,000 | $201,486 | $6,061 | 4.69% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 52 | $7,140,000 | $137,308 | $6,175 | 5.25% |
| Port Angeles, WA (FHA|USDA|VA) | 32 | $7,090,000 | $221,563 | $7,155 | 4.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 43 | $6,995,000 | $162,674 | $6,674 | 4.81% |
| GAINESVILLE, FL (FHA|USDA|VA) | 47 | $6,855,000 | $145,851 | $5,084 | 4.56% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $6,790,000 | $339,500 | $10,869 | 4.67% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 36 | $6,710,000 | $186,389 | $6,816 | 4.89% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 42 | $6,170,000 | $146,905 | $5,649 | 4.98% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 26 | $5,910,000 | $227,308 | $7,320 | 4.48% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 30 | $5,870,000 | $195,667 | $5,926 | 4.15% |
| FORT COLLINS, CO (FHA|USDA|VA) | 16 | $5,860,000 | $366,250 | $7,318 | 4.17% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 33 | $5,825,000 | $176,515 | $5,378 | 4.93% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 34 | $5,690,000 | $167,353 | $5,304 | 5.60% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 21 | $5,645,000 | $268,810 | $6,822 | 4.20% |
| ASHEVILLE, NC (FHA|USDA|VA) | 36 | $5,510,000 | $153,056 | $6,728 | 4.70% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 21 | $5,355,000 | $255,000 | $6,282 | 4.48% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 23 | $5,305,000 | $230,652 | $6,251 | 4.73% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 11 | $5,255,000 | $477,727 | $13,914 | 4.22% |
| Payson, AZ (FHA|USDA|VA) | 34 | $5,210,000 | $153,235 | $5,347 | 4.29% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 18 | $5,100,000 | $283,333 | $8,233 | 4.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 41 | $5,065,000 | $123,537 | $4,804 | 4.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 34 | $4,940,000 | $145,294 | $5,260 | 4.85% |
| COLUMBIA, SC (FHA|USDA|VA) | 28 | $4,530,000 | $161,786 | $6,168 | 4.56% |
| PROVO-OREM, UT (FHA|USDA|VA) | 16 | $4,490,000 | $280,625 | $7,967 | 4.43% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 27 | $4,405,000 | $163,148 | $6,015 | 4.80% |
| Show Low, AZ (FHA|USDA|VA) | 29 | $4,315,000 | $148,793 | $5,654 | 4.45% |
| BEND, OR (FHA|USDA|VA) | 17 | $4,195,000 | $246,765 | $7,665 | 4.55% |
| MEDFORD, OR (FHA|USDA|VA) | 17 | $4,145,000 | $243,824 | $5,632 | 4.20% |
| COLUMBUS, OH (FHA|USDA|VA) | 27 | $4,095,000 | $151,667 | $6,619 | 4.63% |
| HAMMOND, LA (FHA|USDA|VA) | 26 | $4,040,000 | $155,385 | $5,413 | 4.60% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 30 | $4,010,000 | $133,667 | $5,112 | 4.75% |
| REDDING, CA (FHA|USDA|VA) | 21 | $3,995,000 | $190,238 | $6,844 | 4.39% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 28 | $3,950,000 | $141,071 | $6,101 | 4.76% |
| ROCHESTER, NY (FHA|USDA|VA) | 32 | $3,950,000 | $123,438 | $4,486 | 4.06% |
| Shelton, WA (FHA|USDA|VA) | 16 | $3,930,000 | $245,625 | $6,620 | 4.61% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 24 | $3,870,000 | $161,250 | $6,029 | 4.09% |
| DOVER, DE (FHA|USDA|VA) | 17 | $3,855,000 | $226,765 | $7,940 | 4.69% |
| Opelousas, LA (FHA|USDA|VA) | 30 | $3,810,000 | $127,000 | $5,631 | 4.67% |
| BOISE CITY, ID (FHA|USDA|VA) | 17 | $3,765,000 | $221,471 | $7,210 | 4.29% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 16 | $3,730,000 | $233,125 | $8,057 | 4.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 29 | $3,695,000 | $127,414 | $4,993 | 4.35% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 15 | $3,685,000 | $245,667 | $7,486 | 5.09% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 25 | $3,665,000 | $146,600 | $5,717 | 4.45% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 25 | $3,635,000 | $145,400 | $5,028 | 4.94% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 31 | $3,575,000 | $115,323 | $5,247 | 4.94% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 27 | $3,555,000 | $131,667 | $4,891 | 5.09% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 16 | $3,530,000 | $220,625 | $7,089 | 4.05% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 20 | $3,490,000 | $174,500 | $6,695 | 5.58% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 13 | $3,395,000 | $261,154 | $8,404 | 5.10% |
| RENO, NV (FHA|USDA|VA) | 14 | $3,380,000 | $241,429 | $6,499 | 3.87% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 25 | $3,365,000 | $134,600 | $5,663 | 4.96% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 18 | $3,360,000 | $186,667 | $6,735 | 4.84% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 12 | $3,270,000 | $272,500 | $8,634 | 4.01% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $3,225,000 | $248,077 | $8,235 | 4.86% |
| MORRISTOWN, TN (FHA|USDA|VA) | 26 | $3,120,000 | $120,000 | $6,312 | 4.77% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 20 | $2,930,000 | $146,500 | $7,012 | 4.81% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 23 | $2,925,000 | $127,174 | $5,110 | 5.08% |
| LONGVIEW, WA (FHA|USDA|VA) | 12 | $2,900,000 | $241,667 | $7,907 | 4.15% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $2,795,000 | $399,286 | $10,408 | 4.07% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 20 | $2,760,000 | $138,000 | $6,369 | 5.09% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $2,710,000 | $271,000 | $8,570 | 4.84% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 23 | $2,685,000 | $116,739 | $7,505 | 4.71% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 19 | $2,625,000 | $138,158 | $5,646 | 4.69% |
| Newport, OR (FHA|USDA|VA) | 11 | $2,615,000 | $237,727 | $8,033 | 4.09% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $9,762 | 3.81% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 14 | $2,540,000 | $181,429 | $5,600 | 4.37% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 13 | $2,535,000 | $195,000 | $6,627 | 5.49% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 16 | $2,510,000 | $156,875 | $7,172 | 4.65% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 14 | $2,500,000 | $178,571 | $6,477 | 4.69% |
| Oak Harbor, WA (FHA|USDA|VA) | 10 | $2,460,000 | $246,000 | $9,135 | 3.53% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 12 | $2,440,000 | $203,333 | $8,689 | 5.16% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $6,188 | 4.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 15 | $2,435,000 | $162,333 | $6,647 | 5.41% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 11 | $2,415,000 | $219,545 | $6,029 | 5.03% |
| Centralia, WA (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $6,574 | 4.35% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 13 | $2,355,000 | $181,154 | $7,131 | 4.64% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 13 | $2,305,000 | $177,308 | $7,196 | 4.32% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $2,295,000 | $208,636 | $8,002 | 4.78% |
| Alexander City, AL (FHA|USDA|VA) | 18 | $2,290,000 | $127,222 | $4,803 | 4.72% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $7,428 | 4.15% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 13 | $2,255,000 | $173,462 | $5,651 | 4.13% |
| Lake City, FL (FHA|USDA|VA) | 17 | $2,235,000 | $131,471 | $5,161 | 4.41% |
| DeRidder, LA (FHA|USDA|VA) | 17 | $2,225,000 | $130,882 | $5,339 | 4.68% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $7,778 | 5.01% |
| ST. CLOUD, MN (FHA|USDA|VA) | 13 | $2,215,000 | $170,385 | $7,223 | 4.22% |
| MONROE, LA (FHA|USDA|VA) | 15 | $2,205,000 | $147,000 | $7,368 | 4.72% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 16 | $2,150,000 | $134,375 | $4,358 | 5.03% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 15 | $2,145,000 | $143,000 | $5,776 | 4.85% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 17 | $2,065,000 | $121,471 | $4,578 | 4.39% |
| CASPER, WY (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $6,663 | 4.68% |
| WILMINGTON, NC (FHA|USDA|VA) | 17 | $2,035,000 | $119,706 | $4,121 | 4.71% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 17 | $1,995,000 | $117,353 | $4,602 | 4.67% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $1,970,000 | $164,167 | $6,543 | 4.62% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $7,200 | 5.07% |
| Key West, FL (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $10,068 | 4.33% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $5,917 | 4.45% |
| FORT WAYNE, IN (FHA|USDA|VA) | 15 | $1,835,000 | $122,333 | $4,668 | 4.62% |
| Evanston, WY (FHA|USDA|VA) | 12 | $1,820,000 | $151,667 | $4,445 | 3.81% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 14 | $1,820,000 | $130,000 | $5,922 | 5.06% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $7,310 | 4.53% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $7,876 | 5.28% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $7,632 | 4.29% |
| PITTSBURGH, PA (FHA|USDA|VA) | 12 | $1,780,000 | $148,333 | $5,834 | 4.35% |
| YUMA, AZ (FHA|USDA|VA) | 13 | $1,755,000 | $135,000 | $6,773 | 4.42% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $5,097 | 4.83% |
| Roseburg, OR (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $7,507 | 4.44% |
| Craig, CO (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $5,268 | 4.07% |
| GRANTS PASS, OR (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $5,197 | 4.16% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 13 | $1,685,000 | $129,615 | $4,907 | 4.73% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $8,687 | 4.51% |
| CHARLESTON, WV (FHA|USDA|VA) | 17 | $1,655,000 | $97,353 | $5,065 | 4.79% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $1,645,000 | $149,545 | $5,542 | 4.61% |
| Clearlake, CA (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $9,219 | 3.70% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 11 | $1,625,000 | $147,727 | $6,170 | 5.34% |
| Rock Springs, WY (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $6,561 | 4.09% |
| Elko, NV (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $4,902 | 4.44% |
| Elizabeth City, NC (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $7,678 | 4.03% |
| YAKIMA, WA (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $5,770 | 3.86% |
| Hood River, OR (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $7,219 | 3.79% |
| MUSKEGON, MI (FHA|USDA|VA) | 12 | $1,520,000 | $126,667 | $4,169 | 5.15% |
| JACKSON, MS (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $5,583 | 4.94% |
| Kalispell, MT (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $5,703 | 4.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $6,042 | 4.60% |
| Prineville, OR (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $6,471 | 3.95% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $4,655 | 4.81% |
| DULUTH, MN-WI (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $6,271 | 4.99% |
| Holland, MI (FHA|USDA|VA) | 10 | $1,470,000 | $147,000 | $5,254 | 4.85% |
| Warsaw, IN (FHA|USDA|VA) | 13 | $1,465,000 | $112,692 | $4,424 | 4.49% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $11,620 | 4.22% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $5,415 | 5.01% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 11 | $1,445,000 | $131,364 | $6,294 | 4.80% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $1,425,000 | $129,545 | $5,731 | 4.53% |
| Hailey, ID (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $7,849 | 4.52% |
| Gloversville, NY (FHA|USDA|VA) | 12 | $1,390,000 | $115,833 | $6,682 | 4.47% |
| Clewiston, FL (FHA|USDA|VA) | 11 | $1,365,000 | $124,091 | $5,596 | 4.59% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $4,761 | 5.08% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $7,358 | 4.64% |
| Mountain Home, ID (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $4,225 | 4.28% |
| Sevierville, TN (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $5,400 | 4.82% |
| Aberdeen, WA (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $7,778 | 4.28% |
| AKRON, OH (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $5,572 | 5.10% |
| CHICO, CA (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $6,580 | 4.30% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $4,858 | 4.42% |
| UTICA-ROME, NY (FHA|USDA|VA) | 10 | $1,280,000 | $128,000 | $5,671 | 5.18% |
| Granbury, TX (FHA|USDA|VA) | 9 | $1,275,000 | $141,667 | $5,613 | 4.93% |
| Fernley, NV (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $6,383 | 4.63% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $12,430 | 4.13% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $7,133 | 3.85% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $8,400 | 4.73% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $6,567 | 4.55% |
| COLUMBIA, MO (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $5,791 | 4.83% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $5,502 | 3.91% |
| Pahrump, NV (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $7,082 | 4.48% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $10,752 | 4.65% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $5,047 | 4.79% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $8,183 | 4.63% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $7,237 | 4.35% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $6,274 | 4.20% |
| Greenville, OH (FHA|USDA|VA) | 10 | $1,140,000 | $114,000 | $6,121 | 5.46% |
| Cañon City, CO (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $7,124 | 4.63% |
| BANGOR, ME (FHA|USDA|VA) | 11 | $1,135,000 | $103,182 | $3,917 | 4.56% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $7,689 | 4.88% |
| Crescent City, CA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $8,972 | 4.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $5,700 | 4.66% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $10,544 | 5.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 9 | $1,115,000 | $123,889 | $5,678 | 5.46% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $1,115,000 | $123,889 | $6,139 | 5.17% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $7,670 | 5.03% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $5,471 | 4.45% |
| Alamogordo, NM (FHA|USDA|VA) | 9 | $1,075,000 | $119,444 | $2,655 | 4.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 9 | $1,075,000 | $119,444 | $4,520 | 4.78% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $5,638 | 5.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $5,781 | 5.22% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $8,904 | 4.41% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $8,004 | 4.23% |
| Shelby, NC (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $7,866 | 4.34% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,291 | 4.33% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $9,138 | 5.83% |
| The Dalles, OR (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,619 | 4.10% |
| Richmond, IN (FHA|USDA|VA) | 11 | $1,045,000 | $95,000 | $5,282 | 5.06% |
| Torrington, CT (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,643 | 5.28% |
| Dickinson, ND (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $7,678 | 4.23% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $4,923 | 4.52% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,855 | 4.09% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $7,410 | 4.83% |
| Brookings, OR (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $9,528 | 4.25% |
| Dayton, TN (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $5,596 | 4.03% |
| TULSA, OK (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $5,919 | 4.55% |
| DECATUR, AL (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $6,213 | 4.71% |
| Plattsburgh, NY (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $6,084 | 4.66% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $5,454 | 5.04% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $5,513 | 4.85% |
| Big Rapids, MI (FHA|USDA|VA) | 11 | $975,000 | $88,636 | $4,288 | 4.91% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 9 | $965,000 | $107,222 | $5,704 | 4.49% |
| Okeechobee, FL (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $4,814 | 5.11% |
| Searcy, AR (FHA|USDA|VA) | 7 | $955,000 | $136,429 | $5,785 | 4.77% |
| Greeneville, TN (FHA|USDA|VA) | 9 | $955,000 | $106,111 | $5,988 | 4.72% |
| Mountain Home, AR (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $4,063 | 4.66% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $5,736 | 4.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $8,358 | 4.40% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $7,885 | 6.03% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $9,653 | 3.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $4,825 | 4.45% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $5,133 | 3.77% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,135 | 3.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $9,321 | 4.06% |
| Ardmore, OK (FHA|USDA|VA) | 11 | $885,000 | $80,455 | $6,395 | 5.36% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $5,501 | 4.98% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $6,903 | 5.08% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $7,594 | 3.81% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $4,841 | 4.79% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,615 | 4.41% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $6,535 | 4.66% |
| Newport, TN (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $6,249 | 4.94% |
| Danville, VA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,484 | 4.15% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $18,300 | 4.13% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $5,049 | 4.56% |
| Palatka, FL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $7,363 | 5.10% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $805,000 | $89,444 | $4,025 | 4.85% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,533 | 4.38% |
| Ruston, LA (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $6,467 | 5.06% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $5,438 | 5.15% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $4,918 | 4.63% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,772 | 5.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $5,555 | 4.25% |
| Athens, TX (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $8,347 | 4.84% |
| Concord, NH (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,811 | 4.03% |
| MADERA, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $7,560 | 3.58% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,959 | 4.66% |
| JACKSON, MI (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $4,256 | 4.95% |
| Thomasville, GA (FHA|USDA|VA) | 8 | $750,000 | $93,750 | $5,204 | 4.36% |
| Durango, CO (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,709 | 3.75% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $5,255 | 4.93% |
| Hobbs, NM (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $6,855 | 5.48% |
| Gillette, WY (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,932 | 3.93% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $10,797 | 4.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $2,830 | 4.10% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $4,591 | 5.29% |
| Cullman, AL (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $6,987 | 4.94% |
| READING, PA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,612 | 6.00% |
| Amsterdam, NY (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $7,130 | 4.33% |
| Athens, TN (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $6,194 | 4.94% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $20,086 | 4.63% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $9,625 | 5.19% |
| Fort Polk South, LA (FHA|USDA|VA) | 7 | $625,000 | $89,286 | $4,887 | 5.48% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $12,065 | 3.75% |
| Sonora, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,840 | 4.06% |
| Marion, NC (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,748 | 5.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $4,355 | 4.56% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $10,563 | 4.19% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,929 | 4.38% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,862 | 4.78% |
| SAGINAW, MI (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $2,746 | 4.75% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,740 | 4.50% |
| Albertville, AL (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $7,147 | 4.55% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $5,841 | 4.28% |
| TYLER, TX (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,078 | 5.84% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,893 | 4.13% |
| SYRACUSE, NY (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $8,256 | 5.19% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,217 | 4.50% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,188 | 4.31% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,613 | 4.59% |
| Riverton, WY (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,198 | 5.08% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $4,942 | 4.50% |
| Minden, LA (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $6,383 | 4.60% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $7,816 | 5.03% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $14,741 | 4.44% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,381 | 4.50% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,797 | 5.00% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,481 | 4.38% |
| Jennings, LA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $4,787 | 4.88% |
| Forest City, NC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,422 | 4.97% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,179 | 3.83% |
| WACO, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,312 | 5.17% |
| Oneonta, NY (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $7,605 | 4.28% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,553 | 4.38% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,429 | 5.16% |
| Warrensburg, MO (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,525 | 4.15% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,997 | 4.79% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $5,343 | 5.06% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $5,999 | 4.97% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,305 | 4.06% |
| Crossville, TN (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $3,993 | 4.43% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,497 | 5.19% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,376 | 5.25% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $7,319 | 4.16% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,342 | 5.13% |
| Washington, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,728 | 3.92% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $10,268 | 4.54% |
| Malvern, AR (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $6,610 | 4.98% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,825 | 4.38% |
| MIDLAND, MI (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $3,643 | 5.43% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,323 | 4.81% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,998 | 5.29% |
| ALBANY, GA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,719 | 4.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,329 | 5.31% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,617 | 4.28% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,760 | 5.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,969 | 5.33% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,019 | 4.66% |
| Española, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,314 | 5.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,221 | 5.75% |
| London, KY (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,466 | 4.53% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,365 | 5.67% |
| Keene, NH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,263 | 4.88% |
| Newberry, SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,590 | 4.69% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,265 | 4.96% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,798 | 5.04% |
| Jasper, IN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,192 | 5.21% |
| Union City, TN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,712 | 4.58% |
| MONROE, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,460 | 5.04% |
| Outside of Metro Areas | 1 | $435,000 | $435,000 | $18,223 | 3.88% |
| Adrian, MI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,912 | 5.00% |
| FLINT, MI (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $2,738 | 4.33% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,242 | 5.67% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,411 | 4.44% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $3,911 | 4.23% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,065 | 5.13% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $4,568 | 5.09% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,355 | 5.41% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $4,615 | 5.13% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,839 | 6.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,085 | 4.54% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,174 | 5.04% |
| Henderson, NC (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $5,990 | 5.09% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,921 | 5.19% |
| Sanford, NC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,551 | 5.46% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,602 | 4.88% |
| Andrews, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,104 | 5.44% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,156 | 5.31% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,386 | 4.63% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,848 | 3.56% |
| Starkville, MS (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,674 | 5.00% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,375 | 4.96% |
| Celina, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,919 | 5.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,622 | 4.92% |
| Batavia, NY (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,699 | 4.29% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,054 | 4.75% |
| Marietta, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $7,340 | 4.83% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,752 | 5.29% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,061 | 4.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,344 | 4.25% |
| Bluffton, IN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,921 | 5.29% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,576 | 3.88% |
| Jackson, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,566 | 5.58% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,717 | 5.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,737 | 5.06% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,029 | 5.81% |
| Oxford, MS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,490 | 4.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,253 | 4.96% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,252 | 5.33% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,658 | 4.42% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,066 | 5.31% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,983 | 4.88% |
| Washington, NC (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,828 | 5.63% |
| Jasper, AL (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $2,856 | 4.56% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,904 | 5.00% |
| Hudson, NY (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,790 | 4.33% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $5,825 | 4.69% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,499 | 3.94% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,442 | 4.63% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,678 | 4.92% |
| Bay City, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $373 | 5.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,668 | 3.25% |
| Laconia, NH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,203 | 3.56% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,811 | 4.67% |
| Brevard, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,158 | 5.19% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,167 | 4.25% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,660 | 4.94% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,840 | 3.81% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,517 | 4.31% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,726 | 3.88% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,250 | 4.83% |
| NILES, MI (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,541 | 4.54% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,997 | 4.58% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,887 | 5.75% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,039 | 5.56% |
| Meadville, PA (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $4,431 | 5.38% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,087 | 5.00% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,580 | 5.92% |
| MADISON, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,065 | 5.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,934 | 5.13% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,157 | 3.81% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,645 | 4.63% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,474 | 5.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,541 | 4.92% |
| Portsmouth, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $7,393 | 5.58% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,514 | 4.13% |
| Sayre, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.75% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,996 | 4.56% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,991 | 3.81% |
| Ludington, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,865 | 4.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,899 | 5.63% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,001 | 4.56% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,821 | 4.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,693 | 4.94% |
| Van Wert, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,342 | 5.63% |
| Garden City, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,880 | 4.13% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,012 | 4.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,260 | 5.50% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,002 | 4.44% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,548 | 4.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,340 | 4.13% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,739 | 4.38% |
| Astoria, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $20,789 | 3.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,001 | 4.04% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,339 | 4.19% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,454 | 4.13% |
| Oil City, PA (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $4,310 | 4.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $9,631 | 4.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,764 | 5.25% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,238 | 3.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,771 | 5.31% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,991 | 6.06% |
| Portales, NM (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,397 | 4.88% |
| Sterling, CO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,321 | 4.31% |
| New Castle, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,060 | 4.56% |
| Duncan, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,115 | 6.06% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,661 | 3.63% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,143 | 4.13% |
| Palestine, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,309 | 6.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,420 | 5.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,029 | 6.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,671 | 4.06% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,356 | 5.06% |
| Auburn, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,727 | 4.06% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,767 | 4.88% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,050 | 4.19% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,153 | 4.44% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,440 | 4.88% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,523 | 3.63% |
| Alma, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,164 | 4.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,327 | 5.13% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,749 | 5.75% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,300 | 4.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,403 | 4.13% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,899 | 4.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,473 | 4.63% |
| Branson, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.88% |
| Williston, ND (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,595 | 4.50% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,053 | 6.00% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,206 | 4.00% |
| Safford, AZ (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,818 | 4.31% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,853 | 5.75% |
| Auburn, NY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,542 | 4.56% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,848 | 5.13% |
| Warren, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,895 | 5.38% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,457 | 4.50% |
| Danville, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,931 | 4.63% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,353 | 4.50% |
| Meridian, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,326 | 4.00% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,985 | 3.25% |
| Roswell, NM (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,198 | 4.63% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,650 | 5.31% |
| Taos, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,989 | 6.25% |
| Wilson, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,076 | 4.00% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,529 | 3.50% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,689 | 4.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,087 | 3.50% |
| Woodward, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,844 | 3.63% |
| Barre, VT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,331 | 5.13% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,787 | 4.50% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,917 | 5.13% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,458 | 4.63% |
| Troy, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,312 | 4.63% |
| West Plains, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,340 | 3.75% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,287 | 5.38% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,810 | 5.06% |
| Bedford, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,035 | 5.19% |
| Angola, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,601 | 5.56% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,714 | 4.56% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,024 | 4.63% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,002 | 4.13% |
| Helena, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,407 | 3.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,197 | 5.88% |
| Farmington, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,872 | 5.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,200 | 4.00% |
| Silver City, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,466 | 5.38% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,621 | 5.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,373 | 4.38% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,452 | 4.75% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,648 | 5.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,645 | 3.63% |
| Sterling, IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,612 | 4.44% |
| Salina, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,695 | 3.63% |
| Atchison, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,921 | 6.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,065 | 4.50% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,886 | 3.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,784 | 4.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,766 | 4.75% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,225 | 4.13% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,374 | 4.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,354 | 6.00% |
| Burley, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,378 | 4.88% |
| Vernon, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,630 | 5.63% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,780 | 4.63% |
| Durant, OK (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,267 | 4.69% |
| Watertown, SD (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,540 | 4.13% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,663 | 5.44% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,827 | 4.38% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,203 | 6.25% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,756 | 4.63% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,423 | 4.38% |
| Willmar, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,459 | 5.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,196 | 6.00% |
| LIMA, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,635 | 5.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,922 | 4.81% |
| Peru, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,243 | 5.69% |
| Salem, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,764 | 4.88% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,070 | 5.81% |
| New Castle, PA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,506 | 4.75% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,440 | 3.88% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,977 | 4.88% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,789 | 5.38% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,671 | 5.88% |
| Olean, NY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,410 | 3.44% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,627 | 4.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,922 | 4.13% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,375 | 5.13% |
| Kinston, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,212 | 5.13% |
| Paragould, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,033 | 3.63% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,526 | 4.63% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,501 | 4.63% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,305 | 4.63% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,244 | 4.13% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,320 | 4.63% |
| McAlester, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,999 | 5.63% |
| Sidney, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,655 | 6.00% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,793 | 5.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,001 | 3.63% |
| Gallup, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,848 | 4.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,141 | 4.13% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,003 | 4.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,992 | 3.63% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,044 | 3.38% |
| Madison, IN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,902 | 5.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,218 | 3.50% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,578 | 5.00% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,218 | 3.63% |
| Wabash, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,043 | 5.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,550 | 4.00% |
| Paris, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,361 | 4.50% |
| ROME, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,512 | 5.00% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,645 | 4.13% |
| Huntington, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,092 | 4.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,467 | 5.00% |
| Levelland, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,164 | 5.63% |
| Malone, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,380 | 5.38% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,128 | 4.75% |
| Berlin, NH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,097 | 5.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,830 | 5.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,601 | 3.63% |
| Rolla, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,591 | 3.75% |
| Selma, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $485 | 5.50% |
| Marion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,513 | 4.63% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,000 | 5.13% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,063 | 5.00% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,899 | 5.75% |
| Decatur, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,339 | 5.63% |
| Marion, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,648 | 4.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,978 | 3.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,198 | 3.50% |
| Waycross, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,847 | 4.88% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,497 | 3.63% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,568 | 5.63% |
| Fremont, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,909 | 4.13% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,149 | 4.00% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,023 | 4.13% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,907 | 4.75% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,963 | 5.50% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,061 | 5.50% |
| Harrison, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,905 | 5.63% |
| Moberly, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,420 | 6.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,001 | 4.75% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,763 | 3.63% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,358 | 4.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,645 | 5.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,326 | 5.13% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,534 | 5.13% |
| Dublin, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,772 | 4.13% |
| DuBois, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,578 | 4.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,597 | 4.13% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,131 | 4.13% |
| Murray, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,631 | 4.63% |
| Laurel, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,842 | 4.75% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,344 | 6.50% |
| Athens, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,793 | 6.00% |
| Alpena, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,288 | 4.63% |
| Jesup, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,063 | 5.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,346 | 4.63% |
| Kennett, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,768 | 5.63% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,808 | 6.00% |
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Product Mix
For 2019, American Financial Resources's most frequently originated type of loan was FHA, with 5,101 originations. Their 2nd most popular type was VA, with 1,151 originations.
Loan Reason
For 2019, American Financial Resources's most frequently cited loan purpose was Home Purchase, with 5,714 originations. The 2nd most popular reason was Cash Out Refi, with 1,091 originations.
Loan Duration/Length
For 2019, American Financial Resources's most frequently cited loan duration was 30 Year, with 7,094 originations. The 2nd most popular length was Other, with 243 originations.
Origination Fees/Closing Costs
American Financial Resources's average total fees were $6,583, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,055 originations.
Interest Rates
During 2019, American Financial Resources's average interest rate for loans was 4.69%, while their most frequently originated rate bucket for loans was 4-5%, with 2,970 originations.
Loan Sizing
2019 saw American Financial Resources place emphasis on $100k-200k loans with 3,610 originations, totaling $530,160,000 in origination value.
Applicant Income
American Financial Resources lent most frequently to those with incomes in the $50k or less range, with 3,256 originations. The second most popular income band? $50k-75k, with 2,245 originations.
Applicant Debt to Income Ratio
American Financial Resources lent most frequently to those with DTI ratios of 30-36%, with 1,164 originations. The next most common DTI ratio? 50-60%, with 1,111 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.29%
American Financial Resources has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination45.68%
American Financial Resources has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,585 | $1,380,315,000 | $181,980 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 3,709 | $541,655,000 | $146,038 |
| Single Family (1-4 Units):Site-Built | 3,876 | $838,660,000 | $216,373 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| American Financial Resources, Inc. | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| American Financial Resources, Inc. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| American Financial Resources, Inc. | Conventional home mortgage | Struggling to pay mortgage | 2 | 14.3% |
| American Financial Resources, Inc. | Conventional home mortgage | Trouble during payment process | 2 | 14.3% |
| American Financial Resources, Inc. | FHA mortgage | Struggling to pay mortgage | 1 | 7.1% |
| American Financial Resources, Inc. | FHA mortgage | Trouble during payment process | 6 | 42.9% |
| American Financial Resources, Inc. | Other type of mortgage | Trouble during payment process | 1 | 7.1% |