American Financial Resources Mortgage Rates, Fees & Info

Parsippany-Troy Hills, NJ

LEI: 5493002B2WMHY23GFK92

Tax ID: 22-3554558

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Mortgage Data

Review & Overview

American Financial Resources is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. They have a a high proportion of FHA loans. American Financial Resources has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Phoenix, Washington, Baltimore, and Philadelphia among others. We have data for 663 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Financial Resources has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financial Resources is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.25% 4/18/24
30 Year Conventional Refi 6.75% 4/18/24
30 Year Cash-out Refi 6.68% 4/18/24
30 Year FHA Purchase 8.08% 4/18/24
30 Year FHA Refi 7.45% 4/18/24
30 Year VA Purchase 6.76% 4/18/24
30 Year VA Refi 6.10% 4/18/24
30 Year USDA Purchase 7.01% 4/18/24
30 Year USDA Refi 6.43% 4/18/24
15 Year Conventional Purchase 6.90% 4/18/24
15 Year Conventional Refi 6.52% 4/18/24
15 Year Cash-out Refi 6.52% 4/18/24
15 Year FHA Purchase 7.67% 4/18/24
15 Year FHA Refi 7.03% 4/18/24
15 Year VA Purchase 6.46% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Financial Resources Mortgage Calculator






Your Estimates

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This is not an official calculator from American Financial Resources. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,536

Origination Dollar Volume (All Markets)

$1,533,400,000
Show all (43) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 358 $116,530,000 $325,503 $10,946 4.79%
Outside of Metro Areas 743 $92,925,000 $125,067 $5,228 5.08%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 273 $51,715,000 $189,432 $7,164 5.27%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 145 $40,865,000 $281,828 $9,342 5.01%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 141 $35,665,000 $252,943 $9,528 5.12%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 139 $26,775,000 $192,626 $6,999 5.06%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 165 $26,645,000 $161,485 $6,167 5.15%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 133 $26,375,000 $198,308 $6,816 5.10%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 81 $25,055,000 $309,321 $9,072 4.78%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 113 $22,255,000 $196,947 $5,497 5.15%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 74 $20,840,000 $281,622 $9,071 4.57%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 68 $19,520,000 $287,059 $9,186 4.75%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 82 $19,460,000 $237,317 $8,019 4.85%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 85 $17,135,000 $201,588 $7,437 5.09%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 88 $16,760,000 $190,455 $5,726 5.01%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 74 $16,490,000 $222,838 $8,002 5.01%
JACKSONVILLE, FL (FHA|USDA|VA) 101 $16,155,000 $159,950 $5,952 4.99%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 79 $14,415,000 $182,468 $6,617 5.01%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 38 $14,160,000 $372,632 $11,829 4.78%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 73 $13,515,000 $185,137 $6,213 5.16%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 58 $13,330,000 $229,828 $7,400 5.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 74 $12,990,000 $175,541 $6,135 5.06%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 40 $12,820,000 $320,500 $8,898 4.66%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 80 $12,760,000 $159,500 $6,428 5.03%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 80 $12,690,000 $158,625 $6,014 4.97%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 77 $11,935,000 $155,000 $5,317 5.20%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 58 $11,600,000 $200,000 $6,530 4.98%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 82 $10,770,000 $131,341 $5,848 5.31%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 46 $10,750,000 $233,696 $6,837 4.94%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 30 $10,710,000 $357,000 $9,678 4.72%
BATON ROUGE, LA (FHA|USDA|VA) 75 $10,515,000 $140,200 $6,008 5.44%
COLUMBUS, OH (FHA|USDA|VA) 60 $10,510,000 $175,167 $6,615 4.89%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 60 $10,460,000 $174,333 $5,769 4.84%
ST. LOUIS, MO-IL (FHA|USDA|VA) 64 $10,080,000 $157,500 $5,529 5.15%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 75 $9,915,000 $132,200 $5,603 5.29%
GREELEY, CO (FHA|USDA|VA) 35 $9,905,000 $283,000 $7,625 4.51%
FORT COLLINS, CO (FHA|USDA|VA) 26 $9,730,000 $374,231 $8,135 4.55%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 50 $9,470,000 $189,400 $5,792 4.88%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 54 $8,300,000 $153,704 $5,962 5.28%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 46 $8,210,000 $178,478 $5,946 5.07%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 47 $8,115,000 $172,660 $5,739 5.14%
SALT LAKE CITY, UT (FHA|USDA|VA) 27 $8,035,000 $297,593 $7,305 4.97%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 41 $7,975,000 $194,512 $6,837 5.18%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 22 $7,860,000 $357,273 $8,529 4.82%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 39 $7,725,000 $198,077 $6,902 5.01%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 30 $7,260,000 $242,000 $7,927 5.18%
KANSAS CITY, MO-KS (FHA|USDA|VA) 38 $7,060,000 $185,789 $5,741 4.99%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 53 $6,835,000 $128,962 $5,713 5.13%
OCALA, FL (FHA|USDA|VA) 54 $6,630,000 $122,778 $4,632 5.05%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 48 $6,500,000 $135,417 $5,012 5.13%
Port Angeles, WA (FHA|USDA|VA) 33 $6,425,000 $194,697 $6,858 4.72%
KNOXVILLE, TN (FHA|USDA|VA) 46 $6,170,000 $134,130 $6,128 5.11%
GAINESVILLE, FL (FHA|USDA|VA) 42 $6,120,000 $145,714 $5,387 4.92%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 54 $6,030,000 $111,667 $4,766 5.27%
COLUMBIA, SC (FHA|USDA|VA) 41 $5,965,000 $145,488 $5,272 5.09%
BOISE CITY, ID (FHA|USDA|VA) 30 $5,930,000 $197,667 $7,117 4.58%
PORT ST. LUCIE, FL (FHA|USDA|VA) 29 $5,905,000 $203,621 $7,137 5.06%
LAFAYETTE, LA (FHA|USDA|VA) 54 $5,820,000 $107,778 $5,047 5.22%
WORCESTER, MA-CT (FHA|USDA|VA) 25 $5,795,000 $231,800 $7,048 4.63%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 38 $5,740,000 $151,053 $6,806 4.91%
ALBANY-LEBANON, OR (FHA|USDA|VA) 25 $5,595,000 $223,800 $8,537 4.76%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 26 $5,490,000 $211,154 $7,755 4.90%
TUCSON, AZ (FHA|USDA|VA) 42 $5,480,000 $130,476 $5,333 4.99%
SALEM, OR (FHA|USDA|VA) 28 $5,470,000 $195,357 $6,814 4.88%
ASHEVILLE, NC (FHA|USDA|VA) 39 $5,465,000 $140,128 $5,210 4.93%
LOUISVILLE, KY (FHA|USDA|VA) 41 $5,375,000 $131,098 $4,977 5.16%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 26 $5,210,000 $200,385 $5,677 5.14%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 37 $5,165,000 $139,595 $5,451 4.99%
COLORADO SPRINGS, CO (FHA|USDA|VA) 21 $4,875,000 $232,143 $7,755 4.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 27 $4,815,000 $178,333 $6,020 5.16%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 30 $4,810,000 $160,333 $7,112 5.03%
LAKE CHARLES, LA (FHA|USDA|VA) 31 $4,755,000 $153,387 $5,323 5.14%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 25 $4,435,000 $177,400 $6,976 4.72%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 24 $4,310,000 $179,583 $6,018 4.74%
MEDFORD, OR (FHA|USDA|VA) 20 $4,160,000 $208,000 $7,700 4.72%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 10 $4,140,000 $414,000 $13,645 5.16%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 29 $4,125,000 $142,241 $5,684 4.98%
FORT WAYNE, IN (FHA|USDA|VA) 34 $4,050,000 $119,118 $4,544 4.85%
HAMMOND, LA (FHA|USDA|VA) 26 $4,030,000 $155,000 $5,410 5.09%
JACKSON, MS (FHA|USDA|VA) 26 $3,980,000 $153,077 $6,934 5.42%
RICHMOND, VA (FHA|USDA|VA) 23 $3,955,000 $171,957 $6,932 4.98%
AKRON, OH (FHA|USDA|VA) 24 $3,900,000 $162,500 $7,164 5.26%
SPRINGFIELD, MA (FHA|USDA|VA) 17 $3,815,000 $224,412 $7,415 4.89%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 16 $3,750,000 $234,375 $6,601 4.50%
REDDING, CA (FHA|USDA|VA) 20 $3,720,000 $186,000 $6,018 4.72%
LYNCHBURG, VA (FHA|USDA|VA) 32 $3,710,000 $115,938 $4,738 4.96%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 18 $3,690,000 $205,000 $6,959 4.75%
Show Low, AZ (FHA|USDA|VA) 22 $3,590,000 $163,182 $5,730 4.68%
BEND, OR (FHA|USDA|VA) 15 $3,575,000 $238,333 $7,469 4.86%
LONGVIEW, WA (FHA|USDA|VA) 16 $3,570,000 $223,125 $7,148 4.83%
MONROE, LA (FHA|USDA|VA) 30 $3,540,000 $118,000 $5,950 5.35%
ALBUQUERQUE, NM (FHA|USDA|VA) 18 $3,510,000 $195,000 $5,763 5.15%
SALISBURY, MD-DE (FHA|USDA|VA) 16 $3,490,000 $218,125 $7,445 4.77%
PITTSBURGH, PA (FHA|USDA|VA) 26 $3,420,000 $131,538 $6,605 4.73%
STOCKTON, CA (FHA|USDA|VA) 13 $3,415,000 $262,692 $8,514 4.67%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 13 $3,405,000 $261,923 $8,623 4.53%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 17 $3,395,000 $199,706 $7,172 4.96%
ST. CLOUD, MN (FHA|USDA|VA) 22 $3,360,000 $152,727 $6,606 4.35%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 12 $3,360,000 $280,000 $7,878 4.54%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 18 $3,340,000 $185,556 $6,887 5.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 19 $3,315,000 $174,474 $6,996 4.93%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 10 $3,280,000 $328,000 $7,738 4.70%
PROVO-OREM, UT (FHA|USDA|VA) 11 $3,255,000 $295,909 $6,322 4.51%
HUNTSVILLE, AL (FHA|USDA|VA) 21 $3,235,000 $154,048 $6,134 4.78%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 8 $3,160,000 $395,000 $10,377 4.36%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 15 $3,135,000 $209,000 $5,408 4.47%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 22 $3,040,000 $138,182 $5,208 5.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $2,970,000 $212,143 $7,835 5.16%
DAYTON-KETTERING, OH (FHA|USDA|VA) 18 $2,930,000 $162,778 $6,917 5.35%
OKLAHOMA CITY, OK (FHA|USDA|VA) 20 $2,920,000 $146,000 $6,061 5.01%
Warsaw, IN (FHA|USDA|VA) 24 $2,920,000 $121,667 $3,688 5.06%
WINSTON-SALEM, NC (FHA|USDA|VA) 22 $2,890,000 $131,364 $6,506 4.71%
Hobbs, NM (FHA|USDA|VA) 18 $2,870,000 $159,444 $6,349 5.60%
BOULDER, CO (FHA|USDA|VA) 7 $2,835,000 $405,000 $10,380 4.79%
UTICA-ROME, NY (FHA|USDA|VA) 22 $2,810,000 $127,727 $7,563 4.96%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $2,795,000 $215,000 $6,101 4.92%
Talladega-Sylacauga, AL (FHA|USDA|VA) 22 $2,790,000 $126,818 $4,794 4.90%
Key West, FL (FHA|USDA|VA) 9 $2,715,000 $301,667 $11,619 4.81%
WENATCHEE, WA (FHA|USDA|VA) 11 $2,695,000 $245,000 $9,072 4.74%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 17 $2,685,000 $157,941 $5,663 4.65%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 24 $2,650,000 $110,417 $4,947 5.09%
Centralia, WA (FHA|USDA|VA) 12 $2,650,000 $220,833 $10,616 5.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 12 $2,620,000 $218,333 $6,076 5.07%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 17 $2,595,000 $152,647 $6,820 5.22%
Gloversville, NY (FHA|USDA|VA) 26 $2,550,000 $98,077 $6,343 5.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 15 $2,535,000 $169,000 $7,535 4.64%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 18 $2,490,000 $138,333 $5,689 4.69%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $2,460,000 $175,714 $6,804 4.82%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 15 $2,395,000 $159,667 $6,639 5.39%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 18 $2,370,000 $131,667 $5,984 5.05%
RENO, NV (FHA|USDA|VA) 9 $2,315,000 $257,222 $3,996 5.17%
Rock Springs, WY (FHA|USDA|VA) 12 $2,310,000 $192,500 $4,998 4.71%
BAKERSFIELD, CA (FHA|USDA|VA) 13 $2,285,000 $175,769 $6,224 4.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 13 $2,255,000 $173,462 $4,811 5.17%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 16 $2,240,000 $140,000 $5,819 5.38%
DeRidder, LA (FHA|USDA|VA) 17 $2,215,000 $130,294 $5,585 5.24%
WINCHESTER, VA-WV (FHA|USDA|VA) 9 $2,195,000 $243,889 $8,638 5.31%
Payson, AZ (FHA|USDA|VA) 15 $2,115,000 $141,000 $3,642 5.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 13 $2,095,000 $161,154 $6,455 5.06%
Chillicothe, OH (FHA|USDA|VA) 17 $2,085,000 $122,647 $5,498 5.32%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 13 $2,085,000 $160,385 $5,884 4.95%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $2,025,000 $135,000 $6,792 4.56%
FLAGSTAFF, AZ (FHA|USDA|VA) 10 $2,020,000 $202,000 $6,750 4.74%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 7 $1,985,000 $283,571 $7,195 4.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 20 $1,970,000 $98,500 $4,980 5.46%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 15 $1,955,000 $130,333 $5,532 5.29%
MOBILE, AL (FHA|USDA|VA) 12 $1,940,000 $161,667 $6,058 5.21%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 13 $1,925,000 $148,077 $4,382 5.24%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 8 $1,910,000 $238,750 $6,001 4.80%
DOVER, DE (FHA|USDA|VA) 10 $1,870,000 $187,000 $8,604 5.23%
ROCHESTER, NY (FHA|USDA|VA) 12 $1,830,000 $152,500 $6,073 4.64%
Shelton, WA (FHA|USDA|VA) 10 $1,810,000 $181,000 $6,629 4.92%
Clewiston, FL (FHA|USDA|VA) 14 $1,740,000 $124,286 $5,129 5.13%
ROANOKE, VA (FHA|USDA|VA) 13 $1,725,000 $132,692 $4,724 4.95%
PANAMA CITY, FL (FHA|USDA|VA) 14 $1,720,000 $122,857 $5,450 5.16%
Clearlake, CA (FHA|USDA|VA) 9 $1,715,000 $190,556 $8,136 4.93%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 14 $1,710,000 $122,143 $5,192 4.63%
Torrington, CT (FHA|USDA|VA) 9 $1,705,000 $189,444 $5,299 5.01%
Orangeburg, SC (FHA|USDA|VA) 14 $1,700,000 $121,429 $5,001 5.15%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 8 $1,690,000 $211,250 $5,925 5.19%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 15 $1,675,000 $111,667 $5,450 4.95%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 12 $1,670,000 $139,167 $6,837 5.05%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $1,640,000 $410,000 $10,107 4.81%
MORRISTOWN, TN (FHA|USDA|VA) 15 $1,615,000 $107,667 $5,570 5.03%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $1,595,000 $227,857 $7,377 5.30%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,595,000 $177,222 $9,184 5.28%
JEFFERSON CITY, MO (FHA|USDA|VA) 12 $1,590,000 $132,500 $5,178 5.55%
GRANTS PASS, OR (FHA|USDA|VA) 8 $1,570,000 $196,250 $10,154 4.61%
CLEVELAND, TN (FHA|USDA|VA) 9 $1,545,000 $171,667 $7,855 5.01%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $1,540,000 $154,000 $5,669 4.74%
FRESNO, CA (FHA|USDA|VA) 6 $1,530,000 $255,000 $5,606 4.65%
BLOOMINGTON, IN (FHA|USDA|VA) 10 $1,530,000 $153,000 $4,416 5.48%
Coos Bay, OR (FHA|USDA|VA) 9 $1,525,000 $169,444 $7,324 4.31%
Evanston, WY (FHA|USDA|VA) 8 $1,520,000 $190,000 $4,522 4.50%
MUSKEGON, MI (FHA|USDA|VA) 14 $1,510,000 $107,857 $3,917 5.13%
Opelousas, LA (FHA|USDA|VA) 13 $1,495,000 $115,000 $5,088 5.06%
Holland, MI (FHA|USDA|VA) 10 $1,480,000 $148,000 $6,732 5.20%
Hermiston-Pendleton, OR (FHA|USDA|VA) 9 $1,475,000 $163,889 $8,478 4.71%
Hailey, ID (FHA|USDA|VA) 6 $1,450,000 $241,667 $8,566 4.90%
Dickinson, ND (FHA|USDA|VA) 8 $1,450,000 $181,250 $8,230 4.78%
Athens, TN (FHA|USDA|VA) 15 $1,435,000 $95,667 $4,969 5.16%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $1,435,000 $130,455 $6,138 5.23%
Lake City, FL (FHA|USDA|VA) 14 $1,430,000 $102,143 $4,192 5.08%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $1,420,000 $142,000 $5,323 5.35%
DULUTH, MN-WI (FHA|USDA|VA) 9 $1,405,000 $156,111 $6,231 4.92%
YORK-HANOVER, PA (FHA|USDA|VA) 10 $1,400,000 $140,000 $5,618 4.71%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 8 $1,390,000 $173,750 $6,210 5.34%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,385,000 $153,889 $6,398 4.93%
STATE COLLEGE, PA (FHA|USDA|VA) 9 $1,385,000 $153,889 $5,755 4.81%
Amsterdam, NY (FHA|USDA|VA) 16 $1,360,000 $85,000 $4,984 5.02%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $1,335,000 $148,333 $6,523 5.04%
Concord, NH (FHA|USDA|VA) 6 $1,320,000 $220,000 $6,285 4.25%
Klamath Falls, OR (FHA|USDA|VA) 7 $1,305,000 $186,429 $8,395 4.54%
WILMINGTON, NC (FHA|USDA|VA) 9 $1,295,000 $143,889 $8,060 4.93%
TWIN FALLS, ID (FHA|USDA|VA) 7 $1,245,000 $177,857 $6,959 4.79%
London, KY (FHA|USDA|VA) 13 $1,235,000 $95,000 $5,025 5.39%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,230,000 $153,750 $7,057 5.28%
LAS CRUCES, NM (FHA|USDA|VA) 8 $1,230,000 $153,750 $6,925 4.64%
JACKSON, TN (FHA|USDA|VA) 8 $1,200,000 $150,000 $5,943 5.38%
CHARLESTON, WV (FHA|USDA|VA) 12 $1,200,000 $100,000 $5,795 5.35%
Alamogordo, NM (FHA|USDA|VA) 9 $1,195,000 $132,778 $3,098 4.88%
Searcy, AR (FHA|USDA|VA) 11 $1,195,000 $108,636 $5,211 4.75%
Mountain Home, ID (FHA|USDA|VA) 7 $1,155,000 $165,000 $4,525 4.34%
Laramie, WY (FHA|USDA|VA) 4 $1,140,000 $285,000 $4,000 4.44%
Sevierville, TN (FHA|USDA|VA) 7 $1,135,000 $162,143 $6,503 4.95%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $1,125,000 $160,714 $6,029 4.98%
Kalispell, MT (FHA|USDA|VA) 5 $1,095,000 $219,000 $7,913 4.85%
RACINE, WI (FHA|USDA|VA) 7 $1,095,000 $156,429 $4,847 5.04%
VISALIA, CA (FHA|USDA|VA) 5 $1,095,000 $219,000 $8,339 4.63%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,090,000 $272,500 $11,289 4.69%
Alexander City, AL (FHA|USDA|VA) 8 $1,060,000 $132,500 $4,267 4.94%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,689 4.95%
JOHNSON CITY, TN (FHA|USDA|VA) 8 $1,040,000 $130,000 $6,287 5.02%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,030,000 $171,667 $7,853 5.06%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,025,000 $341,667 $6,130 4.17%
Granbury, TX (FHA|USDA|VA) 9 $1,005,000 $111,667 $4,799 5.31%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,986 5.15%
Crescent City, CA (FHA|USDA|VA) 6 $1,000,000 $166,667 $5,148 5.15%
Augusta-Waterville, ME (FHA|USDA|VA) 8 $990,000 $123,750 $4,378 5.09%
Pahrump, NV (FHA|USDA|VA) 5 $985,000 $197,000 $7,657 4.98%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 10 $980,000 $98,000 $4,917 5.53%
Lewisburg, TN (FHA|USDA|VA) 8 $960,000 $120,000 $4,920 5.20%
PUEBLO, CO (FHA|USDA|VA) 8 $950,000 $118,750 $5,044 5.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $945,000 $189,000 $5,303 5.03%
FLINT, MI (FHA|USDA|VA) 7 $945,000 $135,000 $4,740 4.91%
Kendallville, IN (FHA|USDA|VA) 8 $940,000 $117,500 $3,178 4.92%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $930,000 $232,500 $7,863 4.56%
Astoria, OR (FHA|USDA|VA) 3 $925,000 $308,333 $9,924 4.54%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $925,000 $185,000 $6,354 5.65%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 9 $915,000 $101,667 $5,256 4.92%
ST. GEORGE, UT (FHA|USDA|VA) 5 $915,000 $183,000 $7,231 4.58%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $895,000 $179,000 $6,188 5.48%
TULSA, OK (FHA|USDA|VA) 6 $890,000 $148,333 $6,280 5.27%
MIDLAND, TX (FHA|USDA|VA) 6 $890,000 $148,333 $7,433 5.63%
HOT SPRINGS, AR (FHA|USDA|VA) 7 $885,000 $126,429 $4,091 4.91%
SANTA FE, NM (FHA|USDA|VA) 5 $885,000 $177,000 $6,026 5.03%
ROCHESTER, MN (FHA|USDA|VA) 4 $870,000 $217,500 $5,911 4.88%
Ukiah, CA (FHA|USDA|VA) 3 $865,000 $288,333 $13,604 4.63%
LANCASTER, PA (FHA|USDA|VA) 5 $855,000 $171,000 $7,895 4.85%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $855,000 $122,143 $4,630 4.93%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 9 $855,000 $95,000 $4,190 5.33%
Williston, ND (FHA|USDA|VA) 4 $850,000 $212,500 $8,483 4.56%
Greeneville, TN (FHA|USDA|VA) 6 $850,000 $141,667 $5,314 4.92%
MODESTO, CA (FHA|USDA|VA) 4 $830,000 $207,500 $6,781 5.22%
Palatka, FL (FHA|USDA|VA) 9 $825,000 $91,667 $5,994 5.22%
SPARTANBURG, SC (FHA|USDA|VA) 7 $825,000 $117,857 $7,305 4.89%
Madison, IN (FHA|USDA|VA) 8 $820,000 $102,500 $4,725 5.19%
CASPER, WY (FHA|USDA|VA) 6 $820,000 $136,667 $5,461 5.23%
BANGOR, ME (FHA|USDA|VA) 6 $810,000 $135,000 $4,789 5.15%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 7 $805,000 $115,000 $5,999 5.38%
Elko, NV (FHA|USDA|VA) 3 $805,000 $268,333 $5,440 4.63%
Newport, OR (FHA|USDA|VA) 4 $800,000 $200,000 $5,905 4.28%
KINGSTON, NY (FHA|USDA|VA) 5 $795,000 $159,000 $7,209 4.30%
Forest City, NC (FHA|USDA|VA) 5 $795,000 $159,000 $8,013 4.38%
Plattsburgh, NY (FHA|USDA|VA) 7 $785,000 $112,143 $6,301 5.38%
TYLER, TX (FHA|USDA|VA) 5 $785,000 $157,000 $5,631 5.48%
Baraboo, WI (FHA|USDA|VA) 4 $780,000 $195,000 $3,912 5.09%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $780,000 $195,000 $6,976 4.84%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $775,000 $155,000 $7,250 4.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $760,000 $190,000 $6,272 5.53%
Moses Lake, WA (FHA|USDA|VA) 5 $755,000 $151,000 $6,835 4.83%
READING, PA (FHA|USDA|VA) 5 $755,000 $151,000 $6,196 5.07%
CHICO, CA (FHA|USDA|VA) 5 $755,000 $151,000 $7,011 4.22%
Mount Sterling, KY (FHA|USDA|VA) 8 $750,000 $93,750 $3,936 5.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 7 $745,000 $106,429 $4,239 5.23%
PITTSFIELD, MA (FHA|USDA|VA) 3 $745,000 $248,333 $12,831 4.33%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $740,000 $185,000 $5,236 4.84%
Traverse City, MI (FHA|USDA|VA) 6 $740,000 $123,333 $5,782 4.75%
Fort Morgan, CO (FHA|USDA|VA) 3 $735,000 $245,000 $5,680 4.33%
Willmar, MN (FHA|USDA|VA) 5 $735,000 $147,000 $8,096 4.48%
MONTGOMERY, AL (FHA|USDA|VA) 5 $735,000 $147,000 $6,107 5.30%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $730,000 $182,500 $4,161 5.03%
SYRACUSE, NY (FHA|USDA|VA) 9 $725,000 $80,556 $5,507 5.19%
ABILENE, TX (FHA|USDA|VA) 7 $715,000 $102,143 $4,761 5.27%
Jefferson, GA (FHA|USDA|VA) 5 $715,000 $143,000 $5,883 4.83%
Wapakoneta, OH (FHA|USDA|VA) 6 $710,000 $118,333 $6,518 5.46%
GLENS FALLS, NY (FHA|USDA|VA) 7 $705,000 $100,714 $6,683 4.82%
Roseburg, OR (FHA|USDA|VA) 4 $700,000 $175,000 $6,342 4.63%
ODESSA, TX (FHA|USDA|VA) 5 $695,000 $139,000 $8,341 5.28%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $695,000 $231,667 $6,272 5.04%
BELLINGHAM, WA (FHA|USDA|VA) 4 $690,000 $172,500 $5,368 4.91%
Morehead City, NC (FHA|USDA|VA) 6 $690,000 $115,000 $5,114 4.48%
Oil City, PA (FHA|USDA|VA) 8 $680,000 $85,000 $3,691 5.28%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $680,000 $170,000 $5,552 4.75%
Arcadia, FL (FHA|USDA|VA) 4 $680,000 $170,000 $6,368 4.88%
AMARILLO, TX (FHA|USDA|VA) 5 $675,000 $135,000 $5,944 5.58%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $675,000 $135,000 $6,034 5.30%
Adrian, MI (FHA|USDA|VA) 4 $670,000 $167,500 $4,753 4.94%
Craig, CO (FHA|USDA|VA) 4 $670,000 $167,500 $6,064 4.53%
Mountain Home, AR (FHA|USDA|VA) 8 $670,000 $83,750 $2,714 5.36%
DECATUR, AL (FHA|USDA|VA) 5 $665,000 $133,000 $6,051 5.10%
MADERA, CA (FHA|USDA|VA) 4 $660,000 $165,000 $7,243 4.81%
Jasper, IN (FHA|USDA|VA) 5 $655,000 $131,000 $4,544 4.98%
LOGAN, UT-ID (FHA|USDA|VA) 4 $650,000 $162,500 $6,014 5.50%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $650,000 $162,500 $7,550 4.13%
FARGO, ND-MN (FHA|USDA|VA) 3 $645,000 $215,000 $10,464 4.21%
LIMA, OH (FHA|USDA|VA) 5 $645,000 $129,000 $6,319 5.33%
Prineville, OR (FHA|USDA|VA) 3 $645,000 $215,000 $6,416 4.79%
MADISON, WI (FHA|USDA|VA) 4 $640,000 $160,000 $4,518 4.94%
BINGHAMTON, NY (FHA|USDA|VA) 4 $640,000 $160,000 $6,956 4.44%
Auburn, IN (FHA|USDA|VA) 4 $640,000 $160,000 $6,469 5.06%
Athens, TX (FHA|USDA|VA) 6 $630,000 $105,000 $3,927 5.27%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $630,000 $105,000 $5,441 5.42%
Oak Harbor, WA (FHA|USDA|VA) 3 $625,000 $208,333 $6,159 4.13%
Big Rapids, MI (FHA|USDA|VA) 7 $625,000 $89,286 $5,338 5.36%
Sonora, CA (FHA|USDA|VA) 3 $625,000 $208,333 $8,627 4.46%
TOLEDO, OH (FHA|USDA|VA) 4 $620,000 $155,000 $8,026 5.00%
TERRE HAUTE, IN (FHA|USDA|VA) 4 $620,000 $155,000 $6,399 5.41%
FARMINGTON, NM (FHA|USDA|VA) 4 $620,000 $155,000 $5,592 4.66%
YAKIMA, WA (FHA|USDA|VA) 4 $620,000 $155,000 $6,719 4.81%
Lock Haven, PA (FHA|USDA|VA) 3 $615,000 $205,000 $8,283 4.42%
Taos, NM (FHA|USDA|VA) 3 $615,000 $205,000 $6,627 5.13%
Shelby, NC (FHA|USDA|VA) 5 $615,000 $123,000 $5,527 4.80%
EL CENTRO, CA (FHA|USDA|VA) 2 $610,000 $305,000 $5,999 5.38%
Plymouth, IN (FHA|USDA|VA) 5 $605,000 $121,000 $3,871 4.40%
Farmington, MO (FHA|USDA|VA) 5 $605,000 $121,000 $6,886 4.68%
LEBANON, PA (FHA|USDA|VA) 3 $605,000 $201,667 $7,056 4.58%
Aberdeen, WA (FHA|USDA|VA) 4 $600,000 $150,000 $8,413 4.53%
JACKSON, MI (FHA|USDA|VA) 6 $600,000 $100,000 $4,674 5.10%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $595,000 $198,333 $10,817 4.83%
GREENVILLE, NC (FHA|USDA|VA) 2 $590,000 $295,000 $3,799 4.50%
YUBA CITY, CA (FHA|USDA|VA) 2 $590,000 $295,000 $7,912 4.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $585,000 $195,000 $6,659 4.92%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 6 $580,000 $96,667 $4,234 4.79%
Celina, OH (FHA|USDA|VA) 5 $575,000 $115,000 $5,965 4.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $560,000 $140,000 $8,455 4.28%
OWENSBORO, KY (FHA|USDA|VA) 5 $555,000 $111,000 $4,659 5.53%
Heber, UT (FHA|USDA|VA) 2 $550,000 $275,000 $10,793 5.19%
NILES, MI (FHA|USDA|VA) 3 $545,000 $181,667 $7,587 5.17%
Richmond-Berea, KY (FHA|USDA|VA) 3 $545,000 $181,667 $7,255 4.96%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $545,000 $181,667 $7,751 4.92%
Jennings, LA (FHA|USDA|VA) 4 $540,000 $135,000 $7,483 5.41%
BILLINGS, MT (FHA|USDA|VA) 4 $540,000 $135,000 $5,514 5.44%
Riverton, WY (FHA|USDA|VA) 3 $535,000 $178,333 $5,435 4.46%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $535,000 $107,000 $2,738 5.25%
Fort Dodge, IA (FHA|USDA|VA) 5 $535,000 $107,000 $3,768 5.60%
Fort Polk South, LA (FHA|USDA|VA) 4 $530,000 $132,500 $5,653 4.91%
Crossville, TN (FHA|USDA|VA) 5 $525,000 $105,000 $5,277 5.18%
Greenwood, SC (FHA|USDA|VA) 4 $520,000 $130,000 $7,242 4.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $515,000 $171,667 $8,496 4.96%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $515,000 $515,000 $12,209 5.50%
Red Bluff, CA (FHA|USDA|VA) 4 $510,000 $127,500 $5,230 5.13%
Okeechobee, FL (FHA|USDA|VA) 5 $505,000 $101,000 $5,285 5.55%
Cookeville, TN (FHA|USDA|VA) 4 $500,000 $125,000 $4,317 5.19%
THE VILLAGES, FL (FHA|USDA|VA) 5 $495,000 $99,000 $5,776 4.95%
KANKAKEE, IL (FHA|USDA|VA) 3 $495,000 $165,000 $7,795 4.79%
Ruston, LA (FHA|USDA|VA) 3 $495,000 $165,000 $7,700 4.58%
Hood River, OR (FHA|USDA|VA) 2 $490,000 $245,000 $7,115 4.56%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $490,000 $122,500 $4,487 4.97%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $485,000 $161,667 $6,532 4.83%
Fredericksburg, TX (FHA|USDA|VA) 3 $485,000 $161,667 $6,638 4.96%
Albemarle, NC (FHA|USDA|VA) 2 $480,000 $240,000 $7,658 5.19%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $475,000 $158,333 $5,231 4.38%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $465,000 $93,000 $4,291 5.00%
Washington, IN (FHA|USDA|VA) 3 $465,000 $155,000 $5,554 4.83%
Newport, TN (FHA|USDA|VA) 5 $465,000 $93,000 $5,258 5.05%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $465,000 $155,000 $4,394 4.00%
New Castle, PA (FHA|USDA|VA) 4 $460,000 $115,000 $6,076 4.81%
JOPLIN, MO (FHA|USDA|VA) 4 $460,000 $115,000 $7,177 5.53%
Zanesville, OH (FHA|USDA|VA) 5 $455,000 $91,000 $5,420 5.53%
Lebanon, NH-VT (FHA|USDA|VA) 2 $450,000 $225,000 $8,080 4.63%
Pella, IA (FHA|USDA|VA) 2 $450,000 $225,000 $5,362 5.38%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $450,000 $225,000 $5,308 4.69%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $445,000 $445,000 $12,577 4.88%
Oneonta, NY (FHA|USDA|VA) 3 $445,000 $148,333 $6,522 4.67%
Alice, TX (FHA|USDA|VA) 3 $445,000 $148,333 $7,311 4.88%
BURLINGTON, NC (FHA|USDA|VA) 2 $440,000 $220,000 $11,836 4.25%
Sandpoint, ID (FHA|USDA|VA) 1 $435,000 $435,000 $8,508 5.38%
Ashtabula, OH (FHA|USDA|VA) 5 $435,000 $87,000 $4,974 5.33%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $435,000 $145,000 $9,144 3.75%
Mineral Wells, TX (FHA|USDA|VA) 3 $425,000 $141,667 $7,487 5.50%
Woodward, OK (FHA|USDA|VA) 3 $425,000 $141,667 $7,339 5.13%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $415,000 $138,333 $6,703 4.83%
Andrews, TX (FHA|USDA|VA) 3 $415,000 $138,333 $6,738 4.92%
WICHITA, KS (FHA|USDA|VA) 3 $415,000 $138,333 $6,020 5.00%
Moberly, MO (FHA|USDA|VA) 6 $410,000 $68,333 $2,841 5.50%
Wooster, OH (FHA|USDA|VA) 3 $405,000 $135,000 $7,292 5.29%
Cullman, AL (FHA|USDA|VA) 3 $405,000 $135,000 $3,509 4.92%
Mount Vernon, OH (FHA|USDA|VA) 2 $400,000 $200,000 $10,871 4.88%
YUMA, AZ (FHA|USDA|VA) 4 $400,000 $100,000 $6,120 5.28%
Ottawa, KS (FHA|USDA|VA) 4 $400,000 $100,000 $3,979 5.41%
Decatur, IN (FHA|USDA|VA) 3 $395,000 $131,667 $3,526 4.96%
TOPEKA, KS (FHA|USDA|VA) 3 $395,000 $131,667 $4,570 4.75%
Minot, ND (FHA|USDA|VA) 2 $380,000 $190,000 $8,353 4.31%
STAUNTON, VA (FHA|USDA|VA) 2 $380,000 $190,000 $6,714 5.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $380,000 $190,000 $5,742 5.56%
Kinston, NC (FHA|USDA|VA) 4 $380,000 $95,000 $4,768 4.90%
Columbus, MS (FHA|USDA|VA) 3 $375,000 $125,000 $6,466 5.92%
Huntington, IN (FHA|USDA|VA) 5 $375,000 $75,000 $4,224 4.85%
Salem, OH (FHA|USDA|VA) 4 $370,000 $92,500 $4,569 5.25%
Dayton, TN (FHA|USDA|VA) 2 $370,000 $185,000 $6,798 4.31%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $370,000 $185,000 $7,922 5.13%
Stillwater, OK (FHA|USDA|VA) 2 $370,000 $185,000 $6,756 5.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $365,000 $121,667 $2,256 4.63%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $360,000 $90,000 $4,214 5.34%
GOLDSBORO, NC (FHA|USDA|VA) 4 $360,000 $90,000 $3,796 5.09%
Bonham, TX (FHA|USDA|VA) 2 $360,000 $180,000 $6,333 5.63%
New Castle, IN (FHA|USDA|VA) 3 $355,000 $118,333 $5,474 5.17%
ANN ARBOR, MI (FHA|USDA|VA) 2 $350,000 $175,000 $6,554 4.88%
Ontario, OR-ID (FHA|USDA|VA) 2 $350,000 $175,000 $5,288 4.44%
Stephenville, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,712 5.81%
Hudson, NY (FHA|USDA|VA) 2 $350,000 $175,000 $10,661 4.81%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $350,000 $87,500 $3,148 4.97%
VALLEJO, CA (FHA|USDA|VA) 1 $345,000 $345,000 $8,746 5.88%
Henderson, NC (FHA|USDA|VA) 3 $345,000 $115,000 $5,472 5.25%
Elkins, WV (FHA|USDA|VA) 1 $345,000 $345,000 $17,291 4.63%
Richmond, IN (FHA|USDA|VA) 5 $345,000 $69,000 $4,194 4.85%
RAPID CITY, SD (FHA|USDA|VA) 2 $340,000 $170,000 $6,859 5.44%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $340,000 $170,000 $8,218 4.94%
FOND DU LAC, WI (FHA|USDA|VA) 2 $340,000 $170,000 $3,345 5.44%
Madisonville, KY (FHA|USDA|VA) 2 $340,000 $170,000 $6,501 5.13%
PINE BLUFF, AR (FHA|USDA|VA) 4 $340,000 $85,000 $4,128 4.72%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $340,000 $170,000 $7,199 5.69%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $335,000 $111,667 $6,093 4.38%
Las Vegas, NM (FHA|USDA|VA) 3 $335,000 $111,667 $5,061 5.21%
JONESBORO, AR (FHA|USDA|VA) 2 $330,000 $165,000 $8,406 4.63%
Shelbyville, TN (FHA|USDA|VA) 2 $330,000 $165,000 $5,186 4.94%
Price, UT (FHA|USDA|VA) 2 $330,000 $165,000 $6,800 4.50%
MISSOULA, MT (FHA|USDA|VA) 2 $330,000 $165,000 $4,836 4.19%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $325,000 $325,000 $6,737 5.75%
Moscow, ID (FHA|USDA|VA) 1 $325,000 $325,000 $8,759 5.99%
Batavia, NY (FHA|USDA|VA) 3 $325,000 $108,333 $6,893 4.83%
Lewisburg, PA (FHA|USDA|VA) 2 $320,000 $160,000 $3,996 5.00%
BAY CITY, MI (FHA|USDA|VA) 4 $320,000 $80,000 $1,409 5.28%
Laconia, NH (FHA|USDA|VA) 2 $320,000 $160,000 $4,504 5.56%
Scottsburg, IN (FHA|USDA|VA) 3 $315,000 $105,000 $4,657 4.71%
Paragould, AR (FHA|USDA|VA) 3 $315,000 $105,000 $6,326 4.42%
Marietta, OH (FHA|USDA|VA) 3 $315,000 $105,000 $5,684 5.17%
Marion, NC (FHA|USDA|VA) 3 $315,000 $105,000 $3,931 4.83%
Bedford, IN (FHA|USDA|VA) 3 $315,000 $105,000 $5,503 4.58%
SUMTER, SC (FHA|USDA|VA) 4 $310,000 $77,500 $4,947 5.22%
FLORENCE, SC (FHA|USDA|VA) 2 $310,000 $155,000 $7,163 4.81%
Ruidoso, NM (FHA|USDA|VA) 3 $305,000 $101,667 $3,027 5.21%
MONROE, MI (FHA|USDA|VA) 2 $300,000 $150,000 $4,565 4.94%
Starkville, MS (FHA|USDA|VA) 2 $300,000 $150,000 $4,752 4.50%
Bogalusa, LA (FHA|USDA|VA) 3 $295,000 $98,333 $5,084 5.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $295,000 $98,333 $7,132 4.50%
GAINESVILLE, GA (FHA|USDA|VA) 2 $290,000 $145,000 $5,204 5.25%
Hillsdale, MI (FHA|USDA|VA) 4 $290,000 $72,500 $4,909 5.19%
Portsmouth, OH (FHA|USDA|VA) 3 $285,000 $95,000 $6,176 5.17%
Washington Court House, OH (FHA|USDA|VA) 3 $285,000 $95,000 $4,954 5.21%
Meadville, PA (FHA|USDA|VA) 4 $280,000 $70,000 $3,746 5.41%
Kerrville, TX (FHA|USDA|VA) 2 $280,000 $140,000 $3,844 4.75%
Boone, NC (FHA|USDA|VA) 2 $280,000 $140,000 $4,193 4.88%
Corning, NY (FHA|USDA|VA) 2 $280,000 $140,000 $2,321 5.63%
Picayune, MS (FHA|USDA|VA) 2 $280,000 $140,000 $8,986 4.94%
Bardstown, KY (FHA|USDA|VA) 2 $280,000 $140,000 $4,760 5.19%
VALDOSTA, GA (FHA|USDA|VA) 4 $280,000 $70,000 $4,940 5.09%
Urbana, OH (FHA|USDA|VA) 2 $280,000 $140,000 $8,139 4.63%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $275,000 $275,000 $8,500 4.63%
MERCED, CA (FHA|USDA|VA) 1 $275,000 $275,000 $12,139 4.00%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $270,000 $135,000 $5,438 5.56%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $270,000 $135,000 $3,668 4.81%
Brevard, NC (FHA|USDA|VA) 2 $270,000 $135,000 $4,320 5.25%
SAVANNAH, GA (FHA|USDA|VA) 2 $270,000 $135,000 $4,575 5.50%
Fergus Falls, MN (FHA|USDA|VA) 2 $270,000 $135,000 $7,913 4.69%
Wabash, IN (FHA|USDA|VA) 2 $270,000 $135,000 $5,709 4.56%
Bozeman, MT (FHA|USDA|VA) 1 $265,000 $265,000 $10,338 4.25%
Keene, NH (FHA|USDA|VA) 3 $265,000 $88,333 $3,537 5.25%
Paris, TX (FHA|USDA|VA) 2 $260,000 $130,000 $5,920 5.13%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $260,000 $130,000 $5,053 5.44%
Sidney, OH (FHA|USDA|VA) 2 $260,000 $130,000 $7,623 5.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $255,000 $255,000 $10,037 4.00%
Calhoun, GA (FHA|USDA|VA) 3 $255,000 $85,000 $5,336 4.96%
Paris, TN (FHA|USDA|VA) 3 $255,000 $85,000 $4,891 5.54%
ITHACA, NY (FHA|USDA|VA) 2 $250,000 $125,000 $6,676 5.06%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $250,000 $125,000 $5,242 5.88%
Durango, CO (FHA|USDA|VA) 1 $245,000 $245,000 $9,400 4.88%
HATTIESBURG, MS (FHA|USDA|VA) 2 $240,000 $120,000 $6,883 5.75%
Brainerd, MN (FHA|USDA|VA) 2 $240,000 $120,000 $4,373 5.75%
Wilmington, OH (FHA|USDA|VA) 2 $240,000 $120,000 $6,411 4.81%
NEW BERN, NC (FHA|USDA|VA) 2 $240,000 $120,000 $4,685 5.13%
Ashland, OH (FHA|USDA|VA) 2 $230,000 $115,000 $5,033 5.50%
West Plains, MO (FHA|USDA|VA) 2 $230,000 $115,000 $6,696 5.31%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $230,000 $115,000 $6,612 5.19%
Van Wert, OH (FHA|USDA|VA) 3 $225,000 $75,000 $5,294 4.83%
CHEYENNE, WY (FHA|USDA|VA) 1 $225,000 $225,000 $2,353 4.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $225,000 $75,000 $4,366 5.50%
Sedalia, MO (FHA|USDA|VA) 1 $225,000 $225,000 $12,060 4.63%
Brenham, TX (FHA|USDA|VA) 1 $225,000 $225,000 $12,651 5.00%
CaƱon City, CO (FHA|USDA|VA) 2 $220,000 $110,000 $7,882 4.50%
Paducah, KY-IL (FHA|USDA|VA) 2 $220,000 $110,000 $3,928 5.12%
GADSDEN, AL (FHA|USDA|VA) 2 $220,000 $110,000 $6,479 5.25%
SAN ANGELO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,108 5.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $215,000 $215,000 $9,722 4.25%
Thomasville, GA (FHA|USDA|VA) 2 $210,000 $105,000 $3,721 5.31%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $210,000 $105,000 $2,835 5.38%
Russellville, AR (FHA|USDA|VA) 2 $210,000 $105,000 $4,587 5.06%
GREEN BAY, WI (FHA|USDA|VA) 2 $210,000 $105,000 $2,964 5.75%
Gillette, WY (FHA|USDA|VA) 1 $205,000 $205,000 $6,455 4.13%
Easton, MD (FHA|USDA|VA) 1 $205,000 $205,000 $5,575 4.50%
Spearfish, SD (FHA|USDA|VA) 1 $205,000 $205,000 $5,955 4.75%
Shawnee, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,464 4.50%
Jamestown, ND (FHA|USDA|VA) 1 $205,000 $205,000 $7,654 4.50%
Alma, MI (FHA|USDA|VA) 2 $200,000 $100,000 $3,674 5.25%
COLUMBIA, MO (FHA|USDA|VA) 2 $200,000 $100,000 $6,446 5.38%
Branson, MO (FHA|USDA|VA) 2 $200,000 $100,000 $2,399 5.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $200,000 $100,000 $5,380 5.06%
Greenville, OH (FHA|USDA|VA) 2 $200,000 $100,000 $5,046 4.75%
Whitewater, WI (FHA|USDA|VA) 1 $195,000 $195,000 $8,048 5.63%
Red Wing, MN (FHA|USDA|VA) 1 $195,000 $195,000 $5,613 4.25%
KOKOMO, IN (FHA|USDA|VA) 1 $195,000 $195,000 $5,695 5.00%
Cadillac, MI (FHA|USDA|VA) 1 $195,000 $195,000 $5,336 4.38%
Barre, VT (FHA|USDA|VA) 1 $195,000 $195,000 $10,089 4.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $195,000 $195,000 $7,868 5.50%
Huntsville, TX (FHA|USDA|VA) 2 $190,000 $95,000 $4,849 5.13%
Altus, OK (FHA|USDA|VA) 2 $190,000 $95,000 $5,089 4.50%
Bay City, TX (FHA|USDA|VA) 2 $190,000 $95,000 $4,505 5.81%
DuBois, PA (FHA|USDA|VA) 2 $190,000 $95,000 $6,401 5.31%
BRUNSWICK, GA (FHA|USDA|VA) 2 $190,000 $95,000 $5,130 5.50%
Newberry, SC (FHA|USDA|VA) 2 $190,000 $95,000 $6,313 4.94%
GETTYSBURG, PA (FHA|USDA|VA) 1 $185,000 $185,000 $5,830 3.88%
MANSFIELD, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,677 4.13%
MANKATO, MN (FHA|USDA|VA) 1 $185,000 $185,000 $5,592 4.50%
EspaƱola, NM (FHA|USDA|VA) 1 $185,000 $185,000 $7,416 4.50%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $180,000 $90,000 $4,048 5.50%
Murray, KY (FHA|USDA|VA) 2 $180,000 $90,000 $3,221 5.06%
Mount Airy, NC (FHA|USDA|VA) 2 $180,000 $90,000 $3,612 5.25%
ANCHORAGE, AK (FHA|USDA|VA) 1 $175,000 $175,000 $3,589 5.25%
St. Marys, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,939 5.25%
Mayfield, KY (FHA|USDA|VA) 1 $175,000 $175,000 $9,255 3.88%
Auburn, NY (FHA|USDA|VA) 1 $175,000 $175,000 $6,673 4.50%
Marshall, MN (FHA|USDA|VA) 1 $175,000 $175,000 $6,676 4.50%
Big Spring, TX (FHA|USDA|VA) 2 $170,000 $85,000 $5,073 5.13%
Ardmore, OK (FHA|USDA|VA) 2 $170,000 $85,000 $6,496 5.44%
Roswell, NM (FHA|USDA|VA) 2 $170,000 $85,000 $5,388 5.00%
HINESVILLE, GA (FHA|USDA|VA) 2 $170,000 $85,000 $2,931 4.93%
Albertville, AL (FHA|USDA|VA) 2 $170,000 $85,000 $6,149 5.50%
Fort Leonard Wood, MO (FHA|USDA|VA) 2 $170,000 $85,000 $3,946 5.56%
LAWRENCE, KS (FHA|USDA|VA) 1 $165,000 $165,000 $4,552 5.75%
Indiana, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,484 5.25%
Malone, NY (FHA|USDA|VA) 1 $165,000 $165,000 $2,394 5.50%
Fairmont, WV (FHA|USDA|VA) 1 $165,000 $165,000 $8,153 4.88%
WACO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,897 6.13%
ALBANY, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,772 4.25%
New Ulm, MN (FHA|USDA|VA) 1 $165,000 $165,000 $9,804 4.75%
Corsicana, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,074 5.13%
Helena, MT (FHA|USDA|VA) 1 $165,000 $165,000 $6,802 4.50%
Weatherford, OK (FHA|USDA|VA) 2 $160,000 $80,000 $5,018 5.44%
Marion, IN (FHA|USDA|VA) 1 $155,000 $155,000 $10,404 5.38%
Norwalk, OH (FHA|USDA|VA) 1 $155,000 $155,000 $8,491 6.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $155,000 $155,000 $8,223 3.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $155,000 $155,000 $6,134 5.25%
Hutchinson, MN (FHA|USDA|VA) 1 $155,000 $155,000 $167 4.25%
Lewistown, PA (FHA|USDA|VA) 1 $155,000 $155,000 $2,018 4.50%
Dublin, GA (FHA|USDA|VA) 2 $150,000 $75,000 $3,411 4.81%
Bluefield, WV-VA (FHA|USDA|VA) 2 $150,000 $75,000 $3,608 4.75%
Coffeyville, KS (FHA|USDA|VA) 1 $145,000 $145,000 $5,043 4.38%
Findlay, OH (FHA|USDA|VA) 1 $145,000 $145,000 $9,156 5.63%
Mason City, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,639 5.88%
Palestine, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,347 5.13%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $145,000 $145,000 $7,307 4.00%
APPLETON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $6,048 5.25%
Safford, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $5,070 6.25%
Gainesville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,763 5.00%
Kirksville, MO (FHA|USDA|VA) 1 $145,000 $145,000 $3,050 5.75%
Milledgeville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $2,794 5.38%
Manitowoc, WI (FHA|USDA|VA) 1 $145,000 $145,000 $4,171 6.25%
Poplar Bluff, MO (FHA|USDA|VA) 1 $145,000 $145,000 $3,264 5.38%
Harrison, AR (FHA|USDA|VA) 1 $145,000 $145,000 $4,952 5.13%
McAlester, OK (FHA|USDA|VA) 2 $140,000 $70,000 $3,817 5.50%
Rolla, MO (FHA|USDA|VA) 2 $140,000 $70,000 $3,688 5.50%
ROCKFORD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,134 3.88%
Portales, NM (FHA|USDA|VA) 1 $135,000 $135,000 $7,446 5.00%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $135,000 $135,000 $5,321 5.88%
Coshocton, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,167 4.50%
Raymondville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,606 5.75%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $135,000 $135,000 $5,572 5.63%
ALTOONA, PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,243 4.88%
Summerville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,297 5.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $135,000 $135,000 $6,820 4.50%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $135,000 $135,000 $4,110 5.63%
Clarksburg, WV (FHA|USDA|VA) 1 $135,000 $135,000 $1,201 5.25%
Sunbury, PA (FHA|USDA|VA) 1 $125,000 $125,000 $4,977 5.75%
Jasper, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,296 5.00%
DECATUR, IL (FHA|USDA|VA) 1 $125,000 $125,000 $7,720 5.38%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $125,000 $125,000 $7,604 3.88%
WALLA WALLA, WA (FHA|USDA|VA) 1 $125,000 $125,000 $5,375 4.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $125,000 $125,000 $7,092 5.75%
Grand Rapids, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,722 4.50%
Scottsboro, AL (FHA|USDA|VA) 1 $125,000 $125,000 $6,508 4.25%
LaGrange, GA-AL (FHA|USDA|VA) 1 $125,000 $125,000 $6,105 5.00%
Cambridge, MD (FHA|USDA|VA) 1 $125,000 $125,000 $6,961 4.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $120,000 $60,000 $4,043 5.63%
ROME, GA (FHA|USDA|VA) 2 $120,000 $60,000 $3,761 5.50%
Jackson, OH (FHA|USDA|VA) 2 $120,000 $60,000 $2,090 5.94%
Somerset, KY (FHA|USDA|VA) 1 $115,000 $115,000 $7,066 5.88%
Maysville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $6,317 4.50%
Selinsgrove, PA (FHA|USDA|VA) 1 $115,000 $115,000 $6,791 4.88%
BECKLEY, WV (FHA|USDA|VA) 1 $115,000 $115,000 $8,275 4.75%
Beeville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,460 4.63%
Lufkin, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,202 4.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,658 5.25%
Mount Pleasant, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,255 4.25%
Vincennes, IN (FHA|USDA|VA) 1 $115,000 $115,000 $605 3.88%
Coldwater, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,540 5.75%
Brownsville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $8,165 5.25%
Frankfort, KY (FHA|USDA|VA) 1 $105,000 $105,000 $4,496 4.50%
Fort Payne, AL (FHA|USDA|VA) 1 $105,000 $105,000 $8,952 4.25%
Cullowhee, NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,080 5.38%
MIDLAND, MI (FHA|USDA|VA) 1 $105,000 $105,000 $7,502 4.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,680 5.50%
Washington, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,979 5.13%
Rockingham, NC (FHA|USDA|VA) 1 $105,000 $105,000 $7,027 4.38%
Bemidji, MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,679 5.13%
Menomonie, WI (FHA|USDA|VA) 1 $105,000 $105,000 $4,544 5.75%
McMinnville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $5,756 5.50%
Arkadelphia, AR (FHA|USDA|VA) 1 $105,000 $105,000 $20 3.88%
Tupelo, MS (FHA|USDA|VA) 1 $105,000 $105,000 $4,289 5.50%
Wilson, NC (FHA|USDA|VA) 1 $95,000 $95,000 $2,509 5.13%
Georgetown, SC (FHA|USDA|VA) 1 $95,000 $95,000 $4,290 4.25%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,098 5.50%
Sulphur Springs, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,453 4.25%
Middlesborough, KY (FHA|USDA|VA) 1 $95,000 $95,000 $4,432 4.50%
Meridian, MS (FHA|USDA|VA) 1 $95,000 $95,000 $6,233 5.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,746 4.63%
Athens, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,480 3.88%
Olean, NY (FHA|USDA|VA) 1 $95,000 $95,000 $6,948 4.88%
Elk City, OK (FHA|USDA|VA) 1 $95,000 $95,000 $5,431 5.25%
DALTON, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,584 4.75%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $95,000 $95,000 $5,053 5.75%
Laurinburg, NC (FHA|USDA|VA) 1 $95,000 $95,000 $5,651 4.75%
Sturgis, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,151 5.75%
Greensburg, IN (FHA|USDA|VA) 1 $85,000 $85,000 $4,625 5.50%
Morgan City, LA (FHA|USDA|VA) 1 $85,000 $85,000 $4,556 5.38%
McComb, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,687 5.25%
Fernley, NV (FHA|USDA|VA) 1 $85,000 $85,000 $5,413 5.75%
Marquette, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,847 5.50%
Natchitoches, LA (FHA|USDA|VA) 1 $85,000 $85,000 $3,716 5.50%
Malvern, AR (FHA|USDA|VA) 1 $85,000 $85,000 $3,445 5.13%
SAGINAW, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,151 5.75%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $85,000 $85,000 $7,056 5.50%
Martinsville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $5,034 5.13%
Danville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $4,307 4.38%
MUNCIE, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,421 4.13%
Lawrenceburg, TN (FHA|USDA|VA) 1 $75,000 $75,000 $3,421 5.38%
Clovis, NM (FHA|USDA|VA) 1 $75,000 $75,000 $5,542 5.00%
Tifton, GA (FHA|USDA|VA) 1 $75,000 $75,000 $6,409 4.50%
The Dalles, OR (FHA|USDA|VA) 1 $75,000 $75,000 $4,601 4.63%
Houghton, MI (FHA|USDA|VA) 1 $75,000 $75,000 $2,262 5.38%
Statesboro, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,839 5.63%
ELMIRA, NY (FHA|USDA|VA) 1 $75,000 $75,000 $6,048 5.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,144 5.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $75,000 $75,000 $802 5.13%
Sayre, PA (FHA|USDA|VA) 1 $75,000 $75,000 $4,259 5.50%
Fremont, OH (FHA|USDA|VA) 1 $75,000 $75,000 $6,512 4.63%
Union City, TN (FHA|USDA|VA) 1 $75,000 $75,000 $1,858 4.63%
Duncan, OK (FHA|USDA|VA) 1 $65,000 $65,000 $5,099 5.63%
Muskogee, OK (FHA|USDA|VA) 1 $65,000 $65,000 $4,036 6.25%
Brookhaven, MS (FHA|USDA|VA) 1 $65,000 $65,000 $4,673 5.38%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $65,000 $65,000 $5,170 4.50%
Rockport, TX (FHA|USDA|VA) 1 $65,000 $65,000 $6,197 5.38%
Bartlesville, OK (FHA|USDA|VA) 1 $65,000 $65,000 $4,479 5.25%
LAWTON, OK (FHA|USDA|VA) 1 $65,000 $65,000 $5,417 5.75%
Bellefontaine, OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,907 5.63%
Outside of Metro Areas 1 $65,000 $65,000 $1,369 4.88%
Port Lavaca, TX (FHA|USDA|VA) 1 $55,000 $55,000 $5,064 5.88%
Danville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $2,813 5.38%
Fitzgerald, GA (FHA|USDA|VA) 1 $55,000 $55,000 $4,925 5.13%
Warrensburg, MO (FHA|USDA|VA) 1 $55,000 $55,000 $3,937 5.13%
DOTHAN, AL (FHA|USDA|VA) 1 $55,000 $55,000 $3,267 5.25%
Jacksonville, IL (FHA|USDA|VA) 1 $55,000 $55,000 $4,847 5.50%
Mount Pleasant, MI (FHA|USDA|VA) 1 $55,000 $55,000 $1,078 5.25%
American Financial Resources's top markets include New York, Phoenix, Washington, Baltimore, and Philadelphia among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 5,471 $928,725,000 $169,754 $7,261 5.10%
    Conventional 1,567 $303,815,000 $193,883 $4,592 5.02%
    VA 1,107 $240,095,000 $216,888 $6,400 4.70%
    USDA 391 $60,765,000 $155,409 $5,118 4.73%

    For 2018, American Financial Resources's most frequently originated type of loan was FHA, with 5,471 originations. Their 2nd most popular type was Conventional, with 1,567 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,369 $1,091,165,000 $171,324 $6,277 5.11%
    Cash Out Refi 1,696 $352,090,000 $207,600 $7,861 4.73%
    Refi 471 $90,145,000 $191,391 $5,715 4.74%

    For 2018, American Financial Resources's most frequently cited loan purpose was Home Purchase, with 6,369 originations. The 2nd most popular reason was Cash Out Refi, with 1,696 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,901 $1,418,245,000 $179,502 $6,605 5.05%
    15 Year 277 $50,135,000 $180,993 $6,237 4.06%
    Other 186 $38,830,000 $208,763 $6,114 4.77%
    20 Year 167 $25,625,000 $153,443 $5,584 5.02%
    10 Year 5 $565,000 $113,000 $5,280 4.20%

    For 2018, American Financial Resources's most frequently cited loan duration was 30 Year, with 7,901 originations. The 2nd most popular length was 15 Year, with 277 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 4,146 $720,740,000 $173,840
    $1k-2k 1,665 $263,015,000 $157,967
    $2k-3k 995 $158,925,000 $159,724
    $3k-4k 676 $122,970,000 $181,908
    $5k+ 568 $164,120,000 $288,944
    $4k-5k 474 $101,220,000 $213,544

    American Financial Resources's average total fees were $6,605, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,146 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 3,934 $619,660,000 $157,514
    4-5% 3,693 $727,635,000 $197,031
    3-4% 653 $142,745,000 $218,599
    6-7% 254 $42,990,000 $169,252
    2.5-3% 1 $255,000 $255,000
    Over 8% 1 $115,000 $115,000

    During 2018, American Financial Resources's average interest rate for loans was 5.05%, while their most frequently originated rate bucket for loans was 5-6%, with 3,934 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 4,057 $594,685,000 $146,582 $5,907 5.03%
    $200k-400k 2,458 $656,400,000 $267,046 $8,354 4.87%
    $100,000 or less 1,713 $133,105,000 $77,703 $4,362 5.24%
    $400k-600k 276 $126,600,000 $458,696 $12,461 4.73%
    $600k-1MM 30 $20,390,000 $679,667 $19,546 4.66%
    $1MM+ 2 $2,220,000 $1,110,000 $5,474 5.31%

    2018 saw American Financial Resources place emphasis on $100k-200k loans with 4,057 originations, totaling $594,685,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 3,251 $409,565,000 $125,981 $5,550 5.08%
    $50k-75k 2,670 $460,930,000 $172,633 $6,546 5.04%
    $75k-100k 1,366 $303,640,000 $222,284 $7,512 4.97%
    $100k-150k 900 $242,470,000 $269,411 $8,120 4.86%
    $150k-250k 306 $98,620,000 $322,288 $8,488 4.74%
    $250k+ 43 $18,175,000 $422,674 $7,266 5.04%

    American Financial Resources lent most frequently to those with incomes in the $50k or less range, with 3,251 originations. The second most popular income band? $50k-75k, with 2,670 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,370 $227,950,000 $166,387 $5,904 5.00%
    50-60% 1,313 $269,625,000 $205,350 $8,173 4.86%
    20-30% 1,054 $164,990,000 $156,537 $5,622 4.98%
    48% 402 $77,980,000 $193,980 $6,878 5.15%
    43% 352 $65,040,000 $184,773 $6,585 5.05%
    47% 344 $65,580,000 $190,640 $6,966 5.13%
    44% 343 $65,725,000 $191,618 $6,808 5.10%
    39% 340 $56,920,000 $167,412 $6,071 5.06%
    41% 328 $59,670,000 $181,921 $6,434 5.09%
    40% 315 $55,235,000 $175,349 $6,213 5.08%
    46% 310 $54,350,000 $175,323 $7,336 5.15%
    42% 308 $55,540,000 $180,325 $6,739 5.08%
    38% 308 $53,410,000 $173,409 $5,728 5.08%
    45% 300 $57,760,000 $192,533 $6,959 5.05%
    37% 293 $50,085,000 $170,939 $5,940 5.03%
    49% 293 $60,755,000 $207,355 $7,145 4.97%
    36% 284 $49,660,000 $174,859 $6,256 5.07%
    <20% 226 $31,770,000 $140,575 $5,147 4.90%
    >60% 53 $11,355,000 $214,245 $6,441 4.96%

    American Financial Resources lent most frequently to those with DTI ratios of 30-36%, with 1,370 originations. The next most common DTI ratio? 50-60%, with 1,313 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,950 $1,220,020,000 $175,542 $6,456 5.00%
    Black 946 $190,010,000 $200,856 $7,377 5.16%
    Not provided 456 $82,360,000 $180,614 $6,546 5.08%
    Asian 63 $15,325,000 $243,254 $7,170 4.70%
    American Indian 46 $7,720,000 $167,826 $6,417 4.93%
    Asian Indian 20 $4,040,000 $202,000 $4,258 4.72%
    Native Hawaiian or Islander 11 $3,725,000 $338,636 $7,110 4.77%
    Other Asian 15 $3,015,000 $201,000 $6,243 4.89%
    Filipino 9 $2,415,000 $268,333 $6,979 5.13%
    Vietnamese 8 $1,770,000 $221,250 $5,235 4.51%
    Chinese 5 $1,545,000 $309,000 $3,016 4.68%
    Japanese 2 $480,000 $240,000 $10,317 5.63%
    Samoan 1 $345,000 $345,000 $4,089 4.63%
    Native Hawaiian 1 $325,000 $325,000 $12,593 3.88%
    Korean 2 $220,000 $110,000 $3,585 5.56%
    Guamanian 1 $85,000 $85,000 $3,371 6.13%

    Approval Rates

    Total approvals of all applications
    92.90%

    American Financial Resources has an average approval rate.

    Pick Rate

    Approvals leading to origination
    44.24%

    American Financial Resources has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,536 $1,533,400,000 $179,639

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 3,273 $420,735,000 $128,547
    Single Family (1-4 Units):Site-Built 5,263 $1,112,665,000 $211,413

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 40 $4,070,000 $101,750 $3,987 4.78%
    40-60% 272 $40,180,000 $147,721 $5,090 4.78%
    60-80% 1,409 $251,275,000 $178,336 $5,896 4.96%
    80-100% 6,596 $1,182,010,000 $179,201 $6,672 5.04%
    Over 100% 191 $50,545,000 $264,634 $10,566 4.75%
    Under 20% 3 $495,000 $165,000 $2,547 6.17%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    American Financial Resources, Inc. Conventional home mortgage Struggling to pay mortgage 1 7.7%
    American Financial Resources, Inc. Conventional home mortgage Trouble during payment process 4 30.8%
    American Financial Resources, Inc. FHA mortgage Trouble during payment process 5 38.5%
    American Financial Resources, Inc. FHA mortgage Struggling to pay mortgage 1 7.7%
    American Financial Resources, Inc. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 7.7%
    American Financial Resources, Inc. Conventional home mortgage Closing on a mortgage 1 7.7%