American Financial Resources Mortgage Rates, Fees & Info

Parsippany-Troy Hills, NJ

LEI: 5493002B2WMHY23GFK92

Tax ID: 22-3554558

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Mortgage Data

Review & Overview

American Financial Resources is a small mortgage company specializing in Home Purchase and Refi loans. They have a a high proportion of FHA loans. American Financial Resources has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Phoenix, Washington, Philadelphia, and Riverside among others. We have data for 669 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Financial Resources has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financial Resources is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.25% 12/17/24
30 Year Conventional Refi 6.75% 12/17/24
30 Year Cash-out Refi 6.68% 12/17/24
30 Year FHA Purchase 8.08% 12/17/24
30 Year FHA Refi 7.45% 12/17/24
30 Year VA Purchase 6.76% 12/17/24
30 Year VA Refi 6.10% 12/17/24
30 Year USDA Purchase 7.01% 12/17/24
30 Year USDA Refi 6.43% 12/17/24
15 Year Conventional Purchase 6.90% 12/17/24
15 Year Conventional Refi 6.52% 12/17/24
15 Year Cash-out Refi 6.52% 12/17/24
15 Year FHA Purchase 7.67% 12/17/24
15 Year FHA Refi 7.03% 12/17/24
15 Year VA Purchase 6.46% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Financial Resources Mortgage Calculator






Your Estimates

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This is not an official calculator from American Financial Resources. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,778

Origination Dollar Volume (All Markets)

$1,970,490,000
Show all (9) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 860 $126,180,000 $146,721 $5,615 3.84%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 367 $119,335,000 $325,163 $5,902 3.14%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 356 $79,790,000 $224,129 $6,994 3.81%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 135 $47,045,000 $348,481 $9,902 3.72%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 196 $45,930,000 $234,337 $6,912 3.69%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 154 $42,490,000 $275,909 $7,500 3.41%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 149 $40,755,000 $273,523 $9,353 3.77%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 156 $39,640,000 $254,103 $6,433 3.54%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 177 $35,095,000 $198,277 $7,739 4.04%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 111 $34,455,000 $310,405 $7,973 3.40%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 145 $30,755,000 $212,103 $7,142 3.92%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 102 $30,570,000 $299,706 $7,360 3.62%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 70 $26,130,000 $373,286 $8,743 3.56%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 127 $25,595,000 $201,535 $6,977 3.60%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 118 $24,820,000 $210,339 $7,079 3.93%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 62 $22,950,000 $370,161 $6,216 3.21%
JACKSONVILLE, FL (FHA|USDA|VA) 116 $21,110,000 $181,983 $6,949 3.84%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 102 $21,050,000 $206,373 $8,771 3.86%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 122 $19,460,000 $159,508 $7,501 4.07%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 90 $19,130,000 $212,556 $6,235 3.52%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 44 $16,570,000 $376,591 $7,119 3.37%
LAFAYETTE, LA (FHA|USDA|VA) 118 $15,640,000 $132,542 $6,526 3.73%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 86 $15,560,000 $180,930 $5,693 3.74%
BATON ROUGE, LA (FHA|USDA|VA) 90 $15,280,000 $169,778 $6,139 3.95%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 61 $15,095,000 $247,459 $8,207 3.83%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 84 $14,810,000 $176,310 $6,484 3.77%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 49 $14,775,000 $301,531 $6,220 3.53%
KANSAS CITY, MO-KS (FHA|USDA|VA) 74 $14,080,000 $190,270 $5,590 4.19%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 74 $13,970,000 $188,784 $7,955 3.65%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 54 $13,670,000 $253,148 $8,170 4.04%
SALT LAKE CITY, UT (FHA|USDA|VA) 43 $13,535,000 $314,767 $6,725 3.60%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 60 $13,090,000 $218,167 $6,296 3.89%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 67 $12,555,000 $187,388 $6,216 3.82%
KNOXVILLE, TN (FHA|USDA|VA) 73 $12,105,000 $165,822 $6,221 3.72%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 58 $11,780,000 $203,103 $7,393 3.87%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 37 $11,555,000 $312,297 $7,521 3.46%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 78 $11,210,000 $143,718 $5,215 3.82%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 45 $10,805,000 $240,111 $8,254 4.03%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 55 $10,785,000 $196,091 $5,920 3.95%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 43 $10,265,000 $238,721 $6,482 3.91%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 62 $10,090,000 $162,742 $5,174 3.83%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 51 $10,055,000 $197,157 $6,672 3.90%
SALEM, OR (FHA|USDA|VA) 38 $9,980,000 $262,632 $7,804 3.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 37 $9,955,000 $269,054 $7,396 3.68%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 62 $9,910,000 $159,839 $6,461 3.95%
BEND, OR (FHA|USDA|VA) 33 $9,535,000 $288,939 $9,012 3.40%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 42 $9,440,000 $224,762 $7,947 3.60%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 49 $9,425,000 $192,347 $6,229 3.90%
TUCSON, AZ (FHA|USDA|VA) 54 $8,920,000 $165,185 $5,683 3.92%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 46 $8,600,000 $186,957 $5,642 3.70%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 21 $8,595,000 $409,286 $5,763 3.05%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 42 $8,510,000 $202,619 $6,942 3.94%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 54 $8,430,000 $156,111 $6,219 4.15%
LOUISVILLE, KY (FHA|USDA|VA) 49 $8,275,000 $168,878 $5,760 3.88%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 35 $8,225,000 $235,000 $8,253 3.43%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 39 $7,935,000 $203,462 $7,658 3.95%
PROVO-OREM, UT (FHA|USDA|VA) 24 $7,800,000 $325,000 $7,887 3.43%
OCALA, FL (FHA|USDA|VA) 51 $7,355,000 $144,216 $5,704 3.85%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 24 $6,830,000 $284,583 $8,410 4.02%
COLUMBIA, SC (FHA|USDA|VA) 42 $6,710,000 $159,762 $6,471 3.88%
Port Angeles, WA (FHA|USDA|VA) 28 $6,700,000 $239,286 $6,410 3.72%
PORT ST. LUCIE, FL (FHA|USDA|VA) 33 $6,575,000 $199,242 $7,299 3.83%
ASHEVILLE, NC (FHA|USDA|VA) 41 $6,525,000 $159,146 $5,840 4.00%
RICHMOND, VA (FHA|USDA|VA) 28 $6,510,000 $232,500 $8,661 3.92%
Opelousas, LA (FHA|USDA|VA) 50 $6,490,000 $129,800 $6,633 3.73%
COLUMBUS, OH (FHA|USDA|VA) 43 $6,435,000 $149,651 $6,280 3.62%
GAINESVILLE, FL (FHA|USDA|VA) 38 $6,380,000 $167,895 $7,010 4.23%
GREELEY, CO (FHA|USDA|VA) 22 $6,220,000 $282,727 $7,733 3.49%
ALBANY-LEBANON, OR (FHA|USDA|VA) 25 $6,165,000 $246,600 $9,949 3.63%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 23 $6,165,000 $268,043 $6,930 3.56%
FORT COLLINS, CO (FHA|USDA|VA) 18 $5,970,000 $331,667 $6,643 3.39%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 23 $5,835,000 $253,696 $6,515 3.71%
LYNCHBURG, VA (FHA|USDA|VA) 38 $5,810,000 $152,895 $5,521 3.73%
ST. LOUIS, MO-IL (FHA|USDA|VA) 29 $5,585,000 $192,586 $5,578 4.08%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 35 $5,415,000 $154,714 $5,632 3.91%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 22 $5,400,000 $245,455 $8,220 3.40%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 26 $5,380,000 $206,923 $7,445 3.76%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 25 $5,335,000 $213,400 $6,949 4.55%
RALEIGH-CARY, NC (FHA|USDA|VA) 23 $5,015,000 $218,043 $6,284 3.98%
MEDFORD, OR (FHA|USDA|VA) 20 $4,820,000 $241,000 $7,532 3.56%
WORCESTER, MA-CT (FHA|USDA|VA) 19 $4,815,000 $253,421 $6,287 3.70%
FLAGSTAFF, AZ (FHA|USDA|VA) 21 $4,745,000 $225,952 $5,878 3.58%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 26 $4,590,000 $176,538 $5,631 3.33%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 33 $4,585,000 $138,939 $5,516 3.91%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 25 $4,545,000 $181,800 $5,920 3.99%
RENO, NV (FHA|USDA|VA) 16 $4,520,000 $282,500 $7,972 4.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 28 $4,510,000 $161,071 $6,291 3.84%
ALBUQUERQUE, NM (FHA|USDA|VA) 24 $4,410,000 $183,750 $6,813 3.77%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 20 $4,320,000 $216,000 $6,243 3.37%
BAKERSFIELD, CA (FHA|USDA|VA) 19 $4,295,000 $226,053 $5,282 3.55%
LONGVIEW, WA (FHA|USDA|VA) 20 $4,290,000 $214,500 $7,865 3.37%
SALISBURY, MD-DE (FHA|USDA|VA) 22 $4,280,000 $194,545 $6,007 3.68%
ROANOKE, VA (FHA|USDA|VA) 25 $4,225,000 $169,000 $5,202 3.68%
Show Low, AZ (FHA|USDA|VA) 27 $4,015,000 $148,704 $6,875 3.74%
MORRISTOWN, TN (FHA|USDA|VA) 28 $4,010,000 $143,214 $5,587 3.76%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 22 $3,900,000 $177,273 $6,091 3.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 25 $3,875,000 $155,000 $6,918 3.93%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 29 $3,775,000 $130,172 $5,825 4.09%
FORT WAYNE, IN (FHA|USDA|VA) 22 $3,770,000 $171,364 $5,521 3.55%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 18 $3,750,000 $208,333 $7,102 4.31%
Sevierville, TN (FHA|USDA|VA) 23 $3,635,000 $158,043 $5,551 4.07%
MONROE, LA (FHA|USDA|VA) 26 $3,630,000 $139,615 $6,015 3.95%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 15 $3,615,000 $241,000 $6,833 3.68%
HAMMOND, LA (FHA|USDA|VA) 22 $3,570,000 $162,273 $5,630 4.43%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 23 $3,525,000 $153,261 $6,517 4.07%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 20 $3,440,000 $172,000 $7,255 3.56%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 12 $3,430,000 $285,833 $8,512 3.49%
Hobbs, NM (FHA|USDA|VA) 19 $3,425,000 $180,263 $7,895 4.02%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 28 $3,380,000 $120,714 $5,336 3.62%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 23 $3,365,000 $146,304 $7,866 3.98%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 26 $3,230,000 $124,231 $5,735 4.17%
BOISE CITY, ID (FHA|USDA|VA) 14 $3,230,000 $230,714 $8,966 3.99%
MONTGOMERY, AL (FHA|USDA|VA) 14 $3,220,000 $230,000 $5,826 3.77%
GRAND JUNCTION, CO (FHA|USDA|VA) 12 $3,210,000 $267,500 $5,797 3.71%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 14 $3,130,000 $223,571 $5,095 3.95%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 26 $3,120,000 $120,000 $5,386 3.94%
MUSKEGON, MI (FHA|USDA|VA) 21 $3,115,000 $148,333 $5,454 4.28%
PITTSBURGH, PA (FHA|USDA|VA) 22 $3,100,000 $140,909 $5,537 3.83%
REDDING, CA (FHA|USDA|VA) 15 $3,095,000 $206,333 $6,189 3.52%
ROCHESTER, NY (FHA|USDA|VA) 22 $3,090,000 $140,455 $4,419 3.53%
DOVER, DE (FHA|USDA|VA) 15 $3,035,000 $202,333 $8,030 3.98%
Payson, AZ (FHA|USDA|VA) 20 $3,010,000 $150,500 $6,388 3.24%
Lake City, FL (FHA|USDA|VA) 23 $3,005,000 $130,652 $5,658 3.86%
CASPER, WY (FHA|USDA|VA) 13 $3,005,000 $231,154 $6,368 3.49%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 19 $2,985,000 $157,105 $6,584 4.09%
Fernley, NV (FHA|USDA|VA) 14 $2,920,000 $208,571 $8,173 4.04%
CaƱon City, CO (FHA|USDA|VA) 14 $2,920,000 $208,571 $6,470 3.63%
Gloversville, NY (FHA|USDA|VA) 23 $2,895,000 $125,870 $7,111 3.80%
PANAMA CITY, FL (FHA|USDA|VA) 16 $2,860,000 $178,750 $7,629 4.02%
Mountain Home, AR (FHA|USDA|VA) 21 $2,855,000 $135,952 $4,033 3.59%
Whitewater, WI (FHA|USDA|VA) 10 $2,800,000 $280,000 $8,544 4.11%
FRESNO, CA (FHA|USDA|VA) 11 $2,795,000 $254,091 $7,437 3.67%
Key West, FL (FHA|USDA|VA) 8 $2,750,000 $343,750 $11,095 3.72%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 13 $2,655,000 $204,231 $7,738 3.38%
Centralia, WA (FHA|USDA|VA) 12 $2,640,000 $220,000 $8,928 3.67%
CHICO, CA (FHA|USDA|VA) 13 $2,625,000 $201,923 $6,769 3.52%
SPRINGFIELD, MA (FHA|USDA|VA) 12 $2,570,000 $214,167 $5,978 3.74%
Augusta-Waterville, ME (FHA|USDA|VA) 13 $2,465,000 $189,615 $6,400 3.60%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 20 $2,440,000 $122,000 $5,755 4.22%
AKRON, OH (FHA|USDA|VA) 16 $2,390,000 $149,375 $5,847 3.89%
SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $2,335,000 $259,444 $7,602 4.13%
HUNTSVILLE, AL (FHA|USDA|VA) 13 $2,315,000 $178,077 $4,711 3.81%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 11 $2,295,000 $208,636 $5,536 3.76%
Clewiston, FL (FHA|USDA|VA) 16 $2,250,000 $140,625 $6,480 4.16%
MODESTO, CA (FHA|USDA|VA) 7 $2,225,000 $317,857 $7,310 3.20%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $2,205,000 $200,455 $7,047 4.50%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 10 $2,170,000 $217,000 $6,621 3.75%
WICHITA, KS (FHA|USDA|VA) 10 $2,100,000 $210,000 $6,753 4.06%
SANTA FE, NM (FHA|USDA|VA) 8 $2,090,000 $261,250 $9,742 4.30%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 12 $2,080,000 $173,333 $5,227 4.05%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 10 $2,060,000 $206,000 $4,687 3.76%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 7 $2,055,000 $293,571 $8,206 3.39%
BANGOR, ME (FHA|USDA|VA) 13 $2,035,000 $156,538 $5,287 3.59%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $2,025,000 $405,000 $11,489 3.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $2,020,000 $168,333 $6,958 3.93%
Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $2,020,000 $252,500 $7,815 4.05%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,020,000 $505,000 $9,283 3.66%
Greenville, OH (FHA|USDA|VA) 15 $2,015,000 $134,333 $6,382 4.27%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 9 $2,005,000 $222,778 $5,550 3.42%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 13 $1,995,000 $153,462 $5,954 3.99%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 16 $1,990,000 $124,375 $5,500 4.09%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 10 $1,980,000 $198,000 $5,124 3.66%
STOCKTON, CA (FHA|USDA|VA) 7 $1,975,000 $282,143 $8,508 3.55%
Newport, OR (FHA|USDA|VA) 10 $1,970,000 $197,000 $8,686 3.70%
Durango, CO (FHA|USDA|VA) 8 $1,940,000 $242,500 $5,144 3.56%
TALLAHASSEE, FL (FHA|USDA|VA) 13 $1,935,000 $148,846 $6,605 3.78%
Warsaw, IN (FHA|USDA|VA) 13 $1,925,000 $148,077 $5,201 3.71%
Clearlake, CA (FHA|USDA|VA) 8 $1,910,000 $238,750 $8,417 3.67%
Searcy, AR (FHA|USDA|VA) 16 $1,900,000 $118,750 $5,450 3.89%
Shelton, WA (FHA|USDA|VA) 11 $1,895,000 $172,273 $5,561 3.11%
Kalispell, MT (FHA|USDA|VA) 6 $1,860,000 $310,000 $7,408 3.54%
UTICA-ROME, NY (FHA|USDA|VA) 14 $1,860,000 $132,857 $6,025 3.71%
PUEBLO, CO (FHA|USDA|VA) 9 $1,835,000 $203,889 $6,798 3.90%
YUMA, AZ (FHA|USDA|VA) 16 $1,730,000 $108,125 $6,001 4.17%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $1,730,000 $432,500 $4,129 3.09%
WILMINGTON, NC (FHA|USDA|VA) 13 $1,715,000 $131,923 $5,124 4.01%
Hermiston-Pendleton, OR (FHA|USDA|VA) 9 $1,705,000 $189,444 $8,343 3.79%
RACINE, WI (FHA|USDA|VA) 7 $1,695,000 $242,143 $7,183 4.82%
Shelby, NC (FHA|USDA|VA) 10 $1,690,000 $169,000 $5,808 3.66%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,685,000 $187,222 $5,908 4.33%
DECATUR, AL (FHA|USDA|VA) 12 $1,680,000 $140,000 $4,720 3.42%
EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $1,680,000 $210,000 $6,464 4.00%
Pahrump, NV (FHA|USDA|VA) 9 $1,675,000 $186,111 $6,605 4.08%
Alamogordo, NM (FHA|USDA|VA) 11 $1,665,000 $151,364 $4,312 3.68%
Hood River, OR (FHA|USDA|VA) 5 $1,665,000 $333,000 $6,340 3.47%
SALINAS, CA (FHA|USDA|VA) 5 $1,665,000 $333,000 $9,196 3.18%
WENATCHEE, WA (FHA|USDA|VA) 6 $1,660,000 $276,667 $8,124 3.46%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 16 $1,650,000 $103,125 $4,409 4.19%
Holland, MI (FHA|USDA|VA) 12 $1,650,000 $137,500 $4,465 3.66%
TULSA, OK (FHA|USDA|VA) 11 $1,625,000 $147,727 $5,834 3.61%
Palatka, FL (FHA|USDA|VA) 11 $1,615,000 $146,818 $6,179 4.02%
THE VILLAGES, FL (FHA|USDA|VA) 11 $1,615,000 $146,818 $7,117 4.41%
Greeneville, TN (FHA|USDA|VA) 14 $1,600,000 $114,286 $5,141 3.74%
Sonora, CA (FHA|USDA|VA) 7 $1,595,000 $227,857 $3,696 4.04%
BELLINGHAM, WA (FHA|USDA|VA) 7 $1,575,000 $225,000 $6,333 3.46%
Amsterdam, NY (FHA|USDA|VA) 13 $1,575,000 $121,154 $6,659 3.93%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 7 $1,545,000 $220,714 $7,754 3.45%
STATE COLLEGE, PA (FHA|USDA|VA) 9 $1,545,000 $171,667 $7,448 3.71%
LONGVIEW, TX (FHA|USDA|VA) 9 $1,545,000 $171,667 $6,364 3.99%
London, KY (FHA|USDA|VA) 10 $1,520,000 $152,000 $5,748 4.10%
DeRidder, LA (FHA|USDA|VA) 13 $1,515,000 $116,538 $5,042 4.68%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,505,000 $301,000 $7,078 3.45%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $1,490,000 $186,250 $4,441 4.20%
Chillicothe, OH (FHA|USDA|VA) 12 $1,480,000 $123,333 $5,108 3.90%
Oak Harbor, WA (FHA|USDA|VA) 8 $1,470,000 $183,750 $6,987 3.47%
TYLER, TX (FHA|USDA|VA) 6 $1,470,000 $245,000 $5,827 3.40%
Richmond, IN (FHA|USDA|VA) 13 $1,465,000 $112,692 $4,728 3.77%
New Philadelphia-Dover, OH (FHA|USDA|VA) 10 $1,440,000 $144,000 $5,742 3.84%
LAKE CHARLES, LA (FHA|USDA|VA) 13 $1,435,000 $110,385 $5,268 4.19%
ST. CLOUD, MN (FHA|USDA|VA) 7 $1,415,000 $202,143 $7,122 3.79%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 11 $1,415,000 $128,636 $4,053 3.53%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 9 $1,415,000 $157,222 $4,501 3.56%
BOULDER, CO (FHA|USDA|VA) 5 $1,415,000 $283,000 $5,379 4.07%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 8 $1,400,000 $175,000 $6,551 4.17%
DAYTON-KETTERING, OH (FHA|USDA|VA) 10 $1,400,000 $140,000 $6,200 4.08%
Kendallville, IN (FHA|USDA|VA) 10 $1,400,000 $140,000 $6,194 3.61%
Outside of Metro Areas 5 $1,385,000 $277,000 $4,761 3.63%
Newport, TN (FHA|USDA|VA) 11 $1,375,000 $125,000 $4,666 4.22%
Elizabeth City, NC (FHA|USDA|VA) 9 $1,375,000 $152,778 $6,360 3.81%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 5 $1,375,000 $275,000 $6,490 3.85%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 12 $1,370,000 $114,167 $5,829 3.81%
GRANTS PASS, OR (FHA|USDA|VA) 6 $1,370,000 $228,333 $7,278 3.46%
Carlsbad-Artesia, NM (FHA|USDA|VA) 7 $1,355,000 $193,571 $6,199 4.54%
JACKSON, MS (FHA|USDA|VA) 10 $1,350,000 $135,000 $4,978 4.38%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,340,000 $335,000 $12,610 3.63%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $1,325,000 $189,286 $6,711 3.52%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 8 $1,320,000 $165,000 $6,729 4.05%
MISSOULA, MT (FHA|USDA|VA) 5 $1,305,000 $261,000 $3,533 3.53%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 10 $1,300,000 $130,000 $5,935 3.76%
SYRACUSE, NY (FHA|USDA|VA) 12 $1,300,000 $108,333 $7,048 3.65%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,295,000 $259,000 $5,088 3.65%
Cullman, AL (FHA|USDA|VA) 7 $1,265,000 $180,714 $4,441 3.78%
YUBA CITY, CA (FHA|USDA|VA) 5 $1,265,000 $253,000 $8,628 3.78%
Big Rapids, MI (FHA|USDA|VA) 12 $1,250,000 $104,167 $4,899 4.40%
CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $1,245,000 $177,857 $4,796 3.64%
Point Pleasant, WV-OH (FHA|USDA|VA) 11 $1,235,000 $112,273 $4,437 4.02%
LANCASTER, PA (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,602 3.22%
Elko, NV (FHA|USDA|VA) 6 $1,220,000 $203,333 $5,751 4.15%
ROCKY MOUNT, NC (FHA|USDA|VA) 7 $1,205,000 $172,143 $7,803 3.82%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $1,205,000 $133,889 $5,186 3.60%
DULUTH, MN-WI (FHA|USDA|VA) 8 $1,200,000 $150,000 $4,132 4.25%
Heber, UT (FHA|USDA|VA) 3 $1,185,000 $395,000 $7,415 3.08%
MOBILE, AL (FHA|USDA|VA) 8 $1,180,000 $147,500 $5,959 3.89%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $1,180,000 $196,667 $8,152 3.90%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,170,000 $292,500 $9,189 4.47%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,170,000 $195,000 $5,049 3.13%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,165,000 $233,000 $7,692 3.55%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 6 $1,150,000 $191,667 $4,648 4.06%
Jennings, LA (FHA|USDA|VA) 8 $1,140,000 $142,500 $6,245 3.95%
Granbury, TX (FHA|USDA|VA) 8 $1,140,000 $142,500 $4,451 4.06%
Alexander City, AL (FHA|USDA|VA) 11 $1,135,000 $103,182 $4,514 4.07%
Klamath Falls, OR (FHA|USDA|VA) 7 $1,135,000 $162,143 $5,653 4.61%
Traverse City, MI (FHA|USDA|VA) 7 $1,105,000 $157,857 $4,383 3.45%
Thomasville, GA (FHA|USDA|VA) 11 $1,105,000 $100,455 $6,204 4.06%
MERCED, CA (FHA|USDA|VA) 4 $1,100,000 $275,000 $7,702 3.34%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,090,000 $181,667 $7,365 3.83%
WINCHESTER, VA-WV (FHA|USDA|VA) 8 $1,090,000 $136,250 $4,818 2.98%
CLEVELAND, TN (FHA|USDA|VA) 8 $1,070,000 $133,750 $5,702 3.91%
Forest City, NC (FHA|USDA|VA) 7 $1,055,000 $150,714 $3,804 4.34%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,050,000 $175,000 $5,009 4.21%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,383 3.40%
The Dalles, OR (FHA|USDA|VA) 4 $1,040,000 $260,000 $9,599 3.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,020,000 $170,000 $5,321 3.67%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $1,015,000 $145,000 $4,960 3.16%
Roseburg, OR (FHA|USDA|VA) 6 $1,010,000 $168,333 $6,706 3.21%
Ukiah, CA (FHA|USDA|VA) 4 $1,000,000 $250,000 $8,258 2.78%
Helena, MT (FHA|USDA|VA) 5 $995,000 $199,000 $8,615 3.53%
Moses Lake, WA (FHA|USDA|VA) 5 $995,000 $199,000 $6,001 4.13%
VISALIA, CA (FHA|USDA|VA) 5 $995,000 $199,000 $7,026 3.55%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $975,000 $325,000 $7,318 3.96%
Rock Springs, WY (FHA|USDA|VA) 6 $970,000 $161,667 $6,100 3.52%
VICTORIA, TX (FHA|USDA|VA) 6 $970,000 $161,667 $7,242 3.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 7 $965,000 $137,857 $4,029 3.79%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $955,000 $191,000 $4,084 3.75%
Jasper, IN (FHA|USDA|VA) 6 $940,000 $156,667 $6,828 3.75%
Fort Polk South, LA (FHA|USDA|VA) 7 $925,000 $132,143 $4,222 4.09%
Susanville, CA (FHA|USDA|VA) 4 $920,000 $230,000 $8,092 4.72%
ANN ARBOR, MI (FHA|USDA|VA) 2 $920,000 $460,000 $10,024 3.88%
JACKSONVILLE, NC (FHA|USDA|VA) 7 $915,000 $130,714 $3,991 4.25%
Crescent City, CA (FHA|USDA|VA) 4 $910,000 $227,500 $10,246 4.16%
FARMINGTON, NM (FHA|USDA|VA) 5 $895,000 $179,000 $5,290 3.60%
JACKSON, TN (FHA|USDA|VA) 6 $890,000 $148,333 $5,760 3.83%
MIDLAND, MI (FHA|USDA|VA) 8 $890,000 $111,250 $3,138 4.38%
Hailey, ID (FHA|USDA|VA) 3 $885,000 $295,000 $10,761 3.33%
Ellensburg, WA (FHA|USDA|VA) 3 $885,000 $295,000 $6,657 3.54%
Harrison, AR (FHA|USDA|VA) 6 $880,000 $146,667 $4,512 3.81%
Sayre, PA (FHA|USDA|VA) 4 $880,000 $220,000 $7,767 4.28%
Danville, VA (FHA|USDA|VA) 9 $875,000 $97,222 $3,749 4.32%
WILLIAMSPORT, PA (FHA|USDA|VA) 4 $870,000 $217,500 $7,037 3.75%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $865,000 $123,571 $4,617 3.48%
Brookings, OR (FHA|USDA|VA) 3 $865,000 $288,333 $8,390 3.92%
SIOUX FALLS, SD (FHA|USDA|VA) 4 $860,000 $215,000 $5,319 3.31%
SPARTANBURG, SC (FHA|USDA|VA) 7 $855,000 $122,143 $4,300 3.93%
Ardmore, OK (FHA|USDA|VA) 6 $850,000 $141,667 $7,603 4.17%
NEW BERN, NC (FHA|USDA|VA) 6 $850,000 $141,667 $3,493 4.67%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $845,000 $169,000 $6,668 3.78%
Craig, CO (FHA|USDA|VA) 5 $845,000 $169,000 $3,722 3.85%
WACO, TX (FHA|USDA|VA) 7 $845,000 $120,714 $4,694 4.13%
Athens, TN (FHA|USDA|VA) 7 $825,000 $117,857 $5,158 3.62%
READING, PA (FHA|USDA|VA) 4 $820,000 $205,000 $6,757 4.34%
COLUMBIA, MO (FHA|USDA|VA) 5 $815,000 $163,000 $3,434 3.28%
Coos Bay, OR (FHA|USDA|VA) 5 $805,000 $161,000 $6,885 3.30%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $790,000 $131,667 $4,129 3.63%
YAKIMA, WA (FHA|USDA|VA) 6 $780,000 $130,000 $6,875 3.90%
Concord, NH (FHA|USDA|VA) 4 $780,000 $195,000 $5,627 3.91%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $775,000 $155,000 $6,733 3.95%
Plattsburgh, NY (FHA|USDA|VA) 5 $775,000 $155,000 $6,934 3.98%
Easton, MD (FHA|USDA|VA) 3 $775,000 $258,333 $7,622 4.08%
Cookeville, TN (FHA|USDA|VA) 8 $770,000 $96,250 $4,267 3.81%
Laurel, MS (FHA|USDA|VA) 4 $770,000 $192,500 $6,766 3.81%
Plymouth, IN (FHA|USDA|VA) 5 $765,000 $153,000 $4,888 4.35%
Wilson, NC (FHA|USDA|VA) 3 $765,000 $255,000 $9,879 3.75%
Portsmouth, OH (FHA|USDA|VA) 7 $755,000 $107,857 $6,112 4.16%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $755,000 $151,000 $3,730 3.68%
GREEN BAY, WI (FHA|USDA|VA) 3 $755,000 $251,667 $11,840 3.54%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $745,000 $248,333 $8,145 4.04%
TOLEDO, OH (FHA|USDA|VA) 5 $745,000 $149,000 $6,126 4.35%
Dayton, TN (FHA|USDA|VA) 4 $740,000 $185,000 $4,848 4.09%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $740,000 $185,000 $6,012 3.63%
Taos, NM (FHA|USDA|VA) 4 $740,000 $185,000 $6,908 4.19%
NAPA, CA (FHA|USDA|VA) 2 $740,000 $370,000 $8,873 3.50%
Shawnee, OK (FHA|USDA|VA) 5 $735,000 $147,000 $6,831 4.00%
Athens, TX (FHA|USDA|VA) 5 $735,000 $147,000 $7,715 3.98%
Zanesville, OH (FHA|USDA|VA) 5 $735,000 $147,000 $6,602 3.85%
Jesup, GA (FHA|USDA|VA) 7 $735,000 $105,000 $4,711 4.16%
Safford, AZ (FHA|USDA|VA) 4 $730,000 $182,500 $6,527 3.59%
OWENSBORO, KY (FHA|USDA|VA) 6 $730,000 $121,667 $5,777 3.77%
Lewisburg, PA (FHA|USDA|VA) 4 $730,000 $182,500 $7,806 4.00%
BURLINGTON, NC (FHA|USDA|VA) 4 $730,000 $182,500 $6,898 3.97%
MADISON, WI (FHA|USDA|VA) 3 $725,000 $241,667 $6,394 2.96%
MIDLAND, TX (FHA|USDA|VA) 4 $710,000 $177,500 $7,297 3.72%
Ruston, LA (FHA|USDA|VA) 6 $700,000 $116,667 $7,021 3.63%
Okeechobee, FL (FHA|USDA|VA) 4 $690,000 $172,500 $6,818 3.69%
FLORENCE, SC (FHA|USDA|VA) 6 $680,000 $113,333 $6,752 3.73%
Huntsville, TX (FHA|USDA|VA) 6 $680,000 $113,333 $6,151 4.02%
Crossville, TN (FHA|USDA|VA) 4 $680,000 $170,000 $6,069 4.28%
Prineville, OR (FHA|USDA|VA) 3 $675,000 $225,000 $6,196 3.12%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $665,000 $221,667 $8,912 4.21%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 6 $660,000 $110,000 $5,797 3.92%
VALDOSTA, GA (FHA|USDA|VA) 5 $655,000 $131,000 $5,246 3.43%
Gainesville, TX (FHA|USDA|VA) 3 $655,000 $218,333 $7,598 4.75%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $655,000 $131,000 $4,811 3.13%
Salem, OH (FHA|USDA|VA) 5 $645,000 $129,000 $6,425 3.70%
Evanston, WY (FHA|USDA|VA) 4 $640,000 $160,000 $4,027 3.50%
GOLDSBORO, NC (FHA|USDA|VA) 4 $640,000 $160,000 $5,987 4.00%
Wabash, IN (FHA|USDA|VA) 5 $635,000 $127,000 $4,737 4.00%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $635,000 $211,667 $10,255 3.58%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 5 $635,000 $127,000 $4,763 3.20%
LAS CRUCES, NM (FHA|USDA|VA) 4 $630,000 $157,500 $3,647 3.69%
Meridian, MS (FHA|USDA|VA) 5 $625,000 $125,000 $4,255 3.48%
Aberdeen, WA (FHA|USDA|VA) 4 $620,000 $155,000 $5,140 3.72%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $620,000 $310,000 $9,763 3.75%
Tupelo, MS (FHA|USDA|VA) 4 $620,000 $155,000 $8,727 4.63%
VALLEJO, CA (FHA|USDA|VA) 2 $620,000 $310,000 $6,451 2.75%
Marietta, OH (FHA|USDA|VA) 5 $615,000 $123,000 $7,176 3.80%
ALEXANDRIA, LA (FHA|USDA|VA) 5 $615,000 $123,000 $6,001 3.68%
Connersville, IN (FHA|USDA|VA) 6 $610,000 $101,667 $4,501 4.10%
Morehead City, NC (FHA|USDA|VA) 5 $605,000 $121,000 $3,878 4.05%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $600,000 $300,000 $5,794 3.88%
GADSDEN, AL (FHA|USDA|VA) 4 $590,000 $147,500 $3,416 3.53%
Wauchula, FL (FHA|USDA|VA) 4 $590,000 $147,500 $8,811 4.56%
FLINT, MI (FHA|USDA|VA) 4 $580,000 $145,000 $5,242 3.41%
Pottsville, PA (FHA|USDA|VA) 3 $575,000 $191,667 $6,250 3.88%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $570,000 $142,500 $5,251 4.50%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $570,000 $285,000 $5,748 3.06%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $565,000 $113,000 $6,840 4.60%
Brownwood, TX (FHA|USDA|VA) 2 $560,000 $280,000 $5,921 3.94%
STAUNTON, VA (FHA|USDA|VA) 3 $555,000 $185,000 $6,999 3.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $555,000 $185,000 $4,175 4.17%
Jefferson, GA (FHA|USDA|VA) 3 $555,000 $185,000 $3,880 3.17%
Astoria, OR (FHA|USDA|VA) 1 $555,000 $555,000 $7,134 4.25%
BILLINGS, MT (FHA|USDA|VA) 3 $545,000 $181,667 $6,129 3.79%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $535,000 $107,000 $3,845 3.65%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $530,000 $132,500 $5,245 4.06%
Corsicana, TX (FHA|USDA|VA) 3 $525,000 $175,000 $6,594 4.42%
CHARLESTON, WV (FHA|USDA|VA) 6 $520,000 $86,667 $4,783 4.00%
LAWTON, OK (FHA|USDA|VA) 4 $520,000 $130,000 $8,686 4.69%
Bardstown, KY (FHA|USDA|VA) 2 $520,000 $260,000 $3,070 3.69%
MORGANTOWN, WV (FHA|USDA|VA) 4 $520,000 $130,000 $4,262 3.28%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $520,000 $260,000 $6,555 3.94%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $505,000 $168,333 $5,359 3.46%
Celina, OH (FHA|USDA|VA) 4 $500,000 $125,000 $7,232 4.06%
Woodward, OK (FHA|USDA|VA) 4 $500,000 $125,000 $6,557 4.00%
North Wilkesboro, NC (FHA|USDA|VA) 4 $500,000 $125,000 $6,603 4.16%
KANKAKEE, IL (FHA|USDA|VA) 3 $495,000 $165,000 $6,703 3.88%
ALBANY, GA (FHA|USDA|VA) 3 $495,000 $165,000 $9,720 3.71%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $495,000 $165,000 $4,856 4.25%
SUMTER, SC (FHA|USDA|VA) 4 $490,000 $122,500 $2,776 3.63%
Oil City, PA (FHA|USDA|VA) 4 $490,000 $122,500 $5,066 3.13%
Bainbridge, GA (FHA|USDA|VA) 1 $485,000 $485,000 $4,513 3.88%
RAPID CITY, SD (FHA|USDA|VA) 2 $480,000 $240,000 $7,023 4.50%
Baraboo, WI (FHA|USDA|VA) 3 $475,000 $158,333 $7,001 4.08%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $475,000 $158,333 $5,005 3.92%
Glenwood Springs, CO (FHA|USDA|VA) 1 $475,000 $475,000 $3,266 3.99%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $475,000 $475,000 $13,283 3.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $475,000 $158,333 $5,605 3.50%
Keene, NH (FHA|USDA|VA) 3 $475,000 $158,333 $6,214 3.29%
EspaƱola, NM (FHA|USDA|VA) 3 $475,000 $158,333 $3,563 3.29%
Alma, MI (FHA|USDA|VA) 4 $470,000 $117,500 $4,525 4.13%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $465,000 $155,000 $3,458 3.33%
Grand Rapids, MN (FHA|USDA|VA) 3 $465,000 $155,000 $9,140 3.17%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,006 4.06%
Oneonta, NY (FHA|USDA|VA) 4 $460,000 $115,000 $5,417 3.66%
Warrensburg, MO (FHA|USDA|VA) 2 $460,000 $230,000 $8,765 3.63%
El Campo, TX (FHA|USDA|VA) 2 $460,000 $230,000 $9,622 3.94%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $455,000 $151,667 $7,073 3.25%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $455,000 $151,667 $6,298 4.29%
Palestine, TX (FHA|USDA|VA) 3 $455,000 $151,667 $4,789 2.96%
Dickinson, ND (FHA|USDA|VA) 2 $450,000 $225,000 $5,235 4.06%
WALLA WALLA, WA (FHA|USDA|VA) 2 $450,000 $225,000 $5,061 3.44%
Union City, TN (FHA|USDA|VA) 3 $445,000 $148,333 $4,135 4.08%
Seymour, IN (FHA|USDA|VA) 4 $440,000 $110,000 $5,540 4.53%
Huntington, IN (FHA|USDA|VA) 4 $440,000 $110,000 $4,412 3.72%
Adrian, MI (FHA|USDA|VA) 3 $435,000 $145,000 $3,467 4.75%
Breckenridge, CO (FHA|USDA|VA) 1 $435,000 $435,000 $2,648 3.25%
Bedford, IN (FHA|USDA|VA) 3 $435,000 $145,000 $4,098 3.71%
Paducah, KY-IL (FHA|USDA|VA) 3 $435,000 $145,000 $3,472 3.88%
Ashtabula, OH (FHA|USDA|VA) 3 $435,000 $145,000 $5,984 3.50%
Cullowhee, NC (FHA|USDA|VA) 3 $425,000 $141,667 $3,285 3.54%
New Castle, PA (FHA|USDA|VA) 5 $425,000 $85,000 $6,201 4.08%
Calhoun, GA (FHA|USDA|VA) 4 $420,000 $105,000 $5,664 3.84%
Morgan City, LA (FHA|USDA|VA) 4 $420,000 $105,000 $6,141 4.09%
LOGAN, UT-ID (FHA|USDA|VA) 3 $415,000 $138,333 $6,180 3.83%
SAGINAW, MI (FHA|USDA|VA) 5 $415,000 $83,000 $3,039 4.33%
EL PASO, TX (FHA|USDA|VA) 2 $410,000 $205,000 $7,758 4.94%
APPLETON, WI (FHA|USDA|VA) 2 $410,000 $205,000 $6,344 3.25%
Albemarle, NC (FHA|USDA|VA) 3 $405,000 $135,000 $4,071 4.21%
FARGO, ND-MN (FHA|USDA|VA) 3 $405,000 $135,000 $3,949 3.38%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $405,000 $135,000 $6,253 4.71%
Farmington, MO (FHA|USDA|VA) 3 $405,000 $135,000 $5,484 4.50%
TWIN FALLS, ID (FHA|USDA|VA) 2 $400,000 $200,000 $5,760 3.56%
Marion, NC (FHA|USDA|VA) 3 $395,000 $131,667 $5,997 4.71%
Mountain Home, ID (FHA|USDA|VA) 2 $390,000 $195,000 $3,988 2.99%
Bogalusa, LA (FHA|USDA|VA) 2 $390,000 $195,000 $4,966 3.63%
DuBois, PA (FHA|USDA|VA) 3 $385,000 $128,333 $5,999 3.88%
MUNCIE, IN (FHA|USDA|VA) 3 $385,000 $128,333 $5,618 4.25%
Wooster, OH (FHA|USDA|VA) 3 $385,000 $128,333 $5,576 3.38%
TOPEKA, KS (FHA|USDA|VA) 2 $380,000 $190,000 $6,208 5.25%
Oxford, MS (FHA|USDA|VA) 2 $380,000 $190,000 $7,277 4.25%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $375,000 $375,000 $7,308 3.75%
McAlester, OK (FHA|USDA|VA) 3 $375,000 $125,000 $5,092 3.29%
Lebanon, NH-VT (FHA|USDA|VA) 3 $375,000 $125,000 $4,559 3.38%
KINGSTON, NY (FHA|USDA|VA) 2 $370,000 $185,000 $7,343 3.56%
Las Vegas, NM (FHA|USDA|VA) 2 $370,000 $185,000 $5,866 4.50%
Marion, OH (FHA|USDA|VA) 2 $370,000 $185,000 $3,960 3.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $370,000 $185,000 $5,688 4.69%
Moultrie, GA (FHA|USDA|VA) 3 $365,000 $121,667 $7,575 4.50%
Somerset, PA (FHA|USDA|VA) 3 $365,000 $121,667 $6,532 3.83%
Laramie, WY (FHA|USDA|VA) 2 $360,000 $180,000 $5,911 2.75%
GETTYSBURG, PA (FHA|USDA|VA) 2 $360,000 $180,000 $3,843 3.44%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $360,000 $180,000 $10,140 4.50%
JOPLIN, MO (FHA|USDA|VA) 1 $355,000 $355,000 $2,088 3.13%
DALTON, GA (FHA|USDA|VA) 3 $355,000 $118,333 $4,833 3.96%
Vincennes, IN (FHA|USDA|VA) 3 $355,000 $118,333 $2,899 3.46%
Henderson, NC (FHA|USDA|VA) 2 $350,000 $175,000 $5,452 4.06%
Corinth, MS (FHA|USDA|VA) 2 $350,000 $175,000 $5,116 3.69%
Riverton, WY (FHA|USDA|VA) 1 $345,000 $345,000 $13,256 2.63%
Cornelia, GA (FHA|USDA|VA) 1 $345,000 $345,000 $8,574 3.75%
Lawrenceburg, TN (FHA|USDA|VA) 3 $335,000 $111,667 $5,451 3.75%
GLENS FALLS, NY (FHA|USDA|VA) 3 $335,000 $111,667 $6,092 4.38%
Silver City, NM (FHA|USDA|VA) 2 $330,000 $165,000 $11,516 3.25%
Mount Sterling, KY (FHA|USDA|VA) 4 $330,000 $82,500 $3,279 4.28%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $330,000 $165,000 $1,863 3.12%
Lewisburg, TN (FHA|USDA|VA) 3 $325,000 $108,333 $3,852 3.66%
Fort Morgan, CO (FHA|USDA|VA) 1 $325,000 $325,000 $10,840 4.75%
Washington, IN (FHA|USDA|VA) 3 $325,000 $108,333 $5,496 3.83%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $320,000 $160,000 $5,585 3.63%
ERIE, PA (FHA|USDA|VA) 2 $320,000 $160,000 $6,477 4.38%
Brainerd, MN (FHA|USDA|VA) 2 $320,000 $160,000 $6,751 4.06%
Greenwood, SC (FHA|USDA|VA) 3 $315,000 $105,000 $3,786 3.50%
Ottawa, KS (FHA|USDA|VA) 1 $305,000 $305,000 $8,964 3.50%
Lewistown, PA (FHA|USDA|VA) 2 $300,000 $150,000 $6,664 4.31%
Sault Ste. Marie, MI (FHA|USDA|VA) 2 $300,000 $150,000 $9,251 3.44%
MONROE, MI (FHA|USDA|VA) 2 $300,000 $150,000 $1,525 4.06%
DOTHAN, AL (FHA|USDA|VA) 4 $300,000 $75,000 $3,239 5.22%
Washington, NC (FHA|USDA|VA) 2 $300,000 $150,000 $5,243 4.38%
HATTIESBURG, MS (FHA|USDA|VA) 3 $295,000 $98,333 $5,508 3.21%
Cedar City, UT (FHA|USDA|VA) 1 $295,000 $295,000 $9,038 3.25%
JACKSON, MI (FHA|USDA|VA) 2 $290,000 $145,000 $4,364 4.75%
Pearsall, TX (FHA|USDA|VA) 2 $290,000 $145,000 $5,445 3.25%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $290,000 $145,000 $3,687 3.88%
Ruidoso, NM (FHA|USDA|VA) 2 $290,000 $145,000 $3,102 3.13%
Richmond-Berea, KY (FHA|USDA|VA) 1 $285,000 $285,000 $7,357 2.75%
GREENVILLE, NC (FHA|USDA|VA) 2 $280,000 $140,000 $4,337 4.31%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $280,000 $140,000 $7,545 4.13%
Rolla, MO (FHA|USDA|VA) 2 $280,000 $140,000 $3,598 3.31%
Fairmont, WV (FHA|USDA|VA) 2 $280,000 $140,000 $5,886 3.75%
BAY CITY, MI (FHA|USDA|VA) 2 $280,000 $140,000 $7,348 3.19%
Branson, MO (FHA|USDA|VA) 2 $280,000 $140,000 $5,553 5.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $275,000 $275,000 $8,120 6.25%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $275,000 $91,667 $4,636 4.08%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $275,000 $91,667 $4,266 3.50%
CARSON CITY, NV (FHA|USDA|VA) 1 $275,000 $275,000 $4,242 4.13%
New Castle, IN (FHA|USDA|VA) 1 $275,000 $275,000 $6,637 4.88%
Mount Pleasant, MI (FHA|USDA|VA) 2 $270,000 $135,000 $4,729 3.94%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $270,000 $135,000 $5,364 2.75%
Bluefield, WV-VA (FHA|USDA|VA) 2 $270,000 $135,000 $4,231 3.75%
Montrose, CO (FHA|USDA|VA) 2 $270,000 $135,000 $5,767 3.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $270,000 $135,000 $4,973 3.25%
Glasgow, KY (FHA|USDA|VA) 2 $260,000 $130,000 $3,694 4.44%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,598 3.50%
Batesville, AR (FHA|USDA|VA) 3 $255,000 $85,000 $4,099 4.13%
Sandpoint, ID (FHA|USDA|VA) 1 $255,000 $255,000 $2,285 3.38%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $255,000 $255,000 $9,875 3.75%
WHEELING, WV-OH (FHA|USDA|VA) 1 $255,000 $255,000 $10,233 4.25%
Bonham, TX (FHA|USDA|VA) 1 $255,000 $255,000 $6,017 4.25%
Wilmington, OH (FHA|USDA|VA) 2 $250,000 $125,000 $4,672 3.38%
Gaffney, SC (FHA|USDA|VA) 2 $250,000 $125,000 $595 3.19%
Newberry, SC (FHA|USDA|VA) 2 $250,000 $125,000 $6,261 3.37%
Mineral Wells, TX (FHA|USDA|VA) 3 $245,000 $81,667 $4,521 4.50%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $245,000 $245,000 $3,871 4.88%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $245,000 $81,667 $4,048 4.29%
Edwards, CO (FHA|USDA|VA) 1 $245,000 $245,000 $9,505 3.63%
Statesboro, GA (FHA|USDA|VA) 2 $240,000 $120,000 $3,233 3.31%
Campbellsville, KY (FHA|USDA|VA) 2 $240,000 $120,000 $5,435 3.50%
Weatherford, OK (FHA|USDA|VA) 2 $240,000 $120,000 $3,907 3.13%
HARRISONBURG, VA (FHA|USDA|VA) 1 $235,000 $235,000 $525 3.75%
Stevens Point, WI (FHA|USDA|VA) 1 $235,000 $235,000 $12,480 3.25%
Marion, IN (FHA|USDA|VA) 2 $230,000 $115,000 $4,632 4.13%
Summerville, GA (FHA|USDA|VA) 2 $230,000 $115,000 $4,957 3.94%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $230,000 $115,000 $6,018 3.50%
Beaver Dam, WI (FHA|USDA|VA) 2 $230,000 $115,000 $3,822 2.75%
Sanford, NC (FHA|USDA|VA) 2 $230,000 $115,000 $3,985 3.56%
BRUNSWICK, GA (FHA|USDA|VA) 2 $230,000 $115,000 $5,227 3.81%
Wapakoneta, OH (FHA|USDA|VA) 2 $230,000 $115,000 $6,071 4.69%
Mount Vernon, OH (FHA|USDA|VA) 1 $225,000 $225,000 $12,728 4.25%
Cambridge, OH (FHA|USDA|VA) 3 $225,000 $75,000 $5,285 5.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,396 6.25%
Winfield, KS (FHA|USDA|VA) 1 $225,000 $225,000 $4,657 4.38%
Columbus, MS (FHA|USDA|VA) 1 $225,000 $225,000 $10,399 2.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $220,000 $110,000 $3,609 4.06%
AMARILLO, TX (FHA|USDA|VA) 2 $220,000 $110,000 $4,117 3.00%
Lebanon, MO (FHA|USDA|VA) 2 $220,000 $110,000 $4,211 3.75%
Madison, IN (FHA|USDA|VA) 3 $215,000 $71,667 $3,841 4.50%
Red Bluff, CA (FHA|USDA|VA) 1 $215,000 $215,000 $4,969 3.63%
Brenham, TX (FHA|USDA|VA) 1 $215,000 $215,000 $10,393 3.63%
MADERA, CA (FHA|USDA|VA) 1 $215,000 $215,000 $10,595 2.75%
Lufkin, TX (FHA|USDA|VA) 2 $210,000 $105,000 $5,973 4.31%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $210,000 $105,000 $3,599 4.00%
Bellefontaine, OH (FHA|USDA|VA) 2 $210,000 $105,000 $4,538 3.19%
Stephenville, TX (FHA|USDA|VA) 2 $210,000 $105,000 $4,451 3.81%
Kinston, NC (FHA|USDA|VA) 1 $205,000 $205,000 $10,387 4.00%
LAREDO, TX (FHA|USDA|VA) 1 $205,000 $205,000 $10,372 4.75%
Orangeburg, SC (FHA|USDA|VA) 3 $205,000 $68,333 $5,520 3.88%
Coshocton, OH (FHA|USDA|VA) 2 $200,000 $100,000 $3,156 3.00%
Middlesborough, KY (FHA|USDA|VA) 2 $200,000 $100,000 $5,942 4.69%
IOWA CITY, IA (FHA|USDA|VA) 1 $195,000 $195,000 $4,252 4.25%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $195,000 $65,000 $4,258 4.42%
Williston, ND (FHA|USDA|VA) 1 $195,000 $195,000 $5,747 3.88%
Spirit Lake, IA (FHA|USDA|VA) 2 $190,000 $95,000 $3,691 3.06%
Malone, NY (FHA|USDA|VA) 2 $190,000 $95,000 $4,787 3.69%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $190,000 $95,000 $3,544 2.88%
Ponca City, OK (FHA|USDA|VA) 2 $190,000 $95,000 $6,283 3.94%
ROME, GA (FHA|USDA|VA) 2 $190,000 $95,000 $2,559 3.63%
Ottawa, IL (FHA|USDA|VA) 1 $185,000 $185,000 $2,551 2.75%
ODESSA, TX (FHA|USDA|VA) 1 $185,000 $185,000 $10,610 5.50%
Ashland, OH (FHA|USDA|VA) 2 $180,000 $90,000 $5,573 3.25%
Georgetown, SC (FHA|USDA|VA) 2 $180,000 $90,000 $3,494 4.88%
Van Wert, OH (FHA|USDA|VA) 2 $180,000 $90,000 $3,945 3.44%
Russellville, AR (FHA|USDA|VA) 2 $180,000 $90,000 $5,823 4.19%
BECKLEY, WV (FHA|USDA|VA) 2 $180,000 $90,000 $3,390 3.25%
Levelland, TX (FHA|USDA|VA) 2 $180,000 $90,000 $4,518 4.00%
Athens, OH (FHA|USDA|VA) 2 $180,000 $90,000 $6,341 4.50%
West Plains, MO (FHA|USDA|VA) 2 $180,000 $90,000 $4,351 4.69%
Duncan, OK (FHA|USDA|VA) 1 $175,000 $175,000 $4,959 6.25%
St. Marys, PA (FHA|USDA|VA) 1 $175,000 $175,000 $9,101 4.25%
Urbana, OH (FHA|USDA|VA) 1 $175,000 $175,000 $7,912 3.88%
Effingham, IL (FHA|USDA|VA) 1 $175,000 $175,000 $4,563 4.25%
ELMIRA, NY (FHA|USDA|VA) 1 $175,000 $175,000 $7,447 4.25%
DUBUQUE, IA (FHA|USDA|VA) 1 $175,000 $175,000 $7,568 3.25%
Coffeyville, KS (FHA|USDA|VA) 2 $170,000 $85,000 $3,142 5.50%
NILES, MI (FHA|USDA|VA) 2 $170,000 $85,000 $2,543 3.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $170,000 $85,000 $4,485 4.44%
Nacogdoches, TX (FHA|USDA|VA) 2 $170,000 $85,000 $6,940 4.25%
Fort Payne, AL (FHA|USDA|VA) 2 $170,000 $85,000 $3,879 3.13%
Tiffin, OH (FHA|USDA|VA) 1 $165,000 $165,000 $10,244 4.75%
Jackson, OH (FHA|USDA|VA) 1 $165,000 $165,000 $1,257 4.25%
Barre, VT (FHA|USDA|VA) 1 $165,000 $165,000 $6,670 4.75%
Scottsburg, IN (FHA|USDA|VA) 1 $165,000 $165,000 $6,059 5.13%
Andrews, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,596 3.63%
Kerrville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,649 3.75%
PITTSFIELD, MA (FHA|USDA|VA) 1 $165,000 $165,000 $8,107 5.50%
LaGrange, GA-AL (FHA|USDA|VA) 1 $165,000 $165,000 $4,895 5.50%
Muscatine, IA (FHA|USDA|VA) 1 $165,000 $165,000 $3,415 2.75%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $160,000 $80,000 $2,513 3.06%
PINE BLUFF, AR (FHA|USDA|VA) 2 $160,000 $80,000 $4,113 3.63%
Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $160,000 $80,000 $6,333 3.63%
Dyersburg, TN (FHA|USDA|VA) 2 $160,000 $80,000 $6,623 4.75%
Laconia, NH (FHA|USDA|VA) 1 $155,000 $155,000 $5,903 4.13%
Torrington, CT (FHA|USDA|VA) 1 $155,000 $155,000 $5,383 3.75%
Danville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $7,507 3.75%
Selinsgrove, PA (FHA|USDA|VA) 1 $155,000 $155,000 $8,473 2.75%
Big Stone Gap, VA (FHA|USDA|VA) 1 $155,000 $155,000 $3,744 2.75%
Seneca, SC (FHA|USDA|VA) 2 $150,000 $75,000 $3,634 3.44%
Minden, LA (FHA|USDA|VA) 2 $150,000 $75,000 $2,872 4.50%
Frankfort, KY (FHA|USDA|VA) 1 $145,000 $145,000 $7,273 4.25%
Mayfield, KY (FHA|USDA|VA) 1 $145,000 $145,000 $8,924 3.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $145,000 $145,000 $3,232 2.75%
ABILENE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,725 6.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $145,000 $145,000 $4,057 6.25%
Ada, OK (FHA|USDA|VA) 1 $145,000 $145,000 $7,781 3.38%
Malvern, AR (FHA|USDA|VA) 2 $140,000 $70,000 $4,234 4.50%
ITHACA, NY (FHA|USDA|VA) 1 $135,000 $135,000 $6,428 4.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $135,000 $135,000 $958 2.63%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $135,000 $135,000 $4,202 3.50%
LIMA, OH (FHA|USDA|VA) 1 $135,000 $135,000 $8,312 4.25%
CHEYENNE, WY (FHA|USDA|VA) 1 $135,000 $135,000 $3,381 3.38%
Uvalde, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,430 3.63%
Hutchinson, MN (FHA|USDA|VA) 1 $135,000 $135,000 $3,661 3.13%
Moberly, MO (FHA|USDA|VA) 1 $135,000 $135,000 $5,978 3.63%
Hope, AR (FHA|USDA|VA) 1 $125,000 $125,000 $7,213 3.88%
Sidney, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,128 4.25%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,936 4.38%
Rockport, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,709 3.75%
Alice, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,367 4.13%
Natchitoches, LA (FHA|USDA|VA) 1 $115,000 $115,000 $5,600 4.75%
Del Rio, TX (FHA|USDA|VA) 1 $115,000 $115,000 $1,460 2.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $115,000 $115,000 $2,955 4.88%
Frankfort, IN (FHA|USDA|VA) 1 $115,000 $115,000 $8,029 3.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,484 3.75%
BISMARCK, ND (FHA|USDA|VA) 1 $115,000 $115,000 $8,690 4.75%
Vicksburg, MS (FHA|USDA|VA) 1 $115,000 $115,000 $7,287 3.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $115,000 $115,000 $5,824 3.25%
Washington Court House, OH (FHA|USDA|VA) 1 $115,000 $115,000 $6,121 4.75%
Scottsboro, AL (FHA|USDA|VA) 1 $115,000 $115,000 $7,375 4.75%
Tahlequah, OK (FHA|USDA|VA) 1 $105,000 $105,000 $8,229 4.75%
Sturgis, MI (FHA|USDA|VA) 1 $105,000 $105,000 $5,556 5.38%
Madisonville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.75%
Angola, IN (FHA|USDA|VA) 1 $105,000 $105,000 $6,209 4.25%
Auburn, NY (FHA|USDA|VA) 1 $105,000 $105,000 $8,569 4.13%
Mount Pleasant, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,462 5.50%
Mount Airy, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,395 3.13%
Sandusky, OH (FHA|USDA|VA) 1 $105,000 $105,000 $4,067 3.75%
ST. GEORGE, UT (FHA|USDA|VA) 1 $105,000 $105,000 $1,955 3.75%
Sulphur Springs, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,964 2.75%
Willmar, MN (FHA|USDA|VA) 1 $95,000 $95,000 $5,031 3.75%
Miami, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,523 4.50%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $95,000 $95,000 $4,271 4.25%
Paragould, AR (FHA|USDA|VA) 1 $95,000 $95,000 $4,546 4.25%
Somerset, KY (FHA|USDA|VA) 1 $95,000 $95,000 $6,311 4.25%
Cadillac, MI (FHA|USDA|VA) 1 $95,000 $95,000 $6,652 4.38%
Altus, OK (FHA|USDA|VA) 1 $95,000 $95,000 $7,605 3.50%
LEBANON, PA (FHA|USDA|VA) 1 $95,000 $95,000 $5,854 2.88%
Waycross, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,642 4.75%
Troy, AL (FHA|USDA|VA) 1 $85,000 $85,000 $5,864 4.75%
Hutchinson, KS (FHA|USDA|VA) 1 $85,000 $85,000 $5,621 2.75%
North Vernon, IN (FHA|USDA|VA) 1 $85,000 $85,000 $4,894 4.75%
Murray, KY (FHA|USDA|VA) 1 $85,000 $85,000 $6,609 3.75%
Boone, NC (FHA|USDA|VA) 1 $85,000 $85,000 $1,271 2.63%
ROCKFORD, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,938 6.25%
Auburn, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,220 2.75%
Arkadelphia, AR (FHA|USDA|VA) 1 $75,000 $75,000 $4,827 4.25%
Americus, GA (FHA|USDA|VA) 1 $75,000 $75,000 $5,817 4.25%
Big Spring, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,443 3.25%
Bradford, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,047 2.75%
ALTOONA, PA (FHA|USDA|VA) 1 $75,000 $75,000 $4,331 4.25%
Durant, OK (FHA|USDA|VA) 1 $75,000 $75,000 $4,503 4.25%
Dublin, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,173 3.63%
Shelbyville, TN (FHA|USDA|VA) 1 $75,000 $75,000 $5,764 4.75%
Lock Haven, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,725 4.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $65,000 $65,000 $3,154 3.88%
Sikeston, MO (FHA|USDA|VA) 1 $65,000 $65,000 $4,101 5.13%
Greensburg, IN (FHA|USDA|VA) 1 $65,000 $65,000 $4,323 3.00%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,115 3.63%
SAN ANGELO, TX (FHA|USDA|VA) 1 $65,000 $65,000 $5,104 3.75%
Camden, AR (FHA|USDA|VA) 1 $65,000 $65,000 $3,400 2.99%
Marinette, WI-MI (FHA|USDA|VA) 1 $65,000 $65,000 $153 3.25%
Paris, TN (FHA|USDA|VA) 1 $55,000 $55,000 $5,259 4.63%
Parsons, KS (FHA|USDA|VA) 1 $55,000 $55,000 $3,302 4.25%
American Financial Resources's top markets include New York, Phoenix, Washington, Philadelphia, and Riverside among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 5,486 $1,010,610,000 $184,216 $7,679 3.94%
    Conventional 2,336 $557,610,000 $238,703 $4,481 3.42%
    VA 1,350 $310,780,000 $230,207 $5,804 3.77%
    USDA 606 $91,490,000 $150,974 $5,727 3.72%

    For 2020, American Financial Resources's most frequently originated type of loan was FHA, with 5,486 originations. Their 2nd most popular type was Conventional, with 2,336 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,723 $1,078,935,000 $188,526 $7,236 4.13%
    Refi 2,652 $602,220,000 $227,081 $4,840 3.13%
    Cash Out Refi 1,403 $289,335,000 $206,226 $6,897 3.56%

    For 2020, American Financial Resources's most frequently cited loan purpose was Home Purchase, with 5,723 originations. The 2nd most popular reason was Refi, with 2,652 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,545 $1,713,305,000 $200,504 $6,800 3.83%
    15 Year 474 $86,450,000 $182,384 $3,978 3.09%
    Other 468 $119,040,000 $254,359 $5,462 3.76%
    20 Year 265 $48,275,000 $182,170 $4,743 3.48%
    10 Year 26 $3,420,000 $131,538 $3,668 3.05%

    For 2020, American Financial Resources's most frequently cited loan duration was 30 Year, with 8,545 originations. The 2nd most popular length was 15 Year, with 474 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 4,299 $859,215,000 $199,864
    $1k-2k 1,793 $317,045,000 $176,824
    $2k-3k 1,211 $211,475,000 $174,628
    $5k+ 923 $270,255,000 $292,801
    $3k-4k 912 $171,800,000 $188,377
    $4k-5k 612 $132,540,000 $216,569

    American Financial Resources's average total fees were $6,800, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,299 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,125 $820,995,000 $199,029
    4-5% 2,822 $519,810,000 $184,199
    2.5-3% 2,065 $469,095,000 $227,165
    5-6% 307 $60,075,000 $195,684
    6-7% 304 $63,230,000 $207,993
    <2.5% 155 $37,285,000 $240,548

    During 2020, American Financial Resources's average interest rate for loans was 3.83%, while their most frequently originated rate bucket for loans was 3-4%, with 4,125 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 4,371 $645,765,000 $147,739 $5,860 3.79%
    $200k-400k 3,493 $952,405,000 $272,661 $7,775 3.73%
    $100,000 or less 1,363 $109,435,000 $80,290 $4,507 3.97%
    $400k-600k 509 $233,995,000 $459,715 $8,759 3.48%
    $600k-1MM 42 $28,890,000 $687,857 $13,062 3.73%

    2020 saw American Financial Resources place emphasis on $100k-200k loans with 4,371 originations, totaling $645,765,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 3,811 $587,635,000 $154,194 $5,698 3.63%
    $50k-75k 2,602 $471,860,000 $181,345 $6,808 3.95%
    $75k-100k 1,530 $351,860,000 $229,974 $7,379 3.94%
    $100k-150k 1,231 $347,725,000 $282,474 $7,554 3.81%
    $150k-250k 520 $175,280,000 $337,077 $6,574 3.54%
    $250k+ 84 $36,130,000 $430,119 $5,728 3.32%

    American Financial Resources lent most frequently to those with incomes in the $50k or less range, with 3,811 originations. The second most popular income band? $50k-75k, with 2,602 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 1,528 $308,440,000 $201,859 $5,019 3.11%
    30-36% 1,454 $282,720,000 $194,443 $6,317 3.84%
    20-30% 1,360 $261,910,000 $192,581 $5,486 3.63%
    50-60% 1,127 $238,815,000 $211,903 $8,395 3.93%
    40% 352 $66,160,000 $187,955 $6,535 4.01%
    42% 337 $70,145,000 $208,145 $6,856 3.89%
    43% 328 $66,650,000 $203,201 $6,960 3.97%
    41% 325 $65,115,000 $200,354 $6,613 4.04%
    39% 321 $63,745,000 $198,583 $6,962 3.95%
    44% 316 $65,370,000 $206,867 $6,959 4.01%
    37% 306 $60,850,000 $198,856 $6,449 3.85%
    45% 304 $61,330,000 $201,743 $6,951 4.03%
    38% 300 $59,290,000 $197,633 $6,737 3.96%
    46% 300 $61,880,000 $206,267 $7,407 4.14%
    48% 296 $63,870,000 $215,777 $8,220 4.18%
    47% 276 $56,260,000 $203,841 $7,634 4.14%
    49% 261 $57,995,000 $222,203 $7,359 3.89%
    36% 260 $51,180,000 $196,846 $6,264 3.93%
    >60% 27 $8,765,000 $324,630 $9,146 3.94%

    American Financial Resources lent most frequently to those with DTI ratios of <20%, with 1,528 originations. The next most common DTI ratio? 30-36%, with 1,454 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,679 $1,492,955,000 $194,420 $6,297 3.77%
    Black 925 $201,595,000 $217,941 $7,890 3.96%
    Not provided 885 $200,865,000 $226,966 $7,469 3.79%
    Asian Indian 56 $18,040,000 $322,143 $3,260 2.93%
    Asian 64 $17,980,000 $280,938 $6,941 3.49%
    American Indian 66 $12,740,000 $193,030 $6,799 3.96%
    Filipino 42 $11,060,000 $263,333 $3,778 3.06%
    Native Hawaiian or Islander 20 $4,650,000 $232,500 $7,518 3.77%
    Other Asian 14 $3,140,000 $224,286 $5,706 3.30%
    Chinese 9 $2,305,000 $256,111 $5,228 3.85%
    Korean 6 $1,680,000 $280,000 $5,077 3.94%
    Vietnamese 4 $1,110,000 $277,500 $5,929 4.31%
    Samoan 3 $1,025,000 $341,667 $13,053 5.25%
    Other Pacific Islander 3 $745,000 $248,333 $8,229 3.33%
    Japanese 1 $345,000 $345,000 $7,490 2.63%
    Native Hawaiian 1 $255,000 $255,000 $12,416 4.75%

    Approval Rates

    Total approvals of all applications
    92.54%

    American Financial Resources has an average approval rate.

    Pick Rate

    Approvals leading to origination
    41.33%

    American Financial Resources has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,778 $1,970,490,000 $201,523

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 4,107 $617,805,000 $150,427
    Single Family (1-4 Units):Site-Built 5,671 $1,352,685,000 $238,527

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 115 $18,355,000 $159,609 $3,815 3.21%
    40-60% 585 $116,135,000 $198,521 $4,505 3.36%
    60-80% 1,839 $399,565,000 $217,273 $5,659 3.51%
    80-100% 6,831 $1,344,995,000 $196,896 $7,008 3.92%
    Over 100% 206 $53,190,000 $258,204 $9,100 3.72%
    Under 20% 6 $580,000 $96,667 $2,719 3.10%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    American Financial Resources, Inc. FHA mortgage Trouble during payment process 1 10.0%
    American Financial Resources, Inc. FHA mortgage Struggling to pay mortgage 2 20.0%
    American Financial Resources, Inc. Conventional home mortgage Trouble during payment process 3 30.0%
    American Financial Resources, Inc. Conventional home mortgage Incorrect information on your report 1 10.0%
    American Financial Resources, Inc. Conventional home mortgage Closing on a mortgage 1 10.0%
    American Financial Resources, Inc. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 10.0%
    American Financial Resources, Inc. Other type of mortgage Closing on a mortgage 1 10.0%