First Federal Bank Mortgage Rates, Fees & Info
Lake City, FLLEI: Q708HHR4LD2B7XIZNO92
Tax ID: 59-0969721
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Review & Overview
First Federal Bank is a mid-sized bank specializing in Refi, Home Purchase, and Cash Out Refi loans. First Federal Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Jacksonville, Charlotte, Rochester, and Chicago among others. We have data for 596 markets. (Some data included below & more in-depth data is available with an active subscription.)First Federal Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Federal Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.64% | 12/17/24 |
30 Year Conventional Refi | 6.60% | 12/17/24 |
30 Year Cash-out Refi | 6.76% | 12/17/24 |
30 Year FHA Purchase | 7.17% | 12/17/24 |
30 Year FHA Refi | 7.12% | 12/17/24 |
30 Year VA Purchase | 6.83% | 12/17/24 |
30 Year VA Refi | 5.90% | 12/17/24 |
30 Year USDA Purchase | 6.67% | 12/17/24 |
15 Year Conventional Purchase | 6.12% | 12/17/24 |
15 Year Conventional Refi | 6.12% | 12/17/24 |
15 Year Cash-out Refi | 6.12% | 12/17/24 |
15 Year FHA Purchase | 7.87% | 12/17/24 |
15 Year FHA Refi | 6.39% | 12/17/24 |
15 Year VA Purchase | 6.60% | 12/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
First Federal Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
19,091Origination Dollar Volume (All Markets)
$4,998,915,000Employee count
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3,483 | $1,051,095,000 | $301,779 | $5,133 | 3.18% |
JACKSONVILLE, FL (FHA|USDA|VA) | 998 | $254,040,000 | $254,549 | $4,886 | 3.56% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 959 | $245,195,000 | $255,678 | $3,909 | 3.03% |
ROCHESTER, MN (FHA|USDA|VA) | 784 | $171,720,000 | $219,031 | $3,602 | 2.84% |
Outside of Metro Areas | 838 | $168,890,000 | $201,539 | $4,643 | 3.40% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 662 | $157,220,000 | $237,492 | $4,518 | 3.25% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 345 | $127,275,000 | $368,913 | $7,646 | 3.29% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 304 | $115,060,000 | $378,487 | $4,787 | 2.98% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 283 | $89,535,000 | $316,378 | $3,946 | 3.09% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 295 | $84,235,000 | $285,542 | $6,136 | 3.21% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 280 | $77,660,000 | $277,357 | $5,085 | 3.10% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 189 | $70,385,000 | $372,407 | $9,625 | 3.27% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 280 | $68,880,000 | $246,000 | $6,504 | 3.45% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 277 | $67,005,000 | $241,895 | $4,405 | 3.31% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 225 | $64,245,000 | $285,533 | $5,756 | 3.25% |
OCALA, FL (FHA|USDA|VA) | 316 | $61,350,000 | $194,146 | $4,358 | 3.30% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 185 | $58,895,000 | $318,351 | $3,678 | 3.31% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 179 | $56,185,000 | $313,883 | $6,427 | 3.22% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 219 | $54,195,000 | $247,466 | $4,420 | 3.06% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 175 | $44,725,000 | $255,571 | $5,499 | 3.43% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 168 | $44,520,000 | $265,000 | $6,766 | 3.06% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 134 | $37,290,000 | $278,284 | $7,154 | 3.22% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 147 | $36,945,000 | $251,327 | $4,895 | 3.07% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 146 | $36,220,000 | $248,082 | $5,299 | 3.35% |
Lake City, FL (FHA|USDA|VA) | 184 | $36,030,000 | $195,815 | $4,747 | 3.73% |
GAINESVILLE, GA (FHA|USDA|VA) | 125 | $35,025,000 | $280,200 | $5,785 | 3.14% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 122 | $32,410,000 | $265,656 | $5,965 | 45.68% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 101 | $31,685,000 | $313,713 | $7,467 | 3.33% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 101 | $31,415,000 | $311,040 | $5,206 | 3.04% |
PITTSBURGH, PA (FHA|USDA|VA) | 119 | $30,885,000 | $259,538 | $5,109 | 3.31% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 95 | $30,355,000 | $319,526 | $7,377 | 3.26% |
PANAMA CITY, FL (FHA|USDA|VA) | 120 | $29,150,000 | $242,917 | $5,381 | 3.60% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 74 | $29,030,000 | $392,297 | $8,874 | 3.37% |
Stevens Point, WI (FHA|USDA|VA) | 160 | $28,720,000 | $179,500 | $1,822 | 3.07% |
RICHMOND, VA (FHA|USDA|VA) | 108 | $28,580,000 | $264,630 | $5,945 | 3.37% |
Manitowoc, WI (FHA|USDA|VA) | 184 | $28,210,000 | $153,315 | $2,130 | 3.00% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 61 | $27,455,000 | $450,082 | $9,212 | 3.20% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 102 | $27,180,000 | $266,471 | $5,301 | 3.25% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 73 | $26,275,000 | $359,932 | $7,559 | 3.25% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 122 | $25,610,000 | $209,918 | $5,349 | 3.19% |
GAINESVILLE, FL (FHA|USDA|VA) | 111 | $24,625,000 | $221,847 | $4,898 | 4.07% |
WAUSAU-WESTON, WI (FHA|USDA|VA) | 146 | $23,240,000 | $159,178 | $2,198 | 3.10% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 71 | $23,225,000 | $327,113 | $7,400 | 3.39% |
BRUNSWICK, GA (FHA|USDA|VA) | 77 | $22,425,000 | $291,234 | $7,701 | 3.22% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 80 | $21,860,000 | $273,250 | $6,947 | 3.23% |
WORCESTER, MA-CT (FHA|USDA|VA) | 75 | $21,255,000 | $283,400 | $5,791 | 3.05% |
SAVANNAH, GA (FHA|USDA|VA) | 74 | $18,690,000 | $252,568 | $5,106 | 3.13% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 64 | $17,590,000 | $274,844 | $5,243 | 3.09% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 77 | $17,335,000 | $225,130 | $5,874 | 3.14% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 73 | $17,045,000 | $233,493 | $4,939 | 3.84% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 81 | $16,535,000 | $204,136 | $4,827 | 3.12% |
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 113 | $16,025,000 | $141,814 | $1,774 | 3.22% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 60 | $15,650,000 | $260,833 | $4,909 | 3.13% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 70 | $15,350,000 | $219,286 | $5,314 | 3.88% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 31 | $14,365,000 | $463,387 | $10,781 | 3.24% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 56 | $14,330,000 | $255,893 | $4,713 | 3.09% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 42 | $13,740,000 | $327,143 | $8,308 | 3.30% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 55 | $13,555,000 | $246,455 | $5,412 | 3.25% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 32 | $13,350,000 | $417,188 | $8,800 | 3.19% |
COLUMBUS, OH (FHA|USDA|VA) | 52 | $13,280,000 | $255,385 | $7,005 | 3.31% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 54 | $13,130,000 | $243,148 | $6,584 | 3.77% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 52 | $12,420,000 | $238,846 | $5,916 | 3.11% |
KNOXVILLE, TN (FHA|USDA|VA) | 53 | $12,285,000 | $231,792 | $5,067 | 3.13% |
Jefferson, GA (FHA|USDA|VA) | 49 | $12,075,000 | $246,429 | $4,944 | 3.24% |
MADISON, WI (FHA|USDA|VA) | 51 | $11,785,000 | $231,078 | $2,052 | 2.97% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 35 | $11,725,000 | $335,000 | $8,063 | 3.19% |
St. Marys, GA (FHA|USDA|VA) | 54 | $11,310,000 | $209,444 | $5,036 | 3.24% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 51 | $11,175,000 | $219,118 | $5,703 | 3.43% |
COLUMBIA, SC (FHA|USDA|VA) | 55 | $11,165,000 | $203,000 | $4,772 | 3.25% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 33 | $10,995,000 | $333,182 | $8,956 | 3.38% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 44 | $10,940,000 | $248,636 | $3,916 | 3.24% |
AUBURN-OPELIKA, AL (FHA|USDA|VA) | 50 | $10,820,000 | $216,400 | $5,702 | 3.19% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 42 | $10,730,000 | $255,476 | $5,423 | 3.27% |
GREEN BAY, WI (FHA|USDA|VA) | 52 | $10,530,000 | $202,500 | $2,317 | 3.08% |
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 56 | $10,460,000 | $186,786 | $4,434 | 3.04% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 55 | $10,335,000 | $187,909 | $5,123 | 3.31% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 51 | $10,295,000 | $201,863 | $4,551 | 3.26% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 27 | $10,275,000 | $380,556 | $9,545 | 3.52% |
Wooster, OH (FHA|USDA|VA) | 60 | $9,970,000 | $166,167 | $4,273 | 3.37% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 41 | $9,875,000 | $240,854 | $5,624 | 3.38% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 44 | $9,840,000 | $223,636 | $5,927 | 3.51% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 33 | $9,555,000 | $289,545 | $5,742 | 3.06% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 27 | $9,255,000 | $342,778 | $7,762 | 3.13% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 33 | $8,935,000 | $270,758 | $4,994 | 3.18% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 23 | $8,705,000 | $378,478 | $6,838 | 3.24% |
AKRON, OH (FHA|USDA|VA) | 35 | $8,515,000 | $243,286 | $4,151 | 3.09% |
PUNTA GORDA, FL (FHA|USDA|VA) | 33 | $8,425,000 | $255,303 | $5,850 | 3.45% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 41 | $8,425,000 | $205,488 | $5,677 | 3.75% |
Red Wing, MN (FHA|USDA|VA) | 38 | $8,370,000 | $220,263 | $3,844 | 2.78% |
WARNER ROBINS, GA (FHA|USDA|VA) | 40 | $8,340,000 | $208,500 | $4,477 | 3.39% |
ALTOONA, PA (FHA|USDA|VA) | 48 | $7,920,000 | $165,000 | $4,735 | 3.41% |
Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 46 | $7,760,000 | $168,696 | $1,601 | 3.05% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 29 | $7,655,000 | $263,966 | $4,932 | 3.20% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 24 | $7,440,000 | $310,000 | $10,185 | 3.54% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 31 | $7,325,000 | $236,290 | $6,621 | 3.38% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 27 | $7,095,000 | $262,778 | $5,593 | 3.00% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 19 | $6,635,000 | $349,211 | $4,799 | 3.10% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 21 | $6,575,000 | $313,095 | $5,336 | 3.17% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 21 | $6,495,000 | $309,286 | $7,648 | 3.26% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 32 | $6,300,000 | $196,875 | $4,633 | 3.01% |
TALLAHASSEE, FL (FHA|USDA|VA) | 27 | $6,085,000 | $225,370 | $5,167 | 3.76% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 31 | $6,055,000 | $195,323 | $6,544 | 3.31% |
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 26 | $6,030,000 | $231,923 | $5,370 | 3.14% |
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 21 | $5,955,000 | $283,571 | $5,997 | 3.29% |
LOUISVILLE, KY (FHA|USDA|VA) | 24 | $5,820,000 | $242,500 | $6,550 | 3.23% |
WILMINGTON, NC (FHA|USDA|VA) | 18 | $5,670,000 | $315,000 | $7,390 | 3.11% |
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 27 | $5,585,000 | $206,852 | $3,709 | 3.06% |
STOCKTON, CA (FHA|USDA|VA) | 16 | $5,580,000 | $348,750 | $7,614 | 3.11% |
MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 18 | $5,570,000 | $309,444 | $5,729 | 3.40% |
WINCHESTER, VA-WV (FHA|USDA|VA) | 22 | $5,510,000 | $250,455 | $7,319 | 3.32% |
EL PASO, TX (FHA|USDA|VA) | 28 | $5,480,000 | $195,714 | $5,128 | 3.50% |
SALISBURY, MD-DE (FHA|USDA|VA) | 20 | $5,090,000 | $254,500 | $7,362 | 3.11% |
ASHEVILLE, NC (FHA|USDA|VA) | 18 | $4,860,000 | $270,000 | $6,896 | 3.42% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 20 | $4,770,000 | $238,500 | $7,100 | 3.16% |
SPARTANBURG, SC (FHA|USDA|VA) | 26 | $4,750,000 | $182,692 | $4,652 | 3.36% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 29 | $4,705,000 | $162,241 | $4,124 | 3.22% |
VALLEJO, CA (FHA|USDA|VA) | 13 | $4,655,000 | $358,077 | $5,929 | 2.96% |
SPRINGFIELD, MA (FHA|USDA|VA) | 21 | $4,645,000 | $221,190 | $6,658 | 3.31% |
RAPID CITY, SD (FHA|USDA|VA) | 19 | $4,615,000 | $242,895 | $3,481 | 2.94% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 18 | $4,580,000 | $254,444 | $2,609 | 2.91% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 18 | $4,520,000 | $251,111 | $6,398 | 3.92% |
Palatka, FL (FHA|USDA|VA) | 26 | $4,450,000 | $171,154 | $5,085 | 4.58% |
JACKSONVILLE, NC (FHA|USDA|VA) | 17 | $4,255,000 | $250,294 | $7,040 | 3.21% |
MODESTO, CA (FHA|USDA|VA) | 15 | $4,245,000 | $283,000 | $8,263 | 3.08% |
APPLETON, WI (FHA|USDA|VA) | 21 | $4,085,000 | $194,524 | $3,493 | 3.36% |
LONGVIEW, WA (FHA|USDA|VA) | 18 | $4,080,000 | $226,667 | $5,396 | 3.26% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 24 | $4,080,000 | $170,000 | $4,635 | 3.84% |
TUCSON, AZ (FHA|USDA|VA) | 19 | $3,995,000 | $210,263 | $5,719 | 3.48% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 18 | $3,980,000 | $221,111 | $8,673 | 3.24% |
HUNTSVILLE, AL (FHA|USDA|VA) | 14 | $3,980,000 | $284,286 | $5,607 | 3.28% |
URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $3,955,000 | $565,000 | $7,923 | 3.13% |
Ottawa, IL (FHA|USDA|VA) | 20 | $3,920,000 | $196,000 | $1,833 | 3.08% |
PROVO-OREM, UT (FHA|USDA|VA) | 13 | $3,795,000 | $291,923 | $4,451 | 3.50% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 16 | $3,790,000 | $236,875 | $5,355 | 3.96% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 11 | $3,735,000 | $339,545 | $5,435 | 3.58% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 18 | $3,640,000 | $202,222 | $7,464 | 3.87% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 10 | $3,400,000 | $340,000 | $13,349 | 3.65% |
Austin, MN (FHA|USDA|VA) | 17 | $3,255,000 | $191,471 | $3,670 | 2.91% |
JACKSON, MS (FHA|USDA|VA) | 15 | $3,235,000 | $215,667 | $3,480 | 3.01% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $3,210,000 | $321,000 | $6,141 | 2.99% |
Milledgeville, GA (FHA|USDA|VA) | 13 | $3,195,000 | $245,769 | $3,762 | 3.14% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 11 | $3,145,000 | $285,909 | $5,475 | 3.39% |
Torrington, CT (FHA|USDA|VA) | 16 | $3,120,000 | $195,000 | $6,699 | 3.12% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $3,055,000 | $611,000 | $8,978 | 2.90% |
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 12 | $3,050,000 | $254,167 | $8,105 | 3.13% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 10 | $3,040,000 | $304,000 | $8,254 | 3.45% |
RENO, NV (FHA|USDA|VA) | 8 | $3,020,000 | $377,500 | $10,681 | 3.14% |
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 15 | $3,015,000 | $201,000 | $5,980 | 3.22% |
BATON ROUGE, LA (FHA|USDA|VA) | 12 | $3,010,000 | $250,833 | $4,804 | 2.90% |
THE VILLAGES, FL (FHA|USDA|VA) | 13 | $2,925,000 | $225,000 | $6,424 | 3.74% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 12 | $2,920,000 | $243,333 | $6,130 | 3.05% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 14 | $2,910,000 | $207,857 | $6,651 | 3.59% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 14 | $2,860,000 | $204,286 | $4,857 | 3.18% |
SALEM, OR (FHA|USDA|VA) | 9 | $2,845,000 | $316,111 | $8,297 | 3.07% |
JACKSON, MI (FHA|USDA|VA) | 18 | $2,840,000 | $157,778 | $3,438 | 3.51% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $8,042 | 3.09% |
FRESNO, CA (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $9,446 | 3.65% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 12 | $2,680,000 | $223,333 | $5,400 | 3.43% |
FORT WAYNE, IN (FHA|USDA|VA) | 12 | $2,650,000 | $220,833 | $6,856 | 3.67% |
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $4,170 | 3.11% |
FORT COLLINS, CO (FHA|USDA|VA) | 7 | $2,605,000 | $372,143 | $13,260 | 3.04% |
BOISE CITY, ID (FHA|USDA|VA) | 11 | $2,605,000 | $236,818 | $10,661 | 2.97% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $2,535,000 | $281,667 | $7,752 | 3.14% |
EAU CLAIRE, WI (FHA|USDA|VA) | 14 | $2,480,000 | $177,143 | $3,385 | 2.94% |
SHEBOYGAN, WI (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $2,845 | 2.95% |
BEND, OR (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $4,132 | 3.18% |
ANCHORAGE, AK (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $10,080 | 3.03% |
Greenwood, MS (FHA|USDA|VA) | 9 | $2,415,000 | $268,333 | $4,557 | 2.67% |
RACINE, WI (FHA|USDA|VA) | 13 | $2,415,000 | $185,769 | $3,094 | 3.14% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $6,187 | 3.29% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $2,280,000 | $570,000 | $7,235 | 4.19% |
Boone, NC (FHA|USDA|VA) | 8 | $2,260,000 | $282,500 | $4,565 | 2.83% |
Sevierville, TN (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $5,413 | 3.48% |
OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 11 | $2,245,000 | $204,091 | $2,926 | 3.40% |
LINCOLN, NE (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $4,660 | 3.61% |
Hilo, HI (FHA|USDA|VA) | 5 | $2,105,000 | $421,000 | $7,566 | 3.13% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $8,184 | 3.73% |
MANKATO, MN (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $5,072 | 2.76% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $9,278 | 3.81% |
CHEYENNE, WY (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $8,582 | 3.58% |
Bozeman, MT (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $4,768 | 3.75% |
Key West, FL (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $7,146 | 2.88% |
BAKERSFIELD, CA (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $5,829 | 3.06% |
GREELEY, CO (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $11,306 | 2.95% |
Kill Devil Hills, NC (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $5,794 | 3.00% |
Beaver Dam, WI (FHA|USDA|VA) | 10 | $1,940,000 | $194,000 | $4,008 | 2.95% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $8,280 | 3.07% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,905,000 | $635,000 | $16,378 | 3.25% |
DULUTH, MN-WI (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $5,538 | 3.33% |
NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $6,171 | 3.00% |
NAPA, CA (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $17,206 | 3.19% |
TOLEDO, OH (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $6,242 | 3.19% |
Whitewater, WI (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $1,998 | 3.06% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $6,238 | 3.02% |
SALINAS, CA (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $7,402 | 3.00% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $6,470 | 3.00% |
Seneca, SC (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $5,682 | 2.85% |
YAKIMA, WA (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $11,973 | 3.75% |
Clewiston, FL (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $8,235 | 4.95% |
READING, PA (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $8,369 | 3.36% |
OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $4,990 | 3.00% |
DOVER, DE (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $5,363 | 3.27% |
ROCKFORD, IL (FHA|USDA|VA) | 11 | $1,635,000 | $148,636 | $4,787 | 3.23% |
MONTGOMERY, AL (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $4,137 | 3.16% |
LYNCHBURG, VA (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $3,638 | 3.32% |
Crossville, TN (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $4,784 | 3.07% |
BOULDER, CO (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $8,447 | 3.06% |
VALDOSTA, GA (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $6,421 | 3.25% |
LANCASTER, PA (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $7,442 | 3.23% |
Cornelia, GA (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $4,263 | 2.96% |
Winona, MN (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $3,411 | 2.83% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $7,189 | 3.38% |
SUMTER, SC (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $5,047 | 3.58% |
YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $5,565 | 2.75% |
MOBILE, AL (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $3,795 | 3.08% |
LEBANON, PA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $8,373 | 3.48% |
Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $6,916 | 3.23% |
Toccoa, GA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $4,892 | 3.02% |
WICHITA, KS (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $3,439 | 3.41% |
ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $3,802 | 3.10% |
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $7,428 | 3.48% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $5,661 | 3.61% |
TULSA, OK (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $6,137 | 3.83% |
HATTIESBURG, MS (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $4,579 | 3.20% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $6,765 | 3.48% |
SANTA FE, NM (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $8,982 | 3.13% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $6,343 | 3.38% |
MISSOULA, MT (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $7,577 | 4.59% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,766 | 3.13% |
Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $9,035 | 3.75% |
Faribault-Northfield, MN (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $7,266 | 3.03% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $5,719 | 3.50% |
Pahrump, NV (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $6,682 | 3.55% |
ROCHESTER, NY (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $5,369 | 3.36% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $7,493 | 3.05% |
Outside of Metro Areas | 3 | $1,175,000 | $391,667 | $7,813 | 2.88% |
ALBANY, GA (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $5,242 | 3.34% |
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $7,437 | 3.50% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $7,480 | 2.95% |
Traverse City, MI (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $6,459 | 2.94% |
Lebanon, NH-VT (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,375 | 2.94% |
MIDLAND, TX (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,435 | 3.13% |
Shelby, NC (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $3,373 | 3.03% |
Rochelle, IL (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $2,284 | 2.89% |
Easton, MD (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $5,875 | 3.13% |
SYRACUSE, NY (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,432 | 3.60% |
Morehead City, NC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,248 | 2.91% |
Shelton, WA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $5,385 | 3.29% |
FARGO, ND-MN (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $3,603 | 2.88% |
Statesboro, GA (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $5,281 | 3.13% |
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $3,143 | 3.03% |
Owatonna, MN (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $3,416 | 3.02% |
ST. GEORGE, UT (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $7,226 | 3.13% |
ROANOKE, VA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,408 | 3.72% |
CORVALLIS, OR (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $4,966 | 3.00% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $7,850 | 3.03% |
Marinette, WI-MI (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $2,208 | 3.04% |
JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $2,201 | 3.30% |
Newberry, SC (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $2,557 | 3.25% |
Fallon, NV (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $8,345 | 2.92% |
JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,326 | 3.00% |
Tifton, GA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $3,630 | 3.05% |
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $4,377 | 3.03% |
Rock Springs, WY (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $4,808 | 2.92% |
Laconia, NH (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,519 | 3.08% |
VISALIA, CA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,498 | 3.08% |
Fernley, NV (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $11,754 | 3.59% |
Aberdeen, WA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $9,368 | 3.83% |
TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,781 | 3.40% |
Barre, VT (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $2,458 | 2.54% |
DOTHAN, AL (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $6,306 | 3.81% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,859 | 2.88% |
Ashland, OH (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $2,703 | 3.19% |
WHEELING, WV-OH (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,798 | 2.94% |
Calhoun, GA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $6,082 | 3.23% |
Brevard, NC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $7,375 | 2.96% |
DECATUR, AL (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $5,434 | 3.18% |
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $17,080 | 3.38% |
ST. CLOUD, MN (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,055 | 2.94% |
ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $8,833 | 5.29% |
Cullman, AL (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,068 | 2.98% |
Albert Lea, MN (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,737 | 2.78% |
LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $7,195 | 3.04% |
Breckenridge, CO (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $14,898 | 3.25% |
HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,523 | 2.88% |
Roseburg, OR (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $5,070 | 3.78% |
Clovis, NM (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,226 | 2.83% |
REDDING, CA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,149 | 3.08% |
Baraboo, WI (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,112 | 3.00% |
HARRISONBURG, VA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,866 | 3.00% |
LAFAYETTE, LA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,724 | 2.94% |
Sonora, CA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,615 | 2.88% |
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,138 | 2.96% |
GRAND FORKS, ND-MN (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,671 | 2.88% |
LaGrange, GA-AL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,910 | 3.16% |
LAS CRUCES, NM (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,770 | 3.83% |
Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $13,182 | 3.88% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,840 | 3.78% |
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,847 | 3.81% |
FLINT, MI (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,592 | 3.22% |
Dublin, GA (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $3,577 | 3.05% |
Kapaa, HI (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $13,526 | 3.00% |
MORRISTOWN, TN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $7,111 | 3.13% |
Willmar, MN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,851 | 2.88% |
PUEBLO, CO (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,705 | 3.08% |
YUMA, AZ (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,434 | 3.47% |
Vineyard Haven, MA (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $31,155 | 3.63% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,270 | 3.09% |
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,686 | 3.03% |
Coos Bay, OR (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,774 | 3.78% |
COLUMBIA, MO (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,911 | 4.99% |
Concord, NH (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $8,401 | 3.00% |
Cambridge, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,426 | 3.46% |
Enterprise, AL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,623 | 3.00% |
BISMARCK, ND (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,928 | 3.83% |
CASPER, WY (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,984 | 4.75% |
Sandpoint, ID (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,132 | 2.94% |
BELLINGHAM, WA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,120 | 3.08% |
Cullowhee, NC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,983 | 3.13% |
ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,612 | 2.79% |
KINGSTON, NY (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $8,906 | 4.08% |
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,739 | 3.00% |
Greenville, MS (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,800 | 2.63% |
LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,274 | 4.42% |
Moscow, ID (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,447 | 3.17% |
PITTSFIELD, MA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $1,908 | 2.83% |
CHICO, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $9,621 | 4.38% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,528 | 3.42% |
DuBois, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,745 | 3.50% |
EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $7,809 | 3.81% |
EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,161 | 3.38% |
MANHATTAN, KS (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $10,163 | 4.33% |
Meadville, PA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,441 | 3.31% |
Alamogordo, NM (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,069 | 4.13% |
Keene, NH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,570 | 3.04% |
Shawano, WI (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $2,436 | 3.00% |
Jesup, GA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,276 | 3.44% |
Sanford, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,648 | 3.29% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,472 | 3.19% |
Brainerd, MN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,759 | 2.83% |
New Castle, PA (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $4,669 | 3.58% |
Riverton, WY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,614 | 3.00% |
Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $12,039 | 2.88% |
Frankfort, KY (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,683 | 4.58% |
Albemarle, NC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $1,940 | 3.13% |
MEDFORD, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,613 | 3.00% |
Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,638 | 2.81% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,313 | 2.88% |
HINESVILLE, GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,745 | 3.71% |
ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,891 | 3.96% |
WENATCHEE, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $14,719 | 3.00% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,400 | 4.04% |
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,023 | 3.00% |
LOGAN, UT-ID (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,980 | 2.75% |
Paducah, KY-IL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,327 | 3.21% |
UTICA-ROME, NY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,734 | 2.96% |
Waycross, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,041 | 3.79% |
FLORENCE, SC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,226 | 3.19% |
Atchison, KS (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,424 | 2.83% |
Dixon, IL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,219 | 3.00% |
Mount Sterling, KY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,447 | 3.06% |
Cedar City, UT (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,702 | 3.63% |
PEORIA, IL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,626 | 2.96% |
Jasper, IN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,683 | 2.88% |
MADERA, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,709 | 3.06% |
Klamath Falls, OR (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,362 | 3.33% |
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,153 | 3.33% |
Newport, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,853 | 3.56% |
Alexandria, MN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,464 | 3.00% |
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,253 | 2.75% |
Arcadia, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,704 | 5.67% |
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,072 | 3.13% |
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,104 | 2.31% |
Ketchikan, AK (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,237 | 3.06% |
Mount Vernon, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,962 | 3.00% |
Zanesville, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,316 | 3.75% |
Gainesville, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,847 | 2.75% |
KANKAKEE, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,810 | 3.13% |
Kalispell, MT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,801 | 3.25% |
CARSON CITY, NV (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,487 | 3.38% |
Safford, AZ (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,187 | 3.83% |
Spearfish, SD (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,555 | 2.75% |
BECKLEY, WV (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,532 | 4.37% |
STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,095 | 3.31% |
Dayton, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,948 | 2.94% |
Centralia, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,102 | 2.88% |
AMARILLO, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,496 | 2.88% |
MANSFIELD, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,543 | 3.38% |
Holland, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,785 | 3.00% |
MONROE, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $19,871 | 2.88% |
BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,157 | 4.42% |
Salem, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,404 | 3.06% |
Wilson, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,343 | 2.50% |
HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,644 | 2.75% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,195 | 2.75% |
Jasper, AL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,505 | 2.96% |
Alexander City, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,384 | 4.75% |
KOKOMO, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,043 | 3.06% |
Martin, TN (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $4,297 | 2.81% |
Menomonie, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,201 | 2.81% |
GRANTS PASS, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,474 | 3.38% |
NILES, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,547 | 3.19% |
Fergus Falls, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,937 | 4.13% |
STAUNTON, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,156 | 3.13% |
Grand Rapids, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,729 | 2.69% |
LUBBOCK, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,579 | 3.19% |
TWIN FALLS, ID (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,234 | 2.83% |
Athens, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,918 | 2.88% |
JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,202 | 3.38% |
Chillicothe, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,295 | 3.38% |
Marion, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,727 | 3.25% |
LIMA, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,655 | 3.46% |
DALTON, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,523 | 3.31% |
Vicksburg, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,245 | 2.94% |
ROME, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,194 | 2.94% |
Campbellsville, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,756 | 2.81% |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,669 | 3.00% |
IOWA CITY, IA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,661 | 2.69% |
Greeneville, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,323 | 2.75% |
Payson, AZ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,295 | 2.63% |
Mount Airy, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,090 | 3.43% |
Helena, MT (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,954 | 2.94% |
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $12,562 | 3.56% |
New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,489 | 2.93% |
Astoria, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,018 | 3.75% |
Kendallville, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,001 | 3.13% |
Marquette, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,011 | 3.19% |
Thomasville, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,220 | 3.81% |
Atmore, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,395 | 2.88% |
MONROE, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,111 | 3.56% |
CHARLESTON, WV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,273 | 3.00% |
Coshocton, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,192 | 3.38% |
OWENSBORO, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,421 | 3.81% |
CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,626 | 2.88% |
Iron Mountain, MI-WI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,598 | 2.92% |
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,155 | 3.63% |
Bennington, VT (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,434 | 3.75% |
Brookhaven, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,177 | 3.25% |
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,305 | 2.75% |
Starkville, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,144 | 2.81% |
WALLA WALLA, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,608 | 3.38% |
Minot, ND (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,559 | 3.13% |
Prineville, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,107 | 2.75% |
Orangeburg, SC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,315 | 4.88% |
Mason City, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,714 | 3.56% |
Vidalia, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,257 | 2.56% |
Albertville, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,630 | 3.06% |
Scottsburg, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,619 | 3.00% |
Forest City, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,157 | 2.25% |
Meridian, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,070 | 3.50% |
Findlay, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,723 | 3.50% |
Thomaston, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,271 | 3.63% |
Marshall, MN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,537 | 3.19% |
Pierre, SD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,476 | 3.13% |
Wilmington, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,928 | 5.99% |
Okeechobee, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,784 | 6.75% |
BINGHAMTON, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,046 | 3.13% |
GREAT FALLS, MT (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,351 | 3.13% |
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,696 | 2.69% |
GOLDSBORO, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,491 | 4.62% |
COLUMBUS, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,986 | 3.00% |
YUBA CITY, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,264 | 3.13% |
BURLINGTON, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,733 | 3.38% |
Garden City, KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,308 | 3.19% |
Fort Polk South, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,150 | 3.06% |
LAWRENCE, KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,747 | 2.81% |
FOND DU LAC, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,891 | 3.00% |
GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,157 | 3.13% |
Granbury, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,190 | 3.25% |
Plattsburgh, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,868 | 2.88% |
Price, UT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,521 | 2.75% |
Effingham, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,696 | 3.63% |
Ellensburg, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,378 | 3.25% |
Bartlesville, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,283 | 3.13% |
Athens, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,936 | 3.25% |
ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,570 | 2.88% |
Fairmont, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,850 | 3.00% |
Elizabeth City, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,791 | 3.25% |
Greenwood, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,297 | 2.75% |
Elk City, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,452 | 3.38% |
Moultrie, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,983 | 3.25% |
FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,315 | 3.06% |
Oil City, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,047 | 2.75% |
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,534 | 2.75% |
Quincy, IL-MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,434 | 5.99% |
Bemidji, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,812 | 2.88% |
Oskaloosa, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,634 | 2.88% |
Bardstown, KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,043 | 3.00% |
Cambridge, MD (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,159 | 3.00% |
Durango, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,427 | 3.00% |
CLEVELAND, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,451 | 3.13% |
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,942 | 3.13% |
Russellville, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,479 | 3.25% |
MIDLAND, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,780 | 3.13% |
Oak Harbor, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,978 | 2.75% |
Paris, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,425 | 2.38% |
Dyersburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,165 | 5.50% |
BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,372 | 3.13% |
TOPEKA, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,114 | 3.63% |
Wabash, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,742 | 5.99% |
Woodward, OK (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,685 | 3.06% |
Mountain Home, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,944 | 2.75% |
SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,006 | 3.63% |
FAIRBANKS, AK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,015 | 3.00% |
CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,663 | 2.75% |
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,065 | 3.13% |
Freeport, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,015 | 3.13% |
Cleveland, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,340 | 2.75% |
Norwalk, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,236 | 3.99% |
Lewisburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,957 | 3.88% |
Hastings, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,285 | 2.88% |
Fort Dodge, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,992 | 2.75% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,089 | 3.75% |
WACO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,930 | 3.25% |
CaƱon City, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,550 | 4.25% |
Hood River, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,572 | 3.25% |
Red Bluff, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,466 | 2.75% |
Rutland, VT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,285 | 2.75% |
SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,893 | 2.75% |
Alice, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,663 | 3.25% |
Urbana, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,429 | 4.00% |
Cedartown, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,535 | 3.13% |
Clarksdale, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,065 | 3.00% |
Hobbs, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,627 | 5.99% |
GADSDEN, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,315 | 2.75% |
Duncan, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,719 | 3.63% |
Altus, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,131 | 2.88% |
Elko, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,119 | 3.63% |
HAMMOND, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,238 | 3.00% |
Batesville, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,937 | 3.13% |
Richmond-Berea, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,926 | 2.75% |
Madison, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,353 | 2.75% |
London, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,126 | 2.88% |
JOPLIN, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,047 | 2.88% |
Bennettsville, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,665 | 3.13% |
Mount Pleasant, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,458 | 2.88% |
Alma, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,586 | 3.13% |
MORGANTOWN, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,263 | 2.75% |
GREENVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,906 | 3.13% |
Rockingham, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,071 | 3.00% |
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,171 | 2.88% |
BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $507 | 3.00% |
Kinston, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,243 | 5.50% |
Bainbridge, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,344 | 3.75% |
Henderson, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,630 | 2.75% |
Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,640 | 3.25% |
IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,870 | 4.25% |
GLENS FALLS, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,057 | 4.25% |
Washington, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,418 | 2.75% |
SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,577 | 3.13% |
Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,008 | 3.13% |
Lumberton, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,800 | 3.38% |
Nogales, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,085 | 3.00% |
Selma, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,405 | 2.25% |
Ontario, OR-ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,298 | 3.38% |
LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,965 | 3.50% |
Troy, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,958 | 2.88% |
GETTYSBURG, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,728 | 2.75% |
Adrian, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,191 | 3.99% |
Auburn, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,253 | 2.75% |
MUNCIE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,672 | 2.75% |
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,836 | 3.25% |
Selinsgrove, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,549 | 2.75% |
Mountain Home, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,590 | 3.13% |
Richmond, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,951 | 2.88% |
DUBUQUE, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,846 | 4.63% |
Columbus, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,565 | 2.88% |
Cordele, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,382 | 2.50% |
Cookeville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,414 | 2.63% |
Farmington, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,500 | 3.63% |
Murray, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,919 | 3.63% |
Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,750 | 2.75% |
Gillette, WY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,305 | 3.25% |
Rolla, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,240 | 3.00% |
Georgetown, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,902 | 3.13% |
Marion, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,506 | 5.99% |
JACKSON, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,294 | 2.75% |
BAY CITY, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,063 | 2.75% |
Oneonta, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,226 | 3.00% |
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,019 | 2.75% |
Ozark, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,063 | 5.50% |
Sayre, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,192 | 3.63% |
Hays, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,734 | 2.75% |
Eufaula, AL-GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,200 | 2.50% |
Tupelo, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,286 | 3.00% |
Douglas, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,175 | 2.50% |
McMinnville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,592 | 3.00% |
Clarksburg, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,538 | 2.88% |
ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,025 | 3.25% |
Huntingdon, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,221 | 3.13% |
Stillwater, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,967 | 3.13% |
Somerset, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,963 | 3.25% |
Malvern, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,308 | 3.50% |
Glasgow, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,243 | 3.13% |
Hutchinson, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,542 | 3.25% |
Warsaw, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,517 | 3.00% |
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Product Mix
For 2020, First Federal Bank's most frequently originated type of loan was Conventional, with 13,979 originations. Their 2nd most popular type was VA, with 3,263 originations.
Loan Reason
For 2020, First Federal Bank's most frequently cited loan purpose was Refi, with 8,019 originations. The 2nd most popular reason was Home Purchase, with 6,397 originations.
Loan Duration/Length
For 2020, First Federal Bank's most frequently cited loan duration was 30 Year, with 14,558 originations. The 2nd most popular length was 15 Year, with 2,687 originations.
Origination Fees/Closing Costs
First Federal Bank's average total fees were $5,531, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,128 originations.
Interest Rates
During 2020, First Federal Bank's average interest rate for loans was 3.26%, while their most frequently originated rate bucket for loans was 3-4%, with 8,464 originations.
Loan Sizing
2020 saw First Federal Bank place emphasis on $200k-400k loans with 9,741 originations, totaling $2,756,455,000 in origination value.
Applicant Income
First Federal Bank lent most frequently to those with incomes in the $100k-150k range, with 4,527 originations. The second most popular income band? $50k-75k, with 3,687 originations.
Applicant Debt to Income Ratio
First Federal Bank lent most frequently to those with DTI ratios of 20-30%, with 4,629 originations. The next most common DTI ratio? 30-36%, with 3,260 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.50%
First Federal Bank has an average approval rate.
Pick Rate
Approvals leading to origination84.74%
First Federal Bank has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 19,091 | $4,998,915,000 | $261,847 |
Occupancy Type Mix
LTV Distribution
Complaints
Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
FIRST HORIZON BANK | Conventional home mortgage | Trouble during payment process | 4 | 26.7% |
FIRST HORIZON BANK | Other type of mortgage | Struggling to pay mortgage | 1 | 6.7% |
FIRST HORIZON BANK | Other type of mortgage | Trouble during payment process | 2 | 13.3% |
FIRST HORIZON BANK | Other type of mortgage | Closing on a mortgage | 2 | 13.3% |
FIRST HORIZON BANK | Conventional home mortgage | Closing on a mortgage | 1 | 6.7% |
FIRST HORIZON BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 6.7% |
FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 6.7% |
FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 3 | 20.0% |
Bank Details
Branches
Bank Name | Branch | Branch Type | Deposits (000's) |
---|---|---|---|
First Federal Bank | 1012 Main Street Chipley, FL 32428 | Full Service B&M | $29,094 |
First Federal Bank | 1102 North Ohio Avenue Live Oak, FL 32064 | Full Service B&M | $32,779 |
First Federal Bank | 11035 County Road 136 Dowling Park, FL 32060 | Full Service B&M | $33,720 |
First Federal Bank | 1700 Ribaut Road Port Royal, SC 29935 | Full Service B&M | $21,723 |
First Federal Bank | 187 North Fletcher Avenue Mayo, FL 32066 | Full Service B&M | $29,851 |
First Federal Bank | 1891 South 14th Street Fernandina Beach, FL 32034 | Full Service B&M | $251,818 |
First Federal Bank | 2571 Us Highway 90 West Lake City, FL 32055 | Full Service B&M | $94,252 |
First Federal Bank | 300 North Waukesha Street Bonifay, FL 32425 | Full Service B&M | $101,409 |
First Federal Bank | 36 Sea Island Parkway Beaufort, SC 29907 | Full Service B&M | $74,820 |
First Federal Bank | 40 Floco Ave Yulee, FL 32097 | Full Service B&M | $2,130 |
First Federal Bank | 415 Richard Jackson Blvd Panama City, FL 32407 | Full Service B&M | $44,673 |
First Federal Bank | 4200 Sw 34th St Unit A Gainesville, FL 32608 | Full Service B&M | $20,954 |
First Federal Bank | 4215 Lafayette Street Marianna, FL 32446 | Full Service B&M | $62,750 |
First Federal Bank | 463845 State Road 200 Yulee, FL 32097 | Full Service B&M | $40,095 |
First Federal Bank | 4701 Highway 90 Marianna, FL 32446 | Full Service B&M | $79,109 |
First Federal Bank | 4705 West Us Highway 90 Lake City, FL 32055 | Full Service B&M | $669,776 |
First Federal Bank | 507 Hatley Street Sw Jasper, FL 32052 | Full Service B&M | $84,336 |
First Federal Bank | 5100 Sw 25th Boulevard Gainesville, FL 32608 | Full Service B&M | $18,530 |
First Federal Bank | 5860 W Hwy 40 Ocala, FL 34482 | Full Service B&M | $18,218 |
First Federal Bank | 707 Sw Main Blvd Lake City, FL 32025 | Full Service B&M | $94,209 |
First Federal Bank | 784 South 6th Street Macclenny, FL 32063 | Full Service B&M | $90,765 |
First Federal Bank | 804 Ohio Avenue South Live Oak, FL 32064 | Full Service B&M | $262,866 |
First Federal Bank | 8399 Sw 80th Street Ocala, FL 34481 | Full Service B&M | $1,843 |
First Federal Bank | 910 Sw 1st Ave Ocala, FL 34471 | Full Service B&M | $80,457 |
First Federal Bank | 962 8th Avenue Graceville, FL 32440 | Full Service B&M | $26,265 |
For 2020, First Federal Bank had 25 branches.
Yearly Performance Overview
Bank Income
Item | Value (in 000's) |
---|---|
Total interest income | $95,255 |
Net interest income | $85,057 |
Total noninterest income | $157,670 |
Gross Fiduciary activities income | $0 |
Service charges on deposit accounts | $4,618 |
Trading account gains and fees | $0 |
Additional Noninterest Income | $153,052 |
Pre-tax net operating income | $85,064 |
Securities gains (or losses, -) | $2,297 |
Income before extraordinary items | $65,728 |
Discontinued Operations (Extraordinary gains, net) | $0 |
Net income of bank and minority interests | $65,728 |
Minority interest net income | $21 |
Net income | $65,707 |
Sale, conversion, retirement of capital stock, net | $0 |
Net operating income | $63,913 |
First Federal Bank's gross interest income from loans was $95,255,000.
First Federal Bank's net interest income from loans was $85,057,000.
First Federal Bank's fee based income from loans was $4,618,000.
First Federal Bank's net income from loans was $65,707,000.
Bank Expenses
Item | Value (in 000's) |
---|---|
Total interest expense | $10,198 |
Provision for credit losses | $20,782 |
Total noninterest expense | $136,881 |
Salaries and employee benefits | $82,775 |
Premises and equipment expense | $10,715 |
Additional noninterest expense | $43,391 |
Applicable income taxes | $21,633 |
Net charge-offs | $218 |
Cash dividends | $2,300 |
First Federal Bank's interest expense for loans was $10,198,000.
First Federal Bank's payroll and benefits expense were $82,775,000.
First Federal Bank's property, plant and equipment expenses $10,715,000.
Loan Performance
Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
---|---|
All loans | 2.0% |
Real Estate loans | 2.0% |
Construction & Land Development loans | 0.0% |
Nonfarm, nonresidential loans | 0.0% |
Multifamily residential loans | 13.0% |
1-4 family residential loans | 3.0% |
HELOC loans | 0.0% |
All other family | 3.0% |
Commercial & industrial loans | 2.0% |
Personal loans | 1.0% |
Credit card loans | 0.2% |
Other individual loans | 2.0% |
Auto loans | 0.0% |
Other consumer loans | 2.0% |
Unsecured commercial real estate loans | 0.0% |
Deposits
Type | Value (in 000's) |
---|---|
Total deposits | $2,554,918 |
Deposits held in domestic offices | $2,554,918 |
Deposits by Individuals, partnerships, and corporations | $2,048,273 |
Deposits by U.S. Government | $0 |
Deposits by States and political subdivisions in the U.S. | $500,005 |
Deposits by Commercial banks and other depository institutions in U.S. | $6,640 |
Deposits by Banks in foreign countries | $0 |
Deposits by Foreign governments and official institutions | $0 |
Transaction accounts | $645,825 |
Demand deposits | $215,304 |
Nontransaction accounts | $1,909,093 |
Money market deposit accounts (MMDAs) | $1,437,846 |
Other savings deposits (excluding MMDAs) | $105,553 |
Total time deposits | $365,695 |
Total time and savings deposits | $2,339,614 |
Noninterest-bearing deposits | $215,407 |
Interest-bearing deposits | $2,339,511 |
Retail deposits | $2,021,164 |
IRAs and Keogh plan accounts | $35,813 |
Brokered deposits | $442,787 |
Deposits held in foreign offices | $0 |
Assets
Asset | Value (in 000's) |
---|---|
Total Assets | $3,058,446 |
Cash & Balances due from depository institutions | $182,496 |
Interest-bearing balances | $158,113 |
Total securities | $933,570 |
Federal funds sold & reverse repurchase | $0 |
Net loans and leases | $1,675,626 |
Loan and leases loss allowance | $26,494 |
Trading account assets | $0 |
Bank premises and fixed assets | $39,955 |
Other real estate owned | $283 |
Goodwill and other intangibles | $100,238 |
All other assets | $126,278 |
Liabilities
Liabilities | Value (in 000's) |
---|---|
Total liabilities and capital | $3,058,446 |
Total Liabilities | $2,701,508 |
Total deposits | $2,554,918 |
Interest-bearing deposits | $2,339,511 |
Deposits held in domestic offices | $2,554,918 |
% insured (estimated) | $71 |
Federal funds purchased and repurchase agreements | $0 |
Trading liabilities | $0 |
Other borrowed funds | $72,455 |
Subordinated debt | $0 |
All other liabilities | $74,135 |
Issued Loan Types
Type | Value (in 000's) |
---|---|
Net loans and leases | $1,675,626 |
Loan and leases loss allowance | $26,494 |
Total loans and leases (domestic) | $1,702,120 |
All real estate loans | $1,239,182 |
Real estate loans in domestic offices | $1,239,182 |
Construction and development loans | $82,270 |
Residential 1-4 family construction | $58,048 |
Other construction, all land development and other land | $24,222 |
Loans secured by nonfarm nonresidential properties | $244,099 |
Nonfarm nonresidential secured by owner-occupied properties | $110,082 |
Commercial real estate & other non-farm, non-residential | $134,017 |
Multifamily residential real estate | $3,093 |
1-4 family residential loans | $899,889 |
Farmland loans | $9,831 |
Loans held in foreign offices | $0 |
Farm loans | $2,116 |
Commercial and industrial loans | $137,291 |
To non-U.S. addressees | $0 |
Loans to individuals | $51,394 |
Credit card loans | $1,004 |
Related Plans | $64 |
Consumer Auto Loans | $4,479 |
Other loans to individuals | $45,847 |
All other loans & leases | $272,136 |
Loans to foreign governments and official institutions | $0 |
Other loans | $259,278 |
Loans to depository institutions and acceptances of other banks | $0 |
Loans not secured by real estate | $0 |
Loans secured by real estate to non-U.S. addressees | $0 |
Restructured Loans & leases | $3,334 |
Non 1-4 family restructured loans & leases | $2,058 |
Total loans and leases (foreign) | $0 |
First Federal Bank had $1,675,626,000 of loans outstanding in 2020. $1,239,182,000 of loans were in real estate loans. $82,270,000 of loans were in development loans. $3,093,000 of loans were in multifamily mortgage loans. $899,889,000 of loans were in 1-4 family mortgage loans. $2,116,000 of loans were in farm loans. $1,004,000 of loans were in credit card loans. $4,479,000 of loans were in the auto loan category.
Small Business Loans
Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
---|---|---|---|
Nonfarm, nonresidential loans - <$1MM | 709 | $125,231 | $176,630 |
Nonfarm, nonresidential loans - <$100k | 201 | $11,556 | $57,493 |
Nonfarm, nonresidential loans - $100-250k | 233 | $29,267 | $125,609 |
Nonfarm, nonresidential loans - $250k-1MM | 275 | $84,408 | $306,938 |
Commercial & Industrial, US addressed loans - <$1MM | 1,321 | $91,282 | $69,101 |
Commercial & Industrial, US addressed loans - <$100k | 996 | $29,736 | $29,855 |
Commercial & Industrial, US addressed loans - $100-250k | 196 | $22,278 | $113,663 |
Commercial & Industrial, US addressed loans - $250k-1MM | 129 | $39,268 | $304,403 |
Farmland loans - <$1MM | 80 | $6,969 | $87,113 |
Farmland loans - <$100k | 45 | $1,833 | $40,733 |
Farmland loans - $100-250k | 27 | $3,582 | $132,667 |
Farmland loans - $250k-1MM | 8 | $1,554 | $194,250 |
Agriculture operations loans - <$1MM | 45 | $1,617 | $35,933 |
Agriculture operations loans - <$100k | 37 | $961 | $25,973 |
Agriculture operations loans - $100-250k | 5 | $365 | $73,000 |
Agriculture operations loans - $250k-1MM | 3 | $291 | $97,000 |