Cardinal Financial Mortgage Rates, Fees & Info
Harrisburg, PALEI: 549300VORTI31GZTJL53
Tax ID: 23-2470039
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Mortgage Data
Review & Overview
Cardinal Financial is a mid-sized mortgage company specializing in Home Purchase loans. Cardinal Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Washington, Los Angeles, Phoenix, and Las Vegas among others. We have data for 613 markets. (Some data included below & more in-depth data is available with an active subscription.)Cardinal Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cardinal Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 4/22/24 |
| 30 Year Conventional Refi | 6.58% | 4/22/24 |
| 30 Year Cash-out Refi | 6.85% | 4/22/24 |
| 30 Year FHA Purchase | 7.56% | 4/22/24 |
| 30 Year FHA Refi | 7.11% | 4/22/24 |
| 30 Year VA Purchase | 6.53% | 4/22/24 |
| 30 Year VA Refi | 5.89% | 4/22/24 |
| 30 Year USDA Purchase | 6.93% | 4/22/24 |
| 30 Year USDA Refi | 6.72% | 4/22/24 |
| 15 Year Conventional Purchase | 5.14% | 4/22/24 |
| 15 Year Conventional Refi | 6.00% | 4/22/24 |
| 15 Year Cash-out Refi | 6.00% | 4/22/24 |
| 15 Year FHA Purchase | 7.36% | 4/22/24 |
| 15 Year FHA Refi | 7.19% | 4/22/24 |
| 15 Year VA Purchase | 6.02% | 4/22/24 |
| 15 Year VA Refi | 5.54% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cardinal Financial Mortgage Calculator
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This is not an official calculator from Cardinal Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
17,570Origination Dollar Volume (All Markets)
$4,479,040,000Awards
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CARDINAL FINANCIAL - 2018
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For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,797 | $411,805,000 | $229,162 | $12,750 | 4.95% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 696 | $253,120,000 | $363,678 | $15,196 | 4.58% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 516 | $216,090,000 | $418,779 | $13,874 | 4.71% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 712 | $174,830,000 | $245,548 | $7,900 | 4.74% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 629 | $162,275,000 | $257,989 | $8,714 | 4.92% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 339 | $119,745,000 | $353,230 | $10,729 | 4.71% |
| Outside of Metro Areas | 551 | $119,075,000 | $216,107 | $10,104 | 4.82% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 471 | $112,695,000 | $239,268 | $12,267 | 4.80% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 474 | $110,770,000 | $233,692 | $10,706 | 4.64% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 485 | $109,715,000 | $226,216 | $12,003 | 4.76% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 462 | $106,220,000 | $229,913 | $11,137 | 4.96% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 455 | $104,405,000 | $229,462 | $7,974 | 4.66% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 414 | $100,910,000 | $243,744 | $11,287 | 4.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 252 | $87,780,000 | $348,333 | $17,974 | 4.67% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 178 | $86,570,000 | $486,348 | $13,199 | 4.64% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 334 | $85,080,000 | $254,731 | $13,744 | 4.75% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 280 | $82,590,000 | $294,964 | $11,181 | 4.81% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 235 | $81,645,000 | $347,426 | $9,807 | 4.62% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 214 | $70,060,000 | $327,383 | $10,670 | 4.56% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 220 | $63,420,000 | $288,273 | $14,312 | 4.67% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 253 | $62,045,000 | $245,237 | $10,963 | 4.77% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 191 | $58,225,000 | $304,843 | $10,203 | 4.54% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 130 | $55,780,000 | $429,077 | $10,896 | 4.62% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 230 | $54,240,000 | $235,826 | $12,411 | 4.71% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 207 | $50,425,000 | $243,599 | $13,578 | 4.59% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 159 | $41,575,000 | $261,478 | $8,763 | 4.52% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 153 | $40,125,000 | $262,255 | $9,155 | 4.76% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 127 | $34,965,000 | $275,315 | $11,738 | 4.64% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 172 | $33,180,000 | $192,907 | $9,588 | 5.03% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 62 | $31,740,000 | $511,935 | $11,206 | 4.56% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 153 | $31,545,000 | $206,176 | $10,986 | 4.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 142 | $29,820,000 | $210,000 | $10,387 | 4.84% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 98 | $29,300,000 | $298,980 | $9,037 | 4.76% |
| KNOXVILLE, TN (FHA|USDA|VA) | 131 | $24,765,000 | $189,046 | $10,019 | 5.11% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 115 | $23,445,000 | $203,870 | $8,987 | 4.72% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 101 | $22,535,000 | $223,119 | $10,682 | 4.80% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 116 | $22,350,000 | $192,672 | $8,915 | 5.04% |
| LUBBOCK, TX (FHA|USDA|VA) | 113 | $20,545,000 | $181,814 | $11,520 | 5.17% |
| RENO, NV (FHA|USDA|VA) | 65 | $19,685,000 | $302,846 | $8,071 | 4.57% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 46 | $19,540,000 | $424,783 | $11,256 | 4.70% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 74 | $18,580,000 | $251,081 | $10,259 | 4.64% |
| RICHMOND, VA (FHA|USDA|VA) | 71 | $18,565,000 | $261,479 | $10,537 | 4.51% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 101 | $18,355,000 | $181,733 | $7,757 | 4.86% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 74 | $17,540,000 | $237,027 | $8,156 | 4.83% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 94 | $17,210,000 | $183,085 | $8,435 | 4.96% |
| TUCSON, AZ (FHA|USDA|VA) | 81 | $16,685,000 | $205,988 | $7,237 | 4.79% |
| MERCED, CA (FHA|USDA|VA) | 61 | $16,545,000 | $271,230 | $10,579 | 5.03% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 74 | $14,840,000 | $200,541 | $11,466 | 4.88% |
| VALLEJO, CA (FHA|USDA|VA) | 39 | $14,795,000 | $379,359 | $13,431 | 4.77% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 72 | $14,760,000 | $205,000 | $8,233 | 4.58% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 34 | $14,660,000 | $431,176 | $12,239 | 4.31% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 74 | $14,400,000 | $194,595 | $11,999 | 4.91% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 54 | $13,550,000 | $250,926 | $7,974 | 4.51% |
| LYNCHBURG, VA (FHA|USDA|VA) | 70 | $13,090,000 | $187,000 | $9,363 | 4.59% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 50 | $13,030,000 | $260,600 | $8,776 | 4.53% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 52 | $11,730,000 | $225,577 | $11,626 | 4.66% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 50 | $11,370,000 | $227,400 | $8,044 | 4.59% |
| ASHEVILLE, NC (FHA|USDA|VA) | 43 | $10,575,000 | $245,930 | $8,323 | 4.61% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 45 | $10,235,000 | $227,444 | $12,064 | 4.78% |
| STOCKTON, CA (FHA|USDA|VA) | 31 | $9,885,000 | $318,871 | $9,639 | 4.64% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 42 | $9,390,000 | $223,571 | $15,669 | 4.76% |
| BOISE CITY, ID (FHA|USDA|VA) | 38 | $9,130,000 | $240,263 | $6,855 | 4.53% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 45 | $9,085,000 | $201,889 | $7,946 | 4.67% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 57 | $8,885,000 | $155,877 | $7,596 | 5.14% |
| COLUMBUS, OH (FHA|USDA|VA) | 41 | $8,815,000 | $215,000 | $8,599 | 4.83% |
| BOULDER, CO (FHA|USDA|VA) | 22 | $8,750,000 | $397,727 | $10,234 | 4.28% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 51 | $8,665,000 | $169,902 | $9,699 | 4.80% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 32 | $8,390,000 | $262,188 | $9,636 | 4.24% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 36 | $8,380,000 | $232,778 | $9,776 | 4.42% |
| SALEM, OR (FHA|USDA|VA) | 32 | $8,230,000 | $257,188 | $9,956 | 4.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 35 | $8,205,000 | $234,429 | $9,360 | 4.60% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 28 | $7,940,000 | $283,571 | $8,380 | 4.77% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 27 | $7,875,000 | $291,667 | $9,844 | 4.76% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 37 | $7,815,000 | $211,216 | $8,913 | 4.60% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 37 | $7,755,000 | $209,595 | $10,173 | 4.74% |
| PROVO-OREM, UT (FHA|USDA|VA) | 26 | $7,720,000 | $296,923 | $7,209 | 4.63% |
| MODESTO, CA (FHA|USDA|VA) | 29 | $7,595,000 | $261,897 | $10,193 | 4.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 32 | $7,340,000 | $229,375 | $9,706 | 5.22% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 46 | $7,300,000 | $158,696 | $7,829 | 4.91% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 43 | $7,275,000 | $169,186 | $8,060 | 4.94% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 26 | $7,130,000 | $274,231 | $9,100 | 4.24% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 30 | $6,910,000 | $230,333 | $7,651 | 4.64% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 39 | $6,815,000 | $174,744 | $10,167 | 4.71% |
| SPARTANBURG, SC (FHA|USDA|VA) | 31 | $6,525,000 | $210,484 | $9,048 | 4.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 43 | $6,485,000 | $150,814 | $8,786 | 5.28% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 42 | $6,460,000 | $153,810 | $8,148 | 5.23% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 29 | $6,385,000 | $220,172 | $9,104 | 4.58% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 21 | $6,165,000 | $293,571 | $14,747 | 4.77% |
| PITTSBURGH, PA (FHA|USDA|VA) | 34 | $6,130,000 | $180,294 | $10,915 | 4.75% |
| MANKATO, MN (FHA|USDA|VA) | 29 | $6,075,000 | $209,483 | $9,486 | 5.04% |
| SALINAS, CA (FHA|USDA|VA) | 17 | $6,045,000 | $355,588 | $9,042 | 4.51% |
| TULSA, OK (FHA|USDA|VA) | 23 | $6,025,000 | $261,957 | $10,310 | 4.35% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 27 | $5,995,000 | $222,037 | $12,826 | 4.66% |
| Granbury, TX (FHA|USDA|VA) | 26 | $5,990,000 | $230,385 | $13,380 | 4.88% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 20 | $5,930,000 | $296,500 | $9,342 | 4.25% |
| GREELEY, CO (FHA|USDA|VA) | 22 | $5,890,000 | $267,727 | $10,133 | 4.68% |
| BEND, OR (FHA|USDA|VA) | 20 | $5,830,000 | $291,500 | $8,694 | 4.33% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 18 | $5,750,000 | $319,444 | $9,107 | 4.05% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 37 | $5,745,000 | $155,270 | $9,580 | 5.02% |
| FRESNO, CA (FHA|USDA|VA) | 22 | $5,620,000 | $255,455 | $8,031 | 4.56% |
| COLUMBIA, SC (FHA|USDA|VA) | 27 | $5,415,000 | $200,556 | $8,565 | 4.72% |
| GREEN BAY, WI (FHA|USDA|VA) | 31 | $5,125,000 | $165,323 | $8,098 | 4.92% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $5,120,000 | $320,000 | $12,337 | 4.33% |
| FORT COLLINS, CO (FHA|USDA|VA) | 18 | $5,090,000 | $282,778 | $8,778 | 4.47% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 21 | $5,055,000 | $240,714 | $6,084 | 4.81% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 31 | $5,015,000 | $161,774 | $9,342 | 5.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 25 | $4,955,000 | $198,200 | $11,144 | 4.93% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 19 | $4,825,000 | $253,947 | $13,879 | 4.59% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 23 | $4,765,000 | $207,174 | $10,537 | 4.65% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $4,755,000 | $679,286 | $19,021 | 4.95% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 16 | $4,620,000 | $288,750 | $11,889 | 4.39% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 12 | $4,590,000 | $382,500 | $12,118 | 4.55% |
| EL PASO, TX (FHA|USDA|VA) | 27 | $4,515,000 | $167,222 | $10,367 | 4.56% |
| MADISON, WI (FHA|USDA|VA) | 22 | $4,430,000 | $201,364 | $11,310 | 5.22% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 17 | $4,405,000 | $259,118 | $8,890 | 4.57% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 12 | $4,380,000 | $365,000 | $9,516 | 4.47% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 20 | $4,280,000 | $214,000 | $10,655 | 4.62% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 29 | $4,235,000 | $146,034 | $10,291 | 4.48% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 14 | $4,220,000 | $301,429 | $13,098 | 5.04% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 22 | $4,130,000 | $187,727 | $7,652 | 4.72% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 28 | $4,120,000 | $147,143 | $8,125 | 4.84% |
| Outside of Metro Areas | 13 | $4,065,000 | $312,692 | $7,517 | 4.52% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 14 | $4,050,000 | $289,286 | $8,605 | 4.43% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 18 | $4,000,000 | $222,222 | $9,393 | 4.80% |
| GAINESVILLE, FL (FHA|USDA|VA) | 20 | $3,980,000 | $199,000 | $11,836 | 4.74% |
| Muscatine, IA (FHA|USDA|VA) | 31 | $3,975,000 | $128,226 | $7,700 | 5.08% |
| MEDFORD, OR (FHA|USDA|VA) | 14 | $3,900,000 | $278,571 | $9,557 | 4.43% |
| Sevierville, TN (FHA|USDA|VA) | 18 | $3,840,000 | $213,333 | $10,122 | 4.97% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 8 | $3,790,000 | $473,750 | $8,092 | 4.59% |
| DOVER, DE (FHA|USDA|VA) | 13 | $3,605,000 | $277,308 | $17,419 | 4.48% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 18 | $3,590,000 | $199,444 | $8,976 | 4.35% |
| Heber, UT (FHA|USDA|VA) | 8 | $3,520,000 | $440,000 | $9,121 | 4.56% |
| Bozeman, MT (FHA|USDA|VA) | 12 | $3,480,000 | $290,000 | $7,416 | 4.44% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 13 | $3,455,000 | $265,769 | $9,896 | 4.32% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 15 | $3,415,000 | $227,667 | $8,897 | 4.42% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 17 | $3,215,000 | $189,118 | $9,047 | 5.09% |
| WILMINGTON, NC (FHA|USDA|VA) | 14 | $3,170,000 | $226,429 | $8,330 | 4.80% |
| BELLINGHAM, WA (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $10,021 | 4.66% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 12 | $3,140,000 | $261,667 | $6,242 | 4.62% |
| OCALA, FL (FHA|USDA|VA) | 20 | $3,110,000 | $155,500 | $9,669 | 4.74% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 10 | $3,090,000 | $309,000 | $9,729 | 4.67% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 19 | $3,085,000 | $162,368 | $8,215 | 4.81% |
| WENATCHEE, WA (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $9,898 | 5.08% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 16 | $3,050,000 | $190,625 | $8,642 | 4.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 13 | $3,035,000 | $233,462 | $10,949 | 4.26% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $10,507 | 4.42% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 19 | $2,995,000 | $157,632 | $7,530 | 4.78% |
| RACINE, WI (FHA|USDA|VA) | 16 | $2,990,000 | $186,875 | $8,481 | 5.19% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 13 | $2,925,000 | $225,000 | $9,786 | 4.73% |
| MADERA, CA (FHA|USDA|VA) | 11 | $2,905,000 | $264,091 | $10,473 | 4.78% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 15 | $2,885,000 | $192,333 | $10,502 | 4.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 21 | $2,855,000 | $135,952 | $7,681 | 5.08% |
| WICHITA, KS (FHA|USDA|VA) | 18 | $2,800,000 | $155,556 | $7,305 | 4.72% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 14 | $2,790,000 | $199,286 | $13,691 | 4.66% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 12 | $2,780,000 | $231,667 | $9,606 | 4.83% |
| SAVANNAH, GA (FHA|USDA|VA) | 14 | $2,770,000 | $197,857 | $10,055 | 4.81% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 12 | $2,770,000 | $230,833 | $10,536 | 4.37% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 14 | $2,770,000 | $197,857 | $13,881 | 4.67% |
| CLEVELAND, TN (FHA|USDA|VA) | 18 | $2,770,000 | $153,889 | $7,940 | 5.13% |
| Newport, OR (FHA|USDA|VA) | 12 | $2,760,000 | $230,000 | $10,663 | 4.81% |
| Whitewater, WI (FHA|USDA|VA) | 15 | $2,705,000 | $180,333 | $10,512 | 5.08% |
| ROCHESTER, MN (FHA|USDA|VA) | 13 | $2,625,000 | $201,923 | $10,215 | 5.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 13 | $2,625,000 | $201,923 | $8,871 | 4.73% |
| CARSON CITY, NV (FHA|USDA|VA) | 10 | $2,580,000 | $258,000 | $7,261 | 4.68% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $10,057 | 4.91% |
| ST. GEORGE, UT (FHA|USDA|VA) | 11 | $2,505,000 | $227,727 | $8,158 | 4.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 14 | $2,500,000 | $178,571 | $7,532 | 4.35% |
| MIDLAND, TX (FHA|USDA|VA) | 11 | $2,485,000 | $225,909 | $11,962 | 4.99% |
| ANN ARBOR, MI (FHA|USDA|VA) | 12 | $2,460,000 | $205,000 | $11,516 | 4.77% |
| BRUNSWICK, GA (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $15,516 | 4.37% |
| MISSOULA, MT (FHA|USDA|VA) | 8 | $2,370,000 | $296,250 | $8,028 | 4.35% |
| FOND DU LAC, WI (FHA|USDA|VA) | 15 | $2,315,000 | $154,333 | $9,813 | 5.15% |
| DALTON, GA (FHA|USDA|VA) | 16 | $2,280,000 | $142,500 | $9,217 | 5.34% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $21,224 | 4.60% |
| GREENVILLE, NC (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $9,445 | 5.09% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $9,242 | 4.69% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $2,100,000 | $525,000 | $14,410 | 4.78% |
| Fernley, NV (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $8,843 | 4.51% |
| WACO, TX (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $14,566 | 4.86% |
| VISALIA, CA (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $8,372 | 4.65% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $9,231 | 4.59% |
| NAPA, CA (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $10,418 | 4.60% |
| TYLER, TX (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $10,890 | 4.40% |
| YUBA CITY, CA (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $9,508 | 4.49% |
| Seneca, SC (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $10,235 | 4.43% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $10,016 | 4.82% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 14 | $2,010,000 | $143,571 | $10,901 | 5.10% |
| FLORENCE, SC (FHA|USDA|VA) | 9 | $1,985,000 | $220,556 | $9,639 | 4.61% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 11 | $1,985,000 | $180,455 | $12,069 | 4.86% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $12,174 | 4.96% |
| AKRON, OH (FHA|USDA|VA) | 11 | $1,925,000 | $175,000 | $8,815 | 4.85% |
| CHICO, CA (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $8,535 | 4.71% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $15,005 | 4.12% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $9,273 | 5.06% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,900,000 | $475,000 | $12,174 | 4.81% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $1,890,000 | $472,500 | $8,635 | 4.12% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $13,941 | 4.68% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $11,858 | 4.12% |
| MORRISTOWN, TN (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $11,100 | 5.32% |
| CHEYENNE, WY (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $5,552 | 4.27% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 10 | $1,830,000 | $183,000 | $9,054 | 4.91% |
| LAFAYETTE, LA (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $7,781 | 4.23% |
| PUEBLO, CO (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $8,753 | 4.94% |
| Concord, NH (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $8,376 | 4.35% |
| Bluefield, WV-VA (FHA|USDA|VA) | 13 | $1,765,000 | $135,769 | $9,801 | 4.86% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $10,865 | 4.73% |
| Jefferson, GA (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $10,405 | 4.68% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 15 | $1,695,000 | $113,000 | $7,352 | 5.43% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $6,738 | 4.55% |
| LONGVIEW, WA (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $7,425 | 4.64% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $9,226 | 4.85% |
| Kalispell, MT (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $12,352 | 4.04% |
| Cedar City, UT (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $10,461 | 4.80% |
| Williston, ND (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $15,177 | 5.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $7,474 | 4.44% |
| ROANOKE, VA (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $8,135 | 4.47% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $15,205 | 4.78% |
| BURLINGTON, NC (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $7,321 | 4.91% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $8,130 | 4.80% |
| Mineral Wells, TX (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $11,129 | 5.11% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $11,660 | 4.83% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $8,069 | 4.48% |
| MONTGOMERY, AL (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $7,065 | 4.39% |
| ODESSA, TX (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $9,620 | 4.70% |
| APPLETON, WI (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $7,294 | 4.78% |
| LONGVIEW, TX (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $9,857 | 4.59% |
| LAS CRUCES, NM (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $7,654 | 4.54% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $11,784 | 4.75% |
| Athens, TX (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $10,327 | 5.23% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $7,778 | 4.44% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $7,498 | 4.22% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 10 | $1,390,000 | $139,000 | $11,067 | 4.95% |
| YUMA, AZ (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $7,724 | 4.27% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $8,275 | 4.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $8,184 | 4.52% |
| READING, PA (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $17,054 | 4.29% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $10,332 | 4.50% |
| Bonham, TX (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $12,221 | 5.18% |
| COLUMBIA, MO (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $7,915 | 4.89% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $11,404 | 4.58% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $8,747 | 4.17% |
| NEW BERN, NC (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $8,425 | 4.64% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $10,210 | 4.73% |
| Stephenville, TX (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $10,342 | 4.91% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $5,941 | 4.55% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $8,058 | 4.55% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $13,684 | 5.09% |
| Hailey, ID (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $6,336 | 4.31% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $7,140 | 5.41% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $9,465 | 4.68% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $9,355 | 4.68% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $6,274 | 4.28% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $8,568 | 4.46% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $12,532 | 4.90% |
| Minot, ND (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $9,725 | 5.33% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $11,510 | 4.24% |
| FLINT, MI (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $11,389 | 4.85% |
| RAPID CITY, SD (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $11,600 | 4.41% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $8,117 | 4.70% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $20,003 | 4.72% |
| Corsicana, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $14,416 | 5.60% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $7,161 | 4.68% |
| Palatka, FL (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $11,881 | 5.00% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $10,848 | 5.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $7,206 | 4.62% |
| Marinette, WI-MI (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $6,952 | 5.08% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $8,015 | 4.71% |
| ST. CLOUD, MN (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $9,503 | 4.89% |
| JACKSON, MI (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $7,450 | 4.63% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $10,681 | 4.09% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $7,822 | 4.82% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $7,452 | 4.71% |
| Shelby, NC (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $7,957 | 4.83% |
| LAREDO, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $13,831 | 4.41% |
| Centralia, WA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $11,404 | 4.62% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $8,035 | 5.23% |
| Orangeburg, SC (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $7,852 | 4.59% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $8,834 | 4.24% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $10,318 | 4.78% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $18,309 | 4.65% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $8,833 | 3.99% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $8,476 | 4.75% |
| Hilo, HI (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,299 | 3.69% |
| Nogales, AZ (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,305 | 4.65% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $17,949 | 4.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $7,198 | 4.55% |
| Forest City, NC (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $7,430 | 4.79% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $9,137 | 5.30% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $19,116 | 3.88% |
| GRANTS PASS, OR (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $10,382 | 4.22% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $8,064 | 4.70% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,055 | 4.71% |
| SAN ANGELO, TX (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $9,478 | 4.55% |
| AMARILLO, TX (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $8,886 | 5.14% |
| Helena, MT (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,914 | 4.62% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $10,636 | 4.92% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $11,783 | 5.19% |
| Payson, AZ (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $12,464 | 4.69% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,702 | 4.58% |
| Greeneville, TN (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $8,864 | 5.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,588 | 4.75% |
| Gallup, NM (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,802 | 5.15% |
| Elko, NV (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,924 | 4.79% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,865 | 4.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,213 | 4.53% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $7,764 | 4.71% |
| Elizabeth City, NC (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $10,315 | 5.05% |
| BISMARCK, ND (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $15,136 | 4.87% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $8,759 | 4.16% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $8,112 | 4.55% |
| MONROE, LA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,435 | 4.12% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $14,078 | 5.33% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $12,412 | 4.56% |
| JACKSON, TN (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $8,032 | 5.10% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $9,217 | 4.81% |
| Sanford, NC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $9,218 | 4.59% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $10,581 | 4.37% |
| Durango, CO (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $8,041 | 4.92% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $12,029 | 4.47% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $9,699 | 4.94% |
| REDDING, CA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $7,231 | 4.60% |
| Prineville, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $23,267 | 4.31% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $9,875 | 4.84% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $7,378 | 5.65% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $9,769 | 4.58% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $7,058 | 4.72% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $11,187 | 4.56% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $7,382 | 4.22% |
| Shelton, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,836 | 5.44% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $7,556 | 4.59% |
| ERIE, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $14,171 | 4.41% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $9,097 | 4.84% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,327 | 5.19% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $13,319 | 4.46% |
| Red Wing, MN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $9,963 | 4.81% |
| Laconia, NH (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $12,040 | 4.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,893 | 4.33% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,535 | 4.72% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $11,103 | 5.12% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,079 | 5.31% |
| Torrington, CT (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $13,334 | 5.29% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,925 | 5.38% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,215 | 4.29% |
| Levelland, TX (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $10,121 | 5.28% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,580 | 4.62% |
| Astoria, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $13,424 | 4.94% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,525 | 4.25% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,684 | 5.00% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $10,155 | 4.71% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,140 | 5.63% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $20,316 | 5.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $6,271 | 4.90% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $14,671 | 4.31% |
| LOGAN, UT-ID (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $9,010 | 4.83% |
| Farmington, MO (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,979 | 4.79% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $6,357 | 4.94% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $9,314 | 4.12% |
| Susanville, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,150 | 3.88% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,528 | 5.12% |
| Boone, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,634 | 4.87% |
| Douglas, GA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $7,451 | 5.03% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,175 | 4.38% |
| Moscow, ID (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,143 | 4.12% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,073 | 4.43% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,457 | 4.18% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $10,236 | 5.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,423 | 4.12% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,797 | 4.56% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $9,060 | 5.08% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $8,318 | 5.13% |
| Hood River, OR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,467 | 3.75% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $11,511 | 5.21% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,615 | 4.43% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,490 | 4.43% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,622 | 4.19% |
| MONROE, MI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $8,378 | 5.25% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $9,650 | 4.42% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,800 | 5.06% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,133 | 5.04% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $13,158 | 3.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $12,570 | 4.31% |
| NILES, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,069 | 4.43% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,566 | 4.75% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $15,228 | 4.81% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,716 | 4.24% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,695 | 4.88% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $11,846 | 4.37% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $12,020 | 5.13% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,153 | 4.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $13,370 | 4.56% |
| Jennings, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,593 | 4.25% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,699 | 4.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,527 | 4.37% |
| Holland, MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,174 | 5.46% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,082 | 3.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $6,899 | 5.53% |
| Alice, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,131 | 4.88% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,322 | 5.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,924 | 5.38% |
| Safford, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,211 | 5.06% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,586 | 5.05% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,559 | 4.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,387 | 4.50% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $13,183 | 4.81% |
| Riverton, WY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,573 | 5.25% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,881 | 5.63% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,419 | 5.56% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,897 | 3.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,984 | 4.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $14,290 | 4.94% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,034 | 5.00% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,883 | 5.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $11,134 | 5.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,199 | 4.06% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,356 | 4.44% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,256 | 4.62% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,499 | 4.37% |
| Craig, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,539 | 4.93% |
| Fallon, NV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,079 | 4.25% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,270 | 4.00% |
| ENID, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,821 | 4.25% |
| Athens, TN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $9,346 | 5.17% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,516 | 4.37% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $8,179 | 5.42% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $9,236 | 5.29% |
| Adrian, MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $8,344 | 5.17% |
| Murray, KY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,824 | 3.50% |
| Bay City, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,409 | 5.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $12,582 | 4.56% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,745 | 4.44% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $11,337 | 5.06% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $21,351 | 4.49% |
| Clovis, NM (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,445 | 4.63% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,982 | 4.00% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,171 | 4.37% |
| Easton, MD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,931 | 4.49% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,887 | 3.37% |
| CASPER, WY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,561 | 5.13% |
| Pella, IA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $10,782 | 4.63% |
| Washington, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,120 | 4.37% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,326 | 4.13% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,511 | 4.37% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,384 | 5.75% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,682 | 4.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,582 | 4.19% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,288 | 4.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,175 | 5.13% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,322 | 5.38% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $10,036 | 4.94% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,104 | 3.13% |
| Barre, VT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,818 | 4.37% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,021 | 5.04% |
| Starkville, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,294 | 4.75% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,716 | 4.94% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,639 | 4.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,775 | 4.68% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,461 | 4.75% |
| Othello, WA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,203 | 5.00% |
| Shawano, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,634 | 5.50% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,921 | 4.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,022 | 3.99% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,037 | 4.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,632 | 4.44% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,194 | 4.37% |
| Sonora, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,732 | 4.37% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,349 | 4.25% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $19,663 | 5.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,945 | 4.37% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,152 | 4.99% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,404 | 4.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,897 | 4.24% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,580 | 4.63% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,618 | 4.18% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,488 | 4.49% |
| Marion, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,305 | 5.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,337 | 5.38% |
| Jasper, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,940 | 4.13% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $9,810 | 4.94% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,403 | 4.24% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,250 | 4.75% |
| Brookings, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,753 | 3.75% |
| Danville, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,390 | 4.49% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $9,192 | 5.44% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,456 | 5.25% |
| Rockport, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,134 | 5.00% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,413 | 6.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $19,385 | 3.88% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,094 | 3.87% |
| Keene, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,264 | 4.25% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,378 | 3.75% |
| Evanston, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,281 | 4.88% |
| Crossville, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,419 | 4.88% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,776 | 4.19% |
| Sterling, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,354 | 4.63% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,273 | 4.62% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $15,150 | 4.75% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,731 | 4.62% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,354 | 4.75% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,503 | 4.24% |
| Winona, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,840 | 4.74% |
| Vernal, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,178 | 4.75% |
| Altus, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,908 | 4.74% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,870 | 4.37% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,827 | 5.13% |
| Jesup, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,809 | 4.88% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,938 | 4.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,615 | 4.75% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,077 | 5.63% |
| Pecos, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,474 | 6.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,796 | 3.75% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,783 | 4.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,600 | 4.99% |
| Atchison, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,596 | 4.13% |
| Henderson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,878 | 4.75% |
| Newport, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,859 | 5.25% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,647 | 4.25% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,877 | 4.62% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,415 | 5.13% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $14,205 | 3.63% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,789 | 5.50% |
| Branson, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,458 | 4.88% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,448 | 4.63% |
| Montrose, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,147 | 4.50% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,812 | 4.88% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,592 | 5.63% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,263 | 5.25% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,475 | 4.37% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,876 | 6.00% |
| Jasper, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,251 | 4.38% |
| Brookings, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,412 | 4.87% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,798 | 4.38% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,266 | 4.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,314 | 4.88% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,075 | 5.38% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,301 | 5.00% |
| Somerset, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $13,880 | 4.88% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,882 | 5.25% |
| Somerset, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,116 | 4.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,801 | 5.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,569 | 3.87% |
| Marietta, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,594 | 4.75% |
| Kennett, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,298 | 4.12% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,059 | 5.25% |
| North Platte, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,804 | 4.63% |
| Pampa, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $14,326 | 3.88% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,648 | 5.75% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,279 | 4.63% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,660 | 5.62% |
| Paris, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,557 | 5.50% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,565 | 4.74% |
| Marquette, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,023 | 4.63% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,779 | 4.88% |
| Troy, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,434 | 5.63% |
| Clinton, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,773 | 4.63% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,685 | 4.25% |
| Hastings, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,876 | 4.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,074 | 5.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,781 | 4.88% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,881 | 5.25% |
| Marion, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,345 | 6.13% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $12,991 | 4.75% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $12,668 | 5.00% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $13,630 | 4.75% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,903 | 5.13% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,823 | 4.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,851 | 4.75% |
| Platteville, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,015 | 5.75% |
| Celina, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,654 | 4.37% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,656 | 5.13% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,353 | 4.37% |
| Macomb, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,292 | 5.50% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,193 | 4.63% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $10,515 | 5.06% |
| Paris, TN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $7,940 | 4.44% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,499 | 5.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,920 | 4.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,007 | 5.25% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,630 | 5.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,344 | 4.75% |
| Elk City, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,524 | 5.50% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,698 | 4.38% |
| Willmar, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,203 | 5.25% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,286 | 5.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $10,726 | 5.63% |
| Salem, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,719 | 5.13% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,839 | 4.63% |
| Dayton, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,538 | 4.88% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $9,280 | 5.25% |
| La Grande, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $9,833 | 4.75% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $16,252 | 6.00% |
| Alma, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,796 | 5.25% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,979 | 5.00% |
| Summerville, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,522 | 5.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,574 | 5.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,519 | 4.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,709 | 3.88% |
| Richmond, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,544 | 4.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $8,215 | 5.25% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,483 | 4.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,345 | 4.38% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,976 | 5.24% |
| Dumas, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,119 | 5.63% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,934 | 5.88% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,538 | 5.13% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,087 | 4.25% |
| Brevard, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,517 | 4.75% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,300 | 5.25% |
| Kinston, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,903 | 5.13% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $8,603 | 5.75% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,783 | 6.00% |
| DuBois, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $7,673 | 4.25% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $5,192 | 4.25% |
| Sterling, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $4,857 | 4.00% |
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Product Mix
For 2018, Cardinal Financial's most frequently originated type of loan was Conventional, with 11,658 originations. Their 2nd most popular type was FHA, with 4,320 originations.
Loan Reason
For 2018, Cardinal Financial's most frequently cited loan purpose was Home Purchase, with 10,944 originations. The 2nd most popular reason was Cash Out Refi, with 3,555 originations.
Loan Duration/Length
For 2018, Cardinal Financial's most frequently cited loan duration was 30 Year, with 15,537 originations. The 2nd most popular length was 15 Year, with 1,522 originations.
Origination Fees/Closing Costs
Cardinal Financial's average total fees were $11,165, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,577 originations.
Interest Rates
During 2018, Cardinal Financial's average interest rate for loans was 4.85%, while their most frequently originated rate bucket for loans was 4-5%, with 10,042 originations.
Loan Sizing
2018 saw Cardinal Financial place emphasis on $200k-400k loans with 8,428 originations, totaling $2,356,290,000 in origination value.
Applicant Income
Cardinal Financial lent most frequently to those with incomes in the $50k-75k range, with 4,368 originations. The second most popular income band? $100k-150k, with 4,079 originations.
Applicant Debt to Income Ratio
Cardinal Financial lent most frequently to those with DTI ratios of 30-36%, with 2,726 originations. The next most common DTI ratio? 20-30%, with 2,646 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.28%
Cardinal Financial has an average approval rate.
Pick Rate
Approvals leading to origination-36.65%
Cardinal Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 17,570 | $4,479,040,000 | $254,925 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 174 | $24,510,000 | $140,862 |
| Single Family (1-4 Units):Site-Built | 17,396 | $4,454,530,000 | $256,066 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 12.0% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Closing on a mortgage | 2 | 8.0% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Improper use of your report | 1 | 4.0% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Trouble during payment process | 14 | 56.0% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Struggling to pay mortgage | 1 | 4.0% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Trouble during payment process | 1 | 4.0% |
| CARDINAL FINANCIAL COMPANY | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 4.0% |
| CARDINAL FINANCIAL COMPANY | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 4.0% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Closing on a mortgage | 1 | 4.0% |