Cardinal Financial Mortgage Rates, Fees & Info
Harrisburg, PALEI: 549300VORTI31GZTJL53
Tax ID: 23-2470039
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Mortgage Data
Review & Overview
Cardinal Financial is a large mortgage company specializing in Home Purchase and Cash Out Refi loans. Cardinal Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Dallas, Houston, Phoenix, and Las Vegas among others. We have data for 809 markets. (Some data included below & more in-depth data is available with an active subscription.)Cardinal Financial has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cardinal Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 4/28/24 |
| 30 Year Conventional Refi | 6.58% | 4/28/24 |
| 30 Year Cash-out Refi | 6.85% | 4/28/24 |
| 30 Year FHA Purchase | 7.56% | 4/28/24 |
| 30 Year FHA Refi | 7.11% | 4/28/24 |
| 30 Year VA Purchase | 6.53% | 4/28/24 |
| 30 Year VA Refi | 5.89% | 4/28/24 |
| 30 Year USDA Purchase | 6.93% | 4/28/24 |
| 30 Year USDA Refi | 6.72% | 4/28/24 |
| 15 Year Conventional Purchase | 5.14% | 4/28/24 |
| 15 Year Conventional Refi | 6.00% | 4/28/24 |
| 15 Year Cash-out Refi | 6.00% | 4/28/24 |
| 15 Year FHA Purchase | 7.36% | 4/28/24 |
| 15 Year FHA Refi | 7.19% | 4/28/24 |
| 15 Year VA Purchase | 6.02% | 4/28/24 |
| 15 Year VA Refi | 5.54% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cardinal Financial Mortgage Calculator
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This is not an official calculator from Cardinal Financial. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
41,404Origination Dollar Volume (All Markets)
$12,043,510,000Awards
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CARDINAL FINANCIAL - 2022
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2,480 | $1,096,560,000 | $442,161 | $16,124 | 4.77% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3,224 | $990,160,000 | $307,122 | $9,807 | 4.67% |
| Outside of Metro Areas | 1,856 | $427,480,000 | $230,323 | $9,414 | 4.86% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,312 | $365,940,000 | $278,918 | $9,258 | 4.59% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 921 | $303,505,000 | $329,539 | $8,991 | 4.44% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 810 | $291,850,000 | $360,309 | $9,484 | 4.71% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 642 | $268,490,000 | $418,209 | $12,097 | 4.51% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 417 | $231,375,000 | $554,856 | $13,853 | 4.41% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 803 | $223,675,000 | $278,549 | $10,003 | 4.70% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 652 | $211,950,000 | $325,077 | $10,170 | 4.59% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 382 | $210,540,000 | $551,152 | $11,670 | 4.43% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 853 | $202,495,000 | $237,392 | $9,180 | 4.74% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 340 | $201,300,000 | $592,059 | $13,160 | 4.52% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 706 | $201,110,000 | $284,858 | $9,506 | 4.65% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 684 | $198,440,000 | $290,117 | $8,843 | 4.53% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 707 | $194,185,000 | $274,661 | $8,538 | 4.79% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 523 | $173,535,000 | $331,807 | $8,728 | 4.70% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 436 | $164,560,000 | $377,431 | $11,180 | 4.26% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 367 | $148,755,000 | $405,327 | $8,160 | 4.84% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 569 | $147,845,000 | $259,833 | $7,922 | 4.43% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 353 | $141,195,000 | $399,986 | $11,345 | 4.66% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 543 | $134,035,000 | $246,842 | $8,521 | 4.51% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 420 | $128,520,000 | $306,000 | $9,474 | 4.57% |
| KNOXVILLE, TN (FHA|USDA|VA) | 526 | $119,400,000 | $226,996 | $9,216 | 4.97% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 400 | $106,310,000 | $265,775 | $10,390 | 4.70% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 239 | $93,815,000 | $392,531 | $9,685 | 4.76% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 355 | $91,355,000 | $257,338 | $9,099 | 4.59% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 320 | $91,010,000 | $284,406 | $10,137 | 4.56% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 209 | $88,545,000 | $423,660 | $11,045 | 4.85% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 133 | $85,255,000 | $641,015 | $11,687 | 4.44% |
| BATON ROUGE, LA (FHA|USDA|VA) | 361 | $80,665,000 | $223,449 | $7,388 | 4.77% |
| PROVO-OREM, UT (FHA|USDA|VA) | 176 | $77,020,000 | $437,614 | $9,862 | 4.76% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 162 | $75,490,000 | $465,988 | $14,049 | 4.66% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 296 | $73,460,000 | $248,176 | $10,507 | 4.87% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 196 | $71,960,000 | $367,143 | $13,548 | 4.74% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 420 | $71,430,000 | $170,071 | $5,641 | 5.27% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 185 | $70,365,000 | $380,351 | $9,910 | 4.51% |
| RENO, NV (FHA|USDA|VA) | 141 | $68,715,000 | $487,340 | $9,849 | 4.67% |
| LUBBOCK, TX (FHA|USDA|VA) | 293 | $65,215,000 | $222,577 | $8,928 | 4.97% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 294 | $64,770,000 | $220,306 | $7,970 | 5.24% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 211 | $61,235,000 | $290,213 | $10,010 | 4.81% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 184 | $60,180,000 | $327,065 | $10,939 | 4.44% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 362 | $60,040,000 | $165,856 | $5,503 | 5.33% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 140 | $58,220,000 | $415,857 | $10,368 | 4.32% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 152 | $56,480,000 | $371,579 | $9,950 | 4.52% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 217 | $56,455,000 | $260,161 | $6,930 | 4.92% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 220 | $55,820,000 | $253,727 | $8,840 | 4.86% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 234 | $54,830,000 | $234,316 | $9,627 | 4.95% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 238 | $50,060,000 | $210,336 | $7,518 | 5.28% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 242 | $49,370,000 | $204,008 | $7,347 | 4.46% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 172 | $47,940,000 | $278,721 | $9,960 | 4.65% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 164 | $47,000,000 | $286,585 | $6,585 | 4.22% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 177 | $46,635,000 | $263,475 | $10,145 | 5.40% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 229 | $46,425,000 | $202,729 | $6,567 | 4.51% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 236 | $44,690,000 | $189,364 | $6,672 | 4.28% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 234 | $43,630,000 | $186,453 | $7,689 | 5.32% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 185 | $42,675,000 | $230,676 | $8,479 | 4.60% |
| Cedar City, UT (FHA|USDA|VA) | 143 | $42,345,000 | $296,119 | $8,229 | 4.71% |
| COLUMBIA, SC (FHA|USDA|VA) | 159 | $40,205,000 | $252,862 | $8,461 | 5.21% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 152 | $39,880,000 | $262,368 | $8,015 | 4.49% |
| FRESNO, CA (FHA|USDA|VA) | 140 | $39,820,000 | $284,429 | $10,305 | 4.19% |
| COLUMBUS, OH (FHA|USDA|VA) | 181 | $39,715,000 | $219,420 | $8,383 | 4.58% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 163 | $39,565,000 | $242,730 | $7,063 | 4.80% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 216 | $39,500,000 | $182,870 | $6,955 | 4.29% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 143 | $33,915,000 | $237,168 | $9,755 | 4.49% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 132 | $32,930,000 | $249,470 | $8,656 | 4.42% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 152 | $31,380,000 | $206,447 | $6,494 | 4.45% |
| TUCSON, AZ (FHA|USDA|VA) | 132 | $31,330,000 | $237,348 | $7,518 | 4.21% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 105 | $30,655,000 | $291,952 | $9,300 | 5.11% |
| EL CENTRO, CA (FHA|USDA|VA) | 150 | $29,430,000 | $196,200 | $8,520 | 3.71% |
| EL PASO, TX (FHA|USDA|VA) | 205 | $28,905,000 | $141,000 | $6,167 | 3.79% |
| SPARTANBURG, SC (FHA|USDA|VA) | 129 | $28,665,000 | $222,209 | $8,955 | 4.82% |
| DOVER, DE (FHA|USDA|VA) | 101 | $28,595,000 | $283,119 | $11,209 | 4.82% |
| Heber, UT (FHA|USDA|VA) | 39 | $27,385,000 | $702,179 | $8,848 | 4.66% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 84 | $27,300,000 | $325,000 | $10,344 | 4.53% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 105 | $26,485,000 | $252,238 | $8,617 | 4.41% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 116 | $26,310,000 | $226,810 | $8,483 | 4.95% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 67 | $26,165,000 | $390,522 | $11,810 | 4.85% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 132 | $25,540,000 | $193,485 | $6,680 | 4.28% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 125 | $25,345,000 | $202,760 | $6,746 | 4.19% |
| TYLER, TX (FHA|USDA|VA) | 100 | $25,100,000 | $251,000 | $8,873 | 4.71% |
| TULSA, OK (FHA|USDA|VA) | 108 | $24,820,000 | $229,815 | $9,119 | 5.01% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 42 | $24,450,000 | $582,143 | $18,481 | 4.44% |
| ABILENE, TX (FHA|USDA|VA) | 102 | $24,350,000 | $238,725 | $10,003 | 5.17% |
| MIDLAND, MI (FHA|USDA|VA) | 118 | $23,790,000 | $201,610 | $5,426 | 5.30% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 91 | $23,765,000 | $261,154 | $9,883 | 4.44% |
| OCALA, FL (FHA|USDA|VA) | 102 | $23,570,000 | $231,078 | $9,181 | 4.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 101 | $23,145,000 | $229,158 | $9,202 | 4.30% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 66 | $22,540,000 | $341,515 | $9,533 | 4.65% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 116 | $22,530,000 | $194,224 | $7,230 | 4.32% |
| ODESSA, TX (FHA|USDA|VA) | 111 | $22,485,000 | $202,568 | $9,982 | 5.05% |
| ASHEVILLE, NC (FHA|USDA|VA) | 81 | $22,165,000 | $273,642 | $9,594 | 4.60% |
| PITTSBURGH, PA (FHA|USDA|VA) | 128 | $21,690,000 | $169,453 | $7,450 | 4.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 32 | $21,680,000 | $677,500 | $11,300 | 4.15% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 49 | $21,575,000 | $440,306 | $14,324 | 4.48% |
| SANTA FE, NM (FHA|USDA|VA) | 63 | $21,185,000 | $336,270 | $14,505 | 4.78% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 79 | $20,845,000 | $263,861 | $7,000 | 5.06% |
| VALLEJO, CA (FHA|USDA|VA) | 48 | $20,800,000 | $433,333 | $11,732 | 4.60% |
| VISALIA, CA (FHA|USDA|VA) | 95 | $20,775,000 | $218,684 | $9,004 | 4.09% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 36 | $20,120,000 | $558,889 | $9,635 | 4.92% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 75 | $20,005,000 | $266,733 | $9,269 | 4.85% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 59 | $19,355,000 | $328,051 | $8,386 | 4.76% |
| MORRISTOWN, TN (FHA|USDA|VA) | 90 | $18,650,000 | $207,222 | $8,707 | 4.96% |
| LOUISVILLE, KY (FHA|USDA|VA) | 87 | $18,425,000 | $211,782 | $7,163 | 4.64% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 80 | $18,410,000 | $230,125 | $11,577 | 4.74% |
| STOCKTON, CA (FHA|USDA|VA) | 43 | $18,085,000 | $420,581 | $11,484 | 4.53% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 70 | $17,540,000 | $250,571 | $10,964 | 4.49% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 62 | $17,230,000 | $277,903 | $9,202 | 4.82% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 49 | $17,035,000 | $347,653 | $14,159 | 4.86% |
| WENATCHEE, WA (FHA|USDA|VA) | 51 | $16,965,000 | $332,647 | $11,838 | 5.01% |
| RICHMOND, VA (FHA|USDA|VA) | 72 | $16,940,000 | $235,278 | $8,167 | 4.42% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 64 | $16,810,000 | $262,656 | $9,204 | 4.37% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 68 | $16,560,000 | $243,529 | $9,790 | 4.35% |
| Gillette, WY (FHA|USDA|VA) | 63 | $15,375,000 | $244,048 | $8,644 | 5.28% |
| MIDLAND, TX (FHA|USDA|VA) | 60 | $14,320,000 | $238,667 | $10,608 | 4.95% |
| GAINESVILLE, FL (FHA|USDA|VA) | 59 | $14,195,000 | $240,593 | $8,898 | 4.45% |
| LYNCHBURG, VA (FHA|USDA|VA) | 62 | $14,110,000 | $227,581 | $7,419 | 4.66% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 52 | $14,040,000 | $270,000 | $8,428 | 5.10% |
| ST. GEORGE, UT (FHA|USDA|VA) | 37 | $13,905,000 | $375,811 | $8,590 | 4.56% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 74 | $13,460,000 | $181,892 | $6,066 | 4.44% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 55 | $13,405,000 | $243,727 | $7,151 | 4.25% |
| MOBILE, AL (FHA|USDA|VA) | 71 | $13,385,000 | $188,521 | $7,533 | 4.61% |
| MERCED, CA (FHA|USDA|VA) | 45 | $13,275,000 | $295,000 | $9,228 | 3.72% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 62 | $13,260,000 | $213,871 | $9,239 | 4.63% |
| Kapaa, HI (FHA|USDA|VA) | 22 | $13,140,000 | $597,273 | $15,627 | 4.30% |
| SAVANNAH, GA (FHA|USDA|VA) | 55 | $13,065,000 | $237,545 | $9,126 | 4.31% |
| Granbury, TX (FHA|USDA|VA) | 53 | $13,055,000 | $246,321 | $8,890 | 5.08% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 22 | $13,020,000 | $591,818 | $16,876 | 4.49% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 50 | $13,020,000 | $260,400 | $8,926 | 3.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 73 | $12,445,000 | $170,479 | $6,363 | 4.78% |
| LONGVIEW, WA (FHA|USDA|VA) | 38 | $12,430,000 | $327,105 | $10,911 | 4.34% |
| SALEM, OR (FHA|USDA|VA) | 41 | $12,415,000 | $302,805 | $10,699 | 4.64% |
| ROANOKE, VA (FHA|USDA|VA) | 65 | $12,405,000 | $190,846 | $7,480 | 4.74% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 60 | $12,390,000 | $206,500 | $6,113 | 4.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 58 | $12,180,000 | $210,000 | $7,055 | 4.59% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 53 | $12,165,000 | $229,528 | $9,370 | 4.71% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 53 | $12,095,000 | $228,208 | $8,446 | 4.23% |
| AMARILLO, TX (FHA|USDA|VA) | 55 | $11,345,000 | $206,273 | $7,478 | 4.90% |
| Sevierville, TN (FHA|USDA|VA) | 39 | $11,225,000 | $287,821 | $10,617 | 4.76% |
| SALINAS, CA (FHA|USDA|VA) | 20 | $11,210,000 | $560,500 | $12,823 | 4.22% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 61 | $11,185,000 | $183,361 | $7,268 | 4.05% |
| SAGINAW, MI (FHA|USDA|VA) | 66 | $11,150,000 | $168,939 | $5,288 | 5.12% |
| PANAMA CITY, FL (FHA|USDA|VA) | 46 | $11,050,000 | $240,217 | $8,099 | 4.81% |
| GREEN BAY, WI (FHA|USDA|VA) | 49 | $10,715,000 | $218,673 | $5,187 | 4.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 26 | $10,700,000 | $411,538 | $10,383 | 4.17% |
| Athens, TN (FHA|USDA|VA) | 51 | $10,455,000 | $205,000 | $9,519 | 4.69% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 51 | $10,345,000 | $202,843 | $9,501 | 4.82% |
| MODESTO, CA (FHA|USDA|VA) | 32 | $10,320,000 | $322,500 | $8,317 | 4.73% |
| FARGO, ND-MN (FHA|USDA|VA) | 40 | $10,220,000 | $255,500 | $10,626 | 4.55% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 44 | $9,800,000 | $222,727 | $8,312 | 4.68% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 41 | $9,795,000 | $238,902 | $7,345 | 4.47% |
| HAMMOND, LA (FHA|USDA|VA) | 43 | $9,715,000 | $225,930 | $8,389 | 5.03% |
| Shelby, NC (FHA|USDA|VA) | 49 | $9,675,000 | $197,449 | $8,056 | 4.28% |
| GREENVILLE, NC (FHA|USDA|VA) | 48 | $9,480,000 | $197,500 | $6,601 | 3.87% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 26 | $9,260,000 | $356,154 | $11,966 | 4.19% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 36 | $9,180,000 | $255,000 | $7,741 | 4.20% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 38 | $8,890,000 | $233,947 | $9,140 | 4.96% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 60 | $8,640,000 | $144,000 | $6,366 | 4.03% |
| GREELEY, CO (FHA|USDA|VA) | 23 | $8,525,000 | $370,652 | $10,782 | 4.31% |
| LAS CRUCES, NM (FHA|USDA|VA) | 36 | $8,440,000 | $234,444 | $7,788 | 4.60% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 40 | $8,380,000 | $209,500 | $8,802 | 4.99% |
| LONGVIEW, TX (FHA|USDA|VA) | 40 | $8,220,000 | $205,500 | $8,266 | 4.10% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 37 | $8,145,000 | $220,135 | $9,245 | 4.51% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 20 | $8,130,000 | $406,500 | $12,651 | 4.56% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 54 | $8,060,000 | $149,259 | $6,881 | 4.24% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 35 | $8,045,000 | $229,857 | $10,171 | 4.87% |
| HINESVILLE, GA (FHA|USDA|VA) | 40 | $8,030,000 | $200,750 | $8,828 | 4.80% |
| Athens, TX (FHA|USDA|VA) | 33 | $7,785,000 | $235,909 | $8,384 | 4.96% |
| MADERA, CA (FHA|USDA|VA) | 23 | $7,755,000 | $337,174 | $11,139 | 4.59% |
| CLEVELAND, TN (FHA|USDA|VA) | 34 | $7,720,000 | $227,059 | $8,068 | 4.86% |
| Greeneville, TN (FHA|USDA|VA) | 41 | $7,675,000 | $187,195 | $7,971 | 5.69% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 12 | $7,600,000 | $633,333 | $14,337 | 4.48% |
| NAPA, CA (FHA|USDA|VA) | 12 | $7,550,000 | $629,167 | $15,832 | 5.56% |
| Pahrump, NV (FHA|USDA|VA) | 32 | $7,530,000 | $235,313 | $9,974 | 4.59% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 34 | $7,510,000 | $220,882 | $8,420 | 4.48% |
| Key West, FL (FHA|USDA|VA) | 11 | $7,465,000 | $678,636 | $17,452 | 3.95% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 13 | $7,295,000 | $561,154 | $13,305 | 4.80% |
| Plymouth, IN (FHA|USDA|VA) | 43 | $7,015,000 | $163,140 | $6,205 | 5.34% |
| MADISON, WI (FHA|USDA|VA) | 27 | $7,005,000 | $259,444 | $6,891 | 4.16% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 30 | $7,000,000 | $233,333 | $9,460 | 4.83% |
| GAINESVILLE, GA (FHA|USDA|VA) | 14 | $6,960,000 | $497,143 | $14,616 | 4.56% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 29 | $6,925,000 | $238,793 | $9,111 | 4.12% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 33 | $6,915,000 | $209,545 | $8,619 | 4.92% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 31 | $6,825,000 | $220,161 | $9,349 | 4.54% |
| DULUTH, MN-WI (FHA|USDA|VA) | 33 | $6,725,000 | $203,788 | $8,715 | 5.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 37 | $6,705,000 | $181,216 | $7,788 | 5.19% |
| LAFAYETTE, LA (FHA|USDA|VA) | 27 | $6,575,000 | $243,519 | $7,870 | 4.02% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 25 | $6,555,000 | $262,200 | $10,393 | 4.53% |
| Fernley, NV (FHA|USDA|VA) | 22 | $6,470,000 | $294,091 | $12,043 | 4.74% |
| WILMINGTON, NC (FHA|USDA|VA) | 24 | $6,420,000 | $267,500 | $4,752 | 4.59% |
| Ellensburg, WA (FHA|USDA|VA) | 16 | $6,260,000 | $391,250 | $13,400 | 4.78% |
| FOND DU LAC, WI (FHA|USDA|VA) | 42 | $6,160,000 | $146,667 | $5,743 | 5.07% |
| LAWTON, OK (FHA|USDA|VA) | 33 | $6,075,000 | $184,091 | $9,905 | 5.70% |
| MEDFORD, OR (FHA|USDA|VA) | 17 | $6,065,000 | $356,765 | $10,818 | 4.37% |
| FORT COLLINS, CO (FHA|USDA|VA) | 18 | $6,060,000 | $336,667 | $8,202 | 4.70% |
| ROCHESTER, MN (FHA|USDA|VA) | 31 | $6,035,000 | $194,677 | $6,173 | 4.34% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 26 | $6,010,000 | $231,154 | $9,702 | 4.74% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 30 | $5,930,000 | $197,667 | $6,912 | 4.53% |
| BAY CITY, MI (FHA|USDA|VA) | 42 | $5,890,000 | $140,238 | $4,989 | 5.12% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 29 | $5,855,000 | $201,897 | $5,892 | 4.20% |
| BOULDER, CO (FHA|USDA|VA) | 11 | $5,825,000 | $529,545 | $11,164 | 4.16% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 27 | $5,805,000 | $215,000 | $9,056 | 4.50% |
| FLINT, MI (FHA|USDA|VA) | 35 | $5,765,000 | $164,714 | $5,643 | 4.66% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 30 | $5,750,000 | $191,667 | $8,424 | 4.28% |
| ST. CLOUD, MN (FHA|USDA|VA) | 27 | $5,745,000 | $212,778 | $8,668 | 4.68% |
| Traverse City, MI (FHA|USDA|VA) | 23 | $5,635,000 | $245,000 | $7,919 | 5.16% |
| Hilo, HI (FHA|USDA|VA) | 12 | $5,630,000 | $469,167 | $11,300 | 4.51% |
| Warsaw, IN (FHA|USDA|VA) | 36 | $5,510,000 | $153,056 | $5,253 | 5.29% |
| YUBA CITY, CA (FHA|USDA|VA) | 18 | $5,440,000 | $302,222 | $9,413 | 4.58% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 28 | $5,380,000 | $192,143 | $9,301 | 4.37% |
| Seneca, SC (FHA|USDA|VA) | 24 | $5,360,000 | $223,333 | $10,532 | 4.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 21 | $5,305,000 | $252,619 | $10,385 | 5.21% |
| Marion, NC (FHA|USDA|VA) | 35 | $5,215,000 | $149,000 | $8,206 | 4.77% |
| Georgetown, SC (FHA|USDA|VA) | 16 | $5,120,000 | $320,000 | $8,488 | 4.52% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 23 | $5,105,000 | $221,957 | $5,725 | 4.44% |
| Columbus, MS (FHA|USDA|VA) | 28 | $5,100,000 | $182,143 | $8,070 | 4.68% |
| ROCKFORD, IL (FHA|USDA|VA) | 31 | $5,065,000 | $163,387 | $6,534 | 4.90% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 9 | $5,025,000 | $558,333 | $10,481 | 4.58% |
| WACO, TX (FHA|USDA|VA) | 22 | $5,020,000 | $228,182 | $8,452 | 4.58% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 17 | $5,015,000 | $295,000 | $10,218 | 4.57% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 17 | $4,905,000 | $288,529 | $8,820 | 4.15% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 29 | $4,875,000 | $168,103 | $7,145 | 4.68% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 20 | $4,830,000 | $241,500 | $8,018 | 4.17% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 9 | $4,825,000 | $536,111 | $14,991 | 3.99% |
| Port Angeles, WA (FHA|USDA|VA) | 14 | $4,800,000 | $342,857 | $8,890 | 6.33% |
| DALTON, GA (FHA|USDA|VA) | 24 | $4,800,000 | $200,000 | $6,986 | 4.92% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 30 | $4,760,000 | $158,667 | $6,883 | 4.64% |
| Whitewater, WI (FHA|USDA|VA) | 19 | $4,725,000 | $248,684 | $7,157 | 4.58% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 13 | $4,625,000 | $355,769 | $11,369 | 4.11% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 19 | $4,555,000 | $239,737 | $7,916 | 4.59% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $4,495,000 | $642,143 | $11,458 | 4.20% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 30 | $4,490,000 | $149,667 | $7,521 | 4.79% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 16 | $4,410,000 | $275,625 | $12,393 | 4.93% |
| THE VILLAGES, FL (FHA|USDA|VA) | 16 | $4,400,000 | $275,000 | $9,831 | 4.50% |
| Forest City, NC (FHA|USDA|VA) | 20 | $4,320,000 | $216,000 | $14,477 | 4.78% |
| AKRON, OH (FHA|USDA|VA) | 28 | $4,300,000 | $153,571 | $5,995 | 4.56% |
| NILES, MI (FHA|USDA|VA) | 30 | $4,240,000 | $141,333 | $5,892 | 5.32% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 20 | $4,190,000 | $209,500 | $9,403 | 4.67% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 9 | $4,185,000 | $465,000 | $6,867 | 4.60% |
| READING, PA (FHA|USDA|VA) | 20 | $4,160,000 | $208,000 | $8,011 | 4.02% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 13 | $4,155,000 | $319,615 | $8,099 | 4.11% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 22 | $4,040,000 | $183,636 | $7,115 | 4.42% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 18 | $4,030,000 | $223,889 | $7,892 | 4.21% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 21 | $3,985,000 | $189,762 | $10,517 | 4.66% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 17 | $3,985,000 | $234,412 | $6,964 | 4.03% |
| VALDOSTA, GA (FHA|USDA|VA) | 17 | $3,935,000 | $231,471 | $8,923 | 5.32% |
| BEND, OR (FHA|USDA|VA) | 9 | $3,925,000 | $436,111 | $12,907 | 4.73% |
| PUEBLO, CO (FHA|USDA|VA) | 16 | $3,910,000 | $244,375 | $9,381 | 4.15% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 15 | $3,855,000 | $257,000 | $7,376 | 4.04% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 12 | $3,850,000 | $320,833 | $7,851 | 4.02% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 23 | $3,815,000 | $165,870 | $6,426 | 4.99% |
| SUMTER, SC (FHA|USDA|VA) | 18 | $3,780,000 | $210,000 | $8,068 | 5.30% |
| RAPID CITY, SD (FHA|USDA|VA) | 12 | $3,730,000 | $310,833 | $7,505 | 4.21% |
| MONTGOMERY, AL (FHA|USDA|VA) | 18 | $3,670,000 | $203,889 | $7,561 | 4.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 13 | $3,655,000 | $281,154 | $8,226 | 5.09% |
| YAKIMA, WA (FHA|USDA|VA) | 11 | $3,645,000 | $331,364 | $10,906 | 4.49% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 10 | $3,590,000 | $359,000 | $7,919 | 4.29% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 13 | $3,585,000 | $275,769 | $13,104 | 4.72% |
| Red Wing, MN (FHA|USDA|VA) | 15 | $3,575,000 | $238,333 | $8,475 | 4.29% |
| DECATUR, AL (FHA|USDA|VA) | 19 | $3,535,000 | $186,053 | $7,349 | 4.87% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 16 | $3,530,000 | $220,625 | $8,637 | 4.40% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 22 | $3,530,000 | $160,455 | $6,864 | 5.00% |
| JACKSON, TN (FHA|USDA|VA) | 18 | $3,520,000 | $195,556 | $6,213 | 4.04% |
| JONESBORO, AR (FHA|USDA|VA) | 18 | $3,520,000 | $195,556 | $7,581 | 4.08% |
| BILLINGS, MT (FHA|USDA|VA) | 14 | $3,470,000 | $247,857 | $8,204 | 3.91% |
| Show Low, AZ (FHA|USDA|VA) | 13 | $3,465,000 | $266,538 | $8,157 | 5.19% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 15 | $3,425,000 | $228,333 | $9,342 | 5.11% |
| Muscatine, IA (FHA|USDA|VA) | 21 | $3,415,000 | $162,619 | $7,196 | 4.90% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 18 | $3,410,000 | $189,444 | $7,118 | 5.63% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 15 | $3,405,000 | $227,000 | $4,911 | 4.81% |
| Dayton, TN (FHA|USDA|VA) | 12 | $3,370,000 | $280,833 | $8,499 | 5.08% |
| BURLINGTON, NC (FHA|USDA|VA) | 15 | $3,365,000 | $224,333 | $7,706 | 4.19% |
| YUMA, AZ (FHA|USDA|VA) | 16 | $3,360,000 | $210,000 | $8,105 | 4.41% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 14 | $3,350,000 | $239,286 | $10,663 | 3.53% |
| LOGAN, UT-ID (FHA|USDA|VA) | 11 | $3,345,000 | $304,091 | $8,583 | 4.34% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 12 | $3,340,000 | $278,333 | $7,465 | 5.18% |
| ENID, OK (FHA|USDA|VA) | 21 | $3,325,000 | $158,333 | $7,926 | 5.12% |
| Jefferson, GA (FHA|USDA|VA) | 10 | $3,240,000 | $324,000 | $11,740 | 5.06% |
| Torrington, CT (FHA|USDA|VA) | 13 | $3,225,000 | $248,077 | $8,229 | 4.52% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 13 | $3,205,000 | $246,538 | $10,003 | 4.67% |
| CHICO, CA (FHA|USDA|VA) | 13 | $3,175,000 | $244,231 | $9,353 | 4.17% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 10 | $3,160,000 | $316,000 | $11,108 | 4.80% |
| Kalispell, MT (FHA|USDA|VA) | 7 | $3,105,000 | $443,571 | $19,790 | 4.30% |
| NEW BERN, NC (FHA|USDA|VA) | 16 | $3,060,000 | $191,250 | $6,742 | 4.47% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 18 | $3,060,000 | $170,000 | $6,526 | 5.07% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 15 | $3,055,000 | $203,667 | $9,199 | 4.67% |
| Moses Lake, WA (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $11,239 | 4.90% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 16 | $3,020,000 | $188,750 | $6,087 | 4.45% |
| Palatka, FL (FHA|USDA|VA) | 17 | $3,015,000 | $177,353 | $8,676 | 4.53% |
| KANKAKEE, IL (FHA|USDA|VA) | 16 | $3,010,000 | $188,125 | $7,784 | 5.29% |
| Corsicana, TX (FHA|USDA|VA) | 16 | $2,990,000 | $186,875 | $6,638 | 4.26% |
| FORT WAYNE, IN (FHA|USDA|VA) | 19 | $2,945,000 | $155,000 | $5,222 | 4.32% |
| Glenwood Springs, CO (FHA|USDA|VA) | 11 | $2,935,000 | $266,818 | $7,714 | 3.24% |
| Mineral Wells, TX (FHA|USDA|VA) | 14 | $2,930,000 | $209,286 | $9,931 | 4.96% |
| Centralia, WA (FHA|USDA|VA) | 11 | $2,915,000 | $265,000 | $7,587 | 4.82% |
| Oil City, PA (FHA|USDA|VA) | 27 | $2,915,000 | $107,963 | $6,080 | 4.93% |
| Crossville, TN (FHA|USDA|VA) | 15 | $2,905,000 | $193,667 | $7,473 | 4.89% |
| Spearfish, SD (FHA|USDA|VA) | 7 | $2,885,000 | $412,143 | $13,128 | 5.45% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $8,862 | 4.18% |
| Outside of Metro Areas | 10 | $2,860,000 | $286,000 | $9,437 | 4.11% |
| Oak Harbor, WA (FHA|USDA|VA) | 7 | $2,825,000 | $403,571 | $9,881 | 4.68% |
| REDDING, CA (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $11,305 | 5.07% |
| Tupelo, MS (FHA|USDA|VA) | 13 | $2,795,000 | $215,000 | $7,542 | 4.57% |
| Gaffney, SC (FHA|USDA|VA) | 13 | $2,785,000 | $214,231 | $9,069 | 5.59% |
| Payson, AZ (FHA|USDA|VA) | 10 | $2,780,000 | $278,000 | $8,350 | 4.62% |
| RACINE, WI (FHA|USDA|VA) | 13 | $2,745,000 | $211,154 | $6,936 | 4.62% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 16 | $2,720,000 | $170,000 | $8,261 | 4.51% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $9,739 | 5.09% |
| TOLEDO, OH (FHA|USDA|VA) | 17 | $2,715,000 | $159,706 | $6,378 | 4.98% |
| Shelbyville, TN (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $9,613 | 4.77% |
| Cadillac, MI (FHA|USDA|VA) | 18 | $2,710,000 | $150,556 | $7,136 | 5.30% |
| Williston, ND (FHA|USDA|VA) | 8 | $2,690,000 | $336,250 | $13,511 | 4.67% |
| Albemarle, NC (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $7,515 | 3.94% |
| Bluefield, WV-VA (FHA|USDA|VA) | 16 | $2,660,000 | $166,250 | $6,415 | 4.72% |
| Jacksonville, TX (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $9,595 | 4.50% |
| Fredericksburg, TX (FHA|USDA|VA) | 6 | $2,540,000 | $423,333 | $10,873 | 3.79% |
| Bonham, TX (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $10,551 | 4.44% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $7,930 | 3.74% |
| Newport, TN (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $9,456 | 5.00% |
| LANCASTER, PA (FHA|USDA|VA) | 12 | $2,510,000 | $209,167 | $7,534 | 3.36% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 13 | $2,505,000 | $192,692 | $9,341 | 4.36% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $9,599 | 4.94% |
| Boone, NC (FHA|USDA|VA) | 7 | $2,445,000 | $349,286 | $7,406 | 3.70% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 13 | $2,415,000 | $185,769 | $7,823 | 4.50% |
| FLORENCE, SC (FHA|USDA|VA) | 11 | $2,405,000 | $218,636 | $7,423 | 4.10% |
| Arcadia, FL (FHA|USDA|VA) | 11 | $2,405,000 | $218,636 | $8,781 | 4.61% |
| Mount Pleasant, TX (FHA|USDA|VA) | 5 | $2,395,000 | $479,000 | $14,007 | 5.37% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 13 | $2,375,000 | $182,692 | $7,840 | 4.66% |
| Beaver Dam, WI (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $8,096 | 4.59% |
| Greenwood, SC (FHA|USDA|VA) | 12 | $2,350,000 | $195,833 | $9,379 | 4.91% |
| WICHITA, KS (FHA|USDA|VA) | 15 | $2,345,000 | $156,333 | $7,438 | 4.67% |
| Gainesville, TX (FHA|USDA|VA) | 12 | $2,330,000 | $194,167 | $7,951 | 3.59% |
| Lake City, FL (FHA|USDA|VA) | 14 | $2,320,000 | $165,714 | $7,922 | 3.87% |
| Statesboro, GA (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $9,518 | 5.21% |
| Clewiston, FL (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $9,159 | 4.78% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 13 | $2,285,000 | $175,769 | $6,321 | 4.45% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $7,337 | 4.35% |
| Elizabeth City, NC (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $10,380 | 4.20% |
| Lawrenceburg, TN (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $9,962 | 4.95% |
| COLUMBIA, MO (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $7,686 | 3.37% |
| BINGHAMTON, NY (FHA|USDA|VA) | 12 | $2,190,000 | $182,500 | $10,819 | 4.71% |
| LEBANON, PA (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $8,399 | 4.93% |
| Newberry, SC (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $12,737 | 6.21% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $11,017 | 4.50% |
| Owatonna, MN (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $8,480 | 3.90% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $2,135,000 | $711,667 | $2,801 | 3.71% |
| ROCHESTER, NY (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $10,411 | 4.85% |
| Sturgis, MI (FHA|USDA|VA) | 13 | $2,125,000 | $163,462 | $7,874 | 5.58% |
| Mount Airy, NC (FHA|USDA|VA) | 15 | $2,115,000 | $141,000 | $4,712 | 4.05% |
| ANCHORAGE, AK (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $7,634 | 3.71% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $9,511 | 4.81% |
| Española, NM (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $14,237 | 5.19% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $2,035,000 | $407,000 | $9,214 | 3.78% |
| ROME, GA (FHA|USDA|VA) | 13 | $2,035,000 | $156,538 | $6,381 | 3.80% |
| Paragould, AR (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $6,632 | 4.90% |
| SYRACUSE, NY (FHA|USDA|VA) | 11 | $2,005,000 | $182,273 | $8,934 | 4.76% |
| Stephenville, TX (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $9,646 | 5.26% |
| JACKSON, MS (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $8,916 | 4.89% |
| JACKSON, MI (FHA|USDA|VA) | 15 | $1,955,000 | $130,333 | $5,583 | 5.07% |
| TWIN FALLS, ID (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $7,383 | 3.89% |
| Jesup, GA (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $7,752 | 4.17% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $6,113 | 5.45% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $11,016 | 4.17% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $7,805 | 4.52% |
| LAREDO, TX (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $9,981 | 4.37% |
| Tahlequah, OK (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $13,021 | 5.10% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $11,983 | 5.16% |
| Rockport, TX (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $8,902 | 4.39% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $6,184 | 4.81% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $8,857 | 5.71% |
| MONROE, MI (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $4,004 | 4.81% |
| Sulphur Springs, TX (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $8,892 | 4.05% |
| Levelland, TX (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $10,692 | 5.61% |
| Mount Pleasant, MI (FHA|USDA|VA) | 12 | $1,850,000 | $154,167 | $6,100 | 5.42% |
| STAUNTON, VA (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $7,329 | 3.98% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 13 | $1,825,000 | $140,385 | $5,551 | 4.55% |
| Snyder, TX (FHA|USDA|VA) | 14 | $1,820,000 | $130,000 | $7,670 | 5.28% |
| Lewisburg, TN (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $8,367 | 4.05% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $17,896 | 4.63% |
| Red Bluff, CA (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $7,747 | 4.64% |
| ALBANY, GA (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $9,892 | 4.89% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 12 | $1,760,000 | $146,667 | $6,662 | 4.05% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,760,000 | $440,000 | $10,349 | 5.47% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $4,801 | 5.40% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $10,067 | 3.95% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $5,044 | 4.36% |
| Durango, CO (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $8,330 | 3.92% |
| Richmond-Berea, KY (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $6,621 | 4.22% |
| Wilson, NC (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $6,944 | 3.56% |
| Hutchinson, MN (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $11,027 | 4.95% |
| Cullowhee, NC (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $11,307 | 4.38% |
| Astoria, OR (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $10,065 | 5.82% |
| LaGrange, GA-AL (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $5,348 | 4.67% |
| Huntsville, TX (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $11,680 | 6.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $8,120 | 5.82% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $6,678 | 4.75% |
| JOPLIN, MO (FHA|USDA|VA) | 11 | $1,635,000 | $148,636 | $6,631 | 4.42% |
| BISMARCK, ND (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $10,182 | 4.26% |
| Brainerd, MN (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $8,560 | 4.17% |
| POCATELLO, ID (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $8,500 | 3.89% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $6,171 | 3.58% |
| APPLETON, WI (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $4,980 | 4.06% |
| BRUNSWICK, GA (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $7,482 | 4.67% |
| Holland, MI (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $4,793 | 5.03% |
| Middlesborough, KY (FHA|USDA|VA) | 10 | $1,530,000 | $153,000 | $8,782 | 5.34% |
| Juneau, AK (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $9,582 | 4.75% |
| Newport, OR (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $8,483 | 4.00% |
| PEORIA, IL (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $6,654 | 4.07% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $5,295 | 3.91% |
| SAN ANGELO, TX (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $7,733 | 4.04% |
| Brookings, OR (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $10,277 | 3.67% |
| BANGOR, ME (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $10,109 | 4.69% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $7,435 | 4.59% |
| Meadville, PA (FHA|USDA|VA) | 13 | $1,425,000 | $109,615 | $6,909 | 4.64% |
| Danville, VA (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $7,411 | 5.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $7,974 | 5.27% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $4,941 | 3.80% |
| Sweetwater, TX (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $11,844 | 5.69% |
| Kendallville, IN (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $5,220 | 5.82% |
| Aberdeen, WA (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $4,978 | 3.27% |
| Sanford, NC (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $9,156 | 4.85% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $9,904 | 5.38% |
| Milledgeville, GA (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $13,060 | 5.75% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $8,156 | 4.45% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $4,385 | 4.41% |
| Fergus Falls, MN (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $7,694 | 4.21% |
| Clinton, IA (FHA|USDA|VA) | 10 | $1,330,000 | $133,000 | $7,568 | 5.23% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $6,907 | 4.50% |
| Okeechobee, FL (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $11,582 | 5.98% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $18,635 | 4.71% |
| Shawnee, OK (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $7,357 | 4.38% |
| FARMINGTON, NM (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $5,526 | 3.91% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $13,542 | 5.40% |
| Dickinson, ND (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $8,586 | 4.21% |
| Plainview, TX (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $9,133 | 4.57% |
| Manitowoc, WI (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $4,883 | 5.23% |
| Alamogordo, NM (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $8,838 | 3.68% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 9 | $1,265,000 | $140,556 | $7,162 | 5.88% |
| DuBois, PA (FHA|USDA|VA) | 9 | $1,265,000 | $140,556 | $5,959 | 4.61% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $8,605 | 3.60% |
| VICTORIA, TX (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $6,538 | 4.39% |
| Coos Bay, OR (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $8,810 | 3.52% |
| GADSDEN, AL (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $6,060 | 3.86% |
| Paris, TX (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $11,590 | 4.30% |
| ERIE, PA (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $9,003 | 5.12% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $5,845 | 4.59% |
| Orangeburg, SC (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $9,854 | 4.13% |
| OWENSBORO, KY (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $5,520 | 3.20% |
| Clearlake, CA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $8,367 | 5.42% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $8,376 | 4.38% |
| Dublin, GA (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $8,222 | 4.96% |
| Bogalusa, LA (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $8,159 | 5.11% |
| Ottawa, IL (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $8,120 | 3.85% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $11,100 | 5.31% |
| Opelousas, LA (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $6,906 | 3.76% |
| Brownwood, TX (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $6,869 | 5.30% |
| CHARLESTON, WV (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $8,792 | 4.31% |
| Frankfort, KY (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,623 | 4.21% |
| Alma, MI (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $6,461 | 5.57% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $5,479 | 3.90% |
| Natchitoches, LA (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $8,527 | 5.14% |
| Barre, VT (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $4,673 | 3.31% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $5,385 | 5.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $5,805 | 5.84% |
| Waycross, GA (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $7,716 | 5.84% |
| Mason City, IA (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $6,982 | 5.21% |
| Cedartown, GA (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $7,830 | 6.09% |
| Brevard, NC (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $3,597 | 4.54% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $7,161 | 5.62% |
| Seymour, IN (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $9,919 | 4.85% |
| Pecos, TX (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $11,984 | 5.45% |
| Ardmore, OK (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $7,293 | 5.43% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $11,588 | 5.65% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $7,371 | 3.92% |
| MANSFIELD, OH (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $6,886 | 5.31% |
| Helena, MT (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $11,288 | 3.66% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $20,427 | 4.58% |
| Fallon, NV (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,245 | 3.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $7,617 | 3.71% |
| Lumberton, NC (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $6,747 | 3.63% |
| MANKATO, MN (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $4,448 | 5.44% |
| Montrose, CO (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,322 | 3.91% |
| Bardstown, KY (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $7,536 | 4.31% |
| St. Marys, GA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $7,851 | 4.47% |
| PITTSFIELD, MA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $7,030 | 4.65% |
| Glasgow, KY (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $10,433 | 3.63% |
| Oneonta, NY (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $9,818 | 4.91% |
| Picayune, MS (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $7,187 | 4.74% |
| Richmond, IN (FHA|USDA|VA) | 7 | $955,000 | $136,429 | $4,282 | 4.11% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $8,404 | 4.90% |
| Pottsville, PA (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $6,948 | 4.38% |
| Pontiac, IL (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $6,242 | 5.10% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $9,518 | 4.40% |
| Sonora, CA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $10,960 | 5.13% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $11,560 | 3.25% |
| Edwards, CO (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $5,324 | 3.50% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,385 | 4.37% |
| Minot, ND (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $11,102 | 4.98% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $8,295 | 4.54% |
| Concord, NH (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $9,203 | 5.46% |
| Bay City, TX (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $11,053 | 5.06% |
| Oxford, MS (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $9,977 | 5.58% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $6,826 | 4.77% |
| Austin, MN (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $9,014 | 5.27% |
| Pearsall, TX (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,791 | 4.06% |
| MONROE, LA (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,576 | 4.33% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,738 | 4.38% |
| Winona, MN (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $7,582 | 4.13% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,280 | 4.16% |
| Palestine, TX (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $9,047 | 6.06% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $8,043 | 5.23% |
| DeRidder, LA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,949 | 5.96% |
| Big Spring, TX (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,067 | 3.66% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $9,659 | 3.81% |
| Union, SC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $14,605 | 4.56% |
| Somerset, KY (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $7,132 | 4.30% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $9,312 | 3.31% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $5,905 | 4.39% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,266 | 5.19% |
| Martinsville, VA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,476 | 4.03% |
| AMES, IA (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $8,809 | 5.15% |
| GREAT FALLS, MT (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $9,859 | 3.38% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $11,967 | 4.56% |
| Angola, IN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $13,923 | 5.13% |
| Danville, KY (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $5,526 | 4.98% |
| Alice, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $8,513 | 4.38% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $8,601 | 4.54% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,795 | 4.96% |
| CASPER, WY (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,865 | 3.96% |
| Clovis, NM (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,817 | 4.04% |
| Easton, MD (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $14,976 | 4.12% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $9,163 | 4.15% |
| Connersville, IN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $10,119 | 4.79% |
| Searcy, AR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $16,576 | 4.63% |
| Prineville, OR (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $11,377 | 4.00% |
| Coldwater, MI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,738 | 5.06% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $9,738 | 4.33% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $11,378 | 3.33% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $13,566 | 3.95% |
| Henderson, NC (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $9,804 | 4.22% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,304 | 4.81% |
| Defiance, OH (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $8,783 | 5.34% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,588 | 4.21% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $29,926 | 2.63% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $9,842 | 4.13% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $21,469 | 4.38% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $7,405 | 4.16% |
| Douglas, GA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,469 | 5.33% |
| Pella, IA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,503 | 5.03% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,753 | 3.56% |
| ALTOONA, PA (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $6,649 | 4.00% |
| Blytheville, AR (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $5,751 | 4.35% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,638 | 5.50% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,806 | 4.54% |
| Shawano, WI (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,364 | 4.87% |
| LIMA, OH (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,903 | 5.13% |
| Brenham, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $15,616 | 3.93% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,471 | 4.42% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,995 | 3.91% |
| Elko, NV (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $11,227 | 4.00% |
| Summerville, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $9,540 | 5.00% |
| Salem, OH (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $6,780 | 4.60% |
| Russellville, AR (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,945 | 3.33% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,937 | 4.38% |
| Hudson, NY (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $18,171 | 6.13% |
| Farmington, MO (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,422 | 4.38% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,727 | 4.29% |
| Spencer, IA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,862 | 5.50% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $10,700 | 5.75% |
| Wooster, OH (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $5,037 | 3.65% |
| London, KY (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,939 | 3.56% |
| Bluffton, IN (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,650 | 3.31% |
| Madison, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,894 | 4.69% |
| Atmore, AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,878 | 3.83% |
| Worthington, MN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,726 | 4.58% |
| Norwalk, OH (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,347 | 4.66% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,523 | 5.25% |
| Beeville, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $10,242 | 4.42% |
| Pullman, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,912 | 6.13% |
| McMinnville, TN (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,992 | 4.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,891 | 3.21% |
| Vidalia, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,439 | 5.04% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,171 | 3.31% |
| Portsmouth, OH (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,522 | 3.72% |
| St. Marys, PA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,212 | 5.19% |
| Cullman, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,317 | 4.43% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,430 | 3.50% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,197 | 5.16% |
| Vernal, UT (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,046 | 5.13% |
| Selinsgrove, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,835 | 4.95% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $10,923 | 5.13% |
| Elk City, OK (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $7,454 | 5.69% |
| Ozark, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,579 | 6.06% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $9,994 | 4.83% |
| Albert Lea, MN (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $5,352 | 5.23% |
| Hailey, ID (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $12,966 | 2.56% |
| Taos, NM (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $12,292 | 3.19% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,181 | 3.96% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,263 | 2.75% |
| Kinston, NC (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $5,876 | 3.48% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,129 | 3.25% |
| Jennings, LA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,362 | 3.92% |
| Starkville, MS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $13,251 | 4.50% |
| Duncan, OK (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $9,040 | 5.21% |
| Chillicothe, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $9,119 | 5.17% |
| Urbana, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,551 | 4.08% |
| Roswell, NM (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,132 | 3.46% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,183 | 4.56% |
| Jackson, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,727 | 5.93% |
| Silver City, NM (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $8,677 | 6.08% |
| KOKOMO, IN (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $5,706 | 4.40% |
| Auburn, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,989 | 5.00% |
| Rockingham, NC (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $7,174 | 5.19% |
| Ada, OK (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $6,490 | 6.09% |
| Durant, OK (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $12,642 | 5.06% |
| Safford, AZ (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,770 | 5.71% |
| McAlester, OK (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,626 | 5.63% |
| Norfolk, NE (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $10,058 | 4.54% |
| Thomaston, GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $9,605 | 5.67% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,746 | 4.81% |
| Woodward, OK (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,164 | 5.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $13,294 | 5.88% |
| Olean, NY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $8,310 | 5.92% |
| El Campo, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,311 | 4.25% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,331 | 3.56% |
| Burley, ID (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,624 | 4.13% |
| Susanville, CA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,167 | 5.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $6,618 | 4.25% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,856 | 3.75% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,278 | 6.19% |
| Berlin, NH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,527 | 4.00% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,586 | 3.25% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,106 | 3.75% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,865 | 5.83% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $13,909 | 3.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,505 | 4.44% |
| Dumas, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,485 | 5.44% |
| Paris, TN (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,223 | 4.44% |
| Big Stone Gap, VA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,714 | 5.72% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,134 | 3.50% |
| Americus, GA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $6,641 | 2.40% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,449 | 5.00% |
| Albertville, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,904 | 4.87% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,906 | 3.19% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $14,569 | 5.12% |
| Sikeston, MO (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $4,469 | 6.25% |
| Keene, NH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,340 | 6.13% |
| New Castle, PA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $5,557 | 4.97% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 5.99% |
| New Castle, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,082 | 4.71% |
| Tifton, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,593 | 5.63% |
| Craig, CO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,758 | 4.38% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $5,503 | 5.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,339 | 5.06% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $11,579 | 5.00% |
| Marshall, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $12,481 | 4.69% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,792 | 5.50% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,007 | 4.79% |
| Morgan City, LA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,775 | 3.71% |
| Branson, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,919 | 2.88% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,017 | 6.99% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,631 | 4.38% |
| Marion, OH (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,710 | 4.66% |
| Batavia, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,457 | 3.69% |
| Washington Court House, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $8,593 | 5.50% |
| Portales, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,413 | 4.06% |
| Laramie, WY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,947 | 3.87% |
| Cordele, GA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,582 | 7.08% |
| Malvern, AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,635 | 5.69% |
| Greenville, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $12,839 | 5.50% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,880 | 5.88% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,395 | 5.54% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,534 | 4.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,437 | 5.00% |
| Findlay, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,549 | 4.25% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,162 | 4.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,207 | 5.17% |
| Hope, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,430 | 4.00% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,141 | 2.63% |
| Raymondville, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,042 | 5.62% |
| Bemidji, MN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,292 | 4.88% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,682 | 4.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,137 | 5.08% |
| West Plains, MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,128 | 4.25% |
| Minden, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,584 | 5.25% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,826 | 3.62% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,016 | 6.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,593 | 3.62% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,665 | 4.49% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,961 | 3.63% |
| Gloversville, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,769 | 3.38% |
| Price, UT (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,695 | 3.56% |
| Huntington, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,882 | 6.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,543 | 3.88% |
| Martin, TN (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $7,911 | 4.54% |
| Rutland, VT (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,346 | 3.12% |
| Hood River, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.75% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,687 | 3.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $7,031 | 3.71% |
| Vernon, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,502 | 4.99% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,772 | 4.56% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,658 | 5.00% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $9,943 | 5.31% |
| Laconia, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,493 | 4.00% |
| Dyersburg, TN (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $2,719 | 3.31% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,039 | 4.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,352 | 4.13% |
| Laurel, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,117 | 4.94% |
| Freeport, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,798 | 5.75% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,414 | 5.69% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,752 | 2.31% |
| Logansport, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,186 | 5.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,798 | 4.38% |
| West Point, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,484 | 3.94% |
| Riverton, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,373 | 5.75% |
| Troy, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,953 | 2.38% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,512 | 3.75% |
| Sayre, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,773 | 4.75% |
| Marietta, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,051 | 4.75% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,627 | 4.94% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,919 | 2.88% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,060 | 4.25% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,713 | 4.25% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,046 | 3.69% |
| Eagle Pass, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,182 | 2.81% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,809 | 5.75% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,024 | 3.75% |
| Willmar, MN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,534 | 5.63% |
| Kennett, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,472 | 4.81% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,134 | 4.75% |
| Altus, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,993 | 5.25% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,960 | 4.13% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,228 | 4.75% |
| Miami, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,050 | 3.99% |
| Peru, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,525 | 5.99% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $15,747 | 6.75% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,735 | 3.50% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,903 | 5.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,314 | 4.99% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,808 | 2.50% |
| Fremont, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,342 | 4.75% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,055 | 3.13% |
| Indiana, PA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,320 | 4.31% |
| Lamesa, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,928 | 7.25% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,486 | 3.38% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,334 | 4.75% |
| Jasper, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,524 | 5.99% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,329 | 2.25% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,973 | 5.63% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,743 | 5.75% |
| Othello, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,895 | 3.38% |
| Fremont, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,482 | 6.75% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,742 | 3.38% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,727 | 4.50% |
| Deming, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,153 | 2.25% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,807 | 3.75% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,751 | 4.75% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,252 | 6.75% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,927 | 5.75% |
| Ashland, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,633 | 2.75% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,198 | 3.75% |
| Macomb, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,746 | 4.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,451 | 2.63% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,022 | 6.75% |
| Harrison, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,849 | 5.99% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,809 | 4.25% |
| Wabash, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,798 | 2.88% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,162 | 2.75% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,357 | 3.88% |
| Ruston, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,370 | 3.99% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,955 | 6.63% |
| Hereford, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,337 | 6.38% |
| Corning, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $15,161 | 4.25% |
| Bennington, VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,741 | 2.25% |
| Kearney, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,167 | 2.75% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,103 | 3.75% |
| Hastings, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,828 | 3.13% |
| Salina, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,920 | 4.50% |
| Washington, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,030 | 5.63% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,949 | 6.25% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,712 | 2.99% |
| Meridian, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,141 | 3.25% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,222 | 7.75% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $10,247 | 4.25% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,086 | 3.75% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,556 | 6.25% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,401 | 3.88% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,062 | 3.13% |
| Selma, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,234 | 4.75% |
| Warren, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,098 | 3.63% |
| Jasper, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,712 | 3.75% |
| Lexington, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,705 | 3.00% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,411 | 6.25% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,085 | 5.75% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,282 | 2.25% |
| Winfield, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,636 | 6.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,244 | 5.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,880 | 5.75% |
| Maryville, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,249 | 4.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,331 | 4.99% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $8,130 | 5.75% |
| Borger, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,723 | 6.88% |
| Platteville, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,157 | 4.99% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,086 | 3.88% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,963 | 4.63% |
| Mexico, MO (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,004 | 7.25% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,611 | 4.38% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,614 | 5.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,800 | 3.88% |
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Product Mix
For 2022, Cardinal Financial's most frequently originated type of loan was Conventional, with 24,618 originations. Their 2nd most popular type was FHA, with 12,529 originations.
Loan Reason
For 2022, Cardinal Financial's most frequently cited loan purpose was Home Purchase, with 29,265 originations. The 2nd most popular reason was Cash Out Refi, with 9,315 originations.
Loan Duration/Length
For 2022, Cardinal Financial's most frequently cited loan duration was 30 Year, with 37,857 originations. The 2nd most popular length was 15 Year, with 2,037 originations.
Origination Fees/Closing Costs
Cardinal Financial's average total fees were $10,009, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 15,150 originations.
Interest Rates
During 2022, Cardinal Financial's average interest rate for loans was 4.81%, while their most frequently originated rate bucket for loans was 5-6%, with 11,462 originations.
Loan Sizing
2022 saw Cardinal Financial place emphasis on $200k-400k loans with 19,128 originations, totaling $5,473,560,000 in origination value.
Applicant Income
Cardinal Financial lent most frequently to those with incomes in the $50k-75k range, with 10,772 originations. The second most popular income band? $100k-150k, with 9,280 originations.
Applicant Debt to Income Ratio
Cardinal Financial lent most frequently to those with DTI ratios of 30-36%, with 5,754 originations. The next most common DTI ratio? 50-60%, with 5,415 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications69.04%
Cardinal Financial has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination67.54%
Cardinal Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 41,404 | $12,043,510,000 | $290,878 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 41,404 | $12,043,510,000 | $290,878 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Struggling to pay mortgage | 1 | 12.5% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Struggling to pay mortgage | 1 | 12.5% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Trouble during payment process | 2 | 25.0% |
| CARDINAL FINANCIAL COMPANY | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 12.5% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Closing on a mortgage | 1 | 12.5% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Trouble during payment process | 2 | 25.0% |