Cardinal Financial Mortgage Rates, Fees & Info
Harrisburg, PALEI: 549300VORTI31GZTJL53
Tax ID: 23-2470039
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Mortgage Data
Review & Overview
Cardinal Financial is a large mortgage company specializing in Home Purchase and Refi loans. Cardinal Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, New York, Phoenix, Washington, and Las Vegas among others. We have data for 704 markets. (Some data included below & more in-depth data is available with an active subscription.)Cardinal Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cardinal Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 12/17/24 |
| 30 Year Conventional Refi | 6.58% | 12/17/24 |
| 30 Year Cash-out Refi | 6.85% | 12/17/24 |
| 30 Year FHA Purchase | 7.56% | 12/17/24 |
| 30 Year FHA Refi | 7.11% | 12/17/24 |
| 30 Year VA Purchase | 6.53% | 12/17/24 |
| 30 Year VA Refi | 5.89% | 12/17/24 |
| 30 Year USDA Purchase | 6.93% | 12/17/24 |
| 30 Year USDA Refi | 6.72% | 12/17/24 |
| 15 Year Conventional Purchase | 5.14% | 12/17/24 |
| 15 Year Conventional Refi | 6.00% | 12/17/24 |
| 15 Year Cash-out Refi | 6.00% | 12/17/24 |
| 15 Year FHA Purchase | 7.36% | 12/17/24 |
| 15 Year FHA Refi | 7.19% | 12/17/24 |
| 15 Year VA Purchase | 6.02% | 12/17/24 |
| 15 Year VA Refi | 5.54% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cardinal Financial Mortgage Calculator
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This is not an official calculator from Cardinal Financial. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
37,926Origination Dollar Volume (All Markets)
$9,702,460,000Awards
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CARDINAL FINANCIAL - 2019
CARDINAL FINANCIAL is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,896 | $670,510,000 | $231,530 | $10,773 | 4.25% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,662 | $613,480,000 | $369,122 | $16,604 | 4.14% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,723 | $450,975,000 | $261,738 | $6,869 | 4.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,079 | $406,795,000 | $377,011 | $12,044 | 4.02% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,466 | $389,430,000 | $265,641 | $7,945 | 4.21% |
| Outside of Metro Areas | 1,720 | $385,740,000 | $224,267 | $8,667 | 4.14% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1,377 | $334,525,000 | $242,938 | $8,547 | 4.07% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,061 | $269,205,000 | $253,728 | $10,498 | 4.18% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,090 | $239,650,000 | $219,862 | $8,609 | 4.03% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 523 | $232,135,000 | $443,853 | $9,970 | 4.08% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 652 | $214,660,000 | $329,233 | $9,882 | 4.07% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 455 | $206,525,000 | $453,901 | $10,779 | 4.02% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 662 | $198,520,000 | $299,879 | $9,729 | 3.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 817 | $185,115,000 | $226,579 | $9,327 | 4.18% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 674 | $179,990,000 | $267,047 | $12,283 | 4.30% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 342 | $176,160,000 | $515,088 | $10,756 | 4.04% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 323 | $173,895,000 | $538,375 | $14,491 | 3.90% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 695 | $165,025,000 | $237,446 | $7,131 | 4.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 459 | $164,195,000 | $357,723 | $7,593 | 3.91% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 626 | $151,780,000 | $242,460 | $11,295 | 4.18% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 692 | $141,640,000 | $204,682 | $7,577 | 3.86% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 352 | $125,100,000 | $355,398 | $9,061 | 4.13% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 443 | $121,905,000 | $275,181 | $7,426 | 3.90% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 462 | $121,480,000 | $262,944 | $12,779 | 4.01% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 343 | $104,445,000 | $304,504 | $7,676 | 4.21% |
| KNOXVILLE, TN (FHA|USDA|VA) | 665 | $103,115,000 | $155,060 | $7,737 | 4.01% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 300 | $94,120,000 | $313,733 | $9,630 | 4.11% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 303 | $89,465,000 | $295,264 | $11,047 | 4.09% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 370 | $87,630,000 | $236,838 | $10,974 | 4.35% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 390 | $83,170,000 | $213,256 | $9,282 | 4.31% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 329 | $71,075,000 | $216,033 | $10,385 | 4.23% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 311 | $70,135,000 | $225,514 | $10,521 | 4.37% |
| RENO, NV (FHA|USDA|VA) | 191 | $64,075,000 | $335,471 | $7,062 | 4.09% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 294 | $57,170,000 | $194,456 | $7,515 | 4.43% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 207 | $55,805,000 | $269,589 | $6,602 | 3.97% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 324 | $54,670,000 | $168,735 | $7,173 | 4.43% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 302 | $54,570,000 | $180,695 | $7,779 | 4.27% |
| MERCED, CA (FHA|USDA|VA) | 218 | $54,280,000 | $248,991 | $8,611 | 4.26% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 188 | $54,160,000 | $288,085 | $10,232 | 4.01% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 316 | $44,960,000 | $142,278 | $7,137 | 4.13% |
| VALLEJO, CA (FHA|USDA|VA) | 112 | $44,100,000 | $393,750 | $12,139 | 4.19% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 105 | $42,485,000 | $404,619 | $8,135 | 3.87% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 81 | $39,195,000 | $483,889 | $8,694 | 4.07% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 166 | $38,560,000 | $232,289 | $8,435 | 4.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 206 | $37,420,000 | $181,650 | $7,577 | 3.89% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 146 | $36,180,000 | $247,808 | $10,264 | 4.14% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 291 | $35,045,000 | $120,430 | $6,680 | 4.01% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 175 | $34,125,000 | $195,000 | $8,216 | 4.17% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 220 | $33,610,000 | $152,773 | $6,980 | 4.15% |
| LUBBOCK, TX (FHA|USDA|VA) | 187 | $32,895,000 | $175,909 | $9,647 | 4.68% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 178 | $32,530,000 | $182,753 | $8,181 | 4.30% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 155 | $32,395,000 | $209,000 | $10,273 | 4.24% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 118 | $32,010,000 | $271,271 | $7,216 | 4.31% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 149 | $30,435,000 | $204,262 | $11,436 | 4.34% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 115 | $29,005,000 | $252,217 | $7,730 | 4.42% |
| PROVO-OREM, UT (FHA|USDA|VA) | 103 | $27,995,000 | $271,796 | $6,415 | 4.25% |
| TUCSON, AZ (FHA|USDA|VA) | 133 | $27,825,000 | $209,211 | $6,740 | 4.00% |
| RICHMOND, VA (FHA|USDA|VA) | 108 | $25,600,000 | $237,037 | $7,705 | 4.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 129 | $25,365,000 | $196,628 | $9,427 | 4.18% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 115 | $23,705,000 | $206,130 | $8,959 | 4.29% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 50 | $23,630,000 | $472,600 | $11,141 | 4.11% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 115 | $22,005,000 | $191,348 | $6,613 | 4.22% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 126 | $20,850,000 | $165,476 | $9,490 | 4.48% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 86 | $20,030,000 | $232,907 | $11,586 | 4.27% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 39 | $19,145,000 | $490,897 | $8,563 | 4.04% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 88 | $17,550,000 | $199,432 | $7,199 | 4.27% |
| PITTSBURGH, PA (FHA|USDA|VA) | 113 | $17,375,000 | $153,761 | $10,536 | 4.20% |
| Outside of Metro Areas | 72 | $17,370,000 | $241,250 | $7,325 | 4.07% |
| LYNCHBURG, VA (FHA|USDA|VA) | 91 | $16,825,000 | $184,890 | $8,355 | 3.91% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 70 | $16,750,000 | $239,286 | $9,420 | 3.64% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 102 | $16,680,000 | $163,529 | $6,352 | 4.10% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 79 | $15,875,000 | $200,949 | $6,988 | 4.15% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 93 | $15,525,000 | $166,935 | $9,884 | 3.89% |
| COLUMBUS, OH (FHA|USDA|VA) | 68 | $14,780,000 | $217,353 | $7,743 | 4.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 64 | $14,680,000 | $229,375 | $7,653 | 3.47% |
| COLUMBIA, SC (FHA|USDA|VA) | 68 | $14,640,000 | $215,294 | $7,262 | 4.15% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 83 | $14,635,000 | $176,325 | $9,550 | 4.50% |
| Sevierville, TN (FHA|USDA|VA) | 77 | $14,385,000 | $186,818 | $8,676 | 4.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 90 | $14,000,000 | $155,556 | $8,324 | 3.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 49 | $13,605,000 | $277,653 | $7,644 | 3.95% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 38 | $13,530,000 | $356,053 | $8,083 | 3.98% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 41 | $13,495,000 | $329,146 | $9,673 | 4.01% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 35 | $13,415,000 | $383,286 | $11,649 | 4.15% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 68 | $13,320,000 | $195,882 | $10,805 | 4.14% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 72 | $13,170,000 | $182,917 | $8,179 | 4.45% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 60 | $13,080,000 | $218,000 | $6,785 | 4.23% |
| STOCKTON, CA (FHA|USDA|VA) | 38 | $12,740,000 | $335,263 | $8,207 | 4.07% |
| MODESTO, CA (FHA|USDA|VA) | 45 | $12,575,000 | $279,444 | $7,240 | 4.08% |
| GREEN BAY, WI (FHA|USDA|VA) | 76 | $12,210,000 | $160,658 | $6,069 | 4.31% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 62 | $12,030,000 | $194,032 | $8,869 | 4.11% |
| FORT COLLINS, CO (FHA|USDA|VA) | 37 | $11,955,000 | $323,108 | $7,768 | 3.94% |
| ASHEVILLE, NC (FHA|USDA|VA) | 60 | $11,950,000 | $199,167 | $7,003 | 4.10% |
| LOUISVILLE, KY (FHA|USDA|VA) | 61 | $11,815,000 | $193,689 | $7,276 | 4.10% |
| GREELEY, CO (FHA|USDA|VA) | 37 | $11,735,000 | $317,162 | $7,926 | 3.96% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 51 | $11,585,000 | $227,157 | $7,933 | 4.26% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 45 | $11,545,000 | $256,556 | $9,764 | 3.99% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 48 | $11,260,000 | $234,583 | $7,685 | 3.72% |
| FRESNO, CA (FHA|USDA|VA) | 36 | $11,090,000 | $308,056 | $8,411 | 4.19% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 32 | $11,030,000 | $344,688 | $13,001 | 3.99% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 79 | $10,975,000 | $138,924 | $6,470 | 4.30% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 55 | $10,365,000 | $188,455 | $6,911 | 4.15% |
| BOISE CITY, ID (FHA|USDA|VA) | 43 | $10,355,000 | $240,814 | $8,238 | 4.28% |
| BEND, OR (FHA|USDA|VA) | 29 | $9,765,000 | $336,724 | $8,813 | 3.90% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 22 | $9,310,000 | $423,182 | $6,606 | 3.85% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 43 | $9,265,000 | $215,465 | $7,010 | 4.02% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 34 | $9,140,000 | $268,824 | $8,079 | 3.92% |
| SALEM, OR (FHA|USDA|VA) | 37 | $9,075,000 | $245,270 | $10,015 | 4.21% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 19 | $8,795,000 | $462,895 | $10,624 | 4.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 39 | $8,795,000 | $225,513 | $9,765 | 4.11% |
| BOULDER, CO (FHA|USDA|VA) | 20 | $8,690,000 | $434,500 | $6,845 | 3.64% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 51 | $8,595,000 | $168,529 | $9,343 | 4.26% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 31 | $8,585,000 | $276,935 | $11,079 | 4.20% |
| MADISON, WI (FHA|USDA|VA) | 41 | $8,315,000 | $202,805 | $9,568 | 4.53% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 48 | $8,070,000 | $168,125 | $7,561 | 4.14% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 34 | $7,900,000 | $232,353 | $8,708 | 4.16% |
| DOVER, DE (FHA|USDA|VA) | 26 | $7,700,000 | $296,154 | $14,583 | 4.16% |
| Muscatine, IA (FHA|USDA|VA) | 58 | $7,580,000 | $130,690 | $6,690 | 4.77% |
| MEDFORD, OR (FHA|USDA|VA) | 29 | $7,565,000 | $260,862 | $7,155 | 3.91% |
| SPARTANBURG, SC (FHA|USDA|VA) | 44 | $7,530,000 | $171,136 | $7,712 | 4.29% |
| MORRISTOWN, TN (FHA|USDA|VA) | 54 | $7,520,000 | $139,259 | $7,419 | 3.79% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 25 | $7,505,000 | $300,200 | $6,906 | 3.72% |
| SAVANNAH, GA (FHA|USDA|VA) | 41 | $7,295,000 | $177,927 | $9,104 | 4.25% |
| Heber, UT (FHA|USDA|VA) | 19 | $7,175,000 | $377,632 | $8,572 | 3.92% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 24 | $7,100,000 | $295,833 | $8,029 | 4.06% |
| WILMINGTON, NC (FHA|USDA|VA) | 37 | $7,045,000 | $190,405 | $7,557 | 4.34% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 37 | $6,955,000 | $187,973 | $9,465 | 3.99% |
| CLEVELAND, TN (FHA|USDA|VA) | 50 | $6,920,000 | $138,400 | $7,088 | 4.13% |
| MIDLAND, TX (FHA|USDA|VA) | 24 | $6,790,000 | $282,917 | $10,868 | 4.34% |
| Greeneville, TN (FHA|USDA|VA) | 51 | $6,725,000 | $131,863 | $6,608 | 3.60% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 28 | $6,700,000 | $239,286 | $7,082 | 4.28% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 44 | $6,680,000 | $151,818 | $8,384 | 4.34% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 28 | $6,670,000 | $238,214 | $7,554 | 4.10% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 23 | $6,535,000 | $284,130 | $18,016 | 4.61% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 29 | $6,475,000 | $223,276 | $7,463 | 4.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 32 | $6,450,000 | $201,563 | $6,699 | 4.20% |
| Hilo, HI (FHA|USDA|VA) | 23 | $6,435,000 | $279,783 | $11,140 | 3.72% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 33 | $6,375,000 | $193,182 | $10,025 | 3.86% |
| MADERA, CA (FHA|USDA|VA) | 27 | $6,375,000 | $236,111 | $7,622 | 4.27% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 28 | $6,290,000 | $224,643 | $10,943 | 4.22% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 31 | $6,265,000 | $202,097 | $8,592 | 4.18% |
| DALTON, GA (FHA|USDA|VA) | 48 | $6,200,000 | $129,167 | $7,928 | 4.78% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 23 | $6,185,000 | $268,913 | $6,259 | 4.05% |
| OCALA, FL (FHA|USDA|VA) | 37 | $6,105,000 | $165,000 | $8,502 | 4.30% |
| NAPA, CA (FHA|USDA|VA) | 12 | $5,970,000 | $497,500 | $13,506 | 3.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 26 | $5,900,000 | $226,923 | $8,302 | 4.04% |
| Centralia, WA (FHA|USDA|VA) | 28 | $5,800,000 | $207,143 | $7,981 | 3.62% |
| Williston, ND (FHA|USDA|VA) | 23 | $5,735,000 | $249,348 | $9,932 | 4.32% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 13 | $5,675,000 | $436,538 | $18,546 | 3.68% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 32 | $5,550,000 | $173,438 | $9,188 | 4.21% |
| HINESVILLE, GA (FHA|USDA|VA) | 33 | $5,435,000 | $164,697 | $10,466 | 4.26% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 18 | $5,420,000 | $301,111 | $9,172 | 3.90% |
| ST. CLOUD, MN (FHA|USDA|VA) | 33 | $5,415,000 | $164,091 | $9,109 | 4.01% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 21 | $5,375,000 | $255,952 | $7,540 | 3.91% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 35 | $5,315,000 | $151,857 | $7,714 | 4.20% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 26 | $5,160,000 | $198,462 | $7,016 | 4.18% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 21 | $5,155,000 | $245,476 | $6,575 | 4.11% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 32 | $5,120,000 | $160,000 | $5,204 | 4.35% |
| Athens, TX (FHA|USDA|VA) | 27 | $4,975,000 | $184,259 | $8,910 | 4.24% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 14 | $4,960,000 | $354,286 | $8,437 | 4.36% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 13 | $4,945,000 | $380,385 | $10,968 | 3.95% |
| LANCASTER, PA (FHA|USDA|VA) | 22 | $4,850,000 | $220,455 | $10,052 | 4.02% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 15 | $4,805,000 | $320,333 | $11,099 | 4.29% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 27 | $4,795,000 | $177,593 | $8,192 | 4.00% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 13 | $4,675,000 | $359,615 | $6,903 | 4.01% |
| PUEBLO, CO (FHA|USDA|VA) | 24 | $4,570,000 | $190,417 | $8,053 | 4.37% |
| Key West, FL (FHA|USDA|VA) | 11 | $4,515,000 | $410,455 | $12,748 | 4.04% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 23 | $4,485,000 | $195,000 | $10,121 | 3.77% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 22 | $4,470,000 | $203,182 | $14,145 | 4.48% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 24 | $4,420,000 | $184,167 | $9,182 | 4.23% |
| Morehead City, NC (FHA|USDA|VA) | 11 | $4,345,000 | $395,000 | $9,294 | 4.23% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 25 | $4,145,000 | $165,800 | $7,287 | 4.03% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 28 | $4,110,000 | $146,786 | $7,788 | 4.26% |
| Pahrump, NV (FHA|USDA|VA) | 24 | $4,100,000 | $170,833 | $7,861 | 4.08% |
| SALINAS, CA (FHA|USDA|VA) | 8 | $4,090,000 | $511,250 | $15,437 | 3.81% |
| Levelland, TX (FHA|USDA|VA) | 29 | $4,045,000 | $139,483 | $9,693 | 4.72% |
| ROANOKE, VA (FHA|USDA|VA) | 19 | $4,015,000 | $211,316 | $6,479 | 4.03% |
| MOBILE, AL (FHA|USDA|VA) | 26 | $3,990,000 | $153,462 | $7,132 | 4.33% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 28 | $3,930,000 | $140,357 | $6,444 | 4.36% |
| READING, PA (FHA|USDA|VA) | 22 | $3,920,000 | $178,182 | $10,083 | 4.08% |
| GAINESVILLE, GA (FHA|USDA|VA) | 16 | $3,910,000 | $244,375 | $8,728 | 4.09% |
| RACINE, WI (FHA|USDA|VA) | 22 | $3,860,000 | $175,455 | $8,427 | 4.59% |
| Whitewater, WI (FHA|USDA|VA) | 22 | $3,830,000 | $174,091 | $7,665 | 4.21% |
| SANTA FE, NM (FHA|USDA|VA) | 11 | $3,815,000 | $346,818 | $9,936 | 3.84% |
| RAPID CITY, SD (FHA|USDA|VA) | 16 | $3,700,000 | $231,250 | $6,991 | 3.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 10 | $3,680,000 | $368,000 | $10,576 | 3.99% |
| JACKSON, MI (FHA|USDA|VA) | 29 | $3,655,000 | $126,034 | $6,983 | 4.42% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 27 | $3,645,000 | $135,000 | $7,497 | 4.46% |
| FLORENCE, SC (FHA|USDA|VA) | 25 | $3,645,000 | $145,800 | $7,653 | 4.54% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 14 | $3,630,000 | $259,286 | $11,544 | 4.47% |
| EL PASO, TX (FHA|USDA|VA) | 25 | $3,625,000 | $145,000 | $8,650 | 4.32% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 15 | $3,625,000 | $241,667 | $4,978 | 3.62% |
| Pullman, WA (FHA|USDA|VA) | 18 | $3,610,000 | $200,556 | $7,754 | 3.72% |
| WACO, TX (FHA|USDA|VA) | 23 | $3,465,000 | $150,652 | $6,369 | 3.90% |
| Granbury, TX (FHA|USDA|VA) | 17 | $3,455,000 | $203,235 | $9,028 | 4.32% |
| PANAMA CITY, FL (FHA|USDA|VA) | 19 | $3,435,000 | $180,789 | $9,659 | 4.33% |
| VISALIA, CA (FHA|USDA|VA) | 18 | $3,340,000 | $185,556 | $5,508 | 3.82% |
| ST. GEORGE, UT (FHA|USDA|VA) | 13 | $3,285,000 | $252,692 | $6,724 | 4.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 13 | $3,255,000 | $250,385 | $9,554 | 3.94% |
| Payson, AZ (FHA|USDA|VA) | 12 | $3,240,000 | $270,000 | $5,408 | 4.05% |
| Shelton, WA (FHA|USDA|VA) | 16 | $3,240,000 | $202,500 | $7,966 | 3.79% |
| AKRON, OH (FHA|USDA|VA) | 16 | $3,210,000 | $200,625 | $7,504 | 4.25% |
| Breckenridge, CO (FHA|USDA|VA) | 8 | $3,130,000 | $391,250 | $6,288 | 3.67% |
| DULUTH, MN-WI (FHA|USDA|VA) | 17 | $3,115,000 | $183,235 | $8,668 | 4.46% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 13 | $3,105,000 | $238,846 | $9,279 | 4.11% |
| Newport, OR (FHA|USDA|VA) | 12 | $3,080,000 | $256,667 | $8,986 | 4.24% |
| GAINESVILLE, FL (FHA|USDA|VA) | 18 | $3,080,000 | $171,111 | $8,997 | 4.37% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 13 | $2,995,000 | $230,385 | $6,564 | 4.54% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 18 | $2,970,000 | $165,000 | $6,408 | 4.18% |
| ODESSA, TX (FHA|USDA|VA) | 13 | $2,955,000 | $227,308 | $11,292 | 4.45% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 18 | $2,920,000 | $162,222 | $6,268 | 3.69% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 17 | $2,895,000 | $170,294 | $7,197 | 4.31% |
| MONTGOMERY, AL (FHA|USDA|VA) | 13 | $2,875,000 | $221,154 | $9,277 | 4.31% |
| Boone, NC (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $5,973 | 4.04% |
| CHICO, CA (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $7,587 | 3.85% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 15 | $2,835,000 | $189,000 | $9,094 | 3.87% |
| THE VILLAGES, FL (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $8,190 | 4.43% |
| WENATCHEE, WA (FHA|USDA|VA) | 11 | $2,805,000 | $255,000 | $9,543 | 3.93% |
| Athens, TN (FHA|USDA|VA) | 28 | $2,790,000 | $99,643 | $6,855 | 4.36% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 16 | $2,750,000 | $171,875 | $10,315 | 4.17% |
| APPLETON, WI (FHA|USDA|VA) | 15 | $2,665,000 | $177,667 | $6,576 | 4.37% |
| Aberdeen, WA (FHA|USDA|VA) | 16 | $2,570,000 | $160,625 | $6,751 | 4.27% |
| Jefferson, GA (FHA|USDA|VA) | 11 | $2,565,000 | $233,182 | $9,315 | 4.16% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 7 | $2,555,000 | $365,000 | $6,268 | 4.18% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 15 | $2,545,000 | $169,667 | $7,105 | 4.32% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 9 | $2,535,000 | $281,667 | $10,248 | 3.86% |
| ROCHESTER, MN (FHA|USDA|VA) | 14 | $2,510,000 | $179,286 | $9,331 | 3.93% |
| Seneca, SC (FHA|USDA|VA) | 11 | $2,495,000 | $226,818 | $7,010 | 4.19% |
| Fernley, NV (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $6,372 | 4.16% |
| ANN ARBOR, MI (FHA|USDA|VA) | 13 | $2,475,000 | $190,385 | $9,059 | 4.10% |
| TULSA, OK (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $9,859 | 4.03% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 15 | $2,465,000 | $164,333 | $7,915 | 4.37% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 15 | $2,435,000 | $162,333 | $9,471 | 4.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $5,014 | 4.02% |
| Moses Lake, WA (FHA|USDA|VA) | 11 | $2,395,000 | $217,727 | $9,090 | 4.18% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 14 | $2,390,000 | $170,714 | $6,543 | 3.91% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 15 | $2,385,000 | $159,000 | $9,998 | 4.68% |
| TYLER, TX (FHA|USDA|VA) | 14 | $2,370,000 | $169,286 | $7,916 | 3.89% |
| Brainerd, MN (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $10,124 | 4.38% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 11 | $2,305,000 | $209,545 | $5,816 | 3.98% |
| JACKSON, TN (FHA|USDA|VA) | 13 | $2,285,000 | $175,769 | $6,733 | 4.21% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $10,374 | 3.93% |
| BELLINGHAM, WA (FHA|USDA|VA) | 8 | $2,260,000 | $282,500 | $8,267 | 3.94% |
| Cañon City, CO (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $11,317 | 4.40% |
| Cedar City, UT (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $4,952 | 4.14% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 17 | $2,205,000 | $129,706 | $8,548 | 4.13% |
| AMARILLO, TX (FHA|USDA|VA) | 16 | $2,200,000 | $137,500 | $7,693 | 4.37% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 13 | $2,195,000 | $168,846 | $9,162 | 4.31% |
| Marion, NC (FHA|USDA|VA) | 20 | $2,160,000 | $108,000 | $6,719 | 4.67% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $8,215 | 4.15% |
| LAS CRUCES, NM (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $7,000 | 4.36% |
| Concord, NH (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $6,486 | 3.69% |
| FOND DU LAC, WI (FHA|USDA|VA) | 16 | $2,130,000 | $133,125 | $4,411 | 4.22% |
| Dayton, TN (FHA|USDA|VA) | 14 | $2,090,000 | $149,286 | $6,403 | 3.86% |
| Bluefield, WV-VA (FHA|USDA|VA) | 19 | $2,075,000 | $109,211 | $7,151 | 4.01% |
| Show Low, AZ (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $5,226 | 4.07% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $8,727 | 4.42% |
| Bozeman, MT (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $6,271 | 3.96% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 14 | $1,980,000 | $141,429 | $5,925 | 4.37% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $7,843 | 4.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $6,550 | 3.61% |
| Albemarle, NC (FHA|USDA|VA) | 11 | $1,955,000 | $177,727 | $8,685 | 4.40% |
| Glenwood Springs, CO (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $8,733 | 3.96% |
| YAKIMA, WA (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $10,027 | 3.83% |
| Edwards, CO (FHA|USDA|VA) | 4 | $1,940,000 | $485,000 | $11,103 | 3.91% |
| Bonham, TX (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $9,223 | 4.39% |
| Gainesville, TX (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $12,206 | 3.95% |
| Forest City, NC (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $6,673 | 4.26% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 13 | $1,875,000 | $144,231 | $4,029 | 4.60% |
| Hutchinson, MN (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $11,247 | 4.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $9,467 | 3.99% |
| MISSOULA, MT (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $5,495 | 3.89% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $8,251 | 4.30% |
| Corsicana, TX (FHA|USDA|VA) | 14 | $1,750,000 | $125,000 | $8,770 | 4.31% |
| FLINT, MI (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $9,377 | 4.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $7,639 | 4.34% |
| YUBA CITY, CA (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $7,480 | 4.46% |
| Beaver Dam, WI (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $8,409 | 4.65% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $6,932 | 4.43% |
| Ellensburg, WA (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $8,491 | 4.20% |
| BURLINGTON, NC (FHA|USDA|VA) | 11 | $1,675,000 | $152,273 | $6,738 | 4.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $7,263 | 4.03% |
| Georgetown, SC (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $8,629 | 3.92% |
| GETTYSBURG, PA (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $13,665 | 4.31% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $11,662 | 4.39% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $9,395 | 4.47% |
| North Wilkesboro, NC (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $9,484 | 4.44% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $12,223 | 4.34% |
| Mount Airy, NC (FHA|USDA|VA) | 11 | $1,585,000 | $144,091 | $7,509 | 4.58% |
| GREENVILLE, NC (FHA|USDA|VA) | 10 | $1,580,000 | $158,000 | $6,858 | 4.10% |
| HARRISONBURG, VA (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $10,411 | 4.43% |
| MANKATO, MN (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $10,217 | 4.16% |
| Mineral Wells, TX (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $9,995 | 5.00% |
| REDDING, CA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $9,772 | 4.17% |
| St. Marys, GA (FHA|USDA|VA) | 10 | $1,530,000 | $153,000 | $9,219 | 4.17% |
| Red Wing, MN (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $7,777 | 4.50% |
| Shelbyville, TN (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $7,011 | 4.32% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 11 | $1,505,000 | $136,818 | $7,093 | 4.17% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $9,857 | 4.29% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $7,371 | 3.86% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $9,291 | 4.14% |
| Red Bluff, CA (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $12,413 | 4.50% |
| Fallon, NV (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $7,429 | 4.33% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 11 | $1,455,000 | $132,273 | $8,379 | 4.47% |
| Brookings, OR (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $8,663 | 3.65% |
| Astoria, OR (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $9,773 | 4.13% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $5,862 | 3.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $7,129 | 3.60% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $5,950 | 3.97% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $5,956 | 4.11% |
| Coos Bay, OR (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $9,583 | 4.25% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $9,165 | 4.64% |
| WALLA WALLA, WA (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $8,381 | 4.02% |
| TOLEDO, OH (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $7,505 | 4.44% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $8,697 | 4.69% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $9,464 | 4.37% |
| CARSON CITY, NV (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $6,166 | 4.12% |
| Durango, CO (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $5,509 | 3.85% |
| LEBANON, PA (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $11,461 | 4.47% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $5,316 | 3.87% |
| Owatonna, MN (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $7,102 | 4.07% |
| LOGAN, UT-ID (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $8,182 | 3.83% |
| Newberry, SC (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $7,345 | 3.78% |
| Traverse City, MI (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $6,196 | 4.34% |
| Montrose, CO (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $6,341 | 4.18% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $8,740 | 4.30% |
| YUMA, AZ (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $6,116 | 3.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $6,512 | 3.94% |
| Huntsville, TX (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $9,888 | 4.35% |
| GOLDSBORO, NC (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $7,440 | 4.08% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $6,880 | 4.62% |
| Helena, MT (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $6,354 | 3.72% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $12,439 | 4.50% |
| BRUNSWICK, GA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $8,863 | 4.45% |
| Palatka, FL (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $9,331 | 4.70% |
| LONGVIEW, TX (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $9,752 | 4.89% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $5,783 | 4.13% |
| Calhoun, GA (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $8,329 | 4.69% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $7,233 | 3.93% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $9,677 | 4.52% |
| Paragould, AR (FHA|USDA|VA) | 1 | $1,155,000 | $1,155,000 | $56,804 | 3.50% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $8,783 | 4.54% |
| Elizabeth City, NC (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $8,473 | 4.41% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $15,656 | 4.71% |
| HAMMOND, LA (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $9,428 | 4.77% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $9,419 | 4.33% |
| Easton, MD (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $14,821 | 4.09% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $12,724 | 3.88% |
| Orangeburg, SC (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $7,520 | 4.34% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $12,056 | 4.80% |
| Cookeville, TN (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $8,501 | 4.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $8,341 | 4.02% |
| Hailey, ID (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $8,718 | 4.13% |
| ALBANY, GA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $9,418 | 3.80% |
| Murray, KY (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $7,532 | 3.33% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $7,890 | 4.35% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $7,119 | 3.50% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $7,885 | 4.35% |
| Okeechobee, FL (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $9,484 | 5.00% |
| Elko, NV (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $10,940 | 4.50% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $6,877 | 4.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $7,962 | 4.21% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $8,070 | 4.50% |
| Brevard, NC (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $7,709 | 3.87% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $7,700 | 4.13% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $11,394 | 3.94% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $10,209 | 4.13% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,723 | 4.28% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $7,855 | 4.19% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,306 | 4.48% |
| ROCKFORD, IL (FHA|USDA|VA) | 10 | $910,000 | $91,000 | $5,153 | 3.11% |
| Newport, TN (FHA|USDA|VA) | 8 | $910,000 | $113,750 | $8,417 | 3.97% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $6,569 | 4.15% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $12,303 | 4.34% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $8,527 | 4.19% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $7,491 | 4.38% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $6,285 | 4.40% |
| Shelby, NC (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $6,028 | 3.83% |
| MONROE, MI (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,920 | 4.09% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,646 | 4.13% |
| Lake City, FL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $11,272 | 4.10% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $10,742 | 4.15% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $9,102 | 3.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,655 | 3.31% |
| Sturgis, MI (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $7,917 | 4.31% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,269 | 4.58% |
| Minot, ND (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $8,245 | 4.87% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $6,967 | 4.04% |
| Hood River, OR (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $11,800 | 4.43% |
| Mount Pleasant, TX (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $10,911 | 4.68% |
| Wilson, NC (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,927 | 4.03% |
| Holland, MI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $9,744 | 4.94% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,477 | 3.41% |
| MANSFIELD, OH (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $5,810 | 4.03% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $8,765 | 4.35% |
| Danville, VA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $6,168 | 4.00% |
| BISMARCK, ND (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $10,347 | 4.42% |
| Silver City, NM (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $11,138 | 4.08% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $7,333 | 3.93% |
| Cullman, AL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,883 | 3.41% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $7,306 | 3.85% |
| Rockport, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $13,347 | 5.69% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $9,228 | 4.50% |
| Sonora, CA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $9,449 | 4.42% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,573 | 3.50% |
| Warren, PA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $9,088 | 4.63% |
| Ashtabula, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $10,230 | 4.19% |
| Spearfish, SD (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $9,956 | 3.63% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $8,208 | 4.68% |
| Susanville, CA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,027 | 4.08% |
| Klamath Falls, OR (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $8,399 | 4.42% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,004 | 3.87% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,607 | 4.59% |
| Manitowoc, WI (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $5,597 | 4.46% |
| Ada, OK (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,531 | 4.06% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $13,931 | 3.63% |
| Columbus, MS (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $7,688 | 3.92% |
| HATTIESBURG, MS (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $9,367 | 4.00% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $8,480 | 4.17% |
| Fergus Falls, MN (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $6,372 | 4.25% |
| LINCOLN, NE (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $9,153 | 5.00% |
| Adrian, MI (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $8,807 | 5.03% |
| Norwalk, OH (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $7,469 | 4.30% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $7,546 | 4.56% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,287 | 4.04% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,262 | 3.75% |
| Crossville, TN (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $7,170 | 3.69% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $5,941 | 3.83% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,732 | 3.78% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,549 | 4.06% |
| MONROE, LA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,087 | 3.97% |
| Sterling, IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,336 | 4.17% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,317 | 3.92% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,099 | 3.88% |
| Lewistown, PA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $8,125 | 4.03% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,804 | 4.03% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,808 | 3.56% |
| McMinnville, TN (FHA|USDA|VA) | 8 | $560,000 | $70,000 | $5,367 | 2.86% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,813 | 5.25% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $35,046 | 3.75% |
| Shawano, WI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,550 | 4.21% |
| Stephenville, TX (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $9,919 | 4.63% |
| Alice, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $10,372 | 4.38% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $11,633 | 4.31% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,959 | 4.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,838 | 4.37% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,401 | 4.04% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $12,270 | 4.29% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,318 | 4.54% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,074 | 3.88% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,500 | 3.94% |
| Rolla, MO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,591 | 3.81% |
| NILES, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,599 | 3.88% |
| Washington, NC (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $6,953 | 4.55% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,102 | 3.75% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,741 | 3.94% |
| Lock Haven, PA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $11,173 | 4.31% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,344 | 4.24% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,615 | 4.33% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,451 | 3.88% |
| SYRACUSE, NY (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $9,963 | 4.59% |
| Grants, NM (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,005 | 4.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $7,947 | 4.37% |
| KANKAKEE, IL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $10,563 | 4.71% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $10,339 | 4.79% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $9,743 | 4.00% |
| Austin, MN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,947 | 4.63% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $16,941 | 4.31% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,772 | 4.19% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,667 | 3.63% |
| Prineville, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $13,953 | 4.88% |
| Richmond, IN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,434 | 4.21% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,779 | 4.12% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $7,599 | 4.78% |
| Craig, CO (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,434 | 4.88% |
| Winona, MN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,821 | 4.75% |
| Burley, ID (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,690 | 3.81% |
| Albertville, AL (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $7,822 | 4.28% |
| ALTOONA, PA (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,859 | 4.13% |
| Clinton, IA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,409 | 4.58% |
| Clovis, NM (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $8,974 | 5.33% |
| Gallup, NM (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,537 | 3.44% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,809 | 4.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $5,251 | 4.28% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,702 | 4.50% |
| Sanford, NC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $7,030 | 4.44% |
| Laurinburg, NC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $9,250 | 4.78% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $9,476 | 3.96% |
| Big Stone Gap, VA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,520 | 5.33% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,181 | 3.16% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $10,636 | 4.58% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,645 | 4.13% |
| Farmington, MO (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,143 | 4.00% |
| New Castle, PA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $16,865 | 4.96% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,401 | 3.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,327 | 4.00% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,949 | 3.56% |
| Bedford, IN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,932 | 4.04% |
| ROME, GA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,502 | 4.08% |
| London, KY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,325 | 4.75% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,186 | 4.71% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,831 | 3.75% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,846 | 4.38% |
| Defiance, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,800 | 4.88% |
| Brookings, SD (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,668 | 4.13% |
| Douglas, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,156 | 4.25% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,628 | 5.00% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $11,745 | 4.81% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $6,113 | 4.44% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $12,102 | 5.00% |
| Beeville, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $14,415 | 4.94% |
| Willmar, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,363 | 4.13% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $11,615 | 5.00% |
| Wabash, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,376 | 4.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,171 | 5.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,588 | 3.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,384 | 4.50% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,065 | 4.75% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,630 | 4.69% |
| AMES, IA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,523 | 4.19% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,793 | 4.44% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $8,376 | 4.00% |
| Cadillac, MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,418 | 4.21% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,046 | 4.83% |
| Moscow, ID (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,818 | 3.81% |
| Plainview, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,472 | 3.71% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $14,730 | 5.08% |
| ERIE, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,125 | 4.63% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,565 | 4.19% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,883 | 4.25% |
| Selma, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,598 | 3.25% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,497 | 4.38% |
| Sidney, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,528 | 3.75% |
| Roswell, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,898 | 3.88% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,496 | 5.19% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,783 | 3.81% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,162 | 4.81% |
| Ashland, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,155 | 4.06% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $9,770 | 4.17% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,727 | 3.87% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,894 | 4.49% |
| Meadville, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,215 | 3.88% |
| Pella, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,889 | 5.25% |
| Palestine, TX (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,755 | 4.96% |
| CASPER, WY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,799 | 3.50% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,257 | 3.71% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,351 | 4.44% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,679 | 4.50% |
| New Ulm, MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,334 | 4.13% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,666 | 4.69% |
| Rutland, VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $17,928 | 4.63% |
| North Platte, NE (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,724 | 4.19% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,148 | 4.13% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,942 | 3.50% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,697 | 4.94% |
| Findlay, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,314 | 4.38% |
| Kinston, NC (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,819 | 4.17% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,687 | 3.93% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,397 | 4.44% |
| Paris, TX (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,788 | 4.21% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,574 | 3.63% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,125 | 4.13% |
| Auburn, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,806 | 4.63% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,118 | 3.94% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,932 | 5.31% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,297 | 3.81% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,079 | 3.37% |
| Sterling, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,980 | 3.25% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $10,300 | 4.31% |
| Safford, AZ (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,505 | 5.31% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,321 | 4.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,129 | 4.75% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,811 | 3.63% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,901 | 3.99% |
| Durant, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,485 | 3.99% |
| Sayre, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $9,993 | 4.94% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,241 | 4.88% |
| Fremont, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,420 | 4.19% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,565 | 4.75% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,800 | 3.75% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $4,535 | 2.71% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,104 | 3.25% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,616 | 4.00% |
| Jasper, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,236 | 4.13% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,290 | 3.88% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,587 | 4.75% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,201 | 5.38% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,880 | 4.31% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $16,733 | 4.44% |
| Riverton, WY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,333 | 4.99% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,113 | 3.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,580 | 5.00% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,797 | 3.75% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,519 | 5.06% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $9,836 | 5.37% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,922 | 3.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,366 | 3.63% |
| McAlester, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,210 | 3.38% |
| Pierre, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,190 | 4.75% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,061 | 3.75% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,170 | 3.81% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,122 | 4.63% |
| Harrison, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,715 | 4.69% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,921 | 2.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,918 | 4.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,936 | 4.37% |
| New Castle, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,801 | 4.00% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,704 | 3.50% |
| Watertown, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,428 | 4.25% |
| Jasper, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,736 | 4.50% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $7,407 | 4.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $13,689 | 4.50% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,150 | 4.13% |
| Ruston, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,713 | 3.99% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,909 | 4.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,278 | 3.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $8,209 | 4.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,613 | 3.50% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,112 | 6.13% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,822 | 3.99% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,168 | 4.25% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,614 | 4.13% |
| Dublin, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,625 | 4.75% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,128 | 3.75% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,445 | 5.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,820 | 4.63% |
| Somerset, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,957 | 4.50% |
| Maysville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,779 | 4.25% |
| Marion, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,856 | 5.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,860 | 3.50% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,416 | 5.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,617 | 4.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,793 | 3.99% |
| Lincoln, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $7,215 | 5.50% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,956 | 3.99% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,561 | 3.99% |
| Auburn, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,385 | 4.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,262 | 3.50% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,472 | 3.75% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,702 | 4.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,890 | 5.75% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,982 | 4.50% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,524 | 4.88% |
| Lamesa, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,460 | 2.38% |
| Platteville, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,664 | 4.75% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $14,263 | 5.00% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,646 | 3.88% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,826 | 4.25% |
| Bay City, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $11,896 | 3.75% |
| Peru, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,175 | 4.75% |
| Athens, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,607 | 4.00% |
| Huntington, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,288 | 4.50% |
| Indiana, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $11,241 | 3.50% |
| Indianola, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,839 | 3.88% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,811 | 3.75% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,664 | 3.50% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,255 | 4.25% |
| Logansport, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,954 | 3.99% |
| Meridian, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,113 | 3.50% |
| Spencer, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,993 | 4.50% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $19,159 | 4.25% |
| McPherson, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,847 | 4.75% |
| Española, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,524 | 4.88% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,975 | 3.49% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,564 | 4.88% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,776 | 4.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,346 | 4.13% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,782 | 5.63% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,250 | 4.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,002 | 3.50% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,121 | 4.00% |
| Huron, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,655 | 3.63% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,317 | 4.75% |
| Marietta, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,204 | 5.25% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,508 | 5.25% |
| Andrews, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,815 | 4.75% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,797 | 4.38% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,757 | 4.50% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,715 | 4.63% |
| West Plains, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,513 | 4.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $10,062 | 4.00% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,670 | 4.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,189 | 4.63% |
| Jesup, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,792 | 3.75% |
| Union, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,783 | 4.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,436 | 3.75% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,674 | 3.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,072 | 3.99% |
| Malone, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,905 | 5.00% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,060 | 4.13% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,237 | 5.25% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,057 | 3.75% |
| Kearney, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,595 | 3.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,526 | 4.50% |
| Corning, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $12,734 | 5.25% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,385 | 5.13% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,474 | 4.75% |
| Summerville, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,085 | 4.25% |
| Cordele, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,836 | 4.25% |
| Atchison, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,913 | 5.13% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,354 | 3.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $8,380 | 4.75% |
| Tifton, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,829 | 3.75% |
| Americus, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,697 | 4.74% |
| DuBois, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $7,092 | 4.00% |
Similar Lenders
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Product Mix
For 2019, Cardinal Financial's most frequently originated type of loan was Conventional, with 23,171 originations. Their 2nd most popular type was FHA, with 10,433 originations.
Loan Reason
For 2019, Cardinal Financial's most frequently cited loan purpose was Home Purchase, with 21,866 originations. The 2nd most popular reason was Refi, with 7,817 originations.
Loan Duration/Length
For 2019, Cardinal Financial's most frequently cited loan duration was 30 Year, with 33,773 originations. The 2nd most popular length was 15 Year, with 3,008 originations.
Origination Fees/Closing Costs
Cardinal Financial's average total fees were $9,757, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,735 originations.
Interest Rates
During 2019, Cardinal Financial's average interest rate for loans was 4.23%, while their most frequently originated rate bucket for loans was 3-4%, with 15,942 originations.
Loan Sizing
2019 saw Cardinal Financial place emphasis on $200k-400k loans with 17,315 originations, totaling $4,864,285,000 in origination value.
Applicant Income
Cardinal Financial lent most frequently to those with incomes in the $50k-75k range, with 9,837 originations. The second most popular income band? $100k-150k, with 7,743 originations.
Applicant Debt to Income Ratio
Cardinal Financial lent most frequently to those with DTI ratios of 30-36%, with 6,157 originations. The next most common DTI ratio? 20-30%, with 5,901 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.29%
Cardinal Financial has an average approval rate.
Pick Rate
Approvals leading to origination-36.08%
Cardinal Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 37,926 | $9,702,460,000 | $255,826 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 748 | $98,420,000 | $131,578 |
| Single Family (1-4 Units):Site-Built | 37,178 | $9,604,040,000 | $258,326 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 13.8% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Closing on a mortgage | 4 | 13.8% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Trouble during payment process | 4 | 13.8% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.4% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Closing on a mortgage | 2 | 6.9% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Struggling to pay mortgage | 1 | 3.4% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Trouble during payment process | 6 | 20.7% |
| CARDINAL FINANCIAL COMPANY | Other type of mortgage | Closing on a mortgage | 1 | 3.4% |
| CARDINAL FINANCIAL COMPANY | Other type of mortgage | Trouble during payment process | 1 | 3.4% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 6.9% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Trouble during payment process | 3 | 10.3% |