Cardinal Financial Mortgage Rates, Fees & Info
Harrisburg, PALEI: 549300VORTI31GZTJL53
Tax ID: 23-2470039
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Mortgage Data
Review & Overview
Cardinal Financial is a large mortgage company specializing in Refi and Home Purchase loans. Cardinal Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Dallas, Washington, Phoenix, and Los Angeles among others. We have data for 811 markets. (Some data included below & more in-depth data is available with an active subscription.)Cardinal Financial has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cardinal Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 12/17/24 |
| 30 Year Conventional Refi | 6.58% | 12/17/24 |
| 30 Year Cash-out Refi | 6.85% | 12/17/24 |
| 30 Year FHA Purchase | 7.56% | 12/17/24 |
| 30 Year FHA Refi | 7.11% | 12/17/24 |
| 30 Year VA Purchase | 6.53% | 12/17/24 |
| 30 Year VA Refi | 5.89% | 12/17/24 |
| 30 Year USDA Purchase | 6.93% | 12/17/24 |
| 30 Year USDA Refi | 6.72% | 12/17/24 |
| 15 Year Conventional Purchase | 5.14% | 12/17/24 |
| 15 Year Conventional Refi | 6.00% | 12/17/24 |
| 15 Year Cash-out Refi | 6.00% | 12/17/24 |
| 15 Year FHA Purchase | 7.36% | 12/17/24 |
| 15 Year FHA Refi | 7.19% | 12/17/24 |
| 15 Year VA Purchase | 6.02% | 12/17/24 |
| 15 Year VA Refi | 5.54% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cardinal Financial Mortgage Calculator
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This is not an official calculator from Cardinal Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
92,867Origination Dollar Volume (All Markets)
$26,861,475,000Awards
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CARDINAL FINANCIAL - 2020
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For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4,726 | $1,792,840,000 | $379,357 | $8,732 | 3.13% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 5,309 | $1,341,645,000 | $252,711 | $5,901 | 3.03% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3,191 | $1,259,405,000 | $394,674 | $5,182 | 2.92% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3,876 | $1,048,880,000 | $270,609 | $4,480 | 3.11% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,206 | $1,025,090,000 | $464,683 | $5,490 | 3.07% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2,751 | $771,455,000 | $280,427 | $5,014 | 3.08% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2,679 | $738,265,000 | $275,575 | $5,359 | 3.09% |
| Outside of Metro Areas | 2,999 | $735,485,000 | $245,243 | $5,867 | 3.19% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,792 | $699,540,000 | $390,368 | $4,719 | 2.98% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,981 | $687,835,000 | $347,216 | $4,208 | 2.99% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2,599 | $654,065,000 | $251,660 | $5,250 | 3.07% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2,448 | $651,600,000 | $266,176 | $5,459 | 3.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1,485 | $635,695,000 | $428,077 | $5,860 | 3.05% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,235 | $596,575,000 | $483,057 | $4,918 | 3.04% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,159 | $576,245,000 | $266,904 | $5,578 | 3.05% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 908 | $539,350,000 | $593,998 | $11,592 | 2.90% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1,597 | $467,405,000 | $292,677 | $6,355 | 3.14% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,427 | $459,915,000 | $322,295 | $5,340 | 2.99% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1,684 | $448,070,000 | $266,075 | $3,910 | 3.03% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1,332 | $414,590,000 | $311,254 | $5,000 | 3.16% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,496 | $410,740,000 | $274,559 | $5,744 | 3.01% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 884 | $344,350,000 | $389,536 | $4,537 | 2.93% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,287 | $330,725,000 | $256,974 | $6,118 | 3.17% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 991 | $317,235,000 | $320,116 | $5,873 | 3.08% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 978 | $313,840,000 | $320,900 | $4,849 | 2.91% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1,106 | $280,910,000 | $253,987 | $6,235 | 3.14% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,076 | $266,690,000 | $247,853 | $4,600 | 2.98% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 770 | $228,290,000 | $296,481 | $3,707 | 2.95% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 917 | $225,985,000 | $246,439 | $5,941 | 3.08% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 846 | $225,530,000 | $266,584 | $6,167 | 3.12% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 424 | $216,910,000 | $511,580 | $4,558 | 3.01% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 615 | $212,815,000 | $346,041 | $4,450 | 3.03% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1,065 | $209,995,000 | $197,178 | $5,726 | 3.16% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 745 | $191,245,000 | $256,705 | $6,501 | 3.12% |
| RENO, NV (FHA|USDA|VA) | 548 | $187,760,000 | $342,628 | $5,003 | 3.05% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 634 | $182,410,000 | $287,713 | $5,356 | 3.09% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 593 | $166,285,000 | $280,413 | $5,103 | 3.22% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 547 | $160,505,000 | $293,428 | $5,435 | 3.09% |
| BATON ROUGE, LA (FHA|USDA|VA) | 741 | $155,935,000 | $210,439 | $5,297 | 3.12% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 613 | $140,025,000 | $228,426 | $4,774 | 3.07% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 652 | $128,390,000 | $196,917 | $4,835 | 3.30% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 532 | $127,670,000 | $239,981 | $4,575 | 3.22% |
| PROVO-OREM, UT (FHA|USDA|VA) | 408 | $127,060,000 | $311,422 | $4,894 | 3.14% |
| MERCED, CA (FHA|USDA|VA) | 449 | $115,895,000 | $258,118 | $5,541 | 3.14% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 439 | $106,385,000 | $242,335 | $6,147 | 3.05% |
| RICHMOND, VA (FHA|USDA|VA) | 337 | $96,695,000 | $286,929 | $4,298 | 2.95% |
| FRESNO, CA (FHA|USDA|VA) | 402 | $95,810,000 | $238,333 | $6,437 | 3.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 204 | $91,890,000 | $450,441 | $5,225 | 3.02% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 393 | $90,405,000 | $230,038 | $4,524 | 3.16% |
| TUCSON, AZ (FHA|USDA|VA) | 384 | $88,940,000 | $231,615 | $4,402 | 3.14% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 472 | $86,670,000 | $183,623 | $5,298 | 3.25% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 331 | $84,805,000 | $256,208 | $5,444 | 2.99% |
| VALLEJO, CA (FHA|USDA|VA) | 208 | $81,370,000 | $391,202 | $6,885 | 3.12% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 455 | $78,285,000 | $172,055 | $4,396 | 2.79% |
| Cedar City, UT (FHA|USDA|VA) | 330 | $76,080,000 | $230,545 | $5,031 | 3.23% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 448 | $75,080,000 | $167,589 | $4,379 | 3.49% |
| PITTSBURGH, PA (FHA|USDA|VA) | 350 | $75,010,000 | $214,314 | $6,332 | 2.98% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 263 | $74,145,000 | $281,920 | $6,775 | 3.20% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 316 | $72,480,000 | $229,367 | $5,824 | 3.23% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 274 | $71,320,000 | $260,292 | $5,282 | 3.17% |
| BOULDER, CO (FHA|USDA|VA) | 182 | $69,160,000 | $380,000 | $3,141 | 2.92% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 224 | $65,550,000 | $292,634 | $6,867 | 2.99% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 256 | $65,130,000 | $254,414 | $5,462 | 3.09% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 286 | $64,570,000 | $225,769 | $6,949 | 3.21% |
| LUBBOCK, TX (FHA|USDA|VA) | 317 | $64,175,000 | $202,445 | $6,200 | 3.40% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 396 | $62,770,000 | $158,510 | $5,232 | 3.26% |
| COLUMBUS, OH (FHA|USDA|VA) | 228 | $58,040,000 | $254,561 | $5,076 | 3.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 253 | $56,595,000 | $223,696 | $5,245 | 3.03% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 146 | $56,390,000 | $386,233 | $7,758 | 2.96% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 228 | $53,810,000 | $236,009 | $5,663 | 3.03% |
| COLUMBIA, SC (FHA|USDA|VA) | 219 | $53,765,000 | $245,502 | $4,734 | 3.21% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 228 | $50,480,000 | $221,404 | $4,074 | 2.97% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 192 | $50,160,000 | $261,250 | $5,542 | 3.14% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 169 | $50,145,000 | $296,716 | $4,890 | 3.08% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 227 | $49,895,000 | $219,802 | $5,267 | 3.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 178 | $48,880,000 | $274,607 | $4,048 | 2.94% |
| FORT COLLINS, CO (FHA|USDA|VA) | 154 | $48,810,000 | $316,948 | $4,645 | 2.91% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 222 | $48,780,000 | $219,730 | $4,299 | 3.16% |
| STOCKTON, CA (FHA|USDA|VA) | 147 | $47,375,000 | $322,279 | $5,034 | 3.10% |
| GREELEY, CO (FHA|USDA|VA) | 143 | $46,925,000 | $328,147 | $4,437 | 3.01% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 112 | $46,790,000 | $417,768 | $6,247 | 2.97% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 205 | $43,835,000 | $213,829 | $5,356 | 3.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 184 | $43,000,000 | $233,696 | $4,456 | 2.94% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 209 | $40,995,000 | $196,148 | $4,696 | 3.20% |
| GREEN BAY, WI (FHA|USDA|VA) | 221 | $40,695,000 | $184,140 | $3,966 | 3.18% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 199 | $40,225,000 | $202,136 | $4,311 | 2.89% |
| MODESTO, CA (FHA|USDA|VA) | 147 | $38,785,000 | $263,844 | $5,880 | 3.16% |
| LOUISVILLE, KY (FHA|USDA|VA) | 162 | $38,240,000 | $236,049 | $4,480 | 3.07% |
| EL CENTRO, CA (FHA|USDA|VA) | 185 | $38,155,000 | $206,243 | $6,110 | 3.02% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 135 | $35,655,000 | $264,111 | $4,985 | 3.05% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 120 | $35,360,000 | $294,667 | $5,085 | 3.07% |
| MIDLAND, MI (FHA|USDA|VA) | 193 | $35,245,000 | $182,617 | $3,629 | 3.15% |
| ASHEVILLE, NC (FHA|USDA|VA) | 139 | $34,195,000 | $246,007 | $4,387 | 3.14% |
| Outside of Metro Areas | 117 | $33,915,000 | $289,872 | $6,835 | 3.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 118 | $33,040,000 | $280,000 | $5,229 | 3.05% |
| Heber, UT (FHA|USDA|VA) | 72 | $32,290,000 | $448,472 | $5,042 | 3.04% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 104 | $32,150,000 | $309,135 | $4,663 | 3.04% |
| FARGO, ND-MN (FHA|USDA|VA) | 156 | $31,850,000 | $204,167 | $5,093 | 2.78% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 99 | $29,495,000 | $297,929 | $5,260 | 2.99% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 88 | $29,020,000 | $329,773 | $3,978 | 3.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 197 | $28,835,000 | $146,371 | $4,329 | 3.52% |
| LYNCHBURG, VA (FHA|USDA|VA) | 137 | $28,435,000 | $207,555 | $6,144 | 3.05% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 122 | $28,430,000 | $233,033 | $4,588 | 3.11% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 140 | $28,260,000 | $201,857 | $6,263 | 3.16% |
| ANCHORAGE, AK (FHA|USDA|VA) | 85 | $28,245,000 | $332,294 | $6,352 | 2.83% |
| DOVER, DE (FHA|USDA|VA) | 117 | $27,705,000 | $236,795 | $6,663 | 3.31% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 107 | $27,435,000 | $256,402 | $5,990 | 3.04% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 107 | $27,335,000 | $255,467 | $4,057 | 3.10% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 100 | $26,570,000 | $265,700 | $4,866 | 3.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 110 | $26,400,000 | $240,000 | $4,589 | 3.02% |
| SAVANNAH, GA (FHA|USDA|VA) | 113 | $26,055,000 | $230,575 | $6,714 | 3.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 59 | $25,735,000 | $436,186 | $6,085 | 3.04% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 138 | $25,650,000 | $185,870 | $7,648 | 3.28% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 57 | $25,465,000 | $446,754 | $4,643 | 2.94% |
| MEDFORD, OR (FHA|USDA|VA) | 96 | $25,360,000 | $264,167 | $6,758 | 3.09% |
| SALEM, OR (FHA|USDA|VA) | 88 | $25,170,000 | $286,023 | $5,250 | 3.06% |
| VISALIA, CA (FHA|USDA|VA) | 118 | $25,090,000 | $212,627 | $6,799 | 3.37% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 86 | $24,990,000 | $290,581 | $5,153 | 2.84% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 118 | $24,490,000 | $207,542 | $5,803 | 3.22% |
| WILMINGTON, NC (FHA|USDA|VA) | 91 | $24,295,000 | $266,978 | $5,309 | 3.04% |
| ST. GEORGE, UT (FHA|USDA|VA) | 81 | $23,845,000 | $294,383 | $4,649 | 3.09% |
| BEND, OR (FHA|USDA|VA) | 68 | $23,820,000 | $350,294 | $4,586 | 3.03% |
| Sevierville, TN (FHA|USDA|VA) | 106 | $23,670,000 | $223,302 | $6,803 | 3.12% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 113 | $23,465,000 | $207,655 | $4,993 | 2.90% |
| SALINAS, CA (FHA|USDA|VA) | 59 | $22,535,000 | $381,949 | $4,975 | 3.09% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 77 | $22,305,000 | $289,675 | $4,729 | 3.12% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 45 | $22,005,000 | $489,000 | $4,242 | 2.90% |
| BOISE CITY, ID (FHA|USDA|VA) | 78 | $21,620,000 | $277,179 | $5,238 | 3.11% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 105 | $21,425,000 | $204,048 | $5,388 | 3.14% |
| LONGVIEW, WA (FHA|USDA|VA) | 87 | $20,535,000 | $236,034 | $5,395 | 2.86% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 64 | $20,210,000 | $315,781 | $5,676 | 3.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 69 | $19,285,000 | $279,493 | $4,857 | 3.20% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 85 | $18,995,000 | $223,471 | $5,808 | 3.19% |
| MADERA, CA (FHA|USDA|VA) | 70 | $18,720,000 | $267,429 | $6,007 | 3.25% |
| Hilo, HI (FHA|USDA|VA) | 38 | $17,610,000 | $463,421 | $8,684 | 2.97% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 63 | $17,135,000 | $271,984 | $5,377 | 2.98% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 78 | $16,860,000 | $216,154 | $5,161 | 3.23% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 57 | $16,845,000 | $295,526 | $9,149 | 3.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 110 | $16,840,000 | $153,091 | $4,154 | 3.52% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 72 | $16,450,000 | $228,472 | $4,495 | 3.09% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 80 | $16,210,000 | $202,625 | $5,028 | 3.12% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 80 | $16,180,000 | $202,250 | $4,816 | 2.97% |
| NAPA, CA (FHA|USDA|VA) | 38 | $16,050,000 | $422,368 | $6,985 | 3.05% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 78 | $15,990,000 | $205,000 | $5,829 | 2.99% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 58 | $15,980,000 | $275,517 | $5,139 | 3.16% |
| GAINESVILLE, GA (FHA|USDA|VA) | 63 | $15,795,000 | $250,714 | $4,948 | 3.08% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 85 | $15,655,000 | $184,176 | $5,671 | 3.21% |
| MORRISTOWN, TN (FHA|USDA|VA) | 85 | $15,435,000 | $181,588 | $5,764 | 3.17% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 41 | $15,395,000 | $375,488 | $4,801 | 3.17% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 107 | $15,375,000 | $143,692 | $4,611 | 3.28% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 73 | $15,375,000 | $210,616 | $5,555 | 3.11% |
| ROANOKE, VA (FHA|USDA|VA) | 62 | $15,080,000 | $243,226 | $4,675 | 3.01% |
| MADISON, WI (FHA|USDA|VA) | 51 | $14,325,000 | $280,882 | $5,740 | 3.03% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 59 | $14,295,000 | $242,288 | $4,300 | 2.97% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 48 | $14,100,000 | $293,750 | $6,640 | 3.21% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 40 | $14,000,000 | $350,000 | $4,892 | 2.87% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 50 | $13,720,000 | $274,400 | $4,896 | 3.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 56 | $13,650,000 | $243,750 | $6,192 | 3.13% |
| LANCASTER, PA (FHA|USDA|VA) | 58 | $13,630,000 | $235,000 | $5,860 | 3.03% |
| BELLINGHAM, WA (FHA|USDA|VA) | 40 | $13,440,000 | $336,000 | $3,525 | 3.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 70 | $13,330,000 | $190,429 | $7,148 | 3.31% |
| Kalispell, MT (FHA|USDA|VA) | 48 | $13,010,000 | $271,042 | $4,981 | 3.19% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 35 | $12,785,000 | $365,286 | $4,204 | 3.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 56 | $12,660,000 | $226,071 | $4,345 | 2.91% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 46 | $12,540,000 | $272,609 | $5,078 | 2.96% |
| AKRON, OH (FHA|USDA|VA) | 50 | $12,490,000 | $249,800 | $4,134 | 3.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 54 | $12,480,000 | $231,111 | $6,451 | 3.37% |
| OCALA, FL (FHA|USDA|VA) | 70 | $12,440,000 | $177,714 | $5,587 | 3.28% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 55 | $12,385,000 | $225,182 | $4,873 | 3.13% |
| Show Low, AZ (FHA|USDA|VA) | 52 | $12,380,000 | $238,077 | $5,174 | 3.11% |
| GAINESVILLE, FL (FHA|USDA|VA) | 48 | $12,040,000 | $250,833 | $5,261 | 3.09% |
| CLEVELAND, TN (FHA|USDA|VA) | 70 | $11,880,000 | $169,714 | $4,705 | 3.06% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 45 | $11,775,000 | $261,667 | $4,454 | 2.99% |
| Williston, ND (FHA|USDA|VA) | 50 | $11,770,000 | $235,400 | $7,547 | 3.59% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 48 | $11,760,000 | $245,000 | $4,492 | 3.34% |
| Breckenridge, CO (FHA|USDA|VA) | 28 | $11,610,000 | $414,643 | $4,379 | 2.98% |
| ROCHESTER, MN (FHA|USDA|VA) | 55 | $11,295,000 | $205,364 | $5,400 | 2.96% |
| DULUTH, MN-WI (FHA|USDA|VA) | 59 | $11,115,000 | $188,390 | $4,856 | 3.10% |
| EL PASO, TX (FHA|USDA|VA) | 58 | $11,090,000 | $191,207 | $5,104 | 3.06% |
| Durango, CO (FHA|USDA|VA) | 35 | $11,055,000 | $315,857 | $5,110 | 2.88% |
| READING, PA (FHA|USDA|VA) | 56 | $10,940,000 | $195,357 | $6,227 | 3.09% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 52 | $10,890,000 | $209,423 | $5,139 | 3.00% |
| APPLETON, WI (FHA|USDA|VA) | 49 | $10,745,000 | $219,286 | $4,507 | 3.23% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 59 | $10,575,000 | $179,237 | $6,682 | 3.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 42 | $10,560,000 | $251,429 | $4,830 | 3.03% |
| Greeneville, TN (FHA|USDA|VA) | 63 | $10,475,000 | $166,270 | $6,336 | 3.30% |
| SAGINAW, MI (FHA|USDA|VA) | 59 | $9,945,000 | $168,559 | $3,950 | 3.19% |
| SPARTANBURG, SC (FHA|USDA|VA) | 50 | $9,930,000 | $198,600 | $6,199 | 3.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 47 | $9,905,000 | $210,745 | $5,016 | 2.88% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 43 | $9,885,000 | $229,884 | $4,881 | 3.19% |
| PUEBLO, CO (FHA|USDA|VA) | 48 | $9,840,000 | $205,000 | $5,391 | 3.02% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 53 | $9,825,000 | $185,377 | $5,384 | 3.15% |
| LOGAN, UT-ID (FHA|USDA|VA) | 40 | $9,790,000 | $244,750 | $5,420 | 3.25% |
| MOBILE, AL (FHA|USDA|VA) | 57 | $9,675,000 | $169,737 | $5,425 | 3.10% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 44 | $9,560,000 | $217,273 | $8,340 | 3.22% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 37 | $9,485,000 | $256,351 | $4,426 | 3.08% |
| MIDLAND, TX (FHA|USDA|VA) | 34 | $9,470,000 | $278,529 | $6,704 | 3.48% |
| DALTON, GA (FHA|USDA|VA) | 59 | $9,415,000 | $159,576 | $5,043 | 3.44% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 44 | $9,410,000 | $213,864 | $3,924 | 3.03% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 45 | $9,355,000 | $207,889 | $5,115 | 3.21% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 53 | $9,165,000 | $172,925 | $5,875 | 2.97% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 43 | $9,125,000 | $212,209 | $5,202 | 3.19% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 46 | $8,770,000 | $190,652 | $6,625 | 3.22% |
| Jefferson, GA (FHA|USDA|VA) | 38 | $8,690,000 | $228,684 | $5,662 | 3.23% |
| Edwards, CO (FHA|USDA|VA) | 20 | $8,660,000 | $433,000 | $5,188 | 3.07% |
| ANN ARBOR, MI (FHA|USDA|VA) | 34 | $8,610,000 | $253,235 | $4,974 | 3.08% |
| Fernley, NV (FHA|USDA|VA) | 35 | $8,405,000 | $240,143 | $6,568 | 2.91% |
| TULSA, OK (FHA|USDA|VA) | 32 | $8,320,000 | $260,000 | $4,509 | 2.94% |
| RACINE, WI (FHA|USDA|VA) | 41 | $8,265,000 | $201,585 | $6,179 | 3.36% |
| Marion, NC (FHA|USDA|VA) | 46 | $8,200,000 | $178,261 | $5,071 | 3.31% |
| Muscatine, IA (FHA|USDA|VA) | 61 | $8,045,000 | $131,885 | $4,535 | 3.56% |
| Centralia, WA (FHA|USDA|VA) | 32 | $8,010,000 | $250,313 | $5,400 | 3.04% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 33 | $7,855,000 | $238,030 | $6,137 | 3.45% |
| Boone, NC (FHA|USDA|VA) | 27 | $7,805,000 | $289,074 | $3,218 | 3.11% |
| BISMARCK, ND (FHA|USDA|VA) | 29 | $7,775,000 | $268,103 | $5,204 | 3.05% |
| ST. CLOUD, MN (FHA|USDA|VA) | 49 | $7,735,000 | $157,857 | $5,632 | 3.17% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 24 | $7,430,000 | $309,583 | $4,901 | 2.84% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 30 | $7,420,000 | $247,333 | $5,268 | 3.09% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 40 | $7,270,000 | $181,750 | $5,247 | 3.23% |
| Ellensburg, WA (FHA|USDA|VA) | 21 | $7,255,000 | $345,476 | $4,812 | 2.90% |
| LAS CRUCES, NM (FHA|USDA|VA) | 36 | $7,220,000 | $200,556 | $5,712 | 3.51% |
| THE VILLAGES, FL (FHA|USDA|VA) | 29 | $7,155,000 | $246,724 | $4,979 | 2.97% |
| LAFAYETTE, LA (FHA|USDA|VA) | 33 | $7,145,000 | $216,515 | $4,501 | 3.09% |
| Whitewater, WI (FHA|USDA|VA) | 34 | $7,050,000 | $207,353 | $4,566 | 3.35% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 14 | $6,890,000 | $492,143 | $10,210 | 3.22% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 26 | $6,790,000 | $261,154 | $4,278 | 2.85% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 40 | $6,780,000 | $169,500 | $6,098 | 3.17% |
| Oak Harbor, WA (FHA|USDA|VA) | 21 | $6,775,000 | $322,619 | $5,628 | 2.96% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 28 | $6,580,000 | $235,000 | $5,859 | 3.19% |
| BURLINGTON, NC (FHA|USDA|VA) | 29 | $6,535,000 | $225,345 | $4,389 | 3.12% |
| Beaver Dam, WI (FHA|USDA|VA) | 37 | $6,485,000 | $175,270 | $4,805 | 3.30% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 35 | $6,465,000 | $184,714 | $4,118 | 3.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 27 | $6,465,000 | $239,444 | $6,806 | 3.03% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 29 | $6,465,000 | $222,931 | $5,386 | 3.12% |
| CHICO, CA (FHA|USDA|VA) | 21 | $6,405,000 | $305,000 | $5,940 | 3.11% |
| Concord, NH (FHA|USDA|VA) | 23 | $6,365,000 | $276,739 | $4,709 | 3.08% |
| WACO, TX (FHA|USDA|VA) | 33 | $6,365,000 | $192,879 | $4,742 | 3.26% |
| Key West, FL (FHA|USDA|VA) | 15 | $6,335,000 | $422,333 | $7,837 | 3.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 20 | $6,320,000 | $316,000 | $4,362 | 3.07% |
| CARSON CITY, NV (FHA|USDA|VA) | 20 | $6,310,000 | $315,500 | $4,195 | 2.92% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 33 | $6,295,000 | $190,758 | $6,061 | 3.15% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 28 | $6,290,000 | $224,643 | $5,721 | 3.22% |
| Levelland, TX (FHA|USDA|VA) | 38 | $6,270,000 | $165,000 | $7,951 | 3.58% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 37 | $6,165,000 | $166,622 | $3,680 | 3.22% |
| Red Wing, MN (FHA|USDA|VA) | 33 | $6,155,000 | $186,515 | $5,691 | 3.23% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 23 | $6,135,000 | $266,739 | $4,952 | 3.08% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 20 | $6,110,000 | $305,500 | $4,063 | 2.99% |
| Shelton, WA (FHA|USDA|VA) | 23 | $6,095,000 | $265,000 | $5,345 | 3.16% |
| Granbury, TX (FHA|USDA|VA) | 24 | $6,090,000 | $253,750 | $6,536 | 3.09% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 33 | $6,065,000 | $183,788 | $5,741 | 3.34% |
| WENATCHEE, WA (FHA|USDA|VA) | 19 | $6,025,000 | $317,105 | $5,147 | 3.04% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 33 | $5,985,000 | $181,364 | $6,434 | 3.16% |
| ROCHESTER, NY (FHA|USDA|VA) | 33 | $5,855,000 | $177,424 | $7,274 | 3.58% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 27 | $5,775,000 | $213,889 | $4,538 | 3.10% |
| ODESSA, TX (FHA|USDA|VA) | 24 | $5,690,000 | $237,083 | $7,718 | 3.28% |
| Athens, TX (FHA|USDA|VA) | 23 | $5,685,000 | $247,174 | $5,902 | 3.34% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 23 | $5,665,000 | $246,304 | $6,701 | 3.27% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 31 | $5,665,000 | $182,742 | $4,411 | 3.14% |
| ERIE, PA (FHA|USDA|VA) | 39 | $5,665,000 | $145,256 | $6,878 | 3.11% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 23 | $5,615,000 | $244,130 | $7,088 | 3.29% |
| Athens, TN (FHA|USDA|VA) | 39 | $5,575,000 | $142,949 | $5,980 | 3.38% |
| TYLER, TX (FHA|USDA|VA) | 24 | $5,570,000 | $232,083 | $5,463 | 3.25% |
| Pullman, WA (FHA|USDA|VA) | 23 | $5,495,000 | $238,913 | $5,571 | 3.09% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 20 | $5,460,000 | $273,000 | $3,923 | 2.90% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 24 | $5,390,000 | $224,583 | $5,474 | 2.93% |
| Roseburg, OR (FHA|USDA|VA) | 20 | $5,350,000 | $267,500 | $4,943 | 3.27% |
| Morehead City, NC (FHA|USDA|VA) | 18 | $5,310,000 | $295,000 | $4,043 | 2.91% |
| Glenwood Springs, CO (FHA|USDA|VA) | 15 | $5,145,000 | $343,000 | $4,638 | 2.62% |
| SANTA FE, NM (FHA|USDA|VA) | 17 | $5,125,000 | $301,471 | $5,045 | 3.10% |
| TOLEDO, OH (FHA|USDA|VA) | 23 | $5,125,000 | $222,826 | $4,150 | 3.14% |
| LAREDO, TX (FHA|USDA|VA) | 24 | $5,060,000 | $210,833 | $7,638 | 3.72% |
| YUBA CITY, CA (FHA|USDA|VA) | 18 | $5,040,000 | $280,000 | $6,996 | 3.10% |
| Bozeman, MT (FHA|USDA|VA) | 16 | $5,030,000 | $314,375 | $3,828 | 3.04% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 22 | $4,970,000 | $225,909 | $5,553 | 3.22% |
| Payson, AZ (FHA|USDA|VA) | 24 | $4,930,000 | $205,417 | $4,828 | 3.09% |
| Brainerd, MN (FHA|USDA|VA) | 22 | $4,910,000 | $223,182 | $5,801 | 2.97% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 15 | $4,845,000 | $323,000 | $3,865 | 2.91% |
| CORVALLIS, OR (FHA|USDA|VA) | 16 | $4,840,000 | $302,500 | $4,474 | 2.78% |
| HAMMOND, LA (FHA|USDA|VA) | 27 | $4,795,000 | $177,593 | $6,147 | 3.14% |
| BRUNSWICK, GA (FHA|USDA|VA) | 23 | $4,795,000 | $208,478 | $5,794 | 3.24% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 21 | $4,785,000 | $227,857 | $5,435 | 3.28% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 27 | $4,765,000 | $176,481 | $4,966 | 3.14% |
| FLINT, MI (FHA|USDA|VA) | 27 | $4,735,000 | $175,370 | $4,929 | 3.23% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 26 | $4,720,000 | $181,538 | $4,792 | 3.18% |
| Sonora, CA (FHA|USDA|VA) | 18 | $4,710,000 | $261,667 | $4,385 | 3.17% |
| CHEYENNE, WY (FHA|USDA|VA) | 15 | $4,665,000 | $311,000 | $4,488 | 3.20% |
| BAY CITY, MI (FHA|USDA|VA) | 32 | $4,600,000 | $143,750 | $3,818 | 3.08% |
| MISSOULA, MT (FHA|USDA|VA) | 14 | $4,580,000 | $327,143 | $3,963 | 3.03% |
| DECATUR, AL (FHA|USDA|VA) | 22 | $4,550,000 | $206,818 | $5,204 | 3.32% |
| RAPID CITY, SD (FHA|USDA|VA) | 18 | $4,510,000 | $250,556 | $6,285 | 2.88% |
| Bonham, TX (FHA|USDA|VA) | 19 | $4,495,000 | $236,579 | $5,838 | 3.12% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 23 | $4,465,000 | $194,130 | $6,060 | 3.35% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 24 | $4,410,000 | $183,750 | $5,651 | 3.26% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 22 | $4,400,000 | $200,000 | $6,060 | 2.87% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 20 | $4,370,000 | $218,500 | $5,605 | 3.21% |
| REDDING, CA (FHA|USDA|VA) | 17 | $4,315,000 | $253,824 | $5,228 | 3.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 32 | $4,230,000 | $132,188 | $6,261 | 3.41% |
| Shelbyville, TN (FHA|USDA|VA) | 18 | $4,230,000 | $235,000 | $4,877 | 3.06% |
| Cullowhee, NC (FHA|USDA|VA) | 19 | $4,205,000 | $221,316 | $4,832 | 3.29% |
| Elizabeth City, NC (FHA|USDA|VA) | 19 | $4,195,000 | $220,789 | $6,718 | 3.23% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 20 | $4,140,000 | $207,000 | $6,837 | 3.51% |
| Pahrump, NV (FHA|USDA|VA) | 22 | $4,130,000 | $187,727 | $7,367 | 3.34% |
| JACKSON, TN (FHA|USDA|VA) | 21 | $4,075,000 | $194,048 | $4,343 | 3.08% |
| YAKIMA, WA (FHA|USDA|VA) | 15 | $4,045,000 | $269,667 | $5,411 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 20 | $3,970,000 | $198,500 | $4,039 | 3.19% |
| GRANTS PASS, OR (FHA|USDA|VA) | 16 | $3,940,000 | $246,250 | $5,968 | 3.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 17 | $3,925,000 | $230,882 | $4,279 | 3.14% |
| ROME, GA (FHA|USDA|VA) | 19 | $3,805,000 | $200,263 | $5,288 | 3.28% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 21 | $3,805,000 | $181,190 | $4,278 | 3.11% |
| Fort Morgan, CO (FHA|USDA|VA) | 18 | $3,780,000 | $210,000 | $6,651 | 2.71% |
| Moses Lake, WA (FHA|USDA|VA) | 15 | $3,745,000 | $249,667 | $5,571 | 3.23% |
| GETTYSBURG, PA (FHA|USDA|VA) | 11 | $3,735,000 | $339,545 | $5,441 | 2.78% |
| Mount Airy, NC (FHA|USDA|VA) | 23 | $3,735,000 | $162,391 | $5,216 | 2.95% |
| HINESVILLE, GA (FHA|USDA|VA) | 20 | $3,710,000 | $185,500 | $7,609 | 3.52% |
| Minot, ND (FHA|USDA|VA) | 15 | $3,655,000 | $243,667 | $5,064 | 3.54% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 14 | $3,650,000 | $260,714 | $4,022 | 3.23% |
| BILLINGS, MT (FHA|USDA|VA) | 13 | $3,625,000 | $278,846 | $3,899 | 2.92% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 23 | $3,615,000 | $157,174 | $5,393 | 3.45% |
| Sandpoint, ID (FHA|USDA|VA) | 11 | $3,605,000 | $327,727 | $5,462 | 3.16% |
| JACKSON, MI (FHA|USDA|VA) | 23 | $3,535,000 | $153,696 | $4,417 | 3.45% |
| Lewisburg, TN (FHA|USDA|VA) | 16 | $3,460,000 | $216,250 | $5,777 | 3.27% |
| Port Angeles, WA (FHA|USDA|VA) | 12 | $3,430,000 | $285,833 | $4,632 | 3.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 19 | $3,415,000 | $179,737 | $4,987 | 3.10% |
| Torrington, CT (FHA|USDA|VA) | 13 | $3,405,000 | $261,923 | $7,576 | 3.16% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 18 | $3,400,000 | $188,889 | $5,166 | 3.14% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 16 | $3,390,000 | $211,875 | $3,719 | 3.33% |
| NEW BERN, NC (FHA|USDA|VA) | 17 | $3,375,000 | $198,529 | $4,943 | 3.20% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 19 | $3,355,000 | $176,579 | $4,795 | 2.97% |
| FLORENCE, SC (FHA|USDA|VA) | 16 | $3,330,000 | $208,125 | $4,315 | 2.97% |
| COLUMBIA, MO (FHA|USDA|VA) | 13 | $3,305,000 | $254,231 | $3,940 | 3.14% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 15 | $3,295,000 | $219,667 | $5,519 | 3.12% |
| Shelby, NC (FHA|USDA|VA) | 19 | $3,275,000 | $172,368 | $4,309 | 3.15% |
| Laconia, NH (FHA|USDA|VA) | 12 | $3,240,000 | $270,000 | $5,386 | 3.07% |
| Cookeville, TN (FHA|USDA|VA) | 16 | $3,230,000 | $201,875 | $5,875 | 3.16% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 11 | $3,225,000 | $293,182 | $5,291 | 2.97% |
| VALDOSTA, GA (FHA|USDA|VA) | 15 | $3,215,000 | $214,333 | $3,905 | 3.06% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 18 | $3,210,000 | $178,333 | $4,593 | 3.10% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 14 | $3,190,000 | $227,857 | $5,889 | 3.20% |
| Steamboat Springs, CO (FHA|USDA|VA) | 8 | $3,190,000 | $398,750 | $2,899 | 2.86% |
| Newport, OR (FHA|USDA|VA) | 13 | $3,185,000 | $245,000 | $4,109 | 2.92% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 19 | $3,175,000 | $167,105 | $4,146 | 3.35% |
| FORT WAYNE, IN (FHA|USDA|VA) | 17 | $3,125,000 | $183,824 | $5,223 | 3.00% |
| Menomonie, WI (FHA|USDA|VA) | 16 | $3,120,000 | $195,000 | $4,977 | 3.21% |
| Mineral Wells, TX (FHA|USDA|VA) | 15 | $3,115,000 | $207,667 | $5,935 | 2.64% |
| Crossville, TN (FHA|USDA|VA) | 15 | $3,105,000 | $207,000 | $7,844 | 3.32% |
| Montrose, CO (FHA|USDA|VA) | 11 | $3,085,000 | $280,455 | $4,368 | 2.99% |
| KANKAKEE, IL (FHA|USDA|VA) | 15 | $3,065,000 | $204,333 | $5,451 | 3.14% |
| Corsicana, TX (FHA|USDA|VA) | 16 | $3,060,000 | $191,250 | $6,383 | 2.98% |
| Traverse City, MI (FHA|USDA|VA) | 11 | $2,985,000 | $271,364 | $3,336 | 3.47% |
| Mount Pleasant, MI (FHA|USDA|VA) | 18 | $2,980,000 | $165,556 | $3,817 | 3.06% |
| Marinette, WI-MI (FHA|USDA|VA) | 15 | $2,965,000 | $197,667 | $4,728 | 3.35% |
| Seneca, SC (FHA|USDA|VA) | 11 | $2,965,000 | $269,545 | $4,783 | 3.08% |
| JACKSON, MS (FHA|USDA|VA) | 17 | $2,955,000 | $173,824 | $4,481 | 3.41% |
| AMARILLO, TX (FHA|USDA|VA) | 19 | $2,935,000 | $154,474 | $5,740 | 3.28% |
| JONESBORO, AR (FHA|USDA|VA) | 12 | $2,930,000 | $244,167 | $5,552 | 2.96% |
| YUMA, AZ (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $4,956 | 3.39% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 8 | $2,910,000 | $363,750 | $7,430 | 3.00% |
| Plymouth, IN (FHA|USDA|VA) | 22 | $2,900,000 | $131,818 | $4,914 | 3.56% |
| STAUNTON, VA (FHA|USDA|VA) | 13 | $2,875,000 | $221,154 | $4,906 | 3.13% |
| Gainesville, TX (FHA|USDA|VA) | 13 | $2,865,000 | $220,385 | $5,891 | 2.95% |
| ABILENE, TX (FHA|USDA|VA) | 12 | $2,830,000 | $235,833 | $4,940 | 2.79% |
| St. Marys, GA (FHA|USDA|VA) | 13 | $2,825,000 | $217,308 | $6,558 | 3.28% |
| Aberdeen, WA (FHA|USDA|VA) | 12 | $2,780,000 | $231,667 | $4,703 | 3.22% |
| LINCOLN, NE (FHA|USDA|VA) | 11 | $2,775,000 | $252,273 | $4,638 | 2.76% |
| Forest City, NC (FHA|USDA|VA) | 13 | $2,675,000 | $205,769 | $5,417 | 3.23% |
| HARRISONBURG, VA (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $3,994 | 3.16% |
| North Wilkesboro, NC (FHA|USDA|VA) | 12 | $2,640,000 | $220,000 | $5,159 | 3.02% |
| Georgetown, SC (FHA|USDA|VA) | 12 | $2,640,000 | $220,000 | $5,252 | 3.16% |
| Cañon City, CO (FHA|USDA|VA) | 13 | $2,635,000 | $202,692 | $5,432 | 3.24% |
| NILES, MI (FHA|USDA|VA) | 14 | $2,590,000 | $185,000 | $4,289 | 2.81% |
| Newport, TN (FHA|USDA|VA) | 20 | $2,560,000 | $128,000 | $4,963 | 3.06% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 16 | $2,540,000 | $158,750 | $3,933 | 3.22% |
| ROCKFORD, IL (FHA|USDA|VA) | 14 | $2,530,000 | $180,714 | $4,761 | 3.04% |
| Statesboro, GA (FHA|USDA|VA) | 13 | $2,395,000 | $184,231 | $5,319 | 3.33% |
| Owatonna, MN (FHA|USDA|VA) | 11 | $2,395,000 | $217,727 | $4,682 | 3.16% |
| Manitowoc, WI (FHA|USDA|VA) | 14 | $2,380,000 | $170,000 | $4,482 | 3.19% |
| Huntsville, TX (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $5,581 | 3.01% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $3,943 | 2.69% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 13 | $2,325,000 | $178,846 | $5,767 | 3.29% |
| Ukiah, CA (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $4,421 | 2.72% |
| Newberry, SC (FHA|USDA|VA) | 5 | $2,315,000 | $463,000 | $3,883 | 2.97% |
| PEORIA, IL (FHA|USDA|VA) | 15 | $2,295,000 | $153,000 | $6,712 | 3.28% |
| Dayton, TN (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $5,697 | 3.21% |
| WICHITA, KS (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $4,256 | 2.80% |
| Shawano, WI (FHA|USDA|VA) | 15 | $2,245,000 | $149,667 | $4,063 | 3.39% |
| Danville, VA (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $6,680 | 3.18% |
| Albemarle, NC (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $3,797 | 2.91% |
| Sturgis, MI (FHA|USDA|VA) | 15 | $2,195,000 | $146,333 | $4,199 | 3.45% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $4,733 | 3.02% |
| PITTSFIELD, MA (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $4,531 | 2.80% |
| Fergus Falls, MN (FHA|USDA|VA) | 12 | $2,170,000 | $180,833 | $4,650 | 3.01% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $3,613 | 3.14% |
| Astoria, OR (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $5,153 | 3.14% |
| Andrews, TX (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $5,958 | 3.16% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $4,242 | 3.11% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $5,532 | 2.95% |
| ALBANY, GA (FHA|USDA|VA) | 10 | $2,040,000 | $204,000 | $4,706 | 3.15% |
| Coos Bay, OR (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $7,157 | 2.89% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $6,667 | 2.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $6,664 | 2.88% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 11 | $1,985,000 | $180,455 | $4,467 | 3.20% |
| Jackson, WY-ID (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $4,524 | 3.17% |
| MONROE, MI (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $4,562 | 3.18% |
| KINGSTON, NY (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $7,444 | 3.30% |
| Mason City, IA (FHA|USDA|VA) | 14 | $1,920,000 | $137,143 | $6,065 | 2.85% |
| Hood River, OR (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $4,446 | 2.81% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $7,982 | 3.34% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $3,799 | 3.03% |
| Pottsville, PA (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $5,975 | 3.08% |
| Prineville, OR (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $7,173 | 3.10% |
| SUMTER, SC (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $5,603 | 3.11% |
| SYRACUSE, NY (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $7,311 | 3.14% |
| Meadville, PA (FHA|USDA|VA) | 16 | $1,810,000 | $113,125 | $6,678 | 3.55% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $5,362 | 2.76% |
| Klamath Falls, OR (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $5,516 | 2.97% |
| Burlington, IA-IL (FHA|USDA|VA) | 20 | $1,750,000 | $87,500 | $5,135 | 2.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $4,489 | 3.21% |
| Stephenville, TX (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $6,409 | 3.33% |
| Opelousas, LA (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $8,310 | 2.85% |
| LEBANON, PA (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $5,217 | 3.02% |
| DOTHAN, AL (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $4,639 | 3.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $3,748 | 2.88% |
| Oil City, PA (FHA|USDA|VA) | 20 | $1,720,000 | $86,000 | $5,888 | 3.56% |
| Easton, MD (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $4,474 | 3.17% |
| DUBUQUE, IA (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $5,921 | 3.44% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $8,307 | 3.25% |
| Hobbs, NM (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $7,451 | 3.33% |
| London, KY (FHA|USDA|VA) | 11 | $1,665,000 | $151,364 | $4,812 | 3.23% |
| Kerrville, TX (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $5,799 | 3.12% |
| IOWA CITY, IA (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $4,294 | 3.50% |
| Warsaw, IN (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $6,025 | 3.39% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $4,264 | 2.84% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $8,297 | 3.22% |
| Mountain Home, AR (FHA|USDA|VA) | 14 | $1,610,000 | $115,000 | $4,687 | 3.50% |
| Calhoun, GA (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $6,133 | 3.45% |
| Brevard, NC (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $4,422 | 3.40% |
| Alexandria, MN (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $4,904 | 3.02% |
| Kendallville, IN (FHA|USDA|VA) | 12 | $1,540,000 | $128,333 | $4,101 | 3.60% |
| Winona, MN (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $8,897 | 3.33% |
| Brenham, TX (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $5,308 | 2.80% |
| Paragould, AR (FHA|USDA|VA) | 2 | $1,530,000 | $765,000 | $5,298 | 2.56% |
| Dickinson, ND (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $6,980 | 3.46% |
| Palestine, TX (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $5,756 | 3.27% |
| Cambridge, MD (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $7,737 | 2.84% |
| HATTIESBURG, MS (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $5,728 | 3.04% |
| Lawrenceburg, TN (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $6,424 | 3.15% |
| Baraboo, WI (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $5,539 | 3.12% |
| TWIN FALLS, ID (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $5,327 | 3.03% |
| Hutchinson, MN (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $6,326 | 2.76% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $5,445 | 3.18% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $4,491 | 3.13% |
| Holland, MI (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $3,511 | 3.18% |
| Willmar, MN (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $3,493 | 3.05% |
| FARMINGTON, NM (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $6,237 | 3.12% |
| Sanford, NC (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $7,585 | 3.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 11 | $1,425,000 | $129,545 | $5,521 | 2.92% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 10 | $1,420,000 | $142,000 | $5,618 | 3.45% |
| Palatka, FL (FHA|USDA|VA) | 10 | $1,410,000 | $141,000 | $4,797 | 3.58% |
| Harrison, AR (FHA|USDA|VA) | 12 | $1,400,000 | $116,667 | $5,374 | 4.02% |
| MONROE, LA (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $3,878 | 3.21% |
| Fallon, NV (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $6,026 | 3.04% |
| Tupelo, MS (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $6,971 | 2.97% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $4,159 | 3.10% |
| Hailey, ID (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $5,955 | 2.59% |
| Starkville, MS (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $6,696 | 3.27% |
| Clewiston, FL (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $9,004 | 3.19% |
| Alexander City, AL (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $3,972 | 3.07% |
| Big Rapids, MI (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $2,844 | 2.90% |
| Red Bluff, CA (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $5,744 | 3.04% |
| GADSDEN, AL (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $4,636 | 3.33% |
| Safford, AZ (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $6,656 | 2.98% |
| Vineyard Haven, MA (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $11,326 | 2.83% |
| Gillette, WY (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $5,272 | 3.25% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $5,932 | 3.25% |
| AMES, IA (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $8,959 | 2.80% |
| Laramie, WY (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $2,574 | 3.16% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $5,681 | 2.98% |
| Lebanon, NH-VT (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $4,279 | 3.31% |
| Plainview, TX (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $6,218 | 3.53% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $5,476 | 3.63% |
| Lewistown, PA (FHA|USDA|VA) | 10 | $1,180,000 | $118,000 | $5,348 | 3.41% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $4,216 | 3.07% |
| Warrensburg, MO (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $5,062 | 3.06% |
| Grand Rapids, MN (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $8,158 | 3.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,929 | 3.35% |
| GOLDSBORO, NC (FHA|USDA|VA) | 8 | $1,130,000 | $141,250 | $6,037 | 3.03% |
| Big Stone Gap, VA (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $4,801 | 3.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $4,133 | 3.45% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $4,902 | 3.25% |
| Brookings, OR (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $5,091 | 2.97% |
| Thomaston, GA (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $7,552 | 3.20% |
| Salem, OH (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $7,804 | 3.23% |
| Helena, MT (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $6,608 | 3.00% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $7,478 | 3.06% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $4,035 | 3.50% |
| La Grande, OR (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $5,448 | 3.28% |
| Columbus, MS (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $5,225 | 2.98% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,655 | 3.33% |
| MANKATO, MN (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,041 | 2.92% |
| Ashtabula, OH (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $5,050 | 3.70% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $2,696 | 3.43% |
| Greenwood, SC (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $5,071 | 3.27% |
| DeRidder, LA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $6,253 | 3.58% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $5,975 | 3.06% |
| Lufkin, TX (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $4,948 | 2.98% |
| Russellville, AR (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,688 | 3.22% |
| Marion, OH (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $6,855 | 3.96% |
| Clinton, IA (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $2,892 | 3.34% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $4,710 | 3.04% |
| Ludington, MI (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,348 | 2.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $5,351 | 3.52% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $5,578 | 3.25% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $4,264 | 2.71% |
| Somerset, KY (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,310 | 3.13% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,200 | 3.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $3,241 | 3.00% |
| Elko, NV (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,642 | 3.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $3,330 | 3.39% |
| Oxford, MS (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,929 | 2.83% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $4,607 | 3.03% |
| Marshall, MN (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,555 | 3.34% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,528 | 3.06% |
| Adrian, MI (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,488 | 3.21% |
| Nacogdoches, TX (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,536 | 2.92% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,606 | 3.13% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,883 | 2.47% |
| Moscow, ID (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,099 | 2.75% |
| Rockport, TX (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $5,577 | 3.21% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $5,357 | 3.31% |
| Othello, WA (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $4,757 | 2.82% |
| Murray, KY (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,948 | 2.96% |
| Batavia, NY (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $12,074 | 3.15% |
| Ruidoso, NM (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,993 | 2.97% |
| VICTORIA, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,994 | 3.19% |
| Cordele, GA (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $5,810 | 3.73% |
| Evanston, WY (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,174 | 2.88% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,944 | 2.94% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $3,269 | 2.68% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,944 | 3.05% |
| Sheridan, WY (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,163 | 2.87% |
| Clovis, NM (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,731 | 3.27% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,586 | 3.13% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $2,428 | 2.42% |
| MORGANTOWN, WV (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,072 | 2.79% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,153 | 3.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,566 | 2.88% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $8,671 | 2.88% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $2,396 | 2.87% |
| Mount Vernon, OH (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,292 | 3.25% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $5,931 | 3.78% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,772 | 3.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,614 | 3.31% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,953 | 3.08% |
| Summerville, GA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,924 | 3.19% |
| DuBois, PA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $6,271 | 3.58% |
| Keene, NH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,932 | 3.25% |
| Auburn, IN (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,500 | 3.38% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,808 | 3.19% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $7,269 | 2.56% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,056 | 3.37% |
| Rutland, VT (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,105 | 3.08% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,933 | 2.96% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,213 | 3.59% |
| Jamestown, ND (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,173 | 3.34% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,271 | 3.80% |
| Wilmington, OH (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,324 | 3.02% |
| Selinsgrove, PA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $6,608 | 3.13% |
| Austin, MN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,614 | 2.94% |
| Norfolk, NE (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,743 | 3.54% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,263 | 3.19% |
| Fort Dodge, IA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $7,158 | 3.38% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,499 | 2.87% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,339 | 2.87% |
| Angola, IN (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,228 | 3.66% |
| Alma, MI (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,296 | 3.28% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,583 | 2.79% |
| Paris, TN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,761 | 3.38% |
| Washington, NC (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,018 | 3.25% |
| Glasgow, KY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,721 | 2.88% |
| Lake City, FL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,541 | 3.16% |
| Martinsville, VA (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $4,070 | 2.83% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,450 | 3.37% |
| Price, UT (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $11,257 | 3.31% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,556 | 3.75% |
| Cedartown, GA (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $5,819 | 3.28% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,228 | 3.04% |
| Columbus, NE (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,635 | 2.87% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,971 | 3.13% |
| Huntingdon, PA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,581 | 3.31% |
| Somerset, PA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,914 | 3.46% |
| Urbana, OH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,800 | 3.12% |
| Hudson, NY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,984 | 3.44% |
| Albertville, AL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,405 | 3.16% |
| Uvalde, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,831 | 2.42% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,075 | 3.81% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,020 | 2.13% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,301 | 2.50% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,651 | 3.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,079 | 3.21% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $5,000 | 4.07% |
| Kinston, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,837 | 2.92% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,093 | 3.38% |
| Madisonville, KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,306 | 2.83% |
| New Castle, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,113 | 2.92% |
| Riverton, WY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,415 | 3.13% |
| Dumas, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,442 | 2.87% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,630 | 3.13% |
| Searcy, AR (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,435 | 2.79% |
| Wilson, NC (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $6,738 | 3.53% |
| Craig, CO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,430 | 2.81% |
| West Plains, MO (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,935 | 4.12% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,387 | 3.75% |
| Corinth, MS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,000 | 2.91% |
| Fremont, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $8,409 | 2.88% |
| BINGHAMTON, NY (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,965 | 3.50% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,209 | 2.75% |
| Brookings, SD (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,294 | 2.50% |
| Bemidji, MN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,621 | 3.38% |
| Vidalia, GA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,958 | 3.04% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,762 | 3.17% |
| Pella, IA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $8,824 | 3.04% |
| Española, NM (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,866 | 3.63% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,032 | 3.37% |
| Waycross, GA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $6,558 | 3.34% |
| Silver City, NM (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $3,953 | 3.78% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,228 | 2.93% |
| Middlesborough, KY (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,842 | 3.66% |
| Raymondville, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,575 | 3.08% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,789 | 2.87% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,700 | 2.87% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,761 | 3.06% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,835 | 3.31% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,107 | 3.19% |
| Vernal, UT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,491 | 3.50% |
| Brownwood, TX (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,041 | 3.44% |
| Jasper, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,510 | 3.38% |
| Washington Court House, OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,195 | 3.54% |
| Marshall, MO (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,849 | 3.08% |
| Morgan City, LA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,166 | 3.72% |
| Picayune, MS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,671 | 3.06% |
| El Campo, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,618 | 2.88% |
| Sterling, CO (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $4,741 | 2.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,550 | 3.13% |
| West Point, MS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,199 | 3.00% |
| Paris, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,399 | 3.50% |
| Rolla, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,129 | 3.19% |
| Madison, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,706 | 3.18% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,389 | 3.13% |
| Douglas, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,673 | 2.81% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,294 | 3.44% |
| Batesville, AR (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $7,075 | 3.46% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,306 | 3.46% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,063 | 3.31% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,332 | 2.93% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,385 | 3.33% |
| CASPER, WY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,956 | 2.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,275 | 4.00% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,634 | 2.68% |
| Spencer, IA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,200 | 3.31% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,504 | 3.56% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,484 | 2.88% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,834 | 3.13% |
| Maysville, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,322 | 3.50% |
| Bradford, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,510 | 2.88% |
| Findlay, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,366 | 3.50% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,836 | 2.88% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,453 | 3.13% |
| Celina, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,225 | 2.88% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $4,412 | 3.35% |
| Worthington, MN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,269 | 3.46% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,016 | 2.49% |
| Wooster, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,019 | 3.18% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,264 | 3.81% |
| Richmond, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,591 | 3.25% |
| Cullman, AL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,986 | 3.21% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,724 | 5.13% |
| Bluffton, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,763 | 2.81% |
| Storm Lake, IA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,735 | 3.13% |
| Sidney, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,278 | 2.88% |
| Bay City, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,004 | 2.75% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,276 | 2.94% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,038 | 3.44% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,862 | 4.06% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,969 | 3.00% |
| Jennings, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,410 | 3.38% |
| Danville, KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,217 | 3.31% |
| Sterling, IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,123 | 3.19% |
| Watertown, SD (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,694 | 2.88% |
| Atmore, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,939 | 3.06% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,440 | 3.63% |
| LIMA, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,936 | 3.19% |
| Troy, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,804 | 3.38% |
| Durant, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,080 | 4.00% |
| Seymour, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,612 | 2.88% |
| Henderson, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,895 | 3.13% |
| Beeville, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,604 | 2.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,864 | 3.38% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,640 | 3.13% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,279 | 3.31% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,300 | 2.94% |
| Lexington, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,761 | 3.06% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,891 | 3.06% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,177 | 3.50% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,706 | 3.12% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,309 | 2.88% |
| Athens, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,196 | 2.75% |
| Taos, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,478 | 2.63% |
| Dixon, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,334 | 2.63% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,951 | 3.13% |
| Sayre, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,701 | 2.81% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,472 | 4.31% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,957 | 2.00% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,948 | 3.88% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $16,601 | 4.50% |
| Salina, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,536 | 2.56% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,732 | 3.44% |
| Huntington, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,601 | 3.94% |
| Marquette, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,987 | 2.94% |
| Indiana, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,648 | 2.75% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,826 | 2.99% |
| Eagle Pass, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,572 | 3.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,170 | 3.06% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,192 | 3.00% |
| Dublin, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,518 | 4.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,262 | 3.81% |
| Susanville, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,581 | 3.75% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,025 | 3.50% |
| Barre, VT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,218 | 4.13% |
| Berlin, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,890 | 3.99% |
| Minden, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,975 | 3.13% |
| Warren, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,900 | 3.13% |
| Vernon, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,420 | 3.50% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,660 | 3.38% |
| Ada, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,884 | 2.88% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,344 | 3.50% |
| Meridian, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,126 | 3.25% |
| Fremont, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,232 | 3.38% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,199 | 2.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,905 | 3.00% |
| Union, SC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,479 | 3.25% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,358 | 2.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,504 | 3.63% |
| Gallup, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,475 | 3.25% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,363 | 2.88% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,302 | 3.38% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,746 | 3.00% |
| Atchison, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,360 | 3.38% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,760 | 3.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,942 | 3.00% |
| Olean, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,035 | 3.13% |
| Tifton, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,775 | 3.31% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,504 | 3.38% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,877 | 3.13% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,640 | 3.88% |
| Jesup, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,386 | 3.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,388 | 3.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,230 | 3.38% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,577 | 4.63% |
| Portales, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,530 | 4.38% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,809 | 2.88% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,067 | 3.50% |
| Selma, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,755 | 2.75% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,803 | 2.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,723 | 2.00% |
| Pecos, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,518 | 4.75% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,365 | 3.63% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,230 | 3.63% |
| Effingham, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,507 | 3.63% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,114 | 3.63% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,986 | 2.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,312 | 2.75% |
| Camden, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,673 | 3.25% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,867 | 3.13% |
| Auburn, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,819 | 3.13% |
| Greenville, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,158 | 3.13% |
| Roswell, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,784 | 3.13% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,910 | 3.50% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,438 | 3.13% |
| Alice, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,765 | 3.25% |
| Platteville, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,258 | 3.25% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,070 | 2.88% |
| Martin, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,131 | 3.38% |
| Alpena, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,990 | 3.13% |
| Central City, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,996 | 4.75% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,978 | 3.25% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,515 | 3.63% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,018 | 5.00% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,843 | 2.88% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,917 | 3.00% |
| Mexico, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,449 | 2.75% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,076 | 3.13% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,178 | 2.63% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,884 | 3.50% |
| Decatur, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,330 | 2.50% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,965 | 2.99% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,491 | 3.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,503 | 2.63% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,326 | 4.63% |
| Jackson, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,988 | 3.88% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,106 | 2.88% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,888 | 3.63% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,322 | 2.50% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,556 | 2.75% |
| Peru, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,450 | 2.99% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,544 | 3.25% |
| Laurel, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,379 | 4.13% |
| Houghton, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,561 | 3.88% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,910 | 3.88% |
| Jasper, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,897 | 4.63% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,334 | 3.38% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,441 | 3.63% |
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Product Mix
For 2020, Cardinal Financial's most frequently originated type of loan was Conventional, with 70,692 originations. Their 2nd most popular type was FHA, with 13,433 originations.
Loan Reason
For 2020, Cardinal Financial's most frequently cited loan purpose was Refi, with 42,649 originations. The 2nd most popular reason was Home Purchase, with 32,617 originations.
Loan Duration/Length
For 2020, Cardinal Financial's most frequently cited loan duration was 30 Year, with 72,782 originations. The 2nd most popular length was 15 Year, with 13,979 originations.
Origination Fees/Closing Costs
Cardinal Financial's average total fees were $5,975, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 28,008 originations.
Interest Rates
During 2020, Cardinal Financial's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 2.5-3%, with 38,978 originations.
Loan Sizing
2020 saw Cardinal Financial place emphasis on $200k-400k loans with 48,149 originations, totaling $13,844,295,000 in origination value.
Applicant Income
Cardinal Financial lent most frequently to those with incomes in the $100k-150k range, with 22,128 originations. The second most popular income band? $50k-75k, with 18,880 originations.
Applicant Debt to Income Ratio
Cardinal Financial lent most frequently to those with DTI ratios of 20-30%, with 20,331 originations. The next most common DTI ratio? 30-36%, with 15,916 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications69.97%
Cardinal Financial has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination51.99%
Cardinal Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 92,867 | $26,861,475,000 | $289,247 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 948 | $146,140,000 | $154,156 |
| Single Family (1-4 Units):Site-Built | 91,919 | $26,715,335,000 | $290,640 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 18 | 27.3% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Closing on a mortgage | 5 | 7.6% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Incorrect information on your report | 1 | 1.5% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Struggling to pay mortgage | 1 | 1.5% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Trouble during payment process | 11 | 16.7% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 6.1% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Closing on a mortgage | 3 | 4.5% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Struggling to pay mortgage | 2 | 3.0% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Trouble during payment process | 6 | 9.1% |
| CARDINAL FINANCIAL COMPANY | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 1.5% |
| CARDINAL FINANCIAL COMPANY | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 3.0% |
| CARDINAL FINANCIAL COMPANY | Other type of mortgage | Closing on a mortgage | 1 | 1.5% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 4.5% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Closing on a mortgage | 2 | 3.0% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Struggling to pay mortgage | 1 | 1.5% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Trouble during payment process | 5 | 7.6% |