Barrington Bank & Trust Company N.a. Mortgage Rates, Fees & Info

Barrington, IL

LEI: C398JSK21YCXWM603F55

Tax ID: 36-4108515

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Mortgage Data

Bank Data

Review & Overview

Barrington Bank & Trust Company N.a. is a mid-sized bank specializing in Home Purchase and Refi loans. Barrington Bank & Trust Company N.a. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Los Angeles, Madison, Minneapolis, and Milwaukee among others. We have data for 818 markets. (Some data included below & more in-depth data is available with an active subscription.)

Barrington Bank & Trust Company N.a. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Barrington Bank & Trust Company N.a. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.76% 4/22/24
30 Year Conventional Refi 6.64% 4/22/24
30 Year Cash-out Refi 6.89% 4/22/24
30 Year FHA Purchase 7.56% 4/22/24
30 Year FHA Refi 7.46% 4/22/24
30 Year VA Purchase 6.51% 4/22/24
30 Year VA Refi 6.01% 4/22/24
30 Year USDA Purchase 6.72% 4/22/24
30 Year USDA Refi 7.02% 4/22/24
15 Year Conventional Purchase 6.21% 4/22/24
15 Year Conventional Refi 6.13% 4/22/24
15 Year Cash-out Refi 6.13% 4/22/24
15 Year FHA Purchase 5.68% 4/22/24
15 Year FHA Refi 7.12% 4/22/24
15 Year VA Purchase 6.08% 4/22/24
15 Year VA Refi 6.14% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Barrington Bank & Trust Company N.a. Mortgage Calculator






Your Estimates

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This is not an official calculator from Barrington Bank & Trust Company N.a.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

24,530

Origination Dollar Volume (All Markets)

$7,048,660,000

Employee count

1,153 Show all (42) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 8,364 $2,360,070,000 $282,170 $4,086 3.01%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,048 $614,250,000 $586,116 $6,024 3.00%
MADISON, WI (FHA|USDA|VA) 1,069 $349,415,000 $326,862 $3,687 2.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,206 $346,440,000 $287,264 $4,904 2.98%
Outside of Metro Areas 1,067 $204,625,000 $191,776 $4,578 2.92%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 653 $203,165,000 $311,126 $2,845 2.95%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 390 $125,670,000 $322,231 $5,120 2.97%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 202 $93,950,000 $465,099 $8,410 2.92%
Kalispell, MT (FHA|USDA|VA) 259 $81,905,000 $316,236 $4,477 3.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 102 $77,830,000 $763,039 $6,304 2.83%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 117 $69,325,000 $592,521 $6,414 2.76%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 167 $63,525,000 $380,389 $7,484 2.98%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 118 $62,360,000 $528,475 $5,539 3.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 216 $57,170,000 $264,676 $5,237 2.91%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 117 $56,115,000 $479,615 $7,492 2.82%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 244 $51,390,000 $210,615 $3,355 3.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 143 $48,125,000 $336,538 $5,164 2.82%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 151 $48,005,000 $317,914 $6,038 2.87%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 106 $42,750,000 $403,302 $6,817 2.93%
ROCHESTER, MN (FHA|USDA|VA) 171 $39,805,000 $232,778 $4,556 3.03%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 129 $37,425,000 $290,116 $5,349 2.89%
Whitewater, WI (FHA|USDA|VA) 128 $36,660,000 $286,406 $2,501 2.97%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 74 $36,540,000 $493,784 $6,039 2.75%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 134 $34,240,000 $255,522 $6,034 2.93%
GRAND FORKS, ND-MN (FHA|USDA|VA) 159 $34,065,000 $214,245 $5,011 2.84%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 74 $33,050,000 $446,622 $7,420 2.83%
RACINE, WI (FHA|USDA|VA) 159 $32,445,000 $204,057 $2,643 3.05%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 56 $30,130,000 $538,036 $5,724 2.95%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 112 $29,370,000 $262,232 $5,345 2.87%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 60 $29,020,000 $483,667 $5,888 2.97%
ROCKFORD, IL (FHA|USDA|VA) 175 $27,445,000 $156,829 $3,754 3.09%
APPLETON, WI (FHA|USDA|VA) 131 $27,205,000 $207,672 $2,402 2.95%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 23 $24,185,000 $1,051,522 $5,672 2.77%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 64 $23,980,000 $374,688 $6,161 2.87%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 54 $22,850,000 $423,148 $6,463 2.97%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 68 $21,370,000 $314,265 $5,282 2.93%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 93 $20,485,000 $220,269 $4,859 2.80%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 74 $20,190,000 $272,838 $5,888 2.81%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 83 $19,915,000 $239,940 $5,943 2.90%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 81 $19,895,000 $245,617 $4,716 2.97%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 59 $19,815,000 $335,847 $4,597 2.90%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 67 $18,025,000 $269,030 $5,201 2.78%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 61 $17,795,000 $291,721 $6,486 2.80%
ST. LOUIS, MO-IL (FHA|USDA|VA) 90 $16,970,000 $188,556 $3,491 2.85%
TUCSON, AZ (FHA|USDA|VA) 67 $16,045,000 $239,478 $5,015 2.88%
JACKSONVILLE, FL (FHA|USDA|VA) 62 $16,040,000 $258,710 $6,439 2.89%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 29 $15,875,000 $547,414 $4,331 2.93%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 44 $15,630,000 $355,227 $5,619 2.78%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 82 $15,460,000 $188,537 $4,047 2.76%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 79 $14,945,000 $189,177 $3,271 3.08%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 31 $13,065,000 $421,452 $5,229 2.81%
KANSAS CITY, MO-KS (FHA|USDA|VA) 62 $12,720,000 $205,161 $4,193 2.78%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 60 $12,160,000 $202,667 $2,182 3.02%
NILES, MI (FHA|USDA|VA) 42 $12,040,000 $286,667 $3,921 3.04%
ALBUQUERQUE, NM (FHA|USDA|VA) 51 $11,465,000 $224,804 $4,896 2.68%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 32 $10,770,000 $336,563 $6,326 2.81%
FAYETTEVILLE, NC (FHA|USDA|VA) 61 $10,755,000 $176,311 $4,412 2.74%
ANCHORAGE, AK (FHA|USDA|VA) 34 $10,430,000 $306,765 $5,656 2.54%
SALT LAKE CITY, UT (FHA|USDA|VA) 34 $10,270,000 $302,059 $5,433 2.72%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 41 $10,165,000 $247,927 $5,344 2.97%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 34 $9,990,000 $293,824 $4,555 2.97%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 31 $9,715,000 $313,387 $7,901 2.92%
BLOOMINGTON, IL (FHA|USDA|VA) 49 $9,705,000 $198,061 $2,679 2.78%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 43 $9,585,000 $222,907 $5,411 2.83%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 58 $9,520,000 $164,138 $4,153 2.93%
OKLAHOMA CITY, OK (FHA|USDA|VA) 48 $9,430,000 $196,458 $5,187 2.78%
COLUMBUS, OH (FHA|USDA|VA) 50 $9,390,000 $187,800 $5,314 2.88%
PITTSBURGH, PA (FHA|USDA|VA) 55 $9,345,000 $169,909 $5,354 2.97%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 48 $9,200,000 $191,667 $5,249 2.96%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 37 $9,185,000 $248,243 $6,165 2.74%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 32 $9,160,000 $286,250 $6,669 2.68%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 49 $9,125,000 $186,224 $5,463 2.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 17 $8,935,000 $525,588 $6,936 2.87%
RALEIGH-CARY, NC (FHA|USDA|VA) 34 $8,870,000 $260,882 $5,690 2.84%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 35 $8,865,000 $253,286 $3,407 2.97%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 40 $8,550,000 $213,750 $6,185 2.87%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 39 $8,455,000 $216,795 $6,130 3.02%
COLORADO SPRINGS, CO (FHA|USDA|VA) 26 $8,370,000 $321,923 $6,887 2.90%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 43 $8,305,000 $193,140 $5,308 3.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 36 $8,210,000 $228,056 $5,091 2.87%
BOISE CITY, ID (FHA|USDA|VA) 25 $8,035,000 $321,400 $7,877 2.78%
COLUMBIA, SC (FHA|USDA|VA) 36 $7,970,000 $221,389 $7,238 3.07%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 38 $7,960,000 $209,474 $5,491 2.80%
RENO, NV (FHA|USDA|VA) 20 $7,640,000 $382,000 $5,368 2.85%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 38 $7,540,000 $198,421 $4,868 3.04%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 35 $7,385,000 $211,000 $4,904 2.85%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 45 $7,315,000 $162,556 $4,626 3.01%
HUNTSVILLE, AL (FHA|USDA|VA) 31 $7,305,000 $235,645 $4,922 2.75%
OCALA, FL (FHA|USDA|VA) 38 $7,280,000 $191,579 $6,998 2.93%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 36 $7,120,000 $197,778 $5,128 2.83%
Baraboo, WI (FHA|USDA|VA) 26 $7,050,000 $271,154 $3,820 2.84%
BAKERSFIELD, CA (FHA|USDA|VA) 29 $6,985,000 $240,862 $4,867 2.94%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 35 $6,885,000 $196,714 $3,911 2.86%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 28 $6,840,000 $244,286 $5,023 2.95%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 30 $6,810,000 $227,000 $7,167 2.99%
SAVANNAH, GA (FHA|USDA|VA) 32 $6,760,000 $211,250 $4,609 2.83%
GREEN BAY, WI (FHA|USDA|VA) 26 $6,710,000 $258,077 $2,728 2.86%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 23 $6,685,000 $290,652 $7,574 2.80%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 26 $6,490,000 $249,615 $4,405 2.90%
LOUISVILLE, KY (FHA|USDA|VA) 32 $6,450,000 $201,563 $4,695 2.77%
Bozeman, MT (FHA|USDA|VA) 10 $6,430,000 $643,000 $7,073 3.20%
RICHMOND, VA (FHA|USDA|VA) 26 $6,420,000 $246,923 $5,888 2.82%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 34 $6,390,000 $187,941 $5,161 2.73%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 22 $6,380,000 $290,000 $6,038 2.86%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $6,370,000 $265,417 $5,378 2.77%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 25 $6,325,000 $253,000 $6,864 2.75%
STOCKTON, CA (FHA|USDA|VA) 15 $6,235,000 $415,667 $6,851 2.76%
EAU CLAIRE, WI (FHA|USDA|VA) 30 $6,190,000 $206,333 $4,634 3.07%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 21 $6,135,000 $292,143 $5,001 2.76%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $6,105,000 $359,118 $4,767 3.11%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 39 $6,055,000 $155,256 $4,674 2.97%
URBAN HONOLULU, HI (FHA|USDA|VA) 12 $6,010,000 $500,833 $4,160 2.68%
VALLEJO, CA (FHA|USDA|VA) 12 $5,780,000 $481,667 $8,791 3.11%
TULSA, OK (FHA|USDA|VA) 31 $5,745,000 $185,323 $5,284 2.81%
FRESNO, CA (FHA|USDA|VA) 22 $5,720,000 $260,000 $5,837 2.88%
Sonora, CA (FHA|USDA|VA) 19 $5,615,000 $295,526 $4,615 3.05%
SPRINGFIELD, MA (FHA|USDA|VA) 19 $5,525,000 $290,789 $6,801 2.71%
KNOXVILLE, TN (FHA|USDA|VA) 26 $5,510,000 $211,923 $4,596 2.83%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 27 $5,415,000 $200,556 $5,669 2.90%
WILMINGTON, NC (FHA|USDA|VA) 17 $5,405,000 $317,941 $7,965 2.93%
PUNTA GORDA, FL (FHA|USDA|VA) 24 $5,350,000 $222,917 $5,060 2.79%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 20 $5,300,000 $265,000 $4,346 2.93%
SALISBURY, MD-DE (FHA|USDA|VA) 23 $5,285,000 $229,783 $6,068 2.87%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 22 $5,260,000 $239,091 $5,626 2.86%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 30 $5,190,000 $173,000 $5,308 2.97%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 26 $5,180,000 $199,231 $6,071 2.87%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 22 $5,000,000 $227,273 $4,677 2.79%
ST. CLOUD, MN (FHA|USDA|VA) 19 $4,995,000 $262,895 $5,013 2.85%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 18 $4,910,000 $272,778 $5,226 3.01%
MONTGOMERY, AL (FHA|USDA|VA) 27 $4,785,000 $177,222 $4,016 2.78%
ROCHESTER, NY (FHA|USDA|VA) 27 $4,745,000 $175,741 $4,675 2.73%
COLUMBUS, GA-AL (FHA|USDA|VA) 26 $4,650,000 $178,846 $3,825 2.80%
ASHEVILLE, NC (FHA|USDA|VA) 17 $4,625,000 $272,059 $5,423 2.91%
JACKSON, MS (FHA|USDA|VA) 23 $4,555,000 $198,043 $4,211 2.92%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $4,550,000 $568,750 $8,170 2.73%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 19 $4,525,000 $238,158 $4,952 2.87%
DAYTON-KETTERING, OH (FHA|USDA|VA) 27 $4,475,000 $165,741 $4,260 2.75%
FARGO, ND-MN (FHA|USDA|VA) 20 $4,420,000 $221,000 $4,917 2.69%
Red Wing, MN (FHA|USDA|VA) 20 $4,410,000 $220,500 $4,687 2.84%
DULUTH, MN-WI (FHA|USDA|VA) 23 $4,315,000 $187,609 $4,106 2.96%
BATON ROUGE, LA (FHA|USDA|VA) 24 $4,280,000 $178,333 $4,933 2.72%
GAINESVILLE, FL (FHA|USDA|VA) 20 $4,250,000 $212,500 $4,523 3.15%
GREELEY, CO (FHA|USDA|VA) 13 $4,235,000 $325,769 $8,175 2.85%
PROVO-OREM, UT (FHA|USDA|VA) 11 $4,215,000 $383,182 $5,598 2.69%
BILLINGS, MT (FHA|USDA|VA) 11 $4,165,000 $378,636 $6,913 2.83%
ANN ARBOR, MI (FHA|USDA|VA) 11 $4,145,000 $376,818 $5,755 2.90%
Hilo, HI (FHA|USDA|VA) 15 $4,135,000 $275,667 $5,778 2.74%
WARNER ROBINS, GA (FHA|USDA|VA) 23 $4,115,000 $178,913 $4,620 2.84%
UTICA-ROME, NY (FHA|USDA|VA) 22 $4,040,000 $183,636 $6,129 3.07%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 9 $4,035,000 $448,333 $3,953 3.06%
PANAMA CITY, FL (FHA|USDA|VA) 12 $4,030,000 $335,833 $6,746 2.94%
DOVER, DE (FHA|USDA|VA) 13 $3,985,000 $306,538 $7,572 2.65%
SALEM, OR (FHA|USDA|VA) 14 $3,870,000 $276,429 $6,325 2.70%
MORRISTOWN, TN (FHA|USDA|VA) 11 $3,865,000 $351,364 $5,844 2.99%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 11 $3,855,000 $350,455 $10,411 2.71%
VALDOSTA, GA (FHA|USDA|VA) 18 $3,850,000 $213,889 $5,075 2.99%
SYRACUSE, NY (FHA|USDA|VA) 23 $3,815,000 $165,870 $5,597 2.98%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 7 $3,785,000 $540,714 $5,799 3.02%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 17 $3,745,000 $220,294 $3,976 2.89%
MEDFORD, OR (FHA|USDA|VA) 11 $3,655,000 $332,273 $7,112 2.64%
Owatonna, MN (FHA|USDA|VA) 19 $3,645,000 $191,842 $4,307 2.90%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 15 $3,645,000 $243,000 $4,168 2.84%
SPRINGFIELD, MO (FHA|USDA|VA) 21 $3,585,000 $170,714 $3,564 2.85%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 17 $3,535,000 $207,941 $4,993 2.81%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 15 $3,495,000 $233,000 $5,313 2.70%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 13 $3,485,000 $268,077 $5,483 2.66%
Heber, UT (FHA|USDA|VA) 7 $3,435,000 $490,714 $7,041 2.85%
WAUSAU-WESTON, WI (FHA|USDA|VA) 17 $3,435,000 $202,059 $4,541 2.95%
KANKAKEE, IL (FHA|USDA|VA) 20 $3,410,000 $170,500 $3,616 2.97%
WINSTON-SALEM, NC (FHA|USDA|VA) 19 $3,395,000 $178,684 $6,564 2.95%
EAST STROUDSBURG, PA (FHA|USDA|VA) 19 $3,335,000 $175,526 $6,511 3.04%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $3,310,000 $551,667 $3,903 2.95%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $3,260,000 $232,857 $4,745 2.86%
AKRON, OH (FHA|USDA|VA) 20 $3,210,000 $160,500 $4,190 2.98%
Beaver Dam, WI (FHA|USDA|VA) 17 $3,145,000 $185,000 $3,266 2.98%
WICHITA, KS (FHA|USDA|VA) 20 $3,140,000 $157,000 $3,576 2.83%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 9 $3,115,000 $346,111 $5,303 2.82%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 19 $3,115,000 $163,947 $4,344 3.13%
Helena, MT (FHA|USDA|VA) 8 $3,110,000 $388,750 $9,289 3.02%
JACKSONVILLE, NC (FHA|USDA|VA) 18 $3,070,000 $170,556 $3,415 2.70%
MODESTO, CA (FHA|USDA|VA) 9 $3,065,000 $340,556 $5,395 2.90%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $2,990,000 $498,333 $9,303 2.64%
Marshalltown, IA (FHA|USDA|VA) 18 $2,980,000 $165,556 $2,374 2.99%
EL PASO, TX (FHA|USDA|VA) 16 $2,970,000 $185,625 $5,839 2.68%
SPARTANBURG, SC (FHA|USDA|VA) 16 $2,960,000 $185,000 $4,619 2.84%
SANTA FE, NM (FHA|USDA|VA) 3 $2,945,000 $981,667 $6,182 2.88%
READING, PA (FHA|USDA|VA) 13 $2,935,000 $225,769 $7,673 2.77%
BOULDER, CO (FHA|USDA|VA) 5 $2,925,000 $585,000 $6,907 3.07%
Lebanon, NH-VT (FHA|USDA|VA) 13 $2,915,000 $224,231 $6,313 2.86%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $2,910,000 $207,857 $6,328 2.64%
CHEYENNE, WY (FHA|USDA|VA) 9 $2,905,000 $322,778 $5,832 2.88%
PUEBLO, CO (FHA|USDA|VA) 14 $2,890,000 $206,429 $5,530 2.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 13 $2,845,000 $218,846 $3,922 3.16%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 14 $2,840,000 $202,857 $5,174 2.82%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 17 $2,815,000 $165,588 $3,998 3.08%
Faribault-Northfield, MN (FHA|USDA|VA) 11 $2,795,000 $254,091 $6,048 3.12%
CEDAR RAPIDS, IA (FHA|USDA|VA) 15 $2,765,000 $184,333 $4,191 2.77%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 13 $2,705,000 $208,077 $4,361 3.02%
Breckenridge, CO (FHA|USDA|VA) 4 $2,690,000 $672,500 $3,614 3.21%
AMES, IA (FHA|USDA|VA) 14 $2,670,000 $190,714 $3,248 2.73%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 17 $2,665,000 $156,765 $5,691 3.21%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 9 $2,665,000 $296,111 $5,221 2.92%
ST. GEORGE, UT (FHA|USDA|VA) 9 $2,655,000 $295,000 $5,291 2.78%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $2,650,000 $662,500 $6,042 2.81%
Torrington, CT (FHA|USDA|VA) 10 $2,650,000 $265,000 $5,020 2.92%
VISALIA, CA (FHA|USDA|VA) 10 $2,650,000 $265,000 $7,983 2.78%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 15 $2,585,000 $172,333 $3,997 3.10%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 16 $2,470,000 $154,375 $3,763 2.82%
SIOUX FALLS, SD (FHA|USDA|VA) 12 $2,470,000 $205,833 $3,912 2.82%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $2,465,000 $352,143 $6,767 2.70%
MADERA, CA (FHA|USDA|VA) 9 $2,455,000 $272,778 $5,117 2.87%
LAS CRUCES, NM (FHA|USDA|VA) 12 $2,430,000 $202,500 $6,012 2.65%
NAPA, CA (FHA|USDA|VA) 3 $2,415,000 $805,000 $12,944 2.87%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $2,405,000 $343,571 $5,083 2.74%
BEND, OR (FHA|USDA|VA) 9 $2,375,000 $263,889 $6,367 2.64%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 11 $2,335,000 $212,273 $3,478 3.12%
Kapaa, HI (FHA|USDA|VA) 3 $2,335,000 $778,333 $10,320 3.13%
TOLEDO, OH (FHA|USDA|VA) 14 $2,330,000 $166,429 $4,817 2.68%
YORK-HANOVER, PA (FHA|USDA|VA) 11 $2,325,000 $211,364 $6,045 2.92%
Brainerd, MN (FHA|USDA|VA) 8 $2,310,000 $288,750 $4,057 3.00%
Pahrump, NV (FHA|USDA|VA) 12 $2,310,000 $192,500 $4,591 3.09%
TUSCALOOSA, AL (FHA|USDA|VA) 9 $2,295,000 $255,000 $7,664 2.78%
CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $2,275,000 $206,818 $6,230 2.88%
MUSKEGON, MI (FHA|USDA|VA) 8 $2,270,000 $283,750 $6,429 2.87%
Minot, ND (FHA|USDA|VA) 9 $2,265,000 $251,667 $6,103 2.60%
FLINT, MI (FHA|USDA|VA) 14 $2,250,000 $160,714 $4,264 2.82%
BISMARCK, ND (FHA|USDA|VA) 9 $2,235,000 $248,333 $4,258 2.83%
SUMTER, SC (FHA|USDA|VA) 13 $2,235,000 $171,923 $4,201 2.84%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 10 $2,230,000 $223,000 $3,692 2.93%
SALINAS, CA (FHA|USDA|VA) 5 $2,215,000 $443,000 $8,748 2.73%
PEORIA, IL (FHA|USDA|VA) 15 $2,205,000 $147,000 $3,123 3.02%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 13 $2,195,000 $168,846 $4,886 2.88%
LAFAYETTE, LA (FHA|USDA|VA) 13 $2,185,000 $168,077 $3,584 2.92%
WACO, TX (FHA|USDA|VA) 9 $2,175,000 $241,667 $4,776 2.64%
CLEVELAND, TN (FHA|USDA|VA) 11 $2,155,000 $195,909 $5,208 2.88%
LAWTON, OK (FHA|USDA|VA) 13 $2,155,000 $165,769 $4,295 2.77%
Ottawa, IL (FHA|USDA|VA) 13 $2,085,000 $160,385 $4,009 3.30%
Edwards, CO (FHA|USDA|VA) 3 $2,075,000 $691,667 $6,553 3.00%
Menomonie, WI (FHA|USDA|VA) 9 $2,055,000 $228,333 $4,848 2.78%
FORT SMITH, AR-OK (FHA|USDA|VA) 13 $2,035,000 $156,538 $3,269 2.76%
WINCHESTER, VA-WV (FHA|USDA|VA) 8 $2,030,000 $253,750 $3,758 3.05%
CHARLESTON, WV (FHA|USDA|VA) 12 $2,030,000 $169,167 $6,297 3.07%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $2,030,000 $169,167 $4,347 3.01%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 8 $2,020,000 $252,500 $3,892 2.81%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 8 $2,010,000 $251,250 $6,967 2.51%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 15 $2,005,000 $133,667 $4,435 3.13%
HINESVILLE, GA (FHA|USDA|VA) 13 $1,965,000 $151,154 $4,439 2.76%
MOBILE, AL (FHA|USDA|VA) 11 $1,965,000 $178,636 $4,283 3.02%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,960,000 $326,667 $6,724 2.96%
YUMA, AZ (FHA|USDA|VA) 10 $1,950,000 $195,000 $3,093 2.81%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,930,000 $482,500 $6,854 2.91%
Traverse City, MI (FHA|USDA|VA) 8 $1,910,000 $238,750 $4,065 3.16%
FORT WAYNE, IN (FHA|USDA|VA) 12 $1,900,000 $158,333 $4,253 2.75%
Hailey, ID (FHA|USDA|VA) 3 $1,895,000 $631,667 $5,514 2.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 10 $1,890,000 $189,000 $3,832 3.10%
Granbury, TX (FHA|USDA|VA) 6 $1,880,000 $313,333 $3,689 3.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 14 $1,880,000 $134,286 $4,700 2.84%
Pella, IA (FHA|USDA|VA) 10 $1,870,000 $187,000 $3,033 2.84%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 13 $1,855,000 $142,692 $6,048 2.98%
SPRINGFIELD, IL (FHA|USDA|VA) 9 $1,845,000 $205,000 $3,232 2.54%
CANTON-MASSILLON, OH (FHA|USDA|VA) 13 $1,845,000 $141,923 $4,670 2.93%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,825,000 $202,778 $4,865 2.83%
Manitowoc, WI (FHA|USDA|VA) 10 $1,810,000 $181,000 $2,526 3.01%
CHICO, CA (FHA|USDA|VA) 8 $1,800,000 $225,000 $7,487 2.79%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,795,000 $256,429 $8,208 3.00%
FAIRBANKS, AK (FHA|USDA|VA) 8 $1,790,000 $223,750 $7,094 2.82%
THE VILLAGES, FL (FHA|USDA|VA) 8 $1,780,000 $222,500 $4,158 2.95%
Rochelle, IL (FHA|USDA|VA) 10 $1,770,000 $177,000 $4,084 2.97%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $1,770,000 $147,500 $4,880 2.97%
JOPLIN, MO (FHA|USDA|VA) 11 $1,745,000 $158,636 $5,042 3.08%
AMARILLO, TX (FHA|USDA|VA) 8 $1,730,000 $216,250 $3,104 2.77%
Olean, NY (FHA|USDA|VA) 10 $1,720,000 $172,000 $3,049 3.10%
Sanford, NC (FHA|USDA|VA) 8 $1,720,000 $215,000 $4,576 2.67%
Fernley, NV (FHA|USDA|VA) 6 $1,710,000 $285,000 $4,725 3.02%
Mason City, IA (FHA|USDA|VA) 8 $1,690,000 $211,250 $3,648 3.08%
St. Marys, GA (FHA|USDA|VA) 9 $1,685,000 $187,222 $6,329 2.87%
Aberdeen, WA (FHA|USDA|VA) 7 $1,685,000 $240,714 $7,373 2.81%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 8 $1,680,000 $210,000 $5,970 2.83%
Shelton, WA (FHA|USDA|VA) 5 $1,675,000 $335,000 $7,383 2.42%
Roseburg, OR (FHA|USDA|VA) 5 $1,675,000 $335,000 $9,834 2.84%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,670,000 $417,500 $4,736 2.81%
Enterprise, AL (FHA|USDA|VA) 8 $1,670,000 $208,750 $4,865 2.59%
BINGHAMTON, NY (FHA|USDA|VA) 10 $1,650,000 $165,000 $5,689 3.56%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,645,000 $329,000 $7,130 2.79%
Outside of Metro Areas 7 $1,635,000 $233,571 $5,055 2.70%
HARRISONBURG, VA (FHA|USDA|VA) 4 $1,630,000 $407,500 $5,206 2.97%
ERIE, PA (FHA|USDA|VA) 8 $1,620,000 $202,500 $6,020 2.92%
TEXARKANA, TX-AR (FHA|USDA|VA) 10 $1,610,000 $161,000 $4,284 2.91%
BANGOR, ME (FHA|USDA|VA) 8 $1,590,000 $198,750 $3,851 2.94%
Alamogordo, NM (FHA|USDA|VA) 8 $1,570,000 $196,250 $5,534 2.97%
Bluefield, WV-VA (FHA|USDA|VA) 13 $1,555,000 $119,615 $4,171 2.81%
TERRE HAUTE, IN (FHA|USDA|VA) 11 $1,555,000 $141,364 $4,616 2.63%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,550,000 $775,000 $6,004 2.75%
Picayune, MS (FHA|USDA|VA) 9 $1,545,000 $171,667 $4,683 2.94%
GREAT FALLS, MT (FHA|USDA|VA) 7 $1,545,000 $220,714 $7,327 2.69%
Moses Lake, WA (FHA|USDA|VA) 5 $1,545,000 $309,000 $7,409 3.13%
Sevierville, TN (FHA|USDA|VA) 5 $1,525,000 $305,000 $6,612 3.89%
Concord, NH (FHA|USDA|VA) 7 $1,515,000 $216,429 $4,362 2.47%
WICHITA FALLS, TX (FHA|USDA|VA) 10 $1,490,000 $149,000 $5,291 2.75%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $1,490,000 $745,000 $5,498 3.50%
LONGVIEW, WA (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,162 2.68%
LONGVIEW, TX (FHA|USDA|VA) 7 $1,425,000 $203,571 $4,399 3.11%
RAPID CITY, SD (FHA|USDA|VA) 4 $1,420,000 $355,000 $7,907 2.94%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,415,000 $283,000 $6,600 3.00%
LUBBOCK, TX (FHA|USDA|VA) 7 $1,415,000 $202,143 $2,736 3.11%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 7 $1,395,000 $199,286 $6,990 2.64%
Newport, OR (FHA|USDA|VA) 4 $1,380,000 $345,000 $5,559 2.92%
Plattsburgh, NY (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,781 2.81%
BURLINGTON, NC (FHA|USDA|VA) 10 $1,370,000 $137,000 $4,174 2.67%
MORGANTOWN, WV (FHA|USDA|VA) 6 $1,360,000 $226,667 $3,836 2.69%
Meridian, MS (FHA|USDA|VA) 7 $1,355,000 $193,571 $6,829 3.11%
LANCASTER, PA (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,487 2.80%
HATTIESBURG, MS (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,063 3.16%
Austin, MN (FHA|USDA|VA) 9 $1,315,000 $146,111 $5,305 3.07%
JACKSON, MI (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,061 3.07%
Palatka, FL (FHA|USDA|VA) 7 $1,315,000 $187,857 $2,167 3.00%
ROANOKE, VA (FHA|USDA|VA) 7 $1,305,000 $186,429 $4,437 3.15%
Elko, NV (FHA|USDA|VA) 5 $1,305,000 $261,000 $2,567 2.65%
ALBANY, GA (FHA|USDA|VA) 10 $1,300,000 $130,000 $2,676 2.69%
Tupelo, MS (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,757 2.60%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $1,285,000 $142,778 $6,510 2.71%
Centralia, WA (FHA|USDA|VA) 5 $1,285,000 $257,000 $5,116 3.15%
KINGSTON, NY (FHA|USDA|VA) 6 $1,270,000 $211,667 $7,134 3.21%
CARBONDALE-MARION, IL (FHA|USDA|VA) 8 $1,270,000 $158,750 $3,831 2.85%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 8 $1,270,000 $158,750 $3,295 3.02%
Opelousas, LA (FHA|USDA|VA) 5 $1,265,000 $253,000 $7,078 2.60%
IDAHO FALLS, ID (FHA|USDA|VA) 6 $1,260,000 $210,000 $3,160 2.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $1,245,000 $249,000 $7,850 3.23%
STAUNTON, VA (FHA|USDA|VA) 7 $1,225,000 $175,000 $3,459 2.80%
Grand Rapids, MN (FHA|USDA|VA) 3 $1,215,000 $405,000 $21,804 3.08%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,215,000 $405,000 $3,115 2.83%
Adrian, MI (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,054 3.06%
MONROE, LA (FHA|USDA|VA) 8 $1,190,000 $148,750 $4,459 2.77%
Marinette, WI-MI (FHA|USDA|VA) 7 $1,185,000 $169,286 $3,737 2.88%
Winona, MN (FHA|USDA|VA) 6 $1,180,000 $196,667 $2,988 3.41%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $1,175,000 $391,667 $3,517 2.88%
Paducah, KY-IL (FHA|USDA|VA) 8 $1,160,000 $145,000 $3,423 2.79%
Wilson, NC (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,193 2.65%
Athens, TX (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,693 2.75%
HOT SPRINGS, AR (FHA|USDA|VA) 9 $1,155,000 $128,333 $4,562 3.06%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,980 2.67%
MERCED, CA (FHA|USDA|VA) 4 $1,140,000 $285,000 $3,408 2.91%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,125,000 $225,000 $7,508 2.83%
Stevens Point, WI (FHA|USDA|VA) 6 $1,120,000 $186,667 $2,286 2.54%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $1,110,000 $277,500 $6,399 3.03%
Warsaw, IN (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,048 2.95%
Cullman, AL (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,358 3.03%
GOLDSBORO, NC (FHA|USDA|VA) 6 $1,090,000 $181,667 $4,007 2.74%
ALEXANDRIA, LA (FHA|USDA|VA) 6 $1,090,000 $181,667 $6,612 2.82%
TYLER, TX (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,267 2.52%
TOPEKA, KS (FHA|USDA|VA) 8 $1,090,000 $136,250 $4,240 2.80%
YAKIMA, WA (FHA|USDA|VA) 3 $1,085,000 $361,667 $10,693 2.63%
Ruidoso, NM (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,673 2.95%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 4 $1,060,000 $265,000 $10,718 2.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 7 $1,055,000 $150,714 $4,441 2.88%
Rock Springs, WY (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,605 2.77%
Oak Harbor, WA (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,096 2.71%
Shawnee, OK (FHA|USDA|VA) 6 $1,050,000 $175,000 $5,098 2.70%
POCATELLO, ID (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,335 2.71%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,112 2.94%
DOTHAN, AL (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,106 2.92%
Sunbury, PA (FHA|USDA|VA) 7 $1,015,000 $145,000 $5,466 2.77%
SHEBOYGAN, WI (FHA|USDA|VA) 7 $1,015,000 $145,000 $2,351 2.91%
Coffeyville, KS (FHA|USDA|VA) 7 $1,015,000 $145,000 $2,704 3.02%
SAN ANGELO, TX (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,225 2.88%
Bartlesville, OK (FHA|USDA|VA) 6 $1,010,000 $168,333 $6,596 2.88%
LYNCHBURG, VA (FHA|USDA|VA) 6 $1,010,000 $168,333 $7,424 2.81%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 7 $1,005,000 $143,571 $3,800 2.91%
Silver City, NM (FHA|USDA|VA) 5 $985,000 $197,000 $5,077 2.68%
ODESSA, TX (FHA|USDA|VA) 3 $985,000 $328,333 $8,752 2.83%
Glasgow, KY (FHA|USDA|VA) 6 $980,000 $163,333 $3,312 2.81%
Scottsbluff, NE (FHA|USDA|VA) 8 $970,000 $121,250 $4,831 3.30%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 8 $970,000 $121,250 $4,874 2.71%
Richmond-Berea, KY (FHA|USDA|VA) 6 $970,000 $161,667 $4,696 3.12%
Rolla, MO (FHA|USDA|VA) 3 $965,000 $321,667 $6,159 3.13%
OWENSBORO, KY (FHA|USDA|VA) 6 $960,000 $160,000 $4,052 2.73%
GLENS FALLS, NY (FHA|USDA|VA) 5 $955,000 $191,000 $5,566 3.10%
DECATUR, AL (FHA|USDA|VA) 5 $955,000 $191,000 $4,286 3.44%
Mountain Home, ID (FHA|USDA|VA) 5 $955,000 $191,000 $6,523 2.66%
Keene, NH (FHA|USDA|VA) 4 $950,000 $237,500 $8,562 3.03%
Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $950,000 $237,500 $6,676 2.88%
Ardmore, OK (FHA|USDA|VA) 4 $940,000 $235,000 $5,720 2.68%
Fergus Falls, MN (FHA|USDA|VA) 5 $935,000 $187,000 $4,098 2.75%
FLORENCE, SC (FHA|USDA|VA) 7 $935,000 $133,571 $2,660 2.43%
ELMIRA, NY (FHA|USDA|VA) 6 $930,000 $155,000 $4,325 3.09%
Thomasville, GA (FHA|USDA|VA) 5 $925,000 $185,000 $4,218 2.99%
ALTOONA, PA (FHA|USDA|VA) 7 $925,000 $132,143 $4,048 3.01%
Mount Pleasant, MI (FHA|USDA|VA) 4 $920,000 $230,000 $6,405 2.91%
Klamath Falls, OR (FHA|USDA|VA) 4 $920,000 $230,000 $4,731 2.90%
YUBA CITY, CA (FHA|USDA|VA) 3 $915,000 $305,000 $2,028 2.70%
LAWRENCE, KS (FHA|USDA|VA) 4 $900,000 $225,000 $8,039 3.13%
Key West, FL (FHA|USDA|VA) 2 $890,000 $445,000 $11,806 2.74%
Augusta-Waterville, ME (FHA|USDA|VA) 5 $885,000 $177,000 $5,343 2.83%
Alexandria, MN (FHA|USDA|VA) 3 $885,000 $295,000 $3,259 3.17%
Paris, TN (FHA|USDA|VA) 5 $885,000 $177,000 $4,013 3.30%
LaGrange, GA-AL (FHA|USDA|VA) 7 $875,000 $125,000 $5,868 2.91%
Holland, MI (FHA|USDA|VA) 5 $875,000 $175,000 $4,523 2.65%
Greeneville, TN (FHA|USDA|VA) 6 $870,000 $145,000 $4,138 2.81%
Clarksburg, WV (FHA|USDA|VA) 7 $865,000 $123,571 $3,726 2.66%
LOGAN, UT-ID (FHA|USDA|VA) 2 $860,000 $430,000 $9,242 3.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $860,000 $143,333 $5,332 2.71%
SAGINAW, MI (FHA|USDA|VA) 7 $855,000 $122,143 $4,719 3.21%
Ogdensburg-Massena, NY (FHA|USDA|VA) 7 $845,000 $120,714 $4,434 3.20%
Payson, AZ (FHA|USDA|VA) 4 $840,000 $210,000 $5,863 2.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $835,000 $278,333 $6,712 2.58%
Iron Mountain, MI-WI (FHA|USDA|VA) 5 $835,000 $167,000 $5,213 3.01%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $835,000 $278,333 $4,037 2.63%
Roanoke Rapids, NC (FHA|USDA|VA) 4 $830,000 $207,500 $3,806 2.93%
Laconia, NH (FHA|USDA|VA) 3 $825,000 $275,000 $5,409 3.13%
TWIN FALLS, ID (FHA|USDA|VA) 4 $820,000 $205,000 $4,916 2.88%
MIDLAND, TX (FHA|USDA|VA) 2 $820,000 $410,000 $21,212 2.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 6 $810,000 $135,000 $3,724 2.97%
FARMINGTON, NM (FHA|USDA|VA) 6 $810,000 $135,000 $5,141 2.94%
PINE BLUFF, AR (FHA|USDA|VA) 5 $805,000 $161,000 $4,053 3.13%
Batavia, NY (FHA|USDA|VA) 4 $800,000 $200,000 $4,964 2.91%
Albert Lea, MN (FHA|USDA|VA) 5 $795,000 $159,000 $3,570 3.03%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $795,000 $159,000 $3,753 2.48%
MISSOULA, MT (FHA|USDA|VA) 3 $795,000 $265,000 $2,724 2.95%
ENID, OK (FHA|USDA|VA) 4 $790,000 $197,500 $3,197 2.50%
REDDING, CA (FHA|USDA|VA) 3 $785,000 $261,667 $8,323 2.87%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $785,000 $261,667 $7,580 3.04%
MANHATTAN, KS (FHA|USDA|VA) 5 $765,000 $153,000 $3,537 2.87%
Jesup, GA (FHA|USDA|VA) 5 $765,000 $153,000 $6,502 3.25%
Clovis, NM (FHA|USDA|VA) 4 $760,000 $190,000 $3,508 2.91%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $760,000 $190,000 $6,132 2.94%
Hobbs, NM (FHA|USDA|VA) 3 $755,000 $251,667 $6,900 2.56%
Alexander City, AL (FHA|USDA|VA) 6 $750,000 $125,000 $3,470 2.96%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 4 $750,000 $187,500 $3,094 3.00%
ABILENE, TX (FHA|USDA|VA) 3 $745,000 $248,333 $3,895 2.90%
Marion, OH (FHA|USDA|VA) 5 $745,000 $149,000 $4,961 2.68%
Freeport, IL (FHA|USDA|VA) 6 $740,000 $123,333 $3,943 3.37%
Shelbyville, TN (FHA|USDA|VA) 3 $735,000 $245,000 $6,424 2.71%
Fort Polk South, LA (FHA|USDA|VA) 3 $725,000 $241,667 $4,881 2.96%
Danville, VA (FHA|USDA|VA) 5 $725,000 $145,000 $6,034 2.95%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $725,000 $241,667 $11,064 3.28%
Pottsville, PA (FHA|USDA|VA) 4 $720,000 $180,000 $6,157 3.50%
ITHACA, NY (FHA|USDA|VA) 4 $720,000 $180,000 $6,991 3.03%
Red Bluff, CA (FHA|USDA|VA) 3 $715,000 $238,333 $8,503 2.96%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $715,000 $143,000 $6,608 2.57%
Natchitoches, LA (FHA|USDA|VA) 4 $710,000 $177,500 $4,763 3.22%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $705,000 $235,000 $6,051 3.08%
Ottawa, KS (FHA|USDA|VA) 3 $705,000 $235,000 $5,800 3.46%
Murray, KY (FHA|USDA|VA) 4 $700,000 $175,000 $3,612 3.10%
Sandusky, OH (FHA|USDA|VA) 3 $695,000 $231,667 $5,764 2.62%
Branson, MO (FHA|USDA|VA) 4 $690,000 $172,500 $4,412 2.69%
FOND DU LAC, WI (FHA|USDA|VA) 4 $690,000 $172,500 $5,409 2.82%
SPRINGFIELD, OH (FHA|USDA|VA) 6 $690,000 $115,000 $4,813 2.75%
Wilmington, OH (FHA|USDA|VA) 4 $690,000 $172,500 $4,340 2.84%
DUBUQUE, IA (FHA|USDA|VA) 4 $680,000 $170,000 $4,231 2.56%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 4 $680,000 $170,000 $3,957 3.11%
Dickinson, ND (FHA|USDA|VA) 2 $680,000 $340,000 $3,882 2.68%
WILLIAMSPORT, PA (FHA|USDA|VA) 6 $680,000 $113,333 $4,428 2.60%
Crossville, TN (FHA|USDA|VA) 4 $680,000 $170,000 $3,311 2.38%
Sturgis, MI (FHA|USDA|VA) 2 $680,000 $340,000 $2,944 2.81%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $675,000 $225,000 $7,156 2.46%
Athens, TN (FHA|USDA|VA) 4 $670,000 $167,500 $6,138 3.00%
BELLINGHAM, WA (FHA|USDA|VA) 2 $670,000 $335,000 $10,918 2.69%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $665,000 $221,667 $4,069 2.92%
London, KY (FHA|USDA|VA) 5 $665,000 $133,000 $3,483 3.12%
Orangeburg, SC (FHA|USDA|VA) 5 $665,000 $133,000 $5,517 3.11%
IOWA CITY, IA (FHA|USDA|VA) 3 $665,000 $221,667 $8,946 2.73%
Somerset, KY (FHA|USDA|VA) 3 $665,000 $221,667 $7,301 2.58%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $660,000 $165,000 $3,799 2.94%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $660,000 $330,000 $4,599 3.00%
Ottumwa, IA (FHA|USDA|VA) 4 $660,000 $165,000 $1,658 2.65%
ROME, GA (FHA|USDA|VA) 5 $655,000 $131,000 $4,631 2.58%
Eufaula, AL-GA (FHA|USDA|VA) 5 $655,000 $131,000 $3,792 2.90%
Ketchikan, AK (FHA|USDA|VA) 2 $650,000 $325,000 $4,425 3.18%
Paris, TX (FHA|USDA|VA) 3 $645,000 $215,000 $3,054 2.68%
Camden, AR (FHA|USDA|VA) 3 $635,000 $211,667 $4,904 2.75%
CASPER, WY (FHA|USDA|VA) 3 $635,000 $211,667 $4,040 2.39%
MANKATO, MN (FHA|USDA|VA) 3 $635,000 $211,667 $5,816 2.95%
Angola, IN (FHA|USDA|VA) 3 $635,000 $211,667 $2,136 2.79%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $625,000 $208,333 $5,780 2.54%
Platteville, WI (FHA|USDA|VA) 3 $625,000 $208,333 $3,277 2.93%
Richmond, IN (FHA|USDA|VA) 5 $625,000 $125,000 $3,368 2.98%
BRUNSWICK, GA (FHA|USDA|VA) 2 $620,000 $310,000 $3,953 3.13%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $615,000 $205,000 $4,588 2.67%
Stephenville, TX (FHA|USDA|VA) 1 $615,000 $615,000 $32,142 3.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $605,000 $121,000 $2,037 3.04%
Jefferson, GA (FHA|USDA|VA) 3 $605,000 $201,667 $8,610 2.83%
NEW BERN, NC (FHA|USDA|VA) 4 $600,000 $150,000 $4,596 2.69%
Brownwood, TX (FHA|USDA|VA) 3 $595,000 $198,333 $4,753 3.04%
Steamboat Springs, CO (FHA|USDA|VA) 1 $595,000 $595,000 $4,106 3.13%
Astoria, OR (FHA|USDA|VA) 2 $590,000 $295,000 $5,105 2.44%
Russellville, AR (FHA|USDA|VA) 4 $590,000 $147,500 $5,542 2.83%
Albemarle, NC (FHA|USDA|VA) 4 $590,000 $147,500 $6,049 2.88%
Corning, NY (FHA|USDA|VA) 5 $585,000 $117,000 $4,118 2.98%
BATTLE CREEK, MI (FHA|USDA|VA) 5 $585,000 $117,000 $2,093 3.32%
Columbus, MS (FHA|USDA|VA) 3 $585,000 $195,000 $3,956 3.04%
Roswell, NM (FHA|USDA|VA) 5 $585,000 $117,000 $5,250 2.55%
Fort Payne, AL (FHA|USDA|VA) 3 $575,000 $191,667 $3,913 2.58%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $575,000 $191,667 $1,600 2.96%
Hutchinson, MN (FHA|USDA|VA) 4 $570,000 $142,500 $3,880 2.91%
Toccoa, GA (FHA|USDA|VA) 4 $570,000 $142,500 $3,934 2.77%
LINCOLN, NE (FHA|USDA|VA) 4 $570,000 $142,500 $3,680 2.68%
Vidalia, GA (FHA|USDA|VA) 2 $570,000 $285,000 $10,104 2.44%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $570,000 $142,500 $7,167 2.94%
Paragould, AR (FHA|USDA|VA) 3 $565,000 $188,333 $6,160 2.58%
New Castle, IN (FHA|USDA|VA) 5 $565,000 $113,000 $3,548 2.56%
LIMA, OH (FHA|USDA|VA) 4 $550,000 $137,500 $4,422 2.66%
Shelby, NC (FHA|USDA|VA) 3 $545,000 $181,667 $2,283 3.07%
Columbus, NE (FHA|USDA|VA) 3 $545,000 $181,667 $5,088 2.61%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $545,000 $181,667 $5,391 2.49%
North Wilkesboro, NC (FHA|USDA|VA) 3 $545,000 $181,667 $6,317 3.13%
Auburn, NY (FHA|USDA|VA) 4 $540,000 $135,000 $6,500 2.69%
Salem, OH (FHA|USDA|VA) 4 $540,000 $135,000 $2,923 2.85%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $535,000 $178,333 $8,262 2.63%
Cookeville, TN (FHA|USDA|VA) 3 $535,000 $178,333 $5,586 3.00%
Cortland, NY (FHA|USDA|VA) 3 $535,000 $178,333 $5,213 3.08%
Gloversville, NY (FHA|USDA|VA) 3 $535,000 $178,333 $8,258 2.96%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $525,000 $175,000 $5,527 2.71%
Kendallville, IN (FHA|USDA|VA) 3 $525,000 $175,000 $3,689 2.96%
Marion, NC (FHA|USDA|VA) 3 $525,000 $175,000 $4,955 2.79%
PITTSFIELD, MA (FHA|USDA|VA) 2 $520,000 $260,000 $3,639 2.63%
Jacksonville, TX (FHA|USDA|VA) 2 $520,000 $260,000 $3,720 3.33%
The Dalles, OR (FHA|USDA|VA) 2 $520,000 $260,000 $3,058 2.75%
VICTORIA, TX (FHA|USDA|VA) 3 $515,000 $171,667 $7,357 4.00%
Ozark, AL (FHA|USDA|VA) 4 $510,000 $127,500 $2,028 2.52%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $510,000 $127,500 $3,064 2.87%
CaƱon City, CO (FHA|USDA|VA) 2 $510,000 $255,000 $8,326 3.13%
Las Vegas, NM (FHA|USDA|VA) 3 $505,000 $168,333 $4,905 2.53%
Clearlake, CA (FHA|USDA|VA) 3 $505,000 $168,333 $4,280 2.63%
Greenwood, SC (FHA|USDA|VA) 4 $500,000 $125,000 $4,853 2.72%
Fallon, NV (FHA|USDA|VA) 2 $500,000 $250,000 $5,710 3.05%
Elizabeth City, NC (FHA|USDA|VA) 2 $500,000 $250,000 $2,048 3.56%
Meadville, PA (FHA|USDA|VA) 2 $500,000 $250,000 $11,887 3.27%
Riverton, WY (FHA|USDA|VA) 2 $500,000 $250,000 $5,380 2.63%
Barre, VT (FHA|USDA|VA) 2 $500,000 $250,000 $10,592 3.00%
WENATCHEE, WA (FHA|USDA|VA) 2 $500,000 $250,000 $3,598 3.00%
MONROE, MI (FHA|USDA|VA) 3 $495,000 $165,000 $3,658 2.71%
Gillette, WY (FHA|USDA|VA) 2 $490,000 $245,000 $3,770 3.69%
Vincennes, IN (FHA|USDA|VA) 3 $485,000 $161,667 $4,482 2.46%
Bedford, IN (FHA|USDA|VA) 3 $485,000 $161,667 $5,394 2.99%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $485,000 $161,667 $2,881 2.79%
Prineville, OR (FHA|USDA|VA) 2 $480,000 $240,000 $5,709 2.75%
GREENVILLE, NC (FHA|USDA|VA) 3 $465,000 $155,000 $6,321 3.26%
Alpena, MI (FHA|USDA|VA) 4 $460,000 $115,000 $4,955 2.59%
Great Bend, KS (FHA|USDA|VA) 1 $455,000 $455,000 $21,906 2.50%
Poplar Bluff, MO (FHA|USDA|VA) 3 $455,000 $151,667 $5,452 3.04%
MANSFIELD, OH (FHA|USDA|VA) 3 $455,000 $151,667 $3,556 2.92%
Centralia, IL (FHA|USDA|VA) 2 $450,000 $225,000 $5,001 3.13%
DeRidder, LA (FHA|USDA|VA) 2 $450,000 $225,000 $5,840 3.00%
Bogalusa, LA (FHA|USDA|VA) 4 $450,000 $112,500 $4,399 3.28%
Lumberton, NC (FHA|USDA|VA) 3 $445,000 $148,333 $5,721 3.42%
Newport, TN (FHA|USDA|VA) 1 $445,000 $445,000 $15,711 2.25%
Crawfordsville, IN (FHA|USDA|VA) 3 $445,000 $148,333 $2,884 2.30%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $440,000 $220,000 $9,886 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $440,000 $220,000 $4,252 2.94%
Waycross, GA (FHA|USDA|VA) 3 $435,000 $145,000 $5,781 2.92%
Clewiston, FL (FHA|USDA|VA) 2 $430,000 $215,000 $10,218 3.25%
Boone, NC (FHA|USDA|VA) 2 $430,000 $215,000 $2,844 2.81%
Miami, OK (FHA|USDA|VA) 3 $425,000 $141,667 $6,154 3.21%
BAY CITY, MI (FHA|USDA|VA) 3 $425,000 $141,667 $4,762 2.60%
Fairmont, WV (FHA|USDA|VA) 4 $420,000 $105,000 $3,945 3.25%
DECATUR, IL (FHA|USDA|VA) 2 $420,000 $210,000 $3,023 2.81%
Uvalde, TX (FHA|USDA|VA) 2 $420,000 $210,000 $6,257 2.94%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $415,000 $138,333 $3,163 2.86%
Mount Airy, NC (FHA|USDA|VA) 5 $415,000 $83,000 $4,585 2.64%
Statesboro, GA (FHA|USDA|VA) 3 $415,000 $138,333 $6,549 3.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $410,000 $102,500 $3,600 3.00%
Sayre, PA (FHA|USDA|VA) 2 $410,000 $205,000 $4,526 2.74%
Vineyard Haven, MA (FHA|USDA|VA) 1 $405,000 $405,000 $3,910 3.13%
Effingham, IL (FHA|USDA|VA) 2 $400,000 $200,000 $4,551 3.19%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $400,000 $200,000 $2,478 2.50%
Tahlequah, OK (FHA|USDA|VA) 2 $400,000 $200,000 $6,976 2.38%
Muskogee, OK (FHA|USDA|VA) 3 $385,000 $128,333 $5,566 2.67%
BECKLEY, WV (FHA|USDA|VA) 3 $385,000 $128,333 $3,313 3.13%
Lufkin, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,467 2.63%
MUNCIE, IN (FHA|USDA|VA) 4 $380,000 $95,000 $4,092 2.64%
Safford, AZ (FHA|USDA|VA) 2 $380,000 $190,000 $2,270 2.63%
Watertown, SD (FHA|USDA|VA) 2 $380,000 $190,000 $8,414 3.00%
EL CENTRO, CA (FHA|USDA|VA) 2 $380,000 $190,000 $5,789 3.03%
Harrison, AR (FHA|USDA|VA) 2 $380,000 $190,000 $6,199 2.81%
Dublin, GA (FHA|USDA|VA) 2 $380,000 $190,000 $4,014 3.06%
WHEELING, WV-OH (FHA|USDA|VA) 3 $375,000 $125,000 $5,622 2.50%
Searcy, AR (FHA|USDA|VA) 3 $375,000 $125,000 $5,845 2.92%
Ruston, LA (FHA|USDA|VA) 3 $375,000 $125,000 $7,396 2.97%
Sterling, IL (FHA|USDA|VA) 4 $370,000 $92,500 $2,761 2.74%
Portales, NM (FHA|USDA|VA) 2 $370,000 $185,000 $4,587 3.38%
La Grande, OR (FHA|USDA|VA) 1 $365,000 $365,000 $4,783 2.75%
JONESBORO, AR (FHA|USDA|VA) 2 $360,000 $180,000 $4,566 2.81%
Mount Vernon, OH (FHA|USDA|VA) 2 $360,000 $180,000 $5,008 3.00%
Wooster, OH (FHA|USDA|VA) 2 $360,000 $180,000 $5,062 3.13%
Newberry, SC (FHA|USDA|VA) 2 $360,000 $180,000 $5,410 2.81%
Quincy, IL-MO (FHA|USDA|VA) 2 $360,000 $180,000 $2,944 3.56%
Ontario, OR-ID (FHA|USDA|VA) 1 $355,000 $355,000 $4,205 3.13%
Vicksburg, MS (FHA|USDA|VA) 3 $355,000 $118,333 $4,329 3.09%
Brevard, NC (FHA|USDA|VA) 1 $355,000 $355,000 $1,997 3.25%
McComb, MS (FHA|USDA|VA) 2 $350,000 $175,000 $4,477 2.94%
Decatur, IN (FHA|USDA|VA) 2 $350,000 $175,000 $3,667 3.00%
HAMMOND, LA (FHA|USDA|VA) 2 $350,000 $175,000 $5,071 2.88%
Peru, IN (FHA|USDA|VA) 2 $350,000 $175,000 $6,760 2.94%
Danville, KY (FHA|USDA|VA) 3 $345,000 $115,000 $5,201 2.79%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $345,000 $115,000 $3,816 2.90%
Fremont, OH (FHA|USDA|VA) 3 $345,000 $115,000 $2,306 3.08%
McAlester, OK (FHA|USDA|VA) 3 $345,000 $115,000 $3,069 3.08%
Snyder, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,531 2.39%
Madison, IN (FHA|USDA|VA) 2 $340,000 $170,000 $5,258 2.69%
Amsterdam, NY (FHA|USDA|VA) 2 $340,000 $170,000 $9,444 3.38%
Jamestown, ND (FHA|USDA|VA) 1 $335,000 $335,000 $4,717 2.38%
Pontiac, IL (FHA|USDA|VA) 3 $335,000 $111,667 $3,733 2.83%
Rockingham, NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,569 3.81%
Hutchinson, KS (FHA|USDA|VA) 2 $330,000 $165,000 $5,394 2.78%
Natchez, MS-LA (FHA|USDA|VA) 2 $330,000 $165,000 $1,965 3.25%
Oskaloosa, IA (FHA|USDA|VA) 3 $325,000 $108,333 $2,373 2.54%
Moscow, ID (FHA|USDA|VA) 1 $325,000 $325,000 $7,114 4.88%
Norwalk, OH (FHA|USDA|VA) 1 $325,000 $325,000 $1,840 3.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $325,000 $325,000 $7,599 3.63%
Ashtabula, OH (FHA|USDA|VA) 3 $325,000 $108,333 $4,969 2.92%
EspaƱola, NM (FHA|USDA|VA) 1 $325,000 $325,000 $2,629 3.13%
Williston, ND (FHA|USDA|VA) 2 $320,000 $160,000 $5,546 2.56%
Kingsville, TX (FHA|USDA|VA) 2 $320,000 $160,000 $5,557 2.69%
Henderson, NC (FHA|USDA|VA) 2 $320,000 $160,000 $7,215 3.19%
Crescent City, CA (FHA|USDA|VA) 2 $320,000 $160,000 $3,185 2.60%
Hillsdale, MI (FHA|USDA|VA) 2 $320,000 $160,000 $4,703 2.69%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $320,000 $160,000 $5,259 3.50%
Forest City, NC (FHA|USDA|VA) 3 $315,000 $105,000 $3,580 2.83%
Pecos, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,311 2.70%
WALLA WALLA, WA (FHA|USDA|VA) 1 $315,000 $315,000 $2,672 2.88%
CORVALLIS, OR (FHA|USDA|VA) 1 $305,000 $305,000 $3,153 2.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $305,000 $101,667 $2,685 2.88%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $300,000 $150,000 $5,039 2.52%
Gallup, NM (FHA|USDA|VA) 2 $300,000 $150,000 $4,358 2.63%
Dodge City, KS (FHA|USDA|VA) 2 $300,000 $150,000 $5,256 2.19%
Brenham, TX (FHA|USDA|VA) 1 $295,000 $295,000 $9,406 2.75%
Spirit Lake, IA (FHA|USDA|VA) 1 $295,000 $295,000 $4,161 4.25%
Kinston, NC (FHA|USDA|VA) 3 $295,000 $98,333 $5,759 3.53%
Oneonta, NY (FHA|USDA|VA) 1 $295,000 $295,000 $10,357 3.00%
Lake City, FL (FHA|USDA|VA) 2 $290,000 $145,000 $3,669 3.00%
Madisonville, KY (FHA|USDA|VA) 2 $290,000 $145,000 $4,021 3.00%
Portsmouth, OH (FHA|USDA|VA) 2 $290,000 $145,000 $5,920 3.06%
Willmar, MN (FHA|USDA|VA) 2 $290,000 $145,000 $6,193 3.00%
Mount Vernon, IL (FHA|USDA|VA) 2 $290,000 $145,000 $3,937 2.72%
Wabash, IN (FHA|USDA|VA) 2 $290,000 $145,000 $5,340 2.88%
Dayton, TN (FHA|USDA|VA) 1 $285,000 $285,000 $3,382 3.25%
Marion, IN (FHA|USDA|VA) 3 $285,000 $95,000 $3,620 3.58%
Big Spring, TX (FHA|USDA|VA) 1 $285,000 $285,000 $10,123 2.88%
Batesville, AR (FHA|USDA|VA) 3 $285,000 $95,000 $2,072 2.86%
Galesburg, IL (FHA|USDA|VA) 3 $285,000 $95,000 $2,606 3.04%
Durango, CO (FHA|USDA|VA) 1 $285,000 $285,000 $7,565 2.75%
Lawrenceburg, TN (FHA|USDA|VA) 3 $285,000 $95,000 $5,915 2.91%
Sterling, CO (FHA|USDA|VA) 1 $285,000 $285,000 $7,471 3.13%
New Castle, PA (FHA|USDA|VA) 2 $280,000 $140,000 $4,248 2.88%
Laurel, MS (FHA|USDA|VA) 2 $280,000 $140,000 $5,622 3.69%
Tiffin, OH (FHA|USDA|VA) 2 $280,000 $140,000 $7,022 3.13%
Defiance, OH (FHA|USDA|VA) 2 $280,000 $140,000 $4,853 3.18%
Show Low, AZ (FHA|USDA|VA) 2 $280,000 $140,000 $5,200 3.50%
Hastings, NE (FHA|USDA|VA) 1 $275,000 $275,000 $4,243 2.46%
Martinsville, VA (FHA|USDA|VA) 3 $275,000 $91,667 $4,555 3.45%
Troy, AL (FHA|USDA|VA) 2 $270,000 $135,000 $6,089 3.50%
Shawano, WI (FHA|USDA|VA) 2 $270,000 $135,000 $2,411 3.06%
Indianola, MS (FHA|USDA|VA) 3 $265,000 $88,333 $3,413 2.61%
Muscatine, IA (FHA|USDA|VA) 2 $260,000 $130,000 $2,020 2.81%
Elk City, OK (FHA|USDA|VA) 2 $260,000 $130,000 $2,682 3.12%
Montrose, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,686 3.25%
Stillwater, OK (FHA|USDA|VA) 1 $255,000 $255,000 $9,205 2.75%
Oxford, MS (FHA|USDA|VA) 1 $255,000 $255,000 $12,108 2.75%
Marquette, MI (FHA|USDA|VA) 2 $250,000 $125,000 $5,052 3.12%
Chillicothe, OH (FHA|USDA|VA) 2 $250,000 $125,000 $4,532 2.77%
Van Wert, OH (FHA|USDA|VA) 2 $250,000 $125,000 $5,128 3.00%
Liberal, KS (FHA|USDA|VA) 2 $250,000 $125,000 $2,155 2.44%
Mount Pleasant, TX (FHA|USDA|VA) 2 $250,000 $125,000 $4,022 2.72%
Bennington, VT (FHA|USDA|VA) 2 $250,000 $125,000 $8,666 2.81%
North Platte, NE (FHA|USDA|VA) 2 $250,000 $125,000 $2,525 2.69%
Alice, TX (FHA|USDA|VA) 2 $250,000 $125,000 $4,019 2.80%
DANVILLE, IL (FHA|USDA|VA) 1 $245,000 $245,000 $11,488 2.63%
Othello, WA (FHA|USDA|VA) 1 $245,000 $245,000 $1,865 2.38%
Mineral Wells, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,484 2.40%
LAREDO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,905 2.50%
Laramie, WY (FHA|USDA|VA) 1 $245,000 $245,000 $3,661 2.33%
Selinsgrove, PA (FHA|USDA|VA) 1 $245,000 $245,000 $1,905 3.25%
Craig, CO (FHA|USDA|VA) 1 $245,000 $245,000 $9,755 2.50%
Okeechobee, FL (FHA|USDA|VA) 1 $245,000 $245,000 $9,752 3.88%
LEBANON, PA (FHA|USDA|VA) 1 $245,000 $245,000 $4,732 2.50%
Scottsboro, AL (FHA|USDA|VA) 2 $240,000 $120,000 $5,242 2.81%
Malone, NY (FHA|USDA|VA) 2 $240,000 $120,000 $2,542 3.00%
Ludington, MI (FHA|USDA|VA) 2 $240,000 $120,000 $7,536 3.25%
Blytheville, AR (FHA|USDA|VA) 2 $240,000 $120,000 $4,636 4.06%
Mountain Home, AR (FHA|USDA|VA) 3 $235,000 $78,333 $3,262 3.00%
Garden City, KS (FHA|USDA|VA) 1 $235,000 $235,000 $3,459 2.50%
West Plains, MO (FHA|USDA|VA) 3 $235,000 $78,333 $2,285 2.89%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $235,000 $235,000 $8,469 2.50%
Cullowhee, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,140 2.88%
Burlington, IA-IL (FHA|USDA|VA) 2 $230,000 $115,000 $2,028 3.56%
Coos Bay, OR (FHA|USDA|VA) 2 $230,000 $115,000 $8,016 2.78%
Mitchell, SD (FHA|USDA|VA) 2 $230,000 $115,000 $3,700 2.69%
Findlay, OH (FHA|USDA|VA) 2 $230,000 $115,000 $2,816 2.50%
Burley, ID (FHA|USDA|VA) 2 $230,000 $115,000 $2,571 2.44%
Somerset, PA (FHA|USDA|VA) 2 $230,000 $115,000 $4,254 4.08%
Fairmont, MN (FHA|USDA|VA) 1 $225,000 $225,000 $8,873 3.75%
Sulphur Springs, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,519 2.88%
Plymouth, IN (FHA|USDA|VA) 1 $225,000 $225,000 $7,082 2.75%
Nogales, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $3,590 3.25%
Bradford, PA (FHA|USDA|VA) 2 $220,000 $110,000 $3,400 3.44%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $220,000 $110,000 $5,401 2.69%
Selma, AL (FHA|USDA|VA) 2 $220,000 $110,000 $3,761 3.00%
Scottsburg, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,257 2.75%
Lewisburg, TN (FHA|USDA|VA) 1 $215,000 $215,000 $6,191 3.00%
Mount Sterling, KY (FHA|USDA|VA) 1 $215,000 $215,000 $3,393 3.13%
Albertville, AL (FHA|USDA|VA) 1 $215,000 $215,000 $1,315 3.00%
Bardstown, KY (FHA|USDA|VA) 2 $210,000 $105,000 $2,960 3.14%
MIDLAND, MI (FHA|USDA|VA) 2 $210,000 $105,000 $3,504 2.81%
Lebanon, MO (FHA|USDA|VA) 2 $210,000 $105,000 $2,504 2.50%
Bellefontaine, OH (FHA|USDA|VA) 2 $210,000 $105,000 $3,398 3.19%
Emporia, KS (FHA|USDA|VA) 2 $210,000 $105,000 $1,876 2.76%
Nacogdoches, TX (FHA|USDA|VA) 1 $205,000 $205,000 $2,998 3.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,305 2.49%
Corsicana, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,221 2.50%
Yankton, SD (FHA|USDA|VA) 1 $205,000 $205,000 $7,619 3.00%
Carroll, IA (FHA|USDA|VA) 1 $205,000 $205,000 $2,147 3.13%
Middlesborough, KY (FHA|USDA|VA) 2 $200,000 $100,000 $6,719 2.56%
Oil City, PA (FHA|USDA|VA) 2 $200,000 $100,000 $2,186 4.33%
Ponca City, OK (FHA|USDA|VA) 2 $200,000 $100,000 $3,692 3.63%
Calhoun, GA (FHA|USDA|VA) 1 $195,000 $195,000 $9,217 2.88%
Jennings, LA (FHA|USDA|VA) 1 $195,000 $195,000 $6,856 2.88%
Cornelia, GA (FHA|USDA|VA) 1 $195,000 $195,000 $3,501 2.71%
DuBois, PA (FHA|USDA|VA) 2 $190,000 $95,000 $3,556 3.25%
Washington, IN (FHA|USDA|VA) 1 $185,000 $185,000 $5,825 3.25%
El Dorado, AR (FHA|USDA|VA) 1 $185,000 $185,000 $7,894 3.88%
Bonham, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,099 2.45%
Atmore, AL (FHA|USDA|VA) 2 $180,000 $90,000 $3,780 2.81%
Logansport, IN (FHA|USDA|VA) 2 $180,000 $90,000 $4,113 2.69%
Ashland, OH (FHA|USDA|VA) 2 $180,000 $90,000 $6,577 3.00%
JACKSON, TN (FHA|USDA|VA) 2 $180,000 $90,000 $5,435 2.88%
Cedartown, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,165 3.13%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $175,000 $175,000 $1,648 2.66%
Bennettsville, SC (FHA|USDA|VA) 1 $175,000 $175,000 $3,590 2.50%
Evanston, WY (FHA|USDA|VA) 1 $165,000 $165,000 $5,618 3.19%
Del Rio, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,366 2.63%
Woodward, OK (FHA|USDA|VA) 1 $165,000 $165,000 $3,109 2.60%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,409 2.50%
Cleveland, MS (FHA|USDA|VA) 1 $165,000 $165,000 $3,353 4.00%
Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,828 2.63%
Parsons, KS (FHA|USDA|VA) 1 $155,000 $155,000 $6,076 2.88%
Coldwater, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,463 2.44%
McMinnville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,116 2.67%
Taos, NM (FHA|USDA|VA) 1 $155,000 $155,000 $1,952 2.75%
Tifton, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,186 2.43%
Huntingdon, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,684 2.25%
Dixon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $4,602 2.99%
Sidney, OH (FHA|USDA|VA) 1 $155,000 $155,000 $8,663 2.25%
Greensburg, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,725 3.00%
Fremont, NE (FHA|USDA|VA) 1 $155,000 $155,000 $5,341 3.25%
Duncan, OK (FHA|USDA|VA) 2 $150,000 $75,000 $2,860 2.75%
Berlin, NH (FHA|USDA|VA) 2 $150,000 $75,000 $4,264 2.94%
Lexington, NE (FHA|USDA|VA) 2 $150,000 $75,000 $3,078 3.19%
Borger, TX (FHA|USDA|VA) 1 $145,000 $145,000 $7,177 3.13%
Starkville, MS (FHA|USDA|VA) 1 $145,000 $145,000 $6,192 3.38%
Kennett, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,243 2.38%
Kerrville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $11,011 2.75%
Sikeston, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,609 2.53%
Urbana, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,998 3.13%
Altus, OK (FHA|USDA|VA) 1 $145,000 $145,000 $6,325 2.25%
Durant, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,885 3.25%
Marietta, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,962 3.13%
Bluffton, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,371 2.38%
Taylorville, IL (FHA|USDA|VA) 2 $140,000 $70,000 $3,509 3.56%
DALTON, GA (FHA|USDA|VA) 2 $140,000 $70,000 $2,842 2.06%
Guymon, OK (FHA|USDA|VA) 1 $135,000 $135,000 $7,278 3.25%
Pierre, SD (FHA|USDA|VA) 1 $135,000 $135,000 $1,688 2.50%
Arcadia, FL (FHA|USDA|VA) 1 $135,000 $135,000 $6,601 3.13%
GADSDEN, AL (FHA|USDA|VA) 2 $130,000 $65,000 $2,382 2.69%
Bemidji, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,390 2.38%
Frankfort, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,884 2.25%
Washington Court House, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,535 3.25%
Marshall, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,400 2.47%
Cedar City, UT (FHA|USDA|VA) 1 $125,000 $125,000 $8,508 2.63%
KOKOMO, IN (FHA|USDA|VA) 2 $120,000 $60,000 $2,729 3.19%
Rutland, VT (FHA|USDA|VA) 1 $115,000 $115,000 $2,367 4.75%
Lewisburg, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,153 2.50%
Greenwood, MS (FHA|USDA|VA) 1 $115,000 $115,000 $4,440 2.38%
Indiana, PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,344 2.88%
Kearney, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,035 2.50%
Atchison, KS (FHA|USDA|VA) 1 $115,000 $115,000 $5,740 3.13%
Moultrie, GA (FHA|USDA|VA) 1 $115,000 $115,000 $4,707 2.25%
New Ulm, MN (FHA|USDA|VA) 1 $115,000 $115,000 $4,549 2.75%
Warren, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,063 2.75%
Macomb, IL (FHA|USDA|VA) 1 $105,000 $105,000 $7,050 3.25%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $105,000 $105,000 $5,059 3.75%
Campbellsville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,431 3.25%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,327 2.51%
Lincoln, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,523 2.88%
Auburn, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,571 3.25%
Arkadelphia, AR (FHA|USDA|VA) 1 $105,000 $105,000 $6,314 2.75%
Zanesville, OH (FHA|USDA|VA) 1 $105,000 $105,000 $7,763 3.00%
Sandpoint, ID (FHA|USDA|VA) 1 $95,000 $95,000 $4,736 3.38%
Escanaba, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,195 2.70%
Hope, AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,910 2.45%
Jacksonville, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,956 1.88%
Greenville, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,002 3.13%
Aberdeen, SD (FHA|USDA|VA) 1 $95,000 $95,000 $3,082 2.13%
Athens, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,268 2.38%
Milledgeville, GA (FHA|USDA|VA) 1 $95,000 $95,000 $7,527 3.65%
Cadillac, MI (FHA|USDA|VA) 1 $95,000 $95,000 $916 2.49%
Big Stone Gap, VA (FHA|USDA|VA) 1 $85,000 $85,000 $2,089 3.75%
Vernal, UT (FHA|USDA|VA) 1 $85,000 $85,000 $1,392 2.88%
Celina, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,469 2.38%
Grenada, MS (FHA|USDA|VA) 1 $85,000 $85,000 $4,480 3.25%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,015 3.50%
Hudson, NY (FHA|USDA|VA) 1 $85,000 $85,000 $1,534 2.75%
Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $1,109 2.75%
Seneca, SC (FHA|USDA|VA) 1 $85,000 $85,000 $6,346 2.63%
Morehead City, NC (FHA|USDA|VA) 1 $85,000 $85,000 $1,176 2.25%
Blackfoot, ID (FHA|USDA|VA) 1 $85,000 $85,000 $2,999 2.75%
Summerville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,090 2.88%
Gaffney, SC (FHA|USDA|VA) 1 $75,000 $75,000 $5,351 3.25%
Magnolia, AR (FHA|USDA|VA) 1 $75,000 $75,000 $3,414 3.59%
Malvern, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,011 2.68%
West Point, MS (FHA|USDA|VA) 1 $65,000 $65,000 $3,673 4.50%
Pittsburg, KS (FHA|USDA|VA) 1 $65,000 $65,000 $1,904 2.59%
North Vernon, IN (FHA|USDA|VA) 1 $55,000 $55,000 $1,888 3.20%
COLUMBUS, IN (FHA|USDA|VA) 1 $55,000 $55,000 $1,780 2.88%
Mayfield, KY (FHA|USDA|VA) 1 $55,000 $55,000 $1,290 3.13%
Farmington, MO (FHA|USDA|VA) 1 $55,000 $55,000 $2,482 3.25%
Big Rapids, MI (FHA|USDA|VA) 1 $45,000 $45,000 $1,365 3.13%
Price, UT (FHA|USDA|VA) 1 $45,000 $45,000 $1,272 2.25%
Plainview, TX (FHA|USDA|VA) 1 $45,000 $45,000 $945 2.63%
Barrington Bank & Trust Company N.a.'s top markets include Chicago, Los Angeles, Madison, Minneapolis, and Milwaukee among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,305 $4,885,605,000 $319,216 $3,855 3.02%
    VA 7,167 $1,752,825,000 $244,569 $5,375 2.74%
    FHA 1,934 $386,740,000 $199,969 $8,213 3.21%
    USDA 124 $23,490,000 $189,435 $5,588 2.95%

    For 2021, Barrington Bank & Trust Company N.a.'s most frequently originated type of loan was Conventional, with 15,305 originations. Their 2nd most popular type was VA, with 7,167 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,184 $3,114,610,000 $305,834 $6,061 3.10%
    Refi 9,979 $2,796,635,000 $280,252 $2,999 2.77%
    Cash Out Refi 4,051 $1,054,175,000 $260,226 $5,274 3.00%
    Other 272 $73,140,000 $268,897 $3,533 3.22%
    Home Improvement 44 $10,100,000 $229,545 $3,797 3.18%

    For 2021, Barrington Bank & Trust Company N.a.'s most frequently cited loan purpose was Home Purchase, with 10,184 originations. The 2nd most popular reason was Refi, with 9,979 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 19,679 $5,964,395,000 $303,084 $4,984 3.03%
    15 Year 2,926 $639,930,000 $218,705 $3,350 2.51%
    20 Year 1,021 $246,145,000 $241,082 $3,173 2.92%
    Other 541 $118,295,000 $218,660 $3,654 2.89%
    10 Year 332 $60,300,000 $181,627 $2,455 2.43%
    5 Year 24 $14,220,000 $592,500 $0 3.84%
    30+ year 6 $4,870,000 $811,667 $16,792 3.25%
    1 Year 1 $505,000 $505,000 $0 4.00%

    For 2021, Barrington Bank & Trust Company N.a.'s most frequently cited loan duration was 30 Year, with 19,679 originations. The 2nd most popular length was 15 Year, with 2,926 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 15,789 $4,580,065,000 $290,079
    $<1k 3,361 $799,005,000 $237,728
    $2k-3k 2,511 $620,825,000 $247,242
    $3k-4k 1,160 $332,080,000 $286,276
    $5k+ 993 $479,425,000 $482,805
    $4k-5k 686 $220,070,000 $320,802

    Barrington Bank & Trust Company N.a.'s average total fees were $4,984, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 15,789 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 11,004 $3,474,840,000 $315,780
    3-4% 8,111 $2,260,825,000 $278,736
    <2.5% 4,961 $1,213,025,000 $244,512
    4-5% 417 $94,715,000 $227,134
    5-6% 36 $5,140,000 $142,778
    % 1 $115,000 $115,000

    During 2021, Barrington Bank & Trust Company N.a.'s average interest rate for loans was 3.03%, while their most frequently originated rate bucket for loans was 2.5-3%, with 11,004 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,479 $2,953,885,000 $281,886 $4,785 2.97%
    $100k-200k 7,639 $1,160,375,000 $151,901 $3,961 2.93%
    $400k-600k 3,021 $1,456,045,000 $481,975 $5,482 2.96%
    $100,000 or less 1,877 $146,445,000 $78,021 $3,245 2.92%
    $600k-1MM 1,183 $880,355,000 $744,172 $6,818 2.97%
    $1MM+ 331 $451,555,000 $1,364,215 $9,233 2.86%

    2021 saw Barrington Bank & Trust Company N.a. place emphasis on $200k-400k loans with 10,479 originations, totaling $2,953,885,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 4,747 $991,235,000 $208,813 $5,085 3.06%
    $100k-150k 4,219 $1,323,565,000 $313,715 $4,787 3.01%
    $75k-100k 3,605 $919,765,000 $255,136 $5,034 3.03%
    $150k-250k 3,301 $1,345,165,000 $407,502 $4,509 2.98%
    $50k or less 2,974 $439,000,000 $147,613 $5,115 3.05%
    $250k+ 1,870 $1,163,710,000 $622,305 $5,213 2.93%

    Barrington Bank & Trust Company N.a. lent most frequently to those with incomes in the $50k-75k range, with 4,747 originations. The second most popular income band? $100k-150k, with 4,219 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,629 $1,407,945,000 $304,157 $4,206 2.95%
    30-36% 3,751 $1,145,045,000 $305,264 $4,663 3.01%
    <20% 1,904 $617,570,000 $324,354 $3,752 2.88%
    50-60% 1,291 $345,155,000 $267,355 $7,862 3.01%
    42% 789 $239,935,000 $304,100 $5,255 3.11%
    39% 761 $229,555,000 $301,649 $5,051 3.08%
    43% 755 $196,695,000 $260,523 $4,917 3.09%
    44% 746 $208,830,000 $279,933 $5,351 3.08%
    41% 742 $224,290,000 $302,278 $4,989 3.09%
    40% 732 $210,780,000 $287,951 $4,707 3.10%
    37% 692 $208,130,000 $300,766 $4,789 3.06%
    38% 680 $204,540,000 $300,794 $4,848 3.06%
    36% 654 $204,210,000 $312,248 $5,047 3.03%
    49% 609 $175,745,000 $288,580 $5,488 3.09%
    45% 588 $164,460,000 $279,694 $5,304 3.07%
    48% 541 $149,805,000 $276,904 $5,453 3.05%
    46% 519 $144,125,000 $277,697 $5,522 3.07%
    47% 499 $137,595,000 $275,741 $4,997 3.11%
    >60% 190 $64,950,000 $341,842 $9,110 2.91%

    Barrington Bank & Trust Company N.a. lent most frequently to those with DTI ratios of 20-30%, with 4,629 originations. The next most common DTI ratio? 30-36%, with 3,751 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 18,124 $5,218,570,000 $287,937 $4,417 2.94%
    Not provided 3,368 $963,550,000 $286,090 $5,372 2.96%
    Black 1,897 $468,705,000 $247,077 $5,553 3.01%
    Asian 765 $270,635,000 $353,771 $4,632 2.93%
    Asian Indian 84 $32,270,000 $384,167 $4,177 2.92%
    American Indian 125 $30,875,000 $247,000 $5,557 3.07%
    Not applicable 28 $16,480,000 $588,571 $0 3.84%
    Filipino 38 $13,610,000 $358,158 $5,304 2.79%
    Native Hawaiian or Islander 33 $8,755,000 $265,303 $6,831 3.03%
    Chinese 15 $7,405,000 $493,667 $4,236 2.77%
    Other Asian 21 $6,755,000 $321,667 $3,723 2.84%
    Japanese 9 $3,115,000 $346,111 $4,170 2.74%
    Korean 6 $2,920,000 $486,667 $4,779 2.77%
    Vietnamese 7 $2,335,000 $333,571 $5,050 2.62%
    Other Pacific Islander 5 $1,325,000 $265,000 $6,040 2.89%
    Native Hawaiian 4 $1,210,000 $302,500 $6,751 3.06%
    Samoan 1 $145,000 $145,000 $2,405 2.88%

    Approval Rates

    Total approvals of all applications
    93.33%

    Barrington Bank & Trust Company N.a. has an average approval rate.

    Pick Rate

    Approvals leading to origination
    61.65%

    Barrington Bank & Trust Company N.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 24,530 $7,048,660,000 $287,349

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    24,530 $7,048,660,000 $287,349

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,001 $236,405,000 $236,169 $3,548 2.76%
    40-60% 3,215 $922,935,000 $287,072 $3,486 2.84%
    60-80% 7,302 $2,398,750,000 $328,506 $4,060 3.03%
    80-100% 8,876 $2,515,260,000 $283,378 $5,745 3.10%
    Over 100% 613 $206,275,000 $336,501 $13,009 3.02%
    Under 20% 115 $21,355,000 $185,696 $3,765 2.90%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Barrington Bank & Trust Company, National Association 110 W Palatine Rd Palatine, IL 60067 Full Service B&M $177,417
    Barrington Bank & Trust Company, National Association 1375 Palatine Road Hoffman Estates, IL 60192 Full Service B&M $103,011
    Barrington Bank & Trust Company, National Association 201 South Hough Street Barrington, IL 60010 Full Service B&M $2,085,180
    Barrington Bank & Trust Company, National Association 2200 West Higgins Road Hoffman Estates, IL 60169 Full Service B&M $90,501
    Barrington Bank & Trust Company, National Association 233 W. Northwest Highway Barrington, IL 60010 Full Service Retail $99,080
    Barrington Bank & Trust Company, National Association 2497 West Golf Road Hoffman Estates, IL 60169 Full Service B&M $55,263
    Barrington Bank & Trust Company, National Association 6800 Barrington Road Hanover Park, IL 60133 Full Service B&M $85,469
    Barrington Bank & Trust Company, National Association 988 E Dundee Rd Palatine, IL 60074 Full Service B&M $14,319

    For 2021, Barrington Bank & Trust Company N.a. had 8 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $93,122
    Net interest income $86,144
    Total noninterest income $291,095
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $2,804
    Trading account gains and fees $-26,825
    Additional Noninterest Income $315,116
    Pre-tax net operating income $120,565
    Securities gains (or losses, -) $-399
    Income before extraordinary items $87,970
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $87,970
    Minority interest net income $0
    Net income $87,970
    Sale, conversion, retirement of capital stock, net $520
    Net operating income $88,285

    Barrington Bank & Trust Company N.a.'s gross interest income from loans was $93,122,000.
    Barrington Bank & Trust Company N.a.'s net interest income from loans was $86,144,000.
    Barrington Bank & Trust Company N.a.'s fee based income from loans was $2,804,000.
    Barrington Bank & Trust Company N.a.'s net income from loans was $87,970,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,978
    Provision for credit losses $-3,654
    Total noninterest expense $260,328
    Salaries and employee benefits $194,691
    Premises and equipment expense $10,167
    Additional noninterest expense $55,470
    Applicable income taxes $32,196
    Net charge-offs $-685
    Cash dividends $80,000

    Barrington Bank & Trust Company N.a.'s interest expense for loans was $6,978,000.
    Barrington Bank & Trust Company N.a.'s payroll and benefits expense were $194,691,000.
    Barrington Bank & Trust Company N.a.'s property, plant and equipment expenses $10,167,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 5.0%
    Real Estate loans 10.0%
    Construction & Land Development loans 3.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 12.0%
    HELOC loans 1.0%
    All other family 12.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,606,256
    Deposits held in domestic offices $2,606,256
    Deposits by Individuals, partnerships, and corporations $2,442,809
    Deposits by U.S. Government $1
    Deposits by States and political subdivisions in the U.S. $160,235
    Deposits by Commercial banks and other depository institutions in U.S. $3,211
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $999,660
    Demand deposits $991,497
    Nontransaction accounts $1,606,596
    Money market deposit accounts (MMDAs) $1,216,551
    Other savings deposits (excluding MMDAs) $176,558
    Total time deposits $213,487
    Total time and savings deposits $1,614,759
    Noninterest-bearing deposits $956,458
    Interest-bearing deposits $1,649,798
    Retail deposits $2,337,097
    IRAs and Keogh plan accounts $58,884
    Brokered deposits $205,132
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $3,348,940
    Cash & Balances due from depository institutions $62,012
    Interest-bearing balances $48,744
    Total securities $159,721
    Federal funds sold & reverse repurchase $3
    Net loans and leases $2,806,311
    Loan and leases loss allowance $9,086
    Trading account assets $13,639
    Bank premises and fixed assets $41,802
    Other real estate owned $522
    Goodwill and other intangibles $190,248
    All other assets $74,682

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $3,348,940
    Total Liabilities $2,947,167
    Total deposits $2,606,256
    Interest-bearing deposits $1,649,798
    Deposits held in domestic offices $2,606,256
    % insured (estimated) $63
    Federal funds purchased and repurchase agreements $175,000
    Trading liabilities $4,217
    Other borrowed funds $96,213
    Subordinated debt $0
    All other liabilities $65,481

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,806,311
    Loan and leases loss allowance $9,086
    Total loans and leases (domestic) $2,815,397
    All real estate loans $1,481,612
    Real estate loans in domestic offices $1,481,612
    Construction and development loans $30,904
    Residential 1-4 family construction $2,554
    Other construction, all land development and other land $28,350
    Loans secured by nonfarm nonresidential properties $188,399
    Nonfarm nonresidential secured by owner-occupied properties $72,873
    Commercial real estate & other non-farm, non-residential $115,526
    Multifamily residential real estate $33,304
    1-4 family residential loans $1,229,005
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $736,460
    To non-U.S. addressees $0
    Loans to individuals $581,791
    Credit card loans $0
    Related Plans $64
    Consumer Auto Loans $0
    Other loans to individuals $581,727
    All other loans & leases $15,534
    Loans to foreign governments and official institutions $0
    Other loans $379
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $314,597
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,388
    Non 1-4 family restructured loans & leases $5
    Total loans and leases (foreign) $0

    Barrington Bank & Trust Company N.A. had $2,806,311,000 of loans outstanding in 2021. $1,481,612,000 of loans were in real estate loans. $30,904,000 of loans were in development loans. $33,304,000 of loans were in multifamily mortgage loans. $1,229,005,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 126 $42,780 $339,524
    Nonfarm, nonresidential loans - <$100k 7 $488 $69,714
    Nonfarm, nonresidential loans - $100-250k 44 $6,477 $147,205
    Nonfarm, nonresidential loans - $250k-1MM 75 $35,815 $477,533
    Commercial & Industrial, US addressed loans - <$1MM 7,373 $257,345 $34,904
    Commercial & Industrial, US addressed loans - <$100k 6,317 $55,386 $8,768
    Commercial & Industrial, US addressed loans - $100-250k 536 $49,063 $91,535
    Commercial & Industrial, US addressed loans - $250k-1MM 520 $152,896 $294,031