Royal United Mortgage Rates, Fees & Info
Indianapolis, INLEI: 549300UG7QXKM7KGV847
Tax ID: 26-1773722
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Mortgage Data
Review & Overview
Royal United Mortgage is a smaller mortgage company specializing in Cash Out Refi and Home Improvement loans. Royal United Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Indianapolis, Dallas, Houston, Chicago, and New York among others. We have data for 657 markets. (Some data included below & more in-depth data is available with an active subscription.)Royal United Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Royal United Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.28% | 4/18/24 |
| 30 Year Conventional Refi | 7.25% | 4/18/24 |
| 30 Year FHA Purchase | 7.82% | 4/18/24 |
| 30 Year FHA Refi | 7.51% | 4/18/24 |
| 30 Year VA Purchase | 6.47% | 4/18/24 |
| 30 Year VA Refi | 6.75% | 4/18/24 |
| 30 Year USDA Purchase | 7.15% | 4/18/24 |
| 30 Year USDA Refi | 6.14% | 4/18/24 |
| 15 Year Conventional Purchase | 7.36% | 4/18/24 |
| 15 Year Conventional Refi | 7.08% | 4/18/24 |
| 15 Year Cash-out Refi | 7.08% | 4/18/24 |
| 15 Year FHA Purchase | 5.68% | 4/18/24 |
| 15 Year FHA Refi | 7.58% | 4/18/24 |
| 15 Year VA Purchase | 5.68% | 4/18/24 |
| 15 Year VA Refi | 6.74% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Royal United Mortgage Mortgage Calculator
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This is not an official calculator from Royal United Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,685Origination Dollar Volume (All Markets)
$781,405,000Awards
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ROYAL UNITED MORTGAGE - 2018
ROYAL UNITED MORTGAGE is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 708 | $59,720,000 | $84,350 | $5,477 | 4.99% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 304 | $39,570,000 | $130,164 | $5,453 | 4.80% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 336 | $39,370,000 | $117,173 | $6,791 | 5.01% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 275 | $31,025,000 | $112,818 | $6,482 | 4.99% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 194 | $23,610,000 | $121,701 | $5,855 | 4.91% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 126 | $21,470,000 | $170,397 | $8,342 | 4.90% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 148 | $17,220,000 | $116,351 | $6,739 | 4.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 159 | $17,215,000 | $108,270 | $6,770 | 4.81% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 145 | $13,665,000 | $94,241 | $5,990 | 4.95% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 104 | $9,920,000 | $95,385 | $6,056 | 5.03% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 95 | $9,655,000 | $101,632 | $6,252 | 4.96% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 86 | $9,580,000 | $111,395 | $5,983 | 4.90% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 65 | $9,385,000 | $144,385 | $7,863 | 5.02% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 80 | $9,020,000 | $112,750 | $6,480 | 4.92% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 73 | $8,515,000 | $116,644 | $7,285 | 4.74% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 79 | $8,065,000 | $102,089 | $5,740 | 4.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 90 | $7,330,000 | $81,444 | $5,801 | 4.91% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 69 | $6,905,000 | $100,072 | $6,206 | 4.84% |
| COLUMBUS, OH (FHA|USDA|VA) | 67 | $6,725,000 | $100,373 | $6,666 | 4.85% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 74 | $6,510,000 | $87,973 | $5,734 | 4.80% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 55 | $6,075,000 | $110,455 | $6,794 | 4.86% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 54 | $6,060,000 | $112,222 | $6,531 | 4.79% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 67 | $6,015,000 | $89,776 | $5,318 | 5.11% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 64 | $5,970,000 | $93,281 | $6,084 | 4.99% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 52 | $5,840,000 | $112,308 | $6,478 | 4.87% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 27 | $5,395,000 | $199,815 | $8,660 | 4.74% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 31 | $4,255,000 | $137,258 | $6,727 | 4.88% |
| EL PASO, TX (FHA|USDA|VA) | 49 | $4,195,000 | $85,612 | $5,842 | 4.96% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 41 | $4,095,000 | $99,878 | $6,815 | 4.93% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 39 | $3,925,000 | $100,641 | $5,471 | 5.02% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 19 | $3,915,000 | $206,053 | $9,872 | 4.81% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 29 | $3,825,000 | $131,897 | $6,532 | 4.99% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 43 | $3,825,000 | $88,953 | $5,431 | 4.87% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 42 | $3,790,000 | $90,238 | $6,229 | 4.81% |
| LOUISVILLE, KY (FHA|USDA|VA) | 41 | $3,785,000 | $92,317 | $5,535 | 4.95% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 37 | $3,655,000 | $98,784 | $6,247 | 4.97% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 42 | $3,640,000 | $86,667 | $5,775 | 4.91% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 21 | $3,615,000 | $172,143 | $6,912 | 4.83% |
| ROCHESTER, NY (FHA|USDA|VA) | 35 | $3,585,000 | $102,429 | $5,837 | 5.01% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 32 | $3,540,000 | $110,625 | $6,678 | 4.80% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 37 | $3,445,000 | $93,108 | $6,202 | 4.99% |
| OCALA, FL (FHA|USDA|VA) | 37 | $3,365,000 | $90,946 | $6,101 | 5.02% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 31 | $3,265,000 | $105,323 | $6,280 | 4.95% |
| RICHMOND, VA (FHA|USDA|VA) | 33 | $3,185,000 | $96,515 | $6,474 | 4.86% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 33 | $3,045,000 | $92,273 | $6,101 | 4.95% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 24 | $3,040,000 | $126,667 | $5,987 | 4.96% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 28 | $2,960,000 | $105,714 | $5,999 | 5.03% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 31 | $2,855,000 | $92,097 | $4,635 | 5.07% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 23 | $2,835,000 | $123,261 | $6,060 | 5.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 34 | $2,810,000 | $82,647 | $5,741 | 4.81% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 18 | $2,810,000 | $156,111 | $8,679 | 4.67% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 32 | $2,790,000 | $87,188 | $5,276 | 4.96% |
| SYRACUSE, NY (FHA|USDA|VA) | 29 | $2,655,000 | $91,552 | $4,909 | 4.96% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 29 | $2,655,000 | $91,552 | $5,254 | 5.02% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 24 | $2,640,000 | $110,000 | $6,426 | 4.87% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 30 | $2,530,000 | $84,333 | $5,792 | 4.98% |
| FORT WAYNE, IN (FHA|USDA|VA) | 26 | $2,490,000 | $95,769 | $6,055 | 4.81% |
| KNOXVILLE, TN (FHA|USDA|VA) | 28 | $2,450,000 | $87,500 | $5,877 | 5.10% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 29 | $2,435,000 | $83,966 | $5,577 | 4.94% |
| AKRON, OH (FHA|USDA|VA) | 28 | $2,430,000 | $86,786 | $5,987 | 5.01% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 13 | $2,395,000 | $184,231 | $8,688 | 4.67% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 34 | $2,340,000 | $68,824 | $5,730 | 4.91% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 28 | $2,330,000 | $83,214 | $5,791 | 4.95% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 25 | $2,275,000 | $91,000 | $6,103 | 5.12% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 13 | $2,275,000 | $175,000 | $10,286 | 4.59% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 31 | $2,275,000 | $73,387 | $5,604 | 4.85% |
| TOLEDO, OH (FHA|USDA|VA) | 26 | $2,220,000 | $85,385 | $6,498 | 4.73% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 23 | $2,175,000 | $94,565 | $4,940 | 5.01% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 21 | $2,165,000 | $103,095 | $6,764 | 4.82% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 11 | $2,155,000 | $195,909 | $9,572 | 4.89% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 20 | $2,140,000 | $107,000 | $6,070 | 4.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 20 | $2,140,000 | $107,000 | $6,323 | 4.75% |
| TULSA, OK (FHA|USDA|VA) | 25 | $2,095,000 | $83,800 | $5,799 | 4.93% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 30 | $2,070,000 | $69,000 | $5,569 | 4.79% |
| PANAMA CITY, FL (FHA|USDA|VA) | 17 | $2,055,000 | $120,882 | $6,901 | 4.79% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 21 | $2,045,000 | $97,381 | $5,969 | 5.08% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 25 | $1,995,000 | $79,800 | $4,120 | 5.18% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 18 | $1,940,000 | $107,778 | $5,478 | 5.08% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 22 | $1,910,000 | $86,818 | $6,099 | 4.87% |
| COLUMBIA, SC (FHA|USDA|VA) | 21 | $1,865,000 | $88,810 | $5,112 | 4.97% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $1,850,000 | $132,143 | $6,567 | 4.79% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 20 | $1,840,000 | $92,000 | $4,454 | 4.91% |
| LANCASTER, PA (FHA|USDA|VA) | 19 | $1,825,000 | $96,053 | $6,471 | 4.73% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 25 | $1,805,000 | $72,200 | $5,492 | 5.05% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 21 | $1,795,000 | $85,476 | $5,682 | 5.14% |
| MOBILE, AL (FHA|USDA|VA) | 18 | $1,750,000 | $97,222 | $5,905 | 4.92% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 18 | $1,740,000 | $96,667 | $6,348 | 4.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 19 | $1,725,000 | $90,789 | $5,470 | 4.93% |
| LONGVIEW, TX (FHA|USDA|VA) | 20 | $1,660,000 | $83,000 | $5,467 | 4.89% |
| JACKSON, MS (FHA|USDA|VA) | 18 | $1,660,000 | $92,222 | $6,019 | 4.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 17 | $1,645,000 | $96,765 | $5,801 | 4.97% |
| WICHITA, KS (FHA|USDA|VA) | 20 | $1,630,000 | $81,500 | $6,025 | 4.58% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 18 | $1,620,000 | $90,000 | $5,801 | 4.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 17 | $1,615,000 | $95,000 | $6,599 | 4.84% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 14 | $1,610,000 | $115,000 | $6,222 | 4.86% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $11,661 | 4.60% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 15 | $1,605,000 | $107,000 | $6,785 | 4.71% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $12,101 | 4.40% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $1,585,000 | $121,923 | $6,891 | 4.90% |
| PEORIA, IL (FHA|USDA|VA) | 20 | $1,560,000 | $78,000 | $5,229 | 5.17% |
| TYLER, TX (FHA|USDA|VA) | 14 | $1,540,000 | $110,000 | $6,444 | 5.01% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $6,443 | 4.78% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 13 | $1,485,000 | $114,231 | $6,137 | 4.93% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 16 | $1,440,000 | $90,000 | $5,536 | 4.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 15 | $1,435,000 | $95,667 | $6,467 | 4.81% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 15 | $1,425,000 | $95,000 | $5,286 | 4.94% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 14 | $1,420,000 | $101,429 | $6,312 | 5.08% |
| FLINT, MI (FHA|USDA|VA) | 14 | $1,420,000 | $101,429 | $6,440 | 4.69% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 17 | $1,395,000 | $82,059 | $4,296 | 5.01% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 14 | $1,380,000 | $98,571 | $5,372 | 5.13% |
| TUCSON, AZ (FHA|USDA|VA) | 13 | $1,375,000 | $105,769 | $6,733 | 5.03% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 13 | $1,365,000 | $105,000 | $6,081 | 4.90% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 16 | $1,360,000 | $85,000 | $5,810 | 5.10% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 11 | $1,355,000 | $123,182 | $6,063 | 4.63% |
| AMARILLO, TX (FHA|USDA|VA) | 16 | $1,350,000 | $84,375 | $5,619 | 5.16% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 15 | $1,345,000 | $89,667 | $6,048 | 5.06% |
| SPARTANBURG, SC (FHA|USDA|VA) | 14 | $1,320,000 | $94,286 | $4,861 | 5.14% |
| New Castle, IN (FHA|USDA|VA) | 16 | $1,310,000 | $81,875 | $5,547 | 4.99% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $1,305,000 | $100,385 | $5,667 | 4.60% |
| LAFAYETTE, LA (FHA|USDA|VA) | 13 | $1,295,000 | $99,615 | $6,628 | 4.64% |
| BATON ROUGE, LA (FHA|USDA|VA) | 17 | $1,295,000 | $76,176 | $5,815 | 4.83% |
| ROCKFORD, IL (FHA|USDA|VA) | 14 | $1,280,000 | $91,429 | $5,144 | 4.69% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 11 | $1,265,000 | $115,000 | $6,060 | 5.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $1,260,000 | $126,000 | $7,073 | 4.84% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $5,559 | 4.86% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 17 | $1,195,000 | $70,294 | $4,968 | 4.86% |
| WACO, TX (FHA|USDA|VA) | 13 | $1,185,000 | $91,154 | $5,853 | 4.95% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 13 | $1,175,000 | $90,385 | $5,419 | 4.99% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 14 | $1,170,000 | $83,571 | $5,042 | 5.03% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 15 | $1,165,000 | $77,667 | $5,736 | 5.07% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 10 | $1,160,000 | $116,000 | $5,366 | 4.90% |
| MANSFIELD, OH (FHA|USDA|VA) | 14 | $1,160,000 | $82,857 | $5,705 | 4.89% |
| ABILENE, TX (FHA|USDA|VA) | 12 | $1,120,000 | $93,333 | $6,206 | 5.14% |
| ASHEVILLE, NC (FHA|USDA|VA) | 10 | $1,110,000 | $111,000 | $5,659 | 4.93% |
| MODESTO, CA (FHA|USDA|VA) | 9 | $1,105,000 | $122,778 | $7,103 | 4.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 10 | $1,090,000 | $109,000 | $6,372 | 5.21% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 15 | $1,085,000 | $72,333 | $5,604 | 5.02% |
| FRESNO, CA (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $6,181 | 4.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 11 | $1,055,000 | $95,909 | $5,787 | 4.86% |
| YAKIMA, WA (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $11,042 | 4.50% |
| READING, PA (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $6,923 | 4.61% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $6,370 | 5.03% |
| LUBBOCK, TX (FHA|USDA|VA) | 13 | $1,035,000 | $79,615 | $5,886 | 4.87% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $6,322 | 4.92% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 11 | $995,000 | $90,455 | $5,924 | 4.63% |
| Granbury, TX (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $8,901 | 5.06% |
| BINGHAMTON, NY (FHA|USDA|VA) | 13 | $955,000 | $73,462 | $4,985 | 5.22% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 11 | $915,000 | $83,182 | $4,835 | 5.01% |
| SAN ANGELO, TX (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $6,473 | 5.13% |
| ERIE, PA (FHA|USDA|VA) | 9 | $895,000 | $99,444 | $7,051 | 4.42% |
| GLENS FALLS, NY (FHA|USDA|VA) | 9 | $895,000 | $99,444 | $5,554 | 5.28% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $14,519 | 4.63% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 9 | $865,000 | $96,111 | $6,615 | 4.81% |
| UTICA-ROME, NY (FHA|USDA|VA) | 11 | $865,000 | $78,636 | $4,923 | 5.24% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 10 | $860,000 | $86,000 | $4,889 | 5.10% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $7,302 | 4.98% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $7,239 | 4.61% |
| FLORENCE, SC (FHA|USDA|VA) | 7 | $825,000 | $117,857 | $7,162 | 4.88% |
| LAREDO, TX (FHA|USDA|VA) | 9 | $825,000 | $91,667 | $5,960 | 4.90% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $10,571 | 4.53% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 10 | $820,000 | $82,000 | $4,754 | 5.38% |
| KOKOMO, IN (FHA|USDA|VA) | 11 | $815,000 | $74,091 | $5,366 | 4.95% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 9 | $815,000 | $90,556 | $6,148 | 4.72% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,617 | 4.70% |
| Key West, FL (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $15,655 | 4.44% |
| NAPA, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $9,928 | 5.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $785,000 | $87,222 | $4,300 | 5.11% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $6,686 | 4.52% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $785,000 | $87,222 | $4,944 | 4.90% |
| MUNCIE, IN (FHA|USDA|VA) | 9 | $775,000 | $86,111 | $4,948 | 4.90% |
| LYNCHBURG, VA (FHA|USDA|VA) | 8 | $770,000 | $96,250 | $6,164 | 4.78% |
| TOPEKA, KS (FHA|USDA|VA) | 10 | $750,000 | $75,000 | $5,870 | 4.71% |
| Athens, TX (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $6,860 | 5.25% |
| JACKSON, TN (FHA|USDA|VA) | 10 | $740,000 | $74,000 | $5,529 | 5.06% |
| MADISON, WI (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $7,196 | 5.13% |
| Cookeville, TN (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $5,699 | 5.41% |
| ODESSA, TX (FHA|USDA|VA) | 9 | $725,000 | $80,556 | $5,806 | 4.88% |
| MONROE, LA (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $6,523 | 4.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $5,256 | 5.02% |
| Ottawa, IL (FHA|USDA|VA) | 8 | $700,000 | $87,500 | $5,930 | 5.05% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $6,197 | 4.96% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $5,914 | 4.83% |
| Marion, IN (FHA|USDA|VA) | 9 | $685,000 | $76,111 | $5,498 | 4.54% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $685,000 | $76,111 | $5,179 | 5.03% |
| MORRISTOWN, TN (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $5,717 | 4.79% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $5,727 | 4.93% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,612 | 5.00% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $5,831 | 5.19% |
| COLUMBUS, IN (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $6,329 | 4.90% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 8 | $660,000 | $82,500 | $5,336 | 5.05% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $6,606 | 5.00% |
| Centralia, WA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,603 | 4.78% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $13,496 | 4.88% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $6,568 | 4.90% |
| JONESBORO, AR (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $7,159 | 4.68% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $4,965 | 4.80% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $620,000 | $103,333 | $4,711 | 5.10% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $5,753 | 4.75% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $8,007 | 5.10% |
| Marion, OH (FHA|USDA|VA) | 9 | $605,000 | $67,222 | $5,576 | 4.79% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $5,145 | 4.98% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $5,219 | 4.96% |
| MUSKEGON, MI (FHA|USDA|VA) | 8 | $590,000 | $73,750 | $5,495 | 5.03% |
| Salem, OH (FHA|USDA|VA) | 9 | $585,000 | $65,000 | $5,494 | 5.03% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 8 | $580,000 | $72,500 | $4,771 | 5.31% |
| Gainesville, TX (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $6,094 | 5.10% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $5,238 | 5.20% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $4,937 | 5.05% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 9 | $575,000 | $63,889 | $5,026 | 5.44% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $5,905 | 4.82% |
| Warsaw, IN (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $4,354 | 5.06% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $5,855 | 4.85% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $6,149 | 4.73% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $7,795 | 4.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $7,701 | 4.38% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $13,896 | 4.31% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $5,952 | 4.96% |
| London, KY (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $4,958 | 4.69% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $5,589 | 4.98% |
| Huntsville, TX (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $9,131 | 4.81% |
| Sandusky, OH (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $5,777 | 4.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $4,703 | 5.10% |
| Pottsville, PA (FHA|USDA|VA) | 8 | $540,000 | $67,500 | $5,081 | 5.25% |
| Plymouth, IN (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $5,673 | 4.88% |
| Sunbury, PA (FHA|USDA|VA) | 7 | $535,000 | $76,429 | $5,550 | 5.25% |
| Frankfort, KY (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $5,577 | 5.02% |
| Lake City, FL (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $5,890 | 5.00% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $5,209 | 4.95% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $5,533 | 4.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $5,414 | 4.89% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,756 | 4.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $6,042 | 5.53% |
| Palatka, FL (FHA|USDA|VA) | 8 | $510,000 | $63,750 | $5,222 | 5.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $7,114 | 4.56% |
| Olean, NY (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $5,657 | 4.88% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $6,732 | 5.31% |
| Beaver Dam, WI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $6,511 | 5.09% |
| Somerset, KY (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $4,655 | 5.54% |
| JACKSON, MI (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $6,415 | 4.85% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 8 | $490,000 | $61,250 | $4,327 | 5.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $7,077 | 4.63% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 7 | $485,000 | $69,286 | $5,986 | 5.11% |
| Danville, VA (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $5,463 | 4.81% |
| MONROE, MI (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $5,168 | 5.08% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $6,511 | 4.85% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $13,006 | 4.19% |
| Auburn, NY (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $6,771 | 5.23% |
| DuBois, PA (FHA|USDA|VA) | 7 | $465,000 | $66,429 | $5,779 | 4.71% |
| Montrose, CO (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $7,331 | 4.91% |
| Albertville, AL (FHA|USDA|VA) | 6 | $460,000 | $76,667 | $5,469 | 4.88% |
| Richmond, IN (FHA|USDA|VA) | 6 | $460,000 | $76,667 | $5,286 | 4.98% |
| Brookhaven, MS (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,718 | 5.00% |
| Hillsdale, MI (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $6,980 | 4.90% |
| Big Rapids, MI (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,187 | 4.78% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $4,925 | 5.27% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $445,000 | $63,571 | $5,582 | 4.61% |
| Danville, KY (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $5,384 | 5.00% |
| Bellefontaine, OH (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $7,253 | 4.47% |
| LIMA, OH (FHA|USDA|VA) | 6 | $440,000 | $73,333 | $6,055 | 4.65% |
| NILES, MI (FHA|USDA|VA) | 6 | $440,000 | $73,333 | $5,906 | 4.71% |
| Warren, PA (FHA|USDA|VA) | 6 | $440,000 | $73,333 | $5,636 | 5.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $5,451 | 4.85% |
| Cadillac, MI (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $6,058 | 4.80% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,862 | 4.71% |
| DOTHAN, AL (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $4,541 | 5.14% |
| GADSDEN, AL (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $5,143 | 4.65% |
| Norwalk, OH (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $5,682 | 4.73% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $5,485 | 5.13% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $7,787 | 5.06% |
| Crawfordsville, IN (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $5,033 | 5.28% |
| Sayre, PA (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $5,980 | 4.68% |
| Bonham, TX (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $6,761 | 5.19% |
| Auburn, IN (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $4,543 | 4.83% |
| Rochelle, IL (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $5,422 | 4.66% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $5,206 | 5.23% |
| Wilson, NC (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $5,694 | 4.91% |
| KANKAKEE, IL (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $4,272 | 5.63% |
| Lock Haven, PA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $7,827 | 4.59% |
| Picayune, MS (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $5,469 | 5.05% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $5,687 | 4.94% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $6,513 | 5.38% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $6,774 | 4.72% |
| Corsicana, TX (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $6,014 | 5.13% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $4,855 | 5.03% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,381 | 5.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $6,190 | 4.98% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $5,123 | 5.16% |
| Pampa, TX (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $5,447 | 5.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,696 | 4.67% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,653 | 4.83% |
| Mount Sterling, KY (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $4,513 | 5.25% |
| Batavia, NY (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $5,284 | 4.94% |
| Paducah, KY-IL (FHA|USDA|VA) | 6 | $370,000 | $61,667 | $4,240 | 4.85% |
| Tupelo, MS (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $6,509 | 5.03% |
| Lumberton, NC (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $3,951 | 4.83% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,659 | 5.03% |
| Shelby, NC (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $4,372 | 5.40% |
| Marion, NC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,082 | 5.04% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $6,209 | 5.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $6,326 | 4.90% |
| SAGINAW, MI (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $5,521 | 5.03% |
| Washington, NC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,975 | 5.79% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,544 | 4.88% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $4,782 | 5.38% |
| Angola, IN (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,508 | 4.84% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,151 | 5.31% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,744 | 4.92% |
| Hope, AR (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $8,446 | 4.25% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,739 | 4.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $4,220 | 5.20% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,782 | 4.96% |
| DECATUR, AL (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $4,957 | 5.30% |
| Corning, NY (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $4,530 | 5.05% |
| Burlington, IA-IL (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $4,966 | 5.16% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $5,143 | 5.28% |
| Meadville, PA (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $5,116 | 5.22% |
| Somerset, PA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,624 | 5.08% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,566 | 5.04% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $8,083 | 4.75% |
| Bluffton, IN (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,882 | 5.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $5,126 | 4.75% |
| Wabash, IN (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $4,674 | 5.19% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $6,253 | 5.03% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,973 | 4.96% |
| AMES, IA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,307 | 5.00% |
| Adrian, MI (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $4,915 | 4.80% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $6,599 | 4.59% |
| Vicksburg, MS (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $5,456 | 5.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,880 | 5.54% |
| Malone, NY (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $4,558 | 5.20% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,790 | 4.42% |
| New Castle, PA (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $5,575 | 5.03% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,288 | 4.79% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,269 | 5.88% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,795 | 4.54% |
| Bluefield, WV-VA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $6,432 | 4.13% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $4,362 | 5.08% |
| Sterling, IL (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $5,870 | 5.09% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,909 | 4.96% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,992 | 4.75% |
| Selinsgrove, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,467 | 4.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,905 | 4.71% |
| Findlay, OH (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $5,984 | 5.13% |
| Sedalia, MO (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $5,092 | 4.81% |
| Bedford, IN (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $4,576 | 5.34% |
| Morgan City, LA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,834 | 4.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,187 | 5.63% |
| Gaffney, SC (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $4,962 | 5.16% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $5,929 | 5.13% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $5,338 | 5.13% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,854 | 4.83% |
| Seymour, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,642 | 5.75% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,129 | 5.17% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,418 | 4.88% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,976 | 4.71% |
| ALTOONA, PA (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $5,810 | 4.97% |
| Ardmore, OK (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $4,865 | 5.28% |
| Meridian, MS (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $6,315 | 5.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $6,221 | 5.04% |
| Pella, IA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,097 | 4.50% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $7,034 | 4.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $5,162 | 5.28% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,528 | 4.88% |
| RACINE, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $9,012 | 4.50% |
| Galesburg, IL (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $5,049 | 5.06% |
| Big Spring, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,637 | 4.92% |
| McAlester, OK (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,388 | 4.92% |
| Dumas, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,093 | 4.88% |
| Jackson, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,610 | 4.92% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,100 | 5.81% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,333 | 5.00% |
| Garden City, KS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,616 | 4.88% |
| SALEM, OR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,569 | 4.56% |
| DECATUR, IL (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $4,681 | 4.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,575 | 4.83% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,284 | 4.79% |
| West Plains, MO (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $5,276 | 4.59% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $4,150 | 4.97% |
| Mineral Wells, TX (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $5,363 | 5.06% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $4,050 | 5.41% |
| Malvern, AR (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $4,127 | 5.50% |
| Wooster, OH (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $6,980 | 4.29% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,005 | 5.04% |
| Bogalusa, LA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,972 | 5.21% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,025 | 4.92% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,699 | 4.63% |
| Woodward, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,993 | 4.63% |
| Seneca, SC (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $4,101 | 5.19% |
| Gloversville, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,914 | 4.31% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $9,177 | 4.81% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,083 | 5.06% |
| Sidney, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $9,688 | 4.13% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,450 | 5.54% |
| Hutchinson, KS (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,352 | 5.17% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,077 | 4.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,148 | 4.54% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,623 | 5.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,974 | 5.13% |
| REDDING, CA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,230 | 5.00% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,324 | 4.58% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,731 | 5.38% |
| DANVILLE, IL (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $4,306 | 5.38% |
| Port Lavaca, TX (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $4,844 | 5.13% |
| Branson, MO (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,376 | 4.88% |
| Russellville, AR (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $7,084 | 4.33% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $3,859 | 5.17% |
| Holland, MI (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,348 | 4.83% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $6,097 | 5.08% |
| BAY CITY, MI (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $4,327 | 5.38% |
| Macomb, IL (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $3,725 | 5.00% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,582 | 4.38% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,104 | 4.56% |
| Snyder, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,811 | 5.31% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,992 | 4.69% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,671 | 4.38% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,776 | 4.79% |
| Quincy, IL-MO (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $4,265 | 5.00% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,234 | 5.54% |
| Oil City, PA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,592 | 4.92% |
| Defiance, OH (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $6,580 | 5.21% |
| Palestine, TX (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,472 | 5.17% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,289 | 4.92% |
| Urbana, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,949 | 4.81% |
| Marshall, MN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,104 | 4.25% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,657 | 4.63% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,697 | 5.69% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,667 | 4.75% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,277 | 5.06% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $5,283 | 5.00% |
| Sturgis, MI (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $5,248 | 5.00% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $5,992 | 4.50% |
| Brevard, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,035 | 4.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,396 | 5.13% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,831 | 5.44% |
| Marquette, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,316 | 4.94% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,454 | 4.75% |
| Cortland, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,824 | 5.50% |
| Harrison, AR (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $3,969 | 4.88% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $6,030 | 4.63% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,020 | 4.19% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,809 | 5.50% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,004 | 5.00% |
| Dodge City, KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,662 | 4.63% |
| Van Wert, OH (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $5,306 | 5.13% |
| Forest City, NC (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $4,789 | 5.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $4,809 | 5.04% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $5,276 | 4.88% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,254 | 5.13% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,891 | 4.56% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,799 | 4.63% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,563 | 4.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,149 | 4.94% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,332 | 4.63% |
| Jennings, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,948 | 5.31% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,746 | 4.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $4,883 | 4.71% |
| Greenwood, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,965 | 5.31% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,764 | 4.81% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,682 | 4.69% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,822 | 4.75% |
| Logansport, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,543 | 5.06% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $5,287 | 4.71% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,916 | 4.88% |
| Troy, AL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,043 | 5.13% |
| Oxford, MS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,350 | 5.06% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,170 | 5.00% |
| Duncan, OK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,904 | 4.63% |
| Alice, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,631 | 5.31% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,148 | 4.50% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,935 | 5.56% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $7,851 | 4.63% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,439 | 4.50% |
| Shawano, WI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,430 | 4.75% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,892 | 5.13% |
| Zapata, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,644 | 4.44% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,018 | 5.25% |
| Peru, IN (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $3,812 | 5.75% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,759 | 4.75% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,663 | 4.25% |
| ELMIRA, NY (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $4,845 | 4.92% |
| Hays, KS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,004 | 4.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,513 | 5.38% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,572 | 5.31% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,977 | 4.88% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,000 | 5.06% |
| Farmington, MO (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,119 | 5.75% |
| Decatur, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,481 | 5.06% |
| Crossville, TN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,868 | 5.38% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,844 | 4.75% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,687 | 5.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,256 | 4.88% |
| BEND, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,816 | 4.63% |
| Edwards, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,925 | 4.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $2,947 | 5.54% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,526 | 4.50% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,295 | 4.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,049 | 5.13% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,915 | 5.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,456 | 4.69% |
| Ashland, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,434 | 4.69% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,302 | 4.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,399 | 4.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,401 | 3.88% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,184 | 4.75% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,202 | 5.38% |
| New Ulm, MN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,039 | 5.56% |
| Starkville, MS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,942 | 4.75% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,397 | 5.00% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,585 | 4.75% |
| Cullman, AL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,564 | 4.88% |
| Roswell, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,062 | 4.63% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,234 | 5.88% |
| El Campo, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,885 | 5.75% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,384 | 4.88% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,810 | 4.88% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,840 | 3.88% |
| McComb, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,766 | 4.75% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,430 | 5.75% |
| Houghton, MI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,272 | 5.19% |
| Washington, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,604 | 5.06% |
| Corinth, MS (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,130 | 5.38% |
| Mason City, IA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,783 | 4.25% |
| Greenville, MS (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,935 | 5.56% |
| Camden, AR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,617 | 5.19% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,023 | 5.50% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,663 | 4.75% |
| Columbus, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,224 | 5.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,664 | 4.75% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,479 | 4.88% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,815 | 5.25% |
| Henderson, NC (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,960 | 4.44% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,815 | 4.63% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,080 | 4.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,560 | 4.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,565 | 4.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,503 | 4.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,448 | 4.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,908 | 5.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,257 | 4.88% |
| Platteville, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,405 | 4.13% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $4,766 | 5.31% |
| Salina, KS (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $5,338 | 4.94% |
| Winfield, KS (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $4,005 | 5.00% |
| Hudson, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,736 | 5.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,477 | 6.13% |
| Athens, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,153 | 4.63% |
| Minden, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,182 | 5.00% |
| Laurel, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,330 | 4.88% |
| Bay City, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,318 | 4.88% |
| Centralia, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,067 | 5.50% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,608 | 5.38% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,382 | 4.25% |
| Newberry, SC (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $3,415 | 5.63% |
| Indiana, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,296 | 5.38% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,439 | 4.75% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,435 | 4.88% |
| Othello, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,675 | 5.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,956 | 5.63% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,269 | 4.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,792 | 5.75% |
| Central City, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,584 | 4.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,861 | 5.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,097 | 4.63% |
| Kennett, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,567 | 4.75% |
| Moberly, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,249 | 5.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,575 | 4.38% |
| Madison, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,729 | 5.50% |
| McPherson, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,737 | 4.88% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,490 | 4.63% |
| Maysville, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,100 | 4.88% |
| Maryville, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,523 | 4.25% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,040 | 4.63% |
| Union City, TN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $3,732 | 5.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,203 | 5.38% |
| Rockport, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,136 | 5.38% |
| Worthington, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,100 | 5.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,013 | 4.25% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,813 | 5.38% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,376 | 4.38% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,666 | 4.00% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,668 | 4.88% |
| ENID, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,901 | 5.25% |
| Sterling, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,871 | 5.50% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,203 | 5.25% |
| Celina, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,293 | 5.38% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,825 | 5.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,599 | 4.50% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,504 | 5.25% |
| Sanford, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,254 | 4.00% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,719 | 4.88% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,368 | 5.13% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,484 | 4.88% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,865 | 4.63% |
| Carroll, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,635 | 5.00% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,807 | 5.38% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,922 | 4.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,929 | 4.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,849 | 5.13% |
| Searcy, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,623 | 5.63% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,557 | 4.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,411 | 4.88% |
| Fremont, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,955 | 5.50% |
| Levelland, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,940 | 5.75% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,349 | 5.00% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,072 | 4.63% |
| Freeport, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,100 | 4.63% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,707 | 4.63% |
| Ozark, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,489 | 4.63% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,146 | 5.75% |
| Jasper, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,618 | 5.88% |
| Bradford, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,654 | 4.13% |
| Clinton, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,555 | 5.13% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,613 | 4.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,878 | 5.38% |
| Deming, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,032 | 5.50% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,616 | 5.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,773 | 4.63% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,657 | 5.13% |
| Marietta, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,214 | 5.00% |
| Susanville, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,741 | 5.75% |
| Paris, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,712 | 4.63% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,452 | 4.88% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,208 | 4.63% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,560 | 5.50% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,509 | 6.00% |
| Ludington, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,072 | 4.50% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,058 | 4.88% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,844 | 4.50% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,484 | 4.63% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,211 | 4.88% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,210 | 4.75% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,800 | 4.63% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,497 | 5.13% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,122 | 4.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,476 | 5.00% |
| Mexico, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,353 | 5.25% |
| Durant, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,148 | 6.13% |
| Effingham, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,761 | 4.88% |
| Safford, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,334 | 4.25% |
| Pecos, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,575 | 4.63% |
| West Point, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,981 | 4.88% |
| Prineville, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,601 | 4.88% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,751 | 4.25% |
| Connersville, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,904 | 4.63% |
| Newport, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,462 | 4.63% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,998 | 5.25% |
| Murray, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,101 | 5.50% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,096 | 6.00% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $6,155 | 4.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,451 | 5.00% |
| Winona, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,330 | 6.00% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,622 | 5.13% |
| Grenada, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,386 | 4.63% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,857 | 4.88% |
| Altus, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,167 | 4.50% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,944 | 5.63% |
| Vernon, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,560 | 5.13% |
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Product Mix
For 2018, Royal United Mortgage's most frequently originated type of loan was Conventional, with 6,311 originations. Their 2nd most popular type was FHA, with 983 originations.
Loan Reason
For 2018, Royal United Mortgage's most frequently cited loan purpose was Cash Out Refi, with 3,085 originations. The 2nd most popular reason was Home Improvement, with 2,910 originations.
Loan Duration/Length
For 2018, Royal United Mortgage's most frequently cited loan duration was 30 Year, with 3,809 originations. The 2nd most popular length was 15 Year, with 2,392 originations.
Origination Fees/Closing Costs
Royal United Mortgage's average total fees were $6,278, while their most frequently occuring range of origination fees (closing costs) were in the $3k-4k bucket, with 2,479 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 4,439 | $458,655,000 | $103,324 |
| 5-6% | 2,844 | $270,900,000 | $95,253 |
| 3-4% | 314 | $44,480,000 | $141,656 |
| 6-7% | 88 | $7,370,000 | $83,750 |
During 2018, Royal United Mortgage's average interest rate for loans was 5.14%, while their most frequently originated rate bucket for loans was 4-5%, with 4,439 originations.
Loan Sizing
2018 saw Royal United Mortgage place emphasis on $100,000 or less loans with 4,678 originations, totaling $321,220,000 in origination value.
Applicant Income
Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 4,224 originations. The second most popular income band? $50k-75k, with 1,952 originations.
Applicant Debt to Income Ratio
Royal United Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,199 originations. The next most common DTI ratio? 20-30%, with 1,192 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications79.61%
Royal United Mortgage has a below average approval rate.
Pick Rate
Approvals leading to origination85.83%
Royal United Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,685 | $781,405,000 | $101,679 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 7,685 | $781,405,000 | $101,679 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ROYAL UNITED MORTGAGE LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 7 | 63.6% |
| ROYAL UNITED MORTGAGE LLC | Conventional home mortgage | Closing on a mortgage | 1 | 9.1% |
| ROYAL UNITED MORTGAGE LLC | Conventional home mortgage | Trouble during payment process | 1 | 9.1% |
| ROYAL UNITED MORTGAGE LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 9.1% |
| ROYAL UNITED MORTGAGE LLC | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 9.1% |