Royal United Mortgage Rates, Fees & Info
Indianapolis, INLEI: 549300UG7QXKM7KGV847
Tax ID: 26-1773722
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Royal United Mortgage is a small mortgage company specializing in Refi loans. Royal United Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Indianapolis, Dallas, Houston, Chicago, and New York among others. We have data for 712 markets. (Some data included below & more in-depth data is available with an active subscription.)Royal United Mortgage has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Royal United Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.28% | 4/18/24 |
| 30 Year Conventional Refi | 7.25% | 4/18/24 |
| 30 Year FHA Purchase | 7.82% | 4/18/24 |
| 30 Year FHA Refi | 7.51% | 4/18/24 |
| 30 Year VA Purchase | 6.47% | 4/18/24 |
| 30 Year VA Refi | 6.75% | 4/18/24 |
| 30 Year USDA Purchase | 7.15% | 4/18/24 |
| 30 Year USDA Refi | 6.14% | 4/18/24 |
| 15 Year Conventional Purchase | 7.36% | 4/18/24 |
| 15 Year Conventional Refi | 7.08% | 4/18/24 |
| 15 Year Cash-out Refi | 7.08% | 4/18/24 |
| 15 Year FHA Purchase | 5.68% | 4/18/24 |
| 15 Year FHA Refi | 7.58% | 4/18/24 |
| 15 Year VA Purchase | 5.68% | 4/18/24 |
| 15 Year VA Refi | 6.74% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Royal United Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Royal United Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
13,437Origination Dollar Volume (All Markets)
$1,784,025,000Awards
×
![]()
ROYAL UNITED MORTGAGE - 2020
ROYAL UNITED MORTGAGE is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for ROYAL UNITED MORTGAGE?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 952 | $164,420,000 | $172,710 | $4,935 | 3.06% |
| Outside of Metro Areas | 885 | $94,375,000 | $106,638 | $6,085 | 3.40% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 532 | $77,150,000 | $145,019 | $8,091 | 3.18% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 493 | $71,075,000 | $144,168 | $8,012 | 3.24% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 451 | $69,175,000 | $153,381 | $6,072 | 3.18% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 217 | $47,195,000 | $217,488 | $9,552 | 3.24% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 238 | $36,390,000 | $152,899 | $7,632 | 3.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 252 | $31,000,000 | $123,016 | $7,027 | 3.08% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 215 | $29,735,000 | $138,302 | $5,858 | 3.10% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 205 | $27,035,000 | $131,878 | $6,135 | 3.41% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 231 | $25,725,000 | $111,364 | $6,552 | 3.11% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 180 | $25,200,000 | $140,000 | $7,047 | 3.25% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 133 | $24,285,000 | $182,594 | $8,373 | 3.08% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 157 | $22,415,000 | $142,771 | $6,775 | 3.11% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 143 | $21,955,000 | $153,531 | $7,379 | 3.06% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 168 | $21,050,000 | $125,298 | $5,955 | 3.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 136 | $17,960,000 | $132,059 | $7,479 | 3.30% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 131 | $17,205,000 | $131,336 | $7,008 | 3.24% |
| PITTSBURGH, PA (FHA|USDA|VA) | 160 | $17,020,000 | $106,375 | $6,991 | 3.15% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 139 | $16,185,000 | $116,439 | $6,194 | 3.21% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 60 | $14,850,000 | $247,500 | $9,994 | 2.95% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 106 | $14,570,000 | $137,453 | $6,825 | 3.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 111 | $13,615,000 | $122,658 | $7,179 | 3.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 127 | $13,345,000 | $105,079 | $6,760 | 3.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 104 | $13,040,000 | $125,385 | $7,008 | 3.14% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 70 | $12,450,000 | $177,857 | $8,012 | 3.14% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 81 | $10,975,000 | $135,494 | $7,305 | 3.07% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 77 | $10,755,000 | $139,675 | $7,208 | 2.95% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 75 | $10,595,000 | $141,267 | $6,174 | 3.27% |
| LOUISVILLE, KY (FHA|USDA|VA) | 85 | $10,275,000 | $120,882 | $5,965 | 3.34% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 81 | $9,385,000 | $115,864 | $7,030 | 3.11% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 61 | $9,265,000 | $151,885 | $7,557 | 3.12% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 64 | $8,580,000 | $134,063 | $7,289 | 3.12% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 69 | $8,565,000 | $124,130 | $7,435 | 3.06% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 34 | $8,310,000 | $244,412 | $6,130 | 3.15% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 45 | $8,245,000 | $183,222 | $8,923 | 3.10% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 67 | $7,805,000 | $116,493 | $5,852 | 3.41% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 64 | $7,800,000 | $121,875 | $6,203 | 3.71% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 58 | $7,690,000 | $132,586 | $6,452 | 3.47% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 71 | $7,645,000 | $107,676 | $6,513 | 3.34% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 47 | $7,535,000 | $160,319 | $8,134 | 3.20% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 60 | $7,390,000 | $123,167 | $5,832 | 3.45% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 58 | $7,300,000 | $125,862 | $6,083 | 3.52% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 54 | $7,290,000 | $135,000 | $6,920 | 3.08% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 37 | $7,225,000 | $195,270 | $8,295 | 3.05% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 62 | $7,200,000 | $116,129 | $6,938 | 3.24% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 57 | $7,195,000 | $126,228 | $7,359 | 3.03% |
| OCALA, FL (FHA|USDA|VA) | 62 | $7,070,000 | $114,032 | $6,447 | 3.18% |
| RICHMOND, VA (FHA|USDA|VA) | 51 | $7,025,000 | $137,745 | $7,551 | 3.21% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 55 | $6,865,000 | $124,818 | $6,590 | 3.09% |
| KNOXVILLE, TN (FHA|USDA|VA) | 54 | $6,610,000 | $122,407 | $6,375 | 3.28% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 41 | $6,495,000 | $158,415 | $8,444 | 3.02% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 52 | $6,480,000 | $124,615 | $7,060 | 3.42% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 21 | $6,455,000 | $307,381 | $12,705 | 3.24% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 51 | $6,405,000 | $125,588 | $6,802 | 3.14% |
| AKRON, OH (FHA|USDA|VA) | 61 | $6,295,000 | $103,197 | $6,610 | 3.15% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 51 | $6,265,000 | $122,843 | $7,198 | 3.16% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 51 | $6,125,000 | $120,098 | $5,718 | 3.62% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 33 | $6,125,000 | $185,606 | $6,473 | 3.23% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 51 | $5,925,000 | $116,176 | $6,951 | 3.20% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 48 | $5,880,000 | $122,500 | $6,448 | 3.16% |
| FORT WAYNE, IN (FHA|USDA|VA) | 52 | $5,750,000 | $110,577 | $5,693 | 3.25% |
| EL PASO, TX (FHA|USDA|VA) | 53 | $5,745,000 | $108,396 | $7,006 | 3.47% |
| TULSA, OK (FHA|USDA|VA) | 49 | $5,665,000 | $115,612 | $7,301 | 3.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 18 | $5,530,000 | $307,222 | $10,786 | 3.02% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 51 | $5,525,000 | $108,333 | $5,577 | 3.18% |
| TOLEDO, OH (FHA|USDA|VA) | 51 | $5,325,000 | $104,412 | $6,512 | 3.29% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 36 | $5,160,000 | $143,333 | $7,311 | 3.49% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 38 | $4,980,000 | $131,053 | $5,783 | 3.27% |
| READING, PA (FHA|USDA|VA) | 34 | $4,650,000 | $136,765 | $8,103 | 3.18% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 34 | $4,400,000 | $129,412 | $5,897 | 3.15% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 30 | $4,390,000 | $146,333 | $7,859 | 3.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 33 | $4,245,000 | $128,636 | $5,221 | 3.28% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 28 | $4,180,000 | $149,286 | $8,008 | 2.97% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 36 | $4,160,000 | $115,556 | $5,520 | 3.28% |
| TUCSON, AZ (FHA|USDA|VA) | 35 | $4,105,000 | $117,286 | $6,945 | 3.11% |
| ROCHESTER, NY (FHA|USDA|VA) | 38 | $4,070,000 | $107,105 | $6,046 | 3.60% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 36 | $4,070,000 | $113,056 | $6,282 | 3.31% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 34 | $4,050,000 | $119,118 | $5,899 | 3.39% |
| BATON ROUGE, LA (FHA|USDA|VA) | 35 | $4,035,000 | $115,286 | $6,685 | 3.16% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 42 | $4,000,000 | $95,238 | $6,315 | 3.34% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 23 | $3,985,000 | $173,261 | $9,677 | 3.09% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 40 | $3,980,000 | $99,500 | $6,435 | 3.19% |
| COLUMBIA, SC (FHA|USDA|VA) | 34 | $3,970,000 | $116,765 | $5,754 | 3.65% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 32 | $3,940,000 | $123,125 | $7,248 | 3.17% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 31 | $3,925,000 | $126,613 | $7,267 | 3.33% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 23 | $3,875,000 | $168,478 | $7,417 | 3.16% |
| THE VILLAGES, FL (FHA|USDA|VA) | 26 | $3,870,000 | $148,846 | $7,347 | 2.99% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 29 | $3,855,000 | $132,931 | $7,581 | 3.27% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 33 | $3,835,000 | $116,212 | $5,603 | 3.41% |
| LANCASTER, PA (FHA|USDA|VA) | 29 | $3,795,000 | $130,862 | $7,932 | 3.04% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 30 | $3,770,000 | $125,667 | $6,490 | 3.30% |
| MOBILE, AL (FHA|USDA|VA) | 36 | $3,730,000 | $103,611 | $5,992 | 3.55% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 32 | $3,700,000 | $115,625 | $6,757 | 3.37% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 35 | $3,585,000 | $102,429 | $6,381 | 3.70% |
| WICHITA, KS (FHA|USDA|VA) | 35 | $3,575,000 | $102,143 | $6,091 | 3.18% |
| ROANOKE, VA (FHA|USDA|VA) | 29 | $3,555,000 | $122,586 | $7,004 | 3.04% |
| TYLER, TX (FHA|USDA|VA) | 25 | $3,545,000 | $141,800 | $7,759 | 3.21% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 21 | $3,495,000 | $166,429 | $8,262 | 2.84% |
| ASHEVILLE, NC (FHA|USDA|VA) | 23 | $3,495,000 | $151,957 | $6,439 | 3.16% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 26 | $3,350,000 | $128,846 | $6,477 | 3.18% |
| LONGVIEW, TX (FHA|USDA|VA) | 30 | $3,340,000 | $111,333 | $7,008 | 3.30% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 30 | $3,330,000 | $111,000 | $5,413 | 3.45% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 29 | $3,315,000 | $114,310 | $6,735 | 3.52% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 25 | $3,295,000 | $131,800 | $7,325 | 2.80% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 26 | $3,290,000 | $126,538 | $6,841 | 3.29% |
| FLINT, MI (FHA|USDA|VA) | 30 | $3,270,000 | $109,000 | $6,662 | 3.17% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 24 | $3,190,000 | $132,917 | $7,893 | 3.11% |
| WACO, TX (FHA|USDA|VA) | 27 | $3,155,000 | $116,852 | $7,215 | 3.18% |
| LUBBOCK, TX (FHA|USDA|VA) | 29 | $3,065,000 | $105,690 | $6,982 | 3.27% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 17 | $3,045,000 | $179,118 | $9,367 | 3.26% |
| New Castle, IN (FHA|USDA|VA) | 24 | $2,940,000 | $122,500 | $4,557 | 3.06% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 7 | $2,855,000 | $407,857 | $14,096 | 3.07% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 27 | $2,785,000 | $103,148 | $6,593 | 3.26% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 21 | $2,755,000 | $131,190 | $5,120 | 3.08% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 26 | $2,750,000 | $105,769 | $4,938 | 3.28% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 27 | $2,735,000 | $101,296 | $6,715 | 3.09% |
| STOCKTON, CA (FHA|USDA|VA) | 13 | $2,705,000 | $208,077 | $8,653 | 3.40% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 25 | $2,705,000 | $108,200 | $6,017 | 3.30% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 19 | $2,645,000 | $139,211 | $6,354 | 3.37% |
| Frankfort, IN (FHA|USDA|VA) | 17 | $2,565,000 | $150,882 | $5,061 | 3.01% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 26 | $2,550,000 | $98,077 | $5,570 | 3.34% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 21 | $2,545,000 | $121,190 | $6,614 | 3.42% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 19 | $2,535,000 | $133,421 | $6,669 | 3.23% |
| MONTGOMERY, AL (FHA|USDA|VA) | 21 | $2,505,000 | $119,286 | $6,445 | 3.17% |
| JACKSON, MS (FHA|USDA|VA) | 24 | $2,470,000 | $102,917 | $6,328 | 3.40% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 18 | $2,410,000 | $133,889 | $7,189 | 2.93% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $2,390,000 | $398,333 | $4,932 | 2.83% |
| LAFAYETTE, LA (FHA|USDA|VA) | 18 | $2,390,000 | $132,778 | $7,442 | 3.15% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 19 | $2,335,000 | $122,895 | $7,690 | 3.18% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 19 | $2,255,000 | $118,684 | $6,306 | 3.12% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 19 | $2,255,000 | $118,684 | $7,373 | 3.51% |
| AMARILLO, TX (FHA|USDA|VA) | 19 | $2,255,000 | $118,684 | $6,519 | 3.60% |
| SYRACUSE, NY (FHA|USDA|VA) | 21 | $2,225,000 | $105,952 | $5,837 | 3.55% |
| ROCKFORD, IL (FHA|USDA|VA) | 19 | $2,165,000 | $113,947 | $5,991 | 3.28% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 19 | $2,155,000 | $113,421 | $6,391 | 3.09% |
| SPARTANBURG, SC (FHA|USDA|VA) | 19 | $2,155,000 | $113,421 | $5,701 | 3.40% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 19 | $2,135,000 | $112,368 | $5,728 | 3.45% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 19 | $2,115,000 | $111,316 | $6,245 | 3.37% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 18 | $2,110,000 | $117,222 | $6,606 | 3.30% |
| ANN ARBOR, MI (FHA|USDA|VA) | 16 | $2,100,000 | $131,250 | $7,415 | 3.23% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 17 | $2,095,000 | $123,235 | $6,082 | 3.54% |
| PEORIA, IL (FHA|USDA|VA) | 20 | $2,070,000 | $103,500 | $5,741 | 3.54% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $2,025,000 | $135,000 | $6,244 | 3.24% |
| MONROE, MI (FHA|USDA|VA) | 14 | $2,010,000 | $143,571 | $6,771 | 3.18% |
| VISALIA, CA (FHA|USDA|VA) | 15 | $2,005,000 | $133,667 | $6,174 | 3.62% |
| MUNCIE, IN (FHA|USDA|VA) | 18 | $1,980,000 | $110,000 | $5,151 | 3.19% |
| RACINE, WI (FHA|USDA|VA) | 17 | $1,975,000 | $116,176 | $6,288 | 3.13% |
| ABILENE, TX (FHA|USDA|VA) | 19 | $1,975,000 | $103,947 | $6,859 | 3.41% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 20 | $1,970,000 | $98,500 | $5,786 | 3.46% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 15 | $1,965,000 | $131,000 | $7,869 | 2.96% |
| MADISON, WI (FHA|USDA|VA) | 13 | $1,935,000 | $148,846 | $7,815 | 3.12% |
| ODESSA, TX (FHA|USDA|VA) | 15 | $1,935,000 | $129,000 | $6,816 | 3.35% |
| GAINESVILLE, FL (FHA|USDA|VA) | 17 | $1,925,000 | $113,235 | $6,268 | 3.02% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $8,166 | 2.93% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 13 | $1,865,000 | $143,462 | $6,482 | 3.07% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 17 | $1,755,000 | $103,235 | $5,364 | 3.23% |
| PANAMA CITY, FL (FHA|USDA|VA) | 12 | $1,740,000 | $145,000 | $8,318 | 3.16% |
| ERIE, PA (FHA|USDA|VA) | 17 | $1,735,000 | $102,059 | $6,778 | 3.23% |
| Salem, OH (FHA|USDA|VA) | 16 | $1,730,000 | $108,125 | $6,150 | 3.23% |
| SALEM, OR (FHA|USDA|VA) | 11 | $1,715,000 | $155,909 | $8,392 | 3.36% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 13 | $1,715,000 | $131,923 | $7,735 | 3.48% |
| GREEN BAY, WI (FHA|USDA|VA) | 13 | $1,705,000 | $131,154 | $7,089 | 3.05% |
| NILES, MI (FHA|USDA|VA) | 15 | $1,685,000 | $112,333 | $6,836 | 3.29% |
| MIDLAND, TX (FHA|USDA|VA) | 11 | $1,635,000 | $148,636 | $8,007 | 2.84% |
| BURLINGTON, NC (FHA|USDA|VA) | 13 | $1,605,000 | $123,462 | $5,895 | 3.04% |
| LYNCHBURG, VA (FHA|USDA|VA) | 15 | $1,565,000 | $104,333 | $6,137 | 2.98% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 15 | $1,525,000 | $101,667 | $6,847 | 3.35% |
| Kendallville, IN (FHA|USDA|VA) | 11 | $1,515,000 | $137,727 | $6,073 | 3.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 12 | $1,510,000 | $125,833 | $5,612 | 3.10% |
| COLUMBUS, IN (FHA|USDA|VA) | 12 | $1,480,000 | $123,333 | $6,053 | 3.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $8,133 | 2.86% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $6,021 | 2.83% |
| JACKSON, MI (FHA|USDA|VA) | 14 | $1,470,000 | $105,000 | $6,575 | 3.47% |
| LEBANON, PA (FHA|USDA|VA) | 11 | $1,465,000 | $133,182 | $8,878 | 3.08% |
| Pottsville, PA (FHA|USDA|VA) | 14 | $1,460,000 | $104,286 | $7,271 | 3.44% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 15 | $1,455,000 | $97,000 | $6,373 | 3.24% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 13 | $1,455,000 | $111,923 | $5,425 | 3.19% |
| TOPEKA, KS (FHA|USDA|VA) | 15 | $1,455,000 | $97,000 | $5,857 | 3.19% |
| BINGHAMTON, NY (FHA|USDA|VA) | 14 | $1,430,000 | $102,143 | $5,887 | 3.79% |
| Traverse City, MI (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $6,826 | 3.15% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 12 | $1,410,000 | $117,500 | $5,979 | 3.02% |
| REDDING, CA (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $9,037 | 2.91% |
| KOKOMO, IN (FHA|USDA|VA) | 14 | $1,390,000 | $99,286 | $5,640 | 3.28% |
| MONROE, LA (FHA|USDA|VA) | 11 | $1,375,000 | $125,000 | $7,249 | 3.24% |
| MANSFIELD, OH (FHA|USDA|VA) | 14 | $1,370,000 | $97,857 | $6,081 | 3.39% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $10,781 | 3.28% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 10 | $1,350,000 | $135,000 | $7,852 | 2.85% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 11 | $1,315,000 | $119,545 | $7,684 | 3.14% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $11,463 | 3.16% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $10,940 | 3.17% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 11 | $1,305,000 | $118,636 | $5,795 | 3.47% |
| Holland, MI (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $6,722 | 3.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 11 | $1,295,000 | $117,727 | $5,986 | 3.66% |
| Granbury, TX (FHA|USDA|VA) | 10 | $1,290,000 | $129,000 | $7,381 | 3.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 10 | $1,290,000 | $129,000 | $6,847 | 3.81% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 10 | $1,280,000 | $128,000 | $5,945 | 3.21% |
| FLORENCE, SC (FHA|USDA|VA) | 11 | $1,265,000 | $115,000 | $5,793 | 3.74% |
| MUSKEGON, MI (FHA|USDA|VA) | 13 | $1,235,000 | $95,000 | $5,750 | 3.12% |
| UTICA-ROME, NY (FHA|USDA|VA) | 14 | $1,210,000 | $86,429 | $5,201 | 3.93% |
| DOTHAN, AL (FHA|USDA|VA) | 12 | $1,200,000 | $100,000 | $5,189 | 3.35% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $6,800 | 3.43% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $10,177 | 3.40% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $8,079 | 3.21% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 10 | $1,180,000 | $118,000 | $8,157 | 3.09% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $7,696 | 3.13% |
| JOPLIN, MO (FHA|USDA|VA) | 12 | $1,130,000 | $94,167 | $6,153 | 3.16% |
| HAMMOND, LA (FHA|USDA|VA) | 9 | $1,125,000 | $125,000 | $7,828 | 2.92% |
| HATTIESBURG, MS (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $6,186 | 3.14% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 10 | $1,110,000 | $111,000 | $6,273 | 2.89% |
| Batavia, NY (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $6,419 | 3.36% |
| Somerset, KY (FHA|USDA|VA) | 10 | $1,080,000 | $108,000 | $5,639 | 3.41% |
| LAWRENCE, KS (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $10,120 | 3.17% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $6,227 | 3.36% |
| Red Wing, MN (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $6,993 | 3.18% |
| Athens, TX (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $6,375 | 3.83% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $8,554 | 3.09% |
| Whitewater, WI (FHA|USDA|VA) | 9 | $1,045,000 | $116,111 | $6,749 | 2.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 9 | $1,045,000 | $116,111 | $5,631 | 3.31% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 10 | $1,040,000 | $104,000 | $4,421 | 3.54% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $6,680 | 3.58% |
| SAN ANGELO, TX (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $7,910 | 3.14% |
| London, KY (FHA|USDA|VA) | 9 | $1,025,000 | $113,889 | $5,476 | 3.99% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $12,903 | 3.42% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $8,011 | 3.21% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 11 | $1,005,000 | $91,364 | $6,262 | 3.13% |
| Sturgis, MI (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $6,611 | 3.03% |
| Auburn, IN (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $6,190 | 3.00% |
| YUMA, AZ (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $6,252 | 3.65% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $7,131 | 3.13% |
| Show Low, AZ (FHA|USDA|VA) | 8 | $980,000 | $122,500 | $6,631 | 3.16% |
| Marion, OH (FHA|USDA|VA) | 11 | $975,000 | $88,636 | $6,074 | 3.23% |
| Dayton, TN (FHA|USDA|VA) | 9 | $975,000 | $108,333 | $5,445 | 3.56% |
| DuBois, PA (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $9,413 | 3.14% |
| Albertville, AL (FHA|USDA|VA) | 9 | $955,000 | $106,111 | $5,813 | 3.54% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $7,226 | 3.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 9 | $955,000 | $106,111 | $6,454 | 2.96% |
| BAY CITY, MI (FHA|USDA|VA) | 10 | $940,000 | $94,000 | $6,629 | 3.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 8 | $940,000 | $117,500 | $7,789 | 2.95% |
| DULUTH, MN-WI (FHA|USDA|VA) | 10 | $930,000 | $93,000 | $5,331 | 3.36% |
| Adrian, MI (FHA|USDA|VA) | 9 | $925,000 | $102,778 | $6,277 | 3.19% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,007 | 3.17% |
| MADERA, CA (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $7,994 | 2.94% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 9 | $915,000 | $101,667 | $6,117 | 3.40% |
| Lufkin, TX (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $7,241 | 3.31% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $5,542 | 3.11% |
| Crawfordsville, IN (FHA|USDA|VA) | 9 | $895,000 | $99,444 | $4,732 | 3.47% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $8,702 | 2.80% |
| LAREDO, TX (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $7,269 | 3.42% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $5,983 | 3.10% |
| VICTORIA, TX (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $7,020 | 3.54% |
| Richmond, IN (FHA|USDA|VA) | 8 | $870,000 | $108,750 | $4,427 | 2.89% |
| Ashland, OH (FHA|USDA|VA) | 9 | $865,000 | $96,111 | $6,551 | 3.31% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 9 | $865,000 | $96,111 | $5,854 | 3.19% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $7,001 | 3.75% |
| Logansport, IN (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $6,276 | 3.38% |
| Jasper, IN (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $4,439 | 3.02% |
| Warsaw, IN (FHA|USDA|VA) | 9 | $835,000 | $92,778 | $5,907 | 3.01% |
| Lake City, FL (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $7,474 | 3.11% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $6,062 | 3.17% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $5,017 | 3.20% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $6,063 | 3.50% |
| Athens, TN (FHA|USDA|VA) | 8 | $790,000 | $98,750 | $6,551 | 3.45% |
| DECATUR, AL (FHA|USDA|VA) | 9 | $785,000 | $87,222 | $5,564 | 3.15% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $6,848 | 3.03% |
| Connersville, IN (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $5,912 | 3.34% |
| Hillsdale, MI (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $6,726 | 3.07% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $14,605 | 3.19% |
| NEW BERN, NC (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $3,535 | 3.46% |
| Seneca, SC (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $5,246 | 3.71% |
| JACKSON, TN (FHA|USDA|VA) | 8 | $750,000 | $93,750 | $6,024 | 3.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 8 | $750,000 | $93,750 | $4,872 | 3.47% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $7,370 | 2.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 7 | $745,000 | $106,429 | $6,854 | 2.86% |
| ALTOONA, PA (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $6,738 | 3.18% |
| McAlester, OK (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $9,643 | 2.73% |
| OWENSBORO, KY (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $4,714 | 3.73% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 8 | $730,000 | $91,250 | $6,090 | 3.69% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $730,000 | $91,250 | $5,833 | 3.16% |
| Paducah, KY-IL (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $5,343 | 3.44% |
| Sunbury, PA (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $5,533 | 3.32% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,407 | 3.09% |
| Richmond-Berea, KY (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $6,568 | 3.19% |
| Cadillac, MI (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $6,112 | 3.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $5,780 | 3.45% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $6,661 | 3.23% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $5,521 | 3.38% |
| GREENVILLE, NC (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $5,681 | 3.75% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $12,887 | 2.96% |
| Shelby, NC (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,242 | 3.69% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $5,347 | 3.30% |
| SAGINAW, MI (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $6,196 | 3.64% |
| Huntsville, TX (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $8,262 | 2.93% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $12,089 | 4.00% |
| Crossville, TN (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $6,062 | 3.25% |
| Coldwater, MI (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $6,027 | 2.53% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $6,303 | 3.43% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $5,634 | 3.29% |
| Auburn, NY (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $7,301 | 3.54% |
| Corsicana, TX (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $7,031 | 3.52% |
| Picayune, MS (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $5,920 | 3.50% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $12,623 | 2.79% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $6,744 | 2.80% |
| Paris, TX (FHA|USDA|VA) | 8 | $660,000 | $82,500 | $6,659 | 3.66% |
| MORRISTOWN, TN (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $5,745 | 3.29% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $5,642 | 3.60% |
| Andrews, TX (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $7,591 | 3.44% |
| Greeneville, TN (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $5,530 | 2.85% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $6,246 | 3.21% |
| Ottawa, IL (FHA|USDA|VA) | 8 | $640,000 | $80,000 | $5,392 | 3.59% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $6,121 | 3.48% |
| Greenville, OH (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $7,044 | 3.83% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,968 | 3.78% |
| Farmington, MO (FHA|USDA|VA) | 6 | $620,000 | $103,333 | $6,163 | 3.27% |
| WHEELING, WV-OH (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $6,114 | 3.02% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $11,532 | 2.54% |
| Meadville, PA (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $6,670 | 3.67% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,961 | 3.41% |
| Shawnee, OK (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $8,597 | 2.63% |
| Danville, KY (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $5,811 | 3.83% |
| Zanesville, OH (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $6,820 | 3.08% |
| Somerset, PA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $7,930 | 3.09% |
| Sayre, PA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $7,713 | 3.03% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $8,055 | 3.00% |
| Bedford, IN (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $5,128 | 3.10% |
| Mount Airy, NC (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $4,540 | 3.42% |
| Shelton, WA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $7,731 | 3.41% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $6,262 | 3.27% |
| Shelbyville, TN (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $6,406 | 2.95% |
| Oil City, PA (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $6,858 | 2.92% |
| GADSDEN, AL (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $5,755 | 3.02% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 7 | $585,000 | $83,571 | $6,042 | 4.02% |
| Brookhaven, MS (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $6,056 | 3.44% |
| Sandusky, OH (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $6,430 | 3.06% |
| Columbus, MS (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $6,446 | 3.40% |
| Marietta, OH (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $6,456 | 3.60% |
| Ardmore, OK (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $6,408 | 3.15% |
| Seymour, IN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,929 | 3.16% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,730 | 3.19% |
| DANVILLE, IL (FHA|USDA|VA) | 8 | $560,000 | $70,000 | $4,848 | 4.19% |
| Sidney, OH (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $6,369 | 3.33% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $5,434 | 3.45% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $4,520 | 3.40% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,891 | 3.31% |
| Ashtabula, OH (FHA|USDA|VA) | 7 | $545,000 | $77,857 | $6,139 | 3.04% |
| MERCED, CA (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $5,913 | 3.45% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,322 | 2.83% |
| Forest City, NC (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $5,380 | 3.58% |
| Salina, KS (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $6,127 | 2.98% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $7,228 | 2.72% |
| Payson, AZ (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $6,744 | 3.44% |
| Corning, NY (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $5,330 | 3.56% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,449 | 3.13% |
| Danville, VA (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $6,469 | 3.30% |
| New Castle, PA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $8,787 | 2.88% |
| Mount Vernon, OH (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $5,893 | 3.00% |
| Jacksonville, TX (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $7,337 | 3.20% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $5,117 | 3.18% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $13,952 | 3.31% |
| Mineral Wells, TX (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $6,396 | 3.38% |
| Jasper, AL (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $5,626 | 3.83% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $6,884 | 3.28% |
| Tupelo, MS (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $6,173 | 3.28% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $5,783 | 3.18% |
| Roswell, NM (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $6,379 | 3.28% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $5,137 | 3.23% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $6,240 | 3.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $5,612 | 2.94% |
| Malone, NY (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $6,155 | 3.53% |
| Big Rapids, MI (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $6,883 | 3.53% |
| Findlay, OH (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $7,118 | 3.34% |
| MIDLAND, MI (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $6,487 | 3.65% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,372 | 3.38% |
| Palestine, TX (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $6,246 | 3.45% |
| Hudson, NY (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,888 | 3.21% |
| Urbana, OH (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $7,409 | 2.72% |
| Boone, NC (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $5,020 | 3.50% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $6,129 | 3.50% |
| Sanford, NC (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $4,445 | 3.80% |
| MANKATO, MN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,901 | 3.25% |
| Wapakoneta, OH (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $6,931 | 2.81% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,158 | 2.98% |
| JONESBORO, AR (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $6,035 | 2.98% |
| Greensburg, IN (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,429 | 3.48% |
| Poplar Bluff, MO (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,777 | 3.15% |
| Rockport, TX (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $7,133 | 3.00% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,623 | 3.19% |
| Harrison, AR (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,019 | 2.97% |
| Warren, PA (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $6,516 | 3.33% |
| Minden, LA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,383 | 3.17% |
| Fremont, OH (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $6,925 | 3.25% |
| Brownwood, TX (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $6,564 | 3.13% |
| Cullman, AL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $6,564 | 4.13% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,981 | 3.44% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,612 | 3.31% |
| DECATUR, IL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $6,410 | 3.22% |
| LIMA, OH (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $6,682 | 3.28% |
| Amsterdam, NY (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $5,709 | 3.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $6,413 | 3.65% |
| Searcy, AR (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $5,154 | 3.98% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $6,498 | 3.19% |
| Athens, OH (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $5,780 | 2.88% |
| Portsmouth, OH (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $5,751 | 4.05% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,398 | 2.67% |
| Kingsville, TX (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $5,971 | 3.58% |
| Indiana, PA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $7,420 | 3.59% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,746 | 3.13% |
| Big Spring, TX (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,981 | 3.06% |
| KANKAKEE, IL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,243 | 3.44% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $4,783 | 3.63% |
| Garden City, KS (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,077 | 3.21% |
| Coffeyville, KS (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $6,865 | 2.84% |
| Mount Pleasant, MI (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $6,350 | 3.19% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $5,874 | 3.22% |
| Silver City, NM (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,561 | 3.00% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,743 | 3.50% |
| Uvalde, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,820 | 3.67% |
| Wilson, NC (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $5,105 | 3.41% |
| Sulphur Springs, TX (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $6,992 | 3.09% |
| Hays, KS (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $5,857 | 3.34% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,898 | 4.33% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,682 | 2.79% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $5,494 | 3.34% |
| Marquette, MI (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $6,416 | 2.56% |
| Madison, IN (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $6,245 | 3.75% |
| Sikeston, MO (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $5,218 | 2.81% |
| Winfield, KS (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $5,059 | 3.60% |
| Washington Court House, OH (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $5,377 | 4.28% |
| Manitowoc, WI (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $4,937 | 4.18% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,360 | 3.00% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $4,830 | 3.22% |
| Batesville, AR (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $5,104 | 3.10% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,195 | 2.83% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,837 | 2.92% |
| Sedalia, MO (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $6,008 | 2.88% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,026 | 3.00% |
| West Plains, MO (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $5,377 | 2.59% |
| Marion, IN (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $3,895 | 3.38% |
| Nacogdoches, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,288 | 3.08% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,829 | 3.25% |
| Marion, NC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,158 | 2.96% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $6,575 | 3.38% |
| Sterling, IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,597 | 3.08% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,615 | 3.21% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,118 | 3.63% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,897 | 3.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,494 | 3.50% |
| Shawano, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,015 | 3.69% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,367 | 2.88% |
| Corinth, MS (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,536 | 3.06% |
| Brevard, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,920 | 2.94% |
| Olean, NY (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,864 | 3.46% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $10,086 | 2.81% |
| Newport, OR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,110 | 3.00% |
| Taos, NM (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,160 | 3.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $4,216 | 3.60% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,152 | 3.25% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,426 | 3.17% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $6,236 | 4.13% |
| Hobbs, NM (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $6,297 | 3.22% |
| Wabash, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,863 | 3.19% |
| Mexico, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,360 | 2.56% |
| Ozark, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,338 | 2.63% |
| Lincoln, IL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,779 | 3.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,927 | 3.38% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,406 | 2.69% |
| Branson, MO (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $4,919 | 3.56% |
| Kinston, NC (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $4,306 | 3.97% |
| Palatka, FL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,344 | 3.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,541 | 3.54% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,133 | 2.67% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,900 | 2.75% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,991 | 2.63% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,382 | 3.13% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,503 | 2.94% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,288 | 2.38% |
| Van Wert, OH (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,855 | 2.58% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,643 | 3.42% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,589 | 3.75% |
| Brenham, TX (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,182 | 3.04% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,201 | 2.69% |
| Defiance, OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,711 | 3.88% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,542 | 3.63% |
| Laurel, MS (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,320 | 3.50% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,659 | 3.21% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,716 | 2.71% |
| Sterling, CO (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,941 | 3.46% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,232 | 2.88% |
| Starkville, MS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,350 | 3.94% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,800 | 3.13% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,810 | 3.25% |
| Sonora, CA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,769 | 3.25% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,902 | 3.21% |
| Cortland, NY (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $6,447 | 3.96% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,447 | 2.83% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,280 | 3.38% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,909 | 3.06% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,452 | 3.06% |
| Wooster, OH (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $5,142 | 3.44% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,714 | 3.56% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,620 | 3.38% |
| North Vernon, IN (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,293 | 3.83% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $9,959 | 3.00% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,943 | 2.94% |
| CHICO, CA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,526 | 2.75% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,557 | 3.31% |
| Winona, MN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,087 | 3.56% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,588 | 3.00% |
| Chillicothe, OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,878 | 2.71% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,199 | 3.13% |
| Parsons, KS (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,572 | 3.46% |
| Dumas, TX (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,961 | 3.54% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,047 | 2.50% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,096 | 3.46% |
| Jacksonville, IL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,457 | 3.54% |
| Woodward, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,667 | 3.06% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,508 | 2.69% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,341 | 3.25% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,284 | 3.04% |
| Greenville, MS (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $6,402 | 3.63% |
| Plymouth, IN (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $3,154 | 3.08% |
| Huntington, IN (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,794 | 3.38% |
| Dixon, IL (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $4,764 | 3.79% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,261 | 3.06% |
| Maryville, MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,231 | 2.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,031 | 2.75% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,577 | 3.38% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,004 | 3.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,971 | 3.19% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,519 | 2.81% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,586 | 3.25% |
| St. Marys, PA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,011 | 2.96% |
| Ponca City, OK (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,127 | 3.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,649 | 3.42% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,634 | 3.13% |
| Camden, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,369 | 3.19% |
| Ada, OK (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,571 | 3.19% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $4,444 | 4.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,415 | 3.25% |
| Kirksville, MO (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,056 | 3.21% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,364 | 3.63% |
| Newberry, SC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,863 | 3.19% |
| Peru, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,943 | 3.25% |
| McPherson, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,802 | 2.81% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,182 | 4.00% |
| Maysville, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,337 | 3.00% |
| Seneca Falls, NY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,442 | 4.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,229 | 2.94% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,841 | 4.56% |
| Blytheville, AR (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,295 | 3.71% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $4,702 | 4.13% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,059 | 2.13% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,957 | 3.13% |
| Celina, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,712 | 3.63% |
| Gloversville, NY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,175 | 3.44% |
| Russellville, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,302 | 3.56% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,554 | 2.75% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,155 | 2.94% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,434 | 2.88% |
| Centralia, IL (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $4,621 | 3.88% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,885 | 2.25% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,614 | 2.38% |
| Easton, MD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,801 | 2.75% |
| Meridian, MS (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,242 | 3.38% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,489 | 3.81% |
| Newport, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,554 | 3.06% |
| Martin, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,693 | 3.63% |
| Snyder, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,675 | 4.13% |
| Ludington, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,118 | 2.94% |
| Levelland, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,445 | 4.75% |
| Bonham, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,712 | 3.63% |
| Kennett, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,814 | 3.31% |
| Plainview, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,481 | 4.31% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,170 | 2.81% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,484 | 3.19% |
| AMES, IA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,944 | 3.19% |
| Emporia, KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,377 | 3.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,323 | 4.38% |
| Malvern, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,702 | 4.88% |
| BEND, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,994 | 3.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $4,692 | 4.08% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,085 | 4.88% |
| Decatur, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,759 | 3.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,856 | 4.06% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,686 | 3.81% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,666 | 3.31% |
| Fairfield, IA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,282 | 2.94% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,953 | 3.38% |
| ENID, OK (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,004 | 2.75% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,030 | 3.69% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,769 | 3.06% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,783 | 3.25% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $5,057 | 3.50% |
| Alpena, MI (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $5,075 | 3.71% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,525 | 3.19% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,296 | 3.00% |
| Duncan, OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,753 | 3.31% |
| West Point, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $7,338 | 3.31% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,474 | 3.88% |
| Clinton, IA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,727 | 3.81% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,150 | 3.69% |
| Paris, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,182 | 3.56% |
| Alma, MI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,674 | 3.69% |
| Mason City, IA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,288 | 2.75% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,128 | 4.63% |
| Storm Lake, IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,822 | 4.06% |
| Selma, AL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,431 | 3.50% |
| Clovis, NM (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,497 | 3.56% |
| La Grande, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,678 | 2.88% |
| Montrose, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,635 | 2.50% |
| Centralia, WA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,920 | 3.25% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,497 | 3.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,133 | 2.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,861 | 3.38% |
| Hereford, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,241 | 4.13% |
| Fairmont, MN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,572 | 3.69% |
| Pullman, WA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,819 | 3.00% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,429 | 3.94% |
| Miami, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,234 | 3.88% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,126 | 2.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,456 | 2.88% |
| Brownsville, TN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,779 | 3.44% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,861 | 3.13% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,652 | 4.06% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,134 | 3.13% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,028 | 2.88% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,560 | 2.88% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,798 | 3.13% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,345 | 3.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,223 | 3.63% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,482 | 3.63% |
| Washington, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,105 | 2.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,040 | 2.88% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,600 | 2.75% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,139 | 2.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,736 | 3.69% |
| Austin, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,726 | 2.50% |
| Henderson, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,137 | 3.25% |
| Safford, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,274 | 2.75% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,914 | 4.25% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,532 | 3.63% |
| Murray, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,024 | 3.00% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,990 | 2.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,281 | 3.38% |
| Moberly, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,723 | 4.88% |
| Vernon, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $5,010 | 3.88% |
| Grenada, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,020 | 2.38% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,293 | 3.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,582 | 3.00% |
| Marshall, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,692 | 3.88% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,286 | 3.88% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,977 | 2.75% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,432 | 3.00% |
| Craig, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,674 | 3.00% |
| Borger, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,945 | 4.00% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,318 | 2.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,335 | 3.25% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,183 | 2.50% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,408 | 3.63% |
| Prineville, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,251 | 2.88% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,704 | 3.63% |
| Platteville, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,980 | 3.88% |
| Pella, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,608 | 3.63% |
| Paragould, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,479 | 3.13% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,291 | 3.75% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,179 | 4.38% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,846 | 4.13% |
| Willmar, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,886 | 2.88% |
| Bay City, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,627 | 3.00% |
| Altus, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,229 | 3.13% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,823 | 2.88% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,208 | 2.88% |
| Astoria, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,159 | 2.88% |
| Gallup, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,247 | 4.13% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,730 | 2.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,216 | 2.25% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,638 | 2.50% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,689 | 4.75% |
| Guymon, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,681 | 4.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,810 | 2.13% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,379 | 3.13% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,273 | 3.25% |
| Oxford, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,987 | 2.63% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,444 | 2.75% |
| Indianola, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,921 | 3.38% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,001 | 2.50% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,858 | 3.13% |
| Effingham, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,182 | 4.63% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,922 | 2.88% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,325 | 4.00% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,040 | 2.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,819 | 3.75% |
| McComb, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,828 | 2.75% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,614 | 4.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,334 | 4.63% |
| Durant, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,427 | 4.00% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,394 | 3.63% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,470 | 2.50% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,282 | 5.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,922 | 2.63% |
| Beeville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,588 | 3.38% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,680 | 4.00% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,036 | 4.25% |
| Atchison, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,493 | 4.25% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,229 | 3.38% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,757 | 4.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,603 | 3.63% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,687 | 2.88% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,270 | 3.13% |
| Atmore, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,949 | 4.13% |
| Union, SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,559 | 4.88% |
| Jackson, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $4,755 | 3.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against ROYAL UNITED MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Bay Area Credit Union, Inc.
Similarity Rank: 39
Similarity Rank: 39
Farmers and Merchants Trust Company of Chambersburg
Similarity Rank: 72
Similarity Rank: 72
BEACH MUNICIPAL FEDERAL CREDIT UNION
Similarity Rank: 90
Similarity Rank: 90
Cooperative Teachers Credit Union
Similarity Rank: 112
Similarity Rank: 112
GOLDEN PLAINS
Similarity Rank: 114
Similarity Rank: 114
CRANE
Similarity Rank: 130
Similarity Rank: 130
First Federal Savings and Loan Association of Delta
Similarity Rank: 141
Similarity Rank: 141
Sullivan Bank
Similarity Rank: 154
Similarity Rank: 154
SKYWARD
Similarity Rank: 189
Similarity Rank: 189
Tyndall Federal Credit Union
Similarity Rank: 216
Similarity Rank: 216
Product Mix
For 2020, Royal United Mortgage's most frequently originated type of loan was Conventional, with 12,590 originations. Their 2nd most popular type was FHA, with 558 originations.
Loan Reason
For 2020, Royal United Mortgage's most frequently cited loan purpose was Refi, with 12,540 originations. The 2nd most popular reason was Home Purchase, with 896 originations.
Loan Duration/Length
For 2020, Royal United Mortgage's most frequently cited loan duration was 30 Year, with 7,544 originations. The 2nd most popular length was 15 Year, with 3,125 originations.
Origination Fees/Closing Costs
Royal United Mortgage's average total fees were $6,699, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 4,729 originations.
Interest Rates
During 2020, Royal United Mortgage's average interest rate for loans was 3.35%, while their most frequently originated rate bucket for loans was 3-4%, with 5,548 originations.
Loan Sizing
2020 saw Royal United Mortgage place emphasis on $100k-200k loans with 6,937 originations, totaling $929,365,000 in origination value.
Applicant Income
Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 5,947 originations. The second most popular income band? $50k-75k, with 3,662 originations.
Applicant Debt to Income Ratio
Royal United Mortgage lent most frequently to those with DTI ratios of 20-30%, with 2,787 originations. The next most common DTI ratio? 30-36%, with 2,373 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications76.90%
Royal United Mortgage has a below average approval rate.
Pick Rate
Approvals leading to origination93.30%
Royal United Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 13,437 | $1,784,025,000 | $132,770 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 13,437 | $1,784,025,000 | $132,770 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ROYAL UNITED MORTGAGE LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 40.0% |
| ROYAL UNITED MORTGAGE LLC | Conventional home mortgage | Closing on a mortgage | 2 | 20.0% |
| ROYAL UNITED MORTGAGE LLC | Conventional home mortgage | Trouble during payment process | 2 | 20.0% |
| ROYAL UNITED MORTGAGE LLC | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 10.0% |
| ROYAL UNITED MORTGAGE LLC | Reverse mortgage | Trouble during payment process | 1 | 10.0% |