Royal United Mortgage Rates, Fees & Info
Indianapolis, INLEI: 549300UG7QXKM7KGV847
Tax ID: 26-1773722
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Mortgage Data
Review & Overview
Royal United Mortgage is a small mortgage company specializing in Refi loans. Royal United Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Indianapolis, Dallas, Houston, Chicago, and New York among others. We have data for 704 markets. (Some data included below & more in-depth data is available with an active subscription.)Royal United Mortgage has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Royal United Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.28% | 4/22/24 |
| 30 Year Conventional Refi | 7.25% | 4/22/24 |
| 30 Year FHA Purchase | 7.82% | 4/22/24 |
| 30 Year FHA Refi | 7.51% | 4/22/24 |
| 30 Year VA Purchase | 6.47% | 4/22/24 |
| 30 Year VA Refi | 6.75% | 4/22/24 |
| 30 Year USDA Purchase | 7.15% | 4/22/24 |
| 30 Year USDA Refi | 6.14% | 4/22/24 |
| 15 Year Conventional Purchase | 7.36% | 4/22/24 |
| 15 Year Conventional Refi | 7.08% | 4/22/24 |
| 15 Year Cash-out Refi | 7.08% | 4/22/24 |
| 15 Year FHA Purchase | 5.68% | 4/22/24 |
| 15 Year FHA Refi | 7.58% | 4/22/24 |
| 15 Year VA Purchase | 5.68% | 4/22/24 |
| 15 Year VA Refi | 6.74% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Royal United Mortgage Mortgage Calculator
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This is not an official calculator from Royal United Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,976Origination Dollar Volume (All Markets)
$1,531,530,000Awards
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ROYAL UNITED MORTGAGE - 2021
ROYAL UNITED MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 728 | $122,230,000 | $167,898 | $5,321 | 3.09% |
| Outside of Metro Areas | 900 | $93,400,000 | $103,778 | $6,137 | 3.30% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 401 | $57,695,000 | $143,878 | $7,839 | 3.11% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 372 | $51,890,000 | $139,489 | $7,669 | 3.19% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 350 | $49,970,000 | $142,771 | $6,203 | 3.20% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 201 | $43,125,000 | $214,552 | $9,299 | 3.23% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 232 | $32,580,000 | $140,431 | $6,308 | 3.12% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 213 | $29,075,000 | $136,502 | $7,174 | 3.01% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 186 | $25,700,000 | $138,172 | $7,348 | 3.20% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 205 | $22,075,000 | $107,683 | $6,433 | 3.13% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 154 | $21,140,000 | $137,273 | $7,575 | 3.02% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 144 | $20,140,000 | $139,861 | $6,138 | 3.35% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 97 | $20,085,000 | $207,062 | $9,278 | 2.98% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 144 | $18,990,000 | $131,875 | $7,482 | 3.24% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 120 | $17,880,000 | $149,000 | $7,590 | 3.02% |
| COLUMBUS, OH (FHA|USDA|VA) | 137 | $16,925,000 | $123,540 | $7,321 | 3.10% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 150 | $16,600,000 | $110,667 | $5,985 | 3.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 113 | $16,165,000 | $143,053 | $7,952 | 3.03% |
| PITTSBURGH, PA (FHA|USDA|VA) | 143 | $15,025,000 | $105,070 | $6,968 | 3.20% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 134 | $14,550,000 | $108,582 | $6,704 | 3.18% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 49 | $12,955,000 | $264,388 | $9,666 | 2.80% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 81 | $12,245,000 | $151,173 | $7,114 | 3.02% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 95 | $11,955,000 | $125,842 | $7,052 | 3.08% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 105 | $11,705,000 | $111,476 | $6,286 | 3.10% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 89 | $11,525,000 | $129,494 | $6,635 | 3.51% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 89 | $11,215,000 | $126,011 | $6,779 | 3.28% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 60 | $9,660,000 | $161,000 | $7,532 | 3.03% |
| LOUISVILLE, KY (FHA|USDA|VA) | 85 | $9,575,000 | $112,647 | $5,807 | 3.35% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 46 | $8,640,000 | $187,826 | $8,513 | 3.05% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 65 | $8,615,000 | $132,538 | $7,113 | 3.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 67 | $8,435,000 | $125,896 | $7,000 | 2.98% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 61 | $8,425,000 | $138,115 | $7,374 | 2.97% |
| OCALA, FL (FHA|USDA|VA) | 61 | $7,465,000 | $122,377 | $7,134 | 3.11% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 63 | $7,275,000 | $115,476 | $7,411 | 3.20% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 59 | $7,255,000 | $122,966 | $6,783 | 3.39% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 57 | $7,225,000 | $126,754 | $7,046 | 3.14% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 58 | $7,160,000 | $123,448 | $7,258 | 3.06% |
| ROCHESTER, NY (FHA|USDA|VA) | 57 | $7,035,000 | $123,421 | $6,711 | 3.45% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 48 | $6,900,000 | $143,750 | $7,475 | 2.90% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 54 | $6,800,000 | $125,926 | $6,511 | 3.16% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 55 | $6,735,000 | $122,455 | $5,901 | 3.43% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 52 | $6,670,000 | $128,269 | $7,040 | 3.06% |
| EL PASO, TX (FHA|USDA|VA) | 63 | $6,665,000 | $105,794 | $6,596 | 3.38% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 53 | $6,315,000 | $119,151 | $6,734 | 3.01% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 59 | $6,235,000 | $105,678 | $6,787 | 3.11% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 26 | $6,200,000 | $238,462 | $6,990 | 2.95% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 37 | $5,935,000 | $160,405 | $6,654 | 3.34% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 42 | $5,920,000 | $140,952 | $6,019 | 3.29% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 45 | $5,725,000 | $127,222 | $6,947 | 3.02% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 57 | $5,645,000 | $99,035 | $5,915 | 3.39% |
| FORT WAYNE, IN (FHA|USDA|VA) | 50 | $5,600,000 | $112,000 | $5,656 | 3.31% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 47 | $5,525,000 | $117,553 | $7,208 | 3.10% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 50 | $5,490,000 | $109,800 | $5,448 | 3.42% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 40 | $5,470,000 | $136,750 | $7,805 | 3.03% |
| COLUMBIA, SC (FHA|USDA|VA) | 45 | $5,445,000 | $121,000 | $5,769 | 3.53% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 40 | $5,390,000 | $134,750 | $6,956 | 3.33% |
| AKRON, OH (FHA|USDA|VA) | 44 | $5,260,000 | $119,545 | $7,221 | 3.16% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 47 | $5,235,000 | $111,383 | $5,240 | 3.54% |
| TUCSON, AZ (FHA|USDA|VA) | 39 | $5,185,000 | $132,949 | $7,341 | 3.04% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 35 | $5,125,000 | $146,429 | $7,047 | 3.43% |
| RICHMOND, VA (FHA|USDA|VA) | 42 | $5,050,000 | $120,238 | $6,991 | 3.07% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 45 | $4,995,000 | $111,000 | $5,938 | 3.02% |
| SYRACUSE, NY (FHA|USDA|VA) | 37 | $4,845,000 | $130,946 | $6,625 | 3.50% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 13 | $4,825,000 | $371,154 | $13,519 | 2.95% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 40 | $4,790,000 | $119,750 | $6,846 | 3.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 44 | $4,740,000 | $107,727 | $5,462 | 3.59% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 39 | $4,715,000 | $120,897 | $6,236 | 3.40% |
| TULSA, OK (FHA|USDA|VA) | 43 | $4,685,000 | $108,953 | $7,096 | 3.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 41 | $4,605,000 | $112,317 | $6,444 | 3.12% |
| KNOXVILLE, TN (FHA|USDA|VA) | 36 | $4,570,000 | $126,944 | $6,295 | 2.99% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 21 | $4,565,000 | $217,381 | $10,058 | 2.96% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 54 | $4,480,000 | $82,963 | $5,974 | 3.18% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 36 | $4,440,000 | $123,333 | $7,659 | 3.09% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 40 | $4,140,000 | $103,500 | $5,140 | 3.41% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 41 | $4,125,000 | $100,610 | $6,482 | 3.27% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 38 | $4,120,000 | $108,421 | $4,951 | 3.41% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 44 | $4,040,000 | $91,818 | $6,802 | 3.26% |
| FRESNO, CA (FHA|USDA|VA) | 24 | $4,030,000 | $167,917 | $8,165 | 3.24% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $4,015,000 | $191,190 | $10,146 | 3.00% |
| MOBILE, AL (FHA|USDA|VA) | 38 | $3,990,000 | $105,000 | $6,043 | 3.42% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 36 | $3,920,000 | $108,889 | $4,179 | 3.35% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 35 | $3,885,000 | $111,000 | $6,758 | 3.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 27 | $3,845,000 | $142,407 | $7,198 | 3.12% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 32 | $3,830,000 | $119,688 | $6,554 | 3.27% |
| WICHITA, KS (FHA|USDA|VA) | 36 | $3,790,000 | $105,278 | $6,495 | 3.23% |
| TOLEDO, OH (FHA|USDA|VA) | 36 | $3,780,000 | $105,000 | $6,925 | 3.23% |
| BATON ROUGE, LA (FHA|USDA|VA) | 29 | $3,775,000 | $130,172 | $7,738 | 2.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 32 | $3,730,000 | $116,563 | $6,846 | 2.98% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 18 | $3,690,000 | $205,000 | $8,938 | 2.97% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 29 | $3,535,000 | $121,897 | $7,503 | 3.27% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 33 | $3,475,000 | $105,303 | $5,380 | 3.38% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $9,557 | 2.92% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 14 | $3,460,000 | $247,143 | $9,987 | 2.94% |
| FLINT, MI (FHA|USDA|VA) | 34 | $3,450,000 | $101,471 | $6,022 | 3.11% |
| WACO, TX (FHA|USDA|VA) | 22 | $3,370,000 | $153,182 | $9,271 | 2.97% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 28 | $3,320,000 | $118,571 | $7,126 | 3.09% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 29 | $3,315,000 | $114,310 | $6,170 | 3.44% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 35 | $3,305,000 | $94,429 | $5,394 | 3.11% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $3,230,000 | $323,000 | $14,627 | 3.09% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 26 | $3,220,000 | $123,846 | $6,132 | 3.24% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 16 | $3,170,000 | $198,125 | $6,593 | 2.99% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 29 | $3,125,000 | $107,759 | $6,874 | 3.24% |
| PEORIA, IL (FHA|USDA|VA) | 35 | $3,105,000 | $88,714 | $5,785 | 3.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 26 | $3,090,000 | $118,846 | $6,288 | 3.28% |
| LANCASTER, PA (FHA|USDA|VA) | 22 | $3,070,000 | $139,545 | $8,553 | 3.11% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 29 | $3,035,000 | $104,655 | $6,434 | 3.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 25 | $2,925,000 | $117,000 | $6,409 | 3.10% |
| JACKSON, MS (FHA|USDA|VA) | 24 | $2,920,000 | $121,667 | $6,628 | 3.33% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 19 | $2,875,000 | $151,316 | $6,875 | 3.39% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 30 | $2,790,000 | $93,000 | $5,598 | 3.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 23 | $2,705,000 | $117,609 | $5,708 | 3.27% |
| KOKOMO, IN (FHA|USDA|VA) | 26 | $2,660,000 | $102,308 | $5,807 | 3.28% |
| LUBBOCK, TX (FHA|USDA|VA) | 24 | $2,590,000 | $107,917 | $6,133 | 3.47% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 28 | $2,550,000 | $91,071 | $5,950 | 3.35% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 24 | $2,510,000 | $104,583 | $6,237 | 3.10% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 13 | $2,485,000 | $191,154 | $9,146 | 2.80% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 21 | $2,435,000 | $115,952 | $6,318 | 3.34% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 21 | $2,425,000 | $115,476 | $6,774 | 3.14% |
| WILMINGTON, NC (FHA|USDA|VA) | 16 | $2,370,000 | $148,125 | $6,489 | 3.35% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 18 | $2,340,000 | $130,000 | $8,207 | 3.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 16 | $2,270,000 | $141,875 | $8,089 | 2.96% |
| UTICA-ROME, NY (FHA|USDA|VA) | 21 | $2,235,000 | $106,429 | $6,160 | 3.35% |
| LAFAYETTE, LA (FHA|USDA|VA) | 20 | $2,220,000 | $111,000 | $7,573 | 2.66% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 18 | $2,210,000 | $122,778 | $7,452 | 2.95% |
| ASHEVILLE, NC (FHA|USDA|VA) | 17 | $2,205,000 | $129,706 | $6,275 | 3.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 21 | $2,195,000 | $104,524 | $6,128 | 3.39% |
| SPARTANBURG, SC (FHA|USDA|VA) | 20 | $2,140,000 | $107,000 | $5,409 | 3.58% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 16 | $2,120,000 | $132,500 | $7,184 | 3.07% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 19 | $2,055,000 | $108,158 | $6,477 | 3.20% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $6,552 | 3.30% |
| MUNCIE, IN (FHA|USDA|VA) | 18 | $2,010,000 | $111,667 | $4,776 | 3.28% |
| VISALIA, CA (FHA|USDA|VA) | 12 | $1,990,000 | $165,833 | $8,180 | 3.41% |
| TYLER, TX (FHA|USDA|VA) | 17 | $1,945,000 | $114,412 | $6,375 | 3.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 19 | $1,895,000 | $99,737 | $6,439 | 3.03% |
| LONGVIEW, TX (FHA|USDA|VA) | 20 | $1,880,000 | $94,000 | $5,615 | 3.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 18 | $1,860,000 | $103,333 | $5,606 | 3.40% |
| READING, PA (FHA|USDA|VA) | 17 | $1,855,000 | $109,118 | $7,092 | 3.18% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 15 | $1,845,000 | $123,000 | $7,454 | 3.21% |
| ERIE, PA (FHA|USDA|VA) | 17 | $1,835,000 | $107,941 | $7,175 | 3.26% |
| JACKSON, MI (FHA|USDA|VA) | 18 | $1,820,000 | $101,111 | $5,818 | 2.99% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 18 | $1,790,000 | $99,444 | $6,256 | 3.35% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $1,780,000 | $111,250 | $5,598 | 3.53% |
| Pottsville, PA (FHA|USDA|VA) | 18 | $1,730,000 | $96,111 | $6,626 | 3.23% |
| LYNCHBURG, VA (FHA|USDA|VA) | 14 | $1,730,000 | $123,571 | $7,298 | 2.87% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 13 | $1,725,000 | $132,692 | $7,123 | 3.13% |
| KINGSTON, NY (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $7,764 | 3.31% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 15 | $1,595,000 | $106,333 | $6,885 | 3.49% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $1,565,000 | $120,385 | $7,065 | 2.87% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $9,312 | 3.28% |
| AMARILLO, TX (FHA|USDA|VA) | 17 | $1,555,000 | $91,471 | $6,022 | 3.56% |
| MADISON, WI (FHA|USDA|VA) | 12 | $1,530,000 | $127,500 | $7,066 | 3.30% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 14 | $1,470,000 | $105,000 | $6,608 | 2.99% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 12 | $1,470,000 | $122,500 | $7,343 | 3.45% |
| MANSFIELD, OH (FHA|USDA|VA) | 11 | $1,435,000 | $130,455 | $7,197 | 3.28% |
| MIDLAND, TX (FHA|USDA|VA) | 10 | $1,400,000 | $140,000 | $8,808 | 2.84% |
| SAGINAW, MI (FHA|USDA|VA) | 16 | $1,390,000 | $86,875 | $5,771 | 3.38% |
| PUEBLO, CO (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $8,481 | 3.03% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $1,380,000 | $138,000 | $7,649 | 3.14% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 13 | $1,375,000 | $105,769 | $5,908 | 3.32% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 11 | $1,375,000 | $125,000 | $5,344 | 3.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $1,370,000 | $137,000 | $7,525 | 2.98% |
| JACKSON, TN (FHA|USDA|VA) | 12 | $1,340,000 | $111,667 | $5,991 | 3.03% |
| THE VILLAGES, FL (FHA|USDA|VA) | 10 | $1,340,000 | $134,000 | $8,247 | 2.89% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $1,325,000 | $101,923 | $5,771 | 3.38% |
| Athens, TX (FHA|USDA|VA) | 10 | $1,290,000 | $129,000 | $6,166 | 3.11% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 13 | $1,255,000 | $96,538 | $5,768 | 3.06% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 12 | $1,250,000 | $104,167 | $6,135 | 3.18% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 9 | $1,245,000 | $138,333 | $7,447 | 3.29% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $7,034 | 2.95% |
| Crawfordsville, IN (FHA|USDA|VA) | 12 | $1,240,000 | $103,333 | $6,075 | 3.48% |
| ABILENE, TX (FHA|USDA|VA) | 13 | $1,235,000 | $95,000 | $6,391 | 3.22% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $7,523 | 3.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 11 | $1,225,000 | $111,364 | $5,578 | 3.43% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 11 | $1,205,000 | $109,545 | $6,667 | 3.08% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 11 | $1,205,000 | $109,545 | $6,936 | 3.20% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $7,969 | 3.27% |
| BINGHAMTON, NY (FHA|USDA|VA) | 11 | $1,195,000 | $108,636 | $5,421 | 3.49% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $10,995 | 3.05% |
| Frankfort, IN (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $6,616 | 3.34% |
| COLUMBUS, IN (FHA|USDA|VA) | 10 | $1,140,000 | $114,000 | $5,708 | 3.30% |
| RACINE, WI (FHA|USDA|VA) | 9 | $1,135,000 | $126,111 | $7,563 | 3.29% |
| Wooster, OH (FHA|USDA|VA) | 10 | $1,130,000 | $113,000 | $7,478 | 3.35% |
| New Castle, PA (FHA|USDA|VA) | 12 | $1,120,000 | $93,333 | $6,843 | 3.42% |
| Salem, OH (FHA|USDA|VA) | 10 | $1,100,000 | $110,000 | $6,734 | 3.18% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 11 | $1,095,000 | $99,545 | $5,345 | 3.52% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $6,746 | 3.16% |
| Tupelo, MS (FHA|USDA|VA) | 10 | $1,090,000 | $109,000 | $6,319 | 3.60% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 8 | $1,090,000 | $136,250 | $5,983 | 3.09% |
| MORRISTOWN, TN (FHA|USDA|VA) | 10 | $1,080,000 | $108,000 | $6,130 | 3.28% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 11 | $1,075,000 | $97,727 | $5,401 | 3.31% |
| Sevierville, TN (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $6,925 | 3.34% |
| GAINESVILLE, FL (FHA|USDA|VA) | 11 | $1,065,000 | $96,818 | $5,815 | 2.97% |
| Shelby, NC (FHA|USDA|VA) | 10 | $1,060,000 | $106,000 | $5,760 | 3.10% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 10 | $1,050,000 | $105,000 | $6,888 | 3.15% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 11 | $1,045,000 | $95,000 | $6,060 | 3.28% |
| New Castle, IN (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $5,712 | 3.39% |
| Picayune, MS (FHA|USDA|VA) | 10 | $1,040,000 | $104,000 | $6,669 | 3.41% |
| Marion, IN (FHA|USDA|VA) | 12 | $1,040,000 | $86,667 | $5,242 | 3.45% |
| Ashtabula, OH (FHA|USDA|VA) | 11 | $1,035,000 | $94,091 | $6,712 | 3.23% |
| OWENSBORO, KY (FHA|USDA|VA) | 11 | $1,015,000 | $92,273 | $4,899 | 3.69% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 9 | $1,015,000 | $112,778 | $5,360 | 3.39% |
| LAREDO, TX (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $7,715 | 2.84% |
| MUSKEGON, MI (FHA|USDA|VA) | 10 | $1,000,000 | $100,000 | $6,363 | 3.23% |
| Meadville, PA (FHA|USDA|VA) | 10 | $1,000,000 | $100,000 | $6,877 | 3.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 10 | $990,000 | $99,000 | $6,677 | 3.29% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $8,044 | 3.15% |
| TOPEKA, KS (FHA|USDA|VA) | 10 | $980,000 | $98,000 | $6,472 | 2.93% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $6,509 | 3.32% |
| Lake City, FL (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $6,330 | 3.48% |
| Warsaw, IN (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $6,809 | 3.16% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 10 | $950,000 | $95,000 | $5,898 | 3.23% |
| Chillicothe, OH (FHA|USDA|VA) | 9 | $945,000 | $105,000 | $6,263 | 3.25% |
| Corsicana, TX (FHA|USDA|VA) | 9 | $945,000 | $105,000 | $7,109 | 3.40% |
| Morehead City, NC (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $5,901 | 3.22% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $6,535 | 2.95% |
| Show Low, AZ (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $7,437 | 2.88% |
| DOTHAN, AL (FHA|USDA|VA) | 9 | $925,000 | $102,778 | $5,349 | 3.33% |
| LAS CRUCES, NM (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $7,642 | 3.07% |
| GREEN BAY, WI (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $6,209 | 2.92% |
| SAN ANGELO, TX (FHA|USDA|VA) | 10 | $900,000 | $90,000 | $6,089 | 3.43% |
| MERCED, CA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $8,669 | 3.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $9,307 | 3.38% |
| Whitewater, WI (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $8,540 | 2.98% |
| MANHATTAN, KS (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $6,191 | 2.98% |
| Sunbury, PA (FHA|USDA|VA) | 9 | $885,000 | $98,333 | $6,387 | 3.22% |
| Martinsville, VA (FHA|USDA|VA) | 11 | $885,000 | $80,455 | $5,833 | 3.60% |
| MODESTO, CA (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $5,478 | 3.45% |
| COLUMBIA, MO (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $7,854 | 3.02% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $7,285 | 3.20% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $7,814 | 3.40% |
| AMES, IA (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $7,555 | 3.21% |
| Cookeville, TN (FHA|USDA|VA) | 8 | $860,000 | $107,500 | $6,641 | 3.14% |
| Albemarle, NC (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $6,194 | 3.50% |
| Hudson, NY (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $9,492 | 3.30% |
| MIDLAND, MI (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $6,653 | 3.08% |
| MONTGOMERY, AL (FHA|USDA|VA) | 10 | $850,000 | $85,000 | $5,140 | 3.48% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $5,362 | 3.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $840,000 | $105,000 | $5,675 | 3.34% |
| Danville, VA (FHA|USDA|VA) | 8 | $840,000 | $105,000 | $6,350 | 2.92% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 7 | $825,000 | $117,857 | $5,398 | 3.32% |
| FLORENCE, SC (FHA|USDA|VA) | 10 | $820,000 | $82,000 | $4,468 | 3.65% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $13,028 | 3.13% |
| GADSDEN, AL (FHA|USDA|VA) | 8 | $810,000 | $101,250 | $6,387 | 3.38% |
| Forest City, NC (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $7,969 | 3.58% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $5,508 | 3.32% |
| GLENS FALLS, NY (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $6,010 | 3.25% |
| Somerset, KY (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $5,151 | 3.36% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $6,147 | 3.27% |
| Ashland, OH (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $5,954 | 3.38% |
| HAMMOND, LA (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $6,226 | 3.41% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $6,336 | 3.07% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $6,524 | 3.14% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 8 | $780,000 | $97,500 | $6,769 | 3.22% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $6,474 | 3.31% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 8 | $780,000 | $97,500 | $6,690 | 2.80% |
| Muskogee, OK (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $7,524 | 3.07% |
| Palatka, FL (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $6,713 | 3.30% |
| Richmond, IN (FHA|USDA|VA) | 9 | $765,000 | $85,000 | $4,556 | 3.69% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $8,144 | 3.13% |
| Frankfort, KY (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $5,321 | 3.34% |
| Marion, OH (FHA|USDA|VA) | 8 | $750,000 | $93,750 | $6,511 | 3.23% |
| McAlester, OK (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $9,467 | 2.95% |
| CHARLESTON, WV (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $6,849 | 3.13% |
| MONROE, LA (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $7,841 | 3.09% |
| North Vernon, IN (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $6,469 | 3.18% |
| NEW BERN, NC (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $6,114 | 3.31% |
| Cullman, AL (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $5,544 | 3.32% |
| Angola, IN (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $6,357 | 3.35% |
| DuBois, PA (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $7,253 | 3.31% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $7,131 | 3.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $5,447 | 3.11% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $7,997 | 3.15% |
| Holland, MI (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $6,790 | 3.05% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $8,481 | 3.31% |
| CLEVELAND, TN (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $6,120 | 3.29% |
| Branson, MO (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $6,531 | 3.07% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $6,848 | 2.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $7,171 | 2.69% |
| LIMA, OH (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $6,281 | 3.36% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $7,761 | 3.83% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $6,359 | 3.11% |
| Laurel, MS (FHA|USDA|VA) | 7 | $665,000 | $95,000 | $7,460 | 2.79% |
| Kendallville, IN (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $4,021 | 3.35% |
| Portsmouth, OH (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $7,279 | 3.19% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $7,641 | 2.88% |
| CHICO, CA (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $5,959 | 3.25% |
| Gloversville, NY (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,250 | 3.47% |
| Mount Vernon, OH (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $8,071 | 3.05% |
| Roswell, NM (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $6,378 | 2.98% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $5,926 | 3.34% |
| Brownwood, TX (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $6,306 | 3.55% |
| Batesville, AR (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,071 | 3.44% |
| Seymour, IN (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $6,724 | 2.83% |
| MADERA, CA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $7,100 | 3.30% |
| Amsterdam, NY (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $6,867 | 3.48% |
| Menomonie, WI (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $6,110 | 2.85% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $6,771 | 3.03% |
| Plymouth, IN (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $7,013 | 3.18% |
| KANKAKEE, IL (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $5,386 | 3.48% |
| Danville, KY (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $5,429 | 3.70% |
| Bay City, TX (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $8,571 | 2.88% |
| Crossville, TN (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $7,185 | 3.19% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $7,475 | 2.93% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $7,213 | 2.70% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 8 | $600,000 | $75,000 | $4,624 | 3.63% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $6,166 | 3.43% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $8,530 | 2.94% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $5,703 | 2.94% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,228 | 3.41% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $6,202 | 3.04% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $8,159 | 3.42% |
| Palestine, TX (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $7,573 | 3.45% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $10,966 | 3.00% |
| Burlington, IA-IL (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $5,457 | 3.32% |
| Mason City, IA (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $6,012 | 3.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $7,334 | 2.66% |
| JONESBORO, AR (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $5,201 | 3.40% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $6,351 | 2.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $4,925 | 3.33% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,023 | 3.46% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $5,932 | 3.55% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $6,405 | 2.85% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $7,010 | 2.83% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $4,954 | 3.25% |
| Auburn, IN (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $5,400 | 3.56% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $7,697 | 3.06% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $6,282 | 2.96% |
| Peru, IN (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $5,849 | 3.48% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,042 | 3.04% |
| Tiffin, OH (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $5,932 | 3.60% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 7 | $525,000 | $75,000 | $5,600 | 3.43% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,087 | 3.21% |
| Auburn, NY (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $6,970 | 3.30% |
| Jasper, IN (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $4,170 | 3.41% |
| Kingsville, TX (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,772 | 3.28% |
| Gaffney, SC (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $4,871 | 3.15% |
| Marietta, OH (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $5,756 | 3.15% |
| Big Spring, TX (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $6,797 | 3.60% |
| Effingham, IL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,716 | 2.92% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $8,463 | 3.09% |
| Norwalk, OH (FHA|USDA|VA) | 6 | $510,000 | $85,000 | $6,569 | 3.33% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $5,662 | 3.63% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $7,201 | 3.50% |
| Alexander City, AL (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $6,921 | 3.59% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $5,747 | 3.60% |
| BAY CITY, MI (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $6,758 | 2.85% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $6,281 | 3.15% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $5,724 | 3.55% |
| Mount Airy, NC (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $4,534 | 3.23% |
| HATTIESBURG, MS (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $6,584 | 3.13% |
| Wabash, IN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,973 | 3.31% |
| ALTOONA, PA (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $7,286 | 3.10% |
| Mount Pleasant, MI (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $6,224 | 3.30% |
| Van Wert, OH (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,504 | 3.16% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $5,461 | 3.25% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $6,592 | 3.55% |
| NILES, MI (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $6,100 | 3.00% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $7,411 | 2.91% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $6,840 | 3.16% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $7,441 | 3.08% |
| REDDING, CA (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,172 | 3.60% |
| Oil City, PA (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $6,138 | 2.98% |
| Mountain Home, AR (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,450 | 3.58% |
| Cortland, NY (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,382 | 3.60% |
| Oneonta, NY (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,614 | 3.35% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,668 | 3.19% |
| McMinnville, TN (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $7,842 | 3.16% |
| Searcy, AR (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,114 | 3.16% |
| Hillsdale, MI (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,805 | 3.38% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,227 | 3.09% |
| Bradford, PA (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $6,331 | 3.21% |
| Brownsville, TN (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,666 | 3.19% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,564 | 2.91% |
| Warrensburg, MO (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,769 | 3.28% |
| El Dorado, AR (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,999 | 3.25% |
| Bogalusa, LA (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $5,653 | 3.18% |
| ELMIRA, NY (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $5,871 | 3.25% |
| Greensburg, IN (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,843 | 3.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $5,715 | 3.05% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,732 | 3.38% |
| MONROE, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,164 | 3.42% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $7,069 | 3.44% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,053 | 2.81% |
| Greenville, OH (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $7,014 | 3.22% |
| Wapakoneta, OH (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $5,561 | 3.65% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,700 | 3.13% |
| Athens, TN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,989 | 3.58% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,493 | 3.13% |
| Indiana, PA (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $6,491 | 3.55% |
| Paducah, KY-IL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $6,885 | 2.81% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,673 | 3.19% |
| JOPLIN, MO (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $5,120 | 3.54% |
| Granbury, TX (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $7,092 | 3.34% |
| Sikeston, MO (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $6,714 | 3.22% |
| Kinston, NC (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $4,024 | 3.60% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $5,973 | 3.22% |
| Huntingdon, PA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $8,155 | 2.84% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,879 | 3.19% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $4,891 | 3.34% |
| WHEELING, WV-OH (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $6,983 | 3.25% |
| Harrison, AR (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $4,584 | 3.70% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,340 | 2.58% |
| Coshocton, OH (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $5,250 | 3.30% |
| Cadillac, MI (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $7,040 | 2.78% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $6,412 | 3.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,561 | 3.54% |
| Selinsgrove, PA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,853 | 2.58% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,643 | 3.29% |
| Murray, KY (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,641 | 2.92% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,313 | 3.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,547 | 3.44% |
| DECATUR, IL (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $5,717 | 3.19% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,747 | 3.83% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,061 | 3.13% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $5,887 | 2.69% |
| Salina, KS (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $6,710 | 2.84% |
| Big Stone Gap, VA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,577 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,978 | 3.42% |
| ITHACA, NY (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,944 | 3.33% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,795 | 4.38% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,855 | 2.96% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $11,557 | 2.75% |
| Malone, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,321 | 3.31% |
| Russellville, AR (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $6,351 | 3.19% |
| Austin, MN (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $5,398 | 3.50% |
| Eufaula, AL-GA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $4,709 | 3.13% |
| Sturgis, MI (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $6,174 | 3.56% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,895 | 2.91% |
| Bluffton, IN (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,943 | 3.91% |
| DANVILLE, IL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,374 | 3.09% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,109 | 3.53% |
| Olean, NY (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,196 | 3.75% |
| Starkville, MS (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,861 | 3.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,348 | 3.00% |
| Scottsboro, AL (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,660 | 3.47% |
| Payson, AZ (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,840 | 3.58% |
| Seneca, SC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,035 | 3.50% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,473 | 2.96% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $5,605 | 3.59% |
| Henderson, NC (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $4,536 | 3.47% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,550 | 3.13% |
| Bedford, IN (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $3,926 | 3.66% |
| Sonora, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,860 | 2.56% |
| Rockingham, NC (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $4,558 | 3.50% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,784 | 2.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,218 | 4.04% |
| Corning, NY (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,382 | 4.13% |
| Shawano, WI (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,832 | 2.79% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,782 | 3.33% |
| Dixon, IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,196 | 3.00% |
| Celina, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,363 | 3.38% |
| Sidney, OH (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $6,360 | 3.09% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $5,748 | 3.31% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,854 | 4.25% |
| London, KY (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,515 | 3.54% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,542 | 3.83% |
| Farmington, MO (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,573 | 3.79% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,308 | 3.71% |
| Sanford, NC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,215 | 3.42% |
| Huntington, IN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,259 | 3.71% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,549 | 2.69% |
| Coldwater, MI (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $5,487 | 3.56% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $5,147 | 3.16% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,720 | 3.29% |
| Adrian, MI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,530 | 3.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,459 | 3.04% |
| Dayton, TN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,567 | 3.46% |
| Albertville, AL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,689 | 2.83% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,342 | 3.06% |
| Decatur, IN (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $5,320 | 3.16% |
| Jasper, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,291 | 3.56% |
| Logansport, IN (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $4,965 | 3.16% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $5,117 | 3.53% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,901 | 3.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,038 | 2.83% |
| Wilson, NC (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,340 | 3.33% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,254 | 2.83% |
| Fremont, OH (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,276 | 3.46% |
| Martin, TN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,015 | 3.46% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,942 | 3.88% |
| Paris, TX (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,540 | 3.38% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,735 | 3.00% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,510 | 3.42% |
| Pittsburg, KS (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,061 | 2.88% |
| Sedalia, MO (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,832 | 3.46% |
| Seneca Falls, NY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,767 | 3.67% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,437 | 3.42% |
| Newport, TN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,847 | 2.96% |
| NAPA, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,013 | 2.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,177 | 3.17% |
| Warren, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,034 | 2.75% |
| Ottawa, KS (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $5,440 | 3.06% |
| Parsons, KS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,781 | 2.44% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,977 | 3.08% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,808 | 2.96% |
| Elkins, WV (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,191 | 3.33% |
| Sterling, IL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,917 | 3.25% |
| Cleveland, MS (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $7,275 | 3.21% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,683 | 2.83% |
| Ozark, AL (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $4,113 | 3.25% |
| Rockport, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,283 | 3.56% |
| Andrews, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,642 | 3.19% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,124 | 3.13% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,319 | 2.69% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,392 | 4.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $6,721 | 2.50% |
| Urbana, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,774 | 3.08% |
| Deming, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,820 | 2.81% |
| Natchez, MS-LA (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $5,615 | 3.00% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,209 | 3.21% |
| Jackson, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,367 | 4.29% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,662 | 3.50% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,457 | 3.25% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,627 | 3.75% |
| Albert Lea, MN (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,065 | 2.83% |
| Indianola, MS (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,778 | 3.13% |
| Washington, NC (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,436 | 3.17% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,852 | 3.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,017 | 3.13% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,633 | 2.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,576 | 3.71% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,826 | 2.63% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,910 | 2.88% |
| Batavia, NY (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,476 | 3.79% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,025 | 3.19% |
| Atmore, AL (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,107 | 3.67% |
| Pampa, TX (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,797 | 3.17% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,950 | 2.94% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,420 | 2.81% |
| Columbus, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,523 | 3.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,105 | 3.13% |
| Madison, IN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $4,997 | 3.71% |
| Bonham, TX (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,564 | 3.58% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $4,475 | 3.92% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,683 | 3.19% |
| Defiance, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,933 | 3.25% |
| Connersville, IN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,418 | 3.38% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,171 | 3.04% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $4,819 | 3.13% |
| ENID, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,847 | 3.50% |
| Plainview, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,422 | 3.19% |
| Boone, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,785 | 3.31% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,048 | 3.50% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,212 | 3.13% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,230 | 2.94% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,868 | 3.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,032 | 2.88% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,347 | 3.19% |
| Oxford, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,259 | 3.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,999 | 3.38% |
| Miami, OK (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $6,508 | 3.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,946 | 2.63% |
| Malvern, AR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,214 | 3.31% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,379 | 3.56% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,398 | 3.50% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,746 | 2.94% |
| Freeport, IL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,721 | 3.25% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,278 | 2.94% |
| Dumas, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,722 | 4.19% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,157 | 3.94% |
| Centralia, WA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,365 | 3.63% |
| SALEM, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,213 | 3.13% |
| Hannibal, MO (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $4,931 | 3.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,891 | 3.50% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,495 | 2.50% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,548 | 3.19% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,099 | 3.38% |
| Snyder, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,477 | 2.94% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,175 | 3.63% |
| Atchison, KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,562 | 2.94% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,336 | 3.50% |
| McPherson, KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,079 | 3.06% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,188 | 3.06% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,623 | 3.06% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,115 | 3.81% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,165 | 3.81% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,428 | 3.38% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,157 | 3.50% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,473 | 3.50% |
| Hays, KS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,298 | 2.81% |
| Jennings, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,772 | 3.38% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,387 | 3.00% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,827 | 3.50% |
| Maysville, KY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,895 | 4.00% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,530 | 3.63% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,805 | 3.25% |
| Sayre, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,329 | 3.06% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,657 | 3.25% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,449 | 3.56% |
| Union, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,734 | 2.63% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,521 | 2.63% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,538 | 3.31% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,226 | 3.13% |
| BEND, OR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,502 | 3.44% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,286 | 3.06% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,483 | 3.38% |
| Greenwood, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,489 | 2.88% |
| Willmar, MN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,104 | 3.00% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,410 | 2.63% |
| Pecos, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,496 | 3.19% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,753 | 2.81% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,775 | 3.63% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,428 | 3.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,577 | 4.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,310 | 2.38% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,450 | 3.25% |
| Houghton, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,432 | 3.06% |
| Findlay, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,048 | 3.69% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,275 | 2.69% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,952 | 3.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,770 | 2.88% |
| Marion, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,812 | 3.50% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,552 | 2.63% |
| Carroll, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,705 | 4.00% |
| Hereford, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,735 | 3.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,364 | 3.13% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,220 | 3.50% |
| Jacksonville, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,412 | 2.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,475 | 2.75% |
| Forrest City, AR (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,214 | 3.63% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,508 | 3.25% |
| Guymon, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,181 | 3.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,290 | 3.38% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,949 | 4.06% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,116 | 3.50% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,834 | 3.19% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,592 | 4.19% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,058 | 3.94% |
| Ada, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,722 | 2.63% |
| Somerset, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,427 | 2.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,538 | 3.13% |
| Newberry, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,046 | 3.50% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,410 | 3.50% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,396 | 3.00% |
| McComb, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,004 | 2.63% |
| Greenville, MS (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $6,397 | 3.31% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,153 | 3.25% |
| Selma, AL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,454 | 3.88% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,293 | 4.25% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,245 | 3.38% |
| Grenada, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,355 | 3.50% |
| Alpena, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,138 | 3.38% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,675 | 2.75% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,973 | 3.13% |
| West Plains, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,374 | 3.38% |
| Macomb, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,922 | 2.50% |
| Susanville, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,623 | 3.25% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,840 | 2.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,703 | 3.00% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,680 | 2.50% |
| Liberal, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,797 | 2.75% |
| Portales, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,479 | 2.50% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,894 | 2.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,731 | 3.13% |
| Corinth, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,975 | 3.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,566 | 4.13% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,942 | 3.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,929 | 4.38% |
| Craig, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,583 | 3.38% |
| Sterling, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,354 | 3.50% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,026 | 2.63% |
| Zapata, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,517 | 3.50% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,866 | 3.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,016 | 3.00% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,276 | 2.50% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,208 | 3.13% |
| Centralia, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,763 | 3.50% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,168 | 2.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,387 | 3.13% |
| Moberly, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,485 | 2.88% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,987 | 3.25% |
| Athens, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,498 | 3.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,126 | 4.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,595 | 3.50% |
| Alice, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,666 | 4.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,724 | 2.63% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,131 | 2.25% |
| Winfield, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,114 | 2.75% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,076 | 2.25% |
| Hope, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,106 | 3.50% |
| Ludington, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,654 | 2.75% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,114 | 2.38% |
| Garden City, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,411 | 3.00% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,976 | 3.63% |
| Marquette, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,281 | 2.75% |
| Marshall, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,183 | 2.50% |
| Safford, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,443 | 3.75% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,755 | 3.38% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,999 | 3.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,677 | 3.13% |
| Mexico, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,723 | 2.88% |
| Levelland, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,436 | 2.25% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,861 | 3.25% |
| Clovis, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,896 | 3.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,606 | 3.25% |
| Borger, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,621 | 3.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,098 | 3.50% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,823 | 3.38% |
| Meridian, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,813 | 3.63% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,072 | 4.13% |
| Kennett, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,801 | 4.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,590 | 4.38% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,651 | 3.25% |
| Tifton, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,694 | 3.63% |
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Product Mix
For 2021, Royal United Mortgage's most frequently originated type of loan was Conventional, with 11,370 originations. Their 2nd most popular type was FHA, with 364 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 11,171 | $1,409,735,000 | $126,196 | $6,787 | 3.18% |
| Home Purchase | 805 | $121,795,000 | $151,298 | $5,334 | 3.40% |
For 2021, Royal United Mortgage's most frequently cited loan purpose was Refi, with 11,171 originations. The 2nd most popular reason was Home Purchase, with 805 originations.
Loan Duration/Length
For 2021, Royal United Mortgage's most frequently cited loan duration was 30 Year, with 6,879 originations. The 2nd most popular length was 15 Year, with 2,639 originations.
Origination Fees/Closing Costs
Royal United Mortgage's average total fees were $6,764, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,929 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 5,673 | $688,045,000 | $121,284 |
| 2.5-3% | 3,874 | $537,280,000 | $138,689 |
| <2.5% | 1,362 | $194,500,000 | $142,805 |
| 4-5% | 1,067 | $111,705,000 | $104,691 |
During 2021, Royal United Mortgage's average interest rate for loans was 3.32%, while their most frequently originated rate bucket for loans was 3-4%, with 5,673 originations.
Loan Sizing
2021 saw Royal United Mortgage place emphasis on $100k-200k loans with 5,934 originations, totaling $790,330,000 in origination value.
Applicant Income
Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 6,035 originations. The second most popular income band? $50k-75k, with 3,170 originations.
Applicant Debt to Income Ratio
Royal United Mortgage lent most frequently to those with DTI ratios of 20-30%, with 2,351 originations. The next most common DTI ratio? 30-36%, with 2,226 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications70.79%
Royal United Mortgage has a below average approval rate.
Pick Rate
Approvals leading to origination92.79%
Royal United Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 11,976 | $1,531,530,000 | $127,883 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 11,976 | $1,531,530,000 | $127,883 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ROYAL UNITED MORTGAGE LLC | Conventional home mortgage | Closing on a mortgage | 2 | 33.3% |
| ROYAL UNITED MORTGAGE LLC | Conventional home mortgage | Trouble during payment process | 1 | 16.7% |
| ROYAL UNITED MORTGAGE LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 16.7% |
| ROYAL UNITED MORTGAGE LLC | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 2 | 33.3% |