Royal United Mortgage Rates, Fees & Info
Indianapolis, INLEI: 549300UG7QXKM7KGV847
Tax ID: 26-1773722
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Mortgage Data
Review & Overview
Royal United Mortgage is a smaller mortgage company specializing in Refi loans. Royal United Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Indianapolis, Dallas, Houston, New York, and Chicago among others. We have data for 666 markets. (Some data included below & more in-depth data is available with an active subscription.)Royal United Mortgage has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Royal United Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.55% | 4/5/25 |
| 30 Year Conventional Refi | 7.63% | 4/5/25 |
| 30 Year FHA Purchase | 7.59% | 4/5/25 |
| 30 Year FHA Refi | 7.81% | 4/5/25 |
| 30 Year VA Purchase | 7.27% | 4/5/25 |
| 30 Year VA Refi | 7.14% | 4/5/25 |
| 30 Year USDA Refi | 8.19% | 4/5/25 |
| 15 Year Conventional Purchase | 7.34% | 4/5/25 |
| 15 Year Conventional Refi | 7.32% | 4/5/25 |
| 15 Year Cash-out Refi | 7.32% | 4/5/25 |
| 15 Year FHA Refi | 7.52% | 4/5/25 |
| 15 Year VA Purchase | 6.92% | 4/5/25 |
| 15 Year VA Refi | 7.33% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Royal United Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,152Origination Dollar Volume (All Markets)
$873,840,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 674 | $68,780,000 | $102,047 | $6,762 | 5.41% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 308 | $54,910,000 | $178,279 | $7,041 | 5.15% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 244 | $37,830,000 | $155,041 | $9,503 | 5.20% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 239 | $33,665,000 | $140,858 | $8,744 | 5.32% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 121 | $23,785,000 | $196,570 | $10,413 | 5.28% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 164 | $21,740,000 | $132,561 | $7,095 | 5.24% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 112 | $16,360,000 | $146,071 | $7,672 | 5.50% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 120 | $16,020,000 | $133,500 | $8,059 | 4.99% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 97 | $13,965,000 | $143,969 | $9,009 | 5.41% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 107 | $13,725,000 | $128,271 | $7,471 | 5.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 120 | $11,370,000 | $94,750 | $7,566 | 5.26% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 89 | $10,565,000 | $118,708 | $7,697 | 5.16% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 58 | $9,910,000 | $170,862 | $9,152 | 4.78% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 108 | $9,780,000 | $90,556 | $6,583 | 5.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 65 | $9,745,000 | $149,923 | $8,696 | 4.80% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 92 | $9,000,000 | $97,826 | $6,368 | 5.40% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 69 | $8,775,000 | $127,174 | $6,732 | 5.52% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 69 | $8,255,000 | $119,638 | $7,023 | 5.59% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 51 | $8,195,000 | $160,686 | $8,753 | 4.81% |
| COLUMBUS, OH (FHA|USDA|VA) | 70 | $7,920,000 | $113,143 | $7,529 | 5.34% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 64 | $6,540,000 | $102,188 | $7,274 | 5.35% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 28 | $6,520,000 | $232,857 | $10,988 | 5.26% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 55 | $6,115,000 | $111,182 | $6,515 | 5.48% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 44 | $5,510,000 | $125,227 | $8,079 | 4.86% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 41 | $5,505,000 | $134,268 | $9,310 | 5.27% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 49 | $5,295,000 | $108,061 | $6,988 | 5.60% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 31 | $5,265,000 | $169,839 | $9,792 | 5.18% |
| EL PASO, TX (FHA|USDA|VA) | 44 | $4,870,000 | $110,682 | $7,624 | 5.12% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 42 | $4,860,000 | $115,714 | $7,441 | 5.53% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 37 | $4,745,000 | $128,243 | $8,362 | 4.97% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 28 | $4,690,000 | $167,500 | $8,420 | 5.22% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 40 | $4,630,000 | $115,750 | $7,252 | 5.15% |
| OCALA, FL (FHA|USDA|VA) | 40 | $4,620,000 | $115,500 | $7,902 | 5.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 34 | $4,470,000 | $131,471 | $8,803 | 5.12% |
| LOUISVILLE, KY (FHA|USDA|VA) | 43 | $4,405,000 | $102,442 | $6,148 | 5.49% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 31 | $4,395,000 | $141,774 | $7,602 | 5.61% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 37 | $4,315,000 | $116,622 | $7,220 | 5.19% |
| ROCHESTER, NY (FHA|USDA|VA) | 40 | $4,250,000 | $106,250 | $5,996 | 5.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 30 | $4,240,000 | $141,333 | $8,665 | 4.60% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 32 | $3,990,000 | $124,688 | $7,630 | 4.89% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 33 | $3,925,000 | $118,939 | $7,774 | 5.15% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 31 | $3,765,000 | $121,452 | $7,282 | 5.19% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 26 | $3,570,000 | $137,308 | $9,021 | 5.09% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $3,530,000 | $176,500 | $8,205 | 5.44% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 31 | $3,375,000 | $108,871 | $7,633 | 5.66% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 33 | $3,335,000 | $101,061 | $7,502 | 5.55% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 24 | $3,250,000 | $135,417 | $8,244 | 5.02% |
| TULSA, OK (FHA|USDA|VA) | 27 | $3,185,000 | $117,963 | $8,635 | 5.12% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 26 | $3,100,000 | $119,231 | $6,567 | 5.54% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 20 | $3,070,000 | $153,500 | $7,773 | 5.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 16 | $3,070,000 | $191,875 | $11,784 | 4.57% |
| COLUMBIA, SC (FHA|USDA|VA) | 27 | $3,065,000 | $113,519 | $6,072 | 5.38% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 28 | $3,060,000 | $109,286 | $6,144 | 5.48% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 21 | $2,995,000 | $142,619 | $7,791 | 5.30% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 21 | $2,985,000 | $142,143 | $7,935 | 5.37% |
| AKRON, OH (FHA|USDA|VA) | 30 | $2,980,000 | $99,333 | $7,350 | 5.14% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 35 | $2,855,000 | $81,571 | $6,380 | 5.31% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 24 | $2,800,000 | $116,667 | $8,403 | 5.05% |
| RICHMOND, VA (FHA|USDA|VA) | 22 | $2,780,000 | $126,364 | $8,126 | 5.51% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 26 | $2,700,000 | $103,846 | $5,807 | 5.76% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 26 | $2,660,000 | $102,308 | $7,673 | 5.18% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 22 | $2,620,000 | $119,091 | $7,829 | 4.99% |
| FORT WAYNE, IN (FHA|USDA|VA) | 23 | $2,605,000 | $113,261 | $6,905 | 5.40% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 27 | $2,545,000 | $94,259 | $6,208 | 5.57% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $2,520,000 | $252,000 | $9,818 | 5.44% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 21 | $2,495,000 | $118,810 | $6,263 | 5.77% |
| BATON ROUGE, LA (FHA|USDA|VA) | 21 | $2,485,000 | $118,333 | $7,053 | 5.48% |
| KNOXVILLE, TN (FHA|USDA|VA) | 20 | $2,440,000 | $122,000 | $7,432 | 5.36% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 24 | $2,390,000 | $99,583 | $6,019 | 5.31% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 21 | $2,355,000 | $112,143 | $7,589 | 5.47% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 18 | $2,350,000 | $130,556 | $7,788 | 5.60% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $2,265,000 | $151,000 | $6,801 | 5.43% |
| SYRACUSE, NY (FHA|USDA|VA) | 21 | $2,255,000 | $107,381 | $6,438 | 5.08% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $2,240,000 | $112,000 | $7,788 | 5.77% |
| TOLEDO, OH (FHA|USDA|VA) | 25 | $2,185,000 | $87,400 | $6,733 | 5.74% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 15 | $2,155,000 | $143,667 | $6,964 | 4.73% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 18 | $2,090,000 | $116,111 | $7,596 | 4.99% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 13 | $2,085,000 | $160,385 | $7,773 | 5.26% |
| LONGVIEW, TX (FHA|USDA|VA) | 20 | $2,080,000 | $104,000 | $7,100 | 5.46% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 21 | $2,025,000 | $96,429 | $7,369 | 5.29% |
| SAVANNAH, GA (FHA|USDA|VA) | 17 | $2,025,000 | $119,118 | $6,716 | 5.81% |
| LUBBOCK, TX (FHA|USDA|VA) | 18 | $2,020,000 | $112,222 | $7,634 | 5.11% |
| WICHITA, KS (FHA|USDA|VA) | 20 | $2,020,000 | $101,000 | $7,199 | 5.21% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 11 | $1,955,000 | $177,727 | $11,485 | 4.94% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 19 | $1,915,000 | $100,789 | $6,865 | 4.93% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 10 | $1,910,000 | $191,000 | $12,023 | 5.40% |
| ROANOKE, VA (FHA|USDA|VA) | 18 | $1,900,000 | $105,556 | $6,915 | 5.31% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 12 | $1,890,000 | $157,500 | $8,507 | 4.93% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 13 | $1,825,000 | $140,385 | $8,749 | 5.12% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 14 | $1,820,000 | $130,000 | $7,562 | 4.82% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 15 | $1,745,000 | $116,333 | $7,411 | 5.20% |
| Athens, TX (FHA|USDA|VA) | 13 | $1,735,000 | $133,462 | $8,001 | 4.97% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 18 | $1,710,000 | $95,000 | $6,037 | 4.98% |
| TUCSON, AZ (FHA|USDA|VA) | 16 | $1,660,000 | $103,750 | $6,920 | 5.40% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 18 | $1,650,000 | $91,667 | $6,099 | 5.68% |
| UTICA-ROME, NY (FHA|USDA|VA) | 18 | $1,630,000 | $90,556 | $5,637 | 5.55% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 18 | $1,620,000 | $90,000 | $6,696 | 5.17% |
| FLINT, MI (FHA|USDA|VA) | 18 | $1,620,000 | $90,000 | $6,736 | 5.45% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 17 | $1,605,000 | $94,412 | $5,817 | 5.58% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 18 | $1,570,000 | $87,222 | $5,697 | 5.05% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $9,737 | 5.72% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $11,789 | 5.48% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 12 | $1,550,000 | $129,167 | $6,928 | 5.22% |
| AMARILLO, TX (FHA|USDA|VA) | 12 | $1,550,000 | $129,167 | $7,393 | 5.03% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $1,540,000 | $110,000 | $7,663 | 4.92% |
| BINGHAMTON, NY (FHA|USDA|VA) | 12 | $1,530,000 | $127,500 | $7,108 | 5.82% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 14 | $1,510,000 | $107,857 | $7,629 | 4.81% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 13 | $1,495,000 | $115,000 | $6,361 | 5.63% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $7,732 | 5.73% |
| GAINESVILLE, FL (FHA|USDA|VA) | 12 | $1,490,000 | $124,167 | $8,223 | 5.06% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $7,198 | 5.11% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $10,512 | 4.42% |
| WACO, TX (FHA|USDA|VA) | 13 | $1,425,000 | $109,615 | $7,554 | 5.07% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $1,420,000 | $142,000 | $9,093 | 5.18% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $1,415,000 | $108,846 | $6,997 | 5.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 14 | $1,400,000 | $100,000 | $6,881 | 5.60% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $11,257 | 5.46% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 13 | $1,375,000 | $105,769 | $5,279 | 4.94% |
| PEORIA, IL (FHA|USDA|VA) | 17 | $1,375,000 | $80,882 | $6,278 | 5.24% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $9,478 | 5.00% |
| ERIE, PA (FHA|USDA|VA) | 12 | $1,350,000 | $112,500 | $9,178 | 5.82% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $8,137 | 4.89% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 11 | $1,325,000 | $120,455 | $7,670 | 4.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $7,772 | 5.81% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 14 | $1,320,000 | $94,286 | $6,513 | 5.12% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 12 | $1,320,000 | $110,000 | $6,224 | 5.23% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $12,673 | 4.65% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $18,479 | 5.33% |
| MUNCIE, IN (FHA|USDA|VA) | 13 | $1,265,000 | $97,308 | $6,369 | 5.49% |
| ROCKFORD, IL (FHA|USDA|VA) | 11 | $1,265,000 | $115,000 | $7,514 | 5.73% |
| TYLER, TX (FHA|USDA|VA) | 11 | $1,265,000 | $115,000 | $8,006 | 5.28% |
| KOKOMO, IN (FHA|USDA|VA) | 15 | $1,245,000 | $83,000 | $5,735 | 5.79% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 11 | $1,245,000 | $113,182 | $6,242 | 5.81% |
| Pottsville, PA (FHA|USDA|VA) | 14 | $1,230,000 | $87,857 | $7,638 | 6.17% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 11 | $1,225,000 | $111,364 | $7,324 | 5.75% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $8,432 | 5.34% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $11,732 | 5.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $1,190,000 | $119,000 | $7,623 | 4.51% |
| JACKSON, MI (FHA|USDA|VA) | 11 | $1,185,000 | $107,727 | $7,517 | 5.90% |
| RACINE, WI (FHA|USDA|VA) | 11 | $1,165,000 | $105,909 | $7,329 | 5.24% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $8,143 | 5.09% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $9,404 | 5.04% |
| Auburn, IN (FHA|USDA|VA) | 9 | $1,105,000 | $122,778 | $7,045 | 5.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $1,090,000 | $109,000 | $5,618 | 5.26% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 8 | $1,090,000 | $136,250 | $9,264 | 5.28% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 9 | $1,075,000 | $119,444 | $7,316 | 5.06% |
| READING, PA (FHA|USDA|VA) | 11 | $1,075,000 | $97,727 | $7,292 | 5.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 11 | $1,075,000 | $97,727 | $6,380 | 4.92% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 11 | $1,075,000 | $97,727 | $6,498 | 5.30% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $9,687 | 5.69% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $8,654 | 5.91% |
| GLENS FALLS, NY (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $7,324 | 5.70% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $9,855 | 5.46% |
| STOCKTON, CA (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $6,497 | 5.61% |
| CLEVELAND, TN (FHA|USDA|VA) | 10 | $1,030,000 | $103,000 | $6,389 | 5.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 11 | $1,025,000 | $93,182 | $5,758 | 5.59% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 13 | $1,025,000 | $78,846 | $6,200 | 5.68% |
| Richmond, IN (FHA|USDA|VA) | 9 | $1,025,000 | $113,889 | $6,138 | 5.15% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 9 | $1,015,000 | $112,778 | $7,555 | 4.58% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 13 | $1,015,000 | $78,077 | $6,260 | 5.57% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $9,609 | 4.75% |
| JACKSON, MS (FHA|USDA|VA) | 10 | $1,010,000 | $101,000 | $7,370 | 4.54% |
| JACKSON, TN (FHA|USDA|VA) | 11 | $1,005,000 | $91,364 | $6,328 | 5.58% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $15,218 | 4.90% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $9,487 | 5.54% |
| CHARLESTON, WV (FHA|USDA|VA) | 12 | $990,000 | $82,500 | $6,078 | 6.18% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 9 | $985,000 | $109,444 | $7,533 | 5.49% |
| SPARTANBURG, SC (FHA|USDA|VA) | 10 | $980,000 | $98,000 | $5,495 | 4.81% |
| Granbury, TX (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $14,384 | 5.72% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $11,103 | 5.58% |
| Tupelo, MS (FHA|USDA|VA) | 9 | $965,000 | $107,222 | $8,394 | 4.32% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 10 | $920,000 | $92,000 | $5,300 | 4.48% |
| Danville, VA (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $6,561 | 5.08% |
| MOBILE, AL (FHA|USDA|VA) | 10 | $900,000 | $90,000 | $5,838 | 5.54% |
| HAMMOND, LA (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $6,854 | 5.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 10 | $890,000 | $89,000 | $6,615 | 5.26% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $7,335 | 5.29% |
| NILES, MI (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $7,939 | 5.41% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $7,406 | 4.88% |
| Duncan, OK (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,039 | 4.65% |
| TOPEKA, KS (FHA|USDA|VA) | 11 | $825,000 | $75,000 | $6,329 | 5.73% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $7,425 | 5.68% |
| Gainesville, TX (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $9,974 | 5.70% |
| ALBANY, GA (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $6,609 | 5.09% |
| Cookeville, TN (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $7,325 | 5.63% |
| LaGrange, GA-AL (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $6,200 | 5.42% |
| MONTGOMERY, AL (FHA|USDA|VA) | 8 | $790,000 | $98,750 | $6,598 | 4.98% |
| Mount Airy, NC (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $5,722 | 4.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $5,424 | 4.82% |
| Traverse City, MI (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $8,732 | 5.48% |
| LAREDO, TX (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $7,822 | 5.88% |
| Greenwood, SC (FHA|USDA|VA) | 8 | $740,000 | $92,500 | $5,102 | 5.23% |
| Gloversville, NY (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $8,055 | 6.21% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $6,557 | 5.02% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 10 | $720,000 | $72,000 | $5,633 | 5.68% |
| Marion, OH (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $7,528 | 4.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 9 | $705,000 | $78,333 | $6,216 | 5.13% |
| Greenville, OH (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $7,064 | 5.02% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $8,535 | 5.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $6,955 | 6.14% |
| JOPLIN, MO (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $6,159 | 5.09% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 8 | $690,000 | $86,250 | $6,008 | 5.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $8,872 | 6.09% |
| Jasper, IN (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $7,029 | 5.71% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $8,330 | 6.25% |
| DALTON, GA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $8,758 | 5.63% |
| Wabash, IN (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $6,811 | 6.33% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $9,329 | 4.91% |
| Shelby, NC (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $6,447 | 4.65% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $7,470 | 5.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $7,671 | 5.47% |
| DuBois, PA (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $7,237 | 5.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $8,315 | 4.65% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $6,963 | 4.93% |
| Marion, IN (FHA|USDA|VA) | 7 | $625,000 | $89,286 | $5,910 | 5.57% |
| Greensburg, IN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $9,288 | 4.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $7,602 | 4.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $6,846 | 4.96% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $6,765 | 5.48% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $6,515 | 5.48% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $4,836 | 5.23% |
| Seymour, IN (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $6,627 | 5.40% |
| MONROE, LA (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $8,104 | 4.85% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $8,090 | 5.34% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $8,456 | 4.88% |
| Centralia, WA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $11,059 | 5.88% |
| Salem, OH (FHA|USDA|VA) | 7 | $585,000 | $83,571 | $6,131 | 5.96% |
| SAN ANGELO, TX (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $6,187 | 5.48% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $8,971 | 5.44% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $6,005 | 6.15% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $5,957 | 4.75% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $5,177 | 5.58% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $11,554 | 3.63% |
| Sterling, IL (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $6,868 | 4.65% |
| Palestine, TX (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $7,273 | 5.53% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $5,732 | 5.08% |
| Batavia, NY (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $6,353 | 5.50% |
| Martinsville, VA (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $6,426 | 5.88% |
| Jacksonville, TX (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $7,222 | 5.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $6,241 | 5.00% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $11,730 | 5.71% |
| DOTHAN, AL (FHA|USDA|VA) | 7 | $535,000 | $76,429 | $5,847 | 5.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 7 | $535,000 | $76,429 | $6,474 | 5.39% |
| Marion, NC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $6,863 | 6.41% |
| Holland, MI (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $6,439 | 4.41% |
| Sanford, NC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $7,243 | 5.63% |
| New Castle, PA (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $7,364 | 4.90% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $6,445 | 4.98% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $6,620 | 5.15% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $7,027 | 6.02% |
| HINESVILLE, GA (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $6,361 | 6.20% |
| Albertville, AL (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $6,551 | 5.55% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,518 | 5.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,137 | 6.38% |
| MANSFIELD, OH (FHA|USDA|VA) | 6 | $510,000 | $85,000 | $7,442 | 5.04% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $7,315 | 5.28% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $7,162 | 4.69% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $510,000 | $85,000 | $5,562 | 5.17% |
| VICTORIA, TX (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $7,703 | 5.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $10,260 | 4.79% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $5,639 | 4.55% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $5,586 | 4.98% |
| Logansport, IN (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,073 | 5.81% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $8,943 | 5.56% |
| Lake City, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $8,476 | 4.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 7 | $495,000 | $70,714 | $5,492 | 5.61% |
| MIDLAND, MI (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $7,234 | 5.05% |
| Wooster, OH (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $7,884 | 5.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $6,684 | 5.63% |
| Meadville, PA (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $8,890 | 5.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $6,445 | 5.04% |
| Sulphur Springs, TX (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $8,035 | 5.97% |
| Newberry, SC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $23,774 | 5.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $4,895 | 5.38% |
| Brownwood, TX (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $5,748 | 5.00% |
| Crossville, TN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $7,438 | 4.72% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $6,211 | 5.17% |
| ELMIRA, NY (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $5,630 | 5.30% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $8,540 | 5.03% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $5,125 | 5.45% |
| Bedford, IN (FHA|USDA|VA) | 6 | $460,000 | $76,667 | $5,478 | 5.63% |
| Seneca Falls, NY (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $6,489 | 5.63% |
| Seneca, SC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $11,752 | 6.33% |
| BAY CITY, MI (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $5,320 | 4.70% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $7,407 | 4.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $6,970 | 5.40% |
| Natchitoches, LA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $8,317 | 5.08% |
| Sunbury, PA (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $7,405 | 5.45% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,746 | 5.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $8,500 | 6.04% |
| Adrian, MI (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $7,704 | 4.66% |
| Forest City, NC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,719 | 6.00% |
| Athens, TN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $9,781 | 4.29% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,364 | 5.19% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $7,625 | 5.50% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $7,303 | 5.06% |
| ENID, OK (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $6,576 | 5.58% |
| Huntington, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,569 | 5.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $6,175 | 5.35% |
| Connersville, IN (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,942 | 5.69% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $6,776 | 5.59% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $7,285 | 4.78% |
| Angola, IN (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $5,504 | 5.45% |
| BECKLEY, WV (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $5,719 | 6.10% |
| Defiance, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,642 | 4.38% |
| Cambridge, OH (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $7,278 | 4.63% |
| Findlay, OH (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $6,770 | 5.90% |
| DANVILLE, IL (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $6,796 | 5.33% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $7,544 | 6.22% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $7,289 | 5.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $5,331 | 4.95% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $7,667 | 5.81% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $6,214 | 5.16% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $14,483 | 4.75% |
| Borger, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $8,630 | 5.13% |
| New Castle, IN (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $5,864 | 4.78% |
| Athens, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,975 | 5.63% |
| Amsterdam, NY (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $5,643 | 6.34% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $7,291 | 4.53% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $8,895 | 6.04% |
| Plymouth, IN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,304 | 4.58% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $9,870 | 5.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,980 | 6.13% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $6,392 | 5.56% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $5,334 | 6.13% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $12,185 | 4.50% |
| ALTOONA, PA (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $6,519 | 5.83% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,580 | 5.08% |
| SAGINAW, MI (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $5,570 | 5.77% |
| Ashtabula, OH (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $7,328 | 4.56% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,796 | 3.96% |
| Clarksburg, WV (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,199 | 6.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,169 | 6.54% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $6,443 | 5.72% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $6,057 | 5.06% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,270 | 5.83% |
| Union City, TN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,767 | 5.21% |
| Payson, AZ (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,811 | 5.75% |
| Kennett, MO (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,057 | 6.33% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,758 | 5.58% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $6,198 | 6.30% |
| CHICO, CA (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $5,176 | 5.56% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $5,623 | 5.28% |
| McAlester, OK (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $8,651 | 5.50% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,728 | 4.96% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,055 | 5.63% |
| St. Marys, PA (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $6,637 | 5.00% |
| Centralia, IL (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $6,003 | 4.91% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $5,726 | 4.94% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $14,992 | 5.50% |
| MADISON, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,972 | 4.88% |
| Pittsburg, KS (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $6,066 | 6.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,293 | 4.75% |
| Altus, OK (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $6,494 | 5.95% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $5,026 | 5.55% |
| Sayre, PA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $7,738 | 5.08% |
| Corning, NY (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,299 | 4.83% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,166 | 5.38% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $5,216 | 5.63% |
| DECATUR, IL (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $5,822 | 4.90% |
| LIMA, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,384 | 4.29% |
| Bardstown, KY (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,116 | 5.33% |
| Branson, MO (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,796 | 4.92% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,126 | 5.83% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,946 | 6.38% |
| Huntingdon, PA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $8,234 | 5.17% |
| Rockingham, NC (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,225 | 5.79% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $4,787 | 6.09% |
| Peru, IN (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $5,605 | 5.00% |
| Bluefield, WV-VA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $5,998 | 5.44% |
| Coffeyville, KS (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $5,346 | 4.78% |
| Washington, NC (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,363 | 5.67% |
| Russellville, AR (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,597 | 5.54% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,503 | 4.33% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,644 | 4.08% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,684 | 4.21% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,574 | 4.58% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,489 | 5.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,504 | 4.83% |
| Palatka, FL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,767 | 6.17% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,298 | 6.29% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,233 | 5.79% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,787 | 5.92% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,376 | 4.38% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $6,103 | 5.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,108 | 5.33% |
| Kingsville, TX (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $7,326 | 6.17% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,801 | 4.38% |
| AMES, IA (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $4,977 | 4.78% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,789 | 6.33% |
| MONROE, MI (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,835 | 5.92% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $7,525 | 5.79% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,926 | 5.13% |
| Blytheville, AR (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,819 | 6.33% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,390 | 4.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,691 | 4.71% |
| Harrison, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,266 | 5.88% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,871 | 5.38% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,335 | 5.19% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,687 | 5.31% |
| Coldwater, MI (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,417 | 5.58% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,036 | 5.83% |
| Austin, MN (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,754 | 5.42% |
| Oil City, PA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,683 | 5.08% |
| Washington, IN (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,643 | 5.21% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,228 | 3.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $10,070 | 6.31% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,970 | 5.81% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $6,435 | 5.13% |
| Americus, GA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $4,927 | 4.67% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,722 | 5.50% |
| Searcy, AR (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,625 | 5.71% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,911 | 6.29% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,582 | 5.92% |
| Eufaula, AL-GA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $6,067 | 5.71% |
| Madison, IN (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,194 | 5.38% |
| Paris, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,857 | 5.44% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,114 | 6.56% |
| Greenville, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $9,184 | 4.81% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,554 | 5.19% |
| Ashland, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,458 | 5.19% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,493 | 5.50% |
| Mason City, IA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,663 | 5.42% |
| Freeport, IL (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,519 | 5.38% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,348 | 6.63% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,453 | 5.06% |
| Mexico, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,100 | 4.94% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,221 | 5.38% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,762 | 4.56% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,377 | 4.56% |
| Laurel, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,397 | 4.81% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,416 | 5.75% |
| Ozark, AL (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $4,993 | 4.17% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $6,460 | 5.96% |
| North Vernon, IN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,266 | 5.42% |
| Moberly, MO (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,381 | 5.67% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,615 | 6.13% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,623 | 5.44% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,457 | 5.38% |
| Kinston, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,100 | 5.63% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,442 | 4.06% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,736 | 4.81% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,745 | 5.81% |
| MORGANTOWN, WV (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,471 | 5.92% |
| Dumas, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,961 | 4.19% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,945 | 6.00% |
| Corinth, MS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,412 | 6.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,498 | 6.06% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,472 | 7.06% |
| Jennings, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,465 | 6.06% |
| Brevard, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,040 | 5.19% |
| Salina, KS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,179 | 5.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $6,598 | 6.17% |
| Andrews, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,925 | 2.88% |
| London, KY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,843 | 4.25% |
| Marietta, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,036 | 4.44% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,025 | 5.69% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,460 | 4.88% |
| Cortland, NY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,390 | 5.88% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $8,246 | 4.13% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,315 | 5.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $5,222 | 4.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $5,436 | 4.75% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,850 | 4.63% |
| Bay City, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,457 | 5.31% |
| Carroll, IA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,465 | 6.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,821 | 5.75% |
| Paragould, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,526 | 5.31% |
| Albert Lea, MN (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $5,661 | 4.54% |
| Urbana, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,021 | 2.50% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $6,104 | 5.83% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,711 | 7.38% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,412 | 6.19% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,413 | 4.94% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,434 | 5.50% |
| Pampa, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,191 | 5.69% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,768 | 5.94% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,642 | 5.44% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,883 | 5.81% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,775 | 3.56% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,549 | 5.69% |
| Somerset, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,107 | 3.88% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,891 | 6.06% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,228 | 6.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,343 | 6.50% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $7,040 | 5.31% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,296 | 5.88% |
| Jasper, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,780 | 6.19% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,262 | 4.88% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,986 | 6.25% |
| Safford, AZ (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,532 | 4.94% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,831 | 5.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $7,242 | 3.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,751 | 4.06% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,561 | 5.00% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,723 | 5.19% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,034 | 5.19% |
| McComb, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,807 | 5.75% |
| Kendallville, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,432 | 6.13% |
| Tifton, GA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,098 | 5.63% |
| Somerset, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,245 | 4.06% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,843 | 6.75% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,671 | 3.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,983 | 7.63% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,108 | 3.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,037 | 6.13% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,189 | 5.88% |
| Levelland, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,650 | 5.00% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,256 | 6.13% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,000 | 7.25% |
| Warren, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $8,041 | 5.19% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,803 | 5.81% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,076 | 5.38% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,875 | 4.44% |
| Selma, AL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,464 | 6.00% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,576 | 6.06% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,063 | 4.38% |
| Bennettsville, SC (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $3,913 | 5.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,441 | 4.00% |
| Parsons, KS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,036 | 5.31% |
| Auburn, NY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,003 | 6.13% |
| Marshall, MN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,389 | 4.75% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,264 | 5.06% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,524 | 4.56% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,763 | 5.00% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,858 | 6.00% |
| Winfield, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,731 | 3.63% |
| Indiana, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,245 | 3.75% |
| El Campo, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,508 | 4.69% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,917 | 5.31% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,229 | 5.75% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,449 | 5.69% |
| Atchison, KS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,559 | 5.56% |
| Paris, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,667 | 5.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,581 | 5.38% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,353 | 3.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,072 | 3.88% |
| Alice, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,031 | 6.06% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,504 | 4.88% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,951 | 5.19% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,177 | 7.06% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,557 | 5.06% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,699 | 5.31% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,066 | 5.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,551 | 5.63% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,407 | 6.50% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,922 | 4.13% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,710 | 5.38% |
| Grants, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,565 | 4.75% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,810 | 4.88% |
| Oxford, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,497 | 6.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,043 | 5.50% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $14,267 | 3.00% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,008 | 6.19% |
| Spencer, IA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,868 | 5.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,222 | 6.50% |
| Ruston, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,240 | 5.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,851 | 6.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,414 | 4.63% |
| Central City, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,259 | 4.38% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,760 | 7.63% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,797 | 3.38% |
| Cullman, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,645 | 4.75% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,775 | 5.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,161 | 6.13% |
| Jackson, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,608 | 6.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,662 | 7.63% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,608 | 6.00% |
| Waycross, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,458 | 6.63% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,903 | 6.13% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,228 | 6.50% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,476 | 5.00% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,593 | 6.50% |
| Newport, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,368 | 6.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,690 | 5.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,481 | 6.13% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,604 | 6.13% |
| Elkins, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,646 | 3.63% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,275 | 4.88% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,381 | 6.63% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,478 | 4.88% |
| Columbus, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,303 | 4.00% |
| Hope, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,115 | 6.00% |
| Hudson, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,881 | 6.00% |
| Malvern, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,543 | 5.88% |
| Celina, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,400 | 5.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,691 | 6.00% |
| Maysville, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,028 | 6.25% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,151 | 5.25% |
| Plainview, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,772 | 5.50% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,522 | 4.50% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,508 | 4.88% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,196 | 5.00% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,378 | 5.63% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,685 | 6.50% |
| Hays, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,040 | 4.13% |
| Douglas, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,527 | 7.13% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,858 | 6.50% |
| Indianola, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,148 | 7.63% |
| Martin, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,893 | 5.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,481 | 4.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,886 | 7.13% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,761 | 3.63% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,474 | 5.88% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,873 | 7.63% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,539 | 5.50% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,118 | 6.50% |
| Malone, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,274 | 5.50% |
| Summerville, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,285 | 6.13% |
| Newport, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,619 | 7.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,540 | 3.75% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,775 | 6.50% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,327 | 6.00% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,337 | 3.50% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $8,101 | 5.25% |
| Houghton, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,860 | 5.25% |
| Clovis, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,184 | 3.88% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,489 | 5.50% |
| Sidney, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,072 | 7.13% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,482 | 7.63% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,161 | 6.63% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,560 | 4.50% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,173 | 4.63% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,396 | 6.50% |
| Bradford, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $8,582 | 5.13% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,996 | 5.50% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,120 | 6.88% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,906 | 4.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,890 | 5.63% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,206 | 6.50% |
| Alma, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,919 | 4.63% |
| Macomb, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,569 | 6.75% |
| Ludington, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,719 | 4.13% |
| Decatur, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,708 | 5.00% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,523 | 6.13% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,626 | 6.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,909 | 4.88% |
| Minden, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,507 | 4.63% |
| Pella, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,989 | 7.75% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,193 | 5.50% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,527 | 4.38% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,712 | 6.38% |
| NAPA, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,304 | 5.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,139 | 6.13% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,171 | 4.63% |
| Marquette, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,107 | 3.50% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,409 | 5.75% |
| Shawano, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,928 | 6.38% |
| Brenham, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,862 | 3.38% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,416 | 6.00% |
| Taos, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,571 | 5.50% |
| Meridian, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,705 | 4.88% |
| Jesup, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,326 | 4.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,125 | 7.63% |
| Alpena, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,766 | 4.13% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,801 | 6.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,850 | 4.63% |
| Camden, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,774 | 5.38% |
| Marshall, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,540 | 7.13% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,705 | 6.13% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,044 | 4.38% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,116 | 3.50% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,263 | 7.13% |
| Vernon, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,871 | 5.50% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,420 | 7.25% |
| Española, NM (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,780 | 6.75% |
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Product Mix
For 2022, Royal United Mortgage's most frequently originated type of loan was Conventional, with 6,580 originations. Their 2nd most popular type was FHA, with 393 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 6,676 | $799,470,000 | $119,753 | $7,448 | 5.29% |
| Home Purchase | 476 | $74,370,000 | $156,239 | $7,391 | 5.40% |
For 2022, Royal United Mortgage's most frequently cited loan purpose was Refi, with 6,676 originations. The 2nd most popular reason was Home Purchase, with 476 originations.
Loan Duration/Length
For 2022, Royal United Mortgage's most frequently cited loan duration was 30 Year, with 4,364 originations. The 2nd most popular length was 15 Year, with 1,610 originations.
Origination Fees/Closing Costs
Royal United Mortgage's average total fees were $7,793, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,708 originations.
Interest Rates
During 2022, Royal United Mortgage's average interest rate for loans was 5.41%, while their most frequently originated rate bucket for loans was 5-6%, with 2,286 originations.
Loan Sizing
2022 saw Royal United Mortgage place emphasis on $100,000 or less loans with 3,412 originations, totaling $251,630,000 in origination value.
Applicant Income
Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 3,702 originations. The second most popular income band? $50k-75k, with 1,847 originations.
Applicant Debt to Income Ratio
Royal United Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,249 originations. The next most common DTI ratio? 30-36%, with 1,139 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications63.29%
Royal United Mortgage has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination83.25%
Royal United Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,152 | $873,840,000 | $122,181 |