Royal United Mortgage Rates, Fees & Info

Indianapolis, IN

LEI: 549300UG7QXKM7KGV847

Tax ID: 26-1773722

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Mortgage Data

Review & Overview

Royal United Mortgage is a small mortgage company specializing in Home Improvement and Cash Out Refi loans. Royal United Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Indianapolis, Dallas, Houston, Chicago, and New York among others. We have data for 687 markets. (Some data included below & more in-depth data is available with an active subscription.)

Royal United Mortgage has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Royal United Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.28% 3/28/24
30 Year Conventional Refi 7.25% 3/28/24
30 Year FHA Purchase 7.82% 3/28/24
30 Year FHA Refi 7.51% 3/28/24
30 Year VA Purchase 6.47% 3/28/24
30 Year VA Refi 6.75% 3/28/24
30 Year USDA Purchase 7.15% 3/28/24
30 Year USDA Refi 6.14% 3/28/24
15 Year Conventional Purchase 7.36% 3/28/24
15 Year Conventional Refi 7.08% 3/28/24
15 Year Cash-out Refi 7.08% 3/28/24
15 Year FHA Purchase 5.68% 3/28/24
15 Year FHA Refi 7.58% 3/28/24
15 Year VA Purchase 5.68% 3/28/24
15 Year VA Refi 6.74% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Royal United Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Royal United Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,230

Origination Dollar Volume (All Markets)

$1,039,580,000
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Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 821 $73,735,000 $89,811 $5,667 4.53%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 403 $60,935,000 $151,203 $5,470 4.16%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 425 $53,635,000 $126,200 $7,033 4.53%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 315 $37,345,000 $118,556 $6,953 4.58%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 240 $33,100,000 $137,917 $6,087 4.43%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 133 $27,725,000 $208,459 $8,713 4.53%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 154 $18,800,000 $122,078 $7,038 4.33%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 160 $18,760,000 $117,250 $6,610 4.31%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 179 $17,835,000 $99,637 $6,367 4.35%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 123 $14,885,000 $121,016 $6,758 4.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 124 $14,690,000 $118,468 $6,885 4.46%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 113 $14,215,000 $125,796 $6,685 4.27%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 110 $13,790,000 $125,364 $6,047 4.50%
PITTSBURGH, PA (FHA|USDA|VA) 139 $13,745,000 $98,885 $6,650 4.45%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 103 $12,975,000 $125,971 $7,172 4.26%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 102 $11,720,000 $114,902 $6,142 4.39%
ST. LOUIS, MO-IL (FHA|USDA|VA) 117 $10,755,000 $91,923 $5,481 4.58%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 67 $10,555,000 $157,537 $7,844 4.43%
KANSAS CITY, MO-KS (FHA|USDA|VA) 88 $9,840,000 $111,818 $6,515 4.32%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 102 $9,730,000 $95,392 $6,433 4.35%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 74 $9,690,000 $130,946 $7,402 4.23%
COLUMBUS, OH (FHA|USDA|VA) 85 $8,835,000 $103,941 $6,735 4.38%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 39 $8,485,000 $217,564 $9,075 4.26%
JACKSONVILLE, FL (FHA|USDA|VA) 63 $7,655,000 $121,508 $6,556 4.49%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 62 $7,180,000 $115,806 $6,601 4.23%
LOUISVILLE, KY (FHA|USDA|VA) 58 $6,580,000 $113,448 $5,768 4.65%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 61 $6,475,000 $106,148 $6,041 4.65%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 49 $6,045,000 $123,367 $6,787 4.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 44 $5,880,000 $133,636 $6,421 4.47%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 49 $5,475,000 $111,735 $6,232 4.40%
OKLAHOMA CITY, OK (FHA|USDA|VA) 51 $5,405,000 $105,980 $6,806 4.42%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 51 $5,285,000 $103,627 $6,174 4.40%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 46 $5,230,000 $113,696 $6,007 4.68%
PORT ST. LUCIE, FL (FHA|USDA|VA) 44 $5,170,000 $117,500 $7,043 4.37%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 37 $4,935,000 $133,378 $6,832 4.10%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 21 $4,835,000 $230,238 $9,898 4.08%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 41 $4,815,000 $117,439 $7,268 4.14%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 44 $4,700,000 $106,818 $6,743 4.29%
RICHMOND, VA (FHA|USDA|VA) 41 $4,655,000 $113,537 $6,450 4.36%
OCALA, FL (FHA|USDA|VA) 49 $4,655,000 $95,000 $6,075 4.24%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 42 $4,580,000 $109,048 $6,157 4.30%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 28 $4,470,000 $159,643 $6,832 4.52%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 21 $4,455,000 $212,143 $11,547 4.08%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 30 $4,340,000 $144,667 $7,408 4.28%
FORT WAYNE, IN (FHA|USDA|VA) 43 $4,265,000 $99,186 $5,872 4.57%
EL PASO, TX (FHA|USDA|VA) 47 $4,255,000 $90,532 $5,860 4.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 34 $4,180,000 $122,941 $7,301 4.21%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 40 $4,060,000 $101,500 $6,192 4.23%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 40 $3,950,000 $98,750 $6,159 4.79%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 16 $3,880,000 $242,500 $10,811 4.12%
RALEIGH-CARY, NC (FHA|USDA|VA) 24 $3,690,000 $153,750 $7,053 4.54%
DAYTON-KETTERING, OH (FHA|USDA|VA) 36 $3,670,000 $101,944 $6,251 4.28%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 21 $3,475,000 $165,476 $6,182 4.33%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 27 $3,425,000 $126,852 $6,699 4.29%
PUNTA GORDA, FL (FHA|USDA|VA) 29 $3,355,000 $115,690 $6,912 4.15%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 34 $3,340,000 $98,235 $5,775 4.47%
AKRON, OH (FHA|USDA|VA) 39 $3,265,000 $83,718 $6,328 4.40%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 32 $3,210,000 $100,313 $6,572 4.29%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 11 $3,185,000 $289,545 $11,724 4.15%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 32 $3,150,000 $98,438 $6,355 4.15%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 36 $3,130,000 $86,944 $5,873 4.36%
ROCHESTER, NY (FHA|USDA|VA) 28 $3,090,000 $110,357 $6,190 4.65%
KNOXVILLE, TN (FHA|USDA|VA) 31 $3,065,000 $98,871 $6,013 4.36%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 25 $3,055,000 $122,200 $5,922 4.39%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 29 $3,015,000 $103,966 $5,618 4.55%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 30 $2,980,000 $99,333 $5,527 4.84%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 25 $2,975,000 $119,000 $7,097 4.29%
TULSA, OK (FHA|USDA|VA) 29 $2,925,000 $100,862 $7,249 4.24%
WINSTON-SALEM, NC (FHA|USDA|VA) 29 $2,835,000 $97,759 $5,132 4.78%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 28 $2,810,000 $100,357 $6,173 4.43%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 18 $2,750,000 $152,778 $7,762 4.41%
COLUMBIA, SC (FHA|USDA|VA) 26 $2,750,000 $105,769 $6,113 4.58%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 25 $2,745,000 $109,800 $5,701 4.60%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 29 $2,725,000 $93,966 $6,221 4.66%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 28 $2,680,000 $95,714 $6,935 4.06%
BAKERSFIELD, CA (FHA|USDA|VA) 22 $2,650,000 $120,455 $6,395 4.38%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 21 $2,615,000 $124,524 $6,408 4.47%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 19 $2,595,000 $136,579 $6,813 4.51%
TALLAHASSEE, FL (FHA|USDA|VA) 20 $2,590,000 $129,500 $6,695 4.25%
TERRE HAUTE, IN (FHA|USDA|VA) 26 $2,550,000 $98,077 $5,512 4.47%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 17 $2,505,000 $147,353 $7,733 4.12%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 22 $2,450,000 $111,364 $7,334 4.05%
BATON ROUGE, LA (FHA|USDA|VA) 22 $2,440,000 $110,909 $6,194 4.40%
CANTON-MASSILLON, OH (FHA|USDA|VA) 29 $2,435,000 $83,966 $5,382 4.31%
TOLEDO, OH (FHA|USDA|VA) 26 $2,410,000 $92,692 $6,291 4.34%
ROCKFORD, IL (FHA|USDA|VA) 26 $2,360,000 $90,769 $5,337 4.66%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 24 $2,290,000 $95,417 $5,644 4.77%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 17 $2,285,000 $134,412 $7,769 3.90%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 21 $2,285,000 $108,810 $5,465 4.71%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 19 $2,265,000 $119,211 $6,819 4.49%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 24 $2,200,000 $91,667 $5,185 4.65%
HUNTSVILLE, AL (FHA|USDA|VA) 21 $2,195,000 $104,524 $5,352 4.55%
STOCKTON, CA (FHA|USDA|VA) 14 $2,170,000 $155,000 $7,363 4.32%
JACKSON, MS (FHA|USDA|VA) 24 $2,150,000 $89,583 $6,046 4.35%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 13 $2,145,000 $165,000 $7,957 4.26%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $2,135,000 $125,588 $6,381 4.43%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 25 $2,115,000 $84,600 $4,838 4.67%
SPARTANBURG, SC (FHA|USDA|VA) 23 $2,105,000 $91,522 $4,978 4.92%
CORPUS CHRISTI, TX (FHA|USDA|VA) 21 $2,095,000 $99,762 $6,410 4.33%
WICHITA, KS (FHA|USDA|VA) 23 $2,085,000 $90,652 $6,288 4.02%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 19 $2,055,000 $108,158 $6,499 4.18%
FLINT, MI (FHA|USDA|VA) 20 $2,010,000 $100,500 $5,874 4.46%
SPRINGFIELD, MO (FHA|USDA|VA) 22 $2,000,000 $90,909 $5,547 4.43%
FAYETTEVILLE, NC (FHA|USDA|VA) 19 $1,975,000 $103,947 $4,968 4.53%
WACO, TX (FHA|USDA|VA) 19 $1,965,000 $103,421 $6,729 4.49%
LONGVIEW, TX (FHA|USDA|VA) 21 $1,965,000 $93,571 $6,249 4.77%
SYRACUSE, NY (FHA|USDA|VA) 22 $1,950,000 $88,636 $5,514 4.77%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 13 $1,905,000 $146,538 $8,759 4.37%
READING, PA (FHA|USDA|VA) 16 $1,890,000 $118,125 $7,457 4.02%
PEORIA, IL (FHA|USDA|VA) 21 $1,875,000 $89,286 $5,427 4.43%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 19 $1,835,000 $96,579 $5,926 4.66%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 20 $1,790,000 $89,500 $5,662 4.47%
ALBUQUERQUE, NM (FHA|USDA|VA) 16 $1,740,000 $108,750 $6,342 4.57%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 19 $1,715,000 $90,263 $5,217 4.51%
LANCASTER, PA (FHA|USDA|VA) 15 $1,715,000 $114,333 $7,345 4.12%
YORK-HANOVER, PA (FHA|USDA|VA) 15 $1,645,000 $109,667 $7,307 4.58%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 18 $1,610,000 $89,444 $5,719 4.79%
EVANSVILLE, IN-KY (FHA|USDA|VA) 17 $1,605,000 $94,412 $5,469 4.46%
JACKSON, MI (FHA|USDA|VA) 16 $1,570,000 $98,125 $6,090 4.38%
LUBBOCK, TX (FHA|USDA|VA) 16 $1,520,000 $95,000 $6,187 4.74%
SHERMAN-DENISON, TX (FHA|USDA|VA) 15 $1,485,000 $99,000 $6,337 4.64%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 15 $1,465,000 $97,667 $5,651 4.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $1,430,000 $119,167 $6,646 4.36%
TYLER, TX (FHA|USDA|VA) 14 $1,430,000 $102,143 $6,374 4.68%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 11 $1,415,000 $128,636 $6,539 4.70%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 16 $1,400,000 $87,500 $5,683 4.73%
TUCSON, AZ (FHA|USDA|VA) 13 $1,395,000 $107,308 $6,281 4.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 15 $1,385,000 $92,333 $5,961 4.20%
VISALIA, CA (FHA|USDA|VA) 10 $1,380,000 $138,000 $6,317 4.38%
EAST STROUDSBURG, PA (FHA|USDA|VA) 14 $1,380,000 $98,571 $6,823 4.37%
Shelby, NC (FHA|USDA|VA) 11 $1,345,000 $122,273 $6,414 4.50%
MUNCIE, IN (FHA|USDA|VA) 18 $1,340,000 $74,444 $4,774 4.56%
KOKOMO, IN (FHA|USDA|VA) 14 $1,340,000 $95,714 $5,235 4.26%
AMARILLO, TX (FHA|USDA|VA) 14 $1,320,000 $94,286 $5,714 4.85%
ERIE, PA (FHA|USDA|VA) 12 $1,310,000 $109,167 $6,697 4.20%
BINGHAMTON, NY (FHA|USDA|VA) 15 $1,305,000 $87,000 $5,529 4.86%
Richmond-Berea, KY (FHA|USDA|VA) 11 $1,305,000 $118,636 $6,242 4.51%
FRESNO, CA (FHA|USDA|VA) 11 $1,295,000 $117,727 $6,249 4.58%
ASHEVILLE, NC (FHA|USDA|VA) 12 $1,290,000 $107,500 $4,923 4.84%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $1,240,000 $124,000 $6,946 4.46%
Pottsville, PA (FHA|USDA|VA) 15 $1,215,000 $81,000 $5,696 4.56%
MOBILE, AL (FHA|USDA|VA) 13 $1,215,000 $93,462 $6,318 4.23%
MODESTO, CA (FHA|USDA|VA) 8 $1,210,000 $151,250 $6,351 4.36%
BURLINGTON, NC (FHA|USDA|VA) 10 $1,170,000 $117,000 $5,380 4.40%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 14 $1,170,000 $83,571 $4,936 4.79%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 12 $1,150,000 $95,833 $6,875 4.25%
Ottawa, IL (FHA|USDA|VA) 15 $1,135,000 $75,667 $4,597 4.94%
LAFAYETTE, LA (FHA|USDA|VA) 13 $1,135,000 $87,308 $6,011 4.56%
Cookeville, TN (FHA|USDA|VA) 10 $1,130,000 $113,000 $6,339 4.29%
WICHITA FALLS, TX (FHA|USDA|VA) 15 $1,115,000 $74,333 $5,627 4.48%
DOTHAN, AL (FHA|USDA|VA) 12 $1,110,000 $92,500 $5,406 4.52%
GAINESVILLE, FL (FHA|USDA|VA) 10 $1,100,000 $110,000 $5,715 4.21%
CLEVELAND, TN (FHA|USDA|VA) 10 $1,090,000 $109,000 $6,426 4.50%
Lufkin, TX (FHA|USDA|VA) 11 $1,065,000 $96,818 $6,190 4.57%
COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $1,055,000 $150,714 $8,558 3.71%
UTICA-ROME, NY (FHA|USDA|VA) 11 $1,055,000 $95,909 $5,585 4.59%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $1,050,000 $175,000 $7,359 4.04%
GREENVILLE, NC (FHA|USDA|VA) 8 $1,050,000 $131,250 $6,897 4.70%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $1,040,000 $130,000 $4,718 4.70%
HOT SPRINGS, AR (FHA|USDA|VA) 12 $1,040,000 $86,667 $5,424 4.44%
HARRISONBURG, VA (FHA|USDA|VA) 8 $1,020,000 $127,500 $5,861 4.03%
LAREDO, TX (FHA|USDA|VA) 8 $1,020,000 $127,500 $6,903 4.47%
BLOOMINGTON, IN (FHA|USDA|VA) 9 $995,000 $110,556 $5,158 4.78%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $995,000 $331,667 $15,670 3.92%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 10 $980,000 $98,000 $6,721 4.56%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 7 $965,000 $137,857 $7,231 4.02%
New Castle, IN (FHA|USDA|VA) 9 $955,000 $106,111 $5,352 4.71%
HATTIESBURG, MS (FHA|USDA|VA) 7 $935,000 $133,571 $6,108 4.43%
FORT SMITH, AR-OK (FHA|USDA|VA) 10 $930,000 $93,000 $6,087 4.73%
PANAMA CITY, FL (FHA|USDA|VA) 8 $920,000 $115,000 $6,489 4.25%
MONROE, MI (FHA|USDA|VA) 10 $910,000 $91,000 $5,922 4.13%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $910,000 $227,500 $8,782 4.22%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 8 $880,000 $110,000 $6,365 4.38%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 9 $875,000 $97,222 $5,839 4.22%
Hudson, NY (FHA|USDA|VA) 6 $870,000 $145,000 $8,418 4.33%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $860,000 $143,333 $7,540 4.02%
Traverse City, MI (FHA|USDA|VA) 6 $860,000 $143,333 $8,399 4.06%
TOPEKA, KS (FHA|USDA|VA) 9 $855,000 $95,000 $6,094 4.10%
GADSDEN, AL (FHA|USDA|VA) 9 $855,000 $95,000 $5,818 4.38%
ANN ARBOR, MI (FHA|USDA|VA) 7 $855,000 $122,143 $7,452 4.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 11 $855,000 $77,727 $4,893 4.52%
TEXARKANA, TX-AR (FHA|USDA|VA) 8 $850,000 $106,250 $5,943 4.52%
BATTLE CREEK, MI (FHA|USDA|VA) 11 $845,000 $76,818 $5,547 4.80%
MORRISTOWN, TN (FHA|USDA|VA) 9 $845,000 $93,889 $5,814 4.39%
Bedford, IN (FHA|USDA|VA) 8 $830,000 $103,750 $5,641 4.22%
JOPLIN, MO (FHA|USDA|VA) 9 $825,000 $91,667 $6,951 4.25%
Granbury, TX (FHA|USDA|VA) 6 $820,000 $136,667 $7,170 4.54%
ROANOKE, VA (FHA|USDA|VA) 10 $810,000 $81,000 $5,776 4.23%
Farmington, MO (FHA|USDA|VA) 9 $805,000 $89,444 $6,142 4.25%
LYNCHBURG, VA (FHA|USDA|VA) 8 $800,000 $100,000 $6,678 3.91%
ODESSA, TX (FHA|USDA|VA) 7 $795,000 $113,571 $6,321 4.52%
Seneca, SC (FHA|USDA|VA) 7 $795,000 $113,571 $5,589 4.63%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 8 $790,000 $98,750 $6,409 4.55%
Tupelo, MS (FHA|USDA|VA) 8 $790,000 $98,750 $6,215 4.22%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 9 $785,000 $87,222 $6,002 4.13%
NEW BERN, NC (FHA|USDA|VA) 7 $785,000 $112,143 $6,110 4.50%
LAKE CHARLES, LA (FHA|USDA|VA) 7 $775,000 $110,714 $6,902 4.61%
GREELEY, CO (FHA|USDA|VA) 7 $775,000 $110,714 $7,133 4.05%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 8 $770,000 $96,250 $5,708 4.94%
DULUTH, MN-WI (FHA|USDA|VA) 8 $750,000 $93,750 $6,093 4.34%
REDDING, CA (FHA|USDA|VA) 8 $750,000 $93,750 $5,424 4.72%
SUMTER, SC (FHA|USDA|VA) 6 $750,000 $125,000 $7,947 5.04%
SAN ANGELO, TX (FHA|USDA|VA) 9 $745,000 $82,778 $5,683 4.93%
Richmond, IN (FHA|USDA|VA) 9 $735,000 $81,667 $4,953 4.54%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 8 $730,000 $91,250 $5,851 4.70%
Jasper, AL (FHA|USDA|VA) 5 $725,000 $145,000 $6,972 4.28%
GREEN BAY, WI (FHA|USDA|VA) 7 $725,000 $103,571 $6,866 4.29%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $720,000 $360,000 $15,292 4.13%
MADISON, WI (FHA|USDA|VA) 6 $720,000 $120,000 $5,278 5.04%
LEBANON, PA (FHA|USDA|VA) 6 $720,000 $120,000 $6,220 4.85%
MIDLAND, TX (FHA|USDA|VA) 7 $715,000 $102,143 $5,071 4.48%
Meadville, PA (FHA|USDA|VA) 9 $705,000 $78,333 $6,050 4.26%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $705,000 $141,000 $6,604 3.98%
Plattsburgh, NY (FHA|USDA|VA) 7 $705,000 $100,714 $6,232 4.48%
Angola, IN (FHA|USDA|VA) 4 $700,000 $175,000 $4,764 4.16%
KINGSTON, NY (FHA|USDA|VA) 6 $700,000 $116,667 $6,402 4.40%
VICTORIA, TX (FHA|USDA|VA) 6 $700,000 $116,667 $6,882 4.33%
Athens, TX (FHA|USDA|VA) 8 $690,000 $86,250 $5,617 4.45%
ABILENE, TX (FHA|USDA|VA) 7 $685,000 $97,857 $6,584 4.34%
CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $685,000 $137,000 $9,651 4.48%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $685,000 $228,333 $10,826 4.13%
Mount Pleasant, TX (FHA|USDA|VA) 7 $685,000 $97,857 $5,940 5.05%
Sunbury, PA (FHA|USDA|VA) 8 $680,000 $85,000 $6,064 3.92%
Auburn, NY (FHA|USDA|VA) 6 $670,000 $111,667 $6,836 4.00%
New Philadelphia-Dover, OH (FHA|USDA|VA) 6 $660,000 $110,000 $7,524 4.35%
Sturgis, MI (FHA|USDA|VA) 7 $655,000 $93,571 $6,674 4.41%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $655,000 $93,571 $6,311 4.45%
DECATUR, AL (FHA|USDA|VA) 7 $655,000 $93,571 $5,532 4.73%
Branson, MO (FHA|USDA|VA) 6 $650,000 $108,333 $5,743 4.33%
MEDFORD, OR (FHA|USDA|VA) 5 $645,000 $129,000 $8,105 4.20%
MANSFIELD, OH (FHA|USDA|VA) 8 $640,000 $80,000 $5,264 4.58%
STAUNTON, VA (FHA|USDA|VA) 6 $640,000 $106,667 $6,672 4.44%
DuBois, PA (FHA|USDA|VA) 7 $635,000 $90,714 $6,314 4.50%
Huntsville, TX (FHA|USDA|VA) 5 $635,000 $127,000 $6,819 5.05%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 6 $620,000 $103,333 $6,767 4.08%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $615,000 $123,000 $5,282 4.40%
SAGINAW, MI (FHA|USDA|VA) 7 $615,000 $87,857 $6,023 4.16%
Salem, OH (FHA|USDA|VA) 8 $610,000 $76,250 $5,473 4.39%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $605,000 $121,000 $5,994 4.28%
Bardstown, KY (FHA|USDA|VA) 5 $605,000 $121,000 $5,752 4.60%
YUMA, AZ (FHA|USDA|VA) 6 $600,000 $100,000 $6,251 4.83%
Roanoke Rapids, NC (FHA|USDA|VA) 6 $600,000 $100,000 $5,820 4.63%
ALTOONA, PA (FHA|USDA|VA) 8 $600,000 $75,000 $6,112 4.44%
THE VILLAGES, FL (FHA|USDA|VA) 7 $595,000 $85,000 $6,820 3.82%
SHEBOYGAN, WI (FHA|USDA|VA) 6 $590,000 $98,333 $6,394 4.17%
PUEBLO, CO (FHA|USDA|VA) 4 $590,000 $147,500 $8,072 4.53%
Plymouth, IN (FHA|USDA|VA) 7 $585,000 $83,571 $5,068 4.48%
MONTGOMERY, AL (FHA|USDA|VA) 8 $580,000 $72,500 $5,056 4.55%
COLUMBUS, IN (FHA|USDA|VA) 7 $575,000 $82,143 $5,108 4.38%
MONROE, LA (FHA|USDA|VA) 7 $575,000 $82,143 $5,692 4.38%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 5 $575,000 $115,000 $7,545 4.15%
BOWLING GREEN, KY (FHA|USDA|VA) 5 $575,000 $115,000 $5,933 4.23%
GLENS FALLS, NY (FHA|USDA|VA) 6 $570,000 $95,000 $5,942 4.38%
APPLETON, WI (FHA|USDA|VA) 6 $570,000 $95,000 $5,509 4.08%
Somerset, KY (FHA|USDA|VA) 6 $570,000 $95,000 $5,696 4.73%
Albertville, AL (FHA|USDA|VA) 6 $570,000 $95,000 $5,775 4.23%
Corsicana, TX (FHA|USDA|VA) 6 $570,000 $95,000 $6,084 4.52%
Palatka, FL (FHA|USDA|VA) 5 $555,000 $111,000 $7,192 4.95%
ROCKY MOUNT, NC (FHA|USDA|VA) 6 $550,000 $91,667 $6,176 4.58%
JONESBORO, AR (FHA|USDA|VA) 6 $550,000 $91,667 $5,704 4.67%
Scottsburg, IN (FHA|USDA|VA) 4 $550,000 $137,500 $6,302 5.06%
MADERA, CA (FHA|USDA|VA) 3 $545,000 $181,667 $9,598 3.63%
Cullman, AL (FHA|USDA|VA) 7 $545,000 $77,857 $4,810 4.45%
CARBONDALE-MARION, IL (FHA|USDA|VA) 6 $540,000 $90,000 $4,682 4.69%
Jasper, IN (FHA|USDA|VA) 4 $530,000 $132,500 $7,241 3.72%
KANKAKEE, IL (FHA|USDA|VA) 6 $530,000 $88,333 $5,525 4.52%
VALLEJO, CA (FHA|USDA|VA) 4 $530,000 $132,500 $5,688 4.50%
Centralia, WA (FHA|USDA|VA) 4 $520,000 $130,000 $8,350 4.09%
LIMA, OH (FHA|USDA|VA) 7 $515,000 $73,571 $5,527 4.38%
SPRINGFIELD, IL (FHA|USDA|VA) 7 $515,000 $73,571 $4,575 5.04%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 7 $515,000 $73,571 $6,115 4.73%
Marion, IN (FHA|USDA|VA) 7 $515,000 $73,571 $5,318 4.38%
Crawfordsville, IN (FHA|USDA|VA) 6 $510,000 $85,000 $4,605 4.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $505,000 $101,000 $5,555 4.75%
JACKSON, TN (FHA|USDA|VA) 6 $500,000 $83,333 $5,686 4.33%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $500,000 $83,333 $6,746 4.06%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $500,000 $250,000 $6,781 3.75%
Key West, FL (FHA|USDA|VA) 2 $500,000 $250,000 $17,913 3.75%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $500,000 $125,000 $7,088 4.94%
Big Spring, TX (FHA|USDA|VA) 4 $500,000 $125,000 $6,595 4.84%
Greenwood, SC (FHA|USDA|VA) 5 $495,000 $99,000 $6,750 4.95%
Fremont, OH (FHA|USDA|VA) 7 $495,000 $70,714 $5,234 4.41%
SALEM, OR (FHA|USDA|VA) 4 $490,000 $122,500 $7,277 3.88%
WHEELING, WV-OH (FHA|USDA|VA) 7 $485,000 $69,286 $5,739 4.30%
RACINE, WI (FHA|USDA|VA) 5 $485,000 $97,000 $5,533 4.70%
BOISE CITY, ID (FHA|USDA|VA) 1 $485,000 $485,000 $3,616 4.63%
Lake City, FL (FHA|USDA|VA) 6 $480,000 $80,000 $5,697 3.81%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $480,000 $120,000 $6,690 4.34%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $475,000 $95,000 $4,872 5.00%
WENATCHEE, WA (FHA|USDA|VA) 5 $475,000 $95,000 $5,691 4.13%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $475,000 $95,000 $4,813 4.88%
Cambridge, OH (FHA|USDA|VA) 5 $475,000 $95,000 $6,385 4.50%
BAY CITY, MI (FHA|USDA|VA) 6 $470,000 $78,333 $6,081 4.71%
FLORENCE, SC (FHA|USDA|VA) 6 $470,000 $78,333 $4,477 5.06%
WILLIAMSPORT, PA (FHA|USDA|VA) 5 $465,000 $93,000 $5,267 5.10%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $465,000 $93,000 $6,655 4.15%
Ukiah, CA (FHA|USDA|VA) 3 $465,000 $155,000 $6,580 4.17%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $465,000 $155,000 $8,451 3.92%
LAWRENCE, KS (FHA|USDA|VA) 2 $460,000 $230,000 $8,534 3.88%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $455,000 $91,000 $5,501 4.78%
MERCED, CA (FHA|USDA|VA) 3 $455,000 $151,667 $8,182 4.54%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 7 $455,000 $65,000 $4,770 4.80%
Fort Payne, AL (FHA|USDA|VA) 5 $455,000 $91,000 $5,401 4.40%
Huntington, IN (FHA|USDA|VA) 5 $455,000 $91,000 $4,896 4.48%
Plainview, TX (FHA|USDA|VA) 6 $450,000 $75,000 $4,919 5.48%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $450,000 $75,000 $4,965 4.56%
Greeneville, TN (FHA|USDA|VA) 4 $450,000 $112,500 $5,690 3.88%
HAMMOND, LA (FHA|USDA|VA) 4 $450,000 $112,500 $4,751 4.22%
CUMBERLAND, MD-WV (FHA|USDA|VA) 6 $440,000 $73,333 $4,815 4.15%
PINE BLUFF, AR (FHA|USDA|VA) 4 $440,000 $110,000 $6,568 4.16%
ST. CLOUD, MN (FHA|USDA|VA) 3 $435,000 $145,000 $7,074 3.79%
Wooster, OH (FHA|USDA|VA) 5 $435,000 $87,000 $6,457 4.03%
Holland, MI (FHA|USDA|VA) 5 $435,000 $87,000 $5,915 4.05%
Adrian, MI (FHA|USDA|VA) 4 $430,000 $107,500 $6,188 4.22%
ROCHESTER, MN (FHA|USDA|VA) 4 $430,000 $107,500 $5,272 4.28%
Warsaw, IN (FHA|USDA|VA) 5 $425,000 $85,000 $5,182 4.33%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 5 $425,000 $85,000 $4,967 4.93%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 5 $425,000 $85,000 $5,652 4.23%
DANVILLE, IL (FHA|USDA|VA) 6 $420,000 $70,000 $4,309 5.29%
Central City, KY (FHA|USDA|VA) 3 $415,000 $138,333 $6,890 3.88%
Coos Bay, OR (FHA|USDA|VA) 3 $415,000 $138,333 $8,495 4.17%
New Castle, PA (FHA|USDA|VA) 4 $410,000 $102,500 $8,411 3.97%
MUSKEGON, MI (FHA|USDA|VA) 5 $405,000 $81,000 $5,563 4.95%
Zanesville, OH (FHA|USDA|VA) 3 $405,000 $135,000 $7,966 4.38%
Kendallville, IN (FHA|USDA|VA) 5 $405,000 $81,000 $4,878 4.55%
Fergus Falls, MN (FHA|USDA|VA) 3 $405,000 $135,000 $6,421 4.46%
Bonham, TX (FHA|USDA|VA) 3 $405,000 $135,000 $6,782 4.38%
GOLDSBORO, NC (FHA|USDA|VA) 5 $405,000 $81,000 $4,026 5.25%
Port Angeles, WA (FHA|USDA|VA) 2 $400,000 $200,000 $11,200 3.94%
Del Rio, TX (FHA|USDA|VA) 4 $400,000 $100,000 $5,681 4.97%
Bluefield, WV-VA (FHA|USDA|VA) 4 $400,000 $100,000 $5,073 4.31%
Red Bluff, CA (FHA|USDA|VA) 4 $400,000 $100,000 $5,572 4.69%
ELMIRA, NY (FHA|USDA|VA) 6 $400,000 $66,667 $4,592 4.44%
Cadillac, MI (FHA|USDA|VA) 5 $395,000 $79,000 $6,216 4.48%
Gloversville, NY (FHA|USDA|VA) 5 $395,000 $79,000 $5,216 4.85%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $395,000 $395,000 $18,803 2.88%
Oneonta, NY (FHA|USDA|VA) 4 $390,000 $97,500 $6,269 4.59%
Orangeburg, SC (FHA|USDA|VA) 5 $385,000 $77,000 $4,779 4.68%
Ozark, AL (FHA|USDA|VA) 6 $380,000 $63,333 $4,559 4.15%
Albert Lea, MN (FHA|USDA|VA) 4 $380,000 $95,000 $5,163 4.50%
Dixon, IL (FHA|USDA|VA) 4 $380,000 $95,000 $5,006 4.91%
Mount Vernon, OH (FHA|USDA|VA) 4 $380,000 $95,000 $5,343 4.75%
Peru, IN (FHA|USDA|VA) 5 $375,000 $75,000 $5,003 5.05%
WILMINGTON, NC (FHA|USDA|VA) 4 $370,000 $92,500 $4,400 4.66%
Columbus, MS (FHA|USDA|VA) 4 $370,000 $92,500 $7,604 4.03%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $365,000 $121,667 $8,097 5.46%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $365,000 $121,667 $7,732 4.21%
Selma, AL (FHA|USDA|VA) 3 $365,000 $121,667 $6,382 4.38%
Ashtabula, OH (FHA|USDA|VA) 5 $365,000 $73,000 $4,839 4.53%
CHICO, CA (FHA|USDA|VA) 3 $365,000 $121,667 $6,158 3.96%
Madisonville, KY (FHA|USDA|VA) 4 $360,000 $90,000 $5,466 4.13%
DECATUR, IL (FHA|USDA|VA) 5 $355,000 $71,000 $5,681 4.55%
Sevierville, TN (FHA|USDA|VA) 3 $355,000 $118,333 $7,430 3.88%
Ponca City, OK (FHA|USDA|VA) 3 $355,000 $118,333 $5,941 4.29%
JEFFERSON CITY, MO (FHA|USDA|VA) 4 $350,000 $87,500 $6,686 3.72%
Seymour, IN (FHA|USDA|VA) 4 $350,000 $87,500 $5,459 4.72%
GRANTS PASS, OR (FHA|USDA|VA) 2 $350,000 $175,000 $9,470 3.81%
Hillsdale, MI (FHA|USDA|VA) 4 $350,000 $87,500 $5,980 4.50%
Quincy, IL-MO (FHA|USDA|VA) 4 $350,000 $87,500 $4,380 4.72%
COLUMBIA, MO (FHA|USDA|VA) 4 $350,000 $87,500 $5,172 4.50%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $345,000 $345,000 $15,612 3.75%
Jacksonville, TX (FHA|USDA|VA) 3 $345,000 $115,000 $7,464 4.46%
Athens, TN (FHA|USDA|VA) 3 $345,000 $115,000 $6,601 4.04%
Forest City, NC (FHA|USDA|VA) 4 $340,000 $85,000 $4,624 4.81%
Fort Leonard Wood, MO (FHA|USDA|VA) 4 $340,000 $85,000 $5,333 4.47%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $340,000 $85,000 $5,965 4.25%
Rolla, MO (FHA|USDA|VA) 4 $340,000 $85,000 $5,647 4.88%
Mount Vernon, IL (FHA|USDA|VA) 3 $335,000 $111,667 $4,295 4.67%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $335,000 $111,667 $5,089 5.08%
Rockport, TX (FHA|USDA|VA) 3 $335,000 $111,667 $6,380 4.83%
Paris, TN (FHA|USDA|VA) 3 $335,000 $111,667 $6,409 4.50%
Ruidoso, NM (FHA|USDA|VA) 3 $335,000 $111,667 $7,196 4.83%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $330,000 $82,500 $5,348 4.47%
Elizabeth City, NC (FHA|USDA|VA) 4 $330,000 $82,500 $4,631 5.09%
Lumberton, NC (FHA|USDA|VA) 4 $330,000 $82,500 $4,823 5.56%
Vincennes, IN (FHA|USDA|VA) 2 $330,000 $165,000 $6,572 4.06%
Sanford, NC (FHA|USDA|VA) 4 $330,000 $82,500 $3,972 4.91%
Aberdeen, WA (FHA|USDA|VA) 3 $325,000 $108,333 $6,522 4.21%
Beaver Dam, WI (FHA|USDA|VA) 3 $325,000 $108,333 $5,411 4.33%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $325,000 $108,333 $6,705 4.04%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $325,000 $108,333 $5,602 4.63%
Eufaula, AL-GA (FHA|USDA|VA) 3 $325,000 $108,333 $5,996 4.21%
Frankfort, KY (FHA|USDA|VA) 3 $325,000 $108,333 $5,913 5.13%
Iron Mountain, MI-WI (FHA|USDA|VA) 3 $325,000 $108,333 $6,255 4.71%
JOHNSTOWN, PA (FHA|USDA|VA) 5 $325,000 $65,000 $5,501 4.83%
MANKATO, MN (FHA|USDA|VA) 3 $325,000 $108,333 $5,390 4.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $325,000 $108,333 $7,231 4.42%
Shawano, WI (FHA|USDA|VA) 3 $325,000 $108,333 $5,677 4.42%
Whitewater, WI (FHA|USDA|VA) 3 $325,000 $108,333 $5,754 4.17%
Coldwater, MI (FHA|USDA|VA) 4 $320,000 $80,000 $6,013 4.84%
Batavia, NY (FHA|USDA|VA) 4 $320,000 $80,000 $5,607 4.38%
Bucyrus-Galion, OH (FHA|USDA|VA) 4 $320,000 $80,000 $6,864 4.22%
Sidney, OH (FHA|USDA|VA) 4 $320,000 $80,000 $6,164 4.28%
WALLA WALLA, WA (FHA|USDA|VA) 3 $315,000 $105,000 $7,028 4.63%
Findlay, OH (FHA|USDA|VA) 3 $315,000 $105,000 $6,850 3.96%
Austin, MN (FHA|USDA|VA) 3 $315,000 $105,000 $5,665 4.04%
Danville, VA (FHA|USDA|VA) 4 $310,000 $77,500 $5,587 4.56%
Searcy, AR (FHA|USDA|VA) 4 $310,000 $77,500 $5,563 4.69%
SPRINGFIELD, OH (FHA|USDA|VA) 4 $310,000 $77,500 $5,911 4.69%
Van Wert, OH (FHA|USDA|VA) 4 $310,000 $77,500 $5,294 4.81%
SANTA FE, NM (FHA|USDA|VA) 2 $310,000 $155,000 $5,030 3.94%
Clearlake, CA (FHA|USDA|VA) 2 $310,000 $155,000 $8,434 4.19%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $305,000 $101,667 $7,323 3.83%
Shelbyville, TN (FHA|USDA|VA) 3 $305,000 $101,667 $6,281 4.46%
La Grande, OR (FHA|USDA|VA) 2 $300,000 $150,000 $9,008 3.69%
Logansport, IN (FHA|USDA|VA) 3 $295,000 $98,333 $5,721 4.75%
Mexico, MO (FHA|USDA|VA) 3 $295,000 $98,333 $6,126 3.92%
Urbana, OH (FHA|USDA|VA) 3 $295,000 $98,333 $7,341 3.92%
Wapakoneta, OH (FHA|USDA|VA) 3 $295,000 $98,333 $5,800 4.42%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $290,000 $145,000 $10,227 4.06%
Martin, TN (FHA|USDA|VA) 4 $290,000 $72,500 $5,133 4.03%
Alma, MI (FHA|USDA|VA) 4 $290,000 $72,500 $5,486 3.88%
Madison, IN (FHA|USDA|VA) 2 $290,000 $145,000 $7,760 3.63%
Laurel, MS (FHA|USDA|VA) 4 $290,000 $72,500 $5,359 4.72%
Mayfield, KY (FHA|USDA|VA) 4 $290,000 $72,500 $4,895 4.94%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $290,000 $72,500 $5,506 4.47%
Bradford, PA (FHA|USDA|VA) 4 $290,000 $72,500 $5,645 4.38%
Harrison, AR (FHA|USDA|VA) 3 $285,000 $95,000 $5,759 4.29%
LAS CRUCES, NM (FHA|USDA|VA) 3 $285,000 $95,000 $6,681 4.17%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $280,000 $70,000 $3,852 5.00%
Deming, NM (FHA|USDA|VA) 2 $280,000 $140,000 $9,434 3.38%
Baraboo, WI (FHA|USDA|VA) 3 $275,000 $91,667 $5,486 4.29%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $275,000 $91,667 $4,085 4.58%
Ogdensburg-Massena, NY (FHA|USDA|VA) 3 $275,000 $91,667 $4,962 4.63%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $275,000 $91,667 $5,378 4.54%
Athens, OH (FHA|USDA|VA) 3 $275,000 $91,667 $6,347 4.13%
Enterprise, AL (FHA|USDA|VA) 3 $275,000 $91,667 $5,624 4.00%
GETTYSBURG, PA (FHA|USDA|VA) 2 $270,000 $135,000 $7,411 5.38%
ITHACA, NY (FHA|USDA|VA) 2 $270,000 $135,000 $7,215 4.38%
Pampa, TX (FHA|USDA|VA) 3 $265,000 $88,333 $5,396 5.00%
Moberly, MO (FHA|USDA|VA) 3 $265,000 $88,333 $4,060 4.71%
Menomonie, WI (FHA|USDA|VA) 1 $265,000 $265,000 $9,878 4.00%
Charleston-Mattoon, IL (FHA|USDA|VA) 4 $260,000 $65,000 $4,881 4.59%
Bay City, TX (FHA|USDA|VA) 2 $260,000 $130,000 $4,745 5.25%
Sandusky, OH (FHA|USDA|VA) 2 $260,000 $130,000 $7,957 4.38%
Galesburg, IL (FHA|USDA|VA) 4 $260,000 $65,000 $3,524 5.34%
EL CENTRO, CA (FHA|USDA|VA) 2 $260,000 $130,000 $7,643 3.88%
BEND, OR (FHA|USDA|VA) 2 $260,000 $130,000 $8,378 3.88%
Platteville, WI (FHA|USDA|VA) 2 $260,000 $130,000 $5,853 4.31%
Ardmore, OK (FHA|USDA|VA) 3 $255,000 $85,000 $6,404 4.92%
Ashland, OH (FHA|USDA|VA) 3 $255,000 $85,000 $7,187 3.88%
Durango, CO (FHA|USDA|VA) 1 $255,000 $255,000 $18,407 3.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $255,000 $85,000 $4,812 4.42%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $255,000 $85,000 $4,691 4.17%
Auburn, IN (FHA|USDA|VA) 3 $255,000 $85,000 $4,656 4.67%
FOND DU LAC, WI (FHA|USDA|VA) 3 $255,000 $85,000 $4,732 4.04%
Scottsboro, AL (FHA|USDA|VA) 3 $255,000 $85,000 $5,192 4.21%
Marion, OH (FHA|USDA|VA) 2 $250,000 $125,000 $7,445 3.69%
Roseburg, OR (FHA|USDA|VA) 2 $250,000 $125,000 $7,611 3.81%
Warren, PA (FHA|USDA|VA) 4 $250,000 $62,500 $5,583 4.59%
Wauchula, FL (FHA|USDA|VA) 2 $250,000 $125,000 $8,778 3.88%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $250,000 $125,000 $6,377 4.19%
London, KY (FHA|USDA|VA) 2 $250,000 $125,000 $5,419 3.69%
Sayre, PA (FHA|USDA|VA) 3 $245,000 $81,667 $6,835 4.42%
OWENSBORO, KY (FHA|USDA|VA) 3 $245,000 $81,667 $4,793 4.38%
Taylorville, IL (FHA|USDA|VA) 4 $240,000 $60,000 $4,021 4.75%
Tahlequah, OK (FHA|USDA|VA) 2 $240,000 $120,000 $8,450 3.94%
Greensburg, IN (FHA|USDA|VA) 2 $240,000 $120,000 $5,980 4.50%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $240,000 $120,000 $6,163 4.25%
YUBA CITY, CA (FHA|USDA|VA) 2 $240,000 $120,000 $5,900 4.13%
LaGrange, GA-AL (FHA|USDA|VA) 2 $240,000 $120,000 $5,326 5.06%
Kerrville, TX (FHA|USDA|VA) 2 $240,000 $120,000 $6,327 5.25%
Pullman, WA (FHA|USDA|VA) 2 $240,000 $120,000 $7,607 4.19%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $235,000 $78,333 $5,875 4.21%
West Plains, MO (FHA|USDA|VA) 3 $235,000 $78,333 $4,852 4.25%
Marion, NC (FHA|USDA|VA) 2 $230,000 $115,000 $4,947 4.56%
Morgan City, LA (FHA|USDA|VA) 3 $225,000 $75,000 $5,480 4.25%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $225,000 $75,000 $5,133 4.75%
Wabash, IN (FHA|USDA|VA) 2 $220,000 $110,000 $5,573 3.63%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $220,000 $110,000 $10,982 3.56%
Payson, AZ (FHA|USDA|VA) 2 $220,000 $110,000 $8,219 3.81%
DeRidder, LA (FHA|USDA|VA) 2 $220,000 $110,000 $6,662 4.13%
Ludington, MI (FHA|USDA|VA) 2 $220,000 $110,000 $8,508 3.81%
Oil City, PA (FHA|USDA|VA) 3 $215,000 $71,667 $5,161 4.33%
Mount Airy, NC (FHA|USDA|VA) 3 $215,000 $71,667 $4,017 4.79%
LAWTON, OK (FHA|USDA|VA) 3 $215,000 $71,667 $5,884 4.58%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $215,000 $71,667 $5,149 4.67%
Marshall, MO (FHA|USDA|VA) 3 $215,000 $71,667 $5,117 4.71%
Sulphur Springs, TX (FHA|USDA|VA) 3 $215,000 $71,667 $5,365 4.13%
Sonora, CA (FHA|USDA|VA) 1 $215,000 $215,000 $8,579 4.13%
McMinnville, TN (FHA|USDA|VA) 3 $215,000 $71,667 $5,059 4.38%
Hope, AR (FHA|USDA|VA) 2 $210,000 $105,000 $6,867 3.94%
Indiana, PA (FHA|USDA|VA) 2 $210,000 $105,000 $6,220 4.50%
NILES, MI (FHA|USDA|VA) 2 $210,000 $105,000 $6,239 3.94%
Los Alamos, NM (FHA|USDA|VA) 2 $210,000 $105,000 $6,291 3.94%
Marinette, WI-MI (FHA|USDA|VA) 3 $205,000 $68,333 $6,019 4.21%
Paducah, KY-IL (FHA|USDA|VA) 3 $205,000 $68,333 $4,810 4.17%
Hutchinson, KS (FHA|USDA|VA) 2 $200,000 $100,000 $7,634 3.88%
Coshocton, OH (FHA|USDA|VA) 2 $200,000 $100,000 $5,480 4.13%
Levelland, TX (FHA|USDA|VA) 2 $200,000 $100,000 $6,453 4.50%
Morehead City, NC (FHA|USDA|VA) 2 $200,000 $100,000 $5,176 4.38%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $195,000 $195,000 $10,327 3.88%
Salina, KS (FHA|USDA|VA) 3 $195,000 $65,000 $5,060 5.42%
New Ulm, MN (FHA|USDA|VA) 1 $195,000 $195,000 $10,631 3.75%
Vernon, TX (FHA|USDA|VA) 3 $195,000 $65,000 $5,255 5.08%
Kennett, MO (FHA|USDA|VA) 3 $195,000 $65,000 $5,208 4.96%
Greenville, MS (FHA|USDA|VA) 3 $195,000 $65,000 $4,937 4.88%
Bogalusa, LA (FHA|USDA|VA) 2 $190,000 $95,000 $5,469 4.50%
Effingham, IL (FHA|USDA|VA) 2 $190,000 $95,000 $4,866 5.06%
Hays, KS (FHA|USDA|VA) 2 $190,000 $95,000 $4,958 4.69%
FARMINGTON, NM (FHA|USDA|VA) 1 $185,000 $185,000 $10,778 4.25%
CaƱon City, CO (FHA|USDA|VA) 2 $180,000 $90,000 $6,051 4.69%
Lock Haven, PA (FHA|USDA|VA) 2 $180,000 $90,000 $6,275 5.00%
Greenville, OH (FHA|USDA|VA) 2 $180,000 $90,000 $5,846 4.31%
Rockingham, NC (FHA|USDA|VA) 2 $180,000 $90,000 $4,038 4.13%
IOWA CITY, IA (FHA|USDA|VA) 1 $175,000 $175,000 $4,665 4.13%
Fredericksburg, TX (FHA|USDA|VA) 1 $175,000 $175,000 $10,745 4.00%
Glasgow, KY (FHA|USDA|VA) 3 $175,000 $58,333 $4,021 4.63%
Shawnee, OK (FHA|USDA|VA) 2 $170,000 $85,000 $5,861 4.81%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $170,000 $85,000 $4,703 4.75%
Paris, TX (FHA|USDA|VA) 2 $170,000 $85,000 $5,620 4.81%
Frankfort, IN (FHA|USDA|VA) 2 $170,000 $85,000 $6,147 4.44%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $170,000 $85,000 $5,792 5.06%
McAlester, OK (FHA|USDA|VA) 2 $170,000 $85,000 $6,512 4.75%
Washington, NC (FHA|USDA|VA) 2 $170,000 $85,000 $3,918 5.19%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $170,000 $85,000 $5,589 4.19%
Maysville, KY (FHA|USDA|VA) 2 $170,000 $85,000 $5,463 4.31%
Wilmington, OH (FHA|USDA|VA) 2 $170,000 $85,000 $5,591 4.56%
El Dorado, AR (FHA|USDA|VA) 2 $170,000 $85,000 $4,150 4.69%
MANHATTAN, KS (FHA|USDA|VA) 2 $170,000 $85,000 $5,447 5.06%
Brookings, OR (FHA|USDA|VA) 1 $165,000 $165,000 $9,508 4.63%
Selinsgrove, PA (FHA|USDA|VA) 1 $165,000 $165,000 $9,801 4.00%
Connersville, IN (FHA|USDA|VA) 3 $165,000 $55,000 $4,171 5.33%
YAKIMA, WA (FHA|USDA|VA) 1 $165,000 $165,000 $9,184 4.25%
Brenham, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,049 3.75%
Borger, TX (FHA|USDA|VA) 2 $160,000 $80,000 $5,775 4.56%
Blytheville, AR (FHA|USDA|VA) 2 $160,000 $80,000 $4,710 5.44%
Fort Dodge, IA (FHA|USDA|VA) 2 $160,000 $80,000 $4,056 4.88%
Poplar Bluff, MO (FHA|USDA|VA) 2 $160,000 $80,000 $5,134 4.56%
MIDLAND, MI (FHA|USDA|VA) 2 $160,000 $80,000 $5,964 4.44%
Safford, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $9,338 4.38%
BELLINGHAM, WA (FHA|USDA|VA) 1 $155,000 $155,000 $9,031 4.13%
McComb, MS (FHA|USDA|VA) 1 $155,000 $155,000 $8,553 5.63%
LONGVIEW, WA (FHA|USDA|VA) 1 $155,000 $155,000 $9,589 4.13%
Kingsville, TX (FHA|USDA|VA) 2 $150,000 $75,000 $5,342 5.19%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $150,000 $75,000 $5,709 4.06%
Stephenville, TX (FHA|USDA|VA) 2 $150,000 $75,000 $5,522 4.56%
Coffeyville, KS (FHA|USDA|VA) 2 $150,000 $75,000 $4,963 4.31%
Macomb, IL (FHA|USDA|VA) 2 $150,000 $75,000 $4,061 5.69%
Jacksonville, IL (FHA|USDA|VA) 2 $150,000 $75,000 $4,575 5.06%
Ellensburg, WA (FHA|USDA|VA) 1 $145,000 $145,000 $10,246 5.63%
Campbellsville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $7,194 4.13%
Corning, NY (FHA|USDA|VA) 2 $140,000 $70,000 $4,155 4.63%
Mount Sterling, KY (FHA|USDA|VA) 2 $140,000 $70,000 $5,156 4.63%
Newberry, SC (FHA|USDA|VA) 2 $140,000 $70,000 $4,439 4.69%
North Vernon, IN (FHA|USDA|VA) 2 $140,000 $70,000 $4,243 4.81%
Olean, NY (FHA|USDA|VA) 2 $140,000 $70,000 $5,050 4.13%
Snyder, TX (FHA|USDA|VA) 2 $140,000 $70,000 $5,578 5.56%
Sterling, IL (FHA|USDA|VA) 2 $140,000 $70,000 $4,543 5.00%
St. Marys, PA (FHA|USDA|VA) 2 $140,000 $70,000 $5,599 4.38%
BANGOR, ME (FHA|USDA|VA) 2 $140,000 $70,000 $5,208 4.56%
Washington Court House, OH (FHA|USDA|VA) 2 $140,000 $70,000 $5,272 4.06%
Amsterdam, NY (FHA|USDA|VA) 2 $140,000 $70,000 $4,994 4.69%
Crossville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $10,719 3.25%
Opelousas, LA (FHA|USDA|VA) 1 $135,000 $135,000 $6,169 4.25%
Pontiac, IL (FHA|USDA|VA) 1 $135,000 $135,000 $6,832 3.63%
Andrews, TX (FHA|USDA|VA) 1 $135,000 $135,000 $8,872 4.13%
Hutchinson, MN (FHA|USDA|VA) 1 $135,000 $135,000 $9,906 3.75%
Warrensburg, MO (FHA|USDA|VA) 1 $135,000 $135,000 $7,244 3.75%
Malone, NY (FHA|USDA|VA) 1 $135,000 $135,000 $5,288 5.25%
Huntingdon, PA (FHA|USDA|VA) 2 $130,000 $65,000 $5,399 4.50%
Emporia, KS (FHA|USDA|VA) 2 $130,000 $65,000 $5,369 3.94%
Bartlesville, OK (FHA|USDA|VA) 2 $130,000 $65,000 $4,861 5.06%
Batesville, AR (FHA|USDA|VA) 2 $130,000 $65,000 $5,459 4.50%
Parsons, KS (FHA|USDA|VA) 2 $130,000 $65,000 $5,568 3.56%
Dumas, TX (FHA|USDA|VA) 2 $130,000 $65,000 $3,549 5.19%
Bellefontaine, OH (FHA|USDA|VA) 2 $130,000 $65,000 $6,181 4.31%
North Wilkesboro, NC (FHA|USDA|VA) 2 $130,000 $65,000 $3,966 4.25%
Portsmouth, OH (FHA|USDA|VA) 2 $130,000 $65,000 $4,887 4.06%
Picayune, MS (FHA|USDA|VA) 2 $130,000 $65,000 $5,410 5.19%
Cambridge, MD (FHA|USDA|VA) 1 $125,000 $125,000 $7,739 4.00%
Red Wing, MN (FHA|USDA|VA) 1 $125,000 $125,000 $6,438 5.25%
Brownwood, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,727 5.63%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $125,000 $125,000 $5,820 4.13%
Big Rapids, MI (FHA|USDA|VA) 1 $125,000 $125,000 $6,577 4.63%
Newport, TN (FHA|USDA|VA) 1 $125,000 $125,000 $6,064 4.50%
Beeville, TX (FHA|USDA|VA) 2 $120,000 $60,000 $4,596 4.13%
ENID, OK (FHA|USDA|VA) 2 $120,000 $60,000 $5,476 4.88%
Eagle Pass, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,588 5.00%
Stillwater, OK (FHA|USDA|VA) 1 $115,000 $115,000 $8,268 4.25%
Chillicothe, OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,652 4.00%
Bemidji, MN (FHA|USDA|VA) 1 $115,000 $115,000 $6,674 4.38%
Mineral Wells, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,407 4.13%
Port Lavaca, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,610 4.88%
Danville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $5,540 3.63%
Russellville, AR (FHA|USDA|VA) 2 $110,000 $55,000 $3,835 4.44%
Jackson, OH (FHA|USDA|VA) 2 $110,000 $55,000 $6,041 4.19%
Rochelle, IL (FHA|USDA|VA) 2 $110,000 $55,000 $4,722 4.44%
Boone, NC (FHA|USDA|VA) 1 $105,000 $105,000 $6,108 4.00%
Seneca Falls, NY (FHA|USDA|VA) 1 $105,000 $105,000 $5,747 4.50%
Sedalia, MO (FHA|USDA|VA) 1 $105,000 $105,000 $5,080 3.88%
Lewisburg, TN (FHA|USDA|VA) 1 $105,000 $105,000 $6,783 3.50%
FARGO, ND-MN (FHA|USDA|VA) 1 $105,000 $105,000 $6,100 3.38%
Marquette, MI (FHA|USDA|VA) 1 $105,000 $105,000 $5,989 4.38%
Georgetown, SC (FHA|USDA|VA) 1 $105,000 $105,000 $5,971 4.38%
Moses Lake, WA (FHA|USDA|VA) 1 $105,000 $105,000 $5,942 4.38%
Steamboat Springs, CO (FHA|USDA|VA) 1 $105,000 $105,000 $6,939 3.88%
Durant, OK (FHA|USDA|VA) 1 $95,000 $95,000 $7,758 4.63%
Troy, AL (FHA|USDA|VA) 1 $95,000 $95,000 $4,939 4.50%
Palestine, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,569 4.88%
Indianola, MS (FHA|USDA|VA) 1 $95,000 $95,000 $4,818 4.50%
Ottumwa, IA (FHA|USDA|VA) 1 $95,000 $95,000 $6,846 4.75%
Kinston, NC (FHA|USDA|VA) 1 $95,000 $95,000 $6,132 4.63%
Fairfield, IA (FHA|USDA|VA) 1 $95,000 $95,000 $5,574 4.13%
Mason City, IA (FHA|USDA|VA) 1 $95,000 $95,000 $6,338 3.88%
Corinth, MS (FHA|USDA|VA) 1 $95,000 $95,000 $5,633 4.50%
Muscatine, IA (FHA|USDA|VA) 1 $95,000 $95,000 $8,360 4.50%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $95,000 $95,000 $4,777 5.00%
Lawrenceburg, TN (FHA|USDA|VA) 1 $95,000 $95,000 $7,476 3.88%
Duncan, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,753 5.88%
Defiance, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,890 3.38%
Storm Lake, IA (FHA|USDA|VA) 1 $95,000 $95,000 $6,600 4.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $95,000 $95,000 $5,727 4.38%
Portales, NM (FHA|USDA|VA) 1 $85,000 $85,000 $6,318 4.00%
Natchez, MS-LA (FHA|USDA|VA) 1 $85,000 $85,000 $6,250 4.25%
Martinsville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $5,467 2.88%
Marshall, MN (FHA|USDA|VA) 1 $85,000 $85,000 $5,049 4.50%
Lewisburg, PA (FHA|USDA|VA) 1 $85,000 $85,000 $6,940 3.63%
Brainerd, MN (FHA|USDA|VA) 1 $85,000 $85,000 $5,082 4.88%
Taos, NM (FHA|USDA|VA) 1 $85,000 $85,000 $6,682 4.25%
SALINAS, CA (FHA|USDA|VA) 1 $85,000 $85,000 $4,959 3.63%
Mountain Home, AR (FHA|USDA|VA) 1 $85,000 $85,000 $4,947 4.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $85,000 $85,000 $6,315 3.88%
Burlington, IA-IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,847 4.00%
Gainesville, TX (FHA|USDA|VA) 1 $75,000 $75,000 $5,837 4.13%
El Campo, TX (FHA|USDA|VA) 1 $75,000 $75,000 $5,927 5.00%
DUBUQUE, IA (FHA|USDA|VA) 1 $75,000 $75,000 $4,518 5.13%
Alexander City, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,703 5.00%
FORT COLLINS, CO (FHA|USDA|VA) 1 $75,000 $75,000 $6,314 3.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $75,000 $75,000 $5,072 4.25%
Somerset, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,271 5.38%
Celina, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,353 5.13%
Glenwood Springs, CO (FHA|USDA|VA) 1 $75,000 $75,000 $5,908 4.88%
Sterling, CO (FHA|USDA|VA) 1 $75,000 $75,000 $5,869 4.38%
Alice, TX (FHA|USDA|VA) 1 $75,000 $75,000 $6,718 3.63%
Hannibal, MO (FHA|USDA|VA) 1 $75,000 $75,000 $5,884 3.38%
Pecos, TX (FHA|USDA|VA) 1 $75,000 $75,000 $5,699 4.25%
Tiffin, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,830 4.63%
Laurinburg, NC (FHA|USDA|VA) 1 $75,000 $75,000 $4,837 5.75%
Nacogdoches, TX (FHA|USDA|VA) 1 $75,000 $75,000 $5,571 3.75%
Atmore, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,808 4.63%
Easton, MD (FHA|USDA|VA) 1 $65,000 $65,000 $5,194 3.50%
Norwalk, OH (FHA|USDA|VA) 1 $65,000 $65,000 $5,893 4.13%
Brevard, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,297 4.63%
Lebanon, MO (FHA|USDA|VA) 1 $65,000 $65,000 $3,753 4.13%
Clinton, IA (FHA|USDA|VA) 1 $65,000 $65,000 $4,805 3.88%
Clovis, NM (FHA|USDA|VA) 1 $65,000 $65,000 $3,850 5.75%
Meridian, MS (FHA|USDA|VA) 1 $65,000 $65,000 $5,113 4.63%
Gaffney, SC (FHA|USDA|VA) 1 $65,000 $65,000 $5,028 4.25%
Lewistown, PA (FHA|USDA|VA) 1 $65,000 $65,000 $5,248 4.38%
Roswell, NM (FHA|USDA|VA) 1 $65,000 $65,000 $5,559 5.75%
Atchison, KS (FHA|USDA|VA) 1 $65,000 $65,000 $5,184 4.25%
Montrose, CO (FHA|USDA|VA) 1 $65,000 $65,000 $4,634 4.38%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $65,000 $65,000 $4,051 4.00%
Wilson, NC (FHA|USDA|VA) 1 $65,000 $65,000 $4,807 4.50%
Fairmont, MN (FHA|USDA|VA) 1 $65,000 $65,000 $5,348 3.88%
Cortland, NY (FHA|USDA|VA) 1 $65,000 $65,000 $4,222 3.88%
Malvern, AR (FHA|USDA|VA) 1 $65,000 $65,000 $5,551 4.88%
Dyersburg, TN (FHA|USDA|VA) 1 $65,000 $65,000 $4,608 4.00%
Escanaba, MI (FHA|USDA|VA) 1 $65,000 $65,000 $4,104 4.88%
Union City, TN (FHA|USDA|VA) 1 $65,000 $65,000 $4,413 4.88%
Sweetwater, TX (FHA|USDA|VA) 1 $65,000 $65,000 $5,300 4.13%
Camden, AR (FHA|USDA|VA) 1 $65,000 $65,000 $4,282 5.00%
Klamath Falls, OR (FHA|USDA|VA) 1 $65,000 $65,000 $6,226 3.50%
Carroll, IA (FHA|USDA|VA) 1 $65,000 $65,000 $2,813 6.13%
Centralia, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,677 4.88%
Starkville, MS (FHA|USDA|VA) 1 $65,000 $65,000 $5,650 4.38%
Cleveland, MS (FHA|USDA|VA) 1 $65,000 $65,000 $5,972 3.25%
Washington, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,897 5.75%
Elk City, OK (FHA|USDA|VA) 1 $65,000 $65,000 $4,881 4.38%
Sikeston, MO (FHA|USDA|VA) 1 $55,000 $55,000 $4,476 3.88%
Natchitoches, LA (FHA|USDA|VA) 1 $55,000 $55,000 $5,033 4.50%
Bennettsville, SC (FHA|USDA|VA) 1 $55,000 $55,000 $3,764 4.50%
Stevens Point, WI (FHA|USDA|VA) 1 $55,000 $55,000 $5,542 4.75%
Alpena, MI (FHA|USDA|VA) 1 $55,000 $55,000 $5,370 5.25%
Decatur, IN (FHA|USDA|VA) 1 $55,000 $55,000 $4,905 4.63%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $55,000 $55,000 $4,657 6.00%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $55,000 $55,000 $6,635 3.00%
Raymondville, TX (FHA|USDA|VA) 1 $55,000 $55,000 $2,810 4.25%
Grand Rapids, MN (FHA|USDA|VA) 1 $55,000 $55,000 $4,080 5.13%
Lamesa, TX (FHA|USDA|VA) 1 $45,000 $45,000 $4,015 4.63%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $45,000 $45,000 $6,052 3.00%
Hobbs, NM (FHA|USDA|VA) 1 $45,000 $45,000 $3,855 4.63%
Lincoln, IL (FHA|USDA|VA) 1 $45,000 $45,000 $4,544 4.63%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $45,000 $45,000 $4,506 4.50%
Henderson, NC (FHA|USDA|VA) 1 $35,000 $35,000 $3,844 4.50%
Prineville, OR (FHA|USDA|VA) 1 $35,000 $35,000 $3,807 5.25%
Royal United Mortgage's top markets include Indianapolis, Dallas, Houston, Chicago, and New York among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,899 $777,175,000 $112,650 $6,063 4.52%
    FHA 1,814 $192,200,000 $105,954 $6,900 4.27%
    VA 517 $70,205,000 $135,793 $7,850 3.92%

    For 2019, Royal United Mortgage's most frequently originated type of loan was Conventional, with 6,899 originations. Their 2nd most popular type was FHA, with 1,814 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 3,982 $432,460,000 $108,604 $6,482 4.47%
    Cash Out Refi 3,211 $373,395,000 $116,286 $6,684 4.43%
    Home Purchase 1,260 $133,700,000 $106,111 $5,177 4.62%
    Refi 777 $100,025,000 $128,732 $5,931 4.00%

    For 2019, Royal United Mortgage's most frequently cited loan purpose was Home Improvement, with 3,982 originations. The 2nd most popular reason was Cash Out Refi, with 3,211 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,147 $618,985,000 $120,261 $6,454 4.52%
    15 Year 2,296 $228,590,000 $99,560 $6,118 4.22%
    Other 782 $85,180,000 $108,926 $6,282 4.58%
    20 Year 587 $65,925,000 $112,308 $6,132 4.55%
    10 Year 418 $40,900,000 $97,847 $6,287 4.13%

    For 2019, Royal United Mortgage's most frequently cited loan duration was 30 Year, with 5,147 originations. The 2nd most popular length was 15 Year, with 2,296 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $3k-4k 2,711 $245,835,000 $90,681
    $4k-5k 1,875 $203,735,000 $108,659
    $5k+ 1,771 $317,585,000 $179,325
    $2k-3k 1,554 $128,620,000 $82,767
    $1k-2k 1,023 $93,045,000 $90,953
    $<1k 296 $50,760,000 $171,486

    Royal United Mortgage's average total fees were $6,454, while their most frequently occuring range of origination fees (closing costs) were in the $3k-4k bucket, with 2,711 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 4,347 $447,925,000 $103,042
    3-4% 3,055 $407,885,000 $133,514
    5-6% 1,510 $146,670,000 $97,132
    6-7% 227 $20,715,000 $91,256
    2.5-3% 91 $16,385,000 $180,055

    During 2019, Royal United Mortgage's average interest rate for loans was 4.52%, while their most frequently originated rate bucket for loans was 4-5%, with 4,347 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 4,858 $355,320,000 $73,141 $5,253 4.58%
    $100k-200k 3,710 $495,890,000 $133,663 $6,961 4.33%
    $200k-400k 591 $153,575,000 $259,856 $9,802 4.01%
    $400k-600k 60 $27,230,000 $453,833 $15,828 3.86%
    $600k-1MM 11 $7,565,000 $687,727 $28,442 4.23%

    2019 saw Royal United Mortgage place emphasis on $100,000 or less loans with 4,858 originations, totaling $355,320,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 4,822 $444,610,000 $92,204 $5,886 4.46%
    $50k-75k 2,398 $279,010,000 $116,351 $6,425 4.44%
    $75k-100k 1,029 $142,185,000 $138,178 $7,042 4.40%
    $100k-150k 721 $119,155,000 $165,264 $7,413 4.37%
    $150k-250k 209 $42,945,000 $205,478 $8,123 4.41%
    $250k+ 27 $7,025,000 $260,185 $8,595 4.57%

    Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 4,822 originations. The second most popular income band? $50k-75k, with 2,398 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,598 $163,830,000 $102,522 $5,872 4.44%
    30-36% 1,546 $172,770,000 $111,753 $6,309 4.44%
    44% 731 $85,375,000 $116,792 $6,510 4.54%
    50-60% 614 $75,650,000 $123,208 $7,311 4.17%
    43% 486 $53,630,000 $110,350 $6,352 4.47%
    <20% 475 $46,445,000 $97,779 $5,555 4.34%
    42% 452 $51,200,000 $113,274 $6,214 4.51%
    39% 365 $43,335,000 $118,726 $6,410 4.51%
    45% 349 $39,925,000 $114,398 $6,500 4.51%
    40% 347 $40,665,000 $117,190 $6,426 4.44%
    41% 347 $38,985,000 $112,349 $6,323 4.44%
    38% 303 $34,715,000 $114,571 $6,374 4.53%
    37% 299 $34,605,000 $115,736 $6,421 4.61%
    36% 296 $31,040,000 $104,865 $6,164 4.39%
    49% 293 $38,865,000 $132,645 $6,883 4.43%
    46% 254 $30,160,000 $118,740 $6,517 4.43%
    48% 246 $29,260,000 $118,943 $6,419 4.33%
    47% 226 $28,000,000 $123,894 $6,567 4.38%
    >60% 3 $1,125,000 $375,000 $13,635 4.17%

    Royal United Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,598 originations. The next most common DTI ratio? 30-36%, with 1,546 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,313 $825,935,000 $112,941 $6,291 4.43%
    Not provided 1,099 $121,005,000 $110,105 $6,413 4.44%
    Black 632 $70,180,000 $111,044 $6,482 4.53%
    Asian 96 $13,240,000 $137,917 $7,096 4.27%
    American Indian 83 $8,545,000 $102,952 $6,435 4.49%
    Native Hawaiian or Islander 7 $675,000 $96,429 $5,508 4.59%

    Approval Rates

    Total approvals of all applications
    71.42%

    Royal United Mortgage has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    91.66%

    Royal United Mortgage has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,230 $1,039,580,000 $112,631

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 9,230 $1,039,580,000 $112,631

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 900 $75,790,000 $84,211 $5,577 4.33%
    40-60% 1,619 $167,175,000 $103,258 $6,122 4.29%
    60-80% 3,719 $434,645,000 $116,871 $6,428 4.54%
    80-100% 2,857 $350,535,000 $122,693 $6,567 4.41%
    Over 100% 10 $2,060,000 $206,000 $14,325 4.23%
    Under 20% 125 $9,375,000 $75,000 $5,290 4.39%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    ROYAL UNITED MORTGAGE LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 100.0%