Royal United Mortgage Rates, Fees & Info
Indianapolis, INLEI: 549300UG7QXKM7KGV847
Tax ID: 26-1773722
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Mortgage Data
Review & Overview
Royal United Mortgage is a small mortgage company specializing in Home Improvement and Cash Out Refi loans. Royal United Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Indianapolis, Dallas, Houston, Chicago, and New York among others. We have data for 687 markets. (Some data included below & more in-depth data is available with an active subscription.)Royal United Mortgage has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Royal United Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.28% | 12/17/24 |
| 30 Year Conventional Refi | 7.25% | 12/17/24 |
| 30 Year FHA Purchase | 7.82% | 12/17/24 |
| 30 Year FHA Refi | 7.51% | 12/17/24 |
| 30 Year VA Purchase | 6.47% | 12/17/24 |
| 30 Year VA Refi | 6.75% | 12/17/24 |
| 30 Year USDA Purchase | 7.15% | 12/17/24 |
| 30 Year USDA Refi | 6.14% | 12/17/24 |
| 15 Year Conventional Purchase | 7.36% | 12/17/24 |
| 15 Year Conventional Refi | 7.08% | 12/17/24 |
| 15 Year Cash-out Refi | 7.08% | 12/17/24 |
| 15 Year FHA Purchase | 5.68% | 12/17/24 |
| 15 Year FHA Refi | 7.58% | 12/17/24 |
| 15 Year VA Purchase | 5.68% | 12/17/24 |
| 15 Year VA Refi | 6.74% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Royal United Mortgage Mortgage Calculator
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This is not an official calculator from Royal United Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,230Origination Dollar Volume (All Markets)
$1,039,580,000Awards
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ROYAL UNITED MORTGAGE - 2019
ROYAL UNITED MORTGAGE is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 821 | $73,735,000 | $89,811 | $5,667 | 4.53% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 403 | $60,935,000 | $151,203 | $5,470 | 4.16% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 425 | $53,635,000 | $126,200 | $7,033 | 4.53% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 315 | $37,345,000 | $118,556 | $6,953 | 4.58% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 240 | $33,100,000 | $137,917 | $6,087 | 4.43% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 133 | $27,725,000 | $208,459 | $8,713 | 4.53% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 154 | $18,800,000 | $122,078 | $7,038 | 4.33% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 160 | $18,760,000 | $117,250 | $6,610 | 4.31% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 179 | $17,835,000 | $99,637 | $6,367 | 4.35% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 123 | $14,885,000 | $121,016 | $6,758 | 4.63% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 124 | $14,690,000 | $118,468 | $6,885 | 4.46% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 113 | $14,215,000 | $125,796 | $6,685 | 4.27% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 110 | $13,790,000 | $125,364 | $6,047 | 4.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 139 | $13,745,000 | $98,885 | $6,650 | 4.45% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 103 | $12,975,000 | $125,971 | $7,172 | 4.26% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 102 | $11,720,000 | $114,902 | $6,142 | 4.39% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 117 | $10,755,000 | $91,923 | $5,481 | 4.58% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 67 | $10,555,000 | $157,537 | $7,844 | 4.43% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 88 | $9,840,000 | $111,818 | $6,515 | 4.32% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 102 | $9,730,000 | $95,392 | $6,433 | 4.35% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 74 | $9,690,000 | $130,946 | $7,402 | 4.23% |
| COLUMBUS, OH (FHA|USDA|VA) | 85 | $8,835,000 | $103,941 | $6,735 | 4.38% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 39 | $8,485,000 | $217,564 | $9,075 | 4.26% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 63 | $7,655,000 | $121,508 | $6,556 | 4.49% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 62 | $7,180,000 | $115,806 | $6,601 | 4.23% |
| LOUISVILLE, KY (FHA|USDA|VA) | 58 | $6,580,000 | $113,448 | $5,768 | 4.65% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 61 | $6,475,000 | $106,148 | $6,041 | 4.65% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 49 | $6,045,000 | $123,367 | $6,787 | 4.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 44 | $5,880,000 | $133,636 | $6,421 | 4.47% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 49 | $5,475,000 | $111,735 | $6,232 | 4.40% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 51 | $5,405,000 | $105,980 | $6,806 | 4.42% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 51 | $5,285,000 | $103,627 | $6,174 | 4.40% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 46 | $5,230,000 | $113,696 | $6,007 | 4.68% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 44 | $5,170,000 | $117,500 | $7,043 | 4.37% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 37 | $4,935,000 | $133,378 | $6,832 | 4.10% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 21 | $4,835,000 | $230,238 | $9,898 | 4.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 41 | $4,815,000 | $117,439 | $7,268 | 4.14% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 44 | $4,700,000 | $106,818 | $6,743 | 4.29% |
| RICHMOND, VA (FHA|USDA|VA) | 41 | $4,655,000 | $113,537 | $6,450 | 4.36% |
| OCALA, FL (FHA|USDA|VA) | 49 | $4,655,000 | $95,000 | $6,075 | 4.24% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 42 | $4,580,000 | $109,048 | $6,157 | 4.30% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 28 | $4,470,000 | $159,643 | $6,832 | 4.52% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $4,455,000 | $212,143 | $11,547 | 4.08% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 30 | $4,340,000 | $144,667 | $7,408 | 4.28% |
| FORT WAYNE, IN (FHA|USDA|VA) | 43 | $4,265,000 | $99,186 | $5,872 | 4.57% |
| EL PASO, TX (FHA|USDA|VA) | 47 | $4,255,000 | $90,532 | $5,860 | 4.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 34 | $4,180,000 | $122,941 | $7,301 | 4.21% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 40 | $4,060,000 | $101,500 | $6,192 | 4.23% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 40 | $3,950,000 | $98,750 | $6,159 | 4.79% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 16 | $3,880,000 | $242,500 | $10,811 | 4.12% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 24 | $3,690,000 | $153,750 | $7,053 | 4.54% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 36 | $3,670,000 | $101,944 | $6,251 | 4.28% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 21 | $3,475,000 | $165,476 | $6,182 | 4.33% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 27 | $3,425,000 | $126,852 | $6,699 | 4.29% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 29 | $3,355,000 | $115,690 | $6,912 | 4.15% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 34 | $3,340,000 | $98,235 | $5,775 | 4.47% |
| AKRON, OH (FHA|USDA|VA) | 39 | $3,265,000 | $83,718 | $6,328 | 4.40% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 32 | $3,210,000 | $100,313 | $6,572 | 4.29% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 11 | $3,185,000 | $289,545 | $11,724 | 4.15% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 32 | $3,150,000 | $98,438 | $6,355 | 4.15% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 36 | $3,130,000 | $86,944 | $5,873 | 4.36% |
| ROCHESTER, NY (FHA|USDA|VA) | 28 | $3,090,000 | $110,357 | $6,190 | 4.65% |
| KNOXVILLE, TN (FHA|USDA|VA) | 31 | $3,065,000 | $98,871 | $6,013 | 4.36% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 25 | $3,055,000 | $122,200 | $5,922 | 4.39% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 29 | $3,015,000 | $103,966 | $5,618 | 4.55% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 30 | $2,980,000 | $99,333 | $5,527 | 4.84% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 25 | $2,975,000 | $119,000 | $7,097 | 4.29% |
| TULSA, OK (FHA|USDA|VA) | 29 | $2,925,000 | $100,862 | $7,249 | 4.24% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 29 | $2,835,000 | $97,759 | $5,132 | 4.78% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 28 | $2,810,000 | $100,357 | $6,173 | 4.43% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 18 | $2,750,000 | $152,778 | $7,762 | 4.41% |
| COLUMBIA, SC (FHA|USDA|VA) | 26 | $2,750,000 | $105,769 | $6,113 | 4.58% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 25 | $2,745,000 | $109,800 | $5,701 | 4.60% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 29 | $2,725,000 | $93,966 | $6,221 | 4.66% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 28 | $2,680,000 | $95,714 | $6,935 | 4.06% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 22 | $2,650,000 | $120,455 | $6,395 | 4.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 21 | $2,615,000 | $124,524 | $6,408 | 4.47% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 19 | $2,595,000 | $136,579 | $6,813 | 4.51% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 20 | $2,590,000 | $129,500 | $6,695 | 4.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 26 | $2,550,000 | $98,077 | $5,512 | 4.47% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 17 | $2,505,000 | $147,353 | $7,733 | 4.12% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 22 | $2,450,000 | $111,364 | $7,334 | 4.05% |
| BATON ROUGE, LA (FHA|USDA|VA) | 22 | $2,440,000 | $110,909 | $6,194 | 4.40% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 29 | $2,435,000 | $83,966 | $5,382 | 4.31% |
| TOLEDO, OH (FHA|USDA|VA) | 26 | $2,410,000 | $92,692 | $6,291 | 4.34% |
| ROCKFORD, IL (FHA|USDA|VA) | 26 | $2,360,000 | $90,769 | $5,337 | 4.66% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 24 | $2,290,000 | $95,417 | $5,644 | 4.77% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 17 | $2,285,000 | $134,412 | $7,769 | 3.90% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 21 | $2,285,000 | $108,810 | $5,465 | 4.71% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 19 | $2,265,000 | $119,211 | $6,819 | 4.49% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 24 | $2,200,000 | $91,667 | $5,185 | 4.65% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 21 | $2,195,000 | $104,524 | $5,352 | 4.55% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $2,170,000 | $155,000 | $7,363 | 4.32% |
| JACKSON, MS (FHA|USDA|VA) | 24 | $2,150,000 | $89,583 | $6,046 | 4.35% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 13 | $2,145,000 | $165,000 | $7,957 | 4.26% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 17 | $2,135,000 | $125,588 | $6,381 | 4.43% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 25 | $2,115,000 | $84,600 | $4,838 | 4.67% |
| SPARTANBURG, SC (FHA|USDA|VA) | 23 | $2,105,000 | $91,522 | $4,978 | 4.92% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 21 | $2,095,000 | $99,762 | $6,410 | 4.33% |
| WICHITA, KS (FHA|USDA|VA) | 23 | $2,085,000 | $90,652 | $6,288 | 4.02% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 19 | $2,055,000 | $108,158 | $6,499 | 4.18% |
| FLINT, MI (FHA|USDA|VA) | 20 | $2,010,000 | $100,500 | $5,874 | 4.46% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 22 | $2,000,000 | $90,909 | $5,547 | 4.43% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 19 | $1,975,000 | $103,947 | $4,968 | 4.53% |
| WACO, TX (FHA|USDA|VA) | 19 | $1,965,000 | $103,421 | $6,729 | 4.49% |
| LONGVIEW, TX (FHA|USDA|VA) | 21 | $1,965,000 | $93,571 | $6,249 | 4.77% |
| SYRACUSE, NY (FHA|USDA|VA) | 22 | $1,950,000 | $88,636 | $5,514 | 4.77% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 13 | $1,905,000 | $146,538 | $8,759 | 4.37% |
| READING, PA (FHA|USDA|VA) | 16 | $1,890,000 | $118,125 | $7,457 | 4.02% |
| PEORIA, IL (FHA|USDA|VA) | 21 | $1,875,000 | $89,286 | $5,427 | 4.43% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 19 | $1,835,000 | $96,579 | $5,926 | 4.66% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 20 | $1,790,000 | $89,500 | $5,662 | 4.47% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 16 | $1,740,000 | $108,750 | $6,342 | 4.57% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 19 | $1,715,000 | $90,263 | $5,217 | 4.51% |
| LANCASTER, PA (FHA|USDA|VA) | 15 | $1,715,000 | $114,333 | $7,345 | 4.12% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 15 | $1,645,000 | $109,667 | $7,307 | 4.58% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 18 | $1,610,000 | $89,444 | $5,719 | 4.79% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 17 | $1,605,000 | $94,412 | $5,469 | 4.46% |
| JACKSON, MI (FHA|USDA|VA) | 16 | $1,570,000 | $98,125 | $6,090 | 4.38% |
| LUBBOCK, TX (FHA|USDA|VA) | 16 | $1,520,000 | $95,000 | $6,187 | 4.74% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 15 | $1,485,000 | $99,000 | $6,337 | 4.64% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 15 | $1,465,000 | $97,667 | $5,651 | 4.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 12 | $1,430,000 | $119,167 | $6,646 | 4.36% |
| TYLER, TX (FHA|USDA|VA) | 14 | $1,430,000 | $102,143 | $6,374 | 4.68% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 11 | $1,415,000 | $128,636 | $6,539 | 4.70% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 16 | $1,400,000 | $87,500 | $5,683 | 4.73% |
| TUCSON, AZ (FHA|USDA|VA) | 13 | $1,395,000 | $107,308 | $6,281 | 4.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 15 | $1,385,000 | $92,333 | $5,961 | 4.20% |
| VISALIA, CA (FHA|USDA|VA) | 10 | $1,380,000 | $138,000 | $6,317 | 4.38% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 14 | $1,380,000 | $98,571 | $6,823 | 4.37% |
| Shelby, NC (FHA|USDA|VA) | 11 | $1,345,000 | $122,273 | $6,414 | 4.50% |
| MUNCIE, IN (FHA|USDA|VA) | 18 | $1,340,000 | $74,444 | $4,774 | 4.56% |
| KOKOMO, IN (FHA|USDA|VA) | 14 | $1,340,000 | $95,714 | $5,235 | 4.26% |
| AMARILLO, TX (FHA|USDA|VA) | 14 | $1,320,000 | $94,286 | $5,714 | 4.85% |
| ERIE, PA (FHA|USDA|VA) | 12 | $1,310,000 | $109,167 | $6,697 | 4.20% |
| BINGHAMTON, NY (FHA|USDA|VA) | 15 | $1,305,000 | $87,000 | $5,529 | 4.86% |
| Richmond-Berea, KY (FHA|USDA|VA) | 11 | $1,305,000 | $118,636 | $6,242 | 4.51% |
| FRESNO, CA (FHA|USDA|VA) | 11 | $1,295,000 | $117,727 | $6,249 | 4.58% |
| ASHEVILLE, NC (FHA|USDA|VA) | 12 | $1,290,000 | $107,500 | $4,923 | 4.84% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $6,946 | 4.46% |
| Pottsville, PA (FHA|USDA|VA) | 15 | $1,215,000 | $81,000 | $5,696 | 4.56% |
| MOBILE, AL (FHA|USDA|VA) | 13 | $1,215,000 | $93,462 | $6,318 | 4.23% |
| MODESTO, CA (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $6,351 | 4.36% |
| BURLINGTON, NC (FHA|USDA|VA) | 10 | $1,170,000 | $117,000 | $5,380 | 4.40% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 14 | $1,170,000 | $83,571 | $4,936 | 4.79% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 12 | $1,150,000 | $95,833 | $6,875 | 4.25% |
| Ottawa, IL (FHA|USDA|VA) | 15 | $1,135,000 | $75,667 | $4,597 | 4.94% |
| LAFAYETTE, LA (FHA|USDA|VA) | 13 | $1,135,000 | $87,308 | $6,011 | 4.56% |
| Cookeville, TN (FHA|USDA|VA) | 10 | $1,130,000 | $113,000 | $6,339 | 4.29% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 15 | $1,115,000 | $74,333 | $5,627 | 4.48% |
| DOTHAN, AL (FHA|USDA|VA) | 12 | $1,110,000 | $92,500 | $5,406 | 4.52% |
| GAINESVILLE, FL (FHA|USDA|VA) | 10 | $1,100,000 | $110,000 | $5,715 | 4.21% |
| CLEVELAND, TN (FHA|USDA|VA) | 10 | $1,090,000 | $109,000 | $6,426 | 4.50% |
| Lufkin, TX (FHA|USDA|VA) | 11 | $1,065,000 | $96,818 | $6,190 | 4.57% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $8,558 | 3.71% |
| UTICA-ROME, NY (FHA|USDA|VA) | 11 | $1,055,000 | $95,909 | $5,585 | 4.59% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $7,359 | 4.04% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $6,897 | 4.70% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $4,718 | 4.70% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 12 | $1,040,000 | $86,667 | $5,424 | 4.44% |
| HARRISONBURG, VA (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $5,861 | 4.03% |
| LAREDO, TX (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $6,903 | 4.47% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $5,158 | 4.78% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $15,670 | 3.92% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 10 | $980,000 | $98,000 | $6,721 | 4.56% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $7,231 | 4.02% |
| New Castle, IN (FHA|USDA|VA) | 9 | $955,000 | $106,111 | $5,352 | 4.71% |
| HATTIESBURG, MS (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $6,108 | 4.43% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 10 | $930,000 | $93,000 | $6,087 | 4.73% |
| PANAMA CITY, FL (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $6,489 | 4.25% |
| MONROE, MI (FHA|USDA|VA) | 10 | $910,000 | $91,000 | $5,922 | 4.13% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $8,782 | 4.22% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $6,365 | 4.38% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 9 | $875,000 | $97,222 | $5,839 | 4.22% |
| Hudson, NY (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $8,418 | 4.33% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $7,540 | 4.02% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $8,399 | 4.06% |
| TOPEKA, KS (FHA|USDA|VA) | 9 | $855,000 | $95,000 | $6,094 | 4.10% |
| GADSDEN, AL (FHA|USDA|VA) | 9 | $855,000 | $95,000 | $5,818 | 4.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $7,452 | 4.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 11 | $855,000 | $77,727 | $4,893 | 4.52% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $5,943 | 4.52% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 11 | $845,000 | $76,818 | $5,547 | 4.80% |
| MORRISTOWN, TN (FHA|USDA|VA) | 9 | $845,000 | $93,889 | $5,814 | 4.39% |
| Bedford, IN (FHA|USDA|VA) | 8 | $830,000 | $103,750 | $5,641 | 4.22% |
| JOPLIN, MO (FHA|USDA|VA) | 9 | $825,000 | $91,667 | $6,951 | 4.25% |
| Granbury, TX (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $7,170 | 4.54% |
| ROANOKE, VA (FHA|USDA|VA) | 10 | $810,000 | $81,000 | $5,776 | 4.23% |
| Farmington, MO (FHA|USDA|VA) | 9 | $805,000 | $89,444 | $6,142 | 4.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $6,678 | 3.91% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $6,321 | 4.52% |
| Seneca, SC (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $5,589 | 4.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 8 | $790,000 | $98,750 | $6,409 | 4.55% |
| Tupelo, MS (FHA|USDA|VA) | 8 | $790,000 | $98,750 | $6,215 | 4.22% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 9 | $785,000 | $87,222 | $6,002 | 4.13% |
| NEW BERN, NC (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $6,110 | 4.50% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $6,902 | 4.61% |
| GREELEY, CO (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $7,133 | 4.05% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 8 | $770,000 | $96,250 | $5,708 | 4.94% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $750,000 | $93,750 | $6,093 | 4.34% |
| REDDING, CA (FHA|USDA|VA) | 8 | $750,000 | $93,750 | $5,424 | 4.72% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $7,947 | 5.04% |
| SAN ANGELO, TX (FHA|USDA|VA) | 9 | $745,000 | $82,778 | $5,683 | 4.93% |
| Richmond, IN (FHA|USDA|VA) | 9 | $735,000 | $81,667 | $4,953 | 4.54% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 8 | $730,000 | $91,250 | $5,851 | 4.70% |
| Jasper, AL (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $6,972 | 4.28% |
| GREEN BAY, WI (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $6,866 | 4.29% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $15,292 | 4.13% |
| MADISON, WI (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $5,278 | 5.04% |
| LEBANON, PA (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $6,220 | 4.85% |
| MIDLAND, TX (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $5,071 | 4.48% |
| Meadville, PA (FHA|USDA|VA) | 9 | $705,000 | $78,333 | $6,050 | 4.26% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $6,604 | 3.98% |
| Plattsburgh, NY (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $6,232 | 4.48% |
| Angola, IN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,764 | 4.16% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $6,402 | 4.40% |
| VICTORIA, TX (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $6,882 | 4.33% |
| Athens, TX (FHA|USDA|VA) | 8 | $690,000 | $86,250 | $5,617 | 4.45% |
| ABILENE, TX (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $6,584 | 4.34% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $9,651 | 4.48% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $10,826 | 4.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $5,940 | 5.05% |
| Sunbury, PA (FHA|USDA|VA) | 8 | $680,000 | $85,000 | $6,064 | 3.92% |
| Auburn, NY (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $6,836 | 4.00% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $7,524 | 4.35% |
| Sturgis, MI (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $6,674 | 4.41% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $6,311 | 4.45% |
| DECATUR, AL (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $5,532 | 4.73% |
| Branson, MO (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $5,743 | 4.33% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $8,105 | 4.20% |
| MANSFIELD, OH (FHA|USDA|VA) | 8 | $640,000 | $80,000 | $5,264 | 4.58% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $6,672 | 4.44% |
| DuBois, PA (FHA|USDA|VA) | 7 | $635,000 | $90,714 | $6,314 | 4.50% |
| Huntsville, TX (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $6,819 | 5.05% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 6 | $620,000 | $103,333 | $6,767 | 4.08% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $5,282 | 4.40% |
| SAGINAW, MI (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $6,023 | 4.16% |
| Salem, OH (FHA|USDA|VA) | 8 | $610,000 | $76,250 | $5,473 | 4.39% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $5,994 | 4.28% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $5,752 | 4.60% |
| YUMA, AZ (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $6,251 | 4.83% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $5,820 | 4.63% |
| ALTOONA, PA (FHA|USDA|VA) | 8 | $600,000 | $75,000 | $6,112 | 4.44% |
| THE VILLAGES, FL (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $6,820 | 3.82% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $6,394 | 4.17% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $8,072 | 4.53% |
| Plymouth, IN (FHA|USDA|VA) | 7 | $585,000 | $83,571 | $5,068 | 4.48% |
| MONTGOMERY, AL (FHA|USDA|VA) | 8 | $580,000 | $72,500 | $5,056 | 4.55% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $5,108 | 4.38% |
| MONROE, LA (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $5,692 | 4.38% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $7,545 | 4.15% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $5,933 | 4.23% |
| GLENS FALLS, NY (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $5,942 | 4.38% |
| APPLETON, WI (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $5,509 | 4.08% |
| Somerset, KY (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $5,696 | 4.73% |
| Albertville, AL (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $5,775 | 4.23% |
| Corsicana, TX (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $6,084 | 4.52% |
| Palatka, FL (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $7,192 | 4.95% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $6,176 | 4.58% |
| JONESBORO, AR (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $5,704 | 4.67% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,302 | 5.06% |
| MADERA, CA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $9,598 | 3.63% |
| Cullman, AL (FHA|USDA|VA) | 7 | $545,000 | $77,857 | $4,810 | 4.45% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $4,682 | 4.69% |
| Jasper, IN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $7,241 | 3.72% |
| KANKAKEE, IL (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $5,525 | 4.52% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,688 | 4.50% |
| Centralia, WA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $8,350 | 4.09% |
| LIMA, OH (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $5,527 | 4.38% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $4,575 | 5.04% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $6,115 | 4.73% |
| Marion, IN (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $5,318 | 4.38% |
| Crawfordsville, IN (FHA|USDA|VA) | 6 | $510,000 | $85,000 | $4,605 | 4.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $5,555 | 4.75% |
| JACKSON, TN (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $5,686 | 4.33% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $6,746 | 4.06% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,781 | 3.75% |
| Key West, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $17,913 | 3.75% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $7,088 | 4.94% |
| Big Spring, TX (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $6,595 | 4.84% |
| Greenwood, SC (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $6,750 | 4.95% |
| Fremont, OH (FHA|USDA|VA) | 7 | $495,000 | $70,714 | $5,234 | 4.41% |
| SALEM, OR (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $7,277 | 3.88% |
| WHEELING, WV-OH (FHA|USDA|VA) | 7 | $485,000 | $69,286 | $5,739 | 4.30% |
| RACINE, WI (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $5,533 | 4.70% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,616 | 4.63% |
| Lake City, FL (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $5,697 | 3.81% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,690 | 4.34% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $4,872 | 5.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $5,691 | 4.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $4,813 | 4.88% |
| Cambridge, OH (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $6,385 | 4.50% |
| BAY CITY, MI (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $6,081 | 4.71% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $4,477 | 5.06% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $5,267 | 5.10% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $6,655 | 4.15% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,580 | 4.17% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $8,451 | 3.92% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,534 | 3.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,501 | 4.78% |
| MERCED, CA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $8,182 | 4.54% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $4,770 | 4.80% |
| Fort Payne, AL (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,401 | 4.40% |
| Huntington, IN (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $4,896 | 4.48% |
| Plainview, TX (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $4,919 | 5.48% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $4,965 | 4.56% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,690 | 3.88% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,751 | 4.22% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 6 | $440,000 | $73,333 | $4,815 | 4.15% |
| PINE BLUFF, AR (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $6,568 | 4.16% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,074 | 3.79% |
| Wooster, OH (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $6,457 | 4.03% |
| Holland, MI (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $5,915 | 4.05% |
| Adrian, MI (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $6,188 | 4.22% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $5,272 | 4.28% |
| Warsaw, IN (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $5,182 | 4.33% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $4,967 | 4.93% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $5,652 | 4.23% |
| DANVILLE, IL (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $4,309 | 5.29% |
| Central City, KY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,890 | 3.88% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,495 | 4.17% |
| New Castle, PA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $8,411 | 3.97% |
| MUSKEGON, MI (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $5,563 | 4.95% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,966 | 4.38% |
| Kendallville, IN (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $4,878 | 4.55% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,421 | 4.46% |
| Bonham, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,782 | 4.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $4,026 | 5.25% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $11,200 | 3.94% |
| Del Rio, TX (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $5,681 | 4.97% |
| Bluefield, WV-VA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $5,073 | 4.31% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $5,572 | 4.69% |
| ELMIRA, NY (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $4,592 | 4.44% |
| Cadillac, MI (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $6,216 | 4.48% |
| Gloversville, NY (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $5,216 | 4.85% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $18,803 | 2.88% |
| Oneonta, NY (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $6,269 | 4.59% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $4,779 | 4.68% |
| Ozark, AL (FHA|USDA|VA) | 6 | $380,000 | $63,333 | $4,559 | 4.15% |
| Albert Lea, MN (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $5,163 | 4.50% |
| Dixon, IL (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $5,006 | 4.91% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $5,343 | 4.75% |
| Peru, IN (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $5,003 | 5.05% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $4,400 | 4.66% |
| Columbus, MS (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $7,604 | 4.03% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,097 | 5.46% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $7,732 | 4.21% |
| Selma, AL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,382 | 4.38% |
| Ashtabula, OH (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $4,839 | 4.53% |
| CHICO, CA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,158 | 3.96% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,466 | 4.13% |
| DECATUR, IL (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $5,681 | 4.55% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,430 | 3.88% |
| Ponca City, OK (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,941 | 4.29% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $6,686 | 3.72% |
| Seymour, IN (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,459 | 4.72% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,470 | 3.81% |
| Hillsdale, MI (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,980 | 4.50% |
| Quincy, IL-MO (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $4,380 | 4.72% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,172 | 4.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,612 | 3.75% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,464 | 4.46% |
| Athens, TN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,601 | 4.04% |
| Forest City, NC (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $4,624 | 4.81% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $5,333 | 4.47% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $5,965 | 4.25% |
| Rolla, MO (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $5,647 | 4.88% |
| Mount Vernon, IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,295 | 4.67% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,089 | 5.08% |
| Rockport, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,380 | 4.83% |
| Paris, TN (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,409 | 4.50% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,196 | 4.83% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $5,348 | 4.47% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $4,631 | 5.09% |
| Lumberton, NC (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $4,823 | 5.56% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,572 | 4.06% |
| Sanford, NC (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $3,972 | 4.91% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,522 | 4.21% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,411 | 4.33% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,705 | 4.04% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,602 | 4.63% |
| Eufaula, AL-GA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,996 | 4.21% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,913 | 5.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,255 | 4.71% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $5,501 | 4.83% |
| MANKATO, MN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,390 | 4.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $7,231 | 4.42% |
| Shawano, WI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,677 | 4.42% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,754 | 4.17% |
| Coldwater, MI (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $6,013 | 4.84% |
| Batavia, NY (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $5,607 | 4.38% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $6,864 | 4.22% |
| Sidney, OH (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $6,164 | 4.28% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,028 | 4.63% |
| Findlay, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,850 | 3.96% |
| Austin, MN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,665 | 4.04% |
| Danville, VA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $5,587 | 4.56% |
| Searcy, AR (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $5,563 | 4.69% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $5,911 | 4.69% |
| Van Wert, OH (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $5,294 | 4.81% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,030 | 3.94% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,434 | 4.19% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,323 | 3.83% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,281 | 4.46% |
| La Grande, OR (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,008 | 3.69% |
| Logansport, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,721 | 4.75% |
| Mexico, MO (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,126 | 3.92% |
| Urbana, OH (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,341 | 3.92% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,800 | 4.42% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $10,227 | 4.06% |
| Martin, TN (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $5,133 | 4.03% |
| Alma, MI (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $5,486 | 3.88% |
| Madison, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,760 | 3.63% |
| Laurel, MS (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $5,359 | 4.72% |
| Mayfield, KY (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $4,895 | 4.94% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $5,506 | 4.47% |
| Bradford, PA (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $5,645 | 4.38% |
| Harrison, AR (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,759 | 4.29% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,681 | 4.17% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $3,852 | 5.00% |
| Deming, NM (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,434 | 3.38% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,486 | 4.29% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,085 | 4.58% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,962 | 4.63% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,378 | 4.54% |
| Athens, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $6,347 | 4.13% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,624 | 4.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,411 | 5.38% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,215 | 4.38% |
| Pampa, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,396 | 5.00% |
| Moberly, MO (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,060 | 4.71% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,878 | 4.00% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $4,881 | 4.59% |
| Bay City, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,745 | 5.25% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,957 | 4.38% |
| Galesburg, IL (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $3,524 | 5.34% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,643 | 3.88% |
| BEND, OR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,378 | 3.88% |
| Platteville, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,853 | 4.31% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,404 | 4.92% |
| Ashland, OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $7,187 | 3.88% |
| Durango, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $18,407 | 3.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,812 | 4.42% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,691 | 4.17% |
| Auburn, IN (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,656 | 4.67% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,732 | 4.04% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,192 | 4.21% |
| Marion, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,445 | 3.69% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,611 | 3.81% |
| Warren, PA (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $5,583 | 4.59% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,778 | 3.88% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,377 | 4.19% |
| London, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,419 | 3.69% |
| Sayre, PA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $6,835 | 4.42% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $4,793 | 4.38% |
| Taylorville, IL (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $4,021 | 4.75% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,450 | 3.94% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,980 | 4.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,163 | 4.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,900 | 4.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,326 | 5.06% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,327 | 5.25% |
| Pullman, WA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,607 | 4.19% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,875 | 4.21% |
| West Plains, MO (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,852 | 4.25% |
| Marion, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,947 | 4.56% |
| Morgan City, LA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,480 | 4.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,133 | 4.75% |
| Wabash, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,573 | 3.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $10,982 | 3.56% |
| Payson, AZ (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,219 | 3.81% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,662 | 4.13% |
| Ludington, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,508 | 3.81% |
| Oil City, PA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,161 | 4.33% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $4,017 | 4.79% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,884 | 4.58% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,149 | 4.67% |
| Marshall, MO (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,117 | 4.71% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,365 | 4.13% |
| Sonora, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,579 | 4.13% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,059 | 4.38% |
| Hope, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,867 | 3.94% |
| Indiana, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,220 | 4.50% |
| NILES, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,239 | 3.94% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,291 | 3.94% |
| Marinette, WI-MI (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $6,019 | 4.21% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $4,810 | 4.17% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,634 | 3.88% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,480 | 4.13% |
| Levelland, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,453 | 4.50% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,176 | 4.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,327 | 3.88% |
| Salina, KS (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $5,060 | 5.42% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,631 | 3.75% |
| Vernon, TX (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $5,255 | 5.08% |
| Kennett, MO (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $5,208 | 4.96% |
| Greenville, MS (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $4,937 | 4.88% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,469 | 4.50% |
| Effingham, IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,866 | 5.06% |
| Hays, KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,958 | 4.69% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,778 | 4.25% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,051 | 4.69% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,275 | 5.00% |
| Greenville, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,846 | 4.31% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,038 | 4.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,665 | 4.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,745 | 4.00% |
| Glasgow, KY (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $4,021 | 4.63% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,861 | 4.81% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,703 | 4.75% |
| Paris, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,620 | 4.81% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,147 | 4.44% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,792 | 5.06% |
| McAlester, OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,512 | 4.75% |
| Washington, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,918 | 5.19% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,589 | 4.19% |
| Maysville, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,463 | 4.31% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,591 | 4.56% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,150 | 4.69% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,447 | 5.06% |
| Brookings, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,508 | 4.63% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,801 | 4.00% |
| Connersville, IN (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $4,171 | 5.33% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,184 | 4.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,049 | 3.75% |
| Borger, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,775 | 4.56% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,710 | 5.44% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,056 | 4.88% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,134 | 4.56% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,964 | 4.44% |
| Safford, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,338 | 4.38% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,031 | 4.13% |
| McComb, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,553 | 5.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,589 | 4.13% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,342 | 5.19% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,709 | 4.06% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,522 | 4.56% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,963 | 4.31% |
| Macomb, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,061 | 5.69% |
| Jacksonville, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,575 | 5.06% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,246 | 5.63% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,194 | 4.13% |
| Corning, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,155 | 4.63% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,156 | 4.63% |
| Newberry, SC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,439 | 4.69% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,243 | 4.81% |
| Olean, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,050 | 4.13% |
| Snyder, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,578 | 5.56% |
| Sterling, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,543 | 5.00% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,599 | 4.38% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,208 | 4.56% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,272 | 4.06% |
| Amsterdam, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,994 | 4.69% |
| Crossville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,719 | 3.25% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,169 | 4.25% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,832 | 3.63% |
| Andrews, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,872 | 4.13% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,906 | 3.75% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,244 | 3.75% |
| Malone, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,288 | 5.25% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,399 | 4.50% |
| Emporia, KS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,369 | 3.94% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,861 | 5.06% |
| Batesville, AR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,459 | 4.50% |
| Parsons, KS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,568 | 3.56% |
| Dumas, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,549 | 5.19% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,181 | 4.31% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,966 | 4.25% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,887 | 4.06% |
| Picayune, MS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,410 | 5.19% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,739 | 4.00% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,438 | 5.25% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,727 | 5.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,820 | 4.13% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,577 | 4.63% |
| Newport, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,064 | 4.50% |
| Beeville, TX (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,596 | 4.13% |
| ENID, OK (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,476 | 4.88% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,588 | 5.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,268 | 4.25% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,652 | 4.00% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,674 | 4.38% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,407 | 4.13% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,610 | 4.88% |
| Danville, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,540 | 3.63% |
| Russellville, AR (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,835 | 4.44% |
| Jackson, OH (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $6,041 | 4.19% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $4,722 | 4.44% |
| Boone, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,108 | 4.00% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,747 | 4.50% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,080 | 3.88% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,783 | 3.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,100 | 3.38% |
| Marquette, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,989 | 4.38% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,971 | 4.38% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,942 | 4.38% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,939 | 3.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,758 | 4.63% |
| Troy, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,939 | 4.50% |
| Palestine, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,569 | 4.88% |
| Indianola, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,818 | 4.50% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,846 | 4.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,132 | 4.63% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,574 | 4.13% |
| Mason City, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,338 | 3.88% |
| Corinth, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,633 | 4.50% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,360 | 4.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,777 | 5.00% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,476 | 3.88% |
| Duncan, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,753 | 5.88% |
| Defiance, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,890 | 3.38% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,600 | 4.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,727 | 4.38% |
| Portales, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,318 | 4.00% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,250 | 4.25% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,467 | 2.88% |
| Marshall, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,049 | 4.50% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,940 | 3.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,082 | 4.88% |
| Taos, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,682 | 4.25% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,959 | 3.63% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,947 | 4.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,315 | 3.88% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,847 | 4.00% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,837 | 4.13% |
| El Campo, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,927 | 5.00% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,518 | 5.13% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,703 | 5.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,314 | 3.63% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,072 | 4.25% |
| Somerset, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,271 | 5.38% |
| Celina, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,353 | 5.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,908 | 4.88% |
| Sterling, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,869 | 4.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,718 | 3.63% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,884 | 3.38% |
| Pecos, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,699 | 4.25% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,830 | 4.63% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,837 | 5.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,571 | 3.75% |
| Atmore, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,808 | 4.63% |
| Easton, MD (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,194 | 3.50% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,893 | 4.13% |
| Brevard, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,297 | 4.63% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,753 | 4.13% |
| Clinton, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,805 | 3.88% |
| Clovis, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,850 | 5.75% |
| Meridian, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,113 | 4.63% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,028 | 4.25% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,248 | 4.38% |
| Roswell, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,559 | 5.75% |
| Atchison, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,184 | 4.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,634 | 4.38% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,051 | 4.00% |
| Wilson, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,807 | 4.50% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,348 | 3.88% |
| Cortland, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,222 | 3.88% |
| Malvern, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,551 | 4.88% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,608 | 4.00% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,104 | 4.88% |
| Union City, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,413 | 4.88% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,300 | 4.13% |
| Camden, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,282 | 5.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,226 | 3.50% |
| Carroll, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,813 | 6.13% |
| Centralia, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,677 | 4.88% |
| Starkville, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,650 | 4.38% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,972 | 3.25% |
| Washington, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,897 | 5.75% |
| Elk City, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,881 | 4.38% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,476 | 3.88% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,033 | 4.50% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,764 | 4.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,542 | 4.75% |
| Alpena, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,370 | 5.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,905 | 4.63% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,657 | 6.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,635 | 3.00% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,810 | 4.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,080 | 5.13% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,015 | 4.63% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $6,052 | 3.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,855 | 4.63% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,544 | 4.63% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,506 | 4.50% |
| Henderson, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,844 | 4.50% |
| Prineville, OR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,807 | 5.25% |
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Product Mix
For 2019, Royal United Mortgage's most frequently originated type of loan was Conventional, with 6,899 originations. Their 2nd most popular type was FHA, with 1,814 originations.
Loan Reason
For 2019, Royal United Mortgage's most frequently cited loan purpose was Home Improvement, with 3,982 originations. The 2nd most popular reason was Cash Out Refi, with 3,211 originations.
Loan Duration/Length
For 2019, Royal United Mortgage's most frequently cited loan duration was 30 Year, with 5,147 originations. The 2nd most popular length was 15 Year, with 2,296 originations.
Origination Fees/Closing Costs
Royal United Mortgage's average total fees were $6,454, while their most frequently occuring range of origination fees (closing costs) were in the $3k-4k bucket, with 2,711 originations.
Interest Rates
During 2019, Royal United Mortgage's average interest rate for loans was 4.52%, while their most frequently originated rate bucket for loans was 4-5%, with 4,347 originations.
Loan Sizing
2019 saw Royal United Mortgage place emphasis on $100,000 or less loans with 4,858 originations, totaling $355,320,000 in origination value.
Applicant Income
Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 4,822 originations. The second most popular income band? $50k-75k, with 2,398 originations.
Applicant Debt to Income Ratio
Royal United Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,598 originations. The next most common DTI ratio? 30-36%, with 1,546 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications71.42%
Royal United Mortgage has a below average approval rate.
Pick Rate
Approvals leading to origination91.66%
Royal United Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,230 | $1,039,580,000 | $112,631 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 9,230 | $1,039,580,000 | $112,631 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ROYAL UNITED MORTGAGE LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 100.0% |