Discover Bank Mortgage Rates, Fees & Info
Greenwood, DELEI: X05BVSK68TQ7YTOSNR22
Tax ID: 51-0020270
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Review & Overview
Discover Bank is a small bank specializing in Home Improvement, Other, and Refi loans. Discover Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Atlanta, Phoenix, and Washington among others. We have data for 697 markets. (Some data included below & more in-depth data is available with an active subscription.)Discover Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Discover Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.90% | 5/5/24 |
| 30 Year Conventional Refi | 7.79% | 5/5/24 |
| 15 Year Conventional Purchase | 8.24% | 5/5/24 |
| 15 Year Conventional Refi | 8.20% | 5/5/24 |
| 15 Year Cash-out Refi | 8.20% | 5/5/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,148Origination Dollar Volume (All Markets)
$1,258,680,000Employee count
11,086Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 860 | $82,120,000 | $95,488 | $0 | 6.42% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 550 | $60,210,000 | $109,473 | $0 | 6.01% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 553 | $48,035,000 | $86,863 | $0 | 6.74% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 503 | $43,105,000 | $85,696 | $0 | 7.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 399 | $36,985,000 | $92,694 | $0 | 6.74% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 427 | $35,085,000 | $82,166 | $0 | 6.98% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 355 | $30,045,000 | $84,634 | $0 | 6.82% |
| Outside of Metro Areas | 342 | $28,480,000 | $83,275 | $0 | 6.19% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 261 | $27,165,000 | $104,080 | $0 | 5.53% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 303 | $26,355,000 | $86,980 | $0 | 6.80% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 230 | $24,180,000 | $105,130 | $0 | 5.39% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 215 | $23,465,000 | $109,140 | $0 | 5.99% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 243 | $21,215,000 | $87,305 | $0 | 6.99% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 224 | $20,900,000 | $93,304 | $0 | 6.84% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 179 | $20,845,000 | $116,453 | $0 | 5.76% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 218 | $19,470,000 | $89,312 | $0 | 6.82% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 205 | $19,445,000 | $94,854 | $0 | 6.74% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 210 | $18,660,000 | $88,857 | $0 | 6.83% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 204 | $18,660,000 | $91,471 | $0 | 7.29% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 214 | $18,400,000 | $85,981 | $0 | 6.83% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 179 | $16,735,000 | $93,492 | $0 | 7.61% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 174 | $15,040,000 | $86,437 | $0 | 6.82% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 135 | $12,355,000 | $91,519 | $0 | 6.94% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 153 | $11,815,000 | $77,222 | $0 | 6.99% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 135 | $11,635,000 | $86,185 | $0 | 6.79% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 122 | $10,070,000 | $82,541 | $0 | 6.84% |
| COLUMBUS, OH (FHA|USDA|VA) | 125 | $10,035,000 | $80,280 | $0 | 7.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 99 | $10,015,000 | $101,162 | $0 | 6.12% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 113 | $9,635,000 | $85,265 | $0 | 8.01% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 115 | $8,795,000 | $76,478 | $0 | 7.17% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 95 | $8,315,000 | $87,526 | $0 | 6.65% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 88 | $7,930,000 | $90,114 | $0 | 7.71% |
| RICHMOND, VA (FHA|USDA|VA) | 99 | $7,825,000 | $79,040 | $0 | 7.35% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 93 | $7,795,000 | $83,817 | $0 | 6.73% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 86 | $7,590,000 | $88,256 | $0 | 7.21% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 89 | $7,305,000 | $82,079 | $0 | 6.94% |
| PITTSBURGH, PA (FHA|USDA|VA) | 80 | $6,800,000 | $85,000 | $0 | 6.52% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 87 | $6,575,000 | $75,575 | $0 | 7.15% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 87 | $6,435,000 | $73,966 | $0 | 7.56% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 63 | $6,365,000 | $101,032 | $0 | 6.44% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 76 | $6,350,000 | $83,553 | $0 | 7.13% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 61 | $6,105,000 | $100,082 | $0 | 5.35% |
| BOISE CITY, ID (FHA|USDA|VA) | 62 | $6,000,000 | $96,774 | $0 | 6.77% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 67 | $5,695,000 | $85,000 | $0 | 7.20% |
| TUCSON, AZ (FHA|USDA|VA) | 68 | $5,650,000 | $83,088 | $0 | 6.92% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 43 | $5,385,000 | $125,233 | $0 | 5.34% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 58 | $5,300,000 | $91,379 | $0 | 6.20% |
| STOCKTON, CA (FHA|USDA|VA) | 53 | $5,285,000 | $99,717 | $0 | 6.84% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 62 | $5,280,000 | $85,161 | $0 | 6.74% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 51 | $5,115,000 | $100,294 | $0 | 6.60% |
| LOUISVILLE, KY (FHA|USDA|VA) | 69 | $4,985,000 | $72,246 | $0 | 7.27% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 59 | $4,895,000 | $82,966 | $0 | 6.83% |
| KNOXVILLE, TN (FHA|USDA|VA) | 55 | $4,845,000 | $88,091 | $0 | 6.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 54 | $4,810,000 | $89,074 | $0 | 6.40% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 56 | $4,660,000 | $83,214 | $0 | 6.39% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 54 | $4,650,000 | $86,111 | $0 | 6.64% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 59 | $4,565,000 | $77,373 | $0 | 7.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 57 | $4,555,000 | $79,912 | $0 | 7.08% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 51 | $4,485,000 | $87,941 | $0 | 6.93% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 44 | $4,330,000 | $98,409 | $0 | 6.71% |
| RENO, NV (FHA|USDA|VA) | 44 | $3,930,000 | $89,318 | $0 | 6.67% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 46 | $3,910,000 | $85,000 | $0 | 7.06% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 43 | $3,885,000 | $90,349 | $0 | 6.40% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 47 | $3,735,000 | $79,468 | $0 | 6.80% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 37 | $3,635,000 | $98,243 | $0 | 6.72% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 44 | $3,540,000 | $80,455 | $0 | 6.80% |
| TULSA, OK (FHA|USDA|VA) | 39 | $3,485,000 | $89,359 | $0 | 5.96% |
| VALLEJO, CA (FHA|USDA|VA) | 34 | $3,470,000 | $102,059 | $0 | 6.18% |
| ROCHESTER, NY (FHA|USDA|VA) | 36 | $3,330,000 | $92,500 | $0 | 6.26% |
| FRESNO, CA (FHA|USDA|VA) | 45 | $3,265,000 | $72,556 | $0 | 7.45% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 39 | $3,245,000 | $83,205 | $0 | 6.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 34 | $3,240,000 | $95,294 | $0 | 7.05% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 32 | $3,170,000 | $99,063 | $0 | 6.42% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 36 | $3,150,000 | $87,500 | $0 | 7.43% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 33 | $3,145,000 | $95,303 | $0 | 6.39% |
| PROVO-OREM, UT (FHA|USDA|VA) | 34 | $3,100,000 | $91,176 | $0 | 7.06% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 36 | $3,090,000 | $85,833 | $0 | 6.45% |
| AKRON, OH (FHA|USDA|VA) | 38 | $2,950,000 | $77,632 | $0 | 7.32% |
| COLUMBIA, SC (FHA|USDA|VA) | 35 | $2,935,000 | $83,857 | $0 | 7.28% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 36 | $2,860,000 | $79,444 | $0 | 6.91% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 34 | $2,840,000 | $83,529 | $0 | 7.68% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 29 | $2,835,000 | $97,759 | $0 | 6.02% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 30 | $2,770,000 | $92,333 | $0 | 7.42% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 28 | $2,760,000 | $98,571 | $0 | 6.60% |
| ASHEVILLE, NC (FHA|USDA|VA) | 28 | $2,750,000 | $98,214 | $0 | 5.92% |
| MODESTO, CA (FHA|USDA|VA) | 36 | $2,750,000 | $76,389 | $0 | 7.31% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 28 | $2,700,000 | $96,429 | $0 | 6.31% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 33 | $2,675,000 | $81,061 | $0 | 6.76% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 35 | $2,675,000 | $76,429 | $0 | 6.76% |
| SALINAS, CA (FHA|USDA|VA) | 21 | $2,495,000 | $118,810 | $0 | 5.81% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 27 | $2,495,000 | $92,407 | $0 | 6.15% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 30 | $2,490,000 | $83,000 | $0 | 7.03% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 29 | $2,475,000 | $85,345 | $0 | 6.86% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 28 | $2,470,000 | $88,214 | $0 | 6.32% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 36 | $2,460,000 | $68,333 | $0 | 7.70% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 24 | $2,410,000 | $100,417 | $0 | 6.31% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 27 | $2,405,000 | $89,074 | $0 | 6.76% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 27 | $2,365,000 | $87,593 | $0 | 6.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 22 | $2,330,000 | $105,909 | $0 | 6.94% |
| FORT COLLINS, CO (FHA|USDA|VA) | 27 | $2,285,000 | $84,630 | $0 | 6.98% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 27 | $2,255,000 | $83,519 | $0 | 6.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 28 | $2,240,000 | $80,000 | $0 | 6.67% |
| GREELEY, CO (FHA|USDA|VA) | 30 | $2,200,000 | $73,333 | $0 | 7.54% |
| OCALA, FL (FHA|USDA|VA) | 26 | $2,070,000 | $79,615 | $0 | 6.87% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 26 | $2,000,000 | $76,923 | $0 | 6.47% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 18 | $1,990,000 | $110,556 | $0 | 5.70% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 24 | $1,960,000 | $81,667 | $0 | 6.48% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 22 | $1,950,000 | $88,636 | $0 | 6.76% |
| GAINESVILLE, GA (FHA|USDA|VA) | 23 | $1,835,000 | $79,783 | $0 | 6.85% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 19 | $1,815,000 | $95,526 | $0 | 6.30% |
| BOULDER, CO (FHA|USDA|VA) | 18 | $1,790,000 | $99,444 | $0 | 6.44% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 23 | $1,775,000 | $77,174 | $0 | 6.49% |
| LANCASTER, PA (FHA|USDA|VA) | 19 | $1,695,000 | $89,211 | $0 | 6.83% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 20 | $1,690,000 | $84,500 | $0 | 6.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 21 | $1,685,000 | $80,238 | $0 | 7.14% |
| SYRACUSE, NY (FHA|USDA|VA) | 19 | $1,635,000 | $86,053 | $0 | 6.21% |
| Outside of Metro Areas | 14 | $1,620,000 | $115,714 | $0 | 6.18% |
| EL PASO, TX (FHA|USDA|VA) | 18 | $1,620,000 | $90,000 | $0 | 5.51% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 17 | $1,595,000 | $93,824 | $0 | 6.72% |
| BATON ROUGE, LA (FHA|USDA|VA) | 21 | $1,545,000 | $73,571 | $0 | 6.74% |
| ROANOKE, VA (FHA|USDA|VA) | 17 | $1,545,000 | $90,882 | $0 | 6.62% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 19 | $1,535,000 | $80,789 | $0 | 7.05% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 16 | $1,520,000 | $95,000 | $0 | 6.41% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 19 | $1,515,000 | $79,737 | $0 | 7.21% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 17 | $1,495,000 | $87,941 | $0 | 7.43% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 13 | $1,485,000 | $114,231 | $0 | 5.78% |
| READING, PA (FHA|USDA|VA) | 21 | $1,465,000 | $69,762 | $0 | 7.69% |
| DOVER, DE (FHA|USDA|VA) | 16 | $1,450,000 | $90,625 | $0 | 6.17% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 18 | $1,380,000 | $76,667 | $0 | 7.32% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 16 | $1,340,000 | $83,750 | $0 | 7.39% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 17 | $1,325,000 | $77,941 | $0 | 7.09% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 13 | $1,325,000 | $101,923 | $0 | 6.47% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 15 | $1,325,000 | $88,333 | $0 | 7.26% |
| SPARTANBURG, SC (FHA|USDA|VA) | 19 | $1,315,000 | $69,211 | $0 | 7.37% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 16 | $1,310,000 | $81,875 | $0 | 6.58% |
| FLINT, MI (FHA|USDA|VA) | 18 | $1,310,000 | $72,778 | $0 | 7.01% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 16 | $1,280,000 | $80,000 | $0 | 8.82% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 18 | $1,280,000 | $71,111 | $0 | 7.28% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $1,245,000 | $83,000 | $0 | 7.62% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 19 | $1,245,000 | $65,526 | $0 | 7.32% |
| SALEM, OR (FHA|USDA|VA) | 17 | $1,245,000 | $73,235 | $0 | 7.20% |
| Torrington, CT (FHA|USDA|VA) | 15 | $1,225,000 | $81,667 | $0 | 7.01% |
| VISALIA, CA (FHA|USDA|VA) | 17 | $1,205,000 | $70,882 | $0 | 7.24% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 13 | $1,195,000 | $91,923 | $0 | 7.15% |
| BEND, OR (FHA|USDA|VA) | 15 | $1,195,000 | $79,667 | $0 | 6.98% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 10 | $1,190,000 | $119,000 | $0 | 4.56% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 15 | $1,135,000 | $75,667 | $0 | 7.92% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 14 | $1,130,000 | $80,714 | $0 | 6.40% |
| REDDING, CA (FHA|USDA|VA) | 13 | $1,115,000 | $85,769 | $0 | 6.91% |
| ANCHORAGE, AK (FHA|USDA|VA) | 13 | $1,105,000 | $85,000 | $0 | 7.09% |
| JACKSON, MS (FHA|USDA|VA) | 13 | $1,095,000 | $84,231 | $0 | 6.49% |
| FORT WAYNE, IN (FHA|USDA|VA) | 13 | $1,095,000 | $84,231 | $0 | 6.16% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 11 | $1,075,000 | $97,727 | $0 | 7.67% |
| ROCKFORD, IL (FHA|USDA|VA) | 14 | $1,050,000 | $75,000 | $0 | 7.42% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 14 | $1,020,000 | $72,857 | $0 | 7.45% |
| MOBILE, AL (FHA|USDA|VA) | 13 | $995,000 | $76,538 | $0 | 6.18% |
| MERCED, CA (FHA|USDA|VA) | 10 | $990,000 | $99,000 | $0 | 5.80% |
| WILMINGTON, NC (FHA|USDA|VA) | 12 | $980,000 | $81,667 | $0 | 6.13% |
| LINCOLN, NE (FHA|USDA|VA) | 14 | $970,000 | $69,286 | $0 | 7.53% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 10 | $960,000 | $96,000 | $0 | 5.12% |
| TOLEDO, OH (FHA|USDA|VA) | 14 | $950,000 | $67,857 | $0 | 6.92% |
| NAPA, CA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $0 | 4.27% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 14 | $940,000 | $67,143 | $0 | 9.16% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 13 | $925,000 | $71,154 | $0 | 7.72% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 12 | $890,000 | $74,167 | $0 | 6.49% |
| WACO, TX (FHA|USDA|VA) | 10 | $880,000 | $88,000 | $0 | 5.61% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $865,000 | $96,111 | $0 | 5.39% |
| WICHITA, KS (FHA|USDA|VA) | 12 | $860,000 | $71,667 | $0 | 6.76% |
| ANN ARBOR, MI (FHA|USDA|VA) | 10 | $850,000 | $85,000 | $0 | 6.92% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 10 | $840,000 | $84,000 | $0 | 6.49% |
| Kalispell, MT (FHA|USDA|VA) | 9 | $835,000 | $92,778 | $0 | 6.95% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $825,000 | $91,667 | $0 | 7.41% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 10 | $820,000 | $82,000 | $0 | 7.26% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 12 | $810,000 | $67,500 | $0 | 7.15% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 9 | $805,000 | $89,444 | $0 | 6.99% |
| MADISON, WI (FHA|USDA|VA) | 12 | $790,000 | $65,833 | $0 | 7.81% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 12 | $790,000 | $65,833 | $0 | 6.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 9 | $775,000 | $86,111 | $0 | 7.67% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $0 | 5.77% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 11 | $755,000 | $68,636 | $0 | 7.21% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 9 | $755,000 | $83,889 | $0 | 5.55% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 11 | $745,000 | $67,727 | $0 | 7.59% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 9 | $735,000 | $81,667 | $0 | 7.28% |
| WHEELING, WV-OH (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $0 | 5.74% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $720,000 | $90,000 | $0 | 6.95% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $720,000 | $90,000 | $0 | 7.40% |
| ROCHESTER, MN (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $0 | 5.44% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $0 | 5.54% |
| APPLETON, WI (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $0 | 6.49% |
| LYNCHBURG, VA (FHA|USDA|VA) | 11 | $705,000 | $64,091 | $0 | 7.07% |
| BELLINGHAM, WA (FHA|USDA|VA) | 8 | $700,000 | $87,500 | $0 | 6.83% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $0 | 5.16% |
| TWIN FALLS, ID (FHA|USDA|VA) | 9 | $695,000 | $77,222 | $0 | 7.29% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $0 | 6.03% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 8 | $690,000 | $86,250 | $0 | 5.62% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $685,000 | $76,111 | $0 | 5.80% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 11 | $685,000 | $62,273 | $0 | 8.86% |
| Wooster, OH (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $0 | 4.72% |
| KINGSTON, NY (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $0 | 5.14% |
| Oak Harbor, WA (FHA|USDA|VA) | 10 | $680,000 | $68,000 | $0 | 8.22% |
| LAWRENCE, KS (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $0 | 5.91% |
| CHICO, CA (FHA|USDA|VA) | 9 | $665,000 | $73,889 | $0 | 7.04% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $660,000 | $82,500 | $0 | 6.72% |
| Bozeman, MT (FHA|USDA|VA) | 8 | $660,000 | $82,500 | $0 | 6.61% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $0 | 6.85% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $0 | 6.45% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 7 | $625,000 | $89,286 | $0 | 5.65% |
| Glenwood Springs, CO (FHA|USDA|VA) | 7 | $625,000 | $89,286 | $0 | 7.29% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $625,000 | $69,444 | $0 | 8.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 7 | $625,000 | $89,286 | $0 | 6.32% |
| GREEN BAY, WI (FHA|USDA|VA) | 6 | $620,000 | $103,333 | $0 | 5.53% |
| YUMA, AZ (FHA|USDA|VA) | 7 | $605,000 | $86,429 | $0 | 5.81% |
| Roseburg, OR (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $0 | 6.74% |
| ERIE, PA (FHA|USDA|VA) | 8 | $600,000 | $75,000 | $0 | 7.18% |
| LAS CRUCES, NM (FHA|USDA|VA) | 10 | $600,000 | $60,000 | $0 | 8.09% |
| ST. GEORGE, UT (FHA|USDA|VA) | 8 | $590,000 | $73,750 | $0 | 6.99% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $0 | 6.23% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 9 | $585,000 | $65,000 | $0 | 7.31% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $0 | 5.43% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $570,000 | $71,250 | $0 | 8.02% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 8 | $570,000 | $71,250 | $0 | 7.59% |
| SANTA FE, NM (FHA|USDA|VA) | 7 | $565,000 | $80,714 | $0 | 5.92% |
| Lebanon, NH-VT (FHA|USDA|VA) | 7 | $565,000 | $80,714 | $0 | 6.30% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $0 | 4.49% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $0 | 6.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 8 | $560,000 | $70,000 | $0 | 6.96% |
| NILES, MI (FHA|USDA|VA) | 8 | $560,000 | $70,000 | $0 | 6.91% |
| Concord, NH (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 6.17% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $0 | 5.53% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 7 | $545,000 | $77,857 | $0 | 6.60% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 5.79% |
| RAPID CITY, SD (FHA|USDA|VA) | 7 | $535,000 | $76,429 | $0 | 6.74% |
| BURLINGTON, NC (FHA|USDA|VA) | 7 | $535,000 | $76,429 | $0 | 6.99% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 9 | $535,000 | $59,444 | $0 | 7.16% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $0 | 5.83% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 7 | $525,000 | $75,000 | $0 | 6.21% |
| CHARLESTON, WV (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $0 | 5.95% |
| Traverse City, MI (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $0 | 5.74% |
| Hilo, HI (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $0 | 6.77% |
| UTICA-ROME, NY (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 4.81% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 6.54% |
| RACINE, WI (FHA|USDA|VA) | 7 | $495,000 | $70,714 | $0 | 7.46% |
| WALLA WALLA, WA (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $0 | 7.16% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 7 | $485,000 | $69,286 | $0 | 7.53% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 6.41% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 4.56% |
| CLEVELAND, TN (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 7.58% |
| DALTON, GA (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 8.24% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 7.82% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 7 | $475,000 | $67,857 | $0 | 6.28% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 5.75% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 5.69% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 5.49% |
| Tupelo, MS (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 4.39% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 6.74% |
| GLENS FALLS, NY (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 5.19% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 5.37% |
| KANKAKEE, IL (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 7.81% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 7.32% |
| LOGAN, UT-ID (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $0 | 6.99% |
| FARGO, ND-MN (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $0 | 6.09% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $0 | 7.46% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $0 | 5.82% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $0 | 8.14% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 5.82% |
| POCATELLO, ID (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $0 | 7.22% |
| Washington, NC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 6.08% |
| PEORIA, IL (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $0 | 7.60% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 5.37% |
| CHEYENNE, WY (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $0 | 7.32% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $0 | 6.39% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 6.18% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 5.56% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 7.42% |
| BINGHAMTON, NY (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 5.35% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $380,000 | $63,333 | $0 | 6.82% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 6.27% |
| LONGVIEW, WA (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $0 | 5.17% |
| Keene, NH (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $0 | 7.39% |
| Auburn, IN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 6.08% |
| Owatonna, MN (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 6.31% |
| Marietta, OH (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 6.24% |
| Durango, CO (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 7.37% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $365,000 | $52,143 | $0 | 8.24% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $0 | 6.69% |
| Washington Court House, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 4.49% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 4.31% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 6.53% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 5.56% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 7.10% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 6.99% |
| Holland, MI (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 6.64% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 7.44% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 6.95% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 7.59% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 4.12% |
| Elko, NV (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 6.13% |
| Adrian, MI (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 7.42% |
| Branson, MO (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 4.31% |
| Shelton, WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 5.99% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 5.74% |
| Burley, ID (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 4.45% |
| New Castle, PA (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 4.81% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $0 | 4.81% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 8.50% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 8.26% |
| Sanford, NC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 5.99% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 7.69% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 7.89% |
| Shelby, NC (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 6.18% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 4.74% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 6.33% |
| Key West, FL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 5.99% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 6.06% |
| Farmington, MO (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 6.81% |
| Port Angeles, WA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 6.06% |
| MONROE, MI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 6.58% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 8.76% |
| Albertville, AL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 5.63% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 5.66% |
| Selinsgrove, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 5.91% |
| MORGANTOWN, WV (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 8.36% |
| Meadville, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 3.99% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 5.37% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 6.36% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 4.99% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 7.62% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 4.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 6.58% |
| Gloversville, NY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 5.63% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 4.32% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 5.32% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 7.49% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 4.07% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 6.93% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 6.06% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 3.99% |
| Crossville, TN (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 4.58% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 6.99% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 7.04% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 5.58% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 7.57% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 5.82% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 7.32% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 4.21% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 5.75% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 4.07% |
| Fernley, NV (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 7.93% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 5.24% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 6 | $270,000 | $45,000 | $0 | 9.57% |
| MADERA, CA (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 7.26% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 4.83% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 4.16% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 8.24% |
| Hudson, NY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 4.99% |
| Hailey, ID (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 4.87% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 8.24% |
| Helena, MT (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 4.62% |
| Martin, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 5.74% |
| Eagle Pass, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 3.99% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 7.76% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 5.16% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 7.32% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 5.16% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 6.89% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 6.24% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 5.99% |
| Douglas, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.37% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 3.99% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.07% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 5.49% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.49% |
| Seymour, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 3.99% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 8.43% |
| Laconia, NH (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 7.43% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 5.75% |
| La Grande, OR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 5.82% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 4.07% |
| Granbury, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 5.49% |
| Manitowoc, WI (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 6.74% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 6.99% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 4.58% |
| Duncan, OK (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 6.18% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 6.99% |
| Olean, NY (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 5.00% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.49% |
| Ashtabula, OH (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 7.90% |
| Urbana, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.62% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 8.06% |
| Bradford, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 7.08% |
| Montrose, CO (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 5.71% |
| Athens, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.45% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 8.12% |
| Salem, OH (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 6.66% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 7.24% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 6.08% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 7.08% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 7.66% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 6.99% |
| ROME, GA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 6.74% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 8.24% |
| Andrews, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 5.99% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.12% |
| Palestine, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.87% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 7.65% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 7.93% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.74% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.74% |
| Athens, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 5.99% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.74% |
| Payson, AZ (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.49% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.75% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 7.66% |
| New Castle, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.99% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.34% |
| Safford, AZ (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.87% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 5.37% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.24% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 8.72% |
| Sayre, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.99% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 6.08% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 6.49% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 7.27% |
| Batavia, NY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.99% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 7.47% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 7.00% |
| Marquette, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 4.24% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.24% |
| Cullman, AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.87% |
| ALBANY, GA (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 7.99% |
| Heber, UT (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.87% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 7.80% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.62% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.62% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.41% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.62% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.74% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.99% |
| Logansport, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.99% |
| Sidney, OH (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 7.82% |
| Murray, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.15% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 7.74% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.15% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 6.91% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 7.61% |
| Rutland, VT (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.74% |
| London, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.24% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 4.49% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.74% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.12% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 7.93% |
| Sterling, IL (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 7.24% |
| Picayune, MS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.87% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.25% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.37% |
| Brookings, OR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.49% |
| Lake City, FL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 4.99% |
| Marshall, MN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.87% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.49% |
| Juneau, AK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.74% |
| Corning, NY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.74% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.49% |
| Harrison, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.25% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.99% |
| Henderson, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.99% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 7.91% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.99% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.99% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 8.36% |
| Portales, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.99% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.49% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 7.66% |
| Waycross, GA (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 7.90% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 7.64% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 5.87% |
| Newport, OR (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 6.62% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 6.99% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 7.54% |
| Bennington, VT (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 7.99% |
| Moberly, MO (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 5.99% |
| Emporia, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.99% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.99% |
| Macomb, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.99% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.99% |
| DuBois, PA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 4.99% |
| Seneca Falls, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 5.07% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 4.62% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.01% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 4.99% |
| Kearney, NE (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 9.36% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.25% |
| Hereford, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.99% |
| McAlester, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.99% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.25% |
| Roswell, NM (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 7.25% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.49% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.24% |
| Houghton, MI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 6.99% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 6.87% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 6.37% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 7.85% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 5.62% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.99% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.99% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.99% |
| Newport, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.99% |
| Miami, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.49% |
| Alice, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.25% |
| Williston, ND (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.49% |
| Sterling, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.49% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 6.49% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.62% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 6.49% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.83% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.49% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 6.49% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.37% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.87% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.12% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.75% |
| Meridian, MS (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.87% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 6.62% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.62% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.24% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.74% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.99% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.49% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.49% |
| MONROE, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.99% |
| Jennings, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.99% |
| Mexico, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.75% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.49% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.49% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.37% |
| Starkville, MS (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.74% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.75% |
| Auburn, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.49% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.99% |
| Wilson, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.25% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.25% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.75% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.99% |
| Hood River, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.99% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.99% |
| Malvern, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.49% |
| Columbus, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.99% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.25% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.24% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.49% |
| Searcy, AR (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.49% |
| Salina, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| Dublin, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.99% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.25% |
| Ashland, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.99% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.99% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.99% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 9.33% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 6.49% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.74% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.37% |
| Greenville, OH (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.92% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.62% |
| Jasper, IN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.24% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 7.99% |
| Athens, TN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 7.62% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.24% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.15% |
| Oxford, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Paris, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.25% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.49% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.99% |
| McPherson, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.15% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.25% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Brevard, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.49% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Bonham, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| Madison, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.75% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.15% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.99% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.99% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.75% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.99% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Austin, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.49% |
| Wabash, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.75% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| Worthington, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.99% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.99% |
| Yankton, SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.99% |
| LIMA, OH (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 9.49% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.74% |
| TYLER, TX (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 9.44% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.99% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.99% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.75% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 9.21% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.96% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.99% |
| Susanville, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.88% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.49% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.75% |
| Edwards, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.99% |
| Americus, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.25% |
| Central City, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.49% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.99% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.25% |
| Freeport, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.99% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.99% |
| Bedford, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.99% |
| Malone, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.49% |
| Dixon, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.49% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.49% |
| CASPER, WY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
| Celina, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.49% |
| Centralia, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.49% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.49% |
| Huron, SD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.49% |
| Hope, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.49% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| Defiance, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.25% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.25% |
| Washington, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.49% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.99% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| Durant, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| Hays, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.25% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.49% |
| Winfield, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.49% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.99% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.49% |
| Sonora, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.19% |
| Somerset, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.29% |
| Astoria, OR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.99% |
| Columbus, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.99% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.75% |
| Fremont, NE (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.99% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.25% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.99% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.25% |
| Ozark, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.74% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.92% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.49% |
| Oil City, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| Pullman, WA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| North Platte, NE (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.99% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.99% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.20% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.75% |
| Marshall, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.49% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.99% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.99% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.49% |
| Danville, VA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.99% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.49% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.49% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.72% |
| Russellville, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.40% |
| Gillette, WY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.32% |
| Ruston, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 14,148 | $1,258,680,000 | $88,965 | $0 | 6.69% |
For 2021, Discover Bank's most frequently originated type of loan was Conventional, with 14,148 originations.
Loan Reason
For 2021, Discover Bank's most frequently cited loan purpose was Home Improvement, with 5,796 originations. The 2nd most popular reason was Other, with 5,062 originations.
Loan Duration/Length
For 2021, Discover Bank's most frequently cited loan duration was 30 Year, with 8,480 originations. The 2nd most popular length was 15 Year, with 2,124 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 14,148 | $1,258,680,000 | $88,965 |
Discover Bank's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 14,148 originations.
Interest Rates
During 2021, Discover Bank's average interest rate for loans was 6.47%, while their most frequently originated rate bucket for loans was Over 8%, with 3,451 originations.
Loan Sizing
2021 saw Discover Bank place emphasis on $100,000 or less loans with 9,547 originations, totaling $614,185,000 in origination value.
Applicant Income
Discover Bank lent most frequently to those with incomes in the $100k-150k range, with 3,990 originations. The second most popular income band? $150k-250k, with 3,759 originations.
Applicant Debt to Income Ratio
Discover Bank lent most frequently to those with DTI ratios of 30-36%, with 3,150 originations. The next most common DTI ratio? 20-30%, with 2,653 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications51.52%
Discover Bank has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-24.15%
Discover Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,148 | $1,258,680,000 | $88,965 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 14,148 | $1,258,680,000 | $88,965 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| DISCOVER BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 8.3% |
| DISCOVER BANK | Conventional home mortgage | Closing on a mortgage | 1 | 4.2% |
| DISCOVER BANK | Conventional home mortgage | Incorrect information on your report | 1 | 4.2% |
| DISCOVER BANK | Conventional home mortgage | Trouble during payment process | 3 | 12.5% |
| DISCOVER BANK | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 4.2% |
| DISCOVER BANK | FHA mortgage | Trouble during payment process | 1 | 4.2% |
| DISCOVER BANK | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 7 | 29.2% |
| DISCOVER BANK | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 4.2% |
| DISCOVER BANK | Home equity loan or line of credit (HELOC) | Incorrect information on your report | 1 | 4.2% |
| DISCOVER BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 5 | 20.8% |
| DISCOVER BANK | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 4.2% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Discover Bank | 12 Read's Way New Castle, DE 19720 | Limited, Administrative | $0 |
| Discover Bank | 502 E Market St Greenwood, DE 19950 | Full Service B&M | $77,323,532 |
For 2021, Discover Bank had 2 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $11,004,224 |
| Net interest income | $10,061,334 |
| Total noninterest income | $903,549 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $1,910 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $901,639 |
| Pre-tax net operating income | $6,659,567 |
| Securities gains (or losses, -) | $8 |
| Income before extraordinary items | $5,119,042 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $5,119,042 |
| Minority interest net income | $0 |
| Net income | $5,119,042 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $5,119,035 |
Discover Bank's gross interest income from loans was $11,004,224,000.
Discover Bank's net interest income from loans was $10,061,334,000.
Discover Bank's fee based income from loans was $1,910,000.
Discover Bank's net income from loans was $5,119,042,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $942,890 |
| Provision for credit losses | $217,771 |
| Total noninterest expense | $4,087,545 |
| Salaries and employee benefits | $1,156,798 |
| Premises and equipment expense | $62,446 |
| Additional noninterest expense | $2,868,301 |
| Applicable income taxes | $1,540,533 |
| Net charge-offs | $1,630,551 |
| Cash dividends | $3,250,000 |
Discover Bank's interest expense for loans was $942,890,000.
Discover Bank's payroll and benefits expense were $1,156,798,000.
Discover Bank's property, plant and equipment expenses $62,446,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 1.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $75,525,799 |
| Deposits held in domestic offices | $75,525,799 |
| Deposits by Individuals, partnerships, and corporations | $75,525,421 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $275 |
| Deposits by Commercial banks and other depository institutions in U.S. | $103 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $1,781,031 |
| Demand deposits | $1,724,757 |
| Nontransaction accounts | $73,744,768 |
| Money market deposit accounts (MMDAs) | $11,194,172 |
| Other savings deposits (excluding MMDAs) | $41,426,057 |
| Total time deposits | $21,124,539 |
| Total time and savings deposits | $73,801,042 |
| Noninterest-bearing deposits | $1,668,602 |
| Interest-bearing deposits | $73,857,197 |
| Retail deposits | $64,830,043 |
| IRAs and Keogh plan accounts | $2,590,076 |
| Brokered deposits | $8,872,252 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $108,342,526 |
| Cash & Balances due from depository institutions | $8,527,297 |
| Interest-bearing balances | $7,443,573 |
| Total securities | $9,486,400 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $86,861,357 |
| Loan and leases loss allowance | $6,821,480 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $321,529 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $3,145,943 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $108,342,526 |
| Total Liabilities | $96,453,037 |
| Total deposits | $75,525,799 |
| Interest-bearing deposits | $73,857,197 |
| Deposits held in domestic offices | $75,525,799 |
| % insured (estimated) | $89 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $16,174,785 |
| Subordinated debt | $1,004,953 |
| All other liabilities | $3,747,500 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $86,861,357 |
| Loan and leases loss allowance | $6,821,480 |
| Total loans and leases (domestic) | $93,682,837 |
| All real estate loans | $2,208,711 |
| Real estate loans in domestic offices | $2,208,711 |
| Construction and development loans | $0 |
| Residential 1-4 family construction | $0 |
| Other construction, all land development and other land | $0 |
| Loans secured by nonfarm nonresidential properties | $0 |
| Nonfarm nonresidential secured by owner-occupied properties | $0 |
| Commercial real estate & other non-farm, non-residential | $0 |
| Multifamily residential real estate | $0 |
| 1-4 family residential loans | $2,208,711 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $162,697 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $91,255,189 |
| Credit card loans | $74,206,084 |
| Related Plans | $0 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $17,049,105 |
| All other loans & leases | $56,240 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $56,240 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $1,384,837 |
| Non 1-4 family restructured loans & leases | $1,384,733 |
| Total loans and leases (foreign) | $0 |
Discover Bank had $86,861,357,000 of loans outstanding in 2021. $2,208,711,000 of loans were in real estate loans. $0 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $2,208,711,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $74,206,084,000 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Commercial & Industrial, US addressed loans - <$1MM | 78,445 | $162,697 | $2,074 |
| Commercial & Industrial, US addressed loans - <$100k | 78,445 | $162,697 | $2,074 |