Discover Bank Mortgage Rates, Fees & Info
Greenwood, DELEI: X05BVSK68TQ7YTOSNR22
Tax ID: 51-0020270
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Review & Overview
Discover Bank is a smaller bank specializing in Home Improvement, Other, and Refi loans. Discover Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Atlanta, Chicago, and Phoenix among others. We have data for 684 markets. (Some data included below & more in-depth data is available with an active subscription.)Discover Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Discover Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.90% | 11/17/24 |
| 30 Year Conventional Refi | 7.79% | 11/17/24 |
| 15 Year Conventional Purchase | 8.24% | 11/17/24 |
| 15 Year Conventional Refi | 8.20% | 11/17/24 |
| 15 Year Cash-out Refi | 8.20% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,441Origination Dollar Volume (All Markets)
$999,875,000Employee count
11,382Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 796 | $71,030,000 | $89,234 | $0 | 6.83% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 482 | $48,090,000 | $99,772 | $0 | 6.46% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 433 | $34,785,000 | $80,335 | $0 | 7.26% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 406 | $30,670,000 | $75,542 | $0 | 7.40% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 367 | $28,085,000 | $76,526 | $0 | 7.40% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 314 | $27,690,000 | $88,185 | $0 | 6.34% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 302 | $26,910,000 | $89,106 | $0 | 7.04% |
| Outside of Metro Areas | 324 | $23,520,000 | $72,593 | $0 | 7.17% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 284 | $22,610,000 | $79,613 | $0 | 7.23% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 242 | $21,180,000 | $87,521 | $0 | 7.18% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 184 | $20,260,000 | $110,109 | $0 | 6.18% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 223 | $18,135,000 | $81,323 | $0 | 7.10% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 205 | $17,925,000 | $87,439 | $0 | 6.21% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 206 | $17,030,000 | $82,670 | $0 | 7.35% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 208 | $16,330,000 | $78,510 | $0 | 7.42% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 178 | $15,300,000 | $85,955 | $0 | 7.10% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 152 | $14,640,000 | $96,316 | $0 | 6.48% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 181 | $14,375,000 | $79,420 | $0 | 7.41% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 158 | $14,180,000 | $89,747 | $0 | 7.40% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 171 | $14,125,000 | $82,602 | $0 | 7.29% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 174 | $13,940,000 | $80,115 | $0 | 7.51% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 161 | $13,245,000 | $82,267 | $0 | 6.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 153 | $11,635,000 | $76,046 | $0 | 7.77% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 156 | $11,230,000 | $71,987 | $0 | 7.54% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 119 | $9,405,000 | $79,034 | $0 | 7.29% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 107 | $8,645,000 | $80,794 | $0 | 7.57% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 113 | $8,225,000 | $72,788 | $0 | 7.48% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 65 | $7,795,000 | $119,923 | $0 | 5.80% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 102 | $7,320,000 | $71,765 | $0 | 8.10% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 100 | $7,100,000 | $71,000 | $0 | 7.70% |
| COLUMBUS, OH (FHA|USDA|VA) | 102 | $7,090,000 | $69,510 | $0 | 7.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 78 | $6,430,000 | $82,436 | $0 | 7.17% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 74 | $6,290,000 | $85,000 | $0 | 6.90% |
| RICHMOND, VA (FHA|USDA|VA) | 80 | $6,270,000 | $78,375 | $0 | 7.83% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 62 | $5,310,000 | $85,645 | $0 | 7.11% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 68 | $5,070,000 | $74,559 | $0 | 7.28% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 57 | $4,835,000 | $84,825 | $0 | 6.48% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 62 | $4,820,000 | $77,742 | $0 | 7.71% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 66 | $4,790,000 | $72,576 | $0 | 7.39% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 73 | $4,765,000 | $65,274 | $0 | 7.99% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 52 | $4,700,000 | $90,385 | $0 | 6.76% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 55 | $4,415,000 | $80,273 | $0 | 7.17% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 69 | $4,405,000 | $63,841 | $0 | 7.92% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 61 | $4,295,000 | $70,410 | $0 | 8.28% |
| TUCSON, AZ (FHA|USDA|VA) | 59 | $4,225,000 | $71,610 | $0 | 7.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 54 | $4,160,000 | $77,037 | $0 | 6.71% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 44 | $4,090,000 | $92,955 | $0 | 6.10% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 47 | $3,935,000 | $83,723 | $0 | 6.64% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 53 | $3,805,000 | $71,792 | $0 | 7.70% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 49 | $3,805,000 | $77,653 | $0 | 7.60% |
| LOUISVILLE, KY (FHA|USDA|VA) | 55 | $3,735,000 | $67,909 | $0 | 7.83% |
| STOCKTON, CA (FHA|USDA|VA) | 44 | $3,720,000 | $84,545 | $0 | 7.35% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 50 | $3,660,000 | $73,200 | $0 | 7.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 44 | $3,500,000 | $79,545 | $0 | 6.87% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 45 | $3,445,000 | $76,556 | $0 | 7.40% |
| BOISE CITY, ID (FHA|USDA|VA) | 45 | $3,255,000 | $72,333 | $0 | 7.43% |
| VALLEJO, CA (FHA|USDA|VA) | 33 | $3,145,000 | $95,303 | $0 | 7.37% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 38 | $3,070,000 | $80,789 | $0 | 6.61% |
| TULSA, OK (FHA|USDA|VA) | 40 | $3,060,000 | $76,500 | $0 | 7.35% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 39 | $3,025,000 | $77,564 | $0 | 6.89% |
| RENO, NV (FHA|USDA|VA) | 35 | $2,975,000 | $85,000 | $0 | 7.20% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 34 | $2,970,000 | $87,353 | $0 | 7.21% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 49 | $2,915,000 | $59,490 | $0 | 8.07% |
| SALEM, OR (FHA|USDA|VA) | 28 | $2,850,000 | $101,786 | $0 | 6.39% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 36 | $2,720,000 | $75,556 | $0 | 7.57% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 38 | $2,710,000 | $71,316 | $0 | 7.79% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 32 | $2,700,000 | $84,375 | $0 | 7.47% |
| ROCHESTER, NY (FHA|USDA|VA) | 34 | $2,660,000 | $78,235 | $0 | 6.59% |
| KNOXVILLE, TN (FHA|USDA|VA) | 40 | $2,660,000 | $66,500 | $0 | 7.90% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 30 | $2,650,000 | $88,333 | $0 | 6.59% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 36 | $2,600,000 | $72,222 | $0 | 7.85% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 26 | $2,590,000 | $99,615 | $0 | 6.72% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 33 | $2,475,000 | $75,000 | $0 | 6.83% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 27 | $2,415,000 | $89,444 | $0 | 6.92% |
| BATON ROUGE, LA (FHA|USDA|VA) | 29 | $2,345,000 | $80,862 | $0 | 6.25% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 29 | $2,325,000 | $80,172 | $0 | 7.03% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 29 | $2,325,000 | $80,172 | $0 | 7.21% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 30 | $2,310,000 | $77,000 | $0 | 7.44% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 33 | $2,255,000 | $68,333 | $0 | 7.92% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 31 | $2,215,000 | $71,452 | $0 | 7.23% |
| FRESNO, CA (FHA|USDA|VA) | 28 | $2,200,000 | $78,571 | $0 | 6.93% |
| MODESTO, CA (FHA|USDA|VA) | 32 | $2,170,000 | $67,813 | $0 | 7.66% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 33 | $2,155,000 | $65,303 | $0 | 7.47% |
| SAVANNAH, GA (FHA|USDA|VA) | 27 | $2,135,000 | $79,074 | $0 | 7.16% |
| GREELEY, CO (FHA|USDA|VA) | 28 | $2,100,000 | $75,000 | $0 | 7.60% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 30 | $2,020,000 | $67,333 | $0 | 7.91% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 27 | $2,015,000 | $74,630 | $0 | 7.20% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 30 | $2,010,000 | $67,000 | $0 | 8.39% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 27 | $1,965,000 | $72,778 | $0 | 7.02% |
| SALINAS, CA (FHA|USDA|VA) | 20 | $1,960,000 | $98,000 | $0 | 6.73% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 31 | $1,885,000 | $60,806 | $0 | 8.44% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 26 | $1,880,000 | $72,308 | $0 | 7.47% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 25 | $1,875,000 | $75,000 | $0 | 7.67% |
| SYRACUSE, NY (FHA|USDA|VA) | 20 | $1,840,000 | $92,000 | $0 | 6.06% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 22 | $1,790,000 | $81,364 | $0 | 7.97% |
| COLUMBIA, SC (FHA|USDA|VA) | 25 | $1,775,000 | $71,000 | $0 | 7.81% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 20 | $1,730,000 | $86,500 | $0 | 6.93% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 19 | $1,655,000 | $87,105 | $0 | 6.89% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 19 | $1,655,000 | $87,105 | $0 | 7.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 24 | $1,640,000 | $68,333 | $0 | 7.92% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 24 | $1,620,000 | $67,500 | $0 | 7.51% |
| DOVER, DE (FHA|USDA|VA) | 19 | $1,585,000 | $83,421 | $0 | 6.92% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 22 | $1,580,000 | $71,818 | $0 | 7.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 22 | $1,570,000 | $71,364 | $0 | 7.14% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 18 | $1,550,000 | $86,111 | $0 | 7.28% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 21 | $1,545,000 | $73,571 | $0 | 7.16% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 20 | $1,540,000 | $77,000 | $0 | 6.83% |
| FORT COLLINS, CO (FHA|USDA|VA) | 23 | $1,535,000 | $66,739 | $0 | 7.39% |
| ASHEVILLE, NC (FHA|USDA|VA) | 16 | $1,520,000 | $95,000 | $0 | 5.96% |
| WICHITA, KS (FHA|USDA|VA) | 22 | $1,510,000 | $68,636 | $0 | 7.85% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 19 | $1,495,000 | $78,684 | $0 | 7.27% |
| AKRON, OH (FHA|USDA|VA) | 22 | $1,490,000 | $67,727 | $0 | 7.32% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 18 | $1,490,000 | $82,778 | $0 | 7.20% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 13 | $1,475,000 | $113,462 | $0 | 5.98% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 18 | $1,470,000 | $81,667 | $0 | 7.27% |
| WILMINGTON, NC (FHA|USDA|VA) | 17 | $1,455,000 | $85,588 | $0 | 6.92% |
| EL PASO, TX (FHA|USDA|VA) | 18 | $1,440,000 | $80,000 | $0 | 5.82% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 15 | $1,395,000 | $93,000 | $0 | 6.45% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 17 | $1,355,000 | $79,706 | $0 | 7.34% |
| GAINESVILLE, GA (FHA|USDA|VA) | 16 | $1,320,000 | $82,500 | $0 | 6.80% |
| LANCASTER, PA (FHA|USDA|VA) | 19 | $1,315,000 | $69,211 | $0 | 7.69% |
| PROVO-OREM, UT (FHA|USDA|VA) | 19 | $1,315,000 | $69,211 | $0 | 8.68% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 21 | $1,315,000 | $62,619 | $0 | 7.05% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 14 | $1,270,000 | $90,714 | $0 | 5.99% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 13 | $1,255,000 | $96,538 | $0 | 6.57% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 21 | $1,205,000 | $57,381 | $0 | 7.89% |
| FLINT, MI (FHA|USDA|VA) | 16 | $1,180,000 | $73,750 | $0 | 6.74% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 15 | $1,175,000 | $78,333 | $0 | 7.12% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $1,175,000 | $78,333 | $0 | 7.22% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 14 | $1,130,000 | $80,714 | $0 | 5.88% |
| Outside of Metro Areas | 14 | $1,130,000 | $80,714 | $0 | 7.45% |
| LUBBOCK, TX (FHA|USDA|VA) | 13 | $1,115,000 | $85,769 | $0 | 6.14% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 12 | $1,090,000 | $90,833 | $0 | 6.57% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 13 | $1,085,000 | $83,462 | $0 | 6.87% |
| SPARTANBURG, SC (FHA|USDA|VA) | 17 | $1,065,000 | $62,647 | $0 | 8.07% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 11 | $1,015,000 | $92,273 | $0 | 6.94% |
| BOULDER, CO (FHA|USDA|VA) | 12 | $1,010,000 | $84,167 | $0 | 7.20% |
| MADISON, WI (FHA|USDA|VA) | 15 | $1,005,000 | $67,000 | $0 | 7.82% |
| OCALA, FL (FHA|USDA|VA) | 12 | $1,000,000 | $83,333 | $0 | 6.34% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 15 | $985,000 | $65,667 | $0 | 8.29% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 16 | $980,000 | $61,250 | $0 | 7.48% |
| TOLEDO, OH (FHA|USDA|VA) | 15 | $975,000 | $65,000 | $0 | 7.31% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 16 | $970,000 | $60,625 | $0 | 7.99% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 15 | $965,000 | $64,333 | $0 | 7.89% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 15 | $955,000 | $63,667 | $0 | 7.78% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 14 | $920,000 | $65,714 | $0 | 6.94% |
| LONGVIEW, WA (FHA|USDA|VA) | 10 | $900,000 | $90,000 | $0 | 7.59% |
| ANN ARBOR, MI (FHA|USDA|VA) | 14 | $890,000 | $63,571 | $0 | 6.79% |
| BEND, OR (FHA|USDA|VA) | 10 | $890,000 | $89,000 | $0 | 8.49% |
| Hilo, HI (FHA|USDA|VA) | 9 | $875,000 | $97,222 | $0 | 6.21% |
| ST. CLOUD, MN (FHA|USDA|VA) | 11 | $865,000 | $78,636 | $0 | 7.04% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 12 | $860,000 | $71,667 | $0 | 7.08% |
| VISALIA, CA (FHA|USDA|VA) | 10 | $840,000 | $84,000 | $0 | 7.06% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $820,000 | $82,000 | $0 | 6.59% |
| GAINESVILLE, FL (FHA|USDA|VA) | 10 | $820,000 | $82,000 | $0 | 7.23% |
| GREEN BAY, WI (FHA|USDA|VA) | 13 | $815,000 | $62,692 | $0 | 8.47% |
| MOBILE, AL (FHA|USDA|VA) | 13 | $805,000 | $61,923 | $0 | 7.95% |
| ANCHORAGE, AK (FHA|USDA|VA) | 11 | $805,000 | $73,182 | $0 | 8.23% |
| AMARILLO, TX (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $0 | 6.30% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 10 | $790,000 | $79,000 | $0 | 7.99% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $785,000 | $87,222 | $0 | 5.88% |
| JACKSON, MI (FHA|USDA|VA) | 9 | $785,000 | $87,222 | $0 | 6.05% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $785,000 | $71,364 | $0 | 7.76% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $775,000 | $86,111 | $0 | 6.43% |
| READING, PA (FHA|USDA|VA) | 12 | $760,000 | $63,333 | $0 | 7.57% |
| SANTA FE, NM (FHA|USDA|VA) | 9 | $745,000 | $82,778 | $0 | 6.10% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 10 | $740,000 | $74,000 | $0 | 7.29% |
| MEDFORD, OR (FHA|USDA|VA) | 12 | $730,000 | $60,833 | $0 | 8.57% |
| ROANOKE, VA (FHA|USDA|VA) | 12 | $730,000 | $60,833 | $0 | 7.47% |
| MERCED, CA (FHA|USDA|VA) | 10 | $730,000 | $73,000 | $0 | 7.39% |
| LAS CRUCES, NM (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $0 | 6.13% |
| REDDING, CA (FHA|USDA|VA) | 9 | $705,000 | $78,333 | $0 | 7.19% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 12 | $700,000 | $58,333 | $0 | 7.78% |
| PUEBLO, CO (FHA|USDA|VA) | 9 | $695,000 | $77,222 | $0 | 7.10% |
| YUMA, AZ (FHA|USDA|VA) | 10 | $690,000 | $69,000 | $0 | 7.68% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 10 | $680,000 | $68,000 | $0 | 7.94% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $0 | 6.78% |
| MONTGOMERY, AL (FHA|USDA|VA) | 10 | $680,000 | $68,000 | $0 | 7.54% |
| FORT WAYNE, IN (FHA|USDA|VA) | 11 | $675,000 | $61,364 | $0 | 8.01% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $675,000 | $75,000 | $0 | 7.88% |
| Bozeman, MT (FHA|USDA|VA) | 9 | $665,000 | $73,889 | $0 | 8.75% |
| Heber, UT (FHA|USDA|VA) | 8 | $660,000 | $82,500 | $0 | 7.49% |
| LINCOLN, NE (FHA|USDA|VA) | 9 | $645,000 | $71,667 | $0 | 7.21% |
| BELLINGHAM, WA (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $0 | 6.78% |
| Whitewater, WI (FHA|USDA|VA) | 8 | $630,000 | $78,750 | $0 | 7.05% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $625,000 | $89,286 | $0 | 6.33% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $620,000 | $77,500 | $0 | 7.99% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 10 | $620,000 | $62,000 | $0 | 8.29% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 10 | $620,000 | $62,000 | $0 | 8.32% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $0 | 6.70% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $600,000 | $75,000 | $0 | 7.37% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $0 | 7.13% |
| Concord, NH (FHA|USDA|VA) | 9 | $595,000 | $66,111 | $0 | 8.29% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 7 | $585,000 | $83,571 | $0 | 7.70% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 7 | $585,000 | $83,571 | $0 | 6.46% |
| CHICO, CA (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $0 | 5.42% |
| BINGHAMTON, NY (FHA|USDA|VA) | 7 | $565,000 | $80,714 | $0 | 5.76% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $0 | 6.82% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 6.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 8.53% |
| MISSOULA, MT (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $0 | 7.99% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $545,000 | $77,857 | $0 | 5.42% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $0 | 6.16% |
| HAMMOND, LA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 5.19% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $535,000 | $76,429 | $0 | 8.13% |
| MONROE, LA (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $0 | 4.99% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $0 | 7.66% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $0 | 6.42% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 9 | $505,000 | $56,111 | $0 | 8.21% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $0 | 6.45% |
| MONROE, MI (FHA|USDA|VA) | 8 | $500,000 | $62,500 | $0 | 8.85% |
| ST. GEORGE, UT (FHA|USDA|VA) | 7 | $495,000 | $70,714 | $0 | 8.43% |
| UTICA-ROME, NY (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $0 | 5.53% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $0 | 6.07% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $0 | 7.49% |
| EL CENTRO, CA (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $0 | 7.10% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $0 | 6.59% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $485,000 | $69,286 | $0 | 7.42% |
| DALTON, GA (FHA|USDA|VA) | 7 | $475,000 | $67,857 | $0 | 8.06% |
| WACO, TX (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $0 | 5.66% |
| Farmington, MO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 4.16% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 7 | $465,000 | $66,429 | $0 | 6.78% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 8 | $460,000 | $57,500 | $0 | 8.41% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $0 | 7.13% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 6.39% |
| Granbury, TX (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 6.39% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 7 | $445,000 | $63,571 | $0 | 9.13% |
| NAPA, CA (FHA|USDA|VA) | 6 | $440,000 | $73,333 | $0 | 6.24% |
| ROCHESTER, MN (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 6.99% |
| Port Angeles, WA (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 7.47% |
| Jefferson, GA (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $0 | 7.99% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $0 | 6.49% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $0 | 7.19% |
| KANKAKEE, IL (FHA|USDA|VA) | 7 | $415,000 | $59,286 | $0 | 8.05% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $0 | 7.59% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 7.24% |
| RAPID CITY, SD (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $0 | 9.66% |
| MANSFIELD, OH (FHA|USDA|VA) | 7 | $405,000 | $57,857 | $0 | 8.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $0 | 6.99% |
| YUBA CITY, CA (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $0 | 8.04% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $0 | 6.49% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 5.66% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 6.49% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 6.62% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 8.14% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $385,000 | $55,000 | $0 | 8.56% |
| Marion, NC (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 5.99% |
| JACKSON, TN (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $0 | 7.73% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 7 | $375,000 | $53,571 | $0 | 8.56% |
| BILLINGS, MT (FHA|USDA|VA) | 6 | $370,000 | $61,667 | $0 | 9.32% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 5.24% |
| Fernley, NV (FHA|USDA|VA) | 7 | $365,000 | $52,143 | $0 | 8.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $365,000 | $52,143 | $0 | 7.56% |
| CHARLESTON, WV (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $0 | 6.59% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 5.41% |
| FARGO, ND-MN (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 7.69% |
| Mount Vernon, OH (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 7.29% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 5.32% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 6.43% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 8.47% |
| BANGOR, ME (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 7.05% |
| RACINE, WI (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 8.79% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 6.53% |
| ALTOONA, PA (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 6.49% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 8.59% |
| Ottawa, IL (FHA|USDA|VA) | 7 | $345,000 | $49,286 | $0 | 9.18% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 6.37% |
| DECATUR, AL (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 7.19% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 8.07% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 8.66% |
| BISMARCK, ND (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $0 | 7.99% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 3.99% |
| Helena, MT (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 7.89% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 5.99% |
| Bonham, TX (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 6.99% |
| Traverse City, MI (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 6.89% |
| La Grande, OR (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 6.99% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $320,000 | $53,333 | $0 | 7.78% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $0 | 7.53% |
| McMinnville, TN (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 6.24% |
| BAY CITY, MI (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $0 | 8.57% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 7.49% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $0 | 7.32% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 7.87% |
| GRANTS PASS, OR (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 7.24% |
| Fairmont, WV (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 6.84% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 8.49% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 7.69% |
| Holland, MI (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 6.87% |
| KINGSTON, NY (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $0 | 7.57% |
| BRUNSWICK, GA (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $0 | 7.79% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 8.32% |
| Juneau, AK (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 5.66% |
| TYLER, TX (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 8.18% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $0 | 8.71% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 3.99% |
| Roseburg, OR (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 6.87% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 5.93% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $0 | 8.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 6.99% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $0 | 7.99% |
| Duncan, OK (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 6.99% |
| Quincy, IL-MO (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 4.66% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 4.91% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 7.32% |
| Plattsburgh, NY (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $0 | 8.79% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 5.06% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 7.49% |
| Wilson, NC (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 5.58% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 6.41% |
| MADERA, CA (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 7.39% |
| Elko, NV (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 5.49% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 6.32% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 7.69% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 6.74% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 7.49% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 8.69% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 4.66% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 7.99% |
| WHEELING, WV-OH (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 7.99% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 6.49% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 7.43% |
| Laconia, NH (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 5.99% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 9.01% |
| ITHACA, NY (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 5.16% |
| ELMIRA, NY (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 7.66% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 7.54% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 4.49% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 9.68% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 4.99% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 6.32% |
| LOGAN, UT-ID (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 7.91% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 9.32% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.99% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 6.99% |
| Hudson, NY (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 5.32% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 5.66% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 5.99% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 7.74% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 9.49% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 8.12% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 3.99% |
| LIMA, OH (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 7.99% |
| Laurel, MS (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 6.74% |
| Prineville, OR (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 7.66% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 6.99% |
| Athens, TX (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 5.66% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 7.99% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 7.04% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 7.32% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 6.56% |
| CASPER, WY (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 8.99% |
| Marietta, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 3.99% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 6.66% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 8.52% |
| Key West, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.99% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 8.32% |
| Durango, CO (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 6.66% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 8.49% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 8.66% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 6.32% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 6.49% |
| Keene, NH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 6.49% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 8.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 9.59% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 8.74% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 6.49% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 3.99% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.44% |
| Auburn, NY (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 5.82% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 6.99% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 7.66% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 7.74% |
| Lexington, NE (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 6.49% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.37% |
| Urbana, OH (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 7.49% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 9.99% |
| Torrington, CT (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 7.74% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 7.93% |
| Russellville, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.49% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 8.24% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 8.96% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 6.99% |
| ROME, GA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 9.32% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 8.79% |
| Tifton, GA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 8.66% |
| Bluefield, WV-VA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 8.82% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 8.99% |
| LAWRENCE, KS (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 7.24% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.49% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 9.49% |
| Shelton, WA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 5.99% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 6.49% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.49% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.99% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 8.68% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 7.22% |
| MORGANTOWN, WV (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 8.32% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.99% |
| Newport, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 4.99% |
| Effingham, IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.49% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 9.49% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.49% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 9.99% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.99% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.99% |
| Macomb, IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.62% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.49% |
| Paris, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 3.99% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 9.09% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.49% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 4.99% |
| Wabash, IN (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 8.32% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 8.32% |
| Silver City, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.99% |
| Centralia, WA (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 6.41% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.24% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.99% |
| Salem, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.99% |
| Brenham, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.49% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.75% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 8.66% |
| Ada, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.99% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.99% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.75% |
| Fremont, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.99% |
| Jesup, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.99% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 8.82% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 6.49% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 9.99% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 7.49% |
| McAlester, OK (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 10.49% |
| Fallon, NV (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 7.49% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 5.49% |
| Greenville, OH (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 7.82% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.99% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.99% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.66% |
| Astoria, OR (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 7.37% |
| Montrose, CO (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 7.49% |
| Willmar, MN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 6.49% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.49% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 5.49% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 5.99% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 5.99% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 5.62% |
| Albertville, AL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 6.49% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 6.49% |
| Athens, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.75% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 10.32% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.99% |
| West Point, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.99% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 9.66% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 10.66% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.99% |
| Ludington, MI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 6.49% |
| ERIE, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 7.49% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 5.99% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.99% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 8.99% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.99% |
| Cordele, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.99% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.99% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.99% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.99% |
| Cullman, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.99% |
| Deming, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.99% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.99% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 10.66% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.99% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 7.49% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 8.49% |
| Americus, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.99% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.12% |
| Worthington, MN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.49% |
| Branson, MO (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.49% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.99% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.99% |
| Shelby, NC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.39% |
| West Plains, MO (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.49% |
| Hastings, NE (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.49% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.49% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 9.32% |
| Ozark, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.99% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.99% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.99% |
| Vernal, UT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.99% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.37% |
| Searcy, AR (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.49% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.24% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.49% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.74% |
| Celina, OH (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.99% |
| Williston, ND (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.24% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.49% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 10.99% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.99% |
| Edwards, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.99% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.99% |
| Oxford, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.99% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.99% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.99% |
| El Campo, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.99% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.99% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 7.32% |
| Washington, NC (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.49% |
| Malone, NY (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.49% |
| Guymon, OK (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 6.62% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.99% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.99% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 5.49% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.49% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.49% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.37% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.49% |
| Wooster, OH (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.99% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.99% |
| Rolla, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.99% |
| Centralia, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.99% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.99% |
| Sonora, CA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.49% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 7.99% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.87% |
| New Castle, IN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 7.99% |
| Murray, KY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.49% |
| Somerset, KY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 7.99% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.99% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.49% |
| Barre, VT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.99% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Bay City, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Sanford, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.99% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| Palatka, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.99% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Somerset, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.99% |
| Houghton, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Kearney, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.99% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.99% |
| Corning, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.99% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.99% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.99% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.99% |
| Marshall, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| North Platte, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.99% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.75% |
| Washington, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| Columbus, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| Dayton, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.49% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.34% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.87% |
| Safford, AZ (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.99% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| Pullman, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.99% |
| Douglas, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.99% |
| Seneca, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| Sidney, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.99% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| McComb, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.99% |
| Meadville, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.72% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.99% |
| NILES, MI (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.99% |
| Logansport, IN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.99% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.99% |
| Angola, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Ruston, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.99% |
| Riverton, WY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.99% |
| Shawano, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.99% |
| Brookings, SD (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.99% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.99% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.99% |
| Oil City, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.99% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.99% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.99% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.49% |
| Pierre, SD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.99% |
| Picayune, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.99% |
| Seymour, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.99% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.75% |
| Fremont, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.99% |
| Minot, ND (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.99% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Laramie, WY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.99% |
| Dublin, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.99% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| DuBois, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Olean, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.49% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.49% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.99% |
| Warren, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.99% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.99% |
| Hailey, ID (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.99% |
| Salina, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| Findlay, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.99% |
| Roswell, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.99% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.99% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Forest City, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.99% |
| Henderson, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.99% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.99% |
| Camden, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.99% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.99% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.99% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.99% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.99% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.69% |
| Marion, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.99% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.99% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.99% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.99% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.99% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.99% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.49% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.99% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.99% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.99% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.99% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| Atchison, KS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.99% |
| Alma, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.99% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.99% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.99% |
| Jasper, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| Connersville, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.99% |
| Troy, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| Ashland, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| Central City, KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.99% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.99% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.49% |
| Berlin, NH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.99% |
| Rockport, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.99% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.99% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.25% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.99% |
| Sterling, CO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.59% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.39% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.99% |
| Peru, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.99% |
| ENID, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.75% |
| Batavia, NY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.59% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.99% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.99% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.99% |
| Evanston, WY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.99% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.99% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.99% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 12,441 | $999,875,000 | $80,369 | $0 | 7.19% |
For 2020, Discover Bank's most frequently originated type of loan was Conventional, with 12,441 originations.
Loan Reason
For 2020, Discover Bank's most frequently cited loan purpose was Home Improvement, with 5,177 originations. The 2nd most popular reason was Other, with 4,438 originations.
Loan Duration/Length
For 2020, Discover Bank's most frequently cited loan duration was 30 Year, with 6,756 originations. The 2nd most popular length was 15 Year, with 2,077 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 12,441 | $999,875,000 | $80,369 |
Discover Bank's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 12,441 originations.
Interest Rates
During 2020, Discover Bank's average interest rate for loans was 7.13%, while their most frequently originated rate bucket for loans was Over 8%, with 4,110 originations.
Loan Sizing
2020 saw Discover Bank place emphasis on $100,000 or less loans with 9,225 originations, totaling $563,855,000 in origination value.
Applicant Income
Discover Bank lent most frequently to those with incomes in the $100k-150k range, with 3,534 originations. The second most popular income band? $150k-250k, with 2,940 originations.
Applicant Debt to Income Ratio
Discover Bank lent most frequently to those with DTI ratios of 30-36%, with 2,628 originations. The next most common DTI ratio? 20-30%, with 2,340 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications43.86%
Discover Bank has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-37.78%
Discover Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,441 | $999,875,000 | $80,369 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 12,441 | $999,875,000 | $80,369 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| DISCOVER BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 10.0% |
| DISCOVER BANK | Conventional home mortgage | Closing on a mortgage | 1 | 5.0% |
| DISCOVER BANK | Conventional home mortgage | Struggling to pay mortgage | 1 | 5.0% |
| DISCOVER BANK | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 7 | 35.0% |
| DISCOVER BANK | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 5.0% |
| DISCOVER BANK | Home equity loan or line of credit (HELOC) | Incorrect information on your report | 1 | 5.0% |
| DISCOVER BANK | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 2 | 10.0% |
| DISCOVER BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 10.0% |
| DISCOVER BANK | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 15.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Discover Bank | 12 Read's Way New Castle, DE 19720 | Limited, Administrative | $0 |
| Discover Bank | 502 E. Market Street Greenwood, DE 19950 | Full Service B&M | $80,184,695 |
For 2020, Discover Bank had 2 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $11,435,902 |
| Net interest income | $9,765,142 |
| Total noninterest income | $701,708 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $1,432 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $700,276 |
| Pre-tax net operating income | $1,464,313 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $1,149,148 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $1,149,148 |
| Minority interest net income | $0 |
| Net income | $1,149,148 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $1,149,148 |
Discover Bank's gross interest income from loans was $11,435,902,000.
Discover Bank's net interest income from loans was $9,765,142,000.
Discover Bank's fee based income from loans was $1,432,000.
Discover Bank's net income from loans was $1,149,148,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $1,670,760 |
| Provision for credit losses | $5,116,592 |
| Total noninterest expense | $3,885,945 |
| Salaries and employee benefits | $1,128,766 |
| Premises and equipment expense | $62,208 |
| Additional noninterest expense | $2,694,971 |
| Applicable income taxes | $315,165 |
| Net charge-offs | $2,734,832 |
| Cash dividends | $555,000 |
Discover Bank's interest expense for loans was $1,670,760,000.
Discover Bank's payroll and benefits expense were $1,128,766,000.
Discover Bank's property, plant and equipment expenses $62,208,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 1.0% |
| Personal loans | 1.0% |
| Credit card loans | 1.3% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $79,655,267 |
| Deposits held in domestic offices | $79,655,267 |
| Deposits by Individuals, partnerships, and corporations | $79,652,490 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $0 |
| Deposits by Commercial banks and other depository institutions in U.S. | $2,777 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $1,432,261 |
| Demand deposits | $1,359,099 |
| Nontransaction accounts | $78,223,006 |
| Money market deposit accounts (MMDAs) | $10,780,437 |
| Other savings deposits (excluding MMDAs) | $39,173,826 |
| Total time deposits | $28,268,743 |
| Total time and savings deposits | $78,296,168 |
| Noninterest-bearing deposits | $1,298,644 |
| Interest-bearing deposits | $78,356,623 |
| Retail deposits | $61,321,844 |
| IRAs and Keogh plan accounts | $2,740,830 |
| Brokered deposits | $16,588,740 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $111,335,503 |
| Cash & Balances due from depository institutions | $13,354,184 |
| Interest-bearing balances | $12,318,020 |
| Total securities | $12,138,668 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $82,223,657 |
| Loan and leases loss allowance | $8,225,760 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $331,548 |
| Other real estate owned | $21 |
| Goodwill and other intangibles | $2,250 |
| All other assets | $3,285,175 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $111,335,503 |
| Total Liabilities | $101,147,251 |
| Total deposits | $79,655,267 |
| Interest-bearing deposits | $78,356,623 |
| Deposits held in domestic offices | $79,655,267 |
| % insured (estimated) | $91 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $17,053,345 |
| Subordinated debt | $1,015,216 |
| All other liabilities | $3,423,423 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $82,223,657 |
| Loan and leases loss allowance | $8,225,760 |
| Total loans and leases (domestic) | $90,449,417 |
| All real estate loans | $1,792,096 |
| Real estate loans in domestic offices | $1,792,096 |
| Construction and development loans | $0 |
| Residential 1-4 family construction | $0 |
| Other construction, all land development and other land | $0 |
| Loans secured by nonfarm nonresidential properties | $0 |
| Nonfarm nonresidential secured by owner-occupied properties | $0 |
| Commercial real estate & other non-farm, non-residential | $0 |
| Multifamily residential real estate | $0 |
| 1-4 family residential loans | $1,792,096 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $156,619 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $88,445,630 |
| Credit card loans | $71,315,140 |
| Related Plans | $0 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $17,130,490 |
| All other loans & leases | $55,072 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $55,072 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $1,920,430 |
| Non 1-4 family restructured loans & leases | $1,920,321 |
| Total loans and leases (foreign) | $0 |
Discover Bank had $82,223,657,000 of loans outstanding in 2020. $1,792,096,000 of loans were in real estate loans. $0 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $1,792,096,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $71,315,140,000 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Commercial & Industrial, US addressed loans - <$1MM | 80,076 | $156,619 | $1,956 |
| Commercial & Industrial, US addressed loans - <$100k | 80,076 | $156,619 | $1,956 |