Discover Bank Mortgage Rates, Fees & Info

Greenwood, DE

LEI: X05BVSK68TQ7YTOSNR22

Tax ID: 51-0020270

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Discover Bank is a small bank specializing in Other, Home Improvement, and Refi loans. Discover Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Atlanta, Los Angeles, Dallas, and Phoenix among others. We have data for 729 markets. (Some data included below & more in-depth data is available with an active subscription.)

Discover Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Discover Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	7.90%	11/17/24
30 Year Conventional Refi	7.79%	11/17/24
15 Year Conventional Purchase	8.24%	11/17/24
15 Year Conventional Refi	8.20%	11/17/24
15 Year Cash-out Refi	8.20%	11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Discover Bank Mortgage Calculator

Purchase Price:

Loan Amount:

Deposit Amount:

% Deposit:

Interest Rate:

Loan Type:

Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Discover Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

19,901

Origination Dollar Volume (All Markets)

$2,016,045,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	1,020	$115,730,000	$113,461	$0	7.86%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	848	$87,310,000	$102,960	$0	8.28%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	596	$76,460,000	$128,289	$0	7.37%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	588	$71,240,000	$121,156	$0	7.56%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	649	$70,325,000	$108,359	$0	8.10%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	646	$55,180,000	$85,418	$0	8.94%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	479	$46,195,000	$96,441	$0	8.31%
Outside of Metro Areas	490	$44,010,000	$89,816	$0	8.29%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	402	$43,170,000	$107,388	$0	8.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	397	$41,635,000	$104,874	$0	8.15%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	327	$38,885,000	$118,914	$0	7.41%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	338	$37,090,000	$109,734	$0	9.02%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	362	$36,100,000	$99,724	$0	8.48%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	258	$34,330,000	$133,062	$0	7.25%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	330	$33,890,000	$102,697	$0	8.13%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	288	$33,760,000	$117,222	$0	7.71%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	320	$33,690,000	$105,281	$0	8.30%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	290	$32,140,000	$110,828	$0	8.95%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	213	$30,605,000	$143,685	$0	6.92%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	220	$30,420,000	$138,273	$0	6.89%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	254	$27,630,000	$108,780	$0	8.03%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	269	$27,195,000	$101,097	$0	8.08%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	247	$26,105,000	$105,688	$0	8.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	257	$24,615,000	$95,778	$0	8.51%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	220	$22,110,000	$100,500	$0	9.46%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	233	$19,425,000	$83,369	$0	9.06%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	181	$18,675,000	$103,177	$0	8.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	183	$18,435,000	$100,738	$0	8.60%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	136	$14,470,000	$106,397	$0	7.98%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	155	$13,905,000	$89,710	$0	8.99%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	158	$13,520,000	$85,570	$0	9.27%
COLUMBUS, OH (FHA\|USDA\|VA)	152	$13,240,000	$87,105	$0	9.08%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	166	$13,240,000	$79,759	$0	9.42%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	128	$13,020,000	$101,719	$0	8.42%
JACKSONVILLE, FL (FHA\|USDA\|VA)	138	$12,910,000	$93,551	$0	9.40%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	143	$12,425,000	$86,888	$0	8.70%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	85	$11,035,000	$129,824	$0	7.72%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	127	$10,955,000	$86,260	$0	9.01%
RICHMOND, VA (FHA\|USDA\|VA)	121	$10,125,000	$83,678	$0	9.18%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	104	$9,970,000	$95,865	$0	8.35%
TUCSON, AZ (FHA\|USDA\|VA)	107	$9,825,000	$91,822	$0	8.39%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	123	$9,715,000	$78,984	$0	9.09%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	63	$9,265,000	$147,063	$0	7.02%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	91	$9,235,000	$101,484	$0	8.36%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	99	$9,005,000	$90,960	$0	9.00%
PITTSBURGH, PA (FHA\|USDA\|VA)	102	$8,750,000	$85,784	$0	8.93%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	98	$8,610,000	$87,857	$0	8.95%
BOISE CITY, ID (FHA\|USDA\|VA)	79	$8,235,000	$104,241	$0	8.03%
RENO, NV (FHA\|USDA\|VA)	74	$8,140,000	$110,000	$0	7.95%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	73	$8,005,000	$109,658	$0	8.38%
KNOXVILLE, TN (FHA\|USDA\|VA)	73	$7,585,000	$103,904	$0	8.14%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	85	$7,445,000	$87,588	$0	9.20%
TULSA, OK (FHA\|USDA\|VA)	77	$7,155,000	$92,922	$0	8.65%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	68	$7,040,000	$103,529	$0	7.66%
STOCKTON, CA (FHA\|USDA\|VA)	67	$6,875,000	$102,612	$0	8.37%
LOUISVILLE, KY (FHA\|USDA\|VA)	86	$6,810,000	$79,186	$0	9.38%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	60	$6,720,000	$112,000	$0	8.07%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	76	$6,650,000	$87,500	$0	8.59%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	70	$6,600,000	$94,286	$0	8.81%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	66	$6,500,000	$98,485	$0	8.08%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	77	$6,255,000	$81,234	$0	8.70%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	66	$5,950,000	$90,152	$0	8.89%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	67	$5,775,000	$86,194	$0	9.14%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	63	$5,745,000	$91,190	$0	8.33%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	49	$5,605,000	$114,388	$0	8.81%
BAKERSFIELD, CA (FHA\|USDA\|VA)	56	$5,590,000	$99,821	$0	8.73%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	44	$5,250,000	$119,318	$0	7.83%
FRESNO, CA (FHA\|USDA\|VA)	56	$5,220,000	$93,214	$0	8.74%
WORCESTER, MA-CT (FHA\|USDA\|VA)	58	$5,220,000	$90,000	$0	8.62%
COLUMBIA, SC (FHA\|USDA\|VA)	62	$5,180,000	$83,548	$0	9.27%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	51	$5,125,000	$100,490	$0	8.22%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	55	$5,125,000	$93,182	$0	9.71%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	49	$5,065,000	$103,367	$0	9.22%
VALLEJO, CA (FHA\|USDA\|VA)	49	$5,025,000	$102,551	$0	8.11%
PROVO-OREM, UT (FHA\|USDA\|VA)	48	$5,020,000	$104,583	$0	8.19%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	45	$4,975,000	$110,556	$0	8.87%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	48	$4,920,000	$102,500	$0	8.23%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	50	$4,860,000	$97,200	$0	8.46%
SPRINGFIELD, MA (FHA\|USDA\|VA)	48	$4,690,000	$97,708	$0	8.36%
AKRON, OH (FHA\|USDA\|VA)	54	$4,640,000	$85,926	$0	9.02%
ROCHESTER, NY (FHA\|USDA\|VA)	51	$4,625,000	$90,686	$0	8.29%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	47	$4,405,000	$93,723	$0	8.51%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	42	$4,380,000	$104,286	$0	8.35%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	40	$4,350,000	$108,750	$0	8.15%
HUNTSVILLE, AL (FHA\|USDA\|VA)	51	$4,345,000	$85,196	$0	9.05%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	51	$4,345,000	$85,196	$0	8.99%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	48	$4,290,000	$89,375	$0	8.78%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	40	$3,820,000	$95,500	$0	9.65%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	38	$3,750,000	$98,684	$0	9.51%
GREELEY, CO (FHA\|USDA\|VA)	41	$3,745,000	$91,341	$0	8.86%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	35	$3,675,000	$105,000	$0	8.06%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	32	$3,590,000	$112,188	$0	8.45%
SPRINGFIELD, MO (FHA\|USDA\|VA)	41	$3,495,000	$85,244	$0	8.88%
MODESTO, CA (FHA\|USDA\|VA)	36	$3,460,000	$96,111	$0	7.83%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	36	$3,400,000	$94,444	$0	9.68%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	34	$3,380,000	$99,412	$0	8.33%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	28	$3,380,000	$120,714	$0	8.34%
GAINESVILLE, GA (FHA\|USDA\|VA)	31	$3,295,000	$106,290	$0	7.86%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	31	$3,285,000	$105,968	$0	8.42%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	34	$3,140,000	$92,353	$0	8.98%
ASHEVILLE, NC (FHA\|USDA\|VA)	36	$3,110,000	$86,389	$0	8.72%
READING, PA (FHA\|USDA\|VA)	25	$3,095,000	$123,800	$0	7.74%
TOLEDO, OH (FHA\|USDA\|VA)	39	$3,095,000	$79,359	$0	9.18%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	32	$3,090,000	$96,563	$0	8.31%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	37	$3,075,000	$83,108	$0	8.99%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	26	$3,040,000	$116,923	$0	7.50%
FORT WAYNE, IN (FHA\|USDA\|VA)	31	$3,015,000	$97,258	$0	8.50%
SAVANNAH, GA (FHA\|USDA\|VA)	30	$2,920,000	$97,333	$0	8.62%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	30	$2,910,000	$97,000	$0	8.36%
FORT COLLINS, CO (FHA\|USDA\|VA)	33	$2,805,000	$85,000	$0	8.34%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	26	$2,800,000	$107,692	$0	7.80%
SPARTANBURG, SC (FHA\|USDA\|VA)	33	$2,745,000	$83,182	$0	9.25%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	25	$2,745,000	$109,800	$0	7.98%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	29	$2,675,000	$92,241	$0	8.71%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	33	$2,655,000	$80,455	$0	9.15%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	23	$2,645,000	$115,000	$0	7.84%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	27	$2,615,000	$96,852	$0	8.71%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	35	$2,605,000	$74,429	$0	9.35%
EL PASO, TX (FHA\|USDA\|VA)	28	$2,560,000	$91,429	$0	8.24%
BEND, OR (FHA\|USDA\|VA)	24	$2,560,000	$106,667	$0	7.99%
VISALIA, CA (FHA\|USDA\|VA)	27	$2,555,000	$94,630	$0	8.84%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	33	$2,465,000	$74,697	$0	9.48%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	22	$2,390,000	$108,636	$0	7.61%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	26	$2,380,000	$91,538	$0	8.88%
SALINAS, CA (FHA\|USDA\|VA)	20	$2,340,000	$117,000	$0	7.35%
SALEM, OR (FHA\|USDA\|VA)	24	$2,310,000	$96,250	$0	8.23%
SALISBURY, MD-DE (FHA\|USDA\|VA)	24	$2,290,000	$95,417	$0	8.32%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	18	$2,270,000	$126,111	$0	8.09%
YORK-HANOVER, PA (FHA\|USDA\|VA)	26	$2,250,000	$86,538	$0	9.34%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	23	$2,185,000	$95,000	$0	8.67%
OCALA, FL (FHA\|USDA\|VA)	26	$2,180,000	$83,846	$0	9.70%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	28	$2,170,000	$77,500	$0	9.33%
DOVER, DE (FHA\|USDA\|VA)	24	$2,160,000	$90,000	$0	8.34%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	22	$2,160,000	$98,182	$0	7.92%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	24	$2,150,000	$89,583	$0	8.91%
WILMINGTON, NC (FHA\|USDA\|VA)	24	$2,140,000	$89,167	$0	8.19%
WICHITA, KS (FHA\|USDA\|VA)	30	$2,090,000	$69,667	$0	10.23%
GAINESVILLE, FL (FHA\|USDA\|VA)	16	$2,090,000	$130,625	$0	6.96%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	18	$1,960,000	$108,889	$0	8.20%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	19	$1,955,000	$102,895	$0	8.12%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	14	$1,940,000	$138,571	$0	7.72%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	15	$1,925,000	$128,333	$0	8.54%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	16	$1,890,000	$118,125	$0	7.05%
SYRACUSE, NY (FHA\|USDA\|VA)	22	$1,890,000	$85,909	$0	8.09%
JACKSON, MS (FHA\|USDA\|VA)	22	$1,880,000	$85,455	$0	8.67%
Jefferson, GA (FHA\|USDA\|VA)	22	$1,870,000	$85,000	$0	8.91%
LANCASTER, PA (FHA\|USDA\|VA)	17	$1,835,000	$107,941	$0	7.68%
MADISON, WI (FHA\|USDA\|VA)	15	$1,835,000	$122,333	$0	7.36%
Outside of Metro Areas	16	$1,810,000	$113,125	$0	7.48%
BATON ROUGE, LA (FHA\|USDA\|VA)	19	$1,795,000	$94,474	$0	8.56%
NORWICH-NEW LONDON, CT (FHA\|USDA\|VA)	17	$1,795,000	$105,588	$0	7.92%
BILLINGS, MT (FHA\|USDA\|VA)	18	$1,770,000	$98,333	$0	8.64%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	19	$1,745,000	$91,842	$0	8.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	16	$1,730,000	$108,125	$0	8.87%
LINCOLN, NE (FHA\|USDA\|VA)	22	$1,720,000	$78,182	$0	9.05%
LAS CRUCES, NM (FHA\|USDA\|VA)	16	$1,670,000	$104,375	$0	8.22%
MERCED, CA (FHA\|USDA\|VA)	16	$1,650,000	$103,125	$0	7.97%
TALLAHASSEE, FL (FHA\|USDA\|VA)	19	$1,625,000	$85,526	$0	10.33%
ST. GEORGE, UT (FHA\|USDA\|VA)	12	$1,610,000	$134,167	$0	7.23%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	19	$1,585,000	$83,421	$0	9.14%
PUNTA GORDA, FL (FHA\|USDA\|VA)	18	$1,570,000	$87,222	$0	8.51%
Bozeman, MT (FHA\|USDA\|VA)	10	$1,540,000	$154,000	$0	6.63%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	14	$1,540,000	$110,000	$0	8.53%
MONTGOMERY, AL (FHA\|USDA\|VA)	16	$1,540,000	$96,250	$0	8.76%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	17	$1,535,000	$90,294	$0	8.30%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	18	$1,530,000	$85,000	$0	9.16%
PUEBLO, CO (FHA\|USDA\|VA)	14	$1,530,000	$109,286	$0	8.17%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	18	$1,520,000	$84,444	$0	8.66%
Hilo, HI (FHA\|USDA\|VA)	12	$1,510,000	$125,833	$0	8.24%
Concord, NH (FHA\|USDA\|VA)	15	$1,495,000	$99,667	$0	8.97%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	17	$1,485,000	$87,353	$0	8.09%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	15	$1,405,000	$93,667	$0	8.39%
ANCHORAGE, AK (FHA\|USDA\|VA)	13	$1,385,000	$106,538	$0	8.76%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	16	$1,380,000	$86,250	$0	8.77%
MEDFORD, OR (FHA\|USDA\|VA)	12	$1,370,000	$114,167	$0	8.29%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	13	$1,365,000	$105,000	$0	8.01%
ANN ARBOR, MI (FHA\|USDA\|VA)	13	$1,335,000	$102,692	$0	8.13%
YUMA, AZ (FHA\|USDA\|VA)	18	$1,330,000	$73,889	$0	9.32%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	15	$1,325,000	$88,333	$0	8.69%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	17	$1,325,000	$77,941	$0	9.44%
SIOUX FALLS, SD (FHA\|USDA\|VA)	17	$1,315,000	$77,353	$0	9.04%
BURLINGTON, NC (FHA\|USDA\|VA)	15	$1,305,000	$87,000	$0	8.89%
EL CENTRO, CA (FHA\|USDA\|VA)	12	$1,290,000	$107,500	$0	8.27%
THE VILLAGES, FL (FHA\|USDA\|VA)	10	$1,280,000	$128,000	$0	7.50%
APPLETON, WI (FHA\|USDA\|VA)	15	$1,275,000	$85,000	$0	9.14%
IDAHO FALLS, ID (FHA\|USDA\|VA)	13	$1,265,000	$97,308	$0	8.04%
LUBBOCK, TX (FHA\|USDA\|VA)	16	$1,260,000	$78,750	$0	8.63%
Augusta-Waterville, ME (FHA\|USDA\|VA)	12	$1,250,000	$104,167	$0	7.65%
PANAMA CITY, FL (FHA\|USDA\|VA)	9	$1,245,000	$138,333	$0	7.90%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	14	$1,240,000	$88,571	$0	8.62%
Torrington, CT (FHA\|USDA\|VA)	13	$1,235,000	$95,000	$0	9.07%
LYNCHBURG, VA (FHA\|USDA\|VA)	17	$1,225,000	$72,059	$0	8.97%
Heber, UT (FHA\|USDA\|VA)	6	$1,210,000	$201,667	$0	5.56%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	10	$1,200,000	$120,000	$0	6.57%
MORRISTOWN, TN (FHA\|USDA\|VA)	13	$1,185,000	$91,154	$0	8.67%
ROANOKE, VA (FHA\|USDA\|VA)	16	$1,170,000	$73,125	$0	9.16%
SANTA FE, NM (FHA\|USDA\|VA)	10	$1,170,000	$117,000	$0	7.74%
ROME, GA (FHA\|USDA\|VA)	11	$1,165,000	$105,909	$0	6.99%
FARGO, ND-MN (FHA\|USDA\|VA)	13	$1,155,000	$88,846	$0	9.28%
ROCKFORD, IL (FHA\|USDA\|VA)	14	$1,140,000	$81,429	$0	9.22%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	9	$1,125,000	$125,000	$0	8.12%
Edwards, CO (FHA\|USDA\|VA)	9	$1,125,000	$125,000	$0	7.66%
JOHNSON CITY, TN (FHA\|USDA\|VA)	15	$1,115,000	$74,333	$0	8.47%
KINGSTON, NY (FHA\|USDA\|VA)	11	$1,115,000	$101,364	$0	7.76%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	14	$1,070,000	$76,429	$0	9.18%
Lebanon, NH-VT (FHA\|USDA\|VA)	12	$1,070,000	$89,167	$0	8.68%
TOPEKA, KS (FHA\|USDA\|VA)	11	$1,065,000	$96,818	$0	7.60%
BELLINGHAM, WA (FHA\|USDA\|VA)	8	$1,050,000	$131,250	$0	6.26%
FLINT, MI (FHA\|USDA\|VA)	15	$1,045,000	$69,667	$0	9.21%
BOULDER, CO (FHA\|USDA\|VA)	13	$1,035,000	$79,615	$0	8.26%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	9	$1,035,000	$115,000	$0	6.82%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	14	$1,010,000	$72,143	$0	9.51%
CHAMBERSBURG-WAYNESBORO, PA (FHA\|USDA\|VA)	11	$1,005,000	$91,364	$0	9.24%
WACO, TX (FHA\|USDA\|VA)	12	$990,000	$82,500	$0	8.93%
YUBA CITY, CA (FHA\|USDA\|VA)	13	$975,000	$75,000	$0	9.10%
CHICO, CA (FHA\|USDA\|VA)	10	$950,000	$95,000	$0	8.59%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	8	$950,000	$118,750	$0	6.95%
Cookeville, TN (FHA\|USDA\|VA)	13	$935,000	$71,923	$0	9.28%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	7	$925,000	$132,143	$0	7.67%
MOBILE, AL (FHA\|USDA\|VA)	14	$900,000	$64,286	$0	8.91%
ERIE, PA (FHA\|USDA\|VA)	9	$885,000	$98,333	$0	8.44%
JACKSON, TN (FHA\|USDA\|VA)	11	$885,000	$80,455	$0	8.88%
REDDING, CA (FHA\|USDA\|VA)	12	$880,000	$73,333	$0	9.56%
CHAMPAIGN-URBANA, IL (FHA\|USDA\|VA)	9	$875,000	$97,222	$0	6.66%
LEWISTON, ID-WA (FHA\|USDA\|VA)	6	$840,000	$140,000	$0	7.41%
Pahrump, NV (FHA\|USDA\|VA)	8	$840,000	$105,000	$0	8.02%
LONGVIEW, WA (FHA\|USDA\|VA)	7	$835,000	$119,286	$0	8.06%
EVANSVILLE, IN-KY (FHA\|USDA\|VA)	7	$825,000	$117,857	$0	8.16%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	10	$810,000	$81,000	$0	9.62%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	6	$800,000	$133,333	$0	6.75%
PEORIA, IL (FHA\|USDA\|VA)	12	$800,000	$66,667	$0	9.06%
BANGOR, ME (FHA\|USDA\|VA)	6	$800,000	$133,333	$0	7.70%
Glenwood Springs, CO (FHA\|USDA\|VA)	6	$800,000	$133,333	$0	7.45%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	11	$795,000	$72,273	$0	8.29%
Laconia, NH (FHA\|USDA\|VA)	7	$785,000	$112,143	$0	7.49%
MORGANTOWN, WV (FHA\|USDA\|VA)	9	$785,000	$87,222	$0	8.91%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	11	$775,000	$70,455	$0	9.26%
NAPA, CA (FHA\|USDA\|VA)	7	$775,000	$110,714	$0	7.63%
SIERRA VISTA-DOUGLAS, AZ (FHA\|USDA\|VA)	10	$770,000	$77,000	$0	8.54%
Oxford, MS (FHA\|USDA\|VA)	4	$770,000	$192,500	$0	5.93%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	10	$770,000	$77,000	$0	9.56%
BOWLING GREEN, KY (FHA\|USDA\|VA)	7	$765,000	$109,286	$0	8.77%
Kalispell, MT (FHA\|USDA\|VA)	6	$760,000	$126,667	$0	7.87%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	11	$755,000	$68,636	$0	9.57%
TYLER, TX (FHA\|USDA\|VA)	8	$740,000	$92,500	$0	8.96%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	8	$740,000	$92,500	$0	7.52%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	11	$725,000	$65,909	$0	9.21%
ROCHESTER, MN (FHA\|USDA\|VA)	11	$725,000	$65,909	$0	9.99%
CHEYENNE, WY (FHA\|USDA\|VA)	6	$720,000	$120,000	$0	6.33%
OCEAN CITY, NJ (FHA\|USDA\|VA)	8	$710,000	$88,750	$0	7.64%
Seneca, SC (FHA\|USDA\|VA)	8	$710,000	$88,750	$0	8.65%
Moses Lake, WA (FHA\|USDA\|VA)	8	$710,000	$88,750	$0	8.58%
ABILENE, TX (FHA\|USDA\|VA)	5	$705,000	$141,000	$0	6.29%
DECATUR, AL (FHA\|USDA\|VA)	6	$700,000	$116,667	$0	7.24%
FLORENCE-MUSCLE SHOALS, AL (FHA\|USDA\|VA)	7	$695,000	$99,286	$0	8.02%
MADERA, CA (FHA\|USDA\|VA)	9	$695,000	$77,222	$0	9.58%
LEBANON, PA (FHA\|USDA\|VA)	7	$695,000	$99,286	$0	6.28%
WARNER ROBINS, GA (FHA\|USDA\|VA)	10	$690,000	$69,000	$0	10.78%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	7	$685,000	$97,857	$0	9.15%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	7	$685,000	$97,857	$0	7.76%
JOPLIN, MO (FHA\|USDA\|VA)	7	$665,000	$95,000	$0	8.03%
ELKHART-GOSHEN, IN (FHA\|USDA\|VA)	8	$660,000	$82,500	$0	8.51%
BLOOMINGTON, IL (FHA\|USDA\|VA)	6	$660,000	$110,000	$0	8.95%
YAKIMA, WA (FHA\|USDA\|VA)	9	$655,000	$72,778	$0	9.91%
COLUMBIA, MO (FHA\|USDA\|VA)	6	$650,000	$108,333	$0	7.70%
ST. CLOUD, MN (FHA\|USDA\|VA)	8	$650,000	$81,250	$0	8.30%
JANESVILLE-BELOIT, WI (FHA\|USDA\|VA)	8	$640,000	$80,000	$0	9.92%
JONESBORO, AR (FHA\|USDA\|VA)	10	$640,000	$64,000	$0	9.22%
CORVALLIS, OR (FHA\|USDA\|VA)	4	$630,000	$157,500	$0	7.24%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	4	$630,000	$157,500	$0	7.66%
Mount Vernon, OH (FHA\|USDA\|VA)	5	$625,000	$125,000	$0	5.58%
POCATELLO, ID (FHA\|USDA\|VA)	7	$625,000	$89,286	$0	9.31%
Sheridan, WY (FHA\|USDA\|VA)	4	$610,000	$152,500	$0	6.93%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	7	$605,000	$86,429	$0	8.69%
JACKSONVILLE, NC (FHA\|USDA\|VA)	9	$605,000	$67,222	$0	9.82%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	6	$600,000	$100,000	$0	8.99%
BLOOMINGTON, IN (FHA\|USDA\|VA)	6	$600,000	$100,000	$0	8.70%
NEW BERN, NC (FHA\|USDA\|VA)	7	$595,000	$85,000	$0	9.17%
RACINE, WI (FHA\|USDA\|VA)	8	$590,000	$73,750	$0	9.37%
Helena, MT (FHA\|USDA\|VA)	4	$590,000	$147,500	$0	7.68%
DULUTH, MN-WI (FHA\|USDA\|VA)	8	$590,000	$73,750	$0	9.52%
WENATCHEE, WA (FHA\|USDA\|VA)	5	$585,000	$117,000	$0	6.84%
MUSKEGON, MI (FHA\|USDA\|VA)	9	$585,000	$65,000	$0	10.27%
WEIRTON-STEUBENVILLE, WV-OH (FHA\|USDA\|VA)	7	$585,000	$83,571	$0	8.60%
SAGINAW, MI (FHA\|USDA\|VA)	6	$580,000	$96,667	$0	8.08%
KANKAKEE, IL (FHA\|USDA\|VA)	8	$580,000	$72,500	$0	9.99%
Branson, MO (FHA\|USDA\|VA)	7	$575,000	$82,143	$0	7.63%
KOKOMO, IN (FHA\|USDA\|VA)	7	$575,000	$82,143	$0	9.17%
BISMARCK, ND (FHA\|USDA\|VA)	6	$570,000	$95,000	$0	9.16%
GREEN BAY, WI (FHA\|USDA\|VA)	9	$565,000	$62,778	$0	9.55%
STATE COLLEGE, PA (FHA\|USDA\|VA)	5	$565,000	$113,000	$0	7.59%
Albemarle, NC (FHA\|USDA\|VA)	7	$565,000	$80,714	$0	9.64%
Fernley, NV (FHA\|USDA\|VA)	7	$565,000	$80,714	$0	8.63%
TWIN FALLS, ID (FHA\|USDA\|VA)	7	$555,000	$79,286	$0	9.71%
TUSCALOOSA, AL (FHA\|USDA\|VA)	8	$550,000	$68,750	$0	8.99%
GLENS FALLS, NY (FHA\|USDA\|VA)	6	$550,000	$91,667	$0	8.33%
Sonora, CA (FHA\|USDA\|VA)	6	$540,000	$90,000	$0	8.52%
Gillette, WY (FHA\|USDA\|VA)	4	$540,000	$135,000	$0	5.93%
BURLINGTON-SOUTH BURLINGTON, VT (FHA\|USDA\|VA)	5	$535,000	$107,000	$0	9.14%
AMARILLO, TX (FHA\|USDA\|VA)	6	$530,000	$88,333	$0	8.53%
Morehead City, NC (FHA\|USDA\|VA)	7	$525,000	$75,000	$0	8.49%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA\|USDA\|VA)	9	$525,000	$58,333	$0	9.91%
Key West, FL (FHA\|USDA\|VA)	5	$525,000	$105,000	$0	6.69%
Calhoun, GA (FHA\|USDA\|VA)	4	$520,000	$130,000	$0	7.74%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	4	$520,000	$130,000	$0	6.30%
Cornelia, GA (FHA\|USDA\|VA)	8	$520,000	$65,000	$0	9.77%
CUMBERLAND, MD-WV (FHA\|USDA\|VA)	4	$520,000	$130,000	$0	7.81%
SPRINGFIELD, OH (FHA\|USDA\|VA)	8	$520,000	$65,000	$0	9.15%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	5	$515,000	$103,000	$0	6.54%
ODESSA, TX (FHA\|USDA\|VA)	3	$515,000	$171,667	$0	5.16%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	6	$510,000	$85,000	$0	8.56%
MANSFIELD, OH (FHA\|USDA\|VA)	6	$500,000	$83,333	$0	8.20%
Centralia, WA (FHA\|USDA\|VA)	6	$500,000	$83,333	$0	7.95%
PITTSFIELD, MA (FHA\|USDA\|VA)	4	$500,000	$125,000	$0	8.30%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	4	$500,000	$125,000	$0	7.37%
Watertown-Fort Atkinson, WI (FHA\|USDA\|VA)	6	$500,000	$83,333	$0	9.87%
LAWTON, OK (FHA\|USDA\|VA)	5	$495,000	$99,000	$0	6.47%
MIDLAND, TX (FHA\|USDA\|VA)	5	$495,000	$99,000	$0	6.49%
Keene, NH (FHA\|USDA\|VA)	6	$490,000	$81,667	$0	8.28%
GREENVILLE, NC (FHA\|USDA\|VA)	6	$490,000	$81,667	$0	9.08%
HOT SPRINGS, AR (FHA\|USDA\|VA)	6	$490,000	$81,667	$0	9.23%
CARSON CITY, NV (FHA\|USDA\|VA)	4	$490,000	$122,500	$0	7.68%
ALBANY, GA (FHA\|USDA\|VA)	7	$485,000	$69,286	$0	9.49%
Tupelo, MS (FHA\|USDA\|VA)	6	$480,000	$80,000	$0	9.07%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	7	$475,000	$67,857	$0	10.20%
Roseburg, OR (FHA\|USDA\|VA)	7	$475,000	$67,857	$0	8.88%
JACKSON, MI (FHA\|USDA\|VA)	4	$470,000	$117,500	$0	9.05%
CHARLESTON, WV (FHA\|USDA\|VA)	6	$470,000	$78,333	$0	8.16%
Angola, IN (FHA\|USDA\|VA)	4	$460,000	$115,000	$0	7.74%
DOTHAN, AL (FHA\|USDA\|VA)	6	$460,000	$76,667	$0	8.74%
Wooster, OH (FHA\|USDA\|VA)	5	$455,000	$91,000	$0	9.04%
LAFAYETTE, LA (FHA\|USDA\|VA)	7	$455,000	$65,000	$0	10.20%
Crossville, TN (FHA\|USDA\|VA)	4	$450,000	$112,500	$0	5.43%
Kapaa, HI (FHA\|USDA\|VA)	3	$445,000	$148,333	$0	6.49%
SHEBOYGAN, WI (FHA\|USDA\|VA)	6	$430,000	$71,667	$0	10.12%
HINESVILLE, GA (FHA\|USDA\|VA)	6	$430,000	$71,667	$0	9.07%
Sikeston, MO (FHA\|USDA\|VA)	4	$430,000	$107,500	$0	5.74%
BRUNSWICK, GA (FHA\|USDA\|VA)	8	$430,000	$53,750	$0	10.65%
WICHITA FALLS, TX (FHA\|USDA\|VA)	5	$425,000	$85,000	$0	8.44%
LONGVIEW, TX (FHA\|USDA\|VA)	4	$420,000	$105,000	$0	8.05%
Pottsville, PA (FHA\|USDA\|VA)	6	$410,000	$68,333	$0	8.83%
Searcy, AR (FHA\|USDA\|VA)	6	$410,000	$68,333	$0	9.78%
Coos Bay, OR (FHA\|USDA\|VA)	4	$410,000	$102,500	$0	8.12%
Sandpoint, ID (FHA\|USDA\|VA)	2	$400,000	$200,000	$0	4.74%
Faribault-Northfield, MN (FHA\|USDA\|VA)	4	$400,000	$100,000	$0	9.29%
Ponca City, OK (FHA\|USDA\|VA)	5	$395,000	$79,000	$0	7.79%
Boone, NC (FHA\|USDA\|VA)	3	$395,000	$131,667	$0	6.33%
Brevard, NC (FHA\|USDA\|VA)	2	$390,000	$195,000	$0	7.49%
LOGAN, UT-ID (FHA\|USDA\|VA)	6	$390,000	$65,000	$0	9.99%
Ukiah, CA (FHA\|USDA\|VA)	3	$385,000	$128,333	$0	7.32%
GRAND FORKS, ND-MN (FHA\|USDA\|VA)	3	$385,000	$128,333	$0	7.16%
Batesville, AR (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	6.37%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	4	$380,000	$95,000	$0	9.55%
CLEVELAND, TN (FHA\|USDA\|VA)	6	$380,000	$63,333	$0	8.62%
HANFORD-CORCORAN, CA (FHA\|USDA\|VA)	5	$375,000	$75,000	$0	8.69%
Steamboat Springs, CO (FHA\|USDA\|VA)	3	$375,000	$125,000	$0	8.66%
Warsaw, IN (FHA\|USDA\|VA)	5	$375,000	$75,000	$0	10.24%
Show Low, AZ (FHA\|USDA\|VA)	5	$375,000	$75,000	$0	8.34%
Hudson, NY (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	6.49%
Bardstown, KY (FHA\|USDA\|VA)	4	$370,000	$92,500	$0	5.81%
Blackfoot, ID (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	6.82%
MONROE, LA (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	6.62%
RAPID CITY, SD (FHA\|USDA\|VA)	5	$365,000	$73,000	$0	8.04%
Los Alamos, NM (FHA\|USDA\|VA)	4	$360,000	$90,000	$0	8.71%
Beaver Dam, WI (FHA\|USDA\|VA)	4	$360,000	$90,000	$0	8.93%
Frankfort, KY (FHA\|USDA\|VA)	5	$355,000	$71,000	$0	10.09%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	5	$355,000	$71,000	$0	9.19%
Brenham, TX (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	5.74%
Shelton, WA (FHA\|USDA\|VA)	4	$350,000	$87,500	$0	7.93%
GREAT FALLS, MT (FHA\|USDA\|VA)	5	$345,000	$69,000	$0	9.74%
Richmond-Berea, KY (FHA\|USDA\|VA)	5	$345,000	$69,000	$0	9.24%
GETTYSBURG, PA (FHA\|USDA\|VA)	4	$340,000	$85,000	$0	9.12%
Eureka-Arcata, CA (FHA\|USDA\|VA)	4	$340,000	$85,000	$0	8.87%
St. Marys, GA (FHA\|USDA\|VA)	5	$335,000	$67,000	$0	10.24%
Granbury, TX (FHA\|USDA\|VA)	4	$330,000	$82,500	$0	8.24%
Sevierville, TN (FHA\|USDA\|VA)	4	$330,000	$82,500	$0	9.12%
Cedar City, UT (FHA\|USDA\|VA)	4	$330,000	$82,500	$0	8.18%
MUNCIE, IN (FHA\|USDA\|VA)	4	$330,000	$82,500	$0	9.18%
Greeneville, TN (FHA\|USDA\|VA)	3	$325,000	$108,333	$0	6.81%
Traverse City, MI (FHA\|USDA\|VA)	3	$325,000	$108,333	$0	4.83%
SAN ANGELO, TX (FHA\|USDA\|VA)	2	$320,000	$160,000	$0	7.99%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	6.49%
Bluffton, IN (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	6.49%
Holland, MI (FHA\|USDA\|VA)	5	$315,000	$63,000	$0	10.19%
Cadillac, MI (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	8.99%
Washington, IN (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	5.87%
Greenwood, SC (FHA\|USDA\|VA)	4	$310,000	$77,500	$0	8.87%
Plattsburgh, NY (FHA\|USDA\|VA)	3	$305,000	$101,667	$0	6.31%
CAPE GIRARDEAU, MO-IL (FHA\|USDA\|VA)	3	$305,000	$101,667	$0	9.57%
Ruidoso, NM (FHA\|USDA\|VA)	1	$305,000	$305,000	$0	3.69%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	3	$305,000	$101,667	$0	8.41%
FAIRBANKS, AK (FHA\|USDA\|VA)	4	$300,000	$75,000	$0	9.43%
The Dalles, OR (FHA\|USDA\|VA)	2	$300,000	$150,000	$0	5.74%
Wisconsin Rapids-Marshfield, WI (FHA\|USDA\|VA)	4	$300,000	$75,000	$0	8.55%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA\|USDA\|VA)	5	$295,000	$59,000	$0	9.34%
Somerset, KY (FHA\|USDA\|VA)	3	$295,000	$98,333	$0	7.74%
MISSOULA, MT (FHA\|USDA\|VA)	3	$295,000	$98,333	$0	8.99%
SPRINGFIELD, IL (FHA\|USDA\|VA)	5	$295,000	$59,000	$0	9.78%
MONROE, MI (FHA\|USDA\|VA)	5	$295,000	$59,000	$0	9.89%
CARBONDALE-MARION, IL (FHA\|USDA\|VA)	5	$295,000	$59,000	$0	10.79%
Celina, OH (FHA\|USDA\|VA)	4	$290,000	$72,500	$0	8.28%
DALTON, GA (FHA\|USDA\|VA)	4	$290,000	$72,500	$0	7.62%
Aberdeen, SD (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	4.50%
Kerrville, TX (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	6.74%
Duncan, OK (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	7.74%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	5.12%
Muskogee, OK (FHA\|USDA\|VA)	3	$285,000	$95,000	$0	7.99%
Paragould, AR (FHA\|USDA\|VA)	3	$285,000	$95,000	$0	6.80%
Winfield, KS (FHA\|USDA\|VA)	3	$285,000	$95,000	$0	8.16%
Whitewater, WI (FHA\|USDA\|VA)	4	$280,000	$70,000	$0	8.12%
ANNISTON-OXFORD, AL (FHA\|USDA\|VA)	4	$280,000	$70,000	$0	8.05%
Burley, ID (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	6.62%
Zanesville, OH (FHA\|USDA\|VA)	4	$280,000	$70,000	$0	8.49%
Urbana, OH (FHA\|USDA\|VA)	3	$275,000	$91,667	$0	9.41%
Clearlake, CA (FHA\|USDA\|VA)	3	$275,000	$91,667	$0	8.99%
Forest City, NC (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	6.87%
Butte-Silver Bow, MT (FHA\|USDA\|VA)	4	$270,000	$67,500	$0	9.62%
Paducah, KY-IL (FHA\|USDA\|VA)	4	$270,000	$67,500	$0	7.68%
Austin, MN (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	6.99%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	4	$270,000	$67,500	$0	9.93%
Bennington, VT (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	7.00%
GRANTS PASS, OR (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	8.09%
Ozark, AL (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	5.25%
Fremont, OH (FHA\|USDA\|VA)	3	$265,000	$88,333	$0	6.41%
Marion, OH (FHA\|USDA\|VA)	3	$265,000	$88,333	$0	9.24%
JOHNSTOWN, PA (FHA\|USDA\|VA)	3	$265,000	$88,333	$0	5.74%
MIDLAND, MI (FHA\|USDA\|VA)	3	$265,000	$88,333	$0	8.66%
Cañon City, CO (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	5.99%
New Philadelphia-Dover, OH (FHA\|USDA\|VA)	4	$260,000	$65,000	$0	8.37%
Hutchinson, KS (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	6.74%
Manitowoc, WI (FHA\|USDA\|VA)	4	$260,000	$65,000	$0	7.93%
Lufkin, TX (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	5.24%
Guymon, OK (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	5.50%
ST. JOSEPH, MO-KS (FHA\|USDA\|VA)	5	$255,000	$51,000	$0	10.09%
Oak Harbor, WA (FHA\|USDA\|VA)	3	$255,000	$85,000	$0	9.82%
Sanford, NC (FHA\|USDA\|VA)	3	$255,000	$85,000	$0	10.24%
GADSDEN, AL (FHA\|USDA\|VA)	3	$255,000	$85,000	$0	6.30%
Ardmore, OK (FHA\|USDA\|VA)	3	$255,000	$85,000	$0	7.49%
Ottawa, IL (FHA\|USDA\|VA)	5	$255,000	$51,000	$0	9.89%
FOND DU LAC, WI (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	6.99%
ALEXANDRIA, LA (FHA\|USDA\|VA)	4	$250,000	$62,500	$0	9.12%
Hastings, NE (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	5.49%
North Wilkesboro, NC (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	8.74%
LAKE CHARLES, LA (FHA\|USDA\|VA)	4	$250,000	$62,500	$0	10.05%
GOLDSBORO, NC (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	8.49%
BLACKSBURG-CHRISTIANSBURG, VA (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	9.41%
UTICA-ROME, NY (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	6.99%
Corning, NY (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	8.62%
Newport, OR (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	3.49%
FARMINGTON, NM (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	8.41%
Tahlequah, OK (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	8.57%
Alexandria, MN (FHA\|USDA\|VA)	3	$235,000	$78,333	$0	9.74%
Safford, AZ (FHA\|USDA\|VA)	3	$235,000	$78,333	$0	7.74%
Russellville, AR (FHA\|USDA\|VA)	3	$235,000	$78,333	$0	9.66%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	3	$235,000	$78,333	$0	8.41%
Findlay, OH (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	5.99%
Red Bluff, CA (FHA\|USDA\|VA)	4	$230,000	$57,500	$0	10.14%
BLOOMSBURG-BERWICK, PA (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	5.37%
LAWRENCE, KS (FHA\|USDA\|VA)	3	$225,000	$75,000	$0	10.07%
HARRISONBURG, VA (FHA\|USDA\|VA)	3	$225,000	$75,000	$0	8.32%
London, KY (FHA\|USDA\|VA)	3	$225,000	$75,000	$0	9.16%
Adrian, MI (FHA\|USDA\|VA)	3	$225,000	$75,000	$0	8.24%
Hannibal, MO (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	8.24%
Ontario, OR-ID (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	7.24%
Nogales, AZ (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	7.37%
Durant, OK (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	7.12%
VALDOSTA, GA (FHA\|USDA\|VA)	4	$220,000	$55,000	$0	10.30%
Taos, NM (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	4.65%
MANKATO, MN (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	4.99%
Sterling, IL (FHA\|USDA\|VA)	3	$215,000	$71,667	$0	8.41%
Pontiac, IL (FHA\|USDA\|VA)	3	$215,000	$71,667	$0	8.66%
Paris, TN (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	7.62%
Winnemucca, NV (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	4.49%
NILES, MI (FHA\|USDA\|VA)	3	$205,000	$68,333	$0	9.99%
Jamestown-Dunkirk-Fredonia, NY (FHA\|USDA\|VA)	3	$205,000	$68,333	$0	8.07%
Georgetown, SC (FHA\|USDA\|VA)	3	$205,000	$68,333	$0	8.57%
BATTLE CREEK, MI (FHA\|USDA\|VA)	3	$205,000	$68,333	$0	7.83%
Marietta, OH (FHA\|USDA\|VA)	3	$205,000	$68,333	$0	8.16%
Pittsburg, KS (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	4.74%
Jackson, WY-ID (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	4.15%
Lewisburg, TN (FHA\|USDA\|VA)	3	$205,000	$68,333	$0	9.91%
Statesboro, GA (FHA\|USDA\|VA)	4	$200,000	$50,000	$0	10.99%
Sidney, OH (FHA\|USDA\|VA)	4	$200,000	$50,000	$0	9.43%
Ashtabula, OH (FHA\|USDA\|VA)	4	$200,000	$50,000	$0	10.80%
Chillicothe, OH (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	8.74%
Warrensburg, MO (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	8.74%
Lewisburg, PA (FHA\|USDA\|VA)	3	$195,000	$65,000	$0	10.32%
Shelbyville, TN (FHA\|USDA\|VA)	3	$195,000	$65,000	$0	9.66%
Shelby, NC (FHA\|USDA\|VA)	3	$195,000	$65,000	$0	10.41%
Fallon, NV (FHA\|USDA\|VA)	3	$195,000	$65,000	$0	8.82%
Shawano, WI (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	8.49%
Elizabeth City, NC (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	8.99%
Athens, TX (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	8.37%
BECKLEY, WV (FHA\|USDA\|VA)	4	$190,000	$47,500	$0	7.93%
MANHATTAN, KS (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	5.87%
Washington Court House, OH (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	6.99%
BINGHAMTON, NY (FHA\|USDA\|VA)	4	$190,000	$47,500	$0	10.04%
Meridian, MS (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	7.62%
ELIZABETHTOWN-FORT KNOX, KY (FHA\|USDA\|VA)	3	$185,000	$61,667	$0	10.82%
Sterling, CO (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	9.24%
WAUSAU-WESTON, WI (FHA\|USDA\|VA)	4	$180,000	$45,000	$0	11.12%
Athens, OH (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	7.24%
Somerset, PA (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	7.74%
HAMMOND, LA (FHA\|USDA\|VA)	3	$175,000	$58,333	$0	10.74%
Dublin, GA (FHA\|USDA\|VA)	3	$175,000	$58,333	$0	8.99%
Kendallville, IN (FHA\|USDA\|VA)	3	$175,000	$58,333	$0	10.91%
Sayre, PA (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	4.25%
SEBRING-AVON PARK, FL (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	7.12%
Aberdeen, WA (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	8.62%
Brainerd, MN (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	7.49%
Sturgis, MI (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	4.74%
LA CROSSE-ONALASKA, WI-MN (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	8.49%
Picayune, MS (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	8.87%
Harrison, AR (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	10.91%
La Grande, OR (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	10.32%
Mitchell, SD (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	4.99%
WHEELING, WV-OH (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	8.07%
New Castle, PA (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	10.32%
ALTOONA, PA (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	6.37%
Montrose, CO (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	9.74%
Alexander City, AL (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	9.24%
Albertville, AL (FHA\|USDA\|VA)	3	$155,000	$51,667	$0	10.24%
Altus, OK (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.49%
Mexico, MO (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.25%
Klamath Falls, OR (FHA\|USDA\|VA)	3	$155,000	$51,667	$0	10.16%
Mount Airy, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	3.99%
El Campo, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	3.99%
Thomasville, GA (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.25%
Cullowhee, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	7.49%
Salem, OH (FHA\|USDA\|VA)	3	$155,000	$51,667	$0	9.30%
TERRE HAUTE, IN (FHA\|USDA\|VA)	3	$155,000	$51,667	$0	10.66%
Laurel, MS (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.99%
Silver City, NM (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	5.99%
Olean, NY (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	9.51%
Fremont, NE (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	9.62%
Hays, KS (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	9.99%
Auburn, IN (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	9.99%
Milledgeville, GA (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	8.99%
Wilson, NC (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	7.74%
Fort Morgan, CO (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	9.24%
Owatonna, MN (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	9.74%
Platteville, WI (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	6.49%
Wapakoneta, OH (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	5.25%
North Platte, NE (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	10.24%
Dayton, TN (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	7.74%
Bellefontaine, OH (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	9.62%
Opelousas, LA (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	7.25%
Oil City, PA (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	7.37%
Bluefield, WV-VA (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	8.62%
Cullman, AL (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	6.37%
Farmington, MO (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	7.62%
Ellensburg, WA (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	10.12%
Campbellsville, KY (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	9.62%
Marshall, MO (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	7.00%
Minot, ND (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	9.99%
Kill Devil Hills, NC (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	9.12%
Fairmont, WV (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	6.24%
Rexburg, ID (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	9.37%
Stillwater, OK (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	9.12%
Mount Sterling, KY (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	9.24%
Sedalia, MO (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	5.49%
Brownwood, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.49%
DECATUR, IL (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	8.49%
Gaffney, SC (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	8.12%
Eufaula, AL-GA (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	9.74%
Meadville, PA (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	8.37%
Payson, AZ (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	10.62%
WALLA WALLA, WA (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	8.37%
Riverton, WY (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	10.87%
Rock Springs, WY (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.49%
FLORENCE, SC (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	9.24%
OWENSBORO, KY (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.24%
Beatrice, NE (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.49%
Atchison, KS (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	5.99%
Evanston, WY (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	11.62%
CASPER, WY (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	11.49%
Durango, CO (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	10.74%
Garden City, KS (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	10.74%
Freeport, IL (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	10.99%
Kearney, NE (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	9.49%
Elk City, OK (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	7.74%
Yankton, SD (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	9.99%
Cambridge, OH (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	11.99%
Auburn, NY (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	10.89%
Columbus, MS (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	10.87%
Elko, NV (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	10.49%
Sunbury, PA (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	10.74%
COLUMBUS, IN (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	7.74%
EAU CLAIRE, WI (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	11.24%
Marion, NC (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.49%
Athens, TN (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	5.99%
SUMTER, SC (FHA\|USDA\|VA)	3	$105,000	$35,000	$0	11.66%
LAREDO, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.49%
Vidalia, GA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.15%
Iron Mountain, MI-WI (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.99%
Lebanon, MO (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.99%
Stephenville, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.49%
Hutchinson, MN (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	10.24%
LIMA, OH (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	11.49%
Moultrie, GA (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	9.12%
Orangeburg, SC (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	10.74%
Juneau, AK (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	10.24%
Crawfordsville, IN (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	10.62%
Grand Rapids, MN (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	9.99%
Prineville, OR (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	8.49%
Baraboo, WI (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	8.99%
Effingham, IL (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	9.24%
Mount Pleasant, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.25%
Susanville, CA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	8.99%
Lawrenceburg, TN (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	10.87%
Lake City, FL (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	9.87%
Alamogordo, NM (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	8.99%
Spearfish, SD (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	10.12%
Clarksburg, WV (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	8.74%
ENID, OK (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	10.71%
Bemidji, MN (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	11.74%
BAY CITY, MI (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	9.99%
Lewistown, PA (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	8.49%
JEFFERSON CITY, MO (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	11.49%
Clarksdale, MS (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.25%
Jacksonville, IL (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.15%
Logansport, IN (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.24%
Hobbs, NM (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.25%
Madisonville, KY (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.99%
Mountain Home, ID (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.99%
Mount Pleasant, MI (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	5.24%
Murray, KY (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.99%
Natchez, MS-LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.74%
Galesburg, IL (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.99%
Oneonta, NY (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.74%
Pullman, WA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.49%
Dodge City, KS (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	8.74%
Danville, VA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	8.49%
Ruston, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.99%
Salina, KS (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.75%
Connersville, IN (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.25%
Snyder, TX (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.49%
Bogalusa, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.99%
Thomaston, GA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.24%
Astoria, OR (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	8.49%
Alice, TX (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.15%
Houghton, MI (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	9.99%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	9.99%
Coldwater, MI (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	12.24%
Selinsgrove, PA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.49%
Glasgow, KY (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	8.24%
Corsicana, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.99%
DeRidder, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	9.74%
Scottsboro, AL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	10.49%
Washington, NC (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.49%
Greenville, OH (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	10.49%
Shawnee, OK (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	11.49%
Barre, VT (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.99%
ELMIRA, NY (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	8.49%
Albert Lea, MN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	8.49%
Coshocton, OH (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	10.49%
Madison, IN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	10.74%
Laurinburg, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	10.24%
Huntington, IN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	11.49%
Rockingham, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.99%
Huntingdon, PA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	9.74%
Alpena, MI (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	9.99%
Union City, TN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.49%
Enterprise, AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.49%
Wilmington, OH (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	11.49%
Uvalde, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	10.49%
Williston, ND (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	9.99%
WILLIAMSPORT, PA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	11.24%
Vineyard Haven, MA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	9.99%
Mountain Home, AR (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.49%
Morgan City, LA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	10.49%
Hillsdale, MI (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	10.49%
Sandusky, OH (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	9.74%
McPherson, KS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.49%
HATTIESBURG, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	11.49%
McComb, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.49%
Marquette, MI (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.49%
Martinsville, VA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	9.49%
Marshall, MN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.49%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	10.99%
Columbus, NE (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	10.74%
Corinth, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.99%
Roswell, NM (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.25%
Rolla, MO (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.99%
Lock Haven, PA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	10.74%
Roanoke Rapids, NC (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	9.99%
Defiance, OH (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.25%
Richmond, IN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	10.99%
Red Wing, MN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.99%
Eagle Pass, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	12.84%
Starkville, MS (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	11.97%
Brownsville, TN (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.99%
Seymour, IN (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	10.99%
Cordele, GA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	10.49%
Rochelle, IL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	12.99%
Dumas, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	12.99%
Fergus Falls, MN (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	12.99%
Vernon, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	9.74%
Gloversville, NY (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	12.44%
Hailey, ID (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	11.99%
ITHACA, NY (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	11.11%
STAUNTON, VA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	11.99%
Arcadia, FL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	12.99%
Marinette, WI-MI (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	9.99%
Laramie, WY (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	12.80%
Malvern, AR (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	12.49%
GRAND ISLAND, NE (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	9.99%
Atmore, AL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	6.75%
Gainesville, TX (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	11.99%
Norwalk, OH (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	11.99%
Ottawa, KS (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	10.84%
PARKERSBURG-VIENNA, WV (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	11.99%
PINE BLUFF, AR (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	11.74%
Macomb, IL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	9.99%
Plymouth, IN (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	10.99%
Alma, MI (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	9.99%
Portsmouth, OH (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	8.99%
LaGrange, GA-AL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	12.93%
Dyersburg, TN (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	11.24%
Worthington, MN (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	9.49%
Jasper, IN (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	11.99%
Blytheville, AR (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	11.74%
Jacksonville, TX (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	7.99%
Scottsbluff, NE (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	9.49%
Bucyrus-Galion, OH (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	8.99%
Jasper, AL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	9.49%
Bonham, TX (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	12.49%
WATERTOWN-FORT DRUM, NY (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	12.38%
Mayfield, KY (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	11.99%

Discover Bank's top markets include New York, Atlanta, Los Angeles, Dallas, and Phoenix among others.

Their top states include:

California (FHA|USDA|VA)

Texas (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Georgia (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	19,901	$2,016,045,000	$101,304	$0	8.36%

For 2022, Discover Bank's most frequently originated type of loan was Conventional, with 19,901 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Other	9,734	$808,570,000	$83,067	$0	9.33%
Home Improvement	6,078	$585,470,000	$96,326	$0	8.16%
Refi	3,763	$572,275,000	$152,079	$0	6.34%
Home Purchase	326	$49,730,000	$152,546	$0	6.60%

For 2022, Discover Bank's most frequently cited loan purpose was Other, with 9,734 originations. The 2nd most popular reason was Home Improvement, with 6,078 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	12,847	$1,411,915,000	$109,902	$0	8.12%
15 Year	2,665	$232,065,000	$87,079	$0	8.73%
20 Year	2,361	$222,995,000	$94,449	$0	8.52%
10 Year	2,028	$149,070,000	$73,506	$0	9.20%

For 2022, Discover Bank's most frequently cited loan duration was 30 Year, with 12,847 originations. The 2nd most popular length was 15 Year, with 2,665 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	19,901	$2,016,045,000	$101,304

Discover Bank's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 19,901 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
Over 8%	11,235	$825,055,000	$73,436
7-8%	2,379	$229,495,000	$96,467
5-6%	1,918	$248,660,000	$129,645
6-7%	1,769	$242,545,000	$137,109
4-5%	1,635	$260,005,000	$159,024
3-4%	964	$210,090,000	$217,936
2.5-3%	1	$195,000	$195,000

During 2022, Discover Bank's average interest rate for loans was 8.12%, while their most frequently originated rate bucket for loans was Over 8%, with 11,235 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100,000 or less	12,360	$812,870,000	$65,766	$0	9.44%
$100k-200k	5,851	$786,075,000	$134,349	$0	7.08%
$200k-400k	1,690	$417,100,000	$246,805	$0	4.90%

2022 saw Discover Bank place emphasis on $100,000 or less loans with 12,360 originations, totaling $812,870,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	6,082	$574,880,000	$94,522	$0	8.70%
$150k-250k	5,681	$613,085,000	$107,919	$0	8.29%
$75k-100k	3,127	$281,665,000	$90,075	$0	8.75%
$50k-75k	2,231	$201,435,000	$90,289	$0	8.39%
$250k+	1,749	$245,495,000	$140,363	$0	7.32%
$50k or less	757	$66,525,000	$87,880	$0	7.19%

Discover Bank lent most frequently to those with incomes in the $100k-150k range, with 6,082 originations. The second most popular income band? $150k-250k, with 5,681 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
30-36%	4,120	$413,100,000	$100,267	$0	8.25%
42%	3,646	$352,470,000	$96,673	$0	8.84%
20-30%	3,086	$352,990,000	$114,384	$0	7.41%
41%	2,033	$197,375,000	$97,086	$0	8.83%
40%	1,529	$145,845,000	$95,386	$0	8.79%
39%	1,470	$144,240,000	$98,122	$0	8.73%
38%	1,256	$116,280,000	$92,580	$0	8.84%
37%	1,110	$105,760,000	$95,279	$0	8.67%
36%	993	$98,215,000	$98,907	$0	8.41%
<20%	658	$89,770,000	$136,429	$0	6.08%

Discover Bank lent most frequently to those with DTI ratios of 30-36%, with 4,120 originations. The next most common DTI ratio? 42%, with 3,646 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	13,396	$1,321,440,000	$98,644	$0	8.42%
Not provided	3,504	$365,440,000	$104,292	$0	8.27%
Black	1,234	$121,810,000	$98,712	$0	8.53%
Asian	922	$116,210,000	$126,041	$0	7.67%
American Indian	463	$45,135,000	$97,484	$0	8.76%
Asian Indian	130	$17,870,000	$137,462	$0	7.21%
Filipino	78	$8,540,000	$109,487	$0	8.21%
Other Asian	59	$6,945,000	$117,712	$0	7.86%
Native Hawaiian or Islander	37	$3,755,000	$101,486	$0	8.46%
Chinese	19	$2,455,000	$129,211	$0	6.29%
Korean	16	$2,300,000	$143,750	$0	7.46%
Vietnamese	15	$1,875,000	$125,000	$0	7.25%
Other Pacific Islander	14	$1,210,000	$86,429	$0	9.02%
Japanese	8	$610,000	$76,250	$0	9.20%
Native Hawaiian	3	$205,000	$68,333	$0	9.91%
Guamanian	2	$140,000	$70,000	$0	10.61%
Samoan	1	$105,000	$105,000	$0	9.24%

Approval Rates

Total approvals of all applications
53.02%

Discover Bank has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
1.01%

Discover Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	19,901	$2,016,045,000	$101,304

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	19,901	$2,016,045,000	$101,304

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	5,921	$656,575,000	$110,889	$0	8.23%
40-60%	1,121	$172,945,000	$154,277	$0	5.65%
60-80%	1,242	$235,860,000	$189,903	$0	4.94%
80-100%	259	$37,435,000	$144,537	$0	5.83%
Under 20%	11,358	$913,230,000	$80,404	$0	9.13%