New Day Financial Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300SUCQ1358EGVE89

Tax ID: 22-3887207

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Mortgage Data

Review & Overview

New Day Financial is a small mortgage company specializing in Cash Out Refi loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Atlanta, Riverside, Las Vegas, and Phoenix among others. We have data for 689 markets. (Some data included below & more in-depth data is available with an active subscription.)

New Day Financial has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. New Day Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.46% 12/17/24
30 Year Conventional Refi 6.32% 12/17/24
30 Year Cash-out Refi 6.00% 12/17/24
30 Year FHA Purchase 7.44% 12/17/24
30 Year FHA Refi 6.27% 12/17/24
30 Year VA Purchase 6.18% 12/17/24
30 Year VA Refi 5.59% 12/17/24
15 Year FHA Refi 5.68% 12/17/24
15 Year VA Purchase 5.69% 12/17/24
15 Year VA Refi 6.11% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

New Day Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from New Day Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,834

Origination Dollar Volume (All Markets)

$1,967,660,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 571 $98,615,000 $172,706 $6,849 4.98%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 192 $66,990,000 $348,906 $14,567 4.97%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 283 $58,605,000 $207,085 $8,385 5.08%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 169 $53,525,000 $316,716 $11,591 5.07%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 183 $49,885,000 $272,596 $10,847 5.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 210 $49,230,000 $234,429 $9,890 5.01%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 96 $44,790,000 $466,563 $14,420 4.91%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 110 $36,050,000 $327,727 $13,532 5.14%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 85 $35,815,000 $421,353 $15,932 4.95%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 125 $34,185,000 $273,480 $10,502 5.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 151 $31,565,000 $209,040 $8,126 5.06%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 84 $27,610,000 $328,690 $11,726 5.04%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 123 $26,875,000 $218,496 $10,398 5.03%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 94 $25,700,000 $273,404 $12,512 5.06%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 109 $24,895,000 $228,394 $9,410 5.05%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 88 $24,760,000 $281,364 $11,806 4.91%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 135 $24,385,000 $180,630 $7,590 4.99%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 108 $23,920,000 $221,481 $9,872 5.06%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 92 $23,810,000 $258,804 $11,880 5.07%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 64 $22,030,000 $344,219 $13,043 4.93%
JACKSONVILLE, FL (FHA|USDA|VA) 97 $21,035,000 $216,856 $9,073 5.09%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 62 $19,730,000 $318,226 $14,375 4.99%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 60 $17,870,000 $297,833 $13,167 5.01%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 77 $17,395,000 $225,909 $9,187 5.01%
COLORADO SPRINGS, CO (FHA|USDA|VA) 62 $17,220,000 $277,742 $12,557 5.09%
RICHMOND, VA (FHA|USDA|VA) 68 $16,910,000 $248,676 $9,503 5.11%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 70 $16,860,000 $240,857 $11,263 5.07%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 88 $14,900,000 $169,318 $6,302 4.98%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 30 $14,610,000 $487,000 $19,146 5.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 74 $14,220,000 $192,162 $7,396 4.95%
BOISE CITY, ID (FHA|USDA|VA) 56 $13,610,000 $243,036 $10,251 5.02%
TUCSON, AZ (FHA|USDA|VA) 56 $12,660,000 $226,071 $8,526 4.96%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 58 $11,840,000 $204,138 $7,948 5.05%
ALBUQUERQUE, NM (FHA|USDA|VA) 50 $11,810,000 $236,200 $8,986 5.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 60 $11,530,000 $192,167 $8,250 5.18%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 58 $11,420,000 $196,897 $7,763 5.00%
COLUMBIA, SC (FHA|USDA|VA) 60 $11,240,000 $187,333 $7,342 5.03%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 59 $11,135,000 $188,729 $8,047 5.18%
COLUMBUS, OH (FHA|USDA|VA) 60 $11,120,000 $185,333 $9,502 5.05%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 56 $11,050,000 $197,321 $7,135 5.01%
LOUISVILLE, KY (FHA|USDA|VA) 56 $10,630,000 $189,821 $9,370 5.12%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 57 $10,345,000 $181,491 $9,510 5.16%
OKLAHOMA CITY, OK (FHA|USDA|VA) 59 $9,945,000 $168,559 $6,749 5.01%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 50 $9,690,000 $193,800 $8,302 5.07%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 47 $9,335,000 $198,617 $9,109 5.04%
PITTSBURGH, PA (FHA|USDA|VA) 61 $9,095,000 $149,098 $7,592 5.08%
BAKERSFIELD, CA (FHA|USDA|VA) 40 $8,930,000 $223,250 $8,661 5.09%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 47 $8,905,000 $189,468 $7,368 5.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 42 $8,870,000 $211,190 $9,625 5.26%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 47 $8,595,000 $182,872 $6,946 5.10%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 39 $8,175,000 $209,615 $8,342 5.16%
FAYETTEVILLE, NC (FHA|USDA|VA) 47 $7,915,000 $168,404 $6,022 5.09%
VALLEJO, CA (FHA|USDA|VA) 22 $7,900,000 $359,091 $11,707 5.09%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 44 $7,860,000 $178,636 $6,636 5.04%
RENO, NV (FHA|USDA|VA) 23 $7,525,000 $327,174 $12,957 4.97%
STOCKTON, CA (FHA|USDA|VA) 22 $7,500,000 $340,909 $11,558 4.85%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 35 $7,345,000 $209,857 $8,146 5.20%
SPRINGFIELD, MA (FHA|USDA|VA) 35 $7,315,000 $209,000 $8,241 5.11%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 34 $7,230,000 $212,647 $8,242 5.17%
KNOXVILLE, TN (FHA|USDA|VA) 38 $7,140,000 $187,895 $7,045 5.09%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 39 $6,975,000 $178,846 $7,306 4.99%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 15 $6,905,000 $460,333 $19,108 5.32%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 22 $6,860,000 $311,818 $13,169 5.06%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 40 $6,820,000 $170,500 $6,708 5.07%
URBAN HONOLULU, HI (FHA|USDA|VA) 15 $6,715,000 $447,667 $17,930 5.06%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 38 $6,710,000 $176,579 $7,148 5.07%
ANCHORAGE, AK (FHA|USDA|VA) 24 $6,510,000 $271,250 $8,593 4.97%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 29 $6,455,000 $222,586 $10,373 4.97%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 32 $6,380,000 $199,375 $7,397 4.88%
HUNTSVILLE, AL (FHA|USDA|VA) 29 $6,375,000 $219,828 $7,306 5.17%
FRESNO, CA (FHA|USDA|VA) 23 $6,055,000 $263,261 $9,522 4.83%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 29 $5,935,000 $204,655 $7,172 4.85%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 25 $5,925,000 $237,000 $10,573 5.18%
OCALA, FL (FHA|USDA|VA) 36 $5,860,000 $162,778 $7,258 5.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 29 $5,855,000 $201,897 $8,426 5.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 26 $5,490,000 $211,154 $9,638 5.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 25 $5,485,000 $219,400 $8,973 4.99%
DAYTON-KETTERING, OH (FHA|USDA|VA) 30 $5,300,000 $176,667 $6,949 5.06%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 19 $5,165,000 $271,842 $11,497 5.26%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 21 $4,905,000 $233,571 $10,222 4.75%
WORCESTER, MA-CT (FHA|USDA|VA) 19 $4,835,000 $254,474 $9,389 4.89%
PORT ST. LUCIE, FL (FHA|USDA|VA) 24 $4,800,000 $200,000 $7,120 5.05%
BATON ROUGE, LA (FHA|USDA|VA) 20 $4,750,000 $237,500 $11,185 4.88%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 19 $4,725,000 $248,684 $9,709 5.20%
ASHEVILLE, NC (FHA|USDA|VA) 18 $4,720,000 $262,222 $11,469 5.15%
TULSA, OK (FHA|USDA|VA) 27 $4,625,000 $171,296 $7,099 4.94%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 24 $4,520,000 $188,333 $8,754 5.08%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 21 $4,515,000 $215,000 $10,911 5.08%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 25 $4,435,000 $177,400 $5,836 4.85%
COLUMBUS, GA-AL (FHA|USDA|VA) 26 $4,390,000 $168,846 $7,244 4.99%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $4,380,000 $547,500 $17,687 4.94%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 21 $4,365,000 $207,857 $9,261 5.11%
DOVER, DE (FHA|USDA|VA) 18 $4,350,000 $241,667 $9,046 5.05%
MODESTO, CA (FHA|USDA|VA) 13 $4,335,000 $333,462 $14,447 5.13%
MONTGOMERY, AL (FHA|USDA|VA) 23 $4,295,000 $186,739 $7,705 5.05%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 17 $4,235,000 $249,118 $10,617 5.15%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 10 $4,190,000 $419,000 $10,511 5.09%
SAVANNAH, GA (FHA|USDA|VA) 22 $4,080,000 $185,455 $6,918 5.10%
SALINAS, CA (FHA|USDA|VA) 9 $4,015,000 $446,111 $13,415 4.96%
SALEM, OR (FHA|USDA|VA) 17 $3,975,000 $233,824 $10,719 5.10%
JACKSON, MS (FHA|USDA|VA) 20 $3,970,000 $198,500 $6,120 5.07%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 21 $3,885,000 $185,000 $6,864 4.94%
PUNTA GORDA, FL (FHA|USDA|VA) 19 $3,805,000 $200,263 $8,665 5.05%
WARNER ROBINS, GA (FHA|USDA|VA) 21 $3,805,000 $181,190 $4,803 5.01%
Outside of Metro Areas 14 $3,790,000 $270,714 $10,601 5.01%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 23 $3,785,000 $164,565 $6,369 5.09%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 19 $3,765,000 $198,158 $8,136 5.21%
YORK-HANOVER, PA (FHA|USDA|VA) 19 $3,765,000 $198,158 $10,155 4.99%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 21 $3,675,000 $175,000 $7,211 4.96%
ALBANY-LEBANON, OR (FHA|USDA|VA) 14 $3,560,000 $254,286 $10,861 5.14%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 18 $3,490,000 $193,889 $7,808 5.01%
Oak Harbor, WA (FHA|USDA|VA) 12 $3,440,000 $286,667 $11,050 5.02%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 15 $3,335,000 $222,333 $8,245 4.74%
WICHITA, KS (FHA|USDA|VA) 19 $3,325,000 $175,000 $7,531 4.78%
PANAMA CITY, FL (FHA|USDA|VA) 12 $3,280,000 $273,333 $7,419 4.94%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 14 $3,220,000 $230,000 $7,338 5.05%
LAKE CHARLES, LA (FHA|USDA|VA) 17 $3,175,000 $186,765 $8,647 5.01%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $3,155,000 $242,692 $7,971 5.13%
SPARTANBURG, SC (FHA|USDA|VA) 19 $3,125,000 $164,474 $7,778 5.19%
MADISON, WI (FHA|USDA|VA) 14 $3,110,000 $222,143 $9,791 5.02%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 17 $3,005,000 $176,765 $7,605 5.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 13 $2,975,000 $228,846 $10,683 5.28%
LYNCHBURG, VA (FHA|USDA|VA) 16 $2,970,000 $185,625 $8,169 5.06%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 16 $2,950,000 $184,375 $8,873 5.01%
WINSTON-SALEM, NC (FHA|USDA|VA) 17 $2,895,000 $170,294 $7,654 5.13%
LAWTON, OK (FHA|USDA|VA) 18 $2,880,000 $160,000 $4,685 5.19%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 10 $2,870,000 $287,000 $11,533 5.25%
CHEYENNE, WY (FHA|USDA|VA) 12 $2,850,000 $237,500 $8,185 4.93%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 16 $2,800,000 $175,000 $6,540 5.16%
LAS CRUCES, NM (FHA|USDA|VA) 13 $2,785,000 $214,231 $9,392 5.14%
VISALIA, CA (FHA|USDA|VA) 13 $2,755,000 $211,923 $6,467 5.07%
Fort Leonard Wood, MO (FHA|USDA|VA) 14 $2,730,000 $195,000 $4,834 4.88%
MERCED, CA (FHA|USDA|VA) 10 $2,730,000 $273,000 $9,487 4.99%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 16 $2,640,000 $165,000 $8,602 5.17%
GREELEY, CO (FHA|USDA|VA) 9 $2,635,000 $292,778 $11,931 5.38%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 17 $2,605,000 $153,235 $5,242 5.04%
Roseburg, OR (FHA|USDA|VA) 11 $2,595,000 $235,909 $7,418 5.19%
DOTHAN, AL (FHA|USDA|VA) 16 $2,590,000 $161,875 $5,675 4.84%
SPRINGFIELD, MO (FHA|USDA|VA) 19 $2,585,000 $136,053 $6,595 4.96%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $2,535,000 $230,455 $9,321 4.83%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 7 $2,485,000 $355,000 $12,677 4.95%
SALISBURY, MD-DE (FHA|USDA|VA) 11 $2,475,000 $225,000 $9,570 4.93%
GRAND JUNCTION, CO (FHA|USDA|VA) 9 $2,425,000 $269,444 $12,112 5.08%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 19 $2,355,000 $123,947 $6,590 5.06%
GETTYSBURG, PA (FHA|USDA|VA) 10 $2,350,000 $235,000 $9,057 4.84%
WILMINGTON, NC (FHA|USDA|VA) 11 $2,345,000 $213,182 $5,919 4.85%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 8 $2,340,000 $292,500 $9,117 4.86%
SUMTER, SC (FHA|USDA|VA) 14 $2,340,000 $167,143 $5,330 4.90%
MEDFORD, OR (FHA|USDA|VA) 10 $2,340,000 $234,000 $7,491 4.78%
YUBA CITY, CA (FHA|USDA|VA) 11 $2,335,000 $212,273 $8,804 4.65%
JACKSONVILLE, NC (FHA|USDA|VA) 12 $2,330,000 $194,167 $4,915 5.17%
JOHNSON CITY, TN (FHA|USDA|VA) 14 $2,320,000 $165,714 $6,797 5.09%
CANTON-MASSILLON, OH (FHA|USDA|VA) 14 $2,280,000 $162,857 $9,377 5.16%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 13 $2,255,000 $173,462 $5,480 5.20%
MOBILE, AL (FHA|USDA|VA) 15 $2,215,000 $147,667 $7,592 4.91%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 16 $2,200,000 $137,500 $7,135 5.08%
Fallon, NV (FHA|USDA|VA) 9 $2,185,000 $242,778 $10,014 5.44%
PUEBLO, CO (FHA|USDA|VA) 11 $2,165,000 $196,818 $11,057 5.20%
CHICO, CA (FHA|USDA|VA) 9 $2,155,000 $239,444 $12,015 4.81%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 15 $2,125,000 $141,667 $6,756 4.87%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 12 $2,120,000 $176,667 $7,828 4.89%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 11 $2,115,000 $192,273 $6,228 5.10%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 8 $2,090,000 $261,250 $7,851 4.91%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 8 $2,080,000 $260,000 $8,957 4.88%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $2,080,000 $346,667 $14,456 5.13%
Pahrump, NV (FHA|USDA|VA) 10 $2,070,000 $207,000 $8,740 4.95%
LEBANON, PA (FHA|USDA|VA) 11 $2,065,000 $187,727 $8,848 5.01%
HATTIESBURG, MS (FHA|USDA|VA) 12 $2,040,000 $170,000 $6,154 5.14%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $2,035,000 $407,000 $13,620 4.68%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 9 $2,025,000 $225,000 $5,820 5.21%
BELLINGHAM, WA (FHA|USDA|VA) 6 $1,970,000 $328,333 $15,902 5.25%
SIOUX FALLS, SD (FHA|USDA|VA) 9 $1,955,000 $217,222 $8,385 4.85%
ANN ARBOR, MI (FHA|USDA|VA) 9 $1,935,000 $215,000 $9,189 4.99%
TALLAHASSEE, FL (FHA|USDA|VA) 10 $1,930,000 $193,000 $7,996 5.04%
FLINT, MI (FHA|USDA|VA) 12 $1,870,000 $155,833 $6,592 5.03%
VALDOSTA, GA (FHA|USDA|VA) 11 $1,845,000 $167,727 $6,173 4.97%
TOLEDO, OH (FHA|USDA|VA) 15 $1,815,000 $121,000 $6,264 5.16%
Centralia, WA (FHA|USDA|VA) 7 $1,815,000 $259,286 $8,738 5.14%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 10 $1,810,000 $181,000 $6,047 5.24%
LINCOLN, NE (FHA|USDA|VA) 9 $1,805,000 $200,556 $8,423 5.21%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 11 $1,795,000 $163,182 $5,914 5.18%
GREAT FALLS, MT (FHA|USDA|VA) 8 $1,770,000 $221,250 $9,879 4.91%
FORT COLLINS, CO (FHA|USDA|VA) 7 $1,755,000 $250,714 $12,854 5.30%
READING, PA (FHA|USDA|VA) 7 $1,745,000 $249,286 $8,646 4.73%
BEND, OR (FHA|USDA|VA) 7 $1,745,000 $249,286 $9,638 5.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 8 $1,740,000 $217,500 $8,228 5.00%
Klamath Falls, OR (FHA|USDA|VA) 8 $1,740,000 $217,500 $8,570 5.02%
FAIRBANKS, AK (FHA|USDA|VA) 7 $1,705,000 $243,571 $11,173 5.20%
MORRISTOWN, TN (FHA|USDA|VA) 8 $1,700,000 $212,500 $7,979 4.92%
Kalispell, MT (FHA|USDA|VA) 6 $1,690,000 $281,667 $11,602 5.10%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 8 $1,680,000 $210,000 $6,400 4.88%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,655,000 $236,429 $9,674 4.61%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 6 $1,650,000 $275,000 $9,251 5.00%
TOPEKA, KS (FHA|USDA|VA) 11 $1,645,000 $149,545 $6,650 4.69%
TUSCALOOSA, AL (FHA|USDA|VA) 9 $1,635,000 $181,667 $7,334 5.08%
GREEN BAY, WI (FHA|USDA|VA) 8 $1,620,000 $202,500 $8,666 5.66%
HAMMOND, LA (FHA|USDA|VA) 8 $1,610,000 $201,250 $7,838 5.09%
GAINESVILLE, FL (FHA|USDA|VA) 10 $1,610,000 $161,000 $7,180 5.01%
DULUTH, MN-WI (FHA|USDA|VA) 7 $1,605,000 $229,286 $8,151 4.95%
Clearlake, CA (FHA|USDA|VA) 5 $1,595,000 $319,000 $13,149 4.90%
Bozeman, MT (FHA|USDA|VA) 4 $1,580,000 $395,000 $12,987 4.31%
GOLDSBORO, NC (FHA|USDA|VA) 10 $1,580,000 $158,000 $4,003 4.78%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 9 $1,575,000 $175,000 $5,351 5.17%
MANHATTAN, KS (FHA|USDA|VA) 9 $1,565,000 $173,889 $6,866 4.88%
Greeneville, TN (FHA|USDA|VA) 7 $1,565,000 $223,571 $11,232 5.41%
LANCASTER, PA (FHA|USDA|VA) 7 $1,555,000 $222,143 $10,656 5.04%
Vicksburg, MS (FHA|USDA|VA) 6 $1,550,000 $258,333 $11,127 4.94%
FORT SMITH, AR-OK (FHA|USDA|VA) 11 $1,545,000 $140,455 $4,979 5.17%
WINCHESTER, VA-WV (FHA|USDA|VA) 6 $1,520,000 $253,333 $11,519 4.79%
Brevard, NC (FHA|USDA|VA) 6 $1,520,000 $253,333 $12,103 5.02%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $1,510,000 $377,500 $14,128 4.75%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 10 $1,500,000 $150,000 $5,435 5.13%
BOULDER, CO (FHA|USDA|VA) 3 $1,485,000 $495,000 $30,000 5.29%
ERIE, PA (FHA|USDA|VA) 10 $1,480,000 $148,000 $8,210 4.96%
Russellville, AR (FHA|USDA|VA) 8 $1,450,000 $181,250 $6,641 4.97%
Concord, NH (FHA|USDA|VA) 6 $1,440,000 $240,000 $10,568 5.10%
Morehead City, NC (FHA|USDA|VA) 6 $1,430,000 $238,333 $4,396 4.52%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $1,420,000 $236,667 $10,272 4.88%
Fernley, NV (FHA|USDA|VA) 6 $1,410,000 $235,000 $8,857 4.65%
AKRON, OH (FHA|USDA|VA) 11 $1,405,000 $127,727 $5,987 5.10%
WENATCHEE, WA (FHA|USDA|VA) 4 $1,400,000 $350,000 $15,288 5.03%
Crossville, TN (FHA|USDA|VA) 10 $1,380,000 $138,000 $5,485 5.10%
NEW BERN, NC (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,562 5.21%
MONROE, MI (FHA|USDA|VA) 7 $1,355,000 $193,571 $6,113 5.02%
Marquette, MI (FHA|USDA|VA) 6 $1,350,000 $225,000 $3,893 5.06%
STAUNTON, VA (FHA|USDA|VA) 7 $1,335,000 $190,714 $9,474 4.91%
Hermiston-Pendleton, OR (FHA|USDA|VA) 6 $1,320,000 $220,000 $11,802 4.81%
YAKIMA, WA (FHA|USDA|VA) 6 $1,320,000 $220,000 $10,813 4.92%
STATE COLLEGE, PA (FHA|USDA|VA) 6 $1,320,000 $220,000 $11,761 4.90%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 8 $1,320,000 $165,000 $5,830 5.05%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,315,000 $263,000 $3,736 4.75%
ROANOKE, VA (FHA|USDA|VA) 7 $1,315,000 $187,857 $7,734 5.02%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,315,000 $187,857 $8,793 4.95%
YUMA, AZ (FHA|USDA|VA) 7 $1,305,000 $186,429 $10,599 5.29%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $1,305,000 $186,429 $8,130 5.09%
IDAHO FALLS, ID (FHA|USDA|VA) 8 $1,300,000 $162,500 $6,576 4.94%
TERRE HAUTE, IN (FHA|USDA|VA) 8 $1,300,000 $162,500 $8,101 4.94%
Shelton, WA (FHA|USDA|VA) 5 $1,285,000 $257,000 $8,536 5.15%
BILLINGS, MT (FHA|USDA|VA) 6 $1,280,000 $213,333 $12,484 5.08%
ALEXANDRIA, LA (FHA|USDA|VA) 8 $1,270,000 $158,750 $7,456 5.17%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,270,000 $635,000 $28,720 4.81%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 6 $1,270,000 $211,667 $5,395 5.06%
REDDING, CA (FHA|USDA|VA) 5 $1,265,000 $253,000 $9,129 4.80%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,240,000 $310,000 $11,367 5.16%
ST. CLOUD, MN (FHA|USDA|VA) 6 $1,240,000 $206,667 $7,828 4.60%
ROME, GA (FHA|USDA|VA) 6 $1,240,000 $206,667 $7,973 5.15%
COLUMBIA, MO (FHA|USDA|VA) 7 $1,215,000 $173,571 $6,645 5.11%
BURLINGTON, NC (FHA|USDA|VA) 7 $1,215,000 $173,571 $6,854 4.84%
Enterprise, AL (FHA|USDA|VA) 6 $1,210,000 $201,667 $7,233 4.96%
GRANTS PASS, OR (FHA|USDA|VA) 4 $1,210,000 $302,500 $13,863 4.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,210,000 $302,500 $14,673 4.94%
BATTLE CREEK, MI (FHA|USDA|VA) 8 $1,160,000 $145,000 $5,553 5.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $1,155,000 $165,000 $5,600 5.27%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,150,000 $191,667 $5,780 4.94%
RAPID CITY, SD (FHA|USDA|VA) 6 $1,150,000 $191,667 $10,562 5.19%
LEWISTON, ID-WA (FHA|USDA|VA) 5 $1,145,000 $229,000 $9,829 4.95%
Brainerd, MN (FHA|USDA|VA) 6 $1,140,000 $190,000 $6,138 4.98%
Seneca, SC (FHA|USDA|VA) 6 $1,140,000 $190,000 $8,851 5.25%
Torrington, CT (FHA|USDA|VA) 4 $1,110,000 $277,500 $11,803 5.19%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 8 $1,100,000 $137,500 $5,774 4.98%
LAWRENCE, KS (FHA|USDA|VA) 5 $1,095,000 $219,000 $13,015 4.93%
CARSON CITY, NV (FHA|USDA|VA) 7 $1,085,000 $155,000 $5,603 4.73%
SAGINAW, MI (FHA|USDA|VA) 8 $1,080,000 $135,000 $4,715 5.39%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,075,000 $215,000 $12,237 5.43%
Muskogee, OK (FHA|USDA|VA) 8 $1,070,000 $133,750 $5,400 4.89%
Hilo, HI (FHA|USDA|VA) 4 $1,070,000 $267,500 $14,279 5.38%
EAU CLAIRE, WI (FHA|USDA|VA) 8 $1,070,000 $133,750 $3,575 4.97%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $1,060,000 $176,667 $6,169 5.29%
Holland, MI (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,765 5.00%
GADSDEN, AL (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,380 5.10%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $1,035,000 $147,857 $7,149 5.14%
ALTOONA, PA (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,238 4.98%
Traverse City, MI (FHA|USDA|VA) 4 $1,010,000 $252,500 $14,708 5.31%
Starkville, MS (FHA|USDA|VA) 7 $1,005,000 $143,571 $7,561 5.21%
ALBANY, GA (FHA|USDA|VA) 8 $1,000,000 $125,000 $5,595 4.95%
Grand Rapids, MN (FHA|USDA|VA) 5 $995,000 $199,000 $10,831 4.73%
SPRINGFIELD, IL (FHA|USDA|VA) 7 $995,000 $142,143 $8,854 4.77%
THE VILLAGES, FL (FHA|USDA|VA) 6 $990,000 $165,000 $5,820 4.81%
DECATUR, AL (FHA|USDA|VA) 4 $990,000 $247,500 $10,533 5.31%
Pottsville, PA (FHA|USDA|VA) 8 $990,000 $123,750 $6,033 5.02%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $985,000 $328,333 $12,693 4.54%
HINESVILLE, GA (FHA|USDA|VA) 7 $985,000 $140,714 $5,829 5.02%
Aberdeen, WA (FHA|USDA|VA) 6 $980,000 $163,333 $7,404 4.96%
WALLA WALLA, WA (FHA|USDA|VA) 5 $975,000 $195,000 $9,216 4.88%
Sevierville, TN (FHA|USDA|VA) 5 $975,000 $195,000 $11,251 4.85%
Marietta, OH (FHA|USDA|VA) 4 $970,000 $242,500 $10,375 4.97%
POCATELLO, ID (FHA|USDA|VA) 4 $970,000 $242,500 $8,613 4.75%
Jefferson, GA (FHA|USDA|VA) 3 $955,000 $318,333 $4,880 5.21%
CaƱon City, CO (FHA|USDA|VA) 4 $950,000 $237,500 $10,753 4.63%
Mount Vernon, OH (FHA|USDA|VA) 4 $950,000 $237,500 $11,289 4.81%
Los Alamos, NM (FHA|USDA|VA) 3 $945,000 $315,000 $10,956 4.58%
JACKSON, MI (FHA|USDA|VA) 6 $930,000 $155,000 $4,713 4.96%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $925,000 $185,000 $4,645 4.90%
Salem, OH (FHA|USDA|VA) 7 $925,000 $132,143 $6,058 5.14%
Prineville, OR (FHA|USDA|VA) 5 $915,000 $183,000 $3,056 4.28%
Show Low, AZ (FHA|USDA|VA) 4 $910,000 $227,500 $10,829 5.09%
Hutchinson, MN (FHA|USDA|VA) 5 $905,000 $181,000 $8,175 5.35%
Albertville, AL (FHA|USDA|VA) 7 $895,000 $127,857 $5,341 4.79%
Picayune, MS (FHA|USDA|VA) 4 $880,000 $220,000 $3,353 4.59%
Gillette, WY (FHA|USDA|VA) 5 $875,000 $175,000 $3,540 4.63%
Findlay, OH (FHA|USDA|VA) 5 $875,000 $175,000 $10,747 5.03%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $875,000 $291,667 $9,714 5.08%
Greenwood, SC (FHA|USDA|VA) 4 $870,000 $217,500 $8,107 4.81%
MUSKEGON, MI (FHA|USDA|VA) 7 $865,000 $123,571 $4,383 4.95%
ABILENE, TX (FHA|USDA|VA) 3 $855,000 $285,000 $13,180 4.79%
Whitewater, WI (FHA|USDA|VA) 4 $850,000 $212,500 $6,581 5.06%
Astoria, OR (FHA|USDA|VA) 3 $845,000 $281,667 $13,726 5.33%
CLEVELAND, TN (FHA|USDA|VA) 5 $845,000 $169,000 $6,782 5.33%
Calhoun, GA (FHA|USDA|VA) 4 $840,000 $210,000 $10,853 5.34%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $835,000 $167,000 $6,724 5.23%
La Grande, OR (FHA|USDA|VA) 5 $835,000 $167,000 $4,397 5.03%
Ardmore, OK (FHA|USDA|VA) 5 $825,000 $165,000 $7,380 5.08%
GREENVILLE, NC (FHA|USDA|VA) 5 $825,000 $165,000 $6,924 5.53%
TWIN FALLS, ID (FHA|USDA|VA) 4 $820,000 $205,000 $9,229 5.13%
WILLIAMSPORT, PA (FHA|USDA|VA) 4 $820,000 $205,000 $9,011 4.97%
JONESBORO, AR (FHA|USDA|VA) 6 $820,000 $136,667 $6,967 4.79%
EL CENTRO, CA (FHA|USDA|VA) 3 $815,000 $271,667 $10,748 5.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $810,000 $202,500 $4,116 5.25%
ROCKFORD, IL (FHA|USDA|VA) 5 $795,000 $159,000 $7,405 5.20%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $790,000 $197,500 $10,415 4.97%
Sidney, OH (FHA|USDA|VA) 5 $785,000 $157,000 $10,255 5.03%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $785,000 $261,667 $9,704 5.17%
JOPLIN, MO (FHA|USDA|VA) 6 $780,000 $130,000 $4,060 4.85%
Red Bluff, CA (FHA|USDA|VA) 4 $780,000 $195,000 $7,350 5.41%
Selinsgrove, PA (FHA|USDA|VA) 3 $775,000 $258,333 $15,163 4.71%
Edwards, CO (FHA|USDA|VA) 1 $755,000 $755,000 $43,167 4.75%
Ozark, AL (FHA|USDA|VA) 6 $750,000 $125,000 $4,534 5.06%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 5 $745,000 $149,000 $7,571 4.88%
RACINE, WI (FHA|USDA|VA) 5 $745,000 $149,000 $5,440 4.95%
Rexburg, ID (FHA|USDA|VA) 4 $740,000 $185,000 $7,713 5.00%
St. Marys, GA (FHA|USDA|VA) 6 $740,000 $123,333 $6,463 4.94%
Frankfort, KY (FHA|USDA|VA) 4 $740,000 $185,000 $6,684 5.09%
Fort Polk South, LA (FHA|USDA|VA) 3 $735,000 $245,000 $5,605 5.54%
Lebanon, NH-VT (FHA|USDA|VA) 3 $735,000 $245,000 $10,301 4.71%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $730,000 $182,500 $4,884 5.22%
NILES, MI (FHA|USDA|VA) 4 $720,000 $180,000 $3,663 5.06%
Wilson, NC (FHA|USDA|VA) 5 $715,000 $143,000 $7,542 4.88%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $710,000 $355,000 $14,992 4.44%
Paducah, KY-IL (FHA|USDA|VA) 4 $700,000 $175,000 $7,412 5.09%
Cambridge, MD (FHA|USDA|VA) 2 $700,000 $350,000 $9,431 5.44%
Wooster, OH (FHA|USDA|VA) 4 $700,000 $175,000 $7,056 5.41%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $695,000 $231,667 $2,024 4.71%
Branson, MO (FHA|USDA|VA) 3 $695,000 $231,667 $8,463 5.33%
DALTON, GA (FHA|USDA|VA) 4 $690,000 $172,500 $7,781 4.81%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $690,000 $172,500 $7,644 4.31%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $690,000 $172,500 $9,192 4.97%
LAFAYETTE, LA (FHA|USDA|VA) 6 $680,000 $113,333 $5,228 4.79%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $680,000 $170,000 $7,817 5.16%
Athens, TN (FHA|USDA|VA) 4 $680,000 $170,000 $6,745 5.28%
New Castle, PA (FHA|USDA|VA) 5 $675,000 $135,000 $5,953 4.80%
Albemarle, NC (FHA|USDA|VA) 4 $670,000 $167,500 $6,466 5.03%
FLORENCE, SC (FHA|USDA|VA) 3 $665,000 $221,667 $10,043 5.46%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $665,000 $221,667 $12,745 5.00%
Sault Ste. Marie, MI (FHA|USDA|VA) 4 $660,000 $165,000 $7,316 5.13%
Urbana, OH (FHA|USDA|VA) 4 $660,000 $165,000 $8,697 5.09%
Orangeburg, SC (FHA|USDA|VA) 4 $660,000 $165,000 $6,029 4.59%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $650,000 $325,000 $16,654 4.94%
Tupelo, MS (FHA|USDA|VA) 6 $650,000 $108,333 $4,551 5.25%
Warrensburg, MO (FHA|USDA|VA) 4 $650,000 $162,500 $6,022 4.84%
ROCHESTER, MN (FHA|USDA|VA) 4 $650,000 $162,500 $7,910 5.03%
Alamogordo, NM (FHA|USDA|VA) 3 $645,000 $215,000 $7,445 5.04%
Crescent City, CA (FHA|USDA|VA) 3 $645,000 $215,000 $13,364 5.13%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $645,000 $215,000 $7,795 4.79%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $640,000 $320,000 $16,517 4.88%
Lock Haven, PA (FHA|USDA|VA) 4 $640,000 $160,000 $5,526 4.97%
Helena, MT (FHA|USDA|VA) 3 $635,000 $211,667 $6,942 5.08%
Lewistown, PA (FHA|USDA|VA) 5 $635,000 $127,000 $7,987 4.90%
Sandusky, OH (FHA|USDA|VA) 3 $625,000 $208,333 $9,997 5.58%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $625,000 $208,333 $9,616 4.96%
Cornelia, GA (FHA|USDA|VA) 3 $615,000 $205,000 $2,392 4.50%
Selma, AL (FHA|USDA|VA) 4 $610,000 $152,500 $3,431 4.84%
Marion, IN (FHA|USDA|VA) 4 $610,000 $152,500 $7,107 5.28%
BAY CITY, MI (FHA|USDA|VA) 4 $610,000 $152,500 $6,915 4.88%
Brookings, OR (FHA|USDA|VA) 1 $605,000 $605,000 $4,993 4.13%
Waycross, GA (FHA|USDA|VA) 2 $600,000 $300,000 $7,440 5.38%
Cullman, AL (FHA|USDA|VA) 4 $600,000 $150,000 $7,463 5.09%
Farmington, MO (FHA|USDA|VA) 4 $600,000 $150,000 $3,992 4.94%
JACKSON, TN (FHA|USDA|VA) 4 $600,000 $150,000 $9,512 5.25%
Newport, TN (FHA|USDA|VA) 3 $595,000 $198,333 $11,652 4.88%
Lewisburg, TN (FHA|USDA|VA) 4 $590,000 $147,500 $7,101 4.88%
Elko, NV (FHA|USDA|VA) 2 $590,000 $295,000 $16,704 5.06%
Hutchinson, KS (FHA|USDA|VA) 4 $590,000 $147,500 $5,846 5.19%
Scottsboro, AL (FHA|USDA|VA) 4 $590,000 $147,500 $6,907 4.94%
CUMBERLAND, MD-WV (FHA|USDA|VA) 4 $590,000 $147,500 $9,031 5.28%
MADERA, CA (FHA|USDA|VA) 3 $585,000 $195,000 $6,410 5.17%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $580,000 $290,000 $1,439 4.75%
SANTA FE, NM (FHA|USDA|VA) 2 $580,000 $290,000 $5,563 4.38%
MANSFIELD, OH (FHA|USDA|VA) 5 $575,000 $115,000 $6,055 5.45%
Payson, AZ (FHA|USDA|VA) 3 $575,000 $191,667 $5,127 5.46%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $570,000 $142,500 $7,290 4.50%
Big Rapids, MI (FHA|USDA|VA) 4 $570,000 $142,500 $4,675 5.25%
Rolla, MO (FHA|USDA|VA) 3 $565,000 $188,333 $3,920 5.38%
Austin, MN (FHA|USDA|VA) 5 $565,000 $113,000 $6,425 4.70%
MANKATO, MN (FHA|USDA|VA) 2 $560,000 $280,000 $9,831 4.94%
Ponca City, OK (FHA|USDA|VA) 4 $560,000 $140,000 $5,111 4.63%
North Platte, NE (FHA|USDA|VA) 4 $560,000 $140,000 $4,637 5.22%
Fremont, OH (FHA|USDA|VA) 3 $545,000 $181,667 $12,158 5.04%
MUNCIE, IN (FHA|USDA|VA) 5 $545,000 $109,000 $4,572 4.85%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $540,000 $135,000 $8,968 4.97%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $535,000 $178,333 $6,361 5.04%
Okeechobee, FL (FHA|USDA|VA) 2 $530,000 $265,000 $10,044 5.19%
LIMA, OH (FHA|USDA|VA) 4 $520,000 $130,000 $7,328 5.28%
PEORIA, IL (FHA|USDA|VA) 4 $520,000 $130,000 $4,898 5.09%
Alexander City, AL (FHA|USDA|VA) 2 $520,000 $260,000 $5,489 5.25%
Natchitoches, LA (FHA|USDA|VA) 2 $520,000 $260,000 $13,812 4.75%
Juneau, AK (FHA|USDA|VA) 1 $515,000 $515,000 $17,671 4.75%
LaGrange, GA-AL (FHA|USDA|VA) 3 $515,000 $171,667 $8,290 4.63%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $515,000 $171,667 $8,496 5.33%
Chillicothe, OH (FHA|USDA|VA) 4 $510,000 $127,500 $5,772 5.13%
PITTSFIELD, MA (FHA|USDA|VA) 2 $510,000 $255,000 $8,927 4.94%
Moses Lake, WA (FHA|USDA|VA) 3 $505,000 $168,333 $5,693 4.75%
Cookeville, TN (FHA|USDA|VA) 3 $505,000 $168,333 $8,229 5.13%
Ada, OK (FHA|USDA|VA) 3 $505,000 $168,333 $8,057 5.50%
Douglas, GA (FHA|USDA|VA) 3 $505,000 $168,333 $6,340 5.58%
Zanesville, OH (FHA|USDA|VA) 3 $495,000 $165,000 $4,685 4.83%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $495,000 $165,000 $10,740 5.17%
Searcy, AR (FHA|USDA|VA) 3 $495,000 $165,000 $5,825 4.58%
Mitchell, SD (FHA|USDA|VA) 2 $490,000 $245,000 $10,212 5.25%
MISSOULA, MT (FHA|USDA|VA) 2 $490,000 $245,000 $14,031 5.19%
Henderson, NC (FHA|USDA|VA) 2 $490,000 $245,000 $9,845 5.19%
OWENSBORO, KY (FHA|USDA|VA) 3 $485,000 $161,667 $7,992 4.71%
Statesboro, GA (FHA|USDA|VA) 3 $485,000 $161,667 $3,722 5.00%
Menomonie, WI (FHA|USDA|VA) 3 $485,000 $161,667 $3,903 4.42%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $480,000 $120,000 $5,600 5.50%
PINE BLUFF, AR (FHA|USDA|VA) 2 $470,000 $235,000 $6,803 5.00%
Middlesborough, KY (FHA|USDA|VA) 4 $470,000 $117,500 $4,818 5.06%
Bardstown, KY (FHA|USDA|VA) 3 $465,000 $155,000 $4,764 4.92%
Vermillion, SD (FHA|USDA|VA) 1 $465,000 $465,000 $1,617 4.38%
Meadville, PA (FHA|USDA|VA) 3 $465,000 $155,000 $4,714 4.83%
NAPA, CA (FHA|USDA|VA) 1 $465,000 $465,000 $1,063 4.13%
Laconia, NH (FHA|USDA|VA) 2 $460,000 $230,000 $10,259 5.44%
Vidalia, GA (FHA|USDA|VA) 2 $460,000 $230,000 $12,538 5.63%
KOKOMO, IN (FHA|USDA|VA) 4 $460,000 $115,000 $5,043 5.16%
FORT WAYNE, IN (FHA|USDA|VA) 4 $460,000 $115,000 $2,703 4.84%
Tiffin, OH (FHA|USDA|VA) 3 $455,000 $151,667 $5,832 5.33%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $455,000 $151,667 $7,842 4.71%
Minden, LA (FHA|USDA|VA) 3 $455,000 $151,667 $7,797 4.92%
Sanford, NC (FHA|USDA|VA) 2 $450,000 $225,000 $6,250 5.19%
Madisonville, KY (FHA|USDA|VA) 4 $450,000 $112,500 $5,546 5.06%
Wilmington, OH (FHA|USDA|VA) 3 $445,000 $148,333 $8,327 5.13%
MONROE, LA (FHA|USDA|VA) 3 $445,000 $148,333 $5,661 4.92%
Greenville, OH (FHA|USDA|VA) 3 $445,000 $148,333 $7,108 4.88%
Fergus Falls, MN (FHA|USDA|VA) 3 $445,000 $148,333 $4,307 4.88%
Shelby, NC (FHA|USDA|VA) 3 $445,000 $148,333 $5,789 5.04%
Mountain Home, AR (FHA|USDA|VA) 2 $440,000 $220,000 $2,355 4.75%
Lumberton, NC (FHA|USDA|VA) 4 $440,000 $110,000 $3,151 5.13%
Meridian, MS (FHA|USDA|VA) 3 $435,000 $145,000 $7,978 5.25%
Silver City, NM (FHA|USDA|VA) 3 $435,000 $145,000 $5,296 4.79%
Auburn, IN (FHA|USDA|VA) 2 $430,000 $215,000 $4,727 5.00%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $430,000 $215,000 $7,119 5.13%
Logansport, IN (FHA|USDA|VA) 5 $425,000 $85,000 $4,979 4.88%
Sonora, CA (FHA|USDA|VA) 2 $420,000 $210,000 $11,504 4.75%
Hobbs, NM (FHA|USDA|VA) 2 $420,000 $210,000 $14,684 4.81%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $415,000 $138,333 $8,036 5.08%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $415,000 $138,333 $9,050 5.04%
Jackson, WY-ID (FHA|USDA|VA) 1 $415,000 $415,000 $27,434 5.13%
KANKAKEE, IL (FHA|USDA|VA) 3 $415,000 $138,333 $5,330 4.88%
Roswell, NM (FHA|USDA|VA) 3 $415,000 $138,333 $9,311 4.75%
Ottawa, KS (FHA|USDA|VA) 2 $410,000 $205,000 $10,848 5.13%
Clovis, NM (FHA|USDA|VA) 2 $410,000 $205,000 $7,725 5.56%
Tahlequah, OK (FHA|USDA|VA) 2 $410,000 $205,000 $11,239 4.94%
Mount Airy, NC (FHA|USDA|VA) 2 $410,000 $205,000 $3,725 5.19%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $410,000 $205,000 $10,642 5.13%
Beaver Dam, WI (FHA|USDA|VA) 1 $405,000 $405,000 $12,857 5.25%
Richmond, IN (FHA|USDA|VA) 3 $405,000 $135,000 $7,141 4.88%
Plymouth, IN (FHA|USDA|VA) 2 $400,000 $200,000 $10,855 4.75%
Ottawa, IL (FHA|USDA|VA) 3 $395,000 $131,667 $7,572 5.25%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $390,000 $195,000 $1,665 4.75%
Cullowhee, NC (FHA|USDA|VA) 2 $390,000 $195,000 $4,081 5.06%
Cadillac, MI (FHA|USDA|VA) 3 $385,000 $128,333 $4,559 4.63%
Malvern, AR (FHA|USDA|VA) 2 $380,000 $190,000 $9,538 5.00%
IOWA CITY, IA (FHA|USDA|VA) 2 $380,000 $190,000 $6,701 5.44%
Shawnee, OK (FHA|USDA|VA) 2 $380,000 $190,000 $4,688 4.75%
Duncan, OK (FHA|USDA|VA) 2 $380,000 $190,000 $4,412 5.06%
Coos Bay, OR (FHA|USDA|VA) 2 $380,000 $190,000 $6,936 4.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $380,000 $190,000 $9,005 4.94%
Durant, OK (FHA|USDA|VA) 2 $380,000 $190,000 $7,137 5.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $380,000 $190,000 $10,652 5.13%
Keene, NH (FHA|USDA|VA) 2 $380,000 $190,000 $7,100 5.06%
APPLETON, WI (FHA|USDA|VA) 2 $370,000 $185,000 $5,739 5.63%
Sedalia, MO (FHA|USDA|VA) 2 $370,000 $185,000 $6,428 5.19%
Forest City, NC (FHA|USDA|VA) 1 $365,000 $365,000 $2,680 4.13%
Garden City, KS (FHA|USDA|VA) 2 $360,000 $180,000 $8,092 5.06%
Palatka, FL (FHA|USDA|VA) 2 $360,000 $180,000 $10,746 5.38%
Riverton, WY (FHA|USDA|VA) 2 $360,000 $180,000 $9,266 5.50%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $360,000 $180,000 $10,207 5.31%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $355,000 $118,333 $5,290 5.00%
Sheridan, WY (FHA|USDA|VA) 1 $355,000 $355,000 $16,174 5.63%
Glenwood Springs, CO (FHA|USDA|VA) 1 $355,000 $355,000 $23,807 4.38%
Oxford, MS (FHA|USDA|VA) 2 $350,000 $175,000 $6,549 5.38%
Gaffney, SC (FHA|USDA|VA) 2 $350,000 $175,000 $1,531 4.38%
New Philadelphia-Dover, OH (FHA|USDA|VA) 3 $345,000 $115,000 $6,574 5.17%
Quincy, IL-MO (FHA|USDA|VA) 3 $345,000 $115,000 $4,391 5.13%
CORVALLIS, OR (FHA|USDA|VA) 1 $345,000 $345,000 $11,996 4.50%
Freeport, IL (FHA|USDA|VA) 3 $345,000 $115,000 $4,496 5.21%
New Castle, IN (FHA|USDA|VA) 3 $345,000 $115,000 $3,910 4.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $345,000 $345,000 $1,416 3.88%
Red Wing, MN (FHA|USDA|VA) 3 $345,000 $115,000 $5,912 5.08%
Bedford, IN (FHA|USDA|VA) 3 $345,000 $115,000 $5,529 5.00%
CASPER, WY (FHA|USDA|VA) 2 $340,000 $170,000 $8,253 5.31%
Stevens Point, WI (FHA|USDA|VA) 2 $340,000 $170,000 $8,441 4.38%
Eufaula, AL-GA (FHA|USDA|VA) 2 $340,000 $170,000 $8,720 4.00%
Cedartown, GA (FHA|USDA|VA) 2 $340,000 $170,000 $4,197 5.31%
Greenville, MS (FHA|USDA|VA) 4 $340,000 $85,000 $4,476 4.91%
Portsmouth, OH (FHA|USDA|VA) 3 $335,000 $111,667 $7,770 5.08%
Scottsbluff, NE (FHA|USDA|VA) 3 $335,000 $111,667 $3,720 4.67%
Taos, NM (FHA|USDA|VA) 1 $335,000 $335,000 $11,566 5.00%
Sayre, PA (FHA|USDA|VA) 2 $330,000 $165,000 $8,741 5.00%
Brownsville, TN (FHA|USDA|VA) 2 $330,000 $165,000 $6,412 4.44%
DuBois, PA (FHA|USDA|VA) 4 $330,000 $82,500 $3,620 4.75%
Paragould, AR (FHA|USDA|VA) 2 $320,000 $160,000 $7,624 5.31%
JOHNSTOWN, PA (FHA|USDA|VA) 4 $320,000 $80,000 $5,088 5.16%
Dyersburg, TN (FHA|USDA|VA) 2 $320,000 $160,000 $8,913 4.81%
Taylorville, IL (FHA|USDA|VA) 2 $320,000 $160,000 $6,166 5.38%
BANGOR, ME (FHA|USDA|VA) 2 $320,000 $160,000 $6,181 5.44%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $320,000 $160,000 $10,357 4.75%
Columbus, MS (FHA|USDA|VA) 3 $315,000 $105,000 $5,360 5.17%
Georgetown, SC (FHA|USDA|VA) 1 $315,000 $315,000 $2,482 3.88%
Norfolk, NE (FHA|USDA|VA) 3 $315,000 $105,000 $6,030 5.04%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $310,000 $155,000 $8,994 4.81%
FARGO, ND-MN (FHA|USDA|VA) 2 $310,000 $155,000 $5,608 5.19%
Elizabeth City, NC (FHA|USDA|VA) 2 $310,000 $155,000 $5,724 4.81%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $310,000 $155,000 $7,716 5.19%
DeRidder, LA (FHA|USDA|VA) 2 $310,000 $155,000 $7,526 4.81%
AMES, IA (FHA|USDA|VA) 2 $310,000 $155,000 $2,782 5.19%
DECATUR, IL (FHA|USDA|VA) 2 $310,000 $155,000 $1,659 4.56%
Newport, OR (FHA|USDA|VA) 2 $310,000 $155,000 $8,790 5.38%
Alexandria, MN (FHA|USDA|VA) 1 $305,000 $305,000 $14,045 5.00%
Sandpoint, ID (FHA|USDA|VA) 1 $305,000 $305,000 $20,987 5.63%
Rock Springs, WY (FHA|USDA|VA) 1 $305,000 $305,000 $3,421 3.75%
Columbus, NE (FHA|USDA|VA) 1 $305,000 $305,000 $14,033 5.63%
Fremont, NE (FHA|USDA|VA) 2 $300,000 $150,000 $5,264 4.75%
Campbellsville, KY (FHA|USDA|VA) 2 $300,000 $150,000 $7,780 5.19%
Troy, AL (FHA|USDA|VA) 2 $300,000 $150,000 $5,470 5.44%
Decatur, IN (FHA|USDA|VA) 2 $300,000 $150,000 $5,804 5.38%
Rochelle, IL (FHA|USDA|VA) 2 $300,000 $150,000 $5,718 5.75%
MIDLAND, MI (FHA|USDA|VA) 2 $300,000 $150,000 $3,194 5.38%
Harrison, AR (FHA|USDA|VA) 2 $290,000 $145,000 $7,062 4.94%
Hillsdale, MI (FHA|USDA|VA) 2 $290,000 $145,000 $3,211 4.25%
Marinette, WI-MI (FHA|USDA|VA) 2 $290,000 $145,000 $7,927 5.38%
Marion, NC (FHA|USDA|VA) 2 $290,000 $145,000 $4,613 5.38%
Jasper, IN (FHA|USDA|VA) 1 $285,000 $285,000 $9,720 4.75%
Dixon, IL (FHA|USDA|VA) 3 $285,000 $95,000 $4,023 4.92%
Milledgeville, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,567 4.44%
Las Vegas, NM (FHA|USDA|VA) 2 $280,000 $140,000 $5,693 4.94%
Sterling, IL (FHA|USDA|VA) 3 $275,000 $91,667 $2,360 4.54%
Kearney, NE (FHA|USDA|VA) 1 $275,000 $275,000 $6,674 5.00%
Effingham, IL (FHA|USDA|VA) 2 $270,000 $135,000 $6,720 5.13%
Somerset, PA (FHA|USDA|VA) 2 $270,000 $135,000 $4,871 5.44%
Martinsville, VA (FHA|USDA|VA) 2 $270,000 $135,000 $7,312 5.38%
Warren, PA (FHA|USDA|VA) 2 $270,000 $135,000 $5,134 4.69%
Batesville, AR (FHA|USDA|VA) 2 $270,000 $135,000 $2,766 4.44%
Winona, MN (FHA|USDA|VA) 1 $265,000 $265,000 $9,211 5.00%
Ukiah, CA (FHA|USDA|VA) 1 $265,000 $265,000 $9,064 4.38%
Sunbury, PA (FHA|USDA|VA) 1 $255,000 $255,000 $3,265 3.88%
Ketchikan, AK (FHA|USDA|VA) 1 $255,000 $255,000 $16,966 5.00%
Rockingham, NC (FHA|USDA|VA) 2 $250,000 $125,000 $2,447 5.19%
Dublin, GA (FHA|USDA|VA) 2 $250,000 $125,000 $7,242 5.63%
Jesup, GA (FHA|USDA|VA) 2 $250,000 $125,000 $3,405 5.25%
Yankton, SD (FHA|USDA|VA) 1 $245,000 $245,000 $11,517 6.13%
Marion, OH (FHA|USDA|VA) 1 $245,000 $245,000 $4,270 5.75%
Pittsburg, KS (FHA|USDA|VA) 2 $240,000 $120,000 $7,586 5.19%
Watertown, SD (FHA|USDA|VA) 2 $240,000 $120,000 $5,263 5.19%
Shelbyville, TN (FHA|USDA|VA) 2 $240,000 $120,000 $5,337 4.75%
TYLER, TX (FHA|USDA|VA) 2 $240,000 $120,000 $2,149 4.50%
DUBUQUE, IA (FHA|USDA|VA) 2 $240,000 $120,000 $4,859 4.94%
Adrian, MI (FHA|USDA|VA) 1 $235,000 $235,000 $15,299 3.75%
Spearfish, SD (FHA|USDA|VA) 1 $235,000 $235,000 $15,467 5.25%
Beatrice, NE (FHA|USDA|VA) 1 $235,000 $235,000 $15,686 5.13%
Glasgow, KY (FHA|USDA|VA) 2 $230,000 $115,000 $3,510 5.31%
Gainesville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,231 5.63%
Granbury, TX (FHA|USDA|VA) 1 $225,000 $225,000 $7,062 4.88%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $225,000 $225,000 $6,545 5.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $220,000 $110,000 $5,452 5.38%
London, KY (FHA|USDA|VA) 2 $220,000 $110,000 $5,738 4.75%
Winfield, KS (FHA|USDA|VA) 2 $220,000 $110,000 $2,774 4.50%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $220,000 $110,000 $8,356 4.50%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.25%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $215,000 $215,000 $8,096 5.25%
Mountain Home, ID (FHA|USDA|VA) 1 $215,000 $215,000 $1,124 3.88%
Coffeyville, KS (FHA|USDA|VA) 2 $210,000 $105,000 $2,976 5.00%
Union City, TN (FHA|USDA|VA) 2 $210,000 $105,000 $7,582 4.94%
Bartlesville, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,840 5.75%
Americus, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,557 5.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $205,000 $205,000 $1,806 4.13%
Ashland, OH (FHA|USDA|VA) 1 $205,000 $205,000 $8,151 4.25%
Corinth, MS (FHA|USDA|VA) 2 $200,000 $100,000 $6,439 4.94%
Stillwater, OK (FHA|USDA|VA) 1 $195,000 $195,000 $7,820 5.38%
LOGAN, UT-ID (FHA|USDA|VA) 1 $195,000 $195,000 $13,161 5.25%
Susanville, CA (FHA|USDA|VA) 1 $195,000 $195,000 $11,620 4.75%
Lewisburg, PA (FHA|USDA|VA) 1 $195,000 $195,000 $11,959 4.38%
Newberry, SC (FHA|USDA|VA) 1 $195,000 $195,000 $8,157 4.75%
Van Wert, OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,529 4.88%
Peru, IN (FHA|USDA|VA) 2 $190,000 $95,000 $3,115 4.94%
Portales, NM (FHA|USDA|VA) 1 $185,000 $185,000 $7,288 5.13%
Mount Sterling, KY (FHA|USDA|VA) 1 $185,000 $185,000 $5,493 5.13%
Sterling, CO (FHA|USDA|VA) 1 $185,000 $185,000 $14,356 5.13%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $185,000 $185,000 $2,570 5.25%
Fort Dodge, IA (FHA|USDA|VA) 1 $185,000 $185,000 $12,166 3.75%
Dayton, TN (FHA|USDA|VA) 1 $185,000 $185,000 $6,502 5.25%
Richmond-Berea, KY (FHA|USDA|VA) 1 $185,000 $185,000 $12,860 4.75%
Lawrenceburg, TN (FHA|USDA|VA) 1 $185,000 $185,000 $7,044 4.75%
Ashtabula, OH (FHA|USDA|VA) 2 $180,000 $90,000 $1,736 4.81%
Norwalk, OH (FHA|USDA|VA) 2 $180,000 $90,000 $4,560 5.50%
Albert Lea, MN (FHA|USDA|VA) 2 $180,000 $90,000 $4,341 5.50%
Connersville, IN (FHA|USDA|VA) 1 $175,000 $175,000 $6,490 5.13%
Houghton, MI (FHA|USDA|VA) 1 $175,000 $175,000 $855 4.38%
Dodge City, KS (FHA|USDA|VA) 1 $175,000 $175,000 $11,583 5.00%
Bradford, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,396 5.25%
Laurinburg, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,134 5.75%
Thomaston, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,537 4.25%
Warsaw, IN (FHA|USDA|VA) 1 $175,000 $175,000 $6,243 4.38%
Vincennes, IN (FHA|USDA|VA) 2 $170,000 $85,000 $3,041 4.81%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $170,000 $85,000 $3,593 5.31%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,569 5.25%
Oskaloosa, IA (FHA|USDA|VA) 1 $165,000 $165,000 $4,298 5.50%
McPherson, KS (FHA|USDA|VA) 1 $165,000 $165,000 $5,933 5.00%
Ludington, MI (FHA|USDA|VA) 1 $165,000 $165,000 $9,591 5.25%
Fort Payne, AL (FHA|USDA|VA) 1 $165,000 $165,000 $880 3.88%
Lake City, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,134 5.63%
Iron Mountain, MI-WI (FHA|USDA|VA) 3 $165,000 $55,000 $2,882 5.00%
McMinnville, TN (FHA|USDA|VA) 2 $160,000 $80,000 $2,289 4.56%
Fitzgerald, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,742 4.88%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $155,000 $155,000 $790 3.88%
LONGVIEW, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,042 4.88%
Greenwood, MS (FHA|USDA|VA) 1 $155,000 $155,000 $6,048 5.63%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $155,000 $155,000 $5,400 5.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,857 5.13%
Huntingdon, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,467 4.88%
Clarksdale, MS (FHA|USDA|VA) 1 $155,000 $155,000 $6,010 5.25%
Huron, SD (FHA|USDA|VA) 1 $155,000 $155,000 $6,050 5.38%
West Plains, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,735 5.88%
Centralia, IL (FHA|USDA|VA) 1 $155,000 $155,000 $5,656 4.75%
Gallup, NM (FHA|USDA|VA) 1 $155,000 $155,000 $10,634 4.75%
Moberly, MO (FHA|USDA|VA) 1 $155,000 $155,000 $9,564 4.88%
Safford, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $9,143 4.75%
Grenada, MS (FHA|USDA|VA) 2 $150,000 $75,000 $2,469 4.50%
Port Angeles, WA (FHA|USDA|VA) 1 $145,000 $145,000 $9,178 5.13%
Athens, OH (FHA|USDA|VA) 1 $145,000 $145,000 $11,635 4.88%
Defiance, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,115 5.25%
Scottsburg, IN (FHA|USDA|VA) 1 $145,000 $145,000 $1,705 3.88%
Nogales, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $10,874 5.13%
Great Bend, KS (FHA|USDA|VA) 1 $145,000 $145,000 $5,618 4.50%
Burley, ID (FHA|USDA|VA) 1 $135,000 $135,000 $10,409 5.13%
Baraboo, WI (FHA|USDA|VA) 1 $135,000 $135,000 $4,772 4.75%
Maysville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $10,424 5.63%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $135,000 $135,000 $1,733 3.88%
Escanaba, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,341 3.88%
Woodward, OK (FHA|USDA|VA) 1 $135,000 $135,000 $4,897 5.38%
ENID, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,390 5.63%
Central City, KY (FHA|USDA|VA) 1 $135,000 $135,000 $4,948 5.25%
Sturgis, MI (FHA|USDA|VA) 1 $135,000 $135,000 $4,790 4.75%
Manitowoc, WI (FHA|USDA|VA) 1 $135,000 $135,000 $9,815 5.25%
Natchez, MS-LA (FHA|USDA|VA) 1 $125,000 $125,000 $5,134 5.00%
Moultrie, GA (FHA|USDA|VA) 1 $125,000 $125,000 $1,542 4.25%
El Dorado, AR (FHA|USDA|VA) 1 $125,000 $125,000 $1,240 3.88%
Greensburg, IN (FHA|USDA|VA) 1 $125,000 $125,000 $928 3.88%
Thomasville, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.25%
Laurel, MS (FHA|USDA|VA) 2 $120,000 $60,000 $1,403 4.69%
Mount Vernon, IL (FHA|USDA|VA) 2 $120,000 $60,000 $3,915 4.81%
Blackfoot, ID (FHA|USDA|VA) 1 $115,000 $115,000 $4,456 5.00%
Marshall, MO (FHA|USDA|VA) 1 $115,000 $115,000 $7,081 5.88%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,062 5.13%
Coshocton, OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,982 5.13%
Lebanon, MO (FHA|USDA|VA) 1 $115,000 $115,000 $1,241 3.88%
Atmore, AL (FHA|USDA|VA) 1 $105,000 $105,000 $7,271 4.75%
Brookhaven, MS (FHA|USDA|VA) 1 $105,000 $105,000 $7,198 4.75%
Somerset, KY (FHA|USDA|VA) 1 $105,000 $105,000 $6,446 4.75%
Morgan City, LA (FHA|USDA|VA) 1 $105,000 $105,000 $6,952 5.13%
Jasper, AL (FHA|USDA|VA) 1 $105,000 $105,000 $5,247 5.63%
Huntington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,987 5.00%
Marshalltown, IA (FHA|USDA|VA) 1 $105,000 $105,000 $7,069 4.25%
Bemidji, MN (FHA|USDA|VA) 1 $105,000 $105,000 $4,462 5.13%
Wapakoneta, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,985 4.75%
Weatherford, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,264 5.25%
Burlington, IA-IL (FHA|USDA|VA) 1 $95,000 $95,000 $5,786 5.25%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $85,000 $85,000 $5,895 5.13%
Alpena, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,347 4.88%
Tifton, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,123 5.63%
Galesburg, IL (FHA|USDA|VA) 1 $85,000 $85,000 $6,102 5.13%
Sikeston, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,316 4.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $75,000 $75,000 $3,087 5.00%
Coldwater, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,017 4.75%
Angola, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,225 3.75%
Washington, NC (FHA|USDA|VA) 1 $65,000 $65,000 $2,916 5.00%
Carroll, IA (FHA|USDA|VA) 1 $65,000 $65,000 $1,346 5.63%
Poplar Bluff, MO (FHA|USDA|VA) 1 $55,000 $55,000 $2,260 5.13%
Cleveland, MS (FHA|USDA|VA) 1 $55,000 $55,000 $1,257 4.75%
Hannibal, MO (FHA|USDA|VA) 1 $45,000 $45,000 $2,072 4.75%
New Day Financial's top markets include Washington, Atlanta, Riverside, Las Vegas, and Phoenix among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 8,465 $1,907,165,000 $225,300 $9,006 5.02%
    FHA 369 $60,495,000 $163,943 $9,072 5.13%

    For 2018, New Day Financial's most frequently originated type of loan was VA, with 8,465 originations. Their 2nd most popular type was FHA, with 369 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 7,293 $1,629,405,000 $223,420 $10,073 5.14%
    Refi 874 $217,570,000 $248,936 $2,839 4.14%
    Home Purchase 561 $112,045,000 $199,724 $5,411 4.96%
    Other 106 $8,640,000 $81,509 $5,695 5.01%

    For 2018, New Day Financial's most frequently cited loan purpose was Cash Out Refi, with 7,293 originations. The 2nd most popular reason was Refi, with 874 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,458 $1,907,830,000 $225,565 $9,088 5.07%
    15 Year 376 $59,830,000 $159,122 $7,217 4.14%

    For 2018, New Day Financial's most frequently cited loan duration was 30 Year, with 8,458 originations. The 2nd most popular length was 15 Year, with 376 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 3,688 $1,018,590,000 $276,190
    $<1k 1,411 $318,975,000 $226,063
    $4k-5k 1,105 $204,735,000 $185,281
    $3k-4k 972 $169,200,000 $174,074
    $2k-3k 928 $156,880,000 $169,052
    $1k-2k 729 $99,095,000 $135,933

    New Day Financial's average total fees were $9,088, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,688 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 4,985 $1,118,015,000 $224,276
    4-5% 3,141 $685,645,000 $218,289
    3-4% 549 $121,665,000 $221,612
    6-7% 159 $42,335,000 $266,258

    During 2018, New Day Financial's average interest rate for loans was 5.07%, while their most frequently originated rate bucket for loans was 5-6%, with 4,985 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,751 $1,008,295,000 $268,807 $10,784 5.05%
    $100k-200k 3,714 $573,030,000 $154,289 $6,657 5.02%
    $100,000 or less 707 $53,155,000 $75,184 $4,005 4.93%
    $400k-600k 562 $261,580,000 $465,445 $16,345 5.05%
    $600k-1MM 95 $66,225,000 $697,105 $24,392 4.94%
    $1MM+ 5 $5,375,000 $1,075,000 $14,098 4.28%

    2018 saw New Day Financial place emphasis on $200k-400k loans with 3,751 originations, totaling $1,008,295,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,210 $619,120,000 $192,872 $8,566 5.09%
    $75k-100k 1,767 $419,855,000 $237,609 $10,061 5.10%
    $50k or less 1,592 $228,270,000 $143,386 $7,359 5.06%
    $100k-150k 1,294 $385,950,000 $298,261 $11,774 5.14%
    $150k-250k 387 $150,545,000 $389,005 $15,113 5.12%
    $250k+ 33 $18,415,000 $558,030 $20,232 5.02%

    New Day Financial lent most frequently to those with incomes in the $50k-75k range, with 3,210 originations. The second most popular income band? $75k-100k, with 1,767 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,505 $309,665,000 $205,757 $9,222 5.06%
    20-30% 1,470 $260,600,000 $177,279 $8,259 4.99%
    50-60% 848 $246,640,000 $290,849 $11,755 5.22%
    <20% 383 $50,255,000 $131,214 $6,164 4.92%
    49% 347 $86,905,000 $250,447 $10,381 5.19%
    44% 335 $81,035,000 $241,896 $10,102 5.17%
    40% 332 $76,920,000 $231,687 $9,863 5.07%
    43% 313 $74,445,000 $237,843 $10,156 5.15%
    48% 302 $73,970,000 $244,934 $10,102 5.16%
    38% 299 $62,895,000 $210,351 $8,882 5.07%
    37% 291 $64,905,000 $223,041 $9,247 5.10%
    36% 282 $60,320,000 $213,901 $9,597 5.05%
    42% 276 $62,360,000 $225,942 $9,619 5.15%
    39% 275 $61,215,000 $222,600 $9,708 5.11%
    46% 273 $65,775,000 $240,934 $9,879 5.17%
    47% 254 $65,730,000 $258,780 $10,912 5.16%
    41% 253 $58,005,000 $229,269 $9,575 5.15%
    45% 235 $57,265,000 $243,681 $10,558 5.16%
    >60% 10 $3,250,000 $325,000 $14,826 4.89%

    New Day Financial lent most frequently to those with DTI ratios of 30-36%, with 1,505 originations. The next most common DTI ratio? 20-30%, with 1,470 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,575 $1,446,765,000 $220,040 $9,076 5.03%
    Black 1,376 $301,680,000 $219,244 $8,423 5.06%
    Not provided 468 $108,960,000 $232,821 $8,885 4.99%
    Asian 144 $49,220,000 $341,806 $13,004 5.07%
    American Indian 219 $46,825,000 $213,813 $7,978 4.95%
    Native Hawaiian or Islander 52 $14,210,000 $273,269 $10,330 5.02%

    Approval Rates

    Total approvals of all applications
    54.64%

    New Day Financial has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -131.06%

    New Day Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,834 $1,967,660,000 $222,737

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 8,834 $1,967,660,000 $222,737

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 131 $14,025,000 $107,061 $5,493 4.77%
    40-60% 293 $46,805,000 $159,744 $7,724 4.78%
    60-80% 781 $161,075,000 $206,242 $9,359 4.92%
    80-100% 6,438 $1,433,150,000 $222,608 $8,340 5.06%
    Over 100% 1,168 $311,120,000 $266,370 $13,276 5.02%
    Under 20% 23 $1,485,000 $64,565 $3,865 4.68%