New Day Financial Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300SUCQ1358EGVE89

Tax ID: 22-3887207

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Mortgage Data

Review & Overview

New Day Financial is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. New Day Financial has a low ratio of conventional loans.They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Atlanta, Phoenix, Tampa, and Riverside among others. We have data for 807 markets. (Some data included below & more in-depth data is available with an active subscription.)

New Day Financial has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. New Day Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.46% 4/22/24
30 Year Conventional Refi 6.32% 4/22/24
30 Year Cash-out Refi 6.00% 4/22/24
30 Year FHA Purchase 7.44% 4/22/24
30 Year FHA Refi 6.27% 4/22/24
30 Year VA Purchase 6.18% 4/22/24
30 Year VA Refi 5.59% 4/22/24
15 Year FHA Refi 5.68% 4/22/24
15 Year VA Purchase 5.69% 4/22/24
15 Year VA Refi 6.11% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

New Day Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from New Day Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

24,163

Origination Dollar Volume (All Markets)

$5,826,685,000
Show all (21) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 1,585 $317,785,000 $200,495 $6,483 2.77%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 629 $252,705,000 $401,757 $11,637 2.76%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 716 $174,990,000 $244,399 $7,690 2.84%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 614 $170,540,000 $277,752 $9,670 2.76%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 461 $120,925,000 $262,310 $8,628 2.83%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 322 $109,610,000 $340,404 $9,981 2.79%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 412 $109,380,000 $265,485 $8,639 2.85%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 375 $90,245,000 $240,653 $8,980 2.77%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 284 $87,410,000 $307,782 $8,786 2.72%
JACKSONVILLE, FL (FHA|USDA|VA) 315 $79,375,000 $251,984 $8,549 2.81%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 212 $73,780,000 $348,019 $12,314 2.78%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 160 $73,540,000 $459,625 $12,408 2.75%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 223 $72,015,000 $322,937 $10,710 2.80%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 294 $70,250,000 $238,946 $8,030 2.79%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 263 $66,145,000 $251,502 $8,312 2.79%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 235 $61,775,000 $262,872 $9,284 2.76%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 118 $58,670,000 $497,203 $13,348 2.80%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 201 $50,785,000 $252,662 $5,303 2.45%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 145 $49,355,000 $340,379 $11,537 2.72%
RICHMOND, VA (FHA|USDA|VA) 204 $49,190,000 $241,127 $7,946 2.74%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 167 $48,435,000 $290,030 $9,440 2.79%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 191 $46,995,000 $246,047 $7,693 2.74%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 199 $46,555,000 $233,945 $5,640 2.45%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 200 $46,490,000 $232,450 $7,541 2.76%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 191 $45,315,000 $237,251 $7,193 2.83%
TUCSON, AZ (FHA|USDA|VA) 202 $45,280,000 $224,158 $7,609 2.82%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 189 $45,235,000 $239,339 $5,121 2.44%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 176 $44,270,000 $251,534 $8,192 2.79%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 136 $43,710,000 $321,397 $10,749 2.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 143 $42,945,000 $300,315 $9,666 2.79%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 165 $42,245,000 $256,030 $8,461 2.86%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 126 $41,360,000 $328,254 $11,104 2.78%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 214 $40,470,000 $189,112 $5,790 2.74%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 220 $39,240,000 $178,364 $6,287 2.83%
KANSAS CITY, MO-KS (FHA|USDA|VA) 178 $38,950,000 $218,820 $6,697 2.77%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 189 $37,475,000 $198,280 $6,754 2.77%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 162 $37,440,000 $231,111 $7,904 2.71%
HUNTSVILLE, AL (FHA|USDA|VA) 146 $36,840,000 $252,329 $7,335 2.80%
ST. LOUIS, MO-IL (FHA|USDA|VA) 174 $35,760,000 $205,517 $6,729 2.75%
COLUMBUS, OH (FHA|USDA|VA) 162 $34,270,000 $211,543 $8,124 2.82%
FAYETTEVILLE, NC (FHA|USDA|VA) 171 $34,075,000 $199,269 $5,873 2.85%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 142 $33,820,000 $238,169 $7,385 2.78%
COLUMBIA, SC (FHA|USDA|VA) 160 $33,790,000 $211,188 $6,408 2.83%
OKLAHOMA CITY, OK (FHA|USDA|VA) 163 $33,455,000 $205,245 $7,217 2.83%
BOISE CITY, ID (FHA|USDA|VA) 132 $33,010,000 $250,076 $8,507 2.71%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 147 $32,435,000 $220,646 $7,082 2.85%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 155 $31,305,000 $201,968 $6,751 2.77%
KNOXVILLE, TN (FHA|USDA|VA) 124 $29,670,000 $239,274 $8,174 2.77%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 111 $28,955,000 $260,856 $8,458 2.78%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 128 $28,910,000 $225,859 $7,082 2.91%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 101 $28,005,000 $277,277 $9,230 2.86%
PITTSBURGH, PA (FHA|USDA|VA) 146 $27,730,000 $189,932 $7,449 2.82%
LOUISVILLE, KY (FHA|USDA|VA) 121 $27,015,000 $223,264 $7,058 2.84%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 103 $26,745,000 $259,660 $9,654 2.83%
ALBUQUERQUE, NM (FHA|USDA|VA) 102 $25,260,000 $247,647 $8,563 2.85%
RALEIGH-CARY, NC (FHA|USDA|VA) 95 $24,995,000 $263,105 $9,266 2.93%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 125 $24,515,000 $196,120 $6,170 2.86%
PORT ST. LUCIE, FL (FHA|USDA|VA) 91 $24,405,000 $268,187 $10,228 2.87%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 117 $23,645,000 $202,094 $6,048 2.77%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 106 $23,620,000 $222,830 $6,154 2.92%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 86 $23,310,000 $271,047 $7,889 2.77%
OCALA, FL (FHA|USDA|VA) 117 $23,275,000 $198,932 $7,075 2.77%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 111 $22,185,000 $199,865 $7,408 2.69%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 98 $21,020,000 $214,490 $7,106 2.80%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 71 $20,725,000 $291,901 $8,465 2.77%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 94 $20,220,000 $215,106 $7,416 2.74%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 89 $19,905,000 $223,652 $7,276 2.75%
VALLEJO, CA (FHA|USDA|VA) 47 $19,335,000 $411,383 $11,429 2.75%
BAKERSFIELD, CA (FHA|USDA|VA) 77 $19,175,000 $249,026 $8,515 2.78%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 113 $19,105,000 $169,071 $7,338 2.85%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 96 $18,500,000 $192,708 $5,477 2.73%
DAYTON-KETTERING, OH (FHA|USDA|VA) 100 $18,010,000 $180,100 $6,727 2.89%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 33 $17,805,000 $539,545 $14,858 2.75%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 82 $17,720,000 $216,098 $7,876 2.70%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 81 $17,175,000 $212,037 $7,301 2.77%
TULSA, OK (FHA|USDA|VA) 90 $17,080,000 $189,778 $6,357 2.75%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 65 $17,055,000 $262,385 $8,612 2.76%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 90 $16,900,000 $187,778 $5,935 2.78%
SAVANNAH, GA (FHA|USDA|VA) 76 $16,500,000 $217,105 $6,807 2.80%
SALISBURY, MD-DE (FHA|USDA|VA) 67 $16,435,000 $245,299 $9,460 2.78%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 67 $16,385,000 $244,552 $6,426 2.69%
WARNER ROBINS, GA (FHA|USDA|VA) 77 $15,715,000 $204,091 $6,385 2.79%
MONTGOMERY, AL (FHA|USDA|VA) 74 $15,270,000 $206,351 $5,269 2.80%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 69 $15,105,000 $218,913 $7,802 2.80%
COLUMBUS, GA-AL (FHA|USDA|VA) 78 $14,990,000 $192,179 $5,543 2.81%
URBAN HONOLULU, HI (FHA|USDA|VA) 27 $14,705,000 $544,630 $13,568 2.61%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 55 $14,705,000 $267,364 $7,330 2.61%
RENO, NV (FHA|USDA|VA) 47 $14,565,000 $309,894 $10,449 2.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 51 $14,405,000 $282,451 $8,947 2.80%
JACKSONVILLE, NC (FHA|USDA|VA) 72 $14,340,000 $199,167 $5,478 2.90%
STOCKTON, CA (FHA|USDA|VA) 41 $14,265,000 $347,927 $11,758 2.84%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 57 $14,255,000 $250,088 $5,835 2.45%
Outside of Metro Areas 48 $13,550,000 $282,292 $11,341 2.66%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 56 $13,400,000 $239,286 $11,090 2.79%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 43 $13,355,000 $310,581 $8,888 2.73%
WILMINGTON, NC (FHA|USDA|VA) 53 $13,105,000 $247,264 $7,535 2.76%
JACKSON, MS (FHA|USDA|VA) 55 $12,845,000 $233,545 $7,734 2.88%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 62 $12,570,000 $202,742 $6,635 2.79%
PUNTA GORDA, FL (FHA|USDA|VA) 53 $12,545,000 $236,698 $7,310 2.71%
SALEM, OR (FHA|USDA|VA) 38 $12,510,000 $329,211 $11,675 2.79%
FRESNO, CA (FHA|USDA|VA) 42 $12,510,000 $297,857 $9,872 2.84%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 43 $12,185,000 $283,372 $7,667 2.64%
WINSTON-SALEM, NC (FHA|USDA|VA) 61 $12,155,000 $199,262 $6,362 2.81%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 27 $11,885,000 $440,185 $15,590 2.66%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 61 $11,795,000 $193,361 $6,190 2.73%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 40 $11,740,000 $293,500 $8,994 2.71%
ASHEVILLE, NC (FHA|USDA|VA) 47 $11,535,000 $245,426 $9,258 2.89%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 56 $11,410,000 $203,750 $8,326 2.85%
YORK-HANOVER, PA (FHA|USDA|VA) 50 $11,190,000 $223,800 $8,297 2.81%
NEW BERN, NC (FHA|USDA|VA) 50 $11,130,000 $222,600 $6,660 2.85%
WICHITA, KS (FHA|USDA|VA) 65 $10,925,000 $168,077 $5,568 2.66%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 55 $10,865,000 $197,545 $7,485 2.79%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 47 $10,855,000 $230,957 $7,281 2.76%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 53 $10,835,000 $204,434 $5,786 2.72%
THE VILLAGES, FL (FHA|USDA|VA) 43 $10,825,000 $251,744 $8,552 2.61%
PANAMA CITY, FL (FHA|USDA|VA) 46 $10,670,000 $231,957 $7,209 2.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 47 $10,655,000 $226,702 $6,363 2.84%
AKRON, OH (FHA|USDA|VA) 64 $10,620,000 $165,938 $6,639 2.79%
MOBILE, AL (FHA|USDA|VA) 58 $10,380,000 $178,966 $5,808 2.86%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 41 $10,255,000 $250,122 $8,555 2.82%
DOVER, DE (FHA|USDA|VA) 42 $10,030,000 $238,810 $9,104 2.81%
SPRINGFIELD, MO (FHA|USDA|VA) 50 $9,980,000 $199,600 $6,347 2.69%
SPARTANBURG, SC (FHA|USDA|VA) 47 $9,855,000 $209,681 $8,196 2.79%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 36 $9,790,000 $271,944 $8,915 2.83%
BATON ROUGE, LA (FHA|USDA|VA) 51 $9,675,000 $189,706 $6,436 2.74%
Kalispell, MT (FHA|USDA|VA) 30 $9,640,000 $321,333 $9,896 2.72%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 51 $9,525,000 $186,765 $4,267 2.39%
ANCHORAGE, AK (FHA|USDA|VA) 33 $9,055,000 $274,394 $7,551 2.64%
WINCHESTER, VA-WV (FHA|USDA|VA) 31 $8,985,000 $289,839 $9,657 2.62%
EL PASO, TX (FHA|USDA|VA) 46 $8,880,000 $193,043 $4,221 2.39%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 30 $8,800,000 $293,333 $10,653 2.89%
CHEYENNE, WY (FHA|USDA|VA) 32 $8,740,000 $273,125 $8,496 2.83%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 31 $8,715,000 $281,129 $8,388 2.72%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 41 $8,615,000 $210,122 $7,075 2.76%
LANCASTER, PA (FHA|USDA|VA) 38 $8,570,000 $225,526 $10,450 2.81%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 32 $8,520,000 $266,250 $7,671 2.80%
BILLINGS, MT (FHA|USDA|VA) 35 $8,375,000 $239,286 $9,648 2.71%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 42 $8,230,000 $195,952 $7,324 2.77%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 31 $8,195,000 $264,355 $7,949 2.73%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 25 $8,105,000 $324,200 $6,722 2.67%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 29 $7,905,000 $272,586 $9,697 2.88%
ROANOKE, VA (FHA|USDA|VA) 34 $7,750,000 $227,941 $6,939 2.68%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 43 $7,565,000 $175,930 $7,597 2.88%
YUMA, AZ (FHA|USDA|VA) 36 $7,520,000 $208,889 $7,659 2.80%
Roseburg, OR (FHA|USDA|VA) 33 $7,245,000 $219,545 $6,637 2.67%
GREELEY, CO (FHA|USDA|VA) 25 $7,245,000 $289,800 $7,346 2.79%
LYNCHBURG, VA (FHA|USDA|VA) 31 $7,235,000 $233,387 $7,400 2.68%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 37 $7,215,000 $195,000 $6,137 2.83%
MEDFORD, OR (FHA|USDA|VA) 26 $7,170,000 $275,769 $9,947 2.70%
TOLEDO, OH (FHA|USDA|VA) 35 $7,055,000 $201,571 $7,558 2.75%
GREAT FALLS, MT (FHA|USDA|VA) 34 $7,020,000 $206,471 $6,260 2.68%
TALLAHASSEE, FL (FHA|USDA|VA) 35 $6,855,000 $195,857 $7,636 2.89%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 31 $6,695,000 $215,968 $7,738 2.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 11 $6,665,000 $605,909 $21,225 2.83%
LAS CRUCES, NM (FHA|USDA|VA) 28 $6,640,000 $237,143 $9,906 2.87%
GRAND JUNCTION, CO (FHA|USDA|VA) 25 $6,515,000 $260,600 $8,758 2.88%
VALDOSTA, GA (FHA|USDA|VA) 31 $6,375,000 $205,645 $6,650 2.95%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 34 $6,330,000 $186,176 $6,482 2.88%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 29 $6,325,000 $218,103 $7,400 2.75%
PUEBLO, CO (FHA|USDA|VA) 28 $6,310,000 $225,357 $7,354 2.79%
JOHNSON CITY, TN (FHA|USDA|VA) 31 $6,295,000 $203,065 $5,211 2.73%
IDAHO FALLS, ID (FHA|USDA|VA) 24 $6,290,000 $262,083 $9,352 2.67%
LINCOLN, NE (FHA|USDA|VA) 28 $6,230,000 $222,500 $6,845 2.87%
MERCED, CA (FHA|USDA|VA) 23 $6,225,000 $270,652 $10,181 2.81%
ALBANY-LEBANON, OR (FHA|USDA|VA) 24 $6,080,000 $253,333 $7,830 2.76%
BEND, OR (FHA|USDA|VA) 20 $5,980,000 $299,000 $11,818 2.82%
Oak Harbor, WA (FHA|USDA|VA) 18 $5,970,000 $331,667 $9,751 2.85%
MORRISTOWN, TN (FHA|USDA|VA) 29 $5,955,000 $205,345 $7,075 2.79%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 24 $5,930,000 $247,083 $8,517 2.62%
DOTHAN, AL (FHA|USDA|VA) 32 $5,840,000 $182,500 $4,247 2.62%
RAPID CITY, SD (FHA|USDA|VA) 26 $5,840,000 $224,615 $6,316 2.80%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 19 $5,805,000 $305,526 $11,304 2.66%
MADISON, WI (FHA|USDA|VA) 23 $5,715,000 $248,478 $7,898 2.66%
GAINESVILLE, FL (FHA|USDA|VA) 27 $5,655,000 $209,444 $7,355 2.72%
MODESTO, CA (FHA|USDA|VA) 18 $5,650,000 $313,889 $7,115 2.86%
READING, PA (FHA|USDA|VA) 23 $5,615,000 $244,130 $9,807 3.03%
BELLINGHAM, WA (FHA|USDA|VA) 17 $5,615,000 $330,294 $12,438 2.80%
FORT COLLINS, CO (FHA|USDA|VA) 19 $5,605,000 $295,000 $11,275 2.85%
FORT WAYNE, IN (FHA|USDA|VA) 35 $5,575,000 $159,286 $4,932 2.74%
GOLDSBORO, NC (FHA|USDA|VA) 28 $5,560,000 $198,571 $5,879 2.88%
Fernley, NV (FHA|USDA|VA) 21 $5,545,000 $264,048 $8,732 2.68%
BURLINGTON, NC (FHA|USDA|VA) 24 $5,540,000 $230,833 $7,567 2.75%
Hilo, HI (FHA|USDA|VA) 16 $5,470,000 $341,875 $9,647 2.60%
VISALIA, CA (FHA|USDA|VA) 22 $5,470,000 $248,636 $9,548 2.98%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 34 $5,460,000 $160,588 $6,622 2.89%
LEWISTON, ID-WA (FHA|USDA|VA) 18 $5,440,000 $302,222 $9,452 2.84%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 35 $5,365,000 $153,286 $5,172 2.68%
FLINT, MI (FHA|USDA|VA) 32 $5,330,000 $166,563 $6,243 2.86%
St. Marys, GA (FHA|USDA|VA) 24 $5,290,000 $220,417 $6,753 2.70%
Crossville, TN (FHA|USDA|VA) 23 $5,235,000 $227,609 $7,783 2.81%
CANTON-MASSILLON, OH (FHA|USDA|VA) 32 $5,220,000 $163,125 $8,529 2.92%
Enterprise, AL (FHA|USDA|VA) 24 $5,110,000 $212,917 $6,075 2.62%
Sevierville, TN (FHA|USDA|VA) 24 $5,100,000 $212,500 $5,546 2.80%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 22 $5,070,000 $230,455 $5,647 2.60%
LAFAYETTE, LA (FHA|USDA|VA) 25 $5,035,000 $201,400 $6,746 2.71%
EAST STROUDSBURG, PA (FHA|USDA|VA) 25 $4,995,000 $199,800 $9,931 3.02%
SIOUX FALLS, SD (FHA|USDA|VA) 26 $4,990,000 $191,923 $5,869 2.80%
Centralia, WA (FHA|USDA|VA) 19 $4,955,000 $260,789 $9,843 2.84%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 26 $4,940,000 $190,000 $5,278 2.84%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 14 $4,920,000 $351,429 $8,937 2.77%
CaƱon City, CO (FHA|USDA|VA) 21 $4,825,000 $229,762 $8,253 2.80%
HOT SPRINGS, AR (FHA|USDA|VA) 26 $4,820,000 $185,385 $6,389 2.81%
GAINESVILLE, GA (FHA|USDA|VA) 19 $4,755,000 $250,263 $8,597 2.86%
HINESVILLE, GA (FHA|USDA|VA) 28 $4,750,000 $169,643 $5,714 3.02%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 14 $4,740,000 $338,571 $13,008 2.80%
REDDING, CA (FHA|USDA|VA) 21 $4,715,000 $224,524 $6,149 2.78%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 13 $4,715,000 $362,692 $8,841 2.61%
LONGVIEW, WA (FHA|USDA|VA) 17 $4,705,000 $276,765 $8,926 2.61%
ROCKY MOUNT, NC (FHA|USDA|VA) 26 $4,690,000 $180,385 $6,168 2.80%
Concord, NH (FHA|USDA|VA) 17 $4,685,000 $275,588 $7,948 2.65%
DULUTH, MN-WI (FHA|USDA|VA) 28 $4,660,000 $166,429 $5,538 2.86%
BRUNSWICK, GA (FHA|USDA|VA) 18 $4,630,000 $257,222 $7,566 2.96%
JOPLIN, MO (FHA|USDA|VA) 30 $4,590,000 $153,000 $4,875 2.89%
Pahrump, NV (FHA|USDA|VA) 18 $4,530,000 $251,667 $9,790 2.92%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 21 $4,515,000 $215,000 $10,044 2.97%
Morehead City, NC (FHA|USDA|VA) 19 $4,515,000 $237,632 $6,889 2.69%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 17 $4,475,000 $263,235 $7,707 3.05%
YUBA CITY, CA (FHA|USDA|VA) 17 $4,455,000 $262,059 $10,233 2.84%
SUMTER, SC (FHA|USDA|VA) 26 $4,370,000 $168,077 $4,776 2.73%
SALINAS, CA (FHA|USDA|VA) 9 $4,295,000 $477,222 $12,515 2.83%
EVANSVILLE, IN-KY (FHA|USDA|VA) 25 $4,265,000 $170,600 $6,326 2.84%
Warrensburg, MO (FHA|USDA|VA) 15 $4,245,000 $283,000 $10,612 2.97%
Shelton, WA (FHA|USDA|VA) 13 $4,235,000 $325,769 $10,556 2.86%
TOPEKA, KS (FHA|USDA|VA) 26 $4,190,000 $161,154 $5,537 2.91%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 22 $4,170,000 $189,545 $5,557 2.90%
TUSCALOOSA, AL (FHA|USDA|VA) 21 $4,065,000 $193,571 $7,241 2.78%
MUSKEGON, MI (FHA|USDA|VA) 24 $4,040,000 $168,333 $4,428 2.62%
MISSOULA, MT (FHA|USDA|VA) 13 $4,035,000 $310,385 $9,478 2.57%
Aberdeen, WA (FHA|USDA|VA) 16 $4,020,000 $251,250 $8,324 2.86%
Traverse City, MI (FHA|USDA|VA) 18 $3,990,000 $221,667 $5,670 2.79%
BANGOR, ME (FHA|USDA|VA) 20 $3,990,000 $199,500 $7,709 2.86%
Helena, MT (FHA|USDA|VA) 15 $3,975,000 $265,000 $9,400 2.72%
POCATELLO, ID (FHA|USDA|VA) 17 $3,965,000 $233,235 $8,027 2.98%
LONGVIEW, TX (FHA|USDA|VA) 17 $3,925,000 $230,882 $4,922 2.57%
YAKIMA, WA (FHA|USDA|VA) 14 $3,850,000 $275,000 $9,758 2.86%
Sandpoint, ID (FHA|USDA|VA) 11 $3,805,000 $345,909 $7,452 2.90%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 20 $3,780,000 $189,000 $4,999 2.79%
CLEVELAND, TN (FHA|USDA|VA) 17 $3,765,000 $221,471 $7,731 2.95%
LAWTON, OK (FHA|USDA|VA) 20 $3,760,000 $188,000 $5,339 2.71%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 10 $3,750,000 $375,000 $10,371 2.72%
GRANTS PASS, OR (FHA|USDA|VA) 14 $3,690,000 $263,571 $8,053 2.48%
OCEAN CITY, NJ (FHA|USDA|VA) 15 $3,685,000 $245,667 $7,943 2.60%
MONROE, LA (FHA|USDA|VA) 18 $3,670,000 $203,889 $6,983 2.72%
FORT SMITH, AR-OK (FHA|USDA|VA) 21 $3,665,000 $174,524 $6,127 2.97%
LaGrange, GA-AL (FHA|USDA|VA) 17 $3,665,000 $215,588 $7,420 2.79%
Tullahoma-Manchester, TN (FHA|USDA|VA) 17 $3,595,000 $211,471 $7,458 3.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 20 $3,570,000 $178,500 $4,247 2.38%
Albertville, AL (FHA|USDA|VA) 14 $3,570,000 $255,000 $6,625 2.83%
CHICO, CA (FHA|USDA|VA) 12 $3,550,000 $295,833 $8,498 2.87%
ALEXANDRIA, LA (FHA|USDA|VA) 18 $3,540,000 $196,667 $4,530 2.52%
Fort Leonard Wood, MO (FHA|USDA|VA) 19 $3,505,000 $184,474 $5,939 2.72%
Coos Bay, OR (FHA|USDA|VA) 16 $3,500,000 $218,750 $5,263 2.73%
SANTA FE, NM (FHA|USDA|VA) 12 $3,490,000 $290,833 $8,660 2.69%
Somerset, KY (FHA|USDA|VA) 17 $3,485,000 $205,000 $6,426 2.73%
DECATUR, AL (FHA|USDA|VA) 21 $3,475,000 $165,476 $4,841 2.70%
ANN ARBOR, MI (FHA|USDA|VA) 15 $3,465,000 $231,000 $5,062 2.74%
GREEN BAY, WI (FHA|USDA|VA) 16 $3,460,000 $216,250 $8,170 2.75%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 7 $3,405,000 $486,429 $16,157 2.71%
MONROE, MI (FHA|USDA|VA) 16 $3,390,000 $211,875 $5,464 2.63%
GETTYSBURG, PA (FHA|USDA|VA) 15 $3,385,000 $225,667 $9,055 2.81%
MANHATTAN, KS (FHA|USDA|VA) 16 $3,360,000 $210,000 $5,128 2.80%
HATTIESBURG, MS (FHA|USDA|VA) 20 $3,260,000 $163,000 $6,308 3.04%
Lebanon, NH-VT (FHA|USDA|VA) 14 $3,250,000 $232,143 $5,948 2.65%
Port Angeles, WA (FHA|USDA|VA) 13 $3,235,000 $248,846 $7,658 2.67%
RACINE, WI (FHA|USDA|VA) 20 $3,230,000 $161,500 $5,856 2.63%
ROCKFORD, IL (FHA|USDA|VA) 17 $3,225,000 $189,706 $8,349 3.10%
Klamath Falls, OR (FHA|USDA|VA) 17 $3,205,000 $188,529 $6,561 2.83%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 15 $3,195,000 $213,000 $5,947 3.02%
Gardnerville Ranchos, NV (FHA|USDA|VA) 7 $3,165,000 $452,143 $16,147 2.70%
ALBANY, GA (FHA|USDA|VA) 19 $3,165,000 $166,579 $5,518 2.76%
JACKSON, MI (FHA|USDA|VA) 19 $3,165,000 $166,579 $5,123 2.95%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 21 $3,165,000 $150,714 $5,533 2.89%
GREENVILLE, NC (FHA|USDA|VA) 15 $3,155,000 $210,333 $6,656 2.64%
Key West, FL (FHA|USDA|VA) 7 $3,125,000 $446,429 $12,457 2.59%
ST. CLOUD, MN (FHA|USDA|VA) 18 $3,120,000 $173,333 $4,495 2.69%
HAMMOND, LA (FHA|USDA|VA) 16 $3,120,000 $195,000 $7,066 2.73%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 15 $3,115,000 $207,667 $5,736 2.70%
TWIN FALLS, ID (FHA|USDA|VA) 16 $3,100,000 $193,750 $6,898 2.90%
Tupelo, MS (FHA|USDA|VA) 18 $3,100,000 $172,222 $6,032 2.86%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 18 $3,060,000 $170,000 $4,606 2.69%
LEBANON, PA (FHA|USDA|VA) 16 $3,060,000 $191,250 $6,589 2.94%
Moses Lake, WA (FHA|USDA|VA) 12 $3,030,000 $252,500 $9,044 2.83%
Brainerd, MN (FHA|USDA|VA) 15 $2,995,000 $199,667 $6,072 2.57%
Georgetown, SC (FHA|USDA|VA) 13 $2,955,000 $227,308 $10,201 2.94%
CEDAR RAPIDS, IA (FHA|USDA|VA) 14 $2,950,000 $210,714 $6,448 3.25%
FLORENCE, SC (FHA|USDA|VA) 15 $2,945,000 $196,333 $7,719 3.10%
STAUNTON, VA (FHA|USDA|VA) 15 $2,935,000 $195,667 $6,810 2.57%
Cullowhee, NC (FHA|USDA|VA) 9 $2,925,000 $325,000 $10,772 2.80%
Torrington, CT (FHA|USDA|VA) 11 $2,875,000 $261,364 $10,166 2.89%
Mountain Home, ID (FHA|USDA|VA) 12 $2,870,000 $239,167 $6,917 2.65%
Rolla, MO (FHA|USDA|VA) 13 $2,845,000 $218,846 $6,796 3.08%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 18 $2,800,000 $155,556 $4,096 2.68%
Augusta-Waterville, ME (FHA|USDA|VA) 18 $2,800,000 $155,556 $6,514 2.93%
EAU CLAIRE, WI (FHA|USDA|VA) 17 $2,795,000 $164,412 $4,587 2.76%
Whitewater, WI (FHA|USDA|VA) 12 $2,780,000 $231,667 $5,964 2.73%
SPRINGFIELD, OH (FHA|USDA|VA) 17 $2,765,000 $162,647 $5,409 2.70%
BOULDER, CO (FHA|USDA|VA) 9 $2,755,000 $306,111 $13,086 2.58%
COLUMBIA, MO (FHA|USDA|VA) 14 $2,720,000 $194,286 $3,696 2.62%
ERIE, PA (FHA|USDA|VA) 17 $2,715,000 $159,706 $5,913 2.78%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $2,695,000 $539,000 $14,373 2.70%
Kapaa, HI (FHA|USDA|VA) 5 $2,685,000 $537,000 $19,763 2.52%
BOWLING GREEN, KY (FHA|USDA|VA) 13 $2,675,000 $205,769 $6,960 2.86%
WENATCHEE, WA (FHA|USDA|VA) 9 $2,675,000 $297,222 $7,404 2.62%
Richmond-Berea, KY (FHA|USDA|VA) 14 $2,660,000 $190,000 $7,281 2.77%
Sheridan, WY (FHA|USDA|VA) 9 $2,635,000 $292,778 $9,861 2.91%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 10 $2,620,000 $262,000 $10,533 2.52%
Branson, MO (FHA|USDA|VA) 13 $2,595,000 $199,615 $4,191 2.80%
Statesboro, GA (FHA|USDA|VA) 12 $2,580,000 $215,000 $6,440 2.88%
Bozeman, MT (FHA|USDA|VA) 6 $2,570,000 $428,333 $11,898 2.65%
WACO, TX (FHA|USDA|VA) 11 $2,565,000 $233,182 $4,460 2.43%
Athens, TN (FHA|USDA|VA) 13 $2,555,000 $196,538 $5,876 2.74%
Alamogordo, NM (FHA|USDA|VA) 12 $2,520,000 $210,000 $5,942 2.90%
TEXARKANA, TX-AR (FHA|USDA|VA) 12 $2,490,000 $207,500 $5,027 2.77%
Shelbyville, TN (FHA|USDA|VA) 9 $2,475,000 $275,000 $6,904 3.07%
Ardmore, OK (FHA|USDA|VA) 12 $2,430,000 $202,500 $5,749 2.84%
Payson, AZ (FHA|USDA|VA) 11 $2,405,000 $218,636 $6,411 2.85%
Seneca, SC (FHA|USDA|VA) 15 $2,395,000 $159,667 $5,326 2.87%
AMARILLO, TX (FHA|USDA|VA) 12 $2,380,000 $198,333 $4,793 2.35%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 12 $2,360,000 $196,667 $7,471 2.81%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $2,340,000 $292,500 $8,577 2.89%
MADERA, CA (FHA|USDA|VA) 10 $2,330,000 $233,000 $9,326 2.86%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 9 $2,325,000 $258,333 $6,907 2.69%
EL CENTRO, CA (FHA|USDA|VA) 7 $2,325,000 $332,143 $7,744 3.11%
Hermiston-Pendleton, OR (FHA|USDA|VA) 12 $2,320,000 $193,333 $6,486 2.86%
DUBUQUE, IA (FHA|USDA|VA) 11 $2,305,000 $209,545 $6,159 2.69%
Easton, MD (FHA|USDA|VA) 9 $2,305,000 $256,111 $9,377 2.66%
Show Low, AZ (FHA|USDA|VA) 12 $2,300,000 $191,667 $5,634 2.66%
BLOOMINGTON, IN (FHA|USDA|VA) 13 $2,295,000 $176,538 $4,894 2.82%
TERRE HAUTE, IN (FHA|USDA|VA) 16 $2,260,000 $141,250 $4,666 2.48%
Elizabeth City, NC (FHA|USDA|VA) 12 $2,250,000 $187,500 $6,991 2.89%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 15 $2,245,000 $149,667 $2,901 2.36%
Newport, OR (FHA|USDA|VA) 8 $2,230,000 $278,750 $10,420 2.69%
Adrian, MI (FHA|USDA|VA) 11 $2,215,000 $201,364 $7,200 2.94%
TYLER, TX (FHA|USDA|VA) 11 $2,205,000 $200,455 $5,716 2.53%
Albemarle, NC (FHA|USDA|VA) 13 $2,205,000 $169,615 $5,575 2.66%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 11 $2,175,000 $197,727 $6,816 2.87%
Mountain Home, AR (FHA|USDA|VA) 13 $2,165,000 $166,538 $6,260 2.93%
JACKSON, TN (FHA|USDA|VA) 13 $2,165,000 $166,538 $5,171 2.71%
ABILENE, TX (FHA|USDA|VA) 12 $2,160,000 $180,000 $4,562 2.45%
Gillette, WY (FHA|USDA|VA) 9 $2,155,000 $239,444 $8,380 2.75%
Sanford, NC (FHA|USDA|VA) 11 $2,145,000 $195,000 $7,056 2.93%
WAUSAU-WESTON, WI (FHA|USDA|VA) 9 $2,145,000 $238,333 $7,324 2.97%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 12 $2,130,000 $177,500 $9,300 2.78%
LUBBOCK, TX (FHA|USDA|VA) 10 $2,130,000 $213,000 $4,168 2.38%
Ozark, AL (FHA|USDA|VA) 19 $2,115,000 $111,316 $3,350 2.76%
JEFFERSON CITY, MO (FHA|USDA|VA) 11 $2,105,000 $191,364 $5,826 2.76%
Laconia, NH (FHA|USDA|VA) 9 $2,085,000 $231,667 $9,829 2.67%
ALTOONA, PA (FHA|USDA|VA) 15 $2,065,000 $137,667 $5,194 2.87%
NAPA, CA (FHA|USDA|VA) 4 $2,050,000 $512,500 $14,539 2.53%
BATTLE CREEK, MI (FHA|USDA|VA) 14 $2,050,000 $146,429 $5,516 2.64%
Forest City, NC (FHA|USDA|VA) 9 $2,035,000 $226,111 $7,597 2.58%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $2,025,000 $225,000 $4,137 2.46%
DALTON, GA (FHA|USDA|VA) 12 $2,020,000 $168,333 $6,011 2.68%
ROCHESTER, MN (FHA|USDA|VA) 10 $2,020,000 $202,000 $10,314 2.90%
Pottsville, PA (FHA|USDA|VA) 11 $2,015,000 $183,182 $8,219 2.71%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 10 $2,000,000 $200,000 $4,592 2.55%
Granbury, TX (FHA|USDA|VA) 7 $1,995,000 $285,000 $7,199 2.45%
SPRINGFIELD, IL (FHA|USDA|VA) 11 $1,985,000 $180,455 $5,195 2.82%
ROME, GA (FHA|USDA|VA) 12 $1,950,000 $162,500 $4,922 2.78%
MANSFIELD, OH (FHA|USDA|VA) 11 $1,945,000 $176,818 $4,942 2.84%
Boone, NC (FHA|USDA|VA) 5 $1,945,000 $389,000 $20,703 2.77%
IOWA CITY, IA (FHA|USDA|VA) 7 $1,935,000 $276,429 $11,454 3.09%
Scottsboro, AL (FHA|USDA|VA) 9 $1,935,000 $215,000 $8,448 2.74%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 15 $1,905,000 $127,000 $6,297 2.91%
NILES, MI (FHA|USDA|VA) 10 $1,900,000 $190,000 $6,338 2.50%
COLUMBUS, IN (FHA|USDA|VA) 8 $1,900,000 $237,500 $8,979 3.05%
FOND DU LAC, WI (FHA|USDA|VA) 10 $1,900,000 $190,000 $5,509 2.80%
Frankfort, KY (FHA|USDA|VA) 8 $1,890,000 $236,250 $8,994 2.72%
FARMINGTON, NM (FHA|USDA|VA) 11 $1,825,000 $165,909 $6,280 2.75%
Lumberton, NC (FHA|USDA|VA) 8 $1,820,000 $227,500 $6,497 2.86%
LAKE CHARLES, LA (FHA|USDA|VA) 10 $1,820,000 $182,000 $6,735 2.77%
Greeneville, TN (FHA|USDA|VA) 10 $1,810,000 $181,000 $5,395 2.64%
AMES, IA (FHA|USDA|VA) 7 $1,805,000 $257,857 $7,387 2.68%
WICHITA FALLS, TX (FHA|USDA|VA) 11 $1,795,000 $163,182 $3,277 2.39%
Prineville, OR (FHA|USDA|VA) 6 $1,760,000 $293,333 $10,547 2.93%
MUNCIE, IN (FHA|USDA|VA) 12 $1,760,000 $146,667 $4,692 2.60%
Fort Polk South, LA (FHA|USDA|VA) 9 $1,755,000 $195,000 $4,675 2.76%
Marinette, WI-MI (FHA|USDA|VA) 10 $1,750,000 $175,000 $4,946 2.74%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 11 $1,725,000 $156,818 $5,323 2.87%
JOHNSTOWN, PA (FHA|USDA|VA) 10 $1,720,000 $172,000 $8,163 3.02%
Riverton, WY (FHA|USDA|VA) 8 $1,720,000 $215,000 $6,027 2.58%
Laramie, WY (FHA|USDA|VA) 7 $1,715,000 $245,000 $6,193 2.41%
Cullman, AL (FHA|USDA|VA) 9 $1,705,000 $189,444 $5,354 2.68%
Russellville, AR (FHA|USDA|VA) 9 $1,705,000 $189,444 $7,431 2.68%
Faribault-Northfield, MN (FHA|USDA|VA) 7 $1,695,000 $242,143 $6,598 2.50%
Greenwood, SC (FHA|USDA|VA) 10 $1,690,000 $169,000 $4,959 2.50%
Wooster, OH (FHA|USDA|VA) 11 $1,675,000 $152,273 $7,096 2.91%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 9 $1,675,000 $186,111 $4,524 2.72%
Cookeville, TN (FHA|USDA|VA) 9 $1,655,000 $183,889 $6,560 2.86%
BLOOMINGTON, IL (FHA|USDA|VA) 8 $1,650,000 $206,250 $7,342 2.87%
McAlester, OK (FHA|USDA|VA) 10 $1,650,000 $165,000 $5,310 2.66%
Zanesville, OH (FHA|USDA|VA) 8 $1,620,000 $202,500 $7,603 2.84%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 10 $1,610,000 $161,000 $3,907 2.35%
Wilson, NC (FHA|USDA|VA) 9 $1,595,000 $177,222 $5,579 2.94%
MIDLAND, MI (FHA|USDA|VA) 10 $1,590,000 $159,000 $3,992 3.00%
Sunbury, PA (FHA|USDA|VA) 9 $1,585,000 $176,111 $6,296 2.53%
STATE COLLEGE, PA (FHA|USDA|VA) 7 $1,585,000 $226,429 $6,659 2.55%
Okeechobee, FL (FHA|USDA|VA) 7 $1,575,000 $225,000 $8,048 2.96%
Pullman, WA (FHA|USDA|VA) 7 $1,555,000 $222,143 $3,855 2.61%
Nogales, AZ (FHA|USDA|VA) 7 $1,555,000 $222,143 $4,105 2.70%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 7 $1,545,000 $220,714 $7,765 2.87%
WALLA WALLA, WA (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,924 2.68%
MANKATO, MN (FHA|USDA|VA) 6 $1,540,000 $256,667 $9,427 2.89%
FAIRBANKS, AK (FHA|USDA|VA) 7 $1,505,000 $215,000 $8,195 2.98%
Ottawa, IL (FHA|USDA|VA) 10 $1,500,000 $150,000 $4,992 2.72%
Searcy, AR (FHA|USDA|VA) 9 $1,495,000 $166,111 $5,839 3.07%
Cadillac, MI (FHA|USDA|VA) 9 $1,495,000 $166,111 $6,148 3.11%
Hailey, ID (FHA|USDA|VA) 4 $1,490,000 $372,500 $10,891 2.62%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 10 $1,490,000 $149,000 $5,981 2.95%
Elko, NV (FHA|USDA|VA) 7 $1,485,000 $212,143 $5,764 2.70%
Talladega-Sylacauga, AL (FHA|USDA|VA) 7 $1,475,000 $210,714 $6,948 3.05%
Paragould, AR (FHA|USDA|VA) 8 $1,470,000 $183,750 $6,060 2.90%
Albert Lea, MN (FHA|USDA|VA) 7 $1,465,000 $209,286 $5,016 2.57%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 8 $1,460,000 $182,500 $3,650 2.56%
Milledgeville, GA (FHA|USDA|VA) 5 $1,445,000 $289,000 $7,838 2.85%
SAGINAW, MI (FHA|USDA|VA) 11 $1,445,000 $131,364 $5,447 3.02%
Lake City, FL (FHA|USDA|VA) 6 $1,440,000 $240,000 $7,834 3.00%
Ashland, OH (FHA|USDA|VA) 9 $1,425,000 $158,333 $5,988 2.82%
Bartlesville, OK (FHA|USDA|VA) 9 $1,415,000 $157,222 $5,025 2.73%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $1,405,000 $200,714 $6,628 2.93%
WORCESTER, MA-CT (FHA|USDA|VA) 6 $1,400,000 $233,333 $8,269 3.00%
McMinnville, TN (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,331 3.06%
Cornelia, GA (FHA|USDA|VA) 7 $1,385,000 $197,857 $4,288 2.87%
Jackson, WY-ID (FHA|USDA|VA) 2 $1,380,000 $690,000 $19,522 2.50%
Sandusky, OH (FHA|USDA|VA) 8 $1,380,000 $172,500 $6,691 2.64%
Ontario, OR-ID (FHA|USDA|VA) 5 $1,375,000 $275,000 $12,486 2.90%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 9 $1,375,000 $152,778 $5,367 2.80%
Cambridge, OH (FHA|USDA|VA) 6 $1,370,000 $228,333 $7,242 3.27%
New Castle, IN (FHA|USDA|VA) 10 $1,360,000 $136,000 $3,639 2.66%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 9 $1,355,000 $150,556 $6,033 2.79%
Jefferson, GA (FHA|USDA|VA) 5 $1,345,000 $269,000 $15,164 2.95%
Shelby, NC (FHA|USDA|VA) 7 $1,345,000 $192,143 $9,447 2.93%
Clovis, NM (FHA|USDA|VA) 7 $1,345,000 $192,143 $6,234 2.61%
Salem, OH (FHA|USDA|VA) 8 $1,340,000 $167,500 $10,229 2.87%
Spearfish, SD (FHA|USDA|VA) 5 $1,335,000 $267,000 $6,315 2.72%
Marion, OH (FHA|USDA|VA) 8 $1,330,000 $166,250 $4,379 2.48%
Palatka, FL (FHA|USDA|VA) 7 $1,315,000 $187,857 $10,469 3.05%
Mount Vernon, OH (FHA|USDA|VA) 8 $1,310,000 $163,750 $6,921 2.56%
Shawnee, OK (FHA|USDA|VA) 6 $1,290,000 $215,000 $5,832 3.00%
Brookings, OR (FHA|USDA|VA) 4 $1,290,000 $322,500 $14,219 2.50%
Meridian, MS (FHA|USDA|VA) 8 $1,290,000 $161,250 $4,912 2.72%
La Grande, OR (FHA|USDA|VA) 5 $1,275,000 $255,000 $5,863 2.45%
Montrose, CO (FHA|USDA|VA) 5 $1,275,000 $255,000 $9,283 2.80%
Roanoke Rapids, NC (FHA|USDA|VA) 6 $1,270,000 $211,667 $7,886 2.70%
Holland, MI (FHA|USDA|VA) 8 $1,270,000 $158,750 $6,299 2.63%
Red Wing, MN (FHA|USDA|VA) 4 $1,260,000 $315,000 $8,329 2.50%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,260,000 $315,000 $5,171 2.63%
Tifton, GA (FHA|USDA|VA) 8 $1,260,000 $157,500 $5,407 2.66%
Peru, IN (FHA|USDA|VA) 7 $1,255,000 $179,286 $4,842 2.87%
Danville, KY (FHA|USDA|VA) 7 $1,245,000 $177,857 $7,207 2.95%
Lewisburg, TN (FHA|USDA|VA) 7 $1,245,000 $177,857 $6,920 2.68%
Rock Springs, WY (FHA|USDA|VA) 6 $1,230,000 $205,000 $7,676 2.63%
Farmington, MO (FHA|USDA|VA) 7 $1,225,000 $175,000 $4,160 2.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,013 2.25%
Brevard, NC (FHA|USDA|VA) 5 $1,205,000 $241,000 $8,056 2.65%
Newport, TN (FHA|USDA|VA) 6 $1,200,000 $200,000 $6,453 2.73%
Alexandria, MN (FHA|USDA|VA) 4 $1,190,000 $297,500 $16,754 3.06%
APPLETON, WI (FHA|USDA|VA) 8 $1,190,000 $148,750 $6,607 2.94%
Sterling, IL (FHA|USDA|VA) 8 $1,170,000 $146,250 $4,312 2.73%
Sonora, CA (FHA|USDA|VA) 5 $1,165,000 $233,000 $8,846 2.59%
Richmond, IN (FHA|USDA|VA) 8 $1,160,000 $145,000 $5,756 2.94%
Toccoa, GA (FHA|USDA|VA) 4 $1,140,000 $285,000 $9,046 2.63%
Marquette, MI (FHA|USDA|VA) 6 $1,140,000 $190,000 $4,067 2.73%
CARBONDALE-MARION, IL (FHA|USDA|VA) 10 $1,140,000 $114,000 $3,745 2.73%
Chillicothe, OH (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,418 3.02%
North Platte, NE (FHA|USDA|VA) 8 $1,130,000 $141,250 $4,083 2.64%
Fort Payne, AL (FHA|USDA|VA) 6 $1,130,000 $188,333 $4,920 2.79%
Lebanon, MO (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,130 2.64%
Urbana, OH (FHA|USDA|VA) 6 $1,120,000 $186,667 $3,568 2.58%
Sault Ste. Marie, MI (FHA|USDA|VA) 8 $1,120,000 $140,000 $4,197 2.53%
Hillsdale, MI (FHA|USDA|VA) 6 $1,110,000 $185,000 $7,713 3.25%
Keene, NH (FHA|USDA|VA) 6 $1,110,000 $185,000 $5,632 2.46%
CARSON CITY, NV (FHA|USDA|VA) 4 $1,110,000 $277,500 $11,825 2.69%
Portsmouth, OH (FHA|USDA|VA) 7 $1,105,000 $157,857 $4,628 2.77%
GRAND ISLAND, NE (FHA|USDA|VA) 5 $1,105,000 $221,000 $5,949 2.97%
GADSDEN, AL (FHA|USDA|VA) 9 $1,105,000 $122,778 $5,159 2.79%
Winnemucca, NV (FHA|USDA|VA) 3 $1,085,000 $361,667 $9,266 2.71%
Hutchinson, MN (FHA|USDA|VA) 4 $1,070,000 $267,500 $8,860 2.90%
Bardstown, KY (FHA|USDA|VA) 5 $1,065,000 $213,000 $6,497 2.90%
Astoria, OR (FHA|USDA|VA) 4 $1,060,000 $265,000 $9,619 2.75%
Batesville, AR (FHA|USDA|VA) 6 $1,060,000 $176,667 $6,768 2.85%
CASPER, WY (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,786 2.75%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,050,000 $262,500 $13,217 2.75%
Mason City, IA (FHA|USDA|VA) 5 $1,045,000 $209,000 $7,088 2.75%
PEORIA, IL (FHA|USDA|VA) 6 $1,040,000 $173,333 $2,767 2.56%
MIDLAND, TX (FHA|USDA|VA) 4 $1,030,000 $257,500 $5,148 2.34%
Ada, OK (FHA|USDA|VA) 3 $1,025,000 $341,667 $12,806 2.83%
WILLIAMSPORT, PA (FHA|USDA|VA) 6 $1,020,000 $170,000 $8,071 2.75%
Washington, NC (FHA|USDA|VA) 5 $1,015,000 $203,000 $6,474 3.20%
Waycross, GA (FHA|USDA|VA) 7 $1,015,000 $145,000 $4,051 2.75%
Paducah, KY-IL (FHA|USDA|VA) 9 $1,015,000 $112,778 $5,459 2.86%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 6 $1,010,000 $168,333 $5,595 2.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 8 $1,010,000 $126,250 $4,681 2.72%
DeRidder, LA (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,794 2.68%
KOKOMO, IN (FHA|USDA|VA) 8 $1,000,000 $125,000 $4,090 2.75%
Shawano, WI (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,681 2.81%
Jasper, IN (FHA|USDA|VA) 5 $995,000 $199,000 $5,665 2.92%
Clewiston, FL (FHA|USDA|VA) 4 $990,000 $247,500 $8,948 2.90%
LAWRENCE, KS (FHA|USDA|VA) 5 $985,000 $197,000 $7,449 3.02%
Rockingham, NC (FHA|USDA|VA) 6 $980,000 $163,333 $3,802 2.52%
ENID, OK (FHA|USDA|VA) 6 $970,000 $161,667 $5,169 2.77%
Cambridge, MD (FHA|USDA|VA) 4 $970,000 $242,500 $8,155 2.56%
Alexander City, AL (FHA|USDA|VA) 4 $970,000 $242,500 $3,678 2.63%
Martinsville, VA (FHA|USDA|VA) 3 $965,000 $321,667 $4,188 2.50%
Altus, OK (FHA|USDA|VA) 6 $960,000 $160,000 $4,691 2.77%
Bemidji, MN (FHA|USDA|VA) 5 $955,000 $191,000 $3,864 3.38%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 4 $950,000 $237,500 $2,787 2.38%
Athens, TX (FHA|USDA|VA) 5 $945,000 $189,000 $5,234 2.57%
Kerrville, TX (FHA|USDA|VA) 4 $940,000 $235,000 $5,582 2.44%
PINE BLUFF, AR (FHA|USDA|VA) 4 $940,000 $235,000 $5,412 2.81%
Butte-Silver Bow, MT (FHA|USDA|VA) 3 $935,000 $311,667 $7,251 3.00%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 5 $935,000 $187,000 $6,528 2.70%
Glenwood Springs, CO (FHA|USDA|VA) 3 $935,000 $311,667 $10,488 2.71%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $930,000 $155,000 $2,326 2.60%
Berlin, NH (FHA|USDA|VA) 4 $930,000 $232,500 $10,722 2.69%
Nacogdoches, TX (FHA|USDA|VA) 4 $930,000 $232,500 $7,454 2.34%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $930,000 $232,500 $7,486 2.94%
Houghton, MI (FHA|USDA|VA) 5 $925,000 $185,000 $5,483 2.70%
Plymouth, IN (FHA|USDA|VA) 6 $920,000 $153,333 $8,079 2.83%
Danville, VA (FHA|USDA|VA) 6 $920,000 $153,333 $6,811 3.04%
Newberry, SC (FHA|USDA|VA) 3 $915,000 $305,000 $8,395 2.46%
Beaver Dam, WI (FHA|USDA|VA) 6 $910,000 $151,667 $4,712 3.02%
Hood River, OR (FHA|USDA|VA) 2 $910,000 $455,000 $8,662 2.69%
Paris, TN (FHA|USDA|VA) 4 $910,000 $227,500 $7,641 2.59%
Stillwater, OK (FHA|USDA|VA) 4 $900,000 $225,000 $9,113 2.25%
BAY CITY, MI (FHA|USDA|VA) 6 $900,000 $150,000 $4,458 3.10%
Orangeburg, SC (FHA|USDA|VA) 6 $900,000 $150,000 $4,927 2.48%
Jasper, AL (FHA|USDA|VA) 6 $900,000 $150,000 $4,595 2.79%
Dublin, GA (FHA|USDA|VA) 5 $895,000 $179,000 $4,380 3.10%
Marion, IN (FHA|USDA|VA) 5 $895,000 $179,000 $7,573 3.13%
Hobbs, NM (FHA|USDA|VA) 5 $885,000 $177,000 $6,195 2.45%
HARRISONBURG, VA (FHA|USDA|VA) 5 $885,000 $177,000 $8,379 3.09%
Grand Rapids, MN (FHA|USDA|VA) 5 $885,000 $177,000 $4,032 2.48%
Marietta, OH (FHA|USDA|VA) 5 $885,000 $177,000 $3,031 2.60%
Calhoun, GA (FHA|USDA|VA) 5 $885,000 $177,000 $7,481 2.95%
New Philadelphia-Dover, OH (FHA|USDA|VA) 6 $880,000 $146,667 $3,415 2.75%
Fallon, NV (FHA|USDA|VA) 3 $875,000 $291,667 $6,287 3.00%
London, KY (FHA|USDA|VA) 7 $875,000 $125,000 $3,826 2.46%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $870,000 $435,000 $10,530 2.50%
Red Bluff, CA (FHA|USDA|VA) 4 $870,000 $217,500 $6,527 2.78%
New Castle, PA (FHA|USDA|VA) 5 $865,000 $173,000 $10,912 3.15%
Troy, AL (FHA|USDA|VA) 3 $865,000 $288,333 $6,302 2.25%
OWENSBORO, KY (FHA|USDA|VA) 5 $865,000 $173,000 $6,028 2.50%
West Plains, MO (FHA|USDA|VA) 4 $860,000 $215,000 $4,241 2.78%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $850,000 $212,500 $6,791 3.09%
FARGO, ND-MN (FHA|USDA|VA) 3 $845,000 $281,667 $5,436 2.58%
Pierre, SD (FHA|USDA|VA) 4 $840,000 $210,000 $3,855 2.59%
Rexburg, ID (FHA|USDA|VA) 3 $835,000 $278,333 $7,517 2.63%
Union, SC (FHA|USDA|VA) 5 $835,000 $167,000 $5,923 3.02%
Norwalk, OH (FHA|USDA|VA) 7 $835,000 $119,286 $5,454 2.87%
Harrison, AR (FHA|USDA|VA) 5 $825,000 $165,000 $4,872 2.97%
Ruidoso, NM (FHA|USDA|VA) 2 $820,000 $410,000 $18,033 3.88%
JONESBORO, AR (FHA|USDA|VA) 6 $820,000 $136,667 $4,626 2.92%
Menomonie, WI (FHA|USDA|VA) 3 $815,000 $271,667 $7,825 2.75%
Burley, ID (FHA|USDA|VA) 3 $815,000 $271,667 $8,417 3.16%
Jesup, GA (FHA|USDA|VA) 5 $815,000 $163,000 $4,501 2.28%
VICTORIA, TX (FHA|USDA|VA) 5 $805,000 $161,000 $2,832 2.48%
Tahlequah, OK (FHA|USDA|VA) 6 $800,000 $133,333 $4,042 2.92%
Alma, MI (FHA|USDA|VA) 4 $800,000 $200,000 $10,055 2.90%
Muskogee, OK (FHA|USDA|VA) 5 $795,000 $159,000 $4,106 2.80%
Gaffney, SC (FHA|USDA|VA) 4 $790,000 $197,500 $5,137 2.38%
DuBois, PA (FHA|USDA|VA) 4 $790,000 $197,500 $6,458 2.94%
Bedford, IN (FHA|USDA|VA) 4 $780,000 $195,000 $8,843 2.59%
Vicksburg, MS (FHA|USDA|VA) 3 $775,000 $258,333 $8,753 3.08%
Warsaw, IN (FHA|USDA|VA) 3 $775,000 $258,333 $9,216 2.92%
Dayton, TN (FHA|USDA|VA) 4 $770,000 $192,500 $4,166 2.38%
Poplar Bluff, MO (FHA|USDA|VA) 6 $770,000 $128,333 $3,789 2.83%
Stevens Point, WI (FHA|USDA|VA) 4 $770,000 $192,500 $3,753 2.97%
Clearlake, CA (FHA|USDA|VA) 3 $765,000 $255,000 $7,914 2.74%
Hutchinson, KS (FHA|USDA|VA) 6 $760,000 $126,667 $3,081 2.69%
Mount Airy, NC (FHA|USDA|VA) 4 $760,000 $190,000 $7,616 2.72%
Edwards, CO (FHA|USDA|VA) 2 $760,000 $380,000 $8,327 2.56%
Baraboo, WI (FHA|USDA|VA) 4 $750,000 $187,500 $9,529 3.09%
Seymour, IN (FHA|USDA|VA) 6 $750,000 $125,000 $3,515 2.58%
KANKAKEE, IL (FHA|USDA|VA) 5 $745,000 $149,000 $4,475 2.97%
Kinston, NC (FHA|USDA|VA) 5 $745,000 $149,000 $8,345 3.02%
Sedalia, MO (FHA|USDA|VA) 6 $730,000 $121,667 $3,207 2.42%
Natchitoches, LA (FHA|USDA|VA) 2 $730,000 $365,000 $9,917 2.37%
Roswell, NM (FHA|USDA|VA) 4 $720,000 $180,000 $7,467 3.12%
Del Rio, TX (FHA|USDA|VA) 4 $720,000 $180,000 $4,752 2.63%
Wilmington, OH (FHA|USDA|VA) 4 $720,000 $180,000 $5,616 3.06%
Ashtabula, OH (FHA|USDA|VA) 6 $710,000 $118,333 $5,188 2.60%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 4 $710,000 $177,500 $8,203 2.87%
Silver City, NM (FHA|USDA|VA) 2 $710,000 $355,000 $6,810 2.81%
Blackfoot, ID (FHA|USDA|VA) 3 $705,000 $235,000 $6,800 2.66%
Summerville, GA (FHA|USDA|VA) 3 $705,000 $235,000 $7,688 2.91%
Owatonna, MN (FHA|USDA|VA) 4 $690,000 $172,500 $5,283 2.63%
Galesburg, IL (FHA|USDA|VA) 5 $685,000 $137,000 $5,610 2.58%
ODESSA, TX (FHA|USDA|VA) 3 $675,000 $225,000 $4,682 2.58%
Atmore, AL (FHA|USDA|VA) 4 $670,000 $167,500 $6,549 2.97%
Eufaula, AL-GA (FHA|USDA|VA) 4 $660,000 $165,000 $5,469 2.72%
North Wilkesboro, NC (FHA|USDA|VA) 3 $655,000 $218,333 $4,933 2.54%
Marion, NC (FHA|USDA|VA) 3 $655,000 $218,333 $8,688 2.50%
Winfield, KS (FHA|USDA|VA) 3 $645,000 $215,000 $13,958 3.16%
Warren, PA (FHA|USDA|VA) 3 $635,000 $211,667 $6,918 2.75%
Columbus, MS (FHA|USDA|VA) 4 $630,000 $157,500 $4,634 3.03%
Huntingdon, PA (FHA|USDA|VA) 4 $630,000 $157,500 $6,904 2.84%
Fremont, NE (FHA|USDA|VA) 5 $625,000 $125,000 $3,638 3.08%
GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $625,000 $208,333 $5,876 2.71%
Clinton, IA (FHA|USDA|VA) 3 $625,000 $208,333 $3,848 2.33%
Washington Court House, OH (FHA|USDA|VA) 4 $620,000 $155,000 $10,653 2.78%
Ellensburg, WA (FHA|USDA|VA) 2 $620,000 $310,000 $8,816 2.62%
Madisonville, KY (FHA|USDA|VA) 4 $610,000 $152,500 $2,848 2.75%
Watertown, SD (FHA|USDA|VA) 3 $605,000 $201,667 $4,455 2.92%
Yankton, SD (FHA|USDA|VA) 3 $605,000 $201,667 $6,643 2.75%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $605,000 $201,667 $9,119 2.54%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $600,000 $150,000 $4,829 2.84%
Escanaba, MI (FHA|USDA|VA) 4 $600,000 $150,000 $4,026 2.50%
Mount Sterling, KY (FHA|USDA|VA) 3 $595,000 $198,333 $8,469 2.75%
Fredericksburg, TX (FHA|USDA|VA) 3 $595,000 $198,333 $5,444 2.33%
Gallup, NM (FHA|USDA|VA) 3 $595,000 $198,333 $7,285 2.88%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $590,000 $295,000 $8,753 2.87%
Picayune, MS (FHA|USDA|VA) 4 $590,000 $147,500 $3,347 2.75%
Corsicana, TX (FHA|USDA|VA) 3 $585,000 $195,000 $4,605 2.25%
Salina, KS (FHA|USDA|VA) 3 $585,000 $195,000 $3,614 2.88%
Malvern, AR (FHA|USDA|VA) 4 $580,000 $145,000 $6,107 2.56%
Lewistown, PA (FHA|USDA|VA) 4 $580,000 $145,000 $7,902 3.09%
WHEELING, WV-OH (FHA|USDA|VA) 3 $575,000 $191,667 $5,389 2.54%
Lewisburg, PA (FHA|USDA|VA) 3 $575,000 $191,667 $8,802 2.67%
Mitchell, SD (FHA|USDA|VA) 3 $565,000 $188,333 $4,958 2.83%
Mount Pleasant, MI (FHA|USDA|VA) 3 $565,000 $188,333 $3,050 2.91%
Brownwood, TX (FHA|USDA|VA) 3 $565,000 $188,333 $4,343 2.66%
Bradford, PA (FHA|USDA|VA) 2 $560,000 $280,000 $11,646 3.12%
Sikeston, MO (FHA|USDA|VA) 6 $560,000 $93,333 $2,397 2.50%
Lexington, NE (FHA|USDA|VA) 2 $560,000 $280,000 $7,583 2.81%
El Dorado, AR (FHA|USDA|VA) 4 $550,000 $137,500 $3,446 2.44%
Ukiah, CA (FHA|USDA|VA) 2 $550,000 $275,000 $5,399 2.25%
Meadville, PA (FHA|USDA|VA) 5 $545,000 $109,000 $5,793 2.65%
Laurinburg, NC (FHA|USDA|VA) 3 $545,000 $181,667 $6,478 2.83%
LIMA, OH (FHA|USDA|VA) 4 $540,000 $135,000 $9,004 3.06%
The Dalles, OR (FHA|USDA|VA) 2 $530,000 $265,000 $8,874 3.24%
Athens, OH (FHA|USDA|VA) 2 $530,000 $265,000 $4,567 2.25%
Bluefield, WV-VA (FHA|USDA|VA) 3 $525,000 $175,000 $4,190 2.67%
Crescent City, CA (FHA|USDA|VA) 2 $520,000 $260,000 $8,557 2.50%
Findlay, OH (FHA|USDA|VA) 2 $520,000 $260,000 $12,501 2.50%
Ottawa, KS (FHA|USDA|VA) 3 $515,000 $171,667 $5,716 2.58%
Camden, AR (FHA|USDA|VA) 3 $515,000 $171,667 $5,528 3.21%
Fremont, OH (FHA|USDA|VA) 4 $510,000 $127,500 $3,683 2.69%
Wapakoneta, OH (FHA|USDA|VA) 3 $505,000 $168,333 $8,531 3.13%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $505,000 $168,333 $4,555 2.42%
SAN ANGELO, TX (FHA|USDA|VA) 2 $500,000 $250,000 $10,403 2.63%
Quincy, IL-MO (FHA|USDA|VA) 4 $500,000 $125,000 $5,077 2.81%
Jacksonville, IL (FHA|USDA|VA) 3 $495,000 $165,000 $5,875 2.42%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $490,000 $245,000 $5,992 2.25%
Bellefontaine, OH (FHA|USDA|VA) 3 $475,000 $158,333 $5,882 2.29%
Big Rapids, MI (FHA|USDA|VA) 3 $475,000 $158,333 $7,919 2.92%
Morgan City, LA (FHA|USDA|VA) 3 $475,000 $158,333 $6,193 2.54%
Effingham, IL (FHA|USDA|VA) 2 $470,000 $235,000 $4,947 2.50%
Bluffton, IN (FHA|USDA|VA) 3 $465,000 $155,000 $5,280 2.83%
Starkville, MS (FHA|USDA|VA) 3 $465,000 $155,000 $7,012 3.42%
Huntington, IN (FHA|USDA|VA) 3 $465,000 $155,000 $4,389 2.63%
McPherson, KS (FHA|USDA|VA) 3 $455,000 $151,667 $6,623 2.87%
Las Vegas, NM (FHA|USDA|VA) 2 $450,000 $225,000 $5,420 2.69%
Coffeyville, KS (FHA|USDA|VA) 3 $445,000 $148,333 $2,495 2.96%
Freeport, IL (FHA|USDA|VA) 3 $445,000 $148,333 $5,717 2.74%
Safford, AZ (FHA|USDA|VA) 3 $445,000 $148,333 $7,029 2.74%
Lufkin, TX (FHA|USDA|VA) 2 $440,000 $220,000 $5,851 2.25%
Duncan, OK (FHA|USDA|VA) 4 $440,000 $110,000 $5,427 2.56%
Sulphur Springs, TX (FHA|USDA|VA) 3 $435,000 $145,000 $4,026 2.62%
Willmar, MN (FHA|USDA|VA) 2 $430,000 $215,000 $5,920 3.00%
Murray, KY (FHA|USDA|VA) 2 $430,000 $215,000 $7,468 2.38%
LAREDO, TX (FHA|USDA|VA) 3 $425,000 $141,667 $3,771 2.25%
Somerset, PA (FHA|USDA|VA) 2 $420,000 $210,000 $8,922 2.50%
Americus, GA (FHA|USDA|VA) 2 $420,000 $210,000 $5,504 2.25%
Norfolk, NE (FHA|USDA|VA) 2 $420,000 $210,000 $3,887 3.50%
Oil City, PA (FHA|USDA|VA) 3 $415,000 $138,333 $7,863 3.08%
Martin, TN (FHA|USDA|VA) 2 $410,000 $205,000 $5,474 2.62%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $405,000 $135,000 $4,254 2.66%
Kingsville, TX (FHA|USDA|VA) 2 $400,000 $200,000 $3,765 2.25%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $395,000 $131,667 $9,774 3.41%
Vincennes, IN (FHA|USDA|VA) 3 $395,000 $131,667 $4,337 3.16%
Sayre, PA (FHA|USDA|VA) 2 $390,000 $195,000 $5,148 2.50%
Jacksonville, TX (FHA|USDA|VA) 2 $390,000 $195,000 $5,735 2.38%
Ludington, MI (FHA|USDA|VA) 2 $390,000 $195,000 $7,355 3.43%
Greenville, OH (FHA|USDA|VA) 2 $390,000 $195,000 $6,367 2.62%
Miami, OK (FHA|USDA|VA) 2 $390,000 $195,000 $7,989 3.00%
Opelousas, LA (FHA|USDA|VA) 2 $390,000 $195,000 $2,327 2.38%
Campbellsville, KY (FHA|USDA|VA) 3 $385,000 $128,333 $3,482 2.91%
Lawrenceburg, TN (FHA|USDA|VA) 3 $385,000 $128,333 $3,710 2.50%
Evanston, WY (FHA|USDA|VA) 2 $380,000 $190,000 $6,052 2.25%
Alpena, MI (FHA|USDA|VA) 3 $375,000 $125,000 $2,944 3.00%
Moscow, ID (FHA|USDA|VA) 2 $370,000 $185,000 $14,157 3.12%
Emporia, KS (FHA|USDA|VA) 2 $370,000 $185,000 $2,586 2.50%
Ketchikan, AK (FHA|USDA|VA) 1 $365,000 $365,000 $13,585 2.75%
EspaƱola, NM (FHA|USDA|VA) 2 $360,000 $180,000 $2,256 2.50%
Corinth, MS (FHA|USDA|VA) 2 $360,000 $180,000 $5,373 2.81%
Selinsgrove, PA (FHA|USDA|VA) 2 $360,000 $180,000 $6,229 2.63%
Glasgow, KY (FHA|USDA|VA) 3 $355,000 $118,333 $5,239 2.67%
Scottsbluff, NE (FHA|USDA|VA) 3 $355,000 $118,333 $4,107 2.87%
Kendallville, IN (FHA|USDA|VA) 3 $355,000 $118,333 $3,748 2.58%
Fergus Falls, MN (FHA|USDA|VA) 2 $350,000 $175,000 $4,276 2.75%
Taylorville, IL (FHA|USDA|VA) 2 $350,000 $175,000 $2,102 2.44%
Dixon, IL (FHA|USDA|VA) 1 $345,000 $345,000 $5,582 2.25%
Union City, TN (FHA|USDA|VA) 3 $345,000 $115,000 $5,250 3.50%
Wabash, IN (FHA|USDA|VA) 1 $345,000 $345,000 $3,088 3.88%
Auburn, IN (FHA|USDA|VA) 3 $345,000 $115,000 $4,356 2.58%
Connersville, IN (FHA|USDA|VA) 4 $340,000 $85,000 $3,424 2.94%
Elk City, OK (FHA|USDA|VA) 1 $335,000 $335,000 $6,033 2.25%
Natchez, MS-LA (FHA|USDA|VA) 3 $335,000 $111,667 $3,518 2.87%
Moberly, MO (FHA|USDA|VA) 1 $335,000 $335,000 $4,077 2.25%
Rockport, TX (FHA|USDA|VA) 2 $330,000 $165,000 $2,978 2.25%
Blytheville, AR (FHA|USDA|VA) 2 $320,000 $160,000 $2,083 2.50%
Crawfordsville, IN (FHA|USDA|VA) 2 $320,000 $160,000 $7,560 2.81%
Defiance, OH (FHA|USDA|VA) 2 $320,000 $160,000 $5,259 3.25%
Winona, MN (FHA|USDA|VA) 1 $315,000 $315,000 $7,317 2.25%
Marshall, MO (FHA|USDA|VA) 1 $315,000 $315,000 $3,693 2.25%
Bennettsville, SC (FHA|USDA|VA) 2 $310,000 $155,000 $8,819 2.75%
Great Bend, KS (FHA|USDA|VA) 2 $300,000 $150,000 $6,084 3.38%
Mayfield, KY (FHA|USDA|VA) 2 $300,000 $150,000 $6,062 3.25%
Hannibal, MO (FHA|USDA|VA) 2 $300,000 $150,000 $6,473 3.25%
Indiana, PA (FHA|USDA|VA) 2 $290,000 $145,000 $6,746 2.87%
Pittsburg, KS (FHA|USDA|VA) 3 $285,000 $95,000 $4,215 3.00%
Atchison, KS (FHA|USDA|VA) 1 $275,000 $275,000 $7,421 2.25%
Coshocton, OH (FHA|USDA|VA) 2 $270,000 $135,000 $2,664 2.62%
DANVILLE, IL (FHA|USDA|VA) 2 $270,000 $135,000 $2,861 2.50%
Laurel, MS (FHA|USDA|VA) 2 $270,000 $135,000 $4,614 2.81%
Vidalia, GA (FHA|USDA|VA) 2 $270,000 $135,000 $2,684 2.50%
Austin, MN (FHA|USDA|VA) 2 $270,000 $135,000 $3,890 2.87%
LOGAN, UT-ID (FHA|USDA|VA) 1 $265,000 $265,000 $7,221 3.38%
Sterling, CO (FHA|USDA|VA) 1 $265,000 $265,000 $7,936 3.49%
Alice, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,879 2.88%
Thomasville, GA (FHA|USDA|VA) 2 $260,000 $130,000 $6,075 3.12%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $260,000 $130,000 $6,734 3.00%
Angola, IN (FHA|USDA|VA) 2 $260,000 $130,000 $5,383 3.13%
Kirksville, MO (FHA|USDA|VA) 1 $255,000 $255,000 $14,861 3.50%
Maysville, KY (FHA|USDA|VA) 1 $255,000 $255,000 $3,622 2.49%
Snyder, TX (FHA|USDA|VA) 1 $255,000 $255,000 $2,585 2.75%
Fitzgerald, GA (FHA|USDA|VA) 2 $250,000 $125,000 $1,957 2.25%
Magnolia, AR (FHA|USDA|VA) 1 $245,000 $245,000 $3,894 3.38%
Brookhaven, MS (FHA|USDA|VA) 1 $245,000 $245,000 $17,991 3.38%
Columbus, NE (FHA|USDA|VA) 1 $235,000 $235,000 $2,511 2.25%
Bainbridge, GA (FHA|USDA|VA) 1 $235,000 $235,000 $6,134 2.25%
Gainesville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,141 2.75%
Minden, LA (FHA|USDA|VA) 1 $235,000 $235,000 $2,908 2.38%
Kearney, NE (FHA|USDA|VA) 1 $235,000 $235,000 $3,811 3.49%
Storm Lake, IA (FHA|USDA|VA) 1 $235,000 $235,000 $2,910 2.50%
Eagle Pass, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,564 2.25%
Henderson, NC (FHA|USDA|VA) 2 $230,000 $115,000 $7,280 3.18%
Wauchula, FL (FHA|USDA|VA) 2 $230,000 $115,000 $5,282 2.62%
Ruston, LA (FHA|USDA|VA) 2 $230,000 $115,000 $4,287 2.63%
Logansport, IN (FHA|USDA|VA) 1 $225,000 $225,000 $16,334 3.38%
Marshalltown, IA (FHA|USDA|VA) 2 $220,000 $110,000 $6,459 2.87%
Selma, AL (FHA|USDA|VA) 2 $220,000 $110,000 $3,823 2.87%
Middlesborough, KY (FHA|USDA|VA) 2 $220,000 $110,000 $2,282 2.69%
DECATUR, IL (FHA|USDA|VA) 2 $220,000 $110,000 $2,538 2.25%
Brookings, SD (FHA|USDA|VA) 1 $215,000 $215,000 $8,078 3.63%
Woodward, OK (FHA|USDA|VA) 1 $215,000 $215,000 $2,359 4.13%
Decatur, IN (FHA|USDA|VA) 2 $210,000 $105,000 $2,524 3.13%
Ponca City, OK (FHA|USDA|VA) 2 $210,000 $105,000 $4,645 2.25%
Fort Morgan, CO (FHA|USDA|VA) 2 $210,000 $105,000 $5,826 2.81%
Washington, IN (FHA|USDA|VA) 1 $205,000 $205,000 $14,879 2.75%
Uvalde, TX (FHA|USDA|VA) 1 $205,000 $205,000 $1,928 2.25%
Big Stone Gap, VA (FHA|USDA|VA) 2 $200,000 $100,000 $1,609 2.25%
Susanville, CA (FHA|USDA|VA) 2 $200,000 $100,000 $3,173 2.69%
Jennings, LA (FHA|USDA|VA) 2 $200,000 $100,000 $7,195 2.75%
Coldwater, MI (FHA|USDA|VA) 2 $200,000 $100,000 $2,880 2.88%
Rochelle, IL (FHA|USDA|VA) 1 $195,000 $195,000 $5,525 2.25%
Taos, NM (FHA|USDA|VA) 1 $195,000 $195,000 $2,485 2.25%
Central City, KY (FHA|USDA|VA) 1 $195,000 $195,000 $7,620 3.38%
Beatrice, NE (FHA|USDA|VA) 1 $185,000 $185,000 $3,242 3.25%
St. Marys, PA (FHA|USDA|VA) 1 $175,000 $175,000 $10,084 2.25%
Huron, SD (FHA|USDA|VA) 1 $175,000 $175,000 $8,751 2.38%
El Campo, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,159 2.25%
Manitowoc, WI (FHA|USDA|VA) 2 $170,000 $85,000 $1,668 2.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $170,000 $85,000 $4,629 2.56%
Vermillion, SD (FHA|USDA|VA) 1 $165,000 $165,000 $2,912 2.75%
Hastings, NE (FHA|USDA|VA) 1 $165,000 $165,000 $4,516 2.50%
Plainview, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,222 2.38%
Centralia, IL (FHA|USDA|VA) 1 $155,000 $155,000 $4,570 2.25%
Grants, NM (FHA|USDA|VA) 1 $155,000 $155,000 $7,705 3.88%
Borger, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,398 2.50%
Dodge City, KS (FHA|USDA|VA) 1 $155,000 $155,000 $3,637 2.25%
Fort Dodge, IA (FHA|USDA|VA) 2 $150,000 $75,000 $2,277 2.50%
Celina, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,189 2.50%
Pampa, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,144 2.38%
Durant, OK (FHA|USDA|VA) 1 $145,000 $145,000 $6,601 3.75%
Mount Vernon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $9,063 2.88%
Dyersburg, TN (FHA|USDA|VA) 1 $145,000 $145,000 $2,580 2.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $135,000 $135,000 $1,213 2.75%
Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,120 2.25%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,738 3.25%
Marshall, MN (FHA|USDA|VA) 1 $135,000 $135,000 $4,206 2.49%
Stephenville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,240 2.38%
Weatherford, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,825 2.75%
Iron Mountain, MI-WI (FHA|USDA|VA) 2 $130,000 $65,000 $2,475 2.25%
Othello, WA (FHA|USDA|VA) 1 $125,000 $125,000 $908 2.38%
Sturgis, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,441 2.25%
Hope, AR (FHA|USDA|VA) 1 $125,000 $125,000 $4,229 3.63%
Pella, IA (FHA|USDA|VA) 1 $125,000 $125,000 $964 2.25%
Guymon, OK (FHA|USDA|VA) 1 $125,000 $125,000 $7,805 2.63%
Parsons, KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,283 2.50%
Bay City, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,251 2.75%
Madison, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,224 2.25%
Cedartown, GA (FHA|USDA|VA) 1 $115,000 $115,000 $1,526 2.25%
Scottsburg, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,817 2.50%
Craig, CO (FHA|USDA|VA) 1 $105,000 $105,000 $3,666 2.75%
Grenada, MS (FHA|USDA|VA) 1 $105,000 $105,000 $8,558 3.38%
Douglas, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,601 2.50%
Lincoln, IL (FHA|USDA|VA) 1 $105,000 $105,000 $8,658 2.75%
Ottumwa, IA (FHA|USDA|VA) 1 $95,000 $95,000 $4,069 2.75%
Greensburg, IN (FHA|USDA|VA) 1 $95,000 $95,000 $4,470 2.75%
North Vernon, IN (FHA|USDA|VA) 1 $85,000 $85,000 $6,141 2.99%
Tiffin, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,700 2.75%
Beeville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $1,539 2.50%
Greenville, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,367 2.25%
Cleveland, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,104 2.25%
McComb, MS (FHA|USDA|VA) 1 $55,000 $55,000 $1,783 2.25%
New Day Financial's top markets include Washington, Atlanta, Phoenix, Tampa, and Riverside among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 23,894 $5,782,700,000 $242,015 $7,801 2.77%
    Conventional 213 $36,375,000 $170,775 $4,567 2.83%
    FHA 56 $7,610,000 $135,893 $6,832 2.89%

    For 2021, New Day Financial's most frequently originated type of loan was VA, with 23,894 originations. Their 2nd most popular type was Conventional, with 213 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 12,326 $2,731,070,000 $221,570 $4,648 2.41%
    Cash Out Refi 10,753 $2,789,395,000 $259,406 $11,405 3.19%
    Home Purchase 1,052 $303,550,000 $288,546 $7,280 2.76%
    Other 32 $2,670,000 $83,438 $5,283 2.85%

    For 2021, New Day Financial's most frequently cited loan purpose was Refi, with 12,326 originations. The 2nd most popular reason was Cash Out Refi, with 10,753 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 22,811 $5,593,705,000 $245,220 $7,828 2.79%
    15 Year 1,144 $178,560,000 $156,084 $6,180 2.41%
    Other 208 $54,420,000 $261,635 $10,269 3.29%

    For 2021, New Day Financial's most frequently cited loan duration was 30 Year, with 22,811 originations. The 2nd most popular length was 15 Year, with 1,144 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 7,990 $2,598,230,000 $325,185
    $2k-3k 4,202 $785,190,000 $186,861
    $3k-4k 3,379 $739,125,000 $218,741
    $1k-2k 3,314 $542,670,000 $163,751
    $4k-5k 2,736 $632,530,000 $231,188
    $<1k 2,338 $472,260,000 $201,993

    New Day Financial's average total fees were $7,828, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 7,990 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 10,257 $2,314,055,000 $225,607
    2.5-3% 8,091 $1,910,675,000 $236,148
    3-4% 5,530 $1,512,320,000 $273,476
    4-5% 285 $89,635,000 $314,509

    During 2021, New Day Financial's average interest rate for loans was 2.79%, while their most frequently originated rate bucket for loans was <2.5%, with 10,257 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,959 $3,019,975,000 $275,570 $8,885 2.83%
    $100k-200k 9,330 $1,433,070,000 $153,598 $5,260 2.69%
    $400k-600k 1,952 $924,060,000 $473,391 $14,068 2.93%
    $100,000 or less 1,469 $112,885,000 $76,845 $3,206 2.62%
    $600k-1MM 422 $301,680,000 $714,882 $19,477 2.84%
    $1MM+ 31 $35,015,000 $1,129,516 $29,836 2.92%

    2021 saw New Day Financial place emphasis on $200k-400k loans with 10,959 originations, totaling $3,019,975,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,078 $1,080,510,000 $212,783 $9,297 3.05%
    $75k-100k 3,243 $834,975,000 $257,470 $10,226 3.07%
    $100k-150k 2,605 $832,725,000 $319,664 $12,200 3.10%
    $50k or less 1,988 $313,050,000 $157,470 $7,692 2.93%
    $150k-250k 913 $384,795,000 $421,462 $14,879 3.12%
    $250k+ 106 $62,900,000 $593,396 $19,608 3.00%

    New Day Financial lent most frequently to those with incomes in the $50k-75k range, with 5,078 originations. The second most popular income band? $75k-100k, with 3,243 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,648 $796,870,000 $218,440 $9,384 2.98%
    30-36% 2,842 $708,280,000 $249,219 $10,308 3.07%
    <20% 1,203 $201,995,000 $167,909 $7,192 2.86%
    50-60% 656 $225,540,000 $343,811 $13,603 3.18%
    36% 502 $134,990,000 $268,904 $11,124 3.06%
    38% 473 $124,135,000 $262,442 $10,746 3.11%
    39% 461 $126,965,000 $275,412 $10,663 3.10%
    40% 457 $128,455,000 $281,083 $11,022 3.11%
    37% 439 $115,375,000 $262,813 $10,932 3.09%
    41% 421 $118,815,000 $282,221 $10,852 3.06%
    44% 414 $125,030,000 $302,005 $11,570 3.16%
    42% 403 $116,115,000 $288,127 $11,352 3.12%
    43% 379 $106,365,000 $280,646 $10,852 3.13%
    49% 369 $114,325,000 $309,824 $12,340 3.24%
    45% 344 $99,560,000 $289,419 $10,852 3.10%
    46% 339 $96,145,000 $283,614 $11,549 3.22%
    47% 332 $98,270,000 $295,994 $11,273 3.10%
    48% 307 $95,685,000 $311,678 $12,120 3.22%
    >60% 78 $18,260,000 $234,103 $4,365 2.41%

    New Day Financial lent most frequently to those with DTI ratios of 20-30%, with 3,648 originations. The next most common DTI ratio? 30-36%, with 2,842 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 16,979 $4,012,955,000 $236,348 $7,866 2.77%
    Not provided 3,981 $995,785,000 $250,134 $7,435 2.71%
    Black 2,431 $604,875,000 $248,817 $7,435 2.85%
    Asian 297 $98,275,000 $330,892 $10,070 2.80%
    American Indian 383 $88,545,000 $231,188 $7,147 2.82%
    Native Hawaiian or Islander 92 $26,250,000 $285,326 $8,751 2.84%

    Approval Rates

    Total approvals of all applications
    66.61%

    New Day Financial has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -68.09%

    New Day Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 24,163 $5,826,685,000 $241,141

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    24,163 $5,826,685,000 $241,141

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 557 $82,125,000 $147,442 $6,745 2.70%
    40-60% 1,494 $281,380,000 $188,340 $8,657 2.77%
    60-80% 2,844 $683,960,000 $240,492 $10,901 2.89%
    80-100% 8,139 $2,261,655,000 $277,879 $11,075 3.26%
    Over 100% 212 $73,340,000 $345,943 $15,298 2.78%
    Under 20% 70 $5,700,000 $81,429 $4,313 2.59%