New Day Financial Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300SUCQ1358EGVE89

Tax ID: 22-3887207

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Mortgage Data

Review & Overview

New Day Financial is a mid-sized mortgage company specializing in Refi loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) New Day Financial has a low ratio of conventional loans. Their top markets by origination volume include: Washington, Phoenix, Atlanta, Virginia Beach, and Riverside among others. We have data for 819 markets. (Some data included below & more in-depth data is available with an active subscription.)

New Day Financial has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. New Day Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.46% 12/17/24
30 Year Conventional Refi 6.32% 12/17/24
30 Year Cash-out Refi 6.00% 12/17/24
30 Year FHA Purchase 7.44% 12/17/24
30 Year FHA Refi 6.27% 12/17/24
30 Year VA Purchase 6.18% 12/17/24
30 Year VA Refi 5.59% 12/17/24
15 Year FHA Refi 5.68% 12/17/24
15 Year VA Purchase 5.69% 12/17/24
15 Year VA Refi 6.11% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

New Day Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from New Day Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

24,282

Origination Dollar Volume (All Markets)

$5,442,470,000
Show all (121) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 1,582 $287,820,000 $181,934 $4,518 2.88%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 655 $268,445,000 $409,840 $9,091 2.78%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 654 $158,140,000 $241,804 $5,988 2.86%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 703 $156,725,000 $222,937 $5,268 2.87%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 398 $101,880,000 $255,980 $5,885 2.75%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 317 $101,015,000 $318,659 $7,523 2.96%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 400 $94,100,000 $235,250 $5,283 2.91%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 162 $75,090,000 $463,519 $9,978 2.91%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 293 $72,635,000 $247,901 $5,296 2.71%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 301 $69,065,000 $229,452 $5,195 2.64%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 209 $67,505,000 $322,990 $7,857 2.86%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 276 $66,240,000 $240,000 $6,789 2.87%
JACKSONVILLE, FL (FHA|USDA|VA) 269 $61,535,000 $228,755 $5,811 2.89%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 277 $61,095,000 $220,560 $5,464 2.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 210 $57,980,000 $276,095 $7,143 2.94%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 231 $56,905,000 $246,342 $5,805 2.82%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 180 $56,720,000 $315,111 $7,331 2.83%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 124 $55,930,000 $451,048 $8,971 2.92%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 267 $55,775,000 $208,895 $4,841 2.67%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 174 $55,560,000 $319,310 $8,114 2.78%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 216 $51,510,000 $238,472 $5,872 2.81%
RICHMOND, VA (FHA|USDA|VA) 209 $50,155,000 $239,976 $5,266 2.81%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 178 $49,540,000 $278,315 $6,833 3.30%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 189 $48,445,000 $256,323 $5,909 2.82%
TUCSON, AZ (FHA|USDA|VA) 214 $44,470,000 $207,804 $5,121 2.81%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 222 $41,100,000 $185,135 $4,145 2.85%
COLORADO SPRINGS, CO (FHA|USDA|VA) 146 $40,680,000 $278,630 $6,821 2.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 119 $40,345,000 $339,034 $7,182 2.77%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 214 $40,160,000 $187,664 $5,081 2.89%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 141 $40,095,000 $284,362 $7,768 2.87%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 164 $38,880,000 $237,073 $5,189 2.84%
ST. LOUIS, MO-IL (FHA|USDA|VA) 208 $38,380,000 $184,519 $4,932 2.79%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 144 $37,680,000 $261,667 $6,205 2.83%
BOISE CITY, ID (FHA|USDA|VA) 147 $37,285,000 $253,639 $6,763 2.89%
COLUMBUS, OH (FHA|USDA|VA) 193 $37,055,000 $191,995 $4,916 2.95%
KANSAS CITY, MO-KS (FHA|USDA|VA) 186 $36,810,000 $197,903 $4,817 2.85%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 207 $35,925,000 $173,551 $4,324 2.86%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 149 $34,695,000 $232,852 $5,626 2.85%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 165 $33,895,000 $205,424 $4,826 2.90%
FAYETTEVILLE, NC (FHA|USDA|VA) 172 $31,940,000 $185,698 $4,293 2.87%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 164 $31,910,000 $194,573 $5,169 2.85%
HUNTSVILLE, AL (FHA|USDA|VA) 142 $31,270,000 $220,211 $4,965 2.84%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 151 $31,055,000 $205,662 $4,963 2.90%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 139 $29,515,000 $212,338 $5,289 2.85%
COLUMBIA, SC (FHA|USDA|VA) 148 $29,360,000 $198,378 $4,578 2.91%
ALBUQUERQUE, NM (FHA|USDA|VA) 139 $28,565,000 $205,504 $5,398 2.93%
OKLAHOMA CITY, OK (FHA|USDA|VA) 144 $28,500,000 $197,917 $5,349 2.99%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 143 $28,335,000 $198,147 $4,787 2.76%
RALEIGH-CARY, NC (FHA|USDA|VA) 118 $26,890,000 $227,881 $5,879 2.87%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 97 $26,015,000 $268,196 $6,162 2.60%
KNOXVILLE, TN (FHA|USDA|VA) 123 $25,985,000 $211,260 $4,871 2.84%
LOUISVILLE, KY (FHA|USDA|VA) 133 $25,105,000 $188,759 $4,686 2.85%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 133 $24,925,000 $187,406 $4,601 2.85%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 49 $24,745,000 $505,000 $11,694 2.98%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 123 $24,695,000 $200,772 $4,939 2.90%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 97 $24,655,000 $254,175 $6,435 2.79%
PITTSBURGH, PA (FHA|USDA|VA) 141 $23,665,000 $167,837 $5,137 2.83%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 113 $22,195,000 $196,416 $4,323 2.79%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 135 $21,955,000 $162,630 $4,344 2.83%
OCALA, FL (FHA|USDA|VA) 123 $21,795,000 $177,195 $4,947 2.92%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 112 $20,850,000 $186,161 $3,940 2.87%
PORT ST. LUCIE, FL (FHA|USDA|VA) 87 $20,555,000 $236,264 $5,359 2.81%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 93 $20,555,000 $221,022 $5,841 2.93%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 116 $20,140,000 $173,621 $4,120 2.79%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 105 $20,065,000 $191,095 $5,289 2.81%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 90 $18,960,000 $210,667 $5,584 2.91%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 91 $18,575,000 $204,121 $4,768 2.88%
BAKERSFIELD, CA (FHA|USDA|VA) 78 $18,170,000 $232,949 $5,271 2.89%
DAYTON-KETTERING, OH (FHA|USDA|VA) 104 $17,690,000 $170,096 $4,485 2.81%
FRESNO, CA (FHA|USDA|VA) 62 $17,150,000 $276,613 $6,439 2.85%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 75 $16,905,000 $225,400 $5,880 2.85%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 88 $16,750,000 $190,341 $4,235 2.68%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 82 $16,730,000 $204,024 $5,125 2.91%
TULSA, OK (FHA|USDA|VA) 86 $16,640,000 $193,488 $5,564 2.96%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 65 $16,445,000 $253,000 $5,387 2.80%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 75 $16,165,000 $215,533 $4,576 2.87%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 69 $16,135,000 $233,841 $5,441 2.79%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 57 $16,105,000 $282,544 $6,720 2.91%
URBAN HONOLULU, HI (FHA|USDA|VA) 38 $15,930,000 $419,211 $9,508 2.82%
SALISBURY, MD-DE (FHA|USDA|VA) 69 $15,445,000 $223,841 $6,510 2.73%
MONTGOMERY, AL (FHA|USDA|VA) 75 $15,445,000 $205,933 $4,537 2.82%
SAVANNAH, GA (FHA|USDA|VA) 69 $14,395,000 $208,623 $4,548 2.83%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 79 $14,395,000 $182,215 $3,901 2.76%
VALLEJO, CA (FHA|USDA|VA) 38 $14,200,000 $373,684 $7,948 2.79%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 49 $13,975,000 $285,204 $7,396 2.94%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 71 $13,475,000 $189,789 $4,914 2.86%
COLUMBUS, GA-AL (FHA|USDA|VA) 73 $13,335,000 $182,671 $4,126 2.82%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 45 $13,245,000 $294,333 $5,828 2.74%
Outside of Metro Areas 51 $13,075,000 $256,373 $5,923 2.71%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 64 $12,820,000 $200,313 $4,812 2.79%
JACKSON, MS (FHA|USDA|VA) 66 $12,740,000 $193,030 $4,831 2.96%
ASHEVILLE, NC (FHA|USDA|VA) 51 $12,465,000 $244,412 $6,095 2.76%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 65 $12,435,000 $191,308 $5,495 2.71%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 56 $11,980,000 $213,929 $4,738 2.84%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 60 $11,810,000 $196,833 $5,459 2.81%
WARNER ROBINS, GA (FHA|USDA|VA) 61 $11,775,000 $193,033 $4,536 2.81%
BATON ROUGE, LA (FHA|USDA|VA) 56 $11,380,000 $203,214 $5,229 2.80%
ANCHORAGE, AK (FHA|USDA|VA) 40 $11,360,000 $284,000 $7,755 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 55 $11,175,000 $203,182 $4,247 2.79%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 40 $11,090,000 $277,250 $6,565 2.82%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 52 $11,070,000 $212,885 $5,212 2.82%
JACKSONVILLE, NC (FHA|USDA|VA) 62 $10,930,000 $176,290 $4,212 2.98%
SPRINGFIELD, MO (FHA|USDA|VA) 65 $10,885,000 $167,462 $4,160 2.89%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 56 $10,730,000 $191,607 $5,017 2.97%
WILMINGTON, NC (FHA|USDA|VA) 41 $10,695,000 $260,854 $6,163 2.87%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 43 $10,625,000 $247,093 $5,631 2.65%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 52 $10,540,000 $202,692 $5,167 2.76%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 47 $10,495,000 $223,298 $5,794 2.99%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 23 $10,415,000 $452,826 $7,249 2.94%
WINSTON-SALEM, NC (FHA|USDA|VA) 60 $10,290,000 $171,500 $4,199 2.76%
WICHITA, KS (FHA|USDA|VA) 58 $10,250,000 $176,724 $4,656 2.81%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 57 $10,185,000 $178,684 $4,317 2.83%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 55 $10,135,000 $184,273 $4,219 2.70%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 41 $9,855,000 $240,366 $5,547 2.86%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 47 $9,625,000 $204,787 $4,237 2.83%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 31 $9,465,000 $305,323 $7,331 2.83%
RENO, NV (FHA|USDA|VA) 31 $9,395,000 $303,065 $8,696 3.18%
YORK-HANOVER, PA (FHA|USDA|VA) 51 $9,275,000 $181,863 $4,921 2.74%
THE VILLAGES, FL (FHA|USDA|VA) 38 $9,260,000 $243,684 $6,755 2.84%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 47 $9,025,000 $192,021 $4,387 2.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 53 $9,005,000 $169,906 $4,554 2.97%
NEW BERN, NC (FHA|USDA|VA) 44 $8,780,000 $199,545 $4,953 2.90%
DOVER, DE (FHA|USDA|VA) 38 $8,610,000 $226,579 $5,322 2.67%
MOBILE, AL (FHA|USDA|VA) 53 $8,565,000 $161,604 $4,516 3.02%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 32 $8,490,000 $265,313 $6,222 2.92%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 41 $8,395,000 $204,756 $4,767 2.81%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 37 $8,075,000 $218,243 $5,357 3.06%
SALEM, OR (FHA|USDA|VA) 33 $7,965,000 $241,364 $5,835 2.71%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 33 $7,855,000 $238,030 $5,244 2.76%
GRAND JUNCTION, CO (FHA|USDA|VA) 32 $7,850,000 $245,313 $5,720 2.66%
STOCKTON, CA (FHA|USDA|VA) 26 $7,820,000 $300,769 $7,939 2.94%
EL PASO, TX (FHA|USDA|VA) 47 $7,785,000 $165,638 $3,679 2.71%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 44 $7,670,000 $174,318 $4,263 2.86%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 22 $7,630,000 $346,818 $7,973 2.73%
BEND, OR (FHA|USDA|VA) 26 $7,580,000 $291,538 $6,459 2.75%
GAINESVILLE, GA (FHA|USDA|VA) 30 $7,550,000 $251,667 $6,186 2.90%
TUSCALOOSA, AL (FHA|USDA|VA) 39 $7,495,000 $192,179 $4,368 2.76%
SPARTANBURG, SC (FHA|USDA|VA) 36 $7,490,000 $208,056 $4,436 2.67%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 29 $7,465,000 $257,414 $5,995 2.86%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 34 $7,380,000 $217,059 $5,506 2.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 11 $7,315,000 $665,000 $12,676 3.37%
GREELEY, CO (FHA|USDA|VA) 27 $7,195,000 $266,481 $7,414 2.73%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 34 $7,190,000 $211,471 $4,554 2.93%
TOLEDO, OH (FHA|USDA|VA) 46 $7,160,000 $155,652 $5,163 3.05%
FORT SMITH, AR-OK (FHA|USDA|VA) 43 $7,065,000 $164,302 $4,284 2.78%
CORPUS CHRISTI, TX (FHA|USDA|VA) 30 $6,850,000 $228,333 $4,980 2.78%
VISALIA, CA (FHA|USDA|VA) 28 $6,830,000 $243,929 $5,511 2.71%
ROANOKE, VA (FHA|USDA|VA) 39 $6,755,000 $173,205 $4,071 2.83%
GREAT FALLS, MT (FHA|USDA|VA) 32 $6,650,000 $207,813 $5,791 2.82%
FORT WAYNE, IN (FHA|USDA|VA) 38 $6,640,000 $174,737 $4,351 3.18%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 32 $6,630,000 $207,188 $5,631 2.83%
RAPID CITY, SD (FHA|USDA|VA) 30 $6,610,000 $220,333 $5,307 2.82%
CANTON-MASSILLON, OH (FHA|USDA|VA) 43 $6,585,000 $153,140 $3,733 2.83%
LYNCHBURG, VA (FHA|USDA|VA) 35 $6,535,000 $186,714 $4,420 2.70%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 25 $6,525,000 $261,000 $6,321 2.92%
LAFAYETTE, LA (FHA|USDA|VA) 35 $6,305,000 $180,143 $5,224 2.77%
AKRON, OH (FHA|USDA|VA) 40 $6,170,000 $154,250 $4,273 2.66%
Roseburg, OR (FHA|USDA|VA) 25 $6,155,000 $246,200 $5,985 2.87%
PANAMA CITY, FL (FHA|USDA|VA) 29 $6,085,000 $209,828 $4,825 2.80%
TALLAHASSEE, FL (FHA|USDA|VA) 28 $6,060,000 $216,429 $4,938 2.76%
CHEYENNE, WY (FHA|USDA|VA) 26 $6,050,000 $232,692 $6,106 3.04%
Oak Harbor, WA (FHA|USDA|VA) 19 $6,015,000 $316,579 $7,103 2.62%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 24 $5,990,000 $249,583 $5,701 2.72%
GAINESVILLE, FL (FHA|USDA|VA) 26 $5,960,000 $229,231 $4,382 2.82%
FORT COLLINS, CO (FHA|USDA|VA) 22 $5,940,000 $270,000 $6,045 2.67%
DOTHAN, AL (FHA|USDA|VA) 35 $5,895,000 $168,429 $4,067 2.86%
LANCASTER, PA (FHA|USDA|VA) 29 $5,855,000 $201,897 $6,765 3.07%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 32 $5,680,000 $177,500 $3,247 2.90%
LAWTON, OK (FHA|USDA|VA) 29 $5,675,000 $195,690 $4,937 3.13%
YUBA CITY, CA (FHA|USDA|VA) 22 $5,600,000 $254,545 $6,384 2.95%
Enterprise, AL (FHA|USDA|VA) 29 $5,575,000 $192,241 $4,215 2.73%
Kalispell, MT (FHA|USDA|VA) 18 $5,540,000 $307,778 $8,642 2.86%
IDAHO FALLS, ID (FHA|USDA|VA) 24 $5,510,000 $229,583 $5,684 2.95%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 20 $5,490,000 $274,500 $7,038 2.90%
Hilo, HI (FHA|USDA|VA) 18 $5,470,000 $303,889 $9,760 2.81%
MANHATTAN, KS (FHA|USDA|VA) 25 $5,355,000 $214,200 $5,431 2.94%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 14 $5,350,000 $382,143 $7,118 2.83%
YUMA, AZ (FHA|USDA|VA) 29 $5,345,000 $184,310 $4,360 2.90%
BILLINGS, MT (FHA|USDA|VA) 23 $5,315,000 $231,087 $4,779 2.66%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 14 $5,260,000 $375,714 $9,570 2.67%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 37 $5,255,000 $142,027 $4,969 2.90%
REDDING, CA (FHA|USDA|VA) 26 $5,250,000 $201,923 $4,642 2.86%
Helena, MT (FHA|USDA|VA) 21 $5,245,000 $249,762 $5,824 2.70%
LAS CRUCES, NM (FHA|USDA|VA) 28 $5,230,000 $186,786 $4,445 2.83%
GETTYSBURG, PA (FHA|USDA|VA) 18 $5,160,000 $286,667 $7,031 2.85%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 26 $5,090,000 $195,769 $3,907 2.78%
SANTA FE, NM (FHA|USDA|VA) 14 $5,070,000 $362,143 $8,273 2.90%
Crossville, TN (FHA|USDA|VA) 26 $5,050,000 $194,231 $4,099 2.67%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 23 $4,965,000 $215,870 $5,173 2.87%
JOHNSON CITY, TN (FHA|USDA|VA) 25 $4,955,000 $198,200 $4,083 2.97%
BRUNSWICK, GA (FHA|USDA|VA) 23 $4,935,000 $214,565 $6,212 2.97%
PUEBLO, CO (FHA|USDA|VA) 28 $4,900,000 $175,000 $4,094 2.86%
HOT SPRINGS, AR (FHA|USDA|VA) 29 $4,815,000 $166,034 $4,245 2.74%
MEDFORD, OR (FHA|USDA|VA) 20 $4,780,000 $239,000 $6,903 3.09%
ALBANY-LEBANON, OR (FHA|USDA|VA) 16 $4,750,000 $296,875 $7,029 2.76%
CLEVELAND, TN (FHA|USDA|VA) 26 $4,740,000 $182,308 $4,670 2.78%
Concord, NH (FHA|USDA|VA) 21 $4,735,000 $225,476 $4,408 2.76%
BURLINGTON, NC (FHA|USDA|VA) 23 $4,705,000 $204,565 $4,936 2.84%
GOLDSBORO, NC (FHA|USDA|VA) 26 $4,650,000 $178,846 $3,776 2.90%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 23 $4,605,000 $200,217 $4,480 2.82%
AMARILLO, TX (FHA|USDA|VA) 25 $4,505,000 $180,200 $4,284 2.56%
HINESVILLE, GA (FHA|USDA|VA) 29 $4,495,000 $155,000 $3,513 2.89%
TOPEKA, KS (FHA|USDA|VA) 26 $4,480,000 $172,308 $3,329 3.10%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 35 $4,455,000 $127,286 $3,728 2.85%
VALDOSTA, GA (FHA|USDA|VA) 24 $4,410,000 $183,750 $4,439 3.03%
MADISON, WI (FHA|USDA|VA) 18 $4,410,000 $245,000 $5,155 2.71%
MORRISTOWN, TN (FHA|USDA|VA) 25 $4,395,000 $175,800 $4,849 2.95%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $4,385,000 $398,636 $7,190 2.74%
RACINE, WI (FHA|USDA|VA) 24 $4,360,000 $181,667 $4,163 2.87%
Sevierville, TN (FHA|USDA|VA) 22 $4,330,000 $196,818 $3,667 2.68%
Brainerd, MN (FHA|USDA|VA) 22 $4,290,000 $195,000 $4,530 2.92%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 18 $4,260,000 $236,667 $4,599 2.96%
MODESTO, CA (FHA|USDA|VA) 17 $4,255,000 $250,294 $6,116 3.01%
JOPLIN, MO (FHA|USDA|VA) 24 $4,250,000 $177,083 $3,940 2.69%
DULUTH, MN-WI (FHA|USDA|VA) 23 $4,215,000 $183,261 $5,030 2.85%
Traverse City, MI (FHA|USDA|VA) 21 $4,195,000 $199,762 $5,895 2.96%
SUMTER, SC (FHA|USDA|VA) 22 $4,130,000 $187,727 $4,946 2.89%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 25 $4,125,000 $165,000 $5,041 2.79%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 18 $4,100,000 $227,778 $4,751 2.72%
LINCOLN, NE (FHA|USDA|VA) 21 $4,065,000 $193,571 $4,368 2.92%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 13 $4,025,000 $309,615 $6,617 2.80%
TWIN FALLS, ID (FHA|USDA|VA) 20 $3,910,000 $195,500 $3,996 2.82%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $3,900,000 $650,000 $10,438 2.83%
GREEN BAY, WI (FHA|USDA|VA) 21 $3,885,000 $185,000 $3,671 2.76%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 18 $3,860,000 $214,444 $6,814 2.76%
DECATUR, AL (FHA|USDA|VA) 21 $3,845,000 $183,095 $3,775 2.87%
WINCHESTER, VA-WV (FHA|USDA|VA) 16 $3,820,000 $238,750 $6,205 2.81%
FLINT, MI (FHA|USDA|VA) 28 $3,810,000 $136,071 $3,057 2.89%
BELLINGHAM, WA (FHA|USDA|VA) 11 $3,805,000 $345,909 $12,099 2.73%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 21 $3,795,000 $180,714 $4,415 2.89%
Tullahoma-Manchester, TN (FHA|USDA|VA) 24 $3,700,000 $154,167 $4,360 2.87%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 16 $3,650,000 $228,125 $5,325 3.03%
JACKSON, MI (FHA|USDA|VA) 19 $3,625,000 $190,789 $5,798 2.84%
MERCED, CA (FHA|USDA|VA) 14 $3,560,000 $254,286 $5,325 2.89%
Fort Leonard Wood, MO (FHA|USDA|VA) 20 $3,560,000 $178,000 $4,079 2.76%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 17 $3,485,000 $205,000 $3,985 2.68%
LUBBOCK, TX (FHA|USDA|VA) 19 $3,435,000 $180,789 $3,632 2.71%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 23 $3,385,000 $147,174 $3,073 2.73%
LONGVIEW, WA (FHA|USDA|VA) 16 $3,320,000 $207,500 $4,858 2.65%
ROCKY MOUNT, NC (FHA|USDA|VA) 19 $3,315,000 $174,474 $5,191 2.84%
EVANSVILLE, IN-KY (FHA|USDA|VA) 24 $3,310,000 $137,917 $3,823 2.78%
EAU CLAIRE, WI (FHA|USDA|VA) 18 $3,280,000 $182,222 $3,918 2.72%
Somerset, KY (FHA|USDA|VA) 16 $3,280,000 $205,000 $4,401 2.94%
GADSDEN, AL (FHA|USDA|VA) 24 $3,270,000 $136,250 $3,512 2.87%
SHERMAN-DENISON, TX (FHA|USDA|VA) 15 $3,245,000 $216,333 $4,385 2.78%
GREENVILLE, NC (FHA|USDA|VA) 22 $3,240,000 $147,273 $3,838 2.89%
Pahrump, NV (FHA|USDA|VA) 13 $3,225,000 $248,077 $5,751 3.42%
Klamath Falls, OR (FHA|USDA|VA) 15 $3,175,000 $211,667 $6,128 2.83%
EAST STROUDSBURG, PA (FHA|USDA|VA) 18 $3,160,000 $175,556 $5,315 2.92%
ROME, GA (FHA|USDA|VA) 16 $3,140,000 $196,250 $4,153 2.72%
ABILENE, TX (FHA|USDA|VA) 21 $3,115,000 $148,333 $3,708 2.64%
ANN ARBOR, MI (FHA|USDA|VA) 18 $3,090,000 $171,667 $4,876 2.92%
Sandpoint, ID (FHA|USDA|VA) 11 $3,065,000 $278,636 $8,612 3.09%
CASPER, WY (FHA|USDA|VA) 16 $3,060,000 $191,250 $4,204 2.76%
Mountain Home, ID (FHA|USDA|VA) 13 $3,015,000 $231,923 $5,119 2.75%
SALINAS, CA (FHA|USDA|VA) 8 $3,010,000 $376,250 $8,606 2.89%
MADERA, CA (FHA|USDA|VA) 12 $3,010,000 $250,833 $6,562 2.98%
FAIRBANKS, AK (FHA|USDA|VA) 13 $3,005,000 $231,154 $6,292 2.94%
POCATELLO, ID (FHA|USDA|VA) 14 $2,990,000 $213,571 $5,954 2.83%
MISSOULA, MT (FHA|USDA|VA) 13 $2,985,000 $229,615 $5,944 2.80%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 20 $2,970,000 $148,500 $3,411 2.94%
MONROE, MI (FHA|USDA|VA) 16 $2,960,000 $185,000 $5,293 2.95%
St. Marys, GA (FHA|USDA|VA) 14 $2,950,000 $210,714 $5,309 2.97%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 18 $2,950,000 $163,889 $3,596 2.85%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 15 $2,945,000 $196,333 $4,421 2.72%
READING, PA (FHA|USDA|VA) 16 $2,930,000 $183,125 $4,699 2.96%
Whitewater, WI (FHA|USDA|VA) 14 $2,920,000 $208,571 $4,061 2.89%
Kill Devil Hills, NC (FHA|USDA|VA) 11 $2,905,000 $264,091 $8,386 2.82%
MONROE, LA (FHA|USDA|VA) 17 $2,905,000 $170,882 $5,528 2.83%
LEWISTON, ID-WA (FHA|USDA|VA) 12 $2,870,000 $239,167 $4,595 2.69%
Morehead City, NC (FHA|USDA|VA) 15 $2,865,000 $191,000 $4,520 2.85%
Centralia, WA (FHA|USDA|VA) 12 $2,860,000 $238,333 $6,819 2.98%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 17 $2,845,000 $167,353 $3,941 2.87%
JEFFERSON CITY, MO (FHA|USDA|VA) 17 $2,845,000 $167,353 $3,038 2.93%
Seneca, SC (FHA|USDA|VA) 13 $2,825,000 $217,308 $5,623 2.75%
Tupelo, MS (FHA|USDA|VA) 16 $2,800,000 $175,000 $4,093 2.86%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 18 $2,800,000 $155,556 $3,617 2.83%
LONGVIEW, TX (FHA|USDA|VA) 14 $2,800,000 $200,000 $4,125 2.81%
Albertville, AL (FHA|USDA|VA) 15 $2,785,000 $185,667 $4,149 2.91%
HATTIESBURG, MS (FHA|USDA|VA) 15 $2,785,000 $185,667 $5,306 2.71%
Lebanon, NH-VT (FHA|USDA|VA) 13 $2,755,000 $211,923 $3,932 2.59%
TYLER, TX (FHA|USDA|VA) 14 $2,750,000 $196,429 $4,192 2.69%
STAUNTON, VA (FHA|USDA|VA) 14 $2,750,000 $196,429 $6,207 2.83%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 5 $2,715,000 $543,000 $12,151 2.90%
CHICO, CA (FHA|USDA|VA) 8 $2,710,000 $338,750 $5,332 3.07%
Bozeman, MT (FHA|USDA|VA) 8 $2,700,000 $337,500 $5,670 2.76%
Lake City, FL (FHA|USDA|VA) 14 $2,700,000 $192,857 $4,257 2.93%
WACO, TX (FHA|USDA|VA) 17 $2,695,000 $158,529 $3,787 2.71%
ALEXANDRIA, LA (FHA|USDA|VA) 15 $2,685,000 $179,000 $4,786 2.94%
JACKSON, TN (FHA|USDA|VA) 16 $2,670,000 $166,875 $3,090 2.63%
Meridian, MS (FHA|USDA|VA) 15 $2,665,000 $177,667 $5,264 3.16%
WAUSAU-WESTON, WI (FHA|USDA|VA) 17 $2,655,000 $156,176 $3,526 2.86%
Laconia, NH (FHA|USDA|VA) 8 $2,650,000 $331,250 $11,409 3.20%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 12 $2,640,000 $220,000 $5,097 2.92%
Fernley, NV (FHA|USDA|VA) 10 $2,620,000 $262,000 $11,524 3.37%
SIOUX FALLS, SD (FHA|USDA|VA) 12 $2,610,000 $217,500 $6,245 2.84%
LaGrange, GA-AL (FHA|USDA|VA) 17 $2,585,000 $152,059 $4,283 3.12%
YAKIMA, WA (FHA|USDA|VA) 13 $2,585,000 $198,846 $5,584 2.69%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 12 $2,550,000 $212,500 $4,813 3.11%
McMinnville, TN (FHA|USDA|VA) 12 $2,530,000 $210,833 $4,154 2.90%
HAMMOND, LA (FHA|USDA|VA) 16 $2,530,000 $158,125 $3,758 2.68%
TERRE HAUTE, IN (FHA|USDA|VA) 19 $2,525,000 $132,895 $2,896 2.99%
SPRINGFIELD, OH (FHA|USDA|VA) 14 $2,510,000 $179,286 $4,202 2.61%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 13 $2,495,000 $191,923 $4,548 2.89%
LEBANON, PA (FHA|USDA|VA) 14 $2,490,000 $177,857 $4,919 2.73%
Show Low, AZ (FHA|USDA|VA) 12 $2,480,000 $206,667 $4,976 2.82%
JONESBORO, AR (FHA|USDA|VA) 11 $2,455,000 $223,182 $5,937 2.98%
Cañon City, CO (FHA|USDA|VA) 13 $2,445,000 $188,077 $4,437 2.69%
Elizabeth City, NC (FHA|USDA|VA) 14 $2,420,000 $172,857 $5,058 2.87%
NILES, MI (FHA|USDA|VA) 14 $2,410,000 $172,143 $4,259 2.76%
STATE COLLEGE, PA (FHA|USDA|VA) 10 $2,410,000 $241,000 $7,545 2.99%
WICHITA FALLS, TX (FHA|USDA|VA) 14 $2,410,000 $172,143 $4,094 2.68%
SPRINGFIELD, IL (FHA|USDA|VA) 14 $2,410,000 $172,143 $2,961 2.87%
COLUMBIA, MO (FHA|USDA|VA) 15 $2,405,000 $160,333 $3,672 3.02%
Hermiston-Pendleton, OR (FHA|USDA|VA) 14 $2,390,000 $170,714 $6,352 2.89%
Milledgeville, GA (FHA|USDA|VA) 10 $2,380,000 $238,000 $3,699 2.92%
ALBANY, GA (FHA|USDA|VA) 17 $2,375,000 $139,706 $3,318 2.95%
ROCHESTER, MN (FHA|USDA|VA) 13 $2,365,000 $181,923 $5,421 2.81%
DALTON, GA (FHA|USDA|VA) 15 $2,355,000 $157,000 $4,611 3.02%
OCEAN CITY, NJ (FHA|USDA|VA) 9 $2,335,000 $259,444 $4,935 2.65%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 14 $2,330,000 $166,429 $4,372 3.02%
Truckee-Grass Valley, CA (FHA|USDA|VA) 9 $2,315,000 $257,222 $5,853 2.64%
Ozark, AL (FHA|USDA|VA) 18 $2,290,000 $127,222 $3,567 2.92%
Clovis, NM (FHA|USDA|VA) 16 $2,290,000 $143,125 $5,154 3.05%
Gillette, WY (FHA|USDA|VA) 9 $2,285,000 $253,889 $4,767 2.94%
Shelton, WA (FHA|USDA|VA) 9 $2,225,000 $247,222 $6,678 3.05%
BLOOMINGTON, IN (FHA|USDA|VA) 11 $2,215,000 $201,364 $4,685 2.71%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $2,215,000 $246,111 $6,082 2.78%
Alamogordo, NM (FHA|USDA|VA) 11 $2,215,000 $201,364 $4,305 2.97%
Danville, VA (FHA|USDA|VA) 16 $2,210,000 $138,125 $3,560 2.84%
ST. CLOUD, MN (FHA|USDA|VA) 13 $2,205,000 $169,615 $4,073 2.73%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 15 $2,165,000 $144,333 $3,573 2.83%
SAN ANGELO, TX (FHA|USDA|VA) 10 $2,150,000 $215,000 $4,794 2.77%
JOHNSTOWN, PA (FHA|USDA|VA) 10 $2,140,000 $214,000 $5,550 2.80%
Port Angeles, WA (FHA|USDA|VA) 8 $2,120,000 $265,000 $6,146 3.00%
Alexander City, AL (FHA|USDA|VA) 11 $2,115,000 $192,273 $5,206 2.95%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 13 $2,095,000 $161,154 $3,500 2.71%
PINE BLUFF, AR (FHA|USDA|VA) 11 $2,095,000 $190,455 $3,471 2.91%
Fort Polk South, LA (FHA|USDA|VA) 10 $2,070,000 $207,000 $3,960 2.75%
Moses Lake, WA (FHA|USDA|VA) 11 $2,045,000 $185,909 $3,210 2.83%
GRANTS PASS, OR (FHA|USDA|VA) 9 $2,045,000 $227,222 $4,779 2.60%
Aberdeen, WA (FHA|USDA|VA) 11 $2,045,000 $185,909 $5,900 2.91%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 14 $2,040,000 $145,714 $3,228 2.82%
Grand Rapids, MN (FHA|USDA|VA) 11 $2,035,000 $185,000 $3,805 2.65%
Easton, MD (FHA|USDA|VA) 8 $2,030,000 $253,750 $6,981 2.73%
BOWLING GREEN, KY (FHA|USDA|VA) 10 $2,020,000 $202,000 $4,391 2.96%
HARRISONBURG, VA (FHA|USDA|VA) 8 $2,010,000 $251,250 $8,036 2.56%
ROCKFORD, IL (FHA|USDA|VA) 14 $2,010,000 $143,571 $3,080 2.86%
Frankfort, KY (FHA|USDA|VA) 12 $2,010,000 $167,500 $4,061 2.78%
Cullman, AL (FHA|USDA|VA) 15 $2,005,000 $133,667 $4,212 2.86%
Ontario, OR-ID (FHA|USDA|VA) 8 $1,980,000 $247,500 $6,012 2.81%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 10 $1,960,000 $196,000 $3,846 2.56%
TEXARKANA, TX-AR (FHA|USDA|VA) 12 $1,960,000 $163,333 $3,666 2.63%
Cookeville, TN (FHA|USDA|VA) 12 $1,950,000 $162,500 $3,790 2.74%
MANKATO, MN (FHA|USDA|VA) 10 $1,940,000 $194,000 $3,497 2.69%
ERIE, PA (FHA|USDA|VA) 13 $1,925,000 $148,077 $4,428 2.81%
Palatka, FL (FHA|USDA|VA) 10 $1,920,000 $192,000 $4,214 2.65%
MANSFIELD, OH (FHA|USDA|VA) 16 $1,920,000 $120,000 $3,018 3.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 11 $1,915,000 $174,091 $4,206 2.92%
Rockingham, NC (FHA|USDA|VA) 11 $1,905,000 $173,182 $4,788 2.67%
Keene, NH (FHA|USDA|VA) 7 $1,895,000 $270,714 $5,951 3.09%
Greeneville, TN (FHA|USDA|VA) 11 $1,895,000 $172,273 $3,479 2.85%
Warrensburg, MO (FHA|USDA|VA) 9 $1,895,000 $210,556 $4,022 2.71%
CARBONDALE-MARION, IL (FHA|USDA|VA) 12 $1,890,000 $157,500 $3,581 2.60%
Payson, AZ (FHA|USDA|VA) 7 $1,855,000 $265,000 $9,548 2.79%
Chillicothe, OH (FHA|USDA|VA) 11 $1,845,000 $167,727 $3,433 2.92%
Mount Vernon, OH (FHA|USDA|VA) 11 $1,835,000 $166,818 $3,409 2.66%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 9 $1,805,000 $200,556 $3,498 2.79%
Farmington, MO (FHA|USDA|VA) 12 $1,800,000 $150,000 $2,880 2.81%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $1,795,000 $256,429 $6,743 2.71%
Augusta-Waterville, ME (FHA|USDA|VA) 10 $1,790,000 $179,000 $4,658 2.61%
Granbury, TX (FHA|USDA|VA) 9 $1,785,000 $198,333 $5,117 3.03%
Harrison, AR (FHA|USDA|VA) 11 $1,785,000 $162,273 $3,432 2.97%
Coos Bay, OR (FHA|USDA|VA) 10 $1,780,000 $178,000 $4,877 2.59%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 9 $1,775,000 $197,222 $4,360 2.54%
MIDLAND, TX (FHA|USDA|VA) 7 $1,775,000 $253,571 $6,467 2.61%
Cambridge, MD (FHA|USDA|VA) 8 $1,770,000 $221,250 $8,084 3.19%
Jefferson, GA (FHA|USDA|VA) 9 $1,755,000 $195,000 $5,820 3.26%
Branson, MO (FHA|USDA|VA) 8 $1,750,000 $218,750 $7,662 2.72%
LAKE CHARLES, LA (FHA|USDA|VA) 9 $1,745,000 $193,889 $6,023 2.83%
Marinette, WI-MI (FHA|USDA|VA) 8 $1,740,000 $217,500 $5,067 3.01%
Prineville, OR (FHA|USDA|VA) 5 $1,735,000 $347,000 $10,203 3.25%
Vicksburg, MS (FHA|USDA|VA) 8 $1,730,000 $216,250 $5,498 2.58%
BANGOR, ME (FHA|USDA|VA) 11 $1,725,000 $156,818 $4,921 2.68%
Sayre, PA (FHA|USDA|VA) 8 $1,720,000 $215,000 $7,424 3.12%
Riverton, WY (FHA|USDA|VA) 8 $1,690,000 $211,250 $3,514 2.95%
MUNCIE, IN (FHA|USDA|VA) 13 $1,685,000 $129,615 $3,173 2.76%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 9 $1,675,000 $186,111 $3,405 2.62%
Shelbyville, TN (FHA|USDA|VA) 8 $1,660,000 $207,500 $5,815 2.94%
APPLETON, WI (FHA|USDA|VA) 11 $1,645,000 $149,545 $3,742 2.67%
Adrian, MI (FHA|USDA|VA) 10 $1,640,000 $164,000 $3,992 2.69%
Paducah, KY-IL (FHA|USDA|VA) 10 $1,610,000 $161,000 $4,249 2.89%
MUSKEGON, MI (FHA|USDA|VA) 12 $1,610,000 $134,167 $3,616 2.89%
Russellville, AR (FHA|USDA|VA) 10 $1,600,000 $160,000 $5,887 2.94%
KOKOMO, IN (FHA|USDA|VA) 12 $1,590,000 $132,500 $3,275 2.84%
Sanford, NC (FHA|USDA|VA) 9 $1,585,000 $176,111 $3,242 2.62%
WALLA WALLA, WA (FHA|USDA|VA) 7 $1,585,000 $226,429 $3,758 2.95%
Ashtabula, OH (FHA|USDA|VA) 12 $1,580,000 $131,667 $3,212 2.73%
ALTOONA, PA (FHA|USDA|VA) 10 $1,550,000 $155,000 $4,672 2.72%
Mountain Home, AR (FHA|USDA|VA) 10 $1,550,000 $155,000 $3,184 2.62%
Montrose, CO (FHA|USDA|VA) 8 $1,530,000 $191,250 $6,128 2.98%
Laramie, WY (FHA|USDA|VA) 5 $1,525,000 $305,000 $9,900 3.13%
Starkville, MS (FHA|USDA|VA) 7 $1,505,000 $215,000 $5,491 2.69%
FLORENCE, SC (FHA|USDA|VA) 9 $1,495,000 $166,111 $3,465 2.75%
BAY CITY, MI (FHA|USDA|VA) 10 $1,480,000 $148,000 $3,603 2.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $1,480,000 $246,667 $7,730 3.06%
Marion, NC (FHA|USDA|VA) 8 $1,470,000 $183,750 $4,359 2.76%
Rock Springs, WY (FHA|USDA|VA) 6 $1,470,000 $245,000 $5,923 3.02%
Richmond-Berea, KY (FHA|USDA|VA) 9 $1,465,000 $162,778 $3,197 2.68%
FARMINGTON, NM (FHA|USDA|VA) 9 $1,465,000 $162,778 $4,789 3.00%
WILLIAMSPORT, PA (FHA|USDA|VA) 9 $1,465,000 $162,778 $4,847 2.74%
EL CENTRO, CA (FHA|USDA|VA) 7 $1,445,000 $206,429 $4,719 2.63%
SAGINAW, MI (FHA|USDA|VA) 12 $1,440,000 $120,000 $2,412 2.87%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $1,440,000 $240,000 $6,139 3.35%
Washington, NC (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,505 3.05%
Baraboo, WI (FHA|USDA|VA) 7 $1,425,000 $203,571 $4,647 2.79%
Beaver Dam, WI (FHA|USDA|VA) 9 $1,425,000 $158,333 $4,606 2.83%
Sandusky, OH (FHA|USDA|VA) 7 $1,425,000 $203,571 $5,610 2.59%
Bardstown, KY (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,312 2.94%
Marietta, OH (FHA|USDA|VA) 8 $1,410,000 $176,250 $3,555 2.76%
Glenwood Springs, CO (FHA|USDA|VA) 3 $1,405,000 $468,333 $9,272 2.91%
Pottsville, PA (FHA|USDA|VA) 10 $1,400,000 $140,000 $5,143 3.10%
Ottawa, IL (FHA|USDA|VA) 9 $1,385,000 $153,889 $3,865 2.79%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 8 $1,380,000 $172,500 $5,453 2.94%
Torrington, CT (FHA|USDA|VA) 7 $1,345,000 $192,143 $4,910 2.79%
Georgetown, SC (FHA|USDA|VA) 6 $1,340,000 $223,333 $5,814 3.06%
PEORIA, IL (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,421 2.66%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 11 $1,305,000 $118,636 $2,875 2.83%
Albemarle, NC (FHA|USDA|VA) 5 $1,295,000 $259,000 $9,669 2.80%
Marion, OH (FHA|USDA|VA) 7 $1,295,000 $185,000 $5,682 2.86%
WORCESTER, MA-CT (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,797 3.16%
CARSON CITY, NV (FHA|USDA|VA) 4 $1,270,000 $317,500 $9,078 3.31%
MIDLAND, MI (FHA|USDA|VA) 8 $1,260,000 $157,500 $3,308 3.22%
Iron Mountain, MI-WI (FHA|USDA|VA) 6 $1,260,000 $210,000 $3,610 2.81%
Statesboro, GA (FHA|USDA|VA) 7 $1,255,000 $179,286 $2,963 3.05%
Key West, FL (FHA|USDA|VA) 3 $1,255,000 $418,333 $6,574 2.63%
Orangeburg, SC (FHA|USDA|VA) 8 $1,250,000 $156,250 $2,848 2.86%
OWENSBORO, KY (FHA|USDA|VA) 7 $1,245,000 $177,857 $5,808 2.98%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,240,000 $206,667 $5,321 2.58%
NAPA, CA (FHA|USDA|VA) 2 $1,240,000 $620,000 $16,856 2.75%
Salem, OH (FHA|USDA|VA) 8 $1,230,000 $153,750 $3,985 2.84%
Fallon, NV (FHA|USDA|VA) 6 $1,230,000 $205,000 $4,015 3.46%
Cedartown, GA (FHA|USDA|VA) 8 $1,230,000 $153,750 $4,883 3.02%
Paris, TN (FHA|USDA|VA) 8 $1,220,000 $152,500 $3,406 3.17%
Elko, NV (FHA|USDA|VA) 6 $1,220,000 $203,333 $6,511 4.12%
Poplar Bluff, MO (FHA|USDA|VA) 8 $1,220,000 $152,500 $3,121 2.69%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,315 2.80%
Laurel, MS (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,278 2.57%
Lewistown, PA (FHA|USDA|VA) 5 $1,205,000 $241,000 $7,379 3.12%
AMES, IA (FHA|USDA|VA) 4 $1,200,000 $300,000 $9,134 3.19%
Atmore, AL (FHA|USDA|VA) 8 $1,190,000 $148,750 $2,952 3.03%
Mount Airy, NC (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,320 2.93%
Wooster, OH (FHA|USDA|VA) 8 $1,170,000 $146,250 $3,448 2.95%
KANKAKEE, IL (FHA|USDA|VA) 7 $1,165,000 $166,429 $3,126 2.66%
Shawnee, OK (FHA|USDA|VA) 7 $1,165,000 $166,429 $4,755 2.80%
GRAND ISLAND, NE (FHA|USDA|VA) 7 $1,145,000 $163,571 $2,761 2.93%
Altus, OK (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,383 2.71%
Portsmouth, OH (FHA|USDA|VA) 6 $1,140,000 $190,000 $4,357 3.12%
Brevard, NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $8,690 2.84%
Bartlesville, OK (FHA|USDA|VA) 9 $1,135,000 $126,111 $4,896 2.95%
Sheridan, WY (FHA|USDA|VA) 5 $1,135,000 $227,000 $4,409 2.93%
Duncan, OK (FHA|USDA|VA) 7 $1,135,000 $162,143 $3,796 3.23%
Searcy, AR (FHA|USDA|VA) 8 $1,130,000 $141,250 $3,514 2.77%
Big Rapids, MI (FHA|USDA|VA) 6 $1,130,000 $188,333 $2,428 2.89%
IOWA CITY, IA (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,984 2.65%
Jesup, GA (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,197 2.73%
LAREDO, TX (FHA|USDA|VA) 5 $1,095,000 $219,000 $4,035 2.80%
Carlsbad-Artesia, NM (FHA|USDA|VA) 4 $1,090,000 $272,500 $7,416 2.69%
Muskogee, OK (FHA|USDA|VA) 6 $1,090,000 $181,667 $4,583 3.06%
Murray, KY (FHA|USDA|VA) 6 $1,090,000 $181,667 $4,327 2.67%
Natchitoches, LA (FHA|USDA|VA) 5 $1,085,000 $217,000 $7,587 3.45%
Red Wing, MN (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,531 2.81%
Richmond, IN (FHA|USDA|VA) 8 $1,080,000 $135,000 $2,985 3.05%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,947 3.03%
Roanoke Rapids, NC (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,704 2.67%
WHEELING, WV-OH (FHA|USDA|VA) 7 $1,065,000 $152,143 $3,721 2.59%
Newport, TN (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,985 2.47%
Palestine, TX (FHA|USDA|VA) 5 $1,055,000 $211,000 $4,734 2.83%
Sault Ste. Marie, MI (FHA|USDA|VA) 5 $1,055,000 $211,000 $4,649 3.00%
Brookings, OR (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,849 2.72%
Rolla, MO (FHA|USDA|VA) 6 $1,050,000 $175,000 $3,523 2.75%
Moscow, ID (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,663 2.63%
DuBois, PA (FHA|USDA|VA) 7 $1,035,000 $147,857 $5,834 2.96%
Holland, MI (FHA|USDA|VA) 7 $1,025,000 $146,429 $3,360 2.64%
Fort Payne, AL (FHA|USDA|VA) 8 $1,020,000 $127,500 $3,501 3.08%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,020,000 $255,000 $5,642 3.03%
Columbus, MS (FHA|USDA|VA) 6 $1,010,000 $168,333 $4,104 2.64%
North Wilkesboro, NC (FHA|USDA|VA) 6 $1,010,000 $168,333 $3,069 2.71%
COLUMBUS, IN (FHA|USDA|VA) 7 $1,005,000 $143,571 $2,493 2.78%
BOULDER, CO (FHA|USDA|VA) 3 $1,005,000 $335,000 $13,473 2.67%
Nogales, AZ (FHA|USDA|VA) 5 $1,005,000 $201,000 $5,004 3.25%
Toccoa, GA (FHA|USDA|VA) 5 $995,000 $199,000 $5,357 2.80%
BATTLE CREEK, MI (FHA|USDA|VA) 8 $990,000 $123,750 $2,849 3.11%
ODESSA, TX (FHA|USDA|VA) 6 $980,000 $163,333 $3,948 2.85%
Grenada, MS (FHA|USDA|VA) 4 $970,000 $242,500 $6,076 2.56%
Lebanon, MO (FHA|USDA|VA) 4 $960,000 $240,000 $4,631 2.72%
Shelby, NC (FHA|USDA|VA) 6 $960,000 $160,000 $3,485 2.85%
Somerset, PA (FHA|USDA|VA) 5 $955,000 $191,000 $6,935 2.88%
McAlester, OK (FHA|USDA|VA) 8 $950,000 $118,750 $3,417 3.19%
Hobbs, NM (FHA|USDA|VA) 6 $950,000 $158,333 $4,101 2.75%
Kapaa, HI (FHA|USDA|VA) 2 $950,000 $475,000 $12,894 2.56%
FARGO, ND-MN (FHA|USDA|VA) 3 $945,000 $315,000 $10,397 2.88%
Paragould, AR (FHA|USDA|VA) 7 $945,000 $135,000 $2,641 2.57%
Washington Court House, OH (FHA|USDA|VA) 7 $945,000 $135,000 $4,264 3.16%
Glasgow, KY (FHA|USDA|VA) 6 $940,000 $156,667 $3,773 3.23%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 6 $940,000 $156,667 $4,155 2.75%
Opelousas, LA (FHA|USDA|VA) 5 $935,000 $187,000 $8,052 3.35%
Marion, IN (FHA|USDA|VA) 8 $930,000 $116,250 $2,319 2.78%
Boone, NC (FHA|USDA|VA) 3 $925,000 $308,333 $5,858 2.71%
Fremont, NE (FHA|USDA|VA) 5 $925,000 $185,000 $5,648 3.07%
Hood River, OR (FHA|USDA|VA) 2 $920,000 $460,000 $7,155 2.88%
Coldwater, MI (FHA|USDA|VA) 5 $915,000 $183,000 $4,968 2.63%
Bellefontaine, OH (FHA|USDA|VA) 5 $915,000 $183,000 $5,412 3.15%
Marquette, MI (FHA|USDA|VA) 5 $905,000 $181,000 $3,462 2.80%
Talladega-Sylacauga, AL (FHA|USDA|VA) 6 $890,000 $148,333 $3,162 2.75%
Zanesville, OH (FHA|USDA|VA) 4 $890,000 $222,500 $5,949 2.84%
Pullman, WA (FHA|USDA|VA) 5 $885,000 $177,000 $3,019 3.12%
Spearfish, SD (FHA|USDA|VA) 4 $880,000 $220,000 $3,908 2.59%
The Dalles, OR (FHA|USDA|VA) 4 $870,000 $217,500 $5,007 2.75%
Gallup, NM (FHA|USDA|VA) 4 $870,000 $217,500 $6,472 2.90%
Winfield, KS (FHA|USDA|VA) 4 $870,000 $217,500 $3,836 3.00%
Findlay, OH (FHA|USDA|VA) 6 $860,000 $143,333 $4,747 2.69%
Ardmore, OK (FHA|USDA|VA) 4 $850,000 $212,500 $7,167 2.78%
Garden City, KS (FHA|USDA|VA) 4 $850,000 $212,500 $4,146 2.81%
Berlin, NH (FHA|USDA|VA) 5 $845,000 $169,000 $4,023 3.28%
Hutchinson, MN (FHA|USDA|VA) 4 $840,000 $210,000 $5,421 2.69%
Henderson, NC (FHA|USDA|VA) 3 $835,000 $278,333 $4,756 2.71%
Meadville, PA (FHA|USDA|VA) 5 $835,000 $167,000 $4,419 2.80%
Norfolk, NE (FHA|USDA|VA) 3 $825,000 $275,000 $4,312 2.46%
Ruidoso, NM (FHA|USDA|VA) 5 $825,000 $165,000 $4,555 2.65%
Lumberton, NC (FHA|USDA|VA) 6 $820,000 $136,667 $2,929 2.85%
Clearlake, CA (FHA|USDA|VA) 3 $815,000 $271,667 $6,379 2.71%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 4 $810,000 $202,500 $3,441 2.44%
Troy, AL (FHA|USDA|VA) 4 $800,000 $200,000 $2,728 3.00%
Sonora, CA (FHA|USDA|VA) 3 $795,000 $265,000 $5,905 2.63%
Ponca City, OK (FHA|USDA|VA) 6 $790,000 $131,667 $3,700 3.00%
SHEBOYGAN, WI (FHA|USDA|VA) 6 $790,000 $131,667 $3,482 2.60%
Danville, KY (FHA|USDA|VA) 6 $790,000 $131,667 $2,729 2.73%
New Castle, IN (FHA|USDA|VA) 7 $785,000 $112,143 $4,224 3.14%
McPherson, KS (FHA|USDA|VA) 5 $785,000 $157,000 $3,990 3.00%
Cullowhee, NC (FHA|USDA|VA) 3 $785,000 $261,667 $9,266 3.79%
Hillsdale, MI (FHA|USDA|VA) 6 $770,000 $128,333 $2,591 3.02%
Dublin, GA (FHA|USDA|VA) 5 $765,000 $153,000 $3,247 2.85%
Athens, TN (FHA|USDA|VA) 5 $765,000 $153,000 $3,493 2.63%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $765,000 $255,000 $7,323 3.63%
Watertown, SD (FHA|USDA|VA) 4 $760,000 $190,000 $3,222 3.37%
Douglas, GA (FHA|USDA|VA) 4 $760,000 $190,000 $2,950 3.03%
Hannibal, MO (FHA|USDA|VA) 4 $760,000 $190,000 $3,632 3.44%
Red Bluff, CA (FHA|USDA|VA) 4 $760,000 $190,000 $5,304 2.94%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $755,000 $151,000 $3,189 2.58%
Scottsboro, AL (FHA|USDA|VA) 5 $755,000 $151,000 $4,670 3.20%
Newport, OR (FHA|USDA|VA) 3 $755,000 $251,667 $5,211 2.71%
LOGAN, UT-ID (FHA|USDA|VA) 3 $745,000 $248,333 $3,824 2.83%
Ellensburg, WA (FHA|USDA|VA) 3 $745,000 $248,333 $5,047 2.67%
Madison, IN (FHA|USDA|VA) 4 $740,000 $185,000 $7,371 2.59%
Columbus, NE (FHA|USDA|VA) 3 $735,000 $245,000 $5,053 2.58%
Wabash, IN (FHA|USDA|VA) 7 $735,000 $105,000 $2,685 2.66%
Silver City, NM (FHA|USDA|VA) 5 $735,000 $147,000 $3,831 2.80%
Fort Morgan, CO (FHA|USDA|VA) 3 $725,000 $241,667 $7,543 2.63%
Del Rio, TX (FHA|USDA|VA) 4 $720,000 $180,000 $4,417 2.84%
Tahlequah, OK (FHA|USDA|VA) 4 $720,000 $180,000 $4,025 3.40%
Wapakoneta, OH (FHA|USDA|VA) 4 $720,000 $180,000 $5,760 2.50%
VICTORIA, TX (FHA|USDA|VA) 4 $720,000 $180,000 $4,704 2.59%
Huntsville, TX (FHA|USDA|VA) 2 $710,000 $355,000 $5,121 2.38%
DeRidder, LA (FHA|USDA|VA) 4 $710,000 $177,500 $3,942 2.69%
Camden, AR (FHA|USDA|VA) 3 $705,000 $235,000 $5,707 2.92%
Forest City, NC (FHA|USDA|VA) 3 $695,000 $231,667 $6,932 3.08%
Wilmington, OH (FHA|USDA|VA) 5 $695,000 $139,000 $3,537 2.68%
Sunbury, PA (FHA|USDA|VA) 4 $690,000 $172,500 $4,161 2.69%
Scottsburg, IN (FHA|USDA|VA) 5 $685,000 $137,000 $2,919 2.90%
Nacogdoches, TX (FHA|USDA|VA) 4 $680,000 $170,000 $4,336 2.53%
Lewisburg, PA (FHA|USDA|VA) 4 $680,000 $170,000 $4,333 2.72%
Greensburg, IN (FHA|USDA|VA) 4 $680,000 $170,000 $2,967 2.84%
Calhoun, GA (FHA|USDA|VA) 5 $675,000 $135,000 $4,886 3.12%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 5 $675,000 $135,000 $3,095 2.90%
Las Vegas, NM (FHA|USDA|VA) 4 $670,000 $167,500 $6,903 2.81%
Tifton, GA (FHA|USDA|VA) 4 $670,000 $167,500 $4,606 3.06%
Indiana, PA (FHA|USDA|VA) 5 $665,000 $133,000 $4,614 3.05%
Butte-Silver Bow, MT (FHA|USDA|VA) 5 $665,000 $133,000 $5,021 2.85%
Scottsbluff, NE (FHA|USDA|VA) 4 $660,000 $165,000 $3,317 2.81%
Moberly, MO (FHA|USDA|VA) 2 $660,000 $330,000 $7,506 3.62%
Kearney, NE (FHA|USDA|VA) 3 $655,000 $218,333 $7,786 2.88%
Mount Pleasant, MI (FHA|USDA|VA) 5 $655,000 $131,000 $1,966 2.80%
Corsicana, TX (FHA|USDA|VA) 4 $650,000 $162,500 $2,848 2.78%
Eufaula, AL-GA (FHA|USDA|VA) 3 $645,000 $215,000 $4,206 3.29%
Mason City, IA (FHA|USDA|VA) 5 $645,000 $129,000 $4,349 3.00%
Mount Sterling, KY (FHA|USDA|VA) 3 $645,000 $215,000 $3,120 2.88%
Cadillac, MI (FHA|USDA|VA) 6 $640,000 $106,667 $2,597 2.89%
Logansport, IN (FHA|USDA|VA) 6 $640,000 $106,667 $4,540 2.81%
Lawrenceburg, TN (FHA|USDA|VA) 5 $635,000 $127,000 $3,243 2.55%
Stevens Point, WI (FHA|USDA|VA) 3 $635,000 $211,667 $4,678 2.58%
Rexburg, ID (FHA|USDA|VA) 3 $625,000 $208,333 $7,900 3.29%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $625,000 $208,333 $3,817 3.75%
Evanston, WY (FHA|USDA|VA) 3 $625,000 $208,333 $4,535 3.04%
Escanaba, MI (FHA|USDA|VA) 4 $620,000 $155,000 $4,918 3.31%
Beatrice, NE (FHA|USDA|VA) 2 $620,000 $310,000 $8,752 2.75%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $615,000 $205,000 $4,428 2.58%
Taos, NM (FHA|USDA|VA) 2 $610,000 $305,000 $6,979 2.88%
GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $605,000 $201,667 $4,547 2.58%
Natchez, MS-LA (FHA|USDA|VA) 5 $605,000 $121,000 $3,399 3.29%
DANVILLE, IL (FHA|USDA|VA) 5 $605,000 $121,000 $1,960 2.95%
Fergus Falls, MN (FHA|USDA|VA) 4 $600,000 $150,000 $3,316 2.56%
Martinsville, VA (FHA|USDA|VA) 4 $600,000 $150,000 $2,699 2.75%
Crawfordsville, IN (FHA|USDA|VA) 4 $600,000 $150,000 $3,627 2.88%
Alma, MI (FHA|USDA|VA) 5 $595,000 $119,000 $2,160 2.87%
Hailey, ID (FHA|USDA|VA) 2 $590,000 $295,000 $8,977 3.37%
Sterling, CO (FHA|USDA|VA) 3 $585,000 $195,000 $3,996 2.79%
Cambridge, OH (FHA|USDA|VA) 4 $580,000 $145,000 $4,393 2.72%
Waycross, GA (FHA|USDA|VA) 4 $580,000 $145,000 $5,612 2.87%
Warsaw, IN (FHA|USDA|VA) 4 $580,000 $145,000 $4,367 2.72%
Bluefield, WV-VA (FHA|USDA|VA) 5 $575,000 $115,000 $3,670 2.85%
Quincy, IL-MO (FHA|USDA|VA) 5 $575,000 $115,000 $2,970 2.63%
Portales, NM (FHA|USDA|VA) 3 $575,000 $191,667 $4,311 2.50%
Greenwood, SC (FHA|USDA|VA) 3 $575,000 $191,667 $4,926 2.87%
Connersville, IN (FHA|USDA|VA) 4 $570,000 $142,500 $4,734 3.16%
Athens, TX (FHA|USDA|VA) 4 $570,000 $142,500 $3,247 2.71%
Americus, GA (FHA|USDA|VA) 4 $560,000 $140,000 $4,768 3.19%
Jackson, OH (FHA|USDA|VA) 4 $560,000 $140,000 $3,271 2.75%
Vincennes, IN (FHA|USDA|VA) 3 $555,000 $185,000 $4,239 2.66%
West Plains, MO (FHA|USDA|VA) 3 $555,000 $185,000 $3,797 2.79%
Kingsville, TX (FHA|USDA|VA) 3 $555,000 $185,000 $6,133 2.83%
Jasper, AL (FHA|USDA|VA) 4 $550,000 $137,500 $2,949 2.75%
Laurinburg, NC (FHA|USDA|VA) 4 $550,000 $137,500 $2,295 2.78%
Hastings, NE (FHA|USDA|VA) 4 $550,000 $137,500 $2,739 2.50%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 4 $550,000 $137,500 $3,325 2.78%
London, KY (FHA|USDA|VA) 3 $545,000 $181,667 $3,730 2.71%
Sidney, OH (FHA|USDA|VA) 3 $535,000 $178,333 $5,395 2.63%
DUBUQUE, IA (FHA|USDA|VA) 3 $535,000 $178,333 $3,720 2.54%
Manitowoc, WI (FHA|USDA|VA) 4 $530,000 $132,500 $2,850 2.78%
La Grande, OR (FHA|USDA|VA) 2 $530,000 $265,000 $15,354 3.18%
Urbana, OH (FHA|USDA|VA) 3 $525,000 $175,000 $3,465 2.46%
New Castle, PA (FHA|USDA|VA) 5 $525,000 $105,000 $2,765 2.60%
Pella, IA (FHA|USDA|VA) 3 $525,000 $175,000 $4,047 3.16%
Aberdeen, SD (FHA|USDA|VA) 3 $515,000 $171,667 $3,780 2.58%
Dayton, TN (FHA|USDA|VA) 4 $510,000 $127,500 $4,338 2.56%
El Dorado, AR (FHA|USDA|VA) 4 $510,000 $127,500 $3,334 2.97%
Vidalia, GA (FHA|USDA|VA) 3 $505,000 $168,333 $5,342 2.50%
Lufkin, TX (FHA|USDA|VA) 4 $500,000 $125,000 $3,673 2.72%
Plymouth, IN (FHA|USDA|VA) 4 $500,000 $125,000 $2,445 2.87%
Kerrville, TX (FHA|USDA|VA) 3 $495,000 $165,000 $3,351 2.88%
Marshall, MO (FHA|USDA|VA) 3 $495,000 $165,000 $4,450 2.83%
Salina, KS (FHA|USDA|VA) 4 $490,000 $122,500 $2,383 3.00%
Frankfort, IN (FHA|USDA|VA) 3 $485,000 $161,667 $3,798 2.66%
Willmar, MN (FHA|USDA|VA) 3 $485,000 $161,667 $3,273 2.58%
Galesburg, IL (FHA|USDA|VA) 4 $480,000 $120,000 $1,996 2.81%
Juneau, AK (FHA|USDA|VA) 1 $475,000 $475,000 $2,415 3.24%
Moultrie, GA (FHA|USDA|VA) 3 $475,000 $158,333 $3,086 2.42%
Seymour, IN (FHA|USDA|VA) 3 $475,000 $158,333 $3,744 2.38%
Picayune, MS (FHA|USDA|VA) 3 $475,000 $158,333 $4,504 2.46%
Kendallville, IN (FHA|USDA|VA) 4 $470,000 $117,500 $2,295 2.53%
Weatherford, OK (FHA|USDA|VA) 3 $465,000 $155,000 $3,420 2.96%
Greenville, OH (FHA|USDA|VA) 4 $460,000 $115,000 $6,108 3.28%
Uvalde, TX (FHA|USDA|VA) 2 $460,000 $230,000 $6,090 2.63%
Los Alamos, NM (FHA|USDA|VA) 2 $460,000 $230,000 $4,313 2.68%
Hutchinson, KS (FHA|USDA|VA) 2 $460,000 $230,000 $9,744 3.31%
Ada, OK (FHA|USDA|VA) 3 $455,000 $151,667 $3,953 2.58%
Oxford, MS (FHA|USDA|VA) 3 $455,000 $151,667 $3,312 2.42%
Jackson, WY-ID (FHA|USDA|VA) 2 $450,000 $225,000 $3,915 3.00%
Durango, CO (FHA|USDA|VA) 2 $450,000 $225,000 $2,968 2.75%
Burlington, IA-IL (FHA|USDA|VA) 4 $440,000 $110,000 $2,722 2.69%
Cornelia, GA (FHA|USDA|VA) 2 $440,000 $220,000 $3,746 2.75%
Muscatine, IA (FHA|USDA|VA) 2 $440,000 $220,000 $8,557 3.13%
Owatonna, MN (FHA|USDA|VA) 2 $440,000 $220,000 $5,591 3.00%
Summerville, GA (FHA|USDA|VA) 3 $435,000 $145,000 $3,320 2.79%
Brookhaven, MS (FHA|USDA|VA) 3 $435,000 $145,000 $4,723 2.87%
Wilson, NC (FHA|USDA|VA) 4 $430,000 $107,500 $1,975 3.28%
Houghton, MI (FHA|USDA|VA) 3 $425,000 $141,667 $3,642 3.25%
Othello, WA (FHA|USDA|VA) 3 $425,000 $141,667 $4,472 2.71%
Norwalk, OH (FHA|USDA|VA) 4 $420,000 $105,000 $3,042 2.63%
Brownsville, TN (FHA|USDA|VA) 2 $410,000 $205,000 $5,546 2.88%
Taylorville, IL (FHA|USDA|VA) 2 $410,000 $205,000 $2,083 3.00%
Middlesborough, KY (FHA|USDA|VA) 3 $405,000 $135,000 $4,260 2.75%
Freeport, IL (FHA|USDA|VA) 3 $405,000 $135,000 $2,739 3.66%
Safford, AZ (FHA|USDA|VA) 3 $405,000 $135,000 $2,725 2.83%
Española, NM (FHA|USDA|VA) 2 $400,000 $200,000 $12,754 2.99%
Union, SC (FHA|USDA|VA) 2 $390,000 $195,000 $4,712 2.44%
Washington, IN (FHA|USDA|VA) 3 $385,000 $128,333 $3,193 3.08%
Okeechobee, FL (FHA|USDA|VA) 1 $385,000 $385,000 $5,515 2.75%
Union City, TN (FHA|USDA|VA) 4 $380,000 $95,000 $1,732 2.75%
Gaffney, SC (FHA|USDA|VA) 2 $380,000 $190,000 $4,604 2.75%
Batesville, AR (FHA|USDA|VA) 4 $380,000 $95,000 $2,886 2.72%
Effingham, IL (FHA|USDA|VA) 2 $380,000 $190,000 $1,525 3.06%
Fredericksburg, TX (FHA|USDA|VA) 1 $375,000 $375,000 $10,712 2.50%
Peru, IN (FHA|USDA|VA) 3 $375,000 $125,000 $3,332 2.42%
Sikeston, MO (FHA|USDA|VA) 3 $375,000 $125,000 $2,153 3.54%
Austin, MN (FHA|USDA|VA) 3 $375,000 $125,000 $2,368 2.96%
Bainbridge, GA (FHA|USDA|VA) 2 $370,000 $185,000 $6,022 3.44%
Albert Lea, MN (FHA|USDA|VA) 2 $370,000 $185,000 $1,831 2.56%
Susanville, CA (FHA|USDA|VA) 2 $370,000 $185,000 $6,239 3.12%
Rochelle, IL (FHA|USDA|VA) 3 $365,000 $121,667 $3,194 3.08%
Lewisburg, TN (FHA|USDA|VA) 2 $360,000 $180,000 $4,588 2.69%
Kinston, NC (FHA|USDA|VA) 3 $355,000 $118,333 $1,819 2.79%
Warren, PA (FHA|USDA|VA) 3 $355,000 $118,333 $4,418 2.50%
ENID, OK (FHA|USDA|VA) 2 $350,000 $175,000 $6,707 2.75%
Mayfield, KY (FHA|USDA|VA) 2 $350,000 $175,000 $4,696 3.38%
Dumas, TX (FHA|USDA|VA) 1 $345,000 $345,000 $6,602 2.25%
Shawano, WI (FHA|USDA|VA) 2 $340,000 $170,000 $4,790 2.75%
Roswell, NM (FHA|USDA|VA) 2 $340,000 $170,000 $4,812 2.56%
Ashland, OH (FHA|USDA|VA) 2 $340,000 $170,000 $5,625 3.00%
Alpena, MI (FHA|USDA|VA) 4 $330,000 $82,500 $2,221 2.62%
Big Stone Gap, VA (FHA|USDA|VA) 2 $330,000 $165,000 $4,371 2.87%
Andrews, TX (FHA|USDA|VA) 1 $325,000 $325,000 $6,365 2.75%
Huntington, IN (FHA|USDA|VA) 2 $320,000 $160,000 $3,644 2.62%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $315,000 $315,000 $4,137 2.75%
Ludington, MI (FHA|USDA|VA) 2 $310,000 $155,000 $3,607 2.81%
Steamboat Springs, CO (FHA|USDA|VA) 1 $305,000 $305,000 $5,337 2.63%
Gainesville, TX (FHA|USDA|VA) 2 $300,000 $150,000 $3,165 2.56%
McComb, MS (FHA|USDA|VA) 2 $300,000 $150,000 $3,917 2.56%
Tiffin, OH (FHA|USDA|VA) 2 $300,000 $150,000 $3,432 3.13%
Jacksonville, TX (FHA|USDA|VA) 2 $300,000 $150,000 $2,401 2.56%
LIMA, OH (FHA|USDA|VA) 3 $295,000 $98,333 $3,600 2.83%
FOND DU LAC, WI (FHA|USDA|VA) 3 $295,000 $98,333 $2,313 2.50%
Coffeyville, KS (FHA|USDA|VA) 2 $290,000 $145,000 $2,975 2.38%
Vermillion, SD (FHA|USDA|VA) 2 $290,000 $145,000 $7,747 3.38%
Martin, TN (FHA|USDA|VA) 2 $290,000 $145,000 $6,673 3.31%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $290,000 $145,000 $3,103 2.56%
Sedalia, MO (FHA|USDA|VA) 2 $290,000 $145,000 $3,028 2.75%
Celina, OH (FHA|USDA|VA) 1 $285,000 $285,000 $8,065 2.99%
DECATUR, IL (FHA|USDA|VA) 2 $280,000 $140,000 $3,366 2.87%
Ottawa, KS (FHA|USDA|VA) 2 $280,000 $140,000 $5,034 2.88%
Oil City, PA (FHA|USDA|VA) 2 $280,000 $140,000 $5,102 3.00%
Madisonville, KY (FHA|USDA|VA) 2 $270,000 $135,000 $5,149 3.56%
Marshalltown, IA (FHA|USDA|VA) 2 $270,000 $135,000 $2,565 3.00%
Hope, AR (FHA|USDA|VA) 2 $270,000 $135,000 $2,644 2.81%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $265,000 $88,333 $2,201 2.58%
Fairfield, IA (FHA|USDA|VA) 1 $265,000 $265,000 $5,427 2.38%
Borger, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,170 2.99%
Sulphur Springs, TX (FHA|USDA|VA) 2 $260,000 $130,000 $2,698 3.00%
Bluffton, IN (FHA|USDA|VA) 2 $260,000 $130,000 $2,394 3.06%
Thomaston, GA (FHA|USDA|VA) 2 $260,000 $130,000 $6,383 3.06%
Mount Pleasant, TX (FHA|USDA|VA) 2 $260,000 $130,000 $4,150 2.56%
Clewiston, FL (FHA|USDA|VA) 2 $260,000 $130,000 $4,624 3.00%
Crescent City, CA (FHA|USDA|VA) 1 $255,000 $255,000 $5,590 2.75%
Fairmont, MN (FHA|USDA|VA) 1 $255,000 $255,000 $5,909 2.88%
Burley, ID (FHA|USDA|VA) 2 $250,000 $125,000 $2,852 2.56%
North Vernon, IN (FHA|USDA|VA) 2 $250,000 $125,000 $3,483 2.63%
Dyersburg, TN (FHA|USDA|VA) 3 $245,000 $81,667 $3,314 2.58%
Centralia, IL (FHA|USDA|VA) 3 $245,000 $81,667 $2,830 3.29%
Hays, KS (FHA|USDA|VA) 2 $240,000 $120,000 $4,963 3.12%
Blackfoot, ID (FHA|USDA|VA) 2 $240,000 $120,000 $4,691 3.25%
Edwards, CO (FHA|USDA|VA) 1 $235,000 $235,000 $5,746 2.75%
Corinth, MS (FHA|USDA|VA) 2 $230,000 $115,000 $5,482 3.00%
Selinsgrove, PA (FHA|USDA|VA) 2 $230,000 $115,000 $4,360 2.31%
WENATCHEE, WA (FHA|USDA|VA) 2 $230,000 $115,000 $3,001 2.44%
Stillwater, OK (FHA|USDA|VA) 3 $225,000 $75,000 $3,557 3.21%
Clinton, IA (FHA|USDA|VA) 1 $225,000 $225,000 $7,578 3.75%
Stephenville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,764 2.50%
Bennettsville, SC (FHA|USDA|VA) 2 $220,000 $110,000 $3,108 2.87%
Great Bend, KS (FHA|USDA|VA) 2 $220,000 $110,000 $2,952 2.44%
Mexico, MO (FHA|USDA|VA) 2 $220,000 $110,000 $2,554 2.75%
Winona, MN (FHA|USDA|VA) 2 $220,000 $110,000 $2,610 2.88%
Sterling, IL (FHA|USDA|VA) 2 $220,000 $110,000 $2,337 2.87%
Jasper, IN (FHA|USDA|VA) 2 $220,000 $110,000 $4,376 2.69%
Morgan City, LA (FHA|USDA|VA) 2 $220,000 $110,000 $3,163 2.81%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,012 2.38%
Sturgis, MI (FHA|USDA|VA) 2 $210,000 $105,000 $1,802 2.75%
Emporia, KS (FHA|USDA|VA) 2 $210,000 $105,000 $2,879 2.87%
Van Wert, OH (FHA|USDA|VA) 2 $210,000 $105,000 $3,084 2.69%
Decatur, IN (FHA|USDA|VA) 2 $210,000 $105,000 $3,382 3.06%
Ruston, LA (FHA|USDA|VA) 2 $210,000 $105,000 $3,917 2.88%
Bonham, TX (FHA|USDA|VA) 2 $210,000 $105,000 $2,795 3.00%
Mount Vernon, IL (FHA|USDA|VA) 1 $205,000 $205,000 $4,818 2.25%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $200,000 $100,000 $2,275 2.25%
Central City, KY (FHA|USDA|VA) 2 $200,000 $100,000 $4,370 3.37%
Bogalusa, LA (FHA|USDA|VA) 2 $200,000 $100,000 $4,839 2.68%
Fremont, OH (FHA|USDA|VA) 2 $200,000 $100,000 $2,866 2.63%
Mineral Wells, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,987 4.13%
Deming, NM (FHA|USDA|VA) 1 $185,000 $185,000 $2,155 2.88%
Paris, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,345 3.38%
Forrest City, AR (FHA|USDA|VA) 1 $185,000 $185,000 $5,169 2.75%
Winnemucca, NV (FHA|USDA|VA) 1 $185,000 $185,000 $1,188 2.99%
Thomasville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $9,778 3.24%
Miami, OK (FHA|USDA|VA) 1 $185,000 $185,000 $3,030 4.38%
Snyder, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,284 2.75%
Mitchell, SD (FHA|USDA|VA) 1 $185,000 $185,000 $5,768 2.75%
Minden, LA (FHA|USDA|VA) 2 $180,000 $90,000 $2,744 2.94%
Platteville, WI (FHA|USDA|VA) 1 $175,000 $175,000 $3,913 2.75%
Bemidji, MN (FHA|USDA|VA) 1 $175,000 $175,000 $2,509 2.25%
Astoria, OR (FHA|USDA|VA) 1 $165,000 $165,000 $3,269 2.99%
Brownwood, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,519 2.75%
Durant, OK (FHA|USDA|VA) 1 $155,000 $155,000 $3,853 2.99%
Cleveland, MS (FHA|USDA|VA) 1 $155,000 $155,000 $2,921 3.13%
Brookings, SD (FHA|USDA|VA) 1 $155,000 $155,000 $2,939 2.63%
New Ulm, MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,067 2.99%
Pierre, SD (FHA|USDA|VA) 1 $155,000 $155,000 $2,927 2.38%
Coshocton, OH (FHA|USDA|VA) 2 $150,000 $75,000 $2,434 3.06%
Guymon, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,983 2.38%
Alexandria, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,705 2.25%
Blytheville, AR (FHA|USDA|VA) 2 $140,000 $70,000 $2,415 2.99%
Lexington, NE (FHA|USDA|VA) 2 $140,000 $70,000 $1,796 2.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $140,000 $70,000 $1,844 2.81%
Carroll, IA (FHA|USDA|VA) 1 $135,000 $135,000 $3,507 2.38%
Selma, AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,935 2.99%
Campbellsville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $3,735 2.63%
Menomonie, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,220 2.75%
Bay City, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,361 2.25%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $125,000 $125,000 $3,210 2.75%
Dodge City, KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,661 2.38%
Lock Haven, PA (FHA|USDA|VA) 1 $125,000 $125,000 $6,111 2.75%
Parsons, KS (FHA|USDA|VA) 2 $120,000 $60,000 $1,725 2.75%
Huntingdon, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,168 2.75%
Bradford, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,936 2.38%
Grants, NM (FHA|USDA|VA) 1 $115,000 $115,000 $7,611 3.50%
St. Marys, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,498 2.88%
Kirksville, MO (FHA|USDA|VA) 1 $115,000 $115,000 $629 2.75%
Greenville, MS (FHA|USDA|VA) 1 $105,000 $105,000 $1,820 2.99%
Athens, OH (FHA|USDA|VA) 1 $105,000 $105,000 $6,731 2.88%
Woodward, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,518 3.13%
Yankton, SD (FHA|USDA|VA) 1 $105,000 $105,000 $3,155 2.63%
Big Spring, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,823 2.38%
Angola, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,290 2.50%
Clarksdale, MS (FHA|USDA|VA) 1 $95,000 $95,000 $2,519 2.99%
Atchison, KS (FHA|USDA|VA) 1 $75,000 $75,000 $1,536 3.00%
Pampa, TX (FHA|USDA|VA) 1 $65,000 $65,000 $1,354 2.99%
Raymondville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $1,492 2.75%
Pontiac, IL (FHA|USDA|VA) 1 $55,000 $55,000 $1,700 2.25%
Bedford, IN (FHA|USDA|VA) 1 $55,000 $55,000 $3,000 3.99%
North Platte, NE (FHA|USDA|VA) 1 $55,000 $55,000 $3,564 2.38%
Elk City, OK (FHA|USDA|VA) 1 $35,000 $35,000 $1,874 2.75%
New Day Financial's top markets include Washington, Phoenix, Atlanta, Virginia Beach, and Riverside among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 24,239 $5,436,835,000 $224,301 $5,415 2.85%
    FHA 38 $4,790,000 $126,053 $7,411 3.65%
    Conventional 5 $845,000 $169,000 $3,766 2.73%

    For 2020, New Day Financial's most frequently originated type of loan was VA, with 24,239 originations. Their 2nd most popular type was FHA, with 38 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 20,443 $4,518,725,000 $221,040 $4,585 2.71%
    Cash Out Refi 3,062 $720,340,000 $235,251 $10,230 3.70%
    Home Purchase 755 $201,255,000 $266,563 $8,443 3.12%
    Other 22 $2,150,000 $97,727 $6,417 3.77%

    For 2020, New Day Financial's most frequently cited loan purpose was Refi, with 20,443 originations. The 2nd most popular reason was Cash Out Refi, with 3,062 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 23,143 $5,271,205,000 $227,767 $5,465 2.85%
    15 Year 1,076 $156,160,000 $145,130 $4,156 2.61%
    Other 63 $15,105,000 $239,762 $9,933 4.18%

    For 2020, New Day Financial's most frequently cited loan duration was 30 Year, with 23,143 originations. The 2nd most popular length was 15 Year, with 1,076 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 5,516 $1,009,550,000 $183,022
    $5k+ 4,637 $1,634,155,000 $352,416
    $1k-2k 4,334 $644,590,000 $148,729
    $3k-4k 4,007 $888,135,000 $221,646
    $<1k 3,138 $588,050,000 $187,396
    $4k-5k 2,650 $677,990,000 $255,845

    New Day Financial's average total fees were $5,465, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 5,516 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 10,772 $2,405,520,000 $223,312
    <2.5% 8,049 $1,761,135,000 $218,802
    3-4% 4,360 $999,010,000 $229,131
    4-5% 1,098 $275,940,000 $251,311
    5-6% 3 $865,000 $288,333

    During 2020, New Day Financial's average interest rate for loans was 2.85%, while their most frequently originated rate bucket for loans was 2.5-3%, with 10,772 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 10,652 $1,619,200,000 $152,009 $3,955 2.81%
    $200k-400k 9,979 $2,710,025,000 $271,573 $6,436 2.88%
    $100,000 or less 1,777 $134,705,000 $75,805 $2,458 2.81%
    $400k-600k 1,504 $713,110,000 $474,142 $10,237 2.91%
    $600k-1MM 353 $245,765,000 $696,218 $14,255 2.88%
    $1MM+ 17 $19,665,000 $1,156,765 $24,625 3.30%

    2020 saw New Day Financial place emphasis on $100k-200k loans with 10,652 originations, totaling $1,619,200,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,090 $413,490,000 $197,842 $7,613 3.30%
    $75k-100k 1,320 $311,440,000 $235,939 $8,254 3.30%
    $50k or less 1,204 $184,250,000 $153,032 $6,358 3.20%
    $100k-150k 1,081 $308,615,000 $285,490 $9,626 3.25%
    $150k-250k 409 $157,785,000 $385,782 $12,286 3.30%
    $250k+ 57 $36,845,000 $646,404 $18,691 3.26%

    New Day Financial lent most frequently to those with incomes in the $50k-75k range, with 2,090 originations. The second most popular income band? $75k-100k, with 1,320 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,334 $259,690,000 $194,670 $7,376 3.07%
    30-36% 1,107 $246,035,000 $222,254 $8,040 3.20%
    50-60% 559 $159,635,000 $285,572 $9,936 3.62%
    <20% 531 $85,955,000 $161,874 $6,020 2.94%
    40% 223 $56,115,000 $251,637 $9,655 3.38%
    39% 203 $47,865,000 $235,788 $8,772 3.35%
    41% 196 $45,020,000 $229,694 $9,260 3.41%
    37% 184 $44,840,000 $243,696 $8,764 3.35%
    36% 184 $44,210,000 $240,272 $8,720 3.34%
    >60% 181 $50,765,000 $280,470 $7,713 3.19%
    38% 179 $41,895,000 $234,050 $8,856 3.39%
    49% 177 $49,275,000 $278,390 $9,871 3.63%
    42% 173 $45,255,000 $261,590 $9,519 3.39%
    44% 170 $44,020,000 $258,941 $9,450 3.38%
    43% 163 $40,755,000 $250,031 $8,574 3.39%
    45% 157 $37,925,000 $241,561 $7,757 3.36%
    46% 152 $38,300,000 $251,974 $8,706 3.42%
    47% 148 $38,200,000 $258,108 $8,402 3.47%
    48% 147 $38,245,000 $260,170 $9,335 3.53%

    New Day Financial lent most frequently to those with DTI ratios of 20-30%, with 1,334 originations. The next most common DTI ratio? 30-36%, with 1,107 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 16,444 $3,616,020,000 $219,899 $5,446 2.86%
    Not provided 5,118 $1,184,240,000 $231,387 $5,344 2.78%
    Black 1,991 $458,585,000 $230,329 $5,237 2.93%
    American Indian 382 $82,270,000 $215,366 $4,990 2.88%
    Asian 259 $76,235,000 $294,344 $6,755 2.83%
    Native Hawaiian or Islander 88 $25,120,000 $285,455 $6,447 2.88%

    Approval Rates

    Total approvals of all applications
    69.43%

    New Day Financial has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -86.05%

    New Day Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 24,282 $5,442,470,000 $224,136

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 5 $765,000 $153,000
    Single Family (1-4 Units):Site-Built 24,277 $5,441,705,000 $224,151

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 225 $31,525,000 $140,111 $5,829 2.80%
    40-60% 493 $87,885,000 $178,266 $7,317 2.93%
    60-80% 902 $199,060,000 $220,687 $9,431 3.12%
    80-100% 3,078 $761,310,000 $247,339 $9,495 3.67%
    Over 100% 147 $49,185,000 $334,592 $16,748 3.08%
    Under 20% 17 $1,375,000 $80,882 $3,745 2.78%