New Day Financial Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300SUCQ1358EGVE89

Tax ID: 22-3887207

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Mortgage Data

Review & Overview

New Day Financial is a small mortgage company specializing in Cash Out Refi loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Atlanta, Phoenix, Las Vegas, and Riverside among others. We have data for 723 markets. (Some data included below & more in-depth data is available with an active subscription.)

New Day Financial has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. New Day Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.46% 12/30/24
30 Year Conventional Refi 6.32% 12/30/24
30 Year Cash-out Refi 6.00% 12/30/24
30 Year FHA Purchase 7.44% 12/30/24
30 Year FHA Refi 6.27% 12/30/24
30 Year VA Purchase 6.18% 12/30/24
30 Year VA Refi 5.59% 12/30/24
15 Year FHA Refi 5.68% 12/30/24
15 Year VA Purchase 5.69% 12/30/24
15 Year VA Refi 6.11% 12/30/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

New Day Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from New Day Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

10,647

Origination Dollar Volume (All Markets)

$2,456,405,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 633 $119,065,000 $188,096 $7,487 4.54%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 222 $80,470,000 $362,477 $13,935 4.59%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 358 $79,910,000 $223,212 $8,787 4.58%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 278 $71,000,000 $255,396 $11,407 4.56%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 210 $62,430,000 $297,286 $11,177 4.58%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 161 $54,015,000 $335,497 $11,694 4.54%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 148 $49,330,000 $333,311 $13,818 4.66%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 214 $48,840,000 $228,224 $8,513 4.56%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 98 $41,330,000 $421,735 $17,134 4.54%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 142 $36,130,000 $254,437 $10,051 4.64%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 76 $33,660,000 $442,895 $14,731 4.35%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 152 $33,650,000 $221,382 $9,209 4.55%
JACKSONVILLE, FL (FHA|USDA|VA) 138 $30,050,000 $217,754 $8,698 4.51%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 120 $29,750,000 $247,917 $9,806 4.65%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 136 $29,350,000 $215,809 $9,052 4.57%
COLORADO SPRINGS, CO (FHA|USDA|VA) 99 $29,085,000 $293,788 $11,556 4.61%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 142 $26,560,000 $187,042 $7,616 4.54%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 95 $24,595,000 $258,895 $10,748 4.60%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 122 $23,060,000 $189,016 $7,434 4.57%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 72 $22,660,000 $314,722 $13,942 4.54%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 84 $22,590,000 $268,929 $11,910 4.66%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 64 $21,930,000 $342,656 $12,002 4.60%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 94 $21,870,000 $232,660 $9,045 4.54%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 64 $21,580,000 $337,188 $14,142 4.61%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 89 $21,185,000 $238,034 $10,865 4.68%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 65 $19,885,000 $305,923 $13,206 4.65%
BOISE CITY, ID (FHA|USDA|VA) 68 $18,960,000 $278,824 $11,161 4.58%
KANSAS CITY, MO-KS (FHA|USDA|VA) 100 $18,590,000 $185,900 $7,396 4.66%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 87 $18,175,000 $208,908 $8,009 4.48%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 66 $16,880,000 $255,758 $9,413 4.60%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 62 $16,600,000 $267,742 $9,769 4.51%
RICHMOND, VA (FHA|USDA|VA) 66 $16,560,000 $250,909 $10,043 4.66%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 78 $15,790,000 $202,436 $9,199 4.57%
COLUMBUS, OH (FHA|USDA|VA) 78 $15,580,000 $199,744 $9,429 4.47%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 71 $15,235,000 $214,577 $8,379 4.64%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 54 $14,610,000 $270,556 $10,265 4.56%
TUCSON, AZ (FHA|USDA|VA) 68 $14,590,000 $214,559 $8,236 4.52%
ST. LOUIS, MO-IL (FHA|USDA|VA) 73 $14,565,000 $199,521 $7,832 4.63%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 72 $13,770,000 $191,250 $7,074 4.61%
OKLAHOMA CITY, OK (FHA|USDA|VA) 75 $13,605,000 $181,400 $7,064 4.61%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 63 $13,545,000 $215,000 $8,630 4.59%
LOUISVILLE, KY (FHA|USDA|VA) 66 $13,240,000 $200,606 $7,317 4.61%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 62 $12,840,000 $207,097 $8,004 4.46%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 41 $12,525,000 $305,488 $10,888 4.69%
COLUMBIA, SC (FHA|USDA|VA) 62 $12,050,000 $194,355 $7,096 4.76%
RALEIGH-CARY, NC (FHA|USDA|VA) 55 $11,965,000 $217,545 $8,454 4.59%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 54 $11,660,000 $215,926 $6,879 4.61%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 50 $11,470,000 $229,400 $8,541 4.51%
ALBUQUERQUE, NM (FHA|USDA|VA) 57 $11,205,000 $196,579 $8,333 4.76%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 58 $10,870,000 $187,414 $6,563 4.57%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 58 $10,660,000 $183,793 $6,538 4.62%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 56 $10,620,000 $189,643 $8,191 4.71%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 54 $10,360,000 $191,852 $8,249 4.68%
PITTSBURGH, PA (FHA|USDA|VA) 60 $10,310,000 $171,833 $8,543 4.59%
HUNTSVILLE, AL (FHA|USDA|VA) 46 $10,190,000 $221,522 $8,068 4.65%
PORT ST. LUCIE, FL (FHA|USDA|VA) 47 $10,095,000 $214,787 $8,499 4.58%
KNOXVILLE, TN (FHA|USDA|VA) 42 $10,010,000 $238,333 $8,437 4.57%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 47 $9,895,000 $210,532 $8,146 4.58%
FAYETTEVILLE, NC (FHA|USDA|VA) 58 $9,700,000 $167,241 $5,002 4.64%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 42 $9,660,000 $230,000 $9,267 4.48%
VALLEJO, CA (FHA|USDA|VA) 25 $9,655,000 $386,200 $12,701 4.39%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 29 $9,105,000 $313,966 $11,040 4.58%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 35 $8,995,000 $257,000 $10,130 4.83%
BAKERSFIELD, CA (FHA|USDA|VA) 38 $8,820,000 $232,105 $8,965 4.52%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 46 $8,810,000 $191,522 $7,826 4.71%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 19 $8,745,000 $460,263 $18,458 4.61%
SAVANNAH, GA (FHA|USDA|VA) 38 $8,550,000 $225,000 $10,408 4.77%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 44 $8,350,000 $189,773 $6,658 4.64%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 38 $8,180,000 $215,263 $9,767 4.68%
STOCKTON, CA (FHA|USDA|VA) 22 $7,950,000 $361,364 $15,517 4.44%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 42 $7,830,000 $186,429 $7,527 4.53%
TULSA, OK (FHA|USDA|VA) 45 $7,795,000 $173,222 $8,288 4.71%
RENO, NV (FHA|USDA|VA) 25 $7,775,000 $311,000 $14,538 4.42%
URBAN HONOLULU, HI (FHA|USDA|VA) 14 $7,710,000 $550,714 $21,858 4.78%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 39 $7,685,000 $197,051 $7,760 4.45%
OCALA, FL (FHA|USDA|VA) 41 $7,615,000 $185,732 $6,505 4.45%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 28 $7,550,000 $269,643 $10,003 4.58%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 15 $7,395,000 $493,000 $21,937 4.44%
COLUMBUS, GA-AL (FHA|USDA|VA) 40 $7,280,000 $182,000 $6,383 4.78%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 37 $7,165,000 $193,649 $6,788 4.70%
ANCHORAGE, AK (FHA|USDA|VA) 27 $7,145,000 $264,630 $9,833 4.44%
DAYTON-KETTERING, OH (FHA|USDA|VA) 40 $7,130,000 $178,250 $7,612 4.66%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 41 $7,085,000 $172,805 $7,667 4.65%
WORCESTER, MA-CT (FHA|USDA|VA) 27 $6,565,000 $243,148 $10,818 4.62%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 23 $6,285,000 $273,261 $9,408 4.70%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $6,285,000 $483,462 $17,060 4.40%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 24 $6,220,000 $259,167 $9,240 4.20%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 29 $6,125,000 $211,207 $7,746 4.30%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 22 $5,990,000 $272,273 $11,755 4.54%
FRESNO, CA (FHA|USDA|VA) 22 $5,950,000 $270,455 $10,335 4.45%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 22 $5,950,000 $270,455 $10,214 4.54%
MONTGOMERY, AL (FHA|USDA|VA) 25 $5,865,000 $234,600 $7,541 4.52%
PUNTA GORDA, FL (FHA|USDA|VA) 27 $5,525,000 $204,630 $9,239 4.53%
GREELEY, CO (FHA|USDA|VA) 16 $5,510,000 $344,375 $15,923 4.62%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 31 $5,455,000 $175,968 $6,503 4.54%
MODESTO, CA (FHA|USDA|VA) 19 $5,445,000 $286,579 $12,638 4.43%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 20 $5,440,000 $272,000 $10,920 4.62%
PUEBLO, CO (FHA|USDA|VA) 23 $5,385,000 $234,130 $9,751 4.73%
SALISBURY, MD-DE (FHA|USDA|VA) 23 $5,355,000 $232,826 $8,805 4.39%
ASHEVILLE, NC (FHA|USDA|VA) 20 $5,350,000 $267,500 $9,482 4.28%
CHEYENNE, WY (FHA|USDA|VA) 22 $5,310,000 $241,364 $10,131 4.71%
YORK-HANOVER, PA (FHA|USDA|VA) 24 $5,290,000 $220,417 $9,948 4.43%
SALEM, OR (FHA|USDA|VA) 21 $5,145,000 $245,000 $11,820 4.52%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 18 $5,130,000 $285,000 $10,943 4.52%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 25 $4,795,000 $191,800 $7,311 4.56%
WINSTON-SALEM, NC (FHA|USDA|VA) 26 $4,760,000 $183,077 $6,592 4.67%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 25 $4,735,000 $189,400 $5,920 4.56%
JACKSONVILLE, NC (FHA|USDA|VA) 25 $4,685,000 $187,400 $5,896 4.48%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 21 $4,675,000 $222,619 $9,094 4.83%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 21 $4,595,000 $218,810 $7,499 4.78%
MEDFORD, OR (FHA|USDA|VA) 16 $4,560,000 $285,000 $10,361 4.59%
Outside of Metro Areas 16 $4,490,000 $280,625 $12,507 4.93%
DOVER, DE (FHA|USDA|VA) 18 $4,440,000 $246,667 $9,168 4.44%
SPARTANBURG, SC (FHA|USDA|VA) 22 $4,430,000 $201,364 $7,537 4.31%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 19 $4,375,000 $230,263 $10,555 4.54%
THE VILLAGES, FL (FHA|USDA|VA) 16 $4,360,000 $272,500 $11,124 4.66%
GRAND JUNCTION, CO (FHA|USDA|VA) 17 $4,285,000 $252,059 $11,950 4.50%
JACKSON, MS (FHA|USDA|VA) 20 $4,230,000 $211,500 $9,483 4.63%
BATON ROUGE, LA (FHA|USDA|VA) 24 $4,220,000 $175,833 $8,776 4.58%
YUBA CITY, CA (FHA|USDA|VA) 14 $4,150,000 $296,429 $11,135 4.63%
MOBILE, AL (FHA|USDA|VA) 26 $4,150,000 $159,615 $6,390 4.56%
LANCASTER, PA (FHA|USDA|VA) 19 $4,125,000 $217,105 $9,596 4.76%
WICHITA, KS (FHA|USDA|VA) 24 $4,000,000 $166,667 $8,606 4.65%
ALBANY-LEBANON, OR (FHA|USDA|VA) 15 $3,935,000 $262,333 $9,234 4.71%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 14 $3,910,000 $279,286 $9,637 4.45%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 21 $3,905,000 $185,952 $8,744 4.65%
SPRINGFIELD, MA (FHA|USDA|VA) 18 $3,850,000 $213,889 $7,514 4.37%
HINESVILLE, GA (FHA|USDA|VA) 22 $3,800,000 $172,727 $6,392 4.87%
WARNER ROBINS, GA (FHA|USDA|VA) 24 $3,770,000 $157,083 $6,136 4.66%
Fernley, NV (FHA|USDA|VA) 15 $3,745,000 $249,667 $10,303 4.45%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 20 $3,740,000 $187,000 $6,952 4.51%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 11 $3,725,000 $338,636 $13,673 4.81%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 22 $3,710,000 $168,636 $8,292 4.50%
SPRINGFIELD, MO (FHA|USDA|VA) 17 $3,665,000 $215,588 $8,077 4.51%
TUSCALOOSA, AL (FHA|USDA|VA) 18 $3,630,000 $201,667 $7,230 4.60%
Roseburg, OR (FHA|USDA|VA) 16 $3,610,000 $225,625 $8,703 4.66%
READING, PA (FHA|USDA|VA) 16 $3,490,000 $218,125 $10,918 4.57%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 17 $3,465,000 $203,824 $11,485 4.76%
VISALIA, CA (FHA|USDA|VA) 15 $3,415,000 $227,667 $10,531 4.68%
AKRON, OH (FHA|USDA|VA) 21 $3,375,000 $160,714 $9,095 4.54%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 15 $3,325,000 $221,667 $9,208 4.64%
GAINESVILLE, FL (FHA|USDA|VA) 15 $3,315,000 $221,000 $10,158 4.61%
PANAMA CITY, FL (FHA|USDA|VA) 11 $3,285,000 $298,636 $9,095 4.17%
LAWTON, OK (FHA|USDA|VA) 18 $3,280,000 $182,222 $5,949 4.97%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 17 $3,215,000 $189,118 $8,922 4.62%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $3,205,000 $246,538 $8,846 4.25%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 12 $3,200,000 $266,667 $9,747 4.25%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 10 $3,180,000 $318,000 $14,127 4.73%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $3,160,000 $316,000 $12,935 4.40%
SALINAS, CA (FHA|USDA|VA) 8 $3,150,000 $393,750 $15,242 4.59%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 13 $3,135,000 $241,154 $7,528 4.52%
MANHATTAN, KS (FHA|USDA|VA) 15 $3,125,000 $208,333 $7,877 4.84%
YUMA, AZ (FHA|USDA|VA) 15 $3,085,000 $205,667 $8,550 4.59%
GAINESVILLE, GA (FHA|USDA|VA) 10 $3,040,000 $304,000 $10,975 4.58%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 15 $3,005,000 $200,333 $7,244 4.78%
LONGVIEW, WA (FHA|USDA|VA) 10 $2,970,000 $297,000 $12,514 4.80%
IDAHO FALLS, ID (FHA|USDA|VA) 14 $2,960,000 $211,429 $8,805 4.81%
LINCOLN, NE (FHA|USDA|VA) 13 $2,955,000 $227,308 $8,264 4.24%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $2,870,000 $287,000 $9,339 4.60%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 12 $2,850,000 $237,500 $8,559 4.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 19 $2,835,000 $149,211 $6,624 4.34%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 12 $2,820,000 $235,000 $6,942 4.31%
TOPEKA, KS (FHA|USDA|VA) 16 $2,810,000 $175,625 $6,413 4.57%
Kalispell, MT (FHA|USDA|VA) 8 $2,780,000 $347,500 $9,954 4.42%
TALLAHASSEE, FL (FHA|USDA|VA) 15 $2,765,000 $184,333 $7,179 4.46%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 12 $2,760,000 $230,000 $7,461 4.69%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $2,750,000 $458,333 $15,770 4.83%
NEW BERN, NC (FHA|USDA|VA) 11 $2,735,000 $248,636 $6,445 4.55%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 15 $2,725,000 $181,667 $6,668 4.40%
LYNCHBURG, VA (FHA|USDA|VA) 12 $2,720,000 $226,667 $10,370 4.58%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 13 $2,685,000 $206,538 $8,933 4.43%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 17 $2,675,000 $157,353 $7,631 4.42%
TOLEDO, OH (FHA|USDA|VA) 16 $2,660,000 $166,250 $7,594 4.54%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $2,630,000 $438,333 $16,453 4.06%
Oak Harbor, WA (FHA|USDA|VA) 9 $2,605,000 $289,444 $11,232 4.30%
FORT SMITH, AR-OK (FHA|USDA|VA) 15 $2,585,000 $172,333 $8,485 4.55%
MORRISTOWN, TN (FHA|USDA|VA) 13 $2,555,000 $196,538 $7,840 4.91%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 10 $2,540,000 $254,000 $11,498 4.36%
YAKIMA, WA (FHA|USDA|VA) 10 $2,490,000 $249,000 $8,420 4.76%
JACKSON, MI (FHA|USDA|VA) 13 $2,485,000 $191,154 $5,044 4.56%
STAUNTON, VA (FHA|USDA|VA) 10 $2,470,000 $247,000 $10,517 4.37%
BOULDER, CO (FHA|USDA|VA) 6 $2,470,000 $411,667 $19,272 4.29%
Helena, MT (FHA|USDA|VA) 8 $2,460,000 $307,500 $13,100 4.66%
CHICO, CA (FHA|USDA|VA) 8 $2,460,000 $307,500 $15,301 4.53%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 10 $2,460,000 $246,000 $10,605 4.79%
REDDING, CA (FHA|USDA|VA) 10 $2,450,000 $245,000 $9,460 4.45%
Shelton, WA (FHA|USDA|VA) 9 $2,425,000 $269,444 $9,719 4.43%
CANTON-MASSILLON, OH (FHA|USDA|VA) 16 $2,420,000 $151,250 $7,201 4.56%
RAPID CITY, SD (FHA|USDA|VA) 10 $2,310,000 $231,000 $7,277 4.61%
GREEN BAY, WI (FHA|USDA|VA) 13 $2,275,000 $175,000 $7,118 4.91%
FORT COLLINS, CO (FHA|USDA|VA) 8 $2,260,000 $282,500 $14,015 4.72%
ALBANY, GA (FHA|USDA|VA) 15 $2,255,000 $150,333 $4,557 5.05%
GOLDSBORO, NC (FHA|USDA|VA) 9 $2,255,000 $250,556 $8,485 4.74%
BRUNSWICK, GA (FHA|USDA|VA) 10 $2,250,000 $225,000 $8,813 4.59%
BELLINGHAM, WA (FHA|USDA|VA) 7 $2,245,000 $320,714 $14,493 4.61%
St. Marys, GA (FHA|USDA|VA) 9 $2,235,000 $248,333 $10,539 4.17%
Augusta-Waterville, ME (FHA|USDA|VA) 12 $2,220,000 $185,000 $5,858 4.56%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 15 $2,215,000 $147,667 $6,336 4.47%
LAFAYETTE, LA (FHA|USDA|VA) 14 $2,160,000 $154,286 $6,394 4.80%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 11 $2,145,000 $195,000 $6,877 4.60%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 10 $2,140,000 $214,000 $8,145 4.26%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $2,135,000 $194,091 $8,194 4.81%
LAS CRUCES, NM (FHA|USDA|VA) 11 $2,125,000 $193,182 $6,788 4.39%
FORT WAYNE, IN (FHA|USDA|VA) 14 $2,120,000 $151,429 $6,640 4.62%
SIOUX FALLS, SD (FHA|USDA|VA) 9 $2,095,000 $232,778 $7,241 4.79%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 13 $2,055,000 $158,077 $5,887 4.46%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 8 $2,030,000 $253,750 $6,429 3.84%
ANN ARBOR, MI (FHA|USDA|VA) 8 $2,030,000 $253,750 $11,486 4.69%
ROCKY MOUNT, NC (FHA|USDA|VA) 11 $1,985,000 $180,455 $7,184 4.83%
LEWISTON, ID-WA (FHA|USDA|VA) 8 $1,970,000 $246,250 $5,995 4.36%
Red Wing, MN (FHA|USDA|VA) 6 $1,970,000 $328,333 $10,457 4.73%
Bozeman, MT (FHA|USDA|VA) 5 $1,965,000 $393,000 $9,847 4.90%
Mountain Home, ID (FHA|USDA|VA) 9 $1,955,000 $217,222 $7,768 4.82%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 11 $1,935,000 $175,909 $7,117 4.74%
Sheridan, WY (FHA|USDA|VA) 6 $1,930,000 $321,667 $12,146 5.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 9 $1,915,000 $212,778 $9,083 4.56%
WILMINGTON, NC (FHA|USDA|VA) 8 $1,870,000 $233,750 $7,769 4.56%
Jefferson, GA (FHA|USDA|VA) 9 $1,865,000 $207,222 $9,389 4.38%
BILLINGS, MT (FHA|USDA|VA) 7 $1,845,000 $263,571 $9,060 4.27%
MONROE, MI (FHA|USDA|VA) 7 $1,835,000 $262,143 $8,800 4.46%
Sevierville, TN (FHA|USDA|VA) 8 $1,810,000 $226,250 $9,076 4.61%
Pahrump, NV (FHA|USDA|VA) 6 $1,780,000 $296,667 $11,669 4.19%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 12 $1,780,000 $148,333 $7,414 4.73%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 9 $1,765,000 $196,111 $7,067 4.41%
BURLINGTON, NC (FHA|USDA|VA) 9 $1,765,000 $196,111 $7,888 4.47%
GREENVILLE, NC (FHA|USDA|VA) 9 $1,765,000 $196,111 $8,518 4.29%
ROANOKE, VA (FHA|USDA|VA) 10 $1,760,000 $176,000 $7,809 4.51%
JOHNSON CITY, TN (FHA|USDA|VA) 9 $1,755,000 $195,000 $8,462 4.42%
HATTIESBURG, MS (FHA|USDA|VA) 8 $1,750,000 $218,750 $6,919 4.83%
SUMTER, SC (FHA|USDA|VA) 11 $1,725,000 $156,818 $5,890 4.49%
Albertville, AL (FHA|USDA|VA) 7 $1,725,000 $246,429 $7,175 4.55%
MADISON, WI (FHA|USDA|VA) 8 $1,720,000 $215,000 $6,710 4.73%
BATTLE CREEK, MI (FHA|USDA|VA) 10 $1,720,000 $172,000 $6,744 4.30%
Traverse City, MI (FHA|USDA|VA) 7 $1,715,000 $245,000 $10,677 4.75%
Klamath Falls, OR (FHA|USDA|VA) 9 $1,705,000 $189,444 $7,928 4.65%
SPRINGFIELD, OH (FHA|USDA|VA) 10 $1,690,000 $169,000 $8,590 4.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 11 $1,685,000 $153,182 $5,500 4.40%
MANKATO, MN (FHA|USDA|VA) 7 $1,665,000 $237,857 $8,105 4.46%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 10 $1,660,000 $166,000 $6,009 4.26%
POCATELLO, ID (FHA|USDA|VA) 8 $1,620,000 $202,500 $8,176 4.61%
Hermiston-Pendleton, OR (FHA|USDA|VA) 8 $1,600,000 $200,000 $7,957 4.64%
VALDOSTA, GA (FHA|USDA|VA) 11 $1,595,000 $145,000 $4,858 4.47%
Fort Leonard Wood, MO (FHA|USDA|VA) 9 $1,595,000 $177,222 $4,060 4.49%
FLINT, MI (FHA|USDA|VA) 11 $1,595,000 $145,000 $4,421 4.52%
Lake City, FL (FHA|USDA|VA) 9 $1,575,000 $175,000 $8,197 4.03%
JACKSON, TN (FHA|USDA|VA) 6 $1,570,000 $261,667 $7,756 4.92%
Alamogordo, NM (FHA|USDA|VA) 8 $1,560,000 $195,000 $6,845 4.94%
SAGINAW, MI (FHA|USDA|VA) 11 $1,555,000 $141,364 $4,638 4.41%
MERCED, CA (FHA|USDA|VA) 6 $1,550,000 $258,333 $12,130 4.73%
EVANSVILLE, IN-KY (FHA|USDA|VA) 9 $1,545,000 $171,667 $5,205 4.30%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 7 $1,545,000 $220,714 $9,490 4.16%
WHEELING, WV-OH (FHA|USDA|VA) 9 $1,545,000 $171,667 $7,308 4.24%
GRANTS PASS, OR (FHA|USDA|VA) 6 $1,530,000 $255,000 $7,375 4.48%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 12 $1,520,000 $126,667 $6,300 4.68%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,505,000 $301,000 $8,574 4.37%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 6 $1,500,000 $250,000 $13,890 4.46%
Coos Bay, OR (FHA|USDA|VA) 7 $1,485,000 $212,143 $7,075 4.50%
WALLA WALLA, WA (FHA|USDA|VA) 6 $1,480,000 $246,667 $7,969 4.85%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,475,000 $295,000 $13,854 4.35%
GREAT FALLS, MT (FHA|USDA|VA) 8 $1,470,000 $183,750 $6,867 5.13%
Montrose, CO (FHA|USDA|VA) 6 $1,440,000 $240,000 $10,501 4.50%
Sandpoint, ID (FHA|USDA|VA) 4 $1,430,000 $357,500 $16,703 4.56%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $1,425,000 $285,000 $9,914 4.05%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 7 $1,425,000 $203,571 $8,380 4.70%
Paducah, KY-IL (FHA|USDA|VA) 8 $1,420,000 $177,500 $6,713 4.25%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $1,420,000 $236,667 $9,004 4.13%
MADERA, CA (FHA|USDA|VA) 6 $1,410,000 $235,000 $9,605 4.27%
FLORENCE, SC (FHA|USDA|VA) 10 $1,410,000 $141,000 $6,966 4.67%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,400,000 $350,000 $12,181 4.22%
Port Angeles, WA (FHA|USDA|VA) 5 $1,395,000 $279,000 $9,887 4.63%
MONROE, LA (FHA|USDA|VA) 10 $1,380,000 $138,000 $5,936 4.99%
Elizabeth City, NC (FHA|USDA|VA) 7 $1,365,000 $195,000 $6,538 5.04%
DULUTH, MN-WI (FHA|USDA|VA) 6 $1,360,000 $226,667 $6,985 4.21%
LEBANON, PA (FHA|USDA|VA) 8 $1,350,000 $168,750 $7,128 4.28%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 7 $1,335,000 $190,714 $7,776 4.48%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 6 $1,330,000 $221,667 $5,656 4.60%
OWENSBORO, KY (FHA|USDA|VA) 8 $1,320,000 $165,000 $4,925 4.72%
Aberdeen, WA (FHA|USDA|VA) 8 $1,310,000 $163,750 $5,794 4.58%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,300,000 $325,000 $12,760 4.50%
Branson, MO (FHA|USDA|VA) 7 $1,295,000 $185,000 $7,647 4.50%
Cookeville, TN (FHA|USDA|VA) 7 $1,295,000 $185,000 $6,699 4.05%
Bardstown, KY (FHA|USDA|VA) 6 $1,290,000 $215,000 $11,466 4.38%
Marietta, OH (FHA|USDA|VA) 6 $1,290,000 $215,000 $9,157 4.50%
Kapaa, HI (FHA|USDA|VA) 2 $1,260,000 $630,000 $24,620 4.69%
ALTOONA, PA (FHA|USDA|VA) 8 $1,260,000 $157,500 $6,192 4.75%
Seneca, SC (FHA|USDA|VA) 6 $1,240,000 $206,667 $8,181 4.29%
Danville, VA (FHA|USDA|VA) 7 $1,235,000 $176,429 $8,665 4.73%
DOTHAN, AL (FHA|USDA|VA) 7 $1,205,000 $172,143 $4,461 4.41%
BOWLING GREEN, KY (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,831 4.61%
TWIN FALLS, ID (FHA|USDA|VA) 6 $1,190,000 $198,333 $9,458 5.04%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,180,000 $196,667 $8,761 4.73%
FARMINGTON, NM (FHA|USDA|VA) 6 $1,180,000 $196,667 $7,014 4.35%
FAIRBANKS, AK (FHA|USDA|VA) 6 $1,170,000 $195,000 $8,049 4.56%
EAU CLAIRE, WI (FHA|USDA|VA) 5 $1,165,000 $233,000 $8,210 4.52%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $1,155,000 $231,000 $9,380 4.25%
Okeechobee, FL (FHA|USDA|VA) 5 $1,155,000 $231,000 $9,535 4.45%
CaƱon City, CO (FHA|USDA|VA) 6 $1,150,000 $191,667 $9,994 4.08%
Picayune, MS (FHA|USDA|VA) 6 $1,150,000 $191,667 $6,550 4.48%
BEND, OR (FHA|USDA|VA) 4 $1,140,000 $285,000 $14,721 4.19%
TERRE HAUTE, IN (FHA|USDA|VA) 8 $1,130,000 $141,250 $4,197 4.84%
LAKE CHARLES, LA (FHA|USDA|VA) 7 $1,115,000 $159,286 $8,327 4.84%
ROCKFORD, IL (FHA|USDA|VA) 10 $1,110,000 $111,000 $4,692 4.61%
ROCHESTER, MN (FHA|USDA|VA) 6 $1,100,000 $183,333 $7,038 4.29%
New Ulm, MN (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,105 4.66%
ROME, GA (FHA|USDA|VA) 5 $1,095,000 $219,000 $4,056 3.70%
Gillette, WY (FHA|USDA|VA) 5 $1,085,000 $217,000 $10,481 5.00%
ALEXANDRIA, LA (FHA|USDA|VA) 6 $1,080,000 $180,000 $8,655 4.71%
Frankfort, KY (FHA|USDA|VA) 6 $1,070,000 $178,333 $6,082 4.65%
HAMMOND, LA (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,203 4.37%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,060,000 $265,000 $8,396 4.88%
London, KY (FHA|USDA|VA) 5 $1,055,000 $211,000 $9,141 4.95%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $1,045,000 $348,333 $14,354 5.08%
Concord, NH (FHA|USDA|VA) 4 $1,040,000 $260,000 $12,403 4.75%
Brainerd, MN (FHA|USDA|VA) 5 $1,035,000 $207,000 $10,343 4.77%
MANSFIELD, OH (FHA|USDA|VA) 6 $1,030,000 $171,667 $6,254 4.73%
BLOOMINGTON, IN (FHA|USDA|VA) 6 $1,030,000 $171,667 $9,621 4.43%
Richmond-Berea, KY (FHA|USDA|VA) 7 $1,025,000 $146,429 $4,695 4.39%
Marion, OH (FHA|USDA|VA) 7 $1,005,000 $143,571 $8,658 4.64%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $1,000,000 $166,667 $6,721 4.81%
Lumberton, NC (FHA|USDA|VA) 7 $995,000 $142,143 $6,727 4.21%
Riverton, WY (FHA|USDA|VA) 5 $985,000 $197,000 $6,440 5.00%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $985,000 $328,333 $13,436 4.42%
Urbana, OH (FHA|USDA|VA) 5 $985,000 $197,000 $9,075 4.47%
WENATCHEE, WA (FHA|USDA|VA) 4 $980,000 $245,000 $12,563 5.09%
Albemarle, NC (FHA|USDA|VA) 4 $980,000 $245,000 $5,529 4.34%
MUSKEGON, MI (FHA|USDA|VA) 7 $975,000 $139,286 $7,031 4.91%
NAPA, CA (FHA|USDA|VA) 2 $970,000 $485,000 $20,409 5.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $965,000 $321,667 $19,293 4.38%
CASPER, WY (FHA|USDA|VA) 5 $965,000 $193,000 $3,152 4.08%
Laconia, NH (FHA|USDA|VA) 5 $955,000 $191,000 $4,801 4.15%
Warrensburg, MO (FHA|USDA|VA) 3 $955,000 $318,333 $6,001 4.21%
Centralia, WA (FHA|USDA|VA) 4 $950,000 $237,500 $11,141 4.88%
EL CENTRO, CA (FHA|USDA|VA) 4 $950,000 $237,500 $7,133 4.41%
MUNCIE, IN (FHA|USDA|VA) 6 $940,000 $156,667 $7,855 4.15%
Mount Sterling, KY (FHA|USDA|VA) 4 $940,000 $235,000 $6,396 4.22%
Blackfoot, ID (FHA|USDA|VA) 4 $940,000 $235,000 $8,857 4.00%
Crossville, TN (FHA|USDA|VA) 7 $935,000 $133,571 $6,461 4.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $925,000 $185,000 $4,796 4.95%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $920,000 $460,000 $17,975 5.50%
Fallon, NV (FHA|USDA|VA) 3 $915,000 $305,000 $8,088 4.63%
Enterprise, AL (FHA|USDA|VA) 5 $915,000 $183,000 $8,631 4.85%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $915,000 $183,000 $6,404 5.30%
KOKOMO, IN (FHA|USDA|VA) 7 $905,000 $129,286 $4,554 4.68%
Ontario, OR-ID (FHA|USDA|VA) 4 $900,000 $225,000 $9,672 4.94%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 7 $895,000 $127,857 $6,318 4.63%
JOHNSTOWN, PA (FHA|USDA|VA) 6 $890,000 $148,333 $6,867 4.73%
Sayre, PA (FHA|USDA|VA) 5 $875,000 $175,000 $6,079 4.52%
Athens, TX (FHA|USDA|VA) 5 $875,000 $175,000 $7,375 3.93%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $875,000 $291,667 $11,745 4.08%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $870,000 $217,500 $6,037 4.88%
Holland, MI (FHA|USDA|VA) 5 $865,000 $173,000 $7,061 4.78%
Fort Polk South, LA (FHA|USDA|VA) 5 $855,000 $171,000 $7,235 4.45%
Taos, NM (FHA|USDA|VA) 2 $850,000 $425,000 $15,547 4.19%
Thomasville, GA (FHA|USDA|VA) 5 $845,000 $169,000 $9,568 4.03%
Georgetown, SC (FHA|USDA|VA) 4 $840,000 $210,000 $7,254 4.84%
Sanford, NC (FHA|USDA|VA) 4 $830,000 $207,500 $8,354 4.41%
Rockingham, NC (FHA|USDA|VA) 5 $815,000 $163,000 $7,457 4.37%
BANGOR, ME (FHA|USDA|VA) 5 $815,000 $163,000 $10,564 4.80%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $805,000 $161,000 $5,222 4.58%
Cedartown, GA (FHA|USDA|VA) 5 $795,000 $159,000 $7,594 3.92%
Sunbury, PA (FHA|USDA|VA) 5 $785,000 $157,000 $8,591 4.75%
Angola, IN (FHA|USDA|VA) 2 $780,000 $390,000 $14,484 3.87%
COLUMBUS, IN (FHA|USDA|VA) 4 $780,000 $195,000 $10,111 4.88%
JONESBORO, AR (FHA|USDA|VA) 4 $780,000 $195,000 $8,530 4.72%
Pottsville, PA (FHA|USDA|VA) 4 $780,000 $195,000 $11,449 4.66%
CORVALLIS, OR (FHA|USDA|VA) 2 $770,000 $385,000 $16,307 4.25%
Ukiah, CA (FHA|USDA|VA) 2 $770,000 $385,000 $11,856 3.62%
Berlin, NH (FHA|USDA|VA) 5 $765,000 $153,000 $7,538 4.60%
Newport, OR (FHA|USDA|VA) 3 $765,000 $255,000 $11,060 4.83%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $755,000 $251,667 $4,713 4.00%
Opelousas, LA (FHA|USDA|VA) 3 $745,000 $248,333 $16,280 4.79%
Red Bluff, CA (FHA|USDA|VA) 3 $745,000 $248,333 $9,418 3.92%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $740,000 $185,000 $8,898 4.75%
Sidney, OH (FHA|USDA|VA) 4 $740,000 $185,000 $9,527 4.41%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $740,000 $185,000 $4,441 4.53%
DECATUR, AL (FHA|USDA|VA) 4 $740,000 $185,000 $10,317 4.59%
La Grande, OR (FHA|USDA|VA) 4 $720,000 $180,000 $5,453 4.40%
Brookings, OR (FHA|USDA|VA) 2 $720,000 $360,000 $8,542 3.31%
MISSOULA, MT (FHA|USDA|VA) 3 $715,000 $238,333 $11,168 4.83%
Findlay, OH (FHA|USDA|VA) 4 $710,000 $177,500 $4,402 4.31%
Russellville, AR (FHA|USDA|VA) 5 $705,000 $141,000 $4,363 3.83%
Hutchinson, KS (FHA|USDA|VA) 5 $705,000 $141,000 $4,622 4.45%
Torrington, CT (FHA|USDA|VA) 3 $705,000 $235,000 $9,243 4.33%
Danville, KY (FHA|USDA|VA) 5 $705,000 $141,000 $6,312 4.35%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $690,000 $172,500 $3,254 4.56%
Wooster, OH (FHA|USDA|VA) 4 $690,000 $172,500 $10,984 4.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $680,000 $340,000 $12,738 5.25%
Greeneville, TN (FHA|USDA|VA) 4 $680,000 $170,000 $7,086 4.34%
Forest City, NC (FHA|USDA|VA) 3 $675,000 $225,000 $8,706 4.42%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $675,000 $225,000 $11,463 4.88%
Adrian, MI (FHA|USDA|VA) 4 $670,000 $167,500 $8,833 4.22%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $670,000 $335,000 $10,284 3.94%
Orangeburg, SC (FHA|USDA|VA) 5 $665,000 $133,000 $5,673 5.05%
Marquette, MI (FHA|USDA|VA) 3 $665,000 $221,667 $4,103 4.71%
Alexander City, AL (FHA|USDA|VA) 3 $665,000 $221,667 $6,308 3.96%
Clovis, NM (FHA|USDA|VA) 4 $660,000 $165,000 $7,739 4.87%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $660,000 $165,000 $7,427 3.97%
Hilo, HI (FHA|USDA|VA) 4 $660,000 $165,000 $9,636 4.25%
Ozark, AL (FHA|USDA|VA) 5 $655,000 $131,000 $4,877 5.10%
Rock Springs, WY (FHA|USDA|VA) 3 $645,000 $215,000 $5,964 5.38%
CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $645,000 $129,000 $5,862 4.48%
Cornelia, GA (FHA|USDA|VA) 3 $645,000 $215,000 $11,504 4.42%
Somerset, KY (FHA|USDA|VA) 3 $645,000 $215,000 $8,175 4.04%
Marion, NC (FHA|USDA|VA) 5 $635,000 $127,000 $8,163 4.58%
DALTON, GA (FHA|USDA|VA) 4 $630,000 $157,500 $9,342 4.84%
Juneau, AK (FHA|USDA|VA) 2 $630,000 $315,000 $13,919 5.50%
Show Low, AZ (FHA|USDA|VA) 3 $625,000 $208,333 $8,771 3.50%
Clearlake, CA (FHA|USDA|VA) 3 $625,000 $208,333 $11,407 4.17%
Effingham, IL (FHA|USDA|VA) 3 $615,000 $205,000 $8,381 4.67%
Vidalia, GA (FHA|USDA|VA) 4 $610,000 $152,500 $6,730 4.91%
EL PASO, TX (FHA|USDA|VA) 2 $610,000 $305,000 $4,187 4.31%
Rolla, MO (FHA|USDA|VA) 4 $600,000 $150,000 $4,964 4.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $595,000 $198,333 $9,141 4.33%
Duncan, OK (FHA|USDA|VA) 2 $590,000 $295,000 $11,371 4.75%
Mount Vernon, OH (FHA|USDA|VA) 4 $590,000 $147,500 $7,936 4.25%
Tupelo, MS (FHA|USDA|VA) 5 $585,000 $117,000 $4,282 4.23%
Lewisburg, TN (FHA|USDA|VA) 3 $585,000 $195,000 $6,325 4.08%
Seymour, IN (FHA|USDA|VA) 3 $585,000 $195,000 $11,186 5.13%
Clewiston, FL (FHA|USDA|VA) 2 $580,000 $290,000 $20,083 4.00%
Elko, NV (FHA|USDA|VA) 2 $580,000 $290,000 $17,135 5.00%
Muskogee, OK (FHA|USDA|VA) 4 $580,000 $145,000 $5,930 4.41%
Morehead City, NC (FHA|USDA|VA) 2 $580,000 $290,000 $17,897 5.44%
Greenwood, SC (FHA|USDA|VA) 3 $575,000 $191,667 $6,604 4.38%
Statesboro, GA (FHA|USDA|VA) 4 $570,000 $142,500 $7,788 4.31%
Marinette, WI-MI (FHA|USDA|VA) 2 $570,000 $285,000 $12,314 4.37%
Mayfield, KY (FHA|USDA|VA) 3 $565,000 $188,333 $6,469 4.92%
Salem, OH (FHA|USDA|VA) 2 $560,000 $280,000 $11,834 4.56%
Union City, TN (FHA|USDA|VA) 3 $555,000 $185,000 $6,026 4.25%
Menomonie, WI (FHA|USDA|VA) 3 $555,000 $185,000 $3,507 4.29%
Iron Mountain, MI-WI (FHA|USDA|VA) 2 $550,000 $275,000 $9,809 4.19%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $550,000 $275,000 $12,626 5.06%
Meadville, PA (FHA|USDA|VA) 4 $550,000 $137,500 $6,483 4.72%
Altus, OK (FHA|USDA|VA) 3 $545,000 $181,667 $7,094 4.96%
Payson, AZ (FHA|USDA|VA) 3 $545,000 $181,667 $13,217 4.21%
Moscow, ID (FHA|USDA|VA) 2 $540,000 $270,000 $17,931 4.19%
JOPLIN, MO (FHA|USDA|VA) 4 $540,000 $135,000 $6,770 4.13%
BAY CITY, MI (FHA|USDA|VA) 4 $540,000 $135,000 $5,554 4.44%
Portsmouth, OH (FHA|USDA|VA) 4 $540,000 $135,000 $5,565 4.34%
ERIE, PA (FHA|USDA|VA) 6 $530,000 $88,333 $4,154 4.40%
Lawrenceburg, TN (FHA|USDA|VA) 3 $525,000 $175,000 $9,188 4.88%
Glenwood Springs, CO (FHA|USDA|VA) 1 $525,000 $525,000 $25,025 4.38%
CLEVELAND, TN (FHA|USDA|VA) 3 $525,000 $175,000 $9,756 5.04%
Jasper, IN (FHA|USDA|VA) 3 $515,000 $171,667 $8,090 4.29%
Marion, IN (FHA|USDA|VA) 4 $510,000 $127,500 $6,509 4.09%
Milledgeville, GA (FHA|USDA|VA) 3 $505,000 $168,333 $3,624 4.50%
Big Rapids, MI (FHA|USDA|VA) 3 $505,000 $168,333 $2,752 4.38%
Ellensburg, WA (FHA|USDA|VA) 2 $500,000 $250,000 $11,582 5.25%
Sikeston, MO (FHA|USDA|VA) 4 $500,000 $125,000 $7,471 4.22%
Sandusky, OH (FHA|USDA|VA) 4 $500,000 $125,000 $4,950 4.94%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $495,000 $165,000 $9,061 4.54%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 3 $495,000 $165,000 $6,705 4.17%
Alexandria, MN (FHA|USDA|VA) 1 $495,000 $495,000 $22,914 5.25%
McMinnville, TN (FHA|USDA|VA) 3 $495,000 $165,000 $5,405 5.04%
Susanville, CA (FHA|USDA|VA) 2 $490,000 $245,000 $9,945 5.25%
COLUMBIA, MO (FHA|USDA|VA) 3 $485,000 $161,667 $5,365 4.54%
Fort Payne, AL (FHA|USDA|VA) 3 $485,000 $161,667 $6,063 4.96%
Tahlequah, OK (FHA|USDA|VA) 3 $485,000 $161,667 $8,060 4.46%
Chillicothe, OH (FHA|USDA|VA) 4 $480,000 $120,000 $5,110 4.38%
Farmington, MO (FHA|USDA|VA) 3 $475,000 $158,333 $6,631 5.04%
Beaver Dam, WI (FHA|USDA|VA) 3 $475,000 $158,333 $6,506 4.25%
Baraboo, WI (FHA|USDA|VA) 3 $475,000 $158,333 $6,047 4.83%
Shelbyville, TN (FHA|USDA|VA) 2 $470,000 $235,000 $12,140 4.63%
Calhoun, GA (FHA|USDA|VA) 4 $470,000 $117,500 $6,896 4.59%
Paragould, AR (FHA|USDA|VA) 4 $470,000 $117,500 $5,726 4.44%
Ponca City, OK (FHA|USDA|VA) 3 $465,000 $155,000 $5,402 4.50%
Campbellsville, KY (FHA|USDA|VA) 3 $465,000 $155,000 $6,036 4.67%
PINE BLUFF, AR (FHA|USDA|VA) 3 $465,000 $155,000 $4,487 4.25%
Astoria, OR (FHA|USDA|VA) 2 $460,000 $230,000 $5,844 4.13%
DeRidder, LA (FHA|USDA|VA) 2 $460,000 $230,000 $9,034 5.00%
New Philadelphia-Dover, OH (FHA|USDA|VA) 5 $455,000 $91,000 $4,251 4.73%
Cambridge, OH (FHA|USDA|VA) 3 $455,000 $151,667 $9,164 5.08%
New Castle, IN (FHA|USDA|VA) 3 $455,000 $151,667 $5,659 3.91%
Vicksburg, MS (FHA|USDA|VA) 3 $455,000 $151,667 $6,853 4.50%
ST. CLOUD, MN (FHA|USDA|VA) 3 $455,000 $151,667 $6,326 4.58%
SANTA FE, NM (FHA|USDA|VA) 2 $450,000 $225,000 $9,547 5.00%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $445,000 $148,333 $4,547 4.12%
Boone, NC (FHA|USDA|VA) 1 $445,000 $445,000 $15,266 5.25%
Lebanon, NH-VT (FHA|USDA|VA) 2 $440,000 $220,000 $10,550 4.69%
Newport, TN (FHA|USDA|VA) 2 $440,000 $220,000 $10,741 3.62%
Poplar Bluff, MO (FHA|USDA|VA) 3 $435,000 $145,000 $9,382 4.67%
Hood River, OR (FHA|USDA|VA) 1 $435,000 $435,000 $15,571 4.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $435,000 $145,000 $6,101 4.71%
Galesburg, IL (FHA|USDA|VA) 4 $430,000 $107,500 $5,986 4.44%
MIDLAND, MI (FHA|USDA|VA) 4 $430,000 $107,500 $5,364 4.34%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $430,000 $215,000 $9,718 4.38%
TYLER, TX (FHA|USDA|VA) 2 $430,000 $215,000 $4,964 3.50%
PEORIA, IL (FHA|USDA|VA) 3 $425,000 $141,667 $8,500 4.58%
Laurel, MS (FHA|USDA|VA) 3 $425,000 $141,667 $6,870 4.25%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $425,000 $141,667 $7,130 4.29%
IOWA CITY, IA (FHA|USDA|VA) 2 $420,000 $210,000 $2,581 4.37%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $420,000 $210,000 $9,713 4.50%
Athens, TN (FHA|USDA|VA) 2 $420,000 $210,000 $9,063 4.63%
Willmar, MN (FHA|USDA|VA) 2 $420,000 $210,000 $8,989 4.25%
Minden, LA (FHA|USDA|VA) 2 $420,000 $210,000 $8,205 5.44%
Ada, OK (FHA|USDA|VA) 3 $415,000 $138,333 $3,499 3.96%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 4 $410,000 $102,500 $5,165 4.22%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $410,000 $205,000 $7,630 4.31%
Rochelle, IL (FHA|USDA|VA) 3 $405,000 $135,000 $7,014 4.37%
Dyersburg, TN (FHA|USDA|VA) 3 $405,000 $135,000 $5,717 4.67%
Bluefield, WV-VA (FHA|USDA|VA) 3 $405,000 $135,000 $6,803 4.54%
Searcy, AR (FHA|USDA|VA) 3 $405,000 $135,000 $4,322 4.25%
RACINE, WI (FHA|USDA|VA) 3 $405,000 $135,000 $6,548 4.29%
Winona, MN (FHA|USDA|VA) 2 $400,000 $200,000 $9,923 5.44%
Cullman, AL (FHA|USDA|VA) 3 $395,000 $131,667 $4,551 4.21%
St. Marys, PA (FHA|USDA|VA) 3 $395,000 $131,667 $9,505 4.04%
Blytheville, AR (FHA|USDA|VA) 2 $390,000 $195,000 $6,447 4.38%
Ardmore, OK (FHA|USDA|VA) 3 $385,000 $128,333 $5,910 4.58%
GADSDEN, AL (FHA|USDA|VA) 2 $380,000 $190,000 $6,988 4.31%
Coldwater, MI (FHA|USDA|VA) 3 $375,000 $125,000 $4,363 4.42%
DuBois, PA (FHA|USDA|VA) 3 $375,000 $125,000 $4,631 4.79%
LIMA, OH (FHA|USDA|VA) 3 $375,000 $125,000 $8,769 4.38%
Platteville, WI (FHA|USDA|VA) 3 $375,000 $125,000 $3,988 5.00%
GETTYSBURG, PA (FHA|USDA|VA) 2 $370,000 $185,000 $9,684 5.06%
Moultrie, GA (FHA|USDA|VA) 2 $370,000 $185,000 $2,130 3.81%
El Dorado, AR (FHA|USDA|VA) 2 $370,000 $185,000 $11,547 4.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $370,000 $185,000 $8,245 5.50%
Scottsboro, AL (FHA|USDA|VA) 3 $365,000 $121,667 $2,677 4.58%
Washington, NC (FHA|USDA|VA) 2 $360,000 $180,000 $10,151 4.56%
Ashland, OH (FHA|USDA|VA) 2 $360,000 $180,000 $10,971 4.44%
Big Stone Gap, VA (FHA|USDA|VA) 2 $360,000 $180,000 $7,589 4.25%
Gaffney, SC (FHA|USDA|VA) 3 $355,000 $118,333 $5,201 4.79%
Sonora, CA (FHA|USDA|VA) 1 $355,000 $355,000 $5,429 5.38%
LaGrange, GA-AL (FHA|USDA|VA) 3 $355,000 $118,333 $5,921 4.21%
Madison, IN (FHA|USDA|VA) 2 $350,000 $175,000 $7,343 3.88%
Hannibal, MO (FHA|USDA|VA) 2 $350,000 $175,000 $7,436 4.81%
APPLETON, WI (FHA|USDA|VA) 2 $350,000 $175,000 $7,954 3.88%
Moses Lake, WA (FHA|USDA|VA) 2 $350,000 $175,000 $8,773 4.31%
LOGAN, UT-ID (FHA|USDA|VA) 1 $345,000 $345,000 $23,456 4.25%
Ottawa, IL (FHA|USDA|VA) 3 $345,000 $115,000 $7,025 4.21%
Lewistown, PA (FHA|USDA|VA) 1 $345,000 $345,000 $13,611 4.25%
Palatka, FL (FHA|USDA|VA) 2 $340,000 $170,000 $12,452 4.63%
Keene, NH (FHA|USDA|VA) 2 $340,000 $170,000 $11,422 5.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $335,000 $111,667 $5,143 4.12%
Taylorville, IL (FHA|USDA|VA) 2 $330,000 $165,000 $7,100 5.13%
Shawnee, OK (FHA|USDA|VA) 2 $330,000 $165,000 $4,282 4.88%
Lock Haven, PA (FHA|USDA|VA) 2 $330,000 $165,000 $5,552 4.38%
Quincy, IL-MO (FHA|USDA|VA) 4 $330,000 $82,500 $5,696 4.88%
Brevard, NC (FHA|USDA|VA) 1 $325,000 $325,000 $2,484 3.50%
FARGO, ND-MN (FHA|USDA|VA) 2 $320,000 $160,000 $4,374 4.31%
Mount Pleasant, MI (FHA|USDA|VA) 2 $320,000 $160,000 $6,126 4.44%
Glasgow, KY (FHA|USDA|VA) 2 $320,000 $160,000 $9,532 4.13%
North Vernon, IN (FHA|USDA|VA) 2 $320,000 $160,000 $5,248 4.75%
Harrison, AR (FHA|USDA|VA) 2 $320,000 $160,000 $4,849 4.75%
Wapakoneta, OH (FHA|USDA|VA) 2 $320,000 $160,000 $10,331 4.75%
Ashtabula, OH (FHA|USDA|VA) 3 $315,000 $105,000 $6,723 3.79%
Los Alamos, NM (FHA|USDA|VA) 1 $315,000 $315,000 $12,162 4.13%
Indiana, PA (FHA|USDA|VA) 1 $315,000 $315,000 $12,582 3.99%
Indianola, MS (FHA|USDA|VA) 1 $305,000 $305,000 $11,101 4.75%
Clarksdale, MS (FHA|USDA|VA) 1 $305,000 $305,000 $21,382 4.25%
Hailey, ID (FHA|USDA|VA) 1 $305,000 $305,000 $9,812 3.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $305,000 $305,000 $20,231 4.25%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $305,000 $305,000 $3,430 4.38%
Meridian, MS (FHA|USDA|VA) 2 $300,000 $150,000 $2,810 5.19%
Sturgis, MI (FHA|USDA|VA) 2 $300,000 $150,000 $5,392 4.81%
Mountain Home, AR (FHA|USDA|VA) 2 $300,000 $150,000 $7,867 4.50%
Las Vegas, NM (FHA|USDA|VA) 1 $295,000 $295,000 $1,314 3.88%
McAlester, OK (FHA|USDA|VA) 2 $290,000 $145,000 $5,079 5.06%
Norwalk, OH (FHA|USDA|VA) 2 $290,000 $145,000 $5,359 4.69%
Hutchinson, MN (FHA|USDA|VA) 2 $290,000 $145,000 $5,278 3.75%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $290,000 $145,000 $4,560 4.63%
Burley, ID (FHA|USDA|VA) 2 $290,000 $145,000 $10,284 4.31%
Clinton, IA (FHA|USDA|VA) 2 $290,000 $145,000 $8,535 5.00%
WACO, TX (FHA|USDA|VA) 2 $290,000 $145,000 $4,957 4.69%
Sault Ste. Marie, MI (FHA|USDA|VA) 2 $290,000 $145,000 $7,174 4.75%
Douglas, GA (FHA|USDA|VA) 2 $290,000 $145,000 $7,658 4.69%
New Castle, PA (FHA|USDA|VA) 3 $285,000 $95,000 $4,016 5.04%
Stillwater, OK (FHA|USDA|VA) 2 $280,000 $140,000 $9,799 4.50%
Kendallville, IN (FHA|USDA|VA) 2 $280,000 $140,000 $6,410 4.38%
Wabash, IN (FHA|USDA|VA) 1 $275,000 $275,000 $4,571 4.63%
Celina, OH (FHA|USDA|VA) 1 $275,000 $275,000 $11,214 4.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,815 3.75%
North Platte, NE (FHA|USDA|VA) 2 $270,000 $135,000 $6,379 5.50%
DANVILLE, IL (FHA|USDA|VA) 2 $270,000 $135,000 $5,305 4.81%
Stevens Point, WI (FHA|USDA|VA) 1 $265,000 $265,000 $14,545 5.25%
Craig, CO (FHA|USDA|VA) 1 $265,000 $265,000 $16,340 3.88%
EspaƱola, NM (FHA|USDA|VA) 1 $265,000 $265,000 $10,143 4.75%
Whitewater, WI (FHA|USDA|VA) 1 $265,000 $265,000 $2,703 4.88%
Arkadelphia, AR (FHA|USDA|VA) 2 $260,000 $130,000 $6,885 4.63%
AMES, IA (FHA|USDA|VA) 2 $260,000 $130,000 $3,096 5.50%
Sedalia, MO (FHA|USDA|VA) 2 $260,000 $130,000 $5,029 4.56%
Crawfordsville, IN (FHA|USDA|VA) 2 $260,000 $130,000 $8,411 4.69%
ENID, OK (FHA|USDA|VA) 1 $255,000 $255,000 $7,472 3.38%
Prineville, OR (FHA|USDA|VA) 1 $255,000 $255,000 $17,813 5.63%
Durango, CO (FHA|USDA|VA) 1 $255,000 $255,000 $5,117 4.49%
Bellefontaine, OH (FHA|USDA|VA) 2 $250,000 $125,000 $7,994 4.81%
Wilmington, OH (FHA|USDA|VA) 2 $250,000 $125,000 $9,065 4.94%
West Plains, MO (FHA|USDA|VA) 1 $245,000 $245,000 $11,541 4.75%
HARRISONBURG, VA (FHA|USDA|VA) 1 $245,000 $245,000 $9,098 4.63%
LUBBOCK, TX (FHA|USDA|VA) 1 $245,000 $245,000 $2,923 3.50%
Atchison, KS (FHA|USDA|VA) 2 $240,000 $120,000 $2,131 4.56%
Ludington, MI (FHA|USDA|VA) 2 $240,000 $120,000 $5,970 4.19%
Jasper, AL (FHA|USDA|VA) 2 $240,000 $120,000 $3,942 4.75%
Warsaw, IN (FHA|USDA|VA) 2 $240,000 $120,000 $5,895 4.19%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $235,000 $235,000 $8,952 4.63%
Weatherford, OK (FHA|USDA|VA) 1 $235,000 $235,000 $4,573 4.75%
Bennettsville, SC (FHA|USDA|VA) 1 $235,000 $235,000 $3,755 4.75%
Madisonville, KY (FHA|USDA|VA) 1 $235,000 $235,000 $11,955 4.75%
Mount Airy, NC (FHA|USDA|VA) 1 $235,000 $235,000 $13,878 3.88%
Lebanon, MO (FHA|USDA|VA) 1 $235,000 $235,000 $15,889 3.99%
West Point, MS (FHA|USDA|VA) 1 $235,000 $235,000 $16,141 5.25%
Greenwood, MS (FHA|USDA|VA) 1 $235,000 $235,000 $8,822 4.75%
Pierre, SD (FHA|USDA|VA) 1 $235,000 $235,000 $7,273 3.25%
Granbury, TX (FHA|USDA|VA) 1 $235,000 $235,000 $6,595 4.38%
MIDLAND, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,697 5.38%
Atmore, AL (FHA|USDA|VA) 1 $235,000 $235,000 $8,554 4.75%
Shelby, NC (FHA|USDA|VA) 1 $235,000 $235,000 $8,681 5.25%
Cadillac, MI (FHA|USDA|VA) 2 $230,000 $115,000 $5,076 4.25%
NILES, MI (FHA|USDA|VA) 2 $230,000 $115,000 $6,214 4.75%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $12,394 5.75%
Plymouth, IN (FHA|USDA|VA) 2 $220,000 $110,000 $2,152 4.06%
Columbus, MS (FHA|USDA|VA) 2 $220,000 $110,000 $789 3.50%
Newberry, SC (FHA|USDA|VA) 1 $215,000 $215,000 $6,455 3.99%
Easton, MD (FHA|USDA|VA) 1 $215,000 $215,000 $15,098 4.13%
Watertown, SD (FHA|USDA|VA) 1 $215,000 $215,000 $14,925 4.75%
Batesville, AR (FHA|USDA|VA) 1 $215,000 $215,000 $3,362 4.63%
Oxford, MS (FHA|USDA|VA) 1 $215,000 $215,000 $8,185 4.13%
Crescent City, CA (FHA|USDA|VA) 1 $205,000 $205,000 $7,658 4.13%
Americus, GA (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.88%
Cambridge, MD (FHA|USDA|VA) 1 $205,000 $205,000 $8,068 4.25%
Moberly, MO (FHA|USDA|VA) 1 $205,000 $205,000 $14,006 4.25%
Muscatine, IA (FHA|USDA|VA) 1 $205,000 $205,000 $11,031 5.25%
Hillsdale, MI (FHA|USDA|VA) 2 $200,000 $100,000 $3,938 4.81%
Greensburg, IN (FHA|USDA|VA) 1 $195,000 $195,000 $12,554 2.99%
Jackson, OH (FHA|USDA|VA) 1 $195,000 $195,000 $5,391 4.63%
Van Wert, OH (FHA|USDA|VA) 1 $195,000 $195,000 $8,259 3.99%
Jackson, WY-ID (FHA|USDA|VA) 1 $195,000 $195,000 $1,076 3.63%
Hobbs, NM (FHA|USDA|VA) 1 $195,000 $195,000 $3,830 3.74%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $11,955 4.25%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,479 4.25%
Beeville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,491 3.88%
Safford, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $13,320 4.88%
Spearfish, SD (FHA|USDA|VA) 1 $185,000 $185,000 $6,845 3.99%
Alma, MI (FHA|USDA|VA) 1 $185,000 $185,000 $11,051 4.13%
Tifton, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,843 5.63%
Scottsbluff, NE (FHA|USDA|VA) 2 $180,000 $90,000 $4,584 4.63%
Pontiac, IL (FHA|USDA|VA) 2 $180,000 $90,000 $4,695 3.81%
DECATUR, IL (FHA|USDA|VA) 2 $180,000 $90,000 $4,257 4.19%
Corinth, MS (FHA|USDA|VA) 2 $180,000 $90,000 $4,833 4.18%
Lewisburg, PA (FHA|USDA|VA) 1 $175,000 $175,000 $13,176 5.25%
Wilson, NC (FHA|USDA|VA) 1 $175,000 $175,000 $715 3.99%
Oil City, PA (FHA|USDA|VA) 1 $175,000 $175,000 $13,363 4.75%
Pella, IA (FHA|USDA|VA) 1 $175,000 $175,000 $12,023 4.13%
Durant, OK (FHA|USDA|VA) 2 $170,000 $85,000 $3,621 5.00%
Pullman, WA (FHA|USDA|VA) 2 $170,000 $85,000 $2,689 4.69%
Roswell, NM (FHA|USDA|VA) 2 $170,000 $85,000 $5,087 5.06%
Natchez, MS-LA (FHA|USDA|VA) 2 $170,000 $85,000 $3,237 4.63%
Middlesborough, KY (FHA|USDA|VA) 2 $170,000 $85,000 $4,455 4.69%
Troy, AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,278 5.13%
Salina, KS (FHA|USDA|VA) 1 $165,000 $165,000 $6,309 4.75%
Ruidoso, NM (FHA|USDA|VA) 1 $165,000 $165,000 $8,686 3.38%
Fergus Falls, MN (FHA|USDA|VA) 1 $165,000 $165,000 $1,632 5.25%
Fort Morgan, CO (FHA|USDA|VA) 1 $165,000 $165,000 $7,602 4.13%
Richmond, IN (FHA|USDA|VA) 1 $165,000 $165,000 $6,302 4.88%
Bradford, PA (FHA|USDA|VA) 1 $165,000 $165,000 $12,511 5.63%
DUBUQUE, IA (FHA|USDA|VA) 1 $165,000 $165,000 $11,575 4.13%
Peru, IN (FHA|USDA|VA) 1 $165,000 $165,000 $9,969 5.63%
Bedford, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,210 5.75%
LAWRENCE, KS (FHA|USDA|VA) 1 $165,000 $165,000 $10,152 4.88%
Dublin, GA (FHA|USDA|VA) 1 $165,000 $165,000 $10,671 5.13%
Grand Rapids, MN (FHA|USDA|VA) 1 $155,000 $155,000 $6,048 4.25%
Freeport, IL (FHA|USDA|VA) 1 $155,000 $155,000 $11,472 4.88%
PITTSFIELD, MA (FHA|USDA|VA) 1 $155,000 $155,000 $6,308 4.13%
Grenada, MS (FHA|USDA|VA) 1 $155,000 $155,000 $2,990 5.50%
Ottawa, KS (FHA|USDA|VA) 1 $155,000 $155,000 $5,762 3.25%
Fremont, OH (FHA|USDA|VA) 1 $155,000 $155,000 $1,945 3.63%
Winfield, KS (FHA|USDA|VA) 1 $145,000 $145,000 $3,925 4.13%
Albert Lea, MN (FHA|USDA|VA) 1 $145,000 $145,000 $4,275 3.88%
Summerville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,309 5.00%
Fairmont, MN (FHA|USDA|VA) 1 $145,000 $145,000 $5,854 4.13%
Cleveland, MS (FHA|USDA|VA) 1 $145,000 $145,000 $5,873 5.25%
Kerrville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $1,433 3.50%
AMARILLO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,796 4.00%
Martin, TN (FHA|USDA|VA) 1 $145,000 $145,000 $10,474 4.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,703 4.25%
Bemidji, MN (FHA|USDA|VA) 1 $145,000 $145,000 $2,378 5.63%
Dayton, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,995 5.75%
Guymon, OK (FHA|USDA|VA) 1 $135,000 $135,000 $9,203 4.88%
Laurinburg, NC (FHA|USDA|VA) 1 $135,000 $135,000 $9,625 4.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,216 3.38%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $135,000 $135,000 $1,921 3.99%
Fairfield, IA (FHA|USDA|VA) 1 $135,000 $135,000 $4,945 4.88%
ABILENE, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,053 4.38%
Arcadia, FL (FHA|USDA|VA) 1 $135,000 $135,000 $5,675 4.13%
Marshall, MN (FHA|USDA|VA) 1 $135,000 $135,000 $8,774 4.75%
Selma, AL (FHA|USDA|VA) 1 $135,000 $135,000 $9,638 5.25%
Yankton, SD (FHA|USDA|VA) 1 $135,000 $135,000 $5,225 3.99%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,979 5.50%
Frankfort, IN (FHA|USDA|VA) 1 $125,000 $125,000 $9,487 3.88%
Wauchula, FL (FHA|USDA|VA) 1 $125,000 $125,000 $5,591 3.75%
Waycross, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,420 4.88%
Selinsgrove, PA (FHA|USDA|VA) 1 $125,000 $125,000 $7,343 4.63%
Elk City, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,550 5.25%
Tiffin, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,891 4.13%
Huntington, IN (FHA|USDA|VA) 1 $125,000 $125,000 $5,268 5.25%
Grants, NM (FHA|USDA|VA) 1 $125,000 $125,000 $8,434 5.38%
Sterling, IL (FHA|USDA|VA) 1 $125,000 $125,000 $8,912 3.75%
Mexico, MO (FHA|USDA|VA) 1 $115,000 $115,000 $8,266 4.25%
Aberdeen, SD (FHA|USDA|VA) 1 $115,000 $115,000 $2,568 5.00%
Thomaston, GA (FHA|USDA|VA) 1 $115,000 $115,000 $1,020 3.50%
LONGVIEW, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,347 4.25%
Brownsville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $5,770 4.25%
Bartlesville, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,081 4.88%
Jesup, GA (FHA|USDA|VA) 1 $105,000 $105,000 $997 3.63%
Alpena, MI (FHA|USDA|VA) 1 $95,000 $95,000 $4,935 4.38%
Escanaba, MI (FHA|USDA|VA) 1 $95,000 $95,000 $6,402 5.13%
Fremont, NE (FHA|USDA|VA) 1 $95,000 $95,000 $2,272 4.63%
Ruston, LA (FHA|USDA|VA) 1 $95,000 $95,000 $2,673 5.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,837 3.75%
Kinston, NC (FHA|USDA|VA) 1 $75,000 $75,000 $6,236 4.75%
Greenville, MS (FHA|USDA|VA) 1 $75,000 $75,000 $3,859 4.88%
Maysville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $5,221 4.75%
Hope, AR (FHA|USDA|VA) 1 $75,000 $75,000 $1,739 3.25%
Zanesville, OH (FHA|USDA|VA) 1 $65,000 $65,000 $5,986 4.13%
Kearney, NE (FHA|USDA|VA) 1 $65,000 $65,000 $3,242 4.13%
Hastings, NE (FHA|USDA|VA) 1 $65,000 $65,000 $3,371 4.13%
Warren, PA (FHA|USDA|VA) 1 $65,000 $65,000 $6,228 4.88%
Scottsburg, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,621 3.75%
Parsons, KS (FHA|USDA|VA) 1 $55,000 $55,000 $3,247 3.75%
Shawano, WI (FHA|USDA|VA) 1 $55,000 $55,000 $4,025 5.25%
Coffeyville, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,902 5.63%
Marshall, MO (FHA|USDA|VA) 1 $55,000 $55,000 $4,146 5.25%
Huron, SD (FHA|USDA|VA) 1 $35,000 $35,000 $4,205 4.75%
Mount Vernon, IL (FHA|USDA|VA) 1 $15,000 $15,000 $1,693 3.75%
New Day Financial's top markets include Washington, Atlanta, Phoenix, Las Vegas, and Riverside among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 10,378 $2,418,320,000 $233,024 $9,198 4.56%
    FHA 269 $38,085,000 $141,580 $8,146 4.89%

    For 2019, New Day Financial's most frequently originated type of loan was VA, with 10,378 originations. Their 2nd most popular type was FHA, with 269 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 8,280 $1,944,560,000 $234,850 $10,336 4.73%
    Refi 1,151 $258,465,000 $224,557 $3,043 3.62%
    Home Purchase 1,096 $243,980,000 $222,609 $7,212 4.32%
    Other 120 $9,400,000 $78,333 $5,492 4.76%

    For 2019, New Day Financial's most frequently cited loan purpose was Cash Out Refi, with 8,280 originations. The 2nd most popular reason was Refi, with 1,151 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,090 $2,346,800,000 $232,587 $9,189 4.59%
    15 Year 289 $46,325,000 $160,294 $7,736 3.95%
    Other 268 $63,280,000 $236,119 $10,048 4.68%

    For 2019, New Day Financial's most frequently cited loan duration was 30 Year, with 10,090 originations. The 2nd most popular length was 15 Year, with 289 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 4,632 $1,299,060,000 $280,453
    $<1k 1,649 $359,075,000 $217,753
    $4k-5k 1,246 $242,970,000 $195,000
    $2k-3k 1,167 $220,885,000 $189,276
    $3k-4k 1,041 $205,825,000 $197,719
    $1k-2k 912 $128,590,000 $140,998

    New Day Financial's average total fees were $9,189, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 4,632 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 4,918 $1,143,640,000 $232,542
    5-6% 3,201 $734,895,000 $229,583
    3-4% 2,487 $569,975,000 $229,182
    2.5-3% 34 $6,170,000 $181,471
    6-7% 7 $1,725,000 $246,429

    During 2019, New Day Financial's average interest rate for loans was 4.59%, while their most frequently originated rate bucket for loans was 4-5%, with 4,918 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,977 $1,348,575,000 $270,961 $10,507 4.59%
    $100k-200k 4,211 $659,525,000 $156,620 $6,815 4.56%
    $400k-600k 720 $339,260,000 $471,194 $16,602 4.56%
    $100,000 or less 654 $48,240,000 $73,761 $4,036 4.52%
    $600k-1MM 79 $54,175,000 $685,759 $23,439 4.54%
    $1MM+ 6 $6,630,000 $1,105,000 $35,035 4.67%

    2019 saw New Day Financial place emphasis on $200k-400k loans with 4,977 originations, totaling $1,348,575,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,567 $743,685,000 $208,490 $9,081 4.67%
    $75k-100k 2,145 $533,985,000 $248,944 $10,151 4.69%
    $50k or less 1,963 $303,205,000 $154,460 $7,929 4.57%
    $100k-150k 1,570 $470,380,000 $299,605 $11,878 4.72%
    $150k-250k 459 $179,005,000 $389,989 $14,195 4.69%
    $250k+ 40 $20,110,000 $502,750 $16,450 4.65%

    New Day Financial lent most frequently to those with incomes in the $50k-75k range, with 3,567 originations. The second most popular income band? $75k-100k, with 2,145 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,730 $379,870,000 $219,578 $9,609 4.64%
    20-30% 1,606 $318,710,000 $198,450 $9,078 4.57%
    50-60% 1,195 $334,605,000 $280,004 $11,355 4.68%
    <20% 377 $53,065,000 $140,756 $7,088 4.53%
    42% 369 $88,705,000 $240,393 $10,318 4.77%
    44% 364 $89,560,000 $246,044 $9,804 4.68%
    41% 363 $85,925,000 $236,708 $10,146 4.69%
    49% 360 $91,550,000 $254,306 $9,883 4.87%
    38% 352 $78,800,000 $223,864 $9,582 4.66%
    39% 336 $75,580,000 $224,940 $9,899 4.62%
    37% 327 $73,075,000 $223,471 $9,580 4.64%
    47% 324 $81,830,000 $252,562 $10,035 4.71%
    45% 321 $74,415,000 $231,822 $9,593 4.77%
    40% 321 $72,885,000 $227,056 $9,862 4.67%
    46% 320 $75,230,000 $235,094 $9,244 4.71%
    43% 320 $77,940,000 $243,563 $10,220 4.70%
    48% 308 $80,100,000 $260,065 $10,351 4.76%
    36% 286 $64,500,000 $225,524 $9,486 4.70%
    >60% 163 $53,315,000 $327,086 $12,439 4.60%

    New Day Financial lent most frequently to those with DTI ratios of 30-36%, with 1,730 originations. The next most common DTI ratio? 20-30%, with 1,606 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,676 $1,750,030,000 $227,987 $9,309 4.56%
    Black 1,536 $347,600,000 $226,302 $8,296 4.72%
    Not provided 999 $243,245,000 $243,488 $9,062 4.41%
    American Indian 226 $52,130,000 $230,664 $8,611 4.63%
    Asian 144 $43,740,000 $303,750 $11,703 4.66%
    Native Hawaiian or Islander 66 $19,660,000 $297,879 $11,574 4.74%

    Approval Rates

    Total approvals of all applications
    61.75%

    New Day Financial has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -160.85%

    New Day Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,647 $2,456,405,000 $230,713

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 10,647 $2,456,405,000 $230,713

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 148 $15,470,000 $104,527 $5,876 4.28%
    40-60% 274 $46,750,000 $170,620 $8,464 4.41%
    60-80% 885 $188,275,000 $212,740 $10,540 4.46%
    80-100% 8,041 $1,899,855,000 $236,271 $9,596 4.69%
    Over 100% 422 $116,980,000 $277,204 $13,696 4.73%
    Under 20% 20 $960,000 $48,000 $3,336 4.47%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    NTFN INC. Conventional home mortgage Trouble during payment process 1 100.0%