Guaranteed Rate Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300U3721PJGQZYY68
Tax ID: 36-4327855
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Guaranteed Rate is a large mortgage company specializing in Home Purchase loans. Guaranteed Rate has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Boston, New York, San Francisco, and Los Angeles among others. We have data for 663 markets. (Some data included below & more in-depth data is available with an active subscription.)Guaranteed Rate has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.62% | 4/22/24 |
| 30 Year Conventional Refi | 6.42% | 4/22/24 |
| 30 Year Cash-out Refi | 6.61% | 4/22/24 |
| 30 Year FHA Purchase | 7.51% | 4/22/24 |
| 30 Year FHA Refi | 7.44% | 4/22/24 |
| 30 Year VA Purchase | 6.18% | 4/22/24 |
| 30 Year VA Refi | 6.01% | 4/22/24 |
| 30 Year USDA Purchase | 6.97% | 4/22/24 |
| 30 Year USDA Refi | 6.80% | 4/22/24 |
| 15 Year Conventional Purchase | 5.81% | 4/22/24 |
| 15 Year Conventional Refi | 5.92% | 4/22/24 |
| 15 Year Cash-out Refi | 5.92% | 4/22/24 |
| 15 Year FHA Purchase | 7.06% | 4/22/24 |
| 15 Year FHA Refi | 7.20% | 4/22/24 |
| 15 Year VA Purchase | 6.03% | 4/22/24 |
| 15 Year VA Refi | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Guaranteed Rate Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Guaranteed Rate. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
55,034Origination Dollar Volume (All Markets)
$16,363,620,000Awards
×
![]()
GUARANTEED RATE - 2018
GUARANTEED RATE is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
Work for GUARANTEED RATE?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 13,944 | $3,796,810,000 | $272,290 | $5,116 | 4.66% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3,738 | $1,627,180,000 | $435,308 | $4,803 | 4.51% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2,251 | $818,735,000 | $363,721 | $6,494 | 4.62% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,079 | $720,535,000 | $667,780 | $6,111 | 4.52% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 998 | $549,650,000 | $550,752 | $6,822 | 4.62% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,966 | $532,030,000 | $270,615 | $5,436 | 4.59% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,047 | $398,655,000 | $380,759 | $4,150 | 4.59% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 793 | $343,305,000 | $432,919 | $6,396 | 4.47% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,123 | $325,235,000 | $289,613 | $6,426 | 4.77% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 886 | $265,860,000 | $300,068 | $4,619 | 4.72% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,088 | $264,030,000 | $242,675 | $5,225 | 4.72% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 513 | $257,005,000 | $500,984 | $7,581 | 4.57% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 901 | $250,645,000 | $278,185 | $5,361 | 4.66% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 541 | $247,835,000 | $458,105 | $5,861 | 4.62% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 720 | $233,130,000 | $323,792 | $6,033 | 4.73% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 894 | $210,530,000 | $235,492 | $4,826 | 4.76% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 962 | $193,490,000 | $201,133 | $3,603 | 4.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 551 | $189,695,000 | $344,274 | $5,858 | 4.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 710 | $182,260,000 | $256,704 | $4,743 | 4.55% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 766 | $166,340,000 | $217,154 | $3,847 | 4.68% |
| Outside of Metro Areas | 867 | $165,475,000 | $190,859 | $4,202 | 4.75% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 611 | $151,405,000 | $247,799 | $5,102 | 4.89% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 721 | $150,275,000 | $208,426 | $5,019 | 4.44% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 159 | $120,285,000 | $756,509 | $4,678 | 4.43% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 428 | $119,200,000 | $278,505 | $4,046 | 4.57% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 340 | $113,650,000 | $334,265 | $5,756 | 4.67% |
| COLUMBUS, OH (FHA|USDA|VA) | 471 | $101,385,000 | $215,255 | $5,029 | 4.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 346 | $93,630,000 | $270,607 | $4,527 | 4.54% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 289 | $92,805,000 | $321,125 | $5,762 | 4.66% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 231 | $88,435,000 | $382,835 | $6,254 | 4.52% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 290 | $82,450,000 | $284,310 | $5,574 | 4.62% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 310 | $80,510,000 | $259,710 | $4,590 | 4.69% |
| PROVO-OREM, UT (FHA|USDA|VA) | 261 | $78,725,000 | $301,628 | $5,073 | 4.71% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 325 | $77,525,000 | $238,538 | $5,412 | 4.73% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 287 | $77,505,000 | $270,052 | $5,145 | 4.70% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 260 | $77,500,000 | $298,077 | $5,076 | 4.74% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 354 | $75,870,000 | $214,322 | $3,715 | 4.71% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 405 | $74,605,000 | $184,210 | $4,403 | 4.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 382 | $74,200,000 | $194,241 | $3,965 | 4.81% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 251 | $69,565,000 | $277,151 | $4,458 | 4.67% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 249 | $69,055,000 | $277,329 | $3,796 | 4.53% |
| BOISE CITY, ID (FHA|USDA|VA) | 276 | $67,010,000 | $242,790 | $5,773 | 4.82% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 326 | $65,930,000 | $202,239 | $5,035 | 4.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 255 | $60,505,000 | $237,275 | $3,272 | 4.73% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 195 | $57,185,000 | $293,256 | $3,922 | 4.71% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 114 | $55,950,000 | $490,789 | $5,912 | 4.61% |
| BOULDER, CO (FHA|USDA|VA) | 126 | $55,060,000 | $436,984 | $4,650 | 4.59% |
| TUCSON, AZ (FHA|USDA|VA) | 269 | $53,675,000 | $199,535 | $5,060 | 4.84% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 92 | $50,940,000 | $553,696 | $6,970 | 4.50% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 162 | $49,840,000 | $307,654 | $5,108 | 4.61% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 101 | $49,775,000 | $492,822 | $11,954 | 4.63% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 155 | $44,795,000 | $289,000 | $4,696 | 4.51% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 159 | $41,785,000 | $262,799 | $5,294 | 4.76% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 177 | $40,425,000 | $228,390 | $5,773 | 4.78% |
| Heber, UT (FHA|USDA|VA) | 81 | $39,815,000 | $491,543 | $4,289 | 4.70% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 136 | $38,770,000 | $285,074 | $4,322 | 4.59% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 143 | $38,585,000 | $269,825 | $4,800 | 4.79% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 117 | $31,835,000 | $272,094 | $4,123 | 4.62% |
| GREEN BAY, WI (FHA|USDA|VA) | 168 | $29,590,000 | $176,131 | $3,223 | 4.76% |
| ASHEVILLE, NC (FHA|USDA|VA) | 115 | $29,425,000 | $255,870 | $5,240 | 4.68% |
| Jackson, WY-ID (FHA|USDA|VA) | 62 | $28,840,000 | $465,161 | $4,198 | 4.53% |
| BISMARCK, ND (FHA|USDA|VA) | 115 | $27,645,000 | $240,391 | $6,437 | 4.47% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 77 | $27,275,000 | $354,221 | $4,175 | 4.55% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 44 | $26,770,000 | $608,409 | $4,589 | 4.74% |
| FORT WAYNE, IN (FHA|USDA|VA) | 155 | $26,605,000 | $171,645 | $3,422 | 4.71% |
| ANN ARBOR, MI (FHA|USDA|VA) | 111 | $26,495,000 | $238,694 | $3,854 | 4.83% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 121 | $26,495,000 | $218,967 | $5,354 | 4.69% |
| PITTSBURGH, PA (FHA|USDA|VA) | 140 | $26,410,000 | $188,643 | $4,708 | 4.83% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 73 | $26,245,000 | $359,521 | $4,834 | 4.52% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 134 | $25,290,000 | $188,731 | $4,514 | 4.72% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 119 | $24,485,000 | $205,756 | $4,271 | 4.64% |
| RICHMOND, VA (FHA|USDA|VA) | 100 | $24,380,000 | $243,800 | $4,830 | 4.62% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 122 | $24,240,000 | $198,689 | $4,875 | 4.53% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 128 | $23,650,000 | $184,766 | $4,983 | 4.79% |
| Edwards, CO (FHA|USDA|VA) | 61 | $23,495,000 | $385,164 | $4,330 | 4.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 128 | $22,780,000 | $177,969 | $4,452 | 4.67% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 62 | $22,100,000 | $356,452 | $4,515 | 4.66% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 115 | $22,015,000 | $191,435 | $4,911 | 4.70% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 94 | $21,550,000 | $229,255 | $4,838 | 4.54% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 115 | $21,315,000 | $185,348 | $3,589 | 4.66% |
| TULSA, OK (FHA|USDA|VA) | 81 | $21,105,000 | $260,556 | $4,990 | 4.54% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 129 | $20,315,000 | $157,481 | $4,678 | 4.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 90 | $20,160,000 | $224,000 | $4,344 | 4.52% |
| ROCHESTER, NY (FHA|USDA|VA) | 129 | $18,465,000 | $143,140 | $4,570 | 4.78% |
| VALLEJO, CA (FHA|USDA|VA) | 49 | $18,435,000 | $376,224 | $5,866 | 4.62% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 84 | $18,180,000 | $216,429 | $3,534 | 4.71% |
| St. Marys, GA (FHA|USDA|VA) | 99 | $18,075,000 | $182,576 | $4,231 | 4.69% |
| Whitewater, WI (FHA|USDA|VA) | 83 | $17,525,000 | $211,145 | $3,533 | 4.65% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 54 | $17,260,000 | $319,630 | $5,067 | 4.37% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 58 | $17,150,000 | $295,690 | $5,109 | 4.54% |
| PEORIA, IL (FHA|USDA|VA) | 141 | $16,975,000 | $120,390 | $3,670 | 4.75% |
| Torrington, CT (FHA|USDA|VA) | 88 | $16,960,000 | $192,727 | $5,129 | 4.46% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 73 | $16,625,000 | $227,740 | $5,426 | 4.74% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 76 | $16,480,000 | $216,842 | $4,612 | 4.71% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 63 | $16,055,000 | $254,841 | $5,197 | 4.69% |
| LOUISVILLE, KY (FHA|USDA|VA) | 66 | $15,020,000 | $227,576 | $4,462 | 4.61% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 63 | $14,935,000 | $237,063 | $5,214 | 4.83% |
| ROANOKE, VA (FHA|USDA|VA) | 79 | $14,625,000 | $185,127 | $5,313 | 4.69% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 79 | $14,595,000 | $184,747 | $4,645 | 4.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 89 | $14,155,000 | $159,045 | $4,237 | 4.72% |
| FLORENCE, SC (FHA|USDA|VA) | 83 | $14,075,000 | $169,578 | $5,145 | 5.06% |
| FORT COLLINS, CO (FHA|USDA|VA) | 42 | $14,030,000 | $334,048 | $4,254 | 4.70% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 61 | $13,225,000 | $216,803 | $6,722 | 4.85% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 61 | $13,135,000 | $215,328 | $4,616 | 4.76% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 61 | $12,975,000 | $212,705 | $6,029 | 4.54% |
| ROCHESTER, MN (FHA|USDA|VA) | 68 | $12,780,000 | $187,941 | $4,645 | 4.84% |
| NILES, MI (FHA|USDA|VA) | 52 | $12,670,000 | $243,654 | $3,414 | 4.73% |
| GREELEY, CO (FHA|USDA|VA) | 45 | $12,125,000 | $269,444 | $3,965 | 4.69% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 35 | $11,775,000 | $336,429 | $6,535 | 4.71% |
| STOCKTON, CA (FHA|USDA|VA) | 43 | $11,625,000 | $270,349 | $5,330 | 4.69% |
| SALINAS, CA (FHA|USDA|VA) | 19 | $11,615,000 | $611,316 | $6,071 | 4.73% |
| APPLETON, WI (FHA|USDA|VA) | 61 | $10,595,000 | $173,689 | $3,693 | 4.86% |
| Kapaa, HI (FHA|USDA|VA) | 19 | $10,435,000 | $549,211 | $6,348 | 4.76% |
| SAVANNAH, GA (FHA|USDA|VA) | 52 | $10,270,000 | $197,500 | $5,409 | 4.74% |
| MADISON, WI (FHA|USDA|VA) | 38 | $10,200,000 | $268,421 | $4,660 | 4.64% |
| RENO, NV (FHA|USDA|VA) | 33 | $10,125,000 | $306,818 | $4,556 | 4.53% |
| Outside of Metro Areas | 41 | $9,995,000 | $243,780 | $4,475 | 4.87% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 24 | $9,850,000 | $410,417 | $4,234 | 4.80% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 53 | $9,685,000 | $182,736 | $3,211 | 4.77% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 51 | $9,505,000 | $186,373 | $4,668 | 4.86% |
| Clearlake, CA (FHA|USDA|VA) | 32 | $9,460,000 | $295,625 | $5,409 | 4.53% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 14 | $9,340,000 | $667,143 | $6,973 | 4.49% |
| Ottawa, IL (FHA|USDA|VA) | 69 | $9,125,000 | $132,246 | $4,311 | 4.93% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 62 | $9,040,000 | $145,806 | $3,611 | 4.78% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 37 | $9,035,000 | $244,189 | $4,771 | 4.74% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 38 | $8,820,000 | $232,105 | $4,666 | 4.66% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 40 | $8,710,000 | $217,750 | $4,469 | 4.68% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 20 | $8,390,000 | $419,500 | $4,400 | 4.58% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 39 | $8,025,000 | $205,769 | $3,927 | 4.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 31 | $7,785,000 | $251,129 | $5,367 | 4.71% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 52 | $7,780,000 | $149,615 | $4,236 | 4.99% |
| Sandpoint, ID (FHA|USDA|VA) | 29 | $7,765,000 | $267,759 | $4,740 | 4.74% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 27 | $7,355,000 | $272,407 | $3,312 | 4.83% |
| MODESTO, CA (FHA|USDA|VA) | 25 | $7,285,000 | $291,400 | $4,393 | 4.59% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 39 | $7,085,000 | $181,667 | $4,802 | 4.99% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 48 | $7,070,000 | $147,292 | $3,043 | 4.88% |
| FRESNO, CA (FHA|USDA|VA) | 25 | $7,045,000 | $281,800 | $4,301 | 4.60% |
| YUMA, AZ (FHA|USDA|VA) | 31 | $6,955,000 | $224,355 | $3,838 | 4.62% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 44 | $6,850,000 | $155,682 | $5,003 | 4.85% |
| Glenwood Springs, CO (FHA|USDA|VA) | 11 | $6,825,000 | $620,455 | $4,764 | 4.47% |
| BANGOR, ME (FHA|USDA|VA) | 40 | $6,750,000 | $168,750 | $4,449 | 5.11% |
| Bennington, VT (FHA|USDA|VA) | 27 | $6,715,000 | $248,704 | $3,790 | 4.60% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 16 | $6,500,000 | $406,250 | $5,711 | 4.65% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 38 | $6,270,000 | $165,000 | $3,771 | 4.73% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 40 | $6,200,000 | $155,000 | $3,723 | 5.02% |
| BRUNSWICK, GA (FHA|USDA|VA) | 24 | $6,170,000 | $257,083 | $4,606 | 4.57% |
| NAPA, CA (FHA|USDA|VA) | 11 | $6,055,000 | $550,455 | $5,618 | 4.53% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 25 | $6,035,000 | $241,400 | $5,246 | 4.60% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 32 | $5,970,000 | $186,563 | $6,308 | 4.93% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 20 | $5,900,000 | $295,000 | $4,907 | 4.44% |
| KANKAKEE, IL (FHA|USDA|VA) | 37 | $5,875,000 | $158,784 | $4,425 | 4.82% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 32 | $5,860,000 | $183,125 | $5,030 | 4.82% |
| ROCKFORD, IL (FHA|USDA|VA) | 40 | $5,680,000 | $142,000 | $3,809 | 4.76% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 37 | $5,515,000 | $149,054 | $3,887 | 4.85% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 22 | $5,500,000 | $250,000 | $4,630 | 4.46% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 28 | $5,480,000 | $195,714 | $4,684 | 4.80% |
| Minot, ND (FHA|USDA|VA) | 25 | $5,455,000 | $218,200 | $6,769 | 4.53% |
| Steamboat Springs, CO (FHA|USDA|VA) | 10 | $5,340,000 | $534,000 | $3,603 | 4.46% |
| ABILENE, TX (FHA|USDA|VA) | 28 | $5,270,000 | $188,214 | $5,329 | 4.90% |
| NEW BERN, NC (FHA|USDA|VA) | 30 | $5,260,000 | $175,333 | $3,486 | 4.97% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 25 | $5,155,000 | $206,200 | $3,551 | 4.76% |
| ST. GEORGE, UT (FHA|USDA|VA) | 13 | $5,155,000 | $396,538 | $4,900 | 4.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 19 | $5,125,000 | $269,737 | $4,059 | 4.39% |
| RACINE, WI (FHA|USDA|VA) | 26 | $5,090,000 | $195,769 | $4,245 | 4.73% |
| KNOXVILLE, TN (FHA|USDA|VA) | 21 | $5,085,000 | $242,143 | $3,816 | 4.61% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 21 | $5,065,000 | $241,190 | $4,185 | 4.77% |
| SALEM, OR (FHA|USDA|VA) | 20 | $4,910,000 | $245,500 | $5,836 | 4.53% |
| Duncan, OK (FHA|USDA|VA) | 40 | $4,900,000 | $122,500 | $3,921 | 4.74% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 17 | $4,845,000 | $285,000 | $4,638 | 4.65% |
| Key West, FL (FHA|USDA|VA) | 11 | $4,805,000 | $436,818 | $5,414 | 4.73% |
| BURLINGTON, NC (FHA|USDA|VA) | 22 | $4,800,000 | $218,182 | $4,829 | 4.58% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 25 | $4,645,000 | $185,800 | $4,787 | 4.85% |
| Weatherford, OK (FHA|USDA|VA) | 19 | $4,605,000 | $242,368 | $4,152 | 4.48% |
| SPARTANBURG, SC (FHA|USDA|VA) | 28 | $4,530,000 | $161,786 | $4,167 | 4.62% |
| ANCHORAGE, AK (FHA|USDA|VA) | 18 | $4,510,000 | $250,556 | $6,455 | 4.68% |
| Ukiah, CA (FHA|USDA|VA) | 14 | $4,510,000 | $322,143 | $3,918 | 4.41% |
| Breckenridge, CO (FHA|USDA|VA) | 10 | $4,440,000 | $444,000 | $3,232 | 4.51% |
| Hilo, HI (FHA|USDA|VA) | 13 | $4,375,000 | $336,538 | $4,143 | 4.55% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 17 | $4,315,000 | $253,824 | $5,206 | 4.70% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 11 | $4,305,000 | $391,364 | $4,921 | 4.61% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 28 | $4,290,000 | $153,214 | $3,617 | 4.64% |
| LONGVIEW, WA (FHA|USDA|VA) | 18 | $4,240,000 | $235,556 | $6,018 | 4.80% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 14 | $4,210,000 | $300,714 | $3,328 | 4.50% |
| Warsaw, IN (FHA|USDA|VA) | 26 | $4,050,000 | $155,769 | $3,135 | 4.86% |
| AKRON, OH (FHA|USDA|VA) | 21 | $3,935,000 | $187,381 | $3,693 | 4.81% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 15 | $3,915,000 | $261,000 | $5,943 | 4.38% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 18 | $3,910,000 | $217,222 | $4,669 | 4.62% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 26 | $3,840,000 | $147,692 | $4,524 | 4.59% |
| Morehead City, NC (FHA|USDA|VA) | 13 | $3,765,000 | $289,615 | $3,875 | 4.32% |
| MISSOULA, MT (FHA|USDA|VA) | 16 | $3,760,000 | $235,000 | $5,414 | 4.63% |
| EL PASO, TX (FHA|USDA|VA) | 26 | $3,740,000 | $143,846 | $4,491 | 4.49% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 16 | $3,570,000 | $223,125 | $4,970 | 4.64% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 23 | $3,545,000 | $154,130 | $3,896 | 4.73% |
| FARGO, ND-MN (FHA|USDA|VA) | 18 | $3,490,000 | $193,889 | $4,618 | 4.73% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 22 | $3,420,000 | $155,455 | $3,732 | 4.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 18 | $3,400,000 | $188,889 | $5,094 | 5.25% |
| Brainerd, MN (FHA|USDA|VA) | 15 | $3,355,000 | $223,667 | $3,794 | 4.71% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 16 | $3,340,000 | $208,750 | $4,933 | 4.67% |
| BEND, OR (FHA|USDA|VA) | 10 | $3,320,000 | $332,000 | $4,954 | 4.79% |
| COLUMBIA, SC (FHA|USDA|VA) | 20 | $3,230,000 | $161,500 | $4,601 | 4.88% |
| GLENS FALLS, NY (FHA|USDA|VA) | 23 | $3,205,000 | $139,348 | $5,517 | 5.06% |
| LYNCHBURG, VA (FHA|USDA|VA) | 20 | $3,180,000 | $159,000 | $4,502 | 5.09% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 17 | $3,175,000 | $186,765 | $4,490 | 4.71% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 15 | $3,145,000 | $209,667 | $3,196 | 4.53% |
| BELLINGHAM, WA (FHA|USDA|VA) | 8 | $3,070,000 | $383,750 | $5,147 | 4.86% |
| SANTA FE, NM (FHA|USDA|VA) | 13 | $2,985,000 | $229,615 | $3,804 | 4.66% |
| READING, PA (FHA|USDA|VA) | 13 | $2,975,000 | $228,846 | $4,756 | 4.80% |
| Jefferson, GA (FHA|USDA|VA) | 10 | $2,890,000 | $289,000 | $4,777 | 5.03% |
| GAINESVILLE, GA (FHA|USDA|VA) | 13 | $2,815,000 | $216,538 | $4,511 | 4.72% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $5,931 | 4.57% |
| Ellensburg, WA (FHA|USDA|VA) | 8 | $2,720,000 | $340,000 | $5,342 | 4.42% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 11 | $2,705,000 | $245,909 | $3,945 | 4.61% |
| Holland, MI (FHA|USDA|VA) | 14 | $2,690,000 | $192,143 | $3,600 | 4.73% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 14 | $2,580,000 | $184,286 | $3,413 | 4.66% |
| Vineyard Haven, MA (FHA|USDA|VA) | 4 | $2,580,000 | $645,000 | $10,619 | 4.63% |
| Boone, NC (FHA|USDA|VA) | 9 | $2,575,000 | $286,111 | $3,131 | 4.56% |
| MONROE, MI (FHA|USDA|VA) | 15 | $2,555,000 | $170,333 | $3,322 | 5.05% |
| TOLEDO, OH (FHA|USDA|VA) | 16 | $2,490,000 | $155,625 | $4,516 | 4.92% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 12 | $2,490,000 | $207,500 | $3,064 | 4.75% |
| Keene, NH (FHA|USDA|VA) | 11 | $2,485,000 | $225,909 | $3,354 | 4.66% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 13 | $2,465,000 | $189,615 | $3,353 | 4.75% |
| Concord, NH (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $4,454 | 4.50% |
| Laconia, NH (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $3,324 | 4.47% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 13 | $2,285,000 | $175,769 | $4,894 | 4.72% |
| GREENVILLE, NC (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $4,772 | 4.64% |
| JOPLIN, MO (FHA|USDA|VA) | 17 | $2,215,000 | $130,294 | $3,066 | 4.71% |
| YUBA CITY, CA (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $6,941 | 4.92% |
| JACKSON, MS (FHA|USDA|VA) | 12 | $2,200,000 | $183,333 | $4,390 | 5.22% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $8,059 | 4.54% |
| LANCASTER, PA (FHA|USDA|VA) | 12 | $2,140,000 | $178,333 | $5,655 | 4.65% |
| Baraboo, WI (FHA|USDA|VA) | 13 | $2,125,000 | $163,462 | $4,173 | 4.77% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 12 | $2,110,000 | $175,833 | $2,600 | 4.86% |
| Auburn, IN (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $4,214 | 4.81% |
| Washington Court House, OH (FHA|USDA|VA) | 14 | $2,090,000 | $149,286 | $4,107 | 4.89% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 14 | $2,090,000 | $149,286 | $4,349 | 4.58% |
| Angola, IN (FHA|USDA|VA) | 15 | $2,085,000 | $139,000 | $3,520 | 4.78% |
| Albert Lea, MN (FHA|USDA|VA) | 13 | $2,065,000 | $158,846 | $4,307 | 5.07% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 11 | $2,005,000 | $182,273 | $4,453 | 4.49% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 13 | $1,965,000 | $151,154 | $3,590 | 4.86% |
| Rutland, VT (FHA|USDA|VA) | 8 | $1,960,000 | $245,000 | $4,130 | 4.52% |
| DULUTH, MN-WI (FHA|USDA|VA) | 12 | $1,950,000 | $162,500 | $3,989 | 4.89% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $1,685 | 4.18% |
| MUSKEGON, MI (FHA|USDA|VA) | 13 | $1,925,000 | $148,077 | $3,461 | 4.68% |
| Traverse City, MI (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $6,346 | 4.63% |
| Woodward, OK (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $4,262 | 4.74% |
| OCALA, FL (FHA|USDA|VA) | 13 | $1,885,000 | $145,000 | $4,143 | 4.84% |
| SUMTER, SC (FHA|USDA|VA) | 12 | $1,880,000 | $156,667 | $4,216 | 4.73% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $4,726 | 4.82% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $3,518 | 4.78% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $4,501 | 4.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 10 | $1,790,000 | $179,000 | $5,053 | 4.99% |
| VISALIA, CA (FHA|USDA|VA) | 10 | $1,790,000 | $179,000 | $5,800 | 4.66% |
| Williston, ND (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $4,448 | 4.26% |
| FLINT, MI (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $4,555 | 4.58% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $3,188 | 4.35% |
| CHICO, CA (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $3,502 | 4.70% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $2,780 | 4.72% |
| Beaver Dam, WI (FHA|USDA|VA) | 11 | $1,635,000 | $148,636 | $3,402 | 4.91% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $4,793 | 4.76% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $3,254 | 4.39% |
| PUEBLO, CO (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $3,533 | 4.82% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 11 | $1,595,000 | $145,000 | $4,077 | 4.81% |
| Sturgis, MI (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $3,326 | 4.71% |
| MIDLAND, MI (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $3,329 | 4.78% |
| Payson, AZ (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $3,791 | 4.80% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $6,303 | 4.48% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $4,076 | 4.30% |
| Brookings, SD (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $3,068 | 4.47% |
| Manitowoc, WI (FHA|USDA|VA) | 10 | $1,510,000 | $151,000 | $3,495 | 4.84% |
| Sonora, CA (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,758 | 4.57% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $4,853 | 4.86% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 11 | $1,475,000 | $134,091 | $3,650 | 4.69% |
| Durango, CO (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,293 | 4.48% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $5,268 | 4.66% |
| Rochelle, IL (FHA|USDA|VA) | 10 | $1,450,000 | $145,000 | $3,863 | 4.73% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $5,181 | 4.64% |
| Georgetown, SC (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $4,664 | 5.05% |
| Show Low, AZ (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $4,228 | 4.93% |
| LAS CRUCES, NM (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $3,770 | 4.96% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $7,870 | 4.98% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $5,768 | 4.75% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $5,012 | 4.30% |
| STAUNTON, VA (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $3,994 | 4.34% |
| Batavia, NY (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $6,716 | 5.14% |
| WACO, TX (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $3,850 | 4.50% |
| Red Wing, MN (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $4,905 | 4.85% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 9 | $1,295,000 | $143,889 | $3,618 | 5.04% |
| Wilmington, OH (FHA|USDA|VA) | 10 | $1,290,000 | $129,000 | $3,135 | 4.84% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $3,930 | 4.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $5,739 | 4.77% |
| PITTSFIELD, MA (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $3,596 | 4.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $4,243 | 4.13% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $4,480 | 4.54% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $4,709 | 4.91% |
| Hutchinson, MN (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $4,867 | 4.90% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,024 | 4.98% |
| Hudson, NY (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,096 | 4.59% |
| MERCED, CA (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $3,359 | 4.71% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $6,189 | 4.69% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 11 | $1,135,000 | $103,182 | $2,642 | 5.22% |
| Statesboro, GA (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,603 | 4.54% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $5,452 | 4.75% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $3,698 | 4.41% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $8,366 | 4.33% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $1,951 | 4.34% |
| JACKSON, MI (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $3,644 | 4.79% |
| Watertown, SD (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $3,508 | 5.00% |
| DECATUR, IL (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $3,775 | 4.70% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,174 | 4.19% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,094 | 4.33% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $3,764 | 4.78% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,938 | 4.53% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $5,558 | 4.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $5,251 | 4.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $4,227 | 4.67% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,068 | 4.72% |
| Kendallville, IN (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $3,567 | 4.87% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,202 | 4.58% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,871 | 4.34% |
| Astoria, OR (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $4,957 | 4.63% |
| Marquette, MI (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $3,393 | 5.27% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,853 | 4.92% |
| JACKSON, TN (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $6,077 | 4.70% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $4,448 | 5.04% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,086 | 5.08% |
| Dixon, IL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,555 | 4.53% |
| Taos, NM (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $2,775 | 4.50% |
| Corsicana, TX (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,673 | 4.41% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,621 | 5.31% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,719 | 4.54% |
| LOGAN, UT-ID (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,074 | 4.83% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,367 | 4.42% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $2,992 | 4.56% |
| Hood River, OR (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,911 | 4.75% |
| DOVER, DE (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,831 | 5.03% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,486 | 4.75% |
| Moscow, ID (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $3,122 | 5.05% |
| TYLER, TX (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $4,049 | 4.85% |
| Cambridge, MD (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $6,023 | 4.70% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $5,117 | 5.11% |
| Helena, MT (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $5,310 | 4.81% |
| Easton, MD (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $8,579 | 4.13% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,906 | 5.44% |
| Sanford, NC (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $4,156 | 4.94% |
| Willmar, MN (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,667 | 4.84% |
| Shawano, WI (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $2,646 | 4.71% |
| POCATELLO, ID (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,020 | 4.73% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,324 | 4.42% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $3,777 | 5.06% |
| Marshall, MN (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $4,440 | 5.02% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,199 | 4.82% |
| LAREDO, TX (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $6,164 | 5.06% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $3,123 | 4.63% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,249 | 4.46% |
| Adrian, MI (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,378 | 5.00% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,724 | 5.25% |
| Vernal, UT (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $4,991 | 5.25% |
| Forest City, NC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,679 | 4.83% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,777 | 4.44% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $5,246 | 4.93% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,728 | 4.29% |
| Pontiac, IL (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $3,986 | 4.70% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,947 | 4.45% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,997 | 4.33% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,964 | 4.25% |
| Oxford, MS (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,711 | 4.56% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $0 | 4.46% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,009 | 5.31% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,185 | 4.71% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,207 | 4.33% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,990 | 5.13% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,279 | 4.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,367 | 4.44% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,459 | 4.44% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,688 | 5.22% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,819 | 4.63% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,175 | 4.50% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,281 | 5.13% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,417 | 4.91% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,390 | 4.56% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,440 | 4.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,529 | 4.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $2,185 | 5.12% |
| Platteville, WI (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $3,004 | 5.21% |
| Athens, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,651 | 4.88% |
| Fallon, NV (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,128 | 4.71% |
| Newport, OR (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,777 | 4.92% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $4,418 | 4.88% |
| Danville, VA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,095 | 4.94% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,083 | 4.56% |
| Berlin, NH (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $2,990 | 4.69% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,304 | 4.13% |
| Norfolk, NE (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,616 | 4.83% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $4,418 | 4.65% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,367 | 4.67% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,293 | 4.56% |
| REDDING, CA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,485 | 3.79% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,447 | 4.25% |
| Plymouth, IN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,236 | 4.96% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,739 | 4.87% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,664 | 4.69% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,687 | 4.33% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $9,930 | 4.79% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $5,592 | 4.97% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,071 | 4.44% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,654 | 4.96% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,871 | 4.38% |
| Mitchell, SD (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,576 | 4.75% |
| MADERA, CA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,827 | 4.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,247 | 5.41% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,282 | 4.38% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,342 | 4.33% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $3,199 | 5.18% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,084 | 4.63% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $4,659 | 4.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,948 | 4.38% |
| Palatka, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,984 | 5.13% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $4,172 | 4.63% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,626 | 4.94% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,168 | 4.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,979 | 5.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,968 | 4.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,036 | 4.46% |
| Crossville, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,924 | 5.31% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,264 | 4.94% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,497 | 4.81% |
| Owatonna, MN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,281 | 4.75% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,655 | 4.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,808 | 4.25% |
| Marion, NC (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,422 | 4.69% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,892 | 4.69% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,976 | 4.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,712 | 5.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,704 | 4.25% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,953 | 5.38% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,517 | 5.06% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,665 | 4.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,019 | 4.69% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,591 | 4.96% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $2,353 | 4.21% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,897 | 5.34% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,890 | 4.19% |
| Rolla, MO (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,616 | 4.75% |
| McAlester, OK (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,956 | 4.63% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,286 | 4.63% |
| Susanville, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,185 | 4.43% |
| Seneca, SC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,338 | 4.21% |
| Shelby, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,791 | 4.50% |
| Jamestown, ND (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,261 | 4.44% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,515 | 4.96% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,265 | 5.00% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,715 | 5.17% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,546 | 5.31% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,945 | 4.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 5.31% |
| Huntington, IN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,472 | 4.58% |
| Ludington, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,018 | 4.38% |
| Wilson, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,823 | 4.69% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,316 | 4.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,062 | 4.56% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,294 | 4.25% |
| Marion, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,560 | 4.69% |
| UTICA-ROME, NY (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,075 | 5.17% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,857 | 4.38% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,239 | 4.63% |
| Pampa, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,443 | 4.63% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,984 | 4.75% |
| Corning, NY (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,543 | 4.58% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,588 | 4.54% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $4,614 | 5.66% |
| Bonham, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,435 | 5.50% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,228 | 4.63% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,311 | 4.88% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,290 | 4.31% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,467 | 4.13% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,931 | 4.31% |
| Albertville, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,262 | 4.50% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,583 | 4.44% |
| Freeport, IL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,570 | 4.75% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,870 | 4.50% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,872 | 4.25% |
| Washington, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,372 | 3.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,080 | 4.38% |
| DALTON, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,379 | 4.88% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,894 | 4.94% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,848 | 4.63% |
| ERIE, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,342 | 5.00% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,835 | 4.12% |
| Elko, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,710 | 4.38% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,604 | 4.63% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,391 | 4.38% |
| Brookings, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,937 | 5.13% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,095 | 4.75% |
| Granbury, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,154 | 4.88% |
| Oskaloosa, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,805 | 5.50% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,317 | 4.69% |
| Shelton, WA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,156 | 4.81% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,852 | 4.88% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.13% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,623 | 5.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,334 | 4.31% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,042 | 4.75% |
| Dayton, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,380 | 5.06% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,954 | 5.75% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,491 | 4.79% |
| Palestine, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,322 | 4.99% |
| Farmington, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,067 | 4.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,123 | 4.38% |
| Jasper, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,515 | 3.99% |
| Winona, MN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,967 | 5.19% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,496 | 5.13% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,775 | 4.69% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,685 | 3.87% |
| Clovis, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,241 | 4.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,614 | 4.69% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,164 | 4.99% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,420 | 4.50% |
| El Campo, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,339 | 4.75% |
| Borger, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,481 | 4.50% |
| Bluffton, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,244 | 4.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,078 | 4.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,450 | 4.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,900 | 4.88% |
| Somerset, KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,024 | 5.44% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,571 | 4.06% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,129 | 5.25% |
| Cortland, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,252 | 5.06% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,871 | 4.63% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,460 | 4.50% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,142 | 4.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,565 | 4.19% |
| DuBois, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,007 | 5.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,451 | 4.94% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,674 | 4.94% |
| Hailey, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.88% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,607 | 5.00% |
| Altus, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,860 | 3.88% |
| CASPER, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,147 | 4.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,472 | 4.25% |
| Jackson, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,568 | 4.00% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,400 | 5.44% |
| ENID, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,736 | 5.13% |
| Douglas, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,533 | 3.50% |
| Yankton, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,050 | 4.75% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,737 | 4.56% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,480 | 4.44% |
| Craig, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,488 | 4.88% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,944 | 4.13% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,015 | 4.13% |
| Pella, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,283 | 3.88% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,138 | 5.63% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,730 | 3.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,665 | 4.50% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,309 | 4.63% |
| AMES, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,195 | 4.75% |
| Malone, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,564 | 5.00% |
| Gallup, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,376 | 4.38% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,139 | 4.50% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,815 | 3.88% |
| Worthington, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,836 | 4.88% |
| Indianola, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,582 | 4.88% |
| Houghton, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,373 | 3.63% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,902 | 4.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,393 | 4.63% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,082 | 4.63% |
| Moberly, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,487 | 4.99% |
| Seymour, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,713 | 4.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,809 | 4.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,312 | 4.50% |
| Russellville, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,773 | 4.50% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,388 | 5.13% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,407 | 4.38% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,476 | 4.50% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,153 | 4.75% |
| Maysville, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.38% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,945 | 3.50% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.50% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,480 | 4.63% |
| Salem, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,691 | 4.88% |
| Clinton, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,354 | 4.38% |
| Wooster, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,753 | 4.63% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,704 | 4.50% |
| Alma, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,677 | 5.56% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,317 | 4.38% |
| Lexington, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,092 | 3.88% |
| Paris, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,216 | 5.25% |
| Bay City, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,581 | 4.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,152 | 5.25% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,821 | 5.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,655 | 4.38% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,634 | 3.88% |
| Wabash, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,229 | 5.38% |
| ROME, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,634 | 4.88% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,862 | 4.88% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,397 | 3.50% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,057 | 4.38% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,217 | 4.88% |
| Decatur, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,521 | 4.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,567 | 4.38% |
| Barre, VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,535 | 4.50% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,200 | 5.50% |
| Winfield, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,943 | 5.00% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,689 | 5.63% |
| Dumas, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,371 | 5.75% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,822 | 4.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,203 | 4.63% |
| Plainview, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,294 | 4.38% |
| Lake City, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,988 | 4.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,681 | 4.88% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,386 | 4.88% |
| Huron, SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.00% |
| Roswell, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,614 | 4.63% |
| Sterling, IL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.63% |
| Americus, GA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,268 | 4.69% |
| Elk City, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,370 | 4.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,641 | 5.25% |
| Urbana, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,936 | 4.13% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,582 | 5.38% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.38% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,399 | 4.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.38% |
| Levelland, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,163 | 5.75% |
| Sidney, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,205 | 3.88% |
| Paragould, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,635 | 4.13% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.50% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,491 | 4.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,590 | 4.63% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,641 | 4.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,729 | 5.25% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,456 | 3.88% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,274 | 4.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,995 | 3.75% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,009 | 4.75% |
| Ashland, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,058 | 4.13% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,950 | 3.88% |
| Spencer, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.75% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,002 | 4.75% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,249 | 4.63% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,974 | 4.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,811 | 5.13% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,458 | 3.75% |
| London, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,069 | 4.50% |
| Rockport, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,395 | 4.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.38% |
| Auburn, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,845 | 5.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,350 | 4.50% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,230 | 5.13% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,396 | 4.13% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,839 | 5.00% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,257 | 5.75% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,752 | 5.25% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,090 | 5.00% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,968 | 5.13% |
| Waycross, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,758 | 5.25% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,599 | 5.25% |
| Athens, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.38% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,960 | 4.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,161 | 4.50% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,007 | 4.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,051 | 5.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,289 | 4.88% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,460 | 5.13% |
| Connersville, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,880 | 5.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against GUARANTEED RATE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
UNISON CREDIT UNION
Similarity Rank: 14
Similarity Rank: 14
SANDIA LABORATORY
Similarity Rank: 28
Similarity Rank: 28
The Neffs National Bank
Similarity Rank: 30
Similarity Rank: 30
FIRESTONE
Similarity Rank: 32
Similarity Rank: 32
Penn Community Bank
Similarity Rank: 36
Similarity Rank: 36
MATANUSKA VALLEY FEDERAL CREDIT UNION
Similarity Rank: 56
Similarity Rank: 56
CAPITAL Credit Union
Similarity Rank: 64
Similarity Rank: 64
Saratoga National Bank and Trust Company
Similarity Rank: 80
Similarity Rank: 80
CREDIT UNION 1
Similarity Rank: 95
Similarity Rank: 95
National Union Bank of Kinderhook
Similarity Rank: 96
Similarity Rank: 96
Product Mix
For 2018, Guaranteed Rate's most frequently originated type of loan was Conventional, with 43,025 originations. Their 2nd most popular type was FHA, with 8,524 originations.
Loan Reason
For 2018, Guaranteed Rate's most frequently cited loan purpose was Home Purchase, with 46,082 originations. The 2nd most popular reason was Cash Out Refi, with 5,311 originations.
Loan Duration/Length
For 2018, Guaranteed Rate's most frequently cited loan duration was 30 Year, with 50,516 originations. The 2nd most popular length was 15 Year, with 2,999 originations.
Origination Fees/Closing Costs
Guaranteed Rate's average total fees were $5,197, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 38,792 originations.
Interest Rates
During 2018, Guaranteed Rate's average interest rate for loans was 4.69%, while their most frequently originated rate bucket for loans was 4-5%, with 38,590 originations.
Loan Sizing
2018 saw Guaranteed Rate place emphasis on $200k-400k loans with 24,075 originations, totaling $6,837,145,000 in origination value.
Applicant Income
Guaranteed Rate lent most frequently to those with incomes in the $100k-150k range, with 12,489 originations. The second most popular income band? $50k-75k, with 12,155 originations.
Applicant Debt to Income Ratio
Guaranteed Rate lent most frequently to those with DTI ratios of 30-36%, with 9,799 originations. The next most common DTI ratio? 20-30%, with 9,793 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.68%
Guaranteed Rate has an average approval rate.
Pick Rate
Approvals leading to origination59.50%
Guaranteed Rate has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 55,034 | $16,363,620,000 | $297,337 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 202 | $30,540,000 | $151,188 |
| Single Family (1-4 Units):Site-Built | 54,832 | $16,333,080,000 | $297,875 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GUARANTEED RATE INC. | VA mortgage | Trouble during payment process | 1 | 4.0% |
| GUARANTEED RATE INC. | Other type of mortgage | Struggling to pay mortgage | 1 | 4.0% |
| GUARANTEED RATE INC. | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 8.0% |
| GUARANTEED RATE INC. | VA mortgage | Closing on a mortgage | 2 | 8.0% |
| GUARANTEED RATE INC. | VA mortgage | Struggling to pay mortgage | 1 | 4.0% |
| GUARANTEED RATE INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 16.0% |
| GUARANTEED RATE INC. | Conventional home mortgage | Closing on a mortgage | 7 | 28.0% |
| GUARANTEED RATE INC. | Conventional home mortgage | Trouble during payment process | 2 | 8.0% |
| GUARANTEED RATE INC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 8.0% |
| GUARANTEED RATE INC. | FHA mortgage | Struggling to pay mortgage | 1 | 4.0% |
| GUARANTEED RATE INC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 8.0% |