Pennymac Loan Services Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: RVDPPPGHCGZ40J4VQ731

Tax ID: 26-2049351

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Mortgage Data

Review & Overview

Pennymac Loan Services is a mid-sized mortgage company specializing in Cash Out Refi, Refi, and Home Purchase loans. Pennymac Loan Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Washington, Riverside, Seattle, and Atlanta among others. We have data for 693 markets. (Some data included below & more in-depth data is available with an active subscription.)

Pennymac Loan Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Pennymac Loan Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.58% 11/17/24
30 Year Conventional Refi 6.42% 11/17/24
30 Year Cash-out Refi 6.68% 11/17/24
30 Year FHA Purchase 7.05% 11/17/24
30 Year FHA Refi 7.12% 11/17/24
30 Year VA Purchase 5.90% 11/17/24
30 Year VA Refi 5.62% 11/17/24
30 Year USDA Purchase 6.27% 11/17/24
30 Year USDA Refi 6.71% 11/17/24
15 Year Conventional Purchase 5.90% 11/17/24
15 Year Conventional Refi 5.98% 11/17/24
15 Year Cash-out Refi 5.98% 11/17/24
15 Year FHA Purchase 6.87% 11/17/24
15 Year FHA Refi 7.23% 11/17/24
15 Year VA Purchase 5.92% 11/17/24
15 Year VA Refi 5.78% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Pennymac Loan Services Mortgage Calculator






Your Estimates

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This is not an official calculator from Pennymac Loan Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

19,054

Origination Dollar Volume (All Markets)

$4,721,390,000
Show all (140) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 788 $315,000,000 $399,746 $6,200 4.59%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 567 $202,665,000 $357,434 $6,690 4.37%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 724 $199,580,000 $275,663 $6,007 4.60%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 566 $186,550,000 $329,594 $6,618 4.53%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 715 $152,115,000 $212,748 $5,359 4.59%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 636 $142,920,000 $224,717 $5,592 4.66%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 646 $137,300,000 $212,539 $5,173 4.62%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 446 $123,250,000 $276,345 $6,415 4.54%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 272 $113,090,000 $415,772 $6,989 4.55%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 378 $110,550,000 $292,460 $5,603 4.53%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 378 $108,640,000 $287,407 $6,310 4.58%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 258 $106,520,000 $412,868 $5,428 4.52%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 386 $96,220,000 $249,275 $5,390 4.61%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 376 $93,210,000 $247,899 $5,535 4.54%
Outside of Metro Areas 449 $81,715,000 $181,993 $5,080 4.57%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 346 $77,680,000 $224,509 $5,496 4.59%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 230 $69,820,000 $303,565 $5,920 4.42%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 338 $68,380,000 $202,308 $5,592 4.54%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 236 $68,090,000 $288,517 $6,011 4.55%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 296 $67,380,000 $227,635 $5,224 4.58%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 264 $58,550,000 $221,780 $5,949 4.47%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 273 $57,575,000 $210,897 $5,044 4.58%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 271 $52,815,000 $194,889 $5,481 4.61%
SALT LAKE CITY, UT (FHA|USDA|VA) 194 $50,840,000 $262,062 $5,349 4.57%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 213 $42,845,000 $201,150 $5,302 4.60%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 99 $40,645,000 $410,556 $7,118 4.49%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 197 $40,455,000 $205,355 $5,393 4.57%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 126 $40,390,000 $320,556 $6,753 4.57%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 78 $40,230,000 $515,769 $7,848 4.51%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 163 $39,765,000 $243,957 $5,899 4.56%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 141 $38,235,000 $271,170 $6,260 4.30%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 149 $32,785,000 $220,034 $5,814 4.57%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 183 $31,045,000 $169,645 $4,631 4.62%
STOCKTON, CA (FHA|USDA|VA) 113 $30,955,000 $273,938 $5,609 4.64%
VALLEJO, CA (FHA|USDA|VA) 94 $30,780,000 $327,447 $5,932 4.66%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 129 $30,725,000 $238,178 $5,794 4.61%
RICHMOND, VA (FHA|USDA|VA) 119 $29,415,000 $247,185 $5,194 4.41%
COLORADO SPRINGS, CO (FHA|USDA|VA) 106 $27,730,000 $261,604 $7,067 4.51%
JACKSONVILLE, FL (FHA|USDA|VA) 117 $26,065,000 $222,778 $5,147 4.50%
RENO, NV (FHA|USDA|VA) 84 $24,680,000 $293,810 $4,950 4.44%
RALEIGH-CARY, NC (FHA|USDA|VA) 98 $22,680,000 $231,429 $4,601 4.58%
FRESNO, CA (FHA|USDA|VA) 90 $21,450,000 $238,333 $5,529 4.58%
SALEM, OR (FHA|USDA|VA) 93 $21,445,000 $230,591 $6,535 4.54%
BOISE CITY, ID (FHA|USDA|VA) 94 $20,430,000 $217,340 $6,259 4.59%
TUCSON, AZ (FHA|USDA|VA) 103 $20,165,000 $195,777 $5,422 4.53%
BAKERSFIELD, CA (FHA|USDA|VA) 95 $19,865,000 $209,105 $5,026 4.61%
ST. LOUIS, MO-IL (FHA|USDA|VA) 105 $19,715,000 $187,762 $4,960 4.57%
KANSAS CITY, MO-KS (FHA|USDA|VA) 106 $19,550,000 $184,434 $5,186 4.61%
MODESTO, CA (FHA|USDA|VA) 82 $19,480,000 $237,561 $5,147 4.74%
COLUMBUS, OH (FHA|USDA|VA) 94 $18,320,000 $194,894 $5,178 4.61%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 94 $17,990,000 $191,383 $5,109 4.50%
PROVO-OREM, UT (FHA|USDA|VA) 70 $17,650,000 $252,143 $5,084 4.64%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 76 $14,980,000 $197,105 $5,509 4.56%
GREELEY, CO (FHA|USDA|VA) 58 $14,820,000 $255,517 $6,779 4.53%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 40 $14,640,000 $366,000 $4,721 4.56%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 79 $14,235,000 $180,190 $4,755 4.61%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 49 $14,235,000 $290,510 $7,521 4.41%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 52 $14,180,000 $272,692 $7,377 4.32%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 70 $13,900,000 $198,571 $4,694 4.49%
VISALIA, CA (FHA|USDA|VA) 71 $13,585,000 $191,338 $4,516 4.64%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 62 $13,430,000 $216,613 $6,100 4.55%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 67 $13,215,000 $197,239 $4,606 4.68%
KNOXVILLE, TN (FHA|USDA|VA) 65 $13,065,000 $201,000 $5,170 4.39%
LOUISVILLE, KY (FHA|USDA|VA) 72 $12,970,000 $180,139 $4,735 4.52%
URBAN HONOLULU, HI (FHA|USDA|VA) 28 $12,970,000 $463,214 $9,552 4.16%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 52 $12,840,000 $246,923 $6,293 4.53%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 65 $12,195,000 $187,615 $5,443 4.57%
BEND, OR (FHA|USDA|VA) 48 $12,140,000 $252,917 $7,166 4.64%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 55 $11,965,000 $217,545 $4,763 4.69%
PITTSBURGH, PA (FHA|USDA|VA) 60 $11,940,000 $199,000 $6,079 4.45%
ALBUQUERQUE, NM (FHA|USDA|VA) 59 $11,925,000 $202,119 $5,858 4.53%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 64 $11,850,000 $185,156 $5,511 4.49%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 63 $11,455,000 $181,825 $5,797 4.51%
ST. GEORGE, UT (FHA|USDA|VA) 48 $11,450,000 $238,542 $4,767 4.88%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 21 $11,095,000 $528,333 $8,370 4.47%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 52 $11,090,000 $213,269 $5,359 4.56%
MEDFORD, OR (FHA|USDA|VA) 44 $10,720,000 $243,636 $5,744 4.49%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 49 $10,555,000 $215,408 $5,171 4.54%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 58 $10,310,000 $177,759 $5,309 4.61%
SALINAS, CA (FHA|USDA|VA) 34 $10,070,000 $296,176 $6,077 4.55%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 44 $10,030,000 $227,955 $6,194 4.69%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 46 $9,660,000 $210,000 $5,957 4.44%
OKLAHOMA CITY, OK (FHA|USDA|VA) 47 $9,475,000 $201,596 $5,250 4.54%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 39 $9,385,000 $240,641 $5,660 4.54%
BATON ROUGE, LA (FHA|USDA|VA) 45 $9,305,000 $206,778 $5,741 4.37%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 22 $9,010,000 $409,545 $7,464 4.57%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 47 $8,725,000 $185,638 $4,708 4.55%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 48 $8,420,000 $175,417 $5,117 4.43%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 37 $8,395,000 $226,892 $6,595 4.61%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 37 $8,175,000 $220,946 $6,122 4.55%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 41 $8,095,000 $197,439 $4,887 4.55%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 27 $7,675,000 $284,259 $5,348 4.57%
CHICO, CA (FHA|USDA|VA) 37 $7,625,000 $206,081 $5,313 4.69%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 37 $7,485,000 $202,297 $5,481 4.56%
MERCED, CA (FHA|USDA|VA) 37 $7,395,000 $199,865 $5,107 4.69%
FORT COLLINS, CO (FHA|USDA|VA) 28 $7,190,000 $256,786 $7,035 4.72%
COLUMBIA, SC (FHA|USDA|VA) 37 $7,185,000 $194,189 $5,275 4.46%
ALBANY-LEBANON, OR (FHA|USDA|VA) 37 $7,145,000 $193,108 $6,255 4.66%
SALISBURY, MD-DE (FHA|USDA|VA) 30 $7,060,000 $235,333 $6,157 4.46%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 32 $7,050,000 $220,313 $7,378 4.41%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 35 $6,815,000 $194,714 $4,940 4.62%
PORT ST. LUCIE, FL (FHA|USDA|VA) 35 $6,815,000 $194,714 $5,454 4.77%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 28 $6,490,000 $231,786 $4,927 4.49%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 34 $6,360,000 $187,059 $4,238 4.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 29 $6,355,000 $219,138 $5,509 4.54%
GREEN BAY, WI (FHA|USDA|VA) 41 $6,255,000 $152,561 $4,799 4.62%
Outside of Metro Areas 24 $6,170,000 $257,083 $5,677 4.52%
REDDING, CA (FHA|USDA|VA) 30 $6,080,000 $202,667 $6,176 4.66%
CaƱon City, CO (FHA|USDA|VA) 28 $5,990,000 $213,929 $5,252 4.71%
Hilo, HI (FHA|USDA|VA) 20 $5,990,000 $299,500 $6,543 4.20%
SPRINGFIELD, MO (FHA|USDA|VA) 37 $5,605,000 $151,486 $3,828 4.71%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 20 $5,560,000 $278,000 $8,453 4.51%
WORCESTER, MA-CT (FHA|USDA|VA) 27 $5,545,000 $205,370 $5,899 4.56%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 32 $5,520,000 $172,500 $5,015 4.65%
GAINESVILLE, GA (FHA|USDA|VA) 29 $5,465,000 $188,448 $5,197 4.49%
TULSA, OK (FHA|USDA|VA) 27 $5,405,000 $200,185 $5,622 4.52%
FAYETTEVILLE, NC (FHA|USDA|VA) 28 $5,340,000 $190,714 $4,746 4.36%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 26 $5,270,000 $202,692 $4,957 4.62%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 25 $5,255,000 $210,200 $4,943 4.54%
ASHEVILLE, NC (FHA|USDA|VA) 24 $5,250,000 $218,750 $5,101 4.46%
DAYTON-KETTERING, OH (FHA|USDA|VA) 27 $5,135,000 $190,185 $5,269 4.58%
WICHITA, KS (FHA|USDA|VA) 32 $5,130,000 $160,313 $4,251 4.60%
HUNTSVILLE, AL (FHA|USDA|VA) 27 $4,965,000 $183,889 $4,886 4.49%
YAKIMA, WA (FHA|USDA|VA) 21 $4,955,000 $235,952 $5,629 4.54%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 23 $4,955,000 $215,435 $6,720 4.33%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 27 $4,705,000 $174,259 $4,403 4.66%
OCALA, FL (FHA|USDA|VA) 29 $4,645,000 $160,172 $5,281 4.67%
PUNTA GORDA, FL (FHA|USDA|VA) 24 $4,630,000 $192,917 $5,558 4.63%
BOULDER, CO (FHA|USDA|VA) 15 $4,625,000 $308,333 $4,632 4.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 15 $4,615,000 $307,667 $4,446 4.83%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 19 $4,405,000 $231,842 $6,852 4.68%
AKRON, OH (FHA|USDA|VA) 25 $4,325,000 $173,000 $4,481 4.55%
YUBA CITY, CA (FHA|USDA|VA) 18 $4,310,000 $239,444 $5,699 4.92%
FLAGSTAFF, AZ (FHA|USDA|VA) 16 $4,200,000 $262,500 $5,072 4.57%
FLINT, MI (FHA|USDA|VA) 30 $4,190,000 $139,667 $4,902 4.65%
MONTGOMERY, AL (FHA|USDA|VA) 24 $4,100,000 $170,833 $4,390 4.48%
WACO, TX (FHA|USDA|VA) 23 $3,985,000 $173,261 $4,839 4.66%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 22 $3,950,000 $179,545 $4,501 4.37%
LONGVIEW, WA (FHA|USDA|VA) 17 $3,945,000 $232,059 $6,269 4.40%
BELLINGHAM, WA (FHA|USDA|VA) 12 $3,920,000 $326,667 $6,092 4.59%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 18 $3,880,000 $215,556 $5,762 4.62%
PUEBLO, CO (FHA|USDA|VA) 22 $3,880,000 $176,364 $4,906 4.60%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 11 $3,795,000 $345,000 $8,027 4.67%
YORK-HANOVER, PA (FHA|USDA|VA) 19 $3,735,000 $196,579 $6,092 4.47%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 17 $3,725,000 $219,118 $5,414 4.60%
ANCHORAGE, AK (FHA|USDA|VA) 14 $3,690,000 $263,571 $8,188 4.31%
SAVANNAH, GA (FHA|USDA|VA) 19 $3,635,000 $191,316 $6,175 4.45%
MADERA, CA (FHA|USDA|VA) 14 $3,600,000 $257,143 $6,716 4.70%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 18 $3,580,000 $198,889 $6,060 4.56%
NAPA, CA (FHA|USDA|VA) 9 $3,575,000 $397,222 $4,447 4.46%
WINSTON-SALEM, NC (FHA|USDA|VA) 17 $3,465,000 $203,824 $6,091 4.29%
CORVALLIS, OR (FHA|USDA|VA) 13 $3,465,000 $266,538 $4,924 4.58%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 20 $3,410,000 $170,500 $4,860 4.41%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 14 $3,390,000 $242,143 $5,491 4.30%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 12 $3,370,000 $280,833 $5,358 4.41%
WINCHESTER, VA-WV (FHA|USDA|VA) 14 $3,350,000 $239,286 $5,967 4.29%
Heber, UT (FHA|USDA|VA) 11 $3,325,000 $302,273 $4,522 4.64%
Shelton, WA (FHA|USDA|VA) 15 $3,285,000 $219,000 $5,801 4.86%
SIOUX FALLS, SD (FHA|USDA|VA) 16 $3,260,000 $203,750 $5,577 4.44%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 15 $3,255,000 $217,000 $5,378 4.45%
Eureka-Arcata, CA (FHA|USDA|VA) 13 $3,245,000 $249,615 $5,128 4.60%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 18 $3,230,000 $179,444 $6,209 4.52%
COLUMBUS, GA-AL (FHA|USDA|VA) 15 $3,205,000 $213,667 $4,838 4.41%
Aberdeen, WA (FHA|USDA|VA) 14 $3,200,000 $228,571 $6,061 4.84%
LINCOLN, NE (FHA|USDA|VA) 19 $3,185,000 $167,632 $4,303 4.39%
LOGAN, UT-ID (FHA|USDA|VA) 14 $3,160,000 $225,714 $4,258 4.83%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 17 $3,155,000 $185,588 $6,011 4.48%
TALLAHASSEE, FL (FHA|USDA|VA) 14 $3,110,000 $222,143 $4,733 4.48%
LANCASTER, PA (FHA|USDA|VA) 15 $3,085,000 $205,667 $5,172 4.14%
MADISON, WI (FHA|USDA|VA) 15 $3,085,000 $205,667 $5,513 4.36%
WILMINGTON, NC (FHA|USDA|VA) 14 $3,040,000 $217,143 $5,260 4.50%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 11 $3,025,000 $275,000 $9,838 4.45%
ROCHESTER, MN (FHA|USDA|VA) 14 $3,000,000 $214,286 $4,977 4.72%
BRUNSWICK, GA (FHA|USDA|VA) 13 $2,915,000 $224,231 $5,709 4.78%
CORPUS CHRISTI, TX (FHA|USDA|VA) 15 $2,865,000 $191,000 $5,013 4.52%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 13 $2,855,000 $219,615 $6,185 4.41%
JACKSON, MS (FHA|USDA|VA) 15 $2,845,000 $189,667 $5,480 4.29%
Bozeman, MT (FHA|USDA|VA) 8 $2,790,000 $348,750 $6,879 4.31%
Newport, OR (FHA|USDA|VA) 12 $2,760,000 $230,000 $6,116 4.52%
LAFAYETTE, LA (FHA|USDA|VA) 13 $2,715,000 $208,846 $4,763 4.24%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 12 $2,630,000 $219,167 $5,716 4.16%
LAKE CHARLES, LA (FHA|USDA|VA) 14 $2,520,000 $180,000 $5,073 4.55%
EL CENTRO, CA (FHA|USDA|VA) 12 $2,510,000 $209,167 $5,382 4.39%
GETTYSBURG, PA (FHA|USDA|VA) 11 $2,495,000 $226,818 $8,430 4.38%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 10 $2,460,000 $246,000 $6,572 4.12%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 13 $2,425,000 $186,538 $6,679 4.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 13 $2,405,000 $185,000 $5,100 4.68%
Gardnerville Ranchos, NV (FHA|USDA|VA) 9 $2,365,000 $262,778 $8,351 4.42%
CASPER, WY (FHA|USDA|VA) 11 $2,345,000 $213,182 $5,000 4.16%
Concord, NH (FHA|USDA|VA) 11 $2,325,000 $211,364 $4,149 4.61%
WARNER ROBINS, GA (FHA|USDA|VA) 12 $2,290,000 $190,833 $6,866 4.34%
LAS CRUCES, NM (FHA|USDA|VA) 11 $2,255,000 $205,000 $5,932 4.48%
Truckee-Grass Valley, CA (FHA|USDA|VA) 10 $2,240,000 $224,000 $3,759 4.76%
GRANTS PASS, OR (FHA|USDA|VA) 11 $2,235,000 $203,182 $4,971 4.58%
PANAMA CITY, FL (FHA|USDA|VA) 13 $2,185,000 $168,077 $6,073 4.39%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $2,150,000 $215,000 $4,899 4.55%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 6 $2,140,000 $356,667 $5,757 4.23%
JOHNSON CITY, TN (FHA|USDA|VA) 13 $2,135,000 $164,231 $4,571 4.24%
MISSOULA, MT (FHA|USDA|VA) 9 $2,125,000 $236,111 $3,723 4.48%
Sonora, CA (FHA|USDA|VA) 10 $2,120,000 $212,000 $3,953 4.60%
SPARTANBURG, SC (FHA|USDA|VA) 14 $2,110,000 $150,714 $5,446 4.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 10 $2,100,000 $210,000 $5,263 4.41%
Show Low, AZ (FHA|USDA|VA) 8 $2,030,000 $253,750 $6,763 4.33%
Ukiah, CA (FHA|USDA|VA) 7 $2,015,000 $287,857 $4,527 4.57%
APPLETON, WI (FHA|USDA|VA) 13 $2,005,000 $154,231 $4,709 4.63%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 14 $2,000,000 $142,857 $4,042 4.54%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,990,000 $248,750 $7,516 4.39%
MOBILE, AL (FHA|USDA|VA) 12 $1,970,000 $164,167 $6,374 4.55%
ST. CLOUD, MN (FHA|USDA|VA) 10 $1,950,000 $195,000 $5,114 4.49%
TOLEDO, OH (FHA|USDA|VA) 9 $1,945,000 $216,111 $5,363 4.30%
CHEYENNE, WY (FHA|USDA|VA) 9 $1,925,000 $213,889 $6,245 3.94%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 11 $1,915,000 $174,091 $4,040 4.46%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 9 $1,915,000 $212,778 $5,453 4.29%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 9 $1,895,000 $210,556 $5,570 4.39%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $1,865,000 $207,222 $5,761 4.46%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $1,855,000 $206,111 $5,705 4.41%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 5 $1,825,000 $365,000 $8,612 4.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 10 $1,820,000 $182,000 $5,243 5.27%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,805,000 $200,556 $4,785 4.65%
LEWISTON, ID-WA (FHA|USDA|VA) 9 $1,805,000 $200,556 $6,486 4.62%
BILLINGS, MT (FHA|USDA|VA) 9 $1,805,000 $200,556 $4,269 4.36%
Centralia, WA (FHA|USDA|VA) 8 $1,800,000 $225,000 $7,515 4.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 13 $1,795,000 $138,077 $4,340 4.57%
Glenwood Springs, CO (FHA|USDA|VA) 5 $1,785,000 $357,000 $14,110 4.23%
Astoria, OR (FHA|USDA|VA) 6 $1,760,000 $293,333 $7,424 4.48%
Prineville, OR (FHA|USDA|VA) 6 $1,760,000 $293,333 $3,915 4.69%
LUBBOCK, TX (FHA|USDA|VA) 12 $1,750,000 $145,833 $4,245 4.78%
ANN ARBOR, MI (FHA|USDA|VA) 10 $1,750,000 $175,000 $2,961 4.45%
DOVER, DE (FHA|USDA|VA) 9 $1,745,000 $193,889 $4,755 4.42%
READING, PA (FHA|USDA|VA) 10 $1,740,000 $174,000 $6,424 4.67%
DULUTH, MN-WI (FHA|USDA|VA) 11 $1,735,000 $157,727 $4,862 4.94%
WALLA WALLA, WA (FHA|USDA|VA) 8 $1,710,000 $213,750 $3,805 4.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 16 $1,700,000 $106,250 $4,180 4.33%
Fernley, NV (FHA|USDA|VA) 9 $1,685,000 $187,222 $4,055 4.53%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 14 $1,680,000 $120,000 $5,792 4.39%
WENATCHEE, WA (FHA|USDA|VA) 8 $1,680,000 $210,000 $7,088 4.69%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,655,000 $236,429 $2,980 3.93%
HINESVILLE, GA (FHA|USDA|VA) 9 $1,645,000 $182,778 $5,910 4.30%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 7 $1,645,000 $235,000 $7,835 4.57%
CARSON CITY, NV (FHA|USDA|VA) 6 $1,640,000 $273,333 $5,301 4.65%
Cedar City, UT (FHA|USDA|VA) 9 $1,625,000 $180,556 $5,485 4.83%
Georgetown, SC (FHA|USDA|VA) 5 $1,585,000 $317,000 $3,446 4.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 10 $1,580,000 $158,000 $6,230 4.69%
Port Angeles, WA (FHA|USDA|VA) 7 $1,575,000 $225,000 $5,880 4.61%
Jefferson, GA (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,484 4.46%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $1,545,000 $171,667 $4,822 4.68%
Payson, AZ (FHA|USDA|VA) 8 $1,510,000 $188,750 $4,782 4.77%
RACINE, WI (FHA|USDA|VA) 7 $1,505,000 $215,000 $6,148 4.48%
SANTA FE, NM (FHA|USDA|VA) 7 $1,485,000 $212,143 $5,172 4.19%
ODESSA, TX (FHA|USDA|VA) 7 $1,475,000 $210,714 $6,263 4.27%
Rexburg, ID (FHA|USDA|VA) 5 $1,475,000 $295,000 $5,756 4.97%
EL PASO, TX (FHA|USDA|VA) 11 $1,465,000 $133,182 $5,616 4.32%
Sevierville, TN (FHA|USDA|VA) 6 $1,460,000 $243,333 $4,067 4.83%
Pahrump, NV (FHA|USDA|VA) 8 $1,440,000 $180,000 $6,965 4.42%
Lewisburg, TN (FHA|USDA|VA) 8 $1,440,000 $180,000 $6,135 4.56%
DECATUR, AL (FHA|USDA|VA) 8 $1,430,000 $178,750 $5,129 4.47%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 7 $1,415,000 $202,143 $4,696 4.66%
MIDLAND, TX (FHA|USDA|VA) 7 $1,415,000 $202,143 $5,611 4.73%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $1,390,000 $173,750 $4,271 4.51%
MONROE, MI (FHA|USDA|VA) 9 $1,375,000 $152,778 $6,337 4.50%
NEW BERN, NC (FHA|USDA|VA) 8 $1,370,000 $171,250 $4,865 4.22%
CLEVELAND, TN (FHA|USDA|VA) 7 $1,365,000 $195,000 $6,441 4.62%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $1,355,000 $193,571 $4,578 4.48%
Crescent City, CA (FHA|USDA|VA) 6 $1,320,000 $220,000 $5,986 4.39%
JACKSONVILLE, NC (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,276 4.03%
Kalispell, MT (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,892 4.50%
Red Bluff, CA (FHA|USDA|VA) 5 $1,305,000 $261,000 $8,785 4.43%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $1,300,000 $216,667 $5,423 4.29%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,295,000 $259,000 $5,518 4.65%
MORRISTOWN, TN (FHA|USDA|VA) 9 $1,275,000 $141,667 $4,383 4.53%
FAIRBANKS, AK (FHA|USDA|VA) 5 $1,255,000 $251,000 $8,433 3.90%
ROANOKE, VA (FHA|USDA|VA) 7 $1,255,000 $179,286 $6,027 4.66%
Tullahoma-Manchester, TN (FHA|USDA|VA) 8 $1,250,000 $156,250 $4,120 4.64%
Roseburg, OR (FHA|USDA|VA) 6 $1,210,000 $201,667 $6,971 4.60%
Coos Bay, OR (FHA|USDA|VA) 6 $1,210,000 $201,667 $8,520 4.63%
DALTON, GA (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,947 4.46%
Oak Harbor, WA (FHA|USDA|VA) 5 $1,195,000 $239,000 $4,776 4.52%
AMARILLO, TX (FHA|USDA|VA) 7 $1,195,000 $170,714 $5,451 4.36%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $1,195,000 $239,000 $4,958 4.43%
Sandpoint, ID (FHA|USDA|VA) 4 $1,190,000 $297,500 $6,007 4.53%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,180,000 $147,500 $4,207 4.45%
Shelbyville, TN (FHA|USDA|VA) 8 $1,160,000 $145,000 $4,748 4.67%
FORT WAYNE, IN (FHA|USDA|VA) 8 $1,160,000 $145,000 $5,429 4.38%
VICTORIA, TX (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,083 4.58%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 8 $1,140,000 $142,500 $5,346 4.64%
La Grande, OR (FHA|USDA|VA) 5 $1,135,000 $227,000 $6,732 4.35%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,358 4.41%
JEFFERSON CITY, MO (FHA|USDA|VA) 4 $1,120,000 $280,000 $10,883 4.41%
Hood River, OR (FHA|USDA|VA) 4 $1,120,000 $280,000 $5,370 4.12%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,120,000 $186,667 $4,683 4.35%
AMES, IA (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,264 4.55%
TYLER, TX (FHA|USDA|VA) 6 $1,090,000 $181,667 $4,759 4.56%
PEORIA, IL (FHA|USDA|VA) 6 $1,090,000 $181,667 $3,771 4.56%
JACKSON, TN (FHA|USDA|VA) 7 $1,085,000 $155,000 $4,587 4.30%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $1,045,000 $209,000 $6,308 4.30%
Minot, ND (FHA|USDA|VA) 4 $1,030,000 $257,500 $8,978 3.97%
GREAT FALLS, MT (FHA|USDA|VA) 5 $1,025,000 $205,000 $8,754 4.55%
BLOOMINGTON, IN (FHA|USDA|VA) 7 $1,025,000 $146,429 $4,074 4.54%
Brainerd, MN (FHA|USDA|VA) 6 $1,010,000 $168,333 $3,797 4.65%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,739 4.54%
Nogales, AZ (FHA|USDA|VA) 6 $990,000 $165,000 $3,964 4.33%
FLORENCE, SC (FHA|USDA|VA) 6 $990,000 $165,000 $5,134 4.52%
Edwards, CO (FHA|USDA|VA) 4 $980,000 $245,000 $3,695 4.84%
HAMMOND, LA (FHA|USDA|VA) 5 $975,000 $195,000 $7,774 3.80%
EAST STROUDSBURG, PA (FHA|USDA|VA) 6 $970,000 $161,667 $3,663 5.10%
Clearlake, CA (FHA|USDA|VA) 4 $970,000 $242,500 $5,687 4.62%
Helena, MT (FHA|USDA|VA) 5 $965,000 $193,000 $4,585 4.68%
STAUNTON, VA (FHA|USDA|VA) 5 $955,000 $191,000 $7,880 4.32%
Key West, FL (FHA|USDA|VA) 3 $945,000 $315,000 $10,068 4.67%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $940,000 $156,667 $4,429 4.56%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 6 $940,000 $156,667 $3,766 4.54%
Morehead City, NC (FHA|USDA|VA) 3 $935,000 $311,667 $4,075 4.66%
Alexander City, AL (FHA|USDA|VA) 3 $935,000 $311,667 $6,003 4.21%
GREENVILLE, NC (FHA|USDA|VA) 5 $915,000 $183,000 $6,449 4.32%
GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $915,000 $305,000 $5,524 4.58%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $900,000 $150,000 $4,405 4.60%
ERIE, PA (FHA|USDA|VA) 6 $900,000 $150,000 $4,214 4.64%
LAWRENCE, KS (FHA|USDA|VA) 6 $900,000 $150,000 $5,556 4.63%
DOTHAN, AL (FHA|USDA|VA) 5 $895,000 $179,000 $5,469 4.53%
EAU CLAIRE, WI (FHA|USDA|VA) 6 $890,000 $148,333 $4,824 5.08%
VALDOSTA, GA (FHA|USDA|VA) 6 $880,000 $146,667 $5,483 4.43%
LAREDO, TX (FHA|USDA|VA) 5 $865,000 $173,000 $4,626 4.70%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $865,000 $173,000 $2,848 4.63%
BOWLING GREEN, KY (FHA|USDA|VA) 5 $855,000 $171,000 $3,876 4.50%
Athens, TX (FHA|USDA|VA) 5 $845,000 $169,000 $4,566 4.43%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 5 $845,000 $169,000 $4,509 4.22%
MIDLAND, MI (FHA|USDA|VA) 4 $840,000 $210,000 $5,713 4.31%
Lebanon, MO (FHA|USDA|VA) 6 $840,000 $140,000 $3,751 5.08%
Hermiston-Pendleton, OR (FHA|USDA|VA) 5 $835,000 $167,000 $5,928 4.48%
Breckenridge, CO (FHA|USDA|VA) 2 $830,000 $415,000 $6,757 4.38%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $800,000 $200,000 $6,699 4.53%
Sheridan, WY (FHA|USDA|VA) 2 $790,000 $395,000 $15,208 4.19%
Lake City, FL (FHA|USDA|VA) 4 $790,000 $197,500 $4,114 4.41%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 5 $785,000 $157,000 $4,924 4.93%
The Dalles, OR (FHA|USDA|VA) 5 $785,000 $157,000 $7,056 4.45%
Adrian, MI (FHA|USDA|VA) 4 $780,000 $195,000 $7,297 4.66%
Hobbs, NM (FHA|USDA|VA) 3 $775,000 $258,333 $5,684 4.13%
Frankfort, KY (FHA|USDA|VA) 5 $775,000 $155,000 $4,813 4.50%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $765,000 $153,000 $4,365 4.70%
Moses Lake, WA (FHA|USDA|VA) 5 $765,000 $153,000 $3,123 4.68%
Crossville, TN (FHA|USDA|VA) 4 $760,000 $190,000 $3,090 4.56%
Kapaa, HI (FHA|USDA|VA) 3 $755,000 $251,667 $5,810 3.96%
MUSKEGON, MI (FHA|USDA|VA) 6 $750,000 $125,000 $4,141 4.42%
Bardstown, KY (FHA|USDA|VA) 5 $745,000 $149,000 $6,129 4.53%
TWIN FALLS, ID (FHA|USDA|VA) 4 $740,000 $185,000 $5,246 4.84%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $735,000 $147,000 $5,143 4.32%
Fort Leonard Wood, MO (FHA|USDA|VA) 5 $725,000 $145,000 $3,386 4.10%
Granbury, TX (FHA|USDA|VA) 4 $720,000 $180,000 $4,402 4.84%
Juneau, AK (FHA|USDA|VA) 3 $715,000 $238,333 $3,730 4.75%
Traverse City, MI (FHA|USDA|VA) 4 $710,000 $177,500 $4,609 4.59%
Mount Vernon, OH (FHA|USDA|VA) 5 $705,000 $141,000 $5,119 4.92%
Laramie, WY (FHA|USDA|VA) 3 $695,000 $231,667 $3,668 4.63%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $695,000 $231,667 $5,814 4.33%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $695,000 $231,667 $4,866 4.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $690,000 $172,500 $3,518 4.50%
LAWTON, OK (FHA|USDA|VA) 6 $680,000 $113,333 $3,464 4.48%
MANHATTAN, KS (FHA|USDA|VA) 4 $680,000 $170,000 $2,865 4.75%
Easton, MD (FHA|USDA|VA) 3 $675,000 $225,000 $7,310 4.67%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $675,000 $135,000 $5,687 4.33%
TEXARKANA, TX-AR (FHA|USDA|VA) 4 $670,000 $167,500 $4,884 3.78%
BISMARCK, ND (FHA|USDA|VA) 2 $670,000 $335,000 $11,083 4.00%
Red Wing, MN (FHA|USDA|VA) 3 $665,000 $221,667 $4,994 5.08%
Brevard, NC (FHA|USDA|VA) 3 $665,000 $221,667 $2,001 3.75%
Cookeville, TN (FHA|USDA|VA) 4 $660,000 $165,000 $7,294 4.53%
FARGO, ND-MN (FHA|USDA|VA) 4 $660,000 $165,000 $5,625 4.81%
Moscow, ID (FHA|USDA|VA) 3 $655,000 $218,333 $4,207 4.08%
Torrington, CT (FHA|USDA|VA) 2 $650,000 $325,000 $8,969 4.18%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $650,000 $325,000 $4,602 4.63%
MANKATO, MN (FHA|USDA|VA) 2 $640,000 $320,000 $5,067 4.50%
Washington Court House, OH (FHA|USDA|VA) 4 $640,000 $160,000 $4,345 4.44%
Cornelia, GA (FHA|USDA|VA) 3 $635,000 $211,667 $5,638 4.58%
DUBUQUE, IA (FHA|USDA|VA) 3 $625,000 $208,333 $4,020 3.75%
HATTIESBURG, MS (FHA|USDA|VA) 3 $615,000 $205,000 $5,325 4.42%
Del Rio, TX (FHA|USDA|VA) 3 $615,000 $205,000 $6,201 4.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $615,000 $205,000 $3,013 4.46%
Klamath Falls, OR (FHA|USDA|VA) 4 $610,000 $152,500 $5,172 4.41%
Huntington, IN (FHA|USDA|VA) 3 $605,000 $201,667 $4,239 4.63%
LEBANON, PA (FHA|USDA|VA) 4 $600,000 $150,000 $6,177 4.41%
Durango, CO (FHA|USDA|VA) 2 $600,000 $300,000 $3,493 4.44%
Lebanon, NH-VT (FHA|USDA|VA) 3 $595,000 $198,333 $7,029 4.46%
Lewisburg, PA (FHA|USDA|VA) 3 $595,000 $198,333 $5,619 4.58%
BURLINGTON, NC (FHA|USDA|VA) 3 $595,000 $198,333 $5,004 3.71%
Fallon, NV (FHA|USDA|VA) 3 $595,000 $198,333 $3,985 4.54%
Sanford, NC (FHA|USDA|VA) 3 $585,000 $195,000 $7,496 4.75%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $575,000 $191,667 $2,500 4.79%
Holland, MI (FHA|USDA|VA) 3 $575,000 $191,667 $6,497 4.21%
Sedalia, MO (FHA|USDA|VA) 4 $570,000 $142,500 $3,664 4.69%
Henderson, NC (FHA|USDA|VA) 3 $565,000 $188,333 $4,533 4.25%
TOPEKA, KS (FHA|USDA|VA) 5 $565,000 $113,000 $4,929 4.28%
KANKAKEE, IL (FHA|USDA|VA) 3 $565,000 $188,333 $7,887 4.33%
Picayune, MS (FHA|USDA|VA) 3 $555,000 $185,000 $2,729 4.58%
MONROE, LA (FHA|USDA|VA) 4 $550,000 $137,500 $4,213 4.44%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $540,000 $135,000 $4,961 4.56%
YUMA, AZ (FHA|USDA|VA) 4 $540,000 $135,000 $3,782 4.34%
Richmond-Berea, KY (FHA|USDA|VA) 3 $525,000 $175,000 $3,932 4.33%
Albertville, AL (FHA|USDA|VA) 3 $525,000 $175,000 $6,063 4.12%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $525,000 $175,000 $6,023 4.46%
NILES, MI (FHA|USDA|VA) 3 $525,000 $175,000 $2,856 4.46%
JONESBORO, AR (FHA|USDA|VA) 5 $515,000 $103,000 $4,179 4.73%
Laurinburg, NC (FHA|USDA|VA) 2 $510,000 $255,000 $7,224 4.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $505,000 $168,333 $5,276 4.54%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $505,000 $168,333 $6,328 4.50%
LaGrange, GA-AL (FHA|USDA|VA) 4 $500,000 $125,000 $4,612 4.56%
Hailey, ID (FHA|USDA|VA) 2 $500,000 $250,000 $10,545 4.87%
Fergus Falls, MN (FHA|USDA|VA) 2 $500,000 $250,000 $7,644 4.31%
Keene, NH (FHA|USDA|VA) 3 $495,000 $165,000 $5,591 4.71%
Paducah, KY-IL (FHA|USDA|VA) 3 $495,000 $165,000 $3,853 4.21%
Blackfoot, ID (FHA|USDA|VA) 2 $490,000 $245,000 $5,082 4.88%
Marietta, OH (FHA|USDA|VA) 3 $485,000 $161,667 $8,188 4.79%
JOPLIN, MO (FHA|USDA|VA) 5 $485,000 $97,000 $3,065 5.13%
Taos, NM (FHA|USDA|VA) 2 $480,000 $240,000 $5,952 4.38%
Steamboat Springs, CO (FHA|USDA|VA) 2 $480,000 $240,000 $6,794 4.19%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $475,000 $158,333 $2,894 4.50%
Stevens Point, WI (FHA|USDA|VA) 3 $475,000 $158,333 $3,024 4.54%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $455,000 $151,667 $4,767 4.92%
Laconia, NH (FHA|USDA|VA) 3 $455,000 $151,667 $5,939 4.91%
SUMTER, SC (FHA|USDA|VA) 2 $450,000 $225,000 $5,040 4.00%
Scottsboro, AL (FHA|USDA|VA) 3 $445,000 $148,333 $5,385 4.83%
Wooster, OH (FHA|USDA|VA) 3 $445,000 $148,333 $5,340 4.67%
Thomasville, GA (FHA|USDA|VA) 2 $440,000 $220,000 $4,349 4.56%
Yankton, SD (FHA|USDA|VA) 2 $440,000 $220,000 $4,438 4.62%
KOKOMO, IN (FHA|USDA|VA) 3 $435,000 $145,000 $4,038 4.38%
Warrensburg, MO (FHA|USDA|VA) 2 $430,000 $215,000 $7,744 4.12%
Marinette, WI-MI (FHA|USDA|VA) 4 $430,000 $107,500 $5,414 4.97%
Montrose, CO (FHA|USDA|VA) 3 $425,000 $141,667 $3,901 4.67%
Mountain Home, ID (FHA|USDA|VA) 2 $420,000 $210,000 $6,328 4.38%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $420,000 $210,000 $2,746 4.69%
Winona, MN (FHA|USDA|VA) 2 $420,000 $210,000 $4,609 4.63%
Orangeburg, SC (FHA|USDA|VA) 2 $410,000 $205,000 $6,001 3.88%
Alexandria, MN (FHA|USDA|VA) 2 $410,000 $205,000 $2,004 5.13%
LYNCHBURG, VA (FHA|USDA|VA) 3 $405,000 $135,000 $3,132 4.41%
Jackson, WY-ID (FHA|USDA|VA) 1 $405,000 $405,000 $3,928 4.38%
Vernal, UT (FHA|USDA|VA) 3 $405,000 $135,000 $3,023 4.24%
Mount Sterling, KY (FHA|USDA|VA) 2 $400,000 $200,000 $5,615 4.18%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $400,000 $200,000 $8,000 4.19%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $400,000 $200,000 $1,469 5.40%
Ellensburg, WA (FHA|USDA|VA) 2 $400,000 $200,000 $5,395 4.37%
Branson, MO (FHA|USDA|VA) 3 $395,000 $131,667 $2,902 5.29%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $395,000 $131,667 $4,932 4.79%
Willmar, MN (FHA|USDA|VA) 2 $390,000 $195,000 $9,835 4.56%
Safford, AZ (FHA|USDA|VA) 2 $390,000 $195,000 $3,606 4.94%
BANGOR, ME (FHA|USDA|VA) 3 $385,000 $128,333 $4,277 4.75%
Evanston, WY (FHA|USDA|VA) 2 $380,000 $190,000 $8,219 4.94%
ROCKFORD, IL (FHA|USDA|VA) 4 $380,000 $95,000 $3,958 4.88%
Lawrenceburg, TN (FHA|USDA|VA) 2 $380,000 $190,000 $4,079 5.13%
ABILENE, TX (FHA|USDA|VA) 2 $380,000 $190,000 $6,011 4.43%
SAGINAW, MI (FHA|USDA|VA) 3 $375,000 $125,000 $3,932 4.42%
West Plains, MO (FHA|USDA|VA) 1 $375,000 $375,000 $4,616 3.50%
Angola, IN (FHA|USDA|VA) 2 $370,000 $185,000 $4,115 4.56%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $370,000 $185,000 $9,919 4.50%
Albemarle, NC (FHA|USDA|VA) 1 $365,000 $365,000 $3,037 3.88%
Muscatine, IA (FHA|USDA|VA) 1 $365,000 $365,000 $6,163 4.13%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $360,000 $180,000 $9,266 3.88%
Sayre, PA (FHA|USDA|VA) 2 $360,000 $180,000 $5,251 4.06%
Moultrie, GA (FHA|USDA|VA) 2 $360,000 $180,000 $3,678 4.50%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $360,000 $180,000 $5,722 4.25%
Port Lavaca, TX (FHA|USDA|VA) 2 $360,000 $180,000 $6,867 4.25%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $355,000 $118,333 $5,629 4.33%
Cambridge, MD (FHA|USDA|VA) 3 $355,000 $118,333 $3,836 4.25%
Brookings, OR (FHA|USDA|VA) 2 $350,000 $175,000 $4,651 4.81%
Berlin, NH (FHA|USDA|VA) 2 $350,000 $175,000 $2,138 4.56%
Whitewater, WI (FHA|USDA|VA) 3 $345,000 $115,000 $4,424 4.66%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $345,000 $345,000 $0 5.25%
Stephenville, TX (FHA|USDA|VA) 1 $345,000 $345,000 $6,951 4.50%
Bellefontaine, OH (FHA|USDA|VA) 2 $340,000 $170,000 $5,768 5.13%
Marion, OH (FHA|USDA|VA) 2 $340,000 $170,000 $6,186 4.88%
Altus, OK (FHA|USDA|VA) 2 $340,000 $170,000 $6,906 4.19%
Dublin, GA (FHA|USDA|VA) 2 $340,000 $170,000 $4,762 4.50%
Salina, KS (FHA|USDA|VA) 2 $340,000 $170,000 $6,682 4.06%
Zanesville, OH (FHA|USDA|VA) 3 $335,000 $111,667 $5,374 4.25%
Paris, TX (FHA|USDA|VA) 2 $330,000 $165,000 $4,799 4.68%
Cullman, AL (FHA|USDA|VA) 2 $330,000 $165,000 $5,686 5.13%
IOWA CITY, IA (FHA|USDA|VA) 2 $330,000 $165,000 $5,751 5.12%
Cullowhee, NC (FHA|USDA|VA) 2 $330,000 $165,000 $4,264 4.31%
EspaƱola, NM (FHA|USDA|VA) 1 $325,000 $325,000 $6,073 3.75%
Durant, OK (FHA|USDA|VA) 1 $325,000 $325,000 $14,538 4.38%
Russellville, AR (FHA|USDA|VA) 2 $320,000 $160,000 $3,822 5.00%
St. Marys, GA (FHA|USDA|VA) 2 $320,000 $160,000 $7,828 4.88%
Ottawa, IL (FHA|USDA|VA) 2 $320,000 $160,000 $4,367 4.38%
Shawano, WI (FHA|USDA|VA) 2 $320,000 $160,000 $5,327 4.81%
Huntsville, TX (FHA|USDA|VA) 2 $320,000 $160,000 $8,783 4.63%
Calhoun, GA (FHA|USDA|VA) 2 $310,000 $155,000 $2,669 5.12%
Alamogordo, NM (FHA|USDA|VA) 2 $310,000 $155,000 $7,488 5.00%
GOLDSBORO, NC (FHA|USDA|VA) 2 $310,000 $155,000 $5,660 4.50%
Andrews, TX (FHA|USDA|VA) 2 $310,000 $155,000 $5,483 4.69%
Clovis, NM (FHA|USDA|VA) 3 $305,000 $101,667 $4,022 5.33%
McMinnville, TN (FHA|USDA|VA) 3 $305,000 $101,667 $4,487 4.42%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $300,000 $150,000 $3,714 4.38%
Brownwood, TX (FHA|USDA|VA) 2 $300,000 $150,000 $5,124 4.56%
Gaffney, SC (FHA|USDA|VA) 2 $300,000 $150,000 $3,529 5.19%
Bluffton, IN (FHA|USDA|VA) 1 $295,000 $295,000 $3,993 4.75%
Warren, PA (FHA|USDA|VA) 1 $295,000 $295,000 $8,945 4.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $295,000 $98,333 $4,178 4.96%
Cadillac, MI (FHA|USDA|VA) 2 $290,000 $145,000 $5,901 4.25%
Dayton, TN (FHA|USDA|VA) 2 $290,000 $145,000 $3,840 4.63%
POCATELLO, ID (FHA|USDA|VA) 3 $285,000 $95,000 $2,762 4.46%
Pullman, WA (FHA|USDA|VA) 1 $285,000 $285,000 $9,054 4.25%
Chillicothe, OH (FHA|USDA|VA) 3 $285,000 $95,000 $4,191 4.16%
HARRISONBURG, VA (FHA|USDA|VA) 1 $285,000 $285,000 $5,594 4.13%
Winnemucca, NV (FHA|USDA|VA) 1 $285,000 $285,000 $6,700 3.75%
PINE BLUFF, AR (FHA|USDA|VA) 2 $280,000 $140,000 $3,137 4.31%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $280,000 $140,000 $4,555 4.49%
Ontario, OR-ID (FHA|USDA|VA) 2 $280,000 $140,000 $4,742 4.88%
Albert Lea, MN (FHA|USDA|VA) 1 $275,000 $275,000 $2,292 4.63%
Laurel, MS (FHA|USDA|VA) 1 $275,000 $275,000 $5,047 3.88%
Elizabeth City, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,704 4.13%
Columbus, NE (FHA|USDA|VA) 1 $275,000 $275,000 $2,625 4.75%
Forest City, NC (FHA|USDA|VA) 2 $270,000 $135,000 $4,119 4.25%
Columbus, MS (FHA|USDA|VA) 2 $270,000 $135,000 $3,306 4.00%
Wilmington, OH (FHA|USDA|VA) 2 $270,000 $135,000 $2,899 5.12%
Palatka, FL (FHA|USDA|VA) 2 $270,000 $135,000 $4,724 4.63%
MUNCIE, IN (FHA|USDA|VA) 2 $270,000 $135,000 $3,155 5.19%
Susanville, CA (FHA|USDA|VA) 1 $265,000 $265,000 $3,376 4.63%
McComb, MS (FHA|USDA|VA) 3 $265,000 $88,333 $3,959 4.50%
FARMINGTON, NM (FHA|USDA|VA) 1 $265,000 $265,000 $13,552 4.50%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $260,000 $130,000 $4,833 5.25%
Findlay, OH (FHA|USDA|VA) 2 $260,000 $130,000 $5,610 4.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $260,000 $130,000 $3,574 4.37%
Waycross, GA (FHA|USDA|VA) 2 $260,000 $130,000 $4,911 5.25%
Meridian, MS (FHA|USDA|VA) 2 $260,000 $130,000 $4,669 4.62%
Barre, VT (FHA|USDA|VA) 1 $255,000 $255,000 $7,007 4.38%
Mason City, IA (FHA|USDA|VA) 1 $255,000 $255,000 $3,931 4.13%
Enterprise, AL (FHA|USDA|VA) 1 $255,000 $255,000 $4,785 4.88%
Jackson, OH (FHA|USDA|VA) 3 $255,000 $85,000 $3,780 4.21%
Fairmont, MN (FHA|USDA|VA) 1 $255,000 $255,000 $4,226 4.88%
Ruidoso, NM (FHA|USDA|VA) 2 $250,000 $125,000 $2,211 4.44%
Stillwater, OK (FHA|USDA|VA) 2 $250,000 $125,000 $5,794 5.06%
Newport, TN (FHA|USDA|VA) 2 $250,000 $125,000 $3,144 4.63%
Vermillion, SD (FHA|USDA|VA) 1 $245,000 $245,000 $6,012 4.25%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $245,000 $245,000 $6,429 3.99%
ALBANY, GA (FHA|USDA|VA) 1 $245,000 $245,000 $3,696 5.63%
Owatonna, MN (FHA|USDA|VA) 1 $245,000 $245,000 $1,678 5.13%
COLUMBIA, MO (FHA|USDA|VA) 2 $240,000 $120,000 $1,793 4.50%
New Ulm, MN (FHA|USDA|VA) 2 $240,000 $120,000 $6,156 4.13%
Lock Haven, PA (FHA|USDA|VA) 1 $235,000 $235,000 $12,419 3.88%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $235,000 $235,000 $13,783 3.99%
Danville, VA (FHA|USDA|VA) 1 $235,000 $235,000 $3,857 3.99%
Houghton, MI (FHA|USDA|VA) 1 $235,000 $235,000 $6,686 4.50%
Wilson, NC (FHA|USDA|VA) 2 $230,000 $115,000 $3,730 4.75%
Warsaw, IN (FHA|USDA|VA) 2 $230,000 $115,000 $4,218 4.31%
FOND DU LAC, WI (FHA|USDA|VA) 2 $230,000 $115,000 $3,813 4.88%
Seymour, IN (FHA|USDA|VA) 2 $230,000 $115,000 $6,196 4.38%
Palestine, TX (FHA|USDA|VA) 2 $230,000 $115,000 $5,085 4.94%
Ozark, AL (FHA|USDA|VA) 2 $230,000 $115,000 $4,320 4.44%
Douglas, GA (FHA|USDA|VA) 2 $230,000 $115,000 $3,713 5.31%
Sandusky, OH (FHA|USDA|VA) 2 $230,000 $115,000 $4,403 4.38%
Corsicana, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,391 3.50%
Starkville, MS (FHA|USDA|VA) 1 $225,000 $225,000 $3,288 4.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $220,000 $110,000 $3,353 5.25%
Beeville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,460 4.13%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $215,000 $215,000 $5,889 3.75%
Williston, ND (FHA|USDA|VA) 1 $215,000 $215,000 $2,338 4.88%
West Point, MS (FHA|USDA|VA) 1 $215,000 $215,000 $7,251 4.38%
Emporia, KS (FHA|USDA|VA) 1 $215,000 $215,000 $6,601 4.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,543 4.25%
Elkins, WV (FHA|USDA|VA) 2 $210,000 $105,000 $4,179 5.06%
Huntingdon, PA (FHA|USDA|VA) 2 $210,000 $105,000 $7,385 4.56%
Burlington, IA-IL (FHA|USDA|VA) 1 $205,000 $205,000 $3,159 4.50%
Kingsville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $10,346 4.50%
Lufkin, TX (FHA|USDA|VA) 1 $205,000 $205,000 $6,490 4.13%
Bay City, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,335 4.63%
Hillsdale, MI (FHA|USDA|VA) 1 $205,000 $205,000 $5,280 3.75%
Fort Payne, AL (FHA|USDA|VA) 2 $200,000 $100,000 $5,628 4.94%
Garden City, KS (FHA|USDA|VA) 1 $195,000 $195,000 $5,705 4.38%
BAY CITY, MI (FHA|USDA|VA) 1 $195,000 $195,000 $6,237 4.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $195,000 $195,000 $7,461 4.75%
Searcy, AR (FHA|USDA|VA) 1 $195,000 $195,000 $6,891 3.88%
Blytheville, AR (FHA|USDA|VA) 1 $195,000 $195,000 $10,439 3.75%
Bartlesville, OK (FHA|USDA|VA) 1 $195,000 $195,000 $2,925 5.13%
ALTOONA, PA (FHA|USDA|VA) 2 $190,000 $95,000 $3,286 4.19%
ROME, GA (FHA|USDA|VA) 2 $190,000 $95,000 $4,396 4.69%
Corinth, MS (FHA|USDA|VA) 1 $185,000 $185,000 $4,440 5.25%
Portales, NM (FHA|USDA|VA) 1 $185,000 $185,000 $5,731 3.99%
Mayfield, KY (FHA|USDA|VA) 1 $185,000 $185,000 $8,441 4.88%
Alma, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,494 4.75%
Martinsville, VA (FHA|USDA|VA) 1 $185,000 $185,000 $5,885 4.25%
Fremont, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,442 5.13%
MORGANTOWN, WV (FHA|USDA|VA) 1 $185,000 $185,000 $4,863 4.50%
Vicksburg, MS (FHA|USDA|VA) 1 $185,000 $185,000 $5,838 5.00%
SAN ANGELO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,062 4.99%
THE VILLAGES, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,037 5.25%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $185,000 $185,000 $5,731 4.63%
Rock Springs, WY (FHA|USDA|VA) 1 $185,000 $185,000 $4,796 4.88%
Poplar Bluff, MO (FHA|USDA|VA) 1 $185,000 $185,000 $5,729 3.75%
Newberry, SC (FHA|USDA|VA) 1 $185,000 $185,000 $4,825 4.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $180,000 $90,000 $3,921 5.31%
Shelby, NC (FHA|USDA|VA) 1 $175,000 $175,000 $4,978 3.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $7,626 4.50%
Tifton, GA (FHA|USDA|VA) 1 $175,000 $175,000 $4,837 3.50%
Wapakoneta, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,029 3.75%
Duncan, OK (FHA|USDA|VA) 1 $175,000 $175,000 $6,019 3.25%
Hutchinson, KS (FHA|USDA|VA) 1 $175,000 $175,000 $3,579 4.75%
Mineral Wells, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,345 4.50%
Farmington, MO (FHA|USDA|VA) 2 $170,000 $85,000 $3,731 4.19%
CHARLESTON, WV (FHA|USDA|VA) 1 $165,000 $165,000 $7,929 3.99%
Grand Rapids, MN (FHA|USDA|VA) 1 $165,000 $165,000 $4,050 4.63%
Rochelle, IL (FHA|USDA|VA) 1 $165,000 $165,000 $6,789 3.99%
Minden, LA (FHA|USDA|VA) 1 $165,000 $165,000 $5,406 3.75%
Lincoln, IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,508 4.38%
Brenham, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,468 4.75%
Opelousas, LA (FHA|USDA|VA) 2 $160,000 $80,000 $3,330 4.94%
ENID, OK (FHA|USDA|VA) 1 $155,000 $155,000 $6,768 3.88%
Levelland, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,448 3.99%
Jasper, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,192 4.38%
Jacksonville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,394 4.63%
Aberdeen, SD (FHA|USDA|VA) 1 $155,000 $155,000 $3,262 5.13%
Rolla, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,441 4.00%
Elko, NV (FHA|USDA|VA) 1 $155,000 $155,000 $5,898 4.50%
Clarksburg, WV (FHA|USDA|VA) 1 $155,000 $155,000 $3,772 3.88%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,306 4.38%
Statesboro, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,804 4.99%
Central City, KY (FHA|USDA|VA) 1 $155,000 $155,000 $3,691 3.75%
Bemidji, MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,810 4.38%
Batesville, AR (FHA|USDA|VA) 2 $150,000 $75,000 $3,646 5.31%
Meadville, PA (FHA|USDA|VA) 1 $145,000 $145,000 $6,171 4.50%
London, KY (FHA|USDA|VA) 1 $145,000 $145,000 $2,571 3.88%
Mount Vernon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $8,321 5.38%
El Dorado, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,211 5.88%
Sikeston, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,872 4.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $145,000 $145,000 $7,363 4.13%
Martin, TN (FHA|USDA|VA) 1 $145,000 $145,000 $7,023 4.75%
Pittsburg, KS (FHA|USDA|VA) 1 $145,000 $145,000 $4,568 4.13%
Gallup, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,490 4.25%
RAPID CITY, SD (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.99%
Ludington, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,989 3.99%
Salem, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,427 4.88%
Selinsgrove, PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,280 4.25%
Coldwater, MI (FHA|USDA|VA) 1 $135,000 $135,000 $4,401 3.75%
Deming, NM (FHA|USDA|VA) 1 $135,000 $135,000 $2,012 3.99%
Borger, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,643 4.99%
Troy, AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,492 5.63%
Rockport, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,659 5.38%
Riverton, WY (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.50%
Greenwood, SC (FHA|USDA|VA) 1 $135,000 $135,000 $3,692 4.00%
Ponca City, OK (FHA|USDA|VA) 1 $135,000 $135,000 $4,258 4.50%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,498 4.88%
PITTSFIELD, MA (FHA|USDA|VA) 1 $135,000 $135,000 $4,598 4.63%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,694 4.88%
New Castle, PA (FHA|USDA|VA) 1 $135,000 $135,000 $9,492 4.13%
Mount Airy, NC (FHA|USDA|VA) 1 $135,000 $135,000 $4,563 5.00%
Mountain Home, AR (FHA|USDA|VA) 1 $135,000 $135,000 $3,857 4.50%
Marion, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,721 3.75%
St. Marys, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,762 4.38%
Hope, AR (FHA|USDA|VA) 2 $130,000 $65,000 $3,770 4.81%
Frankfort, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,568 4.88%
GADSDEN, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,479 4.88%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $125,000 $125,000 $1,581 3.50%
Glasgow, KY (FHA|USDA|VA) 1 $125,000 $125,000 $3,130 4.25%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $125,000 $125,000 $5,339 4.38%
Platteville, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,254 4.38%
Athens, TN (FHA|USDA|VA) 1 $125,000 $125,000 $5,936 5.13%
Watertown, SD (FHA|USDA|VA) 1 $125,000 $125,000 $4,179 5.75%
Lamesa, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,138 5.75%
Lewistown, PA (FHA|USDA|VA) 1 $125,000 $125,000 $7,480 5.38%
Scottsbluff, NE (FHA|USDA|VA) 1 $125,000 $125,000 $5,037 4.75%
Bedford, IN (FHA|USDA|VA) 2 $120,000 $60,000 $3,563 5.31%
Roswell, NM (FHA|USDA|VA) 1 $115,000 $115,000 $2,228 4.50%
Clinton, IA (FHA|USDA|VA) 1 $115,000 $115,000 $6,748 4.75%
Cleveland, MS (FHA|USDA|VA) 1 $115,000 $115,000 $4,182 3.75%
Oxford, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,914 4.13%
Ottawa, KS (FHA|USDA|VA) 1 $115,000 $115,000 $6,889 4.50%
Kerrville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,638 5.88%
Mount Pleasant, MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,612 4.75%
Dixon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,955 4.50%
Beaver Dam, WI (FHA|USDA|VA) 1 $115,000 $115,000 $4,923 5.75%
Quincy, IL-MO (FHA|USDA|VA) 1 $115,000 $115,000 $4,204 4.25%
Tupelo, MS (FHA|USDA|VA) 1 $115,000 $115,000 $4,722 4.63%
Greeneville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $4,959 4.50%
Selma, AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,023 5.50%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,377 4.88%
Coffeyville, KS (FHA|USDA|VA) 1 $105,000 $105,000 $5,268 4.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,996 3.50%
Kinston, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,680 3.99%
Galesburg, IL (FHA|USDA|VA) 2 $100,000 $50,000 $3,464 4.25%
Boone, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.88%
Coshocton, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,848 3.25%
Morgan City, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,716 4.50%
Mount Pleasant, TX (FHA|USDA|VA) 1 $95,000 $95,000 $6,271 5.13%
Taylorville, IL (FHA|USDA|VA) 1 $95,000 $95,000 $5,352 4.75%
Middlesborough, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,218 3.88%
Marshalltown, IA (FHA|USDA|VA) 1 $85,000 $85,000 $4,287 4.50%
Manitowoc, WI (FHA|USDA|VA) 1 $85,000 $85,000 $1,734 4.38%
LIMA, OH (FHA|USDA|VA) 1 $85,000 $85,000 $1,909 4.50%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $75,000 $75,000 $4,670 4.13%
Grenada, MS (FHA|USDA|VA) 1 $75,000 $75,000 $4,940 5.25%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $75,000 $75,000 $2,585 6.00%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $75,000 $75,000 $2,612 4.88%
Athens, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,317 3.99%
JACKSON, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,799 4.38%
Scottsburg, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,788 4.25%
Dickinson, ND (FHA|USDA|VA) 1 $55,000 $55,000 $2,413 4.99%
Richmond, IN (FHA|USDA|VA) 1 $45,000 $45,000 $1,683 5.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $45,000 $45,000 $2,924 4.25%
Pennymac Loan Services's top markets include Los Angeles, Washington, Riverside, Seattle, and Atlanta among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 12,189 $3,018,865,000 $247,671 $4,489 4.70%
    VA 3,883 $1,100,645,000 $283,452 $8,446 4.27%
    FHA 2,839 $578,825,000 $203,883 $6,584 4.34%
    USDA 143 $23,055,000 $161,224 $5,054 3.70%

    For 2018, Pennymac Loan Services's most frequently originated type of loan was Conventional, with 12,189 originations. Their 2nd most popular type was VA, with 3,883 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 10,037 $2,421,645,000 $241,272 $6,265 4.70%
    Refi 4,974 $1,208,750,000 $243,014 $4,602 4.23%
    Home Purchase 3,960 $1,074,150,000 $271,250 $5,542 4.59%
    Other 83 $16,845,000 $202,952 $1,567 3.71%

    For 2018, Pennymac Loan Services's most frequently cited loan purpose was Cash Out Refi, with 10,037 originations. The 2nd most popular reason was Refi, with 4,974 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 15,420 $3,949,430,000 $256,124 $5,960 4.62%
    15 Year 1,627 $346,395,000 $212,904 $4,446 4.09%
    20 Year 1,020 $218,290,000 $214,010 $4,382 4.47%
    Other 929 $195,845,000 $210,813 $4,380 4.30%
    10 Year 58 $11,430,000 $197,069 $4,863 4.12%

    For 2018, Pennymac Loan Services's most frequently cited loan duration was 30 Year, with 15,420 originations. The 2nd most popular length was 15 Year, with 1,627 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 5,565 $1,294,615,000 $232,635
    $2k-3k 3,323 $690,775,000 $207,877
    $<1k 2,757 $736,775,000 $267,238
    $3k-4k 2,606 $603,360,000 $231,527
    $5k+ 2,235 $749,805,000 $335,483
    $4k-5k 1,589 $427,395,000 $268,971

    Pennymac Loan Services's average total fees were $5,960, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,565 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 12,467 $3,136,325,000 $251,570
    3-4% 3,732 $985,400,000 $264,041
    5-6% 2,842 $596,850,000 $210,011
    2.5-3% 10 $2,130,000 $213,000
    6-7% 2 $450,000 $225,000

    During 2018, Pennymac Loan Services's average interest rate for loans was 4.62%, while their most frequently originated rate bucket for loans was 4-5%, with 12,467 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 8,904 $2,467,720,000 $277,147 $6,085 4.49%
    $100k-200k 7,163 $1,106,345,000 $154,453 $4,605 4.63%
    $400k-600k 1,874 $867,940,000 $463,148 $7,650 4.44%
    $100,000 or less 802 $63,500,000 $79,177 $3,702 4.78%
    $600k-1MM 299 $199,465,000 $667,107 $9,705 4.46%
    $1MM+ 12 $16,420,000 $1,368,333 $18,183 4.86%

    2018 saw Pennymac Loan Services place emphasis on $200k-400k loans with 8,904 originations, totaling $2,467,720,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 4,801 $969,195,000 $201,874 $5,429 4.62%
    $100k-150k 4,058 $1,189,810,000 $293,201 $6,110 4.56%
    $75k-100k 3,812 $931,870,000 $244,457 $5,854 4.59%
    $50k or less 2,342 $352,420,000 $150,478 $4,843 4.71%
    $150k-250k 1,946 $698,550,000 $358,967 $6,243 4.56%
    $250k+ 422 $170,410,000 $403,815 $6,677 4.62%

    Pennymac Loan Services lent most frequently to those with incomes in the $50k-75k range, with 4,801 originations. The second most popular income band? $100k-150k, with 4,058 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,795 $677,625,000 $242,442 $5,421 4.61%
    20-30% 2,639 $628,165,000 $238,031 $4,967 4.55%
    50-60% 1,263 $338,725,000 $268,191 $8,697 4.44%
    49% 1,117 $293,055,000 $262,359 $5,576 4.68%
    48% 821 $207,055,000 $252,199 $5,695 4.68%
    44% 768 $199,240,000 $259,427 $5,761 4.67%
    45% 752 $187,040,000 $248,723 $5,685 4.67%
    46% 730 $183,950,000 $251,986 $5,841 4.66%
    43% 728 $177,500,000 $243,819 $5,551 4.67%
    47% 712 $177,570,000 $249,396 $5,927 4.65%
    42% 681 $169,555,000 $248,979 $5,632 4.67%
    41% 644 $162,160,000 $251,801 $5,903 4.65%
    40% 634 $157,630,000 $248,628 $5,426 4.65%
    39% 632 $165,530,000 $261,915 $5,783 4.61%
    <20% 562 $127,300,000 $226,512 $4,287 4.54%
    37% 561 $137,985,000 $245,963 $5,340 4.65%
    38% 559 $137,615,000 $246,181 $5,364 4.62%
    36% 532 $129,610,000 $243,628 $5,301 4.65%
    >60% 101 $30,245,000 $299,455 $8,517 4.32%

    Pennymac Loan Services lent most frequently to those with DTI ratios of 30-36%, with 2,795 originations. The next most common DTI ratio? 20-30%, with 2,639 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,440 $3,243,700,000 $241,347 $5,632 4.56%
    Not provided 2,356 $610,540,000 $259,143 $5,428 4.57%
    Black 1,773 $431,125,000 $243,161 $6,165 4.49%
    Asian 1,037 $316,855,000 $305,550 $5,349 4.54%
    American Indian 321 $78,355,000 $244,097 $6,193 4.56%
    Native Hawaiian or Islander 97 $27,335,000 $281,804 $6,639 4.47%
    Not applicable 3 $5,605,000 $1,868,333 $0 4.90%
    Filipino 8 $2,960,000 $370,000 $10,205 4.45%
    Asian Indian 8 $1,900,000 $237,500 $3,422 4.31%
    Other Asian 5 $1,225,000 $245,000 $6,225 4.70%
    Other Pacific Islander 3 $885,000 $295,000 $6,435 4.17%
    Vietnamese 2 $520,000 $260,000 $4,916 4.75%
    Korean 1 $385,000 $385,000 $9,174 4.88%

    Approval Rates

    Total approvals of all applications
    91.95%

    Pennymac Loan Services has an average approval rate.

    Pick Rate

    Approvals leading to origination
    54.22%

    Pennymac Loan Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 19,054 $4,721,390,000 $247,790

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 3 $5,605,000 $1,868,333
    Single Family (1-4 Units):Manufactured 20 $2,070,000 $103,500
    Single Family (1-4 Units):Site-Built 19,031 $4,713,715,000 $247,686

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 406 $77,290,000 $190,369 $3,783 4.47%
    40-60% 1,755 $393,725,000 $224,345 $4,158 4.56%
    60-80% 8,090 $1,975,710,000 $244,216 $4,838 4.70%
    80-100% 8,385 $2,151,605,000 $256,602 $6,424 4.42%
    Over 100% 367 $114,675,000 $312,466 $13,815 4.31%
    Under 20% 47 $7,735,000 $164,574 $3,499 4.39%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    PENNYMAC LOAN SERVICES, LLC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 11 4.2%
    PENNYMAC LOAN SERVICES, LLC. Conventional home mortgage Closing on a mortgage 3 1.2%
    PENNYMAC LOAN SERVICES, LLC. Conventional home mortgage Incorrect information on your report 2 0.8%
    PENNYMAC LOAN SERVICES, LLC. Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 0.4%
    PENNYMAC LOAN SERVICES, LLC. Conventional home mortgage Struggling to pay mortgage 36 13.8%
    PENNYMAC LOAN SERVICES, LLC. Conventional home mortgage Trouble during payment process 41 15.8%
    PENNYMAC LOAN SERVICES, LLC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 10 3.8%
    PENNYMAC LOAN SERVICES, LLC. FHA mortgage Closing on a mortgage 3 1.2%
    PENNYMAC LOAN SERVICES, LLC. FHA mortgage Incorrect information on your report 4 1.5%
    PENNYMAC LOAN SERVICES, LLC. FHA mortgage Struggling to pay mortgage 42 16.2%
    PENNYMAC LOAN SERVICES, LLC. FHA mortgage Trouble during payment process 42 16.2%
    PENNYMAC LOAN SERVICES, LLC. Home equity loan or line of credit (HELOC) Closing on a mortgage 1 0.4%
    PENNYMAC LOAN SERVICES, LLC. Other type of mortgage Closing on a mortgage 2 0.8%
    PENNYMAC LOAN SERVICES, LLC. Other type of mortgage Struggling to pay mortgage 20 7.7%
    PENNYMAC LOAN SERVICES, LLC. Other type of mortgage Trouble during payment process 9 3.5%
    PENNYMAC LOAN SERVICES, LLC. VA mortgage Applying for a mortgage or refinancing an existing mortgage 2 0.8%
    PENNYMAC LOAN SERVICES, LLC. VA mortgage Struggling to pay mortgage 5 1.9%
    PENNYMAC LOAN SERVICES, LLC. VA mortgage Trouble during payment process 26 10.0%