Pennymac Loan Services Mortgage Rates, Fees & Info
WILMINGTON, DELEI: RVDPPPGHCGZ40J4VQ731
Tax ID: 26-2049351
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Pennymac Loan Services is a large mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. Pennymac Loan Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Los Angeles, Seattle, Atlanta, and Riverside among others. We have data for 765 markets. (Some data included below & more in-depth data is available with an active subscription.)Pennymac Loan Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Pennymac Loan Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.58% | 4/22/24 |
| 30 Year Conventional Refi | 6.42% | 4/22/24 |
| 30 Year Cash-out Refi | 6.68% | 4/22/24 |
| 30 Year FHA Purchase | 7.05% | 4/22/24 |
| 30 Year FHA Refi | 7.12% | 4/22/24 |
| 30 Year VA Purchase | 5.90% | 4/22/24 |
| 30 Year VA Refi | 5.62% | 4/22/24 |
| 30 Year USDA Purchase | 6.27% | 4/22/24 |
| 30 Year USDA Refi | 6.71% | 4/22/24 |
| 15 Year Conventional Purchase | 5.90% | 4/22/24 |
| 15 Year Conventional Refi | 5.98% | 4/22/24 |
| 15 Year Cash-out Refi | 5.98% | 4/22/24 |
| 15 Year FHA Purchase | 6.87% | 4/22/24 |
| 15 Year FHA Refi | 7.23% | 4/22/24 |
| 15 Year VA Purchase | 5.92% | 4/22/24 |
| 15 Year VA Refi | 5.78% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Pennymac Loan Services Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Pennymac Loan Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
48,541Origination Dollar Volume (All Markets)
$13,795,555,000Awards
×
![]()
PENNYMAC LOAN SERVICES - 2019
PENNYMAC LOAN SERVICES is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
Work for PENNYMAC LOAN SERVICES?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,984 | $768,160,000 | $387,177 | $7,643 | 3.80% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,551 | $698,975,000 | $450,661 | $7,466 | 4.01% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,462 | $562,540,000 | $384,774 | $7,175 | 3.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2,074 | $521,870,000 | $251,625 | $5,923 | 4.01% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,407 | $441,175,000 | $313,557 | $6,913 | 3.96% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 893 | $412,485,000 | $461,909 | $7,900 | 3.83% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,497 | $384,455,000 | $256,817 | $6,160 | 3.99% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,425 | $371,225,000 | $260,509 | $6,357 | 4.06% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,004 | $288,330,000 | $287,181 | $6,669 | 3.95% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 833 | $287,105,000 | $344,664 | $7,143 | 3.93% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 839 | $271,315,000 | $323,379 | $7,597 | 3.95% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 810 | $264,900,000 | $327,037 | $7,552 | 4.02% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 550 | $264,280,000 | $480,509 | $7,410 | 4.04% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 926 | $257,980,000 | $278,596 | $6,600 | 4.04% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 748 | $256,880,000 | $343,422 | $7,185 | 3.95% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 692 | $229,980,000 | $332,341 | $6,745 | 3.83% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 882 | $229,520,000 | $260,227 | $5,524 | 3.98% |
| Outside of Metro Areas | 1,040 | $220,380,000 | $211,904 | $5,547 | 4.03% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 859 | $220,355,000 | $256,525 | $7,215 | 3.95% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 892 | $210,970,000 | $236,513 | $5,961 | 4.13% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 815 | $197,555,000 | $242,399 | $5,940 | 4.01% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 676 | $178,400,000 | $263,905 | $6,362 | 4.05% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 741 | $170,115,000 | $229,575 | $5,332 | 4.17% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 472 | $168,980,000 | $358,008 | $7,364 | 3.96% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 557 | $167,285,000 | $300,332 | $6,915 | 3.63% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 615 | $158,065,000 | $257,016 | $6,334 | 3.98% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 477 | $135,175,000 | $283,386 | $6,306 | 4.03% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 548 | $133,260,000 | $243,175 | $5,897 | 3.95% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 404 | $120,770,000 | $298,936 | $6,880 | 4.05% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 455 | $119,505,000 | $262,648 | $6,655 | 3.72% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 357 | $111,175,000 | $311,415 | $7,387 | 3.70% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 349 | $94,885,000 | $271,877 | $6,409 | 4.03% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 361 | $94,435,000 | $261,593 | $6,167 | 3.85% |
| RICHMOND, VA (FHA|USDA|VA) | 332 | $93,380,000 | $281,265 | $6,746 | 3.90% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 201 | $91,525,000 | $455,348 | $6,593 | 3.93% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 337 | $89,655,000 | $266,039 | $5,789 | 3.85% |
| VALLEJO, CA (FHA|USDA|VA) | 218 | $83,830,000 | $384,541 | $7,580 | 3.85% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 387 | $79,035,000 | $204,225 | $4,826 | 4.11% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 148 | $77,330,000 | $522,500 | $7,885 | 4.04% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 134 | $72,920,000 | $544,179 | $12,326 | 3.61% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 273 | $71,215,000 | $260,861 | $5,697 | 4.12% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 250 | $69,210,000 | $276,840 | $6,106 | 3.96% |
| RENO, NV (FHA|USDA|VA) | 207 | $65,965,000 | $318,671 | $6,422 | 3.86% |
| BOISE CITY, ID (FHA|USDA|VA) | 224 | $60,280,000 | $269,107 | $7,572 | 3.99% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 262 | $59,650,000 | $227,672 | $5,679 | 4.01% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 337 | $59,255,000 | $175,831 | $2,809 | 4.11% |
| FRESNO, CA (FHA|USDA|VA) | 224 | $58,940,000 | $263,125 | $6,818 | 3.94% |
| STOCKTON, CA (FHA|USDA|VA) | 171 | $57,035,000 | $333,538 | $7,351 | 3.93% |
| TUCSON, AZ (FHA|USDA|VA) | 229 | $54,405,000 | $237,576 | $6,292 | 3.78% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 266 | $53,690,000 | $201,842 | $4,920 | 4.07% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 156 | $52,280,000 | $335,128 | $7,881 | 3.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 255 | $50,815,000 | $199,275 | $5,153 | 4.20% |
| PROVO-OREM, UT (FHA|USDA|VA) | 176 | $50,150,000 | $284,943 | $6,194 | 4.11% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 154 | $49,300,000 | $320,130 | $7,392 | 3.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 196 | $48,730,000 | $248,622 | $6,288 | 3.92% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 178 | $46,750,000 | $262,640 | $6,491 | 3.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 222 | $46,320,000 | $208,649 | $5,713 | 4.20% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 207 | $42,235,000 | $204,034 | $5,454 | 4.16% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 155 | $40,265,000 | $259,774 | $5,920 | 3.93% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 192 | $40,140,000 | $209,063 | $5,474 | 4.10% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 150 | $37,970,000 | $253,133 | $6,213 | 3.92% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 82 | $37,810,000 | $461,098 | $7,447 | 3.95% |
| MODESTO, CA (FHA|USDA|VA) | 137 | $37,535,000 | $273,978 | $6,382 | 4.02% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 192 | $36,160,000 | $188,333 | $5,519 | 4.16% |
| KNOXVILLE, TN (FHA|USDA|VA) | 162 | $35,790,000 | $220,926 | $5,955 | 3.99% |
| PITTSBURGH, PA (FHA|USDA|VA) | 166 | $35,460,000 | $213,614 | $6,534 | 3.90% |
| BEND, OR (FHA|USDA|VA) | 113 | $35,395,000 | $313,230 | $7,467 | 3.97% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 146 | $34,890,000 | $238,973 | $5,821 | 3.80% |
| GREELEY, CO (FHA|USDA|VA) | 113 | $34,475,000 | $305,088 | $7,567 | 3.88% |
| ST. GEORGE, UT (FHA|USDA|VA) | 125 | $33,795,000 | $270,360 | $4,795 | 4.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 118 | $33,540,000 | $284,237 | $6,661 | 3.68% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 156 | $33,390,000 | $214,038 | $5,982 | 3.92% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 142 | $33,110,000 | $233,169 | $5,978 | 3.88% |
| SALEM, OR (FHA|USDA|VA) | 115 | $32,285,000 | $280,739 | $7,366 | 4.04% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 135 | $30,425,000 | $225,370 | $5,973 | 3.96% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 131 | $30,185,000 | $230,420 | $6,040 | 4.02% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 119 | $29,445,000 | $247,437 | $6,421 | 3.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 139 | $29,435,000 | $211,763 | $5,722 | 3.97% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 91 | $28,345,000 | $311,484 | $6,455 | 3.98% |
| SAVANNAH, GA (FHA|USDA|VA) | 115 | $28,125,000 | $244,565 | $5,426 | 3.76% |
| ASHEVILLE, NC (FHA|USDA|VA) | 111 | $28,005,000 | $252,297 | $4,774 | 4.08% |
| SALINAS, CA (FHA|USDA|VA) | 65 | $27,495,000 | $423,000 | $7,797 | 3.98% |
| LOUISVILLE, KY (FHA|USDA|VA) | 126 | $27,220,000 | $216,032 | $5,657 | 4.05% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 118 | $27,040,000 | $229,153 | $6,268 | 3.83% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 108 | $26,430,000 | $244,722 | $6,732 | 3.99% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 63 | $26,275,000 | $417,063 | $9,199 | 3.71% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 121 | $26,005,000 | $214,917 | $5,961 | 3.96% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 140 | $25,990,000 | $185,643 | $4,300 | 4.17% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 100 | $25,700,000 | $257,000 | $6,320 | 3.96% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 112 | $25,520,000 | $227,857 | $5,583 | 3.97% |
| VISALIA, CA (FHA|USDA|VA) | 106 | $24,520,000 | $231,321 | $6,117 | 4.04% |
| FORT COLLINS, CO (FHA|USDA|VA) | 77 | $24,405,000 | $316,948 | $7,323 | 3.96% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 111 | $23,965,000 | $215,901 | $5,626 | 4.01% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 90 | $23,760,000 | $264,000 | $5,822 | 3.72% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 107 | $23,715,000 | $221,636 | $5,141 | 3.82% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 115 | $23,275,000 | $202,391 | $5,063 | 4.15% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 84 | $22,860,000 | $272,143 | $6,033 | 4.01% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 84 | $22,800,000 | $271,429 | $8,532 | 3.97% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 97 | $22,675,000 | $233,763 | $5,806 | 3.74% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 112 | $21,580,000 | $192,679 | $4,984 | 3.67% |
| COLUMBIA, SC (FHA|USDA|VA) | 99 | $21,255,000 | $214,697 | $5,270 | 3.80% |
| TULSA, OK (FHA|USDA|VA) | 107 | $20,675,000 | $193,224 | $5,592 | 4.14% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 53 | $20,445,000 | $385,755 | $7,363 | 3.68% |
| MEDFORD, OR (FHA|USDA|VA) | 71 | $19,015,000 | $267,817 | $6,167 | 3.99% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 74 | $18,950,000 | $256,081 | $6,206 | 4.03% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 88 | $18,070,000 | $205,341 | $5,653 | 4.10% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 87 | $18,045,000 | $207,414 | $5,052 | 3.96% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 83 | $17,885,000 | $215,482 | $5,559 | 3.85% |
| LAFAYETTE, LA (FHA|USDA|VA) | 78 | $17,770,000 | $227,821 | $5,689 | 3.74% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 65 | $17,345,000 | $266,846 | $5,715 | 4.03% |
| Outside of Metro Areas | 62 | $17,220,000 | $277,742 | $6,501 | 3.94% |
| BATON ROUGE, LA (FHA|USDA|VA) | 73 | $17,155,000 | $235,000 | $6,186 | 3.88% |
| YUBA CITY, CA (FHA|USDA|VA) | 63 | $16,315,000 | $258,968 | $6,452 | 4.02% |
| BOULDER, CO (FHA|USDA|VA) | 41 | $16,275,000 | $396,951 | $9,708 | 3.84% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 75 | $16,135,000 | $215,133 | $6,257 | 3.90% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 75 | $16,075,000 | $214,333 | $5,400 | 3.74% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 69 | $15,975,000 | $231,522 | $7,544 | 4.02% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 73 | $15,385,000 | $210,753 | $5,115 | 3.86% |
| CHICO, CA (FHA|USDA|VA) | 59 | $15,325,000 | $259,746 | $6,014 | 4.07% |
| ST. CLOUD, MN (FHA|USDA|VA) | 68 | $15,220,000 | $223,824 | $4,330 | 4.05% |
| REDDING, CA (FHA|USDA|VA) | 62 | $15,110,000 | $243,710 | $6,586 | 3.93% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 69 | $15,105,000 | $218,913 | $5,313 | 4.07% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 62 | $14,910,000 | $240,484 | $4,903 | 4.04% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 66 | $14,790,000 | $224,091 | $5,517 | 4.05% |
| BRUNSWICK, GA (FHA|USDA|VA) | 70 | $14,720,000 | $210,286 | $5,875 | 4.10% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 59 | $14,355,000 | $243,305 | $7,693 | 4.10% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 52 | $14,280,000 | $274,615 | $7,673 | 3.93% |
| GAINESVILLE, GA (FHA|USDA|VA) | 58 | $14,140,000 | $243,793 | $6,037 | 4.01% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 71 | $13,815,000 | $194,577 | $5,375 | 3.71% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 60 | $13,680,000 | $228,000 | $5,947 | 3.84% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 44 | $13,630,000 | $309,773 | $7,655 | 3.64% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 26 | $13,160,000 | $506,154 | $7,775 | 3.99% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 44 | $13,080,000 | $297,273 | $6,093 | 3.71% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 51 | $12,725,000 | $249,510 | $5,681 | 3.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 45 | $12,065,000 | $268,111 | $6,400 | 4.12% |
| WICHITA, KS (FHA|USDA|VA) | 65 | $12,005,000 | $184,692 | $4,802 | 3.95% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 54 | $11,850,000 | $219,444 | $5,827 | 3.85% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 54 | $11,710,000 | $216,852 | $5,211 | 3.74% |
| MERCED, CA (FHA|USDA|VA) | 46 | $11,590,000 | $251,957 | $5,597 | 4.24% |
| Hilo, HI (FHA|USDA|VA) | 30 | $11,500,000 | $383,333 | $7,038 | 4.01% |
| OCALA, FL (FHA|USDA|VA) | 59 | $11,345,000 | $192,288 | $5,313 | 3.89% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 32 | $11,340,000 | $354,375 | $6,390 | 3.81% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 49 | $11,275,000 | $230,102 | $5,138 | 3.92% |
| WILMINGTON, NC (FHA|USDA|VA) | 45 | $11,225,000 | $249,444 | $5,865 | 3.72% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 52 | $11,140,000 | $214,231 | $5,198 | 4.03% |
| NAPA, CA (FHA|USDA|VA) | 24 | $11,040,000 | $460,000 | $7,443 | 4.01% |
| BELLINGHAM, WA (FHA|USDA|VA) | 36 | $10,730,000 | $298,056 | $7,379 | 3.96% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 47 | $10,725,000 | $228,191 | $5,499 | 4.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 55 | $10,525,000 | $191,364 | $4,716 | 3.93% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 37 | $10,325,000 | $279,054 | $7,442 | 3.80% |
| Oak Harbor, WA (FHA|USDA|VA) | 29 | $10,075,000 | $347,414 | $6,709 | 3.64% |
| PANAMA CITY, FL (FHA|USDA|VA) | 37 | $9,665,000 | $261,216 | $6,248 | 3.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 31 | $9,655,000 | $311,452 | $5,803 | 3.82% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 43 | $9,615,000 | $223,605 | $4,547 | 4.02% |
| SPARTANBURG, SC (FHA|USDA|VA) | 50 | $9,610,000 | $192,200 | $5,277 | 3.88% |
| ANCHORAGE, AK (FHA|USDA|VA) | 30 | $9,590,000 | $319,667 | $5,953 | 3.52% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 40 | $9,550,000 | $238,750 | $5,746 | 3.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 43 | $9,525,000 | $221,512 | $3,976 | 3.89% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 29 | $9,485,000 | $327,069 | $6,495 | 3.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 30 | $9,410,000 | $313,667 | $5,944 | 3.98% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 21 | $9,405,000 | $447,857 | $11,401 | 3.87% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 45 | $9,345,000 | $207,667 | $5,796 | 3.71% |
| Sevierville, TN (FHA|USDA|VA) | 37 | $9,335,000 | $252,297 | $5,891 | 4.20% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 30 | $9,100,000 | $303,333 | $6,293 | 3.87% |
| MADERA, CA (FHA|USDA|VA) | 32 | $8,980,000 | $280,625 | $6,410 | 3.73% |
| YAKIMA, WA (FHA|USDA|VA) | 37 | $8,935,000 | $241,486 | $7,152 | 3.97% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 31 | $8,875,000 | $286,290 | $6,207 | 3.83% |
| DOVER, DE (FHA|USDA|VA) | 33 | $8,775,000 | $265,909 | $6,136 | 3.94% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 41 | $8,545,000 | $208,415 | $5,454 | 3.87% |
| Fernley, NV (FHA|USDA|VA) | 32 | $8,140,000 | $254,375 | $6,951 | 4.01% |
| ROANOKE, VA (FHA|USDA|VA) | 37 | $8,045,000 | $217,432 | $5,539 | 3.91% |
| Shelton, WA (FHA|USDA|VA) | 29 | $7,955,000 | $274,310 | $6,695 | 3.69% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 40 | $7,870,000 | $196,750 | $5,899 | 3.78% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 50 | $7,820,000 | $156,400 | $5,507 | 3.90% |
| EL PASO, TX (FHA|USDA|VA) | 43 | $7,715,000 | $179,419 | $5,214 | 3.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 26 | $7,700,000 | $296,154 | $5,776 | 4.15% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 39 | $7,475,000 | $191,667 | $5,918 | 3.95% |
| LANCASTER, PA (FHA|USDA|VA) | 34 | $7,470,000 | $219,706 | $6,784 | 3.82% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 35 | $7,455,000 | $213,000 | $6,654 | 3.81% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 33 | $7,435,000 | $225,303 | $6,506 | 3.75% |
| CARSON CITY, NV (FHA|USDA|VA) | 25 | $7,435,000 | $297,400 | $6,827 | 3.92% |
| GAINESVILLE, FL (FHA|USDA|VA) | 35 | $7,405,000 | $211,571 | $4,852 | 3.98% |
| HINESVILLE, GA (FHA|USDA|VA) | 37 | $7,375,000 | $199,324 | $4,910 | 3.75% |
| Concord, NH (FHA|USDA|VA) | 26 | $7,350,000 | $282,692 | $5,660 | 3.89% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 35 | $7,345,000 | $209,857 | $5,895 | 3.98% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 33 | $7,315,000 | $221,667 | $6,311 | 3.78% |
| PUEBLO, CO (FHA|USDA|VA) | 37 | $7,285,000 | $196,892 | $6,621 | 4.11% |
| CORVALLIS, OR (FHA|USDA|VA) | 26 | $7,240,000 | $278,462 | $6,641 | 3.96% |
| Jefferson, GA (FHA|USDA|VA) | 32 | $7,160,000 | $223,750 | $5,881 | 4.03% |
| SANTA FE, NM (FHA|USDA|VA) | 25 | $7,105,000 | $284,200 | $6,490 | 3.93% |
| Port Angeles, WA (FHA|USDA|VA) | 26 | $7,040,000 | $270,769 | $6,343 | 4.07% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 41 | $6,955,000 | $169,634 | $5,631 | 4.05% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 32 | $6,710,000 | $209,688 | $6,180 | 3.78% |
| Cañon City, CO (FHA|USDA|VA) | 28 | $6,620,000 | $236,429 | $4,868 | 4.01% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 38 | $6,600,000 | $173,684 | $5,499 | 3.87% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 25 | $6,555,000 | $262,200 | $6,055 | 3.95% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 19 | $6,475,000 | $340,789 | $6,579 | 3.66% |
| WACO, TX (FHA|USDA|VA) | 32 | $6,460,000 | $201,875 | $5,760 | 4.07% |
| Newport, OR (FHA|USDA|VA) | 23 | $6,455,000 | $280,652 | $7,537 | 3.91% |
| AKRON, OH (FHA|USDA|VA) | 33 | $6,415,000 | $194,394 | $5,343 | 3.99% |
| Kalispell, MT (FHA|USDA|VA) | 23 | $6,335,000 | $275,435 | $6,721 | 3.90% |
| GREEN BAY, WI (FHA|USDA|VA) | 32 | $6,230,000 | $194,688 | $5,170 | 4.00% |
| READING, PA (FHA|USDA|VA) | 33 | $6,185,000 | $187,424 | $6,093 | 3.91% |
| Centralia, WA (FHA|USDA|VA) | 22 | $6,170,000 | $280,455 | $7,121 | 4.02% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 21 | $6,145,000 | $292,619 | $6,074 | 3.98% |
| MIDLAND, TX (FHA|USDA|VA) | 23 | $6,075,000 | $264,130 | $8,495 | 4.18% |
| Cedar City, UT (FHA|USDA|VA) | 27 | $6,055,000 | $224,259 | $4,853 | 4.10% |
| ANN ARBOR, MI (FHA|USDA|VA) | 25 | $5,945,000 | $237,800 | $4,494 | 4.05% |
| THE VILLAGES, FL (FHA|USDA|VA) | 24 | $5,910,000 | $246,250 | $5,709 | 3.81% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 24 | $5,820,000 | $242,500 | $7,084 | 4.06% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 28 | $5,800,000 | $207,143 | $6,048 | 3.80% |
| YUMA, AZ (FHA|USDA|VA) | 27 | $5,785,000 | $214,259 | $5,632 | 3.82% |
| FLINT, MI (FHA|USDA|VA) | 34 | $5,590,000 | $164,412 | $5,213 | 4.09% |
| LYNCHBURG, VA (FHA|USDA|VA) | 27 | $5,565,000 | $206,111 | $4,918 | 3.85% |
| JACKSON, MS (FHA|USDA|VA) | 26 | $5,560,000 | $213,846 | $5,389 | 3.84% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 21 | $5,555,000 | $264,524 | $7,476 | 3.51% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 30 | $5,530,000 | $184,333 | $6,039 | 3.94% |
| GRANTS PASS, OR (FHA|USDA|VA) | 19 | $5,425,000 | $285,526 | $7,099 | 4.09% |
| APPLETON, WI (FHA|USDA|VA) | 28 | $5,370,000 | $191,786 | $6,745 | 4.15% |
| Georgetown, SC (FHA|USDA|VA) | 17 | $5,365,000 | $315,588 | $4,777 | 3.96% |
| JOPLIN, MO (FHA|USDA|VA) | 30 | $5,330,000 | $177,667 | $3,632 | 4.02% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 25 | $5,145,000 | $205,800 | $7,019 | 4.14% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 24 | $5,040,000 | $210,000 | $5,097 | 3.82% |
| ROCHESTER, MN (FHA|USDA|VA) | 22 | $5,010,000 | $227,727 | $6,385 | 3.97% |
| Bozeman, MT (FHA|USDA|VA) | 14 | $4,840,000 | $345,714 | $6,432 | 4.12% |
| MADISON, WI (FHA|USDA|VA) | 18 | $4,830,000 | $268,333 | $5,714 | 4.03% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 20 | $4,740,000 | $237,000 | $5,620 | 4.06% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 19 | $4,625,000 | $243,421 | $7,633 | 3.93% |
| Ellensburg, WA (FHA|USDA|VA) | 14 | $4,620,000 | $330,000 | $7,458 | 3.91% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 20 | $4,590,000 | $229,500 | $6,764 | 3.86% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 20 | $4,530,000 | $226,500 | $4,887 | 3.66% |
| Roseburg, OR (FHA|USDA|VA) | 18 | $4,530,000 | $251,667 | $6,868 | 3.78% |
| ODESSA, TX (FHA|USDA|VA) | 20 | $4,480,000 | $224,000 | $6,199 | 3.98% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 16 | $4,470,000 | $279,375 | $5,445 | 3.97% |
| RAPID CITY, SD (FHA|USDA|VA) | 19 | $4,465,000 | $235,000 | $6,845 | 3.97% |
| LINCOLN, NE (FHA|USDA|VA) | 24 | $4,400,000 | $183,333 | $5,365 | 4.23% |
| DULUTH, MN-WI (FHA|USDA|VA) | 26 | $4,360,000 | $167,692 | $4,331 | 4.16% |
| BILLINGS, MT (FHA|USDA|VA) | 17 | $4,345,000 | $255,588 | $6,133 | 3.93% |
| TOLEDO, OH (FHA|USDA|VA) | 21 | $4,335,000 | $206,429 | $6,069 | 3.87% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 20 | $4,330,000 | $216,500 | $6,316 | 4.10% |
| Alexandria, MN (FHA|USDA|VA) | 17 | $4,315,000 | $253,824 | $4,978 | 4.15% |
| AMARILLO, TX (FHA|USDA|VA) | 23 | $4,275,000 | $185,870 | $5,146 | 4.19% |
| Morehead City, NC (FHA|USDA|VA) | 13 | $4,245,000 | $326,538 | $6,391 | 3.51% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 17 | $4,235,000 | $249,118 | $5,568 | 4.07% |
| Lebanon, MO (FHA|USDA|VA) | 25 | $4,185,000 | $167,400 | $2,352 | 4.34% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 18 | $4,180,000 | $232,222 | $6,801 | 3.69% |
| JACKSON, TN (FHA|USDA|VA) | 25 | $4,175,000 | $167,000 | $4,223 | 4.17% |
| Aberdeen, WA (FHA|USDA|VA) | 18 | $4,170,000 | $231,667 | $6,672 | 3.96% |
| MOBILE, AL (FHA|USDA|VA) | 26 | $4,110,000 | $158,077 | $4,581 | 4.05% |
| LAS CRUCES, NM (FHA|USDA|VA) | 19 | $4,075,000 | $214,474 | $6,198 | 3.77% |
| Pahrump, NV (FHA|USDA|VA) | 18 | $4,070,000 | $226,111 | $6,304 | 3.78% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 21 | $4,065,000 | $193,571 | $5,074 | 4.01% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 18 | $4,040,000 | $224,444 | $5,378 | 3.91% |
| EL CENTRO, CA (FHA|USDA|VA) | 17 | $3,975,000 | $233,824 | $6,125 | 3.97% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 20 | $3,880,000 | $194,000 | $4,711 | 4.03% |
| LUBBOCK, TX (FHA|USDA|VA) | 21 | $3,875,000 | $184,524 | $5,317 | 4.08% |
| STAUNTON, VA (FHA|USDA|VA) | 17 | $3,855,000 | $226,765 | $6,491 | 3.99% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 21 | $3,795,000 | $180,714 | $5,779 | 4.17% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 20 | $3,760,000 | $188,000 | $5,658 | 4.11% |
| DOTHAN, AL (FHA|USDA|VA) | 17 | $3,695,000 | $217,353 | $6,108 | 3.67% |
| Ukiah, CA (FHA|USDA|VA) | 13 | $3,665,000 | $281,923 | $8,281 | 3.93% |
| FLORENCE, SC (FHA|USDA|VA) | 21 | $3,635,000 | $173,095 | $3,675 | 3.92% |
| Enterprise, AL (FHA|USDA|VA) | 15 | $3,615,000 | $241,000 | $7,181 | 3.61% |
| LOGAN, UT-ID (FHA|USDA|VA) | 15 | $3,595,000 | $239,667 | $6,135 | 4.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 20 | $3,520,000 | $176,000 | $6,007 | 4.09% |
| CHEYENNE, WY (FHA|USDA|VA) | 15 | $3,505,000 | $233,667 | $7,783 | 4.11% |
| Nogales, AZ (FHA|USDA|VA) | 14 | $3,500,000 | $250,000 | $6,065 | 3.85% |
| Granbury, TX (FHA|USDA|VA) | 15 | $3,495,000 | $233,000 | $5,568 | 4.15% |
| BURLINGTON, NC (FHA|USDA|VA) | 16 | $3,490,000 | $218,125 | $5,048 | 3.85% |
| Sandpoint, ID (FHA|USDA|VA) | 12 | $3,470,000 | $289,167 | $8,447 | 4.06% |
| Heber, UT (FHA|USDA|VA) | 10 | $3,460,000 | $346,000 | $8,037 | 4.11% |
| DECATUR, AL (FHA|USDA|VA) | 16 | $3,450,000 | $215,625 | $5,398 | 3.89% |
| LEBANON, PA (FHA|USDA|VA) | 15 | $3,405,000 | $227,000 | $6,783 | 3.67% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 16 | $3,400,000 | $212,500 | $4,016 | 3.95% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 17 | $3,365,000 | $197,941 | $5,130 | 4.02% |
| Montrose, CO (FHA|USDA|VA) | 13 | $3,365,000 | $258,846 | $5,729 | 4.07% |
| Sonora, CA (FHA|USDA|VA) | 14 | $3,310,000 | $236,429 | $4,537 | 4.08% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 16 | $3,300,000 | $206,250 | $7,046 | 4.13% |
| Prineville, OR (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $6,434 | 3.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 18 | $3,280,000 | $182,222 | $6,059 | 3.70% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 14 | $3,250,000 | $232,143 | $5,134 | 3.87% |
| FORT WAYNE, IN (FHA|USDA|VA) | 20 | $3,250,000 | $162,500 | $5,647 | 4.03% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $9,446 | 3.70% |
| TYLER, TX (FHA|USDA|VA) | 14 | $3,200,000 | $228,571 | $6,446 | 3.92% |
| MORRISTOWN, TN (FHA|USDA|VA) | 15 | $3,135,000 | $209,000 | $6,860 | 3.77% |
| SAN ANGELO, TX (FHA|USDA|VA) | 13 | $3,115,000 | $239,615 | $5,846 | 3.71% |
| Coos Bay, OR (FHA|USDA|VA) | 12 | $3,090,000 | $257,500 | $6,175 | 3.90% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 18 | $3,090,000 | $171,667 | $5,253 | 4.16% |
| Show Low, AZ (FHA|USDA|VA) | 16 | $3,070,000 | $191,875 | $5,369 | 4.02% |
| GREENVILLE, NC (FHA|USDA|VA) | 16 | $3,060,000 | $191,250 | $5,830 | 3.87% |
| WALLA WALLA, WA (FHA|USDA|VA) | 13 | $3,035,000 | $233,462 | $7,796 | 3.82% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 14 | $3,020,000 | $215,714 | $6,791 | 3.81% |
| TWIN FALLS, ID (FHA|USDA|VA) | 15 | $3,015,000 | $201,000 | $7,668 | 4.08% |
| Glenwood Springs, CO (FHA|USDA|VA) | 9 | $2,985,000 | $331,667 | $8,224 | 3.65% |
| VALDOSTA, GA (FHA|USDA|VA) | 17 | $2,975,000 | $175,000 | $6,065 | 3.83% |
| NEW BERN, NC (FHA|USDA|VA) | 15 | $2,965,000 | $197,667 | $4,165 | 3.66% |
| PEORIA, IL (FHA|USDA|VA) | 18 | $2,960,000 | $164,444 | $4,694 | 4.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $6,125 | 3.92% |
| Clearlake, CA (FHA|USDA|VA) | 14 | $2,880,000 | $205,714 | $5,929 | 4.29% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 16 | $2,880,000 | $180,000 | $5,645 | 4.28% |
| Helena, MT (FHA|USDA|VA) | 11 | $2,865,000 | $260,455 | $8,015 | 3.92% |
| Key West, FL (FHA|USDA|VA) | 8 | $2,860,000 | $357,500 | $9,177 | 3.65% |
| Willmar, MN (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $2,656 | 4.36% |
| Traverse City, MI (FHA|USDA|VA) | 12 | $2,830,000 | $235,833 | $8,073 | 4.00% |
| TOPEKA, KS (FHA|USDA|VA) | 13 | $2,785,000 | $214,231 | $4,657 | 3.83% |
| SUMTER, SC (FHA|USDA|VA) | 13 | $2,775,000 | $213,462 | $4,694 | 3.52% |
| Elizabeth City, NC (FHA|USDA|VA) | 14 | $2,770,000 | $197,857 | $4,535 | 3.84% |
| Red Bluff, CA (FHA|USDA|VA) | 12 | $2,730,000 | $227,500 | $6,124 | 3.97% |
| Alamogordo, NM (FHA|USDA|VA) | 14 | $2,670,000 | $190,714 | $4,445 | 3.61% |
| RACINE, WI (FHA|USDA|VA) | 15 | $2,635,000 | $175,667 | $5,168 | 4.18% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 10 | $2,620,000 | $262,000 | $7,525 | 3.84% |
| GOLDSBORO, NC (FHA|USDA|VA) | 13 | $2,585,000 | $198,846 | $6,129 | 3.52% |
| Sanford, NC (FHA|USDA|VA) | 12 | $2,580,000 | $215,000 | $5,526 | 3.70% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 10 | $2,550,000 | $255,000 | $7,115 | 4.01% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 15 | $2,545,000 | $169,667 | $4,703 | 4.26% |
| CASPER, WY (FHA|USDA|VA) | 12 | $2,540,000 | $211,667 | $5,829 | 4.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 8 | $2,530,000 | $316,250 | $8,299 | 3.89% |
| Richmond-Berea, KY (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $5,499 | 3.87% |
| Brainerd, MN (FHA|USDA|VA) | 14 | $2,510,000 | $179,286 | $4,392 | 4.04% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 13 | $2,445,000 | $188,077 | $4,678 | 3.59% |
| ROCKFORD, IL (FHA|USDA|VA) | 13 | $2,445,000 | $188,077 | $5,687 | 3.86% |
| FARGO, ND-MN (FHA|USDA|VA) | 10 | $2,390,000 | $239,000 | $4,903 | 3.90% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 12 | $2,380,000 | $198,333 | $6,367 | 4.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 11 | $2,345,000 | $213,182 | $5,838 | 3.57% |
| Elko, NV (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $7,841 | 4.03% |
| HATTIESBURG, MS (FHA|USDA|VA) | 12 | $2,280,000 | $190,000 | $4,386 | 4.04% |
| Cookeville, TN (FHA|USDA|VA) | 13 | $2,235,000 | $171,923 | $5,249 | 4.14% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $5,415 | 3.97% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $5,465 | 4.15% |
| Forest City, NC (FHA|USDA|VA) | 10 | $2,200,000 | $220,000 | $5,203 | 3.81% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 12 | $2,190,000 | $182,500 | $6,920 | 3.98% |
| Shelbyville, TN (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $6,898 | 4.21% |
| Fort Polk South, LA (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $5,661 | 3.94% |
| LAREDO, TX (FHA|USDA|VA) | 10 | $2,170,000 | $217,000 | $5,602 | 3.56% |
| GETTYSBURG, PA (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $6,667 | 4.08% |
| ABILENE, TX (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $6,589 | 3.86% |
| Klamath Falls, OR (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $6,169 | 4.01% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $4,097 | 3.92% |
| Fallon, NV (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $5,287 | 4.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $4,433 | 4.13% |
| GADSDEN, AL (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $5,237 | 3.92% |
| Hood River, OR (FHA|USDA|VA) | 6 | $2,100,000 | $350,000 | $8,995 | 3.77% |
| HARRISONBURG, VA (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $5,656 | 4.14% |
| Farmington, MO (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $4,050 | 4.01% |
| Pullman, WA (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $4,314 | 4.13% |
| Lewisburg, TN (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $5,297 | 4.05% |
| LONGVIEW, TX (FHA|USDA|VA) | 11 | $2,025,000 | $184,091 | $5,091 | 3.92% |
| St. Marys, GA (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $6,023 | 3.96% |
| POCATELLO, ID (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $8,956 | 4.08% |
| MORGANTOWN, WV (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $8,414 | 3.88% |
| Seneca, SC (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $6,011 | 4.05% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 13 | $1,995,000 | $153,462 | $5,099 | 4.11% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $5,588 | 4.09% |
| MONROE, MI (FHA|USDA|VA) | 10 | $1,990,000 | $199,000 | $5,462 | 4.01% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 13 | $1,965,000 | $151,154 | $5,356 | 4.09% |
| Crossville, TN (FHA|USDA|VA) | 10 | $1,960,000 | $196,000 | $4,459 | 3.92% |
| Moses Lake, WA (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $7,488 | 4.47% |
| DeRidder, LA (FHA|USDA|VA) | 10 | $1,930,000 | $193,000 | $5,311 | 3.84% |
| CLEVELAND, TN (FHA|USDA|VA) | 12 | $1,870,000 | $155,833 | $5,296 | 4.07% |
| ERIE, PA (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $7,514 | 3.89% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $4,720 | 3.64% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 11 | $1,855,000 | $168,636 | $4,615 | 4.04% |
| LAWTON, OK (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $7,021 | 4.42% |
| Mountain Home, ID (FHA|USDA|VA) | 10 | $1,820,000 | $182,000 | $6,371 | 3.87% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $5,187 | 3.70% |
| Laramie, WY (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $10,065 | 3.85% |
| ALBANY, GA (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $5,369 | 3.82% |
| MANKATO, MN (FHA|USDA|VA) | 11 | $1,785,000 | $162,273 | $4,649 | 3.89% |
| NILES, MI (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $5,128 | 4.05% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $6,551 | 4.52% |
| LAWRENCE, KS (FHA|USDA|VA) | 9 | $1,775,000 | $197,222 | $5,008 | 4.39% |
| MONROE, LA (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $5,559 | 4.45% |
| BISMARCK, ND (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $8,629 | 3.73% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $5,430 | 3.91% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $10,564 | 4.00% |
| Branson, MO (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $4,398 | 4.01% |
| COLUMBIA, MO (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $3,114 | 4.11% |
| Keene, NH (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $5,399 | 4.07% |
| Astoria, OR (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $7,581 | 4.10% |
| DALTON, GA (FHA|USDA|VA) | 11 | $1,715,000 | $155,909 | $4,485 | 4.17% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $6,546 | 3.99% |
| LaGrange, GA-AL (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $5,546 | 4.08% |
| Ardmore, OK (FHA|USDA|VA) | 12 | $1,640,000 | $136,667 | $3,870 | 4.18% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 10 | $1,640,000 | $164,000 | $4,914 | 4.02% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $4,840 | 4.15% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $5,527 | 3.87% |
| Statesboro, GA (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $4,980 | 3.95% |
| Calhoun, GA (FHA|USDA|VA) | 10 | $1,600,000 | $160,000 | $5,246 | 4.46% |
| Torrington, CT (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $5,254 | 4.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $3,830 | 4.01% |
| Athens, TX (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $5,375 | 3.89% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $5,069 | 4.03% |
| Hailey, ID (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $9,161 | 3.91% |
| Easton, MD (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $5,852 | 4.14% |
| BANGOR, ME (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $5,958 | 3.92% |
| Fort Morgan, CO (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $7,773 | 4.07% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $5,027 | 3.84% |
| Tupelo, MS (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $5,421 | 4.23% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $3,852 | 3.71% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,135 | 3.77% |
| Laconia, NH (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $5,562 | 4.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $5,122 | 3.78% |
| Wilson, NC (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $5,109 | 4.32% |
| Durango, CO (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $9,689 | 4.69% |
| Safford, AZ (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $5,457 | 3.94% |
| Beaver Dam, WI (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $7,697 | 4.25% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $8,664 | 3.65% |
| MANHATTAN, KS (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $4,677 | 3.50% |
| Edwards, CO (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $6,874 | 4.34% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $4,543 | 3.63% |
| GREAT FALLS, MT (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $6,996 | 3.96% |
| HAMMOND, LA (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $5,129 | 3.80% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $8,796 | 4.38% |
| Whitewater, WI (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $6,275 | 4.39% |
| Lebanon, NH-VT (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $3,318 | 4.04% |
| KANKAKEE, IL (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $4,564 | 4.44% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $5,058 | 3.87% |
| Red Wing, MN (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $4,383 | 3.85% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,555 | 3.93% |
| Cullowhee, NC (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,148 | 4.00% |
| Albemarle, NC (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $5,193 | 3.77% |
| Brenham, TX (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $5,594 | 4.27% |
| Shelby, NC (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $5,962 | 3.77% |
| Findlay, OH (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $8,693 | 3.98% |
| Warrensburg, MO (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $3,850 | 3.86% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $5,043 | 4.02% |
| Cornelia, GA (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $8,581 | 3.81% |
| Brevard, NC (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $5,427 | 3.96% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $5,420 | 4.06% |
| Columbus, MS (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $5,394 | 3.96% |
| Marion, NC (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $5,577 | 3.48% |
| Susanville, CA (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $3,473 | 4.55% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $7,537 | 5.19% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $5,786 | 4.05% |
| Albertville, AL (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $5,680 | 3.62% |
| JACKSON, MI (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $4,665 | 3.76% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $4,314 | 3.84% |
| Ozark, AL (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $5,350 | 3.65% |
| Mount Vernon, OH (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $4,791 | 4.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,850 | 3.63% |
| Payson, AZ (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,191 | 3.98% |
| Shawnee, OK (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $7,015 | 4.63% |
| Lake City, FL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $6,619 | 4.00% |
| Vernal, UT (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $5,082 | 3.78% |
| JONESBORO, AR (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $6,032 | 4.23% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $7,444 | 3.54% |
| Taos, NM (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,127 | 4.03% |
| Hutchinson, MN (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $4,280 | 4.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,556 | 4.15% |
| New Castle, PA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,176 | 4.13% |
| Boone, NC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $3,521 | 3.81% |
| VICTORIA, TX (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $3,596 | 4.06% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $5,914 | 3.81% |
| Stevens Point, WI (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $3,895 | 3.80% |
| Minot, ND (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $16,557 | 3.66% |
| MUNCIE, IN (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $3,370 | 4.06% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $5,586 | 3.45% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $5,250 | 4.41% |
| FAIRBANKS, AK (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $8,191 | 3.63% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $7,852 | 4.06% |
| Bedford, IN (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,261 | 3.92% |
| Williston, ND (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $5,927 | 4.13% |
| Searcy, AR (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $5,528 | 3.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $8,496 | 4.21% |
| AMES, IA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,632 | 3.60% |
| Bardstown, KY (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,422 | 4.19% |
| Waycross, GA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $4,878 | 3.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $5,003 | 3.79% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,043 | 3.99% |
| Atmore, AL (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,181 | 3.90% |
| Harrison, AR (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $4,973 | 3.92% |
| Tifton, GA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $5,192 | 3.48% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,197 | 3.97% |
| Fredericksburg, TX (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,296 | 4.19% |
| Somerset, KY (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,688 | 3.97% |
| Holland, MI (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,177 | 3.65% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,204 | 4.28% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $4,893 | 4.05% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,260 | 4.03% |
| Adrian, MI (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,029 | 4.25% |
| Price, UT (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,771 | 3.94% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,076 | 4.04% |
| The Dalles, OR (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,042 | 4.15% |
| Cadillac, MI (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,397 | 4.00% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,341 | 4.09% |
| Winnemucca, NV (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,969 | 3.56% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,658 | 4.40% |
| Scottsboro, AL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $6,178 | 4.15% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $6,390 | 4.02% |
| Clarksburg, WV (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,994 | 4.28% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $8,321 | 3.96% |
| ROME, GA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $5,715 | 3.72% |
| Moultrie, GA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,279 | 3.40% |
| McAlester, OK (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $6,266 | 3.79% |
| Crawfordsville, IN (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,367 | 3.95% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $7,218 | 4.08% |
| Hutchinson, KS (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,633 | 3.75% |
| Jasper, AL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,199 | 4.17% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,475 | 4.13% |
| Brookings, OR (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $10,128 | 3.42% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $13,494 | 3.87% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $6,490 | 3.38% |
| Crescent City, CA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,783 | 3.96% |
| Jacksonville, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,450 | 4.00% |
| Russellville, AR (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,069 | 3.87% |
| Henderson, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,047 | 4.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,825 | 4.12% |
| Richmond, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,857 | 3.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,076 | 4.19% |
| Wooster, OH (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $4,281 | 4.41% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,883 | 4.04% |
| DECATUR, IL (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $3,020 | 4.09% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $5,335 | 4.03% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,945 | 3.38% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,685 | 3.65% |
| Rolla, MO (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,848 | 4.17% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $11,659 | 4.25% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,037 | 3.92% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,906 | 4.06% |
| Ada, OK (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,530 | 4.22% |
| Juneau, AK (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $13,397 | 3.87% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,632 | 4.04% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,594 | 3.95% |
| Newberry, SC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,125 | 3.87% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,840 | 3.79% |
| DUBUQUE, IA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,717 | 3.92% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,116 | 3.59% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,516 | 3.37% |
| Douglas, GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,960 | 4.13% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,946 | 3.44% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,731 | 3.84% |
| DuBois, PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,790 | 4.16% |
| Winona, MN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,180 | 4.03% |
| Danville, VA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,438 | 3.96% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,631 | 4.08% |
| McMinnville, TN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $7,075 | 3.84% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,100 | 3.31% |
| Beeville, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,983 | 3.81% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,530 | 3.83% |
| Laurinburg, NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,822 | 4.33% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,246 | 4.04% |
| Fairmont, MN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,955 | 4.17% |
| London, KY (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,851 | 3.75% |
| Dayton, TN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,381 | 3.25% |
| Urbana, OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,684 | 3.83% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,629 | 3.94% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,108 | 3.47% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,225 | 4.12% |
| Fremont, NE (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,056 | 3.81% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,296 | 3.56% |
| Hastings, NE (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,797 | 3.75% |
| Angola, IN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,758 | 3.97% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,193 | 4.25% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,899 | 4.04% |
| New Castle, IN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,616 | 3.94% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,812 | 4.00% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,667 | 4.29% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,925 | 3.63% |
| Sayre, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,236 | 3.88% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,464 | 4.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,397 | 4.13% |
| Athens, TN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,204 | 3.81% |
| Chillicothe, OH (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,883 | 4.38% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,628 | 4.25% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,367 | 4.19% |
| Batesville, AR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,186 | 3.25% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,889 | 3.25% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $12,278 | 4.00% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,139 | 4.25% |
| Defiance, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,055 | 4.29% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,885 | 3.69% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,648 | 3.56% |
| Sterling, CO (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,143 | 4.33% |
| Marshall, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,446 | 3.81% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,512 | 4.00% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,131 | 4.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,105 | 3.31% |
| Riverton, WY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,330 | 3.88% |
| Rockport, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,534 | 3.94% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,956 | 4.62% |
| Picayune, MS (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $8,525 | 4.29% |
| Aberdeen, SD (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,595 | 4.50% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,371 | 4.69% |
| Ashtabula, OH (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,561 | 4.00% |
| Laurel, MS (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,568 | 3.83% |
| Paris, TN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,543 | 4.29% |
| Barre, VT (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,608 | 3.31% |
| Celina, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,095 | 4.06% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,196 | 3.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,792 | 3.96% |
| Nacogdoches, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,126 | 4.29% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,328 | 3.54% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,887 | 3.81% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,932 | 3.25% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,578 | 4.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,077 | 4.04% |
| La Grande, OR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,528 | 4.62% |
| Portales, NM (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,711 | 4.04% |
| Manitowoc, WI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,335 | 4.42% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,956 | 3.69% |
| Clovis, NM (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,664 | 3.74% |
| Oxford, MS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,436 | 3.38% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,938 | 3.79% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,825 | 4.13% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,629 | 5.19% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,019 | 3.50% |
| Shawano, WI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,163 | 4.04% |
| Cordele, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,317 | 3.38% |
| Elk City, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,807 | 4.12% |
| Palatka, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,003 | 4.00% |
| Dublin, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,820 | 3.88% |
| Roswell, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,945 | 3.75% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,782 | 4.50% |
| Moscow, ID (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,325 | 4.87% |
| Grants, NM (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,857 | 5.43% |
| Cullman, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,610 | 3.75% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,097 | 4.00% |
| Vidalia, GA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,564 | 3.63% |
| Madison, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,432 | 3.56% |
| Mexico, MO (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,207 | 4.18% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,793 | 3.88% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,673 | 3.81% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $19,634 | 3.88% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,380 | 3.88% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,430 | 3.84% |
| Andrews, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,526 | 4.31% |
| Huntington, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,935 | 3.13% |
| Marion, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,259 | 4.13% |
| Columbus, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,685 | 2.88% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,465 | 4.37% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,410 | 5.00% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,427 | 3.75% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,454 | 3.81% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,632 | 3.38% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,409 | 3.13% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,322 | 4.38% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,163 | 4.88% |
| Craig, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,712 | 4.13% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,634 | 3.50% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,407 | 3.00% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,738 | 4.81% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,196 | 4.00% |
| Athens, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,364 | 3.38% |
| Salem, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,718 | 5.00% |
| Marquette, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,734 | 4.38% |
| Hays, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,573 | 3.99% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,475 | 4.38% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,603 | 4.38% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,095 | 5.37% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,218 | 4.06% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,524 | 3.13% |
| Meridian, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,256 | 3.88% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,972 | 3.63% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,580 | 4.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,898 | 3.88% |
| Clinton, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,557 | 3.13% |
| Union, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,460 | 3.49% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,404 | 3.75% |
| Salina, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,409 | 4.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,432 | 4.38% |
| Washington, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,588 | 4.06% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,746 | 4.69% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,152 | 4.44% |
| Sidney, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,358 | 4.06% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,069 | 3.00% |
| Ashland, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,605 | 3.88% |
| LIMA, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,477 | 3.25% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,977 | 3.38% |
| Marshall, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,379 | 2.88% |
| Union City, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,642 | 3.99% |
| North Platte, NE (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,886 | 3.38% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,031 | 4.50% |
| Jennings, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,251 | 3.38% |
| Hope, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,438 | 3.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,698 | 3.63% |
| Dumas, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,732 | 4.38% |
| Silver City, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,693 | 4.88% |
| Fremont, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,761 | 3.50% |
| Durant, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,571 | 3.88% |
| Oil City, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,255 | 3.75% |
| Evanston, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,380 | 3.49% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,193 | 4.50% |
| Lexington, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,388 | 4.00% |
| Atchison, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,730 | 3.50% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,459 | 4.12% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,279 | 4.50% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,565 | 3.56% |
| Greenville, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,074 | 3.63% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,330 | 4.13% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,968 | 3.63% |
| Maryville, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,275 | 3.38% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,580 | 4.19% |
| Deming, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,835 | 3.63% |
| Levelland, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,367 | 4.38% |
| Houghton, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,852 | 4.50% |
| McComb, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,809 | 4.63% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,751 | 3.25% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,389 | 4.13% |
| Alpena, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,873 | 3.63% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,393 | 3.49% |
| Palestine, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,769 | 4.50% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,643 | 3.49% |
| Platteville, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,431 | 5.38% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,891 | 4.50% |
| Plainview, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,045 | 3.49% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,335 | 3.00% |
| Gillette, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,986 | 4.00% |
| Warren, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,964 | 3.19% |
| Rutland, VT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,496 | 4.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,672 | 4.88% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,626 | 3.38% |
| Indiana, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,510 | 4.88% |
| Jesup, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,200 | 4.50% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,543 | 4.13% |
| McPherson, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,867 | 3.63% |
| Burley, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,291 | 3.13% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,126 | 3.63% |
| Pella, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,760 | 3.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,318 | 3.49% |
| Watertown, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,945 | 5.50% |
| Auburn, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,327 | 4.50% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,341 | 3.49% |
| Kennett, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,125 | 3.99% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,889 | 3.50% |
| West Plains, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,402 | 4.75% |
| Pierre, SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,926 | 3.00% |
| Selma, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,714 | 4.13% |
| Alice, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,406 | 4.25% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,749 | 3.50% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,292 | 3.38% |
| Austin, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,402 | 3.63% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,702 | 4.50% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,907 | 3.63% |
| Bonham, TX (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,772 | 4.56% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,916 | 4.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,832 | 3.49% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,310 | 4.38% |
| Paragould, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,391 | 5.50% |
| Kinston, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,377 | 4.12% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,074 | 5.00% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,736 | 3.63% |
| Mason City, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,059 | 3.13% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,063 | 4.88% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,620 | 3.00% |
| Danville, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,391 | 3.63% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.25% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,159 | 4.13% |
| Woodward, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,053 | 5.63% |
| Berlin, NH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,173 | 3.75% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,329 | 4.13% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,299 | 5.13% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,868 | 4.88% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,260 | 4.13% |
| Decatur, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,137 | 4.50% |
| Corinth, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,254 | 3.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,721 | 5.00% |
| Jasper, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,876 | 3.63% |
| Bay City, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,150 | 4.50% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,441 | 4.25% |
| Connersville, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,088 | 5.63% |
| Meadville, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,364 | 3.99% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,014 | 3.88% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,198 | 4.75% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,653 | 4.00% |
| Miami, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,013 | 3.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against PENNYMAC LOAN SERVICES based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
SIKORSKY FINANCIAL
Similarity Rank: 15
Similarity Rank: 15
The Torrington Savings Bank
Similarity Rank: 25
Similarity Rank: 25
SANDIA LABORATORY
Similarity Rank: 60
Similarity Rank: 60
AMARILLO COMMUNITY
Similarity Rank: 85
Similarity Rank: 85
CENTRAL WILLAMETTE Credit Union
Similarity Rank: 175
Similarity Rank: 175
Colony Bank
Similarity Rank: 175
Similarity Rank: 175
Boeing Employees Credit Union
Similarity Rank: 180
Similarity Rank: 180
The Milford Bank
Similarity Rank: 240
Similarity Rank: 240
TWINSTAR
Similarity Rank: 250
Similarity Rank: 250
BlackRidgeBANK
Similarity Rank: 252
Similarity Rank: 252
Product Mix
For 2019, Pennymac Loan Services's most frequently originated type of loan was Conventional, with 22,981 originations. Their 2nd most popular type was VA, with 17,136 originations.
Loan Reason
For 2019, Pennymac Loan Services's most frequently cited loan purpose was Refi, with 24,977 originations. The 2nd most popular reason was Cash Out Refi, with 12,877 originations.
Loan Duration/Length
For 2019, Pennymac Loan Services's most frequently cited loan duration was 30 Year, with 43,663 originations. The 2nd most popular length was 15 Year, with 1,996 originations.
Origination Fees/Closing Costs
Pennymac Loan Services's average total fees were $6,542, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 11,279 originations.
Interest Rates
During 2019, Pennymac Loan Services's average interest rate for loans was 3.97%, while their most frequently originated rate bucket for loans was 3-4%, with 26,779 originations.
Loan Sizing
2019 saw Pennymac Loan Services place emphasis on $200k-400k loans with 26,336 originations, totaling $7,491,540,000 in origination value.
Applicant Income
Pennymac Loan Services lent most frequently to those with incomes in the $100k-150k range, with 8,599 originations. The second most popular income band? $50k-75k, with 7,313 originations.
Applicant Debt to Income Ratio
Pennymac Loan Services lent most frequently to those with DTI ratios of 20-30%, with 6,076 originations. The next most common DTI ratio? 30-36%, with 5,909 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.35%
Pennymac Loan Services has an average approval rate.
Pick Rate
Approvals leading to origination68.16%
Pennymac Loan Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 48,541 | $13,795,555,000 | $284,204 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 22 | $5,020,000 | $228,182 |
| Single Family (1-4 Units):Site-Built | 48,519 | $13,790,535,000 | $284,230 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PENNYMAC LOAN SERVICES, LLC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 8 | 2.8% |
| PENNYMAC LOAN SERVICES, LLC. | Conventional home mortgage | Closing on a mortgage | 9 | 3.1% |
| PENNYMAC LOAN SERVICES, LLC. | Conventional home mortgage | Incorrect information on your report | 1 | 0.3% |
| PENNYMAC LOAN SERVICES, LLC. | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 0.3% |
| PENNYMAC LOAN SERVICES, LLC. | Conventional home mortgage | Struggling to pay mortgage | 21 | 7.3% |
| PENNYMAC LOAN SERVICES, LLC. | Conventional home mortgage | Trouble during payment process | 76 | 26.4% |
| PENNYMAC LOAN SERVICES, LLC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 7 | 2.4% |
| PENNYMAC LOAN SERVICES, LLC. | FHA mortgage | Closing on a mortgage | 5 | 1.7% |
| PENNYMAC LOAN SERVICES, LLC. | FHA mortgage | Incorrect information on your report | 1 | 0.3% |
| PENNYMAC LOAN SERVICES, LLC. | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 4 | 1.4% |
| PENNYMAC LOAN SERVICES, LLC. | FHA mortgage | Struggling to pay mortgage | 28 | 9.7% |
| PENNYMAC LOAN SERVICES, LLC. | FHA mortgage | Trouble during payment process | 51 | 17.7% |
| PENNYMAC LOAN SERVICES, LLC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 0.3% |
| PENNYMAC LOAN SERVICES, LLC. | Other type of mortgage | Closing on a mortgage | 2 | 0.7% |
| PENNYMAC LOAN SERVICES, LLC. | Other type of mortgage | Struggling to pay mortgage | 4 | 1.4% |
| PENNYMAC LOAN SERVICES, LLC. | Other type of mortgage | Trouble during payment process | 11 | 3.8% |
| PENNYMAC LOAN SERVICES, LLC. | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 8 | 2.8% |
| PENNYMAC LOAN SERVICES, LLC. | VA mortgage | Struggling to pay mortgage | 5 | 1.7% |
| PENNYMAC LOAN SERVICES, LLC. | VA mortgage | Trouble during payment process | 45 | 15.6% |