Pennymac Loan Services Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: RVDPPPGHCGZ40J4VQ731

Tax ID: 26-2049351

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Mortgage Data

Review & Overview

Pennymac Loan Services is a large mortgage company specializing in Cash Out Refi, Home Purchase, and Refi loans. Pennymac Loan Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Atlanta, Los Angeles, Dallas, and Phoenix among others. We have data for 897 markets. (Some data included below & more in-depth data is available with an active subscription.)

Pennymac Loan Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Pennymac Loan Services is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.58% 11/17/24
30 Year Conventional Refi 6.42% 11/17/24
30 Year Cash-out Refi 6.68% 11/17/24
30 Year FHA Purchase 7.05% 11/17/24
30 Year FHA Refi 7.12% 11/17/24
30 Year VA Purchase 5.90% 11/17/24
30 Year VA Refi 5.62% 11/17/24
30 Year USDA Purchase 6.27% 11/17/24
30 Year USDA Refi 6.71% 11/17/24
15 Year Conventional Purchase 5.90% 11/17/24
15 Year Conventional Refi 5.98% 11/17/24
15 Year Cash-out Refi 5.98% 11/17/24
15 Year FHA Purchase 6.87% 11/17/24
15 Year FHA Refi 7.23% 11/17/24
15 Year VA Purchase 5.92% 11/17/24
15 Year VA Refi 5.78% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Pennymac Loan Services Mortgage Calculator






Your Estimates

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This is not an official calculator from Pennymac Loan Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

76,283

Origination Dollar Volume (All Markets)

$22,095,015,000
Show all (597) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,460 $1,010,560,000 $410,797 $9,780 3.85%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3,407 $977,605,000 $286,940 $8,313 4.22%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,661 $837,275,000 $504,079 $10,587 3.94%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,357 $728,835,000 $309,221 $8,578 4.16%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,906 $599,610,000 $314,591 $9,158 4.12%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,054 $546,920,000 $266,271 $7,761 4.18%
Outside of Metro Areas 2,656 $540,080,000 $203,343 $6,907 4.25%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,443 $535,185,000 $370,884 $10,426 4.50%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,424 $530,200,000 $372,331 $10,021 3.94%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,495 $482,755,000 $322,913 $9,187 4.15%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,101 $480,685,000 $436,589 $10,188 3.92%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,520 $430,250,000 $283,059 $8,709 4.24%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 783 $416,675,000 $532,152 $11,164 3.79%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,579 $402,295,000 $254,778 $8,430 4.32%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,182 $393,860,000 $333,215 $9,430 4.10%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,199 $357,055,000 $297,794 $7,018 4.22%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,103 $343,125,000 $311,083 $8,176 4.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 806 $324,340,000 $402,407 $9,989 4.02%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 835 $303,075,000 $362,964 $8,824 4.06%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,031 $297,385,000 $288,443 $8,802 4.17%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,239 $283,935,000 $229,165 $7,126 4.35%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 956 $267,910,000 $280,241 $8,188 4.05%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 844 $264,100,000 $312,915 $9,638 4.02%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 676 $263,170,000 $389,305 $9,622 3.98%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 760 $255,890,000 $336,697 $9,209 3.90%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 842 $239,110,000 $283,979 $8,308 3.76%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 443 $238,085,000 $537,438 $9,896 3.68%
JACKSONVILLE, FL (FHA|USDA|VA) 757 $225,385,000 $297,734 $9,873 4.10%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 550 $211,080,000 $383,782 $9,042 3.93%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 762 $208,920,000 $274,173 $8,309 3.92%
RALEIGH-CARY, NC (FHA|USDA|VA) 624 $191,570,000 $307,003 $7,908 4.06%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 450 $148,490,000 $329,978 $9,026 4.31%
SALT LAKE CITY, UT (FHA|USDA|VA) 368 $130,110,000 $353,560 $8,626 4.01%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 414 $129,700,000 $313,285 $8,838 4.20%
RICHMOND, VA (FHA|USDA|VA) 478 $129,570,000 $271,067 $8,335 4.08%
COLORADO SPRINGS, CO (FHA|USDA|VA) 350 $125,080,000 $357,371 $9,664 3.69%
OKLAHOMA CITY, OK (FHA|USDA|VA) 495 $110,945,000 $224,131 $7,260 4.47%
KANSAS CITY, MO-KS (FHA|USDA|VA) 499 $105,345,000 $211,112 $6,691 4.35%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 436 $105,040,000 $240,917 $8,359 4.25%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 372 $102,890,000 $276,586 $8,722 4.17%
ST. LOUIS, MO-IL (FHA|USDA|VA) 534 $102,380,000 $191,723 $6,233 4.14%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 277 $99,175,000 $358,032 $9,743 3.98%
URBAN HONOLULU, HI (FHA|USDA|VA) 183 $98,115,000 $536,148 $11,415 3.77%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 194 $97,380,000 $501,959 $10,271 3.86%
TUCSON, AZ (FHA|USDA|VA) 363 $95,295,000 $262,521 $8,236 3.79%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 457 $85,605,000 $187,319 $5,972 4.31%
SAVANNAH, GA (FHA|USDA|VA) 316 $85,460,000 $270,443 $8,775 4.55%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 139 $84,825,000 $610,252 $11,063 3.66%
KNOXVILLE, TN (FHA|USDA|VA) 367 $84,735,000 $230,886 $8,726 4.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 376 $84,380,000 $224,415 $8,598 4.26%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 274 $80,440,000 $293,577 $8,922 4.13%
COLUMBUS, OH (FHA|USDA|VA) 362 $79,600,000 $219,890 $8,001 4.15%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 279 $79,335,000 $284,355 $8,448 3.82%
FRESNO, CA (FHA|USDA|VA) 271 $77,515,000 $286,033 $8,654 4.08%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 315 $76,825,000 $243,889 $6,963 4.10%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 293 $71,335,000 $243,464 $7,910 4.11%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 357 $70,645,000 $197,885 $6,954 4.20%
BOISE CITY, ID (FHA|USDA|VA) 204 $70,070,000 $343,480 $9,339 3.78%
RENO, NV (FHA|USDA|VA) 177 $68,165,000 $385,113 $8,560 4.22%
PROVO-OREM, UT (FHA|USDA|VA) 180 $67,930,000 $377,389 $9,663 3.97%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 343 $67,895,000 $197,945 $7,633 4.29%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 297 $67,575,000 $227,525 $7,133 4.12%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 271 $67,455,000 $248,911 $8,826 3.97%
BAKERSFIELD, CA (FHA|USDA|VA) 262 $67,250,000 $256,679 $8,358 4.04%
ALBUQUERQUE, NM (FHA|USDA|VA) 257 $66,225,000 $257,685 $9,010 3.96%
HUNTSVILLE, AL (FHA|USDA|VA) 250 $66,130,000 $264,520 $7,895 3.85%
PITTSBURGH, PA (FHA|USDA|VA) 340 $65,930,000 $193,912 $7,031 4.22%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 255 $63,145,000 $247,627 $8,865 4.04%
PORT ST. LUCIE, FL (FHA|USDA|VA) 234 $63,040,000 $269,402 $9,748 4.32%
STOCKTON, CA (FHA|USDA|VA) 172 $62,040,000 $360,698 $9,433 4.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 280 $59,790,000 $213,536 $7,826 3.84%
SPRINGFIELD, MO (FHA|USDA|VA) 290 $59,080,000 $203,724 $4,628 4.50%
WORCESTER, MA-CT (FHA|USDA|VA) 199 $57,495,000 $288,920 $8,561 4.12%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 170 $54,680,000 $321,647 $8,175 4.03%
COLUMBIA, SC (FHA|USDA|VA) 251 $54,485,000 $217,072 $7,191 3.98%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 214 $54,230,000 $253,411 $7,871 4.06%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 224 $54,140,000 $241,696 $7,491 4.39%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 225 $53,115,000 $236,067 $7,283 4.24%
BRUNSWICK, GA (FHA|USDA|VA) 169 $52,815,000 $312,515 $8,519 4.53%
SALEM, OR (FHA|USDA|VA) 160 $51,020,000 $318,875 $9,654 4.13%
LAFAYETTE, LA (FHA|USDA|VA) 242 $50,680,000 $209,421 $6,322 4.59%
MONTGOMERY, AL (FHA|USDA|VA) 214 $50,340,000 $235,234 $5,526 4.06%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 145 $49,945,000 $344,448 $9,153 3.84%
VALLEJO, CA (FHA|USDA|VA) 117 $49,025,000 $419,017 $11,362 3.84%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 133 $47,175,000 $354,699 $9,803 4.18%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 182 $47,100,000 $258,791 $6,818 4.01%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 286 $46,880,000 $163,916 $6,681 4.55%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 121 $46,755,000 $386,405 $10,194 3.70%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 189 $44,255,000 $234,153 $8,181 4.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 200 $43,250,000 $216,250 $6,949 4.22%
OCALA, FL (FHA|USDA|VA) 209 $42,355,000 $202,656 $8,007 4.31%
VISALIA, CA (FHA|USDA|VA) 154 $41,990,000 $272,662 $8,911 4.05%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 201 $41,885,000 $208,383 $7,957 4.36%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 150 $41,390,000 $275,933 $7,633 4.07%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 200 $40,140,000 $200,700 $7,164 4.77%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 140 $39,850,000 $284,643 $9,078 4.21%
LOUISVILLE, KY (FHA|USDA|VA) 202 $39,750,000 $196,782 $7,063 4.20%
SALISBURY, MD-DE (FHA|USDA|VA) 152 $39,440,000 $259,474 $8,051 4.14%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 176 $39,040,000 $221,818 $6,905 4.13%
TULSA, OK (FHA|USDA|VA) 179 $39,035,000 $218,073 $7,728 4.24%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 191 $38,865,000 $203,482 $7,325 3.96%
MODESTO, CA (FHA|USDA|VA) 124 $38,380,000 $309,516 $7,939 3.87%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 174 $38,060,000 $218,736 $6,278 4.39%
BATON ROUGE, LA (FHA|USDA|VA) 162 $36,900,000 $227,778 $7,159 4.18%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 163 $36,725,000 $225,307 $8,399 4.23%
WILMINGTON, NC (FHA|USDA|VA) 118 $36,610,000 $310,254 $7,765 4.18%
GREELEY, CO (FHA|USDA|VA) 104 $36,160,000 $347,692 $9,742 4.22%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 163 $34,275,000 $210,276 $7,462 3.97%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 175 $33,545,000 $191,686 $6,308 4.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 126 $33,500,000 $265,873 $5,614 4.28%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 116 $32,840,000 $283,103 $8,210 4.13%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 91 $32,125,000 $353,022 $9,474 4.14%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 108 $31,080,000 $287,778 $8,153 3.96%
SPRINGFIELD, MA (FHA|USDA|VA) 135 $30,165,000 $223,444 $7,576 3.91%
BEND, OR (FHA|USDA|VA) 87 $30,035,000 $345,230 $8,018 4.03%
JACKSONVILLE, NC (FHA|USDA|VA) 139 $29,525,000 $212,410 $7,349 3.63%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 88 $29,410,000 $334,205 $7,120 4.73%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 95 $29,185,000 $307,211 $8,925 3.82%
ASHEVILLE, NC (FHA|USDA|VA) 99 $27,425,000 $277,020 $8,012 4.09%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 126 $27,100,000 $215,079 $5,963 4.03%
WINSTON-SALEM, NC (FHA|USDA|VA) 129 $26,725,000 $207,171 $7,573 4.21%
SPARTANBURG, SC (FHA|USDA|VA) 125 $26,205,000 $209,640 $7,612 4.31%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 57 $26,205,000 $459,737 $10,107 4.21%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 89 $25,785,000 $289,719 $9,017 4.28%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 104 $25,260,000 $242,885 $8,093 4.05%
YORK-HANOVER, PA (FHA|USDA|VA) 124 $25,130,000 $202,661 $8,016 4.21%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 90 $24,740,000 $274,889 $7,496 4.25%
PUNTA GORDA, FL (FHA|USDA|VA) 95 $24,645,000 $259,421 $8,509 4.17%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 53 $24,435,000 $461,038 $9,166 3.68%
ST. GEORGE, UT (FHA|USDA|VA) 68 $24,240,000 $356,471 $8,644 4.01%
WICHITA, KS (FHA|USDA|VA) 132 $24,050,000 $182,197 $6,641 4.32%
FORT COLLINS, CO (FHA|USDA|VA) 66 $23,610,000 $357,727 $9,584 3.91%
Hilo, HI (FHA|USDA|VA) 61 $23,335,000 $382,541 $9,734 3.74%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 109 $23,055,000 $211,514 $7,971 4.09%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 54 $23,000,000 $425,926 $10,940 3.84%
PANAMA CITY, FL (FHA|USDA|VA) 85 $22,745,000 $267,588 $9,002 3.96%
ANCHORAGE, AK (FHA|USDA|VA) 79 $22,675,000 $287,025 $6,988 3.22%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 93 $22,595,000 $242,957 $8,354 4.49%
MEDFORD, OR (FHA|USDA|VA) 72 $22,360,000 $310,556 $8,527 3.99%
GAINESVILLE, FL (FHA|USDA|VA) 100 $21,930,000 $219,300 $6,852 4.33%
GAINESVILLE, GA (FHA|USDA|VA) 81 $21,225,000 $262,037 $7,538 4.45%
MOBILE, AL (FHA|USDA|VA) 102 $20,960,000 $205,490 $6,510 4.17%
COLUMBUS, GA-AL (FHA|USDA|VA) 102 $20,950,000 $205,392 $6,240 3.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 71 $20,595,000 $290,070 $6,719 4.08%
Sevierville, TN (FHA|USDA|VA) 66 $20,420,000 $309,394 $9,189 4.26%
READING, PA (FHA|USDA|VA) 104 $20,390,000 $196,058 $7,887 4.12%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 67 $20,335,000 $303,507 $9,439 4.15%
WARNER ROBINS, GA (FHA|USDA|VA) 97 $20,275,000 $209,021 $6,857 3.90%
EL PASO, TX (FHA|USDA|VA) 114 $19,800,000 $173,684 $6,079 3.81%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 110 $19,590,000 $178,091 $6,231 3.90%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 113 $19,555,000 $173,053 $6,626 4.24%
DOTHAN, AL (FHA|USDA|VA) 69 $19,345,000 $280,362 $5,695 4.17%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 74 $19,290,000 $260,676 $9,166 4.57%
DAYTON-KETTERING, OH (FHA|USDA|VA) 107 $19,185,000 $179,299 $6,629 4.07%
CORPUS CHRISTI, TX (FHA|USDA|VA) 86 $19,090,000 $221,977 $6,473 4.09%
WINCHESTER, VA-WV (FHA|USDA|VA) 68 $19,000,000 $279,412 $8,886 4.29%
LANCASTER, PA (FHA|USDA|VA) 90 $18,850,000 $209,444 $7,921 4.09%
MERCED, CA (FHA|USDA|VA) 63 $18,755,000 $297,698 $8,604 3.87%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 89 $18,655,000 $209,607 $6,587 4.14%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 69 $18,655,000 $270,362 $8,841 3.84%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 83 $18,555,000 $223,554 $8,107 4.35%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 80 $18,390,000 $229,875 $7,686 4.15%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 70 $18,370,000 $262,429 $7,948 4.24%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 68 $18,100,000 $266,176 $8,248 4.10%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 80 $18,060,000 $225,750 $7,513 4.09%
AKRON, OH (FHA|USDA|VA) 100 $17,800,000 $178,000 $7,275 4.53%
DOVER, DE (FHA|USDA|VA) 68 $17,690,000 $260,147 $9,190 4.02%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 53 $17,675,000 $333,491 $8,589 3.85%
JACKSON, MS (FHA|USDA|VA) 86 $17,110,000 $198,953 $6,381 3.79%
SALINAS, CA (FHA|USDA|VA) 39 $17,085,000 $438,077 $9,869 3.58%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 29 $16,835,000 $580,517 $10,469 3.18%
TALLAHASSEE, FL (FHA|USDA|VA) 74 $16,430,000 $222,027 $7,992 4.45%
BELLINGHAM, WA (FHA|USDA|VA) 43 $16,365,000 $380,581 $8,584 3.94%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 52 $15,970,000 $307,115 $9,591 3.96%
TOLEDO, OH (FHA|USDA|VA) 104 $15,940,000 $153,269 $5,634 4.64%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 63 $15,935,000 $252,937 $8,730 4.03%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 52 $15,670,000 $301,346 $8,737 3.69%
Outside of Metro Areas 44 $15,570,000 $353,864 $9,144 3.52%
Jefferson, GA (FHA|USDA|VA) 58 $15,120,000 $260,690 $8,860 4.55%
HINESVILLE, GA (FHA|USDA|VA) 76 $14,960,000 $196,842 $6,524 3.92%
THE VILLAGES, FL (FHA|USDA|VA) 50 $14,930,000 $298,600 $7,358 4.54%
LAREDO, TX (FHA|USDA|VA) 65 $14,795,000 $227,615 $7,591 4.63%
ROANOKE, VA (FHA|USDA|VA) 70 $14,750,000 $210,714 $6,707 4.04%
PUEBLO, CO (FHA|USDA|VA) 57 $14,455,000 $253,596 $9,446 3.86%
GRAND JUNCTION, CO (FHA|USDA|VA) 49 $14,315,000 $292,143 $7,619 4.09%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 49 $14,065,000 $287,041 $9,269 3.86%
YUBA CITY, CA (FHA|USDA|VA) 45 $13,865,000 $308,111 $9,421 3.62%
EAST STROUDSBURG, PA (FHA|USDA|VA) 66 $13,840,000 $209,697 $8,344 4.42%
IDAHO FALLS, ID (FHA|USDA|VA) 50 $13,730,000 $274,600 $7,756 4.01%
YUMA, AZ (FHA|USDA|VA) 58 $13,600,000 $234,483 $9,273 4.38%
ST. CLOUD, MN (FHA|USDA|VA) 60 $13,570,000 $226,167 $6,388 4.66%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 49 $13,495,000 $275,408 $9,347 4.34%
MADERA, CA (FHA|USDA|VA) 44 $13,390,000 $304,318 $9,737 4.05%
LONGVIEW, WA (FHA|USDA|VA) 40 $12,920,000 $323,000 $9,597 3.86%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 56 $12,760,000 $227,857 $7,538 4.22%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 62 $12,610,000 $203,387 $5,972 3.82%
WACO, TX (FHA|USDA|VA) 46 $12,140,000 $263,913 $8,588 4.47%
Oak Harbor, WA (FHA|USDA|VA) 28 $12,140,000 $433,571 $11,456 3.87%
CHEYENNE, WY (FHA|USDA|VA) 36 $12,080,000 $335,556 $8,892 3.68%
YAKIMA, WA (FHA|USDA|VA) 51 $12,055,000 $236,373 $8,659 4.43%
RAPID CITY, SD (FHA|USDA|VA) 50 $11,810,000 $236,200 $8,602 4.09%
JACKSON, TN (FHA|USDA|VA) 59 $11,755,000 $199,237 $8,533 4.28%
REDDING, CA (FHA|USDA|VA) 46 $11,590,000 $251,957 $8,181 3.87%
MORRISTOWN, TN (FHA|USDA|VA) 61 $11,455,000 $187,787 $7,992 4.16%
Cookeville, TN (FHA|USDA|VA) 49 $11,435,000 $233,367 $7,242 4.51%
NAPA, CA (FHA|USDA|VA) 24 $11,390,000 $474,583 $7,665 3.21%
BOULDER, CO (FHA|USDA|VA) 29 $11,305,000 $389,828 $9,830 3.82%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 63 $11,215,000 $178,016 $5,666 3.94%
LAS CRUCES, NM (FHA|USDA|VA) 43 $11,215,000 $260,814 $9,046 4.24%
Kalispell, MT (FHA|USDA|VA) 29 $11,175,000 $385,345 $9,751 3.62%
SUMTER, SC (FHA|USDA|VA) 53 $11,015,000 $207,830 $7,302 4.32%
FLAGSTAFF, AZ (FHA|USDA|VA) 29 $11,005,000 $379,483 $10,861 3.79%
JOHNSON CITY, TN (FHA|USDA|VA) 56 $10,950,000 $195,536 $7,317 4.18%
SANTA FE, NM (FHA|USDA|VA) 28 $10,910,000 $389,643 $11,858 4.17%
Tullahoma-Manchester, TN (FHA|USDA|VA) 54 $10,900,000 $201,852 $7,773 4.23%
ALBANY-LEBANON, OR (FHA|USDA|VA) 38 $10,820,000 $284,737 $8,812 4.18%
Crossville, TN (FHA|USDA|VA) 55 $10,775,000 $195,909 $4,374 4.11%
TUSCALOOSA, AL (FHA|USDA|VA) 45 $10,695,000 $237,667 $6,586 4.02%
CHICO, CA (FHA|USDA|VA) 37 $10,665,000 $288,243 $8,028 3.89%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 62 $10,540,000 $170,000 $6,450 4.05%
BURLINGTON, NC (FHA|USDA|VA) 44 $10,480,000 $238,182 $7,560 4.24%
St. Marys, GA (FHA|USDA|VA) 41 $10,415,000 $254,024 $8,661 3.95%
Gardnerville Ranchos, NV (FHA|USDA|VA) 27 $10,215,000 $378,333 $9,229 4.12%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 51 $10,195,000 $199,902 $6,664 4.11%
JOPLIN, MO (FHA|USDA|VA) 52 $10,180,000 $195,769 $6,459 4.40%
LUBBOCK, TX (FHA|USDA|VA) 49 $10,115,000 $206,429 $5,780 4.16%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 53 $10,095,000 $190,472 $8,098 4.02%
Truckee-Grass Valley, CA (FHA|USDA|VA) 24 $10,050,000 $418,750 $9,426 3.90%
Concord, NH (FHA|USDA|VA) 41 $10,045,000 $245,000 $8,306 4.52%
GREENVILLE, NC (FHA|USDA|VA) 53 $10,035,000 $189,340 $6,969 3.99%
Key West, FL (FHA|USDA|VA) 20 $9,750,000 $487,500 $12,114 3.67%
TYLER, TX (FHA|USDA|VA) 39 $9,695,000 $248,590 $7,538 4.28%
WENATCHEE, WA (FHA|USDA|VA) 26 $9,620,000 $370,000 $10,309 3.84%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 50 $9,600,000 $192,000 $6,146 4.00%
DECATUR, AL (FHA|USDA|VA) 45 $9,515,000 $211,444 $6,794 4.18%
Bozeman, MT (FHA|USDA|VA) 22 $9,510,000 $432,273 $7,016 3.47%
AMARILLO, TX (FHA|USDA|VA) 45 $9,485,000 $210,778 $7,315 4.12%
Shelton, WA (FHA|USDA|VA) 34 $9,480,000 $278,824 $8,010 3.96%
BILLINGS, MT (FHA|USDA|VA) 36 $9,430,000 $261,944 $7,822 4.24%
Fernley, NV (FHA|USDA|VA) 31 $9,375,000 $302,419 $9,632 4.10%
LINCOLN, NE (FHA|USDA|VA) 43 $9,325,000 $216,860 $7,904 4.16%
Lebanon, NH-VT (FHA|USDA|VA) 43 $9,315,000 $216,628 $8,718 4.39%
LYNCHBURG, VA (FHA|USDA|VA) 37 $9,305,000 $251,486 $8,533 4.54%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 71 $9,245,000 $130,211 $6,984 4.54%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 26 $9,210,000 $354,231 $8,129 3.69%
ABILENE, TX (FHA|USDA|VA) 41 $9,165,000 $223,537 $7,150 3.74%
FLINT, MI (FHA|USDA|VA) 55 $9,165,000 $166,636 $5,720 4.23%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 49 $9,075,000 $185,204 $6,029 4.06%
Kapaa, HI (FHA|USDA|VA) 16 $9,010,000 $563,125 $13,054 3.49%
LONGVIEW, TX (FHA|USDA|VA) 43 $8,935,000 $207,791 $6,625 4.36%
SIOUX FALLS, SD (FHA|USDA|VA) 40 $8,680,000 $217,000 $6,366 4.37%
MIDLAND, TX (FHA|USDA|VA) 32 $8,600,000 $268,750 $7,566 3.88%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 39 $8,535,000 $218,846 $6,890 6.11%
CANTON-MASSILLON, OH (FHA|USDA|VA) 52 $8,480,000 $163,077 $6,243 4.14%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 18 $8,300,000 $461,111 $8,359 3.78%
Show Low, AZ (FHA|USDA|VA) 33 $8,255,000 $250,152 $8,784 4.31%
TOPEKA, KS (FHA|USDA|VA) 45 $8,135,000 $180,778 $7,530 4.33%
OCEAN CITY, NJ (FHA|USDA|VA) 27 $8,125,000 $300,926 $7,861 4.23%
DULUTH, MN-WI (FHA|USDA|VA) 40 $8,070,000 $201,750 $6,987 4.35%
SHERMAN-DENISON, TX (FHA|USDA|VA) 36 $8,060,000 $223,889 $7,100 4.25%
Heber, UT (FHA|USDA|VA) 18 $7,920,000 $440,000 $10,438 4.03%
GETTYSBURG, PA (FHA|USDA|VA) 34 $7,780,000 $228,824 $7,103 3.86%
Faribault-Northfield, MN (FHA|USDA|VA) 30 $7,780,000 $259,333 $7,748 4.22%
Centralia, WA (FHA|USDA|VA) 27 $7,755,000 $287,222 $7,896 3.95%
GREEN BAY, WI (FHA|USDA|VA) 44 $7,700,000 $175,000 $6,854 4.32%
Roseburg, OR (FHA|USDA|VA) 28 $7,680,000 $274,286 $8,273 3.72%
NEW BERN, NC (FHA|USDA|VA) 35 $7,625,000 $217,857 $6,299 3.50%
EL CENTRO, CA (FHA|USDA|VA) 32 $7,540,000 $235,625 $9,096 4.35%
LEBANON, PA (FHA|USDA|VA) 38 $7,510,000 $197,632 $7,370 4.31%
TWIN FALLS, ID (FHA|USDA|VA) 27 $7,425,000 $275,000 $10,396 3.96%
STAUNTON, VA (FHA|USDA|VA) 33 $7,375,000 $223,485 $7,485 4.33%
FORT WAYNE, IN (FHA|USDA|VA) 46 $7,280,000 $158,261 $6,601 4.24%
Hermiston-Pendleton, OR (FHA|USDA|VA) 30 $7,250,000 $241,667 $9,279 3.76%
BISMARCK, ND (FHA|USDA|VA) 29 $7,235,000 $249,483 $8,079 4.06%
Enterprise, AL (FHA|USDA|VA) 35 $7,015,000 $200,429 $6,559 3.58%
Pahrump, NV (FHA|USDA|VA) 24 $7,010,000 $292,083 $9,666 4.48%
CLEVELAND, TN (FHA|USDA|VA) 35 $6,925,000 $197,857 $7,701 3.93%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 40 $6,910,000 $172,750 $7,541 4.24%
Granbury, TX (FHA|USDA|VA) 25 $6,885,000 $275,400 $8,506 4.20%
Brainerd, MN (FHA|USDA|VA) 29 $6,875,000 $237,069 $6,784 4.08%
GADSDEN, AL (FHA|USDA|VA) 31 $6,875,000 $221,774 $6,266 3.92%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 32 $6,760,000 $211,250 $8,168 4.22%
LAKE CHARLES, LA (FHA|USDA|VA) 32 $6,710,000 $209,688 $5,928 4.03%
VALDOSTA, GA (FHA|USDA|VA) 34 $6,680,000 $196,471 $7,650 3.79%
HAMMOND, LA (FHA|USDA|VA) 33 $6,625,000 $200,758 $6,891 4.34%
Cedar City, UT (FHA|USDA|VA) 28 $6,610,000 $236,071 $8,397 4.51%
Laconia, NH (FHA|USDA|VA) 24 $6,560,000 $273,333 $6,825 4.18%
ODESSA, TX (FHA|USDA|VA) 28 $6,520,000 $232,857 $6,199 3.57%
CARSON CITY, NV (FHA|USDA|VA) 19 $6,435,000 $338,684 $8,631 4.28%
GRANTS PASS, OR (FHA|USDA|VA) 21 $6,415,000 $305,476 $9,604 4.07%
APPLETON, WI (FHA|USDA|VA) 30 $6,400,000 $213,333 $7,374 4.16%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 31 $6,285,000 $202,742 $8,050 4.24%
Shelby, NC (FHA|USDA|VA) 36 $6,260,000 $173,889 $6,829 4.45%
FARGO, ND-MN (FHA|USDA|VA) 28 $6,230,000 $222,500 $7,202 3.73%
Shelbyville, TN (FHA|USDA|VA) 26 $6,220,000 $239,231 $9,020 4.31%
SAN ANGELO, TX (FHA|USDA|VA) 30 $6,140,000 $204,667 $7,248 4.20%
Port Angeles, WA (FHA|USDA|VA) 22 $6,130,000 $278,636 $9,556 3.89%
Helena, MT (FHA|USDA|VA) 19 $6,125,000 $322,368 $12,539 3.97%
Torrington, CT (FHA|USDA|VA) 25 $6,025,000 $241,000 $7,270 4.32%
CASPER, WY (FHA|USDA|VA) 23 $6,015,000 $261,522 $8,541 4.36%
LOGAN, UT-ID (FHA|USDA|VA) 20 $5,990,000 $299,500 $8,003 4.23%
ROCHESTER, MN (FHA|USDA|VA) 25 $5,955,000 $238,200 $6,276 4.06%
FORT SMITH, AR-OK (FHA|USDA|VA) 37 $5,935,000 $160,405 $7,056 4.43%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 16 $5,920,000 $370,000 $14,810 6.68%
Breckenridge, CO (FHA|USDA|VA) 13 $5,895,000 $453,462 $6,188 3.64%
LAWTON, OK (FHA|USDA|VA) 34 $5,890,000 $173,235 $7,120 3.72%
DALTON, GA (FHA|USDA|VA) 32 $5,880,000 $183,750 $7,894 4.40%
CORVALLIS, OR (FHA|USDA|VA) 16 $5,870,000 $366,875 $10,728 3.80%
Ontario, OR-ID (FHA|USDA|VA) 27 $5,855,000 $216,852 $7,785 4.04%
LEWISTON, ID-WA (FHA|USDA|VA) 23 $5,815,000 $252,826 $9,981 3.95%
Klamath Falls, OR (FHA|USDA|VA) 28 $5,800,000 $207,143 $6,829 4.12%
Georgetown, SC (FHA|USDA|VA) 16 $5,800,000 $362,500 $7,662 3.84%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 26 $5,770,000 $221,923 $7,112 4.07%
Fort Leonard Wood, MO (FHA|USDA|VA) 31 $5,745,000 $185,323 $6,923 3.65%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 37 $5,715,000 $154,459 $5,931 4.29%
ROME, GA (FHA|USDA|VA) 31 $5,715,000 $184,355 $6,625 4.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 29 $5,675,000 $195,690 $7,695 4.12%
Moses Lake, WA (FHA|USDA|VA) 21 $5,555,000 $264,524 $9,397 4.71%
Kill Devil Hills, NC (FHA|USDA|VA) 16 $5,520,000 $345,000 $7,382 4.13%
KOKOMO, IN (FHA|USDA|VA) 32 $5,470,000 $170,938 $6,825 5.28%
MADISON, WI (FHA|USDA|VA) 26 $5,430,000 $208,846 $8,054 4.42%
EVANSVILLE, IN-KY (FHA|USDA|VA) 30 $5,350,000 $178,333 $5,777 4.22%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 31 $5,255,000 $169,516 $7,284 4.07%
Seneca, SC (FHA|USDA|VA) 20 $5,230,000 $261,500 $6,736 3.41%
FLORENCE, SC (FHA|USDA|VA) 30 $5,210,000 $173,667 $6,000 4.29%
COLUMBIA, MO (FHA|USDA|VA) 23 $5,145,000 $223,696 $7,693 3.98%
BANGOR, ME (FHA|USDA|VA) 24 $5,140,000 $214,167 $7,817 3.91%
HARRISONBURG, VA (FHA|USDA|VA) 19 $5,095,000 $268,158 $7,416 4.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 26 $5,080,000 $195,385 $7,141 4.19%
ANN ARBOR, MI (FHA|USDA|VA) 21 $5,065,000 $241,190 $5,803 4.18%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 32 $5,020,000 $156,875 $5,064 3.91%
ALBANY, GA (FHA|USDA|VA) 25 $4,995,000 $199,800 $6,050 4.34%
Sonora, CA (FHA|USDA|VA) 19 $4,975,000 $261,842 $8,458 4.04%
Astoria, OR (FHA|USDA|VA) 14 $4,960,000 $354,286 $9,617 4.17%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 32 $4,940,000 $154,375 $5,928 4.19%
ROCKFORD, IL (FHA|USDA|VA) 36 $4,930,000 $136,944 $6,170 4.47%
Nogales, AZ (FHA|USDA|VA) 27 $4,925,000 $182,407 $6,975 3.75%
Ellensburg, WA (FHA|USDA|VA) 14 $4,910,000 $350,714 $6,492 3.75%
STATE COLLEGE, PA (FHA|USDA|VA) 21 $4,895,000 $233,095 $5,469 4.27%
Calhoun, GA (FHA|USDA|VA) 26 $4,870,000 $187,308 $8,234 4.23%
MANHATTAN, KS (FHA|USDA|VA) 26 $4,860,000 $186,923 $6,607 3.59%
WALLA WALLA, WA (FHA|USDA|VA) 18 $4,860,000 $270,000 $8,468 3.92%
Ozark, AL (FHA|USDA|VA) 22 $4,820,000 $219,091 $6,196 3.91%
Greeneville, TN (FHA|USDA|VA) 23 $4,755,000 $206,739 $6,625 4.01%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 27 $4,645,000 $172,037 $6,308 4.09%
JEFFERSON CITY, MO (FHA|USDA|VA) 24 $4,620,000 $192,500 $6,314 4.03%
Whitewater, WI (FHA|USDA|VA) 18 $4,610,000 $256,111 $5,796 3.65%
BLOOMINGTON, IN (FHA|USDA|VA) 22 $4,600,000 $209,091 $6,317 4.28%
LaGrange, GA-AL (FHA|USDA|VA) 26 $4,570,000 $175,769 $7,119 4.56%
Newport, OR (FHA|USDA|VA) 18 $4,570,000 $253,889 $7,879 3.66%
Lake City, FL (FHA|USDA|VA) 22 $4,560,000 $207,273 $6,637 4.55%
HOT SPRINGS, AR (FHA|USDA|VA) 22 $4,500,000 $204,545 $5,535 4.01%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 23 $4,465,000 $194,130 $8,478 3.87%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 22 $4,410,000 $200,455 $6,535 4.28%
WICHITA FALLS, TX (FHA|USDA|VA) 20 $4,340,000 $217,000 $8,551 4.13%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 22 $4,320,000 $196,364 $6,540 4.57%
Elizabeth City, NC (FHA|USDA|VA) 17 $4,315,000 $253,824 $9,761 4.12%
Durango, CO (FHA|USDA|VA) 10 $4,310,000 $431,000 $10,797 4.34%
Athens, TX (FHA|USDA|VA) 18 $4,280,000 $237,778 $7,059 4.50%
Pottsville, PA (FHA|USDA|VA) 30 $4,260,000 $142,000 $7,031 3.88%
Lewisburg, TN (FHA|USDA|VA) 18 $4,250,000 $236,111 $8,686 4.45%
RACINE, WI (FHA|USDA|VA) 21 $4,225,000 $201,190 $4,922 4.67%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 19 $4,195,000 $220,789 $6,387 3.95%
Cullman, AL (FHA|USDA|VA) 21 $4,175,000 $198,810 $5,511 4.06%
Montrose, CO (FHA|USDA|VA) 14 $4,170,000 $297,857 $9,001 4.15%
Coos Bay, OR (FHA|USDA|VA) 16 $4,140,000 $258,750 $6,999 4.36%
CaƱon City, CO (FHA|USDA|VA) 18 $4,130,000 $229,444 $7,727 4.17%
PEORIA, IL (FHA|USDA|VA) 31 $4,125,000 $133,065 $5,592 4.05%
MISSOULA, MT (FHA|USDA|VA) 15 $4,115,000 $274,333 $7,457 3.87%
Morehead City, NC (FHA|USDA|VA) 17 $4,055,000 $238,529 $7,664 3.96%
Albemarle, NC (FHA|USDA|VA) 18 $4,050,000 $225,000 $6,698 3.89%
Hutchinson, MN (FHA|USDA|VA) 18 $4,050,000 $225,000 $7,626 4.85%
Clovis, NM (FHA|USDA|VA) 19 $4,035,000 $212,368 $8,211 3.73%
Alexandria, MN (FHA|USDA|VA) 14 $4,030,000 $287,857 $9,876 4.75%
MUNCIE, IN (FHA|USDA|VA) 26 $3,990,000 $153,462 $6,145 4.92%
Barre, VT (FHA|USDA|VA) 18 $3,970,000 $220,556 $5,639 5.10%
Sandpoint, ID (FHA|USDA|VA) 12 $3,970,000 $330,833 $7,269 3.59%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 23 $3,935,000 $171,087 $6,352 4.85%
HATTIESBURG, MS (FHA|USDA|VA) 21 $3,925,000 $186,905 $5,859 3.95%
Augusta-Waterville, ME (FHA|USDA|VA) 18 $3,890,000 $216,111 $7,114 3.62%
Lebanon, MO (FHA|USDA|VA) 22 $3,890,000 $176,818 $5,164 4.26%
JONESBORO, AR (FHA|USDA|VA) 22 $3,860,000 $175,455 $7,571 4.57%
Alamogordo, NM (FHA|USDA|VA) 21 $3,825,000 $182,143 $7,136 3.98%
Cornelia, GA (FHA|USDA|VA) 22 $3,790,000 $172,273 $7,574 4.65%
BOWLING GREEN, KY (FHA|USDA|VA) 18 $3,780,000 $210,000 $8,884 4.49%
ERIE, PA (FHA|USDA|VA) 23 $3,755,000 $163,261 $6,310 4.07%
Fallon, NV (FHA|USDA|VA) 13 $3,745,000 $288,077 $7,859 4.15%
Alexander City, AL (FHA|USDA|VA) 12 $3,710,000 $309,167 $4,116 4.46%
Edwards, CO (FHA|USDA|VA) 7 $3,705,000 $529,286 $15,385 3.63%
LAWRENCE, KS (FHA|USDA|VA) 17 $3,665,000 $215,588 $5,691 4.89%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 21 $3,665,000 $174,524 $6,230 4.74%
Lawrenceburg, TN (FHA|USDA|VA) 18 $3,650,000 $202,778 $6,700 4.31%
FARMINGTON, NM (FHA|USDA|VA) 17 $3,645,000 $214,412 $8,022 4.10%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 17 $3,635,000 $213,824 $6,759 4.11%
MUSKEGON, MI (FHA|USDA|VA) 22 $3,630,000 $165,000 $6,896 4.20%
EAU CLAIRE, WI (FHA|USDA|VA) 15 $3,615,000 $241,000 $7,156 4.19%
GOLDSBORO, NC (FHA|USDA|VA) 18 $3,610,000 $200,556 $7,615 4.53%
Red Bluff, CA (FHA|USDA|VA) 16 $3,560,000 $222,500 $8,875 4.10%
Moscow, ID (FHA|USDA|VA) 10 $3,550,000 $355,000 $11,458 3.91%
Opelousas, LA (FHA|USDA|VA) 20 $3,480,000 $174,000 $5,778 4.84%
Glenwood Springs, CO (FHA|USDA|VA) 10 $3,470,000 $347,000 $9,319 4.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 20 $3,470,000 $173,500 $8,128 4.73%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 20 $3,460,000 $173,000 $6,358 3.86%
Statesboro, GA (FHA|USDA|VA) 17 $3,445,000 $202,647 $6,703 5.29%
Elko, NV (FHA|USDA|VA) 15 $3,375,000 $225,000 $6,890 3.81%
Ukiah, CA (FHA|USDA|VA) 11 $3,365,000 $305,909 $6,255 3.78%
Greenwood, SC (FHA|USDA|VA) 17 $3,355,000 $197,353 $8,113 3.81%
GREAT FALLS, MT (FHA|USDA|VA) 16 $3,320,000 $207,500 $7,242 4.02%
FAIRBANKS, AK (FHA|USDA|VA) 13 $3,315,000 $255,000 $7,408 3.02%
Sanford, NC (FHA|USDA|VA) 15 $3,275,000 $218,333 $8,037 4.08%
Orangeburg, SC (FHA|USDA|VA) 19 $3,225,000 $169,737 $5,394 4.26%
MONROE, LA (FHA|USDA|VA) 15 $3,225,000 $215,000 $6,934 4.12%
Farmington, MO (FHA|USDA|VA) 21 $3,215,000 $153,095 $6,302 4.43%
CUMBERLAND, MD-WV (FHA|USDA|VA) 22 $3,190,000 $145,000 $6,374 4.13%
London, KY (FHA|USDA|VA) 22 $3,130,000 $142,273 $5,864 4.45%
ROCKY MOUNT, NC (FHA|USDA|VA) 21 $3,125,000 $148,810 $5,862 3.99%
TEXARKANA, TX-AR (FHA|USDA|VA) 16 $3,110,000 $194,375 $6,598 3.93%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 19 $3,105,000 $163,421 $6,801 3.91%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 12 $3,100,000 $258,333 $8,323 4.44%
Somerset, KY (FHA|USDA|VA) 17 $3,095,000 $182,059 $7,135 3.82%
Eureka-Arcata, CA (FHA|USDA|VA) 14 $3,090,000 $220,714 $6,745 3.87%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 15 $3,085,000 $205,667 $9,331 6.61%
Clearlake, CA (FHA|USDA|VA) 12 $3,080,000 $256,667 $8,967 4.29%
JACKSON, MI (FHA|USDA|VA) 16 $3,040,000 $190,000 $6,289 3.99%
OWENSBORO, KY (FHA|USDA|VA) 16 $3,010,000 $188,125 $6,387 4.78%
Fergus Falls, MN (FHA|USDA|VA) 10 $3,010,000 $301,000 $5,961 4.29%
Albertville, AL (FHA|USDA|VA) 17 $3,005,000 $176,765 $6,420 3.94%
AMES, IA (FHA|USDA|VA) 21 $2,995,000 $142,619 $4,955 4.23%
PITTSFIELD, MA (FHA|USDA|VA) 14 $2,990,000 $213,571 $6,571 3.94%
Forest City, NC (FHA|USDA|VA) 12 $2,990,000 $249,167 $7,952 4.20%
Hood River, OR (FHA|USDA|VA) 7 $2,975,000 $425,000 $5,403 4.18%
Talladega-Sylacauga, AL (FHA|USDA|VA) 17 $2,955,000 $173,824 $6,697 4.52%
Cullowhee, NC (FHA|USDA|VA) 14 $2,950,000 $210,714 $7,921 4.54%
Cedartown, GA (FHA|USDA|VA) 19 $2,945,000 $155,000 $7,310 4.54%
Frankfort, KY (FHA|USDA|VA) 17 $2,925,000 $172,059 $5,179 4.02%
FOND DU LAC, WI (FHA|USDA|VA) 17 $2,895,000 $170,294 $5,489 3.99%
VICTORIA, TX (FHA|USDA|VA) 16 $2,840,000 $177,500 $6,267 3.62%
Traverse City, MI (FHA|USDA|VA) 15 $2,835,000 $189,000 $7,274 3.92%
Athens, TN (FHA|USDA|VA) 13 $2,825,000 $217,308 $6,868 4.80%
Prineville, OR (FHA|USDA|VA) 11 $2,805,000 $255,000 $8,250 3.61%
Fort Payne, AL (FHA|USDA|VA) 15 $2,805,000 $187,000 $6,999 3.83%
WAUSAU-WESTON, WI (FHA|USDA|VA) 16 $2,780,000 $173,750 $6,338 4.47%
Payson, AZ (FHA|USDA|VA) 14 $2,780,000 $198,571 $8,431 4.37%
BLOOMINGTON, IL (FHA|USDA|VA) 20 $2,770,000 $138,500 $5,647 4.44%
Hobbs, NM (FHA|USDA|VA) 14 $2,750,000 $196,429 $5,723 3.77%
MANKATO, MN (FHA|USDA|VA) 11 $2,735,000 $248,636 $5,652 3.91%
Huntsville, TX (FHA|USDA|VA) 11 $2,725,000 $247,727 $7,108 3.92%
CARBONDALE-MARION, IL (FHA|USDA|VA) 18 $2,720,000 $151,111 $6,216 4.74%
Warsaw, IN (FHA|USDA|VA) 13 $2,715,000 $208,846 $6,152 4.60%
Crescent City, CA (FHA|USDA|VA) 9 $2,655,000 $295,000 $10,667 4.19%
Mountain Home, ID (FHA|USDA|VA) 11 $2,655,000 $241,364 $7,103 3.34%
Ashtabula, OH (FHA|USDA|VA) 16 $2,640,000 $165,000 $6,949 5.09%
Branson, MO (FHA|USDA|VA) 17 $2,615,000 $153,824 $6,359 4.18%
McMinnville, TN (FHA|USDA|VA) 10 $2,600,000 $260,000 $5,431 4.09%
The Dalles, OR (FHA|USDA|VA) 9 $2,575,000 $286,111 $9,765 5.08%
Safford, AZ (FHA|USDA|VA) 13 $2,565,000 $197,308 $8,892 4.36%
Paducah, KY-IL (FHA|USDA|VA) 14 $2,560,000 $182,857 $5,700 4.39%
Blackfoot, ID (FHA|USDA|VA) 11 $2,555,000 $232,273 $10,058 4.56%
Warrensburg, MO (FHA|USDA|VA) 12 $2,550,000 $212,500 $6,964 3.82%
Grand Rapids, MN (FHA|USDA|VA) 15 $2,535,000 $169,000 $7,339 4.42%
Red Wing, MN (FHA|USDA|VA) 12 $2,530,000 $210,833 $8,736 3.45%
KANKAKEE, IL (FHA|USDA|VA) 17 $2,515,000 $147,941 $5,916 3.94%
MANSFIELD, OH (FHA|USDA|VA) 21 $2,515,000 $119,762 $5,134 4.33%
ALEXANDRIA, LA (FHA|USDA|VA) 15 $2,505,000 $167,000 $6,613 3.53%
WILLIAMSPORT, PA (FHA|USDA|VA) 15 $2,495,000 $166,333 $6,318 3.83%
Bonham, TX (FHA|USDA|VA) 10 $2,480,000 $248,000 $7,956 4.18%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 13 $2,395,000 $184,231 $6,209 4.27%
Mount Pleasant, TX (FHA|USDA|VA) 11 $2,385,000 $216,818 $5,738 3.87%
COLUMBUS, IN (FHA|USDA|VA) 11 $2,385,000 $216,818 $7,327 3.95%
JOHNSTOWN, PA (FHA|USDA|VA) 15 $2,375,000 $158,333 $5,370 4.26%
Willmar, MN (FHA|USDA|VA) 13 $2,375,000 $182,692 $5,486 4.23%
Adrian, MI (FHA|USDA|VA) 12 $2,370,000 $197,500 $8,282 3.61%
Fort Polk South, LA (FHA|USDA|VA) 11 $2,365,000 $215,000 $6,327 3.28%
Ardmore, OK (FHA|USDA|VA) 14 $2,360,000 $168,571 $6,792 4.54%
Waycross, GA (FHA|USDA|VA) 14 $2,340,000 $167,143 $5,298 4.65%
POCATELLO, ID (FHA|USDA|VA) 8 $2,340,000 $292,500 $11,304 4.61%
IOWA CITY, IA (FHA|USDA|VA) 10 $2,340,000 $234,000 $8,081 3.68%
Vineyard Haven, MA (FHA|USDA|VA) 4 $2,340,000 $585,000 $18,683 3.19%
Thomasville, GA (FHA|USDA|VA) 10 $2,330,000 $233,000 $9,186 4.35%
SPRINGFIELD, OH (FHA|USDA|VA) 14 $2,320,000 $165,714 $7,325 4.52%
DeRidder, LA (FHA|USDA|VA) 11 $2,305,000 $209,545 $7,487 4.15%
Aberdeen, WA (FHA|USDA|VA) 11 $2,275,000 $206,818 $7,734 4.10%
Los Alamos, NM (FHA|USDA|VA) 7 $2,275,000 $325,000 $15,491 3.62%
Durant, OK (FHA|USDA|VA) 8 $2,270,000 $283,750 $10,132 5.03%
SAGINAW, MI (FHA|USDA|VA) 17 $2,255,000 $132,647 $4,330 4.00%
Taos, NM (FHA|USDA|VA) 8 $2,250,000 $281,250 $8,800 3.80%
TERRE HAUTE, IN (FHA|USDA|VA) 16 $2,240,000 $140,000 $5,783 4.27%
Keene, NH (FHA|USDA|VA) 10 $2,230,000 $223,000 $8,517 3.95%
MIDLAND, MI (FHA|USDA|VA) 12 $2,210,000 $184,167 $6,443 4.08%
Poplar Bluff, MO (FHA|USDA|VA) 10 $2,200,000 $220,000 $5,868 4.29%
Wilson, NC (FHA|USDA|VA) 11 $2,185,000 $198,636 $7,031 3.78%
SHEBOYGAN, WI (FHA|USDA|VA) 14 $2,180,000 $155,714 $6,662 4.30%
Butte-Silver Bow, MT (FHA|USDA|VA) 8 $2,160,000 $270,000 $9,779 4.48%
Rexburg, ID (FHA|USDA|VA) 8 $2,140,000 $267,500 $9,558 3.66%
Marion, OH (FHA|USDA|VA) 13 $2,135,000 $164,231 $5,423 5.10%
MONROE, MI (FHA|USDA|VA) 14 $2,130,000 $152,143 $5,583 4.12%
Shawnee, OK (FHA|USDA|VA) 11 $2,115,000 $192,273 $5,574 4.53%
Richmond-Berea, KY (FHA|USDA|VA) 14 $2,100,000 $150,000 $6,668 4.21%
New Philadelphia-Dover, OH (FHA|USDA|VA) 16 $2,100,000 $131,250 $6,215 4.12%
Sandusky, OH (FHA|USDA|VA) 9 $2,085,000 $231,667 $7,120 4.15%
Arcadia, FL (FHA|USDA|VA) 10 $2,050,000 $205,000 $9,638 4.14%
Palatka, FL (FHA|USDA|VA) 11 $2,005,000 $182,273 $7,182 4.35%
Holland, MI (FHA|USDA|VA) 9 $1,995,000 $221,667 $7,049 4.49%
Fredericksburg, TX (FHA|USDA|VA) 5 $1,985,000 $397,000 $7,878 3.52%
Kerrville, TX (FHA|USDA|VA) 10 $1,980,000 $198,000 $7,597 3.87%
Russellville, AR (FHA|USDA|VA) 11 $1,975,000 $179,545 $5,422 4.27%
Sedalia, MO (FHA|USDA|VA) 12 $1,960,000 $163,333 $6,852 4.24%
Bedford, IN (FHA|USDA|VA) 13 $1,955,000 $150,385 $5,793 4.24%
ROCHESTER, NY (FHA|USDA|VA) 11 $1,955,000 $177,727 $8,326 6.07%
Bellefontaine, OH (FHA|USDA|VA) 9 $1,955,000 $217,222 $6,157 3.96%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 11 $1,945,000 $176,818 $7,293 4.11%
Sheridan, WY (FHA|USDA|VA) 7 $1,935,000 $276,429 $6,435 3.41%
Columbus, MS (FHA|USDA|VA) 12 $1,920,000 $160,000 $5,883 3.98%
La Grande, OR (FHA|USDA|VA) 8 $1,910,000 $238,750 $7,235 3.67%
Baraboo, WI (FHA|USDA|VA) 10 $1,910,000 $191,000 $7,156 4.50%
Gainesville, TX (FHA|USDA|VA) 6 $1,900,000 $316,667 $6,310 4.73%
Picayune, MS (FHA|USDA|VA) 11 $1,885,000 $171,364 $7,598 3.87%
Newberry, SC (FHA|USDA|VA) 11 $1,885,000 $171,364 $6,312 3.98%
Bardstown, KY (FHA|USDA|VA) 10 $1,870,000 $187,000 $7,210 3.94%
Evanston, WY (FHA|USDA|VA) 8 $1,850,000 $231,250 $8,194 5.42%
Susanville, CA (FHA|USDA|VA) 12 $1,850,000 $154,167 $4,638 4.27%
Meridian, MS (FHA|USDA|VA) 9 $1,845,000 $205,000 $8,365 4.32%
Steamboat Springs, CO (FHA|USDA|VA) 6 $1,830,000 $305,000 $6,758 4.15%
Burley, ID (FHA|USDA|VA) 8 $1,830,000 $228,750 $12,745 5.00%
Batesville, AR (FHA|USDA|VA) 12 $1,820,000 $151,667 $5,658 4.21%
Zanesville, OH (FHA|USDA|VA) 10 $1,820,000 $182,000 $8,183 4.47%
Spearfish, SD (FHA|USDA|VA) 6 $1,780,000 $296,667 $10,419 4.52%
Somerset, PA (FHA|USDA|VA) 11 $1,775,000 $161,364 $4,931 4.52%
Dayton, TN (FHA|USDA|VA) 9 $1,775,000 $197,222 $9,088 3.97%
Meadville, PA (FHA|USDA|VA) 11 $1,775,000 $161,364 $7,477 4.11%
Cambridge, MD (FHA|USDA|VA) 9 $1,755,000 $195,000 $7,198 4.37%
Paris, TX (FHA|USDA|VA) 9 $1,755,000 $195,000 $5,825 4.29%
Del Rio, TX (FHA|USDA|VA) 7 $1,745,000 $249,286 $9,361 3.46%
Mineral Wells, TX (FHA|USDA|VA) 6 $1,720,000 $286,667 $8,947 4.10%
Jesup, GA (FHA|USDA|VA) 10 $1,720,000 $172,000 $7,750 5.26%
Kinston, NC (FHA|USDA|VA) 9 $1,715,000 $190,556 $7,753 4.37%
Gillette, WY (FHA|USDA|VA) 10 $1,710,000 $171,000 $6,366 4.67%
PINE BLUFF, AR (FHA|USDA|VA) 9 $1,695,000 $188,333 $5,480 3.68%
Wooster, OH (FHA|USDA|VA) 10 $1,690,000 $169,000 $7,922 4.20%
Martinsville, VA (FHA|USDA|VA) 12 $1,680,000 $140,000 $5,907 4.65%
Marion, NC (FHA|USDA|VA) 7 $1,675,000 $239,286 $5,934 4.21%
Tupelo, MS (FHA|USDA|VA) 11 $1,615,000 $146,818 $6,495 4.34%
Palestine, TX (FHA|USDA|VA) 9 $1,595,000 $177,222 $6,368 3.71%
Easton, MD (FHA|USDA|VA) 7 $1,595,000 $227,857 $7,639 5.62%
Crawfordsville, IN (FHA|USDA|VA) 10 $1,580,000 $158,000 $6,015 4.74%
Danville, VA (FHA|USDA|VA) 11 $1,575,000 $143,182 $5,188 3.50%
Brenham, TX (FHA|USDA|VA) 6 $1,570,000 $261,667 $8,847 4.35%
Laramie, WY (FHA|USDA|VA) 5 $1,565,000 $313,000 $15,708 4.53%
Rutland, VT (FHA|USDA|VA) 8 $1,540,000 $192,500 $5,806 4.35%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 6 $1,540,000 $256,667 $8,188 4.79%
Danville, KY (FHA|USDA|VA) 10 $1,530,000 $153,000 $5,549 3.30%
Tahlequah, OK (FHA|USDA|VA) 9 $1,525,000 $169,444 $7,486 4.60%
Marion, IN (FHA|USDA|VA) 10 $1,520,000 $152,000 $4,604 4.61%
CHARLESTON, WV (FHA|USDA|VA) 9 $1,515,000 $168,333 $5,245 3.69%
Beaver Dam, WI (FHA|USDA|VA) 10 $1,510,000 $151,000 $6,164 3.80%
Dickinson, ND (FHA|USDA|VA) 5 $1,485,000 $297,000 $7,581 3.07%
Kingsville, TX (FHA|USDA|VA) 7 $1,485,000 $212,143 $6,382 4.70%
Lufkin, TX (FHA|USDA|VA) 8 $1,470,000 $183,750 $4,718 3.42%
Sunbury, PA (FHA|USDA|VA) 10 $1,470,000 $147,000 $5,380 3.85%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 9 $1,465,000 $162,778 $5,988 4.61%
Gaffney, SC (FHA|USDA|VA) 10 $1,450,000 $145,000 $6,359 4.21%
Bartlesville, OK (FHA|USDA|VA) 8 $1,450,000 $181,250 $5,349 3.98%
Searcy, AR (FHA|USDA|VA) 10 $1,450,000 $145,000 $4,791 3.22%
West Plains, MO (FHA|USDA|VA) 11 $1,445,000 $131,364 $5,029 4.25%
Boone, NC (FHA|USDA|VA) 4 $1,440,000 $360,000 $7,374 4.06%
ALTOONA, PA (FHA|USDA|VA) 11 $1,415,000 $128,636 $6,087 3.44%
Jasper, AL (FHA|USDA|VA) 8 $1,390,000 $173,750 $6,731 3.55%
Muskogee, OK (FHA|USDA|VA) 9 $1,365,000 $151,667 $5,265 4.18%
Mountain Home, AR (FHA|USDA|VA) 10 $1,360,000 $136,000 $6,414 4.27%
Urbana, OH (FHA|USDA|VA) 7 $1,355,000 $193,571 $4,098 4.70%
Jennings, LA (FHA|USDA|VA) 7 $1,355,000 $193,571 $8,481 4.30%
Williston, ND (FHA|USDA|VA) 5 $1,345,000 $269,000 $6,279 3.70%
Moultrie, GA (FHA|USDA|VA) 8 $1,340,000 $167,500 $7,095 3.89%
Bennington, VT (FHA|USDA|VA) 4 $1,330,000 $332,500 $6,698 3.00%
Ottawa, KS (FHA|USDA|VA) 7 $1,325,000 $189,286 $9,626 4.68%
Dublin, GA (FHA|USDA|VA) 9 $1,325,000 $147,222 $4,372 4.32%
GRAND FORKS, ND-MN (FHA|USDA|VA) 7 $1,315,000 $187,857 $3,249 3.95%
Campbellsville, KY (FHA|USDA|VA) 7 $1,305,000 $186,429 $8,020 4.23%
Sidney, OH (FHA|USDA|VA) 9 $1,305,000 $145,000 $5,723 3.78%
Cadillac, MI (FHA|USDA|VA) 9 $1,305,000 $145,000 $5,311 4.49%
Vernal, UT (FHA|USDA|VA) 6 $1,300,000 $216,667 $8,433 3.64%
Price, UT (FHA|USDA|VA) 7 $1,295,000 $185,000 $9,612 4.20%
Andrews, TX (FHA|USDA|VA) 5 $1,285,000 $257,000 $7,785 3.15%
Brevard, NC (FHA|USDA|VA) 6 $1,280,000 $213,333 $6,978 4.10%
GRAND ISLAND, NE (FHA|USDA|VA) 4 $1,280,000 $320,000 $8,062 4.81%
Bluefield, WV-VA (FHA|USDA|VA) 8 $1,270,000 $158,750 $6,138 4.09%
Scottsboro, AL (FHA|USDA|VA) 10 $1,270,000 $127,000 $4,587 3.77%
Vicksburg, MS (FHA|USDA|VA) 7 $1,265,000 $180,714 $7,902 4.21%
Marinette, WI-MI (FHA|USDA|VA) 10 $1,260,000 $126,000 $6,541 4.99%
Fort Morgan, CO (FHA|USDA|VA) 4 $1,260,000 $315,000 $11,512 3.72%
BECKLEY, WV (FHA|USDA|VA) 10 $1,260,000 $126,000 $6,039 4.64%
WHEELING, WV-OH (FHA|USDA|VA) 7 $1,255,000 $179,286 $5,134 4.26%
Ottawa, IL (FHA|USDA|VA) 9 $1,245,000 $138,333 $7,557 4.40%
Sayre, PA (FHA|USDA|VA) 9 $1,245,000 $138,333 $5,764 4.03%
Othello, WA (FHA|USDA|VA) 5 $1,235,000 $247,000 $6,612 3.97%
Rochelle, IL (FHA|USDA|VA) 8 $1,230,000 $153,750 $5,799 3.89%
Mount Airy, NC (FHA|USDA|VA) 8 $1,210,000 $151,250 $7,633 4.11%
Owatonna, MN (FHA|USDA|VA) 6 $1,210,000 $201,667 $7,921 3.58%
SPRINGFIELD, IL (FHA|USDA|VA) 8 $1,210,000 $151,250 $5,645 4.28%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 9 $1,205,000 $133,889 $5,813 4.18%
Clewiston, FL (FHA|USDA|VA) 5 $1,205,000 $241,000 $9,234 4.24%
MORGANTOWN, WV (FHA|USDA|VA) 7 $1,195,000 $170,714 $6,426 4.36%
Ada, OK (FHA|USDA|VA) 7 $1,195,000 $170,714 $6,243 4.68%
Salem, OH (FHA|USDA|VA) 9 $1,175,000 $130,556 $4,274 3.93%
Logansport, IN (FHA|USDA|VA) 11 $1,165,000 $105,909 $5,288 4.58%
Alice, TX (FHA|USDA|VA) 2 $1,160,000 $580,000 $39,652 4.06%
Stillwater, OK (FHA|USDA|VA) 5 $1,155,000 $231,000 $9,521 4.46%
Maryville, MO (FHA|USDA|VA) 7 $1,145,000 $163,571 $5,226 4.71%
Lewisburg, PA (FHA|USDA|VA) 6 $1,140,000 $190,000 $7,202 4.35%
Marietta, OH (FHA|USDA|VA) 8 $1,130,000 $141,250 $6,162 4.61%
Rolla, MO (FHA|USDA|VA) 7 $1,115,000 $159,286 $6,302 4.70%
Madison, IN (FHA|USDA|VA) 6 $1,110,000 $185,000 $7,954 4.46%
Toccoa, GA (FHA|USDA|VA) 6 $1,110,000 $185,000 $7,679 4.60%
Mount Sterling, KY (FHA|USDA|VA) 6 $1,100,000 $183,333 $7,421 3.69%
Carlsbad-Artesia, NM (FHA|USDA|VA) 7 $1,095,000 $156,429 $6,938 4.64%
DuBois, PA (FHA|USDA|VA) 7 $1,075,000 $153,571 $5,084 3.50%
Silver City, NM (FHA|USDA|VA) 5 $1,075,000 $215,000 $9,340 4.22%
ENID, OK (FHA|USDA|VA) 6 $1,070,000 $178,333 $6,684 3.81%
Rock Springs, WY (FHA|USDA|VA) 5 $1,065,000 $213,000 $8,577 3.52%
Plymouth, IN (FHA|USDA|VA) 7 $1,065,000 $152,143 $6,224 5.52%
Fremont, NE (FHA|USDA|VA) 6 $1,050,000 $175,000 $5,941 4.29%
Duncan, OK (FHA|USDA|VA) 9 $1,045,000 $116,111 $5,576 4.94%
Chillicothe, OH (FHA|USDA|VA) 7 $1,035,000 $147,857 $5,015 4.36%
Nacogdoches, TX (FHA|USDA|VA) 7 $1,035,000 $147,857 $5,607 4.11%
BATTLE CREEK, MI (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,288 3.79%
New Castle, PA (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,076 3.81%
Juneau, AK (FHA|USDA|VA) 4 $1,030,000 $257,500 $9,416 4.78%
KINGSTON, NY (FHA|USDA|VA) 4 $1,030,000 $257,500 $11,993 6.50%
DUBUQUE, IA (FHA|USDA|VA) 3 $1,025,000 $341,667 $17,161 6.25%
Rockport, TX (FHA|USDA|VA) 6 $1,020,000 $170,000 $6,839 4.12%
Wauchula, FL (FHA|USDA|VA) 5 $1,005,000 $201,000 $8,175 4.45%
NILES, MI (FHA|USDA|VA) 7 $995,000 $142,143 $5,900 4.48%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 6 $990,000 $165,000 $6,293 3.25%
McAlester, OK (FHA|USDA|VA) 7 $985,000 $140,714 $5,455 3.61%
Sault Ste. Marie, MI (FHA|USDA|VA) 5 $985,000 $197,000 $5,191 4.22%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 7 $975,000 $139,286 $5,725 4.25%
Eagle Pass, TX (FHA|USDA|VA) 5 $975,000 $195,000 $6,620 4.57%
Platteville, WI (FHA|USDA|VA) 6 $970,000 $161,667 $6,206 4.92%
LIMA, OH (FHA|USDA|VA) 6 $970,000 $161,667 $7,556 4.26%
Indiana, PA (FHA|USDA|VA) 7 $965,000 $137,857 $4,600 3.60%
Norwalk, OH (FHA|USDA|VA) 8 $960,000 $120,000 $6,636 3.98%
Minot, ND (FHA|USDA|VA) 4 $960,000 $240,000 $5,096 4.19%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 7 $955,000 $136,429 $4,071 4.66%
Jacksonville, TX (FHA|USDA|VA) 3 $955,000 $318,333 $10,339 3.71%
Vidalia, GA (FHA|USDA|VA) 6 $950,000 $158,333 $7,504 4.67%
Gallup, NM (FHA|USDA|VA) 6 $950,000 $158,333 $5,091 4.31%
Bogalusa, LA (FHA|USDA|VA) 5 $945,000 $189,000 $4,679 3.97%
Seymour, IN (FHA|USDA|VA) 7 $945,000 $135,000 $7,105 4.62%
Hailey, ID (FHA|USDA|VA) 2 $940,000 $470,000 $7,879 2.50%
Scottsburg, IN (FHA|USDA|VA) 6 $940,000 $156,667 $7,525 4.52%
Lumberton, NC (FHA|USDA|VA) 4 $940,000 $235,000 $6,717 3.75%
Altus, OK (FHA|USDA|VA) 7 $935,000 $133,571 $8,597 4.48%
Huntingdon, PA (FHA|USDA|VA) 3 $925,000 $308,333 $5,811 4.29%
Pullman, WA (FHA|USDA|VA) 4 $920,000 $230,000 $5,983 4.78%
Americus, GA (FHA|USDA|VA) 5 $915,000 $183,000 $11,768 4.25%
North Wilkesboro, NC (FHA|USDA|VA) 4 $910,000 $227,500 $6,666 3.41%
Paragould, AR (FHA|USDA|VA) 6 $910,000 $151,667 $4,890 4.06%
Tifton, GA (FHA|USDA|VA) 4 $910,000 $227,500 $5,066 4.50%
Warren, PA (FHA|USDA|VA) 6 $900,000 $150,000 $3,771 4.50%
Huntington, IN (FHA|USDA|VA) 4 $900,000 $225,000 $5,654 4.00%
Auburn, IN (FHA|USDA|VA) 6 $880,000 $146,667 $7,359 4.69%
Manitowoc, WI (FHA|USDA|VA) 6 $870,000 $145,000 $6,404 3.71%
Ruidoso, NM (FHA|USDA|VA) 4 $870,000 $217,500 $9,540 3.87%
Hope, AR (FHA|USDA|VA) 5 $865,000 $173,000 $6,710 4.07%
Greenville, OH (FHA|USDA|VA) 3 $855,000 $285,000 $7,214 3.33%
Richmond, IN (FHA|USDA|VA) 6 $850,000 $141,667 $7,312 3.58%
Lincoln, IL (FHA|USDA|VA) 6 $850,000 $141,667 $5,133 3.70%
Corsicana, TX (FHA|USDA|VA) 4 $840,000 $210,000 $7,000 3.81%
Stephenville, TX (FHA|USDA|VA) 4 $840,000 $210,000 $5,884 4.44%
Jackson, WY-ID (FHA|USDA|VA) 3 $835,000 $278,333 $9,854 3.88%
Big Rapids, MI (FHA|USDA|VA) 6 $830,000 $138,333 $5,588 3.54%
Beeville, TX (FHA|USDA|VA) 5 $825,000 $165,000 $7,616 4.77%
Sulphur Springs, TX (FHA|USDA|VA) 4 $820,000 $205,000 $7,623 4.00%
Angola, IN (FHA|USDA|VA) 6 $800,000 $133,333 $4,172 4.87%
Berlin, NH (FHA|USDA|VA) 4 $780,000 $195,000 $3,032 3.31%
BAY CITY, MI (FHA|USDA|VA) 7 $775,000 $110,714 $4,164 4.02%
Washington, NC (FHA|USDA|VA) 5 $775,000 $155,000 $7,085 5.00%
Craig, CO (FHA|USDA|VA) 5 $775,000 $155,000 $7,739 5.63%
Paris, TN (FHA|USDA|VA) 4 $770,000 $192,500 $7,063 4.56%
Mount Vernon, OH (FHA|USDA|VA) 3 $765,000 $255,000 $10,597 3.50%
Columbus, NE (FHA|USDA|VA) 4 $760,000 $190,000 $10,703 4.84%
Milledgeville, GA (FHA|USDA|VA) 6 $760,000 $126,667 $6,420 4.54%
Hastings, NE (FHA|USDA|VA) 5 $755,000 $151,000 $6,530 5.18%
Peru, IN (FHA|USDA|VA) 7 $755,000 $107,857 $4,098 4.48%
Shawano, WI (FHA|USDA|VA) 4 $750,000 $187,500 $3,419 2.95%
SYRACUSE, NY (FHA|USDA|VA) 4 $750,000 $187,500 $6,179 6.53%
Sturgis, MI (FHA|USDA|VA) 5 $745,000 $149,000 $7,214 4.50%
Levelland, TX (FHA|USDA|VA) 4 $740,000 $185,000 $7,975 4.47%
Quincy, IL-MO (FHA|USDA|VA) 6 $740,000 $123,333 $4,503 3.08%
Moberly, MO (FHA|USDA|VA) 5 $725,000 $145,000 $4,587 3.47%
Murray, KY (FHA|USDA|VA) 5 $725,000 $145,000 $5,705 4.55%
Muscatine, IA (FHA|USDA|VA) 6 $720,000 $120,000 $7,075 4.62%
McComb, MS (FHA|USDA|VA) 4 $720,000 $180,000 $6,998 2.91%
Ashland, OH (FHA|USDA|VA) 4 $720,000 $180,000 $8,682 4.31%
Miami, OK (FHA|USDA|VA) 3 $715,000 $238,333 $5,252 5.19%
Kearney, NE (FHA|USDA|VA) 3 $715,000 $238,333 $12,061 5.29%
Natchez, MS-LA (FHA|USDA|VA) 3 $715,000 $238,333 $7,519 4.29%
Bluffton, IN (FHA|USDA|VA) 5 $715,000 $143,000 $4,692 4.83%
Port Lavaca, TX (FHA|USDA|VA) 4 $710,000 $177,500 $6,539 4.56%
Brownwood, TX (FHA|USDA|VA) 3 $705,000 $235,000 $6,225 3.71%
Hillsdale, MI (FHA|USDA|VA) 5 $705,000 $141,000 $7,447 5.37%
Summerville, GA (FHA|USDA|VA) 5 $705,000 $141,000 $8,548 4.97%
Morgan City, LA (FHA|USDA|VA) 5 $705,000 $141,000 $5,180 4.77%
Point Pleasant, WV-OH (FHA|USDA|VA) 4 $700,000 $175,000 $4,654 3.91%
Sterling, CO (FHA|USDA|VA) 3 $695,000 $231,667 $6,381 5.42%
Oskaloosa, IA (FHA|USDA|VA) 5 $685,000 $137,000 $6,369 4.20%
Glasgow, KY (FHA|USDA|VA) 5 $685,000 $137,000 $7,116 5.37%
Wilmington, OH (FHA|USDA|VA) 3 $685,000 $228,333 $5,087 3.25%
Athens, OH (FHA|USDA|VA) 5 $685,000 $137,000 $4,452 3.80%
Portsmouth, OH (FHA|USDA|VA) 5 $675,000 $135,000 $4,835 4.60%
Malvern, AR (FHA|USDA|VA) 4 $670,000 $167,500 $6,862 5.78%
Pierre, SD (FHA|USDA|VA) 4 $670,000 $167,500 $7,639 3.41%
Hutchinson, KS (FHA|USDA|VA) 3 $665,000 $221,667 $3,594 3.25%
Yankton, SD (FHA|USDA|VA) 3 $665,000 $221,667 $6,605 4.75%
Central City, KY (FHA|USDA|VA) 4 $660,000 $165,000 $5,107 3.84%
Fort Dodge, IA (FHA|USDA|VA) 4 $650,000 $162,500 $4,213 4.22%
Dyersburg, TN (FHA|USDA|VA) 6 $650,000 $108,333 $7,425 4.88%
New Castle, IN (FHA|USDA|VA) 4 $650,000 $162,500 $3,885 3.59%
Madisonville, KY (FHA|USDA|VA) 4 $650,000 $162,500 $6,186 3.62%
Sikeston, MO (FHA|USDA|VA) 6 $640,000 $106,667 $5,351 3.71%
Camden, AR (FHA|USDA|VA) 4 $640,000 $160,000 $4,738 4.16%
Dumas, TX (FHA|USDA|VA) 4 $640,000 $160,000 $7,470 4.06%
Centralia, IL (FHA|USDA|VA) 4 $630,000 $157,500 $3,116 4.06%
Lewistown, PA (FHA|USDA|VA) 4 $630,000 $157,500 $3,333 3.94%
Oxford, MS (FHA|USDA|VA) 3 $625,000 $208,333 $6,140 3.96%
Maysville, KY (FHA|USDA|VA) 3 $625,000 $208,333 $5,894 3.50%
McPherson, KS (FHA|USDA|VA) 5 $625,000 $125,000 $5,151 4.32%
Mount Pleasant, MI (FHA|USDA|VA) 5 $625,000 $125,000 $5,088 4.57%
Selinsgrove, PA (FHA|USDA|VA) 3 $625,000 $208,333 $10,636 3.00%
Aberdeen, SD (FHA|USDA|VA) 4 $620,000 $155,000 $7,867 3.19%
Brookhaven, MS (FHA|USDA|VA) 4 $620,000 $155,000 $6,596 3.56%
Fairmont, WV (FHA|USDA|VA) 4 $620,000 $155,000 $4,133 3.78%
Mason City, IA (FHA|USDA|VA) 2 $620,000 $310,000 $4,217 4.00%
Ponca City, OK (FHA|USDA|VA) 6 $620,000 $103,333 $6,737 4.08%
Findlay, OH (FHA|USDA|VA) 6 $610,000 $101,667 $5,816 4.79%
Brownsville, TN (FHA|USDA|VA) 6 $610,000 $101,667 $7,104 4.79%
Douglas, GA (FHA|USDA|VA) 4 $610,000 $152,500 $5,609 4.47%
Kendallville, IN (FHA|USDA|VA) 5 $605,000 $121,000 $7,452 4.82%
Washington Court House, OH (FHA|USDA|VA) 5 $605,000 $121,000 $6,729 3.30%
Mount Vernon, IL (FHA|USDA|VA) 4 $590,000 $147,500 $5,426 5.25%
Big Spring, TX (FHA|USDA|VA) 2 $590,000 $295,000 $9,223 4.94%
EspaƱola, NM (FHA|USDA|VA) 2 $590,000 $295,000 $14,382 3.44%
Cordele, GA (FHA|USDA|VA) 5 $585,000 $117,000 $4,840 4.00%
DECATUR, IL (FHA|USDA|VA) 6 $580,000 $96,667 $3,620 4.00%
Plainview, TX (FHA|USDA|VA) 3 $575,000 $191,667 $9,873 4.54%
Bainbridge, GA (FHA|USDA|VA) 2 $560,000 $280,000 $4,472 3.50%
Clarksburg, WV (FHA|USDA|VA) 3 $555,000 $185,000 $3,789 3.71%
Union City, TN (FHA|USDA|VA) 4 $550,000 $137,500 $6,546 4.28%
Clinton, IA (FHA|USDA|VA) 4 $550,000 $137,500 $7,031 3.59%
Vincennes, IN (FHA|USDA|VA) 5 $545,000 $109,000 $3,888 3.43%
Freeport, IL (FHA|USDA|VA) 5 $545,000 $109,000 $5,735 3.85%
Harrison, AR (FHA|USDA|VA) 3 $535,000 $178,333 $3,292 5.25%
Mayfield, KY (FHA|USDA|VA) 3 $535,000 $178,333 $4,427 4.29%
Las Vegas, NM (FHA|USDA|VA) 3 $535,000 $178,333 $9,219 3.75%
Stevens Point, WI (FHA|USDA|VA) 3 $525,000 $175,000 $3,525 4.71%
Okeechobee, FL (FHA|USDA|VA) 3 $525,000 $175,000 $3,872 3.67%
Fremont, OH (FHA|USDA|VA) 4 $520,000 $130,000 $5,456 4.72%
Iron Mountain, MI-WI (FHA|USDA|VA) 3 $515,000 $171,667 $5,138 4.87%
North Vernon, IN (FHA|USDA|VA) 4 $510,000 $127,500 $5,927 4.19%
Alma, MI (FHA|USDA|VA) 5 $495,000 $99,000 $6,120 4.92%
Worthington, MN (FHA|USDA|VA) 3 $495,000 $165,000 $7,273 2.96%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 4 $490,000 $122,500 $4,483 3.78%
Pella, IA (FHA|USDA|VA) 2 $490,000 $245,000 $3,471 3.38%
Hereford, TX (FHA|USDA|VA) 4 $490,000 $122,500 $5,152 3.31%
Emporia, KS (FHA|USDA|VA) 3 $485,000 $161,667 $6,894 4.42%
Greensburg, IN (FHA|USDA|VA) 2 $480,000 $240,000 $8,536 4.81%
Jamestown, ND (FHA|USDA|VA) 3 $475,000 $158,333 $4,622 4.08%
Snyder, TX (FHA|USDA|VA) 3 $465,000 $155,000 $6,364 4.17%
Pittsburg, KS (FHA|USDA|VA) 4 $460,000 $115,000 $5,466 5.06%
Ruston, LA (FHA|USDA|VA) 2 $460,000 $230,000 $7,006 2.75%
Minden, LA (FHA|USDA|VA) 5 $455,000 $91,000 $5,907 4.32%
Norfolk, NE (FHA|USDA|VA) 3 $455,000 $151,667 $6,958 4.37%
Atmore, AL (FHA|USDA|VA) 4 $450,000 $112,500 $5,542 4.16%
Forrest City, AR (FHA|USDA|VA) 4 $450,000 $112,500 $4,338 4.31%
Effingham, IL (FHA|USDA|VA) 4 $450,000 $112,500 $6,226 4.75%
Kirksville, MO (FHA|USDA|VA) 3 $445,000 $148,333 $3,804 4.50%
Coffeyville, KS (FHA|USDA|VA) 4 $440,000 $110,000 $7,710 4.44%
Roswell, NM (FHA|USDA|VA) 4 $440,000 $110,000 $4,712 4.00%
Laurel, MS (FHA|USDA|VA) 4 $440,000 $110,000 $5,552 4.09%
Salina, KS (FHA|USDA|VA) 4 $440,000 $110,000 $5,260 4.22%
Carroll, IA (FHA|USDA|VA) 3 $435,000 $145,000 $7,248 4.54%
Pontiac, IL (FHA|USDA|VA) 3 $425,000 $141,667 $4,799 3.87%
Big Stone Gap, VA (FHA|USDA|VA) 2 $420,000 $210,000 $6,246 2.87%
Frankfort, IN (FHA|USDA|VA) 4 $420,000 $105,000 $5,379 4.28%
Guymon, OK (FHA|USDA|VA) 3 $415,000 $138,333 $4,900 4.04%
Corinth, MS (FHA|USDA|VA) 4 $410,000 $102,500 $5,245 4.09%
El Campo, TX (FHA|USDA|VA) 2 $410,000 $205,000 $5,634 4.38%
Blytheville, AR (FHA|USDA|VA) 4 $410,000 $102,500 $6,536 4.75%
Oil City, PA (FHA|USDA|VA) 3 $405,000 $135,000 $8,355 4.42%
Martin, TN (FHA|USDA|VA) 3 $405,000 $135,000 $7,753 4.33%
Fairmont, MN (FHA|USDA|VA) 5 $395,000 $79,000 $5,111 3.88%
Watertown, SD (FHA|USDA|VA) 2 $390,000 $195,000 $5,451 4.44%
Deming, NM (FHA|USDA|VA) 2 $390,000 $195,000 $10,923 4.44%
Marshalltown, IA (FHA|USDA|VA) 3 $385,000 $128,333 $4,664 5.87%
Helena-West Helena, AR (FHA|USDA|VA) 2 $380,000 $190,000 $2,466 3.19%
Union, SC (FHA|USDA|VA) 2 $380,000 $190,000 $2,141 3.63%
DANVILLE, IL (FHA|USDA|VA) 3 $365,000 $121,667 $5,582 4.46%
Wabash, IN (FHA|USDA|VA) 4 $360,000 $90,000 $4,572 4.47%
Roanoke Rapids, NC (FHA|USDA|VA) 5 $355,000 $71,000 $3,474 3.87%
Dixon, IL (FHA|USDA|VA) 3 $355,000 $118,333 $5,583 4.96%
Galesburg, IL (FHA|USDA|VA) 4 $350,000 $87,500 $4,228 5.02%
Scottsbluff, NE (FHA|USDA|VA) 2 $350,000 $175,000 $7,432 5.00%
Garden City, KS (FHA|USDA|VA) 2 $350,000 $175,000 $5,078 3.25%
Weatherford, OK (FHA|USDA|VA) 1 $345,000 $345,000 $9,406 6.13%
Charleston-Mattoon, IL (FHA|USDA|VA) 4 $340,000 $85,000 $4,561 5.22%
Taylorville, IL (FHA|USDA|VA) 3 $335,000 $111,667 $5,584 5.50%
Sterling, IL (FHA|USDA|VA) 4 $330,000 $82,500 $4,528 4.19%
Huron, SD (FHA|USDA|VA) 1 $325,000 $325,000 $5,376 2.00%
Celina, OH (FHA|USDA|VA) 2 $320,000 $160,000 $5,781 4.88%
Kennett, MO (FHA|USDA|VA) 2 $320,000 $160,000 $3,298 4.25%
Troy, AL (FHA|USDA|VA) 3 $315,000 $105,000 $5,311 4.62%
Fitzgerald, GA (FHA|USDA|VA) 3 $315,000 $105,000 $7,308 4.15%
Menomonie, WI (FHA|USDA|VA) 2 $310,000 $155,000 $7,094 4.69%
Winnemucca, NV (FHA|USDA|VA) 2 $310,000 $155,000 $4,865 4.50%
Winona, MN (FHA|USDA|VA) 2 $310,000 $155,000 $9,875 5.12%
North Platte, NE (FHA|USDA|VA) 3 $305,000 $101,667 $5,099 4.04%
Houghton, MI (FHA|USDA|VA) 1 $305,000 $305,000 $4,435 5.75%
Burlington, IA-IL (FHA|USDA|VA) 3 $305,000 $101,667 $4,268 4.67%
Marquette, MI (FHA|USDA|VA) 3 $305,000 $101,667 $4,017 3.67%
Cleveland, MS (FHA|USDA|VA) 2 $300,000 $150,000 $8,239 3.31%
Bradford, PA (FHA|USDA|VA) 2 $300,000 $150,000 $10,702 4.75%
Ottumwa, IA (FHA|USDA|VA) 3 $295,000 $98,333 $6,343 5.04%
Bay City, TX (FHA|USDA|VA) 1 $285,000 $285,000 $5,257 5.00%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $285,000 $285,000 $11,512 5.63%
Macomb, IL (FHA|USDA|VA) 3 $285,000 $95,000 $3,418 3.08%
Greenwood, MS (FHA|USDA|VA) 2 $280,000 $140,000 $5,607 3.94%
Jackson, OH (FHA|USDA|VA) 2 $280,000 $140,000 $7,457 4.13%
Tiffin, OH (FHA|USDA|VA) 2 $270,000 $135,000 $4,551 4.81%
Washington, IN (FHA|USDA|VA) 2 $270,000 $135,000 $6,375 4.38%
Austin, MN (FHA|USDA|VA) 1 $265,000 $265,000 $2,057 3.38%
Brookings, OR (FHA|USDA|VA) 1 $265,000 $265,000 $13,039 3.37%
Wahpeton, ND-MN (FHA|USDA|VA) 2 $260,000 $130,000 $5,604 4.31%
Marshall, MN (FHA|USDA|VA) 2 $260,000 $130,000 $4,140 4.00%
Elk City, OK (FHA|USDA|VA) 2 $260,000 $130,000 $4,749 4.44%
Coldwater, MI (FHA|USDA|VA) 2 $260,000 $130,000 $7,476 4.62%
Grenada, MS (FHA|USDA|VA) 1 $255,000 $255,000 $7,713 3.00%
Thomaston, GA (FHA|USDA|VA) 3 $255,000 $85,000 $4,258 3.71%
Newport, TN (FHA|USDA|VA) 2 $250,000 $125,000 $6,301 4.19%
Zapata, TX (FHA|USDA|VA) 2 $250,000 $125,000 $9,144 4.69%
Pampa, TX (FHA|USDA|VA) 2 $250,000 $125,000 $4,860 5.31%
Rockingham, NC (FHA|USDA|VA) 2 $240,000 $120,000 $4,977 4.19%
Henderson, NC (FHA|USDA|VA) 2 $240,000 $120,000 $5,935 3.69%
Riverton, WY (FHA|USDA|VA) 1 $235,000 $235,000 $12,949 4.63%
Ketchikan, AK (FHA|USDA|VA) 1 $235,000 $235,000 $9,509 3.25%
Starkville, MS (FHA|USDA|VA) 1 $235,000 $235,000 $5,027 4.38%
Atchison, KS (FHA|USDA|VA) 1 $235,000 $235,000 $2,735 2.50%
New Ulm, MN (FHA|USDA|VA) 2 $230,000 $115,000 $7,378 3.38%
Arkadelphia, AR (FHA|USDA|VA) 2 $230,000 $115,000 $7,934 4.37%
Natchitoches, LA (FHA|USDA|VA) 1 $225,000 $225,000 $13,254 4.75%
Hannibal, MO (FHA|USDA|VA) 1 $225,000 $225,000 $12,205 4.75%
Beatrice, NE (FHA|USDA|VA) 1 $225,000 $225,000 $4,283 2.75%
St. Marys, PA (FHA|USDA|VA) 2 $220,000 $110,000 $5,287 3.38%
Mexico, MO (FHA|USDA|VA) 1 $215,000 $215,000 $2,724 3.75%
Ludington, MI (FHA|USDA|VA) 1 $205,000 $205,000 $7,773 5.00%
Wapakoneta, OH (FHA|USDA|VA) 2 $200,000 $100,000 $7,987 3.56%
Lexington, NE (FHA|USDA|VA) 2 $200,000 $100,000 $7,430 4.75%
Cambridge, OH (FHA|USDA|VA) 1 $185,000 $185,000 $6,453 3.25%
Middlesborough, KY (FHA|USDA|VA) 1 $175,000 $175,000 $4,953 4.50%
Dodge City, KS (FHA|USDA|VA) 2 $170,000 $85,000 $2,881 3.69%
Decatur, IN (FHA|USDA|VA) 2 $160,000 $80,000 $5,579 4.56%
Connersville, IN (FHA|USDA|VA) 2 $160,000 $80,000 $5,621 4.81%
Coshocton, OH (FHA|USDA|VA) 1 $155,000 $155,000 $8,503 5.38%
Selma, AL (FHA|USDA|VA) 1 $155,000 $155,000 $7,503 4.25%
Indianola, MS (FHA|USDA|VA) 1 $145,000 $145,000 $7,187 7.25%
Bennettsville, SC (FHA|USDA|VA) 1 $145,000 $145,000 $4,873 3.88%
Amsterdam, NY (FHA|USDA|VA) 1 $145,000 $145,000 $3,766 6.50%
Pearsall, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,080 2.75%
Gloversville, NY (FHA|USDA|VA) 1 $135,000 $135,000 $6,437 6.88%
Mitchell, SD (FHA|USDA|VA) 1 $135,000 $135,000 $5,506 3.00%
Portales, NM (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.00%
Woodward, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,509 3.88%
Albert Lea, MN (FHA|USDA|VA) 1 $125,000 $125,000 $5,035 3.88%
Parsons, KS (FHA|USDA|VA) 1 $125,000 $125,000 $5,920 5.62%
Uvalde, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,819 5.50%
Winfield, KS (FHA|USDA|VA) 1 $115,000 $115,000 $8,310 4.50%
Pecos, TX (FHA|USDA|VA) 1 $115,000 $115,000 $8,634 7.00%
Lock Haven, PA (FHA|USDA|VA) 1 $115,000 $115,000 $8,966 4.75%
Marshall, MO (FHA|USDA|VA) 1 $115,000 $115,000 $4,134 3.00%
Batavia, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,790 6.88%
UTICA-ROME, NY (FHA|USDA|VA) 1 $105,000 $105,000 $6,904 6.25%
Olean, NY (FHA|USDA|VA) 1 $105,000 $105,000 $5,679 6.63%
Vermillion, SD (FHA|USDA|VA) 1 $105,000 $105,000 $4,232 3.25%
Fairfield, IA (FHA|USDA|VA) 1 $105,000 $105,000 $6,715 5.00%
Laurinburg, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,661 3.06%
ELMIRA, NY (FHA|USDA|VA) 1 $95,000 $95,000 $4,756 6.63%
Escanaba, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,072 2.50%
Jacksonville, IL (FHA|USDA|VA) 1 $85,000 $85,000 $5,773 3.75%
BINGHAMTON, NY (FHA|USDA|VA) 1 $85,000 $85,000 $7,035 6.00%
Great Bend, KS (FHA|USDA|VA) 1 $85,000 $85,000 $8,295 2.63%
Elkins, WV (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.00%
Clarksdale, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,292 3.25%
Eufaula, AL-GA (FHA|USDA|VA) 1 $75,000 $75,000 $5,204 3.00%
Greenville, MS (FHA|USDA|VA) 1 $75,000 $75,000 $4,658 5.13%
Jasper, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,096 3.75%
Spirit Lake, IA (FHA|USDA|VA) 1 $75,000 $75,000 $2,697 4.13%
El Dorado, AR (FHA|USDA|VA) 1 $55,000 $55,000 $1,940 3.88%
Defiance, OH (FHA|USDA|VA) 1 $45,000 $45,000 $1,227 3.50%
Pennymac Loan Services's top markets include Washington, Atlanta, Los Angeles, Dallas, and Phoenix among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 46,760 $13,633,110,000 $291,555 $7,312 4.38%
    VA 16,203 $5,320,565,000 $328,369 $9,699 3.37%
    FHA 12,930 $3,088,640,000 $238,874 $9,976 4.16%
    USDA 390 $52,700,000 $135,128 $5,739 3.13%

    For 2022, Pennymac Loan Services's most frequently originated type of loan was Conventional, with 46,760 originations. Their 2nd most popular type was VA, with 16,203 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 35,620 $9,968,810,000 $279,866 $9,977 4.31%
    Home Purchase 20,320 $6,906,580,000 $339,891 $8,176 4.78%
    Refi 20,255 $5,193,215,000 $256,392 $5,647 3.14%
    Other 88 $26,410,000 $300,114 $1,590 2.92%

    For 2022, Pennymac Loan Services's most frequently cited loan purpose was Cash Out Refi, with 35,620 originations. The 2nd most popular reason was Home Purchase, with 20,320 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 60,094 $17,938,880,000 $298,514 $8,724 4.19%
    Other 8,387 $2,227,045,000 $265,535 $7,508 4.07%
    15 Year 4,564 $1,149,750,000 $251,917 $6,451 3.30%
    20 Year 2,971 $729,755,000 $245,626 $5,897 4.24%
    10 Year 267 $49,585,000 $185,712 $5,679 3.68%

    For 2022, Pennymac Loan Services's most frequently cited loan duration was 30 Year, with 60,094 originations. The 2nd most popular length was Other, with 8,387 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 29,602 $9,739,860,000 $329,027
    $1k-2k 9,554 $2,780,520,000 $291,032
    $<1k 8,902 $2,477,900,000 $278,353
    $4k-5k 7,699 $1,969,635,000 $255,830
    $3k-4k 7,423 $1,864,915,000 $251,235
    $2k-3k 7,305 $1,826,085,000 $249,977

    Pennymac Loan Services's average total fees were $8,724, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 29,602 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 24,455 $6,863,955,000 $280,677
    4-5% 19,022 $5,543,860,000 $291,445
    2.5-3% 11,753 $3,595,585,000 $305,929
    5-6% 11,114 $3,082,290,000 $277,334
    <2.5% 5,176 $1,817,470,000 $351,134
    6-7% 3,607 $992,585,000 $275,183
    Over 8% 614 $46,210,000 $75,261
    7-8% 541 $152,655,000 $282,172
    % 1 $405,000 $405,000

    During 2022, Pennymac Loan Services's average interest rate for loans was 4.19%, while their most frequently originated rate bucket for loans was 3-4%, with 24,455 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 36,470 $10,356,230,000 $283,966 $8,594 4.03%
    $100k-200k 20,989 $3,258,955,000 $155,270 $6,061 4.22%
    $400k-600k 11,529 $5,518,285,000 $478,644 $10,849 4.00%
    $100,000 or less 3,594 $275,970,000 $76,786 $4,146 5.14%
    $600k-1MM 3,532 $2,478,990,000 $701,866 $13,309 3.94%
    $1MM+ 169 $206,585,000 $1,222,396 $24,356 3.59%

    2022 saw Pennymac Loan Services place emphasis on $200k-400k loans with 36,470 originations, totaling $10,356,230,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 16,755 $5,594,465,000 $333,898 $9,498 4.30%
    $50k-75k 14,478 $3,181,760,000 $219,765 $8,168 4.37%
    $75k-100k 13,271 $3,660,315,000 $275,813 $9,083 4.32%
    $150k-250k 10,548 $4,333,170,000 $410,805 $9,948 4.27%
    $50k or less 6,898 $1,092,880,000 $158,434 $6,895 4.38%
    $250k+ 3,184 $1,473,490,000 $462,780 $10,154 4.36%

    Pennymac Loan Services lent most frequently to those with incomes in the $100k-150k range, with 16,755 originations. The second most popular income band? $50k-75k, with 14,478 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 11,518 $3,273,240,000 $284,185 $7,851 4.15%
    30-36% 11,484 $3,334,580,000 $290,367 $8,347 4.29%
    50-60% 4,377 $1,454,525,000 $332,311 $13,222 4.40%
    44% 3,319 $978,955,000 $294,955 $8,956 4.53%
    <20% 3,211 $840,545,000 $261,770 $6,543 3.99%
    43% 2,822 $851,190,000 $301,627 $9,168 4.51%
    42% 2,795 $836,385,000 $299,243 $8,995 4.50%
    41% 2,589 $775,295,000 $299,457 $8,912 4.42%
    49% 2,476 $793,140,000 $320,331 $9,398 4.36%
    40% 2,474 $721,190,000 $291,508 $8,685 4.46%
    39% 2,432 $728,310,000 $299,470 $8,623 4.40%
    45% 2,371 $724,505,000 $305,569 $9,512 4.45%
    38% 2,331 $689,785,000 $295,918 $8,675 4.38%
    37% 2,205 $650,885,000 $295,186 $8,868 4.44%
    36% 2,124 $618,540,000 $291,215 $8,631 4.36%
    48% 2,003 $637,935,000 $318,490 $9,296 4.42%
    47% 1,997 $638,655,000 $319,807 $9,522 4.37%
    46% 1,921 $596,345,000 $310,435 $9,456 4.41%
    >60% 299 $139,955,000 $468,077 $15,400 3.83%

    Pennymac Loan Services lent most frequently to those with DTI ratios of 20-30%, with 11,518 originations. The next most common DTI ratio? 30-36%, with 11,484 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 49,674 $13,936,330,000 $280,556 $8,159 4.14%
    Not provided 10,445 $3,288,585,000 $314,848 $8,508 4.12%
    Black 9,755 $2,696,835,000 $276,457 $8,914 4.02%
    Asian 4,786 $1,692,070,000 $353,546 $8,393 4.27%
    American Indian 1,082 $291,930,000 $269,806 $8,276 3.99%
    Native Hawaiian or Islander 295 $98,525,000 $333,983 $10,135 3.96%
    Asian Indian 84 $32,470,000 $386,548 $8,392 3.74%
    Filipino 60 $23,680,000 $394,667 $10,148 3.70%
    Other Asian 29 $10,455,000 $360,517 $11,246 3.99%
    Other Pacific Islander 17 $5,585,000 $328,529 $8,229 3.74%
    Chinese 12 $4,680,000 $390,000 $9,460 3.86%
    16 $4,150,000 $259,375 $10,835 3.98%
    Vietnamese 8 $3,290,000 $411,250 $6,135 3.19%
    Korean 9 $3,215,000 $357,222 $6,924 3.61%
    Japanese 5 $1,435,000 $287,000 $8,664 4.30%
    Native Hawaiian 4 $1,390,000 $347,500 $8,800 3.81%
    Guamanian 2 $390,000 $195,000 $7,137 4.06%

    Approval Rates

    Total approvals of all applications
    92.53%

    Pennymac Loan Services has an average approval rate.

    Pick Rate

    Approvals leading to origination
    68.78%

    Pennymac Loan Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 76,283 $22,095,015,000 $289,645

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    76,283 $22,095,015,000 $289,645

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,866 $600,690,000 $209,592 $5,558 4.22%
    40-60% 11,620 $2,988,620,000 $257,196 $6,796 3.84%
    60-80% 33,473 $9,579,985,000 $286,200 $8,659 4.14%
    80-100% 26,728 $8,487,450,000 $317,549 $8,693 4.11%
    Over 100% 857 $361,575,000 $421,908 $16,964 3.83%
    Under 20% 739 $76,695,000 $103,782 $3,955 8.25%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    PENNYMAC LOAN SERVICES, LLC. Conventional home mortgage Struggling to pay mortgage 2 40.0%
    PENNYMAC LOAN SERVICES, LLC. FHA mortgage Trouble during payment process 1 20.0%
    PENNYMAC LOAN SERVICES, LLC. VA mortgage Incorrect information on your report 1 20.0%
    PENNYMAC LOAN SERVICES, LLC. VA mortgage Struggling to pay mortgage 1 20.0%