Bank Of America Mortgage Rates, Fees & Info

Charlotte, NC

LEI: B4TYDEB6GKMZO031MB27

Tax ID: 94-1687665

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Bank Of America is a large bank specializing in Home Purchase loans. Bank Of America has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, New York, San Francisco, San Jose, and Miami among others. We have data for 800 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bank Of America has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of America is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/28/24
30 Year Conventional Purchase 5.90% 4/28/24
30 Year Conventional Refi 6.01% 4/28/24
30 Year Cash-out Refi 6.41% 4/28/24
30 Year FHA Purchase 6.87% 4/28/24
30 Year FHA Refi 6.65% 4/28/24
30 Year VA Purchase 6.00% 4/28/24
30 Year VA Refi 6.00% 4/28/24
15 Year Conventional Purchase 5.59% 4/28/24
15 Year Conventional Refi 5.78% 4/28/24
15 Year Cash-out Refi 5.78% 4/28/24
15 Year FHA Purchase 6.69% 4/28/24
15 Year FHA Refi 7.01% 4/28/24
15 Year VA Purchase 5.83% 4/28/24
15 Year VA Refi 6.23% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bank Of America Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bank Of America. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

121,486

Origination Dollar Volume (All Markets)

$53,522,050,000
Show all (342) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 8,454 $6,463,680,000 $764,571 $7,063 3.82%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9,658 $6,377,930,000 $660,378 $6,989 3.79%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5,695 $4,572,255,000 $802,854 $6,834 3.62%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3,020 $2,807,650,000 $929,685 $5,620 3.48%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3,601 $2,237,765,000 $621,429 $8,379 4.05%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3,089 $1,576,865,000 $510,478 $5,958 3.92%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3,720 $1,504,690,000 $404,487 $6,112 4.07%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3,624 $1,467,460,000 $404,928 $5,635 4.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2,036 $1,170,110,000 $574,710 $6,945 3.86%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3,663 $1,169,545,000 $319,286 $6,221 4.26%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3,335 $1,120,595,000 $336,010 $4,393 4.12%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3,754 $1,025,390,000 $273,146 $4,544 4.15%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3,024 $936,400,000 $309,656 $5,230 4.29%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3,467 $916,895,000 $264,464 $4,980 4.24%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1,140 $783,060,000 $686,895 $7,333 3.75%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,365 $723,975,000 $306,121 $5,820 4.15%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2,338 $706,440,000 $302,156 $5,549 4.14%
Outside of Metro Areas 1,468 $698,140,000 $475,572 $5,482 4.13%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,077 $675,695,000 $627,386 $4,154 4.09%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2,198 $642,510,000 $292,316 $5,141 4.19%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,156 $537,960,000 $465,363 $7,773 4.01%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2,013 $505,115,000 $250,926 $5,177 4.24%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,321 $464,595,000 $351,699 $5,572 4.13%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,209 $463,845,000 $383,660 $5,931 4.17%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,294 $407,910,000 $315,232 $5,872 4.29%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,172 $389,250,000 $332,125 $5,886 4.28%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,326 $383,720,000 $289,382 $5,582 4.31%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,495 $377,955,000 $252,813 $4,911 4.24%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 397 $372,465,000 $938,199 $9,123 3.80%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 625 $349,375,000 $559,000 $5,643 3.84%
JACKSONVILLE, FL (FHA|USDA|VA) 1,011 $310,195,000 $306,820 $5,355 4.23%
Glenwood Springs, CO (FHA|USDA|VA) 48 $308,430,000 $6,425,625 $8,795 3.29%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,465 $301,345,000 $205,696 $2,960 4.32%
RALEIGH-CARY, NC (FHA|USDA|VA) 1,070 $294,840,000 $275,551 $5,272 4.09%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 753 $254,645,000 $338,174 $4,878 4.21%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1,181 $249,775,000 $211,494 $3,186 4.32%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 775 $243,705,000 $314,458 $6,444 4.07%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 604 $241,440,000 $399,735 $4,806 4.19%
SALINAS, CA (FHA|USDA|VA) 222 $209,120,000 $941,982 $5,615 3.61%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 621 $206,295,000 $332,198 $5,378 4.25%
KANSAS CITY, MO-KS (FHA|USDA|VA) 830 $180,980,000 $218,048 $3,223 4.45%
Heber, UT (FHA|USDA|VA) 113 $176,645,000 $1,563,230 $7,667 3.42%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 758 $160,760,000 $212,084 $4,520 4.35%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 189 $156,015,000 $825,476 $6,412 3.75%
RICHMOND, VA (FHA|USDA|VA) 657 $151,825,000 $231,088 $4,227 4.31%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 657 $150,195,000 $228,607 $4,313 4.23%
STOCKTON, CA (FHA|USDA|VA) 436 $145,980,000 $334,817 $7,505 4.09%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 447 $145,415,000 $325,313 $6,079 4.09%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 241 $140,975,000 $584,959 $6,192 3.68%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 528 $139,010,000 $263,277 $5,206 4.32%
RENO, NV (FHA|USDA|VA) 298 $137,730,000 $462,181 $6,143 4.11%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 173 $112,445,000 $649,971 $6,122 3.77%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 222 $112,120,000 $505,045 $5,708 3.90%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 483 $109,045,000 $225,766 $4,694 4.34%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 485 $104,695,000 $215,866 $4,465 4.27%
PORT ST. LUCIE, FL (FHA|USDA|VA) 365 $102,075,000 $279,658 $5,691 4.19%
Vineyard Haven, MA (FHA|USDA|VA) 29 $100,325,000 $3,459,483 $15,956 2.85%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 232 $97,360,000 $419,655 $4,799 4.31%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 336 $96,070,000 $285,923 $4,961 4.11%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 468 $96,010,000 $205,150 $4,187 4.39%
URBAN HONOLULU, HI (FHA|USDA|VA) 64 $94,660,000 $1,479,063 $7,830 3.59%
WORCESTER, MA-CT (FHA|USDA|VA) 404 $90,360,000 $223,663 $4,740 4.25%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 293 $90,145,000 $307,662 $4,947 3.98%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 254 $89,670,000 $353,031 $5,965 3.97%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 481 $89,655,000 $186,393 $4,944 4.33%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 225 $84,805,000 $376,911 $5,421 4.41%
SALISBURY, MD-DE (FHA|USDA|VA) 238 $83,470,000 $350,714 $5,199 3.96%
ASHEVILLE, NC (FHA|USDA|VA) 272 $83,010,000 $305,184 $4,629 4.24%
Edwards, CO (FHA|USDA|VA) 50 $82,740,000 $1,654,800 $7,625 3.22%
TUCSON, AZ (FHA|USDA|VA) 429 $82,395,000 $192,063 $4,816 4.25%
Jackson, WY-ID (FHA|USDA|VA) 22 $82,060,000 $3,730,000 $11,500 3.81%
PITTSBURGH, PA (FHA|USDA|VA) 287 $77,165,000 $268,868 $5,281 4.21%
BOULDER, CO (FHA|USDA|VA) 113 $76,485,000 $676,858 $5,234 3.97%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 267 $76,215,000 $285,449 $4,909 4.07%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 112 $75,240,000 $671,786 $8,274 4.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 403 $74,785,000 $185,571 $3,430 4.27%
COLUMBIA, SC (FHA|USDA|VA) 400 $73,330,000 $183,325 $4,004 4.32%
SALT LAKE CITY, UT (FHA|USDA|VA) 124 $72,720,000 $586,452 $6,060 4.24%
COLUMBUS, OH (FHA|USDA|VA) 264 $72,630,000 $275,114 $5,275 3.95%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 314 $70,530,000 $224,618 $5,119 4.38%
OKLAHOMA CITY, OK (FHA|USDA|VA) 298 $69,840,000 $234,362 $4,009 4.23%
Bozeman, MT (FHA|USDA|VA) 55 $68,845,000 $1,251,727 $7,144 3.65%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 269 $67,725,000 $251,766 $3,229 4.39%
BEND, OR (FHA|USDA|VA) 135 $64,795,000 $479,963 $6,063 3.96%
FORT COLLINS, CO (FHA|USDA|VA) 91 $62,165,000 $683,132 $5,146 3.87%
NAPA, CA (FHA|USDA|VA) 92 $61,970,000 $673,587 $6,865 3.92%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 241 $60,125,000 $249,481 $4,462 4.13%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 151 $59,675,000 $395,199 $6,078 4.33%
OCEAN CITY, NJ (FHA|USDA|VA) 84 $58,690,000 $698,690 $9,094 3.76%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 125 $58,195,000 $465,560 $6,460 4.05%
ANN ARBOR, MI (FHA|USDA|VA) 159 $57,455,000 $361,352 $3,524 4.23%
Key West, FL (FHA|USDA|VA) 50 $56,370,000 $1,127,400 $9,925 3.44%
FRESNO, CA (FHA|USDA|VA) 251 $56,195,000 $223,884 $3,907 4.42%
VALLEJO, CA (FHA|USDA|VA) 199 $56,005,000 $281,432 $5,775 4.38%
ALBUQUERQUE, NM (FHA|USDA|VA) 278 $56,000,000 $201,439 $3,975 4.27%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 32 $55,860,000 $1,745,625 $8,002 3.33%
KNOXVILLE, TN (FHA|USDA|VA) 203 $55,205,000 $271,946 $5,010 4.58%
Torrington, CT (FHA|USDA|VA) 139 $55,055,000 $396,079 $6,635 3.99%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 281 $53,335,000 $189,804 $4,787 4.53%
SAVANNAH, GA (FHA|USDA|VA) 254 $51,540,000 $202,913 $4,939 4.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 294 $50,900,000 $173,129 $3,666 4.43%
Hailey, ID (FHA|USDA|VA) 26 $50,160,000 $1,929,231 $10,271 3.86%
SANTA FE, NM (FHA|USDA|VA) 93 $49,795,000 $535,430 $6,690 3.93%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 128 $49,410,000 $386,016 $5,860 4.17%
Truckee-Grass Valley, CA (FHA|USDA|VA) 99 $48,745,000 $492,374 $5,319 3.92%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 122 $46,820,000 $383,770 $5,663 3.84%
TULSA, OK (FHA|USDA|VA) 219 $46,585,000 $212,717 $4,919 4.68%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 178 $46,200,000 $259,551 $4,490 4.39%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 212 $45,420,000 $214,245 $3,674 4.16%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 133 $44,465,000 $334,323 $5,141 4.11%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 188 $43,730,000 $232,606 $4,038 4.39%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 273 $43,575,000 $159,615 $3,713 4.47%
BOISE CITY, ID (FHA|USDA|VA) 115 $43,465,000 $377,957 $6,558 4.30%
Hilo, HI (FHA|USDA|VA) 26 $43,170,000 $1,660,385 $8,779 3.69%
WILMINGTON, NC (FHA|USDA|VA) 158 $41,040,000 $259,747 $4,559 4.08%
BAKERSFIELD, CA (FHA|USDA|VA) 219 $39,975,000 $182,534 $4,704 4.10%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 135 $39,715,000 $294,185 $5,062 4.27%
MODESTO, CA (FHA|USDA|VA) 200 $39,320,000 $196,600 $4,193 4.40%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 152 $38,340,000 $252,237 $3,612 4.27%
WINSTON-SALEM, NC (FHA|USDA|VA) 201 $37,065,000 $184,403 $3,908 4.32%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 217 $36,755,000 $169,378 $4,563 4.29%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 180 $36,160,000 $200,889 $4,338 4.35%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 208 $35,410,000 $170,240 $4,004 4.22%
COLORADO SPRINGS, CO (FHA|USDA|VA) 103 $35,395,000 $343,641 $4,469 4.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 124 $35,300,000 $284,677 $3,791 4.11%
LOUISVILLE, KY (FHA|USDA|VA) 110 $34,840,000 $316,727 $4,060 4.25%
ROCHESTER, NY (FHA|USDA|VA) 204 $34,120,000 $167,255 $3,384 4.40%
Lebanon, NH-VT (FHA|USDA|VA) 83 $30,635,000 $369,096 $6,392 3.80%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 154 $29,840,000 $193,766 $4,768 4.41%
PUNTA GORDA, FL (FHA|USDA|VA) 133 $29,635,000 $222,820 $4,746 3.94%
OCALA, FL (FHA|USDA|VA) 166 $29,080,000 $175,181 $4,911 4.47%
Breckenridge, CO (FHA|USDA|VA) 27 $29,075,000 $1,076,852 $7,486 3.32%
CHICO, CA (FHA|USDA|VA) 77 $28,775,000 $373,701 $4,013 4.36%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 139 $28,225,000 $203,058 $4,909 4.23%
SPRINGFIELD, MA (FHA|USDA|VA) 150 $27,670,000 $184,467 $4,218 4.10%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 95 $27,505,000 $289,526 $2,963 4.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 160 $26,410,000 $165,063 $3,196 4.47%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 125 $26,295,000 $210,360 $4,091 4.30%
Easton, MD (FHA|USDA|VA) 32 $25,990,000 $812,188 $6,352 4.00%
FLAGSTAFF, AZ (FHA|USDA|VA) 51 $25,865,000 $507,157 $5,355 3.74%
GAINESVILLE, FL (FHA|USDA|VA) 109 $25,365,000 $232,706 $4,420 4.07%
PROVO-OREM, UT (FHA|USDA|VA) 49 $25,095,000 $512,143 $5,584 4.06%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 84 $24,230,000 $288,452 $4,739 4.34%
Gardnerville Ranchos, NV (FHA|USDA|VA) 34 $23,390,000 $687,941 $10,193 4.10%
BATON ROUGE, LA (FHA|USDA|VA) 68 $23,190,000 $341,029 $4,544 3.97%
KINGSTON, NY (FHA|USDA|VA) 56 $22,970,000 $410,179 $5,428 3.88%
SPARTANBURG, SC (FHA|USDA|VA) 148 $22,810,000 $154,122 $3,622 4.44%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 63 $22,175,000 $351,984 $5,561 4.17%
TALLAHASSEE, FL (FHA|USDA|VA) 104 $21,700,000 $208,654 $4,933 4.06%
VISALIA, CA (FHA|USDA|VA) 137 $21,485,000 $156,825 $3,902 4.32%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 87 $21,315,000 $245,000 $4,405 4.34%
WICHITA, KS (FHA|USDA|VA) 148 $21,280,000 $143,784 $3,147 4.54%
NILES, MI (FHA|USDA|VA) 29 $21,225,000 $731,897 $4,423 3.69%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 89 $20,945,000 $235,337 $3,367 4.39%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 85 $20,845,000 $245,235 $5,249 4.41%
BRUNSWICK, GA (FHA|USDA|VA) 33 $20,535,000 $622,273 $5,832 4.05%
Georgetown, SC (FHA|USDA|VA) 50 $19,980,000 $399,600 $4,450 3.98%
Outside of Metro Areas 70 $19,930,000 $284,714 $5,716 4.22%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 58 $19,770,000 $340,862 $3,564 4.16%
SYRACUSE, NY (FHA|USDA|VA) 114 $19,710,000 $172,895 $4,164 4.28%
BELLINGHAM, WA (FHA|USDA|VA) 58 $18,940,000 $326,552 $4,553 4.28%
THE VILLAGES, FL (FHA|USDA|VA) 82 $18,710,000 $228,171 $4,526 3.91%
ROANOKE, VA (FHA|USDA|VA) 59 $17,905,000 $303,475 $4,886 3.93%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 68 $17,900,000 $263,235 $3,434 4.15%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 115 $17,895,000 $155,609 $4,540 4.37%
Whitewater, WI (FHA|USDA|VA) 25 $17,685,000 $707,400 $3,886 3.94%
Cullowhee, NC (FHA|USDA|VA) 20 $17,240,000 $862,000 $6,111 3.46%
Boone, NC (FHA|USDA|VA) 47 $17,095,000 $363,723 $5,039 3.90%
PITTSFIELD, MA (FHA|USDA|VA) 22 $16,710,000 $759,545 $7,597 3.84%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 43 $15,985,000 $371,744 $3,886 3.85%
Durango, CO (FHA|USDA|VA) 26 $15,930,000 $612,692 $5,107 3.95%
LANCASTER, PA (FHA|USDA|VA) 62 $15,720,000 $253,548 $6,370 4.62%
HUNTSVILLE, AL (FHA|USDA|VA) 53 $15,685,000 $295,943 $5,180 4.39%
SALEM, OR (FHA|USDA|VA) 83 $15,235,000 $183,554 $5,473 4.34%
Traverse City, MI (FHA|USDA|VA) 33 $15,205,000 $460,758 $3,876 4.44%
GAINESVILLE, GA (FHA|USDA|VA) 84 $14,910,000 $177,500 $5,370 4.55%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 58 $14,890,000 $256,724 $6,307 4.38%
EL PASO, TX (FHA|USDA|VA) 107 $14,865,000 $138,925 $4,815 4.67%
MERCED, CA (FHA|USDA|VA) 76 $14,470,000 $190,395 $4,912 4.45%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 67 $14,445,000 $215,597 $4,229 4.44%
Kill Devil Hills, NC (FHA|USDA|VA) 32 $14,400,000 $450,000 $5,363 3.59%
MADISON, WI (FHA|USDA|VA) 41 $14,375,000 $350,610 $3,834 4.08%
JACKSON, MS (FHA|USDA|VA) 57 $14,305,000 $250,965 $4,491 4.17%
Ellensburg, WA (FHA|USDA|VA) 22 $14,190,000 $645,000 $6,888 4.23%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 36 $14,020,000 $389,444 $5,167 4.00%
Kalispell, MT (FHA|USDA|VA) 21 $13,795,000 $656,905 $5,180 4.23%
Steamboat Springs, CO (FHA|USDA|VA) 11 $13,775,000 $1,252,273 $13,912 2.83%
Laconia, NH (FHA|USDA|VA) 26 $13,710,000 $527,308 $5,128 3.79%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 64 $13,640,000 $213,125 $3,475 4.49%
Concord, NH (FHA|USDA|VA) 47 $13,535,000 $287,979 $4,447 4.69%
SPRINGFIELD, MO (FHA|USDA|VA) 82 $13,270,000 $161,829 $3,275 4.47%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 67 $13,155,000 $196,343 $5,507 4.37%
FAYETTEVILLE, NC (FHA|USDA|VA) 88 $13,100,000 $148,864 $3,706 4.70%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 52 $13,070,000 $251,346 $5,632 4.09%
EAST STROUDSBURG, PA (FHA|USDA|VA) 55 $12,275,000 $223,182 $5,717 4.67%
CORPUS CHRISTI, TX (FHA|USDA|VA) 67 $12,245,000 $182,761 $4,640 4.34%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 50 $12,230,000 $244,600 $5,272 4.42%
Seneca, SC (FHA|USDA|VA) 39 $12,145,000 $311,410 $4,601 4.48%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 53 $11,655,000 $219,906 $5,219 3.84%
ANCHORAGE, AK (FHA|USDA|VA) 47 $11,655,000 $247,979 $4,651 4.55%
PANAMA CITY, FL (FHA|USDA|VA) 26 $11,030,000 $424,231 $6,286 3.99%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 39 $11,005,000 $282,179 $5,098 4.01%
Kapaa, HI (FHA|USDA|VA) 11 $11,005,000 $1,000,455 $6,906 2.95%
Oak Harbor, WA (FHA|USDA|VA) 43 $10,695,000 $248,721 $4,357 3.60%
WENATCHEE, WA (FHA|USDA|VA) 22 $10,500,000 $477,273 $5,689 4.03%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 54 $10,310,000 $190,926 $4,441 4.33%
Athens, TX (FHA|USDA|VA) 14 $10,190,000 $727,857 $8,301 3.76%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 25 $10,175,000 $407,000 $4,280 4.43%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 63 $9,955,000 $158,016 $3,768 4.37%
GREELEY, CO (FHA|USDA|VA) 37 $9,885,000 $267,162 $5,708 4.41%
WACO, TX (FHA|USDA|VA) 52 $9,880,000 $190,000 $5,031 4.46%
AKRON, OH (FHA|USDA|VA) 46 $9,790,000 $212,826 $5,423 4.11%
Bennington, VT (FHA|USDA|VA) 17 $9,605,000 $565,000 $7,345 3.91%
LYNCHBURG, VA (FHA|USDA|VA) 52 $9,520,000 $183,077 $3,605 4.15%
ST. GEORGE, UT (FHA|USDA|VA) 21 $9,445,000 $449,762 $7,245 4.57%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 56 $9,360,000 $167,143 $3,308 4.29%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 66 $9,220,000 $139,697 $4,540 4.44%
BURLINGTON, NC (FHA|USDA|VA) 57 $9,115,000 $159,912 $4,315 3.49%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 37 $9,105,000 $246,081 $3,951 4.17%
YUBA CITY, CA (FHA|USDA|VA) 50 $9,100,000 $182,000 $5,406 4.25%
GLENS FALLS, NY (FHA|USDA|VA) 20 $9,070,000 $453,500 $10,254 3.78%
MIDLAND, TX (FHA|USDA|VA) 28 $9,030,000 $322,500 $3,870 4.08%
DOVER, DE (FHA|USDA|VA) 45 $9,005,000 $200,111 $4,635 3.94%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 42 $8,960,000 $213,333 $3,999 4.02%
BILLINGS, MT (FHA|USDA|VA) 29 $8,855,000 $305,345 $3,938 3.97%
DAYTON-KETTERING, OH (FHA|USDA|VA) 44 $8,790,000 $199,773 $4,190 4.00%
Hudson, NY (FHA|USDA|VA) 22 $8,670,000 $394,091 $4,602 4.22%
TYLER, TX (FHA|USDA|VA) 41 $8,565,000 $208,902 $4,273 4.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 20 $8,380,000 $419,000 $6,526 4.68%
MEDFORD, OR (FHA|USDA|VA) 27 $8,365,000 $309,815 $5,601 4.36%
LAS CRUCES, NM (FHA|USDA|VA) 50 $8,250,000 $165,000 $4,711 4.31%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 43 $8,125,000 $188,953 $4,440 4.29%
YORK-HANOVER, PA (FHA|USDA|VA) 50 $7,930,000 $158,600 $4,769 4.24%
Sonora, CA (FHA|USDA|VA) 37 $7,915,000 $213,919 $4,374 4.58%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 26 $7,870,000 $302,692 $4,282 3.84%
Morehead City, NC (FHA|USDA|VA) 24 $7,860,000 $327,500 $5,163 4.17%
LUBBOCK, TX (FHA|USDA|VA) 35 $7,755,000 $221,571 $4,617 4.07%
Astoria, OR (FHA|USDA|VA) 9 $7,595,000 $843,889 $10,231 4.21%
MADERA, CA (FHA|USDA|VA) 41 $7,535,000 $183,780 $4,045 4.98%
Sevierville, TN (FHA|USDA|VA) 14 $6,880,000 $491,429 $5,363 4.38%
JACKSONVILLE, NC (FHA|USDA|VA) 40 $6,870,000 $171,750 $4,041 4.99%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 24 $6,860,000 $285,833 $3,888 4.75%
READING, PA (FHA|USDA|VA) 39 $6,855,000 $175,769 $4,517 4.73%
COLUMBIA, MO (FHA|USDA|VA) 31 $6,775,000 $218,548 $3,334 4.58%
NEW BERN, NC (FHA|USDA|VA) 45 $6,765,000 $150,333 $3,951 4.43%
COLUMBUS, GA-AL (FHA|USDA|VA) 26 $6,690,000 $257,308 $4,793 4.26%
WINCHESTER, VA-WV (FHA|USDA|VA) 26 $6,420,000 $246,923 $5,267 4.35%
REDDING, CA (FHA|USDA|VA) 45 $6,385,000 $141,889 $4,979 3.93%
FLINT, MI (FHA|USDA|VA) 21 $6,315,000 $300,714 $3,860 3.90%
GREENVILLE, NC (FHA|USDA|VA) 41 $6,295,000 $153,537 $4,526 4.07%
VALDOSTA, GA (FHA|USDA|VA) 50 $6,270,000 $125,400 $3,987 4.60%
Holland, MI (FHA|USDA|VA) 19 $6,255,000 $329,211 $3,466 4.04%
Eureka-Arcata, CA (FHA|USDA|VA) 13 $6,095,000 $468,846 $5,602 3.53%
TOLEDO, OH (FHA|USDA|VA) 30 $6,000,000 $200,000 $3,894 4.89%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 25 $5,815,000 $232,600 $5,459 4.38%
MONROE, LA (FHA|USDA|VA) 19 $5,795,000 $305,000 $4,544 4.36%
CORVALLIS, OR (FHA|USDA|VA) 25 $5,775,000 $231,000 $5,527 4.47%
MOBILE, AL (FHA|USDA|VA) 28 $5,750,000 $205,357 $3,880 3.84%
Jefferson, GA (FHA|USDA|VA) 24 $5,530,000 $230,417 $6,718 4.55%
Shelton, WA (FHA|USDA|VA) 22 $5,520,000 $250,909 $5,645 3.21%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 23 $5,485,000 $238,478 $4,019 4.17%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 31 $5,475,000 $176,613 $5,710 5.13%
Montrose, CO (FHA|USDA|VA) 9 $5,475,000 $608,333 $6,415 3.73%
Brevard, NC (FHA|USDA|VA) 16 $5,470,000 $341,875 $5,206 4.11%
MONTGOMERY, AL (FHA|USDA|VA) 32 $5,420,000 $169,375 $4,479 4.67%
LAWRENCE, KS (FHA|USDA|VA) 25 $5,225,000 $209,000 $3,913 4.56%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 19 $5,185,000 $272,895 $3,995 4.17%
YAKIMA, WA (FHA|USDA|VA) 29 $5,125,000 $176,724 $4,571 4.18%
LINCOLN, NE (FHA|USDA|VA) 21 $5,045,000 $240,238 $3,578 3.95%
AMARILLO, TX (FHA|USDA|VA) 29 $5,015,000 $172,931 $3,864 4.01%
MISSOULA, MT (FHA|USDA|VA) 18 $5,000,000 $277,778 $4,769 4.20%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 36 $4,980,000 $138,333 $3,817 5.04%
Fredericksburg, TX (FHA|USDA|VA) 7 $4,955,000 $707,857 $9,641 3.45%
GRAND JUNCTION, CO (FHA|USDA|VA) 23 $4,945,000 $215,000 $3,708 4.46%
SHERMAN-DENISON, TX (FHA|USDA|VA) 20 $4,850,000 $242,500 $6,405 4.91%
WARNER ROBINS, GA (FHA|USDA|VA) 32 $4,850,000 $151,563 $2,871 4.36%
FORT WAYNE, IN (FHA|USDA|VA) 21 $4,805,000 $228,810 $3,192 4.07%
ROCKFORD, IL (FHA|USDA|VA) 30 $4,800,000 $160,000 $3,077 4.49%
STATE COLLEGE, PA (FHA|USDA|VA) 19 $4,765,000 $250,789 $4,894 3.58%
DULUTH, MN-WI (FHA|USDA|VA) 21 $4,705,000 $224,048 $3,551 4.86%
Ukiah, CA (FHA|USDA|VA) 14 $4,670,000 $333,571 $5,366 3.77%
LAFAYETTE, LA (FHA|USDA|VA) 22 $4,560,000 $207,273 $4,283 4.05%
Helena, MT (FHA|USDA|VA) 13 $4,555,000 $350,385 $4,713 3.99%
Aberdeen, WA (FHA|USDA|VA) 17 $4,475,000 $263,235 $5,363 4.88%
PEORIA, IL (FHA|USDA|VA) 18 $4,430,000 $246,111 $3,297 4.82%
Sandpoint, ID (FHA|USDA|VA) 11 $4,425,000 $402,273 $6,159 3.96%
Kerrville, TX (FHA|USDA|VA) 9 $4,345,000 $482,778 $6,097 4.08%
Keene, NH (FHA|USDA|VA) 19 $4,205,000 $221,316 $4,402 4.35%
JOHNSON CITY, TN (FHA|USDA|VA) 18 $4,150,000 $230,556 $4,825 4.21%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 15 $4,145,000 $276,333 $4,791 4.39%
LONGVIEW, WA (FHA|USDA|VA) 21 $4,135,000 $196,905 $3,494 4.29%
Newport, OR (FHA|USDA|VA) 16 $4,130,000 $258,125 $5,253 4.50%
CARSON CITY, NV (FHA|USDA|VA) 18 $4,110,000 $228,333 $4,426 4.85%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 13 $4,075,000 $313,462 $3,165 3.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 22 $3,880,000 $176,364 $4,280 4.46%
RAPID CITY, SD (FHA|USDA|VA) 8 $3,840,000 $480,000 $5,613 4.03%
Cambridge, MD (FHA|USDA|VA) 18 $3,770,000 $209,444 $5,085 3.59%
JONESBORO, AR (FHA|USDA|VA) 19 $3,765,000 $198,158 $3,566 4.21%
Augusta-Waterville, ME (FHA|USDA|VA) 16 $3,760,000 $235,000 $4,223 3.90%
Richmond-Berea, KY (FHA|USDA|VA) 9 $3,735,000 $415,000 $6,529 5.58%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 27 $3,675,000 $136,111 $3,821 4.36%
Forest City, NC (FHA|USDA|VA) 14 $3,670,000 $262,143 $4,257 4.43%
Show Low, AZ (FHA|USDA|VA) 17 $3,665,000 $215,588 $4,961 3.40%
Plymouth, IN (FHA|USDA|VA) 2 $3,630,000 $1,815,000 $6,736 2.69%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 20 $3,610,000 $180,500 $4,891 4.39%
SAGINAW, MI (FHA|USDA|VA) 20 $3,580,000 $179,000 $3,077 4.26%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 20 $3,520,000 $176,000 $3,572 4.18%
ROCHESTER, MN (FHA|USDA|VA) 13 $3,495,000 $268,846 $3,268 4.31%
FORT SMITH, AR-OK (FHA|USDA|VA) 19 $3,495,000 $183,947 $3,266 4.47%
EL CENTRO, CA (FHA|USDA|VA) 29 $3,435,000 $118,448 $3,885 4.28%
STAUNTON, VA (FHA|USDA|VA) 16 $3,370,000 $210,625 $4,179 4.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 16 $3,370,000 $210,625 $3,637 4.91%
Oxford, MS (FHA|USDA|VA) 12 $3,330,000 $277,500 $4,704 4.16%
GRANTS PASS, OR (FHA|USDA|VA) 6 $3,300,000 $550,000 $5,607 3.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 16 $3,230,000 $201,875 $3,835 4.61%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 31 $3,225,000 $104,032 $3,719 3.91%
HOT SPRINGS, AR (FHA|USDA|VA) 15 $3,215,000 $214,333 $3,692 5.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 12 $3,210,000 $267,500 $4,928 4.34%
Palatka, FL (FHA|USDA|VA) 18 $3,110,000 $172,778 $4,515 3.87%
EVANSVILLE, IN-KY (FHA|USDA|VA) 13 $3,065,000 $235,769 $3,460 4.13%
Oneonta, NY (FHA|USDA|VA) 7 $3,055,000 $436,429 $6,777 3.45%
UTICA-ROME, NY (FHA|USDA|VA) 24 $2,930,000 $122,083 $4,545 4.36%
HARRISONBURG, VA (FHA|USDA|VA) 19 $2,825,000 $148,684 $3,269 4.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 10 $2,820,000 $282,000 $3,992 4.36%
CHEYENNE, WY (FHA|USDA|VA) 9 $2,815,000 $312,778 $4,663 4.47%
IDAHO FALLS, ID (FHA|USDA|VA) 9 $2,805,000 $311,667 $5,190 4.48%
Barre, VT (FHA|USDA|VA) 7 $2,795,000 $399,286 $6,195 4.23%
FLORENCE, SC (FHA|USDA|VA) 21 $2,795,000 $133,095 $3,587 4.98%
DALTON, GA (FHA|USDA|VA) 21 $2,765,000 $131,667 $4,079 3.79%
Warsaw, IN (FHA|USDA|VA) 3 $2,725,000 $908,333 $4,247 3.38%
ST. CLOUD, MN (FHA|USDA|VA) 8 $2,590,000 $323,750 $4,184 5.23%
Marion, NC (FHA|USDA|VA) 8 $2,570,000 $321,250 $3,914 4.21%
ROME, GA (FHA|USDA|VA) 13 $2,535,000 $195,000 $5,215 4.05%
ODESSA, TX (FHA|USDA|VA) 15 $2,515,000 $167,667 $3,994 4.26%
Payson, AZ (FHA|USDA|VA) 9 $2,475,000 $275,000 $4,755 3.98%
BLOOMINGTON, IN (FHA|USDA|VA) 10 $2,470,000 $247,000 $2,667 4.59%
Fernley, NV (FHA|USDA|VA) 13 $2,465,000 $189,615 $5,144 4.71%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 24 $2,400,000 $100,000 $4,236 4.77%
COLUMBUS, IN (FHA|USDA|VA) 7 $2,395,000 $342,143 $5,366 4.32%
APPLETON, WI (FHA|USDA|VA) 10 $2,380,000 $238,000 $3,556 4.38%
Cedar City, UT (FHA|USDA|VA) 6 $2,340,000 $390,000 $5,988 3.66%
Gaffney, SC (FHA|USDA|VA) 14 $2,260,000 $161,429 $4,684 5.36%
Adrian, MI (FHA|USDA|VA) 16 $2,230,000 $139,375 $3,691 4.43%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 12 $2,230,000 $185,833 $6,263 4.21%
BOWLING GREEN, KY (FHA|USDA|VA) 6 $2,210,000 $368,333 $7,256 3.96%
PUEBLO, CO (FHA|USDA|VA) 9 $2,185,000 $242,778 $4,247 4.49%
EAU CLAIRE, WI (FHA|USDA|VA) 6 $2,160,000 $360,000 $4,526 4.00%
FARMINGTON, NM (FHA|USDA|VA) 12 $2,150,000 $179,167 $4,064 4.80%
ABILENE, TX (FHA|USDA|VA) 14 $2,140,000 $152,857 $3,789 4.10%
RACINE, WI (FHA|USDA|VA) 10 $2,130,000 $213,000 $2,644 5.45%
BINGHAMTON, NY (FHA|USDA|VA) 12 $2,110,000 $175,833 $5,230 4.00%
Batavia, NY (FHA|USDA|VA) 18 $2,110,000 $117,222 $2,230 4.26%
IOWA CITY, IA (FHA|USDA|VA) 6 $2,110,000 $351,667 $2,691 4.15%
CASPER, WY (FHA|USDA|VA) 7 $2,095,000 $299,286 $3,450 4.92%
MORRISTOWN, TN (FHA|USDA|VA) 12 $2,070,000 $172,500 $3,733 3.65%
Los Alamos, NM (FHA|USDA|VA) 6 $2,070,000 $345,000 $5,562 4.06%
Rutland, VT (FHA|USDA|VA) 6 $2,070,000 $345,000 $4,781 3.58%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 9 $2,045,000 $227,222 $4,733 4.83%
Granbury, TX (FHA|USDA|VA) 8 $2,040,000 $255,000 $6,915 5.04%
Corning, NY (FHA|USDA|VA) 7 $2,025,000 $289,286 $6,134 3.82%
Red Bluff, CA (FHA|USDA|VA) 9 $2,025,000 $225,000 $4,370 3.37%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 21 $2,025,000 $96,429 $2,656 4.59%
Spirit Lake, IA (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $5,317 3.38%
Crossville, TN (FHA|USDA|VA) 11 $1,995,000 $181,364 $4,495 5.03%
Juneau, AK (FHA|USDA|VA) 10 $1,990,000 $199,000 $5,645 4.51%
Lewisburg, TN (FHA|USDA|VA) 8 $1,990,000 $248,750 $4,531 4.65%
Zanesville, OH (FHA|USDA|VA) 11 $1,975,000 $179,545 $4,082 4.36%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 8 $1,960,000 $245,000 $3,029 4.61%
Gainesville, TX (FHA|USDA|VA) 5 $1,945,000 $389,000 $5,972 2.97%
CLEVELAND, TN (FHA|USDA|VA) 12 $1,940,000 $161,667 $6,193 4.55%
Pottsville, PA (FHA|USDA|VA) 10 $1,920,000 $192,000 $5,400 4.45%
Danville, VA (FHA|USDA|VA) 15 $1,895,000 $126,333 $3,912 3.97%
GREEN BAY, WI (FHA|USDA|VA) 8 $1,880,000 $235,000 $3,276 4.37%
Pahrump, NV (FHA|USDA|VA) 11 $1,875,000 $170,455 $5,387 5.18%
TUSCALOOSA, AL (FHA|USDA|VA) 10 $1,870,000 $187,000 $3,949 5.23%
Moses Lake, WA (FHA|USDA|VA) 8 $1,860,000 $232,500 $3,925 3.76%
Shelby, NC (FHA|USDA|VA) 12 $1,840,000 $153,333 $3,978 3.93%
Greenwood, SC (FHA|USDA|VA) 9 $1,835,000 $203,889 $4,463 4.11%
LOGAN, UT-ID (FHA|USDA|VA) 8 $1,830,000 $228,750 $7,025 4.78%
Sanford, NC (FHA|USDA|VA) 8 $1,830,000 $228,750 $4,098 4.76%
CHARLESTON, WV (FHA|USDA|VA) 8 $1,820,000 $227,500 $3,524 3.95%
CEDAR RAPIDS, IA (FHA|USDA|VA) 9 $1,815,000 $201,667 $3,739 4.35%
MONROE, MI (FHA|USDA|VA) 13 $1,805,000 $138,846 $3,226 3.89%
LAREDO, TX (FHA|USDA|VA) 14 $1,800,000 $128,571 $3,969 4.20%
SIOUX FALLS, SD (FHA|USDA|VA) 7 $1,775,000 $253,571 $6,816 4.99%
St. Marys, GA (FHA|USDA|VA) 9 $1,755,000 $195,000 $3,873 4.73%
Wilson, NC (FHA|USDA|VA) 11 $1,745,000 $158,636 $4,090 4.25%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 7 $1,735,000 $247,857 $6,091 4.19%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $1,730,000 $173,000 $3,451 4.74%
Port Angeles, WA (FHA|USDA|VA) 10 $1,730,000 $173,000 $5,523 4.16%
Cullman, AL (FHA|USDA|VA) 5 $1,725,000 $345,000 $4,838 4.32%
HATTIESBURG, MS (FHA|USDA|VA) 8 $1,720,000 $215,000 $4,018 4.30%
Gloversville, NY (FHA|USDA|VA) 6 $1,700,000 $283,333 $5,827 4.25%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,690,000 $211,250 $4,574 4.70%
Shelbyville, TN (FHA|USDA|VA) 5 $1,685,000 $337,000 $4,738 4.40%
GETTYSBURG, PA (FHA|USDA|VA) 8 $1,670,000 $208,750 $7,154 3.75%
MUSKEGON, MI (FHA|USDA|VA) 6 $1,670,000 $278,333 $5,762 4.95%
Prineville, OR (FHA|USDA|VA) 7 $1,655,000 $236,429 $4,132 4.30%
Albemarle, NC (FHA|USDA|VA) 10 $1,650,000 $165,000 $2,567 6.45%
JACKSON, MI (FHA|USDA|VA) 12 $1,650,000 $137,500 $3,169 5.17%
Mount Airy, NC (FHA|USDA|VA) 11 $1,645,000 $149,545 $5,533 4.50%
Laramie, WY (FHA|USDA|VA) 5 $1,625,000 $325,000 $6,586 4.10%
SUMTER, SC (FHA|USDA|VA) 11 $1,625,000 $147,727 $3,784 3.49%
JOPLIN, MO (FHA|USDA|VA) 8 $1,590,000 $198,750 $5,084 3.67%
Farmington, MO (FHA|USDA|VA) 8 $1,590,000 $198,750 $3,311 5.24%
EspaƱola, NM (FHA|USDA|VA) 6 $1,590,000 $265,000 $4,208 4.86%
ALBANY, GA (FHA|USDA|VA) 13 $1,585,000 $121,923 $5,422 4.25%
Lufkin, TX (FHA|USDA|VA) 6 $1,560,000 $260,000 $5,389 4.51%
ERIE, PA (FHA|USDA|VA) 7 $1,555,000 $222,143 $5,597 5.33%
Washington, NC (FHA|USDA|VA) 9 $1,535,000 $170,556 $6,392 4.43%
TOPEKA, KS (FHA|USDA|VA) 11 $1,515,000 $137,727 $2,221 5.01%
MORGANTOWN, WV (FHA|USDA|VA) 7 $1,415,000 $202,143 $3,433 3.86%
Pullman, WA (FHA|USDA|VA) 5 $1,385,000 $277,000 $4,680 4.76%
Hood River, OR (FHA|USDA|VA) 5 $1,385,000 $277,000 $4,824 3.55%
Alamogordo, NM (FHA|USDA|VA) 8 $1,380,000 $172,500 $4,375 4.53%
Roanoke Rapids, NC (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,607 3.75%
Stillwater, OK (FHA|USDA|VA) 5 $1,355,000 $271,000 $5,344 3.70%
FAIRBANKS, AK (FHA|USDA|VA) 4 $1,350,000 $337,500 $6,478 4.19%
LEBANON, PA (FHA|USDA|VA) 8 $1,340,000 $167,500 $4,436 4.10%
BLOOMINGTON, IL (FHA|USDA|VA) 4 $1,340,000 $335,000 $4,352 5.19%
WALLA WALLA, WA (FHA|USDA|VA) 9 $1,335,000 $148,333 $5,319 4.67%
GOLDSBORO, NC (FHA|USDA|VA) 8 $1,320,000 $165,000 $4,246 4.26%
MIDLAND, MI (FHA|USDA|VA) 5 $1,315,000 $263,000 $3,101 4.25%
Alexandria, MN (FHA|USDA|VA) 3 $1,295,000 $431,667 $4,948 2.50%
Cornelia, GA (FHA|USDA|VA) 7 $1,295,000 $185,000 $5,575 3.89%
SAN ANGELO, TX (FHA|USDA|VA) 9 $1,295,000 $143,889 $4,836 4.70%
Elizabeth City, NC (FHA|USDA|VA) 10 $1,290,000 $129,000 $4,409 4.16%
Okeechobee, FL (FHA|USDA|VA) 8 $1,270,000 $158,750 $2,148 4.74%
North Wilkesboro, NC (FHA|USDA|VA) 13 $1,265,000 $97,308 $5,168 3.72%
PINE BLUFF, AR (FHA|USDA|VA) 10 $1,240,000 $124,000 $2,015 4.89%
Orangeburg, SC (FHA|USDA|VA) 10 $1,240,000 $124,000 $5,182 4.76%
ITHACA, NY (FHA|USDA|VA) 6 $1,220,000 $203,333 $3,109 3.27%
HINESVILLE, GA (FHA|USDA|VA) 10 $1,190,000 $119,000 $2,551 4.98%
Rockport, TX (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,140 3.69%
Nogales, AZ (FHA|USDA|VA) 9 $1,165,000 $129,444 $3,987 4.38%
Ottawa, IL (FHA|USDA|VA) 6 $1,160,000 $193,333 $2,942 3.98%
Coos Bay, OR (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,294 3.97%
Centralia, WA (FHA|USDA|VA) 6 $1,150,000 $191,667 $2,184 5.24%
SPRINGFIELD, OH (FHA|USDA|VA) 6 $1,150,000 $191,667 $6,738 5.64%
Ketchikan, AK (FHA|USDA|VA) 3 $1,145,000 $381,667 $5,207 3.75%
Sandusky, OH (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,245 4.98%
Olean, NY (FHA|USDA|VA) 6 $1,130,000 $188,333 $4,428 4.71%
Cookeville, TN (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,312 4.82%
WICHITA FALLS, TX (FHA|USDA|VA) 9 $1,125,000 $125,000 $4,075 4.66%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $1,115,000 $223,000 $3,553 3.70%
Brainerd, MN (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,548 3.70%
WILLIAMSPORT, PA (FHA|USDA|VA) 5 $1,115,000 $223,000 $7,609 3.93%
Mount Vernon, OH (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,300 3.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,963 3.83%
Sheridan, WY (FHA|USDA|VA) 3 $1,105,000 $368,333 $4,289 4.58%
Palestine, TX (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,090 4.96%
DuBois, PA (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,094 3.43%
YUMA, AZ (FHA|USDA|VA) 10 $1,080,000 $108,000 $4,851 4.90%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,907 4.84%
LAWTON, OK (FHA|USDA|VA) 7 $1,065,000 $152,143 $4,443 5.26%
Milledgeville, GA (FHA|USDA|VA) 4 $1,060,000 $265,000 $3,798 3.88%
Taos, NM (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,917 3.90%
TEXARKANA, TX-AR (FHA|USDA|VA) 7 $1,055,000 $150,714 $4,596 5.35%
Newberry, SC (FHA|USDA|VA) 7 $1,045,000 $149,286 $3,192 4.51%
Berlin, NH (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,471 4.90%
FARGO, ND-MN (FHA|USDA|VA) 7 $1,015,000 $145,000 $4,774 5.87%
Plattsburgh, NY (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,997 4.35%
Moscow, ID (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,456 4.07%
Arcadia, FL (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,929 4.92%
Brenham, TX (FHA|USDA|VA) 2 $1,000,000 $500,000 $5,795 5.69%
Hillsdale, MI (FHA|USDA|VA) 2 $1,000,000 $500,000 $3,507 4.19%
Bonham, TX (FHA|USDA|VA) 3 $995,000 $331,667 $8,965 5.66%
BANGOR, ME (FHA|USDA|VA) 9 $985,000 $109,444 $3,810 5.11%
Bellefontaine, OH (FHA|USDA|VA) 4 $980,000 $245,000 $3,623 3.59%
Jasper, AL (FHA|USDA|VA) 2 $970,000 $485,000 $10,319 4.75%
Ruidoso, NM (FHA|USDA|VA) 4 $960,000 $240,000 $4,166 5.19%
HAMMOND, LA (FHA|USDA|VA) 7 $955,000 $136,429 $1,986 4.10%
Fergus Falls, MN (FHA|USDA|VA) 3 $955,000 $318,333 $5,703 5.41%
Branson, MO (FHA|USDA|VA) 6 $950,000 $158,333 $3,325 4.25%
Meadville, PA (FHA|USDA|VA) 4 $940,000 $235,000 $5,534 5.16%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 6 $940,000 $156,667 $2,526 4.86%
Paris, TN (FHA|USDA|VA) 5 $935,000 $187,000 $5,065 4.65%
Ardmore, OK (FHA|USDA|VA) 4 $920,000 $230,000 $5,143 3.62%
Martinsville, VA (FHA|USDA|VA) 4 $910,000 $227,500 $4,289 3.12%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 6 $910,000 $151,667 $3,334 3.69%
Statesboro, GA (FHA|USDA|VA) 7 $905,000 $129,286 $4,118 3.85%
Thomasville, GA (FHA|USDA|VA) 4 $900,000 $225,000 $5,074 3.94%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 6 $900,000 $150,000 $3,133 4.04%
Lake City, FL (FHA|USDA|VA) 6 $880,000 $146,667 $5,254 4.18%
Roseburg, OR (FHA|USDA|VA) 3 $875,000 $291,667 $4,133 3.75%
Corsicana, TX (FHA|USDA|VA) 3 $875,000 $291,667 $9,169 4.13%
Bardstown, KY (FHA|USDA|VA) 3 $865,000 $288,333 $3,908 3.37%
Huntsville, TX (FHA|USDA|VA) 6 $860,000 $143,333 $6,536 5.80%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $845,000 $281,667 $3,421 5.50%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $840,000 $210,000 $3,724 5.15%
Mineral Wells, TX (FHA|USDA|VA) 5 $825,000 $165,000 $4,395 3.75%
Grand Rapids, MN (FHA|USDA|VA) 2 $820,000 $410,000 $2,635 3.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 6 $820,000 $136,667 $6,999 3.79%
ALTOONA, PA (FHA|USDA|VA) 6 $820,000 $136,667 $3,994 4.21%
ELMIRA, NY (FHA|USDA|VA) 4 $820,000 $205,000 $6,239 5.37%
Angola, IN (FHA|USDA|VA) 4 $810,000 $202,500 $2,656 4.00%
DECATUR, AL (FHA|USDA|VA) 3 $805,000 $268,333 $5,141 4.37%
Hermiston-Pendleton, OR (FHA|USDA|VA) 8 $800,000 $100,000 $4,948 4.20%
JOHNSTOWN, PA (FHA|USDA|VA) 4 $800,000 $200,000 $3,970 3.75%
Rexburg, ID (FHA|USDA|VA) 4 $800,000 $200,000 $4,236 4.25%
West Plains, MO (FHA|USDA|VA) 2 $800,000 $400,000 $3,889 4.13%
Marietta, OH (FHA|USDA|VA) 8 $800,000 $100,000 $3,052 4.84%
MANHATTAN, KS (FHA|USDA|VA) 6 $790,000 $131,667 $3,312 5.37%
Clarksburg, WV (FHA|USDA|VA) 2 $790,000 $395,000 $2,573 3.68%
TWIN FALLS, ID (FHA|USDA|VA) 4 $790,000 $197,500 $5,408 4.31%
Warren, PA (FHA|USDA|VA) 3 $765,000 $255,000 $11,928 6.00%
OWENSBORO, KY (FHA|USDA|VA) 2 $760,000 $380,000 $4,934 2.88%
Quincy, IL-MO (FHA|USDA|VA) 4 $730,000 $182,500 $2,596 5.19%
Mount Pleasant, TX (FHA|USDA|VA) 3 $725,000 $241,667 $5,577 3.92%
Urbana, OH (FHA|USDA|VA) 2 $720,000 $360,000 $2,811 4.50%
BATTLE CREEK, MI (FHA|USDA|VA) 6 $720,000 $120,000 $3,634 5.10%
Ludington, MI (FHA|USDA|VA) 2 $710,000 $355,000 $4,890 2.37%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $705,000 $235,000 $5,151 4.67%
La Grande, OR (FHA|USDA|VA) 6 $700,000 $116,667 $4,564 3.91%
McAlester, OK (FHA|USDA|VA) 2 $700,000 $350,000 $20,889 4.31%
Kingsville, TX (FHA|USDA|VA) 5 $695,000 $139,000 $6,016 2.77%
Albertville, AL (FHA|USDA|VA) 6 $690,000 $115,000 $4,297 4.04%
Duncan, OK (FHA|USDA|VA) 2 $690,000 $345,000 $4,290 3.75%
Hereford, TX (FHA|USDA|VA) 2 $680,000 $340,000 $7,219 5.50%
Jasper, IN (FHA|USDA|VA) 2 $680,000 $340,000 $3,075 3.06%
Sunbury, PA (FHA|USDA|VA) 4 $680,000 $170,000 $9,592 4.90%
WHEELING, WV-OH (FHA|USDA|VA) 5 $675,000 $135,000 $4,369 4.77%
Lawrenceburg, TN (FHA|USDA|VA) 5 $665,000 $133,000 $4,866 4.29%
DOTHAN, AL (FHA|USDA|VA) 5 $665,000 $133,000 $3,902 3.32%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $665,000 $133,000 $7,976 5.29%
Bay City, TX (FHA|USDA|VA) 3 $665,000 $221,667 $5,779 3.66%
Lebanon, MO (FHA|USDA|VA) 3 $665,000 $221,667 $3,212 4.37%
Dodge City, KS (FHA|USDA|VA) 3 $655,000 $218,333 $5,857 3.79%
Findlay, OH (FHA|USDA|VA) 3 $655,000 $218,333 $4,191 4.22%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $645,000 $129,000 $4,864 4.75%
Willmar, MN (FHA|USDA|VA) 2 $630,000 $315,000 $7,344 3.19%
Hutchinson, KS (FHA|USDA|VA) 4 $630,000 $157,500 $2,927 4.03%
Wapakoneta, OH (FHA|USDA|VA) 2 $620,000 $310,000 $3,977 3.81%
Newport, TN (FHA|USDA|VA) 1 $615,000 $615,000 $3,476 5.75%
Dayton, TN (FHA|USDA|VA) 3 $605,000 $201,667 $2,808 3.21%
BAY CITY, MI (FHA|USDA|VA) 4 $600,000 $150,000 $2,732 4.40%
Clewiston, FL (FHA|USDA|VA) 3 $595,000 $198,333 $9,034 4.25%
Las Vegas, NM (FHA|USDA|VA) 1 $585,000 $585,000 $8,355 2.50%
Calhoun, GA (FHA|USDA|VA) 4 $580,000 $145,000 $3,821 4.12%
New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $580,000 $145,000 $3,251 4.69%
LaGrange, GA-AL (FHA|USDA|VA) 8 $580,000 $72,500 $10,911 3.98%
VICTORIA, TX (FHA|USDA|VA) 3 $575,000 $191,667 $6,821 4.66%
Portsmouth, OH (FHA|USDA|VA) 4 $570,000 $142,500 $8,487 4.19%
Crescent City, CA (FHA|USDA|VA) 4 $570,000 $142,500 $1,594 3.59%
Beaver Dam, WI (FHA|USDA|VA) 3 $565,000 $188,333 $1,765 3.46%
Lumberton, NC (FHA|USDA|VA) 5 $565,000 $113,000 $3,412 3.70%
Evanston, WY (FHA|USDA|VA) 2 $560,000 $280,000 $4,642 5.16%
Ogdensburg-Massena, NY (FHA|USDA|VA) 3 $555,000 $185,000 $5,118 4.21%
Dublin, GA (FHA|USDA|VA) 3 $555,000 $185,000 $3,798 3.45%
Susanville, CA (FHA|USDA|VA) 4 $550,000 $137,500 $3,545 3.37%
Batesville, AR (FHA|USDA|VA) 2 $550,000 $275,000 $2,262 5.32%
Waycross, GA (FHA|USDA|VA) 4 $550,000 $137,500 $5,574 5.06%
Hannibal, MO (FHA|USDA|VA) 2 $550,000 $275,000 $4,079 4.13%
Natchez, MS-LA (FHA|USDA|VA) 1 $545,000 $545,000 $7,121 6.00%
Indiana, PA (FHA|USDA|VA) 4 $540,000 $135,000 $3,638 5.67%
Athens, TN (FHA|USDA|VA) 2 $540,000 $270,000 $0 3.37%
Sayre, PA (FHA|USDA|VA) 4 $540,000 $135,000 $4,812 4.69%
Cedartown, GA (FHA|USDA|VA) 3 $535,000 $178,333 $7,460 4.83%
Platteville, WI (FHA|USDA|VA) 1 $535,000 $535,000 $2,481 3.13%
JACKSON, TN (FHA|USDA|VA) 4 $530,000 $132,500 $5,199 5.18%
Clovis, NM (FHA|USDA|VA) 3 $525,000 $175,000 $2,187 2.96%
Paducah, KY-IL (FHA|USDA|VA) 3 $515,000 $171,667 $3,743 4.25%
Scottsboro, AL (FHA|USDA|VA) 3 $515,000 $171,667 $6,590 4.00%
Marshall, MO (FHA|USDA|VA) 2 $510,000 $255,000 $0 3.87%
Marion, OH (FHA|USDA|VA) 2 $510,000 $255,000 $5,700 5.38%
Tiffin, OH (FHA|USDA|VA) 3 $505,000 $168,333 $2,489 3.96%
Red Wing, MN (FHA|USDA|VA) 4 $500,000 $125,000 $2,648 4.09%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $500,000 $250,000 $5,033 4.25%
Stephenville, TX (FHA|USDA|VA) 3 $495,000 $165,000 $4,063 5.12%
BISMARCK, ND (FHA|USDA|VA) 1 $495,000 $495,000 $3,714 5.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $495,000 $165,000 $3,190 6.15%
Wooster, OH (FHA|USDA|VA) 3 $495,000 $165,000 $4,095 4.54%
The Dalles, OR (FHA|USDA|VA) 2 $490,000 $245,000 $4,868 4.50%
Wilmington, OH (FHA|USDA|VA) 4 $490,000 $122,500 $3,627 4.37%
Washington Court House, OH (FHA|USDA|VA) 4 $490,000 $122,500 $2,808 3.28%
Bedford, IN (FHA|USDA|VA) 2 $490,000 $245,000 $4,797 4.38%
Klamath Falls, OR (FHA|USDA|VA) 5 $485,000 $97,000 $4,767 4.52%
Fort Morgan, CO (FHA|USDA|VA) 2 $480,000 $240,000 $14,651 5.87%
Spearfish, SD (FHA|USDA|VA) 3 $475,000 $158,333 $3,735 6.38%
Somerset, KY (FHA|USDA|VA) 5 $475,000 $95,000 $4,594 5.03%
BECKLEY, WV (FHA|USDA|VA) 4 $470,000 $117,500 $3,596 5.56%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $470,000 $235,000 $0 5.22%
Mason City, IA (FHA|USDA|VA) 5 $465,000 $93,000 $2,632 5.49%
Bartlesville, OK (FHA|USDA|VA) 5 $465,000 $93,000 $3,340 4.03%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $465,000 $155,000 $6,065 4.47%
Elko, NV (FHA|USDA|VA) 4 $460,000 $115,000 $3,383 3.46%
Harrison, AR (FHA|USDA|VA) 2 $460,000 $230,000 $3,796 3.00%
Warrensburg, MO (FHA|USDA|VA) 3 $455,000 $151,667 $2,010 2.71%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $450,000 $112,500 $3,632 6.26%
Pella, IA (FHA|USDA|VA) 1 $445,000 $445,000 $3,016 4.25%
Murray, KY (FHA|USDA|VA) 3 $435,000 $145,000 $4,668 3.54%
Auburn, NY (FHA|USDA|VA) 3 $435,000 $145,000 $4,100 5.16%
Salina, KS (FHA|USDA|VA) 2 $430,000 $215,000 $6,359 2.81%
DUBUQUE, IA (FHA|USDA|VA) 2 $430,000 $215,000 $3,401 4.63%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $425,000 $141,667 $5,074 3.41%
Toccoa, GA (FHA|USDA|VA) 1 $425,000 $425,000 $3,397 4.00%
Escanaba, MI (FHA|USDA|VA) 2 $420,000 $210,000 $7,082 3.31%
Ottumwa, IA (FHA|USDA|VA) 2 $420,000 $210,000 $3,889 5.19%
CaƱon City, CO (FHA|USDA|VA) 4 $410,000 $102,500 $3,000 4.34%
Shawnee, OK (FHA|USDA|VA) 3 $405,000 $135,000 $6,430 6.32%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $405,000 $405,000 $3,026 5.00%
Moultrie, GA (FHA|USDA|VA) 2 $400,000 $200,000 $4,197 5.74%
Athens, OH (FHA|USDA|VA) 2 $390,000 $195,000 $8,431 4.31%
AMES, IA (FHA|USDA|VA) 4 $390,000 $97,500 $2,809 5.63%
McMinnville, TN (FHA|USDA|VA) 2 $390,000 $195,000 $4,063 4.44%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $390,000 $195,000 $3,669 3.63%
Burley, ID (FHA|USDA|VA) 2 $390,000 $195,000 $5,061 4.63%
Russellville, AR (FHA|USDA|VA) 3 $385,000 $128,333 $3,064 4.21%
Marion, IN (FHA|USDA|VA) 4 $380,000 $95,000 $2,431 4.43%
Seneca Falls, NY (FHA|USDA|VA) 2 $380,000 $190,000 $5,587 3.43%
MANSFIELD, OH (FHA|USDA|VA) 3 $375,000 $125,000 $7,379 4.45%
Brookings, SD (FHA|USDA|VA) 2 $370,000 $185,000 $5,222 3.75%
Storm Lake, IA (FHA|USDA|VA) 2 $370,000 $185,000 $2,799 4.50%
Huntingdon, PA (FHA|USDA|VA) 3 $365,000 $121,667 $3,310 3.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $365,000 $121,667 $2,938 4.12%
Bainbridge, GA (FHA|USDA|VA) 4 $360,000 $90,000 $4,740 5.67%
Muscatine, IA (FHA|USDA|VA) 1 $355,000 $355,000 $12,346 4.13%
Ruston, LA (FHA|USDA|VA) 1 $355,000 $355,000 $4,230 3.00%
Lewisburg, PA (FHA|USDA|VA) 3 $355,000 $118,333 $4,928 4.60%
Winfield, KS (FHA|USDA|VA) 2 $350,000 $175,000 $4,169 4.56%
Nacogdoches, TX (FHA|USDA|VA) 2 $350,000 $175,000 $4,536 5.25%
KANKAKEE, IL (FHA|USDA|VA) 5 $345,000 $69,000 $3,469 4.37%
Kinston, NC (FHA|USDA|VA) 3 $345,000 $115,000 $2,715 3.75%
Coffeyville, KS (FHA|USDA|VA) 4 $340,000 $85,000 $2,784 3.46%
Clearlake, CA (FHA|USDA|VA) 2 $330,000 $165,000 $4,405 3.81%
Durant, OK (FHA|USDA|VA) 2 $320,000 $160,000 $4,296 3.13%
Austin, MN (FHA|USDA|VA) 1 $315,000 $315,000 $0 5.49%
Marinette, WI-MI (FHA|USDA|VA) 3 $315,000 $105,000 $3,460 4.96%
Gallup, NM (FHA|USDA|VA) 2 $310,000 $155,000 $5,807 3.88%
Roswell, NM (FHA|USDA|VA) 2 $310,000 $155,000 $2,411 3.37%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $305,000 $101,667 $5,879 4.83%
Stevens Point, WI (FHA|USDA|VA) 3 $305,000 $101,667 $5,613 4.87%
Bemidji, MN (FHA|USDA|VA) 1 $305,000 $305,000 $4,411 4.25%
North Platte, NE (FHA|USDA|VA) 1 $305,000 $305,000 $2,451 3.88%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $300,000 $150,000 $3,423 4.13%
Fort Payne, AL (FHA|USDA|VA) 3 $295,000 $98,333 $6,381 4.79%
Searcy, AR (FHA|USDA|VA) 2 $290,000 $145,000 $2,442 3.06%
Rolla, MO (FHA|USDA|VA) 2 $290,000 $145,000 $3,259 3.50%
Frankfort, KY (FHA|USDA|VA) 2 $290,000 $145,000 $5,477 3.19%
Winnemucca, NV (FHA|USDA|VA) 2 $290,000 $145,000 $3,055 5.81%
Moberly, MO (FHA|USDA|VA) 2 $290,000 $145,000 $6,616 3.62%
Vincennes, IN (FHA|USDA|VA) 1 $285,000 $285,000 $4,543 5.75%
London, KY (FHA|USDA|VA) 2 $280,000 $140,000 $2,581 5.75%
Muskogee, OK (FHA|USDA|VA) 2 $280,000 $140,000 $5,583 6.58%
Pearsall, TX (FHA|USDA|VA) 2 $280,000 $140,000 $7,207 5.38%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $275,000 $91,667 $2,652 3.12%
Grants, NM (FHA|USDA|VA) 2 $270,000 $135,000 $3,324 4.50%
Rochelle, IL (FHA|USDA|VA) 2 $270,000 $135,000 $0 4.62%
Helena-West Helena, AR (FHA|USDA|VA) 1 $265,000 $265,000 $3,541 6.13%
Greenville, MS (FHA|USDA|VA) 1 $265,000 $265,000 $4,115 4.75%
FOND DU LAC, WI (FHA|USDA|VA) 3 $265,000 $88,333 $0 6.24%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $260,000 $65,000 $4,192 6.45%
Chillicothe, OH (FHA|USDA|VA) 2 $260,000 $130,000 $3,632 2.93%
MUNCIE, IN (FHA|USDA|VA) 3 $255,000 $85,000 $2,530 5.21%
Hobbs, NM (FHA|USDA|VA) 1 $255,000 $255,000 $12,087 4.00%
Paris, TX (FHA|USDA|VA) 2 $250,000 $125,000 $3,427 4.18%
Henderson, NC (FHA|USDA|VA) 2 $250,000 $125,000 $928 4.93%
Salem, OH (FHA|USDA|VA) 2 $250,000 $125,000 $3,020 4.06%
Othello, WA (FHA|USDA|VA) 2 $250,000 $125,000 $4,773 3.44%
Miami, OK (FHA|USDA|VA) 2 $250,000 $125,000 $4,074 5.38%
McComb, MS (FHA|USDA|VA) 3 $245,000 $81,667 $3,399 4.83%
Richmond, IN (FHA|USDA|VA) 3 $245,000 $81,667 $4,614 3.74%
Liberal, KS (FHA|USDA|VA) 1 $245,000 $245,000 $5,990 5.38%
Owatonna, MN (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.74%
Fremont, OH (FHA|USDA|VA) 1 $245,000 $245,000 $4,204 3.00%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $235,000 $235,000 $3,951 4.13%
Maryville, MO (FHA|USDA|VA) 1 $235,000 $235,000 $600 5.13%
Crawfordsville, IN (FHA|USDA|VA) 4 $230,000 $57,500 $3,327 7.06%
Pampa, TX (FHA|USDA|VA) 2 $230,000 $115,000 $4,263 4.81%
Madison, IN (FHA|USDA|VA) 2 $230,000 $115,000 $3,200 6.45%
Borger, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,428 2.88%
New Castle, IN (FHA|USDA|VA) 1 $225,000 $225,000 $5,656 5.38%
Starkville, MS (FHA|USDA|VA) 2 $220,000 $110,000 $0 5.43%
Eufaula, AL-GA (FHA|USDA|VA) 2 $220,000 $110,000 $5,307 3.69%
Union, SC (FHA|USDA|VA) 2 $220,000 $110,000 $4,018 4.37%
Rockingham, NC (FHA|USDA|VA) 2 $220,000 $110,000 $4,497 3.43%
Mount Pleasant, MI (FHA|USDA|VA) 1 $215,000 $215,000 $4,388 4.88%
Peru, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,186 5.25%
Ozark, AL (FHA|USDA|VA) 1 $215,000 $215,000 $3,141 2.50%
Alexander City, AL (FHA|USDA|VA) 3 $215,000 $71,667 $5,086 5.41%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $215,000 $215,000 $7,553 6.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $205,000 $205,000 $600 6.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $205,000 $68,333 $2,595 3.79%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,649 3.38%
Manitowoc, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,243 4.25%
Fairmont, WV (FHA|USDA|VA) 2 $200,000 $100,000 $0 4.74%
Picayune, MS (FHA|USDA|VA) 1 $195,000 $195,000 $5,069 3.75%
Big Rapids, MI (FHA|USDA|VA) 1 $195,000 $195,000 $3,441 5.00%
Kirksville, MO (FHA|USDA|VA) 1 $195,000 $195,000 $2,026 4.75%
Beatrice, NE (FHA|USDA|VA) 1 $195,000 $195,000 $2,616 3.00%
Marquette, MI (FHA|USDA|VA) 1 $195,000 $195,000 $3,561 5.38%
Port Lavaca, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,227 5.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $195,000 $195,000 $4,421 5.50%
Baraboo, WI (FHA|USDA|VA) 1 $195,000 $195,000 $2,501 3.00%
Centralia, IL (FHA|USDA|VA) 3 $195,000 $65,000 $0 2.82%
Fremont, NE (FHA|USDA|VA) 2 $190,000 $95,000 $2,560 4.31%
Kendallville, IN (FHA|USDA|VA) 2 $190,000 $95,000 $2,819 2.68%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $185,000 $185,000 $2,666 3.38%
Huron, SD (FHA|USDA|VA) 1 $185,000 $185,000 $4,490 5.88%
Alma, MI (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.99%
Oskaloosa, IA (FHA|USDA|VA) 1 $185,000 $185,000 $3,471 5.25%
Poplar Bluff, MO (FHA|USDA|VA) 1 $185,000 $185,000 $2,356 4.25%
Craig, CO (FHA|USDA|VA) 1 $185,000 $185,000 $2,923 2.88%
Pittsburg, KS (FHA|USDA|VA) 2 $180,000 $90,000 $3,596 2.81%
Wauchula, FL (FHA|USDA|VA) 2 $180,000 $90,000 $6,460 5.06%
El Dorado, AR (FHA|USDA|VA) 2 $180,000 $90,000 $2,799 4.62%
Weatherford, OK (FHA|USDA|VA) 2 $180,000 $90,000 $3,929 6.06%
Dyersburg, TN (FHA|USDA|VA) 1 $175,000 $175,000 $4,002 3.75%
Scottsburg, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,399 6.13%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,843 4.25%
Blytheville, AR (FHA|USDA|VA) 2 $170,000 $85,000 $2,188 4.06%
Guymon, OK (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.75%
ENID, OK (FHA|USDA|VA) 1 $165,000 $165,000 $5,327 5.25%
Price, UT (FHA|USDA|VA) 1 $165,000 $165,000 $3,637 4.00%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $160,000 $80,000 $3,266 5.18%
Hastings, NE (FHA|USDA|VA) 2 $160,000 $80,000 $0 3.49%
Galesburg, IL (FHA|USDA|VA) 2 $160,000 $80,000 $0 4.99%
Vicksburg, MS (FHA|USDA|VA) 2 $160,000 $80,000 $5,577 4.56%
Riverton, WY (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.53%
Malone, NY (FHA|USDA|VA) 3 $155,000 $51,667 $3,402 4.04%
Cambridge, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,347 3.25%
Dickinson, ND (FHA|USDA|VA) 1 $155,000 $155,000 $4,392 5.00%
Portales, NM (FHA|USDA|VA) 2 $150,000 $75,000 $4,179 6.06%
Ontario, OR-ID (FHA|USDA|VA) 2 $150,000 $75,000 $0 5.49%
Tahlequah, OK (FHA|USDA|VA) 1 $145,000 $145,000 $4,469 2.38%
Defiance, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,873 2.75%
Greeneville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,002 2.25%
Coldwater, MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.63%
Cordele, GA (FHA|USDA|VA) 1 $145,000 $145,000 $2,500 3.00%
Somerset, PA (FHA|USDA|VA) 2 $140,000 $70,000 $1,750 4.13%
Mountain Home, ID (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.66%
Sterling, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,832 3.75%
Ada, OK (FHA|USDA|VA) 1 $135,000 $135,000 $5,315 3.38%
Effingham, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,168 2.75%
Cadillac, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,695 2.75%
Jacksonville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,037 3.75%
Cortland, NY (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.75%
Thomaston, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,854 5.88%
Laurel, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,241 3.25%
Selma, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,815 2.88%
Mountain Home, AR (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.74%
Sweetwater, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,949 2.50%
Winona, MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.50%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.74%
Connersville, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,056 4.13%
Meridian, MS (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.99%
Houghton, MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.25%
Vernon, TX (FHA|USDA|VA) 1 $115,000 $115,000 $600 5.50%
Woodward, OK (FHA|USDA|VA) 1 $115,000 $115,000 $4,597 3.00%
POCATELLO, ID (FHA|USDA|VA) 2 $110,000 $55,000 $0 4.49%
MANKATO, MN (FHA|USDA|VA) 2 $110,000 $55,000 $0 2.62%
Kennett, MO (FHA|USDA|VA) 2 $110,000 $55,000 $2,680 5.00%
Garden City, KS (FHA|USDA|VA) 1 $105,000 $105,000 $0 1.99%
Uvalde, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.38%
Clarksdale, MS (FHA|USDA|VA) 1 $105,000 $105,000 $3,687 4.38%
Cleveland, MS (FHA|USDA|VA) 1 $105,000 $105,000 $4,400 7.25%
Ashland, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,164 2.38%
KOKOMO, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.38%
Elk City, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,966 4.88%
Clinton, IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.38%
Morgan City, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,491 3.25%
GREAT FALLS, MT (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.09%
New Castle, PA (FHA|USDA|VA) 1 $95,000 $95,000 $4,585 2.63%
GADSDEN, AL (FHA|USDA|VA) 1 $95,000 $95,000 $4,916 4.75%
Emporia, KS (FHA|USDA|VA) 2 $90,000 $45,000 $3,169 3.06%
Brownwood, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.24%
Snyder, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.13%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $85,000 $85,000 $3,403 7.00%
Dixon, IL (FHA|USDA|VA) 2 $80,000 $40,000 $0 5.24%
Marshall, MN (FHA|USDA|VA) 1 $75,000 $75,000 $2,989 4.25%
Big Spring, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.74%
Dumas, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.59%
Burlington, IA-IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,822 3.25%
Greenville, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,337 3.63%
Laurinburg, NC (FHA|USDA|VA) 1 $75,000 $75,000 $1,070 5.50%
Madisonville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $3,457 4.63%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $75,000 $75,000 $3,375 3.50%
Bogalusa, LA (FHA|USDA|VA) 1 $65,000 $65,000 $3,468 2.13%
Central City, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.24%
Logansport, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.49%
Silver City, NM (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.13%
Deming, NM (FHA|USDA|VA) 1 $65,000 $65,000 $4,180 2.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $65,000 $65,000 $2,280 2.50%
Great Bend, KS (FHA|USDA|VA) 1 $65,000 $65,000 $3,066 3.25%
DECATUR, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.74%
Amsterdam, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.74%
Zapata, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.99%
Columbus, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.75%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.74%
Oil City, PA (FHA|USDA|VA) 1 $55,000 $55,000 $5,435 4.50%
Albert Lea, MN (FHA|USDA|VA) 1 $55,000 $55,000 $2,768 3.75%
Worthington, MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.74%
Menomonie, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.49%
Sidney, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.49%
Greenwood, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.00%
Tupelo, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.12%
Fort Dodge, IA (FHA|USDA|VA) 1 $45,000 $45,000 $2,623 3.75%
Hope, AR (FHA|USDA|VA) 1 $35,000 $35,000 $3,261 6.38%
Atchison, KS (FHA|USDA|VA) 1 $35,000 $35,000 $2,925 2.50%
Americus, GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.49%
Bank Of America's top markets include Los Angeles, New York, San Francisco, San Jose, and Miami among others.

Their top states include:
  • California (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of America based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Cedar Point Federal Credit Union
    Similarity Rank: 22
    GREATER NEVADA LLC
    Similarity Rank: 45
    QUINCY CREDIT UNION
    Similarity Rank: 50
    NIAGARA'S CHOICE
    Similarity Rank: 80
    ONTARIO SHORES
    Similarity Rank: 84

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 63,229 $43,531,325,000 $688,471 $5,644 3.73%
    HELOC 57,084 $9,688,780,000 $169,728 n/a 4.45%
    FHA 1,008 $244,550,000 $242,609 $7,226 4.16%
    VA 165 $57,395,000 $347,848 $8,895 4.10%

    For 2022, Bank Of America's most frequently originated type of loan was Conventional, with 63,229 originations. Their 2nd most popular type was HELOC, with 57,084 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 39,418 $25,465,210,000 $646,030 $6,354 4.09%
    Home Improvement 33,103 $4,953,055,000 $149,626 $4,801 4.46%
    Refi 21,311 $10,649,055,000 $499,698 $4,242 3.42%
    Other 16,504 $5,705,970,000 $345,733 $6,431 4.36%
    Cash Out Refi 11,150 $6,748,760,000 $605,270 $5,031 3.63%

    For 2022, Bank Of America's most frequently cited loan purpose was Home Purchase, with 39,418 originations. The 2nd most popular reason was Home Improvement, with 33,103 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 108,718 $42,160,930,000 $387,801 $5,825 4.17%
    15 Year 9,305 $8,881,955,000 $954,536 $5,256 3.13%
    20 Year 2,090 $611,950,000 $292,799 $4,295 3.36%
    10 Year 916 $453,430,000 $495,011 $3,640 3.08%
    Other 416 $1,013,100,000 $2,435,337 $8,765 3.68%
    30+ year 25 $3,115,000 $124,600 $81 4.10%
    3 Year 11 $337,785,000 $30,707,727 $11,640 2.63%
    5 Year 5 $59,785,000 $11,957,000 $12,326 2.90%

    For 2022, Bank Of America's most frequently cited loan duration was 30 Year, with 108,718 originations. The 2nd most popular length was 15 Year, with 9,305 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 23,872 $14,716,460,000 $616,474
    $<1k 18,425 $14,171,865,000 $769,165
    $5k+ 6,615 $4,823,975,000 $729,248
    $2k-3k 5,954 $2,328,260,000 $391,041
    $3k-4k 3,599 $1,775,475,000 $493,325
    $4k-5k 2,275 $1,213,025,000 $533,198

    Bank Of America's average total fees were $5,825, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 23,872 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 29,535 $13,737,095,000 $465,112
    <2.5% 23,659 $13,677,545,000 $578,112
    4-5% 21,313 $9,364,235,000 $439,367
    2.5-3% 17,226 $10,099,870,000 $586,315
    5-6% 12,900 $3,736,160,000 $289,625
    6-7% 9,968 $2,058,640,000 $206,525
    7-8% 3,973 $541,365,000 $136,261
    Over 8% 2,898 $302,720,000 $104,458
    % 14 $4,420,000 $315,714

    During 2022, Bank Of America's average interest rate for loans was 4.17%, while their most frequently originated rate bucket for loans was 3-4%, with 29,535 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 32,376 $4,355,440,000 $134,527 $3,235 4.10%
    $200k-400k 31,132 $8,650,860,000 $277,877 $4,479 4.01%
    $100,000 or less 21,480 $1,281,080,000 $59,641 $2,808 4.86%
    $400k-600k 13,449 $6,501,525,000 $483,421 $6,006 3.93%
    $1MM+ 11,661 $24,057,315,000 $2,063,058 $9,379 3.26%
    $600k-1MM 11,388 $8,675,830,000 $761,840 $6,817 3.65%

    2022 saw Bank Of America place emphasis on $100k-200k loans with 32,376 originations, totaling $4,355,440,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 28,998 $10,223,070,000 $352,544 $5,930 4.11%
    $250k+ 28,801 $25,321,245,000 $879,179 $7,669 3.75%
    $100k-150k 24,544 $5,562,470,000 $226,633 $5,136 4.25%
    $50k-75k 14,999 $2,547,535,000 $169,847 $3,778 4.22%
    $75k-100k 14,185 $2,710,425,000 $191,077 $4,535 4.28%
    $50k or less 9,101 $1,566,455,000 $172,119 $3,311 4.04%

    Bank Of America lent most frequently to those with incomes in the $150k-250k range, with 28,998 originations. The second most popular income band? $250k+, with 28,801 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 25,572 $10,080,460,000 $394,199 $5,489 3.92%
    30-36% 23,032 $9,453,460,000 $410,449 $5,649 4.02%
    <20% 9,806 $4,243,150,000 $432,710 $5,188 3.70%
    42% 7,484 $3,106,280,000 $415,056 $6,225 4.31%
    41% 5,744 $2,517,980,000 $438,367 $5,980 4.19%
    40% 5,313 $2,325,905,000 $437,776 $6,037 4.14%
    44% 5,081 $2,176,395,000 $428,340 $5,724 4.15%
    39% 5,039 $2,169,345,000 $430,511 $5,645 4.11%
    38% 4,752 $2,137,210,000 $449,750 $5,782 4.06%
    43% 4,587 $4,307,735,000 $939,118 $7,287 3.96%
    37% 4,408 $2,006,060,000 $455,095 $5,668 4.06%
    36% 4,266 $1,755,630,000 $411,540 $5,645 4.09%
    49% 4,066 $839,560,000 $206,483 $4,948 4.36%
    45% 3,427 $753,455,000 $219,858 $4,439 4.62%
    50-60% 2,690 $898,890,000 $334,160 $7,164 4.56%
    48% 2,157 $474,355,000 $219,914 $4,314 4.39%
    47% 1,887 $522,845,000 $277,077 $4,671 4.34%
    46% 1,723 $449,835,000 $261,077 $4,724 4.34%
    >60% 34 $25,490,000 $749,706 $5,522 3.56%

    Bank Of America lent most frequently to those with DTI ratios of 20-30%, with 25,572 originations. The next most common DTI ratio? 30-36%, with 23,032 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 82,054 $30,763,890,000 $374,922 $5,462 4.11%
    Asian 13,222 $8,242,120,000 $623,364 $6,357 3.82%
    Not applicable 823 $5,472,665,000 $6,649,654 $14,667 2.85%
    Not provided 12,300 $5,240,730,000 $426,076 $5,950 4.10%
    Black 8,478 $2,093,130,000 $246,890 $5,228 4.18%
    Asian Indian 1,871 $953,345,000 $509,538 $6,503 3.92%
    Chinese 468 $199,120,000 $425,470 $6,026 3.91%
    American Indian 807 $164,305,000 $203,600 $4,392 4.43%
    Other Asian 331 $113,315,000 $342,341 $5,782 4.30%
    Filipino 393 $81,255,000 $206,756 $4,245 4.49%
    Korean 194 $65,080,000 $335,464 $6,101 4.07%
    Vietnamese 196 $53,110,000 $270,969 $5,586 4.09%
    Native Hawaiian or Islander 112 $24,650,000 $220,089 $4,159 4.35%
    Other Pacific Islander 86 $17,590,000 $204,535 $3,684 3.85%
    Japanese 65 $16,805,000 $258,538 $5,424 4.13%
    67 $15,285,000 $228,134 $4,839 4.32%
    Guamanian 11 $4,415,000 $401,364 $5,404 3.93%
    Native Hawaiian 5 $955,000 $191,000 $3,684 3.95%
    Samoan 3 $285,000 $95,000 $0 5.83%

    Approval Rates

    Total approvals of all applications
    58.65%

    Bank Of America has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    71.89%

    Bank Of America has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 121,486 $53,522,050,000 $440,561

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    121,486 $53,522,050,000 $440,561

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 27,224 $7,432,790,000 $273,023 $4,249 4.05%
    40-60% 17,379 $10,214,225,000 $587,734 $5,075 3.59%
    60-80% 24,077 $19,225,935,000 $798,519 $6,548 3.78%
    80-100% 20,303 $12,595,865,000 $620,394 $5,828 4.07%
    Over 100% 389 $163,705,000 $420,835 $5,900 3.46%
    Under 20% 31,954 $3,849,070,000 $120,457 $3,860 4.57%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    BANK OF AMERICA, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Trouble during payment process 1 6.7%
    BANK OF AMERICA, NATIONAL ASSOCIATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 20.0%
    BANK OF AMERICA, NATIONAL ASSOCIATION Conventional home mortgage Closing on a mortgage 1 6.7%
    BANK OF AMERICA, NATIONAL ASSOCIATION Conventional home mortgage Struggling to pay mortgage 1 6.7%
    BANK OF AMERICA, NATIONAL ASSOCIATION Conventional home mortgage Trouble during payment process 7 46.7%
    BANK OF AMERICA, NATIONAL ASSOCIATION FHA mortgage Struggling to pay mortgage 1 6.7%
    BANK OF AMERICA, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 6.7%