Flagstar Bank Fsb Mortgage Rates, Fees & Info

Troy, MI

LEI: SS1TRMSN6BRNMOREEV51

Tax ID: 38-2734984

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Mortgage Data

Bank Data

Review & Overview

Flagstar Bank Fsb is a large bank specializing in Home Purchase and Refi loans. Flagstar Bank Fsb has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, San Francisco, Detroit, Riverside, and Seattle among others. We have data for 818 markets. (Some data included below & more in-depth data is available with an active subscription.)

Flagstar Bank Fsb has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Flagstar Bank Fsb is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.22% 11/17/24
30 Year Conventional Purchase 6.72% 11/17/24
30 Year Conventional Refi 6.61% 11/17/24
30 Year Cash-out Refi 6.86% 11/17/24
30 Year FHA Purchase 7.29% 11/17/24
30 Year FHA Refi 7.01% 11/17/24
30 Year VA Purchase 6.14% 11/17/24
30 Year VA Refi 5.97% 11/17/24
30 Year USDA Purchase 6.73% 11/17/24
30 Year USDA Refi 6.49% 11/17/24
15 Year Conventional Purchase 6.20% 11/17/24
15 Year Conventional Refi 6.19% 11/17/24
15 Year Cash-out Refi 6.19% 11/17/24
15 Year FHA Purchase 7.75% 11/17/24
15 Year FHA Refi 6.59% 11/17/24
15 Year VA Purchase 5.80% 11/17/24
15 Year VA Refi 5.91% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Flagstar Bank Fsb Mortgage Calculator






Your Estimates

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This is not an official calculator from Flagstar Bank Fsb. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

83,002

Origination Dollar Volume (All Markets)

$22,759,070,000

Employee count

4,453 Show all (198) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4,655 $2,007,845,000 $431,331 $5,420 4.12%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1,674 $977,210,000 $583,757 $5,564 4.08%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 5,312 $956,800,000 $180,120 $3,094 4.31%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3,122 $937,410,000 $300,259 $5,627 4.17%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,819 $775,885,000 $426,545 $5,640 4.07%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1,723 $749,965,000 $435,267 $6,836 4.03%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,631 $689,635,000 $262,119 $5,892 4.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2,483 $665,765,000 $268,129 $3,930 4.16%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2,190 $591,020,000 $269,872 $6,388 4.41%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,406 $509,210,000 $362,169 $8,608 4.37%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,475 $485,495,000 $329,149 $4,409 4.10%
Outside of Metro Areas 2,618 $462,630,000 $176,711 $4,092 4.27%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,239 $430,715,000 $347,631 $4,615 4.07%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,662 $429,750,000 $258,574 $4,805 4.03%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,802 $415,940,000 $230,821 $4,778 4.22%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 651 $414,095,000 $636,091 $4,931 4.06%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,282 $372,190,000 $290,320 $6,036 4.14%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,010 $345,070,000 $341,653 $5,694 4.04%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 732 $325,470,000 $444,631 $5,353 4.18%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,050 $287,630,000 $273,933 $5,202 4.21%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 501 $270,105,000 $539,132 $6,521 4.15%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,169 $246,505,000 $210,868 $3,615 4.22%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,000 $246,430,000 $246,430 $4,385 4.22%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 543 $245,515,000 $452,145 $5,323 4.10%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 678 $215,520,000 $317,876 $5,242 4.11%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 832 $208,810,000 $250,974 $5,762 4.23%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 606 $199,190,000 $328,696 $6,039 4.23%
BOISE CITY, ID (FHA|USDA|VA) 788 $193,860,000 $246,015 $5,574 4.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 714 $179,800,000 $251,821 $6,000 4.24%
VALLEJO, CA (FHA|USDA|VA) 490 $163,280,000 $333,224 $5,790 4.18%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 370 $155,650,000 $420,676 $5,175 4.13%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 497 $136,555,000 $274,759 $6,735 4.21%
SALT LAKE CITY, UT (FHA|USDA|VA) 461 $128,685,000 $279,143 $3,742 4.03%
FRESNO, CA (FHA|USDA|VA) 443 $124,365,000 $280,734 $5,109 4.25%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 429 $122,845,000 $286,352 $5,594 4.22%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 353 $118,685,000 $336,218 $5,723 4.11%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 467 $116,765,000 $250,032 $4,809 4.21%
NAPA, CA (FHA|USDA|VA) 258 $109,630,000 $424,922 $6,404 4.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 537 $109,475,000 $203,864 $3,525 4.29%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 410 $107,340,000 $261,805 $4,905 4.10%
ST. LOUIS, MO-IL (FHA|USDA|VA) 527 $106,135,000 $201,395 $3,613 4.23%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 464 $106,030,000 $228,513 $4,511 4.45%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 461 $102,185,000 $221,659 $4,809 4.15%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 369 $100,515,000 $272,398 $4,531 4.26%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 676 $90,630,000 $134,068 $3,165 4.39%
COLUMBUS, OH (FHA|USDA|VA) 441 $90,055,000 $204,206 $4,376 4.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 383 $87,325,000 $228,003 $2,519 4.20%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 591 $84,365,000 $142,750 $3,371 4.34%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 320 $81,410,000 $254,406 $6,051 4.31%
PORT ST. LUCIE, FL (FHA|USDA|VA) 355 $79,555,000 $224,099 $5,617 4.28%
REDDING, CA (FHA|USDA|VA) 291 $78,435,000 $269,536 $5,498 4.24%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 284 $78,310,000 $275,739 $3,912 4.05%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 338 $76,820,000 $227,278 $3,807 4.07%
COLORADO SPRINGS, CO (FHA|USDA|VA) 255 $75,985,000 $297,980 $4,342 4.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 286 $75,250,000 $263,112 $5,655 4.15%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 297 $72,445,000 $243,923 $4,931 4.26%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 228 $72,300,000 $317,105 $6,071 4.03%
PITTSBURGH, PA (FHA|USDA|VA) 405 $70,795,000 $174,802 $4,512 4.19%
PROVO-OREM, UT (FHA|USDA|VA) 244 $70,290,000 $288,074 $3,683 4.09%
TUCSON, AZ (FHA|USDA|VA) 321 $68,985,000 $214,907 $4,833 4.28%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 235 $68,085,000 $289,723 $3,696 4.16%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 254 $67,260,000 $264,803 $3,986 4.22%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 318 $66,560,000 $209,308 $5,909 4.26%
RENO, NV (FHA|USDA|VA) 200 $65,730,000 $328,650 $4,953 4.24%
JACKSONVILLE, FL (FHA|USDA|VA) 249 $65,285,000 $262,189 $7,556 4.22%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 293 $63,955,000 $218,276 $5,050 4.28%
SALEM, OR (FHA|USDA|VA) 259 $62,965,000 $243,108 $5,211 4.35%
STOCKTON, CA (FHA|USDA|VA) 205 $61,005,000 $297,585 $4,573 4.26%
OKLAHOMA CITY, OK (FHA|USDA|VA) 252 $58,920,000 $233,810 $4,442 4.15%
GREEN BAY, WI (FHA|USDA|VA) 337 $58,685,000 $174,139 $2,634 4.12%
LOUISVILLE, KY (FHA|USDA|VA) 260 $57,610,000 $221,577 $3,233 4.06%
Truckee-Grass Valley, CA (FHA|USDA|VA) 167 $56,835,000 $340,329 $5,121 4.11%
ANCHORAGE, AK (FHA|USDA|VA) 174 $56,570,000 $325,115 $5,466 3.70%
RALEIGH-CARY, NC (FHA|USDA|VA) 218 $55,830,000 $256,101 $3,735 4.20%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 286 $55,730,000 $194,860 $3,679 4.27%
SALINAS, CA (FHA|USDA|VA) 115 $55,665,000 $484,043 $6,135 4.28%
ANN ARBOR, MI (FHA|USDA|VA) 242 $52,360,000 $216,364 $3,690 4.32%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 191 $51,585,000 $270,079 $5,406 3.93%
ALBUQUERQUE, NM (FHA|USDA|VA) 232 $51,220,000 $220,776 $4,396 4.27%
JACKSON, MI (FHA|USDA|VA) 428 $49,270,000 $115,117 $3,205 4.67%
MODESTO, CA (FHA|USDA|VA) 184 $47,770,000 $259,620 $4,640 4.31%
LAREDO, TX (FHA|USDA|VA) 210 $42,420,000 $202,000 $6,091 4.11%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 213 $42,345,000 $198,803 $5,655 4.33%
WICHITA, KS (FHA|USDA|VA) 260 $41,760,000 $160,615 $3,813 4.04%
FORT COLLINS, CO (FHA|USDA|VA) 138 $41,750,000 $302,536 $4,010 4.09%
Klamath Falls, OR (FHA|USDA|VA) 197 $41,745,000 $211,904 $4,646 4.09%
BEND, OR (FHA|USDA|VA) 140 $41,230,000 $294,500 $5,493 4.30%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 115 $41,105,000 $357,435 $6,518 4.21%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 200 $40,660,000 $203,300 $5,346 4.32%
GREELEY, CO (FHA|USDA|VA) 130 $39,990,000 $307,615 $3,955 4.11%
ALBANY, GA (FHA|USDA|VA) 234 $39,950,000 $170,726 $4,808 4.15%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 210 $39,760,000 $189,333 $4,372 4.28%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 168 $38,590,000 $229,702 $5,155 4.33%
BATON ROUGE, LA (FHA|USDA|VA) 173 $38,155,000 $220,549 $5,826 4.23%
SAVANNAH, GA (FHA|USDA|VA) 175 $38,145,000 $217,971 $5,416 4.03%
BILLINGS, MT (FHA|USDA|VA) 181 $37,745,000 $208,536 $5,006 4.04%
FLINT, MI (FHA|USDA|VA) 292 $37,670,000 $129,007 $3,139 4.39%
IDAHO FALLS, ID (FHA|USDA|VA) 167 $36,455,000 $218,293 $6,169 4.00%
BAKERSFIELD, CA (FHA|USDA|VA) 158 $36,140,000 $228,734 $4,806 4.19%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 190 $34,470,000 $181,421 $3,739 4.03%
Tupelo, MS (FHA|USDA|VA) 223 $34,065,000 $152,758 $5,053 4.43%
BISMARCK, ND (FHA|USDA|VA) 126 $33,720,000 $267,619 $5,274 3.83%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 187 $33,705,000 $180,241 $4,503 4.34%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 176 $33,360,000 $189,545 $5,827 4.45%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 166 $33,140,000 $199,639 $4,487 4.08%
RICHMOND, VA (FHA|USDA|VA) 130 $32,340,000 $248,769 $6,861 4.07%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 202 $31,690,000 $156,881 $5,148 4.47%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 144 $31,090,000 $215,903 $3,359 4.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 78 $30,740,000 $394,103 $5,550 4.07%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 102 $29,270,000 $286,961 $6,567 4.28%
Clearlake, CA (FHA|USDA|VA) 115 $28,885,000 $251,174 $5,389 4.13%
ALTOONA, PA (FHA|USDA|VA) 202 $27,290,000 $135,099 $3,844 4.24%
Ruidoso, NM (FHA|USDA|VA) 128 $26,620,000 $207,969 $3,718 4.31%
GREAT FALLS, MT (FHA|USDA|VA) 127 $25,355,000 $199,646 $4,842 4.04%
Brainerd, MN (FHA|USDA|VA) 113 $24,955,000 $220,841 $4,284 3.99%
Kalispell, MT (FHA|USDA|VA) 87 $24,915,000 $286,379 $4,730 4.00%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 96 $24,840,000 $258,750 $4,670 4.35%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 134 $24,140,000 $180,149 $4,095 4.36%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 89 $23,555,000 $264,663 $7,764 4.41%
DAYTON-KETTERING, OH (FHA|USDA|VA) 33 $23,395,000 $708,939 $4,463 4.35%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 123 $23,155,000 $188,252 $5,033 3.98%
BOULDER, CO (FHA|USDA|VA) 64 $23,020,000 $359,688 $3,764 3.96%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 68 $22,710,000 $333,971 $5,630 4.06%
SHEBOYGAN, WI (FHA|USDA|VA) 152 $22,110,000 $145,461 $2,207 4.22%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 115 $22,045,000 $191,696 $4,942 4.24%
HUNTSVILLE, AL (FHA|USDA|VA) 102 $21,660,000 $212,353 $4,854 3.94%
FORT WAYNE, IN (FHA|USDA|VA) 217 $21,025,000 $96,889 $3,788 4.39%
LAFAYETTE, LA (FHA|USDA|VA) 111 $20,935,000 $188,604 $4,658 4.07%
OCALA, FL (FHA|USDA|VA) 131 $20,885,000 $159,427 $5,083 4.35%
ST. GEORGE, UT (FHA|USDA|VA) 77 $20,195,000 $262,273 $3,860 4.15%
MADISON, WI (FHA|USDA|VA) 76 $19,580,000 $257,632 $3,817 4.11%
LaGrange, GA-AL (FHA|USDA|VA) 107 $19,465,000 $181,916 $3,773 3.94%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 120 $19,080,000 $159,000 $4,887 3.84%
COLUMBIA, SC (FHA|USDA|VA) 90 $18,750,000 $208,333 $4,469 4.08%
Outside of Metro Areas 71 $18,515,000 $260,775 $5,121 4.06%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 86 $18,460,000 $214,651 $4,686 4.29%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 103 $18,145,000 $176,165 $4,652 4.13%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 127 $17,955,000 $141,378 $3,255 4.48%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 101 $17,575,000 $174,010 $3,172 4.18%
Heber, UT (FHA|USDA|VA) 40 $17,530,000 $438,250 $4,718 4.24%
Minot, ND (FHA|USDA|VA) 78 $17,260,000 $221,282 $6,030 3.98%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 84 $17,240,000 $205,238 $5,695 4.16%
Port Angeles, WA (FHA|USDA|VA) 57 $17,195,000 $301,667 $3,976 4.05%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 70 $17,160,000 $245,143 $5,148 4.21%
LAWRENCE, KS (FHA|USDA|VA) 74 $17,100,000 $231,081 $3,350 4.16%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 94 $16,620,000 $176,809 $4,831 4.31%
EAU CLAIRE, WI (FHA|USDA|VA) 116 $16,350,000 $140,948 $3,364 4.46%
ALBANY-LEBANON, OR (FHA|USDA|VA) 68 $16,220,000 $238,529 $6,169 4.30%
URBAN HONOLULU, HI (FHA|USDA|VA) 34 $16,150,000 $475,000 $8,686 4.11%
Key West, FL (FHA|USDA|VA) 41 $15,785,000 $385,000 $7,711 4.65%
Breckenridge, CO (FHA|USDA|VA) 39 $15,505,000 $397,564 $3,670 4.04%
Elko, NV (FHA|USDA|VA) 71 $15,285,000 $215,282 $5,944 4.36%
Del Rio, TX (FHA|USDA|VA) 101 $15,225,000 $150,743 $5,357 4.16%
ERIE, PA (FHA|USDA|VA) 109 $15,135,000 $138,853 $5,032 4.18%
SANTA FE, NM (FHA|USDA|VA) 52 $14,920,000 $286,923 $4,723 4.21%
YAKIMA, WA (FHA|USDA|VA) 75 $14,615,000 $194,867 $4,637 4.22%
VISALIA, CA (FHA|USDA|VA) 59 $14,615,000 $247,712 $4,802 4.21%
Taos, NM (FHA|USDA|VA) 63 $14,435,000 $229,127 $3,659 4.38%
ASHEVILLE, NC (FHA|USDA|VA) 58 $14,380,000 $247,931 $4,034 4.18%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 29 $14,265,000 $491,897 $5,710 4.26%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 44 $14,260,000 $324,091 $5,995 4.04%
Hilo, HI (FHA|USDA|VA) 41 $14,135,000 $344,756 $5,139 4.41%
Helena, MT (FHA|USDA|VA) 62 $14,080,000 $227,097 $5,451 4.31%
EL PASO, TX (FHA|USDA|VA) 68 $13,970,000 $205,441 $4,938 4.17%
WORCESTER, MA-CT (FHA|USDA|VA) 72 $13,690,000 $190,139 $5,564 4.27%
Roseburg, OR (FHA|USDA|VA) 66 $13,610,000 $206,212 $4,820 4.23%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 48 $13,480,000 $280,833 $3,701 4.10%
Bozeman, MT (FHA|USDA|VA) 46 $13,260,000 $288,261 $6,381 4.14%
GAINESVILLE, GA (FHA|USDA|VA) 54 $12,920,000 $239,259 $5,220 4.16%
BELLINGHAM, WA (FHA|USDA|VA) 53 $12,725,000 $240,094 $4,565 3.97%
ST. CLOUD, MN (FHA|USDA|VA) 58 $12,590,000 $217,069 $4,487 4.15%
Newport, OR (FHA|USDA|VA) 51 $12,545,000 $245,980 $6,376 4.15%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 63 $12,465,000 $197,857 $4,538 4.37%
TOLEDO, OH (FHA|USDA|VA) 85 $11,725,000 $137,941 $5,257 4.86%
AKRON, OH (FHA|USDA|VA) 71 $11,695,000 $164,718 $5,109 4.43%
MADERA, CA (FHA|USDA|VA) 48 $11,600,000 $241,667 $5,216 4.10%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 84 $11,480,000 $136,667 $4,854 4.54%
Torrington, CT (FHA|USDA|VA) 53 $11,295,000 $213,113 $5,548 4.10%
Marinette, WI-MI (FHA|USDA|VA) 106 $11,240,000 $106,038 $2,766 4.34%
BATTLE CREEK, MI (FHA|USDA|VA) 93 $11,015,000 $118,441 $3,121 4.59%
Huntsville, TX (FHA|USDA|VA) 54 $10,910,000 $202,037 $5,535 4.21%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 52 $10,580,000 $203,462 $5,879 4.52%
FLAGSTAFF, AZ (FHA|USDA|VA) 32 $10,560,000 $330,000 $3,349 4.18%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 45 $10,495,000 $233,222 $3,631 4.17%
PUNTA GORDA, FL (FHA|USDA|VA) 49 $10,435,000 $212,959 $5,283 4.50%
MONROE, MI (FHA|USDA|VA) 67 $10,305,000 $153,806 $4,188 4.44%
Crossville, TN (FHA|USDA|VA) 66 $10,190,000 $154,394 $4,002 4.18%
Red Bluff, CA (FHA|USDA|VA) 44 $10,130,000 $230,227 $5,766 4.37%
CORVALLIS, OR (FHA|USDA|VA) 33 $9,935,000 $301,061 $6,999 4.32%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 30 $9,880,000 $329,333 $6,215 3.99%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 68 $9,820,000 $144,412 $3,665 4.05%
LINCOLN, NE (FHA|USDA|VA) 47 $9,765,000 $207,766 $2,827 3.84%
YUBA CITY, CA (FHA|USDA|VA) 36 $9,630,000 $267,500 $4,101 4.13%
SPRINGFIELD, MA (FHA|USDA|VA) 42 $9,460,000 $225,238 $5,647 4.23%
SPARTANBURG, SC (FHA|USDA|VA) 54 $9,260,000 $171,481 $4,944 4.07%
APPLETON, WI (FHA|USDA|VA) 45 $9,215,000 $204,778 $2,590 4.03%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 54 $9,090,000 $168,333 $3,628 3.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 42 $9,080,000 $216,190 $5,389 4.40%
MERCED, CA (FHA|USDA|VA) 43 $8,965,000 $208,488 $4,740 4.32%
MEDFORD, OR (FHA|USDA|VA) 33 $8,905,000 $269,848 $6,766 4.14%
LONGVIEW, WA (FHA|USDA|VA) 33 $8,785,000 $266,212 $3,730 4.23%
CHICO, CA (FHA|USDA|VA) 34 $8,720,000 $256,471 $5,071 4.46%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 29 $8,495,000 $292,931 $4,118 4.17%
LANCASTER, PA (FHA|USDA|VA) 42 $8,330,000 $198,333 $5,272 4.08%
DULUTH, MN-WI (FHA|USDA|VA) 42 $8,290,000 $197,381 $4,269 4.08%
RACINE, WI (FHA|USDA|VA) 49 $8,205,000 $167,449 $3,069 4.34%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 25 $8,185,000 $327,400 $4,445 4.17%
Starkville, MS (FHA|USDA|VA) 42 $8,060,000 $191,905 $5,300 4.29%
Traverse City, MI (FHA|USDA|VA) 36 $7,900,000 $219,444 $3,518 4.19%
SALISBURY, MD-DE (FHA|USDA|VA) 33 $7,895,000 $239,242 $6,857 4.15%
Thomasville, GA (FHA|USDA|VA) 46 $7,860,000 $170,870 $6,049 4.27%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 37 $7,635,000 $206,351 $3,764 4.16%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 44 $7,500,000 $170,455 $5,249 4.38%
KNOXVILLE, TN (FHA|USDA|VA) 36 $7,460,000 $207,222 $4,176 4.28%
TOPEKA, KS (FHA|USDA|VA) 50 $7,280,000 $145,600 $3,098 4.08%
Ukiah, CA (FHA|USDA|VA) 24 $7,220,000 $300,833 $4,776 4.53%
MANHATTAN, KS (FHA|USDA|VA) 35 $7,215,000 $206,143 $3,648 4.14%
GRAND JUNCTION, CO (FHA|USDA|VA) 25 $7,215,000 $288,600 $4,092 3.94%
JACKSON, MS (FHA|USDA|VA) 39 $7,155,000 $183,462 $5,397 4.26%
MISSOULA, MT (FHA|USDA|VA) 27 $7,125,000 $263,889 $5,395 3.96%
Centralia, WA (FHA|USDA|VA) 33 $7,115,000 $215,606 $5,013 4.33%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 47 $6,985,000 $148,617 $3,296 4.11%
JOHNSTOWN, PA (FHA|USDA|VA) 66 $6,970,000 $105,606 $4,079 4.31%
Sandpoint, ID (FHA|USDA|VA) 29 $6,965,000 $240,172 $3,468 4.40%
Gardnerville Ranchos, NV (FHA|USDA|VA) 21 $6,955,000 $331,190 $5,736 3.91%
CANTON-MASSILLON, OH (FHA|USDA|VA) 43 $6,875,000 $159,884 $5,875 4.48%
Alexander City, AL (FHA|USDA|VA) 38 $6,780,000 $178,421 $3,121 4.04%
EVANSVILLE, IN-KY (FHA|USDA|VA) 38 $6,630,000 $174,474 $3,424 4.47%
Whitewater, WI (FHA|USDA|VA) 37 $6,585,000 $177,973 $3,648 4.22%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 27 $6,495,000 $240,556 $4,984 4.19%
COLUMBIA, MO (FHA|USDA|VA) 37 $6,475,000 $175,000 $3,171 4.09%
WINCHESTER, VA-WV (FHA|USDA|VA) 26 $6,450,000 $248,077 $5,696 4.11%
Willmar, MN (FHA|USDA|VA) 40 $6,400,000 $160,000 $4,238 4.22%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 26 $6,300,000 $242,308 $4,293 3.94%
STATE COLLEGE, PA (FHA|USDA|VA) 36 $6,230,000 $173,056 $5,075 3.96%
Grand Rapids, MN (FHA|USDA|VA) 29 $6,205,000 $213,966 $3,795 4.08%
Holland, MI (FHA|USDA|VA) 48 $6,180,000 $128,750 $3,329 4.32%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 36 $6,140,000 $170,556 $3,176 4.12%
CARBONDALE-MARION, IL (FHA|USDA|VA) 47 $6,125,000 $130,319 $2,998 4.30%
Moultrie, GA (FHA|USDA|VA) 42 $6,110,000 $145,476 $6,219 4.12%
Oak Harbor, WA (FHA|USDA|VA) 19 $5,845,000 $307,632 $6,545 4.40%
Sonora, CA (FHA|USDA|VA) 24 $5,830,000 $242,917 $5,788 4.23%
Edwards, CO (FHA|USDA|VA) 15 $5,785,000 $385,667 $3,826 3.91%
JOPLIN, MO (FHA|USDA|VA) 36 $5,780,000 $160,556 $3,102 4.22%
SPRINGFIELD, MO (FHA|USDA|VA) 31 $5,745,000 $185,323 $3,518 4.27%
Oxford, MS (FHA|USDA|VA) 32 $5,730,000 $179,063 $5,021 4.32%
Shelton, WA (FHA|USDA|VA) 20 $5,680,000 $284,000 $5,024 4.12%
SAGINAW, MI (FHA|USDA|VA) 51 $5,585,000 $109,510 $2,696 4.66%
HAMMOND, LA (FHA|USDA|VA) 25 $5,565,000 $222,600 $5,714 4.02%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 31 $5,555,000 $179,194 $4,659 4.62%
SIOUX FALLS, SD (FHA|USDA|VA) 24 $5,540,000 $230,833 $3,232 3.70%
MUSKEGON, MI (FHA|USDA|VA) 45 $5,525,000 $122,778 $3,609 4.52%
LOGAN, UT-ID (FHA|USDA|VA) 26 $5,450,000 $209,615 $3,767 4.10%
JEFFERSON CITY, MO (FHA|USDA|VA) 35 $5,375,000 $153,571 $3,922 4.04%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 25 $5,345,000 $213,800 $4,970 4.44%
Jackson, WY-ID (FHA|USDA|VA) 12 $5,270,000 $439,167 $5,964 4.26%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 30 $5,260,000 $175,333 $5,010 4.49%
Adrian, MI (FHA|USDA|VA) 41 $5,205,000 $126,951 $3,879 4.58%
Manitowoc, WI (FHA|USDA|VA) 34 $5,200,000 $152,941 $2,849 4.46%
NILES, MI (FHA|USDA|VA) 39 $5,175,000 $132,692 $3,319 4.24%
VALDOSTA, GA (FHA|USDA|VA) 31 $5,145,000 $165,968 $5,737 4.21%
Morgan City, LA (FHA|USDA|VA) 37 $5,115,000 $138,243 $4,331 4.39%
Ellensburg, WA (FHA|USDA|VA) 15 $5,045,000 $336,333 $6,275 4.14%
MONTGOMERY, AL (FHA|USDA|VA) 20 $4,970,000 $248,500 $3,745 4.19%
ROANOKE, VA (FHA|USDA|VA) 20 $4,920,000 $246,000 $6,814 4.15%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 49 $4,905,000 $100,102 $3,106 4.22%
Meadville, PA (FHA|USDA|VA) 36 $4,700,000 $130,556 $4,549 4.33%
Marquette, MI (FHA|USDA|VA) 50 $4,690,000 $93,800 $2,892 4.32%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 21 $4,675,000 $222,619 $4,093 4.02%
Hailey, ID (FHA|USDA|VA) 13 $4,655,000 $358,077 $6,126 4.11%
Fernley, NV (FHA|USDA|VA) 18 $4,640,000 $257,778 $5,173 3.98%
Hillsdale, MI (FHA|USDA|VA) 46 $4,640,000 $100,870 $3,195 4.57%
TALLAHASSEE, FL (FHA|USDA|VA) 19 $4,635,000 $243,947 $6,651 4.16%
Beatrice, NE (FHA|USDA|VA) 37 $4,595,000 $124,189 $4,181 4.40%
CARSON CITY, NV (FHA|USDA|VA) 15 $4,595,000 $306,333 $4,793 3.87%
Sturgis, MI (FHA|USDA|VA) 40 $4,590,000 $114,750 $3,401 4.53%
Butte-Silver Bow, MT (FHA|USDA|VA) 29 $4,585,000 $158,103 $3,093 4.09%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 27 $4,585,000 $169,815 $5,565 4.45%
Boone, NC (FHA|USDA|VA) 18 $4,510,000 $250,556 $3,558 3.95%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 28 $4,410,000 $157,500 $3,830 4.35%
RAPID CITY, SD (FHA|USDA|VA) 18 $4,410,000 $245,000 $5,401 4.17%
Pahrump, NV (FHA|USDA|VA) 23 $4,385,000 $190,652 $4,879 4.23%
PUEBLO, CO (FHA|USDA|VA) 21 $4,375,000 $208,333 $4,261 4.08%
Show Low, AZ (FHA|USDA|VA) 17 $4,365,000 $256,765 $4,306 4.10%
Lufkin, TX (FHA|USDA|VA) 22 $4,280,000 $194,545 $6,088 4.08%
HARRISONBURG, VA (FHA|USDA|VA) 18 $4,240,000 $235,556 $3,866 4.22%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 24 $4,210,000 $175,417 $4,111 4.23%
MIDLAND, TX (FHA|USDA|VA) 14 $4,130,000 $295,000 $6,866 4.13%
Bellefontaine, OH (FHA|USDA|VA) 28 $4,120,000 $147,143 $3,992 4.48%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 23 $4,065,000 $176,739 $4,542 4.09%
PANAMA CITY, FL (FHA|USDA|VA) 15 $4,065,000 $271,000 $6,287 4.06%
Blackfoot, ID (FHA|USDA|VA) 18 $4,040,000 $224,444 $6,255 3.92%
THE VILLAGES, FL (FHA|USDA|VA) 19 $4,035,000 $212,368 $5,873 3.75%
WACO, TX (FHA|USDA|VA) 18 $4,030,000 $223,889 $4,940 4.33%
Aberdeen, WA (FHA|USDA|VA) 21 $4,015,000 $191,190 $5,553 4.15%
New Castle, PA (FHA|USDA|VA) 27 $4,015,000 $148,704 $5,140 4.33%
YORK-HANOVER, PA (FHA|USDA|VA) 23 $3,965,000 $172,391 $5,137 4.34%
Durango, CO (FHA|USDA|VA) 9 $3,965,000 $440,556 $4,961 4.10%
AMES, IA (FHA|USDA|VA) 23 $3,965,000 $172,391 $3,272 4.00%
DECATUR, AL (FHA|USDA|VA) 19 $3,925,000 $206,579 $5,748 4.06%
ROCHESTER, MN (FHA|USDA|VA) 18 $3,910,000 $217,222 $4,608 4.20%
Coldwater, MI (FHA|USDA|VA) 36 $3,850,000 $106,944 $3,532 4.38%
Iron Mountain, MI-WI (FHA|USDA|VA) 25 $3,845,000 $153,800 $2,458 3.76%
FAYETTEVILLE, NC (FHA|USDA|VA) 21 $3,825,000 $182,143 $3,757 4.32%
COLUMBUS, GA-AL (FHA|USDA|VA) 21 $3,815,000 $181,667 $3,935 3.89%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 29 $3,745,000 $129,138 $4,629 4.90%
Prineville, OR (FHA|USDA|VA) 14 $3,700,000 $264,286 $4,127 4.10%
CORPUS CHRISTI, TX (FHA|USDA|VA) 21 $3,695,000 $175,952 $4,525 4.39%
ROCKFORD, IL (FHA|USDA|VA) 29 $3,635,000 $125,345 $4,579 4.73%
DOVER, DE (FHA|USDA|VA) 13 $3,605,000 $277,308 $7,524 4.41%
Huntingdon, PA (FHA|USDA|VA) 25 $3,575,000 $143,000 $3,896 4.12%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 18 $3,570,000 $198,333 $4,417 4.19%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 32 $3,530,000 $110,313 $4,655 4.92%
Kapaa, HI (FHA|USDA|VA) 8 $3,510,000 $438,750 $5,632 4.10%
BAY CITY, MI (FHA|USDA|VA) 38 $3,490,000 $91,842 $2,438 4.66%
FARGO, ND-MN (FHA|USDA|VA) 18 $3,480,000 $193,333 $4,966 4.05%
Ardmore, OK (FHA|USDA|VA) 17 $3,415,000 $200,882 $5,304 4.52%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 15 $3,395,000 $226,333 $4,546 3.99%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 14 $3,360,000 $240,000 $3,355 4.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 16 $3,360,000 $210,000 $3,260 4.02%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 28 $3,340,000 $119,286 $4,176 4.59%
Beaver Dam, WI (FHA|USDA|VA) 19 $3,335,000 $175,526 $3,314 3.88%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 17 $3,325,000 $195,588 $4,326 4.32%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 21 $3,325,000 $158,333 $4,856 4.39%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 12 $3,310,000 $275,833 $2,615 3.58%
READING, PA (FHA|USDA|VA) 24 $3,290,000 $137,083 $5,166 4.57%
GAINESVILLE, FL (FHA|USDA|VA) 16 $3,280,000 $205,000 $4,546 3.97%
DuBois, PA (FHA|USDA|VA) 26 $3,220,000 $123,846 $3,625 4.50%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 13 $3,185,000 $245,000 $4,266 4.33%
GRANTS PASS, OR (FHA|USDA|VA) 13 $3,185,000 $245,000 $5,456 3.95%
WILMINGTON, NC (FHA|USDA|VA) 15 $3,175,000 $211,667 $4,394 4.59%
Jefferson, GA (FHA|USDA|VA) 18 $3,170,000 $176,111 $4,901 4.37%
SHERMAN-DENISON, TX (FHA|USDA|VA) 13 $3,165,000 $243,462 $6,117 4.20%
Wabash, IN (FHA|USDA|VA) 34 $3,140,000 $92,353 $3,348 4.69%
Easton, MD (FHA|USDA|VA) 12 $3,140,000 $261,667 $6,037 4.16%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 18 $3,120,000 $173,333 $5,173 4.18%
OCEAN CITY, NJ (FHA|USDA|VA) 8 $3,120,000 $390,000 $5,094 4.52%
WENATCHEE, WA (FHA|USDA|VA) 14 $3,070,000 $219,286 $3,931 4.66%
Faribault-Northfield, MN (FHA|USDA|VA) 12 $3,060,000 $255,000 $4,901 3.93%
Cullman, AL (FHA|USDA|VA) 15 $3,035,000 $202,333 $5,256 3.81%
Huntington, IN (FHA|USDA|VA) 21 $3,005,000 $143,095 $3,916 4.46%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 15 $2,985,000 $199,000 $5,763 4.49%
Menomonie, WI (FHA|USDA|VA) 20 $2,960,000 $148,000 $4,329 4.53%
WINSTON-SALEM, NC (FHA|USDA|VA) 22 $2,930,000 $133,182 $4,343 3.98%
Shawano, WI (FHA|USDA|VA) 16 $2,930,000 $183,125 $2,388 4.01%
Gloversville, NY (FHA|USDA|VA) 20 $2,920,000 $146,000 $4,568 4.41%
Payson, AZ (FHA|USDA|VA) 15 $2,915,000 $194,333 $5,015 4.43%
Mount Pleasant, MI (FHA|USDA|VA) 21 $2,885,000 $137,381 $2,528 4.74%
EL CENTRO, CA (FHA|USDA|VA) 13 $2,875,000 $221,154 $4,253 4.25%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 21 $2,865,000 $136,429 $5,446 4.53%
Hermiston-Pendleton, OR (FHA|USDA|VA) 17 $2,855,000 $167,941 $5,368 4.11%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 11 $2,855,000 $259,545 $6,212 3.96%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 19 $2,825,000 $148,684 $4,569 4.38%
WALLA WALLA, WA (FHA|USDA|VA) 12 $2,800,000 $233,333 $4,826 4.04%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 15 $2,795,000 $186,333 $4,057 4.13%
El Campo, TX (FHA|USDA|VA) 16 $2,780,000 $173,750 $6,068 4.24%
Okeechobee, FL (FHA|USDA|VA) 16 $2,770,000 $173,125 $5,449 4.53%
Cookeville, TN (FHA|USDA|VA) 16 $2,720,000 $170,000 $4,446 4.25%
Moses Lake, WA (FHA|USDA|VA) 12 $2,690,000 $224,167 $4,575 4.07%
TWIN FALLS, ID (FHA|USDA|VA) 13 $2,655,000 $204,231 $5,373 4.20%
Glenwood Springs, CO (FHA|USDA|VA) 10 $2,620,000 $262,000 $2,925 4.69%
Zanesville, OH (FHA|USDA|VA) 19 $2,595,000 $136,579 $4,023 4.12%
Nacogdoches, TX (FHA|USDA|VA) 13 $2,595,000 $199,615 $5,380 4.08%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 18 $2,590,000 $143,889 $3,469 4.61%
TULSA, OK (FHA|USDA|VA) 14 $2,580,000 $184,286 $5,487 4.04%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 15 $2,575,000 $171,667 $3,746 4.64%
CHEYENNE, WY (FHA|USDA|VA) 9 $2,545,000 $282,778 $6,100 4.16%
Marion, OH (FHA|USDA|VA) 22 $2,530,000 $115,000 $3,504 4.41%
Eureka-Arcata, CA (FHA|USDA|VA) 12 $2,530,000 $210,833 $4,707 3.88%
Concord, NH (FHA|USDA|VA) 12 $2,510,000 $209,167 $4,063 3.88%
BLOOMINGTON, IN (FHA|USDA|VA) 15 $2,485,000 $165,667 $2,948 4.43%
Coos Bay, OR (FHA|USDA|VA) 12 $2,480,000 $206,667 $4,954 4.10%
MIDLAND, MI (FHA|USDA|VA) 19 $2,465,000 $129,737 $2,651 4.61%
WARNER ROBINS, GA (FHA|USDA|VA) 16 $2,450,000 $153,125 $3,802 3.88%
ALEXANDRIA, LA (FHA|USDA|VA) 14 $2,450,000 $175,000 $5,375 4.57%
Duncan, OK (FHA|USDA|VA) 25 $2,435,000 $97,400 $3,630 4.33%
Alexandria, MN (FHA|USDA|VA) 11 $2,415,000 $219,545 $3,931 4.33%
LAKE CHARLES, LA (FHA|USDA|VA) 12 $2,410,000 $200,833 $4,334 4.33%
GRAND FORKS, ND-MN (FHA|USDA|VA) 9 $2,375,000 $263,889 $4,753 4.08%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 7 $2,355,000 $336,429 $6,884 3.98%
Richmond-Berea, KY (FHA|USDA|VA) 14 $2,330,000 $166,429 $3,556 4.08%
Red Wing, MN (FHA|USDA|VA) 11 $2,265,000 $205,909 $4,818 4.49%
Astoria, OR (FHA|USDA|VA) 8 $2,240,000 $280,000 $5,506 4.35%
Athens, TN (FHA|USDA|VA) 16 $2,220,000 $138,750 $4,118 4.42%
Williston, ND (FHA|USDA|VA) 6 $2,220,000 $370,000 $9,425 3.94%
WICHITA FALLS, TX (FHA|USDA|VA) 17 $2,205,000 $129,706 $5,148 4.34%
CEDAR RAPIDS, IA (FHA|USDA|VA) 12 $2,190,000 $182,500 $5,051 4.24%
Urbana, OH (FHA|USDA|VA) 14 $2,190,000 $156,429 $4,390 4.47%
LUBBOCK, TX (FHA|USDA|VA) 11 $2,155,000 $195,909 $4,535 4.90%
DALTON, GA (FHA|USDA|VA) 14 $2,130,000 $152,143 $3,845 4.38%
Auburn, IN (FHA|USDA|VA) 17 $2,125,000 $125,000 $5,522 4.67%
HATTIESBURG, MS (FHA|USDA|VA) 12 $2,060,000 $171,667 $5,222 3.89%
Angola, IN (FHA|USDA|VA) 17 $2,045,000 $120,294 $4,433 4.40%
Ontario, OR-ID (FHA|USDA|VA) 12 $2,010,000 $167,500 $4,121 4.05%
Seneca, SC (FHA|USDA|VA) 5 $2,005,000 $401,000 $4,790 4.24%
Natchitoches, LA (FHA|USDA|VA) 8 $1,990,000 $248,750 $4,612 4.12%
GREENVILLE, NC (FHA|USDA|VA) 10 $1,980,000 $198,000 $4,948 4.37%
BRUNSWICK, GA (FHA|USDA|VA) 6 $1,970,000 $328,333 $3,386 4.38%
New Philadelphia-Dover, OH (FHA|USDA|VA) 16 $1,960,000 $122,500 $5,564 4.86%
Sikeston, MO (FHA|USDA|VA) 16 $1,950,000 $121,875 $3,709 4.26%
VICTORIA, TX (FHA|USDA|VA) 6 $1,930,000 $321,667 $5,287 4.20%
Opelousas, LA (FHA|USDA|VA) 6 $1,920,000 $320,000 $4,741 4.13%
Rexburg, ID (FHA|USDA|VA) 12 $1,920,000 $160,000 $4,936 4.10%
Hutchinson, MN (FHA|USDA|VA) 11 $1,905,000 $173,182 $5,078 4.13%
STAUNTON, VA (FHA|USDA|VA) 11 $1,885,000 $171,364 $6,412 3.99%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 11 $1,865,000 $169,545 $2,867 4.37%
Mountain Home, ID (FHA|USDA|VA) 11 $1,865,000 $169,545 $4,659 4.32%
LYNCHBURG, VA (FHA|USDA|VA) 12 $1,850,000 $154,167 $5,736 4.32%
Baraboo, WI (FHA|USDA|VA) 8 $1,850,000 $231,250 $3,543 4.03%
LAWTON, OK (FHA|USDA|VA) 15 $1,835,000 $122,333 $4,272 4.26%
Spearfish, SD (FHA|USDA|VA) 9 $1,815,000 $201,667 $4,043 4.30%
Brookings, OR (FHA|USDA|VA) 6 $1,800,000 $300,000 $5,592 4.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 9 $1,795,000 $199,444 $3,647 3.85%
LEBANON, PA (FHA|USDA|VA) 10 $1,790,000 $179,000 $5,350 4.55%
MORGANTOWN, WV (FHA|USDA|VA) 14 $1,780,000 $127,143 $5,582 4.16%
Marshall, MO (FHA|USDA|VA) 16 $1,770,000 $110,625 $3,119 4.18%
West Plains, MO (FHA|USDA|VA) 14 $1,750,000 $125,000 $2,541 4.34%
Brenham, TX (FHA|USDA|VA) 6 $1,740,000 $290,000 $4,646 3.91%
TUSCALOOSA, AL (FHA|USDA|VA) 11 $1,725,000 $156,818 $5,672 4.27%
Georgetown, SC (FHA|USDA|VA) 8 $1,700,000 $212,500 $3,866 3.93%
CLEVELAND, TN (FHA|USDA|VA) 11 $1,695,000 $154,091 $3,848 4.44%
CASPER, WY (FHA|USDA|VA) 6 $1,690,000 $281,667 $4,655 3.86%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 10 $1,680,000 $168,000 $5,049 4.06%
YUMA, AZ (FHA|USDA|VA) 6 $1,650,000 $275,000 $6,024 3.92%
LAS CRUCES, NM (FHA|USDA|VA) 9 $1,635,000 $181,667 $4,065 4.04%
DUBUQUE, IA (FHA|USDA|VA) 9 $1,635,000 $181,667 $5,113 4.71%
AMARILLO, TX (FHA|USDA|VA) 7 $1,615,000 $230,714 $4,246 3.62%
Big Rapids, MI (FHA|USDA|VA) 12 $1,600,000 $133,333 $2,462 4.47%
Sevierville, TN (FHA|USDA|VA) 9 $1,595,000 $177,222 $3,429 4.38%
SPRINGFIELD, IL (FHA|USDA|VA) 8 $1,550,000 $193,750 $3,758 4.00%
Alma, MI (FHA|USDA|VA) 13 $1,545,000 $118,846 $3,027 4.72%
Woodward, OK (FHA|USDA|VA) 11 $1,535,000 $139,545 $3,443 3.98%
Susanville, CA (FHA|USDA|VA) 8 $1,530,000 $191,250 $4,873 4.26%
Crawfordsville, IN (FHA|USDA|VA) 7 $1,525,000 $217,857 $5,288 4.05%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 17 $1,525,000 $89,706 $3,804 4.35%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,510,000 $251,667 $3,807 4.29%
WHEELING, WV-OH (FHA|USDA|VA) 15 $1,495,000 $99,667 $4,943 4.46%
Stevens Point, WI (FHA|USDA|VA) 8 $1,490,000 $186,250 $3,217 4.76%
FOND DU LAC, WI (FHA|USDA|VA) 10 $1,490,000 $149,000 $3,179 4.59%
The Dalles, OR (FHA|USDA|VA) 5 $1,485,000 $297,000 $5,320 4.02%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 10 $1,480,000 $148,000 $4,156 3.99%
Calhoun, GA (FHA|USDA|VA) 7 $1,465,000 $209,286 $5,408 4.10%
Maryville, MO (FHA|USDA|VA) 9 $1,445,000 $160,556 $3,660 4.37%
Cedartown, GA (FHA|USDA|VA) 8 $1,440,000 $180,000 $3,789 4.22%
FLORENCE, SC (FHA|USDA|VA) 9 $1,435,000 $159,444 $4,820 4.19%
LONGVIEW, TX (FHA|USDA|VA) 9 $1,425,000 $158,333 $5,129 4.76%
HINESVILLE, GA (FHA|USDA|VA) 7 $1,415,000 $202,143 $3,169 3.93%
TYLER, TX (FHA|USDA|VA) 8 $1,410,000 $176,250 $4,543 4.13%
Ottawa, IL (FHA|USDA|VA) 9 $1,405,000 $156,111 $3,474 3.95%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 9 $1,375,000 $152,778 $5,250 3.81%
Farmington, MO (FHA|USDA|VA) 9 $1,375,000 $152,778 $3,059 4.04%
POCATELLO, ID (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,729 4.21%
ODESSA, TX (FHA|USDA|VA) 6 $1,360,000 $226,667 $5,938 4.53%
MORRISTOWN, TN (FHA|USDA|VA) 6 $1,360,000 $226,667 $3,918 4.42%
BLOOMINGTON, IL (FHA|USDA|VA) 6 $1,340,000 $223,333 $2,790 3.96%
New Ulm, MN (FHA|USDA|VA) 6 $1,340,000 $223,333 $4,492 4.44%
Escanaba, MI (FHA|USDA|VA) 16 $1,340,000 $83,750 $2,650 4.42%
Kerrville, TX (FHA|USDA|VA) 3 $1,335,000 $445,000 $10,616 4.50%
Lock Haven, PA (FHA|USDA|VA) 9 $1,335,000 $148,333 $5,265 4.60%
CaƱon City, CO (FHA|USDA|VA) 4 $1,330,000 $332,500 $7,008 3.25%
Marshall, MN (FHA|USDA|VA) 8 $1,320,000 $165,000 $3,029 4.05%
ROME, GA (FHA|USDA|VA) 5 $1,315,000 $263,000 $3,394 3.75%
Laconia, NH (FHA|USDA|VA) 5 $1,295,000 $259,000 $4,548 3.98%
Cedar City, UT (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,818 4.51%
Bluffton, IN (FHA|USDA|VA) 15 $1,285,000 $85,667 $1,776 4.22%
MANKATO, MN (FHA|USDA|VA) 7 $1,285,000 $183,571 $5,133 4.47%
Peru, IN (FHA|USDA|VA) 18 $1,260,000 $70,000 $2,814 4.69%
Montrose, CO (FHA|USDA|VA) 5 $1,255,000 $251,000 $2,596 3.56%
Mason City, IA (FHA|USDA|VA) 7 $1,245,000 $177,857 $2,643 4.60%
LEWISTON, ID-WA (FHA|USDA|VA) 6 $1,240,000 $206,667 $5,452 4.21%
EAST STROUDSBURG, PA (FHA|USDA|VA) 10 $1,240,000 $124,000 $7,270 4.05%
WAUSAU-WESTON, WI (FHA|USDA|VA) 9 $1,225,000 $136,111 $3,474 4.34%
Owatonna, MN (FHA|USDA|VA) 5 $1,225,000 $245,000 $6,314 3.58%
Bucyrus-Galion, OH (FHA|USDA|VA) 12 $1,220,000 $101,667 $3,775 4.34%
Marshalltown, IA (FHA|USDA|VA) 10 $1,200,000 $120,000 $3,520 4.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 10 $1,170,000 $117,000 $5,016 4.21%
Corinth, MS (FHA|USDA|VA) 9 $1,165,000 $129,444 $5,323 4.47%
Winfield, KS (FHA|USDA|VA) 13 $1,165,000 $89,615 $3,293 4.32%
Tifton, GA (FHA|USDA|VA) 8 $1,160,000 $145,000 $5,686 4.21%
GETTYSBURG, PA (FHA|USDA|VA) 4 $1,150,000 $287,500 $13,215 4.31%
Findlay, OH (FHA|USDA|VA) 6 $1,150,000 $191,667 $3,727 4.08%
Lewistown, PA (FHA|USDA|VA) 12 $1,150,000 $95,833 $4,305 4.18%
Steamboat Springs, CO (FHA|USDA|VA) 5 $1,145,000 $229,000 $2,186 4.02%
ABILENE, TX (FHA|USDA|VA) 8 $1,140,000 $142,500 $3,611 5.20%
Gainesville, TX (FHA|USDA|VA) 2 $1,140,000 $570,000 $10,260 3.81%
KINGSTON, NY (FHA|USDA|VA) 6 $1,120,000 $186,667 $5,769 4.71%
Fort Leonard Wood, MO (FHA|USDA|VA) 8 $1,120,000 $140,000 $3,340 4.28%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 7 $1,115,000 $159,286 $5,069 4.05%
Sanford, NC (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,114 4.25%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,753 4.33%
Morehead City, NC (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,329 4.64%
Palestine, TX (FHA|USDA|VA) 7 $1,055,000 $150,714 $4,798 4.68%
Laramie, WY (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,200 3.92%
Norwalk, OH (FHA|USDA|VA) 6 $1,050,000 $175,000 $6,131 4.02%
Rochelle, IL (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,518 4.15%
McMinnville, TN (FHA|USDA|VA) 5 $1,035,000 $207,000 $8,179 4.30%
West Point, MS (FHA|USDA|VA) 7 $1,035,000 $147,857 $5,348 4.52%
Oneonta, NY (FHA|USDA|VA) 2 $1,030,000 $515,000 $9,591 5.25%
Warrensburg, MO (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,686 4.14%
Vineyard Haven, MA (FHA|USDA|VA) 2 $1,020,000 $510,000 $8,354 3.25%
MOBILE, AL (FHA|USDA|VA) 6 $1,020,000 $170,000 $6,336 4.44%
Athens, TX (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,245 4.63%
NEW BERN, NC (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,096 3.91%
Lebanon, NH-VT (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,770 3.96%
FAIRBANKS, AK (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,956 3.71%
Statesboro, GA (FHA|USDA|VA) 6 $1,000,000 $166,667 $7,177 4.17%
Warsaw, IN (FHA|USDA|VA) 9 $995,000 $110,556 $3,500 4.47%
Lebanon, MO (FHA|USDA|VA) 6 $990,000 $165,000 $4,404 4.19%
SPRINGFIELD, OH (FHA|USDA|VA) 9 $985,000 $109,444 $4,768 4.14%
Decatur, IN (FHA|USDA|VA) 14 $980,000 $70,000 $2,864 4.98%
BURLINGTON, NC (FHA|USDA|VA) 5 $975,000 $195,000 $3,797 4.05%
Burley, ID (FHA|USDA|VA) 6 $970,000 $161,667 $5,819 4.49%
Indiana, PA (FHA|USDA|VA) 6 $970,000 $161,667 $4,826 4.21%
New Castle, IN (FHA|USDA|VA) 7 $965,000 $137,857 $3,564 4.96%
ROCHESTER, NY (FHA|USDA|VA) 10 $960,000 $96,000 $4,842 4.46%
Fort Morgan, CO (FHA|USDA|VA) 4 $960,000 $240,000 $5,069 4.12%
Vicksburg, MS (FHA|USDA|VA) 7 $955,000 $136,429 $5,255 4.92%
Mineral Wells, TX (FHA|USDA|VA) 3 $955,000 $318,333 $8,082 3.83%
KANKAKEE, IL (FHA|USDA|VA) 5 $945,000 $189,000 $3,836 4.23%
MUNCIE, IN (FHA|USDA|VA) 10 $920,000 $92,000 $3,747 4.50%
St. Marys, GA (FHA|USDA|VA) 4 $910,000 $227,500 $3,819 4.22%
Ottawa, KS (FHA|USDA|VA) 6 $910,000 $151,667 $3,085 3.96%
Ashtabula, OH (FHA|USDA|VA) 6 $900,000 $150,000 $5,601 4.37%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $900,000 $150,000 $5,013 4.71%
Cornelia, GA (FHA|USDA|VA) 4 $890,000 $222,500 $5,854 3.72%
Bartlesville, OK (FHA|USDA|VA) 3 $885,000 $295,000 $5,821 3.71%
Picayune, MS (FHA|USDA|VA) 7 $865,000 $123,571 $4,715 3.56%
Fairmont, WV (FHA|USDA|VA) 7 $865,000 $123,571 $4,319 4.54%
MANSFIELD, OH (FHA|USDA|VA) 7 $865,000 $123,571 $3,923 4.62%
Austin, MN (FHA|USDA|VA) 4 $860,000 $215,000 $5,063 4.09%
Rock Springs, WY (FHA|USDA|VA) 4 $850,000 $212,500 $5,303 3.81%
Dayton, TN (FHA|USDA|VA) 6 $850,000 $141,667 $2,878 4.35%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 6 $840,000 $140,000 $5,654 4.46%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $840,000 $210,000 $3,658 4.34%
Greeneville, TN (FHA|USDA|VA) 3 $835,000 $278,333 $4,184 3.46%
GADSDEN, AL (FHA|USDA|VA) 5 $825,000 $165,000 $5,123 4.02%
Granbury, TX (FHA|USDA|VA) 3 $825,000 $275,000 $5,218 4.38%
Gillette, WY (FHA|USDA|VA) 5 $825,000 $165,000 $5,210 4.53%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $815,000 $163,000 $3,424 5.45%
BECKLEY, WV (FHA|USDA|VA) 8 $810,000 $101,250 $3,818 4.52%
North Platte, NE (FHA|USDA|VA) 4 $810,000 $202,500 $5,568 4.26%
Houghton, MI (FHA|USDA|VA) 7 $805,000 $115,000 $3,488 3.65%
Craig, CO (FHA|USDA|VA) 3 $805,000 $268,333 $5,615 3.92%
Hannibal, MO (FHA|USDA|VA) 7 $805,000 $115,000 $3,712 4.45%
Wilson, NC (FHA|USDA|VA) 4 $800,000 $200,000 $1,760 3.62%
SYRACUSE, NY (FHA|USDA|VA) 3 $795,000 $265,000 $5,596 5.77%
Watertown, SD (FHA|USDA|VA) 1 $795,000 $795,000 $3,952 4.78%
Natchez, MS-LA (FHA|USDA|VA) 10 $790,000 $79,000 $3,067 4.70%
Seymour, IN (FHA|USDA|VA) 4 $780,000 $195,000 $5,104 4.50%
Newberry, SC (FHA|USDA|VA) 3 $775,000 $258,333 $3,190 3.67%
Clarksdale, MS (FHA|USDA|VA) 3 $775,000 $258,333 $3,466 4.00%
Columbus, MS (FHA|USDA|VA) 5 $775,000 $155,000 $4,762 4.22%
Fallon, NV (FHA|USDA|VA) 4 $760,000 $190,000 $6,805 4.15%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $760,000 $190,000 $6,375 4.78%
JACKSON, TN (FHA|USDA|VA) 3 $755,000 $251,667 $7,393 4.50%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $755,000 $251,667 $1,904 4.50%
Cadillac, MI (FHA|USDA|VA) 9 $755,000 $83,889 $3,308 4.48%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $740,000 $185,000 $3,598 3.59%
Ashland, OH (FHA|USDA|VA) 3 $735,000 $245,000 $3,432 3.88%
Danville, VA (FHA|USDA|VA) 5 $735,000 $147,000 $4,510 3.80%
Ruston, LA (FHA|USDA|VA) 3 $715,000 $238,333 $7,027 4.31%
Bedford, IN (FHA|USDA|VA) 3 $715,000 $238,333 $1,667 4.04%
Juneau, AK (FHA|USDA|VA) 2 $710,000 $355,000 $3,823 4.46%
Jamestown, ND (FHA|USDA|VA) 3 $705,000 $235,000 $6,423 4.83%
GLENS FALLS, NY (FHA|USDA|VA) 3 $705,000 $235,000 $5,317 4.13%
Othello, WA (FHA|USDA|VA) 5 $705,000 $141,000 $5,018 3.33%
Van Wert, OH (FHA|USDA|VA) 21 $695,000 $33,095 $0 4.20%
KOKOMO, IN (FHA|USDA|VA) 5 $685,000 $137,000 $4,581 4.65%
Dickinson, ND (FHA|USDA|VA) 3 $685,000 $228,333 $5,590 4.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $680,000 $113,333 $3,399 4.59%
Mount Vernon, OH (FHA|USDA|VA) 5 $675,000 $135,000 $3,827 4.27%
Augusta-Waterville, ME (FHA|USDA|VA) 4 $670,000 $167,500 $2,869 4.01%
Bemidji, MN (FHA|USDA|VA) 4 $670,000 $167,500 $5,031 3.69%
Beeville, TX (FHA|USDA|VA) 2 $660,000 $330,000 $6,501 4.94%
Pullman, WA (FHA|USDA|VA) 6 $660,000 $110,000 $2,923 3.54%
Port Lavaca, TX (FHA|USDA|VA) 3 $645,000 $215,000 $6,839 3.75%
Hutchinson, KS (FHA|USDA|VA) 4 $640,000 $160,000 $2,809 3.44%
CUMBERLAND, MD-WV (FHA|USDA|VA) 6 $640,000 $106,667 $4,613 4.01%
Wooster, OH (FHA|USDA|VA) 9 $635,000 $70,556 $5,182 4.91%
Winona, MN (FHA|USDA|VA) 5 $635,000 $127,000 $4,526 4.11%
Paducah, KY-IL (FHA|USDA|VA) 5 $635,000 $127,000 $1,736 3.90%
Forest City, NC (FHA|USDA|VA) 4 $620,000 $155,000 $2,727 4.34%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $620,000 $155,000 $4,695 3.96%
Kearney, NE (FHA|USDA|VA) 2 $620,000 $310,000 $1,671 4.33%
Oskaloosa, IA (FHA|USDA|VA) 5 $615,000 $123,000 $4,777 4.18%
DOTHAN, AL (FHA|USDA|VA) 3 $615,000 $205,000 $2,866 3.33%
London, KY (FHA|USDA|VA) 4 $610,000 $152,500 $5,920 4.79%
COLUMBUS, IN (FHA|USDA|VA) 4 $600,000 $150,000 $5,010 4.72%
Albert Lea, MN (FHA|USDA|VA) 4 $600,000 $150,000 $4,198 4.16%
Effingham, IL (FHA|USDA|VA) 6 $600,000 $100,000 $3,625 4.64%
Branson, MO (FHA|USDA|VA) 3 $595,000 $198,333 $4,223 4.29%
Fergus Falls, MN (FHA|USDA|VA) 3 $595,000 $198,333 $4,434 4.54%
Sweetwater, TX (FHA|USDA|VA) 4 $590,000 $147,500 $5,112 4.07%
Clarksburg, WV (FHA|USDA|VA) 6 $580,000 $96,667 $4,252 4.54%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $575,000 $191,667 $2,948 4.04%
Orangeburg, SC (FHA|USDA|VA) 4 $560,000 $140,000 $3,082 4.22%
Miami, OK (FHA|USDA|VA) 4 $560,000 $140,000 $3,799 4.74%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 5 $555,000 $111,000 $3,578 4.70%
Portsmouth, OH (FHA|USDA|VA) 7 $555,000 $79,286 $4,936 4.82%
Jasper, IN (FHA|USDA|VA) 3 $555,000 $185,000 $1,320 4.88%
McComb, MS (FHA|USDA|VA) 4 $550,000 $137,500 $4,906 4.34%
Marietta, OH (FHA|USDA|VA) 5 $545,000 $109,000 $6,558 4.45%
Rockport, TX (FHA|USDA|VA) 4 $540,000 $135,000 $5,995 5.75%
Greenwood, MS (FHA|USDA|VA) 2 $540,000 $270,000 $5,098 5.09%
PEORIA, IL (FHA|USDA|VA) 3 $535,000 $178,333 $3,598 3.75%
Jacksonville, TX (FHA|USDA|VA) 3 $535,000 $178,333 $5,116 4.28%
Somerset, PA (FHA|USDA|VA) 4 $530,000 $132,500 $3,426 4.15%
Somerset, KY (FHA|USDA|VA) 4 $520,000 $130,000 $4,499 5.03%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 4 $520,000 $130,000 $3,166 3.47%
Cullowhee, NC (FHA|USDA|VA) 2 $510,000 $255,000 $3,462 3.74%
Americus, GA (FHA|USDA|VA) 3 $505,000 $168,333 $3,348 4.05%
Brownwood, TX (FHA|USDA|VA) 2 $500,000 $250,000 $7,401 4.75%
Crescent City, CA (FHA|USDA|VA) 2 $500,000 $250,000 $4,840 5.13%
Shelbyville, TN (FHA|USDA|VA) 3 $495,000 $165,000 $1,956 4.37%
Bardstown, KY (FHA|USDA|VA) 4 $490,000 $122,500 $5,379 4.77%
Palatka, FL (FHA|USDA|VA) 4 $490,000 $122,500 $2,262 4.54%
Hobbs, NM (FHA|USDA|VA) 2 $490,000 $245,000 $10,329 4.56%
Evanston, WY (FHA|USDA|VA) 2 $490,000 $245,000 $1,774 3.37%
Washington, NC (FHA|USDA|VA) 2 $480,000 $240,000 $3,694 3.81%
Greenwood, SC (FHA|USDA|VA) 3 $475,000 $158,333 $3,703 4.21%
FARMINGTON, NM (FHA|USDA|VA) 2 $470,000 $235,000 $8,332 4.12%
Bay City, TX (FHA|USDA|VA) 3 $465,000 $155,000 $5,231 4.42%
Albemarle, NC (FHA|USDA|VA) 3 $455,000 $151,667 $6,336 3.91%
PITTSFIELD, MA (FHA|USDA|VA) 1 $445,000 $445,000 $11,172 3.38%
Cordele, GA (FHA|USDA|VA) 3 $445,000 $148,333 $4,585 4.35%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $440,000 $220,000 $5,201 4.06%
Oil City, PA (FHA|USDA|VA) 4 $430,000 $107,500 $3,083 4.19%
CHARLESTON, WV (FHA|USDA|VA) 4 $430,000 $107,500 $5,221 4.89%
Silver City, NM (FHA|USDA|VA) 2 $430,000 $215,000 $5,834 4.53%
Kingsville, TX (FHA|USDA|VA) 2 $430,000 $215,000 $4,187 4.31%
Aberdeen, SD (FHA|USDA|VA) 1 $425,000 $425,000 $6,154 3.63%
Frankfort, KY (FHA|USDA|VA) 3 $425,000 $141,667 $4,207 4.25%
Lewisburg, TN (FHA|USDA|VA) 3 $425,000 $141,667 $4,878 4.83%
Worthington, MN (FHA|USDA|VA) 2 $420,000 $210,000 $2,669 4.19%
Clewiston, FL (FHA|USDA|VA) 2 $420,000 $210,000 $5,325 3.92%
North Wilkesboro, NC (FHA|USDA|VA) 2 $420,000 $210,000 $4,741 4.00%
Frankfort, IN (FHA|USDA|VA) 3 $415,000 $138,333 $3,450 4.54%
Lake City, FL (FHA|USDA|VA) 3 $415,000 $138,333 $4,186 4.12%
Dixon, IL (FHA|USDA|VA) 2 $410,000 $205,000 $2,400 4.56%
Fremont, NE (FHA|USDA|VA) 3 $405,000 $135,000 $3,072 3.42%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $395,000 $131,667 $2,754 4.17%
Mexico, MO (FHA|USDA|VA) 3 $395,000 $131,667 $5,311 4.38%
Jesup, GA (FHA|USDA|VA) 2 $390,000 $195,000 $2,527 3.88%
Sunbury, PA (FHA|USDA|VA) 4 $390,000 $97,500 $4,987 4.00%
Martin, TN (FHA|USDA|VA) 1 $385,000 $385,000 $3,840 4.50%
Mount Pleasant, TX (FHA|USDA|VA) 1 $385,000 $385,000 $6,252 4.13%
Weatherford, OK (FHA|USDA|VA) 1 $385,000 $385,000 $6,827 4.63%
Amsterdam, NY (FHA|USDA|VA) 4 $380,000 $95,000 $4,012 4.41%
Marion, NC (FHA|USDA|VA) 2 $380,000 $190,000 $6,117 5.75%
La Grande, OR (FHA|USDA|VA) 2 $380,000 $190,000 $5,298 3.25%
Elkins, WV (FHA|USDA|VA) 4 $380,000 $95,000 $4,551 4.70%
DANVILLE, IL (FHA|USDA|VA) 3 $375,000 $125,000 $2,998 3.83%
Toccoa, GA (FHA|USDA|VA) 3 $375,000 $125,000 $5,239 4.13%
Bennington, VT (FHA|USDA|VA) 3 $375,000 $125,000 $2,365 3.77%
ENID, OK (FHA|USDA|VA) 2 $370,000 $185,000 $3,829 4.44%
Bonham, TX (FHA|USDA|VA) 2 $370,000 $185,000 $5,333 4.29%
BANGOR, ME (FHA|USDA|VA) 2 $370,000 $185,000 $3,924 4.44%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $360,000 $180,000 $9,948 4.00%
Rolla, MO (FHA|USDA|VA) 2 $360,000 $180,000 $4,183 4.44%
Poplar Bluff, MO (FHA|USDA|VA) 2 $360,000 $180,000 $3,058 4.47%
ELMIRA, NY (FHA|USDA|VA) 1 $355,000 $355,000 $4,679 5.13%
Paris, TX (FHA|USDA|VA) 1 $355,000 $355,000 $11,224 3.75%
Chillicothe, OH (FHA|USDA|VA) 3 $345,000 $115,000 $3,811 5.27%
Madisonville, KY (FHA|USDA|VA) 1 $345,000 $345,000 $2,498 4.13%
Ludington, MI (FHA|USDA|VA) 3 $345,000 $115,000 $1,933 4.16%
Washington Court House, OH (FHA|USDA|VA) 3 $345,000 $115,000 $5,842 4.46%
Lincoln, IL (FHA|USDA|VA) 2 $340,000 $170,000 $5,737 3.69%
Brookings, SD (FHA|USDA|VA) 1 $335,000 $335,000 $8,505 3.50%
Safford, AZ (FHA|USDA|VA) 3 $335,000 $111,667 $2,416 4.65%
Salina, KS (FHA|USDA|VA) 2 $330,000 $165,000 $1,928 4.56%
Galesburg, IL (FHA|USDA|VA) 2 $330,000 $165,000 $2,325 4.75%
Stillwater, OK (FHA|USDA|VA) 2 $330,000 $165,000 $4,970 4.38%
Fort Payne, AL (FHA|USDA|VA) 2 $330,000 $165,000 $2,445 3.56%
Newport, TN (FHA|USDA|VA) 2 $320,000 $160,000 $2,144 4.75%
Albertville, AL (FHA|USDA|VA) 2 $320,000 $160,000 $2,687 4.00%
Norfolk, NE (FHA|USDA|VA) 1 $315,000 $315,000 $6,716 3.63%
Fairfield, IA (FHA|USDA|VA) 1 $315,000 $315,000 $649 4.00%
Hudson, NY (FHA|USDA|VA) 2 $310,000 $155,000 $3,204 5.06%
Carroll, IA (FHA|USDA|VA) 4 $310,000 $77,500 $3,385 4.75%
Sheridan, WY (FHA|USDA|VA) 2 $310,000 $155,000 $3,967 3.62%
Alpena, MI (FHA|USDA|VA) 4 $310,000 $77,500 $2,876 4.74%
Corsicana, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,782 3.88%
Connersville, IN (FHA|USDA|VA) 3 $305,000 $101,667 $4,785 4.73%
Big Stone Gap, VA (FHA|USDA|VA) 2 $300,000 $150,000 $2,993 4.50%
Jasper, AL (FHA|USDA|VA) 2 $300,000 $150,000 $5,931 4.68%
DECATUR, IL (FHA|USDA|VA) 2 $300,000 $150,000 $2,542 4.88%
BINGHAMTON, NY (FHA|USDA|VA) 2 $300,000 $150,000 $6,826 4.56%
Bogalusa, LA (FHA|USDA|VA) 2 $300,000 $150,000 $5,263 4.56%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $295,000 $295,000 $14,210 4.63%
SUMTER, SC (FHA|USDA|VA) 2 $290,000 $145,000 $5,268 4.81%
Vidalia, GA (FHA|USDA|VA) 2 $290,000 $145,000 $4,678 4.56%
Searcy, AR (FHA|USDA|VA) 2 $290,000 $145,000 $7,704 4.00%
Marion, IN (FHA|USDA|VA) 4 $290,000 $72,500 $5,130 4.22%
Fredericksburg, TX (FHA|USDA|VA) 1 $285,000 $285,000 $9,811 5.25%
Enterprise, AL (FHA|USDA|VA) 2 $280,000 $140,000 $2,723 5.72%
Great Bend, KS (FHA|USDA|VA) 2 $270,000 $135,000 $1,939 4.13%
Muscatine, IA (FHA|USDA|VA) 2 $270,000 $135,000 $3,228 3.94%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $260,000 $130,000 $4,797 5.01%
Martinsville, VA (FHA|USDA|VA) 2 $260,000 $130,000 $4,002 4.10%
Coshocton, OH (FHA|USDA|VA) 2 $260,000 $130,000 $7,865 4.81%
Salem, OH (FHA|USDA|VA) 2 $260,000 $130,000 $4,857 3.95%
Fairmont, MN (FHA|USDA|VA) 1 $255,000 $255,000 $3,435 3.25%
Winnemucca, NV (FHA|USDA|VA) 2 $250,000 $125,000 $3,905 4.31%
Logansport, IN (FHA|USDA|VA) 4 $250,000 $62,500 $3,153 4.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $250,000 $125,000 $3,680 4.81%
Sterling, CO (FHA|USDA|VA) 2 $250,000 $125,000 $3,338 4.25%
Plymouth, IN (FHA|USDA|VA) 2 $250,000 $125,000 $6,414 4.50%
Maysville, KY (FHA|USDA|VA) 2 $250,000 $125,000 $4,488 3.94%
IOWA CITY, IA (FHA|USDA|VA) 2 $250,000 $125,000 $3,654 4.31%
Roswell, NM (FHA|USDA|VA) 2 $250,000 $125,000 $2,927 4.54%
Moberly, MO (FHA|USDA|VA) 1 $245,000 $245,000 $1,186 3.99%
Moscow, ID (FHA|USDA|VA) 1 $245,000 $245,000 $8,580 3.74%
Emporia, KS (FHA|USDA|VA) 2 $240,000 $120,000 $5,067 4.00%
Lawrenceburg, TN (FHA|USDA|VA) 2 $240,000 $120,000 $4,831 4.31%
Centralia, IL (FHA|USDA|VA) 2 $240,000 $120,000 $1,733 4.44%
Pittsburg, KS (FHA|USDA|VA) 2 $240,000 $120,000 $3,854 4.56%
MONROE, LA (FHA|USDA|VA) 3 $235,000 $78,333 $4,195 5.41%
Spencer, IA (FHA|USDA|VA) 3 $235,000 $78,333 $3,884 5.46%
Greenville, OH (FHA|USDA|VA) 2 $230,000 $115,000 $4,528 5.38%
Waycross, GA (FHA|USDA|VA) 2 $230,000 $115,000 $3,343 3.87%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $230,000 $115,000 $3,564 4.69%
Altus, OK (FHA|USDA|VA) 1 $225,000 $225,000 $7,759 4.00%
Thomaston, GA (FHA|USDA|VA) 1 $225,000 $225,000 $5,362 5.25%
LIMA, OH (FHA|USDA|VA) 3 $225,000 $75,000 $3,552 4.04%
Fort Polk South, LA (FHA|USDA|VA) 1 $225,000 $225,000 $5,986 4.24%
Plattsburgh, NY (FHA|USDA|VA) 1 $225,000 $225,000 $2,401 3.64%
Nogales, AZ (FHA|USDA|VA) 2 $220,000 $110,000 $4,428 4.10%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $220,000 $110,000 $5,198 3.88%
Grenada, MS (FHA|USDA|VA) 1 $215,000 $215,000 $3,291 4.63%
Brevard, NC (FHA|USDA|VA) 1 $215,000 $215,000 $4,213 4.00%
Clinton, IA (FHA|USDA|VA) 1 $215,000 $215,000 $4,472 4.25%
SAN ANGELO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,754 4.00%
Ottumwa, IA (FHA|USDA|VA) 2 $210,000 $105,000 $5,563 4.56%
Deming, NM (FHA|USDA|VA) 2 $210,000 $105,000 $7,787 5.00%
Greensburg, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,792 4.13%
Burlington, IA-IL (FHA|USDA|VA) 1 $205,000 $205,000 $6,537 4.13%
Muskogee, OK (FHA|USDA|VA) 3 $205,000 $68,333 $2,652 3.86%
Wilmington, OH (FHA|USDA|VA) 2 $200,000 $100,000 $4,188 4.62%
Scottsbluff, NE (FHA|USDA|VA) 2 $200,000 $100,000 $9,593 3.64%
Sedalia, MO (FHA|USDA|VA) 2 $200,000 $100,000 $1,289 4.19%
Kendallville, IN (FHA|USDA|VA) 2 $200,000 $100,000 $3,841 5.36%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $200,000 $100,000 $4,120 4.88%
Vernal, UT (FHA|USDA|VA) 2 $200,000 $100,000 $4,301 3.39%
Gaffney, SC (FHA|USDA|VA) 2 $200,000 $100,000 $3,632 3.38%
Danville, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,729 4.63%
Bainbridge, GA (FHA|USDA|VA) 1 $195,000 $195,000 $7,725 3.88%
Mount Sterling, KY (FHA|USDA|VA) 2 $190,000 $95,000 $2,200 4.25%
Alamogordo, NM (FHA|USDA|VA) 2 $190,000 $95,000 $4,320 4.28%
Russellville, AR (FHA|USDA|VA) 1 $185,000 $185,000 $4,491 4.00%
Columbus, NE (FHA|USDA|VA) 1 $185,000 $185,000 $1,683 4.08%
Wapakoneta, OH (FHA|USDA|VA) 2 $180,000 $90,000 $5,152 4.00%
Levelland, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,481 3.99%
Ozark, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,824 2.76%
Jennings, LA (FHA|USDA|VA) 1 $175,000 $175,000 $4,638 4.00%
ITHACA, NY (FHA|USDA|VA) 1 $175,000 $175,000 $6,008 3.75%
Fremont, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,555 4.50%
Macomb, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,249 3.63%
Kennett, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,461 3.38%
Batavia, NY (FHA|USDA|VA) 1 $165,000 $165,000 $6,265 3.88%
Wauchula, FL (FHA|USDA|VA) 1 $165,000 $165,000 $7,215 4.50%
Pottsville, PA (FHA|USDA|VA) 2 $160,000 $80,000 $3,454 3.87%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $160,000 $80,000 $3,887 3.81%
Mount Airy, NC (FHA|USDA|VA) 1 $155,000 $155,000 $9,409 4.75%
Dumas, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,159 4.61%
Zapata, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,033 4.38%
Henderson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,949 3.96%
Shawnee, OK (FHA|USDA|VA) 1 $145,000 $145,000 $5,862 4.13%
Laurel, MS (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.67%
Cambridge, MD (FHA|USDA|VA) 1 $145,000 $145,000 $6,006 4.13%
Atchison, KS (FHA|USDA|VA) 1 $145,000 $145,000 $4,876 4.25%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $140,000 $70,000 $0 3.49%
Grants, NM (FHA|USDA|VA) 1 $135,000 $135,000 $3,503 3.38%
Price, UT (FHA|USDA|VA) 1 $135,000 $135,000 $4,191 4.88%
Alice, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,132 4.64%
OWENSBORO, KY (FHA|USDA|VA) 1 $135,000 $135,000 $3,179 4.28%
Dodge City, KS (FHA|USDA|VA) 1 $135,000 $135,000 $2,306 3.99%
Dublin, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,267 4.38%
Taylorville, IL (FHA|USDA|VA) 2 $130,000 $65,000 $2,531 4.12%
Clovis, NM (FHA|USDA|VA) 1 $125,000 $125,000 $7,126 3.88%
Hays, KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,452 4.25%
DeRidder, LA (FHA|USDA|VA) 1 $125,000 $125,000 $2,887 4.00%
Eagle Pass, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,406 3.63%
Fort Dodge, IA (FHA|USDA|VA) 1 $125,000 $125,000 $4,908 3.25%
Sterling, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,991 4.75%
Blytheville, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,609 4.25%
Milledgeville, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,319 3.63%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $110,000 $55,000 $3,425 4.40%
Mount Vernon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,693 5.00%
Sulphur Springs, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,928 4.50%
Defiance, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,877 4.00%
UTICA-ROME, NY (FHA|USDA|VA) 1 $95,000 $95,000 $3,103 5.00%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $90,000 $45,000 $3,300 5.83%
Shelby, NC (FHA|USDA|VA) 2 $90,000 $45,000 $1,622 5.55%
Madison, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,630 4.25%
Spirit Lake, IA (FHA|USDA|VA) 1 $85,000 $85,000 $4,761 4.75%
Quincy, IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,975 4.70%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $85,000 $85,000 $2,127 3.75%
Warren, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,426 4.13%
Pontiac, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,074 4.25%
Greenville, MS (FHA|USDA|VA) 1 $85,000 $85,000 $2,922 4.00%
Lumberton, NC (FHA|USDA|VA) 1 $85,000 $85,000 $5,224 6.00%
Laurinburg, NC (FHA|USDA|VA) 1 $75,000 $75,000 $2,705 4.75%
Richmond, IN (FHA|USDA|VA) 2 $70,000 $35,000 $3,352 4.37%
Tiffin, OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,744 3.90%
Lexington, NE (FHA|USDA|VA) 1 $65,000 $65,000 $1,935 4.50%
El Dorado, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.49%
Bradford, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,472 4.00%
Scottsburg, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,243 3.63%
Cleveland, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.49%
Keene, NH (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.24%
Glasgow, KY (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.49%
North Vernon, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.49%
Vermillion, SD (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.49%
Celina, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.49%
Tahlequah, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.49%
Washington, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.24%
Sandusky, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.74%
Bluefield, WV-VA (FHA|USDA|VA) 1 $15,000 $15,000 $0 3.24%
Flagstar Bank Fsb's top markets include Los Angeles, San Francisco, Detroit, Riverside, and Seattle among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    We use machine learning to identify the top lenders compared against Flagstar Bank FSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    POINT BREEZE
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 54,787 $16,266,785,000 $296,910 $4,202 4.30%
    FHA 12,127 $2,709,185,000 $223,401 $7,363 4.19%
    VA 9,495 $3,045,355,000 $320,732 $5,995 3.85%
    HELOC 4,979 $494,275,000 $99,272 n/a 3.81%
    USDA 1,614 $243,470,000 $150,849 $4,676 4.14%

    For 2019, Flagstar Bank Fsb's most frequently originated type of loan was Conventional, with 54,787 originations. Their 2nd most popular type was FHA, with 12,127 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 42,245 $11,367,915,000 $269,095 $5,432 4.29%
    Refi 19,245 $6,362,665,000 $330,614 $3,351 3.90%
    Cash Out Refi 15,671 $3,977,595,000 $253,819 $5,441 4.20%
    Other 2,058 $278,110,000 $135,136 $4,009 4.81%
    Home Improvement 1,941 $178,015,000 $91,713 $3,741 4.63%
    NA 1,842 $594,770,000 $322,894 $6,642 4.17%

    For 2019, Flagstar Bank Fsb's most frequently cited loan purpose was Home Purchase, with 42,245 originations. The 2nd most popular reason was Refi, with 19,245 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 72,729 $20,530,385,000 $282,286 $5,081 4.20%
    15 Year 6,508 $1,473,920,000 $226,478 $3,597 3.85%
    20 Year 2,155 $394,785,000 $183,195 $3,609 4.68%
    10 Year 594 $34,500,000 $58,081 $2,754 5.68%
    Other 515 $156,905,000 $304,670 $3,986 3.98%
    30+ year 330 $161,280,000 $488,727 $8,992 5.01%
    5 Year 170 $5,090,000 $29,941 $0 6.01%
    1 Year 1 $2,205,000 $2,205,000 $0 4.75%

    For 2019, Flagstar Bank Fsb's most frequently cited loan duration was 30 Year, with 72,729 originations. The 2nd most popular length was 15 Year, with 6,508 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 28,752 $8,628,930,000 $300,116
    $<1k 28,546 $7,392,330,000 $258,962
    $2k-3k 8,034 $2,114,130,000 $263,148
    $3k-4k 4,340 $1,272,280,000 $293,152
    $5k+ 4,134 $1,867,330,000 $451,701
    $4k-5k 2,537 $873,605,000 $344,346

    Flagstar Bank Fsb's average total fees were $5,081, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 28,752 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 39,704 $11,548,040,000 $290,853
    4-5% 34,089 $9,381,095,000 $275,194
    5-6% 6,401 $1,434,675,000 $224,133
    6-7% 1,511 $126,505,000 $83,723
    2.5-3% 816 $226,350,000 $277,390
    7-8% 303 $21,745,000 $71,766
    % 68 $16,610,000 $244,265
    <2.5% 12 $3,130,000 $260,833

    During 2019, Flagstar Bank Fsb's average interest rate for loans was 4.20%, while their most frequently originated rate bucket for loans was 3-4%, with 39,704 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 35,149 $10,003,585,000 $284,605 $5,023 4.09%
    $100k-200k 22,008 $3,349,260,000 $152,184 $4,132 4.28%
    $400k-600k 11,396 $5,363,890,000 $470,682 $5,949 4.07%
    $100,000 or less 10,238 $606,730,000 $59,263 $3,070 4.55%
    $600k-1MM 3,597 $2,591,895,000 $720,571 $7,693 4.18%
    $1MM+ 614 $843,710,000 $1,374,121 $9,316 4.11%

    2019 saw Flagstar Bank Fsb place emphasis on $200k-400k loans with 35,149 originations, totaling $10,003,585,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 18,125 $3,605,455,000 $198,922 $4,853 4.26%
    $100k-150k 17,789 $5,334,875,000 $299,897 $5,208 4.20%
    $75k-100k 14,532 $3,670,710,000 $252,595 $5,189 4.20%
    $150k-250k 11,812 $4,440,200,000 $375,906 $5,269 4.19%
    $50k or less 11,592 $1,578,250,000 $136,150 $4,106 4.33%
    $250k+ 5,096 $2,752,020,000 $540,035 $5,819 4.24%

    Flagstar Bank Fsb lent most frequently to those with incomes in the $50k-75k range, with 18,125 originations. The second most popular income band? $100k-150k, with 17,789 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 13,778 $3,720,970,000 $270,066 $4,662 4.22%
    20-30% 13,644 $3,568,690,000 $261,557 $4,199 4.15%
    50-60% 5,195 $1,433,455,000 $275,930 $7,853 4.14%
    <20% 3,966 $1,013,890,000 $255,645 $3,987 4.08%
    42% 3,961 $1,108,055,000 $279,741 $5,065 4.43%
    44% 3,957 $1,020,935,000 $258,007 $5,101 4.26%
    43% 3,373 $871,515,000 $258,380 $5,208 4.26%
    41% 3,363 $941,595,000 $279,987 $4,963 4.34%
    40% 3,307 $908,485,000 $274,716 $4,999 4.32%
    39% 3,201 $915,235,000 $285,922 $4,822 4.31%
    49% 2,973 $858,955,000 $288,919 $5,265 4.24%
    38% 2,970 $812,710,000 $273,640 $4,816 4.30%
    45% 2,803 $768,005,000 $273,994 $5,088 4.26%
    36% 2,727 $738,765,000 $270,908 $4,676 4.26%
    37% 2,651 $714,215,000 $269,413 $5,080 4.27%
    48% 2,419 $673,075,000 $278,245 $5,304 4.23%
    46% 2,418 $677,110,000 $280,029 $5,421 4.21%
    47% 2,296 $638,520,000 $278,101 $5,498 4.23%
    >60% 61 $18,445,000 $302,377 $6,877 4.07%

    Flagstar Bank Fsb lent most frequently to those with DTI ratios of 30-36%, with 13,778 originations. The next most common DTI ratio? 20-30%, with 13,644 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 62,025 $16,535,685,000 $266,597 $4,902 4.21%
    Not provided 9,310 $2,586,170,000 $277,784 $4,883 4.13%
    Asian 6,849 $2,429,485,000 $354,721 $4,730 4.13%
    Black 4,068 $964,660,000 $237,134 $5,856 4.33%
    American Indian 404 $107,540,000 $266,188 $5,375 4.19%
    Native Hawaiian or Islander 210 $68,180,000 $324,667 $5,421 4.24%
    Not applicable 10 $27,120,000 $2,712,000 $0 4.75%
    Asian Indian 55 $17,655,000 $321,000 $6,111 4.08%
    Other Asian 17 $5,015,000 $295,000 $5,113 4.37%
    Chinese 11 $4,845,000 $440,455 $3,932 3.99%
    Vietnamese 11 $3,265,000 $296,818 $4,463 4.29%
    Filipino 8 $2,980,000 $372,500 $3,213 4.40%
    Japanese 4 $1,780,000 $445,000 $4,979 4.00%
    Other Pacific Islander 9 $1,745,000 $193,889 $3,769 4.43%
    Korean 5 $1,465,000 $293,000 $5,278 4.21%
    Guamanian 4 $800,000 $200,000 $5,956 4.63%
    Native Hawaiian 2 $680,000 $340,000 $6,511 3.75%

    Approval Rates

    Total approvals of all applications
    86.44%

    Flagstar Bank Fsb has an average approval rate.

    Pick Rate

    Approvals leading to origination
    85.90%

    Flagstar Bank Fsb has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 83,002 $22,759,070,000 $274,199

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 7 $24,515,000 $3,502,143
    Single Family (1-4 Units):Manufactured 186 $35,950,000 $193,280
    Single Family (1-4 Units):Site-Built 82,809 $22,698,605,000 $274,108

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 4,288 $843,220,000 $196,646 $3,708 4.12%
    40-60% 8,277 $2,508,145,000 $303,026 $3,904 4.02%
    60-80% 25,164 $8,012,410,000 $318,408 $4,365 4.24%
    80-100% 38,951 $10,649,075,000 $273,397 $5,450 4.19%
    Over 100% 1,552 $454,240,000 $292,680 $9,722 4.13%
    Under 20% 4,757 $289,585,000 $60,876 $2,063 4.50%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    FLAGSTAR BANK, FSB Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 9 2.6%
    FLAGSTAR BANK, FSB Conventional home mortgage Closing on a mortgage 9 2.6%
    FLAGSTAR BANK, FSB Conventional home mortgage Improper use of your report 1 0.3%
    FLAGSTAR BANK, FSB Conventional home mortgage Incorrect information on your report 1 0.3%
    FLAGSTAR BANK, FSB Conventional home mortgage Struggling to pay mortgage 28 8.0%
    FLAGSTAR BANK, FSB Conventional home mortgage Trouble during payment process 155 44.4%
    FLAGSTAR BANK, FSB FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 0.6%
    FLAGSTAR BANK, FSB FHA mortgage Closing on a mortgage 2 0.6%
    FLAGSTAR BANK, FSB FHA mortgage Incorrect information on your report 2 0.6%
    FLAGSTAR BANK, FSB FHA mortgage Problem with a credit reporting company's investigation into an existing problem 1 0.3%
    FLAGSTAR BANK, FSB FHA mortgage Struggling to pay mortgage 32 9.2%
    FLAGSTAR BANK, FSB FHA mortgage Trouble during payment process 34 9.7%
    FLAGSTAR BANK, FSB Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 0.3%
    FLAGSTAR BANK, FSB Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 0.3%
    FLAGSTAR BANK, FSB Home equity loan or line of credit (HELOC) Trouble during payment process 1 0.3%
    FLAGSTAR BANK, FSB Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.3%
    FLAGSTAR BANK, FSB Other type of mortgage Closing on a mortgage 2 0.6%
    FLAGSTAR BANK, FSB Other type of mortgage Struggling to pay mortgage 9 2.6%
    FLAGSTAR BANK, FSB Other type of mortgage Trouble during payment process 19 5.4%
    FLAGSTAR BANK, FSB VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.3%
    FLAGSTAR BANK, FSB VA mortgage Closing on a mortgage 1 0.3%
    FLAGSTAR BANK, FSB VA mortgage Problem with a credit reporting company's investigation into an existing problem 1 0.3%
    FLAGSTAR BANK, FSB VA mortgage Struggling to pay mortgage 9 2.6%
    FLAGSTAR BANK, FSB VA mortgage Trouble during payment process 27 7.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Flagstar Bank, FSB 1 Yorkshire Drive Decatur, IN 46733 Full Service B&M $38,251
    Flagstar Bank, FSB 100 East First Street Gillett, WI 54124 Full Service B&M $20,398
    Flagstar Bank, FSB 100 East Wayne Street, Suite 100 South Bend, IN 46601 Full Service B&M $17,391
    Flagstar Bank, FSB 1000 East Dupont Road Fort Wayne, IN 46825 Full Service B&M $47,859
    Flagstar Bank, FSB 1000 N Main St Monticello, IN 47960 Full Service B&M $5,146
    Flagstar Bank, FSB 1001 N. Main Street Rochester, MI 48307 Full Service B&M $131,874
    Flagstar Bank, FSB 101 Broad Street Michigan Center, MI 49254 Full Service B&M $40,110
    Flagstar Bank, FSB 101 South Main Street Bluffton, IN 46714 Full Service B&M $30,357
    Flagstar Bank, FSB 101 West Washington Street Marquette, MI 49855 Full Service B&M $42,113
    Flagstar Bank, FSB 10166 Pelham Street Taylor, MI 48180 Full Service B&M $50,327
    Flagstar Bank, FSB 10325 Chestnut Plaza Drive Fort Wayne, IN 46814 Full Service B&M $109,262
    Flagstar Bank, FSB 10474 Rancho Road Adelanto, CA 92301 Full Service B&M $16,767
    Flagstar Bank, FSB 111 East Wayne Street Fort Wayne, IN 46802 Full Service B&M $30,525
    Flagstar Bank, FSB 1112 North Detroit Street Lagrange, IN 46761 Full Service B&M $14,040
    Flagstar Bank, FSB 1131 W. Warren Avenue Detroit, MI 48201 Full Service Retail $9,511
    Flagstar Bank, FSB 115 Hospital Drive Van Wert, OH 45891 Full Service B&M $49,435
    Flagstar Bank, FSB 115 N Pine St Gwinn, MI 49841 Full Service B&M $21,078
    Flagstar Bank, FSB 119 North Main Street Monticello, IN 47960 Full Service B&M $45,524
    Flagstar Bank, FSB 12 North Broadway Avenue Peru, IN 46970 Full Service B&M $30,317
    Flagstar Bank, FSB 122 Brooklyn Road Napoleon, MI 49261 Full Service B&M $29,800
    Flagstar Bank, FSB 12470 Hesperian Road Victorville, CA 92395 Limited, Mobile/Seasonal Office $0
    Flagstar Bank, FSB 12530 Hesperia Road Victorville, CA 92395 Full Service B&M $84,085
    Flagstar Bank, FSB 126 West Highland Howell, MI 48843 Full Service B&M $33,625
    Flagstar Bank, FSB 1261 Highway 2 Wrightwood, CA 92397 Full Service B&M $40,937
    Flagstar Bank, FSB 1290 S Main Street Ste A Chelsea, MI 48118 Full Service B&M $61,500
    Flagstar Bank, FSB 1300 N 3rd St. Marquette, MI 49855 Full Service B&M $31,453
    Flagstar Bank, FSB 1303 College Avenue Houghton, MI 49931 Full Service B&M $55,685
    Flagstar Bank, FSB 1311 South Latson Road Howell, MI 48843 Full Service B&M $56,375
    Flagstar Bank, FSB 1329 Eighth Avenue Menominee, MI 49858 Full Service B&M $32,890
    Flagstar Bank, FSB 13427 15 Mile Road Sterling Heights, MI 48312 Full Service B&M $87,032
    Flagstar Bank, FSB 1372 S. Centerville Rd Sturgis, MI 49091 Full Service B&M $21,533
    Flagstar Bank, FSB 13937 Silver Hill Road Mountain, WI 54149 Full Service B&M $10,466
    Flagstar Bank, FSB 1400 East Lake Lansing Road East Lansing, MI 48823 Full Service B&M $43,075
    Flagstar Bank, FSB 1401 Presque Isle Avenue Marquette, MI 49855 Full Service B&M $4,322
    Flagstar Bank, FSB 147 North River Ave Holland, MI 49424 Full Service B&M $46,988
    Flagstar Bank, FSB 14800 La Paz Drive Victorville, CA 92395 Full Service B&M $89,115
    Flagstar Bank, FSB 14816 First Street Hoagland, IN 46745 Full Service B&M $18,744
    Flagstar Bank, FSB 1507 Cleveland Avenue Marinette, WI 54143 Full Service Retail $7,443
    Flagstar Bank, FSB 1536 State Rd 930 E New Haven, IN 46774 Full Service B&M $41,841
    Flagstar Bank, FSB 15386 South Helmer Road Battle Creek, MI 49015 Full Service B&M $38,350
    Flagstar Bank, FSB 1541 North Main Street Rushville, IN 46173 Full Service B&M $45,844
    Flagstar Bank, FSB 15479 Main Street Hesperia, CA 92345 Full Service B&M $85,094
    Flagstar Bank, FSB 15783 Eureka Southgate, MI 48195 Full Service B&M $58,735
    Flagstar Bank, FSB 16003 Quantico Road Apple Valley, CA 92307 Full Service B&M $206,559
    Flagstar Bank, FSB 1601 Briarwood Circle, Suite 100 Ann Arbor, MI 48108 Full Service B&M $91,369
    Flagstar Bank, FSB 16390 Silver Parkway Fenton, MI 48430 Full Service B&M $70,928
    Flagstar Bank, FSB 1648 N Perry Rd Pontiac, MI 48340 Full Service B&M $10,829
    Flagstar Bank, FSB 16821 Kercheval Grosse Pointe, MI 48230 Full Service B&M $106,121
    Flagstar Bank, FSB 1717 North West Avenue Jackson, MI 49202 Full Service B&M $50,155
    Flagstar Bank, FSB 17250 Hayes St Grand Haven, MI 49417 Full Service B&M $51,439
    Flagstar Bank, FSB 17430 13 Mile Road Beverly Hills, MI 48025 Full Service B&M $50,773
    Flagstar Bank, FSB 1801 Grand River Ave Okemos, MI 48864 Full Service B&M $70,314
    Flagstar Bank, FSB 1805 South Stephenson Avenue Iron Mountain, MI 49801 Full Service B&M $30,124
    Flagstar Bank, FSB 18411 Mack Ave Detroit, MI 48236 Full Service B&M $15,033
    Flagstar Bank, FSB 1969 44th Street, Southeast Grand Rapids, MI 49508 Full Service B&M $49,622
    Flagstar Bank, FSB 19733 Mack Avenue Grosse Pointe Woods, MI 48236 Full Service B&M $91,373
    Flagstar Bank, FSB 200 S Van Buren St Auburn, IN 46706 Full Service B&M $29,019
    Flagstar Bank, FSB 2000 Horton Road Jackson, MI 49203 Full Service B&M $66,259
    Flagstar Bank, FSB 202 East Ninth Street Rochester, IN 46975 Full Service B&M $25,002
    Flagstar Bank, FSB 20355 Hall Rd Macomb, MI 48044 Full Service B&M $62,709
    Flagstar Bank, FSB 2050 W. Big Beaver Rd. Troy, MI 48084 Full Service B&M $110,040
    Flagstar Bank, FSB 210 W Huron St Ann Arbor, MI 48104 Full Service B&M $42,342
    Flagstar Bank, FSB 21427 W Grand River Ave Suite 140, Ste 140 Detroit, MI 48219 Full Service B&M $1,298
    Flagstar Bank, FSB 2203 N. Telegraph Road Monroe, MI 48162 Full Service B&M $38,283
    Flagstar Bank, FSB 2204 North Wayne Street Angola, IN 46703 Full Service B&M $50,137
    Flagstar Bank, FSB 22322 Gratiot Eastpointe, MI 48021 Full Service B&M $25,841
    Flagstar Bank, FSB 225 East Central Avenue Oconto Falls, WI 54154 Full Service B&M $16,534
    Flagstar Bank, FSB 23108 Harper Saint Clair Shores, MI 48080 Full Service B&M $82,881
    Flagstar Bank, FSB 2317 West Western Avenue South Bend, IN 46619 Full Service B&M $25,144
    Flagstar Bank, FSB 234 West Genesee Street Iron River, MI 49935 Full Service B&M $21,326
    Flagstar Bank, FSB 23636 West Rd Brownstown Township, MI 48183 Full Service B&M $75,112
    Flagstar Bank, FSB 24235 Novi Rd. Novi, MI 48375 Full Service B&M $60,629
    Flagstar Bank, FSB 245 Morton St Shipshewana, IN 46565 Full Service B&M $18,246
    Flagstar Bank, FSB 26051 Crocker Boulevard Harrison Township, MI 48045 Full Service B&M $42,986
    Flagstar Bank, FSB 26545 Ford Road Dearborn Heights, MI 48127 Full Service B&M $50,117
    Flagstar Bank, FSB 2720 Guilford Street Huntington, IN 46750 Full Service B&M $29,085
    Flagstar Bank, FSB 2744 S. Adams Rd. Rochester Hills, MI 48309 Full Service Retail $40,843
    Flagstar Bank, FSB 28177 Orchard Lake Road Farmington Hills, MI 48334 Full Service B&M $78,305
    Flagstar Bank, FSB 2829 Niles Avenue Saint Joseph, MI 49085 Full Service B&M $42,346
    Flagstar Bank, FSB 28653 Woodward Ave Berkley, MI 48072 Full Service B&M $51,258
    Flagstar Bank, FSB 29049 Joy Road Westland, MI 48185 Full Service B&M $54,417
    Flagstar Bank, FSB 2926 Mishawaka Avenue South Bend, IN 46615 Full Service B&M $11,183
    Flagstar Bank, FSB 301 South Main Street Brooklyn, MI 49230 Full Service B&M $54,327
    Flagstar Bank, FSB 301 West Michigan Avenue Jackson, MI 49201 Full Service B&M $537,872
    Flagstar Bank, FSB 30105 Mound Rd Warren, MI 48092 Full Service B&M $68,950
    Flagstar Bank, FSB 3045 E. Michigan Avenue Jackson, MI 49202 Full Service B&M $43,415
    Flagstar Bank, FSB 30515 Milford Road New Hudson, MI 48165 Full Service B&M $43,621
    Flagstar Bank, FSB 31049 Dequindre Road Madison Heights, MI 48071 Full Service B&M $56,423
    Flagstar Bank, FSB 31061 Hayes Road Warren, MI 48088 Full Service B&M $60,020
    Flagstar Bank, FSB 31110 Novi Rd. Novi, MI 48377 Full Service B&M $83,967
    Flagstar Bank, FSB 31230 Grand River Ave Farmington, MI 48336 Full Service B&M $72,337
    Flagstar Bank, FSB 31550 Northwestern Hwy, Suite 130, Ste 130 Farmington Hills, MI 48334 Full Service B&M $58,889
    Flagstar Bank, FSB 3205 28th St Se Grand Rapids, MI 49512 Full Service B&M $20,347
    Flagstar Bank, FSB 3220 Us Hwy 41 W Marquette, MI 49855 Full Service B&M $31,359
    Flagstar Bank, FSB 3233 Fairlane Drive Allen Park, MI 48101 Full Service B&M $33,772
    Flagstar Bank, FSB 33390 W. 14 Mile Road West Bloomfield, MI 48322 Full Service B&M $67,251
    Flagstar Bank, FSB 34680 23 Mile Road Chesterfield, MI 48047 Full Service B&M $72,261
    Flagstar Bank, FSB 34945 Gratiot Avenue Clinton Township, MI 48035 Full Service B&M $51,536
    Flagstar Bank, FSB 3500 Greenfield Road Dearborn, MI 48120 Full Service B&M $35,637
    Flagstar Bank, FSB 35238 Woodward Avenue Birmingham, MI 48009 Full Service B&M $56,960
    Flagstar Bank, FSB 354 E. Chicago Street Ste C Coldwater, MI 49036 Full Service B&M $56,596
    Flagstar Bank, FSB 3650 Plymouth Road Ann Arbor, MI 48105 Full Service B&M $49,174
    Flagstar Bank, FSB 37070 Mound Road Sterling Heights, MI 48310 Full Service B&M $62,098
    Flagstar Bank, FSB 37655 6 Mile Road Livonia, MI 48152 Full Service B&M $140,831
    Flagstar Bank, FSB 382 West Cleveland Road Granger, IN 46530 Full Service B&M $31,165
    Flagstar Bank, FSB 3901 Woodward Ave, Ste. 100b Detroit, MI 48201 Full Service B&M $10,152
    Flagstar Bank, FSB 3902 South Clinton Street Fort Wayne, IN 46806 Full Service B&M $42,148
    Flagstar Bank, FSB 3915 Telegraph Road Bloomfield Hills, MI 48302 Full Service B&M $133,514
    Flagstar Bank, FSB 39900 8 Mile Rd Northville, MI 48167 Full Service B&M $65,899
    Flagstar Bank, FSB 40900 Garfield Road Clinton Township, MI 48038 Full Service B&M $64,624
    Flagstar Bank, FSB 42200 Ford Road Canton, MI 48187 Full Service B&M $148,299
    Flagstar Bank, FSB 425 N. Lapeer Rd Oxford, MI 48371 Full Service B&M $52,051
    Flagstar Bank, FSB 4364 Lake Michigan Drive Nw Grand Rapids, MI 49534 Full Service B&M $40,563
    Flagstar Bank, FSB 43850 Schoenherr Road Sterling Heights, MI 48313 Full Service B&M $78,050
    Flagstar Bank, FSB 4400 Miami St South Bend, IN 46614 Full Service B&M $19,849
    Flagstar Bank, FSB 4400 Orchard Lake Road West Bloomfield, MI 48323 Full Service B&M $72,447
    Flagstar Bank, FSB 44691 Mound Road Sterling Heights, MI 48314 Full Service B&M $64,465
    Flagstar Bank, FSB 4542 Orion Road Rochester, MI 48306 Full Service B&M $61,507
    Flagstar Bank, FSB 45505 Michigan Ave Canton, MI 48188 Full Service B&M $61,984
    Flagstar Bank, FSB 4555 Canal Ave Sw Grandville, MI 49418 Full Service B&M $32,565
    Flagstar Bank, FSB 4585 Alpine Avenue Nw Comstock Park, MI 49321 Full Service B&M $50,352
    Flagstar Bank, FSB 4675 32nd Avenue, Suite 110 Hudsonville, MI 49426 Full Service B&M $26,149
    Flagstar Bank, FSB 475 Romence Rd. Portage, MI 49024 Full Service B&M $46,301
    Flagstar Bank, FSB 4755 Washtenaw Aveunue Ann Arbor, MI 48108 Full Service B&M $37,626
    Flagstar Bank, FSB 4895 Phelan Road Phelan, CA 92371 Full Service B&M $33,905
    Flagstar Bank, FSB 50 S. Howell Hillsdale, MI 49242 Full Service B&M $62,653
    Flagstar Bank, FSB 500 Woodward Ave Suite 100 Detroit, MI 48226 Full Service B&M $14,943
    Flagstar Bank, FSB 5017 Rochester Road Troy, MI 48085 Full Service B&M $100,228
    Flagstar Bank, FSB 50891 Sabrina Drive Shelby Township, MI 48315 Full Service B&M $155,900
    Flagstar Bank, FSB 5105 Highland Road Waterford, MI 48327 Full Service B&M $45,045
    Flagstar Bank, FSB 5110 Cascade Road, Southeast Grand Rapids, MI 49546 Full Service B&M $71,573
    Flagstar Bank, FSB 5151 Corporate Drive Troy, MI 48098 Full Service B&M $6,412,536
    Flagstar Bank, FSB 516 North Lincoln Road Escanaba, MI 49829 Full Service B&M $37,102
    Flagstar Bank, FSB 5525 St. Joe Road Fort Wayne, IN 46835 Full Service B&M $27,600
    Flagstar Bank, FSB 5610 West Saginaw Hwy Lansing, MI 48917 Full Service B&M $59,068
    Flagstar Bank, FSB 5720 Sashabaw Road Clarkston, MI 48346 Full Service B&M $66,527
    Flagstar Bank, FSB 5770 Coventry Lane Fort Wayne, IN 46804 Full Service B&M $33,802
    Flagstar Bank, FSB 5903 Bluffton Road Fort Wayne, IN 46809 Full Service B&M $24,342
    Flagstar Bank, FSB 599 General Motors Rd Milford, MI 48381 Full Service B&M $61,148
    Flagstar Bank, FSB 6000 U.S. 41 South Marquette, MI 49855 Full Service B&M $25,218
    Flagstar Bank, FSB 601 Jackson Street La Porte, IN 46350 Full Service B&M $49,481
    Flagstar Bank, FSB 6200 S Saginaw Street Grand Blanc, MI 48439 Full Service B&M $69,990
    Flagstar Bank, FSB 6302 East State Boulevard Fort Wayne, IN 46815 Full Service B&M $61,845
    Flagstar Bank, FSB 6324 W Jefferson Blvd Fort Wayne, IN 46804 Full Service B&M $27,656
    Flagstar Bank, FSB 6490 Highland Rd White Lake, MI 48383 Full Service B&M $32,521
    Flagstar Bank, FSB 6560 West Main Street Kalamazoo, MI 49009 Full Service B&M $47,078
    Flagstar Bank, FSB 700 Us Hwy 41 W Ishpeming, MI 49849 Full Service B&M $33,159
    Flagstar Bank, FSB 7016 South Cedar Street Lansing, MI 48911 Full Service B&M $28,399
    Flagstar Bank, FSB 704 S. Brown Street Jackson, MI 49203 Full Service B&M $77,535
    Flagstar Bank, FSB 760 S. Us 131, Ste 1 Three Rivers, MI 49093 Full Service B&M $32,313
    Flagstar Bank, FSB 7950 Cooley Lake Rd Waterford, MI 48327 Full Service B&M $32,918
    Flagstar Bank, FSB 800 Northcrest Shopping Center Fort Wayne, IN 46805 Full Service B&M $34,496
    Flagstar Bank, FSB 812 West Seventh Street Auburn, IN 46706 Full Service B&M $11,583
    Flagstar Bank, FSB 833 E. 16th Street, Ste 30 Holland, MI 49423 Full Service B&M $46,544
    Flagstar Bank, FSB 841 North Cass Street Wabash, IN 46992 Full Service B&M $24,895
    Flagstar Bank, FSB 900 East Cloverland Drive Ironwood, MI 49938 Full Service B&M $36,821
    Flagstar Bank, FSB 901 West State Boulevard Fort Wayne, IN 46808 Full Service B&M $27,230
    Flagstar Bank, FSB 914 Charlevoix Drive, Ste 100 Grand Ledge, MI 48837 Full Service B&M $44,319
    Flagstar Bank, FSB 9332 Lee Road Brighton, MI 48116 Full Service B&M $76,319
    Flagstar Bank, FSB 945 East Armory Road Barstow, CA 92311 Full Service B&M $51,400
    Flagstar Bank, FSB S938 U.S. 41 Stephenson, MI 49887 Full Service B&M $20,652

    For 2019, Flagstar Bank Fsb had 161 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $800,722
    Net interest income $592,872
    Total noninterest income $598,203
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $24,000
    Trading account gains and fees $76,133
    Additional Noninterest Income $498,070
    Pre-tax net operating income $288,910
    Securities gains (or losses, -) $6,622
    Income before extraordinary items $241,145
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $241,145
    Minority interest net income $0
    Net income $241,145
    Sale, conversion, retirement of capital stock, net $10,410
    Net operating income $235,714

    Flagstar Bank Fsb's gross interest income from loans was $800,722,000.
    Flagstar Bank Fsb's net interest income from loans was $592,872,000.
    Flagstar Bank Fsb's fee based income from loans was $24,000,000.
    Flagstar Bank Fsb's net income from loans was $241,145,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $207,850
    Provision for credit losses $17,601
    Total noninterest expense $884,564
    Salaries and employee benefits $467,801
    Premises and equipment expense $72,289
    Additional noninterest expense $344,474
    Applicable income taxes $54,387
    Net charge-offs $39,031
    Cash dividends $0

    Flagstar Bank Fsb's interest expense for loans was $207,850,000.
    Flagstar Bank Fsb's payroll and benefits expense were $467,801,000.
    Flagstar Bank Fsb's property, plant and equipment expenses $72,289,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 2.0%
    Real Estate loans 3.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 4.0%
    HELOC loans 0.0%
    All other family 5.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $15,942,583
    Deposits held in domestic offices $15,942,583
    Deposits by Individuals, partnerships, and corporations $14,636,264
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $1,210,378
    Deposits by Commercial banks and other depository institutions in U.S. $95,941
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,147,289
    Demand deposits $1,147,289
    Nontransaction accounts $14,795,294
    Money market deposit accounts (MMDAs) $682,583
    Other savings deposits (excluding MMDAs) $10,770,890
    Total time deposits $3,341,821
    Total time and savings deposits $14,795,294
    Noninterest-bearing deposits $6,030,911
    Interest-bearing deposits $9,911,672
    Retail deposits $14,443,199
    IRAs and Keogh plan accounts $205,168
    Brokered deposits $634,942
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $23,234,514
    Cash & Balances due from depository institutions $427,510
    Interest-bearing balances $206,977
    Total securities $2,712,407
    Federal funds sold & reverse repurchase $0
    Net loans and leases $18,015,774
    Loan and leases loss allowance $107,000
    Trading account assets $28,723
    Bank premises and fixed assets $271,287
    Other real estate owned $9,840
    Goodwill and other intangibles $461,050
    All other assets $1,307,923

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $23,234,514
    Total Liabilities $21,210,954
    Total deposits $15,942,583
    Interest-bearing deposits $9,911,672
    Deposits held in domestic offices $15,942,583
    % insured (estimated) $76
    Federal funds purchased and repurchase agreements $470,042
    Trading liabilities $42,219
    Other borrowed funds $4,438,472
    Subordinated debt $0
    All other liabilities $317,638

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $18,015,774
    Loan and leases loss allowance $107,000
    Total loans and leases (domestic) $18,122,774
    All real estate loans $13,016,997
    Real estate loans in domestic offices $13,016,997
    Construction and development loans $1,430,313
    Residential 1-4 family construction $695,686
    Other construction, all land development and other land $734,627
    Loans secured by nonfarm nonresidential properties $1,336,354
    Nonfarm nonresidential secured by owner-occupied properties $446,093
    Commercial real estate & other non-farm, non-residential $890,261
    Multifamily residential real estate $140,510
    1-4 family residential loans $10,109,820
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $145
    Commercial and industrial loans $1,095,105
    To non-U.S. addressees $3,051
    Loans to individuals $726,756
    Credit card loans $0
    Related Plans $25,795
    Consumer Auto Loans $11,234
    Other loans to individuals $689,727
    All other loans & leases $3,283,770
    Loans to foreign governments and official institutions $0
    Other loans $3,120,525
    Loans to depository institutions and acceptances of other banks $29,250
    Loans not secured by real estate $130,237
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $56,027
    Non 1-4 family restructured loans & leases $1,473
    Total loans and leases (foreign) $0

    Flagstar Bank FSB had $18,015,774,000 of loans outstanding in 2019. $13,016,997,000 of loans were in real estate loans. $1,430,313,000 of loans were in development loans. $140,510,000 of loans were in multifamily mortgage loans. $10,109,820,000 of loans were in 1-4 family mortgage loans. $145,000 of loans were in farm loans. $0 of loans were in credit card loans. $11,234,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 259 $74,590 $287,992
    Nonfarm, nonresidential loans - <$100k 40 $1,583 $39,575
    Nonfarm, nonresidential loans - $100-250k 79 $12,007 $151,987
    Nonfarm, nonresidential loans - $250k-1MM 140 $61,000 $435,714
    Commercial & Industrial, US addressed loans - <$1MM 1,377 $61,948 $44,988
    Commercial & Industrial, US addressed loans - <$100k 1,166 $30,004 $25,732
    Commercial & Industrial, US addressed loans - $100-250k 127 $10,898 $85,811
    Commercial & Industrial, US addressed loans - $250k-1MM 84 $21,046 $250,548
    Agriculture operations loans - <$1MM 3 $145 $48,333
    Agriculture operations loans - <$100k 1 $2 $2,000
    Agriculture operations loans - $100-250k 2 $143 $71,500