Usaa Federal Savings Bank Mortgage Rates, Fees & Info
San Antonio, TXLEI: C5654JQHZUHN0772B561
Tax ID: 74-2291652
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Review & Overview
Usaa Federal Savings Bank is a large bank specializing in Home Purchase and Refi loans. Usaa Federal Savings Bank has an average proportion of conventional loans. Their top markets by origination volume include: Washington, Atlanta, Seattle, Phoenix, and Dallas among others. We have data for 907 markets. (Some data included below & more in-depth data is available with an active subscription.)Usaa Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Usaa Federal Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.50% | 12/17/24 |
| 30 Year Conventional Refi | 6.40% | 12/17/24 |
| 30 Year Cash-out Refi | 6.54% | 12/17/24 |
| 30 Year VA Purchase | 6.06% | 12/17/24 |
| 30 Year VA Refi | 5.90% | 12/17/24 |
| 15 Year Conventional Purchase | 6.08% | 12/17/24 |
| 15 Year Conventional Refi | 6.03% | 12/17/24 |
| 15 Year Cash-out Refi | 6.03% | 12/17/24 |
| 15 Year VA Purchase | 6.10% | 12/17/24 |
| 15 Year VA Refi | 6.07% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Usaa Federal Savings Bank Mortgage Calculator
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This is not an official calculator from Usaa Federal Savings Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
64,396Origination Dollar Volume (All Markets)
$16,888,680,000Employee count
13,358Awards
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USAA Federal Savings Bank - 2019
USAA Federal Savings Bank is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2,098 | $874,120,000 | $416,644 | $6,962 | 3.87% |
| Outside of Metro Areas | 2,638 | $527,440,000 | $199,939 | $4,282 | 4.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,820 | $453,730,000 | $249,302 | $4,729 | 4.03% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,045 | $407,755,000 | $390,196 | $6,456 | 3.87% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,481 | $402,065,000 | $271,482 | $5,140 | 3.96% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,416 | $397,450,000 | $280,685 | $5,588 | 3.96% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1,369 | $342,925,000 | $250,493 | $5,531 | 3.95% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 786 | $287,430,000 | $365,687 | $5,939 | 3.92% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,091 | $283,975,000 | $260,289 | $5,212 | 3.92% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,035 | $268,265,000 | $259,193 | $5,715 | 3.98% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 748 | $267,030,000 | $356,992 | $7,821 | 4.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 560 | $266,810,000 | $476,446 | $7,193 | 3.89% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 956 | $262,750,000 | $274,843 | $6,047 | 3.84% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 862 | $256,500,000 | $297,564 | $5,411 | 3.93% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 622 | $220,080,000 | $353,826 | $5,907 | 3.93% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 633 | $203,435,000 | $321,382 | $6,185 | 3.93% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 779 | $202,685,000 | $260,186 | $5,736 | 3.96% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 651 | $202,585,000 | $311,190 | $5,542 | 3.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 604 | $199,920,000 | $330,993 | $5,189 | 3.89% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 760 | $196,510,000 | $258,566 | $5,628 | 3.97% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 413 | $189,405,000 | $458,608 | $6,716 | 3.87% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 609 | $182,645,000 | $299,910 | $5,998 | 3.93% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 605 | $169,745,000 | $280,570 | $5,355 | 3.91% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 650 | $169,270,000 | $260,415 | $4,967 | 3.94% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 439 | $167,575,000 | $381,720 | $6,732 | 3.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 576 | $156,980,000 | $272,535 | $5,179 | 3.95% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 581 | $151,245,000 | $260,318 | $5,311 | 3.91% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 408 | $143,600,000 | $351,961 | $5,316 | 3.91% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 499 | $134,455,000 | $269,449 | $4,950 | 3.96% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 434 | $128,200,000 | $295,392 | $5,061 | 3.98% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 578 | $125,290,000 | $216,765 | $4,509 | 4.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 408 | $121,510,000 | $297,819 | $5,853 | 3.92% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 643 | $121,125,000 | $188,375 | $4,981 | 3.90% |
| TUCSON, AZ (FHA|USDA|VA) | 500 | $116,540,000 | $233,080 | $5,283 | 3.94% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 505 | $116,395,000 | $230,485 | $3,847 | 3.99% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 483 | $112,525,000 | $232,971 | $4,297 | 3.98% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 434 | $102,950,000 | $237,212 | $4,965 | 3.98% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 188 | $102,350,000 | $544,415 | $7,886 | 3.85% |
| RICHMOND, VA (FHA|USDA|VA) | 379 | $100,625,000 | $265,501 | $5,016 | 3.96% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 479 | $100,605,000 | $210,031 | $4,603 | 3.98% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 369 | $97,715,000 | $264,810 | $5,261 | 4.04% |
| BOISE CITY, ID (FHA|USDA|VA) | 314 | $90,550,000 | $288,376 | $5,587 | 3.84% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 407 | $88,435,000 | $217,285 | $3,845 | 3.96% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 387 | $87,885,000 | $227,093 | $5,364 | 3.93% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 255 | $82,305,000 | $322,765 | $6,223 | 3.83% |
| COLUMBIA, SC (FHA|USDA|VA) | 388 | $82,080,000 | $211,546 | $4,549 | 4.03% |
| COLUMBUS, OH (FHA|USDA|VA) | 359 | $81,965,000 | $228,315 | $4,786 | 3.97% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 425 | $80,125,000 | $188,529 | $5,153 | 3.94% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 304 | $79,800,000 | $262,500 | $5,528 | 3.87% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 370 | $78,270,000 | $211,541 | $5,329 | 3.96% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 297 | $76,525,000 | $257,660 | $5,755 | 3.89% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 338 | $76,500,000 | $226,331 | $4,365 | 3.95% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 318 | $76,460,000 | $240,440 | $4,679 | 3.91% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 292 | $76,310,000 | $261,336 | $4,739 | 3.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 297 | $70,655,000 | $237,896 | $5,217 | 4.04% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 245 | $69,995,000 | $285,694 | $5,506 | 3.95% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 204 | $69,010,000 | $338,284 | $6,746 | 3.86% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 328 | $67,650,000 | $206,250 | $5,348 | 3.93% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 316 | $65,070,000 | $205,918 | $5,222 | 3.95% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 295 | $64,575,000 | $218,898 | $4,467 | 3.89% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 119 | $64,465,000 | $541,723 | $9,532 | 3.78% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 235 | $62,015,000 | $263,894 | $5,599 | 3.96% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 181 | $59,785,000 | $330,304 | $4,837 | 3.89% |
| LOUISVILLE, KY (FHA|USDA|VA) | 264 | $59,110,000 | $223,902 | $4,509 | 4.00% |
| ANCHORAGE, AK (FHA|USDA|VA) | 190 | $58,290,000 | $306,789 | $5,543 | 3.87% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 196 | $58,200,000 | $296,939 | $5,326 | 3.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 265 | $58,185,000 | $219,566 | $4,564 | 4.04% |
| SAVANNAH, GA (FHA|USDA|VA) | 239 | $55,525,000 | $232,322 | $5,558 | 3.97% |
| PITTSBURGH, PA (FHA|USDA|VA) | 265 | $54,465,000 | $205,528 | $5,591 | 3.95% |
| EL PASO, TX (FHA|USDA|VA) | 281 | $54,385,000 | $193,541 | $5,490 | 3.97% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 242 | $53,990,000 | $223,099 | $4,427 | 4.04% |
| KNOXVILLE, TN (FHA|USDA|VA) | 214 | $52,350,000 | $244,626 | $4,958 | 4.05% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 253 | $52,065,000 | $205,791 | $4,705 | 3.94% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 256 | $50,700,000 | $198,047 | $4,623 | 3.90% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 257 | $49,835,000 | $193,911 | $5,134 | 3.97% |
| RENO, NV (FHA|USDA|VA) | 154 | $49,770,000 | $323,182 | $5,023 | 3.91% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 204 | $49,600,000 | $243,137 | $5,338 | 3.97% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 251 | $48,635,000 | $193,765 | $4,744 | 4.01% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 184 | $48,490,000 | $263,533 | $4,984 | 3.91% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 100 | $47,620,000 | $476,200 | $6,593 | 3.87% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 176 | $46,830,000 | $266,080 | $6,244 | 3.89% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 206 | $46,330,000 | $224,903 | $4,257 | 3.91% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 174 | $45,910,000 | $263,851 | $4,491 | 3.97% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 230 | $44,530,000 | $193,609 | $5,493 | 3.96% |
| VALLEJO, CA (FHA|USDA|VA) | 102 | $42,450,000 | $416,176 | $7,188 | 3.83% |
| TULSA, OK (FHA|USDA|VA) | 203 | $41,965,000 | $206,724 | $4,416 | 4.05% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 133 | $40,275,000 | $302,820 | $5,531 | 3.87% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 163 | $40,055,000 | $245,736 | $5,240 | 3.91% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 166 | $39,700,000 | $239,157 | $3,813 | 3.99% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 172 | $38,430,000 | $223,430 | $3,854 | 3.95% |
| ASHEVILLE, NC (FHA|USDA|VA) | 149 | $38,265,000 | $256,812 | $4,957 | 4.02% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 167 | $37,665,000 | $225,539 | $4,599 | 4.01% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 130 | $36,820,000 | $283,231 | $4,954 | 3.99% |
| FORT COLLINS, CO (FHA|USDA|VA) | 106 | $36,730,000 | $346,509 | $5,323 | 3.89% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 167 | $36,115,000 | $216,257 | $3,974 | 3.96% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 122 | $35,570,000 | $291,557 | $5,112 | 4.03% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 157 | $35,045,000 | $223,217 | $4,368 | 3.98% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 154 | $34,320,000 | $222,857 | $4,131 | 3.98% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 156 | $33,870,000 | $217,115 | $5,388 | 3.97% |
| SALEM, OR (FHA|USDA|VA) | 112 | $32,880,000 | $293,571 | $5,724 | 3.86% |
| WICHITA, KS (FHA|USDA|VA) | 176 | $32,590,000 | $185,170 | $4,347 | 3.92% |
| PANAMA CITY, FL (FHA|USDA|VA) | 124 | $32,440,000 | $261,613 | $6,608 | 3.90% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 158 | $32,040,000 | $202,785 | $3,935 | 3.96% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 105 | $31,745,000 | $302,333 | $5,489 | 4.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 130 | $31,670,000 | $243,615 | $4,583 | 3.85% |
| FRESNO, CA (FHA|USDA|VA) | 111 | $31,295,000 | $281,937 | $4,338 | 3.95% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 122 | $30,650,000 | $251,230 | $5,256 | 3.94% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 138 | $30,260,000 | $219,275 | $4,882 | 4.02% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 101 | $29,695,000 | $294,010 | $5,287 | 3.93% |
| BEND, OR (FHA|USDA|VA) | 94 | $29,620,000 | $315,106 | $5,445 | 3.93% |
| WILMINGTON, NC (FHA|USDA|VA) | 103 | $29,275,000 | $284,223 | $5,545 | 4.02% |
| FAIRBANKS, AK (FHA|USDA|VA) | 109 | $29,265,000 | $268,486 | $5,520 | 3.83% |
| GREELEY, CO (FHA|USDA|VA) | 85 | $28,685,000 | $337,471 | $4,802 | 3.87% |
| MONTGOMERY, AL (FHA|USDA|VA) | 139 | $28,015,000 | $201,547 | $4,924 | 3.93% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 106 | $27,990,000 | $264,057 | $5,638 | 4.01% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 149 | $27,955,000 | $187,617 | $4,926 | 4.03% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 94 | $27,750,000 | $295,213 | $4,958 | 3.95% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 147 | $27,615,000 | $187,857 | $4,858 | 4.22% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 119 | $27,385,000 | $230,126 | $5,662 | 3.95% |
| STOCKTON, CA (FHA|USDA|VA) | 76 | $27,080,000 | $356,316 | $5,851 | 3.90% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 97 | $27,025,000 | $278,608 | $5,436 | 3.98% |
| MADISON, WI (FHA|USDA|VA) | 93 | $26,865,000 | $288,871 | $4,793 | 3.93% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 107 | $26,425,000 | $246,963 | $5,659 | 3.98% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 70 | $26,360,000 | $376,571 | $6,957 | 3.98% |
| DOVER, DE (FHA|USDA|VA) | 100 | $25,670,000 | $256,700 | $5,921 | 3.83% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 107 | $25,035,000 | $233,972 | $5,027 | 3.98% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 120 | $24,830,000 | $206,917 | $4,541 | 4.04% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 111 | $24,685,000 | $222,387 | $5,652 | 3.97% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 106 | $23,990,000 | $226,321 | $4,286 | 3.91% |
| BATON ROUGE, LA (FHA|USDA|VA) | 109 | $23,765,000 | $218,028 | $5,047 | 4.02% |
| Outside of Metro Areas | 79 | $23,495,000 | $297,405 | $5,426 | 3.97% |
| BOULDER, CO (FHA|USDA|VA) | 62 | $23,280,000 | $375,484 | $5,893 | 3.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 100 | $23,160,000 | $231,600 | $4,773 | 3.87% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 44 | $22,410,000 | $509,318 | $8,968 | 3.86% |
| VALDOSTA, GA (FHA|USDA|VA) | 127 | $22,365,000 | $176,102 | $5,412 | 4.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 81 | $22,125,000 | $273,148 | $6,695 | 4.22% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 121 | $22,055,000 | $182,273 | $3,317 | 4.05% |
| CHEYENNE, WY (FHA|USDA|VA) | 77 | $22,045,000 | $286,299 | $6,128 | 3.85% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 94 | $21,800,000 | $231,915 | $4,719 | 3.94% |
| PROVO-OREM, UT (FHA|USDA|VA) | 72 | $21,800,000 | $302,778 | $4,754 | 3.87% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 99 | $21,695,000 | $219,141 | $4,337 | 3.91% |
| SALINAS, CA (FHA|USDA|VA) | 43 | $21,495,000 | $499,884 | $7,319 | 3.95% |
| Oak Harbor, WA (FHA|USDA|VA) | 63 | $21,455,000 | $340,556 | $6,705 | 3.86% |
| SPARTANBURG, SC (FHA|USDA|VA) | 107 | $21,105,000 | $197,243 | $4,583 | 4.05% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 87 | $21,075,000 | $242,241 | $6,387 | 3.94% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 85 | $20,715,000 | $243,706 | $5,846 | 4.15% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 49 | $20,505,000 | $418,469 | $5,815 | 3.81% |
| JACKSON, MS (FHA|USDA|VA) | 92 | $20,450,000 | $222,283 | $4,551 | 4.11% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 90 | $20,350,000 | $226,111 | $5,518 | 4.03% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 87 | $19,445,000 | $223,506 | $3,735 | 3.97% |
| OCALA, FL (FHA|USDA|VA) | 107 | $19,225,000 | $179,673 | $4,397 | 4.07% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 72 | $19,110,000 | $265,417 | $6,233 | 3.88% |
| ROCHESTER, NY (FHA|USDA|VA) | 110 | $18,840,000 | $171,273 | $4,750 | 4.17% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 83 | $18,695,000 | $225,241 | $4,553 | 3.87% |
| AKRON, OH (FHA|USDA|VA) | 101 | $18,285,000 | $181,040 | $4,209 | 4.04% |
| MODESTO, CA (FHA|USDA|VA) | 59 | $18,265,000 | $309,576 | $5,093 | 3.93% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 82 | $18,190,000 | $221,829 | $5,542 | 3.84% |
| SUMTER, SC (FHA|USDA|VA) | 101 | $18,115,000 | $179,356 | $4,652 | 3.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 89 | $18,045,000 | $202,753 | $4,969 | 4.03% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 40 | $17,950,000 | $448,750 | $7,756 | 3.83% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 78 | $17,730,000 | $227,308 | $4,255 | 3.99% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 76 | $17,700,000 | $232,895 | $4,548 | 3.98% |
| NEW BERN, NC (FHA|USDA|VA) | 90 | $17,670,000 | $196,333 | $4,974 | 3.95% |
| BELLINGHAM, WA (FHA|USDA|VA) | 52 | $17,350,000 | $333,654 | $5,155 | 3.81% |
| YUBA CITY, CA (FHA|USDA|VA) | 59 | $16,875,000 | $286,017 | $5,939 | 3.95% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 52 | $16,840,000 | $323,846 | $6,560 | 3.89% |
| SYRACUSE, NY (FHA|USDA|VA) | 94 | $16,780,000 | $178,511 | $5,569 | 4.29% |
| MANHATTAN, KS (FHA|USDA|VA) | 87 | $16,685,000 | $191,782 | $4,909 | 3.94% |
| ROANOKE, VA (FHA|USDA|VA) | 69 | $16,575,000 | $240,217 | $4,553 | 3.82% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 50 | $15,580,000 | $311,600 | $6,047 | 3.84% |
| MIDLAND, TX (FHA|USDA|VA) | 49 | $15,455,000 | $315,408 | $7,493 | 4.11% |
| MEDFORD, OR (FHA|USDA|VA) | 57 | $15,395,000 | $270,088 | $4,962 | 3.96% |
| MOBILE, AL (FHA|USDA|VA) | 84 | $15,110,000 | $179,881 | $3,847 | 4.01% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 53 | $15,085,000 | $284,623 | $3,544 | 4.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 90 | $15,060,000 | $167,333 | $4,919 | 4.07% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 79 | $14,985,000 | $189,684 | $3,892 | 3.92% |
| SANTA FE, NM (FHA|USDA|VA) | 50 | $14,910,000 | $298,200 | $5,173 | 3.90% |
| LYNCHBURG, VA (FHA|USDA|VA) | 73 | $14,865,000 | $203,630 | $4,087 | 3.90% |
| LAWTON, OK (FHA|USDA|VA) | 92 | $14,800,000 | $160,870 | $4,576 | 3.98% |
| YUMA, AZ (FHA|USDA|VA) | 66 | $14,780,000 | $223,939 | $5,689 | 3.88% |
| Kalispell, MT (FHA|USDA|VA) | 43 | $14,735,000 | $342,674 | $6,036 | 3.90% |
| Enterprise, AL (FHA|USDA|VA) | 68 | $14,420,000 | $212,059 | $5,154 | 3.99% |
| Lebanon, NH-VT (FHA|USDA|VA) | 60 | $14,330,000 | $238,833 | $5,696 | 4.05% |
| WACO, TX (FHA|USDA|VA) | 65 | $14,245,000 | $219,154 | $5,380 | 4.16% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 42 | $14,210,000 | $338,333 | $5,771 | 3.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 61 | $14,175,000 | $232,377 | $5,864 | 3.98% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 51 | $14,045,000 | $275,392 | $5,841 | 3.83% |
| Clovis, NM (FHA|USDA|VA) | 72 | $13,720,000 | $190,556 | $5,789 | 4.10% |
| BILLINGS, MT (FHA|USDA|VA) | 54 | $13,670,000 | $253,148 | $5,528 | 3.97% |
| PUEBLO, CO (FHA|USDA|VA) | 62 | $13,620,000 | $219,677 | $4,978 | 3.93% |
| LUBBOCK, TX (FHA|USDA|VA) | 68 | $13,610,000 | $200,147 | $4,717 | 4.20% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 45 | $13,605,000 | $302,333 | $5,575 | 3.93% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 39 | $13,565,000 | $347,821 | $7,009 | 3.80% |
| SAN ANGELO, TX (FHA|USDA|VA) | 68 | $13,550,000 | $199,265 | $5,713 | 3.95% |
| TYLER, TX (FHA|USDA|VA) | 54 | $13,540,000 | $250,741 | $5,166 | 4.06% |
| DULUTH, MN-WI (FHA|USDA|VA) | 70 | $13,430,000 | $191,857 | $4,577 | 3.87% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 80 | $13,320,000 | $166,500 | $5,290 | 4.04% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 62 | $13,280,000 | $214,194 | $4,506 | 3.92% |
| LINCOLN, NE (FHA|USDA|VA) | 62 | $13,060,000 | $210,645 | $4,305 | 4.01% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 33 | $13,055,000 | $395,606 | $7,372 | 3.93% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 67 | $12,995,000 | $193,955 | $4,380 | 4.13% |
| ABILENE, TX (FHA|USDA|VA) | 67 | $12,755,000 | $190,373 | $4,865 | 3.90% |
| Port Angeles, WA (FHA|USDA|VA) | 48 | $12,740,000 | $265,417 | $4,278 | 3.92% |
| AMARILLO, TX (FHA|USDA|VA) | 62 | $12,700,000 | $204,839 | $4,397 | 4.04% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 38 | $12,690,000 | $333,947 | $5,911 | 3.97% |
| TOLEDO, OH (FHA|USDA|VA) | 63 | $12,535,000 | $198,968 | $4,367 | 3.92% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 45 | $12,355,000 | $274,556 | $5,739 | 3.94% |
| Bozeman, MT (FHA|USDA|VA) | 33 | $12,315,000 | $373,182 | $4,892 | 4.04% |
| Alamogordo, NM (FHA|USDA|VA) | 67 | $12,195,000 | $182,015 | $4,628 | 3.93% |
| RAPID CITY, SD (FHA|USDA|VA) | 51 | $12,095,000 | $237,157 | $5,092 | 3.82% |
| TOPEKA, KS (FHA|USDA|VA) | 67 | $11,955,000 | $178,433 | $4,428 | 3.99% |
| ANN ARBOR, MI (FHA|USDA|VA) | 44 | $11,860,000 | $269,545 | $4,973 | 3.94% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 45 | $11,845,000 | $263,222 | $5,149 | 3.79% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 69 | $11,585,000 | $167,899 | $4,519 | 3.97% |
| LANCASTER, PA (FHA|USDA|VA) | 50 | $11,580,000 | $231,600 | $5,565 | 4.16% |
| FORT WAYNE, IN (FHA|USDA|VA) | 58 | $11,480,000 | $197,931 | $4,169 | 4.05% |
| GOLDSBORO, NC (FHA|USDA|VA) | 61 | $11,465,000 | $187,951 | $4,636 | 3.85% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 48 | $11,220,000 | $233,750 | $4,023 | 3.93% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 40 | $11,180,000 | $279,500 | $6,628 | 3.85% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 54 | $11,030,000 | $204,259 | $4,186 | 3.80% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 58 | $10,980,000 | $189,310 | $5,137 | 3.97% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 49 | $10,965,000 | $223,776 | $5,121 | 3.84% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 60 | $10,960,000 | $182,667 | $4,151 | 4.00% |
| Helena, MT (FHA|USDA|VA) | 37 | $10,865,000 | $293,649 | $6,063 | 3.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 57 | $10,845,000 | $190,263 | $3,807 | 3.94% |
| Concord, NH (FHA|USDA|VA) | 42 | $10,600,000 | $252,381 | $3,931 | 4.08% |
| Hilo, HI (FHA|USDA|VA) | 30 | $10,460,000 | $348,667 | $6,849 | 4.13% |
| DOTHAN, AL (FHA|USDA|VA) | 55 | $10,405,000 | $189,182 | $4,530 | 3.97% |
| GAINESVILLE, GA (FHA|USDA|VA) | 43 | $10,315,000 | $239,884 | $4,945 | 4.01% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 60 | $10,250,000 | $170,833 | $4,156 | 3.99% |
| MISSOULA, MT (FHA|USDA|VA) | 35 | $10,225,000 | $292,143 | $5,720 | 4.04% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 55 | $10,175,000 | $185,000 | $3,483 | 4.04% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 19 | $10,145,000 | $533,947 | $10,501 | 4.03% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 28 | $10,090,000 | $360,357 | $6,020 | 3.86% |
| YAKIMA, WA (FHA|USDA|VA) | 35 | $10,065,000 | $287,571 | $4,531 | 3.91% |
| GREAT FALLS, MT (FHA|USDA|VA) | 45 | $9,975,000 | $221,667 | $5,581 | 3.92% |
| CORVALLIS, OR (FHA|USDA|VA) | 31 | $9,975,000 | $321,774 | $4,960 | 3.93% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 52 | $9,950,000 | $191,346 | $5,616 | 4.08% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 47 | $9,875,000 | $210,106 | $5,095 | 3.92% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 46 | $9,800,000 | $213,043 | $3,836 | 4.07% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 48 | $9,790,000 | $203,958 | $4,473 | 4.08% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 48 | $9,760,000 | $203,333 | $3,281 | 3.86% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 46 | $9,680,000 | $210,435 | $4,006 | 3.93% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 46 | $9,540,000 | $207,391 | $4,705 | 4.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 51 | $9,525,000 | $186,765 | $5,448 | 3.93% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 41 | $9,505,000 | $231,829 | $5,631 | 3.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 46 | $9,390,000 | $204,130 | $5,341 | 3.87% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 40 | $9,390,000 | $234,750 | $5,821 | 3.91% |
| Minot, ND (FHA|USDA|VA) | 42 | $9,370,000 | $223,095 | $6,125 | 4.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 47 | $9,365,000 | $199,255 | $4,737 | 4.14% |
| LAFAYETTE, LA (FHA|USDA|VA) | 49 | $9,325,000 | $190,306 | $4,397 | 4.02% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 42 | $9,230,000 | $219,762 | $3,681 | 3.96% |
| THE VILLAGES, FL (FHA|USDA|VA) | 42 | $9,180,000 | $218,571 | $4,395 | 3.78% |
| HATTIESBURG, MS (FHA|USDA|VA) | 44 | $9,170,000 | $208,409 | $5,827 | 3.90% |
| ALBANY, GA (FHA|USDA|VA) | 46 | $9,140,000 | $198,696 | $4,132 | 4.02% |
| Del Rio, TX (FHA|USDA|VA) | 42 | $9,050,000 | $215,476 | $6,472 | 4.04% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 50 | $8,990,000 | $179,800 | $4,120 | 4.05% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 31 | $8,935,000 | $288,226 | $5,155 | 3.79% |
| ST. GEORGE, UT (FHA|USDA|VA) | 31 | $8,915,000 | $287,581 | $4,205 | 3.87% |
| Mountain Home, ID (FHA|USDA|VA) | 42 | $8,780,000 | $209,048 | $5,450 | 4.00% |
| CHICO, CA (FHA|USDA|VA) | 31 | $8,675,000 | $279,839 | $4,325 | 4.08% |
| MORGANTOWN, WV (FHA|USDA|VA) | 37 | $8,625,000 | $233,108 | $4,705 | 4.15% |
| LONGVIEW, TX (FHA|USDA|VA) | 40 | $8,600,000 | $215,000 | $4,785 | 4.07% |
| St. Marys, GA (FHA|USDA|VA) | 42 | $8,420,000 | $200,476 | $5,304 | 4.01% |
| LEBANON, PA (FHA|USDA|VA) | 34 | $8,330,000 | $245,000 | $7,810 | 4.07% |
| STAUNTON, VA (FHA|USDA|VA) | 32 | $8,330,000 | $260,313 | $4,175 | 3.93% |
| REDDING, CA (FHA|USDA|VA) | 32 | $8,320,000 | $260,000 | $4,442 | 3.88% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 35 | $8,125,000 | $232,143 | $4,329 | 3.97% |
| HARRISONBURG, VA (FHA|USDA|VA) | 30 | $8,050,000 | $268,333 | $5,129 | 3.77% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 15 | $7,945,000 | $529,667 | $7,662 | 4.14% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 44 | $7,940,000 | $180,455 | $3,205 | 3.99% |
| VISALIA, CA (FHA|USDA|VA) | 35 | $7,885,000 | $225,286 | $4,452 | 3.98% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 44 | $7,830,000 | $177,955 | $4,941 | 4.22% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 39 | $7,815,000 | $200,385 | $3,858 | 4.04% |
| BRUNSWICK, GA (FHA|USDA|VA) | 37 | $7,735,000 | $209,054 | $4,295 | 3.99% |
| Warrensburg, MO (FHA|USDA|VA) | 36 | $7,720,000 | $214,444 | $5,378 | 3.89% |
| Astoria, OR (FHA|USDA|VA) | 24 | $7,670,000 | $319,583 | $4,528 | 3.92% |
| Key West, FL (FHA|USDA|VA) | 19 | $7,655,000 | $402,895 | $6,226 | 4.04% |
| ODESSA, TX (FHA|USDA|VA) | 33 | $7,625,000 | $231,061 | $5,566 | 4.09% |
| WENATCHEE, WA (FHA|USDA|VA) | 26 | $7,610,000 | $292,692 | $4,077 | 3.91% |
| NAPA, CA (FHA|USDA|VA) | 16 | $7,530,000 | $470,625 | $6,430 | 3.88% |
| Heber, UT (FHA|USDA|VA) | 19 | $7,515,000 | $395,526 | $3,389 | 3.79% |
| UTICA-ROME, NY (FHA|USDA|VA) | 41 | $7,485,000 | $182,561 | $5,785 | 4.30% |
| BANGOR, ME (FHA|USDA|VA) | 36 | $7,420,000 | $206,111 | $4,230 | 3.87% |
| Newport, OR (FHA|USDA|VA) | 29 | $7,405,000 | $255,345 | $5,557 | 4.19% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 22 | $7,330,000 | $333,182 | $5,544 | 3.74% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 36 | $7,210,000 | $200,278 | $3,771 | 3.93% |
| Shelton, WA (FHA|USDA|VA) | 24 | $7,210,000 | $300,417 | $5,150 | 4.03% |
| Juneau, AK (FHA|USDA|VA) | 21 | $7,205,000 | $343,095 | $6,487 | 3.97% |
| Fernley, NV (FHA|USDA|VA) | 28 | $7,170,000 | $256,071 | $4,449 | 3.92% |
| Morehead City, NC (FHA|USDA|VA) | 33 | $7,155,000 | $216,818 | $5,008 | 3.80% |
| FLINT, MI (FHA|USDA|VA) | 39 | $7,105,000 | $182,179 | $3,994 | 3.96% |
| MADERA, CA (FHA|USDA|VA) | 26 | $7,080,000 | $272,308 | $5,358 | 3.79% |
| ROCHESTER, MN (FHA|USDA|VA) | 32 | $7,080,000 | $221,250 | $3,883 | 4.00% |
| FARGO, ND-MN (FHA|USDA|VA) | 27 | $7,065,000 | $261,667 | $5,198 | 3.97% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 31 | $7,065,000 | $227,903 | $4,616 | 3.88% |
| Traverse City, MI (FHA|USDA|VA) | 25 | $7,065,000 | $282,600 | $5,169 | 3.95% |
| APPLETON, WI (FHA|USDA|VA) | 35 | $7,045,000 | $201,286 | $4,425 | 4.00% |
| PEORIA, IL (FHA|USDA|VA) | 41 | $6,975,000 | $170,122 | $3,452 | 4.08% |
| BURLINGTON, NC (FHA|USDA|VA) | 34 | $6,960,000 | $204,706 | $4,502 | 4.09% |
| Keene, NH (FHA|USDA|VA) | 32 | $6,920,000 | $216,250 | $5,725 | 3.96% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 32 | $6,850,000 | $214,063 | $5,240 | 4.27% |
| GRANTS PASS, OR (FHA|USDA|VA) | 24 | $6,690,000 | $278,750 | $6,485 | 3.95% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 32 | $6,550,000 | $204,688 | $5,317 | 3.86% |
| DECATUR, AL (FHA|USDA|VA) | 31 | $6,495,000 | $209,516 | $4,262 | 4.03% |
| MERCED, CA (FHA|USDA|VA) | 22 | $6,430,000 | $292,273 | $4,205 | 4.05% |
| Klamath Falls, OR (FHA|USDA|VA) | 32 | $6,430,000 | $200,938 | $4,963 | 3.88% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 32 | $6,430,000 | $200,938 | $4,198 | 3.96% |
| READING, PA (FHA|USDA|VA) | 31 | $6,395,000 | $206,290 | $5,734 | 4.10% |
| GREEN BAY, WI (FHA|USDA|VA) | 33 | $6,385,000 | $193,485 | $3,856 | 4.05% |
| FLORENCE, SC (FHA|USDA|VA) | 34 | $6,380,000 | $187,647 | $3,626 | 4.25% |
| Granbury, TX (FHA|USDA|VA) | 23 | $6,365,000 | $276,739 | $5,609 | 3.82% |
| Jefferson, GA (FHA|USDA|VA) | 30 | $6,320,000 | $210,667 | $4,810 | 3.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 22 | $6,170,000 | $280,455 | $5,305 | 3.99% |
| Richmond-Berea, KY (FHA|USDA|VA) | 30 | $6,130,000 | $204,333 | $4,765 | 4.06% |
| Elizabeth City, NC (FHA|USDA|VA) | 28 | $6,110,000 | $218,214 | $5,337 | 3.82% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 33 | $6,045,000 | $183,182 | $3,578 | 4.03% |
| Fallon, NV (FHA|USDA|VA) | 22 | $6,040,000 | $274,545 | $5,240 | 3.98% |
| Durango, CO (FHA|USDA|VA) | 19 | $5,985,000 | $315,000 | $4,272 | 3.94% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 31 | $5,955,000 | $192,097 | $5,319 | 3.98% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 31 | $5,905,000 | $190,484 | $3,466 | 3.94% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 38 | $5,820,000 | $153,158 | $3,099 | 3.96% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 29 | $5,815,000 | $200,517 | $4,200 | 3.87% |
| ST. CLOUD, MN (FHA|USDA|VA) | 28 | $5,790,000 | $206,786 | $4,670 | 3.90% |
| MONROE, MI (FHA|USDA|VA) | 29 | $5,785,000 | $199,483 | $5,574 | 3.99% |
| Los Alamos, NM (FHA|USDA|VA) | 17 | $5,775,000 | $339,706 | $6,672 | 4.04% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 26 | $5,760,000 | $221,538 | $5,007 | 3.85% |
| Glenwood Springs, CO (FHA|USDA|VA) | 17 | $5,745,000 | $337,941 | $4,094 | 3.95% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 24 | $5,740,000 | $239,167 | $2,949 | 3.90% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 39 | $5,685,000 | $145,769 | $3,550 | 3.85% |
| RACINE, WI (FHA|USDA|VA) | 28 | $5,630,000 | $201,071 | $4,290 | 4.00% |
| Sanford, NC (FHA|USDA|VA) | 28 | $5,620,000 | $200,714 | $5,806 | 3.96% |
| Columbus, MS (FHA|USDA|VA) | 28 | $5,600,000 | $200,000 | $5,610 | 3.75% |
| Seneca, SC (FHA|USDA|VA) | 24 | $5,570,000 | $232,083 | $4,270 | 3.90% |
| COLUMBIA, MO (FHA|USDA|VA) | 23 | $5,545,000 | $241,087 | $3,798 | 3.91% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 26 | $5,540,000 | $213,077 | $3,681 | 3.81% |
| LAWRENCE, KS (FHA|USDA|VA) | 25 | $5,525,000 | $221,000 | $5,177 | 4.04% |
| Aberdeen, WA (FHA|USDA|VA) | 25 | $5,515,000 | $220,600 | $4,731 | 4.05% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 28 | $5,490,000 | $196,071 | $3,709 | 3.91% |
| Coos Bay, OR (FHA|USDA|VA) | 24 | $5,470,000 | $227,917 | $5,142 | 3.95% |
| Montrose, CO (FHA|USDA|VA) | 20 | $5,460,000 | $273,000 | $4,741 | 3.84% |
| Torrington, CT (FHA|USDA|VA) | 23 | $5,445,000 | $236,739 | $5,913 | 3.99% |
| Crossville, TN (FHA|USDA|VA) | 23 | $5,395,000 | $234,565 | $5,981 | 3.88% |
| Breckenridge, CO (FHA|USDA|VA) | 13 | $5,385,000 | $414,231 | $4,633 | 3.98% |
| Brevard, NC (FHA|USDA|VA) | 22 | $5,350,000 | $243,182 | $4,696 | 4.17% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 19 | $5,305,000 | $279,211 | $5,972 | 3.92% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 32 | $5,300,000 | $165,625 | $3,688 | 3.92% |
| Pahrump, NV (FHA|USDA|VA) | 23 | $5,245,000 | $228,043 | $4,166 | 3.76% |
| NILES, MI (FHA|USDA|VA) | 26 | $5,220,000 | $200,769 | $3,848 | 3.89% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 23 | $5,205,000 | $226,304 | $5,797 | 4.04% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 26 | $5,160,000 | $198,462 | $3,611 | 4.06% |
| KINGSTON, NY (FHA|USDA|VA) | 18 | $5,150,000 | $286,111 | $7,435 | 4.30% |
| Laconia, NH (FHA|USDA|VA) | 17 | $5,115,000 | $300,882 | $4,478 | 3.86% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 24 | $5,110,000 | $212,917 | $3,393 | 4.04% |
| Sevierville, TN (FHA|USDA|VA) | 23 | $5,095,000 | $221,522 | $5,236 | 4.34% |
| GETTYSBURG, PA (FHA|USDA|VA) | 22 | $5,090,000 | $231,364 | $6,294 | 4.19% |
| Moses Lake, WA (FHA|USDA|VA) | 20 | $5,060,000 | $253,000 | $4,851 | 3.96% |
| Sandpoint, ID (FHA|USDA|VA) | 19 | $5,035,000 | $265,000 | $4,515 | 3.82% |
| Ellensburg, WA (FHA|USDA|VA) | 19 | $4,995,000 | $262,895 | $3,527 | 3.93% |
| TWIN FALLS, ID (FHA|USDA|VA) | 21 | $4,995,000 | $237,857 | $5,645 | 3.73% |
| Brainerd, MN (FHA|USDA|VA) | 22 | $4,980,000 | $226,364 | $4,039 | 3.95% |
| ERIE, PA (FHA|USDA|VA) | 31 | $4,945,000 | $159,516 | $4,424 | 3.98% |
| Altus, OK (FHA|USDA|VA) | 25 | $4,945,000 | $197,800 | $5,279 | 4.18% |
| Fort Polk South, LA (FHA|USDA|VA) | 32 | $4,940,000 | $154,375 | $4,461 | 4.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 20 | $4,920,000 | $246,000 | $4,628 | 3.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 28 | $4,810,000 | $171,786 | $3,347 | 4.18% |
| Centralia, WA (FHA|USDA|VA) | 16 | $4,750,000 | $296,875 | $3,654 | 3.70% |
| Cedar City, UT (FHA|USDA|VA) | 16 | $4,750,000 | $296,875 | $3,554 | 3.84% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 24 | $4,730,000 | $197,083 | $3,203 | 3.89% |
| Show Low, AZ (FHA|USDA|VA) | 23 | $4,675,000 | $203,261 | $4,847 | 3.95% |
| Frankfort, KY (FHA|USDA|VA) | 23 | $4,665,000 | $202,826 | $3,528 | 3.93% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 24 | $4,650,000 | $193,750 | $3,892 | 3.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 14 | $4,650,000 | $332,143 | $4,569 | 3.76% |
| Cañon City, CO (FHA|USDA|VA) | 18 | $4,630,000 | $257,222 | $4,035 | 3.98% |
| Roswell, NM (FHA|USDA|VA) | 23 | $4,615,000 | $200,652 | $3,538 | 4.14% |
| Roseburg, OR (FHA|USDA|VA) | 18 | $4,610,000 | $256,111 | $4,952 | 3.90% |
| Sheridan, WY (FHA|USDA|VA) | 14 | $4,600,000 | $328,571 | $4,324 | 3.89% |
| LAREDO, TX (FHA|USDA|VA) | 19 | $4,555,000 | $239,737 | $4,099 | 3.89% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 25 | $4,525,000 | $181,000 | $4,809 | 4.13% |
| CARSON CITY, NV (FHA|USDA|VA) | 15 | $4,505,000 | $300,333 | $5,544 | 4.17% |
| Ozark, AL (FHA|USDA|VA) | 23 | $4,465,000 | $194,130 | $4,944 | 3.91% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 19 | $4,435,000 | $233,421 | $4,586 | 3.72% |
| BISMARCK, ND (FHA|USDA|VA) | 17 | $4,425,000 | $260,294 | $4,474 | 3.70% |
| Oxford, MS (FHA|USDA|VA) | 18 | $4,380,000 | $243,333 | $4,879 | 4.08% |
| CHARLESTON, WV (FHA|USDA|VA) | 28 | $4,370,000 | $156,071 | $4,069 | 3.96% |
| Hood River, OR (FHA|USDA|VA) | 12 | $4,360,000 | $363,333 | $4,303 | 3.80% |
| BINGHAMTON, NY (FHA|USDA|VA) | 30 | $4,330,000 | $144,333 | $4,641 | 4.41% |
| Boone, NC (FHA|USDA|VA) | 15 | $4,285,000 | $285,667 | $5,127 | 4.11% |
| Baraboo, WI (FHA|USDA|VA) | 18 | $4,280,000 | $237,778 | $3,647 | 3.94% |
| Moscow, ID (FHA|USDA|VA) | 15 | $4,275,000 | $285,000 | $3,498 | 3.82% |
| Kerrville, TX (FHA|USDA|VA) | 17 | $4,255,000 | $250,294 | $5,209 | 4.17% |
| JOPLIN, MO (FHA|USDA|VA) | 27 | $4,255,000 | $157,593 | $3,497 | 3.94% |
| PITTSFIELD, MA (FHA|USDA|VA) | 19 | $4,245,000 | $223,421 | $4,055 | 4.06% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 16 | $4,240,000 | $265,000 | $5,523 | 4.05% |
| LOGAN, UT-ID (FHA|USDA|VA) | 17 | $4,195,000 | $246,765 | $4,488 | 3.83% |
| ROCKFORD, IL (FHA|USDA|VA) | 29 | $4,165,000 | $143,621 | $3,416 | 3.96% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 21 | $4,155,000 | $197,857 | $4,593 | 3.89% |
| Forest City, NC (FHA|USDA|VA) | 21 | $4,105,000 | $195,476 | $4,224 | 4.06% |
| JACKSON, TN (FHA|USDA|VA) | 26 | $4,100,000 | $157,692 | $3,368 | 3.88% |
| GADSDEN, AL (FHA|USDA|VA) | 18 | $4,070,000 | $226,111 | $3,735 | 4.07% |
| Statesboro, GA (FHA|USDA|VA) | 24 | $4,060,000 | $169,167 | $3,665 | 4.05% |
| ROME, GA (FHA|USDA|VA) | 22 | $4,060,000 | $184,545 | $4,448 | 4.11% |
| MUSKEGON, MI (FHA|USDA|VA) | 23 | $4,045,000 | $175,870 | $3,762 | 3.91% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 26 | $3,990,000 | $153,462 | $4,603 | 4.05% |
| MONROE, LA (FHA|USDA|VA) | 19 | $3,955,000 | $208,158 | $4,434 | 4.02% |
| POCATELLO, ID (FHA|USDA|VA) | 17 | $3,915,000 | $230,294 | $5,102 | 3.97% |
| MIDLAND, MI (FHA|USDA|VA) | 21 | $3,885,000 | $185,000 | $3,299 | 4.05% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 15 | $3,785,000 | $252,333 | $6,301 | 3.95% |
| Beaver Dam, WI (FHA|USDA|VA) | 16 | $3,770,000 | $235,625 | $3,882 | 3.80% |
| ENID, OK (FHA|USDA|VA) | 20 | $3,750,000 | $187,500 | $5,713 | 3.68% |
| Pullman, WA (FHA|USDA|VA) | 14 | $3,720,000 | $265,714 | $4,765 | 3.86% |
| Ketchikan, AK (FHA|USDA|VA) | 10 | $3,710,000 | $371,000 | $7,631 | 3.80% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 19 | $3,705,000 | $195,000 | $4,316 | 3.95% |
| Danville, VA (FHA|USDA|VA) | 19 | $3,695,000 | $194,474 | $3,612 | 3.84% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 24 | $3,690,000 | $153,750 | $4,012 | 4.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 13 | $3,685,000 | $283,462 | $3,704 | 3.91% |
| JACKSON, MI (FHA|USDA|VA) | 19 | $3,665,000 | $192,895 | $4,958 | 4.21% |
| Meridian, MS (FHA|USDA|VA) | 19 | $3,625,000 | $190,789 | $4,205 | 4.42% |
| Taos, NM (FHA|USDA|VA) | 14 | $3,620,000 | $258,571 | $3,728 | 4.16% |
| Payson, AZ (FHA|USDA|VA) | 19 | $3,585,000 | $188,684 | $3,166 | 3.79% |
| Whitewater, WI (FHA|USDA|VA) | 18 | $3,580,000 | $198,889 | $3,462 | 3.97% |
| Washington, NC (FHA|USDA|VA) | 17 | $3,575,000 | $210,294 | $5,646 | 4.13% |
| Williston, ND (FHA|USDA|VA) | 15 | $3,565,000 | $237,667 | $5,025 | 4.11% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 16 | $3,550,000 | $221,875 | $3,465 | 3.89% |
| KOKOMO, IN (FHA|USDA|VA) | 21 | $3,545,000 | $168,810 | $3,372 | 3.82% |
| Ontario, OR-ID (FHA|USDA|VA) | 19 | $3,505,000 | $184,474 | $3,871 | 4.31% |
| MORRISTOWN, TN (FHA|USDA|VA) | 17 | $3,505,000 | $206,176 | $3,025 | 4.10% |
| Cookeville, TN (FHA|USDA|VA) | 15 | $3,475,000 | $231,667 | $4,669 | 4.20% |
| ITHACA, NY (FHA|USDA|VA) | 14 | $3,450,000 | $246,429 | $5,625 | 4.37% |
| CLEVELAND, TN (FHA|USDA|VA) | 17 | $3,445,000 | $202,647 | $4,419 | 4.04% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 20 | $3,440,000 | $172,000 | $3,301 | 4.02% |
| Shelby, NC (FHA|USDA|VA) | 16 | $3,420,000 | $213,750 | $5,508 | 3.84% |
| Rutland, VT (FHA|USDA|VA) | 16 | $3,410,000 | $213,125 | $5,663 | 3.96% |
| Georgetown, SC (FHA|USDA|VA) | 16 | $3,400,000 | $212,500 | $4,890 | 3.98% |
| GLENS FALLS, NY (FHA|USDA|VA) | 20 | $3,330,000 | $166,500 | $4,846 | 4.28% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 23 | $3,295,000 | $143,261 | $3,281 | 4.14% |
| Marquette, MI (FHA|USDA|VA) | 14 | $3,290,000 | $235,000 | $3,378 | 4.07% |
| Branson, MO (FHA|USDA|VA) | 18 | $3,270,000 | $181,667 | $4,514 | 4.07% |
| Albertville, AL (FHA|USDA|VA) | 16 | $3,270,000 | $204,375 | $3,308 | 3.78% |
| Stillwater, OK (FHA|USDA|VA) | 19 | $3,255,000 | $171,316 | $4,413 | 3.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 15 | $3,245,000 | $216,333 | $5,561 | 3.81% |
| JONESBORO, AR (FHA|USDA|VA) | 15 | $3,245,000 | $216,333 | $5,070 | 4.18% |
| Shawnee, OK (FHA|USDA|VA) | 16 | $3,240,000 | $202,500 | $2,772 | 3.95% |
| Alexander City, AL (FHA|USDA|VA) | 12 | $3,220,000 | $268,333 | $3,910 | 3.97% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 17 | $3,205,000 | $188,529 | $2,537 | 4.02% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 17 | $3,195,000 | $187,941 | $4,720 | 4.22% |
| COLUMBUS, IN (FHA|USDA|VA) | 14 | $3,170,000 | $226,429 | $5,341 | 3.84% |
| Barre, VT (FHA|USDA|VA) | 14 | $3,160,000 | $225,714 | $5,250 | 4.29% |
| Adrian, MI (FHA|USDA|VA) | 18 | $3,160,000 | $175,556 | $4,190 | 4.03% |
| CASPER, WY (FHA|USDA|VA) | 14 | $3,150,000 | $225,000 | $3,006 | 3.85% |
| Clarksburg, WV (FHA|USDA|VA) | 18 | $3,050,000 | $169,444 | $4,104 | 3.88% |
| Athens, TX (FHA|USDA|VA) | 14 | $3,040,000 | $217,143 | $5,404 | 3.88% |
| Cullman, AL (FHA|USDA|VA) | 16 | $3,020,000 | $188,750 | $4,897 | 4.00% |
| Easton, MD (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $4,846 | 4.17% |
| Bedford, IN (FHA|USDA|VA) | 16 | $3,000,000 | $187,500 | $4,637 | 4.06% |
| Fairmont, WV (FHA|USDA|VA) | 14 | $2,980,000 | $212,857 | $5,313 | 3.93% |
| KANKAKEE, IL (FHA|USDA|VA) | 15 | $2,975,000 | $198,333 | $4,174 | 3.81% |
| Hobbs, NM (FHA|USDA|VA) | 11 | $2,955,000 | $268,636 | $5,851 | 4.06% |
| Holland, MI (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $4,566 | 4.01% |
| Hailey, ID (FHA|USDA|VA) | 10 | $2,920,000 | $292,000 | $6,013 | 3.90% |
| MANKATO, MN (FHA|USDA|VA) | 12 | $2,910,000 | $242,500 | $4,734 | 3.92% |
| SAGINAW, MI (FHA|USDA|VA) | 18 | $2,910,000 | $161,667 | $3,908 | 4.15% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 14 | $2,890,000 | $206,429 | $3,564 | 4.02% |
| EL CENTRO, CA (FHA|USDA|VA) | 11 | $2,885,000 | $262,273 | $4,184 | 3.84% |
| BECKLEY, WV (FHA|USDA|VA) | 19 | $2,855,000 | $150,263 | $3,699 | 4.24% |
| Lake City, FL (FHA|USDA|VA) | 14 | $2,840,000 | $202,857 | $4,401 | 3.89% |
| Jackson, WY-ID (FHA|USDA|VA) | 6 | $2,820,000 | $470,000 | $7,225 | 3.69% |
| Tupelo, MS (FHA|USDA|VA) | 16 | $2,820,000 | $176,250 | $4,845 | 4.14% |
| Warsaw, IN (FHA|USDA|VA) | 14 | $2,790,000 | $199,286 | $2,964 | 3.89% |
| VICTORIA, TX (FHA|USDA|VA) | 13 | $2,785,000 | $214,231 | $3,944 | 3.94% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 16 | $2,770,000 | $173,125 | $3,041 | 4.03% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 15 | $2,745,000 | $183,000 | $4,804 | 4.08% |
| Elko, NV (FHA|USDA|VA) | 11 | $2,725,000 | $247,727 | $5,251 | 4.19% |
| Albemarle, NC (FHA|USDA|VA) | 12 | $2,650,000 | $220,833 | $5,877 | 3.80% |
| DUBUQUE, IA (FHA|USDA|VA) | 14 | $2,650,000 | $189,286 | $3,411 | 3.99% |
| LaGrange, GA-AL (FHA|USDA|VA) | 14 | $2,620,000 | $187,143 | $4,003 | 4.15% |
| HAMMOND, LA (FHA|USDA|VA) | 14 | $2,580,000 | $184,286 | $4,275 | 3.94% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 12 | $2,570,000 | $214,167 | $5,315 | 4.17% |
| Ottawa, IL (FHA|USDA|VA) | 14 | $2,560,000 | $182,857 | $3,813 | 3.90% |
| LIMA, OH (FHA|USDA|VA) | 13 | $2,555,000 | $196,538 | $3,195 | 3.81% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 14 | $2,550,000 | $182,143 | $4,936 | 3.92% |
| Vicksburg, MS (FHA|USDA|VA) | 13 | $2,545,000 | $195,769 | $4,429 | 3.96% |
| Prineville, OR (FHA|USDA|VA) | 9 | $2,535,000 | $281,667 | $2,404 | 3.92% |
| Red Wing, MN (FHA|USDA|VA) | 11 | $2,525,000 | $229,545 | $2,888 | 3.65% |
| Cullowhee, NC (FHA|USDA|VA) | 13 | $2,515,000 | $193,462 | $4,319 | 3.98% |
| Lewisburg, TN (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $2,719 | 4.06% |
| Salina, KS (FHA|USDA|VA) | 13 | $2,505,000 | $192,692 | $3,892 | 3.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 18 | $2,490,000 | $138,333 | $4,448 | 4.19% |
| Red Bluff, CA (FHA|USDA|VA) | 10 | $2,490,000 | $249,000 | $4,558 | 3.96% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 14 | $2,490,000 | $177,857 | $4,936 | 3.96% |
| Clearlake, CA (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $6,420 | 3.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $5,053 | 4.02% |
| IOWA CITY, IA (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $4,773 | 4.02% |
| Aberdeen, SD (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $3,381 | 3.99% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 13 | $2,405,000 | $185,000 | $4,772 | 4.16% |
| Troy, AL (FHA|USDA|VA) | 14 | $2,400,000 | $171,429 | $3,628 | 3.71% |
| Mountain Home, AR (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $3,303 | 3.99% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 13 | $2,385,000 | $183,462 | $2,962 | 4.01% |
| Berlin, NH (FHA|USDA|VA) | 16 | $2,360,000 | $147,500 | $2,877 | 4.25% |
| MUNCIE, IN (FHA|USDA|VA) | 15 | $2,355,000 | $157,000 | $3,224 | 3.93% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 18 | $2,350,000 | $130,556 | $3,844 | 4.08% |
| ALTOONA, PA (FHA|USDA|VA) | 14 | $2,340,000 | $167,143 | $3,593 | 3.99% |
| London, KY (FHA|USDA|VA) | 16 | $2,340,000 | $146,250 | $2,774 | 4.19% |
| Salem, OH (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $4,331 | 4.06% |
| Paducah, KY-IL (FHA|USDA|VA) | 14 | $2,330,000 | $166,429 | $3,991 | 4.05% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 15 | $2,325,000 | $155,000 | $4,654 | 3.91% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 11 | $2,305,000 | $209,545 | $2,493 | 3.86% |
| OWENSBORO, KY (FHA|USDA|VA) | 15 | $2,305,000 | $153,667 | $3,783 | 4.02% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 10 | $2,300,000 | $230,000 | $6,139 | 3.71% |
| Lufkin, TX (FHA|USDA|VA) | 14 | $2,270,000 | $162,143 | $3,121 | 3.89% |
| WHEELING, WV-OH (FHA|USDA|VA) | 13 | $2,265,000 | $174,231 | $4,249 | 3.95% |
| Scottsbluff, NE (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $2,613 | 4.14% |
| Milledgeville, GA (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $4,049 | 4.16% |
| Gallup, NM (FHA|USDA|VA) | 9 | $2,195,000 | $243,889 | $5,981 | 4.00% |
| Sandusky, OH (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $5,191 | 3.82% |
| AMES, IA (FHA|USDA|VA) | 11 | $2,175,000 | $197,727 | $4,942 | 4.10% |
| Marinette, WI-MI (FHA|USDA|VA) | 13 | $2,165,000 | $166,538 | $3,201 | 4.22% |
| Picayune, MS (FHA|USDA|VA) | 13 | $2,135,000 | $164,231 | $4,280 | 4.31% |
| Bardstown, KY (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $5,210 | 4.14% |
| FOND DU LAC, WI (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $5,178 | 4.14% |
| Orangeburg, SC (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $4,363 | 3.96% |
| Ruidoso, NM (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $4,786 | 4.14% |
| Spearfish, SD (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $5,137 | 3.52% |
| Pottsville, PA (FHA|USDA|VA) | 15 | $2,075,000 | $138,333 | $4,228 | 3.92% |
| Ardmore, OK (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $3,880 | 3.96% |
| Findlay, OH (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $5,552 | 4.04% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $2,796 | 3.86% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $5,609 | 4.27% |
| Greenwood, SC (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $4,650 | 4.31% |
| Rockport, TX (FHA|USDA|VA) | 12 | $2,040,000 | $170,000 | $4,262 | 3.79% |
| Murray, KY (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $5,598 | 3.95% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 12 | $2,000,000 | $166,667 | $4,013 | 3.86% |
| Nogales, AZ (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $6,215 | 3.88% |
| Manitowoc, WI (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $2,304 | 3.98% |
| Silver City, NM (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $4,174 | 4.47% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $4,324 | 4.05% |
| Plattsburgh, NY (FHA|USDA|VA) | 12 | $1,960,000 | $163,333 | $4,911 | 4.10% |
| Marion, NC (FHA|USDA|VA) | 11 | $1,955,000 | $177,727 | $3,155 | 3.98% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $4,183 | 4.03% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 12 | $1,910,000 | $159,167 | $4,480 | 4.17% |
| Alice, TX (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $3,402 | 3.92% |
| La Grande, OR (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $5,508 | 3.83% |
| Sedalia, MO (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $3,933 | 3.99% |
| Laramie, WY (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $6,355 | 3.88% |
| Owatonna, MN (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $3,308 | 4.11% |
| McAlester, OK (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $3,258 | 3.76% |
| Greeneville, TN (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $3,972 | 4.29% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 13 | $1,825,000 | $140,385 | $4,218 | 4.23% |
| Portales, NM (FHA|USDA|VA) | 11 | $1,825,000 | $165,909 | $4,819 | 3.88% |
| Portsmouth, OH (FHA|USDA|VA) | 14 | $1,810,000 | $129,286 | $3,967 | 3.83% |
| Bogalusa, LA (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $5,611 | 4.51% |
| Searcy, AR (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $3,026 | 4.40% |
| Nacogdoches, TX (FHA|USDA|VA) | 12 | $1,790,000 | $149,167 | $3,717 | 4.44% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $2,896 | 4.11% |
| Fredericksburg, TX (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $6,694 | 3.94% |
| Cornelia, GA (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $1,790 | 3.88% |
| Russellville, AR (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $2,332 | 4.14% |
| Sturgis, MI (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $3,127 | 4.03% |
| Waycross, GA (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $4,267 | 3.93% |
| Riverton, WY (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $3,860 | 3.78% |
| Mount Vernon, OH (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $5,389 | 3.91% |
| Huntingdon, PA (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $5,921 | 3.88% |
| Houghton, MI (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $4,065 | 4.04% |
| Durant, OK (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $3,731 | 4.06% |
| Calhoun, GA (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $2,291 | 4.08% |
| Starkville, MS (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $4,435 | 4.10% |
| Hastings, NE (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $4,770 | 4.18% |
| Wilson, NC (FHA|USDA|VA) | 10 | $1,640,000 | $164,000 | $4,177 | 3.96% |
| Marion, IN (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $3,276 | 4.28% |
| Grand Rapids, MN (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $2,639 | 3.93% |
| Marietta, OH (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $3,777 | 3.67% |
| DALTON, GA (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $4,232 | 3.88% |
| Weatherford, OK (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $4,155 | 4.38% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $4,543 | 4.35% |
| The Dalles, OR (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $4,792 | 4.06% |
| Yankton, SD (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $1,856 | 3.82% |
| Corning, NY (FHA|USDA|VA) | 11 | $1,575,000 | $143,182 | $4,034 | 4.20% |
| New Castle, IN (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $7,682 | 4.20% |
| Bellefontaine, OH (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $6,896 | 3.85% |
| Watertown, SD (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $4,764 | 3.98% |
| North Wilkesboro, NC (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $3,368 | 3.99% |
| Alexandria, MN (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $2,910 | 3.70% |
| Olean, NY (FHA|USDA|VA) | 13 | $1,555,000 | $119,615 | $3,742 | 4.24% |
| Sonora, CA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $6,987 | 4.31% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $4,287 | 4.16% |
| BAY CITY, MI (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $3,512 | 4.20% |
| Auburn, NY (FHA|USDA|VA) | 10 | $1,530,000 | $153,000 | $3,781 | 4.39% |
| Meadville, PA (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $4,411 | 3.78% |
| DECATUR, IL (FHA|USDA|VA) | 13 | $1,515,000 | $116,538 | $2,955 | 4.00% |
| Lebanon, MO (FHA|USDA|VA) | 11 | $1,505,000 | $136,818 | $3,883 | 3.93% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $5,136 | 4.00% |
| Brenham, TX (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $6,474 | 3.82% |
| Danville, KY (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $3,638 | 4.11% |
| Stevens Point, WI (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,365 | 3.81% |
| Ponca City, OK (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $4,069 | 4.14% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $4,986 | 4.05% |
| Stephenville, TX (FHA|USDA|VA) | 9 | $1,445,000 | $160,556 | $3,505 | 4.46% |
| Bartlesville, OK (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $5,031 | 4.01% |
| Hudson, NY (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $6,268 | 4.25% |
| Winfield, KS (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $4,300 | 4.23% |
| Wilmington, OH (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $6,334 | 4.19% |
| Mason City, IA (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $3,817 | 4.22% |
| Kearney, NE (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $1,940 | 4.38% |
| Dickinson, ND (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $7,410 | 4.10% |
| Cambridge, OH (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $3,544 | 3.90% |
| Uvalde, TX (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $6,582 | 4.19% |
| Harrison, AR (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $2,824 | 4.04% |
| Campbellsville, KY (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $4,662 | 3.90% |
| Bemidji, MN (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $4,742 | 3.66% |
| Norwalk, OH (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $2,699 | 4.03% |
| Huntsville, TX (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $4,944 | 3.98% |
| Sunbury, PA (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $5,733 | 4.22% |
| Rolla, MO (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $4,446 | 3.97% |
| Sayre, PA (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,175 | 4.19% |
| Athens, TN (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $2,834 | 3.91% |
| Quincy, IL-MO (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $3,937 | 3.84% |
| Gillette, WY (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,814 | 4.15% |
| Susanville, CA (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $5,871 | 3.77% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 9 | $1,295,000 | $143,889 | $4,609 | 3.97% |
| Newberry, SC (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $8,436 | 4.15% |
| DeRidder, LA (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $4,915 | 4.07% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 10 | $1,270,000 | $127,000 | $4,073 | 4.10% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $6,270 | 4.41% |
| Lewisburg, PA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $6,457 | 3.96% |
| Washington, IN (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $6,084 | 4.13% |
| Fort Payne, AL (FHA|USDA|VA) | 8 | $1,260,000 | $157,500 | $3,690 | 3.92% |
| New Castle, PA (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $5,766 | 4.07% |
| Auburn, IN (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $2,467 | 3.93% |
| Dayton, TN (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $3,658 | 4.23% |
| Clinton, IA (FHA|USDA|VA) | 9 | $1,225,000 | $136,111 | $2,745 | 4.15% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $2,767 | 3.96% |
| Rock Springs, WY (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $2,315 | 4.56% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $4,870 | 4.06% |
| Big Spring, TX (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $4,783 | 3.85% |
| Paragould, AR (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $3,405 | 3.98% |
| DuBois, PA (FHA|USDA|VA) | 9 | $1,175,000 | $130,556 | $5,197 | 4.24% |
| Tahlequah, OK (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $3,321 | 4.14% |
| Hutchinson, MN (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $4,094 | 3.93% |
| Bennington, VT (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,213 | 3.96% |
| Palestine, TX (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $6,261 | 3.73% |
| Zanesville, OH (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $3,909 | 4.05% |
| Winnemucca, NV (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $3,158 | 4.06% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $2,156 | 4.32% |
| Laurinburg, NC (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,915 | 3.56% |
| Paris, TN (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,930 | 4.15% |
| Urbana, OH (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $3,154 | 3.93% |
| Palatka, FL (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $4,610 | 4.29% |
| Toccoa, GA (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $4,363 | 4.36% |
| Safford, AZ (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $2,274 | 4.13% |
| Poplar Bluff, MO (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $2,527 | 3.88% |
| Big Rapids, MI (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $2,199 | 3.60% |
| Fremont, NE (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $3,267 | 4.11% |
| Scottsboro, AL (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $2,648 | 3.96% |
| Mount Sterling, KY (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $1,530 | 3.79% |
| Bonham, TX (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,590 | 4.59% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,282 | 4.19% |
| Vidalia, GA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,837 | 4.09% |
| Richmond, IN (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $2,961 | 4.25% |
| Jasper, IN (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $4,045 | 3.90% |
| Athens, OH (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $5,398 | 4.19% |
| Mount Pleasant, TX (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,344 | 4.15% |
| Newport, TN (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,272 | 3.80% |
| Garden City, KS (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $2,797 | 3.98% |
| Glasgow, KY (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,755 | 3.70% |
| Tifton, GA (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $3,848 | 4.60% |
| Plymouth, IN (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $3,230 | 3.93% |
| Alpena, MI (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $5,146 | 3.92% |
| Somerset, KY (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,886 | 3.85% |
| Thomasville, GA (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $3,656 | 4.29% |
| Camden, AR (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $4,090 | 3.90% |
| Crescent City, CA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,169 | 4.16% |
| Vineyard Haven, MA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $5,079 | 4.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $6,454 | 3.70% |
| Somerset, PA (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $3,801 | 3.98% |
| Columbus, NE (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,100 | 3.75% |
| Ottawa, KS (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $3,426 | 4.21% |
| Hope, AR (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $2,676 | 3.88% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $7,945 | 3.72% |
| Farmington, MO (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,636 | 3.63% |
| Natchitoches, LA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,748 | 4.34% |
| Norfolk, NE (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,856 | 4.06% |
| Amsterdam, NY (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $7,275 | 4.13% |
| Brownwood, TX (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $5,383 | 4.10% |
| Wooster, OH (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $7,066 | 3.80% |
| Mount Pleasant, MI (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,720 | 4.13% |
| Muskogee, OK (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,661 | 3.50% |
| Marion, OH (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,277 | 3.98% |
| Winona, MN (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $3,046 | 4.10% |
| Evanston, WY (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,582 | 4.13% |
| Menomonie, WI (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $2,244 | 3.90% |
| Dyersburg, TN (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $2,597 | 3.83% |
| Big Stone Gap, VA (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $1,218 | 3.83% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,887 | 4.09% |
| Kingsville, TX (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $3,526 | 4.00% |
| Greenville, MS (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,717 | 3.75% |
| Logansport, IN (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $3,409 | 3.83% |
| Jacksonville, TX (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,316 | 3.97% |
| Martinsville, VA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,972 | 3.93% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $2,408 | 3.83% |
| West Point, MS (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,728 | 4.03% |
| Elkins, WV (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $5,254 | 4.68% |
| Corsicana, TX (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $3,450 | 4.10% |
| Madison, IN (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $4,128 | 3.81% |
| Van Wert, OH (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $3,261 | 3.98% |
| Ludington, MI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,240 | 3.97% |
| Lumberton, NC (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $3,818 | 4.21% |
| Washington Court House, OH (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,478 | 4.00% |
| Las Vegas, NM (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,883 | 3.80% |
| ELMIRA, NY (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,805 | 4.13% |
| Coffeyville, KS (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $3,280 | 4.53% |
| Cadillac, MI (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,285 | 4.10% |
| Hutchinson, KS (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $3,155 | 4.08% |
| Ashtabula, OH (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,567 | 4.31% |
| Vincennes, IN (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $2,966 | 4.08% |
| Bluefield, WV-VA (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $4,069 | 3.90% |
| Mineral Wells, TX (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $4,413 | 4.21% |
| Henderson, NC (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $3,777 | 4.10% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,348 | 3.83% |
| El Dorado, AR (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,143 | 4.29% |
| Burlington, IA-IL (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $5,285 | 3.85% |
| Rochelle, IL (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $5,861 | 4.08% |
| Defiance, OH (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,307 | 4.35% |
| Wapakoneta, OH (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $3,241 | 3.80% |
| Hays, KS (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $1,919 | 4.23% |
| Willmar, MN (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $3,122 | 4.30% |
| Lock Haven, PA (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $5,123 | 4.10% |
| Dodge City, KS (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,433 | 3.56% |
| Bradford, PA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,387 | 3.80% |
| Batesville, AR (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,310 | 3.65% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $2,970 | 3.75% |
| Duncan, OK (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $2,689 | 3.96% |
| Selinsgrove, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,976 | 3.42% |
| Dublin, GA (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $3,789 | 3.68% |
| Oneonta, NY (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,661 | 4.00% |
| North Platte, NE (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,974 | 4.06% |
| Martin, TN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,751 | 4.03% |
| Ruston, LA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,400 | 4.34% |
| Hannibal, MO (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,358 | 4.13% |
| Pella, IA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $952 | 3.83% |
| Storm Lake, IA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,235 | 4.06% |
| Brookings, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,651 | 3.94% |
| Moberly, MO (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,969 | 4.59% |
| Freeport, IL (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $3,759 | 3.55% |
| Arkadelphia, AR (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $4,147 | 3.98% |
| Vermillion, SD (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,566 | 4.00% |
| West Plains, MO (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $1,995 | 3.66% |
| Indiana, PA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,629 | 3.97% |
| Pittsburg, KS (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $8,121 | 3.71% |
| Pierre, SD (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,710 | 3.81% |
| Elk City, OK (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,570 | 4.50% |
| Malone, NY (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $4,612 | 3.95% |
| Eufaula, AL-GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,833 | 4.41% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,036 | 4.19% |
| Andrews, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,752 | 4.21% |
| Spirit Lake, IA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,847 | 4.13% |
| Batavia, NY (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,850 | 4.19% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,964 | 3.88% |
| Galesburg, IL (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $2,397 | 4.75% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,441 | 4.21% |
| Ashland, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,350 | 4.13% |
| Coldwater, MI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,006 | 3.92% |
| Marshall, MN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,865 | 3.50% |
| Pampa, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,784 | 3.96% |
| Central City, KY (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $1,743 | 3.84% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,980 | 3.88% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $922 | 4.31% |
| Fremont, OH (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $15,023 | 4.04% |
| Craig, CO (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,811 | 3.79% |
| Española, NM (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,153 | 3.83% |
| DANVILLE, IL (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $2,044 | 3.93% |
| Muscatine, IA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,364 | 4.50% |
| Cortland, NY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,684 | 3.88% |
| Jasper, AL (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,498 | 3.84% |
| Sidney, OH (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,412 | 4.06% |
| Jesup, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,181 | 3.83% |
| Bay City, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,458 | 4.17% |
| Malvern, AR (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $2,249 | 4.81% |
| Sterling, CO (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,403 | 3.79% |
| Woodward, OK (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,336 | 4.71% |
| Atmore, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,631 | 4.31% |
| Mount Airy, NC (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,160 | 4.66% |
| Warren, PA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,655 | 4.78% |
| Snyder, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,455 | 4.06% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,801 | 4.50% |
| Jackson, OH (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,154 | 3.78% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,145 | 3.96% |
| Union City, TN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,224 | 3.75% |
| Cordele, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,415 | 4.06% |
| Huntington, IN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $2,817 | 3.63% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,807 | 3.79% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,644 | 4.38% |
| Borger, TX (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $2,930 | 3.72% |
| Kirksville, MO (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,093 | 4.46% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,491 | 3.63% |
| Platteville, WI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,626 | 3.92% |
| Maryville, MO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,271 | 4.00% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,007 | 4.29% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,682 | 4.38% |
| Celina, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,088 | 3.81% |
| Hillsdale, MI (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,927 | 3.94% |
| Austin, MN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,468 | 4.08% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,855 | 4.25% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,695 | 4.13% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,060 | 4.04% |
| Seneca Falls, NY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,552 | 4.79% |
| Grenada, MS (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,019 | 4.00% |
| Emporia, KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,400 | 4.56% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,632 | 3.94% |
| Miami, OK (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,389 | 4.25% |
| Effingham, IL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,168 | 4.04% |
| McPherson, KS (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,268 | 4.29% |
| Oil City, PA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,999 | 3.88% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,722 | 4.31% |
| Brookings, SD (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,819 | 3.94% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,092 | 3.58% |
| Gloversville, NY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,079 | 4.75% |
| Jacksonville, IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,424 | 4.00% |
| Deming, NM (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,163 | 4.69% |
| Burley, ID (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,548 | 3.88% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,080 | 4.25% |
| Grants, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,645 | 4.00% |
| Dixon, IL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,194 | 3.92% |
| Magnolia, AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,754 | 4.38% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,972 | 3.31% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,850 | 3.69% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,626 | 4.19% |
| Mexico, MO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,307 | 3.88% |
| Alma, MI (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,630 | 4.33% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,354 | 4.04% |
| Guymon, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,754 | 3.94% |
| Bluffton, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,171 | 4.19% |
| Ada, OK (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,149 | 4.17% |
| Lewistown, PA (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $3,120 | 3.72% |
| Shawano, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,392 | 4.81% |
| Vernal, UT (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,517 | 3.56% |
| Wabash, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,946 | 3.75% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,874 | 3.38% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,037 | 3.94% |
| Lincoln, IL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,143 | 4.33% |
| El Campo, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,601 | 3.63% |
| Ottumwa, IA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,283 | 4.31% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,460 | 3.75% |
| Escanaba, MI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,625 | 3.83% |
| Beeville, TX (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,821 | 3.71% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,828 | 3.81% |
| Corinth, MS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,734 | 4.00% |
| Huron, SD (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,024 | 4.19% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,608 | 4.50% |
| Liberal, KS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,419 | 3.63% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,424 | 3.50% |
| Seymour, IN (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $1,505 | 3.92% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,113 | 3.50% |
| Americus, GA (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $2,527 | 4.63% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.38% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,430 | 4.19% |
| Laurel, MS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,784 | 4.19% |
| Lamesa, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,973 | 4.06% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,150 | 4.56% |
| Union, SC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,635 | 4.25% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,036 | 3.50% |
| Cleveland, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,536 | 4.19% |
| Decatur, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,722 | 3.88% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,353 | 4.38% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,759 | 5.13% |
| McComb, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,529 | 4.38% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,081 | 3.81% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,168 | 3.63% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,707 | 4.38% |
| Greenville, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,760 | 3.50% |
| Parsons, KS (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,853 | 4.19% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,299 | 3.88% |
| Selma, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,157 | 4.00% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,489 | 3.81% |
| Angola, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.88% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,514 | 3.38% |
| Helena-West Helena, AR (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $2,414 | 4.04% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,905 | 4.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,921 | 4.00% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,477 | 3.50% |
| Levelland, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,965 | 4.00% |
| Atchison, KS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,454 | 3.38% |
| Summerville, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,042 | 3.88% |
| Spencer, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,981 | 4.00% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,156 | 4.00% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,373 | 4.88% |
| Paris, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,974 | 4.38% |
| Lexington, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,072 | 3.63% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,492 | 3.63% |
| Vernon, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,756 | 3.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,840 | 4.19% |
| Macomb, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,315 | 4.94% |
| Connersville, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,941 | 3.88% |
| Plainview, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,435 | 3.38% |
| Kennett, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,578 | 4.25% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,457 | 4.38% |
| Jennings, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,223 | 3.38% |
| Peru, IN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $1,332 | 3.38% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,554 | 4.13% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,659 | 4.13% |
| Minden, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,407 | 3.75% |
| Dumas, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,979 | 5.25% |
| Marshall, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,050 | 4.00% |
| Indianola, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,129 | 4.38% |
| Sterling, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,204 | 4.50% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,509 | 4.63% |
| Pecos, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,894 | 3.63% |
| Hereford, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,600 | 3.25% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| VA | 43,893 | $12,256,935,000 | $279,246 | $5,541 | 3.85% |
| Conventional | 20,503 | $4,631,745,000 | $225,906 | $4,504 | 4.18% |
For 2019, Usaa Federal Savings Bank's most frequently originated type of loan was VA, with 43,893 originations. Their 2nd most popular type was Conventional, with 20,503 originations.
Loan Reason
For 2019, Usaa Federal Savings Bank's most frequently cited loan purpose was Home Purchase, with 43,239 originations. The 2nd most popular reason was Refi, with 12,904 originations.
Loan Duration/Length
For 2019, Usaa Federal Savings Bank's most frequently cited loan duration was 30 Year, with 58,410 originations. The 2nd most popular length was 15 Year, with 3,697 originations.
Origination Fees/Closing Costs
Usaa Federal Savings Bank's average total fees were $5,350, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 31,948 originations.
Interest Rates
During 2019, Usaa Federal Savings Bank's average interest rate for loans was 3.98%, while their most frequently originated rate bucket for loans was 3-4%, with 40,717 originations.
Loan Sizing
2019 saw Usaa Federal Savings Bank place emphasis on $200k-400k loans with 32,824 originations, totaling $9,265,300,000 in origination value.
Applicant Income
Usaa Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 14,859 originations. The second most popular income band? $50k-75k, with 13,098 originations.
Applicant Debt to Income Ratio
Usaa Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 11,707 originations. The next most common DTI ratio? 30-36%, with 9,779 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.20%
Usaa Federal Savings Bank has a below average approval rate.
Pick Rate
Approvals leading to origination55.97%
Usaa Federal Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 64,396 | $16,888,680,000 | $262,263 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 64,396 | $16,888,680,000 | $262,263 |
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| USAA Federal Savings Bank | 10750 Mcdermott Freeway San Antonio, TX 78288 | Full Service Cyber Office | $75,967,374 |
For 2019, Usaa Federal Savings Bank had 1 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $4,312,048 |
| Net interest income | $4,024,252 |
| Total noninterest income | $2,493,229 |
| Gross Fiduciary activities income | $19,550 |
| Service charges on deposit accounts | $241,458 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $2,232,221 |
| Pre-tax net operating income | $721,014 |
| Securities gains (or losses, -) | $98,520 |
| Income before extraordinary items | $609,926 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $609,926 |
| Minority interest net income | $0 |
| Net income | $609,926 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $532,095 |
Usaa Federal Savings Bank's gross interest income from loans was $4,312,048,000.
Usaa Federal Savings Bank's net interest income from loans was $4,024,252,000.
Usaa Federal Savings Bank's fee based income from loans was $241,458,000.
Usaa Federal Savings Bank's net income from loans was $609,926,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $287,796 |
| Provision for credit losses | $711,212 |
| Total noninterest expense | $5,085,255 |
| Salaries and employee benefits | $1,528,267 |
| Premises and equipment expense | $55,150 |
| Additional noninterest expense | $3,501,838 |
| Applicable income taxes | $209,608 |
| Net charge-offs | $698,429 |
| Cash dividends | $300,452 |
Usaa Federal Savings Bank's interest expense for loans was $287,796,000.
Usaa Federal Savings Bank's payroll and benefits expense were $1,528,267,000.
Usaa Federal Savings Bank's property, plant and equipment expenses $55,150,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 5.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 5.0% |
| HELOC loans | 2.0% |
| All other family | 7.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 1.3% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $77,730,625 |
| Deposits held in domestic offices | $77,730,625 |
| Deposits by Individuals, partnerships, and corporations | $77,730,625 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $0 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $9,336,434 |
| Demand deposits | $1,680,800 |
| Nontransaction accounts | $68,394,191 |
| Money market deposit accounts (MMDAs) | $62,229,038 |
| Other savings deposits (excluding MMDAs) | $0 |
| Total time deposits | $6,165,153 |
| Total time and savings deposits | $76,049,825 |
| Noninterest-bearing deposits | $2,046,230 |
| Interest-bearing deposits | $75,684,395 |
| Retail deposits | $69,341,329 |
| IRAs and Keogh plan accounts | $3,874,336 |
| Brokered deposits | $8,882,559 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $88,826,789 |
| Cash & Balances due from depository institutions | $6,939,306 |
| Interest-bearing balances | $5,473,557 |
| Total securities | $31,559,063 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $48,426,284 |
| Loan and leases loss allowance | $786,731 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $16,701 |
| Other real estate owned | $2,267 |
| Goodwill and other intangibles | $615,319 |
| All other assets | $1,267,849 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $88,826,789 |
| Total Liabilities | $80,559,701 |
| Total deposits | $77,730,625 |
| Interest-bearing deposits | $75,684,395 |
| Deposits held in domestic offices | $77,730,625 |
| % insured (estimated) | $93 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $223,601 |
| Subordinated debt | $0 |
| All other liabilities | $2,605,475 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $48,426,284 |
| Loan and leases loss allowance | $786,731 |
| Total loans and leases (domestic) | $49,213,015 |
| All real estate loans | $6,336,378 |
| Real estate loans in domestic offices | $6,336,378 |
| Construction and development loans | $10,219 |
| Residential 1-4 family construction | $0 |
| Other construction, all land development and other land | $10,219 |
| Loans secured by nonfarm nonresidential properties | $83 |
| Nonfarm nonresidential secured by owner-occupied properties | $0 |
| Commercial real estate & other non-farm, non-residential | $83 |
| Multifamily residential real estate | $0 |
| 1-4 family residential loans | $6,326,076 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $0 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $42,856,495 |
| Credit card loans | $19,089,596 |
| Related Plans | $0 |
| Consumer Auto Loans | $16,430,215 |
| Other loans to individuals | $7,336,684 |
| All other loans & leases | $20,143 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $20,143 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $1,780 |
| Restructured Loans & leases | $222,380 |
| Non 1-4 family restructured loans & leases | $98,162 |
| Total loans and leases (foreign) | $0 |
USAA Federal Savings Bank had $48,426,284,000 of loans outstanding in 2019. $6,336,378,000 of loans were in real estate loans. $10,219,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $6,326,076,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $19,089,596,000 of loans were in credit card loans. $16,430,215,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1 | $83 | $83,000 |
| Nonfarm, nonresidential loans - $250k-1MM | 1 | $83 | $83,000 |