Home Point Financial Corporation Mortgage Rates, Fees & Info
EAST LANSING, MILEI: 549300BRJZYHYKT4BJ84
Tax ID: 20-8921389
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Mortgage Data
Review & Overview
Home Point Financial Corporation is a large mortgage company specializing in Refi and Home Purchase loans. Home Point Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, New York, San Diego, San Francisco, and Denver among others. We have data for 830 markets. (Some data included below & more in-depth data is available with an active subscription.)Home Point Financial Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Home Point Financial Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
124,598Origination Dollar Volume (All Markets)
$41,078,120,000Awards
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HOME POINT FINANCIAL CORPORATION - 2020
HOME POINT FINANCIAL CORPORATION is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8,487 | $4,187,485,000 | $493,400 | $5,338 | 3.13% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4,957 | $2,083,075,000 | $420,229 | $8,936 | 3.13% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3,847 | $1,822,215,000 | $473,672 | $5,640 | 3.04% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3,437 | $1,772,515,000 | $515,716 | $4,799 | 3.09% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4,452 | $1,593,870,000 | $358,012 | $5,202 | 3.08% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3,680 | $1,552,110,000 | $421,769 | $5,857 | 3.01% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3,609 | $1,275,265,000 | $353,357 | $5,639 | 3.15% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4,103 | $1,080,935,000 | $263,450 | $3,956 | 3.30% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2,328 | $990,520,000 | $425,481 | $4,916 | 3.04% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3,322 | $960,830,000 | $289,232 | $4,432 | 3.21% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1,780 | $937,230,000 | $526,534 | $3,805 | 3.07% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3,003 | $906,405,000 | $301,833 | $4,228 | 3.04% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2,395 | $871,375,000 | $363,831 | $5,351 | 3.14% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3,002 | $859,290,000 | $286,239 | $5,122 | 3.14% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,509 | $732,995,000 | $292,146 | $4,311 | 3.11% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2,505 | $704,045,000 | $281,056 | $4,321 | 3.22% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2,199 | $673,405,000 | $306,232 | $7,089 | 3.28% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2,509 | $642,565,000 | $256,104 | $5,985 | 3.28% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2,611 | $629,635,000 | $241,147 | $4,088 | 3.17% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2,087 | $616,345,000 | $295,326 | $6,576 | 3.17% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1,339 | $515,795,000 | $385,209 | $5,386 | 3.19% |
| Outside of Metro Areas | 2,352 | $513,660,000 | $218,393 | $4,371 | 3.26% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1,504 | $513,390,000 | $341,350 | $5,887 | 3.15% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1,947 | $432,635,000 | $222,206 | $3,870 | 3.26% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1,285 | $415,755,000 | $323,545 | $4,538 | 3.06% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 786 | $410,760,000 | $522,595 | $6,542 | 3.01% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,097 | $366,155,000 | $333,778 | $5,812 | 3.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1,291 | $352,465,000 | $273,017 | $5,816 | 3.28% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 944 | $335,550,000 | $355,456 | $5,533 | 3.15% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 950 | $273,870,000 | $288,284 | $4,391 | 3.15% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 573 | $271,925,000 | $474,564 | $5,190 | 3.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 849 | $271,175,000 | $319,405 | $4,999 | 3.01% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 968 | $265,580,000 | $274,360 | $5,582 | 3.30% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 649 | $242,475,000 | $373,613 | $6,280 | 3.12% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 534 | $235,700,000 | $441,386 | $5,581 | 3.13% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 989 | $235,425,000 | $238,043 | $3,580 | 3.25% |
| FRESNO, CA (FHA|USDA|VA) | 780 | $222,940,000 | $285,821 | $6,467 | 3.31% |
| PROVO-OREM, UT (FHA|USDA|VA) | 675 | $220,505,000 | $326,674 | $5,538 | 3.16% |
| STOCKTON, CA (FHA|USDA|VA) | 657 | $219,855,000 | $334,635 | $5,589 | 3.19% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 761 | $200,585,000 | $263,581 | $5,816 | 3.20% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 617 | $191,235,000 | $309,943 | $5,254 | 3.14% |
| LAFAYETTE, LA (FHA|USDA|VA) | 797 | $173,895,000 | $218,187 | $5,481 | 3.22% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 604 | $172,660,000 | $285,861 | $4,949 | 3.24% |
| MODESTO, CA (FHA|USDA|VA) | 590 | $169,630,000 | $287,508 | $5,642 | 3.37% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 354 | $165,990,000 | $468,898 | $5,945 | 3.15% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 647 | $163,345,000 | $252,465 | $4,549 | 3.35% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 525 | $155,805,000 | $296,771 | $3,741 | 3.09% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 564 | $154,610,000 | $274,131 | $5,577 | 3.08% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 628 | $149,590,000 | $238,201 | $3,507 | 3.16% |
| SALINAS, CA (FHA|USDA|VA) | 350 | $148,490,000 | $424,257 | $6,193 | 3.03% |
| BATON ROUGE, LA (FHA|USDA|VA) | 556 | $146,390,000 | $263,291 | $5,303 | 3.17% |
| BOULDER, CO (FHA|USDA|VA) | 374 | $145,510,000 | $389,064 | $4,552 | 3.07% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 464 | $139,270,000 | $300,151 | $4,549 | 2.98% |
| FORT COLLINS, CO (FHA|USDA|VA) | 398 | $131,810,000 | $331,181 | $4,412 | 3.07% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 517 | $131,015,000 | $253,414 | $5,715 | 3.27% |
| GREELEY, CO (FHA|USDA|VA) | 408 | $128,870,000 | $315,858 | $5,254 | 3.10% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 553 | $123,705,000 | $223,698 | $3,021 | 3.10% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 543 | $122,035,000 | $224,742 | $7,253 | 3.26% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 226 | $121,040,000 | $535,575 | $6,285 | 3.03% |
| VALLEJO, CA (FHA|USDA|VA) | 310 | $113,110,000 | $364,871 | $5,095 | 3.14% |
| RICHMOND, VA (FHA|USDA|VA) | 388 | $112,760,000 | $290,619 | $5,196 | 3.09% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 286 | $107,870,000 | $377,168 | $5,543 | 3.17% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 378 | $107,380,000 | $284,074 | $5,021 | 2.90% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 413 | $105,705,000 | $255,944 | $6,539 | 3.17% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 449 | $104,935,000 | $233,708 | $3,115 | 3.03% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 434 | $103,830,000 | $239,240 | $6,250 | 3.24% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 370 | $103,300,000 | $279,189 | $3,778 | 3.19% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 327 | $98,565,000 | $301,422 | $4,643 | 3.10% |
| COLUMBUS, OH (FHA|USDA|VA) | 405 | $98,195,000 | $242,457 | $3,633 | 3.12% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 435 | $93,965,000 | $216,011 | $5,384 | 3.15% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 395 | $93,795,000 | $237,456 | $5,238 | 3.24% |
| KNOXVILLE, TN (FHA|USDA|VA) | 373 | $93,125,000 | $249,665 | $4,669 | 3.24% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 350 | $93,040,000 | $265,829 | $4,923 | 3.32% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 367 | $92,105,000 | $250,967 | $5,208 | 3.28% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 326 | $91,480,000 | $280,613 | $4,774 | 3.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 291 | $88,755,000 | $305,000 | $5,925 | 2.82% |
| RENO, NV (FHA|USDA|VA) | 254 | $83,960,000 | $330,551 | $4,706 | 3.11% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 248 | $78,530,000 | $316,653 | $5,150 | 2.96% |
| PITTSBURGH, PA (FHA|USDA|VA) | 346 | $74,640,000 | $215,723 | $6,292 | 3.23% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 227 | $71,985,000 | $317,115 | $4,276 | 3.32% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 266 | $69,830,000 | $262,519 | $4,726 | 3.01% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 187 | $66,725,000 | $356,818 | $4,667 | 3.18% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 290 | $62,760,000 | $216,414 | $3,582 | 3.28% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 271 | $61,295,000 | $226,181 | $5,201 | 3.28% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 239 | $59,875,000 | $250,523 | $5,713 | 3.28% |
| Edwards, CO (FHA|USDA|VA) | 136 | $57,810,000 | $425,074 | $4,071 | 3.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 261 | $54,575,000 | $209,100 | $4,188 | 3.14% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 267 | $53,885,000 | $201,816 | $4,887 | 3.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 245 | $53,285,000 | $217,490 | $5,345 | 3.15% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 187 | $52,145,000 | $278,850 | $3,675 | 3.39% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 176 | $50,940,000 | $289,432 | $6,179 | 3.16% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 154 | $50,450,000 | $327,597 | $7,370 | 3.25% |
| MADERA, CA (FHA|USDA|VA) | 196 | $49,840,000 | $254,286 | $6,020 | 3.22% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 193 | $48,945,000 | $253,601 | $5,813 | 3.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 234 | $48,080,000 | $205,470 | $5,333 | 3.45% |
| Heber, UT (FHA|USDA|VA) | 107 | $47,545,000 | $444,346 | $5,811 | 3.10% |
| REDDING, CA (FHA|USDA|VA) | 182 | $47,280,000 | $259,780 | $4,446 | 3.26% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 219 | $46,835,000 | $213,858 | $4,000 | 3.20% |
| MOBILE, AL (FHA|USDA|VA) | 221 | $44,505,000 | $201,380 | $5,041 | 3.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 174 | $42,470,000 | $244,080 | $4,884 | 3.29% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 173 | $41,845,000 | $241,879 | $5,332 | 3.34% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 170 | $41,090,000 | $241,706 | $4,495 | 3.09% |
| ANN ARBOR, MI (FHA|USDA|VA) | 154 | $40,860,000 | $265,325 | $3,371 | 2.99% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 151 | $40,695,000 | $269,503 | $3,054 | 3.15% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 142 | $39,730,000 | $279,789 | $5,883 | 3.19% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 157 | $37,995,000 | $242,006 | $6,175 | 3.11% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 102 | $37,580,000 | $368,431 | $4,331 | 2.96% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 148 | $37,490,000 | $253,311 | $4,259 | 3.11% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 158 | $36,980,000 | $234,051 | $5,265 | 3.18% |
| NAPA, CA (FHA|USDA|VA) | 74 | $36,400,000 | $491,892 | $6,053 | 3.20% |
| CHICO, CA (FHA|USDA|VA) | 117 | $36,395,000 | $311,068 | $3,710 | 3.34% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 122 | $36,220,000 | $296,885 | $4,924 | 3.06% |
| LAREDO, TX (FHA|USDA|VA) | 144 | $36,040,000 | $250,278 | $4,519 | 3.19% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 125 | $34,555,000 | $276,440 | $4,085 | 3.14% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 125 | $34,375,000 | $275,000 | $4,305 | 3.22% |
| SAVANNAH, GA (FHA|USDA|VA) | 121 | $33,035,000 | $273,017 | $5,128 | 3.00% |
| TUCSON, AZ (FHA|USDA|VA) | 131 | $33,015,000 | $252,023 | $4,383 | 3.06% |
| Key West, FL (FHA|USDA|VA) | 80 | $32,800,000 | $410,000 | $7,979 | 3.11% |
| MERCED, CA (FHA|USDA|VA) | 119 | $32,215,000 | $270,714 | $6,074 | 3.34% |
| MADISON, WI (FHA|USDA|VA) | 122 | $32,090,000 | $263,033 | $2,257 | 3.29% |
| VISALIA, CA (FHA|USDA|VA) | 131 | $31,355,000 | $239,351 | $5,390 | 3.29% |
| Rock Springs, WY (FHA|USDA|VA) | 126 | $30,320,000 | $240,635 | $5,815 | 3.18% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 93 | $29,885,000 | $321,344 | $6,230 | 3.18% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 102 | $28,560,000 | $280,000 | $5,210 | 3.20% |
| ABILENE, TX (FHA|USDA|VA) | 141 | $28,535,000 | $202,376 | $3,970 | 3.45% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 89 | $28,445,000 | $319,607 | $5,387 | 3.17% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 105 | $28,435,000 | $270,810 | $4,444 | 3.21% |
| BEND, OR (FHA|USDA|VA) | 85 | $28,135,000 | $331,000 | $5,431 | 3.12% |
| ANCHORAGE, AK (FHA|USDA|VA) | 78 | $27,830,000 | $356,795 | $7,581 | 2.84% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 98 | $27,830,000 | $283,980 | $5,543 | 3.30% |
| PEORIA, IL (FHA|USDA|VA) | 205 | $26,995,000 | $131,683 | $3,382 | 3.35% |
| SALEM, OR (FHA|USDA|VA) | 91 | $26,615,000 | $292,473 | $5,793 | 3.24% |
| ST. CLOUD, MN (FHA|USDA|VA) | 123 | $26,125,000 | $212,398 | $3,882 | 3.16% |
| YUBA CITY, CA (FHA|USDA|VA) | 89 | $25,745,000 | $289,270 | $5,361 | 3.18% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 122 | $25,680,000 | $210,492 | $4,281 | 3.31% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 133 | $25,315,000 | $190,338 | $3,202 | 3.24% |
| LANCASTER, PA (FHA|USDA|VA) | 110 | $25,150,000 | $228,636 | $5,333 | 3.17% |
| WILMINGTON, NC (FHA|USDA|VA) | 99 | $25,145,000 | $253,990 | $4,444 | 3.13% |
| BOISE CITY, ID (FHA|USDA|VA) | 79 | $25,105,000 | $317,785 | $5,120 | 3.03% |
| FLINT, MI (FHA|USDA|VA) | 130 | $25,060,000 | $192,769 | $4,057 | 3.20% |
| ST. GEORGE, UT (FHA|USDA|VA) | 76 | $25,010,000 | $329,079 | $5,624 | 3.19% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 104 | $24,910,000 | $239,519 | $3,592 | 2.90% |
| COLUMBIA, SC (FHA|USDA|VA) | 103 | $24,695,000 | $239,757 | $3,957 | 2.97% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 104 | $24,540,000 | $235,962 | $3,380 | 3.09% |
| PUEBLO, CO (FHA|USDA|VA) | 112 | $24,130,000 | $215,446 | $4,632 | 3.14% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 91 | $23,835,000 | $261,923 | $4,366 | 3.31% |
| Breckenridge, CO (FHA|USDA|VA) | 59 | $23,295,000 | $394,831 | $4,350 | 3.10% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 117 | $23,285,000 | $199,017 | $3,890 | 3.11% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 78 | $23,180,000 | $297,179 | $6,210 | 3.18% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 45 | $22,735,000 | $505,222 | $5,728 | 3.16% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 97 | $21,825,000 | $225,000 | $5,034 | 3.11% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 69 | $21,305,000 | $308,768 | $6,101 | 3.05% |
| Torrington, CT (FHA|USDA|VA) | 78 | $20,920,000 | $268,205 | $6,143 | 3.29% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 82 | $20,880,000 | $254,634 | $3,742 | 3.01% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 82 | $20,580,000 | $250,976 | $2,551 | 2.71% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 98 | $20,560,000 | $209,796 | $4,497 | 3.28% |
| READING, PA (FHA|USDA|VA) | 92 | $20,440,000 | $222,174 | $5,067 | 3.09% |
| Hilo, HI (FHA|USDA|VA) | 49 | $20,235,000 | $412,959 | $5,268 | 3.00% |
| Oak Harbor, WA (FHA|USDA|VA) | 50 | $20,200,000 | $404,000 | $4,807 | 2.97% |
| WICHITA, KS (FHA|USDA|VA) | 97 | $20,175,000 | $207,990 | $6,944 | 3.17% |
| PANAMA CITY, FL (FHA|USDA|VA) | 74 | $19,820,000 | $267,838 | $4,687 | 3.24% |
| Sonora, CA (FHA|USDA|VA) | 71 | $19,605,000 | $276,127 | $5,547 | 3.36% |
| GAINESVILLE, GA (FHA|USDA|VA) | 73 | $19,315,000 | $264,589 | $4,838 | 3.09% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 68 | $19,290,000 | $283,676 | $4,897 | 3.11% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 70 | $19,190,000 | $274,143 | $4,085 | 3.15% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 84 | $19,150,000 | $227,976 | $6,252 | 3.67% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 84 | $19,040,000 | $226,667 | $5,604 | 3.09% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 50 | $18,710,000 | $374,200 | $3,268 | 2.76% |
| MORGANTOWN, WV (FHA|USDA|VA) | 79 | $18,675,000 | $236,392 | $5,194 | 3.32% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 76 | $18,060,000 | $237,632 | $4,457 | 3.30% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 69 | $17,895,000 | $259,348 | $4,056 | 3.10% |
| DOVER, DE (FHA|USDA|VA) | 72 | $17,700,000 | $245,833 | $6,368 | 3.33% |
| EL CENTRO, CA (FHA|USDA|VA) | 67 | $17,525,000 | $261,567 | $6,670 | 3.29% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 64 | $16,910,000 | $264,219 | $5,262 | 2.89% |
| BELLINGHAM, WA (FHA|USDA|VA) | 46 | $16,280,000 | $353,913 | $4,766 | 2.99% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 71 | $16,135,000 | $227,254 | $5,240 | 3.18% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 69 | $15,665,000 | $227,029 | $3,878 | 3.17% |
| Morehead City, NC (FHA|USDA|VA) | 50 | $15,190,000 | $303,800 | $4,553 | 3.10% |
| Glenwood Springs, CO (FHA|USDA|VA) | 39 | $14,895,000 | $381,923 | $4,939 | 3.02% |
| ROCHESTER, NY (FHA|USDA|VA) | 83 | $14,735,000 | $177,530 | $5,477 | 3.26% |
| ASHEVILLE, NC (FHA|USDA|VA) | 56 | $14,710,000 | $262,679 | $5,374 | 3.30% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 57 | $14,165,000 | $248,509 | $6,069 | 3.15% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 71 | $14,135,000 | $199,085 | $5,357 | 3.28% |
| OCALA, FL (FHA|USDA|VA) | 65 | $13,985,000 | $215,154 | $5,063 | 3.36% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 58 | $13,920,000 | $240,000 | $4,290 | 3.21% |
| Show Low, AZ (FHA|USDA|VA) | 55 | $13,435,000 | $244,273 | $4,113 | 3.20% |
| DECATUR, AL (FHA|USDA|VA) | 66 | $13,420,000 | $203,333 | $5,393 | 3.18% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 58 | $13,090,000 | $225,690 | $4,099 | 3.20% |
| Kapaa, HI (FHA|USDA|VA) | 25 | $13,065,000 | $522,600 | $5,663 | 2.99% |
| LYNCHBURG, VA (FHA|USDA|VA) | 53 | $13,005,000 | $245,377 | $3,699 | 3.31% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 65 | $12,995,000 | $199,923 | $3,148 | 3.08% |
| Ukiah, CA (FHA|USDA|VA) | 40 | $12,970,000 | $324,250 | $6,686 | 3.24% |
| TOLEDO, OH (FHA|USDA|VA) | 69 | $12,865,000 | $186,449 | $4,862 | 3.52% |
| CLEVELAND, TN (FHA|USDA|VA) | 70 | $12,860,000 | $183,714 | $5,265 | 3.45% |
| GLENS FALLS, NY (FHA|USDA|VA) | 73 | $12,745,000 | $174,589 | $6,313 | 3.32% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 33 | $12,655,000 | $383,485 | $4,711 | 2.90% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 53 | $12,095,000 | $228,208 | $5,437 | 3.31% |
| GAINESVILLE, FL (FHA|USDA|VA) | 50 | $11,880,000 | $237,600 | $4,826 | 3.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 41 | $11,555,000 | $281,829 | $5,334 | 3.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 46 | $11,490,000 | $249,783 | $5,042 | 3.03% |
| JACKSON, MI (FHA|USDA|VA) | 67 | $11,475,000 | $171,269 | $3,888 | 3.37% |
| SPARTANBURG, SC (FHA|USDA|VA) | 52 | $11,430,000 | $219,808 | $5,235 | 3.13% |
| ERIE, PA (FHA|USDA|VA) | 67 | $11,315,000 | $168,881 | $7,020 | 3.44% |
| TULSA, OK (FHA|USDA|VA) | 55 | $11,155,000 | $202,818 | $4,748 | 3.18% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 39 | $11,105,000 | $284,744 | $4,314 | 3.07% |
| MONTGOMERY, AL (FHA|USDA|VA) | 45 | $11,055,000 | $245,667 | $4,592 | 2.88% |
| Crescent City, CA (FHA|USDA|VA) | 40 | $11,040,000 | $276,000 | $4,483 | 3.29% |
| Cambridge, MD (FHA|USDA|VA) | 54 | $11,010,000 | $203,889 | $4,891 | 3.46% |
| WENATCHEE, WA (FHA|USDA|VA) | 31 | $10,885,000 | $351,129 | $4,687 | 3.06% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 69 | $10,635,000 | $154,130 | $3,003 | 3.73% |
| Concord, NH (FHA|USDA|VA) | 39 | $10,255,000 | $262,949 | $2,607 | 3.37% |
| LINCOLN, NE (FHA|USDA|VA) | 50 | $10,250,000 | $205,000 | $3,016 | 3.04% |
| AKRON, OH (FHA|USDA|VA) | 50 | $10,230,000 | $204,600 | $3,774 | 3.31% |
| BILLINGS, MT (FHA|USDA|VA) | 37 | $10,135,000 | $273,919 | $3,688 | 3.11% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 50 | $10,040,000 | $200,800 | $4,858 | 3.14% |
| LOGAN, UT-ID (FHA|USDA|VA) | 38 | $9,960,000 | $262,105 | $5,275 | 3.23% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 47 | $9,935,000 | $211,383 | $5,248 | 3.16% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 46 | $9,850,000 | $214,130 | $5,493 | 3.20% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 53 | $9,815,000 | $185,189 | $2,764 | 3.19% |
| Cedar City, UT (FHA|USDA|VA) | 35 | $9,795,000 | $279,857 | $3,742 | 3.24% |
| Scottsburg, IN (FHA|USDA|VA) | 54 | $9,690,000 | $179,444 | $4,313 | 3.56% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 49 | $9,635,000 | $196,633 | $2,785 | 3.07% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 38 | $9,560,000 | $251,579 | $4,829 | 2.93% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 40 | $9,480,000 | $237,000 | $4,172 | 3.27% |
| Jefferson, GA (FHA|USDA|VA) | 38 | $9,290,000 | $244,474 | $5,166 | 3.22% |
| TYLER, TX (FHA|USDA|VA) | 46 | $9,050,000 | $196,739 | $5,208 | 3.36% |
| Albertville, AL (FHA|USDA|VA) | 50 | $9,030,000 | $180,600 | $4,187 | 3.19% |
| Williston, ND (FHA|USDA|VA) | 29 | $8,965,000 | $309,138 | $3,403 | 3.36% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 47 | $8,945,000 | $190,319 | $4,774 | 3.34% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 34 | $8,790,000 | $258,529 | $6,121 | 3.08% |
| Steamboat Springs, CO (FHA|USDA|VA) | 20 | $8,660,000 | $433,000 | $3,624 | 3.17% |
| Traverse City, MI (FHA|USDA|VA) | 33 | $8,635,000 | $261,667 | $3,528 | 3.06% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 50 | $8,600,000 | $172,000 | $3,912 | 3.31% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 29 | $8,585,000 | $296,034 | $4,120 | 3.14% |
| FARGO, ND-MN (FHA|USDA|VA) | 37 | $8,585,000 | $232,027 | $4,546 | 3.03% |
| LaGrange, GA-AL (FHA|USDA|VA) | 48 | $8,580,000 | $178,750 | $3,339 | 3.22% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 46 | $8,540,000 | $185,652 | $3,774 | 3.31% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 29 | $8,535,000 | $294,310 | $4,320 | 3.23% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 33 | $8,525,000 | $258,333 | $5,392 | 3.36% |
| Durango, CO (FHA|USDA|VA) | 24 | $8,520,000 | $355,000 | $4,012 | 3.06% |
| EL PASO, TX (FHA|USDA|VA) | 41 | $8,045,000 | $196,220 | $5,395 | 3.12% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 35 | $8,005,000 | $228,714 | $3,855 | 3.02% |
| Outside of Metro Areas | 26 | $7,990,000 | $307,308 | $5,816 | 3.36% |
| FORT WAYNE, IN (FHA|USDA|VA) | 36 | $7,930,000 | $220,278 | $3,060 | 3.09% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 29 | $7,835,000 | $270,172 | $5,732 | 3.28% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 39 | $7,755,000 | $198,846 | $5,399 | 3.16% |
| BRUNSWICK, GA (FHA|USDA|VA) | 24 | $7,750,000 | $322,917 | $7,810 | 3.01% |
| JACKSON, MS (FHA|USDA|VA) | 31 | $7,685,000 | $247,903 | $4,729 | 3.11% |
| Opelousas, LA (FHA|USDA|VA) | 40 | $7,550,000 | $188,750 | $5,343 | 3.34% |
| Whitewater, WI (FHA|USDA|VA) | 27 | $7,505,000 | $277,963 | $3,772 | 3.30% |
| CHEYENNE, WY (FHA|USDA|VA) | 27 | $7,435,000 | $275,370 | $4,247 | 3.10% |
| Payson, AZ (FHA|USDA|VA) | 27 | $7,395,000 | $273,889 | $4,295 | 3.29% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 32 | $7,370,000 | $230,313 | $3,035 | 3.10% |
| Easton, MD (FHA|USDA|VA) | 22 | $7,270,000 | $330,455 | $5,799 | 3.07% |
| LONGVIEW, WA (FHA|USDA|VA) | 23 | $7,135,000 | $310,217 | $4,317 | 3.30% |
| Sevierville, TN (FHA|USDA|VA) | 30 | $7,100,000 | $236,667 | $5,187 | 3.34% |
| Kalispell, MT (FHA|USDA|VA) | 24 | $7,080,000 | $295,000 | $7,072 | 3.13% |
| Bardstown, KY (FHA|USDA|VA) | 36 | $7,040,000 | $195,556 | $3,842 | 3.26% |
| THE VILLAGES, FL (FHA|USDA|VA) | 30 | $7,030,000 | $234,333 | $5,219 | 3.29% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 34 | $6,990,000 | $205,588 | $4,083 | 3.14% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 28 | $6,860,000 | $245,000 | $4,512 | 2.90% |
| COLUMBIA, MO (FHA|USDA|VA) | 27 | $6,825,000 | $252,778 | $4,605 | 3.13% |
| ROANOKE, VA (FHA|USDA|VA) | 31 | $6,555,000 | $211,452 | $4,131 | 3.19% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 31 | $6,525,000 | $210,484 | $4,231 | 3.01% |
| WACO, TX (FHA|USDA|VA) | 23 | $6,515,000 | $283,261 | $5,306 | 3.04% |
| Cañon City, CO (FHA|USDA|VA) | 31 | $6,405,000 | $206,613 | $4,478 | 3.39% |
| DULUTH, MN-WI (FHA|USDA|VA) | 40 | $6,350,000 | $158,750 | $3,892 | 3.44% |
| VALDOSTA, GA (FHA|USDA|VA) | 33 | $6,325,000 | $191,667 | $4,489 | 3.47% |
| HAMMOND, LA (FHA|USDA|VA) | 26 | $6,240,000 | $240,000 | $6,795 | 2.96% |
| Gloversville, NY (FHA|USDA|VA) | 37 | $6,205,000 | $167,703 | $6,397 | 3.48% |
| Hobbs, NM (FHA|USDA|VA) | 29 | $6,185,000 | $213,276 | $4,765 | 3.34% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 27 | $6,025,000 | $223,148 | $4,459 | 3.02% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 22 | $6,010,000 | $273,182 | $4,085 | 3.21% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 35 | $5,995,000 | $171,286 | $4,877 | 3.40% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 28 | $5,990,000 | $213,929 | $4,612 | 3.13% |
| Hays, KS (FHA|USDA|VA) | 30 | $5,840,000 | $194,667 | $4,570 | 3.26% |
| CARSON CITY, NV (FHA|USDA|VA) | 18 | $5,810,000 | $322,778 | $4,463 | 3.03% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 27 | $5,695,000 | $210,926 | $4,317 | 2.99% |
| Montrose, CO (FHA|USDA|VA) | 24 | $5,560,000 | $231,667 | $4,399 | 2.97% |
| MORRISTOWN, TN (FHA|USDA|VA) | 22 | $5,560,000 | $252,727 | $5,293 | 3.36% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 23 | $5,525,000 | $240,217 | $3,771 | 2.71% |
| RACINE, WI (FHA|USDA|VA) | 20 | $5,460,000 | $273,000 | $3,857 | 3.34% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 30 | $5,350,000 | $178,333 | $5,218 | 3.13% |
| CORVALLIS, OR (FHA|USDA|VA) | 16 | $5,270,000 | $329,375 | $6,070 | 3.35% |
| APPLETON, WI (FHA|USDA|VA) | 24 | $5,260,000 | $219,167 | $4,338 | 3.16% |
| MEDFORD, OR (FHA|USDA|VA) | 19 | $5,185,000 | $272,895 | $5,873 | 2.99% |
| UTICA-ROME, NY (FHA|USDA|VA) | 36 | $5,180,000 | $143,889 | $4,881 | 3.69% |
| Richmond-Berea, KY (FHA|USDA|VA) | 20 | $5,180,000 | $259,000 | $2,296 | 3.00% |
| Fairmont, WV (FHA|USDA|VA) | 27 | $5,175,000 | $191,667 | $5,631 | 3.60% |
| Clearlake, CA (FHA|USDA|VA) | 18 | $5,100,000 | $283,333 | $5,239 | 3.41% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 20 | $5,080,000 | $254,000 | $3,672 | 2.84% |
| Shelton, WA (FHA|USDA|VA) | 17 | $5,075,000 | $298,529 | $4,153 | 2.88% |
| MONROE, MI (FHA|USDA|VA) | 24 | $5,030,000 | $209,583 | $4,565 | 3.47% |
| TOPEKA, KS (FHA|USDA|VA) | 32 | $5,000,000 | $156,250 | $3,739 | 3.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 31 | $4,925,000 | $158,871 | $3,824 | 3.23% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 13 | $4,895,000 | $376,538 | $3,730 | 2.83% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 26 | $4,820,000 | $185,385 | $6,183 | 3.35% |
| Granbury, TX (FHA|USDA|VA) | 18 | $4,770,000 | $265,000 | $3,995 | 3.35% |
| Pahrump, NV (FHA|USDA|VA) | 18 | $4,720,000 | $262,222 | $4,367 | 3.25% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 27 | $4,695,000 | $173,889 | $2,476 | 3.45% |
| KANKAKEE, IL (FHA|USDA|VA) | 31 | $4,655,000 | $150,161 | $3,202 | 3.85% |
| Adrian, MI (FHA|USDA|VA) | 27 | $4,645,000 | $172,037 | $3,420 | 3.29% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 19 | $4,595,000 | $241,842 | $3,538 | 3.24% |
| Brainerd, MN (FHA|USDA|VA) | 19 | $4,595,000 | $241,842 | $3,991 | 3.02% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 15 | $4,505,000 | $300,333 | $2,952 | 2.87% |
| Scottsbluff, NE (FHA|USDA|VA) | 28 | $4,460,000 | $159,286 | $2,145 | 3.01% |
| Ellensburg, WA (FHA|USDA|VA) | 14 | $4,460,000 | $318,571 | $5,062 | 3.06% |
| Jasper, IN (FHA|USDA|VA) | 23 | $4,425,000 | $192,391 | $3,308 | 3.28% |
| Centralia, WA (FHA|USDA|VA) | 17 | $4,415,000 | $259,706 | $4,898 | 3.26% |
| Hutchinson, KS (FHA|USDA|VA) | 24 | $4,400,000 | $183,333 | $3,062 | 3.36% |
| Athens, TX (FHA|USDA|VA) | 16 | $4,360,000 | $272,500 | $4,679 | 2.96% |
| LAWRENCE, KS (FHA|USDA|VA) | 16 | $4,340,000 | $271,250 | $3,662 | 3.37% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 21 | $4,325,000 | $205,952 | $2,841 | 3.33% |
| Fernley, NV (FHA|USDA|VA) | 14 | $4,290,000 | $306,429 | $6,675 | 3.60% |
| Vineyard Haven, MA (FHA|USDA|VA) | 9 | $4,255,000 | $472,778 | $7,439 | 3.39% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 21 | $4,195,000 | $199,762 | $3,284 | 3.02% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 24 | $4,190,000 | $174,583 | $4,135 | 3.48% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 25 | $4,155,000 | $166,200 | $4,804 | 3.41% |
| Roseburg, OR (FHA|USDA|VA) | 14 | $4,140,000 | $295,714 | $4,797 | 2.97% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 16 | $4,110,000 | $256,875 | $4,097 | 2.90% |
| Laconia, NH (FHA|USDA|VA) | 16 | $4,110,000 | $256,875 | $3,942 | 3.40% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 25 | $4,095,000 | $163,800 | $4,764 | 3.37% |
| Alexander City, AL (FHA|USDA|VA) | 15 | $4,085,000 | $272,333 | $4,796 | 3.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 19 | $4,065,000 | $213,947 | $5,397 | 3.12% |
| YAKIMA, WA (FHA|USDA|VA) | 15 | $3,995,000 | $266,333 | $4,426 | 3.25% |
| Willmar, MN (FHA|USDA|VA) | 19 | $3,935,000 | $207,105 | $4,004 | 3.28% |
| Jasper, AL (FHA|USDA|VA) | 30 | $3,870,000 | $129,000 | $4,384 | 3.24% |
| Fort Morgan, CO (FHA|USDA|VA) | 14 | $3,840,000 | $274,286 | $6,410 | 3.02% |
| Port Angeles, WA (FHA|USDA|VA) | 15 | $3,815,000 | $254,333 | $4,820 | 3.21% |
| Newport, OR (FHA|USDA|VA) | 12 | $3,790,000 | $315,833 | $7,799 | 3.47% |
| MANHATTAN, KS (FHA|USDA|VA) | 18 | $3,740,000 | $207,778 | $3,147 | 3.33% |
| Clovis, NM (FHA|USDA|VA) | 21 | $3,705,000 | $176,429 | $3,209 | 3.55% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 12 | $3,690,000 | $307,500 | $3,549 | 3.32% |
| ROCKFORD, IL (FHA|USDA|VA) | 23 | $3,685,000 | $160,217 | $2,858 | 3.15% |
| Bellefontaine, OH (FHA|USDA|VA) | 23 | $3,635,000 | $158,043 | $4,420 | 3.40% |
| Cullman, AL (FHA|USDA|VA) | 16 | $3,610,000 | $225,625 | $5,366 | 3.08% |
| Marquette, MI (FHA|USDA|VA) | 18 | $3,590,000 | $199,444 | $4,367 | 3.19% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 12 | $3,540,000 | $295,000 | $6,184 | 2.83% |
| RAPID CITY, SD (FHA|USDA|VA) | 13 | $3,505,000 | $269,615 | $4,692 | 2.71% |
| YUMA, AZ (FHA|USDA|VA) | 17 | $3,425,000 | $201,471 | $5,294 | 3.04% |
| Astoria, OR (FHA|USDA|VA) | 10 | $3,400,000 | $340,000 | $6,536 | 3.30% |
| Boone, NC (FHA|USDA|VA) | 14 | $3,390,000 | $242,143 | $3,396 | 3.14% |
| LUBBOCK, TX (FHA|USDA|VA) | 16 | $3,330,000 | $208,125 | $5,395 | 3.48% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 14 | $3,310,000 | $236,429 | $5,704 | 3.17% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 17 | $3,305,000 | $194,412 | $5,573 | 3.20% |
| HATTIESBURG, MS (FHA|USDA|VA) | 18 | $3,300,000 | $183,333 | $6,051 | 3.12% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 18 | $3,280,000 | $182,222 | $3,265 | 3.35% |
| Okeechobee, FL (FHA|USDA|VA) | 17 | $3,275,000 | $192,647 | $4,607 | 3.39% |
| Frankfort, KY (FHA|USDA|VA) | 13 | $3,245,000 | $249,615 | $5,322 | 3.12% |
| Salina, KS (FHA|USDA|VA) | 19 | $3,195,000 | $168,158 | $3,021 | 3.29% |
| Amsterdam, NY (FHA|USDA|VA) | 23 | $3,165,000 | $137,609 | $5,683 | 3.48% |
| MIDLAND, TX (FHA|USDA|VA) | 11 | $3,105,000 | $282,273 | $5,025 | 3.11% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 14 | $3,040,000 | $217,143 | $3,750 | 3.07% |
| Red Bluff, CA (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $5,198 | 3.00% |
| Alexandria, MN (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $4,798 | 3.14% |
| Bozeman, MT (FHA|USDA|VA) | 9 | $2,995,000 | $332,778 | $4,188 | 3.11% |
| ROME, GA (FHA|USDA|VA) | 12 | $2,970,000 | $247,500 | $5,642 | 2.97% |
| SANTA FE, NM (FHA|USDA|VA) | 11 | $2,935,000 | $266,818 | $6,179 | 3.09% |
| COLUMBUS, IN (FHA|USDA|VA) | 15 | $2,915,000 | $194,333 | $2,885 | 3.19% |
| Calhoun, GA (FHA|USDA|VA) | 14 | $2,910,000 | $207,857 | $6,677 | 3.62% |
| SYRACUSE, NY (FHA|USDA|VA) | 18 | $2,900,000 | $161,111 | $6,025 | 3.45% |
| Athens, TN (FHA|USDA|VA) | 14 | $2,870,000 | $205,000 | $5,139 | 3.65% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 12 | $2,860,000 | $238,333 | $3,830 | 3.21% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 14 | $2,860,000 | $204,286 | $2,904 | 3.04% |
| Cookeville, TN (FHA|USDA|VA) | 12 | $2,860,000 | $238,333 | $4,150 | 3.04% |
| Jennings, LA (FHA|USDA|VA) | 17 | $2,845,000 | $167,353 | $5,417 | 3.45% |
| MUSKEGON, MI (FHA|USDA|VA) | 17 | $2,845,000 | $167,353 | $4,440 | 3.28% |
| Beaver Dam, WI (FHA|USDA|VA) | 16 | $2,810,000 | $175,625 | $2,764 | 3.30% |
| LEBANON, PA (FHA|USDA|VA) | 12 | $2,800,000 | $233,333 | $4,673 | 3.04% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $4,183 | 2.98% |
| CASPER, WY (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $4,147 | 2.74% |
| PITTSFIELD, MA (FHA|USDA|VA) | 6 | $2,730,000 | $455,000 | $3,599 | 2.79% |
| GREEN BAY, WI (FHA|USDA|VA) | 12 | $2,730,000 | $227,500 | $3,730 | 3.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 13 | $2,705,000 | $208,077 | $4,188 | 3.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $4,341 | 3.54% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 16 | $2,650,000 | $165,625 | $6,438 | 3.55% |
| Madison, IN (FHA|USDA|VA) | 18 | $2,610,000 | $145,000 | $3,192 | 3.30% |
| Clarksburg, WV (FHA|USDA|VA) | 13 | $2,605,000 | $200,385 | $5,135 | 3.60% |
| HINESVILLE, GA (FHA|USDA|VA) | 13 | $2,585,000 | $198,846 | $7,210 | 2.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 13 | $2,575,000 | $198,077 | $3,591 | 3.16% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 13 | $2,565,000 | $197,308 | $3,322 | 3.02% |
| Alamogordo, NM (FHA|USDA|VA) | 8 | $2,560,000 | $320,000 | $4,739 | 2.64% |
| AMARILLO, TX (FHA|USDA|VA) | 12 | $2,560,000 | $213,333 | $2,991 | 3.05% |
| GOLDSBORO, NC (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $3,786 | 2.95% |
| Moses Lake, WA (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $5,077 | 3.25% |
| Dayton, TN (FHA|USDA|VA) | 11 | $2,475,000 | $225,000 | $5,491 | 3.14% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 13 | $2,465,000 | $189,615 | $3,467 | 3.19% |
| Arcadia, FL (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $6,891 | 3.64% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 14 | $2,440,000 | $174,286 | $2,785 | 3.17% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 7 | $2,435,000 | $347,857 | $5,198 | 3.03% |
| MANSFIELD, OH (FHA|USDA|VA) | 14 | $2,430,000 | $173,571 | $2,535 | 3.20% |
| NEW BERN, NC (FHA|USDA|VA) | 10 | $2,430,000 | $243,000 | $4,077 | 3.14% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $3,966 | 3.12% |
| BISMARCK, ND (FHA|USDA|VA) | 10 | $2,420,000 | $242,000 | $4,468 | 3.34% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 15 | $2,405,000 | $160,333 | $3,210 | 3.25% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 12 | $2,380,000 | $198,333 | $5,616 | 3.56% |
| Ardmore, OK (FHA|USDA|VA) | 13 | $2,375,000 | $182,692 | $4,543 | 3.71% |
| Hutchinson, MN (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $3,664 | 3.22% |
| LONGVIEW, TX (FHA|USDA|VA) | 14 | $2,340,000 | $167,143 | $3,843 | 3.26% |
| HARRISONBURG, VA (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $5,114 | 3.39% |
| ROCHESTER, MN (FHA|USDA|VA) | 11 | $2,325,000 | $211,364 | $3,115 | 3.20% |
| Scottsboro, AL (FHA|USDA|VA) | 11 | $2,295,000 | $208,636 | $5,368 | 3.48% |
| Crossville, TN (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $4,690 | 3.00% |
| MONROE, LA (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $4,884 | 3.03% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 13 | $2,255,000 | $173,462 | $4,194 | 3.54% |
| LAWTON, OK (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $4,406 | 3.25% |
| Holland, MI (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $4,286 | 3.08% |
| Susanville, CA (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $5,664 | 3.40% |
| Guymon, OK (FHA|USDA|VA) | 13 | $2,185,000 | $168,077 | $6,861 | 3.55% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $3,648 | 2.87% |
| SUMTER, SC (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $3,789 | 2.89% |
| GADSDEN, AL (FHA|USDA|VA) | 12 | $2,170,000 | $180,833 | $4,751 | 3.36% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 9 | $2,135,000 | $237,222 | $5,935 | 3.03% |
| Ottawa, IL (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $15,240 | 3.77% |
| Aberdeen, WA (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $4,661 | 3.22% |
| Zanesville, OH (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $5,237 | 3.29% |
| Columbus, MS (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $2,820 | 3.13% |
| Hood River, OR (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $6,115 | 2.58% |
| POCATELLO, ID (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $4,729 | 3.12% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $2,044 | 2.55% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $2,423 | 3.07% |
| Hillsdale, MI (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $5,614 | 3.73% |
| FAIRBANKS, AK (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $11,382 | 2.80% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $4,079 | 3.32% |
| Baraboo, WI (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $2,019 | 3.00% |
| Fergus Falls, MN (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $3,189 | 3.29% |
| London, KY (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $3,409 | 3.21% |
| Owatonna, MN (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $2,644 | 3.37% |
| Sedalia, MO (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $3,687 | 3.10% |
| Georgetown, SC (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $2,507 | 2.54% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $2,752 | 3.03% |
| Huntsville, TX (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $2,950 | 2.96% |
| Oneonta, NY (FHA|USDA|VA) | 10 | $1,760,000 | $176,000 | $6,575 | 3.16% |
| Seneca, SC (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $4,134 | 2.95% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $3,087 | 3.17% |
| Atmore, AL (FHA|USDA|VA) | 11 | $1,735,000 | $157,727 | $5,184 | 3.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $4,625 | 3.34% |
| Rockport, TX (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $3,346 | 2.95% |
| Kerrville, TX (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $5,269 | 3.39% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $3,811 | 2.58% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $4,558 | 3.09% |
| ODESSA, TX (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $3,730 | 3.36% |
| MANKATO, MN (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $3,723 | 3.07% |
| AMES, IA (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $3,071 | 3.00% |
| Enterprise, AL (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $3,720 | 2.35% |
| Brookings, OR (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $8,720 | 3.06% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 11 | $1,595,000 | $145,000 | $3,089 | 3.54% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $5,058 | 2.53% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $2,274 | 3.02% |
| FARMINGTON, NM (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $6,536 | 3.50% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $4,684 | 3.31% |
| BANGOR, ME (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $4,551 | 3.34% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $3,184 | 2.56% |
| Morgan City, LA (FHA|USDA|VA) | 11 | $1,545,000 | $140,455 | $3,741 | 2.95% |
| Urbana, OH (FHA|USDA|VA) | 11 | $1,535,000 | $139,545 | $4,180 | 3.41% |
| The Dalles, OR (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $5,557 | 3.00% |
| NILES, MI (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,826 | 3.28% |
| Fremont, NE (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $3,883 | 3.21% |
| Pullman, WA (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $4,541 | 3.23% |
| Sanford, NC (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $2,479 | 2.68% |
| Port Lavaca, TX (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,218 | 3.07% |
| Lewistown, PA (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $5,325 | 3.60% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $4,007 | 3.28% |
| SAGINAW, MI (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $2,568 | 3.16% |
| Lock Haven, PA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $5,357 | 3.41% |
| Fredericksburg, TX (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $2,133 | 2.72% |
| El Campo, TX (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $4,676 | 3.06% |
| ALTOONA, PA (FHA|USDA|VA) | 10 | $1,430,000 | $143,000 | $6,646 | 3.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $5,663 | 3.46% |
| Spirit Lake, IA (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $4,047 | 3.39% |
| Sandusky, OH (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $3,058 | 2.71% |
| LAS CRUCES, NM (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $4,355 | 3.36% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $2,389 | 2.81% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $2,208 | 3.00% |
| Madisonville, KY (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $2,784 | 3.42% |
| Brenham, TX (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $5,813 | 3.10% |
| DOTHAN, AL (FHA|USDA|VA) | 9 | $1,345,000 | $149,444 | $4,768 | 3.69% |
| Keene, NH (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $4,058 | 3.32% |
| DeRidder, LA (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $6,381 | 3.33% |
| Seymour, IN (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $3,838 | 3.20% |
| Minot, ND (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $4,279 | 2.71% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $2,895 | 2.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $7,041 | 3.71% |
| Statesboro, GA (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $4,741 | 3.46% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $3,019 | 3.03% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $4,303 | 2.89% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $3,830 | 2.86% |
| Ottawa, KS (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $3,920 | 3.31% |
| La Grande, OR (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $6,008 | 3.20% |
| Albemarle, NC (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $3,197 | 2.98% |
| Liberal, KS (FHA|USDA|VA) | 10 | $1,260,000 | $126,000 | $5,003 | 3.34% |
| Warsaw, IN (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $4,134 | 3.17% |
| Warrensburg, MO (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $3,727 | 3.39% |
| Prineville, OR (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $3,090 | 3.09% |
| Palatka, FL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $6,297 | 3.08% |
| Pottsville, PA (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $5,812 | 3.17% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $5,281 | 3.47% |
| CHARLESTON, WV (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $3,517 | 3.14% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $3,635 | 3.70% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $3,619 | 3.34% |
| Olean, NY (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $5,184 | 3.19% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $6,257 | 3.25% |
| Findlay, OH (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $3,688 | 2.94% |
| Craig, CO (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $4,630 | 3.37% |
| DALTON, GA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $4,896 | 3.15% |
| Danville, KY (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $3,806 | 3.14% |
| North Wilkesboro, NC (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $2,714 | 3.50% |
| Vernal, UT (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $3,665 | 3.00% |
| St. Marys, GA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $2,290 | 2.58% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,163 | 3.38% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,661 | 3.28% |
| Richmond, IN (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $3,316 | 3.31% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $2,032 | 3.00% |
| Evanston, WY (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $4,493 | 3.25% |
| Safford, AZ (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $4,177 | 3.23% |
| SAN ANGELO, TX (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $4,516 | 3.00% |
| Emporia, KS (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,505 | 3.27% |
| Washington Court House, OH (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $3,717 | 3.11% |
| Meadville, PA (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $5,525 | 4.01% |
| Chillicothe, OH (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,061 | 3.06% |
| Rochelle, IL (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $2,443 | 2.77% |
| BAY CITY, MI (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $3,152 | 3.61% |
| Forest City, NC (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,369 | 3.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $3,222 | 3.10% |
| Ruidoso, NM (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,665 | 3.13% |
| Hudson, NY (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,652 | 3.30% |
| Rolla, MO (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $1,962 | 2.78% |
| Greeneville, TN (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $2,732 | 3.30% |
| Glasgow, KY (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $3,520 | 2.83% |
| Hailey, ID (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $4,816 | 3.41% |
| Brevard, NC (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $7,517 | 2.92% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $6,289 | 3.77% |
| Sunbury, PA (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $3,575 | 3.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,832 | 2.88% |
| Bluffton, IN (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $1,683 | 3.70% |
| Auburn, IN (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,263 | 3.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,129 | 2.88% |
| Milledgeville, GA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $6,987 | 3.34% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $3,722 | 3.12% |
| Jackson, OH (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $3,649 | 3.72% |
| Dumas, TX (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $5,716 | 3.38% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,927 | 3.53% |
| DuBois, PA (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $4,819 | 3.59% |
| Sterling, CO (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,938 | 2.91% |
| BINGHAMTON, NY (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,743 | 3.03% |
| VICTORIA, TX (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $5,141 | 3.33% |
| Taylorville, IL (FHA|USDA|VA) | 8 | $910,000 | $113,750 | $3,723 | 3.53% |
| Gillette, WY (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,034 | 3.17% |
| Poplar Bluff, MO (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $1,578 | 3.60% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,693 | 3.25% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $2,012 | 3.37% |
| Newberry, SC (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,298 | 2.53% |
| Galesburg, IL (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $3,596 | 2.88% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,112 | 2.87% |
| Sturgis, MI (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,181 | 3.22% |
| Clewiston, FL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $6,940 | 3.43% |
| Laurel, MS (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $6,416 | 3.25% |
| Lake City, FL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $6,324 | 3.30% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,040 | 2.63% |
| Ada, OK (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,016 | 2.79% |
| Branson, MO (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,796 | 3.02% |
| Washington, IN (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $4,052 | 3.82% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,980 | 3.09% |
| Price, UT (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,206 | 2.58% |
| Fort Polk South, LA (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,489 | 3.38% |
| McAlester, OK (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,730 | 2.96% |
| Selinsgrove, PA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,134 | 3.84% |
| Crawfordsville, IN (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $3,041 | 3.98% |
| Ashland, OH (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,526 | 2.78% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,544 | 3.16% |
| Jamestown, ND (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,960 | 3.09% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,033 | 3.21% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $3,162 | 3.48% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,459 | 3.33% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,992 | 2.79% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $1,951 | 3.02% |
| Pierre, SD (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $8,482 | 2.56% |
| Bedford, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,760 | 2.88% |
| Corning, NY (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,358 | 2.92% |
| MUNCIE, IN (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,801 | 2.91% |
| Searcy, AR (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,183 | 2.81% |
| Mexico, MO (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $2,783 | 3.15% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $4,244 | 3.20% |
| Meridian, MS (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $1,884 | 2.63% |
| Barre, VT (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,211 | 2.75% |
| Moberly, MO (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,872 | 3.08% |
| Lewisburg, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,126 | 3.00% |
| Mount Vernon, IL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,112 | 2.46% |
| ENID, OK (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,887 | 2.92% |
| Mount Airy, NC (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,355 | 3.09% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,641 | 3.12% |
| Roswell, NM (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,289 | 3.31% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $9,739 | 3.13% |
| McPherson, KS (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,710 | 2.92% |
| Picayune, MS (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,175 | 2.66% |
| Wooster, OH (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $1,099 | 3.33% |
| Platteville, WI (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,334 | 3.88% |
| Thomaston, GA (FHA|USDA|VA) | 7 | $635,000 | $90,714 | $3,043 | 3.34% |
| Kearney, NE (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,421 | 3.13% |
| Grand Rapids, MN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,528 | 2.78% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,348 | 3.06% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $1,156 | 2.62% |
| Manitowoc, WI (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $4,627 | 3.50% |
| Sidney, OH (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,709 | 2.79% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,191 | 3.13% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,543 | 3.15% |
| Juneau, AK (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,052 | 3.13% |
| Cadillac, MI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,415 | 2.92% |
| Salem, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,515 | 3.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,997 | 3.31% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,762 | 2.69% |
| Wilson, NC (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,727 | 2.87% |
| New Castle, IN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,048 | 2.93% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,293 | 4.25% |
| Newport, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,577 | 2.83% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,977 | 3.38% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,673 | 3.25% |
| Duncan, OK (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,320 | 4.04% |
| Somerset, KY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,013 | 3.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,493 | 3.56% |
| Maryville, MO (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,244 | 3.96% |
| Batesville, AR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,184 | 3.63% |
| Palestine, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,060 | 3.17% |
| Lincoln, IL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $1,826 | 3.22% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,298 | 2.68% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,427 | 2.75% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,564 | 3.13% |
| Angola, IN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $1,416 | 3.00% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,349 | 2.71% |
| Dublin, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,053 | 3.00% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,120 | 3.43% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,094 | 3.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,350 | 2.50% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,315 | 3.24% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,743 | 3.83% |
| Berlin, NH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,843 | 3.17% |
| Huntington, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,932 | 3.44% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,204 | 3.56% |
| BECKLEY, WV (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,398 | 3.91% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,885 | 3.25% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,568 | 3.12% |
| Bennington, VT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,065 | 2.88% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,620 | 3.37% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,190 | 3.38% |
| Mount Pleasant, MI (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,732 | 3.09% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,599 | 3.31% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,839 | 3.50% |
| Corinth, MS (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,391 | 2.88% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,779 | 2.81% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,099 | 3.16% |
| Jesup, GA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $2,107 | 4.29% |
| Beatrice, NE (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,017 | 3.54% |
| Andrews, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,644 | 4.25% |
| Sterling, IL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $2,314 | 3.08% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,579 | 3.12% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,763 | 2.94% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,580 | 2.94% |
| Ludington, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,984 | 2.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,728 | 3.38% |
| Indiana, PA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,385 | 3.50% |
| Tifton, GA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $4,549 | 3.75% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,215 | 2.87% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,073 | 4.38% |
| Marion, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,407 | 3.63% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $1,458 | 3.33% |
| New Castle, PA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,556 | 3.46% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,337 | 3.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,152 | 3.06% |
| Jacksonville, IL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,668 | 4.33% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,172 | 3.31% |
| Freeport, IL (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $3,055 | 3.37% |
| Great Bend, KS (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $2,273 | 3.94% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,705 | 3.06% |
| Taos, NM (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,127 | 3.31% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,050 | 2.50% |
| Houghton, MI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,521 | 4.13% |
| Central City, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $928 | 3.62% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,257 | 3.38% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,137 | 3.19% |
| Dodge City, KS (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,354 | 3.42% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,189 | 3.19% |
| Alma, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,894 | 3.13% |
| New Ulm, MN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,621 | 3.42% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,792 | 2.75% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,531 | 3.13% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,985 | 4.31% |
| Celina, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,316 | 2.81% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,722 | 3.13% |
| Pittsburg, KS (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,741 | 3.46% |
| Farmington, MO (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,393 | 3.25% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,718 | 3.00% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,755 | 2.87% |
| Bonham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $305 | 3.25% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,798 | 2.25% |
| Wabash, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,699 | 2.56% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,848 | 3.50% |
| Elkins, WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,564 | 2.63% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,925 | 4.12% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,568 | 2.75% |
| Pella, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,280 | 3.25% |
| Kinston, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,010 | 4.19% |
| Somerset, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,067 | 3.44% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,876 | 3.49% |
| Portales, NM (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,302 | 3.62% |
| Columbus, NE (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,739 | 3.25% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,312 | 3.38% |
| Danville, VA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,262 | 2.56% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,172 | 3.00% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,183 | 2.25% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $830 | 3.13% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,070 | 3.00% |
| Bay City, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $205 | 2.50% |
| Centralia, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,499 | 3.06% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,473 | 3.38% |
| Maysville, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,460 | 3.25% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,142 | 3.31% |
| Washington, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,942 | 3.50% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,251 | 3.38% |
| Logansport, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $829 | 2.25% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,102 | 2.99% |
| Altus, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,523 | 2.75% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,546 | 3.25% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,562 | 3.63% |
| Waycross, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,253 | 2.87% |
| McComb, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,849 | 3.25% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,202 | 3.38% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,893 | 3.38% |
| Troy, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,159 | 3.25% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,954 | 3.13% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,909 | 3.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,109 | 3.38% |
| Ruston, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,408 | 3.63% |
| Borger, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,028 | 2.93% |
| Shelby, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,192 | 2.88% |
| Elko, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,319 | 3.75% |
| DECATUR, IL (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $3,104 | 4.00% |
| Warren, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,005 | 3.50% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,919 | 3.81% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,793 | 2.88% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $80 | 2.25% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,549 | 3.38% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,150 | 2.88% |
| Athens, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,502 | 3.44% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,369 | 2.50% |
| Dixon, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,684 | 2.88% |
| Woodward, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,951 | 3.00% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,375 | 2.88% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $924 | 2.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,219 | 3.38% |
| Kennett, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,933 | 3.75% |
| Hastings, NE (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,367 | 3.62% |
| Marshall, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,304 | 4.38% |
| Marion, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,830 | 3.50% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,018 | 3.25% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,383 | 3.00% |
| Auburn, NY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,266 | 3.63% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,167 | 2.99% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,850 | 2.75% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,257 | 2.63% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $80 | 3.13% |
| Oil City, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,634 | 3.75% |
| Union City, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,118 | 3.13% |
| Malone, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,761 | 3.38% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,071 | 3.13% |
| Harrison, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,326 | 3.25% |
| Batavia, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,100 | 3.25% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,105 | 3.00% |
| Greenville, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,561 | 3.25% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,802 | 3.00% |
| Silver City, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,310 | 3.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,054 | 3.49% |
| Sayre, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,207 | 4.13% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,990 | 2.75% |
| Atchison, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,866 | 3.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,824 | 3.13% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,772 | 3.88% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,848 | 2.88% |
| Austin, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,153 | 2.88% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,706 | 2.88% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,010 | 3.99% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,335 | 2.50% |
| Moscow, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,422 | 3.13% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,246 | 4.88% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,652 | 3.99% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $80 | 3.25% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,983 | 3.38% |
| Marion, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,467 | 4.13% |
| Española, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,532 | 3.63% |
| Minden, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,161 | 3.25% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,718 | 2.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,404 | 3.25% |
| Paris, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,271 | 2.25% |
| Fremont, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,927 | 2.99% |
| Levelland, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,621 | 5.25% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,658 | 3.49% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,792 | 3.75% |
| Murray, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,869 | 2.75% |
| Lexington, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,548 | 2.75% |
| Selma, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,838 | 3.38% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,584 | 2.88% |
| Summerville, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,692 | 3.38% |
| Garden City, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.38% |
| Spencer, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,197 | 2.88% |
| Malvern, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,519 | 3.25% |
| Mason City, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,285 | 2.88% |
| Winona, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,375 | 2.75% |
| Cortland, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,351 | 3.13% |
| Martin, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,786 | 4.25% |
| Connersville, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,345 | 3.88% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,239 | 3.38% |
| Worthington, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,453 | 3.63% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,601 | 2.88% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,710 | 3.50% |
| Miami, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,024 | 3.88% |
| Americus, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,282 | 3.75% |
| Peru, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,973 | 3.49% |
| Hope, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,472 | 4.50% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,764 | 3.75% |
| Rutland, VT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,011 | 2.99% |
| Defiance, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,200 | 2.50% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,491 | 3.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,673 | 4.25% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,678 | 2.63% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,141 | 3.25% |
| Alpena, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,365 | 5.13% |
| Pampa, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,259 | 5.00% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,507 | 3.75% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,271 | 3.50% |
| Winfield, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $686 | 3.25% |
| Ozark, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,935 | 5.25% |
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Product Mix
For 2020, Home Point Financial Corporation's most frequently originated type of loan was Conventional, with 99,115 originations. Their 2nd most popular type was VA, with 13,425 originations.
Loan Reason
For 2020, Home Point Financial Corporation's most frequently cited loan purpose was Refi, with 58,969 originations. The 2nd most popular reason was Home Purchase, with 41,316 originations.
Loan Duration/Length
For 2020, Home Point Financial Corporation's most frequently cited loan duration was 30 Year, with 103,304 originations. The 2nd most popular length was 15 Year, with 12,617 originations.
Origination Fees/Closing Costs
Home Point Financial Corporation's average total fees were $5,415, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 36,354 originations.
Interest Rates
During 2020, Home Point Financial Corporation's average interest rate for loans was 3.21%, while their most frequently originated rate bucket for loans was 3-4%, with 59,341 originations.
Loan Sizing
2020 saw Home Point Financial Corporation place emphasis on $200k-400k loans with 59,783 originations, totaling $17,649,555,000 in origination value.
Applicant Income
Home Point Financial Corporation lent most frequently to those with incomes in the $100k-150k range, with 29,743 originations. The second most popular income band? $150k-250k, with 22,322 originations.
Applicant Debt to Income Ratio
Home Point Financial Corporation lent most frequently to those with DTI ratios of 20-30%, with 26,164 originations. The next most common DTI ratio? 30-36%, with 21,837 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.94%
Home Point Financial Corporation has an average approval rate.
Pick Rate
Approvals leading to origination84.38%
Home Point Financial Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 124,598 | $41,078,120,000 | $329,685 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 781 | $153,035,000 | $195,948 |
| Single Family (1-4 Units):Site-Built | 123,817 | $40,925,085,000 | $330,529 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Home Point Financial Corporation | VA mortgage | Trouble during payment process | 17 | 13.4% |
| Home Point Financial Corporation | VA mortgage | Incorrect information on your report | 1 | 0.8% |
| Home Point Financial Corporation | VA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 0.8% |
| Home Point Financial Corporation | VA mortgage | Struggling to pay mortgage | 4 | 3.1% |
| Home Point Financial Corporation | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 3.1% |
| Home Point Financial Corporation | Conventional home mortgage | Closing on a mortgage | 2 | 1.6% |
| Home Point Financial Corporation | Conventional home mortgage | Incorrect information on your report | 4 | 3.1% |
| Home Point Financial Corporation | Conventional home mortgage | Struggling to pay mortgage | 10 | 7.9% |
| Home Point Financial Corporation | Conventional home mortgage | Trouble during payment process | 31 | 24.4% |
| Home Point Financial Corporation | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 8 | 6.3% |
| Home Point Financial Corporation | FHA mortgage | Closing on a mortgage | 2 | 1.6% |
| Home Point Financial Corporation | FHA mortgage | Incorrect information on your report | 1 | 0.8% |
| Home Point Financial Corporation | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 0.8% |
| Home Point Financial Corporation | FHA mortgage | Struggling to pay mortgage | 10 | 7.9% |
| Home Point Financial Corporation | FHA mortgage | Trouble during payment process | 21 | 16.5% |
| Home Point Financial Corporation | Other type of mortgage | Closing on a mortgage | 1 | 0.8% |
| Home Point Financial Corporation | Other type of mortgage | Trouble during payment process | 5 | 3.9% |
| Home Point Financial Corporation | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 1.6% |
| Home Point Financial Corporation | VA mortgage | Closing on a mortgage | 2 | 1.6% |