Loandepot.com Mortgage Rates, Fees & Info

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Mortgage Data

Review & Overview

Loandepot.com is a large mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Loandepot.com has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, New York, San Diego, Phoenix, and San Francisco among others. We have data for 905 markets. (Some data included below & more in-depth data is available with an active subscription.)

Loandepot.com has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Loandepot.com is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.52% 11/18/24
30 Year Conventional Refi 6.34% 11/18/24
30 Year Cash-out Refi 6.67% 11/18/24
30 Year FHA Purchase 7.51% 11/18/24
30 Year FHA Refi 7.10% 11/18/24
30 Year VA Purchase 6.28% 11/18/24
30 Year VA Refi 5.70% 11/18/24
30 Year USDA Purchase 7.04% 11/18/24
30 Year USDA Refi 6.27% 11/18/24
15 Year Conventional Purchase 5.95% 11/18/24
15 Year Conventional Refi 5.92% 11/18/24
15 Year Cash-out Refi 5.92% 11/18/24
15 Year FHA Purchase 7.11% 11/18/24
15 Year FHA Refi 6.98% 11/18/24
15 Year VA Purchase 6.12% 11/18/24
15 Year VA Refi 5.76% 11/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

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This is not an official calculator from Loandepot.com. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

149,321

Origination Dollar Volume (All Markets)

$44,869,985,000
Show all (222) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 8,465 $4,135,305,000 $488,518 $6,349 3.96%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8,868 $3,631,030,000 $409,453 $7,654 4.11%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3,832 $1,870,870,000 $488,223 $6,744 3.94%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6,902 $1,830,080,000 $265,152 $5,389 4.11%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3,226 $1,829,360,000 $567,068 $6,107 3.98%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5,269 $1,787,055,000 $339,164 $6,579 4.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6,797 $1,747,345,000 $257,076 $5,108 4.22%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3,375 $1,415,715,000 $419,471 $6,237 3.98%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,987 $1,147,325,000 $384,106 $6,074 3.83%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3,080 $1,105,400,000 $358,896 $5,736 4.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2,606 $979,010,000 $375,675 $5,047 4.05%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2,479 $881,215,000 $355,472 $5,197 3.98%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3,419 $824,725,000 $241,218 $5,499 4.08%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3,107 $801,165,000 $257,858 $6,297 4.32%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2,804 $794,010,000 $283,170 $5,544 4.03%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3,224 $790,020,000 $245,043 $6,274 4.36%
Outside of Metro Areas 3,505 $636,725,000 $181,662 $5,192 4.23%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2,151 $597,285,000 $277,678 $6,523 4.22%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 878 $525,520,000 $598,542 $6,087 3.90%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,845 $511,145,000 $277,043 $5,643 4.13%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,877 $484,355,000 $258,047 $5,686 4.01%
URBAN HONOLULU, HI (FHA|USDA|VA) 926 $483,760,000 $522,419 $8,479 3.73%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,384 $430,110,000 $310,773 $6,219 3.99%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,731 $416,245,000 $240,465 $5,357 4.13%
STOCKTON, CA (FHA|USDA|VA) 1,093 $375,185,000 $343,262 $5,883 4.15%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1,514 $371,600,000 $245,443 $6,549 4.33%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,416 $365,200,000 $257,910 $5,541 4.16%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,390 $356,510,000 $256,482 $6,551 4.24%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,371 $349,365,000 $254,825 $5,503 3.93%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 693 $322,495,000 $465,361 $6,386 3.92%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,373 $305,235,000 $222,312 $5,638 4.19%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 665 $249,855,000 $375,722 $6,442 4.01%
COLORADO SPRINGS, CO (FHA|USDA|VA) 807 $244,455,000 $302,918 $5,553 3.98%
TUCSON, AZ (FHA|USDA|VA) 1,087 $240,755,000 $221,486 $5,302 4.17%
VALLEJO, CA (FHA|USDA|VA) 578 $237,360,000 $410,657 $6,829 3.92%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 730 $215,780,000 $295,589 $5,503 3.86%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 461 $214,335,000 $464,935 $5,733 4.04%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,042 $207,080,000 $198,733 $4,812 4.03%
BAKERSFIELD, CA (FHA|USDA|VA) 868 $195,680,000 $225,438 $6,320 4.22%
JACKSONVILLE, FL (FHA|USDA|VA) 842 $193,200,000 $229,454 $5,741 4.24%
ALBUQUERQUE, NM (FHA|USDA|VA) 923 $186,955,000 $202,551 $5,481 4.26%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 701 $183,115,000 $261,220 $4,808 4.12%
RALEIGH-CARY, NC (FHA|USDA|VA) 687 $178,375,000 $259,643 $4,911 3.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 609 $174,305,000 $286,215 $5,601 3.91%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 726 $161,550,000 $222,521 $5,993 4.23%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 802 $157,930,000 $196,920 $4,833 4.12%
GREELEY, CO (FHA|USDA|VA) 477 $155,875,000 $326,782 $6,158 4.08%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 586 $147,020,000 $250,887 $5,275 3.86%
RENO, NV (FHA|USDA|VA) 485 $144,635,000 $298,216 $5,574 3.96%
FORT COLLINS, CO (FHA|USDA|VA) 429 $139,915,000 $326,142 $6,100 3.96%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 484 $139,570,000 $288,368 $7,082 4.20%
BOULDER, CO (FHA|USDA|VA) 324 $136,170,000 $420,278 $4,865 4.10%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 503 $133,195,000 $264,801 $5,377 4.12%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 314 $123,780,000 $394,204 $6,004 4.09%
FRESNO, CA (FHA|USDA|VA) 419 $116,635,000 $278,365 $5,257 4.00%
MODESTO, CA (FHA|USDA|VA) 415 $116,285,000 $280,205 $5,528 4.08%
WORCESTER, MA-CT (FHA|USDA|VA) 459 $115,965,000 $252,647 $5,392 4.17%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 548 $115,830,000 $211,369 $5,709 4.25%
HUNTSVILLE, AL (FHA|USDA|VA) 578 $114,680,000 $198,408 $5,614 4.15%
BEND, OR (FHA|USDA|VA) 381 $111,715,000 $293,215 $5,589 4.10%
KANSAS CITY, MO-KS (FHA|USDA|VA) 574 $111,650,000 $194,512 $4,852 4.14%
RICHMOND, VA (FHA|USDA|VA) 467 $111,615,000 $239,004 $5,308 3.92%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 517 $104,935,000 $202,969 $5,739 4.24%
ST. LOUIS, MO-IL (FHA|USDA|VA) 519 $103,135,000 $198,719 $4,650 4.08%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 205 $99,055,000 $483,195 $7,219 3.94%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 384 $98,870,000 $257,474 $6,295 3.90%
BOISE CITY, ID (FHA|USDA|VA) 390 $95,630,000 $245,205 $6,297 3.93%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 408 $94,070,000 $230,564 $5,574 4.11%
OKLAHOMA CITY, OK (FHA|USDA|VA) 502 $93,720,000 $186,693 $5,531 4.43%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 405 $90,875,000 $224,383 $5,173 4.05%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 281 $89,845,000 $319,733 $6,544 3.90%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 472 $88,540,000 $187,585 $5,158 4.22%
COLUMBUS, OH (FHA|USDA|VA) 455 $88,505,000 $194,516 $5,458 4.12%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 282 $86,480,000 $306,667 $6,516 4.09%
PROVO-OREM, UT (FHA|USDA|VA) 295 $84,715,000 $287,169 $5,800 3.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 322 $84,200,000 $261,491 $5,582 3.98%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 444 $82,190,000 $185,113 $5,264 4.11%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 348 $81,500,000 $234,195 $5,277 4.16%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 318 $78,980,000 $248,365 $5,667 4.07%
PITTSBURGH, PA (FHA|USDA|VA) 423 $77,555,000 $183,345 $5,582 4.12%
SALINAS, CA (FHA|USDA|VA) 170 $72,460,000 $426,235 $5,533 3.85%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 427 $70,915,000 $166,077 $5,302 4.12%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 320 $70,720,000 $221,000 $5,148 4.20%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 365 $70,415,000 $192,918 $5,415 4.13%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 322 $69,530,000 $215,932 $4,576 4.16%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 162 $68,990,000 $425,864 $5,820 3.82%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 124 $68,130,000 $549,435 $6,279 3.93%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 342 $65,890,000 $192,661 $5,632 4.46%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 266 $63,910,000 $240,263 $4,793 4.07%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 318 $62,430,000 $196,321 $5,543 4.10%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 208 $60,340,000 $290,096 $4,448 4.03%
SALEM, OR (FHA|USDA|VA) 238 $56,160,000 $235,966 $6,309 4.01%
Hilo, HI (FHA|USDA|VA) 161 $55,795,000 $346,553 $6,720 3.96%
BATON ROUGE, LA (FHA|USDA|VA) 266 $53,990,000 $202,970 $5,650 4.14%
KNOXVILLE, TN (FHA|USDA|VA) 255 $53,575,000 $210,098 $5,287 4.11%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 203 $53,215,000 $262,143 $4,943 3.96%
Findlay, OH (FHA|USDA|VA) 347 $51,215,000 $147,594 $4,503 4.42%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 224 $50,980,000 $227,589 $5,336 3.95%
PORT ST. LUCIE, FL (FHA|USDA|VA) 236 $50,630,000 $214,534 $5,792 4.15%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 188 $49,400,000 $262,766 $5,144 3.91%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 179 $44,965,000 $251,201 $5,690 4.05%
COLUMBIA, SC (FHA|USDA|VA) 242 $44,790,000 $185,083 $5,089 4.11%
DAYTON-KETTERING, OH (FHA|USDA|VA) 280 $44,710,000 $159,679 $4,619 4.26%
SAVANNAH, GA (FHA|USDA|VA) 222 $43,450,000 $195,721 $5,557 4.14%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 133 $42,255,000 $317,707 $7,141 4.05%
LYNCHBURG, VA (FHA|USDA|VA) 227 $41,655,000 $183,502 $4,804 4.39%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 212 $40,790,000 $192,406 $5,316 4.04%
PUEBLO, CO (FHA|USDA|VA) 208 $39,910,000 $191,875 $6,040 4.27%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 207 $39,245,000 $189,589 $5,483 4.03%
NAPA, CA (FHA|USDA|VA) 84 $38,250,000 $455,357 $6,060 3.86%
SALISBURY, MD-DE (FHA|USDA|VA) 160 $37,980,000 $237,375 $5,279 3.83%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 146 $37,620,000 $257,671 $6,206 4.09%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 174 $37,510,000 $215,575 $6,048 4.06%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 192 $37,480,000 $195,208 $5,616 4.10%
ALBANY-LEBANON, OR (FHA|USDA|VA) 167 $37,155,000 $222,485 $5,642 4.11%
LANCASTER, PA (FHA|USDA|VA) 178 $37,060,000 $208,202 $5,491 4.10%
MEDFORD, OR (FHA|USDA|VA) 148 $36,970,000 $249,797 $5,772 4.07%
LOUISVILLE, KY (FHA|USDA|VA) 194 $36,660,000 $188,969 $4,608 4.31%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 219 $36,605,000 $167,146 $5,159 4.44%
VISALIA, CA (FHA|USDA|VA) 161 $36,025,000 $223,758 $4,997 3.99%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 112 $35,550,000 $317,411 $5,620 4.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 179 $35,195,000 $196,620 $5,423 4.06%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 133 $35,095,000 $263,872 $5,921 3.93%
TALLAHASSEE, FL (FHA|USDA|VA) 173 $34,675,000 $200,434 $5,800 4.11%
CHICO, CA (FHA|USDA|VA) 130 $34,550,000 $265,769 $5,355 3.96%
ANCHORAGE, AK (FHA|USDA|VA) 127 $34,495,000 $271,614 $6,578 3.91%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 140 $33,990,000 $242,786 $5,074 4.01%
MERCED, CA (FHA|USDA|VA) 125 $33,725,000 $269,800 $6,044 3.95%
EL PASO, TX (FHA|USDA|VA) 213 $33,605,000 $157,770 $5,983 4.47%
ASHEVILLE, NC (FHA|USDA|VA) 145 $33,025,000 $227,759 $5,274 3.94%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 174 $32,690,000 $187,874 $5,188 4.20%
PUNTA GORDA, FL (FHA|USDA|VA) 165 $31,495,000 $190,879 $5,050 4.25%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 106 $31,300,000 $295,283 $5,920 4.04%
ST. GEORGE, UT (FHA|USDA|VA) 106 $30,900,000 $291,509 $6,231 3.83%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 150 $30,880,000 $205,867 $5,196 4.05%
SANTA FE, NM (FHA|USDA|VA) 116 $30,880,000 $266,207 $5,389 4.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 153 $30,445,000 $198,987 $5,555 4.02%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 170 $29,700,000 $174,706 $5,379 4.03%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 158 $28,920,000 $183,038 $5,196 3.98%
YUMA, AZ (FHA|USDA|VA) 165 $28,255,000 $171,242 $6,049 4.46%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 146 $27,770,000 $190,205 $5,265 4.06%
EL CENTRO, CA (FHA|USDA|VA) 126 $26,890,000 $213,413 $7,939 4.23%
Kapaa, HI (FHA|USDA|VA) 55 $26,155,000 $475,545 $8,409 3.79%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 129 $25,935,000 $201,047 $6,133 4.03%
SPARTANBURG, SC (FHA|USDA|VA) 116 $25,480,000 $219,655 $5,361 3.98%
FAYETTEVILLE, NC (FHA|USDA|VA) 141 $24,955,000 $176,986 $4,754 3.86%
CHARLESTON, WV (FHA|USDA|VA) 184 $24,630,000 $133,859 $4,946 4.50%
YUBA CITY, CA (FHA|USDA|VA) 89 $24,435,000 $274,551 $5,079 4.04%
SPRINGFIELD, MO (FHA|USDA|VA) 141 $24,285,000 $172,234 $4,325 4.14%
TULSA, OK (FHA|USDA|VA) 122 $24,000,000 $196,721 $6,217 4.12%
ROCHESTER, MN (FHA|USDA|VA) 115 $23,595,000 $205,174 $5,099 4.02%
MADISON, WI (FHA|USDA|VA) 96 $23,260,000 $242,292 $4,175 4.09%
AKRON, OH (FHA|USDA|VA) 135 $23,115,000 $171,222 $5,374 4.08%
BELLINGHAM, WA (FHA|USDA|VA) 76 $23,010,000 $302,763 $6,462 3.84%
WINSTON-SALEM, NC (FHA|USDA|VA) 129 $22,865,000 $177,248 $5,060 4.17%
YORK-HANOVER, PA (FHA|USDA|VA) 115 $22,655,000 $197,000 $5,822 4.07%
OCALA, FL (FHA|USDA|VA) 130 $22,650,000 $174,231 $5,271 4.20%
TOLEDO, OH (FHA|USDA|VA) 150 $22,300,000 $148,667 $4,995 4.20%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 117 $21,935,000 $187,479 $4,904 3.93%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 98 $21,730,000 $221,735 $5,713 4.09%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 127 $21,705,000 $170,906 $4,673 3.97%
COLUMBUS, GA-AL (FHA|USDA|VA) 117 $21,535,000 $184,060 $5,407 3.93%
SPRINGFIELD, MA (FHA|USDA|VA) 109 $21,335,000 $195,734 $5,308 4.12%
Truckee-Grass Valley, CA (FHA|USDA|VA) 61 $21,245,000 $348,279 $5,422 3.99%
PANAMA CITY, FL (FHA|USDA|VA) 95 $21,235,000 $223,526 $5,339 4.35%
ROANOKE, VA (FHA|USDA|VA) 105 $21,215,000 $202,048 $5,399 4.07%
Outside of Metro Areas 84 $20,870,000 $248,452 $6,894 3.96%
GRANTS PASS, OR (FHA|USDA|VA) 75 $20,025,000 $267,000 $5,954 3.95%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 101 $19,675,000 $194,802 $5,687 4.10%
MADERA, CA (FHA|USDA|VA) 78 $19,650,000 $251,923 $5,275 3.91%
GAINESVILLE, GA (FHA|USDA|VA) 88 $19,610,000 $222,841 $5,411 3.99%
READING, PA (FHA|USDA|VA) 116 $19,340,000 $166,724 $5,418 4.25%
Gardnerville Ranchos, NV (FHA|USDA|VA) 65 $19,215,000 $295,615 $5,926 3.81%
REDDING, CA (FHA|USDA|VA) 79 $19,195,000 $242,975 $5,467 3.94%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 98 $19,120,000 $195,102 $4,114 4.27%
ANN ARBOR, MI (FHA|USDA|VA) 80 $18,940,000 $236,750 $4,984 3.95%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 84 $18,820,000 $224,048 $5,206 3.92%
SPRINGFIELD, OH (FHA|USDA|VA) 141 $18,175,000 $128,901 $4,385 4.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 92 $18,060,000 $196,304 $5,392 4.24%
Torrington, CT (FHA|USDA|VA) 77 $17,945,000 $233,052 $5,706 3.98%
FLAGSTAFF, AZ (FHA|USDA|VA) 62 $17,500,000 $282,258 $4,941 3.92%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 95 $17,155,000 $180,579 $5,311 3.99%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 102 $17,110,000 $167,745 $5,375 4.33%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 83 $17,075,000 $205,723 $5,427 4.01%
Fernley, NV (FHA|USDA|VA) 75 $16,725,000 $223,000 $5,595 4.08%
JACKSON, MS (FHA|USDA|VA) 88 $16,720,000 $190,000 $5,217 3.88%
Show Low, AZ (FHA|USDA|VA) 79 $16,705,000 $211,456 $5,262 4.08%
LAFAYETTE, LA (FHA|USDA|VA) 98 $16,700,000 $170,408 $5,556 4.34%
Heber, UT (FHA|USDA|VA) 33 $16,475,000 $499,242 $4,997 3.79%
OCEAN CITY, NJ (FHA|USDA|VA) 49 $16,245,000 $331,531 $5,478 4.04%
MANSFIELD, OH (FHA|USDA|VA) 125 $16,105,000 $128,840 $4,762 4.57%
WICHITA, KS (FHA|USDA|VA) 102 $16,100,000 $157,843 $4,891 4.26%
GRAND JUNCTION, CO (FHA|USDA|VA) 63 $16,055,000 $254,841 $5,434 4.00%
Statesboro, GA (FHA|USDA|VA) 99 $16,055,000 $162,172 $5,350 4.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 68 $16,000,000 $235,294 $6,057 4.32%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 95 $15,995,000 $168,368 $5,415 4.22%
CORVALLIS, OR (FHA|USDA|VA) 54 $15,920,000 $294,815 $5,230 4.13%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 68 $15,530,000 $228,382 $5,820 3.95%
Oak Harbor, WA (FHA|USDA|VA) 50 $15,110,000 $302,200 $5,802 3.78%
YAKIMA, WA (FHA|USDA|VA) 74 $14,960,000 $202,162 $5,951 4.05%
WILMINGTON, NC (FHA|USDA|VA) 71 $14,795,000 $208,380 $5,710 4.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 51 $14,645,000 $287,157 $4,653 3.89%
ROCHESTER, NY (FHA|USDA|VA) 92 $14,510,000 $157,717 $5,146 4.16%
LAS CRUCES, NM (FHA|USDA|VA) 77 $14,475,000 $187,987 $5,761 4.01%
Edwards, CO (FHA|USDA|VA) 32 $14,270,000 $445,938 $4,960 3.91%
LONGVIEW, WA (FHA|USDA|VA) 64 $14,140,000 $220,938 $5,317 4.19%
MOBILE, AL (FHA|USDA|VA) 81 $14,135,000 $174,506 $5,213 4.07%
CANTON-MASSILLON, OH (FHA|USDA|VA) 98 $14,080,000 $143,673 $5,138 4.29%
Wilmington, OH (FHA|USDA|VA) 102 $14,030,000 $137,549 $4,680 4.44%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 82 $13,910,000 $169,634 $5,094 4.02%
WENATCHEE, WA (FHA|USDA|VA) 45 $13,725,000 $305,000 $5,330 3.83%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 75 $13,505,000 $180,067 $4,687 4.24%
Breckenridge, CO (FHA|USDA|VA) 33 $13,335,000 $404,091 $5,902 3.95%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 87 $13,325,000 $153,161 $5,192 4.27%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 77 $13,305,000 $172,792 $5,813 4.08%
LAKE CHARLES, LA (FHA|USDA|VA) 69 $13,155,000 $190,652 $5,269 4.20%
Pahrump, NV (FHA|USDA|VA) 71 $12,955,000 $182,465 $5,459 4.29%
MONTGOMERY, AL (FHA|USDA|VA) 71 $12,695,000 $178,803 $4,653 4.00%
WARNER ROBINS, GA (FHA|USDA|VA) 75 $12,555,000 $167,400 $5,651 4.08%
Eureka-Arcata, CA (FHA|USDA|VA) 42 $12,530,000 $298,333 $5,544 4.01%
LOGAN, UT-ID (FHA|USDA|VA) 56 $12,520,000 $223,571 $5,544 4.05%
CHEYENNE, WY (FHA|USDA|VA) 54 $12,520,000 $231,852 $5,832 3.88%
Shelton, WA (FHA|USDA|VA) 51 $12,455,000 $244,216 $6,146 4.22%
Sevierville, TN (FHA|USDA|VA) 58 $12,210,000 $210,517 $5,365 4.29%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 77 $12,025,000 $156,169 $5,494 4.21%
Roseburg, OR (FHA|USDA|VA) 55 $11,905,000 $216,455 $6,051 3.88%
Concord, NH (FHA|USDA|VA) 51 $11,855,000 $232,451 $5,456 3.93%
Glenwood Springs, CO (FHA|USDA|VA) 36 $11,750,000 $326,389 $6,963 3.95%
IDAHO FALLS, ID (FHA|USDA|VA) 60 $11,650,000 $194,167 $6,387 4.10%
Prineville, OR (FHA|USDA|VA) 46 $11,580,000 $251,739 $7,009 4.05%
Clearlake, CA (FHA|USDA|VA) 47 $11,455,000 $243,723 $5,963 4.15%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 81 $11,405,000 $140,802 $5,051 4.37%
NILES, MI (FHA|USDA|VA) 49 $11,385,000 $232,347 $4,759 4.24%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 68 $11,330,000 $166,618 $4,622 4.18%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 68 $11,310,000 $166,324 $5,095 4.18%
WACO, TX (FHA|USDA|VA) 58 $11,210,000 $193,276 $4,807 4.22%
GAINESVILLE, FL (FHA|USDA|VA) 60 $11,140,000 $185,667 $5,499 4.16%
FLINT, MI (FHA|USDA|VA) 66 $10,850,000 $164,394 $4,667 4.15%
BILLINGS, MT (FHA|USDA|VA) 56 $10,770,000 $192,321 $6,128 4.23%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 37 $10,585,000 $286,081 $6,801 3.85%
KINGSTON, NY (FHA|USDA|VA) 49 $10,555,000 $215,408 $5,338 4.13%
Okeechobee, FL (FHA|USDA|VA) 61 $10,535,000 $172,705 $5,777 4.73%
FORT WAYNE, IN (FHA|USDA|VA) 63 $10,485,000 $166,429 $5,065 4.11%
Key West, FL (FHA|USDA|VA) 24 $10,360,000 $431,667 $6,787 4.26%
Centralia, WA (FHA|USDA|VA) 46 $10,310,000 $224,130 $5,724 4.10%
DULUTH, MN-WI (FHA|USDA|VA) 56 $10,180,000 $181,786 $5,067 3.82%
SYRACUSE, NY (FHA|USDA|VA) 67 $10,145,000 $151,418 $5,106 4.25%
GREEN BAY, WI (FHA|USDA|VA) 51 $10,105,000 $198,137 $4,829 4.15%
TUSCALOOSA, AL (FHA|USDA|VA) 50 $9,860,000 $197,200 $5,687 4.17%
WINCHESTER, VA-WV (FHA|USDA|VA) 43 $9,855,000 $229,186 $5,306 3.82%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 46 $9,720,000 $211,304 $6,174 4.02%
HATTIESBURG, MS (FHA|USDA|VA) 69 $9,705,000 $140,652 $4,816 4.49%
CORPUS CHRISTI, TX (FHA|USDA|VA) 49 $9,695,000 $197,857 $5,336 4.13%
LINCOLN, NE (FHA|USDA|VA) 51 $9,685,000 $189,902 $4,830 4.11%
Ukiah, CA (FHA|USDA|VA) 34 $9,610,000 $282,647 $5,589 4.06%
Kalispell, MT (FHA|USDA|VA) 38 $9,610,000 $252,895 $6,128 3.96%
DECATUR, AL (FHA|USDA|VA) 62 $9,420,000 $151,935 $5,555 4.24%
ROCKFORD, IL (FHA|USDA|VA) 67 $9,385,000 $140,075 $4,865 4.47%
THE VILLAGES, FL (FHA|USDA|VA) 42 $9,350,000 $222,619 $5,909 4.08%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 51 $9,215,000 $180,686 $5,777 4.18%
TOPEKA, KS (FHA|USDA|VA) 61 $9,075,000 $148,770 $4,435 4.10%
EAST STROUDSBURG, PA (FHA|USDA|VA) 53 $9,065,000 $171,038 $5,816 4.19%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 53 $9,055,000 $170,849 $5,185 4.16%
DOVER, DE (FHA|USDA|VA) 46 $8,880,000 $193,043 $5,456 4.00%
CARSON CITY, NV (FHA|USDA|VA) 33 $8,805,000 $266,818 $5,113 3.98%
Easton, MD (FHA|USDA|VA) 25 $8,625,000 $345,000 $6,240 4.11%
Elko, NV (FHA|USDA|VA) 37 $8,505,000 $229,865 $6,378 4.11%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 48 $8,470,000 $176,458 $5,002 4.21%
MIDLAND, TX (FHA|USDA|VA) 36 $8,470,000 $235,278 $5,576 4.29%
ST. CLOUD, MN (FHA|USDA|VA) 45 $8,405,000 $186,778 $4,700 4.13%
Whitewater, WI (FHA|USDA|VA) 39 $8,365,000 $214,487 $4,488 4.05%
FLORENCE, SC (FHA|USDA|VA) 53 $8,275,000 $156,132 $5,745 4.41%
Sonora, CA (FHA|USDA|VA) 29 $8,185,000 $282,241 $5,726 3.84%
RACINE, WI (FHA|USDA|VA) 41 $8,055,000 $196,463 $5,503 4.32%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 49 $7,995,000 $163,163 $5,009 4.44%
EAU CLAIRE, WI (FHA|USDA|VA) 48 $7,910,000 $164,792 $4,715 4.26%
Jefferson, GA (FHA|USDA|VA) 37 $7,895,000 $213,378 $5,535 3.96%
JOHNSON CITY, TN (FHA|USDA|VA) 44 $7,880,000 $179,091 $4,936 4.04%
Laconia, NH (FHA|USDA|VA) 32 $7,870,000 $245,938 $5,157 3.84%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 56 $7,730,000 $138,036 $5,329 4.21%
Payson, AZ (FHA|USDA|VA) 34 $7,710,000 $226,765 $5,075 3.95%
JACKSONVILLE, NC (FHA|USDA|VA) 44 $7,650,000 $173,864 $4,764 3.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 32 $7,570,000 $236,563 $5,367 3.91%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 46 $7,530,000 $163,696 $4,612 4.20%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 37 $7,495,000 $202,568 $6,201 3.92%
Bozeman, MT (FHA|USDA|VA) 25 $7,475,000 $299,000 $5,585 3.87%
Branson, MO (FHA|USDA|VA) 59 $7,465,000 $126,525 $3,798 4.53%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 53 $7,455,000 $140,660 $4,122 4.25%
Aberdeen, WA (FHA|USDA|VA) 40 $7,430,000 $185,750 $5,898 3.93%
AMARILLO, TX (FHA|USDA|VA) 39 $7,345,000 $188,333 $5,107 4.53%
EVANSVILLE, IN-KY (FHA|USDA|VA) 40 $7,280,000 $182,000 $4,787 4.00%
SIOUX FALLS, SD (FHA|USDA|VA) 32 $7,230,000 $225,938 $5,790 3.89%
LEBANON, PA (FHA|USDA|VA) 40 $7,190,000 $179,750 $5,477 4.16%
MISSOULA, MT (FHA|USDA|VA) 29 $7,155,000 $246,724 $5,926 4.07%
Helena, MT (FHA|USDA|VA) 33 $7,035,000 $213,182 $4,967 4.03%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 42 $7,030,000 $167,381 $4,673 4.07%
Port Angeles, WA (FHA|USDA|VA) 30 $7,030,000 $234,333 $6,838 3.86%
Ellensburg, WA (FHA|USDA|VA) 24 $7,000,000 $291,667 $5,301 4.02%
HAMMOND, LA (FHA|USDA|VA) 39 $6,885,000 $176,538 $5,515 4.40%
BURLINGTON, NC (FHA|USDA|VA) 42 $6,750,000 $160,714 $4,356 4.21%
MORRISTOWN, TN (FHA|USDA|VA) 37 $6,725,000 $181,757 $4,188 4.12%
Klamath Falls, OR (FHA|USDA|VA) 35 $6,675,000 $190,714 $5,907 4.04%
Newport, OR (FHA|USDA|VA) 30 $6,630,000 $221,000 $6,275 4.09%
NEW BERN, NC (FHA|USDA|VA) 43 $6,535,000 $151,977 $4,855 3.93%
Lebanon, NH-VT (FHA|USDA|VA) 36 $6,510,000 $180,833 $5,720 4.06%
WALLA WALLA, WA (FHA|USDA|VA) 24 $6,400,000 $266,667 $5,674 3.98%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 26 $6,300,000 $242,308 $5,660 3.89%
SUMTER, SC (FHA|USDA|VA) 45 $6,235,000 $138,556 $5,049 4.54%
BANGOR, ME (FHA|USDA|VA) 36 $6,170,000 $171,389 $4,817 4.25%
Hailey, ID (FHA|USDA|VA) 17 $6,165,000 $362,647 $8,030 3.89%
BLOOMINGTON, IN (FHA|USDA|VA) 32 $6,130,000 $191,563 $5,232 4.05%
RAPID CITY, SD (FHA|USDA|VA) 31 $6,125,000 $197,581 $5,071 4.08%
SAN ANGELO, TX (FHA|USDA|VA) 36 $6,100,000 $169,444 $5,287 4.64%
CASPER, WY (FHA|USDA|VA) 29 $6,035,000 $208,103 $5,176 3.83%
Albertville, AL (FHA|USDA|VA) 36 $6,030,000 $167,500 $5,354 3.93%
Faribault-Northfield, MN (FHA|USDA|VA) 25 $5,995,000 $239,800 $6,583 4.51%
MONROE, LA (FHA|USDA|VA) 28 $5,970,000 $213,214 $4,791 3.95%
Shelby, NC (FHA|USDA|VA) 32 $5,960,000 $186,250 $5,707 4.26%
Durango, CO (FHA|USDA|VA) 17 $5,955,000 $350,294 $4,887 4.09%
Red Bluff, CA (FHA|USDA|VA) 28 $5,900,000 $210,714 $6,040 4.03%
PEORIA, IL (FHA|USDA|VA) 36 $5,870,000 $163,056 $4,265 4.32%
Cedar City, UT (FHA|USDA|VA) 25 $5,855,000 $234,200 $6,534 4.13%
FORT SMITH, AR-OK (FHA|USDA|VA) 39 $5,825,000 $149,359 $5,629 4.18%
MONROE, MI (FHA|USDA|VA) 33 $5,815,000 $176,212 $5,132 3.99%
TYLER, TX (FHA|USDA|VA) 29 $5,755,000 $198,448 $5,515 4.40%
Tullahoma-Manchester, TN (FHA|USDA|VA) 37 $5,745,000 $155,270 $5,265 4.27%
Traverse City, MI (FHA|USDA|VA) 28 $5,700,000 $203,571 $5,203 4.17%
CaƱon City, CO (FHA|USDA|VA) 27 $5,625,000 $208,333 $5,991 4.54%
Sandpoint, ID (FHA|USDA|VA) 23 $5,605,000 $243,696 $6,432 3.99%
JACKSON, MI (FHA|USDA|VA) 32 $5,530,000 $172,813 $4,641 4.33%
BISMARCK, ND (FHA|USDA|VA) 26 $5,520,000 $212,308 $6,523 4.22%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 34 $5,410,000 $159,118 $5,504 4.37%
UTICA-ROME, NY (FHA|USDA|VA) 36 $5,370,000 $149,167 $5,067 4.23%
MUSKEGON, MI (FHA|USDA|VA) 35 $5,335,000 $152,429 $4,926 4.17%
Hermiston-Pendleton, OR (FHA|USDA|VA) 30 $5,270,000 $175,667 $6,088 4.32%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 42 $5,250,000 $125,000 $5,211 4.31%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 39 $5,195,000 $133,205 $5,286 4.35%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 28 $5,150,000 $183,929 $5,846 4.15%
Jackson, WY-ID (FHA|USDA|VA) 12 $5,150,000 $429,167 $9,610 4.05%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 29 $5,115,000 $176,379 $6,104 4.17%
Tiffin, OH (FHA|USDA|VA) 52 $5,060,000 $97,308 $4,658 4.66%
Fallon, NV (FHA|USDA|VA) 25 $5,055,000 $202,200 $4,846 4.10%
VALDOSTA, GA (FHA|USDA|VA) 33 $5,045,000 $152,879 $5,325 4.10%
LONGVIEW, TX (FHA|USDA|VA) 27 $5,015,000 $185,741 $5,323 4.32%
HINESVILLE, GA (FHA|USDA|VA) 32 $5,010,000 $156,563 $5,333 3.99%
LIMA, OH (FHA|USDA|VA) 32 $5,000,000 $156,250 $5,467 4.45%
POCATELLO, ID (FHA|USDA|VA) 25 $4,985,000 $199,400 $6,494 3.94%
Picayune, MS (FHA|USDA|VA) 32 $4,890,000 $152,813 $5,094 4.11%
Astoria, OR (FHA|USDA|VA) 19 $4,875,000 $256,579 $5,985 3.87%
Coos Bay, OR (FHA|USDA|VA) 24 $4,860,000 $202,500 $5,127 3.91%
TERRE HAUTE, IN (FHA|USDA|VA) 34 $4,860,000 $142,941 $4,923 4.44%
GREENVILLE, NC (FHA|USDA|VA) 24 $4,790,000 $199,583 $5,045 4.14%
MORGANTOWN, WV (FHA|USDA|VA) 24 $4,770,000 $198,750 $5,395 4.28%
STAUNTON, VA (FHA|USDA|VA) 23 $4,765,000 $207,174 $4,499 3.87%
Crossville, TN (FHA|USDA|VA) 24 $4,750,000 $197,917 $6,361 3.99%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 20 $4,730,000 $236,500 $5,197 4.16%
FAIRBANKS, AK (FHA|USDA|VA) 20 $4,710,000 $235,500 $6,381 3.68%
FARGO, ND-MN (FHA|USDA|VA) 21 $4,695,000 $223,571 $5,663 3.90%
GETTYSBURG, PA (FHA|USDA|VA) 24 $4,690,000 $195,417 $5,383 4.14%
ROCKY MOUNT, NC (FHA|USDA|VA) 31 $4,625,000 $149,194 $4,704 4.18%
Moses Lake, WA (FHA|USDA|VA) 21 $4,625,000 $220,238 $5,001 3.90%
Scottsboro, AL (FHA|USDA|VA) 29 $4,615,000 $159,138 $5,250 4.14%
Fort Payne, AL (FHA|USDA|VA) 37 $4,575,000 $123,649 $5,103 4.28%
KANKAKEE, IL (FHA|USDA|VA) 29 $4,545,000 $156,724 $4,761 4.15%
Morehead City, NC (FHA|USDA|VA) 19 $4,545,000 $239,211 $5,427 3.85%
APPLETON, WI (FHA|USDA|VA) 24 $4,540,000 $189,167 $4,458 3.93%
Georgetown, SC (FHA|USDA|VA) 16 $4,530,000 $283,125 $4,469 3.90%
STATE COLLEGE, PA (FHA|USDA|VA) 22 $4,520,000 $205,455 $6,252 3.95%
HARRISONBURG, VA (FHA|USDA|VA) 21 $4,515,000 $215,000 $6,245 4.08%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 29 $4,485,000 $154,655 $4,696 4.24%
Montrose, CO (FHA|USDA|VA) 17 $4,465,000 $262,647 $5,450 3.71%
Brainerd, MN (FHA|USDA|VA) 22 $4,450,000 $202,273 $5,115 3.95%
COLUMBIA, MO (FHA|USDA|VA) 21 $4,435,000 $211,190 $4,207 3.93%
Gillette, WY (FHA|USDA|VA) 18 $4,370,000 $242,778 $6,940 3.95%
Augusta-Waterville, ME (FHA|USDA|VA) 27 $4,355,000 $161,296 $4,576 4.16%
Cookeville, TN (FHA|USDA|VA) 27 $4,325,000 $160,185 $4,864 4.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 21 $4,215,000 $200,714 $5,280 4.18%
PITTSFIELD, MA (FHA|USDA|VA) 20 $4,200,000 $210,000 $4,846 4.17%
CARBONDALE-MARION, IL (FHA|USDA|VA) 23 $4,135,000 $179,783 $4,186 3.81%
ODESSA, TX (FHA|USDA|VA) 25 $4,125,000 $165,000 $5,779 4.60%
Lewisburg, TN (FHA|USDA|VA) 21 $4,085,000 $194,524 $6,123 4.28%
ABILENE, TX (FHA|USDA|VA) 22 $4,050,000 $184,091 $4,749 4.19%
Carlsbad-Artesia, NM (FHA|USDA|VA) 22 $4,020,000 $182,727 $6,884 4.39%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 18 $4,000,000 $222,222 $5,467 4.05%
DOTHAN, AL (FHA|USDA|VA) 26 $3,980,000 $153,077 $5,414 4.17%
SHEBOYGAN, WI (FHA|USDA|VA) 20 $3,930,000 $196,500 $4,869 4.15%
DALTON, GA (FHA|USDA|VA) 24 $3,900,000 $162,500 $5,752 3.99%
Shawnee, OK (FHA|USDA|VA) 26 $3,890,000 $149,615 $4,929 4.46%
BATTLE CREEK, MI (FHA|USDA|VA) 27 $3,885,000 $143,889 $5,112 4.08%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 19 $3,865,000 $203,421 $4,645 4.09%
ALEXANDRIA, LA (FHA|USDA|VA) 22 $3,860,000 $175,455 $5,384 4.12%
Ottawa, IL (FHA|USDA|VA) 22 $3,860,000 $175,455 $4,899 4.18%
Fergus Falls, MN (FHA|USDA|VA) 19 $3,855,000 $202,895 $5,282 3.97%
Dumas, TX (FHA|USDA|VA) 26 $3,830,000 $147,308 $6,958 4.88%
CLEVELAND, TN (FHA|USDA|VA) 22 $3,790,000 $172,273 $6,921 4.04%
SHERMAN-DENISON, TX (FHA|USDA|VA) 21 $3,775,000 $179,762 $5,668 4.57%
Richmond-Berea, KY (FHA|USDA|VA) 23 $3,765,000 $163,696 $4,639 4.29%
Boone, NC (FHA|USDA|VA) 14 $3,760,000 $268,571 $4,041 4.03%
Holland, MI (FHA|USDA|VA) 21 $3,755,000 $178,810 $5,263 4.17%
WAUSAU-WESTON, WI (FHA|USDA|VA) 21 $3,735,000 $177,857 $5,393 3.98%
Sheridan, WY (FHA|USDA|VA) 17 $3,705,000 $217,941 $5,403 3.75%
Williston, ND (FHA|USDA|VA) 15 $3,705,000 $247,000 $5,409 4.18%
Brookings, OR (FHA|USDA|VA) 12 $3,700,000 $308,333 $8,949 3.91%
JACKSON, TN (FHA|USDA|VA) 28 $3,700,000 $132,143 $5,039 4.02%
MUNCIE, IN (FHA|USDA|VA) 22 $3,680,000 $167,273 $4,263 4.01%
Butte-Silver Bow, MT (FHA|USDA|VA) 21 $3,645,000 $173,571 $6,013 4.23%
Vineyard Haven, MA (FHA|USDA|VA) 7 $3,645,000 $520,714 $6,227 4.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 25 $3,645,000 $145,800 $4,538 4.12%
LUBBOCK, TX (FHA|USDA|VA) 22 $3,640,000 $165,455 $3,986 4.66%
LAREDO, TX (FHA|USDA|VA) 23 $3,635,000 $158,043 $5,002 4.53%
Clarksburg, WV (FHA|USDA|VA) 20 $3,620,000 $181,000 $5,914 3.99%
CEDAR RAPIDS, IA (FHA|USDA|VA) 26 $3,620,000 $139,231 $6,093 4.24%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 19 $3,615,000 $190,263 $6,274 4.09%
HOT SPRINGS, AR (FHA|USDA|VA) 22 $3,590,000 $163,182 $4,776 3.86%
LAWRENCE, KS (FHA|USDA|VA) 19 $3,585,000 $188,684 $4,517 4.37%
Nogales, AZ (FHA|USDA|VA) 20 $3,550,000 $177,500 $5,434 4.10%
LEWISTON, ID-WA (FHA|USDA|VA) 19 $3,515,000 $185,000 $6,659 3.98%
TWIN FALLS, ID (FHA|USDA|VA) 22 $3,490,000 $158,636 $6,051 4.11%
Keene, NH (FHA|USDA|VA) 18 $3,460,000 $192,222 $5,364 4.08%
LaGrange, GA-AL (FHA|USDA|VA) 17 $3,455,000 $203,235 $6,004 4.37%
Hobbs, NM (FHA|USDA|VA) 20 $3,430,000 $171,500 $5,444 4.52%
Beaver Dam, WI (FHA|USDA|VA) 17 $3,395,000 $199,706 $5,780 4.10%
Granbury, TX (FHA|USDA|VA) 14 $3,380,000 $241,429 $6,212 3.97%
LAWTON, OK (FHA|USDA|VA) 21 $3,375,000 $160,714 $5,538 4.07%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 26 $3,360,000 $129,231 $4,651 4.69%
Wooster, OH (FHA|USDA|VA) 24 $3,360,000 $140,000 $5,303 4.37%
WHEELING, WV-OH (FHA|USDA|VA) 16 $3,350,000 $209,375 $6,882 4.15%
MANHATTAN, KS (FHA|USDA|VA) 18 $3,310,000 $183,889 $4,595 3.86%
Los Alamos, NM (FHA|USDA|VA) 12 $3,240,000 $270,000 $5,292 4.23%
Minot, ND (FHA|USDA|VA) 13 $3,235,000 $248,846 $6,482 3.75%
SPRINGFIELD, IL (FHA|USDA|VA) 18 $3,200,000 $177,778 $5,497 4.38%
JEFFERSON CITY, MO (FHA|USDA|VA) 20 $3,190,000 $159,500 $4,788 4.01%
FARMINGTON, NM (FHA|USDA|VA) 17 $3,165,000 $186,176 $5,577 4.15%
ALBANY, GA (FHA|USDA|VA) 19 $3,155,000 $166,053 $5,219 4.21%
Laramie, WY (FHA|USDA|VA) 16 $3,130,000 $195,625 $5,195 4.12%
AMES, IA (FHA|USDA|VA) 20 $3,130,000 $156,500 $4,905 4.30%
Forest City, NC (FHA|USDA|VA) 20 $3,060,000 $153,000 $5,047 4.41%
Las Vegas, NM (FHA|USDA|VA) 17 $3,055,000 $179,706 $6,171 3.93%
BECKLEY, WV (FHA|USDA|VA) 24 $3,050,000 $127,083 $4,278 4.33%
Steamboat Springs, CO (FHA|USDA|VA) 11 $3,045,000 $276,818 $6,077 3.93%
Shelbyville, TN (FHA|USDA|VA) 21 $3,025,000 $144,048 $5,070 4.10%
KOKOMO, IN (FHA|USDA|VA) 22 $3,020,000 $137,273 $4,992 4.28%
GLENS FALLS, NY (FHA|USDA|VA) 17 $2,975,000 $175,000 $5,320 4.01%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 18 $2,970,000 $165,000 $6,361 4.30%
Greeneville, TN (FHA|USDA|VA) 18 $2,970,000 $165,000 $4,356 3.99%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 15 $2,955,000 $197,000 $5,966 4.17%
JOPLIN, MO (FHA|USDA|VA) 20 $2,950,000 $147,500 $4,679 4.16%
New Castle, IN (FHA|USDA|VA) 22 $2,920,000 $132,727 $4,357 4.37%
Warrensburg, MO (FHA|USDA|VA) 19 $2,895,000 $152,368 $4,869 4.13%
Frankfort, KY (FHA|USDA|VA) 16 $2,890,000 $180,625 $4,736 4.15%
Bluefield, WV-VA (FHA|USDA|VA) 18 $2,880,000 $160,000 $4,302 4.01%
SAGINAW, MI (FHA|USDA|VA) 17 $2,875,000 $169,118 $5,270 3.82%
Milledgeville, GA (FHA|USDA|VA) 14 $2,850,000 $203,571 $5,651 4.25%
ROME, GA (FHA|USDA|VA) 17 $2,845,000 $167,353 $5,581 4.12%
Fort Morgan, CO (FHA|USDA|VA) 13 $2,845,000 $218,846 $6,230 4.14%
Mount Vernon, OH (FHA|USDA|VA) 16 $2,830,000 $176,875 $4,628 4.30%
Athens, TX (FHA|USDA|VA) 14 $2,830,000 $202,143 $5,740 4.53%
Kill Devil Hills, NC (FHA|USDA|VA) 12 $2,820,000 $235,000 $5,877 4.02%
BLOOMINGTON, IL (FHA|USDA|VA) 18 $2,820,000 $156,667 $3,809 4.06%
GREAT FALLS, MT (FHA|USDA|VA) 12 $2,820,000 $235,000 $5,589 3.93%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 22 $2,810,000 $127,727 $4,038 4.24%
Ontario, OR-ID (FHA|USDA|VA) 16 $2,760,000 $172,500 $6,323 4.21%
The Dalles, OR (FHA|USDA|VA) 13 $2,745,000 $211,154 $7,663 4.42%
New Philadelphia-Dover, OH (FHA|USDA|VA) 17 $2,745,000 $161,471 $4,360 4.22%
COLUMBUS, IN (FHA|USDA|VA) 17 $2,745,000 $161,471 $3,718 4.54%
Greenwood, SC (FHA|USDA|VA) 15 $2,745,000 $183,000 $5,550 4.53%
IOWA CITY, IA (FHA|USDA|VA) 16 $2,740,000 $171,250 $5,228 3.80%
Hudson, NY (FHA|USDA|VA) 12 $2,730,000 $227,500 $5,141 4.10%
La Grande, OR (FHA|USDA|VA) 13 $2,725,000 $209,615 $5,380 4.09%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 19 $2,715,000 $142,895 $4,907 4.34%
Opelousas, LA (FHA|USDA|VA) 14 $2,680,000 $191,429 $5,906 4.30%
Urbana, OH (FHA|USDA|VA) 19 $2,645,000 $139,211 $4,556 4.46%
Elizabeth City, NC (FHA|USDA|VA) 16 $2,610,000 $163,125 $4,420 4.06%
Madison, IN (FHA|USDA|VA) 13 $2,605,000 $200,385 $5,158 4.34%
Mountain Home, ID (FHA|USDA|VA) 14 $2,600,000 $185,714 $3,791 3.77%
BRUNSWICK, GA (FHA|USDA|VA) 16 $2,590,000 $161,875 $4,562 4.12%
Seneca, SC (FHA|USDA|VA) 13 $2,585,000 $198,846 $3,975 3.98%
FOND DU LAC, WI (FHA|USDA|VA) 16 $2,580,000 $161,250 $5,480 4.04%
Ketchikan, AK (FHA|USDA|VA) 10 $2,560,000 $256,000 $6,192 4.27%
Marinette, WI-MI (FHA|USDA|VA) 15 $2,555,000 $170,333 $4,503 4.18%
Adrian, MI (FHA|USDA|VA) 18 $2,550,000 $141,667 $4,481 4.21%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 18 $2,540,000 $141,111 $4,772 3.88%
Norwalk, OH (FHA|USDA|VA) 20 $2,540,000 $127,000 $4,527 4.51%
Cornelia, GA (FHA|USDA|VA) 11 $2,535,000 $230,455 $3,879 3.74%
Point Pleasant, WV-OH (FHA|USDA|VA) 16 $2,520,000 $157,500 $5,842 4.42%
Danville, VA (FHA|USDA|VA) 18 $2,520,000 $140,000 $4,385 4.52%
Enterprise, AL (FHA|USDA|VA) 16 $2,500,000 $156,250 $4,336 4.24%
Laurel, MS (FHA|USDA|VA) 15 $2,495,000 $166,333 $6,804 4.12%
Sanford, NC (FHA|USDA|VA) 11 $2,495,000 $226,818 $4,854 4.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 14 $2,470,000 $176,429 $5,620 3.87%
Ashtabula, OH (FHA|USDA|VA) 17 $2,445,000 $143,824 $5,049 4.10%
Clovis, NM (FHA|USDA|VA) 17 $2,445,000 $143,824 $6,200 4.23%
Warsaw, IN (FHA|USDA|VA) 12 $2,440,000 $203,333 $4,630 3.94%
Tupelo, MS (FHA|USDA|VA) 18 $2,420,000 $134,444 $4,790 4.19%
Cullman, AL (FHA|USDA|VA) 14 $2,410,000 $172,143 $4,998 4.30%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 15 $2,365,000 $157,667 $4,923 4.04%
Hutchinson, MN (FHA|USDA|VA) 15 $2,355,000 $157,000 $5,590 4.08%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 15 $2,355,000 $157,000 $4,601 4.17%
Sandusky, OH (FHA|USDA|VA) 19 $2,345,000 $123,421 $4,743 4.56%
Susanville, CA (FHA|USDA|VA) 13 $2,335,000 $179,615 $5,265 4.10%
GRAND FORKS, ND-MN (FHA|USDA|VA) 13 $2,335,000 $179,615 $5,273 4.16%
Vernal, UT (FHA|USDA|VA) 12 $2,320,000 $193,333 $5,034 4.45%
Ruidoso, NM (FHA|USDA|VA) 12 $2,300,000 $191,667 $5,618 4.63%
Paragould, AR (FHA|USDA|VA) 14 $2,270,000 $162,143 $4,949 4.02%
Riverton, WY (FHA|USDA|VA) 12 $2,240,000 $186,667 $6,593 4.08%
Willmar, MN (FHA|USDA|VA) 12 $2,220,000 $185,000 $4,717 4.19%
Bonham, TX (FHA|USDA|VA) 10 $2,220,000 $222,000 $5,097 4.16%
Vidalia, GA (FHA|USDA|VA) 12 $2,210,000 $184,167 $6,592 4.33%
Wilson, NC (FHA|USDA|VA) 12 $2,200,000 $183,333 $5,583 4.19%
Rock Springs, WY (FHA|USDA|VA) 11 $2,185,000 $198,636 $5,003 3.85%
Huntsville, TX (FHA|USDA|VA) 11 $2,185,000 $198,636 $5,163 4.29%
BINGHAMTON, NY (FHA|USDA|VA) 18 $2,160,000 $120,000 $4,772 4.12%
Jacksonville, TX (FHA|USDA|VA) 13 $2,155,000 $165,769 $4,505 4.50%
Bellefontaine, OH (FHA|USDA|VA) 15 $2,145,000 $143,000 $5,131 4.47%
Winnemucca, NV (FHA|USDA|VA) 11 $2,135,000 $194,091 $6,756 4.43%
Hood River, OR (FHA|USDA|VA) 7 $2,135,000 $305,000 $5,337 4.11%
Athens, TN (FHA|USDA|VA) 15 $2,135,000 $142,333 $5,413 4.17%
Pottsville, PA (FHA|USDA|VA) 14 $2,120,000 $151,429 $5,438 4.35%
Crescent City, CA (FHA|USDA|VA) 9 $2,115,000 $235,000 $5,995 3.80%
Marion, IN (FHA|USDA|VA) 17 $2,105,000 $123,824 $4,175 4.61%
DECATUR, IL (FHA|USDA|VA) 15 $2,095,000 $139,667 $4,986 4.49%
GADSDEN, AL (FHA|USDA|VA) 17 $2,095,000 $123,235 $3,880 3.93%
Cullowhee, NC (FHA|USDA|VA) 10 $2,090,000 $209,000 $5,544 3.96%
Wapakoneta, OH (FHA|USDA|VA) 13 $2,065,000 $158,846 $4,793 4.40%
BOWLING GREEN, KY (FHA|USDA|VA) 11 $2,065,000 $187,727 $5,867 4.15%
McMinnville, TN (FHA|USDA|VA) 12 $2,050,000 $170,833 $5,024 4.40%
JONESBORO, AR (FHA|USDA|VA) 11 $2,035,000 $185,000 $4,246 4.15%
Fort Polk South, LA (FHA|USDA|VA) 12 $2,030,000 $169,167 $4,594 4.28%
St. Marys, GA (FHA|USDA|VA) 14 $2,020,000 $144,286 $4,895 4.26%
Talladega-Sylacauga, AL (FHA|USDA|VA) 13 $2,015,000 $155,000 $4,974 4.41%
Baraboo, WI (FHA|USDA|VA) 11 $2,005,000 $182,273 $4,116 4.13%
Blackfoot, ID (FHA|USDA|VA) 11 $2,005,000 $182,273 $7,225 4.22%
Greenville, OH (FHA|USDA|VA) 12 $2,000,000 $166,667 $5,166 4.31%
ERIE, PA (FHA|USDA|VA) 17 $1,995,000 $117,353 $5,241 4.38%
MANKATO, MN (FHA|USDA|VA) 12 $1,980,000 $165,000 $3,823 4.12%
Lake City, FL (FHA|USDA|VA) 12 $1,970,000 $164,167 $5,198 4.20%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 11 $1,965,000 $178,636 $5,507 3.98%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 14 $1,950,000 $139,286 $4,534 4.55%
Ashland, OH (FHA|USDA|VA) 11 $1,935,000 $175,909 $4,006 4.24%
Sunbury, PA (FHA|USDA|VA) 12 $1,930,000 $160,833 $4,459 4.11%
Sidney, OH (FHA|USDA|VA) 13 $1,925,000 $148,077 $5,177 4.31%
ENID, OK (FHA|USDA|VA) 15 $1,895,000 $126,333 $6,537 4.26%
Del Rio, TX (FHA|USDA|VA) 9 $1,855,000 $206,111 $5,880 4.14%
TEXARKANA, TX-AR (FHA|USDA|VA) 13 $1,845,000 $141,923 $4,604 4.14%
Fairmont, WV (FHA|USDA|VA) 12 $1,840,000 $153,333 $5,850 4.59%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 11 $1,815,000 $165,000 $4,456 3.95%
GOLDSBORO, NC (FHA|USDA|VA) 11 $1,805,000 $164,091 $4,924 3.82%
Newberry, SC (FHA|USDA|VA) 10 $1,800,000 $180,000 $5,669 4.25%
Juneau, AK (FHA|USDA|VA) 5 $1,795,000 $359,000 $10,082 3.70%
PINE BLUFF, AR (FHA|USDA|VA) 13 $1,795,000 $138,077 $4,231 4.38%
Rochelle, IL (FHA|USDA|VA) 11 $1,795,000 $163,182 $4,652 4.10%
Roswell, NM (FHA|USDA|VA) 14 $1,790,000 $127,857 $6,135 4.49%
Kendallville, IN (FHA|USDA|VA) 10 $1,790,000 $179,000 $4,273 4.10%
Batesville, AR (FHA|USDA|VA) 12 $1,750,000 $145,833 $5,496 4.04%
ALTOONA, PA (FHA|USDA|VA) 13 $1,745,000 $134,231 $5,581 4.24%
Kearney, NE (FHA|USDA|VA) 10 $1,740,000 $174,000 $4,939 4.11%
Albemarle, NC (FHA|USDA|VA) 11 $1,725,000 $156,818 $5,346 4.06%
Austin, MN (FHA|USDA|VA) 10 $1,720,000 $172,000 $4,671 4.01%
Rexburg, ID (FHA|USDA|VA) 8 $1,720,000 $215,000 $4,792 4.09%
Fredericksburg, TX (FHA|USDA|VA) 6 $1,700,000 $283,333 $4,972 4.29%
Palatka, FL (FHA|USDA|VA) 10 $1,670,000 $167,000 $5,381 3.79%
Bemidji, MN (FHA|USDA|VA) 9 $1,665,000 $185,000 $6,455 4.46%
Dickinson, ND (FHA|USDA|VA) 8 $1,660,000 $207,500 $6,138 3.59%
Auburn, IN (FHA|USDA|VA) 10 $1,660,000 $166,000 $4,731 4.11%
Roanoke Rapids, NC (FHA|USDA|VA) 8 $1,650,000 $206,250 $4,661 4.01%
Bucyrus-Galion, OH (FHA|USDA|VA) 16 $1,650,000 $103,125 $4,708 4.47%
Fort Leonard Wood, MO (FHA|USDA|VA) 9 $1,645,000 $182,778 $4,751 4.05%
Alamogordo, NM (FHA|USDA|VA) 13 $1,635,000 $125,769 $5,197 4.22%
Orangeburg, SC (FHA|USDA|VA) 14 $1,630,000 $116,429 $4,917 4.22%
Red Wing, MN (FHA|USDA|VA) 6 $1,610,000 $268,333 $4,958 3.19%
Fremont, OH (FHA|USDA|VA) 15 $1,605,000 $107,000 $4,741 4.72%
Frankfort, IN (FHA|USDA|VA) 7 $1,605,000 $229,286 $4,471 4.09%
Brookhaven, MS (FHA|USDA|VA) 9 $1,595,000 $177,222 $5,480 4.36%
Plymouth, IN (FHA|USDA|VA) 12 $1,590,000 $132,500 $5,415 4.19%
Owatonna, MN (FHA|USDA|VA) 8 $1,590,000 $198,750 $4,101 4.06%
North Platte, NE (FHA|USDA|VA) 9 $1,575,000 $175,000 $7,227 4.47%
Poplar Bluff, MO (FHA|USDA|VA) 10 $1,560,000 $156,000 $5,495 3.90%
Columbus, MS (FHA|USDA|VA) 9 $1,555,000 $172,778 $6,110 3.96%
Alexander City, AL (FHA|USDA|VA) 11 $1,555,000 $141,364 $4,612 4.15%
Kerrville, TX (FHA|USDA|VA) 7 $1,555,000 $222,143 $5,425 3.96%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 10 $1,550,000 $155,000 $5,226 4.12%
Dublin, GA (FHA|USDA|VA) 6 $1,550,000 $258,333 $6,518 4.33%
Craig, CO (FHA|USDA|VA) 8 $1,540,000 $192,500 $5,982 4.17%
Brevard, NC (FHA|USDA|VA) 6 $1,530,000 $255,000 $5,359 3.75%
Chillicothe, OH (FHA|USDA|VA) 10 $1,530,000 $153,000 $4,856 4.19%
VICTORIA, TX (FHA|USDA|VA) 10 $1,530,000 $153,000 $4,223 4.19%
Lufkin, TX (FHA|USDA|VA) 9 $1,525,000 $169,444 $4,635 4.40%
ELMIRA, NY (FHA|USDA|VA) 10 $1,520,000 $152,000 $4,320 4.11%
McAlester, OK (FHA|USDA|VA) 9 $1,515,000 $168,333 $7,329 4.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 10 $1,510,000 $151,000 $6,237 3.84%
Atmore, AL (FHA|USDA|VA) 10 $1,500,000 $150,000 $5,326 3.88%
Stillwater, OK (FHA|USDA|VA) 10 $1,490,000 $149,000 $5,829 4.11%
Morgan City, LA (FHA|USDA|VA) 10 $1,480,000 $148,000 $5,076 3.98%
Jasper, IN (FHA|USDA|VA) 10 $1,470,000 $147,000 $4,872 4.11%
DeRidder, LA (FHA|USDA|VA) 10 $1,470,000 $147,000 $5,981 4.35%
Thomasville, GA (FHA|USDA|VA) 10 $1,470,000 $147,000 $5,020 4.10%
Rutland, VT (FHA|USDA|VA) 9 $1,465,000 $162,778 $4,024 4.01%
Zanesville, OH (FHA|USDA|VA) 9 $1,455,000 $161,667 $4,709 4.36%
Uvalde, TX (FHA|USDA|VA) 8 $1,450,000 $181,250 $5,722 4.97%
DUBUQUE, IA (FHA|USDA|VA) 7 $1,445,000 $206,429 $5,946 4.23%
Stephenville, TX (FHA|USDA|VA) 7 $1,445,000 $206,429 $7,017 4.52%
Lumberton, NC (FHA|USDA|VA) 9 $1,445,000 $160,556 $4,126 4.63%
Angola, IN (FHA|USDA|VA) 8 $1,440,000 $180,000 $4,991 4.12%
Coldwater, MI (FHA|USDA|VA) 9 $1,435,000 $159,444 $4,837 3.99%
Bogalusa, LA (FHA|USDA|VA) 13 $1,435,000 $110,385 $5,094 4.84%
EspaƱola, NM (FHA|USDA|VA) 8 $1,430,000 $178,750 $6,193 4.34%
Barre, VT (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,732 4.03%
Meridian, MS (FHA|USDA|VA) 12 $1,430,000 $119,167 $5,183 4.29%
Marion, OH (FHA|USDA|VA) 12 $1,410,000 $117,500 $5,013 4.25%
Pullman, WA (FHA|USDA|VA) 6 $1,410,000 $235,000 $6,991 4.21%
Douglas, GA (FHA|USDA|VA) 8 $1,380,000 $172,500 $4,327 4.20%
Safford, AZ (FHA|USDA|VA) 9 $1,375,000 $152,778 $5,238 4.43%
Jennings, LA (FHA|USDA|VA) 9 $1,345,000 $149,444 $5,839 4.43%
Lawrenceburg, TN (FHA|USDA|VA) 9 $1,345,000 $149,444 $4,597 4.07%
Marietta, OH (FHA|USDA|VA) 10 $1,340,000 $134,000 $4,849 4.31%
Corinth, MS (FHA|USDA|VA) 9 $1,335,000 $148,333 $5,859 3.61%
Mount Pleasant, MI (FHA|USDA|VA) 8 $1,330,000 $166,250 $6,475 3.75%
GRAND ISLAND, NE (FHA|USDA|VA) 9 $1,325,000 $147,222 $5,038 4.03%
Bennington, VT (FHA|USDA|VA) 7 $1,325,000 $189,286 $4,199 4.39%
Auburn, NY (FHA|USDA|VA) 11 $1,305,000 $118,636 $4,702 4.38%
West Plains, MO (FHA|USDA|VA) 10 $1,300,000 $130,000 $5,072 4.37%
Kirksville, MO (FHA|USDA|VA) 6 $1,300,000 $216,667 $4,621 4.16%
BAY CITY, MI (FHA|USDA|VA) 10 $1,290,000 $129,000 $4,241 4.42%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 6 $1,280,000 $213,333 $5,076 4.64%
Pierre, SD (FHA|USDA|VA) 6 $1,280,000 $213,333 $5,852 3.89%
Martinsville, VA (FHA|USDA|VA) 9 $1,275,000 $141,667 $5,483 4.49%
Silver City, NM (FHA|USDA|VA) 7 $1,265,000 $180,714 $5,291 4.14%
WICHITA FALLS, TX (FHA|USDA|VA) 10 $1,260,000 $126,000 $4,745 4.69%
Corsicana, TX (FHA|USDA|VA) 8 $1,260,000 $157,500 $5,028 4.33%
Waycross, GA (FHA|USDA|VA) 9 $1,235,000 $137,222 $4,471 3.85%
CUMBERLAND, MD-WV (FHA|USDA|VA) 9 $1,235,000 $137,222 $6,076 3.83%
Watertown, SD (FHA|USDA|VA) 6 $1,230,000 $205,000 $8,848 4.12%
Dixon, IL (FHA|USDA|VA) 9 $1,215,000 $135,000 $4,436 4.56%
Cedartown, GA (FHA|USDA|VA) 10 $1,210,000 $121,000 $5,079 4.35%
Huntingdon, PA (FHA|USDA|VA) 9 $1,205,000 $133,889 $5,044 4.50%
Washington, NC (FHA|USDA|VA) 5 $1,185,000 $237,000 $4,917 4.02%
Dayton, TN (FHA|USDA|VA) 9 $1,185,000 $131,667 $6,117 4.25%
Paducah, KY-IL (FHA|USDA|VA) 8 $1,180,000 $147,500 $4,305 3.87%
Ruston, LA (FHA|USDA|VA) 5 $1,175,000 $235,000 $7,904 3.63%
Ogdensburg-Massena, NY (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,364 4.13%
Sedalia, MO (FHA|USDA|VA) 9 $1,175,000 $130,556 $3,691 4.35%
Big Spring, TX (FHA|USDA|VA) 6 $1,170,000 $195,000 $5,980 4.25%
Big Rapids, MI (FHA|USDA|VA) 9 $1,165,000 $129,444 $5,017 4.39%
Plattsburgh, NY (FHA|USDA|VA) 8 $1,160,000 $145,000 $3,549 4.12%
Bardstown, KY (FHA|USDA|VA) 9 $1,155,000 $128,333 $3,953 4.68%
Norfolk, NE (FHA|USDA|VA) 8 $1,150,000 $143,750 $5,112 4.11%
Batavia, NY (FHA|USDA|VA) 11 $1,145,000 $104,091 $4,251 4.47%
Coshocton, OH (FHA|USDA|VA) 5 $1,145,000 $229,000 $5,009 3.80%
Ozark, AL (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,352 4.15%
El Campo, TX (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,525 3.94%
Moultrie, GA (FHA|USDA|VA) 8 $1,130,000 $141,250 $5,029 4.19%
Mason City, IA (FHA|USDA|VA) 6 $1,130,000 $188,333 $6,038 4.02%
North Wilkesboro, NC (FHA|USDA|VA) 7 $1,125,000 $160,714 $3,551 4.27%
Harrison, AR (FHA|USDA|VA) 9 $1,115,000 $123,889 $4,717 4.30%
Blytheville, AR (FHA|USDA|VA) 8 $1,110,000 $138,750 $4,937 4.42%
Stevens Point, WI (FHA|USDA|VA) 4 $1,110,000 $277,500 $4,021 3.84%
Seymour, IN (FHA|USDA|VA) 8 $1,070,000 $133,750 $4,699 4.41%
Bedford, IN (FHA|USDA|VA) 7 $1,065,000 $152,143 $3,943 4.29%
Cleveland, MS (FHA|USDA|VA) 5 $1,065,000 $213,000 $6,015 5.03%
Rolla, MO (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,660 3.60%
Garden City, KS (FHA|USDA|VA) 7 $1,045,000 $149,286 $5,497 4.32%
Newport, TN (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,335 4.28%
Durant, OK (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,536 4.21%
Grand Rapids, MN (FHA|USDA|VA) 6 $1,040,000 $173,333 $5,289 3.96%
Arcadia, FL (FHA|USDA|VA) 7 $1,035,000 $147,857 $3,965 4.55%
Jasper, AL (FHA|USDA|VA) 6 $1,030,000 $171,667 $3,743 4.35%
North Vernon, IN (FHA|USDA|VA) 7 $1,025,000 $146,429 $6,373 4.05%
Oxford, MS (FHA|USDA|VA) 6 $1,020,000 $170,000 $6,704 3.73%
Huntington, IN (FHA|USDA|VA) 6 $1,020,000 $170,000 $5,691 4.15%
Toccoa, GA (FHA|USDA|VA) 8 $1,020,000 $127,500 $3,933 4.42%
Taos, NM (FHA|USDA|VA) 6 $1,010,000 $168,333 $4,455 4.33%
Somerset, PA (FHA|USDA|VA) 7 $1,005,000 $143,571 $4,470 4.48%
Duncan, OK (FHA|USDA|VA) 6 $1,000,000 $166,667 $6,190 4.54%
OWENSBORO, KY (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,531 4.48%
Palestine, TX (FHA|USDA|VA) 7 $995,000 $142,143 $5,223 4.23%
Rockport, TX (FHA|USDA|VA) 3 $995,000 $331,667 $7,459 3.88%
London, KY (FHA|USDA|VA) 8 $990,000 $123,750 $5,008 4.64%
Sturgis, MI (FHA|USDA|VA) 7 $985,000 $140,714 $6,655 4.34%
MIDLAND, MI (FHA|USDA|VA) 6 $980,000 $163,333 $4,970 3.48%
Starkville, MS (FHA|USDA|VA) 7 $975,000 $139,286 $5,161 4.48%
Searcy, AR (FHA|USDA|VA) 7 $975,000 $139,286 $5,369 3.82%
Minden, LA (FHA|USDA|VA) 7 $975,000 $139,286 $5,504 4.41%
Troy, AL (FHA|USDA|VA) 7 $975,000 $139,286 $4,697 3.93%
Mount Airy, NC (FHA|USDA|VA) 7 $965,000 $137,857 $3,402 4.34%
Bluffton, IN (FHA|USDA|VA) 7 $965,000 $137,857 $3,250 4.30%
ITHACA, NY (FHA|USDA|VA) 4 $960,000 $240,000 $3,651 4.37%
Winona, MN (FHA|USDA|VA) 5 $955,000 $191,000 $4,863 3.93%
Muscatine, IA (FHA|USDA|VA) 7 $955,000 $136,429 $4,051 4.28%
Gainesville, TX (FHA|USDA|VA) 7 $945,000 $135,000 $5,482 4.98%
Olean, NY (FHA|USDA|VA) 7 $945,000 $135,000 $5,816 4.00%
Big Stone Gap, VA (FHA|USDA|VA) 6 $940,000 $156,667 $4,640 4.60%
Houghton, MI (FHA|USDA|VA) 5 $935,000 $187,000 $3,760 4.28%
Spirit Lake, IA (FHA|USDA|VA) 6 $930,000 $155,000 $5,186 4.19%
Menomonie, WI (FHA|USDA|VA) 6 $930,000 $155,000 $5,077 4.12%
Moscow, ID (FHA|USDA|VA) 4 $930,000 $232,500 $4,630 3.97%
Brenham, TX (FHA|USDA|VA) 5 $925,000 $185,000 $4,027 3.43%
Iron Mountain, MI-WI (FHA|USDA|VA) 5 $925,000 $185,000 $4,068 4.42%
Calhoun, GA (FHA|USDA|VA) 7 $915,000 $130,714 $5,551 4.23%
Richmond, IN (FHA|USDA|VA) 7 $915,000 $130,714 $4,737 4.20%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 8 $910,000 $113,750 $4,695 4.64%
Spearfish, SD (FHA|USDA|VA) 5 $905,000 $181,000 $5,820 4.05%
Scottsbluff, NE (FHA|USDA|VA) 6 $900,000 $150,000 $5,329 3.63%
DuBois, PA (FHA|USDA|VA) 7 $895,000 $127,857 $4,550 3.84%
Muskogee, OK (FHA|USDA|VA) 8 $890,000 $111,250 $4,691 4.45%
Peru, IN (FHA|USDA|VA) 6 $890,000 $148,333 $5,084 4.77%
Somerset, KY (FHA|USDA|VA) 8 $890,000 $111,250 $4,663 4.58%
Lebanon, MO (FHA|USDA|VA) 5 $885,000 $177,000 $5,478 4.55%
Bartlesville, OK (FHA|USDA|VA) 6 $880,000 $146,667 $4,988 4.33%
Thomaston, GA (FHA|USDA|VA) 7 $875,000 $125,000 $5,012 4.07%
Mineral Wells, TX (FHA|USDA|VA) 3 $875,000 $291,667 $7,106 4.71%
Lock Haven, PA (FHA|USDA|VA) 7 $875,000 $125,000 $5,983 4.28%
Laurinburg, NC (FHA|USDA|VA) 6 $870,000 $145,000 $3,448 4.00%
Danville, KY (FHA|USDA|VA) 6 $860,000 $143,333 $3,961 4.08%
Aberdeen, SD (FHA|USDA|VA) 4 $850,000 $212,500 $4,044 3.91%
Lexington, NE (FHA|USDA|VA) 6 $850,000 $141,667 $5,678 3.69%
McComb, MS (FHA|USDA|VA) 5 $845,000 $169,000 $5,580 4.25%
Tifton, GA (FHA|USDA|VA) 6 $840,000 $140,000 $5,746 3.71%
Burley, ID (FHA|USDA|VA) 6 $840,000 $140,000 $5,007 3.81%
Beatrice, NE (FHA|USDA|VA) 5 $835,000 $167,000 $3,273 4.68%
DANVILLE, IL (FHA|USDA|VA) 7 $835,000 $119,286 $4,511 4.25%
Gallup, NM (FHA|USDA|VA) 5 $835,000 $167,000 $6,310 4.08%
Arkadelphia, AR (FHA|USDA|VA) 4 $830,000 $207,500 $6,958 4.43%
Oneonta, NY (FHA|USDA|VA) 5 $815,000 $163,000 $6,327 4.63%
Columbus, NE (FHA|USDA|VA) 6 $810,000 $135,000 $4,375 4.21%
Evanston, WY (FHA|USDA|VA) 5 $805,000 $161,000 $5,198 4.35%
Salina, KS (FHA|USDA|VA) 5 $805,000 $161,000 $5,220 4.15%
Marshalltown, IA (FHA|USDA|VA) 4 $800,000 $200,000 $7,041 4.19%
Portsmouth, OH (FHA|USDA|VA) 7 $795,000 $113,571 $4,888 4.80%
Greensburg, IN (FHA|USDA|VA) 5 $795,000 $159,000 $5,693 4.40%
Pampa, TX (FHA|USDA|VA) 5 $775,000 $155,000 $5,369 4.87%
Lewisburg, PA (FHA|USDA|VA) 5 $775,000 $155,000 $6,083 4.33%
Manitowoc, WI (FHA|USDA|VA) 6 $770,000 $128,333 $5,077 4.44%
Amsterdam, NY (FHA|USDA|VA) 7 $765,000 $109,286 $4,093 4.87%
Russellville, AR (FHA|USDA|VA) 6 $760,000 $126,667 $4,307 4.08%
Salem, OH (FHA|USDA|VA) 6 $760,000 $126,667 $4,793 4.35%
Rockingham, NC (FHA|USDA|VA) 8 $760,000 $95,000 $4,617 4.87%
Sikeston, MO (FHA|USDA|VA) 5 $745,000 $149,000 $5,266 4.20%
New Castle, PA (FHA|USDA|VA) 6 $740,000 $123,333 $5,442 4.33%
Marshall, MN (FHA|USDA|VA) 4 $720,000 $180,000 $5,730 4.34%
Corning, NY (FHA|USDA|VA) 5 $705,000 $141,000 $7,026 4.40%
Pella, IA (FHA|USDA|VA) 3 $705,000 $235,000 $8,993 3.54%
Athens, OH (FHA|USDA|VA) 6 $700,000 $116,667 $4,826 4.50%
Paris, TX (FHA|USDA|VA) 5 $695,000 $139,000 $4,676 4.43%
Van Wert, OH (FHA|USDA|VA) 6 $690,000 $115,000 $5,077 4.23%
Kinston, NC (FHA|USDA|VA) 6 $690,000 $115,000 $4,767 4.19%
Clinton, IA (FHA|USDA|VA) 4 $690,000 $172,500 $4,677 4.53%
Bainbridge, GA (FHA|USDA|VA) 7 $685,000 $97,857 $5,048 4.55%
Cambridge, OH (FHA|USDA|VA) 4 $680,000 $170,000 $6,847 3.81%
Warren, PA (FHA|USDA|VA) 6 $680,000 $113,333 $5,921 4.13%
Selinsgrove, PA (FHA|USDA|VA) 5 $675,000 $135,000 $4,385 4.38%
Sterling, CO (FHA|USDA|VA) 4 $670,000 $167,500 $4,023 4.94%
Cortland, NY (FHA|USDA|VA) 5 $665,000 $133,000 $5,219 5.23%
Selma, AL (FHA|USDA|VA) 5 $665,000 $133,000 $4,557 5.07%
Clewiston, FL (FHA|USDA|VA) 6 $660,000 $110,000 $4,151 4.54%
Ottawa, KS (FHA|USDA|VA) 5 $655,000 $131,000 $4,702 4.42%
Washington Court House, OH (FHA|USDA|VA) 5 $645,000 $129,000 $4,600 4.40%
Ponca City, OK (FHA|USDA|VA) 6 $640,000 $106,667 $5,165 4.48%
Defiance, OH (FHA|USDA|VA) 4 $640,000 $160,000 $4,891 4.53%
Shawano, WI (FHA|USDA|VA) 4 $640,000 $160,000 $4,435 4.06%
JOHNSTOWN, PA (FHA|USDA|VA) 5 $635,000 $127,000 $5,152 4.85%
Maryville, MO (FHA|USDA|VA) 3 $635,000 $211,667 $5,078 3.79%
Jackson, OH (FHA|USDA|VA) 7 $635,000 $90,714 $6,263 4.64%
Centralia, IL (FHA|USDA|VA) 5 $635,000 $127,000 $7,513 4.40%
Ardmore, OK (FHA|USDA|VA) 6 $630,000 $105,000 $5,100 4.46%
Berlin, NH (FHA|USDA|VA) 4 $620,000 $155,000 $3,702 4.69%
Fremont, NE (FHA|USDA|VA) 4 $620,000 $155,000 $5,824 4.25%
Sayre, PA (FHA|USDA|VA) 5 $615,000 $123,000 $5,507 4.33%
Summerville, GA (FHA|USDA|VA) 5 $605,000 $121,000 $4,631 4.92%
El Dorado, AR (FHA|USDA|VA) 3 $595,000 $198,333 $6,667 3.83%
Dodge City, KS (FHA|USDA|VA) 4 $580,000 $145,000 $6,626 3.97%
Altus, OK (FHA|USDA|VA) 4 $580,000 $145,000 $7,419 4.00%
Brownsville, TN (FHA|USDA|VA) 3 $575,000 $191,667 $3,553 3.92%
Scottsburg, IN (FHA|USDA|VA) 3 $575,000 $191,667 $3,188 4.50%
Price, UT (FHA|USDA|VA) 4 $570,000 $142,500 $5,918 3.91%
Cambridge, MD (FHA|USDA|VA) 4 $570,000 $142,500 $4,580 4.06%
Crawfordsville, IN (FHA|USDA|VA) 4 $570,000 $142,500 $4,350 4.19%
Taylorville, IL (FHA|USDA|VA) 4 $570,000 $142,500 $5,568 4.41%
Rio Grande City-Roma, TX (FHA|USDA|VA) 3 $555,000 $185,000 $7,428 4.21%
Americus, GA (FHA|USDA|VA) 4 $550,000 $137,500 $3,783 4.56%
Beeville, TX (FHA|USDA|VA) 3 $545,000 $181,667 $5,227 3.92%
Fort Dodge, IA (FHA|USDA|VA) 3 $545,000 $181,667 $4,628 4.25%
Alice, TX (FHA|USDA|VA) 4 $540,000 $135,000 $4,776 5.00%
Mitchell, SD (FHA|USDA|VA) 4 $540,000 $135,000 $4,797 4.56%
Gaffney, SC (FHA|USDA|VA) 5 $535,000 $107,000 $6,072 4.90%
Malone, NY (FHA|USDA|VA) 5 $535,000 $107,000 $5,129 4.15%
Pontiac, IL (FHA|USDA|VA) 5 $535,000 $107,000 $4,548 4.78%
Decatur, IN (FHA|USDA|VA) 3 $525,000 $175,000 $4,408 4.37%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $525,000 $105,000 $5,569 4.80%
Wauchula, FL (FHA|USDA|VA) 4 $520,000 $130,000 $4,345 4.56%
Henderson, NC (FHA|USDA|VA) 3 $515,000 $171,667 $5,560 4.04%
Sault Ste. Marie, MI (FHA|USDA|VA) 3 $515,000 $171,667 $5,623 4.04%
Hillsdale, MI (FHA|USDA|VA) 3 $515,000 $171,667 $3,433 3.87%
Alma, MI (FHA|USDA|VA) 4 $510,000 $127,500 $5,774 4.44%
Tahlequah, OK (FHA|USDA|VA) 5 $505,000 $101,000 $4,783 4.85%
Ada, OK (FHA|USDA|VA) 4 $500,000 $125,000 $6,648 3.97%
Lewistown, PA (FHA|USDA|VA) 3 $495,000 $165,000 $4,942 4.67%
Plainview, TX (FHA|USDA|VA) 3 $495,000 $165,000 $4,611 4.63%
Brownwood, TX (FHA|USDA|VA) 3 $495,000 $165,000 $7,243 3.58%
Gloversville, NY (FHA|USDA|VA) 5 $495,000 $99,000 $4,611 4.70%
Vincennes, IN (FHA|USDA|VA) 3 $485,000 $161,667 $4,658 4.83%
West Point, MS (FHA|USDA|VA) 4 $480,000 $120,000 $3,793 4.34%
Grenada, MS (FHA|USDA|VA) 2 $480,000 $240,000 $3,522 4.69%
Bay City, TX (FHA|USDA|VA) 3 $475,000 $158,333 $4,651 4.67%
Union, SC (FHA|USDA|VA) 5 $475,000 $95,000 $5,106 4.83%
Eagle Pass, TX (FHA|USDA|VA) 2 $470,000 $235,000 $4,474 4.69%
Hope, AR (FHA|USDA|VA) 3 $465,000 $155,000 $4,734 3.75%
Kingsville, TX (FHA|USDA|VA) 3 $465,000 $155,000 $3,343 4.67%
Mayfield, KY (FHA|USDA|VA) 4 $460,000 $115,000 $4,852 3.88%
Mountain Home, AR (FHA|USDA|VA) 4 $460,000 $115,000 $4,192 4.41%
Mount Pleasant, TX (FHA|USDA|VA) 4 $460,000 $115,000 $5,032 4.66%
Camden, AR (FHA|USDA|VA) 5 $455,000 $91,000 $3,569 4.60%
Murray, KY (FHA|USDA|VA) 3 $455,000 $151,667 $4,563 3.83%
Cadillac, MI (FHA|USDA|VA) 4 $450,000 $112,500 $4,650 3.81%
Jesup, GA (FHA|USDA|VA) 4 $440,000 $110,000 $4,271 4.19%
Alexandria, MN (FHA|USDA|VA) 3 $435,000 $145,000 $4,353 4.04%
Worthington, MN (FHA|USDA|VA) 4 $430,000 $107,500 $5,453 4.09%
Hutchinson, KS (FHA|USDA|VA) 2 $430,000 $215,000 $5,084 4.19%
New Ulm, MN (FHA|USDA|VA) 2 $430,000 $215,000 $5,051 3.50%
Union City, TN (FHA|USDA|VA) 3 $425,000 $141,667 $4,008 3.96%
Washington, IN (FHA|USDA|VA) 3 $425,000 $141,667 $2,664 3.96%
Ottumwa, IA (FHA|USDA|VA) 2 $420,000 $210,000 $10,905 3.81%
Carroll, IA (FHA|USDA|VA) 3 $415,000 $138,333 $5,462 4.21%
Great Bend, KS (FHA|USDA|VA) 3 $415,000 $138,333 $3,823 4.63%
Woodward, OK (FHA|USDA|VA) 2 $410,000 $205,000 $7,022 4.13%
Farmington, MO (FHA|USDA|VA) 4 $410,000 $102,500 $4,057 4.53%
Wahpeton, ND-MN (FHA|USDA|VA) 2 $400,000 $200,000 $6,431 4.19%
Albert Lea, MN (FHA|USDA|VA) 4 $400,000 $100,000 $4,545 3.81%
Paris, TN (FHA|USDA|VA) 2 $400,000 $200,000 $3,847 3.81%
Celina, OH (FHA|USDA|VA) 3 $395,000 $131,667 $5,275 4.46%
Vicksburg, MS (FHA|USDA|VA) 3 $395,000 $131,667 $4,305 4.54%
Alpena, MI (FHA|USDA|VA) 4 $390,000 $97,500 $4,629 4.69%
Clarksdale, MS (FHA|USDA|VA) 2 $390,000 $195,000 $6,680 3.44%
St. Marys, PA (FHA|USDA|VA) 4 $370,000 $92,500 $4,490 4.91%
Othello, WA (FHA|USDA|VA) 2 $370,000 $185,000 $4,866 3.56%
Mount Sterling, KY (FHA|USDA|VA) 2 $360,000 $180,000 $5,949 4.69%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $355,000 $118,333 $6,376 3.87%
Macomb, IL (FHA|USDA|VA) 3 $355,000 $118,333 $4,360 4.08%
Freeport, IL (FHA|USDA|VA) 3 $355,000 $118,333 $4,496 5.50%
Miami, OK (FHA|USDA|VA) 3 $355,000 $118,333 $6,230 4.04%
Brookings, SD (FHA|USDA|VA) 2 $350,000 $175,000 $6,227 4.94%
Glasgow, KY (FHA|USDA|VA) 3 $345,000 $115,000 $4,238 5.50%
Hastings, NE (FHA|USDA|VA) 2 $340,000 $170,000 $4,960 3.62%
Hannibal, MO (FHA|USDA|VA) 1 $335,000 $335,000 $8,394 4.38%
Elkins, WV (FHA|USDA|VA) 3 $335,000 $111,667 $3,521 4.83%
Coffeyville, KS (FHA|USDA|VA) 2 $330,000 $165,000 $7,159 4.19%
Martin, TN (FHA|USDA|VA) 2 $320,000 $160,000 $4,062 5.00%
Indiana, PA (FHA|USDA|VA) 3 $315,000 $105,000 $4,962 4.62%
Greenwood, MS (FHA|USDA|VA) 2 $310,000 $155,000 $6,327 4.18%
Oil City, PA (FHA|USDA|VA) 3 $305,000 $101,667 $4,577 4.42%
Borger, TX (FHA|USDA|VA) 2 $300,000 $150,000 $4,790 4.00%
Logansport, IN (FHA|USDA|VA) 3 $295,000 $98,333 $4,103 5.17%
Wabash, IN (FHA|USDA|VA) 3 $295,000 $98,333 $4,148 4.83%
Pittsburg, KS (FHA|USDA|VA) 2 $290,000 $145,000 $7,341 3.94%
Winfield, KS (FHA|USDA|VA) 2 $290,000 $145,000 $6,429 4.31%
Greenville, MS (FHA|USDA|VA) 3 $285,000 $95,000 $5,285 4.63%
Andrews, TX (FHA|USDA|VA) 2 $280,000 $140,000 $5,677 4.38%
Quincy, IL-MO (FHA|USDA|VA) 2 $280,000 $140,000 $5,410 4.19%
Marquette, MI (FHA|USDA|VA) 3 $275,000 $91,667 $3,434 4.83%
Meadville, PA (FHA|USDA|VA) 2 $270,000 $135,000 $3,901 4.19%
Snyder, TX (FHA|USDA|VA) 2 $260,000 $130,000 $4,981 4.13%
Sterling, IL (FHA|USDA|VA) 2 $260,000 $130,000 $5,001 4.19%
Portales, NM (FHA|USDA|VA) 3 $255,000 $85,000 $4,650 4.08%
Levelland, TX (FHA|USDA|VA) 2 $250,000 $125,000 $5,645 4.88%
Storm Lake, IA (FHA|USDA|VA) 2 $240,000 $120,000 $7,153 3.87%
Platteville, WI (FHA|USDA|VA) 2 $240,000 $120,000 $5,137 4.12%
Natchitoches, LA (FHA|USDA|VA) 1 $225,000 $225,000 $823 4.38%
Pecos, TX (FHA|USDA|VA) 2 $220,000 $110,000 $4,566 5.38%
Pearsall, TX (FHA|USDA|VA) 2 $220,000 $110,000 $5,702 5.13%
Forrest City, AR (FHA|USDA|VA) 1 $215,000 $215,000 $4,598 3.25%
Nacogdoches, TX (FHA|USDA|VA) 2 $210,000 $105,000 $4,567 4.56%
Hays, KS (FHA|USDA|VA) 2 $200,000 $100,000 $3,998 4.00%
Deming, NM (FHA|USDA|VA) 2 $200,000 $100,000 $6,043 4.69%
Ludington, MI (FHA|USDA|VA) 2 $200,000 $100,000 $2,130 3.75%
Marion, NC (FHA|USDA|VA) 2 $200,000 $100,000 $4,457 4.75%
Seneca Falls, NY (FHA|USDA|VA) 1 $195,000 $195,000 $5,907 3.99%
Oskaloosa, IA (FHA|USDA|VA) 1 $195,000 $195,000 $10,598 3.50%
McPherson, KS (FHA|USDA|VA) 1 $195,000 $195,000 $3,325 4.00%
Lincoln, IL (FHA|USDA|VA) 2 $180,000 $90,000 $3,581 5.31%
Dyersburg, TN (FHA|USDA|VA) 2 $180,000 $90,000 $3,286 4.81%
Natchez, MS-LA (FHA|USDA|VA) 2 $180,000 $90,000 $4,694 4.63%
Mount Vernon, IL (FHA|USDA|VA) 2 $180,000 $90,000 $4,429 4.50%
Magnolia, AR (FHA|USDA|VA) 1 $175,000 $175,000 $9,073 3.75%
Eufaula, AL-GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,879 4.99%
Jacksonville, IL (FHA|USDA|VA) 2 $170,000 $85,000 $3,902 4.56%
Cordele, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,212 3.00%
Port Lavaca, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,338 3.75%
Campbellsville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $9,041 4.75%
Huron, SD (FHA|USDA|VA) 1 $155,000 $155,000 $7,014 5.00%
Atchison, KS (FHA|USDA|VA) 1 $155,000 $155,000 $9,094 4.00%
Escanaba, MI (FHA|USDA|VA) 1 $145,000 $145,000 $3,188 3.00%
Weatherford, OK (FHA|USDA|VA) 1 $135,000 $135,000 $10,072 4.50%
Zapata, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,569 4.38%
Marshall, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,897 3.63%
Kennett, MO (FHA|USDA|VA) 1 $135,000 $135,000 $6,516 3.38%
Effingham, IL (FHA|USDA|VA) 1 $135,000 $135,000 $6,150 3.38%
Fairmont, MN (FHA|USDA|VA) 1 $125,000 $125,000 $3,911 5.38%
Liberal, KS (FHA|USDA|VA) 1 $115,000 $115,000 $968 3.38%
Fairfield, IA (FHA|USDA|VA) 1 $105,000 $105,000 $4,223 4.38%
Mexico, MO (FHA|USDA|VA) 1 $105,000 $105,000 $6,648 4.88%
Emporia, KS (FHA|USDA|VA) 1 $105,000 $105,000 $4,683 4.63%
Yankton, SD (FHA|USDA|VA) 1 $95,000 $95,000 $4,013 5.00%
Connersville, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,891 4.50%
Jamestown, ND (FHA|USDA|VA) 1 $95,000 $95,000 $7,409 4.50%
Parsons, KS (FHA|USDA|VA) 1 $95,000 $95,000 $3,052 3.88%
Bradford, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,914 4.50%
Loandepot.com's top markets include Los Angeles, New York, San Diego, Phoenix, and San Francisco among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 102,100 $32,494,610,000 $318,263 $4,833 4.08%
    FHA 25,472 $6,110,840,000 $239,904 $8,705 4.40%
    VA 21,044 $6,143,360,000 $291,929 $6,743 3.74%
    USDA 705 $121,175,000 $171,879 $5,451 4.26%

    For 2019, Loandepot.com's most frequently originated type of loan was Conventional, with 102,100 originations. Their 2nd most popular type was FHA, with 25,472 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 58,343 $18,203,825,000 $312,014 $6,671 4.28%
    Cash Out Refi 46,579 $12,220,375,000 $262,358 $6,250 4.15%
    Refi 41,410 $13,932,880,000 $336,462 $4,240 3.72%
    Other 2,979 $510,125,000 $171,240 $4,684 4.67%
    Home Improvement 10 $2,780,000 $278,000 $5,899 4.98%

    For 2019, Loandepot.com's most frequently cited loan purpose was Home Purchase, with 58,343 originations. The 2nd most popular reason was Cash Out Refi, with 46,579 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 128,262 $39,858,820,000 $310,761 $6,020 4.15%
    15 Year 14,963 $3,508,715,000 $234,493 $4,653 3.59%
    20 Year 4,224 $1,027,700,000 $243,300 $4,529 4.03%
    Other 1,362 $366,650,000 $269,200 $4,912 3.90%
    10 Year 462 $73,290,000 $158,636 $4,952 3.76%
    30+ year 48 $34,810,000 $725,208 $11,579 4.71%

    For 2019, Loandepot.com's most frequently cited loan duration was 30 Year, with 128,262 originations. The 2nd most popular length was 15 Year, with 14,963 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 51,685 $15,959,975,000 $308,793
    $<1k 26,840 $8,617,020,000 $321,051
    $2k-3k 19,821 $4,786,845,000 $241,504
    $5k+ 16,866 $6,320,190,000 $374,730
    $3k-4k 15,045 $3,712,875,000 $246,785
    $4k-5k 9,501 $2,607,435,000 $274,438

    Loandepot.com's average total fees were $6,020, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 51,685 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 77,289 $24,845,975,000 $321,468
    4-5% 51,300 $14,496,280,000 $282,579
    5-6% 11,997 $2,735,745,000 $228,036
    2.5-3% 7,681 $2,568,865,000 $334,444
    6-7% 896 $176,700,000 $197,210
    <2.5% 145 $43,345,000 $298,931
    7-8% 10 $2,990,000 $299,000
    Over 8% 3 $85,000 $28,333

    During 2019, Loandepot.com's average interest rate for loans was 4.15%, while their most frequently originated rate bucket for loans was 3-4%, with 77,289 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 68,314 $19,494,580,000 $285,367 $5,851 4.01%
    $100k-200k 39,734 $6,058,690,000 $152,481 $5,084 4.26%
    $400k-600k 24,909 $11,828,995,000 $474,888 $6,552 3.93%
    $600k-1MM 7,756 $5,462,980,000 $704,355 $8,150 3.97%
    $100,000 or less 7,538 $604,950,000 $80,253 $4,142 4.66%
    $1MM+ 1,070 $1,419,790,000 $1,326,907 $9,889 3.97%

    2019 saw Loandepot.com place emphasis on $200k-400k loans with 68,314 originations, totaling $19,494,580,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 33,339 $11,513,925,000 $345,359 $6,131 4.03%
    $50k-75k 32,802 $7,013,090,000 $213,801 $5,854 4.21%
    $75k-100k 26,755 $7,372,415,000 $275,553 $6,064 4.12%
    $150k-250k 21,138 $9,139,090,000 $432,354 $5,989 4.02%
    $50k or less 20,566 $3,050,280,000 $148,317 $5,357 4.31%
    $250k+ 7,748 $4,501,050,000 $580,931 $6,317 4.08%

    Loandepot.com lent most frequently to those with incomes in the $100k-150k range, with 33,339 originations. The second most popular income band? $50k-75k, with 32,802 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 23,998 $7,357,200,000 $306,576 $5,375 4.08%
    20-30% 23,493 $6,975,745,000 $296,929 $4,977 3.99%
    50-60% 11,323 $3,098,495,000 $273,646 $8,839 4.26%
    44% 7,572 $2,119,120,000 $279,863 $6,084 4.24%
    42% 6,445 $2,089,595,000 $324,220 $6,115 4.19%
    43% 6,386 $1,820,350,000 $285,053 $5,946 4.22%
    <20% 6,067 $1,721,615,000 $283,767 $4,548 3.97%
    40% 5,839 $1,823,425,000 $312,284 $5,798 4.16%
    41% 5,814 $1,838,950,000 $316,297 $5,952 4.18%
    49% 5,716 $1,728,990,000 $302,483 $6,373 4.20%
    39% 5,419 $1,676,765,000 $309,423 $5,772 4.16%
    38% 5,228 $1,611,240,000 $308,194 $5,707 4.17%
    45% 5,076 $1,483,060,000 $292,171 $6,214 4.19%
    37% 4,983 $1,529,955,000 $307,035 $5,587 4.13%
    36% 4,781 $1,467,885,000 $307,025 $5,658 4.14%
    48% 4,725 $1,416,855,000 $299,863 $6,331 4.19%
    46% 4,503 $1,314,155,000 $291,840 $6,321 4.19%
    47% 4,481 $1,338,195,000 $298,638 $6,231 4.17%
    >60% 540 $196,730,000 $364,315 $9,056 3.98%

    Loandepot.com lent most frequently to those with DTI ratios of 30-36%, with 23,998 originations. The next most common DTI ratio? 20-30%, with 23,493 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 89,923 $26,323,095,000 $292,729 $5,725 4.12%
    Not provided 35,707 $10,804,875,000 $302,598 $5,767 3.99%
    Asian 10,718 $4,210,640,000 $392,857 $5,810 3.98%
    Black 10,306 $2,659,320,000 $258,036 $6,748 4.28%
    American Indian 1,382 $368,960,000 $266,975 $6,421 4.18%
    Native Hawaiian or Islander 513 $188,645,000 $367,729 $7,331 4.05%
    Asian Indian 347 $144,265,000 $415,749 $5,679 3.90%
    Filipino 166 $72,450,000 $436,446 $7,765 3.99%
    Korean 60 $24,820,000 $413,667 $4,721 3.83%
    Vietnamese 65 $24,255,000 $373,154 $5,331 3.99%
    Chinese 62 $23,970,000 $386,613 $6,299 3.92%
    Other Asian 28 $8,860,000 $316,429 $5,194 4.05%
    Native Hawaiian 8 $4,370,000 $546,250 $9,272 4.14%
    Other Pacific Islander 14 $4,100,000 $292,857 $10,124 4.38%
    Japanese 13 $3,605,000 $277,308 $4,569 4.12%
    Samoan 4 $1,880,000 $470,000 $10,918 4.38%
    Guamanian 5 $1,875,000 $375,000 $9,418 4.28%

    Approval Rates

    Total approvals of all applications
    80.66%

    Loandepot.com has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    60.81%

    Loandepot.com has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 149,321 $44,869,985,000 $300,493

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 1,785 $250,885,000 $140,552
    Single Family (1-4 Units):Site-Built 147,536 $44,619,100,000 $302,429

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5,018 $1,136,480,000 $226,481 $4,380 4.00%
    40-60% 17,684 $5,053,740,000 $285,780 $4,603 3.90%
    60-80% 54,389 $17,181,625,000 $315,903 $5,104 4.07%
    80-100% 69,115 $20,596,395,000 $298,002 $6,500 4.16%
    Over 100% 2,569 $808,155,000 $314,580 $11,839 4.33%
    Under 20% 546 $93,590,000 $171,410 $4,183 4.16%