Mortgage Research Center Rates, Fees & Info

Review & Overview

Mortgage Research Center is a large mortgage company specializing in Home Purchase loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Mortgage Research Center has a low ratio of conventional loans.They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Virginia Beach, Atlanta, Clarksville, and Seattle among others. We have data for 920 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mortgage Research Center has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mortgage Research Center is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.83%	4/19/24
30 Year Conventional Refi	6.51%	4/19/24
30 Year Cash-out Refi	6.67%	4/19/24
30 Year FHA Purchase	7.57%	4/19/24
30 Year FHA Refi	7.65%	4/19/24
30 Year VA Purchase	6.57%	4/19/24
30 Year VA Refi	6.06%	4/19/24
30 Year USDA Purchase	6.91%	4/19/24
30 Year USDA Refi	6.27%	4/19/24
15 Year Conventional Purchase	6.57%	4/19/24
15 Year Conventional Refi	6.51%	4/19/24
15 Year Cash-out Refi	6.51%	4/19/24
15 Year FHA Purchase	7.85%	4/19/24
15 Year FHA Refi	5.68%	4/19/24
15 Year VA Purchase	6.40%	4/19/24
15 Year VA Refi	6.27%	4/19/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Mortgage Research Center Mortgage Calculator

Originations

66,465

Origination Dollar Volume (All Markets)

$16,373,285,000

Awards